Bankunited, FSB Mortgage Lending & HMDA Data, 2006
In 2006, Bankunited, FSB of Miami Lakes, FL reported 34,649 mortgage applications totaling $10.4 billion, up 35% from 2005. The average application was for $299,463, and applicants reported an average income of $130,363. 59% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Miami-Miami Beach-Kendall, FL (4,147), Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (3,168) and Phoenix-Mesa-Scottsdale, AZ (2,870) (applications in parentheses).
| Mortgage Company & Address | Bankunited, FSB 7815 Nw 148th Street Miami Lakes, FL 33016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 34,649 |
| Total Mortgage Loan Application Amount | $10,376,118,000 |
| Average Mortgage Loan Application Amount | $299,463 |
| Highest Mortgage Loan Application Amount | $7,800,000 |
| Average Applicant Income | $130,363 |
| Highest Applicant Income | $8,184,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bankunited, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Miami-Miami Beach-Kendall, FL | 4,147 | $ 1,138,588,000 | $ 274,557 | $ 162,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3,168 | $ 799,818,000 | $ 252,467 | $ 127,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,870 | $ 880,901,000 | $ 306,934 | $ 128,000 |
| Chicago-Naperville-Joliet, IL | 2,305 | $ 676,948,000 | $ 293,686 | $ 125,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 2,021 | $ 551,557,000 | $ 272,912 | $ 139,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,482 | $ 334,440,000 | $ 225,668 | $ 123,000 |
| Orlando-Kissimmee, FL | 1,332 | $ 331,269,000 | $ 248,700 | $ 129,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,202 | $ 486,081,000 | $ 404,393 | $ 106,903 |
| New York-White Plains-Wayne, NY-NJ | 881 | $ 407,167,000 | $ 462,164 | $ 145,634 |
| Cape Coral-Fort Myers, FL | 807 | $ 218,077,000 | $ 270,231 | $ 143,000 |
| Los Angeles-Long Beach-Glendale, CA | 638 | $ 286,769,000 | $ 449,481 | $ 121,000 |
| Sarasota-Bradenton-Venice, FL | 588 | $ 173,806,000 | $ 295,588 | $ 150,000 |
| Naples-Marco Island, FL | 547 | $ 189,689,000 | $ 346,780 | $ 168,000 |
| Las Vegas-Paradise, NV | 509 | $ 153,731,000 | $ 302,025 | $ 131,000 |
| Riverside-San Bernardino-Ontario, CA | 475 | $ 170,673,000 | $ 359,311 | $ 110,000 |
| Edison, NJ | 466 | $ 159,923,000 | $ 343,182 | $ 114,000 |
| Lakeland, FL | 449 | $ 97,644,000 | $ 217,469 | $ 135,000 |
| Port St. Lucie-Fort Pierce, FL | 442 | $ 109,848,000 | $ 248,524 | $ 124,000 |
| Oakland-Fremont-Hayward, CA | 429 | $ 203,608,000 | $ 474,610 | $ 146,000 |
| Newark-Union, NJ-PA | 419 | $ 152,322,000 | $ 363,536 | $ 112,114 |
| Baltimore-Towson, MD | 299 | $ 96,597,000 | $ 323,066 | $ 109,000 |
| San Diego-Carlsbad-San Marcos, CA | 285 | $ 127,961,000 | $ 448,985 | $ 125,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 250 | $ 93,229,000 | $ 372,916 | $ 134,000 |
| Santa Ana-Anaheim-Irvine, CA | 230 | $ 122,127,000 | $ 530,986 | $ 147,000 |
| Jacksonville, FL | 219 | $ 51,491,000 | $ 235,118 | $ 110,000 |
| Philadelphia, PA | 216 | $ 46,877,000 | $ 217,023 | $ 113,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 207 | $ 53,983,000 | $ 260,787 | $ 132,753 |
| Denver-Aurora, CO | 201 | $ 53,110,000 | $ 264,228 | $ 120,000 |
| Boston-Quincy, MA | 196 | $ 72,634,000 | $ 370,581 | $ 94,000 |
| Providence-New Bedford-Fall River, RI-MA | 192 | $ 53,255,000 | $ 277,369 | $ 74,692 |
| Bethesda-Gaithersburg-Frederick, MD | 181 | $ 75,196,000 | $ 415,447 | $ 120,000 |
| Lake County-Kenosha County, IL-WI | 180 | $ 61,244,000 | $ 340,244 | $ 137,011 |
| Deltona-Daytona Beach-Ormond Beach, FL | 176 | $ 38,446,000 | $ 218,443 | $ 130,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 173 | $ 95,746,000 | $ 553,445 | $ 159,000 |
| Atlanta-Sandy Springs-Marietta, GA | 167 | $ 36,422,000 | $ 218,095 | $ 122,000 |
| Stockton, CA | 137 | $ 53,445,000 | $ 390,109 | $ 132,000 |
| Milwaukee-Waukesha-West Allis, WI | 136 | $ 27,715,000 | $ 203,786 | $ 90,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 134 | $ 33,691,000 | $ 251,425 | $ 114,626 |
| Palm Bay-Melbourne-Titusville, FL | 129 | $ 30,057,000 | $ 233,000 | $ 121,000 |
| Nassau-Suffolk, NY | 127 | $ 57,223,000 | $ 450,574 | $ 164,000 |
| San Francisco-San Mateo-Redwood City, CA | 123 | $ 78,673,000 | $ 639,617 | $ 184,000 |
| Vallejo-Fairfield, CA | 122 | $ 51,608,000 | $ 423,016 | $ 145,000 |
| Camden, NJ | 118 | $ 28,747,000 | $ 243,618 | $ 116,000 |
| Richmond, VA | 113 | $ 24,472,000 | $ 216,566 | $ 83,000 |
| Warren-Troy-Farmington Hills, MI | 111 | $ 31,741,000 | $ 285,954 | $ 123,000 |
| Santa Rosa-Petaluma, CA | 107 | $ 55,492,000 | $ 518,616 | $ 199,000 |
| Punta Gorda, FL | 105 | $ 26,066,000 | $ 248,247 | $ 119,000 |
| Cleveland-Elyria-Mentor, OH | 103 | $ 27,882,000 | $ 270,699 | $ 141,000 |
| Cambridge-Newton-Framingham, MA | 102 | $ 43,024,000 | $ 421,803 | $ 106,000 |
| Detroit-Livonia-Dearborn, MI | 101 | $ 15,379,000 | $ 152,267 | $ 103,000 |
| Bakersfield, CA | 97 | $ 25,884,000 | $ 266,845 | $ 95,000 |
| St. Louis, MO-IL | 95 | $ 18,009,000 | $ 189,568 | $ 85,663 |
| Tucson, AZ | 95 | $ 22,625,000 | $ 238,157 | $ 92,000 |
| Madison, WI | 93 | $ 19,717,000 | $ 212,010 | $ 90,000 |
| Bridgeport-Stamford-Norwalk, CT | 88 | $ 35,710,000 | $ 405,795 | $ 112,000 |
| Ocala, FL | 87 | $ 14,705,000 | $ 169,022 | $ 98,000 |
| Worcester, MA | 76 | $ 20,416,000 | $ 268,631 | $ 79,000 |
| Sebastian-Vero Beach, FL | 71 | $ 15,905,000 | $ 224,014 | $ 149,000 |
| Essex County, MA | 69 | $ 24,959,000 | $ 361,724 | $ 87,000 |
| Kansas City, MO-KS | 65 | $ 11,962,000 | $ 184,030 | $ 107,046 |
| Prescott, AZ | 62 | $ 19,760,000 | $ 318,709 | $ 169,000 |
| Trenton-Ewing, NJ | 60 | $ 16,363,000 | $ 272,716 | $ 93,000 |
| Pittsburgh, PA | 59 | $ 9,574,000 | $ 162,271 | $ 96,000 |
| Indianapolis-Carmel, IN | 56 | $ 10,221,000 | $ 182,517 | $ 91,000 |
| Albuquerque, NM | 55 | $ 10,301,000 | $ 187,290 | $ 104,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 55 | $ 13,766,000 | $ 250,290 | $ 90,109 |
| New Haven-Milford, CT | 55 | $ 14,987,000 | $ 272,490 | $ 100,000 |
| Portland-Vancouver-Beaverton, OR-WA | 55 | $ 15,781,000 | $ 286,927 | $ 91,072 |
| Modesto, CA | 52 | $ 18,806,000 | $ 361,653 | $ 121,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 52 | $ 24,006,000 | $ 461,653 | $ 118,000 |
| Salinas, CA | 51 | $ 25,834,000 | $ 506,549 | $ 163,000 |
| Fresno, CA | 49 | $ 12,885,000 | $ 262,959 | $ 110,000 |
| Hartford-West Hartford-East Hartford, CT | 49 | $ 12,494,000 | $ 254,979 | $ 76,000 |
| Seattle-Bellevue-Everett, WA | 49 | $ 13,880,000 | $ 283,265 | $ 93,000 |
| Atlantic City, NJ | 41 | $ 11,200,000 | $ 273,170 | $ 135,000 |
| Rockford, IL | 41 | $ 6,577,000 | $ 160,414 | $ 70,000 |
| Gary, IN | 39 | $ 6,978,000 | $ 178,923 | $ 96,000 |
| Charlotte-Gastonia-Concord, NC-SC | 37 | $ 12,196,000 | $ 329,621 | $ 134,000 |
| Cincinnati-Middletown, OH-KY-IN | 37 | $ 8,175,000 | $ 220,945 | $ 103,054 |
| Poughkeepsie-Newburgh-Middletown, NY | 35 | $ 8,761,000 | $ 250,314 | $ 138,000 |
| Wilmington, DE-MD-NJ | 35 | $ 8,759,000 | $ 250,257 | $ 113,514 |
| Hagerstown-Martinsburg, MD-WV | 34 | $ 8,106,000 | $ 238,411 | $ 66,705 |
| Tallahassee, FL | 34 | $ 9,548,000 | $ 280,823 | $ 154,000 |
| Salt Lake City, UT | 33 | $ 10,493,000 | $ 317,969 | $ 172,000 |
| Pensacola-Ferry Pass-Brent, FL | 32 | $ 7,872,000 | $ 246,000 | $ 146,000 |
| Columbus, OH | 31 | $ 8,204,000 | $ 264,645 | $ 111,000 |
| Lansing-East Lansing, MI | 31 | $ 5,405,000 | $ 174,354 | $ 100,000 |
| Merced, CA | 31 | $ 10,581,000 | $ 341,322 | $ 132,000 |
| Flagstaff, AZ | 29 | $ 7,917,000 | $ 273,000 | $ 116,000 |
| Greeley, CO | 28 | $ 6,046,000 | $ 215,928 | $ 119,000 |
| Barnstable Town, MA | 25 | $ 9,606,000 | $ 384,240 | $ 73,000 |
| Colorado Springs, CO | 25 | $ 6,956,000 | $ 278,240 | $ 133,000 |
| Ocean City, NJ | 25 | $ 11,716,000 | $ 468,640 | $ 225,000 |
| Springfield, MA | 25 | $ 5,676,000 | $ 227,040 | $ 41,000 |
| Akron, OH | 24 | $ 3,678,000 | $ 153,250 | $ 59,000 |
| Boise City-Nampa, ID | 24 | $ 4,623,000 | $ 192,625 | $ 136,000 |
| Santa Barbara-Santa Maria, CA | 24 | $ 10,700,000 | $ 445,833 | $ 83,000 |
| Reno-Sparks, NV | 23 | $ 6,293,000 | $ 273,608 | $ 94,000 |
| Gainesville, FL | 22 | $ 4,722,000 | $ 214,636 | $ 123,000 |
| Monroe, MI | 22 | $ 3,436,000 | $ 156,181 | $ 59,000 |
| Nashville-Davidson--Murfreesboro, TN | 21 | $ 5,753,000 | $ 273,952 | $ 161,000 |
| Fort Walton Beach-Crestview-Destin, FL | 20 | $ 9,449,000 | $ 472,450 | $ 167,000 |
| Norwich-New London, CT | 20 | $ 5,555,000 | $ 277,750 | $ 96,000 |
| Fort Collins-Loveland, CO | 19 | $ 4,987,000 | $ 262,473 | $ 123,000 |
| Napa, CA | 19 | $ 8,982,000 | $ 472,736 | $ 136,000 |
| Panama City-Lynn Haven, FL | 19 | $ 6,434,000 | $ 338,631 | $ 187,000 |
| Raleigh-Cary, NC | 19 | $ 3,651,000 | $ 192,157 | $ 93,000 |
| San Luis Obispo-Paso Robles, CA | 19 | $ 9,636,000 | $ 507,157 | $ 172,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 18 | $ 4,397,000 | $ 244,277 | $ 211,000 |
| Memphis, TN-MS-AR | 17 | $ 3,877,000 | $ 228,058 | $ 110,647 |
| Santa Cruz-Watsonville, CA | 17 | $ 9,494,000 | $ 558,470 | $ 165,000 |
| Boulder, CO | 16 | $ 4,341,000 | $ 271,312 | $ 101,000 |
| Manchester-Nashua, NH | 16 | $ 4,426,000 | $ 276,625 | $ 90,000 |
| Yuma, AZ | 16 | $ 2,584,000 | $ 161,500 | $ 73,000 |
| Rockingham County-Strafford County, NH | 15 | $ 4,232,000 | $ 282,133 | $ 92,000 |
| Tacoma, WA | 15 | $ 4,503,000 | $ 300,200 | $ 101,000 |
| Yuba City, CA | 15 | $ 4,379,000 | $ 291,933 | $ 68,000 |
| Albany-Schenectady-Troy, NY | 14 | $ 3,525,000 | $ 251,785 | $ 101,000 |
| Charlottesville, VA | 14 | $ 4,103,000 | $ 293,071 | $ 93,000 |
| Visalia-Porterville, CA | 14 | $ 3,468,000 | $ 247,714 | $ 75,000 |
| Winchester, VA-WV | 14 | $ 5,145,000 | $ 367,500 | $ 144,000 |
| Asheville, NC | 13 | $ 3,695,000 | $ 284,230 | $ 142,000 |
| Canton-Massillon, OH | 13 | $ 2,363,000 | $ 181,769 | $ 56,000 |
| Flint, MI | 13 | $ 4,221,000 | $ 324,692 | $ 91,000 |
| Kankakee-Bradley, IL | 13 | $ 1,996,000 | $ 153,538 | $ 104,000 |
| Springfield, MO | 13 | $ 1,754,000 | $ 134,923 | $ 117,000 |
| Greenville, SC | 12 | $ 4,593,000 | $ 382,750 | $ 55,000 |
| Knoxville, TN | 12 | $ 2,944,000 | $ 245,333 | $ 100,000 |
| Lynchburg, VA | 12 | $ 1,957,000 | $ 163,083 | $ 59,000 |
| Madera, CA | 12 | $ 3,143,000 | $ 261,916 | $ 76,000 |
| Reading, PA | 12 | $ 1,906,000 | $ 158,833 | $ 88,000 |
| Appleton, WI | 11 | $ 1,425,000 | $ 129,545 | $ 103,000 |
| Janesville, WI | 11 | $ 1,548,000 | $ 140,727 | $ 85,000 |
| Oshkosh-Neenah, WI | 11 | $ 1,775,000 | $ 161,363 | $ 101,000 |
| Redding, CA | 11 | $ 3,406,000 | $ 309,636 | $ 158,000 |
| Rochester, MN | 11 | $ 1,692,000 | $ 153,818 | $ 88,000 |
| Vineland-Millville-Bridgeton, NJ | 11 | $ 1,744,000 | $ 158,545 | $ 75,000 |
| Dayton, OH | 10 | $ 1,926,000 | $ 192,600 | $ 121,000 |
| Toledo, OH | 10 | $ 1,681,000 | $ 168,100 | $ 95,000 |
| Wilmington, NC | 10 | $ 2,272,000 | $ 227,200 | $ 163,000 |
| Ann Arbor, MI | 9 | $ 2,240,000 | $ 248,888 | $ 118,000 |
| Bend, OR | 9 | $ 2,980,000 | $ 331,111 | $ 193,000 |
| Charleston-North Charleston, SC | 9 | $ 2,047,000 | $ 227,444 | $ 127,000 |
| Chico, CA | 9 | $ 2,492,000 | $ 276,888 | $ 65,000 |
| Columbia, SC | 9 | $ 1,842,000 | $ 204,666 | $ 100,000 |
| Eugene-Springfield, OR | 9 | $ 1,993,000 | $ 221,444 | $ 59,000 |
| Grand Rapids-Wyoming, MI | 9 | $ 2,300,000 | $ 255,555 | $ 58,000 |
| Kingston, NY | 8 | $ 2,740,000 | $ 342,500 | $ 145,000 |
| Lancaster, PA | 8 | $ 1,796,000 | $ 224,500 | $ 108,000 |
| Louisville-Jefferson County, KY-IN | 8 | $ 1,037,000 | $ 129,625 | $ 70,000 |
| Savannah, GA | 8 | $ 1,329,000 | $ 166,125 | $ 183,000 |
| Fort Wayne, IN | 7 | $ 1,616,000 | $ 230,857 | $ 54,000 |
| Niles-Benton Harbor, MI | 7 | $ 1,755,000 | $ 250,714 | $ 199,000 |
| Pittsfield, MA | 7 | $ 1,520,000 | $ 217,142 | $ 67,000 |
| Provo-Orem, UT | 7 | $ 2,223,000 | $ 317,571 | $ 106,000 |
| Racine, WI | 7 | $ 1,208,000 | $ 172,571 | $ 101,000 |
| Salisbury, MD | 7 | $ 1,516,000 | $ 216,571 | $ 83,000 |
| Spokane, WA | 7 | $ 1,454,000 | $ 207,714 | $ 130,000 |
| Winston-Salem, NC | 7 | $ 1,175,000 | $ 167,857 | $ 123,000 |
| York-Hanover, PA | 7 | $ 1,555,000 | $ 222,142 | $ 93,000 |
| Augusta-Richmond County, GA-SC | 6 | $ 661,000 | $ 110,166 | $ 51,166 |
| Fond Du Lac, WI | 6 | $ 592,000 | $ 98,666 | $ 119,000 |
| Greensboro-High Point, NC | 6 | $ 671,000 | $ 111,833 | $ 314,000 |
| Hanford-Corcoran, CA | 6 | $ 1,260,000 | $ 210,000 | $ 87,000 |
| Holland-Grand Haven, MI | 6 | $ 1,309,000 | $ 218,166 | $ 93,000 |
| La Crosse, WI-MN | 6 | $ 789,000 | $ 131,500 | $ 71,000 |
| Peoria, IL | 6 | $ 861,000 | $ 143,500 | $ 38,000 |
| Pueblo, CO | 6 | $ 747,000 | $ 124,500 | $ 104,000 |
| Rochester, NY | 6 | $ 820,000 | $ 136,666 | $ 91,000 |
| Saginaw-Saginaw Township North, MI | 6 | $ 1,431,000 | $ 238,500 | $ 99,000 |
| Salem, OR | 6 | $ 1,042,000 | $ 173,666 | $ 99,000 |
| St. Cloud, MN | 6 | $ 936,000 | $ 156,000 | $ 71,000 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 912,000 | $ 152,000 | $ 78,333 |
| Battle Creek, MI | 5 | $ 696,000 | $ 139,200 | $ 81,000 |
| Charleston, WV | 5 | $ 691,000 | $ 138,200 | $ 70,000 |
| Chattanooga, TN-GA | 5 | $ 1,670,000 | $ 334,000 | $ 226,200 |
| Duluth, MN-WI | 5 | $ 1,221,000 | $ 244,200 | $ 91,400 |
| Elkhart-Goshen, IN | 5 | $ 594,000 | $ 118,800 | $ 70,000 |
| Johnson City, TN | 5 | $ 951,000 | $ 190,200 | $ 57,000 |
| Kalamazoo-Portage, MI | 5 | $ 710,000 | $ 142,000 | $ 96,000 |
| Olympia, WA | 5 | $ 951,000 | $ 190,200 | $ 123,000 |
| Scranton--Wilkes-Barre, PA | 5 | $ 743,000 | $ 148,600 | $ 81,000 |
| Syracuse, NY | 5 | $ 843,000 | $ 168,600 | $ 99,000 |
| Valdosta, GA | 5 | $ 781,000 | $ 156,200 | $ 107,000 |
| Weirton-Steubenville, WV-OH | 5 | $ 747,000 | $ 149,400 | $ 22,800 |
| Bellingham, WA | 4 | $ 966,000 | $ 241,500 | $ 48,000 |
| Buffalo-Niagara Falls, NY | 4 | $ 714,000 | $ 178,500 | $ 80,000 |
| Champaign-Urbana, IL | 4 | $ 551,000 | $ 137,750 | $ 101,000 |
| Glens Falls, NY | 4 | $ 980,000 | $ 245,000 | $ 50,000 |
| Grand Junction, CO | 4 | $ 760,000 | $ 190,000 | $ 84,000 |
| Green Bay, WI | 4 | $ 599,000 | $ 149,750 | $ 70,000 |
| Hattiesburg, MS | 4 | $ 369,000 | $ 92,250 | $ 180,000 |
| Jefferson City, MO | 4 | $ 885,000 | $ 221,250 | $ 101,000 |
| Mansfield, OH | 4 | $ 555,000 | $ 138,750 | $ 61,000 |
| Roanoke, VA | 4 | $ 637,000 | $ 159,250 | $ 84,000 |
| Springfield, OH | 4 | $ 681,000 | $ 170,250 | $ 62,000 |
| Bloomington-Normal, IL | 3 | $ 520,000 | $ 173,333 | $ 70,000 |
| Bremerton-Silverdale, WA | 3 | $ 579,000 | $ 193,000 | $ 11,000 |
| Brunswick, GA | 3 | $ 473,000 | $ 157,666 | $ 29,000 |
| Burlington, NC | 3 | $ 456,000 | $ 152,000 | $ 151,000 |
| Clarksville, TN-KY | 3 | $ 382,000 | $ 127,333 | $ 77,333 |
| Coeur D'Alene, ID | 3 | $ 1,213,000 | $ 404,333 | $ 125,000 |
| Durham, NC | 3 | $ 773,000 | $ 257,666 | $ 77,000 |
| Gainesville, GA | 3 | $ 933,000 | $ 311,000 | $ 204,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 837,000 | $ 279,000 | $ 208,000 |
| Jackson, MI | 3 | $ 450,000 | $ 150,000 | $ 45,000 |
| Jackson, MS | 3 | $ 336,000 | $ 112,000 | $ 103,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 350,000 | $ 116,666 | $ 99,333 |
| Lafayette, IN | 3 | $ 255,000 | $ 85,000 | $ 68,000 |
| Las Cruces, NM | 3 | $ 639,000 | $ 213,000 | $ 48,000 |
| Medford, OR | 3 | $ 653,000 | $ 217,666 | $ 86,000 |
| Spartanburg, SC | 3 | $ 324,000 | $ 108,000 | $ 56,000 |
| Springfield, IL | 3 | $ 445,000 | $ 148,333 | $ 14,000 |
| St. George, UT | 3 | $ 608,000 | $ 202,666 | $ 187,000 |
| Anderson, SC | 2 | $ 238,000 | $ 119,000 | $ 108,000 |
| Athens-Clarke County, GA | 2 | $ 225,000 | $ 112,500 | $ 123,000 |
| Columbus, IN | 2 | $ 435,000 | $ 217,500 | $ 125,000 |
| Cumberland, MD-WV | 2 | $ 366,000 | $ 183,000 | $ 108,000 |
| Dalton, GA | 2 | $ 299,000 | $ 149,500 | $ 109,000 |
| Dover, DE | 2 | $ 245,000 | $ 122,500 | $ 0 |
| Evansville, IN-KY | 2 | $ 1,088,000 | $ 544,000 | $ 239,500 |
| Farmington, NM | 2 | $ 292,000 | $ 146,000 | $ 82,000 |
| Fayetteville, NC | 2 | $ 268,000 | $ 134,000 | $ 66,000 |
| Florence, SC | 2 | $ 416,000 | $ 208,000 | $ 0 |
| Harrisburg-Carlisle, PA | 2 | $ 787,000 | $ 393,500 | $ 230,000 |
| Harrisonburg, VA | 2 | $ 746,000 | $ 373,000 | $ 123,000 |
| Jacksonville, NC | 2 | $ 356,000 | $ 178,000 | $ 69,000 |
| Joplin, MO | 2 | $ 124,000 | $ 62,000 | $ 21,000 |
| Lawrence, KS | 2 | $ 254,000 | $ 127,000 | $ 144,000 |
| Lebanon, PA | 2 | $ 236,000 | $ 118,000 | $ 118,000 |
| Michigan City-La Porte, IN | 2 | $ 1,244,000 | $ 622,000 | $ 227,000 |
| Pocatello, ID | 2 | $ 180,000 | $ 90,000 | $ 140,000 |
| Rome, GA | 2 | $ 280,000 | $ 140,000 | $ 51,000 |
| Sandusky, OH | 2 | $ 235,000 | $ 117,500 | $ 88,000 |
| Santa Fe, NM | 2 | $ 397,000 | $ 198,500 | $ 269,000 |
| St. Joseph, MO-KS | 2 | $ 159,000 | $ 79,500 | $ 41,000 |
| Topeka, KS | 2 | $ 235,000 | $ 117,500 | $ 129,000 |
| Wichita, KS | 2 | $ 212,000 | $ 106,000 | $ 116,000 |
| Anderson, IN | 1 | $ 144,000 | $ 144,000 | $ 91,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Burlington-South Burlington, VT | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Carson City, NV | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Cleveland, TN | 1 | $ 123,000 | $ 123,000 | $ 44,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 104,000 | $ 104,000 | $ 60,000 |
| El Centro, CA | 1 | $ 230,000 | $ 230,000 | $ 107,000 |
| Elmira, NY | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 74,000 | $ 74,000 | $ 28,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 184,000 | $ 184,000 | $ 128,000 |
| Ithaca, NY | 1 | $ 180,000 | $ 180,000 | $ 61,000 |
| Johnstown, PA | 1 | $ 184,000 | $ 184,000 | $ 54,000 |
| Kennewick-Richland-Pasco, WA | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Kokomo, IN | 1 | $ 216,000 | $ 216,000 | $ 74,000 |
| Lexington-Fayette, KY | 1 | $ 252,000 | $ 252,000 | $ 83,000 |
| Lima, OH | 1 | $ 131,000 | $ 131,000 | $ 141,000 |
| Longview, WA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 360,000 | $ 360,000 | $ 216,000 |
| Muncie, IN | 1 | $ 296,000 | $ 296,000 | $ 0 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Pascagoula, MS | 1 | $ 148,000 | $ 148,000 | $ 174,000 |
| Rocky Mount, NC | 1 | $ 157,000 | $ 157,000 | $ 108,000 |
| Sheboygan, WI | 1 | $ 140,000 | $ 140,000 | $ 62,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 153,000 | $ 153,000 | $ 33,000 |
| Terre Haute, IN | 1 | $ 104,000 | $ 104,000 | $ 77,000 |
| Wausau, WI | 1 | $ 202,000 | $ 202,000 | $ 152,000 |
| Wheeling, WV-OH | 1 | $ 117,000 | $ 117,000 | $ 74,000 |
| Yakima, WA | 1 | $ 252,000 | $ 252,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bankunited, FSB in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 21,845 | $6,739,208,000 | $308,000 | $7,800,000 | $114,000 | $6,936,000 |
| Home Purchase | 11,922 | $3,572,151,000 | $299,000 | $5,790,000 | $162,000 | $8,184,000 |
| Home Improvement | 882 | $64,759,000 | $73,000 | $500,000 | $108,000 | $1,250,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 17,713 | $5,382,168,000 | $303,000 | $7,800,000 | $142,000 | $8,184,000 |
| Hispanic | 9,226 | $2,615,808,000 | $283,000 | $3,376,000 | $121,000 | $4,300,000 |
| Black or African American | 2,993 | $787,562,000 | $263,000 | $2,000,000 | $97,000 | $1,200,000 |
| Not Provided | 2,728 | $894,540,000 | $327,000 | $3,357,000 | $121,000 | $3,600,000 |
| Asian | 1,634 | $571,951,000 | $350,000 | $2,740,000 | $137,000 | $3,990,000 |
| Native Hawaiian or Other Pacific Islander | 256 | $87,211,000 | $340,000 | $1,725,000 | $128,000 | $1,032,000 |
| American Indian or Alaskan Native | 90 | $29,609,000 | $328,000 | $1,320,000 | $133,000 | $1,200,000 |
| Not applicable | 9 | $7,269,000 | $807,000 | $3,637,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 34,648 | $10,376,008,000 | $299,000 | $7,800,000 | $130,000 | $8,184,000 |
| FHA-insured (Federal Housing Administration) | 1 | $110,000 | $110,000 | $110,000 | $52,000 | $52,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 20,343 | $5,806,551,000 | $285,000 | $3,637,000 | $128,000 | $8,184,000 |
| Application Denied By Financial Institution | 6,239 | $2,056,484,000 | $329,000 | $7,800,000 | $139,000 | $6,728,000 |
| Application Approved But Not Accepted | 5,857 | $1,844,678,000 | $314,000 | $5,790,000 | $129,000 | $6,600,000 |
| File Closed For Incompleteness | 930 | $345,002,000 | $370,000 | $6,750,000 | $169,000 | $6,936,000 |
| Application Withdrawn By Applicant | 742 | $250,385,000 | $337,000 | $3,000,000 | $130,000 | $2,340,000 |
| Loan Purchased By The Institution | 538 | $73,018,000 | $135,000 | $359,000 | $54,000 | $521,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,143 | $651,207,000 | $303,000 | $3,200,000 | $117,000 | $4,500,000 |
| Other | 1,698 | $621,724,000 | $366,000 | $3,500,000 | $162,000 | $2,482,000 |
| Debt-To-Income Ratio | 1,117 | $348,969,000 | $312,000 | $3,376,000 | $114,000 | $1,200,000 |
| Collateral | 727 | $234,028,000 | $321,000 | $7,800,000 | $179,000 | $6,728,000 |
| Unverifiable Information | 237 | $87,494,000 | $369,000 | $2,000,000 | $148,000 | $871,000 |
| Credit Application Incomplete | 152 | $62,832,000 | $413,000 | $3,060,000 | $182,000 | $1,999,000 |
| Employment History | 126 | $36,833,000 | $292,000 | $800,000 | $123,000 | $564,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $7,560,000 | $315,000 | $550,000 | $109,000 | $377,000 |
| Mortgage Insurance Denied | 15 | $5,837,000 | $389,000 | $797,000 | $169,000 | $476,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankunited, FSB's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankunited, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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