Baxter Credit Union Mortgage Lending & HMDA Data, 2013

In 2013, Baxter Credit Union of 340 N Milwaukee Ave, IL reported 5,959 mortgage applications totaling $1.2 billion, down 3% from 2012. The average application was for $200,660, and applicants reported an average income of $117,351. 56% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (996), Chicago-Joliet-Naperville, IL (744) and Lake County-Kenosha County, IL-WI (732) (applications in parentheses).

Mortgage Company & Address Baxter Credit Union
340 N Milwaukee Ave
340 N Milwaukee Ave, IL 60061
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,959
Total Mortgage Loan Application Amount $1,195,738,000
Average Mortgage Loan Application Amount $200,660
Highest Mortgage Loan Application Amount $3,900,000
Average Applicant Income $117,351
Highest Applicant Income $1,776,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Baxter Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Baxter Credit Union by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lake, Illinois 669 $ 126,206,000 $ 188,648 $ 125,000
Hennepin, Minnesota 520 $ 119,234,000 $ 229,296 $ 129,000
Cook, Illinois 377 $ 96,676,000 $ 256,435 $ 153,000
McHenry, Illinois 247 $ 39,469,000 $ 159,793 $ 98,000
Orange, California 213 $ 67,472,000 $ 316,769 $ 143,000
Los Angeles, California 136 $ 35,192,000 $ 258,764 $ 130,000
Anoka, Minnesota 123 $ 23,071,000 $ 187,569 $ 115,000
Ramsey, Minnesota 108 $ 20,928,000 $ 193,777 $ 125,000
Miami-Dade, Florida 74 $ 14,787,000 $ 199,824 $ 111,000
Ventura, California 71 $ 25,984,000 $ 365,971 $ 177,000
Dakota, Minnesota 70 $ 16,325,000 $ 233,214 $ 135,000
Baxter, Arkansas 68 $ 7,460,000 $ 109,705 $ 62,000
DuPage, Illinois 67 $ 14,980,000 $ 223,582 $ 147,000
Kenosha, Wisconsin 63 $ 9,727,000 $ 154,396 $ 99,000
Bolivar, Mississippi 51 $ 4,320,000 $ 84,705 $ 58,000
Washington, Minnesota 50 $ 11,281,000 $ 225,620 $ 134,000
Franklin, Ohio 45 $ 10,500,000 $ 233,333 $ 151,000
Maricopa, Arizona 44 $ 8,174,000 $ 185,772 $ 136,000
Broward, Florida 44 $ 10,781,000 $ 245,022 $ 137,000
McDowell, North Carolina 41 $ 3,117,000 $ 76,024 $ 47,000
Riverside, California 38 $ 7,849,000 $ 206,552 $ 148,000
Kane, Illinois 38 $ 5,228,000 $ 137,578 $ 86,000
Monroe, Indiana 38 $ 7,004,000 $ 184,315 $ 98,000
Wright, Minnesota 37 $ 6,401,000 $ 173,000 $ 115,000
San Diego, California 35 $ 14,534,000 $ 415,257 $ 251,000
Bexar, Texas 32 $ 3,682,000 $ 115,062 $ 80,000
Carver, Minnesota 30 $ 7,060,000 $ 235,333 $ 133,000
San Bernardino, California 29 $ 4,961,000 $ 171,068 $ 119,000
Scott, Minnesota 29 $ 5,410,000 $ 186,551 $ 110,000
Aguada, Puerto Rico 22 $ 2,740,000 $ 124,545 $ 48,000
Walworth, Wisconsin 22 $ 4,486,000 $ 203,909 $ 154,000
Worcester, Massachusetts 21 $ 5,997,000 $ 285,571 $ 147,000
Clark, Nevada 21 $ 3,049,000 $ 145,190 $ 120,000
Delaware, Ohio 21 $ 5,520,000 $ 262,857 $ 181,000
Carolina, Puerto Rico 21 $ 2,532,000 $ 120,571 $ 55,000
San Juan, Puerto Rico 21 $ 3,538,000 $ 168,476 $ 85,000
Middlesex, Massachusetts 20 $ 4,883,000 $ 244,150 $ 149,000
Aibonito, Puerto Rico 19 $ 2,128,000 $ 112,000 $ 57,000
Yancey, North Carolina 18 $ 1,337,000 $ 74,277 $ 50,000
Pinellas, Florida 17 $ 1,479,000 $ 87,000 $ 92,000
Alameda, California 16 $ 8,671,000 $ 541,937 $ 175,000
Mecklenburg, North Carolina 16 $ 2,715,000 $ 169,687 $ 211,000
Mitchell, North Carolina 16 $ 1,369,000 $ 85,562 $ 52,000
Milwaukee, Wisconsin 16 $ 2,406,000 $ 150,375 $ 115,000
Fulton, Georgia 15 $ 3,449,000 $ 229,933 $ 161,000
Tarrant, Texas 15 $ 1,555,000 $ 103,666 $ 94,000
Santa Clara, California 14 $ 5,553,000 $ 396,642 $ 174,000
Avery, North Carolina 14 $ 1,568,000 $ 112,000 $ 62,000
Mayaguez, Puerto Rico 14 $ 1,765,000 $ 126,071 $ 68,000
Harris, Texas 14 $ 1,531,000 $ 109,357 $ 77,000
Will, Illinois 13 $ 2,285,000 $ 175,769 $ 128,000
Coamo, Puerto Rico 13 $ 1,123,000 $ 86,384 $ 44,000
Gwinnett, Georgia 12 $ 2,425,000 $ 202,083 $ 117,000
Oconee, Georgia 12 $ 3,679,000 $ 306,583 $ 144,000
Owen, Indiana 12 $ 1,122,000 $ 93,500 $ 58,000
Sherburne, Minnesota 12 $ 1,835,000 $ 152,916 $ 84,000
Ozark, Missouri 12 $ 885,000 $ 73,750 $ 63,000
Buncombe, North Carolina 12 $ 1,957,000 $ 163,083 $ 106,000
Cabo Rojo, Puerto Rico 12 $ 3,050,000 $ 254,166 $ 140,000
Travis, Texas 12 $ 2,731,000 $ 227,583 $ 122,000
Racine, Wisconsin 12 $ 1,598,000 $ 133,166 $ 176,000
Denver, Colorado 11 $ 2,949,000 $ 268,090 $ 147,000
Anasco, Puerto Rico 11 $ 1,221,000 $ 111,000 $ 43,000
Bayamon, Puerto Rico 11 $ 1,191,000 $ 108,272 $ 38,000
St. Croix, Wisconsin 11 $ 1,717,000 $ 156,090 $ 167,000
Lee, Florida 10 $ 2,047,000 $ 204,700 $ 218,000
Allegheny, Pennsylvania 10 $ 1,544,000 $ 154,400 $ 96,000
Aguadilla, Puerto Rico 10 $ 1,336,000 $ 133,600 $ 67,000
Jayuya, Puerto Rico 10 $ 770,000 $ 77,000 $ 57,000
San Mateo, California 9 $ 3,478,000 $ 386,444 $ 172,000
Arapahoe, Colorado 9 $ 1,422,000 $ 158,000 $ 117,000
Douglas, Colorado 9 $ 2,655,000 $ 295,000 $ 125,000
Palm Beach, Florida 9 $ 1,900,000 $ 211,111 $ 178,000
St. Louis, Missouri 9 $ 2,356,000 $ 261,777 $ 107,000
Wake, North Carolina 9 $ 1,481,000 $ 164,555 $ 140,000
Ponce, Puerto Rico 9 $ 1,092,000 $ 121,333 $ 89,000
Rincon, Puerto Rico 9 $ 1,073,000 $ 119,222 $ 52,000
Dallas, Texas 9 $ 1,922,000 $ 213,555 $ 123,000
Marion, Arkansas 8 $ 818,000 $ 102,250 $ 66,000
Kern, California 8 $ 783,000 $ 97,875 $ 167,000
Canovanas, Puerto Rico 8 $ 984,000 $ 123,000 $ 39,000
Guaynabo, Puerto Rico 8 $ 2,321,000 $ 290,125 $ 150,000
San German, Puerto Rico 8 $ 1,023,000 $ 127,875 $ 61,000
Williamson, Texas 8 $ 1,737,000 $ 217,125 $ 128,000
King, Washington 8 $ 2,797,000 $ 349,625 $ 247,000
Hillsborough, Florida 7 $ 2,175,000 $ 310,714 $ 203,000
Orange, Florida 7 $ 836,000 $ 119,428 $ 54,000
DeKalb, Georgia 7 $ 1,054,000 $ 150,571 $ 136,000
Hamilton, Indiana 7 $ 1,841,000 $ 263,000 $ 188,000
Marion, Indiana 7 $ 760,000 $ 108,571 $ 120,000
Suffolk, Massachusetts 7 $ 2,922,000 $ 417,428 $ 140,000
Sunflower, Mississippi 7 $ 400,000 $ 57,142 $ 55,000
Monroe, New York 7 $ 1,046,000 $ 149,428 $ 166,000
Union, Ohio 7 $ 1,702,000 $ 243,142 $ 141,000
Collin, Texas 7 $ 1,784,000 $ 254,857 $ 111,000
Sonoma, California 6 $ 1,805,000 $ 300,833 $ 226,000
Jefferson, Colorado 6 $ 1,459,000 $ 243,166 $ 123,000
Collier, Florida 6 $ 1,162,000 $ 193,666 $ 220,000
Howard, Maryland 6 $ 1,866,000 $ 311,000 $ 192,000
Crow Wing, Minnesota 6 $ 1,266,000 $ 211,000 $ 170,000
Taney, Missouri 6 $ 690,000 $ 115,000 $ 60,000
Middlesex, New Jersey 6 $ 1,290,000 $ 215,000 $ 127,000
Butler, Ohio 6 $ 563,000 $ 93,833 $ 82,000
Juana Diaz, Puerto Rico 6 $ 684,000 $ 114,000 $ 77,000
Salt Lake, Utah 6 $ 2,493,000 $ 415,500 $ 328,000
Fulton, Arkansas 5 $ 631,000 $ 126,200 $ 70,000
Newton, Georgia 5 $ 807,000 $ 161,400 $ 160,000
Lake, Indiana 5 $ 630,000 $ 126,000 $ 112,000
Lawrence, Indiana 5 $ 394,000 $ 78,800 $ 134,000
Norfolk, Massachusetts 5 $ 1,903,000 $ 380,600 $ 167,000
Washtenaw, Michigan 5 $ 1,125,000 $ 225,000 $ 109,000
Jackson, Missouri 5 $ 1,379,000 $ 275,800 $ 198,000
Bergen, New Jersey 5 $ 1,618,000 $ 323,600 $ 301,000
Monmouth, New Jersey 5 $ 911,000 $ 182,200 $ 147,000
Erie, New York 5 $ 526,000 $ 105,200 $ 142,000
Burke, North Carolina 5 $ 418,000 $ 83,600 $ 54,000
Delaware, Pennsylvania 5 $ 622,000 $ 124,400 $ 122,000
Lancaster, Pennsylvania 5 $ 949,000 $ 189,800 $ 115,000
Guayama, Puerto Rico 5 $ 359,000 $ 71,800 $ 36,000
Cherokee, Texas 5 $ 347,000 $ 69,400 $ 98,000
Denton, Texas 5 $ 843,000 $ 168,600 $ 140,000
Pinal, Arizona 4 $ 358,000 $ 89,500 $ 51,000
Garland, Arkansas 4 $ 617,000 $ 154,250 $ 130,000
Contra Costa, California 4 $ 951,000 $ 237,750 $ 192,000
Manatee, Florida 4 $ 924,000 $ 231,000 $ 125,000
Sarasota, Florida 4 $ 936,000 $ 234,000 $ 181,000
Volusia, Florida 4 $ 1,049,000 $ 262,250 $ 110,000
Cobb, Georgia 4 $ 777,000 $ 194,250 $ 144,000
Forsyth, Georgia 4 $ 662,000 $ 165,500 $ 101,000
Rockdale, Georgia 4 $ 577,000 $ 144,250 $ 123,000
Walton, Georgia 4 $ 965,000 $ 241,250 $ 111,000
Winnebago, Illinois 4 $ 292,000 $ 73,000 $ 80,000
Clay, Indiana 4 $ 642,000 $ 160,500 $ 66,000
Johnson, Indiana 4 $ 505,000 $ 126,250 $ 68,000
Linn, Iowa 4 $ 432,000 $ 108,000 $ 82,000
Montgomery, Maryland 4 $ 2,282,000 $ 570,500 $ 268,000
Cass, Minnesota 4 $ 821,000 $ 205,250 $ 153,000
Chisago, Minnesota 4 $ 598,000 $ 149,500 $ 79,000
St. Louis, Minnesota 4 $ 420,000 $ 105,000 $ 79,000
Stearns, Minnesota 4 $ 615,000 $ 153,750 $ 102,000
Burlington, New Jersey 4 $ 756,000 $ 189,000 $ 76,000
Bernalillo, New Mexico 4 $ 445,000 $ 111,250 $ 72,000
Albany, New York 4 $ 879,000 $ 219,750 $ 121,000
Schenectady, New York 4 $ 187,000 $ 46,750 $ 119,000
Suffolk, New York 4 $ 1,920,000 $ 480,000 $ 158,000
Pitt, North Carolina 4 $ 315,000 $ 78,750 $ 173,000
Licking, Ohio 4 $ 358,000 $ 89,500 $ 102,000
York, Pennsylvania 4 $ 661,000 $ 165,250 $ 84,000
Barranquitas, Puerto Rico 4 $ 430,000 $ 107,500 $ 61,000
Caguas, Puerto Rico 4 $ 1,022,000 $ 255,500 $ 102,000
Dorado, Puerto Rico 4 $ 1,434,000 $ 358,500 $ 144,000
Fajardo, Puerto Rico 4 $ 416,000 $ 104,000 $ 58,000
Gurabo, Puerto Rico 4 $ 1,415,000 $ 353,750 $ 132,000
Sabana Grande, Puerto Rico 4 $ 1,468,000 $ 367,000 $ 199,000
Santa Isabel, Puerto Rico 4 $ 522,000 $ 130,500 $ 76,000
Toa Baja, Puerto Rico 4 $ 548,000 $ 137,000 $ 66,000
Trujillo Alto, Puerto Rico 4 $ 643,000 $ 160,750 $ 46,000
Richland, South Carolina 4 $ 607,000 $ 151,750 $ 166,000
Spartanburg, South Carolina 4 $ 620,000 $ 155,000 $ 125,000
Fort Bend, Texas 4 $ 644,000 $ 161,000 $ 129,000
Fairfax, Virginia 4 $ 1,186,000 $ 296,500 $ 128,000
Madison, Alabama 3 $ 282,000 $ 94,000 $ 56,000
Coconino, Arizona 3 $ 500,000 $ 166,666 $ 130,000
Benton, Arkansas 3 $ 844,000 $ 281,333 $ 159,000
Pulaski, Arkansas 3 $ 350,000 $ 116,666 $ 73,000
El Dorado, California 3 $ 513,000 $ 171,000 $ 112,000
San Francisco, California 3 $ 1,726,000 $ 575,333 $ 191,000
Santa Barbara, California 3 $ 1,625,000 $ 541,666 $ 123,000
Santa Cruz, California 3 $ 499,000 $ 166,333 $ 91,000
Hartford, Connecticut 3 $ 925,000 $ 308,333 $ 111,000
Monroe, Florida 3 $ 554,000 $ 184,666 $ 202,000
Douglas, Georgia 3 $ 136,000 $ 45,333 $ 87,000
Henry, Georgia 3 $ 484,000 $ 161,333 $ 137,000
Tipton, Indiana 3 $ 100,000 $ 33,333 $ 78,000
Cerro Gordo, Iowa 3 $ 114,000 $ 38,000 $ 40,000
Johnson, Iowa 3 $ 805,000 $ 268,333 $ 125,000
Johnson, Kansas 3 $ 665,000 $ 221,666 $ 86,000
Wyandotte, Kansas 3 $ 158,000 $ 52,666 $ 103,000
Jefferson, Kentucky 3 $ 680,000 $ 226,666 $ 185,000
Essex, Massachusetts 3 $ 859,000 $ 286,333 $ 130,000
Allegan, Michigan 3 $ 290,000 $ 96,666 $ 174,000
Kalamazoo, Michigan 3 $ 489,000 $ 163,000 $ 123,000
Macomb, Michigan 3 $ 471,000 $ 157,000 $ 122,000
Marquette, Michigan 3 $ 209,000 $ 69,666 $ 58,000
Madison, Mississippi 3 $ 577,000 $ 192,333 $ 84,000
Greene, Missouri 3 $ 308,000 $ 102,666 $ 56,000
Hillsborough, New Hampshire 3 $ 667,000 $ 222,333 $ 168,000
Rockingham, New Hampshire 3 $ 893,000 $ 297,666 $ 199,000
Morris, New Jersey 3 $ 300,000 $ 100,000 $ 136,000
Jefferson, New York 3 $ 351,000 $ 117,000 $ 275,000
Iredell, North Carolina 3 $ 335,000 $ 111,666 $ 54,000
Orange, North Carolina 3 $ 754,000 $ 251,333 $ 131,000
Cuyahoga, Ohio 3 $ 248,000 $ 82,666 $ 42,000
Warren, Ohio 3 $ 711,000 $ 237,000 $ 172,000
Cleveland, Oklahoma 3 $ 520,000 $ 173,333 $ 89,000
Tulsa, Oklahoma 3 $ 498,000 $ 166,000 $ 65,000
Clackamas, Oregon 3 $ 899,000 $ 299,666 $ 228,000
Multnomah, Oregon 3 $ 857,000 $ 285,666 $ 104,000
Monroe, Pennsylvania 3 $ 173,000 $ 57,666 $ 44,000
Toa Alta, Puerto Rico 3 $ 412,000 $ 137,333 $ 137,000
Yauco, Puerto Rico 3 $ 379,000 $ 126,333 $ 78,000
Florence, South Carolina 3 $ 230,000 $ 76,666 $ 90,000
York, South Carolina 3 $ 571,000 $ 190,333 $ 63,000
Carter, Tennessee 3 $ 224,000 $ 74,666 $ 32,000
Davidson, Tennessee 3 $ 266,000 $ 88,666 $ 55,000
Shelby, Tennessee 3 $ 896,000 $ 298,666 $ 141,000
El Paso, Texas 3 $ 250,000 $ 83,333 $ 116,000
Jefferson, Texas 3 $ 251,000 $ 83,666 $ 101,000
Montgomery, Texas 3 $ 357,000 $ 119,000 $ 132,000
Utah, Utah 3 $ 539,000 $ 179,666 $ 111,000
Chesapeake, Virginia 3 $ 379,000 $ 126,333 $ 129,000
Loudoun, Virginia 3 $ 1,129,000 $ 376,333 $ 205,000
Burnett, Wisconsin 3 $ 330,000 $ 110,000 $ 133,000
Columbia, Wisconsin 3 $ 266,000 $ 88,666 $ 78,000
Door, Wisconsin 3 $ 606,000 $ 202,000 $ 162,000
Polk, Wisconsin 3 $ 358,000 $ 119,333 $ 144,000
Jefferson, Alabama 2 $ 214,000 $ 107,000 $ 96,000
Lee, Alabama 2 $ 352,000 $ 176,000 $ 173,000
Mohave, Arizona 2 $ 150,000 $ 75,000 $ 125,000
Pima, Arizona 2 $ 268,000 $ 134,000 $ 42,000
Saline, Arkansas 2 $ 360,000 $ 180,000 $ 70,000
Placer, California 2 $ 904,000 $ 452,000 $ 198,000
Sacramento, California 2 $ 269,000 $ 134,500 $ 93,000
San Benito, California 2 $ 480,000 $ 240,000 $ 109,000
San Joaquin, California 2 $ 128,000 $ 64,000 $ 71,000
Shasta, California 2 $ 540,000 $ 270,000 $ 145,000
Stanislaus, California 2 $ 202,000 $ 101,000 $ 112,000
Tuolumne, California 2 $ 321,000 $ 160,500 $ 55,000
Boulder, Colorado 2 $ 344,000 $ 172,000 $ 136,000
Summit, Colorado 2 $ 429,000 $ 214,500 $ 143,000
Fairfield, Connecticut 2 $ 665,000 $ 332,500 $ 134,000
New Haven, Connecticut 2 $ 456,000 $ 228,000 $ 84,000
New Castle, Delaware 2 $ 401,000 $ 200,500 $ 115,000
Pasco, Florida 2 $ 280,000 $ 140,000 $ 89,000
Chatham, Georgia 2 $ 382,000 $ 191,000 $ 156,000
Colquitt, Georgia 2 $ 113,000 $ 56,500 $ 39,000
Fayette, Georgia 2 $ 525,000 $ 262,500 $ 107,000
Hall, Georgia 2 $ 391,000 $ 195,500 $ 127,000
Honolulu, Hawaii 2 $ 960,000 $ 480,000 $ 186,000
Ada, Idaho 2 $ 160,000 $ 80,000 $ 31,000
Bannock, Idaho 2 $ 185,000 $ 92,500 $ 96,000
Boone, Illinois 2 $ 106,000 $ 53,000 $ 137,000
DeKalb, Illinois 2 $ 213,000 $ 106,500 $ 81,000
Effingham, Illinois 2 $ 253,000 $ 126,500 $ 136,000
Montgomery, Illinois 2 $ 20,000 $ 10,000 $ 46,000
Allen, Indiana 2 $ 110,000 $ 55,000 $ 142,000
Boone, Indiana 2 $ 309,000 $ 154,500 $ 95,000
Morgan, Indiana 2 $ 206,000 $ 103,000 $ 68,000
Sedgwick, Kansas 2 $ 47,000 $ 23,500 $ 59,000
Boone, Kentucky 2 $ 234,000 $ 117,000 $ 75,000
Fayette, Kentucky 2 $ 411,000 $ 205,500 $ 206,000
Hardin, Kentucky 2 $ 66,000 $ 33,000 $ 42,000
St. Tammany, Louisiana 2 $ 559,000 $ 279,500 $ 84,000
Vermilion, Louisiana 2 $ 210,000 $ 105,000 $ 149,000
Anne Arundel, Maryland 2 $ 441,000 $ 220,500 $ 340,000
Bristol, Massachusetts 2 $ 438,000 $ 219,000 $ 127,000
Plymouth, Massachusetts 2 $ 443,000 $ 221,500 $ 106,000
Cass, Michigan 2 $ 459,000 $ 229,500 $ 268,000
Houghton, Michigan 2 $ 193,000 $ 96,500 $ 92,000
Oakland, Michigan 2 $ 247,000 $ 123,500 $ 115,000
Van Buren, Michigan 2 $ 201,000 $ 100,500 $ 137,000
Wayne, Michigan 2 $ 138,000 $ 69,000 $ 63,000
Hubbard, Minnesota 2 $ 74,000 $ 37,000 $ 69,000
Martin, Minnesota 2 $ 178,000 $ 89,000 $ 128,000
Mille Lacs, Minnesota 2 $ 269,000 $ 134,500 $ 57,000
Hinds, Mississippi 2 $ 202,000 $ 101,000 $ 81,000
Howell, Missouri 2 $ 153,000 $ 76,500 $ 40,000
St. Charles, Missouri 2 $ 282,000 $ 141,000 $ 79,000
Granite, Montana 2 $ 160,000 $ 80,000 $ 49,000
Washoe, Nevada 2 $ 287,000 $ 143,500 $ 108,000
Merrimack, New Hampshire 2 $ 176,000 $ 88,000 $ 53,000
Camden, New Jersey 2 $ 282,000 $ 141,000 $ 137,000
Passaic, New Jersey 2 $ 211,000 $ 105,500 $ 150,000
Somerset, New Jersey 2 $ 518,000 $ 259,000 $ 128,000
Nassau, New York 2 $ 555,000 $ 277,500 $ 292,000
Davidson, North Carolina 2 $ 265,000 $ 132,500 $ 108,000
Durham, North Carolina 2 $ 194,000 $ 97,000 $ 36,000
Guilford, North Carolina 2 $ 241,000 $ 120,500 $ 180,000
New Hanover, North Carolina 2 $ 301,000 $ 150,500 $ 106,000
Rowan, North Carolina 2 $ 169,000 $ 84,500 $ 49,000
Columbiana, Ohio 2 $ 83,000 $ 41,500 $ 71,000
Fairfield, Ohio 2 $ 160,000 $ 80,000 $ 55,000
Portage, Ohio 2 $ 192,000 $ 96,000 $ 41,000
Preble, Ohio 2 $ 61,000 $ 30,500 $ 26,000
Marion, Oregon 2 $ 558,000 $ 279,000 $ 131,000
Washington, Oregon 2 $ 384,000 $ 192,000 $ 212,000
Beaver, Pennsylvania 2 $ 190,000 $ 95,000 $ 248,000
Franklin, Pennsylvania 2 $ 549,000 $ 274,500 $ 124,000
Wayne, Pennsylvania 2 $ 124,000 $ 62,000 $ 111,000
Westmoreland, Pennsylvania 2 $ 82,000 $ 41,000 $ 24,000
Adjuntas, Puerto Rico 2 $ 357,000 $ 178,500 $ 78,000
Catano, Puerto Rico 2 $ 205,000 $ 102,500 $ 53,000
Cayey, Puerto Rico 2 $ 346,000 $ 173,000 $ 166,000
Cidra, Puerto Rico 2 $ 227,000 $ 113,500 $ 50,000
Hormigueros, Puerto Rico 2 $ 151,000 $ 75,500 $ 24,000
Lajas, Puerto Rico 2 $ 153,000 $ 76,500 $ 41,000
Luquillo, Puerto Rico 2 $ 319,000 $ 159,500 $ 120,000
Moca, Puerto Rico 2 $ 192,000 $ 96,000 $ 34,000
Rio Grande, Puerto Rico 2 $ 104,000 $ 52,000 $ 31,000
Vega Alta, Puerto Rico 2 $ 362,000 $ 181,000 $ 74,000
Vega Baja, Puerto Rico 2 $ 247,000 $ 123,500 $ 79,000
Bristol, Rhode Island 2 $ 300,000 $ 150,000 $ 247,000
Providence, Rhode Island 2 $ 517,000 $ 258,500 $ 154,000
Charleston, South Carolina 2 $ 1,180,000 $ 590,000 $ 297,000
Sumner, Tennessee 2 $ 313,000 $ 156,500 $ 107,000
Williamson, Tennessee 2 $ 697,000 $ 348,500 $ 119,000
Ellis, Texas 2 $ 316,000 $ 158,000 $ 39,000
Hood, Texas 2 $ 414,000 $ 207,000 $ 80,000
Johnson, Texas 2 $ 263,000 $ 131,500 $ 34,000
Lubbock, Texas 2 $ 93,000 $ 46,500 $ 100,000
Duchesne, Utah 2 $ 198,000 $ 99,000 $ 78,000
Chesterfield, Virginia 2 $ 487,000 $ 243,500 $ 92,000
Fairfax City, Virginia 2 $ 660,000 $ 330,000 $ 116,000
Snohomish, Washington 2 $ 317,000 $ 158,500 $ 56,000
Brown, Wisconsin 2 $ 209,000 $ 104,500 $ 117,000
Fond du Lac, Wisconsin 2 $ 336,000 $ 168,000 $ 99,000
Jefferson, Wisconsin 2 $ 535,000 $ 267,500 $ 153,000
Oconto, Wisconsin 2 $ 222,000 $ 111,000 $ 113,000
Oneida, Wisconsin 2 $ 356,000 $ 178,000 $ 190,000
Vilas, Wisconsin 2 $ 484,000 $ 242,000 $ 95,000
Washburn, Wisconsin 2 $ 490,000 $ 245,000 $ 430,000
Waukesha, Wisconsin 2 $ 286,000 $ 143,000 $ 88,000
Coffee, Alabama 1 $ 299,000 $ 299,000 $ 92,000
Etowah, Alabama 1 $ 142,000 $ 142,000 $ 60,000
Lawrence, Alabama 1 $ 30,000 $ 30,000 $ 115,000
Mobile, Alabama 1 $ 160,000 $ 160,000 $ 179,000
Morgan, Alabama 1 $ 100,000 $ 100,000 $ 42,000
Shelby, Alabama 1 $ 103,000 $ 103,000 $ 100,000
St. Clair, Alabama 1 $ 130,000 $ 130,000 $ 110,000
Cochise, Arizona 1 $ 142,000 $ 142,000 $ 52,000
Boone, Arkansas 1 $ 121,000 $ 121,000 $ 24,000
Johnson, Arkansas 1 $ 98,000 $ 98,000 $ 56,000
Searcy, Arkansas 1 $ 68,000 $ 68,000 $ 48,000
Washington, Arkansas 1 $ 225,000 $ 225,000 $ 115,000
Fresno, California 1 $ 86,000 $ 86,000 $ 112,000
Mono, California 1 $ 417,000 $ 417,000 $ 95,000
Solano, California 1 $ 245,000 $ 245,000 $ 154,000
Tulare, California 1 $ 256,000 $ 256,000 $ 105,000
Adams, Colorado 1 $ 96,000 $ 96,000 $ 45,000
Clear Creek, Colorado 1 $ 175,000 $ 175,000 $ 149,000
Eagle, Colorado 1 $ 205,000 $ 205,000 $ 129,000
El Paso, Colorado 1 $ 121,000 $ 121,000 $ 66,000
Grand, Colorado 1 $ 190,000 $ 190,000 $ 76,000
Montrose, Colorado 1 $ 35,000 $ 35,000 $ 142,000
Pueblo, Colorado 1 $ 228,000 $ 228,000 $ 90,000
Middlesex, Connecticut 1 $ 190,000 $ 190,000 $ 273,000
District of Columbia, District Of Columbia 1 $ 257,000 $ 257,000 $ 74,000
Alachua, Florida 1 $ 297,000 $ 297,000 $ 118,000
Baker, Florida 1 $ 143,000 $ 143,000 $ 35,000
Brevard, Florida 1 $ 232,000 $ 232,000 $ 172,000
Clay, Florida 1 $ 99,000 $ 99,000 $ 70,000
Escambia, Florida 1 $ 161,000 $ 161,000 $ 68,000
Flagler, Florida 1 $ 144,000 $ 144,000 $ 236,000
Hernando, Florida 1 $ 93,000 $ 93,000 $ 74,000
Marion, Florida 1 $ 262,000 $ 262,000 $ 160,000
Nassau, Florida 1 $ 297,000 $ 297,000 $ 71,000
Okaloosa, Florida 1 $ 202,000 $ 202,000 $ 50,000
Osceola, Florida 1 $ 117,000 $ 117,000 $ 43,000
Polk, Florida 1 $ 188,000 $ 188,000 $ 120,000
Santa Rosa, Florida 1 $ 229,000 $ 229,000 $ 111,000
St. Johns, Florida 1 $ 380,000 $ 380,000 $ 177,000
St. Lucie, Florida 1 $ 158,000 $ 158,000 $ 46,000
Suwannee, Florida 1 $ 130,000 $ 130,000 $ 86,000
Barrow, Georgia 1 $ 135,000 $ 135,000 $ 163,000
Bartow, Georgia 1 $ 171,000 $ 171,000 $ 90,000
Carroll, Georgia 1 $ 35,000 $ 35,000 $ 25,000
Cherokee, Georgia 1 $ 106,000 $ 106,000 $ 79,000
Clarke, Georgia 1 $ 200,000 $ 200,000 $ 49,000
Clayton, Georgia 1 $ 76,000 $ 76,000 $ 48,000
Coweta, Georgia 1 $ 258,000 $ 258,000 $ 148,000
Greene, Georgia 1 $ 329,000 $ 329,000 $ 190,000
Harris, Georgia 1 $ 170,000 $ 170,000 $ 160,000
Jackson, Georgia 1 $ 104,000 $ 104,000 $ 59,000
Liberty, Georgia 1 $ 60,000 $ 60,000 $ 50,000
Long, Georgia 1 $ 82,000 $ 82,000 $ 41,000
Lowndes, Georgia 1 $ 121,000 $ 121,000 $ 94,000
Morgan, Georgia 1 $ 292,000 $ 292,000 $ 118,000
Richmond, Georgia 1 $ 198,000 $ 198,000 $ 76,000
Troup, Georgia 1 $ 25,000 $ 25,000 $ 65,000
Wilkes, Georgia 1 $ 13,000 $ 13,000 $ 15,000
Hawaii, Hawaii 1 $ 154,000 $ 154,000 $ 142,000
Canyon, Idaho 1 $ 172,000 $ 172,000 $ 111,000
Jackson, Illinois 1 $ 88,000 $ 88,000 $ 66,000
Jo Daviess, Illinois 1 $ 60,000 $ 60,000 $ 273,000
Kankakee, Illinois 1 $ 12,000 $ 12,000 $ 72,000
LaSalle, Illinois 1 $ 82,000 $ 82,000 $ 96,000
Macon, Illinois 1 $ 72,000 $ 72,000 $ 231,000
McDonough, Illinois 1 $ 55,000 $ 55,000 $ 32,000
Ogle, Illinois 1 $ 55,000 $ 55,000 $ 166,000
Peoria, Illinois 1 $ 179,000 $ 179,000 $ 105,000
Elkhart, Indiana 1 $ 369,000 $ 369,000 $ 160,000
Greene, Indiana 1 $ 65,000 $ 65,000 $ 27,000
Hancock, Indiana 1 $ 296,000 $ 296,000 $ 157,000
Huntington, Indiana 1 $ 85,000 $ 85,000 $ 111,000
Jackson, Indiana 1 $ 159,000 $ 159,000 $ 342,000
LaGrange, Indiana 1 $ 27,000 $ 27,000 $ 70,000
Cedar, Iowa 1 $ 61,000 $ 61,000 $ 60,000
Dallas, Iowa 1 $ 231,000 $ 231,000 $ 128,000
Dubuque, Iowa 1 $ 61,000 $ 61,000 $ 128,000
Howard, Iowa 1 $ 188,000 $ 188,000 $ 92,000
Polk, Iowa 1 $ 306,000 $ 306,000 $ 121,000
Story, Iowa 1 $ 114,000 $ 114,000 $ 109,000
Cowley, Kansas 1 $ 72,000 $ 72,000 $ 87,000
Miami, Kansas 1 $ 19,000 $ 19,000 $ 118,000
Pottawatomie, Kansas 1 $ 34,000 $ 34,000 $ 43,000
Riley, Kansas 1 $ 55,000 $ 55,000 $ 95,000
Shawnee, Kansas 1 $ 53,000 $ 53,000 $ 46,000
Anderson, Kentucky 1 $ 212,000 $ 212,000 $ 93,000
Campbell, Kentucky 1 $ 53,000 $ 53,000 $ 43,000
East Baton Rouge, Louisiana 1 $ 153,000 $ 153,000 $ 47,000
Jefferson, Louisiana 1 $ 40,000 $ 40,000 $ 100,000
Ouachita, Louisiana 1 $ 8,000 $ 8,000 $ 47,000
St. John the Baptist, Louisiana 1 $ 107,000 $ 107,000 $ 32,000
Tangipahoa, Louisiana 1 $ 8,000 $ 8,000 $ 46,000
Oxford, Maine 1 $ 115,000 $ 115,000 $ 173,000
Waldo, Maine 1 $ 255,000 $ 255,000 $ 67,000
York, Maine 1 $ 64,000 $ 64,000 $ 127,000
Baltimore, Maryland 1 $ 126,000 $ 126,000 $ 91,000
Baltimore City, Maryland 1 $ 86,000 $ 86,000 $ 63,000
Calvert, Maryland 1 $ 237,000 $ 237,000 $ 107,000
Dorchester, Maryland 1 $ 113,000 $ 113,000 $ 219,000
Frederick, Maryland 1 $ 117,000 $ 117,000 $ 135,000
Prince George's, Maryland 1 $ 244,000 $ 244,000 $ 194,000
Barry, Michigan 1 $ 276,000 $ 276,000 $ 216,000
Calhoun, Michigan 1 $ 27,000 $ 27,000 $ 78,000
Delta, Michigan 1 $ 124,000 $ 124,000 $ 89,000
Eaton, Michigan 1 $ 190,000 $ 190,000 $ 97,000
Gladwin, Michigan 1 $ 32,000 $ 32,000 $ 63,000
Grand Traverse, Michigan 1 $ 104,000 $ 104,000 $ 158,000
Ingham, Michigan 1 $ 100,000 $ 100,000 $ 55,000
Isabella, Michigan 1 $ 93,000 $ 93,000 $ 44,000
Kent, Michigan 1 $ 155,000 $ 155,000 $ 123,000
Saginaw, Michigan 1 $ 97,000 $ 97,000 $ 61,000
Benton, Minnesota 1 $ 146,000 $ 146,000 $ 60,000
Isanti, Minnesota 1 $ 96,000 $ 96,000 $ 159,000
Kanabec, Minnesota 1 $ 92,000 $ 92,000 $ 119,000
Le Sueur, Minnesota 1 $ 24,000 $ 24,000 $ 40,000
Meeker, Minnesota 1 $ 356,000 $ 356,000 $ 159,000
Morrison, Minnesota 1 $ 91,000 $ 91,000 $ 95,000
Olmsted, Minnesota 1 $ 188,000 $ 188,000 $ 96,000
Pine, Minnesota 1 $ 125,000 $ 125,000 $ 176,000
Pope, Minnesota 1 $ 224,000 $ 224,000 $ 87,000
Todd, Minnesota 1 $ 187,000 $ 187,000 $ 96,000
Coahoma, Mississippi 1 $ 120,000 $ 120,000 $ 68,000
DeSoto, Mississippi 1 $ 145,000 $ 145,000 $ 175,000
Harrison, Mississippi 1 $ 15,000 $ 15,000 $ 36,000
Rankin, Mississippi 1 $ 111,000 $ 111,000 $ 43,000
Bates, Missouri 1 $ 78,000 $ 78,000 $ 53,000
Cass, Missouri 1 $ 80,000 $ 80,000 $ 42,000
Franklin, Missouri 1 $ 220,000 $ 220,000 $ 95,000
Jasper, Missouri 1 $ 75,000 $ 75,000 $ 18,000
Jefferson, Missouri 1 $ 237,000 $ 237,000 $ 47,000
Johnson, Missouri 1 $ 93,000 $ 93,000 $ 58,000
Oregon, Missouri 1 $ 81,000 $ 81,000 $ 27,000
Polk, Missouri 1 $ 176,000 $ 176,000 $ 138,000
Randolph, Missouri 1 $ 112,000 $ 112,000 $ 60,000
St. Louis City, Missouri 1 $ 95,000 $ 95,000 $ 45,000
Warren, Missouri 1 $ 196,000 $ 196,000 $ 145,000
Missoula, Montana 1 $ 171,000 $ 171,000 $ 40,000
Stillwater, Montana 1 $ 150,000 $ 150,000 $ 325,000
Douglas, Nebraska 1 $ 169,000 $ 169,000 $ 238,000
Lancaster, Nebraska 1 $ 98,000 $ 98,000 $ 45,000
Belknap, New Hampshire 1 $ 227,000 $ 227,000 $ 116,000
Carroll, New Hampshire 1 $ 236,000 $ 236,000 $ 374,000
Atlantic, New Jersey 1 $ 81,000 $ 81,000 $ 149,000
Essex, New Jersey 1 $ 229,000 $ 229,000 $ 203,000
Gloucester, New Jersey 1 $ 113,000 $ 113,000 $ 223,000
Hudson, New Jersey 1 $ 275,000 $ 275,000 $ 186,000
Hunterdon, New Jersey 1 $ 349,000 $ 349,000 $ 250,000
Mercer, New Jersey 1 $ 840,000 $ 840,000 $ 228,000
Warren, New Jersey 1 $ 17,000 $ 17,000 $ 78,000
Dona Ana, New Mexico 1 $ 82,000 $ 82,000 $ 71,000
Santa Fe, New Mexico 1 $ 40,000 $ 40,000 $ 62,000
Sierra, New Mexico 1 $ 173,000 $ 173,000 $ 84,000
Fulton, New York 1 $ 15,000 $ 15,000 $ 44,000
Onondaga, New York 1 $ 196,000 $ 196,000 $ 123,000
Orange, New York 1 $ 100,000 $ 100,000 $ 85,000
Orleans, New York 1 $ 30,000 $ 30,000 $ 69,000
Saratoga, New York 1 $ 389,000 $ 389,000 $ 160,000
Schoharie, New York 1 $ 24,000 $ 24,000 $ 75,000
Seneca, New York 1 $ 25,000 $ 25,000 $ 45,000
Tompkins, New York 1 $ 128,000 $ 128,000 $ 109,000
Ulster, New York 1 $ 112,000 $ 112,000 $ 77,000
Warren, New York 1 $ 40,000 $ 40,000 $ 125,000
Wayne, New York 1 $ 138,000 $ 138,000 $ 197,000
Beaufort, North Carolina 1 $ 82,000 $ 82,000 $ 25,000
Brunswick, North Carolina 1 $ 698,000 $ 698,000 $ 349,000
Caldwell, North Carolina 1 $ 83,000 $ 83,000 $ 33,000
Catawba, North Carolina 1 $ 357,000 $ 357,000 $ 131,000
Cleveland, North Carolina 1 $ 85,000 $ 85,000 $ 77,000
Currituck, North Carolina 1 $ 404,000 $ 404,000 $ 375,000
Forsyth, North Carolina 1 $ 494,000 $ 494,000 $ 50,000
Franklin, North Carolina 1 $ 70,000 $ 70,000 $ 36,000
Gaston, North Carolina 1 $ 91,000 $ 91,000 $ 33,000
Granville, North Carolina 1 $ 75,000 $ 75,000 $ 106,000
Henderson, North Carolina 1 $ 187,000 $ 187,000 $ 100,000
Lincoln, North Carolina 1 $ 480,000 $ 480,000 $ 115,000
Madison, North Carolina 1 $ 50,000 $ 50,000 $ 145,000
Union, North Carolina 1 $ 396,000 $ 396,000 $ 100,000
Grand Forks, North Dakota 1 $ 119,000 $ 119,000 $ 114,000
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Mortgage Loan Application Detail Totals for Baxter Credit Union in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,008 $612,985,000 $203,000 $3,900,000 $120,000 $1,776,000
Home Purchase 2,438 $550,496,000 $225,000 $2,404,000 $115,000 $1,283,000
Home Improvement 513 $32,257,000 $62,000 $800,000 $113,000 $605,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,449 $702,337,000 $203,000 $3,900,000 $125,000 $1,776,000
Not Provided 1,185 $245,201,000 $206,000 $2,433,000 $115,000 $1,440,000
Hispanic 670 $110,069,000 $164,000 $1,083,000 $87,000 $561,000
Asian 384 $92,720,000 $241,000 $1,024,000 $132,000 $809,000
Black or African American 224 $36,231,000 $161,000 $1,000,000 $87,000 $405,000
American Indian or Alaskan Native 27 $3,886,000 $143,000 $402,000 $106,000 $286,000
Native Hawaiian or Other Pacific Islander 20 $5,294,000 $264,000 $550,000 $128,000 $244,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,959 $1,195,738,000 $200,000 $3,900,000 $118,000 $1,776,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,344 $725,593,000 $216,000 $2,433,000 $130,000 $1,093,000
Application Approved But Not Accepted 1,001 $217,524,000 $217,000 $3,900,000 $124,000 $1,283,000
Application Denied By Financial Institution 680 $84,605,000 $124,000 $1,420,000 $84,000 $643,000
Preapproval Denied by Financial Institution 419 $62,381,000 $148,000 $920,000 $65,000 $390,000
Preapproval Approved but not Accepted 269 $68,608,000 $255,000 $1,920,000 $120,000 $600,000
File Closed For Incompleteness 185 $31,547,000 $170,000 $949,000 $113,000 $1,776,000
Application Withdrawn By Applicant 61 $5,480,000 $89,000 $622,000 $102,000 $375,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 357 $50,748,000 $142,000 $900,000 $75,000 $445,000
Credit History 237 $38,120,000 $160,000 $1,420,000 $79,000 $643,000
Debt-To-Income Ratio 173 $27,785,000 $160,000 $843,000 $58,000 $600,000
Collateral 40 $6,254,000 $156,000 $356,000 $82,000 $251,000
Insufficient Cash (Downpayment, Closing Cost) 27 $3,973,000 $147,000 $470,000 $62,000 $190,000
Unverifiable Information 7 $1,098,000 $156,000 $321,000 $127,000 $206,000
Employment History 5 $624,000 $124,000 $190,000 $48,000 $85,000
Mortgage Insurance Denied 4 $280,000 $70,000 $200,000 $53,000 $100,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Baxter Credit Union's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Baxter Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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