Baxter Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

Baxter Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Baxter Credit Union
340 N Milwaukee Ave
Vernon Hills, IL 60061
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,842
Total Mortgage Loan Application Amount $1,824,740,000
Average Mortgage Loan Application Amount $165,400
Highest Mortgage Loan Application Amount $9,855,000
Average Applicant Income $119,400
Highest Applicant Income $1,683,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Baxter Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Baxter Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2018 breaks down Baxter Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Baxter Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Baxter Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Baxter Credit Union's mortgage activity for 2018.

Mortgage Loan Application Totals for Baxter Credit Union by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin County Minnesota 616 $ 132,650,000 $ 215,000 $ 139,000
Lake County Illinois 556 $ 86,090,000 $ 154,000 $ 130,000
McHenry County Illinois 369 $ 45,115,000 $ 122,000 $ 101,000
Cook County Illinois 354 $ 65,050,000 $ 183,000 $ 134,000
Orange County California 249 $ 88,845,000 $ 356,000 $ 164,000
Los Angeles County California 140 $ 37,520,000 $ 268,000 $ 157,000
Franklin County Ohio 110 $ 16,100,000 $ 146,000 $ 111,000
Anoka County Minnesota 101 $ 15,575,000 $ 154,000 $ 124,000
Ramsey County Minnesota 97 $ 17,245,000 $ 177,000 $ 133,000
Dakota County Minnesota 82 $ 14,430,000 $ 175,000 $ 131,000
Kenosha County Wisconsin 78 $ 8,670,000 $ 111,000 $ 94,000
Miami-Dade County Florida 73 $ 14,685,000 $ 201,000 $ 145,000
Maricopa County Arizona 72 $ 13,430,000 $ 186,000 $ 128,000
Broward County Florida 69 $ 14,025,000 $ 203,000 $ 127,000
DuPage County Illinois 62 $ 9,550,000 $ 154,000 $ 118,000
Washington County Minnesota 60 $ 11,540,000 $ 192,000 $ 128,000
Delaware County Ohio 60 $ 10,910,000 $ 181,000 $ 152,000
Kane County Illinois 57 $ 7,685,000 $ 134,000 $ 101,000
San Bernardino County California 48 $ 7,970,000 $ 166,000 $ 104,000
Riverside County California 45 $ 8,415,000 $ 187,000 $ 124,000
Wright County Minnesota 43 $ 6,105,000 $ 141,000 $ 116,000
McDowell County North Carolina 42 $ 3,680,000 $ 87,000 $ 56,000
Bolivar County Mississippi 41 $ 2,885,000 $ 70,000 $ 78,000
Baxter County Arkansas 39 $ 3,275,000 $ 83,000 $ 79,000
Pinellas County Florida 36 $ 4,950,000 $ 137,000 $ 101,000
Middlesex County Massachusetts 36 $ 14,640,000 $ 406,000 $ 183,000
Scott County Minnesota 36 $ 6,780,000 $ 188,000 $ 128,000
Clark County Nevada 36 $ 7,920,000 $ 220,000 $ 120,000
Ventura County California 35 $ 10,725,000 $ 306,000 $ 167,000
Carver County Minnesota 35 $ 8,365,000 $ 239,000 $ 126,000
San Diego County California 34 $ 13,910,000 $ 409,000 $ 170,000
Worcester County Massachusetts 34 $ 6,770,000 $ 199,000 $ 153,000
Monroe County Indiana 32 $ 4,870,000 $ 152,000 $ 93,000
Santa Clara County California 29 $ 8,155,000 $ 281,000 $ 172,000
Bexar County Texas 29 $ 3,475,000 $ 119,000 $ 137,000
Will County Illinois 25 $ 2,695,000 $ 107,000 $ 117,000
Salt Lake County Utah 23 $ 3,665,000 $ 159,000 $ 109,000
Orange County Florida 22 $ 3,970,000 $ 180,000 $ 84,000
Collin County Texas 22 $ 3,210,000 $ 145,000 $ 125,000
Marion County Indiana 21 $ 3,715,000 $ 176,000 $ 102,000
Sherburne County Minnesota 21 $ 3,925,000 $ 186,000 $ 98,000
Owen County Indiana 20 $ 1,630,000 $ 81,000 $ 61,000
Hillsborough County Florida 19 $ 2,355,000 $ 123,000 $ 97,000
Mecklenburg County North Carolina 19 $ 3,325,000 $ 175,000 $ 130,000
Guilford County North Carolina 18 $ 2,210,000 $ 122,000 $ 56,000
Harris County Texas 18 $ 4,780,000 $ 265,000 $ 119,000
Johnson County Kansas 17 $ 4,135,000 $ 243,000 $ 148,000
Wake County North Carolina 17 $ 4,495,000 $ 264,000 $ 131,000
St. Louis County Minnesota 16 $ 2,230,000 $ 139,000 $ 108,000
Cuyahoga County Ohio 16 $ 1,180,000 $ 73,000 $ 93,000
Union County Ohio 16 $ 3,730,000 $ 233,000 $ 141,000
Allegheny County Pennsylvania 16 $ 1,660,000 $ 103,000 $ 101,000
Douglas County Colorado 15 $ 1,865,000 $ 124,000 $ 115,000
Jefferson County Colorado 15 $ 4,045,000 $ 269,000 $ 184,000
Gwinnett County Georgia 15 $ 2,425,000 $ 161,000 $ 131,000
Jackson County Missouri 15 $ 1,065,000 $ 71,000 $ 55,000
Milwaukee County Wisconsin 15 $ 2,075,000 $ 138,000 $ 94,000
Walworth County Wisconsin 15 $ 2,995,000 $ 199,000 $ 125,000
Volusia County Florida 14 $ 2,040,000 $ 145,000 $ 108,000
Fulton County Georgia 14 $ 5,140,000 $ 367,000 $ 174,000
Buncombe County North Carolina 14 $ 3,760,000 $ 268,000 $ 107,000
Mitchell County North Carolina 14 $ 1,200,000 $ 85,000 $ 55,000
Racine County Wisconsin 14 $ 2,210,000 $ 157,000 $ 105,000
Palm Beach County Florida 13 $ 3,225,000 $ 248,000 $ 149,000
Burke County North Carolina 13 $ 1,805,000 $ 138,000 $ 75,000
Davidson County Tennessee 13 $ 2,025,000 $ 155,000 $ 91,000
Dallas County Texas 13 $ 2,375,000 $ 182,000 $ 90,000
Tarrant County Texas 13 $ 2,175,000 $ 167,000 $ 83,000
Brown County Wisconsin 13 $ 1,225,000 $ 94,000 $ 69,000
Alameda County California 12 $ 3,930,000 $ 327,000 $ 221,000
Duval County Florida 12 $ 2,150,000 $ 179,000 $ 99,000
Lee County Florida 12 $ 2,580,000 $ 215,000 $ 172,000
Seminole County Florida 12 $ 2,140,000 $ 178,000 $ 121,000
Ripley County Indiana 12 $ 1,480,000 $ 123,000 $ 95,000
Williamson County Tennessee 12 $ 1,500,000 $ 125,000 $ 191,000
Denton County Texas 11 $ 2,635,000 $ 239,000 $ 209,000
St. Croix County Wisconsin 11 $ 2,265,000 $ 205,000 $ 151,000
Pima County Arizona 10 $ 1,600,000 $ 160,000 $ 107,000
Contra Costa County California 10 $ 3,600,000 $ 360,000 $ 204,000
Pasco County Florida 10 $ 1,520,000 $ 152,000 $ 132,000
St. Louis County Missouri 10 $ 860,000 $ 86,000 $ 101,000
Waukesha County Wisconsin 10 $ 2,360,000 $ 236,000 $ 173,000
New Haven County Connecticut 9 $ 1,495,000 $ 166,000 $ 97,000
Henry County Georgia 9 $ 705,000 $ 78,000 $ 69,000
Newton County Georgia 9 $ 615,000 $ 68,000 $ 117,000
Franklin County Indiana 9 $ 985,000 $ 109,000 $ 75,000
Anasco County Puerto Rico 9 $ 635,000 $ 70,000 $ 24,000
Shelby County Tennessee 9 $ 1,845,000 $ 205,000 $ 105,000
Fort Bend County Texas 9 $ 2,275,000 $ 252,000 $ 77,000
Osceola County Florida 8 $ 1,120,000 $ 140,000 $ 65,000
Cobb County Georgia 8 $ 2,120,000 $ 265,000 $ 196,000
DeKalb County Georgia 8 $ 1,570,000 $ 196,000 $ 284,000
Hamilton County Indiana 8 $ 1,670,000 $ 208,000 $ 139,000
Montgomery County Maryland 8 $ 1,430,000 $ 178,000 $ 119,000
Norfolk County Massachusetts 8 $ 3,390,000 $ 423,000 $ 187,000
Kent County Michigan 8 $ 1,460,000 $ 182,000 $ 172,000
Oakland County Michigan 8 $ 1,420,000 $ 177,000 $ 158,000
Chisago County Minnesota 8 $ 1,590,000 $ 198,000 $ 121,000
DeSoto County Mississippi 8 $ 670,000 $ 83,000 $ 93,000
Camden County New Jersey 8 $ 650,000 $ 81,000 $ 164,000
Summit County Ohio 8 $ 800,000 $ 100,000 $ 145,000
Aguada County Puerto Rico 8 $ 980,000 $ 122,000 $ 57,000
King County Washington 8 $ 4,280,000 $ 535,000 $ 249,000
Marion County Arkansas 7 $ 435,000 $ 62,000 $ 59,000
Denver County Colorado 7 $ 1,735,000 $ 247,000 $ 123,000
New Castle County Delaware 7 $ 1,425,000 $ 203,000 $ 137,000
Sarasota County Florida 7 $ 1,435,000 $ 205,000 $ 175,000
Forsyth County Georgia 7 $ 2,055,000 $ 293,000 $ 146,000
Anne Arundel County Maryland 7 $ 1,435,000 $ 205,000 $ 204,000
Baltimore City County Maryland 7 $ 1,465,000 $ 209,000 $ 191,000
Ozark County Missouri 7 $ 735,000 $ 105,000 $ 44,000
St. Charles County Missouri 7 $ 1,065,000 $ 152,000 $ 113,000
Bergen County New Jersey 7 $ 365,000 $ 52,000 $ 160,000
Monroe County New York 7 $ 1,085,000 $ 155,000 $ 119,000
Cabarrus County North Carolina 7 $ 1,275,000 $ 182,000 $ 70,000
Union County North Carolina 7 $ 865,000 $ 123,000 $ 57,000
Madison County Ohio 7 $ 535,000 $ 76,000 $ 65,000
Montgomery County Pennsylvania 7 $ 1,835,000 $ 262,000 $ 158,000
Charleston County South Carolina 7 $ 705,000 $ 100,000 $ 136,000
Williamson County Texas 7 $ 1,475,000 $ 210,000 $ 161,000
Lee County Alabama 6 $ 1,510,000 $ 251,000 $ 110,000
Leon County Florida 6 $ 1,470,000 $ 245,000 $ 173,000
Winnebago County Illinois 6 $ 610,000 $ 101,000 $ 115,000
Suffolk County Massachusetts 6 $ 7,220,000 $ 1,203,000 $ 431,000
Hinds County Mississippi 6 $ 350,000 $ 58,000 $ 59,000
Sunflower County Mississippi 6 $ 400,000 $ 66,000 $ 81,000
Hillsborough County New Hampshire 6 $ 1,600,000 $ 266,000 $ 154,000
Lincoln County North Carolina 6 $ 260,000 $ 43,000 $ 144,000
Fairfield County Ohio 6 $ 660,000 $ 110,000 $ 86,000
Coamo County Puerto Rico 6 $ 470,000 $ 78,000 $ 57,000
Rutherford County Tennessee 6 $ 650,000 $ 108,000 $ 69,000
Cameron County Texas 6 $ 850,000 $ 141,000 $ 118,000
Travis County Texas 6 $ 1,960,000 $ 326,000 $ 147,000
Baldwin County Alabama 5 $ 985,000 $ 197,000 $ 165,000
Pinal County Arizona 5 $ 745,000 $ 149,000 $ 89,000
Yavapai County Arizona 5 $ 545,000 $ 109,000 $ 134,000
Benton County Arkansas 5 $ 1,155,000 $ 231,000 $ 188,000
Izard County Arkansas 5 $ 315,000 $ 63,000 $ 59,000
Brevard County Florida 5 $ 1,035,000 $ 207,000 $ 93,000
Lake County Florida 5 $ 635,000 $ 127,000 $ 44,000
Monroe County Florida 5 $ 555,000 $ 111,000 $ 164,000
St. Johns County Florida 5 $ 1,375,000 $ 275,000 $ 184,000
Paulding County Georgia 5 $ 725,000 $ 145,000 $ 73,000
DeKalb County Illinois 5 $ 345,000 $ 69,000 $ 83,000
Johnson County Indiana 5 $ 845,000 $ 169,000 $ 63,000
Fayette County Kentucky 5 $ 415,000 $ 83,000 $ 92,000
Carroll County Maryland 5 $ 665,000 $ 133,000 $ 165,000
Greene County Missouri 5 $ 385,000 $ 77,000 $ 57,000
Rockingham County New Hampshire 5 $ 1,005,000 $ 201,000 $ 186,000
Avery County North Carolina 5 $ 585,000 $ 117,000 $ 38,000
Catawba County North Carolina 5 $ 525,000 $ 105,000 $ 51,000
Yancey County North Carolina 5 $ 655,000 $ 131,000 $ 73,000
Licking County Ohio 5 $ 365,000 $ 73,000 $ 123,000
Logan County Ohio 5 $ 645,000 $ 129,000 $ 153,000
Pickaway County Ohio 5 $ 645,000 $ 129,000 $ 74,000
Chester County Pennsylvania 5 $ 1,285,000 $ 257,000 $ 266,000
Philadelphia County Pennsylvania 5 $ 895,000 $ 179,000 $ 165,000
Aguadilla County Puerto Rico 5 $ 905,000 $ 181,000 $ 53,000
Caguas County Puerto Rico 5 $ 335,000 $ 67,000 $ 60,000
Mayaguez County Puerto Rico 5 $ 775,000 $ 155,000 $ 77,000
Ponce County Puerto Rico 5 $ 835,000 $ 167,000 $ 156,000
Spartanburg County South Carolina 5 $ 465,000 $ 93,000 $ 106,000
Chittenden County Vermont 5 $ 1,055,000 $ 211,000 $ 99,000
Dane County Wisconsin 5 $ 885,000 $ 177,000 $ 147,000
Pierce County Wisconsin 5 $ 745,000 $ 149,000 $ 95,000
Vilas County Wisconsin 5 $ 965,000 $ 193,000 $ 246,000
Fulton County Arkansas 4 $ 330,000 $ 82,000 $ 41,000
Washington County Arkansas 4 $ 620,000 $ 155,000 $ 90,000
Calaveras County California 4 $ 690,000 $ 172,000 $ 39,000
El Dorado County California 4 $ 1,030,000 $ 257,000 $ 187,000
Sacramento County California 4 $ 730,000 $ 182,000 $ 89,000
Sonoma County California 4 $ 450,000 $ 112,000 $ 36,000
Yolo County California 4 $ 1,000,000 $ 250,000 $ 213,000
Arapahoe County Colorado 4 $ 800,000 $ 200,000 $ 122,000
Boulder County Colorado 4 $ 720,000 $ 180,000 $ 115,000
El Paso County Colorado 4 $ 1,780,000 $ 445,000 $ 174,000
Larimer County Colorado 4 $ 1,060,000 $ 265,000 $ 118,000
Weld County Colorado 4 $ 710,000 $ 177,000 $ 162,000
Fairfield County Connecticut 4 $ 3,220,000 $ 805,000 $ 326,000
Hartford County Connecticut 4 $ 250,000 $ 62,000 $ 145,000
Sussex County Delaware 4 $ 880,000 $ 220,000 $ 135,000
Collier County Florida 4 $ 930,000 $ 232,000 $ 151,000
Flagler County Florida 4 $ 390,000 $ 97,000 $ 74,000
Cherokee County Georgia 4 $ 550,000 $ 137,000 $ 51,000
Rockdale County Georgia 4 $ 460,000 $ 115,000 $ 78,000
Walton County Georgia 4 $ 380,000 $ 95,000 $ 118,000
Boone County Illinois 4 $ 490,000 $ 122,000 $ 107,000
Lawrence County Indiana 4 $ 240,000 $ 60,000 $ 86,000
Polk County Iowa 4 $ 760,000 $ 190,000 $ 112,000
Baltimore County Maryland 4 $ 500,000 $ 125,000 $ 60,000
Frederick County Maryland 4 $ 360,000 $ 90,000 $ 94,000
Howard County Maryland 4 $ 950,000 $ 237,000 $ 542,000
Prince George's County Maryland 4 $ 830,000 $ 207,000 $ 216,000
Barnstable County Massachusetts 4 $ 350,000 $ 87,000 $ 176,000
Wayne County Michigan 4 $ 730,000 $ 182,000 $ 144,000
Crow Wing County Minnesota 4 $ 1,320,000 $ 330,000 $ 276,000
Stearns County Minnesota 4 $ 500,000 $ 125,000 $ 95,000
St. Louis City County Missouri 4 $ 410,000 $ 102,000 $ 180,000
Douglas County Nebraska 4 $ 1,020,000 $ 255,000 $ 158,000
Burlington County New Jersey 4 $ 630,000 $ 157,000 $ 230,000
Middlesex County New Jersey 4 $ 550,000 $ 137,000 $ 160,000
Morris County New Jersey 4 $ 570,000 $ 142,000 $ 197,000
Passaic County New Jersey 4 $ 930,000 $ 232,000 $ 223,000
Sussex County New Jersey 4 $ 1,130,000 $ 282,000 $ 142,000
Erie County New York 4 $ 480,000 $ 120,000 $ 170,000
Onondaga County New York 4 $ 1,070,000 $ 267,000 $ 141,000
Durham County North Carolina 4 $ 870,000 $ 217,000 $ 109,000
Johnston County North Carolina 4 $ 710,000 $ 177,000 $ 94,000
Bucks County Pennsylvania 4 $ 470,000 $ 117,000 $ 72,000
Cabo Rojo County Puerto Rico 4 $ 310,000 $ 77,000 $ 94,000
San German County Puerto Rico 4 $ 290,000 $ 72,000 $ 34,000
Blount County Tennessee 4 $ 290,000 $ 72,000 $ 118,000
Hamilton County Tennessee 4 $ 450,000 $ 112,000 $ 71,000
Sumner County Tennessee 4 $ 1,060,000 $ 265,000 $ 128,000
Montgomery County Texas 4 $ 630,000 $ 157,000 $ 102,000
Fairfax County Virginia 4 $ 1,250,000 $ 312,000 $ 251,000
Hanover County Virginia 4 $ 510,000 $ 127,000 $ 67,000
Douglas County Wisconsin 4 $ 350,000 $ 87,000 $ 47,000
Eau Claire County Wisconsin 4 $ 500,000 $ 125,000 $ 115,000
Ozaukee County Wisconsin 4 $ 470,000 $ 117,000 $ 147,000
Placer County California 3 $ 765,000 $ 255,000 $ 152,000
Yuba County California 3 $ 485,000 $ 161,000 $ 72,000
Adams County Colorado 3 $ 375,000 $ 125,000 $ 105,000
Elbert County Colorado 3 $ 465,000 $ 155,000 $ 145,000
Charlotte County Florida 3 $ 455,000 $ 151,000 $ 81,000
Hernando County Florida 3 $ 85,000 $ 28,000 $ 81,000
Indian River County Florida 3 $ 155,000 $ 51,000 $ 50,000
Marion County Florida 3 $ 385,000 $ 128,000 $ 174,000
Okaloosa County Florida 3 $ 655,000 $ 218,000 $ 204,000
Douglas County Georgia 3 $ 555,000 $ 185,000 $ 85,000
Hawaii County Hawaii 3 $ 705,000 $ 235,000 $ 138,000
Dearborn County Indiana 3 $ 285,000 $ 95,000 $ 55,000
Decatur County Indiana 3 $ 205,000 $ 68,000 $ 90,000
Lake County Indiana 3 $ 305,000 $ 101,000 $ 89,000
Morgan County Indiana 3 $ 125,000 $ 41,000 $ 78,000
Vanderburgh County Indiana 3 $ 375,000 $ 125,000 $ 116,000
Wyandotte County Kansas 3 $ 365,000 $ 121,000 $ 60,000
Calcasieu County Louisiana 3 $ 335,000 $ 111,000 $ 98,000
Jefferson County Louisiana 3 $ 205,000 $ 68,000 $ 184,000
Terrebonne County Louisiana 3 $ 695,000 $ 231,000 $ 123,000
Essex County Massachusetts 3 $ 895,000 $ 298,000 $ 323,000
Plymouth County Massachusetts 3 $ 315,000 $ 105,000 $ 206,000
Macomb County Michigan 3 $ 305,000 $ 101,000 $ 162,000
Aitkin County Minnesota 3 $ 255,000 $ 85,000 $ 127,000
McLeod County Minnesota 3 $ 375,000 $ 125,000 $ 103,000
Morrison County Minnesota 3 $ 525,000 $ 175,000 $ 162,000
Madison County Mississippi 3 $ 1,355,000 $ 451,000 $ 248,000
Adair County Missouri 3 $ 75,000 $ 25,000 $ 24,000
Cass County Missouri 3 $ 585,000 $ 195,000 $ 38,000
Clay County Missouri 3 $ 225,000 $ 75,000 $ 101,000
Washoe County Nevada 3 $ 925,000 $ 308,000 $ 160,000
Monmouth County New Jersey 3 $ 515,000 $ 171,000 $ 180,000
Bernalillo County New Mexico 3 $ 85,000 $ 28,000 $ 37,000
Kings County New York 3 $ 515,000 $ 171,000 $ 138,000
Saratoga County New York 3 $ 455,000 $ 151,000 $ 134,000
Westchester County New York 3 $ 795,000 $ 265,000 $ 205,000
Rockingham County North Carolina 3 $ 285,000 $ 95,000 $ 84,000
Surry County North Carolina 3 $ 115,000 $ 38,000 $ 402,000
Hamilton County Ohio 3 $ 135,000 $ 45,000 $ 61,000
Oklahoma County Oklahoma 3 $ 805,000 $ 268,000 $ 231,000
Northampton County Pennsylvania 3 $ 465,000 $ 155,000 $ 139,000
San Juan County Puerto Rico 3 $ 535,000 $ 178,000 $ 68,000
Beaufort County South Carolina 3 $ 1,205,000 $ 401,000 $ 219,000
Greenville County South Carolina 3 $ 345,000 $ 115,000 $ 98,000
Knox County Tennessee 3 $ 395,000 $ 131,000 $ 106,000
Johnson County Texas 3 $ 375,000 $ 125,000 $ 68,000
Clark County Washington 3 $ 295,000 $ 98,000 $ 104,000
Pierce County Washington 3 $ 985,000 $ 328,000 $ 173,000
Spokane County Washington 3 $ 825,000 $ 275,000 $ 129,000
Chippewa County Wisconsin 3 $ 615,000 $ 205,000 $ 84,000
Door County Wisconsin 3 $ 395,000 $ 131,000 $ 181,000
Marathon County Wisconsin 3 $ 305,000 $ 101,000 $ 92,000
Jefferson County Alabama 2 $ 70,000 $ 35,000 $ 37,000
Shelby County Alabama 2 $ 140,000 $ 70,000 $ 67,000
Mohave County Arizona 2 $ 220,000 $ 110,000 $ 133,000
Fresno County California 2 $ 140,000 $ 70,000 $ 36,000
Kern County California 2 $ 260,000 $ 130,000 $ 45,000
Marin County California 2 $ 210,000 $ 105,000 $ 184,000
San Francisco County California 2 $ 2,330,000 $ 1,165,000 $ 253,000
San Luis Obispo County California 2 $ 580,000 $ 290,000 $ 149,000
Sutter County California 2 $ 70,000 $ 35,000 $ 47,000
Tuolumne County California 2 $ 210,000 $ 105,000 $ 117,000
La Plata County Colorado 2 $ 150,000 $ 75,000 $ 108,000
Mesa County Colorado 2 $ 240,000 $ 120,000 $ 2,000
Middlesex County Connecticut 2 $ 70,000 $ 35,000 $ 34,000
Alachua County Florida 2 $ 390,000 $ 195,000 $ 104,000
Escambia County Florida 2 $ 310,000 $ 155,000 $ 140,000
Manatee County Florida 2 $ 300,000 $ 150,000 $ 290,000
St. Lucie County Florida 2 $ 400,000 $ 200,000 $ 48,000
Barrow County Georgia 2 $ 360,000 $ 180,000 $ 75,000
Bibb County Georgia 2 $ 110,000 $ 55,000 $ 140,000
Chatham County Georgia 2 $ 570,000 $ 285,000 $ 193,000
Clarke County Georgia 2 $ 380,000 $ 190,000 $ 142,000
Columbia County Georgia 2 $ 280,000 $ 140,000 $ 153,000
Fayette County Georgia 2 $ 150,000 $ 75,000 $ 85,000
Oconee County Georgia 2 $ 350,000 $ 175,000 $ 110,000
Honolulu County Hawaii 2 $ 410,000 $ 205,000 $ 52,000
McLean County Illinois 2 $ 400,000 $ 200,000 $ 121,000
Ogle County Illinois 2 $ 260,000 $ 130,000 $ 191,000
Allen County Indiana 2 $ 180,000 $ 90,000 $ 87,000
Bartholomew County Indiana 2 $ 340,000 $ 170,000 $ 92,000
Boone County Indiana 2 $ 160,000 $ 80,000 $ 101,000
Brown County Indiana 2 $ 230,000 $ 115,000 $ 126,000
Daviess County Indiana 2 $ 160,000 $ 80,000 $ 220,000
Floyd County Indiana 2 $ 310,000 $ 155,000 $ 148,000
Kosciusko County Indiana 2 $ 380,000 $ 190,000 $ 119,000
Vigo County Indiana 2 $ 170,000 $ 85,000 $ 72,000
Cerro Gordo County Iowa 2 $ 290,000 $ 145,000 $ 32,000
Sedgwick County Kansas 2 $ 230,000 $ 115,000 $ 126,000
Jefferson County Kentucky 2 $ 370,000 $ 185,000 $ 120,000
York County Maine 2 $ 180,000 $ 90,000 $ 274,000
Worcester County Maryland 2 $ 320,000 $ 160,000 $ 94,000
Bristol County Massachusetts 2 $ 160,000 $ 80,000 $ 112,000
Hampden County Massachusetts 2 $ 400,000 $ 200,000 $ 129,000
Livingston County Michigan 2 $ 660,000 $ 330,000 $ 159,000
Marquette County Michigan 2 $ 260,000 $ 130,000 $ 159,000
Blue Earth County Minnesota 2 $ 40,000 $ 20,000 $ 39,000
Cass County Minnesota 2 $ 480,000 $ 240,000 $ 121,000
Douglas County Minnesota 2 $ 130,000 $ 65,000 $ 130,000
Grant County Minnesota 2 $ 290,000 $ 145,000 $ 103,000
Isanti County Minnesota 2 $ 80,000 $ 40,000 $ 93,000
Itasca County Minnesota 2 $ 280,000 $ 140,000 $ 114,000
Kandiyohi County Minnesota 2 $ 570,000 $ 285,000 $ 95,000
Meeker County Minnesota 2 $ 260,000 $ 130,000 $ 129,000
Mille Lacs County Minnesota 2 $ 300,000 $ 150,000 $ 83,000
Otter Tail County Minnesota 2 $ 430,000 $ 215,000 $ 163,000
Harrison County Mississippi 2 $ 120,000 $ 60,000 $ 65,000
Washington County Mississippi 2 $ 290,000 $ 145,000 $ 109,000
Lincoln County Missouri 2 $ 490,000 $ 245,000 $ 99,000
Silver Bow County Montana 2 $ 40,000 $ 20,000 $ 63,000
Lancaster County Nebraska 2 $ 300,000 $ 150,000 $ 94,000
Sarpy County Nebraska 2 $ 390,000 $ 195,000 $ 67,000
Essex County New Jersey 2 $ 50,000 $ 25,000 $ 129,000
Hudson County New Jersey 2 $ 720,000 $ 360,000 $ 101,000
Somerset County New Jersey 2 $ 180,000 $ 90,000 $ 134,000
San Miguel County New Mexico 2 $ 110,000 $ 55,000 $ 118,000
Albany County New York 2 $ 410,000 $ 205,000 $ 127,000
Bronx County New York 2 $ 440,000 $ 220,000 $ 34,000
Madison County New York 2 $ 250,000 $ 125,000 $ 121,000
Suffolk County New York 2 $ 500,000 $ 250,000 $ 99,000
Cleveland County North Carolina 2 $ 240,000 $ 120,000 $ 84,000
Forsyth County North Carolina 2 $ 290,000 $ 145,000 $ 49,000
Gaston County North Carolina 2 $ 270,000 $ 135,000 $ 86,000
Iredell County North Carolina 2 $ 210,000 $ 105,000 $ 82,000
Nash County North Carolina 2 $ 100,000 $ 50,000 $ 50,000
Clermont County Ohio 2 $ 410,000 $ 205,000 $ 148,000
Hancock County Ohio 2 $ 280,000 $ 140,000 $ 137,000
Knox County Ohio 2 $ 170,000 $ 85,000 $ 204,000
Mahoning County Ohio 2 $ 240,000 $ 120,000 $ 112,000
Montgomery County Ohio 2 $ 100,000 $ 50,000 $ 86,000
Morrow County Ohio 2 $ 70,000 $ 35,000 $ 106,000
Preble County Ohio 2 $ 50,000 $ 25,000 $ 39,000
Warren County Ohio 2 $ 790,000 $ 395,000 $ 71,000
Payne County Oklahoma 2 $ 350,000 $ 175,000 $ 104,000
Tulsa County Oklahoma 2 $ 240,000 $ 120,000 $ 149,000
Clackamas County Oregon 2 $ 660,000 $ 330,000 $ 164,000
Coos County Oregon 2 $ 370,000 $ 185,000 $ 67,000
Multnomah County Oregon 2 $ 310,000 $ 155,000 $ 138,000
Adams County Pennsylvania 2 $ 340,000 $ 170,000 $ 109,000
Armstrong County Pennsylvania 2 $ 250,000 $ 125,000 $ 78,000
Lehigh County Pennsylvania 2 $ 50,000 $ 25,000 $ 48,000
Luzerne County Pennsylvania 2 $ 220,000 $ 110,000 $ 9,000
Wayne County Pennsylvania 2 $ 170,000 $ 85,000 $ 68,000
Westmoreland County Pennsylvania 2 $ 180,000 $ 90,000 $ 222,000
Aibonito County Puerto Rico 2 $ 200,000 $ 100,000 $ 38,000
Dorado County Puerto Rico 2 $ 490,000 $ 245,000 $ 99,000
Guayama County Puerto Rico 2 $ 90,000 $ 45,000 $ 33,000
Lajas County Puerto Rico 2 $ 150,000 $ 75,000 $ 25,000
Bristol County Rhode Island 2 $ 410,000 $ 205,000 $ 165,000
Kent County Rhode Island 2 $ 440,000 $ 220,000 $ 208,000
Providence County Rhode Island 2 $ 630,000 $ 315,000 $ 96,000
Washington County Rhode Island 2 $ 340,000 $ 170,000 $ 153,000
Florence County South Carolina 2 $ 420,000 $ 210,000 $ 130,000
Georgetown County South Carolina 2 $ 170,000 $ 85,000 $ 151,000
Horry County South Carolina 2 $ 260,000 $ 130,000 $ 16,000
Lancaster County South Carolina 2 $ 530,000 $ 265,000 $ 40,000
Orangeburg County South Carolina 2 $ 250,000 $ 125,000 $ 33,000
Richland County South Carolina 2 $ 320,000 $ 160,000 $ 46,000
York County South Carolina 2 $ 140,000 $ 70,000 $ 112,000
Bradley County Tennessee 2 $ 710,000 $ 355,000 $ 212,000
Dickson County Tennessee 2 $ 40,000 $ 20,000 $ 81,000
Maury County Tennessee 2 $ 50,000 $ 25,000 $ 69,000
Roane County Tennessee 2 $ 120,000 $ 60,000 $ 78,000
Comal County Texas 2 $ 370,000 $ 185,000 $ 95,000
Ellis County Texas 2 $ 210,000 $ 105,000 $ 45,000
Hays County Texas 2 $ 350,000 $ 175,000 $ 100,000
Hidalgo County Texas 2 $ 220,000 $ 110,000 $ 42,000
Summit County Utah 2 $ 380,000 $ 190,000 $ 194,000
Utah County Utah 2 $ 310,000 $ 155,000 $ 66,000
Wasatch County Utah 2 $ 350,000 $ 175,000 $ 74,000
Arlington County Virginia 2 $ 1,350,000 $ 675,000 $ 332,000
Charlottesville County Virginia 2 $ 1,010,000 $ 505,000 $ 128,000
Franklin County Washington 2 $ 220,000 $ 110,000 $ 106,000
Burnett County Wisconsin 2 $ 470,000 $ 235,000 $ 192,000
Calumet County Wisconsin 2 $ 330,000 $ 165,000 $ 86,000
Green Lake County Wisconsin 2 $ 380,000 $ 190,000 $ 140,000
Jefferson County Wisconsin 2 $ 550,000 $ 275,000 $ 130,000
Pepin County Wisconsin 2 $ 150,000 $ 75,000 $ 74,000
Sawyer County Wisconsin 2 $ 380,000 $ 190,000 $ 93,000
Washington County Wisconsin 2 $ 70,000 $ 35,000 $ 153,000
Winnebago County Wisconsin 2 $ 290,000 $ 145,000 $ 131,000
Madison County Alabama 1 $ 95,000 $ 95,000 $ 115,000
Mobile County Alabama 1 $ 45,000 $ 45,000 $ 45,000
Morgan County Alabama 1 $ 35,000 $ 35,000 $ 0
Tallapoosa County Alabama 1 $ 315,000 $ 315,000 $ 186,000
Cochise County Arizona 1 $ 55,000 $ 55,000 $ 30,000
Coconino County Arizona 1 $ 235,000 $ 235,000 $ 160,000
Faulkner County Arkansas 1 $ 155,000 $ 155,000 $ 130,000
Garland County Arkansas 1 $ 75,000 $ 75,000 $ 77,000
Johnson County Arkansas 1 $ 25,000 $ 25,000 $ 68,000
Polk County Arkansas 1 $ 65,000 $ 65,000 $ 225,000
Pulaski County Arkansas 1 $ 115,000 $ 115,000 $ 50,000
Sharp County Arkansas 1 $ 105,000 $ 105,000 $ 170,000
Butte County California 1 $ 135,000 $ 135,000 $ 265,000
Merced County California 1 $ 215,000 $ 215,000 $ 46,000
Modoc County California 1 $ 55,000 $ 55,000 $ 25,000
Monterey County California 1 $ 415,000 $ 415,000 $ 87,000
San Joaquin County California 1 $ 385,000 $ 385,000 $ 121,000
Santa Barbara County California 1 $ 605,000 $ 605,000 $ 615,000
Stanislaus County California 1 $ 245,000 $ 245,000 $ 213,000
Broomfield County Colorado 1 $ 45,000 $ 45,000 $ 192,000
Eagle County Colorado 1 $ 435,000 $ 435,000 $ 142,000
Garfield County Colorado 1 $ 45,000 $ 45,000 $ 85,000
Pueblo County Colorado 1 $ 285,000 $ 285,000 $ 166,000
Routt County Colorado 1 $ 75,000 $ 75,000 $ 143,000
Litchfield County Connecticut 1 $ 55,000 $ 55,000 $ 101,000
Windham County Connecticut 1 $ 45,000 $ 45,000 $ 154,000
Kent County Delaware 1 $ 45,000 $ 45,000 $ 101,000
District of Columbia County District Of Columbia 1 $ 55,000 $ 55,000 $ 95,000
Baker County Florida 1 $ 45,000 $ 45,000 $ 0
Bay County Florida 1 $ 185,000 $ 185,000 $ 91,000
Hamilton County Florida 1 $ 85,000 $ 85,000 $ 59,000
Highlands County Florida 1 $ 145,000 $ 145,000 $ 0
Nassau County Florida 1 $ 105,000 $ 105,000 $ 82,000
Polk County Florida 1 $ 355,000 $ 355,000 $ 77,000
Santa Rosa County Florida 1 $ 55,000 $ 55,000 $ 169,000
Walton County Florida 1 $ 235,000 $ 235,000 $ 257,000
Clayton County Georgia 1 $ 175,000 $ 175,000 $ 44,000
Cook County Georgia 1 $ 25,000 $ 25,000 $ 3,000
Jasper County Georgia 1 $ 45,000 $ 45,000 $ 81,000
Lowndes County Georgia 1 $ 255,000 $ 255,000 $ 108,000
Richmond County Georgia 1 $ 45,000 $ 45,000 $ 116,000
Spalding County Georgia 1 $ 65,000 $ 65,000 $ 122,000
Blaine County Idaho 1 $ 185,000 $ 185,000 $ 41,000
Henry County Illinois 1 $ 45,000 $ 45,000 $ 90,000
Kendall County Illinois 1 $ 55,000 $ 55,000 $ 107,000
LaSalle County Illinois 1 $ 255,000 $ 255,000 $ 292,000
Madison County Illinois 1 $ 45,000 $ 45,000 $ 110,000
Mercer County Illinois 1 $ 15,000 $ 15,000 $ 92,000
Rock Island County Illinois 1 $ 25,000 $ 25,000 $ 73,000
St. Clair County Illinois 1 $ 135,000 $ 135,000 $ 0
Whiteside County Illinois 1 $ 125,000 $ 125,000 $ 41,000
Williamson County Illinois 1 $ 155,000 $ 155,000 $ 110,000
Clark County Indiana 1 $ 155,000 $ 155,000 $ 76,000
Crawford County Indiana 1 $ 85,000 $ 85,000 $ 64,000
Elkhart County Indiana 1 $ 165,000 $ 165,000 $ 87,000
Greene County Indiana 1 $ 65,000 $ 65,000 $ 46,000
Hancock County Indiana 1 $ 225,000 $ 225,000 $ 92,000
Harrison County Indiana 1 $ 105,000 $ 105,000 $ 93,000
Hendricks County Indiana 1 $ 35,000 $ 35,000 $ 128,000
LaGrange County Indiana 1 $ 135,000 $ 135,000 $ 72,000
Madison County Indiana 1 $ 175,000 $ 175,000 $ 214,000
Rush County Indiana 1 $ 55,000 $ 55,000 $ 103,000
Tippecanoe County Indiana 1 $ 115,000 $ 115,000 $ 160,000
Warren County Indiana 1 $ 55,000 $ 55,000 $ 24,000
Buena Vista County Iowa 1 $ 45,000 $ 45,000 $ 104,000
Cedar County Iowa 1 $ 25,000 $ 25,000 $ 87,000
Dubuque County Iowa 1 $ 25,000 $ 25,000 $ 0
Fayette County Iowa 1 $ 55,000 $ 55,000 $ 99,000
Linn County Iowa 1 $ 55,000 $ 55,000 $ 111,000
Marshall County Iowa 1 $ 45,000 $ 45,000 $ 157,000
Scott County Iowa 1 $ 35,000 $ 35,000 $ 194,000
Woodbury County Iowa 1 $ 235,000 $ 235,000 $ 114,000
Bourbon County Kansas 1 $ 165,000 $ 165,000 $ 118,000
Douglas County Kansas 1 $ 295,000 $ 295,000 $ 135,000
Geary County Kansas 1 $ 25,000 $ 25,000 $ 43,000
Leavenworth County Kansas 1 $ 115,000 $ 115,000 $ 37,000
Linn County Kansas 1 $ 265,000 $ 265,000 $ 64,000
Pawnee County Kansas 1 $ 95,000 $ 95,000 $ 117,000
Pottawatomie County Kansas 1 $ 315,000 $ 315,000 $ 117,000
Shawnee County Kansas 1 $ 245,000 $ 245,000 $ 135,000
Stevens County Kansas 1 $ 135,000 $ 135,000 $ 128,000
Elliott County Kentucky 1 $ 85,000 $ 85,000 $ 0
Franklin County Kentucky 1 $ 35,000 $ 35,000 $ 160,000
Jessamine County Kentucky 1 $ 65,000 $ 65,000 $ 61,000
Kenton County Kentucky 1 $ 95,000 $ 95,000 $ 55,000
Bossier County Louisiana 1 $ 345,000 $ 345,000 $ 149,000
Lafourche County Louisiana 1 $ 185,000 $ 185,000 $ 97,000
Livingston County Louisiana 1 $ 165,000 $ 165,000 $ 97,000
Cumberland County Maine 1 $ 215,000 $ 215,000 $ 60,000
Harford County Maryland 1 $ 5,000 $ 5,000 $ 0
Washington County Maryland 1 $ 45,000 $ 45,000 $ 65,000
Dukes County Massachusetts 1 $ 485,000 $ 485,000 $ 264,000
Cass County Michigan 1 $ 35,000 $ 35,000 $ 302,000
Clinton County Michigan 1 $ 345,000 $ 345,000 $ 145,000
Genesee County Michigan 1 $ 35,000 $ 35,000 $ 40,000
Houghton County Michigan 1 $ 115,000 $ 115,000 $ 59,000
Lenawee County Michigan 1 $ 105,000 $ 105,000 $ 140,000
St. Joseph County Michigan 1 $ 285,000 $ 285,000 $ 440,000
Van Buren County Michigan 1 $ 865,000 $ 865,000 $ 0
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Mortgage Loan Application Detail Totals for Baxter Credit Union in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,017 $1,360,305,000 $271,000 $9,855,000 $117,000 $1,683,000
Other Purpose 1,377 $148,865,000 $108,000 $2,505,000 $111,000 $1,108,000
Home Improvement 1,225 $93,815,000 $76,000 $1,005,000 $134,000 $770,000
Refinancing 702 $106,260,000 $151,000 $1,045,000 $122,000 $995,000
Cash-out Refinancing 521 $115,495,000 $221,000 $2,125,000 $113,000 $1,202,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,676 $962,490,000 $205,000 $2,905,000 $129,000 $1,202,000
Not Provided 2,005 $413,785,000 $206,000 $9,855,000 $101,000 $1,683,000
Hispanic 863 $160,855,000 $186,000 $1,255,000 $103,000 $768,000
Black or African American 597 $102,865,000 $172,000 $1,265,000 $98,000 $791,000
Asian 573 $158,365,000 $276,000 $1,955,000 $140,000 $770,000
American Indian or Alaskan Native 38 $6,310,000 $166,000 $515,000 $109,000 $231,000
Native Hawaiian or Other Pacific Islander 18 $3,240,000 $180,000 $555,000 $100,000 $197,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,841 $1,824,625,000 $206,000 $9,855,000 $119,000 $1,683,000
FHA-insured (Federal Housing Administration) 1 $115,000 $115,000 $115,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,030 $781,510,000 $193,000 $2,905,000 $135,000 $1,202,000
Preapproval Approved but not Accepted 1,635 $472,615,000 $289,000 $2,605,000 $129,000 $1,214,000
Application Denied By Financial Institution 1,070 $146,330,000 $136,000 $1,355,000 $66,000 $1,108,000
Preapproval Denied by Financial Institution 1,052 $221,950,000 $210,000 $9,855,000 $58,000 $725,000
Application Approved But Not Accepted 970 $180,100,000 $185,000 $2,755,000 $140,000 $1,683,000
File Closed For Incompleteness 52 $13,170,000 $253,000 $845,000 $126,000 $344,000
Application Withdrawn By Applicant 33 $9,065,000 $274,000 $2,125,000 $100,000 $650,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,720 $1,456,460,000 $216,000 $2,905,000 $134,000 $1,683,000
Credit History 680 $106,200,000 $156,000 $2,005,000 $68,000 $1,108,000
Debt-To-Income Ratio 596 $96,450,000 $161,000 $1,085,000 $67,000 $301,000
Credit Application Incomplete 581 $122,495,000 $210,000 $9,855,000 $15,000 $255,000
Collateral 138 $23,690,000 $171,000 $1,025,000 $129,000 $426,000
Other 45 $6,745,000 $149,000 $645,000 $111,000 $291,000
Insufficient Cash (Downpayment, Closing Cost) 44 $6,710,000 $152,000 $385,000 $67,000 $202,000
Unverifiable Information 22 $2,640,000 $120,000 $485,000 $77,000 $244,000
Employment History 13 $2,095,000 $161,000 $505,000 $55,000 $117,000
Mortgage Insurance Denied 3 $1,255,000 $418,000 $615,000 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Baxter Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Baxter Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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