Baxter Credit Union Mortgage Lending & HMDA Data, 2018

In 2018, Baxter Credit Union of 340 N Milwaukee Ave, IL reported 8,842 mortgage applications totaling $1.8 billion, up 12% from 2017. The average application was for $206,371, and applicants reported an average income of $118,582. 46% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (1,121), Chicago-Naperville-Arlington Heights, IL (811) and Lake County-Kenosha County, IL-WI (634) (applications in parentheses).

Mortgage Company & Address Baxter Credit Union
340 N Milwaukee Ave
340 N Milwaukee Ave, IL 60061
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,842
Total Mortgage Loan Application Amount $1,824,740,000
Average Mortgage Loan Application Amount $206,371
Highest Mortgage Loan Application Amount $9,855,000
Average Applicant Income $118,582
Highest Applicant Income $1,683,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Baxter Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Baxter Credit Union by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin, Minnesota 616 $ 132,650,000 $ 215,340 $ 139,000
Lake, Illinois 556 $ 86,090,000 $ 154,838 $ 130,000
McHenry, Illinois 369 $ 45,115,000 $ 122,262 $ 101,000
Cook, Illinois 354 $ 65,050,000 $ 183,757 $ 134,000
Orange, California 249 $ 88,845,000 $ 356,807 $ 164,000
Los Angeles, California 140 $ 37,520,000 $ 268,000 $ 157,000
Franklin, Ohio 110 $ 16,100,000 $ 146,363 $ 111,000
Anoka, Minnesota 101 $ 15,575,000 $ 154,207 $ 124,000
Ramsey, Minnesota 97 $ 17,245,000 $ 177,783 $ 133,000
Dakota, Minnesota 82 $ 14,430,000 $ 175,975 $ 131,000
Kenosha, Wisconsin 78 $ 8,670,000 $ 111,153 $ 94,000
Miami-Dade, Florida 73 $ 14,685,000 $ 201,164 $ 145,000
Maricopa, Arizona 72 $ 13,430,000 $ 186,527 $ 128,000
Broward, Florida 69 $ 14,025,000 $ 203,260 $ 127,000
DuPage, Illinois 62 $ 9,550,000 $ 154,032 $ 118,000
Washington, Minnesota 60 $ 11,540,000 $ 192,333 $ 128,000
Delaware, Ohio 60 $ 10,910,000 $ 181,833 $ 152,000
Kane, Illinois 57 $ 7,685,000 $ 134,824 $ 101,000
San Bernardino, California 48 $ 7,970,000 $ 166,041 $ 104,000
Riverside, California 45 $ 8,415,000 $ 187,000 $ 124,000
Wright, Minnesota 43 $ 6,105,000 $ 141,976 $ 116,000
McDowell, North Carolina 42 $ 3,680,000 $ 87,619 $ 56,000
Bolivar, Mississippi 41 $ 2,885,000 $ 70,365 $ 78,000
Baxter, Arkansas 39 $ 3,275,000 $ 83,974 $ 79,000
Pinellas, Florida 36 $ 4,950,000 $ 137,500 $ 101,000
Middlesex, Massachusetts 36 $ 14,640,000 $ 406,666 $ 183,000
Scott, Minnesota 36 $ 6,780,000 $ 188,333 $ 128,000
Clark, Nevada 36 $ 7,920,000 $ 220,000 $ 120,000
Ventura, California 35 $ 10,725,000 $ 306,428 $ 167,000
Carver, Minnesota 35 $ 8,365,000 $ 239,000 $ 126,000
San Diego, California 34 $ 13,910,000 $ 409,117 $ 170,000
Worcester, Massachusetts 34 $ 6,770,000 $ 199,117 $ 153,000
Monroe, Indiana 32 $ 4,870,000 $ 152,187 $ 93,000
Santa Clara, California 29 $ 8,155,000 $ 281,206 $ 172,000
Bexar, Texas 29 $ 3,475,000 $ 119,827 $ 137,000
Will, Illinois 25 $ 2,695,000 $ 107,800 $ 117,000
Salt Lake, Utah 23 $ 3,665,000 $ 159,347 $ 109,000
Orange, Florida 22 $ 3,970,000 $ 180,454 $ 84,000
Collin, Texas 22 $ 3,210,000 $ 145,909 $ 125,000
Marion, Indiana 21 $ 3,715,000 $ 176,904 $ 102,000
Sherburne, Minnesota 21 $ 3,925,000 $ 186,904 $ 98,000
Owen, Indiana 20 $ 1,630,000 $ 81,500 $ 61,000
Hillsborough, Florida 19 $ 2,355,000 $ 123,947 $ 97,000
Mecklenburg, North Carolina 19 $ 3,325,000 $ 175,000 $ 130,000
Guilford, North Carolina 18 $ 2,210,000 $ 122,777 $ 56,000
Harris, Texas 18 $ 4,780,000 $ 265,555 $ 119,000
Johnson, Kansas 17 $ 4,135,000 $ 243,235 $ 148,000
Wake, North Carolina 17 $ 4,495,000 $ 264,411 $ 131,000
St. Louis, Minnesota 16 $ 2,230,000 $ 139,375 $ 108,000
Cuyahoga, Ohio 16 $ 1,180,000 $ 73,750 $ 93,000
Union, Ohio 16 $ 3,730,000 $ 233,125 $ 141,000
Allegheny, Pennsylvania 16 $ 1,660,000 $ 103,750 $ 101,000
Douglas, Colorado 15 $ 1,865,000 $ 124,333 $ 115,000
Jefferson, Colorado 15 $ 4,045,000 $ 269,666 $ 184,000
Gwinnett, Georgia 15 $ 2,425,000 $ 161,666 $ 131,000
Jackson, Missouri 15 $ 1,065,000 $ 71,000 $ 55,000
Milwaukee, Wisconsin 15 $ 2,075,000 $ 138,333 $ 94,000
Walworth, Wisconsin 15 $ 2,995,000 $ 199,666 $ 125,000
Volusia, Florida 14 $ 2,040,000 $ 145,714 $ 108,000
Fulton, Georgia 14 $ 5,140,000 $ 367,142 $ 174,000
Buncombe, North Carolina 14 $ 3,760,000 $ 268,571 $ 107,000
Mitchell, North Carolina 14 $ 1,200,000 $ 85,714 $ 55,000
Racine, Wisconsin 14 $ 2,210,000 $ 157,857 $ 105,000
Palm Beach, Florida 13 $ 3,225,000 $ 248,076 $ 149,000
Burke, North Carolina 13 $ 1,805,000 $ 138,846 $ 75,000
Davidson, Tennessee 13 $ 2,025,000 $ 155,769 $ 91,000
Dallas, Texas 13 $ 2,375,000 $ 182,692 $ 90,000
Tarrant, Texas 13 $ 2,175,000 $ 167,307 $ 83,000
Brown, Wisconsin 13 $ 1,225,000 $ 94,230 $ 69,000
Alameda, California 12 $ 3,930,000 $ 327,500 $ 221,000
Duval, Florida 12 $ 2,150,000 $ 179,166 $ 99,000
Lee, Florida 12 $ 2,580,000 $ 215,000 $ 172,000
Seminole, Florida 12 $ 2,140,000 $ 178,333 $ 121,000
Ripley, Indiana 12 $ 1,480,000 $ 123,333 $ 95,000
Williamson, Tennessee 12 $ 1,500,000 $ 125,000 $ 191,000
Denton, Texas 11 $ 2,635,000 $ 239,545 $ 209,000
St. Croix, Wisconsin 11 $ 2,265,000 $ 205,909 $ 151,000
Pima, Arizona 10 $ 1,600,000 $ 160,000 $ 107,000
Contra Costa, California 10 $ 3,600,000 $ 360,000 $ 204,000
Pasco, Florida 10 $ 1,520,000 $ 152,000 $ 132,000
St. Louis, Missouri 10 $ 860,000 $ 86,000 $ 101,000
Waukesha, Wisconsin 10 $ 2,360,000 $ 236,000 $ 173,000
New Haven, Connecticut 9 $ 1,495,000 $ 166,111 $ 97,000
Henry, Georgia 9 $ 705,000 $ 78,333 $ 69,000
Newton, Georgia 9 $ 615,000 $ 68,333 $ 117,000
Franklin, Indiana 9 $ 985,000 $ 109,444 $ 75,000
Anasco, Puerto Rico 9 $ 635,000 $ 70,555 $ 24,000
Shelby, Tennessee 9 $ 1,845,000 $ 205,000 $ 105,000
Fort Bend, Texas 9 $ 2,275,000 $ 252,777 $ 77,000
Osceola, Florida 8 $ 1,120,000 $ 140,000 $ 65,000
Cobb, Georgia 8 $ 2,120,000 $ 265,000 $ 196,000
DeKalb, Georgia 8 $ 1,570,000 $ 196,250 $ 284,000
Hamilton, Indiana 8 $ 1,670,000 $ 208,750 $ 139,000
Montgomery, Maryland 8 $ 1,430,000 $ 178,750 $ 119,000
Norfolk, Massachusetts 8 $ 3,390,000 $ 423,750 $ 187,000
Kent, Michigan 8 $ 1,460,000 $ 182,500 $ 172,000
Oakland, Michigan 8 $ 1,420,000 $ 177,500 $ 158,000
Chisago, Minnesota 8 $ 1,590,000 $ 198,750 $ 121,000
DeSoto, Mississippi 8 $ 670,000 $ 83,750 $ 93,000
Camden, New Jersey 8 $ 650,000 $ 81,250 $ 164,000
Summit, Ohio 8 $ 800,000 $ 100,000 $ 145,000
Aguada, Puerto Rico 8 $ 980,000 $ 122,500 $ 57,000
King, Washington 8 $ 4,280,000 $ 535,000 $ 249,000
Marion, Arkansas 7 $ 435,000 $ 62,142 $ 59,000
Denver, Colorado 7 $ 1,735,000 $ 247,857 $ 123,000
New Castle, Delaware 7 $ 1,425,000 $ 203,571 $ 137,000
Sarasota, Florida 7 $ 1,435,000 $ 205,000 $ 175,000
Forsyth, Georgia 7 $ 2,055,000 $ 293,571 $ 146,000
Anne Arundel, Maryland 7 $ 1,435,000 $ 205,000 $ 204,000
Baltimore City, Maryland 7 $ 1,465,000 $ 209,285 $ 191,000
Ozark, Missouri 7 $ 735,000 $ 105,000 $ 44,000
St. Charles, Missouri 7 $ 1,065,000 $ 152,142 $ 113,000
Bergen, New Jersey 7 $ 365,000 $ 52,142 $ 160,000
Monroe, New York 7 $ 1,085,000 $ 155,000 $ 119,000
Cabarrus, North Carolina 7 $ 1,275,000 $ 182,142 $ 70,000
Union, North Carolina 7 $ 865,000 $ 123,571 $ 57,000
Madison, Ohio 7 $ 535,000 $ 76,428 $ 65,000
Montgomery, Pennsylvania 7 $ 1,835,000 $ 262,142 $ 158,000
Charleston, South Carolina 7 $ 705,000 $ 100,714 $ 136,000
Williamson, Texas 7 $ 1,475,000 $ 210,714 $ 161,000
Lee, Alabama 6 $ 1,510,000 $ 251,666 $ 110,000
Leon, Florida 6 $ 1,470,000 $ 245,000 $ 173,000
Winnebago, Illinois 6 $ 610,000 $ 101,666 $ 115,000
Suffolk, Massachusetts 6 $ 7,220,000 $ 1,203,333 $ 431,000
Hinds, Mississippi 6 $ 350,000 $ 58,333 $ 59,000
Sunflower, Mississippi 6 $ 400,000 $ 66,666 $ 81,000
Hillsborough, New Hampshire 6 $ 1,600,000 $ 266,666 $ 154,000
Lincoln, North Carolina 6 $ 260,000 $ 43,333 $ 144,000
Fairfield, Ohio 6 $ 660,000 $ 110,000 $ 86,000
Coamo, Puerto Rico 6 $ 470,000 $ 78,333 $ 57,000
Rutherford, Tennessee 6 $ 650,000 $ 108,333 $ 69,000
Cameron, Texas 6 $ 850,000 $ 141,666 $ 118,000
Travis, Texas 6 $ 1,960,000 $ 326,666 $ 147,000
Baldwin, Alabama 5 $ 985,000 $ 197,000 $ 165,000
Pinal, Arizona 5 $ 745,000 $ 149,000 $ 89,000
Yavapai, Arizona 5 $ 545,000 $ 109,000 $ 134,000
Benton, Arkansas 5 $ 1,155,000 $ 231,000 $ 188,000
Izard, Arkansas 5 $ 315,000 $ 63,000 $ 59,000
Brevard, Florida 5 $ 1,035,000 $ 207,000 $ 93,000
Lake, Florida 5 $ 635,000 $ 127,000 $ 44,000
Monroe, Florida 5 $ 555,000 $ 111,000 $ 164,000
St. Johns, Florida 5 $ 1,375,000 $ 275,000 $ 184,000
Paulding, Georgia 5 $ 725,000 $ 145,000 $ 73,000
DeKalb, Illinois 5 $ 345,000 $ 69,000 $ 83,000
Johnson, Indiana 5 $ 845,000 $ 169,000 $ 63,000
Fayette, Kentucky 5 $ 415,000 $ 83,000 $ 92,000
Carroll, Maryland 5 $ 665,000 $ 133,000 $ 165,000
Greene, Missouri 5 $ 385,000 $ 77,000 $ 57,000
Rockingham, New Hampshire 5 $ 1,005,000 $ 201,000 $ 186,000
Avery, North Carolina 5 $ 585,000 $ 117,000 $ 38,000
Catawba, North Carolina 5 $ 525,000 $ 105,000 $ 51,000
Yancey, North Carolina 5 $ 655,000 $ 131,000 $ 73,000
Licking, Ohio 5 $ 365,000 $ 73,000 $ 123,000
Logan, Ohio 5 $ 645,000 $ 129,000 $ 153,000
Pickaway, Ohio 5 $ 645,000 $ 129,000 $ 74,000
Chester, Pennsylvania 5 $ 1,285,000 $ 257,000 $ 266,000
Philadelphia, Pennsylvania 5 $ 895,000 $ 179,000 $ 165,000
Aguadilla, Puerto Rico 5 $ 905,000 $ 181,000 $ 53,000
Caguas, Puerto Rico 5 $ 335,000 $ 67,000 $ 60,000
Mayaguez, Puerto Rico 5 $ 775,000 $ 155,000 $ 77,000
Ponce, Puerto Rico 5 $ 835,000 $ 167,000 $ 156,000
Spartanburg, South Carolina 5 $ 465,000 $ 93,000 $ 106,000
Chittenden, Vermont 5 $ 1,055,000 $ 211,000 $ 99,000
Dane, Wisconsin 5 $ 885,000 $ 177,000 $ 147,000
Pierce, Wisconsin 5 $ 745,000 $ 149,000 $ 95,000
Vilas, Wisconsin 5 $ 965,000 $ 193,000 $ 246,000
Fulton, Arkansas 4 $ 330,000 $ 82,500 $ 41,000
Washington, Arkansas 4 $ 620,000 $ 155,000 $ 90,000
Calaveras, California 4 $ 690,000 $ 172,500 $ 39,000
El Dorado, California 4 $ 1,030,000 $ 257,500 $ 187,000
Sacramento, California 4 $ 730,000 $ 182,500 $ 89,000
Sonoma, California 4 $ 450,000 $ 112,500 $ 36,000
Yolo, California 4 $ 1,000,000 $ 250,000 $ 213,000
Arapahoe, Colorado 4 $ 800,000 $ 200,000 $ 122,000
Boulder, Colorado 4 $ 720,000 $ 180,000 $ 115,000
El Paso, Colorado 4 $ 1,780,000 $ 445,000 $ 174,000
Larimer, Colorado 4 $ 1,060,000 $ 265,000 $ 118,000
Weld, Colorado 4 $ 710,000 $ 177,500 $ 162,000
Fairfield, Connecticut 4 $ 3,220,000 $ 805,000 $ 326,000
Hartford, Connecticut 4 $ 250,000 $ 62,500 $ 145,000
Sussex, Delaware 4 $ 880,000 $ 220,000 $ 135,000
Collier, Florida 4 $ 930,000 $ 232,500 $ 151,000
Flagler, Florida 4 $ 390,000 $ 97,500 $ 74,000
Cherokee, Georgia 4 $ 550,000 $ 137,500 $ 51,000
Rockdale, Georgia 4 $ 460,000 $ 115,000 $ 78,000
Walton, Georgia 4 $ 380,000 $ 95,000 $ 118,000
Boone, Illinois 4 $ 490,000 $ 122,500 $ 107,000
Lawrence, Indiana 4 $ 240,000 $ 60,000 $ 86,000
Polk, Iowa 4 $ 760,000 $ 190,000 $ 112,000
Baltimore, Maryland 4 $ 500,000 $ 125,000 $ 60,000
Frederick, Maryland 4 $ 360,000 $ 90,000 $ 94,000
Howard, Maryland 4 $ 950,000 $ 237,500 $ 542,000
Prince George's, Maryland 4 $ 830,000 $ 207,500 $ 216,000
Barnstable, Massachusetts 4 $ 350,000 $ 87,500 $ 176,000
Wayne, Michigan 4 $ 730,000 $ 182,500 $ 144,000
Crow Wing, Minnesota 4 $ 1,320,000 $ 330,000 $ 276,000
Stearns, Minnesota 4 $ 500,000 $ 125,000 $ 95,000
St. Louis City, Missouri 4 $ 410,000 $ 102,500 $ 180,000
Douglas, Nebraska 4 $ 1,020,000 $ 255,000 $ 158,000
Burlington, New Jersey 4 $ 630,000 $ 157,500 $ 230,000
Middlesex, New Jersey 4 $ 550,000 $ 137,500 $ 160,000
Morris, New Jersey 4 $ 570,000 $ 142,500 $ 197,000
Passaic, New Jersey 4 $ 930,000 $ 232,500 $ 223,000
Sussex, New Jersey 4 $ 1,130,000 $ 282,500 $ 142,000
Erie, New York 4 $ 480,000 $ 120,000 $ 170,000
Onondaga, New York 4 $ 1,070,000 $ 267,500 $ 141,000
Durham, North Carolina 4 $ 870,000 $ 217,500 $ 109,000
Johnston, North Carolina 4 $ 710,000 $ 177,500 $ 94,000
Bucks, Pennsylvania 4 $ 470,000 $ 117,500 $ 72,000
Cabo Rojo, Puerto Rico 4 $ 310,000 $ 77,500 $ 94,000
San German, Puerto Rico 4 $ 290,000 $ 72,500 $ 34,000
Blount, Tennessee 4 $ 290,000 $ 72,500 $ 118,000
Hamilton, Tennessee 4 $ 450,000 $ 112,500 $ 71,000
Sumner, Tennessee 4 $ 1,060,000 $ 265,000 $ 128,000
Montgomery, Texas 4 $ 630,000 $ 157,500 $ 102,000
Fairfax, Virginia 4 $ 1,250,000 $ 312,500 $ 251,000
Hanover, Virginia 4 $ 510,000 $ 127,500 $ 67,000
Douglas, Wisconsin 4 $ 350,000 $ 87,500 $ 47,000
Eau Claire, Wisconsin 4 $ 500,000 $ 125,000 $ 115,000
Ozaukee, Wisconsin 4 $ 470,000 $ 117,500 $ 147,000
Placer, California 3 $ 765,000 $ 255,000 $ 152,000
Yuba, California 3 $ 485,000 $ 161,666 $ 72,000
Adams, Colorado 3 $ 375,000 $ 125,000 $ 105,000
Elbert, Colorado 3 $ 465,000 $ 155,000 $ 145,000
Charlotte, Florida 3 $ 455,000 $ 151,666 $ 81,000
Hernando, Florida 3 $ 85,000 $ 28,333 $ 81,000
Indian River, Florida 3 $ 155,000 $ 51,666 $ 50,000
Marion, Florida 3 $ 385,000 $ 128,333 $ 174,000
Okaloosa, Florida 3 $ 655,000 $ 218,333 $ 204,000
Douglas, Georgia 3 $ 555,000 $ 185,000 $ 85,000
Hawaii, Hawaii 3 $ 705,000 $ 235,000 $ 138,000
Dearborn, Indiana 3 $ 285,000 $ 95,000 $ 55,000
Decatur, Indiana 3 $ 205,000 $ 68,333 $ 90,000
Lake, Indiana 3 $ 305,000 $ 101,666 $ 89,000
Morgan, Indiana 3 $ 125,000 $ 41,666 $ 78,000
Vanderburgh, Indiana 3 $ 375,000 $ 125,000 $ 116,000
Wyandotte, Kansas 3 $ 365,000 $ 121,666 $ 60,000
Calcasieu, Louisiana 3 $ 335,000 $ 111,666 $ 98,000
Jefferson, Louisiana 3 $ 205,000 $ 68,333 $ 184,000
Terrebonne, Louisiana 3 $ 695,000 $ 231,666 $ 123,000
Essex, Massachusetts 3 $ 895,000 $ 298,333 $ 323,000
Plymouth, Massachusetts 3 $ 315,000 $ 105,000 $ 206,000
Macomb, Michigan 3 $ 305,000 $ 101,666 $ 162,000
Aitkin, Minnesota 3 $ 255,000 $ 85,000 $ 127,000
McLeod, Minnesota 3 $ 375,000 $ 125,000 $ 103,000
Morrison, Minnesota 3 $ 525,000 $ 175,000 $ 162,000
Madison, Mississippi 3 $ 1,355,000 $ 451,666 $ 248,000
Adair, Missouri 3 $ 75,000 $ 25,000 $ 24,000
Cass, Missouri 3 $ 585,000 $ 195,000 $ 38,000
Clay, Missouri 3 $ 225,000 $ 75,000 $ 101,000
Washoe, Nevada 3 $ 925,000 $ 308,333 $ 160,000
Monmouth, New Jersey 3 $ 515,000 $ 171,666 $ 180,000
Bernalillo, New Mexico 3 $ 85,000 $ 28,333 $ 37,000
Kings, New York 3 $ 515,000 $ 171,666 $ 138,000
Saratoga, New York 3 $ 455,000 $ 151,666 $ 134,000
Westchester, New York 3 $ 795,000 $ 265,000 $ 205,000
Rockingham, North Carolina 3 $ 285,000 $ 95,000 $ 84,000
Surry, North Carolina 3 $ 115,000 $ 38,333 $ 402,000
Hamilton, Ohio 3 $ 135,000 $ 45,000 $ 61,000
Oklahoma, Oklahoma 3 $ 805,000 $ 268,333 $ 231,000
Northampton, Pennsylvania 3 $ 465,000 $ 155,000 $ 139,000
San Juan, Puerto Rico 3 $ 535,000 $ 178,333 $ 68,000
Beaufort, South Carolina 3 $ 1,205,000 $ 401,666 $ 219,000
Greenville, South Carolina 3 $ 345,000 $ 115,000 $ 98,000
Knox, Tennessee 3 $ 395,000 $ 131,666 $ 106,000
Johnson, Texas 3 $ 375,000 $ 125,000 $ 68,000
Clark, Washington 3 $ 295,000 $ 98,333 $ 104,000
Pierce, Washington 3 $ 985,000 $ 328,333 $ 173,000
Spokane, Washington 3 $ 825,000 $ 275,000 $ 129,000
Chippewa, Wisconsin 3 $ 615,000 $ 205,000 $ 84,000
Door, Wisconsin 3 $ 395,000 $ 131,666 $ 181,000
Marathon, Wisconsin 3 $ 305,000 $ 101,666 $ 92,000
Jefferson, Alabama 2 $ 70,000 $ 35,000 $ 37,000
Shelby, Alabama 2 $ 140,000 $ 70,000 $ 67,000
Mohave, Arizona 2 $ 220,000 $ 110,000 $ 133,000
Fresno, California 2 $ 140,000 $ 70,000 $ 36,000
Kern, California 2 $ 260,000 $ 130,000 $ 45,000
Marin, California 2 $ 210,000 $ 105,000 $ 184,000
San Francisco, California 2 $ 2,330,000 $ 1,165,000 $ 253,000
San Luis Obispo, California 2 $ 580,000 $ 290,000 $ 149,000
Sutter, California 2 $ 70,000 $ 35,000 $ 47,000
Tuolumne, California 2 $ 210,000 $ 105,000 $ 117,000
La Plata, Colorado 2 $ 150,000 $ 75,000 $ 108,000
Mesa, Colorado 2 $ 240,000 $ 120,000 $ 2,000
Middlesex, Connecticut 2 $ 70,000 $ 35,000 $ 34,000
Alachua, Florida 2 $ 390,000 $ 195,000 $ 104,000
Escambia, Florida 2 $ 310,000 $ 155,000 $ 140,000
Manatee, Florida 2 $ 300,000 $ 150,000 $ 290,000
St. Lucie, Florida 2 $ 400,000 $ 200,000 $ 48,000
Barrow, Georgia 2 $ 360,000 $ 180,000 $ 75,000
Bibb, Georgia 2 $ 110,000 $ 55,000 $ 140,000
Chatham, Georgia 2 $ 570,000 $ 285,000 $ 193,000
Clarke, Georgia 2 $ 380,000 $ 190,000 $ 142,000
Columbia, Georgia 2 $ 280,000 $ 140,000 $ 153,000
Fayette, Georgia 2 $ 150,000 $ 75,000 $ 85,000
Oconee, Georgia 2 $ 350,000 $ 175,000 $ 110,000
Honolulu, Hawaii 2 $ 410,000 $ 205,000 $ 52,000
McLean, Illinois 2 $ 400,000 $ 200,000 $ 121,000
Ogle, Illinois 2 $ 260,000 $ 130,000 $ 191,000
Allen, Indiana 2 $ 180,000 $ 90,000 $ 87,000
Bartholomew, Indiana 2 $ 340,000 $ 170,000 $ 92,000
Boone, Indiana 2 $ 160,000 $ 80,000 $ 101,000
Brown, Indiana 2 $ 230,000 $ 115,000 $ 126,000
Daviess, Indiana 2 $ 160,000 $ 80,000 $ 220,000
Floyd, Indiana 2 $ 310,000 $ 155,000 $ 148,000
Kosciusko, Indiana 2 $ 380,000 $ 190,000 $ 119,000
Vigo, Indiana 2 $ 170,000 $ 85,000 $ 72,000
Cerro Gordo, Iowa 2 $ 290,000 $ 145,000 $ 32,000
Sedgwick, Kansas 2 $ 230,000 $ 115,000 $ 126,000
Jefferson, Kentucky 2 $ 370,000 $ 185,000 $ 120,000
York, Maine 2 $ 180,000 $ 90,000 $ 274,000
Worcester, Maryland 2 $ 320,000 $ 160,000 $ 94,000
Bristol, Massachusetts 2 $ 160,000 $ 80,000 $ 112,000
Hampden, Massachusetts 2 $ 400,000 $ 200,000 $ 129,000
Livingston, Michigan 2 $ 660,000 $ 330,000 $ 159,000
Marquette, Michigan 2 $ 260,000 $ 130,000 $ 159,000
Blue Earth, Minnesota 2 $ 40,000 $ 20,000 $ 39,000
Cass, Minnesota 2 $ 480,000 $ 240,000 $ 121,000
Douglas, Minnesota 2 $ 130,000 $ 65,000 $ 130,000
Grant, Minnesota 2 $ 290,000 $ 145,000 $ 103,000
Isanti, Minnesota 2 $ 80,000 $ 40,000 $ 93,000
Itasca, Minnesota 2 $ 280,000 $ 140,000 $ 114,000
Kandiyohi, Minnesota 2 $ 570,000 $ 285,000 $ 95,000
Meeker, Minnesota 2 $ 260,000 $ 130,000 $ 129,000
Mille Lacs, Minnesota 2 $ 300,000 $ 150,000 $ 83,000
Otter Tail, Minnesota 2 $ 430,000 $ 215,000 $ 163,000
Harrison, Mississippi 2 $ 120,000 $ 60,000 $ 65,000
Washington, Mississippi 2 $ 290,000 $ 145,000 $ 109,000
Lincoln, Missouri 2 $ 490,000 $ 245,000 $ 99,000
Silver Bow, Montana 2 $ 40,000 $ 20,000 $ 63,000
Lancaster, Nebraska 2 $ 300,000 $ 150,000 $ 94,000
Sarpy, Nebraska 2 $ 390,000 $ 195,000 $ 67,000
Essex, New Jersey 2 $ 50,000 $ 25,000 $ 129,000
Hudson, New Jersey 2 $ 720,000 $ 360,000 $ 101,000
Somerset, New Jersey 2 $ 180,000 $ 90,000 $ 134,000
San Miguel, New Mexico 2 $ 110,000 $ 55,000 $ 118,000
Albany, New York 2 $ 410,000 $ 205,000 $ 127,000
Bronx, New York 2 $ 440,000 $ 220,000 $ 34,000
Madison, New York 2 $ 250,000 $ 125,000 $ 121,000
Suffolk, New York 2 $ 500,000 $ 250,000 $ 99,000
Cleveland, North Carolina 2 $ 240,000 $ 120,000 $ 84,000
Forsyth, North Carolina 2 $ 290,000 $ 145,000 $ 49,000
Gaston, North Carolina 2 $ 270,000 $ 135,000 $ 86,000
Iredell, North Carolina 2 $ 210,000 $ 105,000 $ 82,000
Nash, North Carolina 2 $ 100,000 $ 50,000 $ 50,000
Clermont, Ohio 2 $ 410,000 $ 205,000 $ 148,000
Hancock, Ohio 2 $ 280,000 $ 140,000 $ 137,000
Knox, Ohio 2 $ 170,000 $ 85,000 $ 204,000
Mahoning, Ohio 2 $ 240,000 $ 120,000 $ 112,000
Montgomery, Ohio 2 $ 100,000 $ 50,000 $ 86,000
Morrow, Ohio 2 $ 70,000 $ 35,000 $ 106,000
Preble, Ohio 2 $ 50,000 $ 25,000 $ 39,000
Warren, Ohio 2 $ 790,000 $ 395,000 $ 71,000
Payne, Oklahoma 2 $ 350,000 $ 175,000 $ 104,000
Tulsa, Oklahoma 2 $ 240,000 $ 120,000 $ 149,000
Clackamas, Oregon 2 $ 660,000 $ 330,000 $ 164,000
Coos, Oregon 2 $ 370,000 $ 185,000 $ 67,000
Multnomah, Oregon 2 $ 310,000 $ 155,000 $ 138,000
Adams, Pennsylvania 2 $ 340,000 $ 170,000 $ 109,000
Armstrong, Pennsylvania 2 $ 250,000 $ 125,000 $ 78,000
Lehigh, Pennsylvania 2 $ 50,000 $ 25,000 $ 48,000
Luzerne, Pennsylvania 2 $ 220,000 $ 110,000 $ 9,000
Wayne, Pennsylvania 2 $ 170,000 $ 85,000 $ 68,000
Westmoreland, Pennsylvania 2 $ 180,000 $ 90,000 $ 222,000
Aibonito, Puerto Rico 2 $ 200,000 $ 100,000 $ 38,000
Dorado, Puerto Rico 2 $ 490,000 $ 245,000 $ 99,000
Guayama, Puerto Rico 2 $ 90,000 $ 45,000 $ 33,000
Lajas, Puerto Rico 2 $ 150,000 $ 75,000 $ 25,000
Bristol, Rhode Island 2 $ 410,000 $ 205,000 $ 165,000
Kent, Rhode Island 2 $ 440,000 $ 220,000 $ 208,000
Providence, Rhode Island 2 $ 630,000 $ 315,000 $ 96,000
Washington, Rhode Island 2 $ 340,000 $ 170,000 $ 153,000
Florence, South Carolina 2 $ 420,000 $ 210,000 $ 130,000
Georgetown, South Carolina 2 $ 170,000 $ 85,000 $ 151,000
Horry, South Carolina 2 $ 260,000 $ 130,000 $ 16,000
Lancaster, South Carolina 2 $ 530,000 $ 265,000 $ 40,000
Orangeburg, South Carolina 2 $ 250,000 $ 125,000 $ 33,000
Richland, South Carolina 2 $ 320,000 $ 160,000 $ 46,000
York, South Carolina 2 $ 140,000 $ 70,000 $ 112,000
Bradley, Tennessee 2 $ 710,000 $ 355,000 $ 212,000
Dickson, Tennessee 2 $ 40,000 $ 20,000 $ 81,000
Maury, Tennessee 2 $ 50,000 $ 25,000 $ 69,000
Roane, Tennessee 2 $ 120,000 $ 60,000 $ 78,000
Comal, Texas 2 $ 370,000 $ 185,000 $ 95,000
Ellis, Texas 2 $ 210,000 $ 105,000 $ 45,000
Hays, Texas 2 $ 350,000 $ 175,000 $ 100,000
Hidalgo, Texas 2 $ 220,000 $ 110,000 $ 42,000
Summit, Utah 2 $ 380,000 $ 190,000 $ 194,000
Utah, Utah 2 $ 310,000 $ 155,000 $ 66,000
Wasatch, Utah 2 $ 350,000 $ 175,000 $ 74,000
Arlington, Virginia 2 $ 1,350,000 $ 675,000 $ 332,000
Charlottesville, Virginia 2 $ 1,010,000 $ 505,000 $ 128,000
Franklin, Washington 2 $ 220,000 $ 110,000 $ 106,000
Burnett, Wisconsin 2 $ 470,000 $ 235,000 $ 192,000
Calumet, Wisconsin 2 $ 330,000 $ 165,000 $ 86,000
Green Lake, Wisconsin 2 $ 380,000 $ 190,000 $ 140,000
Jefferson, Wisconsin 2 $ 550,000 $ 275,000 $ 130,000
Pepin, Wisconsin 2 $ 150,000 $ 75,000 $ 74,000
Sawyer, Wisconsin 2 $ 380,000 $ 190,000 $ 93,000
Washington, Wisconsin 2 $ 70,000 $ 35,000 $ 153,000
Winnebago, Wisconsin 2 $ 290,000 $ 145,000 $ 131,000
Madison, Alabama 1 $ 95,000 $ 95,000 $ 115,000
Mobile, Alabama 1 $ 45,000 $ 45,000 $ 45,000
Morgan, Alabama 1 $ 35,000 $ 35,000 $ 0
Tallapoosa, Alabama 1 $ 315,000 $ 315,000 $ 186,000
Cochise, Arizona 1 $ 55,000 $ 55,000 $ 30,000
Coconino, Arizona 1 $ 235,000 $ 235,000 $ 160,000
Faulkner, Arkansas 1 $ 155,000 $ 155,000 $ 130,000
Garland, Arkansas 1 $ 75,000 $ 75,000 $ 77,000
Johnson, Arkansas 1 $ 25,000 $ 25,000 $ 68,000
Polk, Arkansas 1 $ 65,000 $ 65,000 $ 225,000
Pulaski, Arkansas 1 $ 115,000 $ 115,000 $ 50,000
Sharp, Arkansas 1 $ 105,000 $ 105,000 $ 170,000
Butte, California 1 $ 135,000 $ 135,000 $ 265,000
Merced, California 1 $ 215,000 $ 215,000 $ 46,000
Modoc, California 1 $ 55,000 $ 55,000 $ 25,000
Monterey, California 1 $ 415,000 $ 415,000 $ 87,000
San Joaquin, California 1 $ 385,000 $ 385,000 $ 121,000
Santa Barbara, California 1 $ 605,000 $ 605,000 $ 615,000
Stanislaus, California 1 $ 245,000 $ 245,000 $ 213,000
Broomfield, Colorado 1 $ 45,000 $ 45,000 $ 192,000
Eagle, Colorado 1 $ 435,000 $ 435,000 $ 142,000
Garfield, Colorado 1 $ 45,000 $ 45,000 $ 85,000
Pueblo, Colorado 1 $ 285,000 $ 285,000 $ 166,000
Routt, Colorado 1 $ 75,000 $ 75,000 $ 143,000
Litchfield, Connecticut 1 $ 55,000 $ 55,000 $ 101,000
Windham, Connecticut 1 $ 45,000 $ 45,000 $ 154,000
Kent, Delaware 1 $ 45,000 $ 45,000 $ 101,000
District of Columbia, District Of Columbia 1 $ 55,000 $ 55,000 $ 95,000
Baker, Florida 1 $ 45,000 $ 45,000 $ 0
Bay, Florida 1 $ 185,000 $ 185,000 $ 91,000
Hamilton, Florida 1 $ 85,000 $ 85,000 $ 59,000
Highlands, Florida 1 $ 145,000 $ 145,000 $ 0
Nassau, Florida 1 $ 105,000 $ 105,000 $ 82,000
Polk, Florida 1 $ 355,000 $ 355,000 $ 77,000
Santa Rosa, Florida 1 $ 55,000 $ 55,000 $ 169,000
Walton, Florida 1 $ 235,000 $ 235,000 $ 257,000
Clayton, Georgia 1 $ 175,000 $ 175,000 $ 44,000
Cook, Georgia 1 $ 25,000 $ 25,000 $ 3,000
Jasper, Georgia 1 $ 45,000 $ 45,000 $ 81,000
Lowndes, Georgia 1 $ 255,000 $ 255,000 $ 108,000
Richmond, Georgia 1 $ 45,000 $ 45,000 $ 116,000
Spalding, Georgia 1 $ 65,000 $ 65,000 $ 122,000
Blaine, Idaho 1 $ 185,000 $ 185,000 $ 41,000
Henry, Illinois 1 $ 45,000 $ 45,000 $ 90,000
Kendall, Illinois 1 $ 55,000 $ 55,000 $ 107,000
LaSalle, Illinois 1 $ 255,000 $ 255,000 $ 292,000
Madison, Illinois 1 $ 45,000 $ 45,000 $ 110,000
Mercer, Illinois 1 $ 15,000 $ 15,000 $ 92,000
Rock Island, Illinois 1 $ 25,000 $ 25,000 $ 73,000
St. Clair, Illinois 1 $ 135,000 $ 135,000 $ 0
Whiteside, Illinois 1 $ 125,000 $ 125,000 $ 41,000
Williamson, Illinois 1 $ 155,000 $ 155,000 $ 110,000
Clark, Indiana 1 $ 155,000 $ 155,000 $ 76,000
Crawford, Indiana 1 $ 85,000 $ 85,000 $ 64,000
Elkhart, Indiana 1 $ 165,000 $ 165,000 $ 87,000
Greene, Indiana 1 $ 65,000 $ 65,000 $ 46,000
Hancock, Indiana 1 $ 225,000 $ 225,000 $ 92,000
Harrison, Indiana 1 $ 105,000 $ 105,000 $ 93,000
Hendricks, Indiana 1 $ 35,000 $ 35,000 $ 128,000
LaGrange, Indiana 1 $ 135,000 $ 135,000 $ 72,000
Madison, Indiana 1 $ 175,000 $ 175,000 $ 214,000
Rush, Indiana 1 $ 55,000 $ 55,000 $ 103,000
Tippecanoe, Indiana 1 $ 115,000 $ 115,000 $ 160,000
Warren, Indiana 1 $ 55,000 $ 55,000 $ 24,000
Buena Vista, Iowa 1 $ 45,000 $ 45,000 $ 104,000
Cedar, Iowa 1 $ 25,000 $ 25,000 $ 87,000
Dubuque, Iowa 1 $ 25,000 $ 25,000 $ 0
Fayette, Iowa 1 $ 55,000 $ 55,000 $ 99,000
Linn, Iowa 1 $ 55,000 $ 55,000 $ 111,000
Marshall, Iowa 1 $ 45,000 $ 45,000 $ 157,000
Scott, Iowa 1 $ 35,000 $ 35,000 $ 194,000
Woodbury, Iowa 1 $ 235,000 $ 235,000 $ 114,000
Bourbon, Kansas 1 $ 165,000 $ 165,000 $ 118,000
Douglas, Kansas 1 $ 295,000 $ 295,000 $ 135,000
Geary, Kansas 1 $ 25,000 $ 25,000 $ 43,000
Leavenworth, Kansas 1 $ 115,000 $ 115,000 $ 37,000
Linn, Kansas 1 $ 265,000 $ 265,000 $ 64,000
Pawnee, Kansas 1 $ 95,000 $ 95,000 $ 117,000
Pottawatomie, Kansas 1 $ 315,000 $ 315,000 $ 117,000
Shawnee, Kansas 1 $ 245,000 $ 245,000 $ 135,000
Stevens, Kansas 1 $ 135,000 $ 135,000 $ 128,000
Elliott, Kentucky 1 $ 85,000 $ 85,000 $ 0
Franklin, Kentucky 1 $ 35,000 $ 35,000 $ 160,000
Jessamine, Kentucky 1 $ 65,000 $ 65,000 $ 61,000
Kenton, Kentucky 1 $ 95,000 $ 95,000 $ 55,000
Bossier, Louisiana 1 $ 345,000 $ 345,000 $ 149,000
Lafourche, Louisiana 1 $ 185,000 $ 185,000 $ 97,000
Livingston, Louisiana 1 $ 165,000 $ 165,000 $ 97,000
Cumberland, Maine 1 $ 215,000 $ 215,000 $ 60,000
Harford, Maryland 1 $ 5,000 $ 5,000 $ 0
Washington, Maryland 1 $ 45,000 $ 45,000 $ 65,000
Dukes, Massachusetts 1 $ 485,000 $ 485,000 $ 264,000
Cass, Michigan 1 $ 35,000 $ 35,000 $ 302,000
Clinton, Michigan 1 $ 345,000 $ 345,000 $ 145,000
Genesee, Michigan 1 $ 35,000 $ 35,000 $ 40,000
Houghton, Michigan 1 $ 115,000 $ 115,000 $ 59,000
Lenawee, Michigan 1 $ 105,000 $ 105,000 $ 140,000
St. Joseph, Michigan 1 $ 285,000 $ 285,000 $ 440,000
Van Buren, Michigan 1 $ 865,000 $ 865,000 $ 0
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Mortgage Loan Application Detail Totals for Baxter Credit Union in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,017 $1,360,305,000 $271,000 $9,855,000 $117,000 $1,683,000
Other Purpose 1,377 $148,865,000 $108,000 $2,505,000 $111,000 $1,108,000
Home Improvement 1,225 $93,815,000 $76,000 $1,005,000 $134,000 $770,000
Refinancing 702 $106,260,000 $151,000 $1,045,000 $122,000 $995,000
Cash-out Refinancing 521 $115,495,000 $221,000 $2,125,000 $113,000 $1,202,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,676 $962,490,000 $205,000 $2,905,000 $129,000 $1,202,000
Not Provided 2,005 $413,785,000 $206,000 $9,855,000 $101,000 $1,683,000
Hispanic 863 $160,855,000 $186,000 $1,255,000 $103,000 $768,000
Black or African American 597 $102,865,000 $172,000 $1,265,000 $98,000 $791,000
Asian 573 $158,365,000 $276,000 $1,955,000 $140,000 $770,000
American Indian or Alaskan Native 38 $6,310,000 $166,000 $515,000 $109,000 $231,000
Native Hawaiian or Other Pacific Islander 18 $3,240,000 $180,000 $555,000 $100,000 $197,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,841 $1,824,625,000 $206,000 $9,855,000 $119,000 $1,683,000
FHA-insured (Federal Housing Administration) 1 $115,000 $115,000 $115,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,030 $781,510,000 $193,000 $2,905,000 $135,000 $1,202,000
Preapproval Approved but not Accepted 1,635 $472,615,000 $289,000 $2,605,000 $129,000 $1,214,000
Application Denied By Financial Institution 1,070 $146,330,000 $136,000 $1,355,000 $66,000 $1,108,000
Preapproval Denied by Financial Institution 1,052 $221,950,000 $210,000 $9,855,000 $58,000 $725,000
Application Approved But Not Accepted 970 $180,100,000 $185,000 $2,755,000 $140,000 $1,683,000
File Closed For Incompleteness 52 $13,170,000 $253,000 $845,000 $126,000 $344,000
Application Withdrawn By Applicant 33 $9,065,000 $274,000 $2,125,000 $100,000 $650,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,720 $1,456,460,000 $216,000 $2,905,000 $134,000 $1,683,000
Credit History 680 $106,200,000 $156,000 $2,005,000 $68,000 $1,108,000
Debt-To-Income Ratio 596 $96,450,000 $161,000 $1,085,000 $67,000 $301,000
Credit Application Incomplete 581 $122,495,000 $210,000 $9,855,000 $15,000 $255,000
Collateral 138 $23,690,000 $171,000 $1,025,000 $129,000 $426,000
Other 45 $6,745,000 $149,000 $645,000 $111,000 $291,000
Insufficient Cash (Downpayment, Closing Cost) 44 $6,710,000 $152,000 $385,000 $67,000 $202,000
Unverifiable Information 22 $2,640,000 $120,000 $485,000 $77,000 $244,000
Employment History 13 $2,095,000 $161,000 $505,000 $55,000 $117,000
Mortgage Insurance Denied 3 $1,255,000 $418,000 $615,000 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Baxter Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Baxter Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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