Baxter Credit Union Mortgage Lending & HMDA Data, 2018
In 2018, Baxter Credit Union of 340 N Milwaukee Ave, IL reported 8,842 mortgage applications totaling $1.8 billion, up 12% from 2017. The average application was for $206,371, and applicants reported an average income of $118,582. 46% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (1,121), Chicago-Naperville-Arlington Heights, IL (811) and Lake County-Kenosha County, IL-WI (634) (applications in parentheses).
| Mortgage Company & Address | Baxter Credit Union 340 N Milwaukee Ave 340 N Milwaukee Ave, IL 60061 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,842 |
| Total Mortgage Loan Application Amount | $1,824,740,000 |
| Average Mortgage Loan Application Amount | $206,371 |
| Highest Mortgage Loan Application Amount | $9,855,000 |
| Average Applicant Income | $118,582 |
| Highest Applicant Income | $1,683,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Baxter Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,121 | $ 221,855,000 | $ 197,908 | $ 133,014 |
| Chicago-Naperville-Arlington Heights, IL | 811 | $ 122,465,000 | $ 151,004 | $ 117,000 |
| Lake County-Kenosha County, IL-WI | 634 | $ 94,760,000 | $ 149,463 | $ 125,570 |
| Outside any metro area | 425 | $ 49,555,000 | $ 116,600 | $ 97,858 |
| Anaheim-Santa Ana-Irvine, CA | 249 | $ 88,845,000 | $ 356,807 | $ 164,000 |
| Columbus, OH | 212 | $ 33,040,000 | $ 155,849 | $ 122,000 |
| Los Angeles-Long Beach-Glendale, CA | 140 | $ 37,520,000 | $ 268,000 | $ 157,000 |
| Atlanta-Sandy Springs-Roswell, GA | 96 | $ 18,050,000 | $ 188,020 | $ 136,000 |
| Riverside-San Bernardino-Ontario, CA | 93 | $ 16,385,000 | $ 176,182 | $ 114,000 |
| Phoenix-Mesa-Scottsdale, AZ | 77 | $ 14,175,000 | $ 184,090 | $ 125,000 |
| Miami-Miami Beach-Kendall, FL | 73 | $ 14,685,000 | $ 201,164 | $ 145,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 69 | $ 14,025,000 | $ 203,260 | $ 127,000 |
| Tampa-St. Petersburg-Clearwater, FL | 68 | $ 8,910,000 | $ 131,029 | $ 102,000 |
| Elgin, IL | 62 | $ 8,030,000 | $ 129,516 | $ 100,000 |
| Bloomington, IN | 52 | $ 6,500,000 | $ 125,000 | $ 81,000 |
| Dallas-Plano-Irving, TX | 50 | $ 8,780,000 | $ 175,600 | $ 134,000 |
| Charlotte-Concord-Gastonia, NC-SC | 48 | $ 6,910,000 | $ 143,958 | $ 101,625 |
| Denver-Aurora-Lakewood, CO | 48 | $ 9,330,000 | $ 194,375 | $ 141,000 |
| Orlando-Kissimmee-Sanford, FL | 47 | $ 7,865,000 | $ 167,340 | $ 86,000 |
| Indianapolis-Carmel-Anderson, IN | 44 | $ 7,180,000 | $ 163,181 | $ 106,000 |
| Kansas City, MO-KS | 44 | $ 6,810,000 | $ 154,772 | $ 96,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 43 | $ 6,145,000 | $ 142,906 | $ 127,000 |
| Cambridge-Newton-Framingham, MA | 39 | $ 15,535,000 | $ 398,333 | $ 190,000 |
| Las Vegas-Henderson-Paradise, NV | 36 | $ 7,920,000 | $ 220,000 | $ 120,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 35 | $ 10,725,000 | $ 306,428 | $ 167,000 |
| Worcester, MA-CT | 35 | $ 6,815,000 | $ 194,714 | $ 153,028 |
| Houston-The Woodlands-Sugar Land, TX | 34 | $ 8,010,000 | $ 235,588 | $ 101,000 |
| San Diego-Carlsbad, CA | 34 | $ 13,910,000 | $ 409,117 | $ 170,000 |
| Milwaukee-Waukesha-West Allis, WI | 31 | $ 4,975,000 | $ 160,483 | $ 130,000 |
| San Antonio-New Braunfels, TX | 31 | $ 3,845,000 | $ 124,032 | $ 134,000 |
| New York-Jersey City-White Plains, NY-NJ | 29 | $ 4,915,000 | $ 169,482 | $ 170,103 |
| San Jose-Sunnyvale-Santa Clara, CA | 29 | $ 8,155,000 | $ 281,206 | $ 172,000 |
| Baltimore-Columbia-Towson, MD | 28 | $ 5,020,000 | $ 179,285 | $ 214,000 |
| St. Louis, MO-IL | 25 | $ 3,005,000 | $ 120,200 | $ 117,360 |
| Aguadilla-Isabela, PR | 24 | $ 2,730,000 | $ 113,750 | $ 42,000 |
| Salt Lake City, UT | 24 | $ 3,830,000 | $ 159,583 | $ 107,000 |
| Pittsburgh, PA | 23 | $ 2,455,000 | $ 106,739 | $ 109,000 |
| Oakland-Hayward-Berkeley, CA | 22 | $ 7,530,000 | $ 342,272 | $ 213,000 |
| Duluth, MN-WI | 21 | $ 2,615,000 | $ 124,523 | $ 96,380 |
| Greensboro-High Point, NC | 21 | $ 2,495,000 | $ 118,809 | $ 60,000 |
| Raleigh, NC | 21 | $ 5,205,000 | $ 247,857 | $ 126,000 |
| Hickory-Lenoir-Morganton, NC | 19 | $ 2,435,000 | $ 128,157 | $ 70,000 |
| Jacksonville, FL | 19 | $ 3,675,000 | $ 193,421 | $ 115,000 |
| Cleveland-Elyria, OH | 18 | $ 1,300,000 | $ 72,222 | $ 92,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 18 | $ 2,430,000 | $ 135,000 | $ 101,000 |
| Boston, MA | 17 | $ 10,925,000 | $ 642,647 | $ 277,000 |
| Memphis, TN-MS-AR | 17 | $ 2,515,000 | $ 147,941 | $ 99,352 |
| Fort Worth-Arlington, TX | 16 | $ 2,550,000 | $ 159,375 | $ 80,000 |
| Montgomery County-Bucks County-Chester County, PA | 16 | $ 3,590,000 | $ 224,375 | $ 178,000 |
| San Juan-Carolina-Caguas, PR | 16 | $ 2,100,000 | $ 131,250 | $ 66,000 |
| Asheville, NC | 15 | $ 3,925,000 | $ 261,666 | $ 113,000 |
| Austin-Round Rock, TX | 15 | $ 3,785,000 | $ 252,333 | $ 147,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 15 | $ 3,525,000 | $ 235,000 | $ 161,000 |
| Green Bay, WI | 14 | $ 1,280,000 | $ 91,428 | $ 77,000 |
| Racine, WI | 14 | $ 2,210,000 | $ 157,857 | $ 105,000 |
| Camden, NJ | 13 | $ 1,385,000 | $ 106,538 | $ 193,000 |
| Newark, NJ-PA | 13 | $ 2,675,000 | $ 205,769 | $ 167,000 |
| Warren-Troy-Farmington Hills, MI | 13 | $ 2,385,000 | $ 183,461 | $ 159,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 13 | $ 3,585,000 | $ 275,769 | $ 227,615 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 13 | $ 3,225,000 | $ 248,076 | $ 149,000 |
| Cape Coral-Fort Myers, FL | 12 | $ 2,580,000 | $ 215,000 | $ 172,000 |
| Cincinnati, OH-KY-IN | 12 | $ 2,060,000 | $ 171,666 | $ 77,000 |
| Silver Spring-Frederick-Rockville, MD | 12 | $ 1,790,000 | $ 149,166 | $ 110,000 |
| San German-Cabo Rojo, PR | 11 | $ 835,000 | $ 75,909 | $ 54,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 10 | $ 1,840,000 | $ 184,000 | $ 142,800 |
| Providence-Warwick, RI-MA | 10 | $ 1,980,000 | $ 198,000 | $ 146,400 |
| Rockford, IL | 10 | $ 1,100,000 | $ 110,000 | $ 112,000 |
| Tucson, AZ | 10 | $ 1,600,000 | $ 160,000 | $ 107,000 |
| Akron, OH | 9 | $ 915,000 | $ 101,666 | $ 134,000 |
| Charleston-North Charleston, SC | 9 | $ 1,295,000 | $ 143,888 | $ 143,000 |
| Jackson, MS | 9 | $ 1,705,000 | $ 189,444 | $ 122,000 |
| Knoxville, TN | 9 | $ 805,000 | $ 89,444 | $ 105,000 |
| New Haven-Milford, CT | 9 | $ 1,495,000 | $ 166,111 | $ 97,000 |
| North Port-Sarasota-Bradenton, FL | 9 | $ 1,735,000 | $ 192,777 | $ 201,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 9 | $ 1,495,000 | $ 166,111 | $ 140,000 |
| Grand Rapids-Wyoming, MI | 8 | $ 1,460,000 | $ 182,500 | $ 172,000 |
| Rochester, NY | 8 | $ 1,170,000 | $ 146,250 | $ 113,000 |
| Seattle-Bellevue-Everett, WA | 8 | $ 4,280,000 | $ 535,000 | $ 249,000 |
| Eau Claire, WI | 7 | $ 1,115,000 | $ 159,285 | $ 101,000 |
| Springfield, MO | 7 | $ 495,000 | $ 70,714 | $ 81,000 |
| Wilmington, DE-MD-NJ | 7 | $ 1,425,000 | $ 203,571 | $ 137,000 |
| Albany-Schenectady-Troy, NY | 6 | $ 940,000 | $ 156,666 | $ 119,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 6 | $ 690,000 | $ 115,000 | $ 108,500 |
| Auburn-Opelika, AL | 6 | $ 1,510,000 | $ 251,666 | $ 110,000 |
| Brownsville-Harlingen, TX | 6 | $ 850,000 | $ 141,666 | $ 118,000 |
| Hartford-West Hartford-East Hartford, CT | 6 | $ 320,000 | $ 53,333 | $ 108,000 |
| Lexington-Fayette, KY | 6 | $ 480,000 | $ 80,000 | $ 86,000 |
| Louisville/Jefferson County, KY-IN | 6 | $ 940,000 | $ 156,666 | $ 117,333 |
| Manchester-Nashua, NH | 6 | $ 1,600,000 | $ 266,666 | $ 154,000 |
| Mayagnez, PR | 6 | $ 880,000 | $ 146,666 | $ 70,000 |
| Omaha-Council Bluffs, NE-IA | 6 | $ 1,410,000 | $ 235,000 | $ 127,000 |
| Ponce, PR | 6 | $ 880,000 | $ 146,666 | $ 137,000 |
| Richmond, VA | 6 | $ 1,140,000 | $ 190,000 | $ 105,000 |
| Salisbury, MD-DE | 6 | $ 1,200,000 | $ 200,000 | $ 121,333 |
| Syracuse, NY | 6 | $ 1,320,000 | $ 220,000 | $ 133,000 |
| Tallahassee, FL | 6 | $ 1,470,000 | $ 245,000 | $ 173,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 5 | $ 505,000 | $ 101,000 | $ 154,000 |
| Burlington-South Burlington, VT | 5 | $ 1,055,000 | $ 211,000 | $ 99,000 |
| Daphne-Fairhope-Foley, AL | 5 | $ 985,000 | $ 197,000 | $ 165,000 |
| Durham-Chapel Hill, NC | 5 | $ 1,265,000 | $ 253,000 | $ 87,000 |
| Madison, WI | 5 | $ 885,000 | $ 177,000 | $ 147,000 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 1,035,000 | $ 207,000 | $ 93,000 |
| Philadelphia, PA | 5 | $ 895,000 | $ 179,000 | $ 165,000 |
| Prescott, AZ | 5 | $ 545,000 | $ 109,000 | $ 134,000 |
| Rockingham County-Strafford County, NH | 5 | $ 1,005,000 | $ 201,000 | $ 186,000 |
| Spartanburg, SC | 5 | $ 465,000 | $ 93,000 | $ 106,000 |
| Yuba City, CA | 5 | $ 555,000 | $ 111,000 | $ 62,000 |
| Albuquerque, NM | 4 | $ 340,000 | $ 85,000 | $ 44,000 |
| Athens-Clarke County, GA | 4 | $ 730,000 | $ 182,500 | $ 126,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 470,000 | $ 117,500 | $ 128,250 |
| Barnstable Town, MA | 4 | $ 350,000 | $ 87,500 | $ 176,000 |
| Birmingham-Hoover, AL | 4 | $ 210,000 | $ 52,500 | $ 52,000 |
| Boulder, CO | 4 | $ 720,000 | $ 180,000 | $ 115,000 |
| Bridgeport-Stamford-Norwalk, CT | 4 | $ 3,220,000 | $ 805,000 | $ 326,000 |
| Chattanooga, TN-GA | 4 | $ 450,000 | $ 112,500 | $ 71,000 |
| Colorado Springs, CO | 4 | $ 1,780,000 | $ 445,000 | $ 174,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 890,000 | $ 222,500 | $ 217,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 120,000 | $ 30,000 | $ 112,250 |
| Dayton, OH | 4 | $ 430,000 | $ 107,500 | $ 77,000 |
| Des Moines-West Des Moines, IA | 4 | $ 760,000 | $ 190,000 | $ 112,000 |
| Detroit-Dearborn-Livonia, MI | 4 | $ 730,000 | $ 182,500 | $ 144,000 |
| Fort Collins, CO | 4 | $ 1,060,000 | $ 265,000 | $ 118,000 |
| Greeley, CO | 4 | $ 710,000 | $ 177,500 | $ 162,000 |
| Houma-Thibodaux, LA | 4 | $ 880,000 | $ 220,000 | $ 117,000 |
| Naples-Immokalee-Marco Island, FL | 4 | $ 930,000 | $ 232,500 | $ 151,000 |
| Reno, NV | 4 | $ 1,240,000 | $ 310,000 | $ 145,000 |
| Santa Rosa, CA | 4 | $ 450,000 | $ 112,500 | $ 36,000 |
| St. Cloud, MN | 4 | $ 500,000 | $ 125,000 | $ 95,000 |
| Tulsa, OK | 4 | $ 360,000 | $ 90,000 | $ 129,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4 | $ 700,000 | $ 175,000 | $ 105,000 |
| Winston-Salem, NC | 4 | $ 570,000 | $ 142,500 | $ 52,000 |
| Appleton, WI | 3 | $ 365,000 | $ 121,666 | $ 65,000 |
| Columbia, SC | 3 | $ 435,000 | $ 145,000 | $ 122,000 |
| Evansville, IN-KY | 3 | $ 375,000 | $ 125,000 | $ 116,000 |
| Gary, IN | 3 | $ 305,000 | $ 101,666 | $ 89,000 |
| Greenville-Anderson-Mauldin, SC | 3 | $ 345,000 | $ 115,000 | $ 98,000 |
| Guayama, PR | 3 | $ 125,000 | $ 41,666 | $ 29,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 1,205,000 | $ 401,666 | $ 219,000 |
| Lake Charles, LA | 3 | $ 335,000 | $ 111,666 | $ 98,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 3 | $ 435,000 | $ 145,000 | $ 67,666 |
| Nassau County-Suffolk County, NY | 3 | $ 905,000 | $ 301,666 | $ 103,000 |
| New Orleans-Metairie, LA | 3 | $ 205,000 | $ 68,333 | $ 184,000 |
| Ocala, FL | 3 | $ 385,000 | $ 128,333 | $ 174,000 |
| Oklahoma City, OK | 3 | $ 805,000 | $ 268,333 | $ 231,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 365,000 | $ 121,666 | $ 150,000 |
| Portland-South Portland, ME | 3 | $ 395,000 | $ 131,666 | $ 202,000 |
| Punta Gorda, FL | 3 | $ 455,000 | $ 151,666 | $ 81,000 |
| Sebastian-Vero Beach, FL | 3 | $ 155,000 | $ 51,666 | $ 50,000 |
| Spokane-Spokane Valley, WA | 3 | $ 825,000 | $ 275,000 | $ 129,000 |
| Tacoma-Lakewood, WA | 3 | $ 985,000 | $ 328,333 | $ 173,000 |
| Wausau, WI | 3 | $ 305,000 | $ 101,666 | $ 92,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 395,000 | $ 131,666 | $ 113,333 |
| Arecibo, PR | 2 | $ 250,000 | $ 125,000 | $ 104,000 |
| Bakersfield, CA | 2 | $ 260,000 | $ 130,000 | $ 45,000 |
| Bloomington, IL | 2 | $ 400,000 | $ 200,000 | $ 121,000 |
| Charlottesville, VA | 2 | $ 1,010,000 | $ 505,000 | $ 128,000 |
| Cleveland, TN | 2 | $ 710,000 | $ 355,000 | $ 212,000 |
| Columbus, IN | 2 | $ 340,000 | $ 170,000 | $ 92,000 |
| Florence, SC | 2 | $ 420,000 | $ 210,000 | $ 130,000 |
| Fort Wayne, IN | 2 | $ 180,000 | $ 90,000 | $ 87,000 |
| Fresno, CA | 2 | $ 140,000 | $ 70,000 | $ 36,000 |
| Gainesville, FL | 2 | $ 390,000 | $ 195,000 | $ 104,000 |
| Gettysburg, PA | 2 | $ 340,000 | $ 170,000 | $ 109,000 |
| Grand Junction, CO | 2 | $ 240,000 | $ 120,000 | $ 2,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 120,000 | $ 60,000 | $ 65,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 210,000 | $ 105,000 | $ 56,000 |
| Kennewick-Richland, WA | 2 | $ 220,000 | $ 110,000 | $ 106,000 |
| La Crosse-Onalaska, WI-MN | 2 | $ 540,000 | $ 270,000 | $ 104,500 |
| Lake Havasu City-Kingman, AZ | 2 | $ 220,000 | $ 110,000 | $ 133,000 |
| Lincoln, NE | 2 | $ 300,000 | $ 150,000 | $ 94,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 270,000 | $ 135,000 | $ 90,000 |
| Macon-Bibb County, GA | 2 | $ 110,000 | $ 55,000 | $ 140,000 |
| Mankato-North Mankato, MN | 2 | $ 40,000 | $ 20,000 | $ 39,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 220,000 | $ 110,000 | $ 42,000 |
| Oshkosh-Neenah, WI | 2 | $ 290,000 | $ 145,000 | $ 131,000 |
| Port St. Lucie, FL | 2 | $ 400,000 | $ 200,000 | $ 48,000 |
| Provo-Orem, UT | 2 | $ 310,000 | $ 155,000 | $ 66,000 |
| Rocky Mount, NC | 2 | $ 100,000 | $ 50,000 | $ 50,000 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 2,330,000 | $ 1,165,000 | $ 253,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 580,000 | $ 290,000 | $ 149,000 |
| San Rafael, CA | 2 | $ 210,000 | $ 105,000 | $ 184,000 |
| Savannah, GA | 2 | $ 570,000 | $ 285,000 | $ 193,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 220,000 | $ 110,000 | $ 9,000 |
| Springfield, MA | 2 | $ 400,000 | $ 200,000 | $ 129,000 |
| Terre Haute, IN | 2 | $ 170,000 | $ 85,000 | $ 72,000 |
| Urban Honolulu, HI | 2 | $ 410,000 | $ 205,000 | $ 52,000 |
| Wichita, KS | 2 | $ 230,000 | $ 115,000 | $ 126,000 |
| Albany, OR | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| Ann Arbor, MI | 1 | $ 285,000 | $ 285,000 | $ 133,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 45,000 | $ 45,000 | $ 130,000 |
| Baton Rouge, LA | 1 | $ 165,000 | $ 165,000 | $ 97,000 |
| Beaumont-Port Arthur, TX | 1 | $ 195,000 | $ 195,000 | $ 194,000 |
| Bend-Redmond, OR | 1 | $ 245,000 | $ 245,000 | $ 376,000 |
| Bloomsburg-Berwick, PA | 1 | $ 95,000 | $ 95,000 | $ 194,000 |
| Burlington, NC | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Carbondale-Marion, IL | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Casper, WY | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
| Cedar Rapids, IA | 1 | $ 55,000 | $ 55,000 | $ 111,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Chico, CA | 1 | $ 135,000 | $ 135,000 | $ 265,000 |
| Corpus Christi, TX | 1 | $ 65,000 | $ 65,000 | $ 130,000 |
| Decatur, AL | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Dover, DE | 1 | $ 45,000 | $ 45,000 | $ 101,000 |
| Dubuque, IA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| East Stroudsburg, PA | 1 | $ 15,000 | $ 15,000 | $ 471,000 |
| Elkhart-Goshen, IN | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| Erie, PA | 1 | $ 355,000 | $ 355,000 | $ 125,000 |
| Flagstaff, AZ | 1 | $ 235,000 | $ 235,000 | $ 160,000 |
| Flint, MI | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Fond Du Lac, WI | 1 | $ 285,000 | $ 285,000 | $ 114,000 |
| Glens Falls, NY | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Goldsboro, NC | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Grand Island, NE | 1 | $ 75,000 | $ 75,000 | $ 94,000 |
| Harrisburg-Carlisle, PA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Hattiesburg, MS | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Hot Springs, AR | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Huntsville, AL | 1 | $ 95,000 | $ 95,000 | $ 115,000 |
| Jackson, TN | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Kalamazoo-Portage, MI | 1 | $ 865,000 | $ 865,000 | $ 0 |
| Killeen-Temple, TX | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Lafayette-West Lafayette, IN | 1 | $ 115,000 | $ 115,000 | $ 160,000 |
| Lakeland-Winter Haven, FL | 1 | $ 355,000 | $ 355,000 | $ 77,000 |
| Lancaster, PA | 1 | $ 265,000 | $ 265,000 | $ 128,000 |
| Lansing-East Lansing, MI | 1 | $ 345,000 | $ 345,000 | $ 145,000 |
| Lawrence, KS | 1 | $ 295,000 | $ 295,000 | $ 135,000 |
| Lubbock, TX | 1 | $ 25,000 | $ 25,000 | $ 117,000 |
| Lynchburg, VA | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Manhattan, KS | 1 | $ 315,000 | $ 315,000 | $ 117,000 |
| Medford, OR | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Merced, CA | 1 | $ 215,000 | $ 215,000 | $ 46,000 |
| Midland, TX | 1 | $ 135,000 | $ 135,000 | $ 125,000 |
| Mobile, AL | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Modesto, CA | 1 | $ 245,000 | $ 245,000 | $ 213,000 |
| Morristown, TN | 1 | $ 65,000 | $ 65,000 | $ 111,000 |
| Ocean City, NJ | 1 | $ 205,000 | $ 205,000 | $ 226,000 |
| Ogden-Clearfield, UT | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Olympia-Tumwater, WA | 1 | $ 525,000 | $ 525,000 | $ 170,000 |
| Panama City, FL | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Pueblo, CO | 1 | $ 285,000 | $ 285,000 | $ 166,000 |
| Reading, PA | 1 | $ 75,000 | $ 75,000 | $ 146,000 |
| Roanoke, VA | 1 | $ 455,000 | $ 455,000 | $ 145,000 |
| Rochester, MN | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| Salinas, CA | 1 | $ 415,000 | $ 415,000 | $ 87,000 |
| Santa Fe, NM | 1 | $ 35,000 | $ 35,000 | $ 9,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 605,000 | $ 605,000 | $ 615,000 |
| Sebring, FL | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Shreveport-Bossier City, LA | 1 | $ 345,000 | $ 345,000 | $ 149,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Sioux City, IA-NE-SD | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
| Sioux Falls, SD | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 35,000 | $ 35,000 | $ 302,000 |
| St. George, UT | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Staunton-Waynesboro, VA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Stockton-Lodi, CA | 1 | $ 385,000 | $ 385,000 | $ 121,000 |
| Toledo, OH | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Topeka, KS | 1 | $ 245,000 | $ 245,000 | $ 135,000 |
| Valdosta, GA | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Wilmington, NC | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Winchester, VA-WV | 1 | $ 55,000 | $ 55,000 | $ 118,000 |
Mortgage Loan Application Detail Totals for Baxter Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,017 | $1,360,305,000 | $271,000 | $9,855,000 | $117,000 | $1,683,000 |
| Other Purpose | 1,377 | $148,865,000 | $108,000 | $2,505,000 | $111,000 | $1,108,000 |
| Home Improvement | 1,225 | $93,815,000 | $76,000 | $1,005,000 | $134,000 | $770,000 |
| Refinancing | 702 | $106,260,000 | $151,000 | $1,045,000 | $122,000 | $995,000 |
| Cash-out Refinancing | 521 | $115,495,000 | $221,000 | $2,125,000 | $113,000 | $1,202,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,676 | $962,490,000 | $205,000 | $2,905,000 | $129,000 | $1,202,000 |
| Not Provided | 2,005 | $413,785,000 | $206,000 | $9,855,000 | $101,000 | $1,683,000 |
| Hispanic | 863 | $160,855,000 | $186,000 | $1,255,000 | $103,000 | $768,000 |
| Black or African American | 597 | $102,865,000 | $172,000 | $1,265,000 | $98,000 | $791,000 |
| Asian | 573 | $158,365,000 | $276,000 | $1,955,000 | $140,000 | $770,000 |
| American Indian or Alaskan Native | 38 | $6,310,000 | $166,000 | $515,000 | $109,000 | $231,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $3,240,000 | $180,000 | $555,000 | $100,000 | $197,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,841 | $1,824,625,000 | $206,000 | $9,855,000 | $119,000 | $1,683,000 |
| FHA-insured (Federal Housing Administration) | 1 | $115,000 | $115,000 | $115,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,030 | $781,510,000 | $193,000 | $2,905,000 | $135,000 | $1,202,000 |
| Preapproval Approved but not Accepted | 1,635 | $472,615,000 | $289,000 | $2,605,000 | $129,000 | $1,214,000 |
| Application Denied By Financial Institution | 1,070 | $146,330,000 | $136,000 | $1,355,000 | $66,000 | $1,108,000 |
| Preapproval Denied by Financial Institution | 1,052 | $221,950,000 | $210,000 | $9,855,000 | $58,000 | $725,000 |
| Application Approved But Not Accepted | 970 | $180,100,000 | $185,000 | $2,755,000 | $140,000 | $1,683,000 |
| File Closed For Incompleteness | 52 | $13,170,000 | $253,000 | $845,000 | $126,000 | $344,000 |
| Application Withdrawn By Applicant | 33 | $9,065,000 | $274,000 | $2,125,000 | $100,000 | $650,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,720 | $1,456,460,000 | $216,000 | $2,905,000 | $134,000 | $1,683,000 |
| Credit History | 680 | $106,200,000 | $156,000 | $2,005,000 | $68,000 | $1,108,000 |
| Debt-To-Income Ratio | 596 | $96,450,000 | $161,000 | $1,085,000 | $67,000 | $301,000 |
| Credit Application Incomplete | 581 | $122,495,000 | $210,000 | $9,855,000 | $15,000 | $255,000 |
| Collateral | 138 | $23,690,000 | $171,000 | $1,025,000 | $129,000 | $426,000 |
| Other | 45 | $6,745,000 | $149,000 | $645,000 | $111,000 | $291,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 44 | $6,710,000 | $152,000 | $385,000 | $67,000 | $202,000 |
| Unverifiable Information | 22 | $2,640,000 | $120,000 | $485,000 | $77,000 | $244,000 |
| Employment History | 13 | $2,095,000 | $161,000 | $505,000 | $55,000 | $117,000 |
| Mortgage Insurance Denied | 3 | $1,255,000 | $418,000 | $615,000 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Baxter Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Baxter Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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