Baxter Credit Union Mortgage Lending & HMDA Data, 2023

In 2023, Baxter Credit Union of 340 N Milwaukee Ave, IL reported 4,696 mortgage applications totaling $826.0 million, down 25% from 2022. The average application was for $175,894, and applicants reported an average income of $170,934. 59% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Chicago-Naperville, IL (712), Minneapolis-St. Paul-Bloomington, MN-WI (565) and Lake County-Kenosha County, IL-WI (415) (applications in parentheses).

Mortgage Company & Address Baxter Credit Union
340 N Milwaukee Ave
340 N Milwaukee Ave, IL 60061
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,696
Total Mortgage Loan Application Amount $826,000,000
Average Mortgage Loan Application Amount $175,894
Highest Mortgage Loan Application Amount $8,005,000
Average Applicant Income $170,934
Highest Applicant Income $4,320,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Baxter Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Baxter Credit Union by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lake, Illinois 374 $ 58,840,000 $ 157,326 $ 171,000
McHenry, Illinois 331 $ 33,465,000 $ 101,102 $ 156,000
Cook, Illinois 295 $ 56,975,000 $ 193,135 $ 171,000
Hennepin, Minnesota 267 $ 52,885,000 $ 198,071 $ 168,000
Orange, California 129 $ 44,055,000 $ 341,511 $ 245,000
Los Angeles, California 67 $ 11,375,000 $ 169,776 $ 201,000
Ramsey, Minnesota 66 $ 12,530,000 $ 189,848 $ 152,000
Anoka, Minnesota 65 $ 8,045,000 $ 123,769 $ 157,000
Clark, Nevada 64 $ 11,030,000 $ 172,343 $ 133,000
Maricopa, Arizona 61 $ 12,135,000 $ 198,934 $ 234,000
Miami-Dade, Florida 54 $ 15,900,000 $ 294,444 $ 268,000
Kane, Illinois 54 $ 4,740,000 $ 87,777 $ 142,000
Franklin, Ohio 53 $ 7,465,000 $ 140,849 $ 119,000
Broward, Florida 52 $ 11,730,000 $ 225,576 $ 252,000
DuPage, Illinois 52 $ 7,680,000 $ 147,692 $ 167,000
Kenosha, Wisconsin 41 $ 4,965,000 $ 121,097 $ 145,000
Polk, Florida 39 $ 4,265,000 $ 109,358 $ 89,000
Riverside, California 35 $ 5,745,000 $ 164,142 $ 237,000
San Bernardino, California 32 $ 4,720,000 $ 147,500 $ 120,000
Will, Illinois 32 $ 4,860,000 $ 151,875 $ 154,000
Dakota, Minnesota 32 $ 6,320,000 $ 197,500 $ 208,000
Harris, Texas 31 $ 6,905,000 $ 222,741 $ 145,000
Washington, Minnesota 29 $ 6,275,000 $ 216,379 $ 327,000
San Diego, California 28 $ 8,010,000 $ 286,071 $ 210,000
Gwinnett, Georgia 28 $ 5,990,000 $ 213,928 $ 145,000
Carver, Minnesota 28 $ 6,280,000 $ 224,285 $ 169,000
Wright, Minnesota 28 $ 5,160,000 $ 184,285 $ 161,000
Hillsborough, Florida 27 $ 3,785,000 $ 140,185 $ 163,000
Bolivar, Mississippi 27 $ 2,085,000 $ 77,222 $ 86,000
Delaware, Ohio 26 $ 4,320,000 $ 166,153 $ 182,000
Bexar, Texas 25 $ 2,235,000 $ 89,400 $ 144,000
Palm Beach, Florida 24 $ 4,900,000 $ 204,166 $ 311,000
Monroe, Indiana 24 $ 3,440,000 $ 143,333 $ 99,000
Collin, Texas 23 $ 4,755,000 $ 206,739 $ 262,000
Fulton, Georgia 22 $ 3,250,000 $ 147,727 $ 206,000
Orange, Florida 21 $ 2,355,000 $ 112,142 $ 134,000
Davidson, Tennessee 21 $ 3,175,000 $ 151,190 $ 185,000
Baxter, Arkansas 19 $ 1,815,000 $ 95,526 $ 80,000
Wake, North Carolina 19 $ 5,465,000 $ 287,631 $ 442,000
Lee, Florida 18 $ 4,990,000 $ 277,222 $ 169,000
Pinellas, Florida 18 $ 3,270,000 $ 181,666 $ 144,000
Dallas, Texas 18 $ 3,060,000 $ 170,000 $ 110,000
Worcester, Massachusetts 17 $ 4,925,000 $ 289,705 $ 164,000
Scott, Minnesota 17 $ 2,505,000 $ 147,352 $ 165,000
Erie, New York 17 $ 1,365,000 $ 80,294 $ 108,000
Sherburne, Minnesota 16 $ 2,080,000 $ 130,000 $ 175,000
Mecklenburg, North Carolina 16 $ 3,610,000 $ 225,625 $ 167,000
Salt Lake, Utah 16 $ 2,570,000 $ 160,625 $ 154,000
Pima, Arizona 14 $ 1,340,000 $ 95,714 $ 114,000
Newton, Georgia 14 $ 2,140,000 $ 152,857 $ 104,000
Owen, Indiana 14 $ 1,260,000 $ 90,000 $ 98,000
McDowell, North Carolina 14 $ 1,690,000 $ 120,714 $ 107,000
Rutherford, Tennessee 14 $ 2,170,000 $ 155,000 $ 145,000
Tarrant, Texas 14 $ 2,690,000 $ 192,142 $ 226,000
Douglas, Colorado 13 $ 2,145,000 $ 165,000 $ 170,000
Pasco, Florida 13 $ 1,085,000 $ 83,461 $ 111,000
Marion, Indiana 13 $ 1,875,000 $ 144,230 $ 192,000
Middlesex, Massachusetts 13 $ 4,385,000 $ 337,307 $ 224,000
Milwaukee, Wisconsin 13 $ 3,805,000 $ 292,692 $ 104,000
Ventura, California 12 $ 2,440,000 $ 203,333 $ 220,000
Jackson, Missouri 12 $ 1,310,000 $ 109,166 $ 72,000
Fort Bend, Texas 12 $ 1,640,000 $ 136,666 $ 125,000
Racine, Wisconsin 12 $ 1,380,000 $ 115,000 $ 112,000
Pinal, Arizona 11 $ 1,165,000 $ 105,909 $ 95,000
Arapahoe, Colorado 11 $ 3,515,000 $ 319,545 $ 145,000
Seminole, Florida 11 $ 2,915,000 $ 265,000 $ 157,000
St. Lucie, Florida 11 $ 1,105,000 $ 100,454 $ 135,000
Bergen, New Jersey 11 $ 3,915,000 $ 355,909 $ 246,000
DeKalb, Georgia 10 $ 1,320,000 $ 132,000 $ 152,000
Boone, Illinois 10 $ 640,000 $ 64,000 $ 75,000
Montgomery, Maryland 10 $ 1,010,000 $ 101,000 $ 119,000
Burke, North Carolina 10 $ 940,000 $ 94,000 $ 89,000
Allegheny, Pennsylvania 10 $ 800,000 $ 80,000 $ 176,000
Williamson, Tennessee 10 $ 3,020,000 $ 302,000 $ 182,000
Fairfax, Virginia 10 $ 1,860,000 $ 186,000 $ 340,000
Osceola, Florida 9 $ 1,915,000 $ 212,777 $ 117,000
St. Louis, Minnesota 9 $ 815,000 $ 90,555 $ 80,000
St. Charles, Missouri 9 $ 1,475,000 $ 163,888 $ 243,000
Wilson, Tennessee 9 $ 3,295,000 $ 366,111 $ 160,000
Denton, Texas 9 $ 3,965,000 $ 440,555 $ 211,000
Brown, Wisconsin 9 $ 655,000 $ 72,777 $ 100,000
Collier, Florida 8 $ 3,940,000 $ 492,500 $ 395,000
Sarasota, Florida 8 $ 2,240,000 $ 280,000 $ 179,000
Johnson, Kansas 8 $ 2,540,000 $ 317,500 $ 158,000
Monmouth, New Jersey 8 $ 1,330,000 $ 166,250 $ 152,000
Guilford, North Carolina 8 $ 600,000 $ 75,000 $ 144,000
Union, Ohio 8 $ 1,020,000 $ 127,500 $ 363,000
King, Washington 8 $ 2,480,000 $ 310,000 $ 213,000
Dane, Wisconsin 8 $ 1,760,000 $ 220,000 $ 175,000
Waukesha, Wisconsin 8 $ 1,390,000 $ 173,750 $ 111,000
Jefferson, Alabama 7 $ 985,000 $ 140,714 $ 89,000
Denver, Colorado 7 $ 1,475,000 $ 210,714 $ 182,000
Jefferson, Colorado 7 $ 1,715,000 $ 245,000 $ 244,000
Manatee, Florida 7 $ 355,000 $ 50,714 $ 189,000
Volusia, Florida 7 $ 845,000 $ 120,714 $ 119,000
Cobb, Georgia 7 $ 2,505,000 $ 357,857 $ 238,000
Henry, Georgia 7 $ 555,000 $ 79,285 $ 101,000
Kendall, Illinois 7 $ 1,185,000 $ 169,285 $ 90,000
Winnebago, Illinois 7 $ 395,000 $ 56,428 $ 101,000
Hamilton, Indiana 7 $ 1,345,000 $ 192,142 $ 131,000
Prince George's, Maryland 7 $ 675,000 $ 96,428 $ 126,000
Chisago, Minnesota 7 $ 1,035,000 $ 147,857 $ 125,000
DeSoto, Mississippi 7 $ 1,235,000 $ 176,428 $ 94,000
St. Louis, Missouri 7 $ 495,000 $ 70,714 $ 113,000
Suffolk, New York 7 $ 615,000 $ 87,857 $ 174,000
Avery, North Carolina 7 $ 405,000 $ 57,857 $ 61,000
Forsyth, North Carolina 7 $ 585,000 $ 83,571 $ 97,000
Licking, Ohio 7 $ 2,035,000 $ 290,714 $ 187,000
Montgomery, Texas 7 $ 735,000 $ 105,000 $ 379,000
Travis, Texas 7 $ 2,905,000 $ 415,000 $ 242,000
Douglas, Wisconsin 7 $ 525,000 $ 75,000 $ 93,000
Yavapai, Arizona 6 $ 830,000 $ 138,333 $ 125,000
Santa Clara, California 6 $ 2,110,000 $ 351,666 $ 285,000
Fairfield, Connecticut 6 $ 370,000 $ 61,666 $ 118,000
Hartford, Connecticut 6 $ 1,130,000 $ 188,333 $ 141,000
Middlesex, Connecticut 6 $ 620,000 $ 103,333 $ 141,000
Brevard, Florida 6 $ 1,790,000 $ 298,333 $ 182,000
Marion, Florida 6 $ 1,390,000 $ 231,666 $ 214,000
St. Johns, Florida 6 $ 950,000 $ 158,333 $ 206,000
Clayton, Georgia 6 $ 250,000 $ 41,666 $ 36,000
Forsyth, Georgia 6 $ 650,000 $ 108,333 $ 163,000
Lake, Indiana 6 $ 690,000 $ 115,000 $ 136,000
St. Tammany, Louisiana 6 $ 1,490,000 $ 248,333 $ 221,000
Baltimore, Maryland 6 $ 1,060,000 $ 176,666 $ 191,000
Norfolk, Massachusetts 6 $ 2,580,000 $ 430,000 $ 416,000
Wayne, Michigan 6 $ 830,000 $ 138,333 $ 155,000
Ozark, Missouri 6 $ 270,000 $ 45,000 $ 42,000
Platte, Nebraska 6 $ 970,000 $ 161,666 $ 107,000
Buncombe, North Carolina 6 $ 1,550,000 $ 258,333 $ 155,000
Catawba, North Carolina 6 $ 1,050,000 $ 175,000 $ 115,000
Mitchell, North Carolina 6 $ 520,000 $ 86,666 $ 146,000
Bucks, Pennsylvania 6 $ 420,000 $ 70,000 $ 308,000
Aguada, Puerto Rico 6 $ 480,000 $ 80,000 $ 55,000
Charleston, South Carolina 6 $ 2,130,000 $ 355,000 $ 341,000
York, South Carolina 6 $ 960,000 $ 160,000 $ 126,000
Shelby, Tennessee 6 $ 530,000 $ 88,333 $ 149,000
Sumner, Tennessee 6 $ 1,470,000 $ 245,000 $ 198,000
Williamson, Texas 6 $ 1,530,000 $ 255,000 $ 194,000
Utah, Utah 6 $ 1,450,000 $ 241,666 $ 151,000
Spotsylvania, Virginia 6 $ 490,000 $ 81,666 $ 115,000
Walworth, Wisconsin 6 $ 1,140,000 $ 190,000 $ 119,000
Alameda, California 5 $ 2,525,000 $ 505,000 $ 266,000
Placer, California 5 $ 1,425,000 $ 285,000 $ 100,000
Sacramento, California 5 $ 1,225,000 $ 245,000 $ 174,000
Adams, Colorado 5 $ 835,000 $ 167,000 $ 145,000
New Haven, Connecticut 5 $ 1,275,000 $ 255,000 $ 169,000
New Castle, Delaware 5 $ 1,015,000 $ 203,000 $ 99,000
Duval, Florida 5 $ 665,000 $ 133,000 $ 108,000
Lake, Florida 5 $ 975,000 $ 195,000 $ 116,000
Hendricks, Indiana 5 $ 545,000 $ 109,000 $ 478,000
Wyandotte, Kansas 5 $ 335,000 $ 67,000 $ 88,000
Suffolk, Massachusetts 5 $ 6,435,000 $ 1,287,000 $ 477,000
Crow Wing, Minnesota 5 $ 1,295,000 $ 259,000 $ 285,000
Rockingham, New Hampshire 5 $ 1,105,000 $ 221,000 $ 208,000
Ocean, New Jersey 5 $ 505,000 $ 101,000 $ 148,000
Rockingham, North Carolina 5 $ 305,000 $ 61,000 $ 73,000
Union, North Carolina 5 $ 1,475,000 $ 295,000 $ 198,000
Cass, North Dakota 5 $ 475,000 $ 95,000 $ 102,000
Tulsa, Oklahoma 5 $ 1,455,000 $ 291,000 $ 120,000
Philadelphia, Pennsylvania 5 $ 1,175,000 $ 235,000 $ 172,000
Mayaguez, Puerto Rico 5 $ 445,000 $ 89,000 $ 51,000
San German, Puerto Rico 5 $ 395,000 $ 79,000 $ 33,000
Dorchester, South Carolina 5 $ 165,000 $ 33,000 $ 73,000
Horry, South Carolina 5 $ 405,000 $ 81,000 $ 81,000
Cheatham, Tennessee 5 $ 715,000 $ 143,000 $ 133,000
Cameron, Texas 5 $ 405,000 $ 81,000 $ 130,000
Lubbock, Texas 5 $ 515,000 $ 103,000 $ 122,000
Chesterfield, Virginia 5 $ 435,000 $ 87,000 $ 165,000
Henrico, Virginia 5 $ 845,000 $ 169,000 $ 248,000
Stafford, Virginia 5 $ 425,000 $ 85,000 $ 99,000
St. Croix, Wisconsin 5 $ 605,000 $ 121,000 $ 181,000
Mohave, Arizona 4 $ 780,000 $ 195,000 $ 168,000
Benton, Arkansas 4 $ 890,000 $ 222,500 $ 128,000
Kern, California 4 $ 310,000 $ 77,500 $ 76,000
Eagle, Colorado 4 $ 2,750,000 $ 687,500 $ 403,000
Hernando, Florida 4 $ 290,000 $ 72,500 $ 127,000
Chatham, Georgia 4 $ 1,580,000 $ 395,000 $ 122,000
Douglas, Georgia 4 $ 570,000 $ 142,500 $ 102,000
Hall, Georgia 4 $ 1,140,000 $ 285,000 $ 300,000
Richmond, Georgia 4 $ 680,000 $ 170,000 $ 117,000
Rockdale, Georgia 4 $ 340,000 $ 85,000 $ 477,000
Walton, Georgia 4 $ 620,000 $ 155,000 $ 117,000
Ogle, Illinois 4 $ 560,000 $ 140,000 $ 117,000
Hampden, Massachusetts 4 $ 510,000 $ 127,500 $ 153,000
Kent, Michigan 4 $ 920,000 $ 230,000 $ 181,000
Goodhue, Minnesota 4 $ 380,000 $ 95,000 $ 117,000
Isanti, Minnesota 4 $ 290,000 $ 72,500 $ 127,000
Pine, Minnesota 4 $ 620,000 $ 155,000 $ 152,000
Atlantic, New Jersey 4 $ 260,000 $ 65,000 $ 136,000
Middlesex, New Jersey 4 $ 380,000 $ 95,000 $ 139,000
Union, New Jersey 4 $ 430,000 $ 107,500 $ 130,000
Sandoval, New Mexico 4 $ 290,000 $ 72,500 $ 79,000
Montgomery, New York 4 $ 400,000 $ 100,000 $ 80,000
Nassau, New York 4 $ 2,110,000 $ 527,500 $ 214,000
Niagara, New York 4 $ 410,000 $ 102,500 $ 82,000
Queens, New York 4 $ 550,000 $ 137,500 $ 394,000
Iredell, North Carolina 4 $ 300,000 $ 75,000 $ 118,000
Randolph, North Carolina 4 $ 570,000 $ 142,500 $ 149,000
Cuyahoga, Ohio 4 $ 120,000 $ 30,000 $ 60,000
Montgomery, Ohio 4 $ 330,000 $ 82,500 $ 768,000
Westmoreland, Pennsylvania 4 $ 140,000 $ 35,000 $ 125,000
York, Pennsylvania 4 $ 580,000 $ 145,000 $ 122,000
Cabo Rojo, Puerto Rico 4 $ 590,000 $ 147,500 $ 41,000
Providence, Rhode Island 4 $ 1,040,000 $ 260,000 $ 177,000
Gibson, Tennessee 4 $ 250,000 $ 62,500 $ 115,000
Cherokee, Texas 4 $ 430,000 $ 107,500 $ 314,000
Virginia Beach, Virginia 4 $ 680,000 $ 170,000 $ 114,000
Eau Claire, Wisconsin 4 $ 590,000 $ 147,500 $ 107,000
Outagamie, Wisconsin 4 $ 810,000 $ 202,500 $ 115,000
Madison, Alabama 3 $ 455,000 $ 151,666 $ 138,000
Washington, Arkansas 3 $ 325,000 $ 108,333 $ 78,000
Butte, California 3 $ 515,000 $ 171,666 $ 59,000
Contra Costa, California 3 $ 885,000 $ 295,000 $ 240,000
Solano, California 3 $ 725,000 $ 241,666 $ 172,000
Tulare, California 3 $ 355,000 $ 118,333 $ 98,000
El Paso, Colorado 3 $ 725,000 $ 241,666 $ 163,000
New London, Connecticut 3 $ 565,000 $ 188,333 $ 127,000
Windham, Connecticut 3 $ 345,000 $ 115,000 $ 75,000
District of Columbia, District Of Columbia 3 $ 545,000 $ 181,666 $ 244,000
Clay, Florida 3 $ 895,000 $ 298,333 $ 157,000
Indian River, Florida 3 $ 195,000 $ 65,000 $ 69,000
Leon, Florida 3 $ 185,000 $ 61,666 $ 106,000
Martin, Florida 3 $ 795,000 $ 265,000 $ 137,000
Sumter, Florida 3 $ 705,000 $ 235,000 $ 159,000
Bibb, Georgia 3 $ 155,000 $ 51,666 $ 61,000
Cherokee, Georgia 3 $ 485,000 $ 161,666 $ 215,000
Columbia, Georgia 3 $ 515,000 $ 171,666 $ 102,000
Knox, Illinois 3 $ 505,000 $ 168,333 $ 131,000
Rock Island, Illinois 3 $ 145,000 $ 48,333 $ 81,000
Lawrence, Indiana 3 $ 235,000 $ 78,333 $ 96,000
Madison, Indiana 3 $ 245,000 $ 81,666 $ 117,000
Morgan, Indiana 3 $ 115,000 $ 38,333 $ 62,000
Porter, Indiana 3 $ 515,000 $ 171,666 $ 155,000
Jefferson, Kentucky 3 $ 455,000 $ 151,666 $ 67,000
Jefferson, Louisiana 3 $ 85,000 $ 28,333 $ 127,000
Orleans, Louisiana 3 $ 275,000 $ 91,666 $ 181,000
Oxford, Maine 3 $ 665,000 $ 221,666 $ 111,000
York, Maine 3 $ 955,000 $ 318,333 $ 417,000
Anne Arundel, Maryland 3 $ 325,000 $ 108,333 $ 234,000
Frederick, Maryland 3 $ 395,000 $ 131,666 $ 113,000
Bristol, Massachusetts 3 $ 995,000 $ 331,666 $ 205,000
Oakland, Michigan 3 $ 645,000 $ 215,000 $ 137,000
Ottawa, Michigan 3 $ 945,000 $ 315,000 $ 211,000
Carlton, Minnesota 3 $ 145,000 $ 48,333 $ 142,000
Stearns, Minnesota 3 $ 185,000 $ 61,666 $ 131,000
Rankin, Mississippi 3 $ 105,000 $ 35,000 $ 87,000
Washoe, Nevada 3 $ 915,000 $ 305,000 $ 143,000
Camden, New Jersey 3 $ 145,000 $ 48,333 $ 223,000
Morris, New Jersey 3 $ 1,785,000 $ 595,000 $ 184,000
Somerset, New Jersey 3 $ 1,125,000 $ 375,000 $ 278,000
Sussex, New Jersey 3 $ 935,000 $ 311,666 $ 196,000
Santa Fe, New Mexico 3 $ 1,855,000 $ 618,333 $ 303,000
Onondaga, New York 3 $ 795,000 $ 265,000 $ 144,000
Orange, New York 3 $ 475,000 $ 158,333 $ 72,000
Cabarrus, North Carolina 3 $ 855,000 $ 285,000 $ 128,000
Butler, Ohio 3 $ 1,235,000 $ 411,666 $ 129,000
Fairfield, Ohio 3 $ 135,000 $ 45,000 $ 104,000
Hamilton, Ohio 3 $ 205,000 $ 68,333 $ 84,000
Knox, Ohio 3 $ 415,000 $ 138,333 $ 135,000
Madison, Ohio 3 $ 235,000 $ 78,333 $ 159,000
Deschutes, Oregon 3 $ 815,000 $ 271,666 $ 157,000
Chester, Pennsylvania 3 $ 735,000 $ 245,000 $ 136,000
Montgomery, Pennsylvania 3 $ 515,000 $ 171,666 $ 364,000
Rincon, Puerto Rico 3 $ 305,000 $ 101,666 $ 83,000
San Juan, Puerto Rico 3 $ 315,000 $ 105,000 $ 129,000
Washington, Rhode Island 3 $ 745,000 $ 248,333 $ 194,000
Greenville, South Carolina 3 $ 135,000 $ 45,000 $ 97,000
Lexington, South Carolina 3 $ 625,000 $ 208,333 $ 190,000
Minnehaha, South Dakota 3 $ 435,000 $ 145,000 $ 140,000
Hamilton, Tennessee 3 $ 705,000 $ 235,000 $ 162,000
Knox, Tennessee 3 $ 325,000 $ 108,333 $ 121,000
Maury, Tennessee 3 $ 135,000 $ 45,000 $ 72,000
Montgomery, Tennessee 3 $ 395,000 $ 131,666 $ 92,000
Robertson, Tennessee 3 $ 515,000 $ 171,666 $ 157,000
Unicoi, Tennessee 3 $ 475,000 $ 158,333 $ 73,000
Brazoria, Texas 3 $ 775,000 $ 258,333 $ 215,000
El Paso, Texas 3 $ 595,000 $ 198,333 $ 199,000
Ellis, Texas 3 $ 225,000 $ 75,000 $ 109,000
Galveston, Texas 3 $ 205,000 $ 68,333 $ 601,000
Johnson, Texas 3 $ 425,000 $ 141,666 $ 98,000
Parker, Texas 3 $ 215,000 $ 71,666 $ 130,000
Wasatch, Utah 3 $ 8,025,000 $ 2,675,000 $ 1,064,000
Louisa, Virginia 3 $ 165,000 $ 55,000 $ 167,000
Norfolk, Virginia 3 $ 625,000 $ 208,333 $ 176,000
Prince William, Virginia 3 $ 175,000 $ 58,333 $ 150,000
Richmond City, Virginia 3 $ 175,000 $ 58,333 $ 158,000
Pierce, Washington 3 $ 1,145,000 $ 381,666 $ 222,000
Snohomish, Washington 3 $ 1,175,000 $ 391,666 $ 245,000
Chippewa, Wisconsin 3 $ 575,000 $ 191,666 $ 100,000
Jefferson, Wisconsin 3 $ 235,000 $ 78,333 $ 65,000
Marathon, Wisconsin 3 $ 295,000 $ 98,333 $ 99,000
Dale, Alabama 2 $ 310,000 $ 155,000 $ 77,000
Fulton, Arkansas 2 $ 50,000 $ 25,000 $ 55,000
Marion, Arkansas 2 $ 140,000 $ 70,000 $ 52,000
Yolo, California 2 $ 1,250,000 $ 625,000 $ 1,894,000
Larimer, Colorado 2 $ 470,000 $ 235,000 $ 124,000
Weld, Colorado 2 $ 120,000 $ 60,000 $ 105,000
Tolland, Connecticut 2 $ 120,000 $ 60,000 $ 128,000
Sussex, Delaware 2 $ 430,000 $ 215,000 $ 103,000
Escambia, Florida 2 $ 510,000 $ 255,000 $ 192,000
Monroe, Florida 2 $ 660,000 $ 330,000 $ 541,000
Nassau, Florida 2 $ 580,000 $ 290,000 $ 94,000
Okaloosa, Florida 2 $ 530,000 $ 265,000 $ 213,000
Santa Rosa, Florida 2 $ 210,000 $ 105,000 $ 130,000
Bryan, Georgia 2 $ 390,000 $ 195,000 $ 149,000
Butts, Georgia 2 $ 210,000 $ 105,000 $ 47,000
Catoosa, Georgia 2 $ 390,000 $ 195,000 $ 57,000
Coweta, Georgia 2 $ 780,000 $ 390,000 $ 186,000
Fayette, Georgia 2 $ 480,000 $ 240,000 $ 187,000
Houston, Georgia 2 $ 580,000 $ 290,000 $ 89,000
Jasper, Georgia 2 $ 220,000 $ 110,000 $ 112,000
Paulding, Georgia 2 $ 160,000 $ 80,000 $ 135,000
Pickens, Georgia 2 $ 180,000 $ 90,000 $ 109,000
Bonneville, Idaho 2 $ 120,000 $ 60,000 $ 527,000
DeKalb, Illinois 2 $ 400,000 $ 200,000 $ 91,000
Grundy, Illinois 2 $ 220,000 $ 110,000 $ 116,000
Macon, Illinois 2 $ 800,000 $ 400,000 $ 210,000
Dearborn, Indiana 2 $ 60,000 $ 30,000 $ 55,000
Johnson, Indiana 2 $ 510,000 $ 255,000 $ 167,000
Ripley, Indiana 2 $ 80,000 $ 40,000 $ 106,000
Vanderburgh, Indiana 2 $ 300,000 $ 150,000 $ 714,000
Madison, Iowa 2 $ 50,000 $ 25,000 $ 38,000
Leavenworth, Kansas 2 $ 100,000 $ 50,000 $ 97,000
Fayette, Kentucky 2 $ 520,000 $ 260,000 $ 145,000
Mercer, Kentucky 2 $ 860,000 $ 430,000 $ 139,000
Woodford, Kentucky 2 $ 990,000 $ 495,000 $ 230,000
Livingston, Louisiana 2 $ 110,000 $ 55,000 $ 96,000
Cumberland, Maine 2 $ 300,000 $ 150,000 $ 166,000
Calvert, Maryland 2 $ 670,000 $ 335,000 $ 197,000
Charles, Maryland 2 $ 810,000 $ 405,000 $ 155,000
Harford, Maryland 2 $ 650,000 $ 325,000 $ 241,000
Washington, Maryland 2 $ 90,000 $ 45,000 $ 108,000
Barnstable, Massachusetts 2 $ 600,000 $ 300,000 $ 212,000
Essex, Massachusetts 2 $ 100,000 $ 50,000 $ 90,000
Plymouth, Massachusetts 2 $ 580,000 $ 290,000 $ 160,000
Berrien, Michigan 2 $ 320,000 $ 160,000 $ 153,000
Ingham, Michigan 2 $ 330,000 $ 165,000 $ 58,000
Koochiching, Minnesota 2 $ 100,000 $ 50,000 $ 53,000
Meeker, Minnesota 2 $ 240,000 $ 120,000 $ 157,000
Hancock, Mississippi 2 $ 240,000 $ 120,000 $ 69,000
Harrison, Mississippi 2 $ 180,000 $ 90,000 $ 64,000
Hinds, Mississippi 2 $ 430,000 $ 215,000 $ 166,000
Madison, Mississippi 2 $ 720,000 $ 360,000 $ 209,000
Marshall, Mississippi 2 $ 120,000 $ 60,000 $ 47,000
Sunflower, Mississippi 2 $ 160,000 $ 80,000 $ 62,000
Washington, Mississippi 2 $ 220,000 $ 110,000 $ 101,000
Camden, Missouri 2 $ 750,000 $ 375,000 $ 282,000
Douglas, Missouri 2 $ 280,000 $ 140,000 $ 47,000
Greene, Missouri 2 $ 120,000 $ 60,000 $ 87,000
Howell, Missouri 2 $ 140,000 $ 70,000 $ 85,000
Jasper, Missouri 2 $ 430,000 $ 215,000 $ 137,000
Jefferson, Missouri 2 $ 110,000 $ 55,000 $ 76,000
Platte, Missouri 2 $ 530,000 $ 265,000 $ 111,000
Gallatin, Montana 2 $ 460,000 $ 230,000 $ 361,000
Douglas, Nebraska 2 $ 460,000 $ 230,000 $ 130,000
Hillsborough, New Hampshire 2 $ 460,000 $ 230,000 $ 196,000
Hunterdon, New Jersey 2 $ 390,000 $ 195,000 $ 139,000
Passaic, New Jersey 2 $ 160,000 $ 80,000 $ 176,000
Bernalillo, New Mexico 2 $ 130,000 $ 65,000 $ 60,000
Kings, New York 2 $ 190,000 $ 95,000 $ 159,000
Monroe, New York 2 $ 330,000 $ 165,000 $ 181,000
New York, New York 2 $ 250,000 $ 125,000 $ 383,000
Oneida, New York 2 $ 260,000 $ 130,000 $ 167,000
Westchester, New York 2 $ 350,000 $ 175,000 $ 143,000
Alamance, North Carolina 2 $ 150,000 $ 75,000 $ 117,000
Davidson, North Carolina 2 $ 340,000 $ 170,000 $ 91,000
Durham, North Carolina 2 $ 120,000 $ 60,000 $ 107,000
Gaston, North Carolina 2 $ 140,000 $ 70,000 $ 139,000
Harnett, North Carolina 2 $ 70,000 $ 35,000 $ 79,000
Henderson, North Carolina 2 $ 710,000 $ 355,000 $ 386,000
Lincoln, North Carolina 2 $ 240,000 $ 120,000 $ 127,000
Orange, North Carolina 2 $ 280,000 $ 140,000 $ 127,000
Lorain, Ohio 2 $ 580,000 $ 290,000 $ 188,000
Pickaway, Ohio 2 $ 250,000 $ 125,000 $ 123,000
Portage, Ohio 2 $ 430,000 $ 215,000 $ 98,000
Summit, Ohio 2 $ 150,000 $ 75,000 $ 107,000
Cleveland, Oklahoma 2 $ 150,000 $ 75,000 $ 43,000
Clackamas, Oregon 2 $ 150,000 $ 75,000 $ 255,000
Washington, Oregon 2 $ 1,310,000 $ 655,000 $ 229,000
Centre, Pennsylvania 2 $ 80,000 $ 40,000 $ 86,000
Delaware, Pennsylvania 2 $ 170,000 $ 85,000 $ 52,000
Monroe, Pennsylvania 2 $ 310,000 $ 155,000 $ 115,000
Northampton, Pennsylvania 2 $ 490,000 $ 245,000 $ 210,000
Aguadilla, Puerto Rico 2 $ 270,000 $ 135,000 $ 82,000
Anasco, Puerto Rico 2 $ 120,000 $ 60,000 $ 29,000
Cayey, Puerto Rico 2 $ 610,000 $ 305,000 $ 346,000
Ponce, Puerto Rico 2 $ 190,000 $ 95,000 $ 71,000
Kent, Rhode Island 2 $ 210,000 $ 105,000 $ 113,000
Berkeley, South Carolina 2 $ 210,000 $ 105,000 $ 123,000
Florence, South Carolina 2 $ 430,000 $ 215,000 $ 433,000
Richland, South Carolina 2 $ 310,000 $ 155,000 $ 104,000
Spartanburg, South Carolina 2 $ 430,000 $ 215,000 $ 127,000
Bradley, Tennessee 2 $ 130,000 $ 65,000 $ 104,000
Dickson, Tennessee 2 $ 150,000 $ 75,000 $ 104,000
Franklin, Tennessee 2 $ 550,000 $ 275,000 $ 222,000
McMinn, Tennessee 2 $ 200,000 $ 100,000 $ 130,000
Monroe, Tennessee 2 $ 130,000 $ 65,000 $ 85,000
Bell, Texas 2 $ 130,000 $ 65,000 $ 117,000
Henderson, Texas 2 $ 360,000 $ 180,000 $ 225,000
Hidalgo, Texas 2 $ 130,000 $ 65,000 $ 705,000
Kendall, Texas 2 $ 860,000 $ 430,000 $ 165,000
McLennan, Texas 2 $ 240,000 $ 120,000 $ 195,000
Medina, Texas 2 $ 160,000 $ 80,000 $ 1,304,000
Tom Green, Texas 2 $ 450,000 $ 225,000 $ 117,000
Summit, Utah 2 $ 270,000 $ 135,000 $ 290,000
Bennington, Vermont 2 $ 1,510,000 $ 755,000 $ 548,000
Albemarle, Virginia 2 $ 230,000 $ 115,000 $ 123,000
Caroline, Virginia 2 $ 70,000 $ 35,000 $ 130,000
Chesapeake, Virginia 2 $ 330,000 $ 165,000 $ 1,414,000
King George, Virginia 2 $ 120,000 $ 60,000 $ 94,000
Island, Washington 2 $ 1,120,000 $ 560,000 $ 154,000
Kanawha, West Virginia 2 $ 300,000 $ 150,000 $ 91,000
Bayfield, Wisconsin 2 $ 340,000 $ 170,000 $ 120,000
Columbia, Wisconsin 2 $ 50,000 $ 25,000 $ 407,000
Ozaukee, Wisconsin 2 $ 170,000 $ 85,000 $ 128,000
Polk, Wisconsin 2 $ 1,110,000 $ 555,000 $ 383,000
Sawyer, Wisconsin 2 $ 540,000 $ 270,000 $ 167,000
Washington, Wisconsin 2 $ 550,000 $ 275,000 $ 152,000
Baldwin, Alabama 1 $ 205,000 $ 205,000 $ 160,000
Chambers, Alabama 1 $ 25,000 $ 25,000 $ 61,000
Elmore, Alabama 1 $ 155,000 $ 155,000 $ 185,000
Jackson, Alabama 1 $ 305,000 $ 305,000 $ 159,000
Lee, Alabama 1 $ 65,000 $ 65,000 $ 89,000
Russell, Alabama 1 $ 65,000 $ 65,000 $ 90,000
Shelby, Alabama 1 $ 125,000 $ 125,000 $ 296,000
Tuscaloosa, Alabama 1 $ 155,000 $ 155,000 $ 149,000
Yuma, Arizona 1 $ 55,000 $ 55,000 $ 24,000
Cross, Arkansas 1 $ 225,000 $ 225,000 $ 90,000
Faulkner, Arkansas 1 $ 265,000 $ 265,000 $ 95,000
Garland, Arkansas 1 $ 65,000 $ 65,000 $ 80,000
Independence, Arkansas 1 $ 165,000 $ 165,000 $ 16,000
Montgomery, Arkansas 1 $ 15,000 $ 15,000 $ 129,000
Pulaski, Arkansas 1 $ 65,000 $ 65,000 $ 64,000
Saline, Arkansas 1 $ 55,000 $ 55,000 $ 172,000
Fresno, California 1 $ 475,000 $ 475,000 $ 165,000
Humboldt, California 1 $ 335,000 $ 335,000 $ 280,000
Nevada, California 1 $ 165,000 $ 165,000 $ 183,000
San Francisco, California 1 $ 105,000 $ 105,000 $ 194,000
San Joaquin, California 1 $ 45,000 $ 45,000 $ 86,000
San Luis Obispo, California 1 $ 105,000 $ 105,000 $ 206,000
Santa Barbara, California 1 $ 65,000 $ 65,000 $ 147,000
Stanislaus, California 1 $ 95,000 $ 95,000 $ 116,000
Tuolumne, California 1 $ 225,000 $ 225,000 $ 100,000
Boulder, Colorado 1 $ 175,000 $ 175,000 $ 144,000
Custer, Colorado 1 $ 155,000 $ 155,000 $ 91,000
Garfield, Colorado 1 $ 25,000 $ 25,000 $ 78,000
Mesa, Colorado 1 $ 25,000 $ 25,000 $ 106,000
Park, Colorado 1 $ 685,000 $ 685,000 $ 240,000
Pueblo, Colorado 1 $ 45,000 $ 45,000 $ 111,000
Summit, Colorado 1 $ 725,000 $ 725,000 $ 255,000
Bay, Florida 1 $ 155,000 $ 155,000 $ 149,000
Charlotte, Florida 1 $ 5,000 $ 5,000 $ 1,080,000
Columbia, Florida 1 $ 195,000 $ 195,000 $ 103,000
Gulf, Florida 1 $ 235,000 $ 235,000 $ 201,000
Carroll, Georgia 1 $ 125,000 $ 125,000 $ 182,000
Clarke, Georgia 1 $ 135,000 $ 135,000 $ 171,000
Colquitt, Georgia 1 $ 25,000 $ 25,000 $ 40,000
Dougherty, Georgia 1 $ 35,000 $ 35,000 $ 81,000
Effingham, Georgia 1 $ 25,000 $ 25,000 $ 137,000
Hart, Georgia 1 $ 35,000 $ 35,000 $ 31,000
Jackson, Georgia 1 $ 45,000 $ 45,000 $ 231,000
Jones, Georgia 1 $ 35,000 $ 35,000 $ 54,000
Lamar, Georgia 1 $ 225,000 $ 225,000 $ 71,000
Laurens, Georgia 1 $ 145,000 $ 145,000 $ 60,000
Lowndes, Georgia 1 $ 215,000 $ 215,000 $ 118,000
McIntosh, Georgia 1 $ 35,000 $ 35,000 $ 48,000
Meriwether, Georgia 1 $ 245,000 $ 245,000 $ 115,000
Pierce, Georgia 1 $ 325,000 $ 325,000 $ 163,000
Spalding, Georgia 1 $ 345,000 $ 345,000 $ 478,000
Tift, Georgia 1 $ 25,000 $ 25,000 $ 46,000
Toombs, Georgia 1 $ 155,000 $ 155,000 $ 88,000
Walker, Georgia 1 $ 105,000 $ 105,000 $ 57,000
Bonner, Idaho 1 $ 85,000 $ 85,000 $ 135,000
Canyon, Idaho 1 $ 285,000 $ 285,000 $ 127,000
Valley, Idaho 1 $ 245,000 $ 245,000 $ 318,000
Champaign, Illinois 1 $ 345,000 $ 345,000 $ 201,000
Franklin, Illinois 1 $ 135,000 $ 135,000 $ 124,000
Greene, Illinois 1 $ 25,000 $ 25,000 $ 35,000
Henry, Illinois 1 $ 65,000 $ 65,000 $ 110,000
Jo Daviess, Illinois 1 $ 25,000 $ 25,000 $ 25,000
Kankakee, Illinois 1 $ 55,000 $ 55,000 $ 106,000
LaSalle, Illinois 1 $ 35,000 $ 35,000 $ 45,000
Lee, Illinois 1 $ 245,000 $ 245,000 $ 150,000
Peoria, Illinois 1 $ 315,000 $ 315,000 $ 235,000
Pope, Illinois 1 $ 285,000 $ 285,000 $ 104,000
Saline, Illinois 1 $ 65,000 $ 65,000 $ 39,000
Tazewell, Illinois 1 $ 105,000 $ 105,000 $ 96,000
Warren, Illinois 1 $ 35,000 $ 35,000 $ 207,000
Bartholomew, Indiana 1 $ 25,000 $ 25,000 $ 83,000
Brown, Indiana 1 $ 25,000 $ 25,000 $ 98,000
Clark, Indiana 1 $ 25,000 $ 25,000 $ 72,000
Elkhart, Indiana 1 $ 65,000 $ 65,000 $ 87,000
Hancock, Indiana 1 $ 205,000 $ 205,000 $ 114,000
Henry, Indiana 1 $ 55,000 $ 55,000 $ 56,000
Howard, Indiana 1 $ 95,000 $ 95,000 $ 36,000
Jasper, Indiana 1 $ 785,000 $ 785,000 $ 264,000
Jefferson, Indiana 1 $ 25,000 $ 25,000 $ 90,000
Knox, Indiana 1 $ 25,000 $ 25,000 $ 73,000
Putnam, Indiana 1 $ 225,000 $ 225,000 $ 149,000
St. Joseph, Indiana 1 $ 485,000 $ 485,000 $ 155,000
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Mortgage Loan Application Detail Totals for Baxter Credit Union in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 1,593 $151,075,000 $94,000 $2,005,000 $168,000 $4,320,000
Other Purpose 1,273 $120,005,000 $94,000 $2,505,000 $165,000 $2,700,000
Home Purchase 1,202 $451,220,000 $375,000 $4,365,000 $182,000 $3,566,000
Cash-out Refinancing 541 $85,525,000 $158,000 $8,005,000 $172,000 $3,152,000
Refinancing 87 $18,175,000 $208,000 $1,145,000 $152,000 $1,198,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,350 $393,070,000 $167,000 $4,365,000 $169,000 $4,320,000
Not Provided 949 $192,185,000 $202,000 $8,005,000 $184,000 $3,152,000
Hispanic 663 $99,185,000 $149,000 $1,175,000 $156,000 $2,508,000
Black or African American 369 $55,315,000 $149,000 $3,375,000 $152,000 $3,566,000
Asian 321 $70,255,000 $218,000 $1,505,000 $203,000 $3,896,000
American Indian or Alaskan Native 23 $3,215,000 $139,000 $845,000 $168,000 $666,000
Not applicable 7 $10,255,000 $1,465,000 $3,765,000 $0 $0
Native Hawaiian or Other Pacific Islander 3 $775,000 $258,000 $515,000 $181,000 $276,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,696 $826,000,000 $175,000 $8,005,000 $171,000 $4,320,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,752 $526,080,000 $191,000 $8,005,000 $169,000 $3,896,000
Application Denied By Financial Institution 875 $91,565,000 $104,000 $1,505,000 $151,000 $2,886,000
Application Approved But Not Accepted 678 $152,450,000 $224,000 $3,095,000 $174,000 $4,320,000
Application Withdrawn By Applicant 285 $42,255,000 $148,000 $2,505,000 $205,000 $2,700,000
File Closed For Incompleteness 105 $13,335,000 $127,000 $1,125,000 $277,000 $3,566,000
Preapproval Approved but not Accepted 1 $315,000 $315,000 $315,000 $105,000 $105,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,821 $734,435,000 $192,000 $8,005,000 $175,000 $4,320,000
Debt-To-Income Ratio 401 $47,535,000 $118,000 $1,505,000 $94,000 $930,000
Credit History 317 $24,565,000 $77,000 $575,000 $207,000 $2,886,000
Collateral 117 $14,755,000 $126,000 $785,000 $198,000 $2,112,000
Other 20 $1,770,000 $88,000 $155,000 $121,000 $337,000
Unverifiable Information 12 $1,520,000 $126,000 $405,000 $78,000 $180,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,175,000 $235,000 $305,000 $478,000 $1,198,000
Credit Application Incomplete 2 $120,000 $60,000 $65,000 $105,000 $118,000
Employment History 1 $125,000 $125,000 $125,000 $144,000 $144,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Baxter Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Baxter Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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