Baxter Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Baxter Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Baxter Credit Union 340 N Milwaukee Ave Vernon Hills, IL 60061 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,023 |
| Total Mortgage Loan Application Amount | $3,073,075,000 |
| Average Mortgage Loan Application Amount | $217,800 |
| Highest Mortgage Loan Application Amount | $6,885,000 |
| Average Applicant Income | $144,200 |
| Highest Applicant Income | $2,672,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Baxter Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Baxter Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Baxter Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Baxter Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Baxter Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Baxter Credit Union's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2,011 | $ 524,715,000 | $ 250,500 | $ 148,500 |
| CHICAGO-NAPERVILLE, IL | 1,487 | $ 357,875,000 | $ 240,000 | $ 135,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1,142 | $ 237,080,000 | $ 201,000 | $ 132,000 |
| NA (OUTSIDE OF MSA/MD) | 886 | $ 160,450,000 | $ 236,957 | $ 129,382 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 381 | $ 190,265,000 | $ 499,000 | $ 204,000 |
| COLUMBUS, OH | 307 | $ 65,005,000 | $ 211,000 | $ 145,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 265 | $ 56,435,000 | $ 212,000 | $ 119,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 185 | $ 50,615,000 | $ 273,000 | $ 142,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 182 | $ 73,180,000 | $ 402,000 | $ 172,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 182 | $ 52,770,000 | $ 289,000 | $ 138,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 145 | $ 35,465,000 | $ 244,000 | $ 145,000 |
| ELGIN, IL | 140 | $ 27,010,000 | $ 192,000 | $ 122,000 |
| DALLAS-PLANO-IRVING, TX | 138 | $ 41,270,000 | $ 299,000 | $ 147,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 126 | $ 31,630,000 | $ 251,000 | $ 127,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 115 | $ 31,255,000 | $ 271,000 | $ 130,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 103 | $ 35,075,000 | $ 340,000 | $ 140,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 100 | $ 30,170,000 | $ 301,000 | $ 154,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 94 | $ 32,260,000 | $ 235,000 | $ 155,500 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 93 | $ 18,245,000 | $ 196,000 | $ 110,000 |
| BLOOMINGTON, IN | 88 | $ 16,820,000 | $ 191,000 | $ 105,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 88 | $ 20,010,000 | $ 211,000 | $ 129,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 81 | $ 24,245,000 | $ 299,000 | $ 130,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 80 | $ 14,050,000 | $ 175,000 | $ 87,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 79 | $ 36,615,000 | $ 463,000 | $ 228,000 |
| DENVER-AURORA-LAKEWOOD, CO | 78 | $ 28,110,000 | $ 360,000 | $ 179,000 |
| SAN DIEGO-CARLSBAD, CA | 75 | $ 33,885,000 | $ 451,000 | $ 204,000 |
| ST. LOUIS, MO-IL | 72 | $ 11,150,000 | $ 127,500 | $ 107,000 |
| KANSAS CITY, MO-KS | 70 | $ 13,380,000 | $ 195,000 | $ 107,500 |
| WORCESTER, MA-CT | 64 | $ 18,600,000 | $ 243,500 | $ 172,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 60 | $ 15,520,000 | $ 258,000 | $ 150,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 56 | $ 28,020,000 | $ 500,000 | $ 205,000 |
| DULUTH, MN-WI | 54 | $ 11,440,000 | $ 200,500 | $ 87,000 |
| LAKELAND-WINTER HAVEN, FL | 53 | $ 9,165,000 | $ 172,000 | $ 88,000 |
| RALEIGH, NC | 53 | $ 16,905,000 | $ 318,000 | $ 150,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 51 | $ 19,945,000 | $ 391,500 | $ 170,500 |
| GREENSBORO-HIGH POINT, NC | 50 | $ 7,910,000 | $ 158,000 | $ 84,000 |
| SALT LAKE CITY, UT | 50 | $ 15,530,000 | $ 310,000 | $ 123,000 |
| BOSTON, MA | 48 | $ 22,300,000 | $ 464,000 | $ 219,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 48 | $ 15,500,000 | $ 322,000 | $ 173,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 46 | $ 7,450,000 | $ 161,000 | $ 98,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 45 | $ 9,665,000 | $ 214,000 | $ 143,000 |
| NEW YORK-NEWARK, NY | 44 | $ 12,800,000 | $ 279,500 | $ 139,500 |
| SAN JUAN-CAROLINA-CAGUAS, PR | 44 | $ 8,880,000 | $ 201,000 | $ 114,000 |
| PITTSBURGH, PA | 42 | $ 7,260,000 | $ 172,000 | $ 128,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 42 | $ 14,880,000 | $ 354,000 | $ 159,000 |
| AGUADILLA-ISABELA, PR | 41 | $ 5,735,000 | $ 139,000 | $ 67,000 |
| CAPE CORAL-FORT MYERS, FL | 41 | $ 9,735,000 | $ 237,000 | $ 143,000 |
| NEWARK, NJ-PA | 41 | $ 12,975,000 | $ 232,500 | $ 127,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 40 | $ 10,670,000 | $ 266,000 | $ 149,000 |
| FORT WORTH-ARLINGTON, TX | 40 | $ 10,430,000 | $ 260,000 | $ 104,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 40 | $ 8,050,000 | $ 201,000 | $ 144,000 |
| JACKSONVILLE, FL | 40 | $ 10,160,000 | $ 254,000 | $ 143,000 |
| MEMPHIS, TN-MS-AR | 40 | $ 7,550,000 | $ 188,000 | $ 97,500 |
| AUSTIN-ROUND ROCK, TX | 38 | $ 12,190,000 | $ 320,000 | $ 163,000 |
| CINCINNATI, OH-KY-IN | 38 | $ 7,410,000 | $ 211,000 | $ 137,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 37 | $ 10,105,000 | $ 273,000 | $ 154,000 |
| HICKORY-LENOIR-MORGANTON, NC | 36 | $ 5,980,000 | $ 166,000 | $ 84,000 |
| CLEVELAND-ELYRIA, OH | 35 | $ 5,965,000 | $ 170,000 | $ 94,000 |
| TUCSON, AZ | 35 | $ 7,845,000 | $ 224,000 | $ 109,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 33 | $ 15,635,000 | $ 473,000 | $ 214,000 |
| CAMDEN, NJ | 32 | $ 6,020,000 | $ 188,000 | $ 125,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 31 | $ 9,545,000 | $ 307,000 | $ 149,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 30 | $ 7,990,000 | $ 266,000 | $ 161,000 |
| GREEN BAY, WI | 29 | $ 4,415,000 | $ 152,000 | $ 90,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 27 | $ 7,205,000 | $ 972,500 | $ 224,000 |
| BIRMINGHAM-HOOVER, AL | 25 | $ 7,985,000 | $ 319,000 | $ 165,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 25 | $ 5,075,000 | $ 203,000 | $ 127,000 |
| PROVIDENCE-WARWICK, RI-MA | 25 | $ 6,955,000 | $ 287,500 | $ 156,000 |
| RICHMOND, VA | 24 | $ 5,460,000 | $ 227,000 | $ 227,000 |
| KNOXVILLE, TN | 23 | $ 3,335,000 | $ 145,000 | $ 88,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 23 | $ 15,865,000 | $ 689,000 | $ 347,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 22 | $ 5,900,000 | $ 268,000 | $ 126,000 |
| MACON-BIBB COUNTY, GA | 21 | $ 2,995,000 | $ 142,000 | $ 74,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 21 | $ 5,405,000 | $ 257,000 | $ 145,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 21 | $ 12,725,000 | $ 605,000 | $ 205,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 20 | $ 5,460,000 | $ 273,000 | $ 112,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 19 | $ 7,015,000 | $ 258,500 | $ 82,500 |
| ASHEVILLE, NC | 18 | $ 3,970,000 | $ 220,000 | $ 112,000 |
| DURHAM-CHAPEL HILL, NC | 18 | $ 5,320,000 | $ 295,000 | $ 171,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 18 | $ 5,440,000 | $ 302,000 | $ 133,000 |
| MADISON, WI | 17 | $ 6,055,000 | $ 356,000 | $ 131,000 |
| PHILADELPHIA, PA | 17 | $ 3,405,000 | $ 200,000 | $ 123,000 |
| ROCKFORD, IL | 17 | $ 2,415,000 | $ 142,000 | $ 105,000 |
| WARNER ROBINS, GA | 17 | $ 2,315,000 | $ 136,000 | $ 65,000 |
| AKRON, OH | 16 | $ 2,850,000 | $ 178,000 | $ 115,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 16 | $ 4,290,000 | $ 268,000 | $ 176,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 16 | $ 3,340,000 | $ 208,000 | $ 132,000 |
| NEW ORLEANS-METAIRIE, LA | 16 | $ 2,990,000 | $ 186,000 | $ 175,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 15 | $ 6,655,000 | $ 443,000 | $ 257,000 |
| JACKSON, MS | 15 | $ 2,775,000 | $ 185,000 | $ 125,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 15 | $ 4,395,000 | $ 293,000 | $ 132,000 |
| RACINE, WI | 15 | $ 2,455,000 | $ 163,000 | $ 129,000 |
| TULSA, OK | 15 | $ 3,155,000 | $ 210,000 | $ 134,000 |
| WILMINGTON, DE-MD-NJ | 15 | $ 2,535,000 | $ 143,000 | $ 102,000 |
| ALBUQUERQUE, NM | 14 | $ 2,950,000 | $ 210,000 | $ 80,000 |
| DES MOINES-WEST DES MOINES, IA | 14 | $ 2,530,000 | $ 180,000 | $ 135,000 |
| SAN GERMAN-CABO ROJO, PR | 14 | $ 1,710,000 | $ 122,000 | $ 92,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 13 | $ 1,595,000 | $ 127,500 | $ 120,500 |
| ATHENS-CLARKE COUNTY, GA | 13 | $ 2,945,000 | $ 226,000 | $ 156,000 |
| COLUMBIA, SC | 13 | $ 2,245,000 | $ 172,000 | $ 93,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 13 | $ 1,845,000 | $ 141,000 | $ 97,000 |
| OKLAHOMA CITY, OK | 13 | $ 3,125,000 | $ 240,000 | $ 173,000 |
| SPRINGFIELD, MO | 13 | $ 2,335,000 | $ 179,000 | $ 114,000 |
| BAKERSFIELD, CA | 12 | $ 2,360,000 | $ 196,000 | $ 102,000 |
| HARRISBURG-CARLISLE, PA | 12 | $ 2,140,000 | $ 178,000 | $ 81,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 12 | $ 2,370,000 | $ 210,500 | $ 126,500 |
| NEW HAVEN-MILFORD, CT | 12 | $ 3,450,000 | $ 287,000 | $ 152,000 |
| PORTLAND-SOUTH PORTLAND, ME | 12 | $ 4,540,000 | $ 378,000 | $ 187,000 |
| GUAYAMA, PR | 11 | $ 1,165,000 | $ 105,000 | $ 63,000 |
| MANCHESTER-NASHUA, NH | 11 | $ 3,715,000 | $ 337,000 | $ 155,000 |
| PORT ST. LUCIE, FL | 11 | $ 2,215,000 | $ 201,000 | $ 96,000 |
| COLORADO SPRINGS, CO | 10 | $ 2,120,000 | $ 212,000 | $ 126,000 |
| EL PASO, TX | 10 | $ 2,270,000 | $ 227,000 | $ 120,000 |
| GARY, IN | 10 | $ 1,970,000 | $ 197,000 | $ 103,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 10 | $ 1,330,000 | $ 133,000 | $ 65,000 |
| ROCHESTER, NY | 10 | $ 1,220,000 | $ 122,000 | $ 72,000 |
| BROWNSVILLE-HARLINGEN, TX | 9 | $ 1,235,000 | $ 137,000 | $ 83,000 |
| PROVO-OREM, UT | 9 | $ 2,675,000 | $ 297,000 | $ 114,000 |
| WINSTON-SALEM, NC | 9 | $ 2,075,000 | $ 230,000 | $ 107,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 8 | $ 2,000,000 | $ 250,000 | $ 150,000 |
| HUNTSVILLE, AL | 8 | $ 1,520,000 | $ 190,000 | $ 108,000 |
| MOBILE, AL | 8 | $ 1,600,000 | $ 200,000 | $ 69,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 8 | $ 1,950,000 | $ 209,000 | $ 128,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 8 | $ 2,060,000 | $ 257,000 | $ 131,000 |
| ROANOKE, VA | 8 | $ 1,560,000 | $ 195,000 | $ 90,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 8 | $ 3,670,000 | $ 458,000 | $ 177,000 |
| SAVANNAH, GA | 8 | $ 2,000,000 | $ 250,000 | $ 89,000 |
| ALBANY-SCHENECTADY-TROY, NY | 7 | $ 1,155,000 | $ 165,000 | $ 111,000 |
| APPLETON, WI | 7 | $ 1,075,000 | $ 153,000 | $ 98,000 |
| BARNSTABLE TOWN, MA | 7 | $ 4,625,000 | $ 660,000 | $ 356,000 |
| BATON ROUGE, LA | 7 | $ 1,035,000 | $ 147,000 | $ 69,000 |
| CHARLESTON, WV | 7 | $ 495,000 | $ 70,000 | $ 75,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 7 | $ 7,795,000 | $ 1,828,000 | $ 79,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 7 | $ 1,435,000 | $ 205,000 | $ 98,000 |
| GREELEY, CO | 7 | $ 1,925,000 | $ 275,000 | $ 138,000 |
| JANESVILLE-BELOIT, WI | 7 | $ 1,035,000 | $ 147,000 | $ 67,000 |
| LANSING-EAST LANSING, MI | 7 | $ 1,435,000 | $ 205,000 | $ 124,000 |
| MCALLEN-EDINBURG-MISSION, TX | 7 | $ 985,000 | $ 140,000 | $ 75,000 |
| OCALA, FL | 7 | $ 2,015,000 | $ 287,000 | $ 161,000 |
| OCEAN CITY, NJ | 7 | $ 2,435,000 | $ 347,000 | $ 233,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 7 | $ 1,125,000 | $ 160,000 | $ 74,000 |
| PONCE, PR | 7 | $ 835,000 | $ 119,000 | $ 72,000 |
| SEBASTIAN-VERO BEACH, FL | 7 | $ 1,835,000 | $ 262,000 | $ 114,000 |
| ST. CLOUD, MN | 7 | $ 1,145,000 | $ 163,000 | $ 154,000 |
| TERRE HAUTE, IN | 7 | $ 705,000 | $ 100,000 | $ 100,000 |
| WATERLOO-CEDAR FALLS, IA | 7 | $ 1,355,000 | $ 193,000 | $ 86,000 |
| BOISE CITY, ID | 6 | $ 1,670,000 | $ 278,000 | $ 180,000 |
| BOULDER, CO | 6 | $ 1,640,000 | $ 273,000 | $ 138,000 |
| EAST STROUDSBURG, PA | 6 | $ 650,000 | $ 108,000 | $ 55,000 |
| FARGO, ND-MN | 6 | $ 1,870,000 | $ 311,000 | $ 156,000 |
| FORT WAYNE, IN | 6 | $ 1,090,000 | $ 181,000 | $ 89,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 6 | $ 1,260,000 | $ 232,500 | $ 73,000 |
| HOMOSASSA SPRINGS, FL | 6 | $ 900,000 | $ 150,000 | $ 96,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 6 | $ 1,080,000 | $ 180,000 | $ 64,000 |
| MAYAGNEZ, PR | 6 | $ 680,000 | $ 113,000 | $ 80,000 |
| NORWICH-NEW LONDON, CT | 6 | $ 1,200,000 | $ 200,000 | $ 137,000 |
| ROCHESTER, MN | 6 | $ 1,870,000 | $ 311,000 | $ 135,000 |
| SPRINGFIELD, MA | 6 | $ 1,700,000 | $ 283,000 | $ 167,000 |
| STOCKTON-LODI, CA | 6 | $ 3,160,000 | $ 526,000 | $ 232,000 |
| WAUSAU, WI | 6 | $ 1,000,000 | $ 166,000 | $ 93,000 |
| AUBURN-OPELIKA, AL | 5 | $ 915,000 | $ 183,000 | $ 214,000 |
| GAINESVILLE, FL | 5 | $ 1,095,000 | $ 219,000 | $ 123,000 |
| GRAND RAPIDS-WYOMING, MI | 5 | $ 1,595,000 | $ 319,000 | $ 201,000 |
| JOHNSON CITY, TN | 5 | $ 1,045,000 | $ 209,000 | $ 119,000 |
| KALAMAZOO-PORTAGE, MI | 5 | $ 535,000 | $ 107,000 | $ 176,000 |
| KOKOMO, IN | 5 | $ 585,000 | $ 117,000 | $ 100,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 5 | $ 595,000 | $ 119,000 | $ 197,000 |
| PEORIA, IL | 5 | $ 485,000 | $ 97,000 | $ 59,000 |
| RENO, NV | 5 | $ 2,615,000 | $ 523,000 | $ 154,000 |
| SALISBURY, MD-DE | 5 | $ 1,145,000 | $ 190,000 | $ 126,500 |
| SIOUX FALLS, SD | 5 | $ 1,035,000 | $ 207,000 | $ 79,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 5 | $ 825,000 | $ 161,000 | $ 174,000 |
| SYRACUSE, NY | 5 | $ 615,000 | $ 123,000 | $ 96,000 |
| VALLEJO-FAIRFIELD, CA | 5 | $ 1,175,000 | $ 235,000 | $ 175,000 |
| VISALIA-PORTERVILLE, CA | 5 | $ 875,000 | $ 175,000 | $ 183,000 |
| WILMINGTON, NC | 5 | $ 985,000 | $ 197,000 | $ 148,000 |
| ABILENE, TX | 4 | $ 780,000 | $ 195,000 | $ 95,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 4 | $ 750,000 | $ 187,000 | $ 125,000 |
| CHAMPAIGN-URBANA, IL | 4 | $ 4,780,000 | $ 1,195,000 | $ 126,000 |
| CHATTANOOGA, TN-GA | 4 | $ 720,000 | $ 180,000 | $ 79,000 |
| CLARKSVILLE, TN-KY | 4 | $ 710,000 | $ 177,000 | $ 96,000 |
| EAU CLAIRE, WI | 4 | $ 770,000 | $ 192,000 | $ 78,000 |
| FAYETTEVILLE, NC | 4 | $ 930,000 | $ 232,000 | $ 103,000 |
| FLORENCE, SC | 4 | $ 940,000 | $ 235,000 | $ 128,000 |
| FOND DU LAC, WI | 4 | $ 950,000 | $ 237,000 | $ 147,000 |
| FORT COLLINS, CO | 4 | $ 1,050,000 | $ 262,000 | $ 124,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 4 | $ 650,000 | $ 162,000 | $ 59,000 |
| HOT SPRINGS, AR | 4 | $ 710,000 | $ 177,000 | $ 149,000 |
| IOWA CITY, IA | 4 | $ 830,000 | $ 207,000 | $ 97,000 |
| MANSFIELD, OH | 4 | $ 560,000 | $ 140,000 | $ 72,000 |
| MODESTO, CA | 4 | $ 1,630,000 | $ 407,000 | $ 192,000 |
| MONTGOMERY, AL | 4 | $ 830,000 | $ 207,000 | $ 97,000 |
| PANAMA CITY, FL | 4 | $ 1,050,000 | $ 262,000 | $ 131,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 4 | $ 1,300,000 | $ 325,000 | $ 152,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 4 | $ 1,530,000 | $ 382,000 | $ 330,000 |
| SPOKANE-SPOKANE VALLEY, WA | 4 | $ 960,000 | $ 240,000 | $ 201,000 |
| THE VILLAGES, FL | 4 | $ 1,690,000 | $ 422,000 | $ 179,000 |
| TRENTON, NJ | 4 | $ 1,540,000 | $ 385,000 | $ 158,000 |
| YORK-HANOVER, PA | 4 | $ 810,000 | $ 202,000 | $ 150,000 |
| ALBANY, GA | 3 | $ 305,000 | $ 101,000 | $ 24,000 |
| ANN ARBOR, MI | 3 | $ 845,000 | $ 281,000 | $ 157,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 225,000 | $ 90,000 | $ 82,500 |
| BEND-REDMOND, OR | 3 | $ 965,000 | $ 321,000 | $ 103,000 |
| BRUNSWICK, GA | 3 | $ 555,000 | $ 185,000 | $ 53,000 |
| BURLINGTON, NC | 3 | $ 415,000 | $ 138,000 | $ 79,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 3 | $ 615,000 | $ 205,000 | $ 154,000 |
| COLLEGE STATION-BRYAN, TX | 3 | $ 1,015,000 | $ 338,000 | $ 110,000 |
| COLUMBUS, GA-AL | 3 | $ 295,000 | $ 98,000 | $ 74,000 |
| HAMMOND, LA | 3 | $ 355,000 | $ 118,000 | $ 72,000 |
| KANKAKEE, IL | 3 | $ 305,000 | $ 101,000 | $ 109,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 3 | $ 235,000 | $ 78,000 | $ 39,000 |
| LAFAYETTE, LA | 3 | $ 495,000 | $ 165,000 | $ 38,000 |
| LANCASTER, PA | 3 | $ 765,000 | $ 255,000 | $ 158,000 |
| LAS CRUCES, NM | 3 | $ 605,000 | $ 201,000 | $ 122,000 |
| LUBBOCK, TX | 3 | $ 995,000 | $ 331,000 | $ 130,000 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 1,585,000 | $ 528,000 | $ 289,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 665,000 | $ 221,000 | $ 125,000 |
| OGDEN-CLEARFIELD, UT | 3 | $ 725,000 | $ 241,000 | $ 95,000 |
| OLYMPIA-TUMWATER, WA | 3 | $ 1,095,000 | $ 365,000 | $ 129,000 |
| PUNTA GORDA, FL | 3 | $ 655,000 | $ 218,000 | $ 259,000 |
| READING, PA | 3 | $ 365,000 | $ 121,000 | $ 179,000 |
| SAN RAFAEL, CA | 3 | $ 2,175,000 | $ 725,000 | $ 216,000 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 1,695,000 | $ 565,000 | $ 168,000 |
| SANTA FE, NM | 3 | $ 1,335,000 | $ 445,000 | $ 249,000 |
| SANTA MARIA-SANTA BARBARA, CA | 3 | $ 465,000 | $ 155,000 | $ 129,000 |
| SPARTANBURG, SC | 3 | $ 625,000 | $ 208,000 | $ 72,000 |
| TACOMA-LAKEWOOD, WA | 3 | $ 1,335,000 | $ 445,000 | $ 165,000 |
| TYLER, TX | 3 | $ 545,000 | $ 181,000 | $ 62,000 |
| VALDOSTA, GA | 3 | $ 775,000 | $ 258,000 | $ 105,000 |
| WICHITA, KS | 3 | $ 585,000 | $ 195,000 | $ 62,000 |
| YUMA, AZ | 3 | $ 805,000 | $ 268,000 | $ 59,000 |
| BEAUMONT-PORT ARTHUR, TX | 2 | $ 520,000 | $ 260,000 | $ 87,000 |
| BOWLING GREEN, KY | 2 | $ 410,000 | $ 205,000 | $ 72,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 1,410,000 | $ 705,000 | $ 210,000 |
| CEDAR RAPIDS, IA | 2 | $ 520,000 | $ 260,000 | $ 122,000 |
| COLUMBIA, MO | 2 | $ 510,000 | $ 255,000 | $ 162,000 |
| COLUMBUS, IN | 2 | $ 430,000 | $ 215,000 | $ 181,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2 | $ 3,210,000 | $ 1,605,000 | $ 620,000 |
| DALTON, GA | 2 | $ 430,000 | $ 215,000 | $ 149,000 |
| ELKHART-GOSHEN, IN | 2 | $ 360,000 | $ 180,000 | $ 75,000 |
| FLINT, MI | 2 | $ 230,000 | $ 115,000 | $ 87,000 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 100,000 | $ 50,000 | $ 0 |
| FRESNO, CA | 2 | $ 1,020,000 | $ 510,000 | $ 192,000 |
| GREENVILLE, NC | 2 | $ 540,000 | $ 270,000 | $ 118,000 |
| HARRISONBURG, VA | 2 | $ 400,000 | $ 200,000 | $ 147,000 |
| HINESVILLE, GA | 2 | $ 330,000 | $ 165,000 | $ 54,000 |
| KENNEWICK-RICHLAND, WA | 2 | $ 450,000 | $ 225,000 | $ 115,000 |
| KINGSTON, NY | 2 | $ 240,000 | $ 120,000 | $ 75,000 |
| LA CROSSE-ONALASKA, WI-MN | 2 | $ 290,000 | $ 145,000 | $ 41,000 |
| LAWRENCE, KS | 2 | $ 460,000 | $ 230,000 | $ 82,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 290,000 | $ 145,000 | $ 111,000 |
| LYNCHBURG, VA | 2 | $ 290,000 | $ 145,000 | $ 59,000 |
| MIDLAND, TX | 2 | $ 430,000 | $ 215,000 | $ 240,000 |
| MONROE, LA | 2 | $ 360,000 | $ 180,000 | $ 73,000 |
| NEW BERN, NC | 2 | $ 380,000 | $ 190,000 | $ 88,000 |
| OSHKOSH-NEENAH, WI | 2 | $ 310,000 | $ 155,000 | $ 101,000 |
| OWENSBORO, KY | 2 | $ 210,000 | $ 105,000 | $ 46,000 |
| PONCE-YAUCO-COAMO, PR | 2 | $ 230,000 | $ 115,000 | $ 55,000 |
| PUEBLO, CO | 2 | $ 190,000 | $ 95,000 | $ 33,000 |
| RAPID CITY, SD | 2 | $ 630,000 | $ 315,000 | $ 134,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 680,000 | $ 340,000 | $ 162,000 |
| SALINAS, CA | 2 | $ 1,050,000 | $ 525,000 | $ 218,000 |
| SEBRING, FL | 2 | $ 310,000 | $ 155,000 | $ 78,000 |
| SPRINGFIELD, IL | 2 | $ 570,000 | $ 285,000 | $ 160,000 |
| ST. GEORGE, UT | 2 | $ 420,000 | $ 210,000 | $ 144,000 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 440,000 | $ 220,000 | $ 79,000 |
| TOPEKA, KS | 2 | $ 300,000 | $ 150,000 | $ 50,000 |
| TUSCALOOSA, AL | 2 | $ 340,000 | $ 170,000 | $ 248,000 |
| URBAN HONOLULU, HI | 2 | $ 480,000 | $ 240,000 | $ 58,000 |
| ALBANY, OR | 1 | $ 345,000 | $ 345,000 | $ 81,000 |
| ANCHORAGE, AK | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| ARECIBO, PR | 1 | $ 165,000 | $ 165,000 | $ 189,000 |
| BATTLE CREEK, MI | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| BAY CITY, MI | 1 | $ 95,000 | $ 95,000 | $ 147,000 |
| BELLINGHAM, WA | 1 | $ 465,000 | $ 465,000 | $ 250,000 |
| BLOOMINGTON, IL | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 185,000 | $ 185,000 | $ 129,000 |
| CANTON-MASSILLON, OH | 1 | $ 225,000 | $ 225,000 | $ 133,000 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 155,000 | $ 155,000 | $ 174,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| CHARLOTTESVILLE, VA | 1 | $ 205,000 | $ 205,000 | $ 187,000 |
| CHEYENNE, WY | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| CHICO, CA | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| CORPUS CHRISTI, TX | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| DECATUR, AL | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| ERIE, PA | 1 | $ 95,000 | $ 95,000 | $ 135,000 |
| EUGENE, OR | 1 | $ 185,000 | $ 185,000 | $ 129,000 |
| EVANSVILLE, IN-KY | 1 | $ 105,000 | $ 105,000 | $ 191,000 |
| FORT SMITH, AR-OK | 1 | $ 125,000 | $ 125,000 | $ 109,000 |
| GAINESVILLE, GA | 1 | $ 255,000 | $ 255,000 | $ 165,000 |
| GETTYSBURG, PA | 1 | $ 265,000 | $ 265,000 | $ 47,000 |
| GLENS FALLS, NY | 1 | $ 135,000 | $ 135,000 | $ 0 |
| GRAND JUNCTION, CO | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| GRANTS PASS, OR | 1 | $ 205,000 | $ 205,000 | $ 214,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| ITHACA, NY | 1 | $ 235,000 | $ 235,000 | $ 214,000 |
| JACKSONVILLE, NC | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| JEFFERSON CITY, MO | 1 | $ 245,000 | $ 245,000 | $ 165,000 |
| JONESBORO, AR | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| JOPLIN, MO | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| LAREDO, TX | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| LIMA, OH | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| LOGAN, UT-ID | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| MANHATTAN, KS | 1 | $ 315,000 | $ 315,000 | $ 43,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 245,000 | $ 245,000 | $ 118,000 |
| MIDLAND, MI | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| MORRISTOWN, TN | 1 | $ 235,000 | $ 235,000 | $ 107,000 |
| MUSKEGON, MI | 1 | $ 325,000 | $ 325,000 | $ 66,000 |
| NAPA, CA | 1 | $ 415,000 | $ 415,000 | $ 351,000 |
| ODESSA, TX | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| PINE BLUFF, AR | 1 | $ 145,000 | $ 145,000 | $ 162,000 |
| PITTSFIELD, MA | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| ROME, GA | 1 | $ 155,000 | $ 155,000 | $ 117,000 |
| SAN ANGELO, TX | 1 | $ 165,000 | $ 165,000 | $ 144,000 |
| SANTA ROSA, CA | 1 | $ 755,000 | $ 755,000 | $ 286,000 |
| SHERMAN-DENISON, TX | 1 | $ 35,000 | $ 35,000 | $ 18,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| ST. JOSEPH, MO-KS | 1 | $ 195,000 | $ 195,000 | $ 33,000 |
| TALLAHASSEE, FL | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| VINELAND-BRIDGETON, NJ | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| WHEELING, WV-OH | 1 | $ 215,000 | $ 215,000 | $ 101,000 |
| YAKIMA, WA | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| YUBA CITY, CA | 1 | $ 225,000 | $ 225,000 | $ 41,000 |
Mortgage Loan Application Detail Totals for Baxter Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,791 | $1,217,915,000 | $321,000 | $6,885,000 | $124,000 | $1,788,000 |
| Refinancing | 3,577 | $910,505,000 | $254,000 | $2,555,000 | $144,000 | $1,555,000 |
| Cash-out Refinancing | 2,700 | $703,920,000 | $260,000 | $5,005,000 | $141,000 | $1,400,000 |
| Home Improvement | 1,119 | $109,405,000 | $97,000 | $1,005,000 | $153,000 | $778,000 |
| Other Purpose | 836 | $131,330,000 | $157,000 | $5,605,000 | $159,000 | $2,672,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,118 | $1,495,280,000 | $244,000 | $3,725,000 | $145,000 | $1,555,000 |
| Not Provided | 2,806 | $726,560,000 | $258,000 | $5,605,000 | $141,000 | $2,672,000 |
| Hispanic | 1,225 | $285,465,000 | $233,000 | $2,645,000 | $112,000 | $1,292,000 |
| Black or African American | 941 | $227,105,000 | $241,000 | $4,005,000 | $112,000 | $1,788,000 |
| Asian | 779 | $257,865,000 | $331,000 | $1,845,000 | $161,000 | $709,000 |
| American Indian or Alaskan Native | 52 | $14,320,000 | $275,000 | $1,385,000 | $144,000 | $530,000 |
| Not applicable | 28 | $47,650,000 | $1,701,000 | $6,885,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,095,000 | $190,000 | $545,000 | $130,000 | $320,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,023 | $3,073,075,000 | $255,000 | $6,885,000 | $139,000 | $2,672,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,935 | $1,854,295,000 | $267,000 | $6,885,000 | $155,000 | $2,672,000 |
| Application Approved But Not Accepted | 2,022 | $596,150,000 | $294,000 | $3,305,000 | $149,000 | $1,400,000 |
| Preapproval Denied by Financial Institution | 1,391 | $324,915,000 | $233,000 | $2,005,000 | $71,000 | $598,000 |
| Application Withdrawn By Applicant | 827 | $140,605,000 | $170,000 | $2,505,000 | $145,000 | $912,000 |
| Application Denied By Financial Institution | 741 | $134,705,000 | $181,000 | $2,305,000 | $87,000 | $449,000 |
| File Closed For Incompleteness | 107 | $22,405,000 | $209,000 | $1,505,000 | $116,000 | $503,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,891 | $2,613,455,000 | $264,000 | $6,885,000 | $153,000 | $2,672,000 |
| Credit History | 1,006 | $196,860,000 | $195,000 | $1,125,000 | $84,000 | $598,000 |
| Debt-To-Income Ratio | 883 | $214,295,000 | $242,000 | $2,305,000 | $66,000 | $449,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 106 | $21,830,000 | $205,000 | $1,355,000 | $69,000 | $243,000 |
| Collateral | 53 | $9,335,000 | $176,000 | $675,000 | $115,000 | $250,000 |
| Other | 38 | $6,710,000 | $176,000 | $535,000 | $92,000 | $304,000 |
| Unverifiable Information | 19 | $4,505,000 | $237,000 | $585,000 | $82,000 | $174,000 |
| Employment History | 19 | $4,365,000 | $229,000 | $495,000 | $78,000 | $282,000 |
| Credit Application Incomplete | 8 | $1,720,000 | $215,000 | $365,000 | $88,000 | $178,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Baxter Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Baxter Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.