Baxter Credit Union Mortgage Lending & HMDA Data, 2021

In 2021, Baxter Credit Union of 340 N Milwaukee Ave, IL reported 12,023 mortgage applications totaling $3.1 billion, up 15% from 2020. The average application was for $255,599, and applicants reported an average income of $138,900. 58% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (2,011), Chicago-Naperville, IL (1,487) and Lake County-Kenosha County, IL-WI (1,142) (applications in parentheses).

Mortgage Company & Address Baxter Credit Union
340 N Milwaukee Ave
340 N Milwaukee Ave, IL 60061
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 12,023
Total Mortgage Loan Application Amount $3,073,075,000
Average Mortgage Loan Application Amount $255,599
Highest Mortgage Loan Application Amount $6,885,000
Average Applicant Income $138,900
Highest Applicant Income $2,672,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Baxter Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Baxter Credit Union by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin, Minnesota 1,056 $ 287,870,000 $ 272,604 $ 160,000
Lake, Illinois 1,049 $ 218,985,000 $ 208,755 $ 138,000
Cook, Illinois 679 $ 211,075,000 $ 310,861 $ 158,000
McHenry, Illinois 645 $ 107,735,000 $ 167,031 $ 109,000
Orange, California 381 $ 190,265,000 $ 499,383 $ 204,000
Anoka, Minnesota 214 $ 50,210,000 $ 234,626 $ 133,000
Ramsey, Minnesota 183 $ 44,855,000 $ 245,109 $ 151,000
Los Angeles, California 182 $ 73,180,000 $ 402,087 $ 172,000
Maricopa, Arizona 177 $ 49,075,000 $ 277,259 $ 143,000
Franklin, Ohio 173 $ 32,225,000 $ 186,271 $ 132,000
Kane, Illinois 129 $ 25,335,000 $ 196,395 $ 125,000
Miami-Dade, Florida 126 $ 31,630,000 $ 251,031 $ 127,000
Dakota, Minnesota 123 $ 31,715,000 $ 257,845 $ 150,000
DuPage, Illinois 120 $ 30,100,000 $ 250,833 $ 145,000
Washington, Minnesota 120 $ 32,600,000 $ 271,666 $ 166,000
Clark, Nevada 103 $ 35,075,000 $ 340,533 $ 140,000
Broward, Florida 100 $ 30,170,000 $ 301,700 $ 154,000
Riverside, California 93 $ 29,165,000 $ 313,602 $ 148,000
Kenosha, Wisconsin 93 $ 18,095,000 $ 194,569 $ 126,000
San Bernardino, California 89 $ 23,605,000 $ 265,224 $ 127,000
Bolivar, Mississippi 87 $ 10,755,000 $ 123,620 $ 68,000
Wright, Minnesota 86 $ 20,860,000 $ 242,558 $ 130,000
Carver, Minnesota 82 $ 20,560,000 $ 250,731 $ 159,000
San Diego, California 75 $ 33,885,000 $ 451,800 $ 204,000
Scott, Minnesota 72 $ 18,120,000 $ 251,666 $ 154,000
Delaware, Ohio 69 $ 17,955,000 $ 260,217 $ 164,000
Bexar, Texas 68 $ 10,880,000 $ 160,000 $ 84,000
Middlesex, Massachusetts 66 $ 31,550,000 $ 478,030 $ 238,000
McDowell, North Carolina 64 $ 8,700,000 $ 135,937 $ 60,000
Hillsborough, Florida 60 $ 15,060,000 $ 251,000 $ 114,000
Monroe, Indiana 60 $ 13,620,000 $ 227,000 $ 121,000
Worcester, Massachusetts 60 $ 17,840,000 $ 297,333 $ 180,000
Baxter, Arkansas 56 $ 6,710,000 $ 119,821 $ 74,000
Harris, Texas 56 $ 13,810,000 $ 246,607 $ 112,000
Polk, Florida 53 $ 9,165,000 $ 172,924 $ 88,000
Dallas, Texas 52 $ 15,210,000 $ 292,500 $ 116,000
Ventura, California 48 $ 15,500,000 $ 322,916 $ 173,000
Pinellas, Florida 48 $ 13,640,000 $ 284,166 $ 186,000
Gwinnett, Georgia 46 $ 11,860,000 $ 257,826 $ 136,000
Salt Lake, Utah 46 $ 14,160,000 $ 307,826 $ 126,000
Fulton, Georgia 42 $ 9,250,000 $ 220,238 $ 132,000
Wake, North Carolina 42 $ 13,730,000 $ 326,904 $ 159,000
Lee, Florida 41 $ 9,735,000 $ 237,439 $ 143,000
Will, Illinois 41 $ 8,625,000 $ 210,365 $ 156,000
Mecklenburg, North Carolina 41 $ 9,915,000 $ 241,829 $ 134,000
Collin, Texas 40 $ 13,240,000 $ 331,000 $ 182,000
St. Louis, Minnesota 39 $ 8,355,000 $ 214,230 $ 94,000
Walworth, Wisconsin 39 $ 13,435,000 $ 344,487 $ 173,000
DeKalb, Georgia 38 $ 8,280,000 $ 217,894 $ 112,000
Palm Beach, Florida 37 $ 10,105,000 $ 273,108 $ 154,000
Sherburne, Minnesota 37 $ 9,085,000 $ 245,540 $ 136,000
Guilford, North Carolina 37 $ 5,815,000 $ 157,162 $ 90,000
Orange, Florida 36 $ 9,220,000 $ 256,111 $ 148,000
Erie, New York 36 $ 6,080,000 $ 168,888 $ 98,000
Tarrant, Texas 36 $ 9,450,000 $ 262,500 $ 108,000
Pima, Arizona 35 $ 7,845,000 $ 224,142 $ 109,000
Alameda, California 35 $ 18,645,000 $ 532,714 $ 212,000
Marion, Indiana 33 $ 5,935,000 $ 179,848 $ 102,000
Montgomery, Maryland 33 $ 11,975,000 $ 362,878 $ 173,000
Pasco, Florida 32 $ 5,730,000 $ 179,062 $ 146,000
Norfolk, Massachusetts 32 $ 13,990,000 $ 437,187 $ 206,000
Fort Bend, Texas 30 $ 8,390,000 $ 279,666 $ 142,000
Denton, Texas 29 $ 8,885,000 $ 306,379 $ 192,000
Hartford, Connecticut 28 $ 5,510,000 $ 196,785 $ 134,000
Owen, Indiana 28 $ 3,200,000 $ 114,285 $ 71,000
Brown, Wisconsin 28 $ 4,340,000 $ 155,000 $ 92,000
Hamilton, Indiana 27 $ 6,445,000 $ 238,703 $ 117,000
Cuyahoga, Ohio 27 $ 4,365,000 $ 161,666 $ 98,000
Douglas, Colorado 26 $ 10,560,000 $ 406,153 $ 168,000
Johnson, Kansas 26 $ 6,190,000 $ 238,076 $ 121,000
Jackson, Missouri 26 $ 4,020,000 $ 154,615 $ 91,000
St. Charles, Missouri 26 $ 4,580,000 $ 176,153 $ 108,000
Allegheny, Pennsylvania 26 $ 4,660,000 $ 179,230 $ 120,000
Union, Ohio 25 $ 7,715,000 $ 308,600 $ 180,000
Davidson, Tennessee 25 $ 6,255,000 $ 250,200 $ 120,000
King, Washington 25 $ 13,165,000 $ 526,600 $ 233,000
Collier, Florida 23 $ 15,865,000 $ 689,782 $ 347,000
Newton, Georgia 23 $ 4,025,000 $ 175,000 $ 135,000
Volusia, Florida 22 $ 4,710,000 $ 214,090 $ 127,000
Cobb, Georgia 22 $ 5,020,000 $ 228,181 $ 119,000
Contra Costa, California 21 $ 9,375,000 $ 446,428 $ 193,000
Santa Clara, California 21 $ 12,725,000 $ 605,952 $ 205,000
Duval, Florida 20 $ 4,520,000 $ 226,000 $ 113,000
Burke, North Carolina 20 $ 2,850,000 $ 142,500 $ 70,000
Rutherford, Tennessee 20 $ 4,620,000 $ 231,000 $ 102,000
Milwaukee, Wisconsin 20 $ 2,510,000 $ 125,500 $ 85,000
Ripley, Indiana 19 $ 2,705,000 $ 142,368 $ 81,000
St. Louis, Missouri 19 $ 3,505,000 $ 184,473 $ 84,000
Williamson, Texas 19 $ 4,625,000 $ 243,421 $ 125,000
Fairfax, Virginia 19 $ 13,515,000 $ 711,315 $ 319,000
DeSoto, Mississippi 18 $ 3,680,000 $ 204,444 $ 82,000
Mitchell, North Carolina 18 $ 2,410,000 $ 133,888 $ 96,000
Shelby, Tennessee 18 $ 3,140,000 $ 174,444 $ 115,000
Montgomery, Texas 18 $ 6,150,000 $ 341,666 $ 162,000
Jefferson, Alabama 17 $ 5,705,000 $ 335,588 $ 167,000
Henry, Georgia 17 $ 3,465,000 $ 203,823 $ 105,000
Houston, Georgia 17 $ 2,315,000 $ 136,176 $ 65,000
Nassau, New York 17 $ 5,805,000 $ 341,470 $ 190,000
Aguada, Puerto Rico 17 $ 2,215,000 $ 130,294 $ 61,000
St. Johns, Florida 16 $ 4,730,000 $ 295,625 $ 178,000
Bibb, Georgia 16 $ 2,190,000 $ 136,875 $ 80,000
Greenville, South Carolina 16 $ 3,470,000 $ 216,875 $ 101,000
Dane, Wisconsin 16 $ 5,910,000 $ 369,375 $ 139,000
Fairfield, Connecticut 15 $ 6,655,000 $ 443,666 $ 257,000
Brevard, Florida 15 $ 4,395,000 $ 293,000 $ 132,000
Greene, Indiana 15 $ 2,095,000 $ 139,666 $ 69,000
Avery, North Carolina 15 $ 1,835,000 $ 122,333 $ 81,000
Catawba, North Carolina 15 $ 3,055,000 $ 203,666 $ 105,000
Williamson, Tennessee 15 $ 8,105,000 $ 540,333 $ 219,000
Racine, Wisconsin 15 $ 2,455,000 $ 163,666 $ 129,000
Waukesha, Wisconsin 15 $ 4,295,000 $ 286,333 $ 189,000
Bergen, New Jersey 14 $ 7,330,000 $ 523,571 $ 250,000
Camden, New Jersey 14 $ 2,050,000 $ 146,428 $ 113,000
Suffolk, New York 14 $ 3,740,000 $ 267,142 $ 100,000
Arapahoe, Colorado 13 $ 3,475,000 $ 267,307 $ 147,000
Denver, Colorado 13 $ 6,635,000 $ 510,384 $ 267,000
Jefferson, Colorado 13 $ 4,035,000 $ 310,384 $ 164,000
Polk, Iowa 13 $ 2,235,000 $ 171,923 $ 132,000
Essex, Massachusetts 13 $ 5,065,000 $ 389,615 $ 178,000
Oakland, Michigan 13 $ 3,735,000 $ 287,307 $ 153,000
Wayne, Michigan 13 $ 1,845,000 $ 141,923 $ 97,000
Essex, New Jersey 13 $ 3,235,000 $ 248,846 $ 150,000
Monmouth, New Jersey 13 $ 5,105,000 $ 392,692 $ 180,000
Fairfield, Ohio 13 $ 2,365,000 $ 181,923 $ 100,000
Virginia Beach, Virginia 13 $ 3,115,000 $ 239,615 $ 85,000
Kern, California 12 $ 2,360,000 $ 196,666 $ 102,000
New Haven, Connecticut 12 $ 3,450,000 $ 287,500 $ 152,000
New Castle, Delaware 12 $ 2,230,000 $ 185,833 $ 127,000
Manatee, Florida 12 $ 3,500,000 $ 291,666 $ 160,000
Howard, Maryland 12 $ 4,090,000 $ 340,833 $ 172,000
Prince George's, Maryland 12 $ 2,230,000 $ 185,833 $ 102,000
Rutherford, North Carolina 12 $ 1,660,000 $ 138,333 $ 67,000
Yancey, North Carolina 12 $ 1,560,000 $ 130,000 $ 97,000
Chester, Pennsylvania 12 $ 3,460,000 $ 288,333 $ 206,000
Fulton, Arkansas 11 $ 1,385,000 $ 125,909 $ 68,000
Seminole, Florida 11 $ 3,805,000 $ 345,909 $ 199,000
Winnebago, Illinois 11 $ 1,465,000 $ 133,181 $ 105,000
Franklin, Indiana 11 $ 1,485,000 $ 135,000 $ 81,000
Baltimore, Maryland 11 $ 2,425,000 $ 220,454 $ 152,000
Plymouth, Massachusetts 11 $ 3,235,000 $ 294,090 $ 235,000
Crow Wing, Minnesota 11 $ 4,335,000 $ 394,090 $ 270,000
Sunflower, Mississippi 11 $ 1,095,000 $ 99,545 $ 70,000
Hillsborough, New Hampshire 11 $ 3,715,000 $ 337,727 $ 155,000
Middlesex, New Jersey 11 $ 3,095,000 $ 281,363 $ 146,000
Morris, New Jersey 11 $ 4,465,000 $ 405,909 $ 207,000
Buncombe, North Carolina 11 $ 2,385,000 $ 216,818 $ 128,000
Licking, Ohio 11 $ 2,095,000 $ 190,454 $ 109,000
Madison, Ohio 11 $ 1,535,000 $ 139,545 $ 145,000
Providence, Rhode Island 11 $ 2,835,000 $ 257,727 $ 174,000
Travis, Texas 11 $ 5,405,000 $ 491,363 $ 240,000
St. Croix, Wisconsin 11 $ 2,695,000 $ 245,000 $ 143,000
Sacramento, California 10 $ 2,690,000 $ 269,000 $ 135,000
Chisago, Minnesota 10 $ 2,300,000 $ 230,000 $ 121,000
Bernalillo, New Mexico 10 $ 1,820,000 $ 182,000 $ 70,000
Niagara, New York 10 $ 1,370,000 $ 137,000 $ 98,000
Tulsa, Oklahoma 10 $ 2,280,000 $ 228,000 $ 124,000
Montgomery, Pennsylvania 10 $ 2,660,000 $ 266,000 $ 144,000
Cabo Rojo, Puerto Rico 10 $ 1,030,000 $ 103,000 $ 91,000
San Juan, Puerto Rico 10 $ 1,290,000 $ 129,000 $ 116,000
York, South Carolina 10 $ 1,650,000 $ 165,000 $ 134,000
El Paso, Texas 10 $ 2,270,000 $ 227,000 $ 120,000
Stafford, Virginia 10 $ 1,810,000 $ 181,000 $ 67,000
El Paso, Colorado 9 $ 1,855,000 $ 206,111 $ 128,000
Sarasota, Florida 9 $ 1,905,000 $ 211,666 $ 124,000
St. Lucie, Florida 9 $ 1,615,000 $ 179,444 $ 77,000
Forsyth, Georgia 9 $ 1,705,000 $ 189,444 $ 154,000
Anne Arundel, Maryland 9 $ 2,025,000 $ 225,000 $ 159,000
Frederick, Maryland 9 $ 2,905,000 $ 322,777 $ 109,000
Isanti, Minnesota 9 $ 2,325,000 $ 258,333 $ 123,000
Burlington, New Jersey 9 $ 1,695,000 $ 188,333 $ 135,000
Gloucester, New Jersey 9 $ 2,275,000 $ 252,777 $ 134,000
Passaic, New Jersey 9 $ 2,155,000 $ 239,444 $ 110,000
Sussex, New Jersey 9 $ 1,695,000 $ 188,333 $ 137,000
Durham, North Carolina 9 $ 2,105,000 $ 233,888 $ 155,000
Summit, Ohio 9 $ 1,465,000 $ 162,777 $ 116,000
Dauphin, Pennsylvania 9 $ 1,495,000 $ 166,111 $ 75,000
Philadelphia, Pennsylvania 9 $ 1,275,000 $ 141,666 $ 113,000
Westmoreland, Pennsylvania 9 $ 1,355,000 $ 150,555 $ 166,000
Richland, South Carolina 9 $ 1,535,000 $ 170,555 $ 101,000
Knox, Tennessee 9 $ 1,395,000 $ 155,000 $ 105,000
Cameron, Texas 9 $ 1,235,000 $ 137,222 $ 83,000
Utah, Utah 9 $ 2,675,000 $ 297,222 $ 114,000
Baldwin, Alabama 8 $ 2,000,000 $ 250,000 $ 150,000
Mobile, Alabama 8 $ 1,600,000 $ 200,000 $ 69,000
Shelby, Alabama 8 $ 2,280,000 $ 285,000 $ 161,000
Pinal, Arizona 8 $ 1,540,000 $ 192,500 $ 106,000
Benton, Arkansas 8 $ 1,840,000 $ 230,000 $ 124,000
Marion, Arkansas 8 $ 1,140,000 $ 142,500 $ 63,000
Adams, Colorado 8 $ 1,920,000 $ 240,000 $ 159,000
Middlesex, Connecticut 8 $ 1,450,000 $ 181,250 $ 184,000
Osceola, Florida 8 $ 1,510,000 $ 188,750 $ 105,000
Rockdale, Georgia 8 $ 1,410,000 $ 176,250 $ 75,000
St. Clair, Illinois 8 $ 610,000 $ 76,250 $ 113,000
Hendricks, Indiana 8 $ 1,500,000 $ 187,500 $ 129,000
Cumberland, Maine 8 $ 2,720,000 $ 340,000 $ 153,000
Ozark, Missouri 8 $ 1,090,000 $ 136,250 $ 68,000
Platte, Missouri 8 $ 1,270,000 $ 158,750 $ 102,000
Somerset, New Jersey 8 $ 2,350,000 $ 293,750 $ 142,000
Gaston, North Carolina 8 $ 1,920,000 $ 240,000 $ 134,000
Johnston, North Carolina 8 $ 2,620,000 $ 327,500 $ 106,000
Lincoln, North Carolina 8 $ 1,400,000 $ 175,000 $ 94,000
Rockingham, North Carolina 8 $ 1,060,000 $ 132,500 $ 63,000
Union, North Carolina 8 $ 2,250,000 $ 281,250 $ 196,000
Hamilton, Ohio 8 $ 1,550,000 $ 193,750 $ 99,000
Multnomah, Oregon 8 $ 3,500,000 $ 437,500 $ 114,000
Washington, Oregon 8 $ 2,970,000 $ 371,250 $ 155,000
Bucks, Pennsylvania 8 $ 1,870,000 $ 233,750 $ 116,000
Delaware, Pennsylvania 8 $ 2,130,000 $ 266,250 $ 134,000
Anasco, Puerto Rico 8 $ 970,000 $ 121,250 $ 68,000
Charleston, South Carolina 8 $ 2,440,000 $ 305,000 $ 203,000
Wilson, Tennessee 8 $ 2,180,000 $ 272,500 $ 115,000
Henrico, Virginia 8 $ 2,480,000 $ 310,000 $ 426,000
Snohomish, Washington 8 $ 2,470,000 $ 308,750 $ 146,000
Douglas, Wisconsin 8 $ 1,480,000 $ 185,000 $ 77,000
Madison, Alabama 7 $ 1,335,000 $ 190,714 $ 113,000
Washington, Arkansas 7 $ 1,465,000 $ 209,285 $ 149,000
Weld, Colorado 7 $ 1,925,000 $ 275,000 $ 138,000
Indian River, Florida 7 $ 1,835,000 $ 262,142 $ 114,000
Marion, Florida 7 $ 2,015,000 $ 287,857 $ 161,000
Cherokee, Georgia 7 $ 1,695,000 $ 242,142 $ 91,000
Oconee, Georgia 7 $ 1,865,000 $ 266,428 $ 178,000
Paulding, Georgia 7 $ 1,425,000 $ 203,571 $ 125,000
Walton, Georgia 7 $ 1,465,000 $ 209,285 $ 139,000
Kendall, Illinois 7 $ 1,295,000 $ 185,000 $ 117,000
Morgan, Indiana 7 $ 895,000 $ 127,857 $ 73,000
Black Hawk, Iowa 7 $ 1,355,000 $ 193,571 $ 86,000
St. Tammany, Louisiana 7 $ 1,455,000 $ 207,857 $ 189,000
Barnstable, Massachusetts 7 $ 4,625,000 $ 660,714 $ 356,000
Stearns, Minnesota 7 $ 1,145,000 $ 163,571 $ 154,000
Howell, Missouri 7 $ 795,000 $ 113,571 $ 44,000
St. Louis City, Missouri 7 $ 1,195,000 $ 170,714 $ 127,000
Cape May, New Jersey 7 $ 2,435,000 $ 347,857 $ 233,000
Westchester, New York 7 $ 1,975,000 $ 282,142 $ 117,000
Forsyth, North Carolina 7 $ 1,865,000 $ 266,428 $ 122,000
Portage, Ohio 7 $ 1,385,000 $ 197,857 $ 114,000
Lehigh, Pennsylvania 7 $ 795,000 $ 113,571 $ 94,000
Aguadilla, Puerto Rico 7 $ 1,005,000 $ 143,571 $ 74,000
Hidalgo, Texas 7 $ 985,000 $ 140,714 $ 75,000
Arlington, Virginia 7 $ 3,625,000 $ 517,857 $ 160,000
Prince William, Virginia 7 $ 1,155,000 $ 165,000 $ 156,000
Richmond City, Virginia 7 $ 1,425,000 $ 203,571 $ 199,000
Spotsylvania, Virginia 7 $ 1,725,000 $ 246,428 $ 112,000
Kanawha, West Virginia 7 $ 495,000 $ 70,714 $ 75,000
Ozaukee, Wisconsin 7 $ 2,215,000 $ 316,428 $ 228,000
Rock, Wisconsin 7 $ 1,035,000 $ 147,857 $ 67,000
Vilas, Wisconsin 7 $ 1,965,000 $ 280,714 $ 151,000
Mohave, Arizona 6 $ 1,080,000 $ 180,000 $ 64,000
Pulaski, Arkansas 6 $ 900,000 $ 150,000 $ 57,000
San Francisco, California 6 $ 3,040,000 $ 506,666 $ 164,000
San Joaquin, California 6 $ 3,160,000 $ 526,666 $ 232,000
Boulder, Colorado 6 $ 1,640,000 $ 273,333 $ 138,000
New London, Connecticut 6 $ 1,200,000 $ 200,000 $ 137,000
District of Columbia, District Of Columbia 6 $ 1,380,000 $ 230,000 $ 238,000
Citrus, Florida 6 $ 900,000 $ 150,000 $ 96,000
Clarke, Georgia 6 $ 1,080,000 $ 180,000 $ 129,000
Clayton, Georgia 6 $ 1,080,000 $ 180,000 $ 79,000
Douglas, Georgia 6 $ 1,530,000 $ 255,000 $ 55,000
Hawaii, Hawaii 6 $ 2,190,000 $ 365,000 $ 188,000
Boone, Illinois 6 $ 950,000 $ 158,333 $ 106,000
Clark, Indiana 6 $ 900,000 $ 150,000 $ 138,000
Lake, Indiana 6 $ 760,000 $ 126,666 $ 63,000
Jefferson, Louisiana 6 $ 1,170,000 $ 195,000 $ 157,000
Hampden, Massachusetts 6 $ 1,700,000 $ 283,333 $ 167,000
Cass, Minnesota 6 $ 1,470,000 $ 245,000 $ 146,000
Rice, Minnesota 6 $ 1,210,000 $ 201,666 $ 95,000
Madison, Mississippi 6 $ 1,790,000 $ 298,333 $ 142,000
Christian, Missouri 6 $ 1,190,000 $ 198,333 $ 124,000
Greene, Missouri 6 $ 950,000 $ 158,333 $ 108,000
Queens, New York 6 $ 2,130,000 $ 355,000 $ 140,000
Brunswick, North Carolina 6 $ 1,670,000 $ 278,333 $ 176,000
Cass, North Dakota 6 $ 1,870,000 $ 311,666 $ 156,000
Butler, Ohio 6 $ 900,000 $ 150,000 $ 95,000
Monroe, Pennsylvania 6 $ 650,000 $ 108,333 $ 55,000
Arroyo, Puerto Rico 6 $ 810,000 $ 135,000 $ 89,000
Ponce, Puerto Rico 6 $ 700,000 $ 116,666 $ 62,000
Kent, Rhode Island 6 $ 1,630,000 $ 271,666 $ 170,000
Berkeley, South Carolina 6 $ 1,360,000 $ 226,666 $ 145,000
Blount, Tennessee 6 $ 790,000 $ 131,666 $ 72,000
Kaufman, Texas 6 $ 1,420,000 $ 236,666 $ 57,000
Lee, Alabama 5 $ 915,000 $ 183,000 $ 214,000
Solano, California 5 $ 1,175,000 $ 235,000 $ 175,000
Tulare, California 5 $ 875,000 $ 175,000 $ 183,000
Litchfield, Connecticut 5 $ 575,000 $ 115,000 $ 63,000
Alachua, Florida 5 $ 1,095,000 $ 219,000 $ 123,000
Escambia, Florida 5 $ 775,000 $ 155,000 $ 63,000
Hernando, Florida 5 $ 1,035,000 $ 207,000 $ 107,000
Lake, Florida 5 $ 985,000 $ 197,000 $ 128,000
Chatham, Georgia 5 $ 1,255,000 $ 251,000 $ 84,000
Ada, Idaho 5 $ 1,405,000 $ 281,000 $ 190,000
Allen, Indiana 5 $ 865,000 $ 173,000 $ 91,000
Boone, Indiana 5 $ 1,555,000 $ 311,000 $ 157,000
Howard, Indiana 5 $ 585,000 $ 117,000 $ 100,000
Lawrence, Indiana 5 $ 745,000 $ 149,000 $ 75,000
Madison, Indiana 5 $ 625,000 $ 125,000 $ 101,000
Tippecanoe, Indiana 5 $ 595,000 $ 119,000 $ 197,000
Scott, Iowa 5 $ 805,000 $ 161,000 $ 53,000
Wyandotte, Kansas 5 $ 1,125,000 $ 225,000 $ 135,000
Suffolk, Massachusetts 5 $ 5,075,000 $ 1,015,000 $ 267,000
Kalamazoo, Michigan 5 $ 535,000 $ 107,000 $ 176,000
Macomb, Michigan 5 $ 775,000 $ 155,000 $ 50,000
Aitkin, Minnesota 5 $ 535,000 $ 107,000 $ 77,000
Carlton, Minnesota 5 $ 1,105,000 $ 221,000 $ 113,000
Douglas, Nebraska 5 $ 1,145,000 $ 229,000 $ 100,000
Washoe, Nevada 5 $ 2,615,000 $ 523,000 $ 154,000
Ocean, New Jersey 5 $ 405,000 $ 81,000 $ 95,000
Kings, New York 5 $ 2,615,000 $ 523,000 $ 155,000
Monroe, New York 5 $ 645,000 $ 129,000 $ 87,000
Saratoga, New York 5 $ 715,000 $ 143,000 $ 88,000
Cabarrus, North Carolina 5 $ 805,000 $ 161,000 $ 129,000
Carteret, North Carolina 5 $ 625,000 $ 125,000 $ 130,000
Haywood, North Carolina 5 $ 1,005,000 $ 201,000 $ 78,000
Orange, North Carolina 5 $ 2,275,000 $ 455,000 $ 220,000
Randolph, North Carolina 5 $ 1,035,000 $ 207,000 $ 62,000
Warren, Ohio 5 $ 1,695,000 $ 339,000 $ 294,000
Cleveland, Oklahoma 5 $ 775,000 $ 155,000 $ 150,000
Oklahoma, Oklahoma 5 $ 475,000 $ 95,000 $ 145,000
Jayuya, Puerto Rico 5 $ 435,000 $ 87,000 $ 38,000
Mayaguez, Puerto Rico 5 $ 555,000 $ 111,000 $ 80,000
Anderson, Tennessee 5 $ 445,000 $ 89,000 $ 69,000
Sevier, Tennessee 5 $ 2,085,000 $ 417,000 $ 126,000
Washington, Tennessee 5 $ 1,045,000 $ 209,000 $ 119,000
Galveston, Texas 5 $ 1,045,000 $ 209,000 $ 114,000
Guadalupe, Texas 5 $ 1,185,000 $ 237,000 $ 95,000
Hays, Texas 5 $ 1,305,000 $ 261,000 $ 178,000
Summit, Utah 5 $ 2,245,000 $ 449,000 $ 187,000
Chesterfield, Virginia 5 $ 1,045,000 $ 209,000 $ 73,000
Culpeper, Virginia 5 $ 625,000 $ 125,000 $ 74,000
Dodge, Wisconsin 5 $ 1,455,000 $ 291,000 $ 188,000
Polk, Wisconsin 5 $ 1,325,000 $ 265,000 $ 259,000
Yavapai, Arizona 4 $ 1,300,000 $ 325,000 $ 152,000
Garland, Arkansas 4 $ 710,000 $ 177,500 $ 149,000
Izard, Arkansas 4 $ 380,000 $ 95,000 $ 61,000
Placer, California 4 $ 900,000 $ 225,000 $ 105,000
San Luis Obispo, California 4 $ 1,530,000 $ 382,500 $ 330,000
Stanislaus, California 4 $ 1,630,000 $ 407,500 $ 192,000
Larimer, Colorado 4 $ 1,050,000 $ 262,500 $ 124,000
Tolland, Connecticut 4 $ 1,090,000 $ 272,500 $ 133,000
Windham, Connecticut 4 $ 760,000 $ 190,000 $ 164,000
Sussex, Delaware 4 $ 1,020,000 $ 255,000 $ 119,000
Bay, Florida 4 $ 1,050,000 $ 262,500 $ 131,000
Monroe, Florida 4 $ 920,000 $ 230,000 $ 278,000
Sumter, Florida 4 $ 1,690,000 $ 422,500 $ 179,000
Butts, Georgia 4 $ 710,000 $ 177,500 $ 131,000
Coweta, Georgia 4 $ 680,000 $ 170,000 $ 82,000
Jones, Georgia 4 $ 630,000 $ 157,500 $ 53,000
Putnam, Georgia 4 $ 1,510,000 $ 377,500 $ 190,000
Champaign, Illinois 4 $ 4,780,000 $ 1,195,000 $ 126,000
DeKalb, Illinois 4 $ 380,000 $ 95,000 $ 53,000
Madison, Illinois 4 $ 470,000 $ 117,500 $ 99,000
Johnson, Indiana 4 $ 800,000 $ 200,000 $ 129,000
Porter, Indiana 4 $ 1,210,000 $ 302,500 $ 164,000
St. Joseph, Indiana 4 $ 670,000 $ 167,500 $ 174,000
Vigo, Indiana 4 $ 410,000 $ 102,500 $ 113,000
Johnson, Iowa 4 $ 830,000 $ 207,500 $ 97,000
Jefferson, Kentucky 4 $ 1,110,000 $ 277,500 $ 123,000
York, Maine 4 $ 1,820,000 $ 455,000 $ 256,000
Carroll, Maryland 4 $ 1,050,000 $ 262,500 $ 100,000
Bristol, Massachusetts 4 $ 1,210,000 $ 302,500 $ 149,000
Itasca, Minnesota 4 $ 1,080,000 $ 270,000 $ 89,000
Morrison, Minnesota 4 $ 900,000 $ 225,000 $ 167,000
Olmsted, Minnesota 4 $ 1,030,000 $ 257,500 $ 119,000
Hinds, Mississippi 4 $ 620,000 $ 155,000 $ 147,000
Rankin, Mississippi 4 $ 310,000 $ 77,500 $ 81,000
Washington, Mississippi 4 $ 460,000 $ 115,000 $ 69,000
Atlantic, New Jersey 4 $ 750,000 $ 187,500 $ 125,000
Mercer, New Jersey 4 $ 1,540,000 $ 385,000 $ 158,000
Union, New Jersey 4 $ 2,300,000 $ 575,000 $ 173,000
Sandoval, New Mexico 4 $ 1,130,000 $ 282,500 $ 105,000
Orange, New York 4 $ 1,220,000 $ 305,000 $ 105,000
Orleans, New York 4 $ 270,000 $ 67,500 $ 57,000
New Hanover, North Carolina 4 $ 950,000 $ 237,500 $ 153,000
Knox, Ohio 4 $ 570,000 $ 142,500 $ 166,000
Lake, Ohio 4 $ 710,000 $ 177,500 $ 73,000
Richland, Ohio 4 $ 560,000 $ 140,000 $ 72,000
York, Pennsylvania 4 $ 810,000 $ 202,500 $ 150,000
Bayamon, Puerto Rico 4 $ 510,000 $ 127,500 $ 75,000
Carolina, Puerto Rico 4 $ 460,000 $ 115,000 $ 155,000
Guaynabo, Puerto Rico 4 $ 760,000 $ 190,000 $ 81,000
Gurabo, Puerto Rico 4 $ 870,000 $ 217,500 $ 143,000
Beaufort, South Carolina 4 $ 650,000 $ 162,500 $ 59,000
Lancaster, South Carolina 4 $ 990,000 $ 247,500 $ 105,000
Hamilton, Tennessee 4 $ 720,000 $ 180,000 $ 79,000
Maury, Tennessee 4 $ 630,000 $ 157,500 $ 89,000
Montgomery, Tennessee 4 $ 710,000 $ 177,500 $ 96,000
Robertson, Tennessee 4 $ 1,370,000 $ 342,500 $ 99,000
Cherokee, Texas 4 $ 240,000 $ 60,000 $ 54,000
Ellis, Texas 4 $ 890,000 $ 222,500 $ 89,000
Hunt, Texas 4 $ 660,000 $ 165,000 $ 91,000
Tooele, Utah 4 $ 1,370,000 $ 342,500 $ 99,000
Fauquier, Virginia 4 $ 1,040,000 $ 260,000 $ 93,000
Loudoun, Virginia 4 $ 1,890,000 $ 472,500 $ 169,000
Spokane, Washington 4 $ 960,000 $ 240,000 $ 201,000
Berkeley, West Virginia 4 $ 660,000 $ 165,000 $ 51,000
Calumet, Wisconsin 4 $ 740,000 $ 185,000 $ 110,000
Eau Claire, Wisconsin 4 $ 770,000 $ 192,500 $ 78,000
Fond du Lac, Wisconsin 4 $ 950,000 $ 237,500 $ 147,000
Marathon, Wisconsin 4 $ 760,000 $ 190,000 $ 83,000
Price, Wisconsin 4 $ 410,000 $ 102,500 $ 238,000
Yuma, Arizona 3 $ 805,000 $ 268,333 $ 59,000
Marin, California 3 $ 2,175,000 $ 725,000 $ 216,000
Santa Barbara, California 3 $ 465,000 $ 155,000 $ 129,000
Santa Cruz, California 3 $ 1,695,000 $ 565,000 $ 168,000
Eagle, Colorado 3 $ 1,125,000 $ 375,000 $ 160,000
Charlotte, Florida 3 $ 655,000 $ 218,333 $ 259,000
Clay, Florida 3 $ 665,000 $ 221,666 $ 79,000
Flagler, Florida 3 $ 365,000 $ 121,666 $ 134,000
Barrow, Georgia 3 $ 515,000 $ 171,666 $ 61,000
Dougherty, Georgia 3 $ 305,000 $ 101,666 $ 24,000
Fayette, Georgia 3 $ 1,055,000 $ 351,666 $ 150,000
Glynn, Georgia 3 $ 555,000 $ 185,000 $ 53,000
Heard, Georgia 3 $ 465,000 $ 155,000 $ 55,000
Lowndes, Georgia 3 $ 775,000 $ 258,333 $ 105,000
Morgan, Georgia 3 $ 105,000 $ 35,000 $ 103,000
Muscogee, Georgia 3 $ 295,000 $ 98,333 $ 74,000
Tift, Georgia 3 $ 315,000 $ 105,000 $ 64,000
Kankakee, Illinois 3 $ 305,000 $ 101,666 $ 109,000
Clay, Indiana 3 $ 295,000 $ 98,333 $ 83,000
Hancock, Indiana 3 $ 485,000 $ 161,666 $ 112,000
LaPorte, Indiana 3 $ 1,585,000 $ 528,333 $ 289,000
Miami, Indiana 3 $ 215,000 $ 71,666 $ 77,000
Wayne, Indiana 3 $ 265,000 $ 88,333 $ 63,000
White, Indiana 3 $ 325,000 $ 108,333 $ 227,000
Sedgwick, Kansas 3 $ 585,000 $ 195,000 $ 62,000
Boone, Kentucky 3 $ 835,000 $ 278,333 $ 187,000
Mercer, Kentucky 3 $ 745,000 $ 248,333 $ 120,000
Ascension, Louisiana 3 $ 405,000 $ 135,000 $ 108,000
East Baton Rouge, Louisiana 3 $ 565,000 $ 188,333 $ 31,000
Tangipahoa, Louisiana 3 $ 355,000 $ 118,333 $ 72,000
Cecil, Maryland 3 $ 305,000 $ 101,666 $ 77,000
Berrien, Michigan 3 $ 665,000 $ 221,666 $ 125,000
Clinton, Michigan 3 $ 505,000 $ 168,333 $ 173,000
Grand Traverse, Michigan 3 $ 1,245,000 $ 415,000 $ 169,000
Ingham, Michigan 3 $ 385,000 $ 128,333 $ 59,000
Kent, Michigan 3 $ 855,000 $ 285,000 $ 153,000
Livingston, Michigan 3 $ 1,225,000 $ 408,333 $ 142,000
Menominee, Michigan 3 $ 445,000 $ 148,333 $ 94,000
Van Buren, Michigan 3 $ 575,000 $ 191,666 $ 240,000
Washtenaw, Michigan 3 $ 845,000 $ 281,666 $ 157,000
Kandiyohi, Minnesota 3 $ 1,325,000 $ 441,666 $ 231,000
McLeod, Minnesota 3 $ 655,000 $ 218,333 $ 109,000
Mille Lacs, Minnesota 3 $ 205,000 $ 68,333 $ 193,000
Pope, Minnesota 3 $ 575,000 $ 191,666 $ 81,000
Todd, Minnesota 3 $ 435,000 $ 145,000 $ 117,000
Waseca, Minnesota 3 $ 395,000 $ 131,666 $ 98,000
Clay, Missouri 3 $ 545,000 $ 181,666 $ 66,000
Franklin, Missouri 3 $ 245,000 $ 81,666 $ 50,000
Johnson, Missouri 3 $ 345,000 $ 115,000 $ 91,000
Phelps, Missouri 3 $ 225,000 $ 75,000 $ 210,000
Sarpy, Nebraska 3 $ 915,000 $ 305,000 $ 184,000
Nye, Nevada 3 $ 455,000 $ 151,666 $ 32,000
Hunterdon, New Jersey 3 $ 1,135,000 $ 378,333 $ 226,000
Dona Ana, New Mexico 3 $ 605,000 $ 201,666 $ 122,000
Santa Fe, New Mexico 3 $ 1,335,000 $ 445,000 $ 249,000
Delaware, New York 3 $ 1,035,000 $ 345,000 $ 101,000
Dutchess, New York 3 $ 625,000 $ 208,333 $ 160,000
Onondaga, New York 3 $ 395,000 $ 131,666 $ 73,000
Rockland, New York 3 $ 1,175,000 $ 391,666 $ 247,000
Alamance, North Carolina 3 $ 415,000 $ 138,333 $ 79,000
Chatham, North Carolina 3 $ 485,000 $ 161,666 $ 112,000
Franklin, North Carolina 3 $ 555,000 $ 185,000 $ 126,000
Hoke, North Carolina 3 $ 605,000 $ 201,666 $ 91,000
Iredell, North Carolina 3 $ 965,000 $ 321,666 $ 91,000
Moore, North Carolina 3 $ 805,000 $ 268,333 $ 571,000
Transylvania, North Carolina 3 $ 615,000 $ 205,000 $ 83,000
Wilkes, North Carolina 3 $ 245,000 $ 81,666 $ 39,000
Miami, Ohio 3 $ 905,000 $ 301,666 $ 119,000
Muskingum, Ohio 3 $ 245,000 $ 81,666 $ 107,000
Rogers, Oklahoma 3 $ 275,000 $ 91,666 $ 94,000
Deschutes, Oregon 3 $ 965,000 $ 321,666 $ 103,000
Armstrong, Pennsylvania 3 $ 365,000 $ 121,666 $ 67,000
Berks, Pennsylvania 3 $ 365,000 $ 121,666 $ 179,000
Cumberland, Pennsylvania 3 $ 645,000 $ 215,000 $ 101,000
Lancaster, Pennsylvania 3 $ 765,000 $ 255,000 $ 158,000
Northampton, Pennsylvania 3 $ 455,000 $ 151,666 $ 155,000
Washington, Pennsylvania 3 $ 775,000 $ 258,333 $ 143,000
Aibonito, Puerto Rico 3 $ 265,000 $ 88,333 $ 94,000
Caguas, Puerto Rico 3 $ 695,000 $ 231,666 $ 123,000
Coamo, Puerto Rico 3 $ 305,000 $ 101,666 $ 53,000
Guayama, Puerto Rico 3 $ 195,000 $ 65,000 $ 31,000
Moca, Puerto Rico 3 $ 385,000 $ 128,333 $ 99,000
San German, Puerto Rico 3 $ 595,000 $ 198,333 $ 118,000
San Sebastian, Puerto Rico 3 $ 665,000 $ 221,666 $ 65,000
Washington, Rhode Island 3 $ 1,175,000 $ 391,666 $ 113,000
Florence, South Carolina 3 $ 595,000 $ 198,333 $ 96,000
Georgetown, South Carolina 3 $ 895,000 $ 298,333 $ 119,000
Spartanburg, South Carolina 3 $ 625,000 $ 208,333 $ 72,000
Minnehaha, South Dakota 3 $ 815,000 $ 271,666 $ 81,000
Sullivan, Tennessee 3 $ 235,000 $ 78,333 $ 39,000
Bastrop, Texas 3 $ 855,000 $ 285,000 $ 95,000
Brazoria, Texas 3 $ 785,000 $ 261,666 $ 128,000
Brazos, Texas 3 $ 1,015,000 $ 338,333 $ 110,000
Rockwall, Texas 3 $ 965,000 $ 321,666 $ 97,000
Smith, Texas 3 $ 545,000 $ 181,666 $ 62,000
Taylor, Texas 3 $ 635,000 $ 211,666 $ 87,000
Waller, Texas 3 $ 1,075,000 $ 358,333 $ 195,000
Davis, Utah 3 $ 725,000 $ 241,666 $ 95,000
Chittenden, Vermont 3 $ 615,000 $ 205,000 $ 154,000
Alexandria, Virginia 3 $ 1,095,000 $ 365,000 $ 161,000
Chesapeake, Virginia 3 $ 375,000 $ 125,000 $ 114,000
Fredericksburg, Virginia 3 $ 765,000 $ 255,000 $ 163,000
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Mortgage Loan Application Detail Totals for Baxter Credit Union in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,791 $1,217,915,000 $321,000 $6,885,000 $124,000 $1,788,000
Refinancing 3,577 $910,505,000 $254,000 $2,555,000 $144,000 $1,555,000
Cash-out Refinancing 2,700 $703,920,000 $260,000 $5,005,000 $141,000 $1,400,000
Home Improvement 1,119 $109,405,000 $97,000 $1,005,000 $153,000 $778,000
Other Purpose 836 $131,330,000 $157,000 $5,605,000 $159,000 $2,672,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,118 $1,495,280,000 $244,000 $3,725,000 $145,000 $1,555,000
Not Provided 2,806 $726,560,000 $258,000 $5,605,000 $141,000 $2,672,000
Hispanic 1,225 $285,465,000 $233,000 $2,645,000 $112,000 $1,292,000
Black or African American 941 $227,105,000 $241,000 $4,005,000 $112,000 $1,788,000
Asian 779 $257,865,000 $331,000 $1,845,000 $161,000 $709,000
American Indian or Alaskan Native 52 $14,320,000 $275,000 $1,385,000 $144,000 $530,000
Not applicable 28 $47,650,000 $1,701,000 $6,885,000 $0 $0
Native Hawaiian or Other Pacific Islander 11 $2,095,000 $190,000 $545,000 $130,000 $320,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,023 $3,073,075,000 $255,000 $6,885,000 $139,000 $2,672,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,935 $1,854,295,000 $267,000 $6,885,000 $155,000 $2,672,000
Application Approved But Not Accepted 2,022 $596,150,000 $294,000 $3,305,000 $149,000 $1,400,000
Preapproval Denied by Financial Institution 1,391 $324,915,000 $233,000 $2,005,000 $71,000 $598,000
Application Withdrawn By Applicant 827 $140,605,000 $170,000 $2,505,000 $145,000 $912,000
Application Denied By Financial Institution 741 $134,705,000 $181,000 $2,305,000 $87,000 $449,000
File Closed For Incompleteness 107 $22,405,000 $209,000 $1,505,000 $116,000 $503,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,891 $2,613,455,000 $264,000 $6,885,000 $153,000 $2,672,000
Credit History 1,006 $196,860,000 $195,000 $1,125,000 $84,000 $598,000
Debt-To-Income Ratio 883 $214,295,000 $242,000 $2,305,000 $66,000 $449,000
Insufficient Cash (Downpayment, Closing Cost) 106 $21,830,000 $205,000 $1,355,000 $69,000 $243,000
Collateral 53 $9,335,000 $176,000 $675,000 $115,000 $250,000
Other 38 $6,710,000 $176,000 $535,000 $92,000 $304,000
Unverifiable Information 19 $4,505,000 $237,000 $585,000 $82,000 $174,000
Employment History 19 $4,365,000 $229,000 $495,000 $78,000 $282,000
Credit Application Incomplete 8 $1,720,000 $215,000 $365,000 $88,000 $178,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Baxter Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Baxter Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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