Bayfirst National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Bayfirst National Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bayfirst National Bank 9190 Seminole Blvd Saint Petersburg, FL 33772 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 |
| Total Number of Mortgage Applications | 4,362 |
| Total Mortgage Loan Application Amount | $1,471,580,000 |
| Average Mortgage Loan Application Amount | $242,800 |
| Highest Mortgage Loan Application Amount | $5,705,000 |
| Average Applicant Income | $136,600 |
| Highest Applicant Income | $7,560,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Bayfirst National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bayfirst National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Bayfirst National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bayfirst National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Bayfirst National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bayfirst National Bank's mortgage activity for 2022.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 340 | $ 100,180,000 | $ 294,000 | $ 154,000 |
| NA (OUTSIDE OF MSA/MD) | 248 | $ 63,260,000 | $ 244,116 | $ 95,139 |
| DOVER, DE | 234 | $ 72,070,000 | $ 307,000 | $ 100,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 232 | $ 82,470,000 | $ 355,000 | $ 129,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 222 | $ 72,500,000 | $ 326,000 | $ 154,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 192 | $ 93,140,000 | $ 463,000 | $ 143,000 |
| SALISBURY, MD-DE | 185 | $ 57,705,000 | $ 293,500 | $ 131,500 |
| TACOMA-LAKEWOOD, WA | 174 | $ 79,600,000 | $ 457,000 | $ 131,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 161 | $ 47,015,000 | $ 292,000 | $ 106,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 152 | $ 73,260,000 | $ 481,000 | $ 219,000 |
| NEW YORK-NEWARK, NY | 144 | $ 50,960,000 | $ 304,500 | $ 153,500 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 124 | $ 49,540,000 | $ 399,000 | $ 162,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 79 | $ 33,645,000 | $ 430,000 | $ 153,750 |
| WILMINGTON, DE-MD-NJ | 71 | $ 21,725,000 | $ 291,500 | $ 95,500 |
| NEWARK, NJ-PA | 62 | $ 21,260,000 | $ 257,500 | $ 141,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 55 | $ 15,835,000 | $ 287,000 | $ 120,000 |
| NEW HAVEN-MILFORD, CT | 50 | $ 13,410,000 | $ 268,000 | $ 128,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 46 | $ 20,470,000 | $ 445,000 | $ 132,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 43 | $ 11,265,000 | $ 261,000 | $ 95,000 |
| CAMDEN, NJ | 40 | $ 11,050,000 | $ 276,000 | $ 90,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 39 | $ 17,675,000 | $ 453,000 | $ 135,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 39 | $ 16,915,000 | $ 433,000 | $ 129,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 39 | $ 19,235,000 | $ 493,000 | $ 215,000 |
| BOISE CITY, ID | 36 | $ 12,870,000 | $ 357,000 | $ 107,000 |
| CAPE CORAL-FORT MYERS, FL | 35 | $ 13,525,000 | $ 386,000 | $ 176,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 35 | $ 8,035,000 | $ 229,000 | $ 67,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 34 | $ 13,520,000 | $ 397,000 | $ 135,000 |
| DALLAS-PLANO-IRVING, TX | 32 | $ 12,080,000 | $ 377,000 | $ 124,000 |
| RALEIGH, NC | 32 | $ 10,720,000 | $ 335,000 | $ 100,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 31 | $ 9,155,000 | $ 295,000 | $ 121,000 |
| OLYMPIA-TUMWATER, WA | 30 | $ 11,800,000 | $ 393,000 | $ 108,000 |
| KANSAS CITY, MO-KS | 29 | $ 7,005,000 | $ 243,000 | $ 110,000 |
| PROVIDENCE-WARWICK, RI-MA | 29 | $ 7,845,000 | $ 297,500 | $ 105,000 |
| BOSTON, MA | 25 | $ 13,685,000 | $ 547,000 | $ 152,000 |
| CHICAGO-NAPERVILLE, IL | 24 | $ 6,080,000 | $ 253,000 | $ 119,000 |
| JACKSONVILLE, FL | 23 | $ 7,905,000 | $ 343,000 | $ 143,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 20 | $ 7,490,000 | $ 374,000 | $ 147,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 20 | $ 5,990,000 | $ 299,000 | $ 101,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 19 | $ 6,205,000 | $ 326,000 | $ 153,000 |
| DENVER-AURORA-LAKEWOOD, CO | 18 | $ 8,390,000 | $ 466,000 | $ 149,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 15 | $ 4,845,000 | $ 393,500 | $ 107,500 |
| LAKELAND-WINTER HAVEN, FL | 15 | $ 4,335,000 | $ 289,000 | $ 150,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 14 | $ 2,860,000 | $ 187,500 | $ 89,000 |
| COLUMBUS, OH | 14 | $ 3,530,000 | $ 252,000 | $ 97,000 |
| PHILADELPHIA, PA | 14 | $ 3,850,000 | $ 275,000 | $ 138,000 |
| WILMINGTON, NC | 14 | $ 7,500,000 | $ 535,000 | $ 613,000 |
| YORK-HANOVER, PA | 14 | $ 3,260,000 | $ 232,000 | $ 86,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 13 | $ 5,275,000 | $ 405,000 | $ 108,000 |
| FORT WORTH-ARLINGTON, TX | 13 | $ 3,705,000 | $ 285,000 | $ 111,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 13 | $ 3,265,000 | $ 249,500 | $ 92,500 |
| PORT ST. LUCIE, FL | 13 | $ 3,875,000 | $ 298,000 | $ 89,000 |
| ST. LOUIS, MO-IL | 13 | $ 2,835,000 | $ 216,500 | $ 113,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 12 | $ 5,060,000 | $ 421,000 | $ 129,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 12 | $ 3,060,000 | $ 300,000 | $ 142,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 11 | $ 2,875,000 | $ 261,000 | $ 106,000 |
| MANCHESTER-NASHUA, NH | 11 | $ 3,185,000 | $ 289,000 | $ 106,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 11 | $ 3,475,000 | $ 315,000 | $ 96,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 11 | $ 3,285,000 | $ 294,000 | $ 190,500 |
| PENSACOLA-FERRY PASS-BRENT, FL | 11 | $ 3,375,000 | $ 306,000 | $ 114,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 11 | $ 2,815,000 | $ 255,000 | $ 100,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 10 | $ 2,230,000 | $ 223,000 | $ 128,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 10 | $ 4,010,000 | $ 408,500 | $ 144,500 |
| AUSTIN-ROUND ROCK, TX | 9 | $ 4,145,000 | $ 460,000 | $ 171,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 9 | $ 1,925,000 | $ 213,000 | $ 82,000 |
| HARRISBURG-CARLISLE, PA | 9 | $ 1,905,000 | $ 211,000 | $ 153,000 |
| LEBANON, PA | 9 | $ 1,095,000 | $ 121,000 | $ 56,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 9 | $ 4,685,000 | $ 520,000 | $ 153,000 |
| NEW ORLEANS-METAIRIE, LA | 9 | $ 2,585,000 | $ 287,000 | $ 136,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 9 | $ 3,845,000 | $ 427,000 | $ 129,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 9 | $ 2,725,000 | $ 302,000 | $ 116,000 |
| SPOKANE-SPOKANE VALLEY, WA | 9 | $ 1,995,000 | $ 221,000 | $ 80,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 9 | $ 2,135,000 | $ 237,000 | $ 90,000 |
| EAST STROUDSBURG, PA | 8 | $ 1,820,000 | $ 227,000 | $ 75,000 |
| GAINESVILLE, GA | 8 | $ 2,880,000 | $ 360,000 | $ 91,000 |
| HOMOSASSA SPRINGS, FL | 8 | $ 1,680,000 | $ 210,000 | $ 60,000 |
| MEMPHIS, TN-MS-AR | 8 | $ 1,870,000 | $ 229,000 | $ 84,500 |
| NORWICH-NEW LONDON, CT | 8 | $ 2,680,000 | $ 335,000 | $ 97,000 |
| OCALA, FL | 8 | $ 1,810,000 | $ 226,000 | $ 91,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 8 | $ 2,800,000 | $ 350,000 | $ 95,000 |
| RICHMOND, VA | 8 | $ 1,920,000 | $ 240,000 | $ 61,000 |
| CINCINNATI, OH-KY-IN | 7 | $ 1,205,000 | $ 174,666 | $ 58,333 |
| COEUR D'ALENE, ID | 7 | $ 1,685,000 | $ 240,000 | $ 101,000 |
| COLUMBUS, GA-AL | 7 | $ 945,000 | $ 135,000 | $ 56,000 |
| DURHAM-CHAPEL HILL, NC | 7 | $ 1,765,000 | $ 252,000 | $ 125,000 |
| LANCASTER, PA | 7 | $ 2,115,000 | $ 302,000 | $ 97,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 7 | $ 1,215,000 | $ 170,500 | $ 88,000 |
| OGDEN-CLEARFIELD, UT | 7 | $ 2,205,000 | $ 315,000 | $ 91,000 |
| PORTLAND-SOUTH PORTLAND, ME | 7 | $ 2,325,000 | $ 332,000 | $ 172,000 |
| TUCSON, AZ | 7 | $ 1,215,000 | $ 173,000 | $ 89,000 |
| WORCESTER, MA-CT | 7 | $ 1,965,000 | $ 245,000 | $ 68,500 |
| YAKIMA, WA | 7 | $ 1,765,000 | $ 252,000 | $ 68,000 |
| CLEVELAND-ELYRIA, OH | 6 | $ 1,170,000 | $ 195,000 | $ 132,000 |
| DES MOINES-WEST DES MOINES, IA | 6 | $ 1,230,000 | $ 205,000 | $ 82,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 6 | $ 3,670,000 | $ 611,000 | $ 180,000 |
| PITTSBURGH, PA | 6 | $ 1,330,000 | $ 221,000 | $ 95,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 6 | $ 1,770,000 | $ 295,000 | $ 98,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 6 | $ 2,210,000 | $ 368,000 | $ 207,000 |
| SALT LAKE CITY, UT | 6 | $ 2,990,000 | $ 498,000 | $ 102,000 |
| TRENTON, NJ | 6 | $ 1,910,000 | $ 318,000 | $ 115,000 |
| ALBUQUERQUE, NM | 5 | $ 1,135,000 | $ 227,000 | $ 89,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 5 | $ 1,205,000 | $ 220,000 | $ 103,500 |
| GAINESVILLE, FL | 5 | $ 1,345,000 | $ 269,000 | $ 88,000 |
| KILLEEN-TEMPLE, TX | 5 | $ 1,145,000 | $ 229,000 | $ 90,000 |
| SAN DIEGO-CARLSBAD, CA | 5 | $ 4,365,000 | $ 873,000 | $ 1,587,000 |
| VALLEJO-FAIRFIELD, CA | 5 | $ 2,135,000 | $ 427,000 | $ 86,000 |
| WICHITA, KS | 5 | $ 1,205,000 | $ 241,000 | $ 273,000 |
| BIRMINGHAM-HOOVER, AL | 4 | $ 570,000 | $ 142,000 | $ 138,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 4 | $ 1,590,000 | $ 397,000 | $ 83,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 4 | $ 2,520,000 | $ 630,000 | $ 187,000 |
| CHATTANOOGA, TN-GA | 4 | $ 1,040,000 | $ 260,000 | $ 83,500 |
| CLARKSVILLE, TN-KY | 4 | $ 940,000 | $ 235,000 | $ 85,000 |
| COLORADO SPRINGS, CO | 4 | $ 1,190,000 | $ 297,000 | $ 99,000 |
| DOTHAN, AL | 4 | $ 1,180,000 | $ 295,000 | $ 56,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 4 | $ 1,340,000 | $ 335,000 | $ 95,000 |
| HUNTSVILLE, AL | 4 | $ 860,000 | $ 215,000 | $ 149,000 |
| JOPLIN, MO | 4 | $ 540,000 | $ 135,000 | $ 29,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 4 | $ 1,130,000 | $ 282,000 | $ 105,000 |
| LEXINGTON-FAYETTE, KY | 4 | $ 820,000 | $ 205,000 | $ 74,000 |
| MACON-BIBB COUNTY, GA | 4 | $ 580,000 | $ 145,000 | $ 104,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 4 | $ 720,000 | $ 180,000 | $ 57,000 |
| OCEAN CITY, NJ | 4 | $ 1,310,000 | $ 327,000 | $ 113,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 4 | $ 1,020,000 | $ 221,500 | $ 91,500 |
| PUNTA GORDA, FL | 4 | $ 540,000 | $ 135,000 | $ 80,000 |
| SYRACUSE, NY | 4 | $ 690,000 | $ 172,000 | $ 120,000 |
| WARNER ROBINS, GA | 4 | $ 860,000 | $ 215,000 | $ 85,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 4 | $ 410,000 | $ 102,000 | $ 62,000 |
| ALBANY-SCHENECTADY-TROY, NY | 3 | $ 515,000 | $ 171,000 | $ 95,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 3 | $ 655,000 | $ 218,000 | $ 100,000 |
| BANGOR, ME | 3 | $ 485,000 | $ 161,000 | $ 47,000 |
| BARNSTABLE TOWN, MA | 3 | $ 2,285,000 | $ 761,000 | $ 357,000 |
| BEAUMONT-PORT ARTHUR, TX | 3 | $ 465,000 | $ 155,000 | $ 90,000 |
| BILLINGS, MT | 3 | $ 1,075,000 | $ 358,000 | $ 117,000 |
| BREMERTON-SILVERDALE, WA | 3 | $ 855,000 | $ 285,000 | $ 151,000 |
| COLLEGE STATION-BRYAN, TX | 3 | $ 1,385,000 | $ 461,000 | $ 290,000 |
| COLUMBIA, SC | 3 | $ 335,000 | $ 111,000 | $ 69,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 3 | $ 835,000 | $ 278,000 | $ 155,000 |
| EAU CLAIRE, WI | 3 | $ 795,000 | $ 265,000 | $ 187,000 |
| GETTYSBURG, PA | 3 | $ 635,000 | $ 211,000 | $ 111,000 |
| GREELEY, CO | 3 | $ 1,055,000 | $ 351,000 | $ 72,000 |
| GREENSBORO-HIGH POINT, NC | 3 | $ 1,945,000 | $ 648,000 | $ 382,000 |
| IDAHO FALLS, ID | 3 | $ 1,245,000 | $ 415,000 | $ 92,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 3 | $ 685,000 | $ 228,000 | $ 43,000 |
| MCALLEN-EDINBURG-MISSION, TX | 3 | $ 995,000 | $ 331,000 | $ 123,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 3 | $ 1,105,000 | $ 368,000 | $ 81,000 |
| PANAMA CITY, FL | 3 | $ 885,000 | $ 295,000 | $ 59,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 3 | $ 935,000 | $ 311,000 | $ 75,000 |
| RENO, NV | 3 | $ 2,165,000 | $ 721,000 | $ 160,000 |
| SAVANNAH, GA | 3 | $ 1,015,000 | $ 338,000 | $ 121,000 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 705,000 | $ 235,000 | $ 101,000 |
| SEBRING, FL | 3 | $ 875,000 | $ 291,000 | $ 110,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 1,445,000 | $ 481,000 | $ 173,000 |
| SPARTANBURG, SC | 3 | $ 675,000 | $ 225,000 | $ 115,000 |
| TULSA, OK | 3 | $ 845,000 | $ 281,000 | $ 132,000 |
| VINELAND-BRIDGETON, NJ | 3 | $ 645,000 | $ 215,000 | $ 49,000 |
| WINSTON-SALEM, NC | 3 | $ 475,000 | $ 158,000 | $ 68,000 |
| ANCHORAGE, AK | 2 | $ 1,390,000 | $ 695,000 | $ 192,000 |
| BLOOMINGTON, IL | 2 | $ 630,000 | $ 315,000 | $ 88,000 |
| BURLINGTON, NC | 2 | $ 580,000 | $ 290,000 | $ 30,000 |
| CANTON-MASSILLON, OH | 2 | $ 490,000 | $ 245,000 | $ 78,000 |
| CEDAR RAPIDS, IA | 2 | $ 400,000 | $ 200,000 | $ 99,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 2 | $ 410,000 | $ 205,000 | $ 87,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 2 | $ 650,000 | $ 325,000 | $ 89,000 |
| DECATUR, AL | 2 | $ 430,000 | $ 215,000 | $ 128,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 2 | $ 310,000 | $ 155,000 | $ 58,000 |
| DULUTH, MN-WI | 2 | $ 440,000 | $ 220,000 | $ 77,000 |
| ELGIN, IL | 2 | $ 420,000 | $ 210,000 | $ 46,000 |
| ELMIRA, NY | 2 | $ 710,000 | $ 355,000 | $ 146,000 |
| FARMINGTON, NM | 2 | $ 510,000 | $ 255,000 | $ 88,000 |
| FAYETTEVILLE, NC | 2 | $ 260,000 | $ 130,000 | $ 66,000 |
| FLINT, MI | 2 | $ 510,000 | $ 255,000 | $ 88,000 |
| FRESNO, CA | 2 | $ 410,000 | $ 205,000 | $ 17,000 |
| GARY, IN | 2 | $ 320,000 | $ 160,000 | $ 20,000 |
| GLENS FALLS, NY | 2 | $ 770,000 | $ 385,000 | $ 282,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 2 | $ 300,000 | $ 150,000 | $ 88,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 560,000 | $ 280,000 | $ 104,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 800,000 | $ 400,000 | $ 148,000 |
| JACKSONVILLE, NC | 2 | $ 420,000 | $ 210,000 | $ 136,000 |
| JOHNSON CITY, TN | 2 | $ 350,000 | $ 175,000 | $ 104,000 |
| LAKE CHARLES, LA | 2 | $ 430,000 | $ 215,000 | $ 155,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 2 | $ 270,000 | $ 135,000 | $ 85,000 |
| LAWTON, OK | 2 | $ 280,000 | $ 140,000 | $ 65,000 |
| LINCOLN, NE | 2 | $ 240,000 | $ 120,000 | $ 101,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2 | $ 440,000 | $ 220,000 | $ 86,000 |
| LYNCHBURG, VA | 2 | $ 490,000 | $ 245,000 | $ 246,000 |
| MADISON, WI | 2 | $ 940,000 | $ 470,000 | $ 209,000 |
| MODESTO, CA | 2 | $ 590,000 | $ 295,000 | $ 94,000 |
| MONTGOMERY, AL | 2 | $ 340,000 | $ 170,000 | $ 70,000 |
| MORRISTOWN, TN | 2 | $ 330,000 | $ 165,000 | $ 182,000 |
| OKLAHOMA CITY, OK | 2 | $ 370,000 | $ 185,000 | $ 102,000 |
| RACINE, WI | 2 | $ 370,000 | $ 185,000 | $ 70,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 2 | $ 1,800,000 | $ 900,000 | $ 279,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 2 | $ 390,000 | $ 195,000 | $ 49,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 700,000 | $ 350,000 | $ 105,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 310,000 | $ 155,000 | $ 104,000 |
| SPRINGFIELD, MA | 2 | $ 560,000 | $ 280,000 | $ 74,000 |
| ST. CLOUD, MN | 2 | $ 370,000 | $ 185,000 | $ 54,000 |
| THE VILLAGES, FL | 2 | $ 530,000 | $ 265,000 | $ 74,000 |
| TUSCALOOSA, AL | 2 | $ 350,000 | $ 175,000 | $ 149,000 |
| TYLER, TX | 2 | $ 600,000 | $ 300,000 | $ 100,000 |
| URBAN HONOLULU, HI | 2 | $ 1,140,000 | $ 570,000 | $ 55,000 |
| VALDOSTA, GA | 2 | $ 540,000 | $ 270,000 | $ 62,000 |
| WILLIAMSPORT, PA | 2 | $ 230,000 | $ 115,000 | $ 49,000 |
| AKRON, OH | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| ALBANY, GA | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| ALEXANDRIA, LA | 1 | $ 175,000 | $ 175,000 | $ 158,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| ANN ARBOR, MI | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| AUBURN-OPELIKA, AL | 1 | $ 295,000 | $ 295,000 | $ 247,000 |
| BECKLEY, WV | 1 | $ 295,000 | $ 295,000 | $ 62,000 |
| BELLINGHAM, WA | 1 | $ 555,000 | $ 555,000 | $ 127,000 |
| BINGHAMTON, NY | 1 | $ 185,000 | $ 185,000 | $ 123,000 |
| BISMARCK, ND | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| BOULDER, CO | 1 | $ 405,000 | $ 405,000 | $ 69,000 |
| COLUMBIA, MO | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| COLUMBUS, IN | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| CORPUS CHRISTI, TX | 1 | $ 425,000 | $ 425,000 | $ 122,000 |
| DALTON, GA | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| EUGENE, OR | 1 | $ 365,000 | $ 365,000 | $ 66,000 |
| FARGO, ND-MN | 1 | $ 325,000 | $ 325,000 | $ 66,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| FORT COLLINS, CO | 1 | $ 295,000 | $ 295,000 | $ 39,000 |
| FORT SMITH, AR-OK | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| FORT WAYNE, IN | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| GRAND JUNCTION, CO | 1 | $ 265,000 | $ 265,000 | $ 53,000 |
| GRANTS PASS, OR | 1 | $ 595,000 | $ 595,000 | $ 214,000 |
| HANFORD-CORCORAN, CA | 1 | $ 315,000 | $ 315,000 | $ 218,000 |
| HOT SPRINGS, AR | 1 | $ 145,000 | $ 145,000 | $ 202,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 95,000 | $ 95,000 | $ 184,000 |
| JACKSON, MS | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| KINGSTON, NY | 1 | $ 295,000 | $ 295,000 | $ 102,000 |
| LANSING-EAST LANSING, MI | 1 | $ 105,000 | $ 105,000 | $ 271,000 |
| LAS CRUCES, NM | 1 | $ 195,000 | $ 195,000 | $ 102,000 |
| LAWRENCE, KS | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| LEWISTON-AUBURN, ME | 1 | $ 335,000 | $ 335,000 | $ 79,000 |
| LONGVIEW, WA | 1 | $ 385,000 | $ 385,000 | $ 158,000 |
| MANSFIELD, OH | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| MEDFORD, OR | 1 | $ 225,000 | $ 225,000 | $ 43,000 |
| MIDLAND, TX | 1 | $ 425,000 | $ 425,000 | $ 140,000 |
| MISSOULA, MT | 1 | $ 325,000 | $ 325,000 | $ 91,000 |
| MOBILE, AL | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| MONROE, LA | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| ODESSA, TX | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 515,000 | $ 515,000 | $ 153,000 |
| PEORIA, IL | 1 | $ 115,000 | $ 115,000 | $ 81,000 |
| PROVO-OREM, UT | 1 | $ 305,000 | $ 305,000 | $ 43,000 |
| PUEBLO, CO | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| RAPID CITY, SD | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| READING, PA | 1 | $ 425,000 | $ 425,000 | $ 165,000 |
| REDDING, CA | 1 | $ 315,000 | $ 315,000 | $ 69,000 |
| ROCHESTER, MN | 1 | $ 225,000 | $ 225,000 | $ 84,000 |
| ROCKY MOUNT, NC | 1 | $ 295,000 | $ 295,000 | $ 53,000 |
| SAN ANGELO, TX | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 305,000 | $ 305,000 | $ 282,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 455,000 | $ 455,000 | $ 475,000 |
| SIOUX FALLS, SD | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| ST. GEORGE, UT | 1 | $ 415,000 | $ 415,000 | $ 69,000 |
| STOCKTON-LODI, CA | 1 | $ 495,000 | $ 495,000 | $ 35,000 |
| SUMTER, SC | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| TALLAHASSEE, FL | 1 | $ 195,000 | $ 195,000 | $ 0 |
| TOLEDO, OH | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| TOPEKA, KS | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| UTICA-ROME, NY | 1 | $ 235,000 | $ 235,000 | $ 122,000 |
| VICTORIA, TX | 1 | $ 475,000 | $ 475,000 | $ 227,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 255,000 | $ 255,000 | $ 53,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| WHEELING, WV-OH | 1 | $ 685,000 | $ 685,000 | $ 197,000 |
Mortgage Loan Application Detail Totals for Bayfirst National Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,757 | $999,365,000 | $362,000 | $5,705,000 | $138,000 | $6,804,000 |
| Cash-out Refinancing | 1,121 | $336,035,000 | $299,000 | $2,675,000 | $110,000 | $2,693,000 |
| Refinancing | 414 | $127,330,000 | $307,000 | $2,805,000 | $150,000 | $7,560,000 |
| Home Improvement | 38 | $5,910,000 | $155,000 | $2,505,000 | $163,000 | $636,000 |
| Other Purpose | 32 | $2,940,000 | $91,000 | $275,000 | $122,000 | $342,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,509 | $850,485,000 | $338,000 | $5,705,000 | $140,000 | $7,560,000 |
| Not Provided | 597 | $204,745,000 | $342,000 | $2,805,000 | $131,000 | $1,056,000 |
| Black or African American | 568 | $183,960,000 | $323,000 | $1,355,000 | $109,000 | $1,302,000 |
| Hispanic | 466 | $142,090,000 | $304,000 | $2,175,000 | $107,000 | $3,600,000 |
| Asian | 185 | $77,735,000 | $420,000 | $4,075,000 | $170,000 | $2,693,000 |
| American Indian or Alaskan Native | 27 | $8,075,000 | $299,000 | $715,000 | $101,000 | $177,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,850,000 | $356,000 | $525,000 | $126,000 | $210,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,196 | $1,080,020,000 | $337,000 | $5,705,000 | $146,000 | $7,560,000 |
| FHA-insured (Federal Housing Administration) | 763 | $235,605,000 | $308,000 | $1,015,000 | $89,000 | $527,000 |
| VA-guaranteed (Veterans Administration) | 383 | $151,165,000 | $394,000 | $1,555,000 | $104,000 | $480,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $4,790,000 | $239,000 | $345,000 | $64,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,680 | $895,470,000 | $334,000 | $4,225,000 | $129,000 | $3,422,000 |
| Application Withdrawn By Applicant | 1,028 | $349,560,000 | $340,000 | $2,805,000 | $152,000 | $7,560,000 |
| Application Denied By Financial Institution | 507 | $171,055,000 | $337,000 | $5,705,000 | $107,000 | $1,056,000 |
| File Closed For Incompleteness | 104 | $42,590,000 | $409,000 | $2,045,000 | $147,000 | $1,376,000 |
| Application Approved But Not Accepted | 43 | $12,905,000 | $300,000 | $655,000 | $111,000 | $242,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,855 | $1,300,525,000 | $337,000 | $4,225,000 | $136,000 | $7,560,000 |
| Debt-To-Income Ratio | 195 | $69,595,000 | $356,000 | $5,705,000 | $83,000 | $993,000 |
| Other | 91 | $33,335,000 | $366,000 | $1,655,000 | $151,000 | $1,056,000 |
| Credit History | 81 | $25,325,000 | $312,000 | $1,055,000 | $99,000 | $288,000 |
| Collateral | 73 | $21,425,000 | $293,000 | $905,000 | $125,000 | $1,051,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $7,010,000 | $292,000 | $965,000 | $95,000 | $230,000 |
| Employment History | 22 | $7,430,000 | $337,000 | $705,000 | $101,000 | $248,000 |
| Unverifiable Information | 19 | $6,485,000 | $341,000 | $685,000 | $112,000 | $612,000 |
| Credit Application Incomplete | 2 | $450,000 | $225,000 | $325,000 | $123,000 | $208,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bayfirst National Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bayfirst National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.