Beach First National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Beach First National Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Beach First National Bank 3751 Grissom Parkway, Suite 100 Myrtle Beach, SC 29577 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,769 |
| Total Mortgage Loan Application Amount | $629,183,000 |
| Average Mortgage Loan Application Amount | $203,666 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $86,000 |
| Highest Applicant Income | $2,191,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Beach First National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Beach First National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Beach First National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Beach First National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Beach First National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Beach First National Bank's mortgage activity for 2009.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 423 | $ 83,918,000 | $ 198,000 | $ 69,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 265 | $ 81,528,000 | $ 281,500 | $ 63,500 |
| ROANOKE, VA | 207 | $ 33,584,000 | $ 162,000 | $ 45,000 |
| RALEIGH-CARY, NC | 89 | $ 21,743,000 | $ 244,000 | $ 74,000 |
| WILMINGTON, NC | 65 | $ 12,827,000 | $ 197,000 | $ 49,000 |
| BETHESDA-FREDERICK-ROCKVILLE, MD | 58 | $ 18,954,000 | $ 326,000 | $ 112,000 |
| RICHMOND, VA | 54 | $ 13,788,000 | $ 255,000 | $ 60,000 |
| LYNCHBURG, VA | 50 | $ 7,533,000 | $ 150,000 | $ 41,000 |
| BALTIMORE-TOWSON, MD | 41 | $ 12,209,000 | $ 297,000 | $ 64,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 35 | $ 9,865,000 | $ 281,000 | $ 40,000 |
| FORT WORTH-ARLINGTON, TX | 34 | $ 6,815,000 | $ 200,000 | $ 1,000 |
| SAN ANTONIO, TX | 32 | $ 7,817,000 | $ 244,000 | $ 2,000 |
| DALLAS-PLANO-IRVING, TX | 31 | $ 6,934,000 | $ 223,000 | $ 1,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 31 | $ 6,430,000 | $ 207,000 | $ 12,000 |
| AUSTIN-ROUND ROCK, TX | 30 | $ 6,323,000 | $ 210,000 | $ 4,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 28 | $ 6,994,000 | $ 249,000 | $ 23,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 27 | $ 5,285,000 | $ 195,000 | $ 39,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 26 | $ 5,868,000 | $ 225,000 | $ 0 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 25 | $ 6,765,000 | $ 270,000 | $ 18,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 21 | $ 3,608,000 | $ 171,000 | $ 56,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 21 | $ 4,050,000 | $ 194,500 | $ 10,500 |
| DURHAM-CHAPEL HILL, NC | 21 | $ 3,452,000 | $ 164,000 | $ 47,000 |
| CAMDEN, NJ | 20 | $ 4,592,000 | $ 229,000 | $ 16,000 |
| GREENSBORO-HIGH POINT, NC | 19 | $ 3,785,000 | $ 199,000 | $ 55,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 17 | $ 3,819,000 | $ 224,000 | $ 48,000 |
| COLUMBIA, SC | 17 | $ 3,603,000 | $ 211,000 | $ 40,000 |
| TACOMA, WA | 17 | $ 3,858,000 | $ 226,000 | $ 16,000 |
| DENVER-AURORA-BROOMFIELD, CO | 16 | $ 3,753,000 | $ 234,000 | $ 12,000 |
| LAS VEGAS-PARADISE, NV | 16 | $ 3,854,000 | $ 240,000 | $ 3,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 15 | $ 3,371,000 | $ 197,000 | $ 6,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 15 | $ 2,752,000 | $ 183,000 | $ 14,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 14 | $ 3,248,000 | $ 232,000 | $ 9,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 14 | $ 2,781,000 | $ 198,000 | $ 2,000 |
| EDISON-NEW BRUNSWICK, NJ | 13 | $ 3,811,000 | $ 293,000 | $ 18,000 |
| ST. LOUIS, MO-IL | 13 | $ 2,809,000 | $ 201,500 | $ 0 |
| FAYETTEVILLE, NC | 11 | $ 1,941,000 | $ 176,000 | $ 5,000 |
| HONOLULU, HI | 11 | $ 3,897,000 | $ 354,000 | $ 38,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 11 | $ 2,722,000 | $ 247,000 | $ 11,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 11 | $ 2,334,000 | $ 212,000 | $ 17,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 11 | $ 2,667,000 | $ 255,000 | $ 12,000 |
| WILMINGTON, DE-MD-NJ | 11 | $ 2,932,000 | $ 295,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 10 | $ 1,967,000 | $ 197,000 | $ 12,500 |
| CLEVELAND-ELYRIA-MENTOR, OH | 9 | $ 1,794,000 | $ 199,000 | $ 8,000 |
| COLORADO SPRINGS, CO | 9 | $ 2,170,000 | $ 241,000 | $ 7,000 |
| EL PASO, TX | 9 | $ 2,056,000 | $ 228,000 | $ 0 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 9 | $ 2,013,000 | $ 223,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 9 | $ 1,616,000 | $ 179,000 | $ 12,000 |
| OKLAHOMA CITY, OK | 9 | $ 1,540,000 | $ 171,000 | $ 1,000 |
| PHILADELPHIA, PA | 9 | $ 2,343,000 | $ 260,000 | $ 66,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 8 | $ 1,708,000 | $ 213,000 | $ 29,500 |
| BREMERTON-SILVERDALE, WA | 8 | $ 1,902,000 | $ 237,000 | $ 0 |
| DAYTON, OH | 8 | $ 1,646,000 | $ 205,000 | $ 5,000 |
| INDIANAPOLIS-CARMEL, IN | 8 | $ 1,905,000 | $ 238,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 8 | $ 1,827,000 | $ 228,000 | $ 30,000 |
| ALBUQUERQUE, NM | 7 | $ 1,780,000 | $ 254,000 | $ 0 |
| BILLINGS, MT | 7 | $ 1,386,000 | $ 198,000 | $ 32,000 |
| COLUMBUS, OH | 7 | $ 1,515,000 | $ 216,000 | $ 39,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 7 | $ 1,306,000 | $ 186,000 | $ 27,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 7 | $ 3,049,000 | $ 417,500 | $ 25,500 |
| TUCSON, AZ | 7 | $ 1,621,000 | $ 231,000 | $ 0 |
| BOISE CITY-NAMPA, ID | 6 | $ 1,624,000 | $ 270,000 | $ 0 |
| CLARKSVILLE, TN-KY | 6 | $ 1,180,000 | $ 196,000 | $ 5,000 |
| CORPUS CHRISTI, TX | 6 | $ 1,028,000 | $ 171,000 | $ 12,000 |
| GARY, IN | 6 | $ 1,269,000 | $ 211,000 | $ 20,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 6 | $ 813,000 | $ 139,500 | $ 30,500 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 6 | $ 1,439,000 | $ 239,000 | $ 0 |
| NASSAU-SUFFOLK, NY | 6 | $ 1,784,000 | $ 297,000 | $ 58,000 |
| OGDEN-CLEARFIELD, UT | 6 | $ 1,527,000 | $ 254,000 | $ 0 |
| ORLANDO-KISSIMMEE, FL | 6 | $ 911,000 | $ 151,000 | $ 17,000 |
| SIOUX FALLS, SD | 6 | $ 920,000 | $ 153,000 | $ 47,000 |
| AKRON, OH | 5 | $ 1,284,000 | $ 256,000 | $ 0 |
| BUFFALO-NIAGARA FALLS, NY | 5 | $ 691,000 | $ 138,000 | $ 11,000 |
| DANVILLE, VA | 5 | $ 619,000 | $ 123,000 | $ 54,000 |
| DOVER, DE | 5 | $ 1,187,000 | $ 237,000 | $ 0 |
| HUNTSVILLE, AL | 5 | $ 1,609,000 | $ 321,000 | $ 91,000 |
| JACKSONVILLE, FL | 5 | $ 1,087,000 | $ 217,000 | $ 0 |
| LANCASTER, PA | 5 | $ 1,115,000 | $ 223,000 | $ 18,000 |
| SHREVEPORT-BOSSIER CITY, LA | 5 | $ 1,049,000 | $ 209,000 | $ 36,000 |
| TULSA, OK | 5 | $ 939,000 | $ 187,000 | $ 6,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 5 | $ 1,747,000 | $ 349,000 | $ 80,000 |
| BATON ROUGE, LA | 4 | $ 839,000 | $ 209,000 | $ 0 |
| DETROIT-LIVONIA-DEARBORN, MI | 4 | $ 799,000 | $ 199,000 | $ 0 |
| ELIZABETHTOWN, KY | 4 | $ 908,000 | $ 227,000 | $ 14,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 4 | $ 547,000 | $ 136,000 | $ 37,000 |
| LINCOLN, NE | 4 | $ 866,000 | $ 216,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 4 | $ 1,010,000 | $ 252,000 | $ 9,000 |
| OLYMPIA, WA | 4 | $ 1,051,000 | $ 262,000 | $ 0 |
| PEABODY, MA | 4 | $ 956,000 | $ 239,000 | $ 35,000 |
| RAPID CITY, SD | 4 | $ 547,000 | $ 136,000 | $ 32,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 4 | $ 1,208,000 | $ 302,000 | $ 0 |
| SPOKANE, WA | 4 | $ 1,432,000 | $ 358,000 | $ 80,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 4 | $ 720,000 | $ 180,000 | $ 13,000 |
| ALBANY-SCHENECTADY-TROY, NY | 3 | $ 537,000 | $ 179,000 | $ 10,000 |
| ASHEVILLE, NC | 3 | $ 969,000 | $ 323,000 | $ 73,000 |
| BEAUMONT-PORT ARTHUR, TX | 3 | $ 656,000 | $ 218,000 | $ 0 |
| CANTON-MASSILLON, OH | 3 | $ 618,000 | $ 206,000 | $ 60,000 |
| CHARLOTTESVILLE, VA | 3 | $ 873,000 | $ 291,000 | $ 13,000 |
| CLEVELAND, TN | 3 | $ 492,000 | $ 164,000 | $ 56,000 |
| COLUMBUS, GA-AL | 3 | $ 633,000 | $ 211,000 | $ 0 |
| EUGENE-SPRINGFIELD, OR | 3 | $ 744,000 | $ 248,000 | $ 35,000 |
| HARRISBURG-CARLISLE, PA | 3 | $ 416,000 | $ 138,000 | $ 35,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 3 | $ 738,000 | $ 246,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 3 | $ 629,000 | $ 209,000 | $ 0 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 3 | $ 1,330,000 | $ 443,000 | $ 103,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 3 | $ 681,000 | $ 227,000 | $ 79,000 |
| NEWARK-UNION, NJ-PA | 3 | $ 1,013,000 | $ 337,000 | $ 45,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 567,000 | $ 189,000 | $ 0 |
| SAVANNAH, GA | 3 | $ 657,000 | $ 219,000 | $ 25,000 |
| SPARTANBURG, SC | 3 | $ 1,368,000 | $ 456,000 | $ 541,000 |
| SUMTER, SC | 3 | $ 621,000 | $ 207,000 | $ 0 |
| YORK-HANOVER, PA | 3 | $ 629,000 | $ 209,000 | $ 14,000 |
| ABILENE, TX | 2 | $ 317,000 | $ 158,000 | $ 0 |
| ALEXANDRIA, LA | 2 | $ 419,000 | $ 209,000 | $ 0 |
| ANDERSON, SC | 2 | $ 304,000 | $ 152,000 | $ 0 |
| BELLINGHAM, WA | 2 | $ 475,000 | $ 237,000 | $ 0 |
| BEND, OR | 2 | $ 472,000 | $ 236,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 342,000 | $ 171,000 | $ 73,000 |
| BOULDER, CO | 2 | $ 418,000 | $ 209,000 | $ 43,000 |
| BURLINGTON, NC | 2 | $ 373,000 | $ 186,000 | $ 66,000 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 415,000 | $ 207,000 | $ 55,000 |
| CHARLESTON, WV | 2 | $ 300,000 | $ 150,000 | $ 74,000 |
| CHATTANOOGA, TN-GA | 2 | $ 233,000 | $ 116,000 | $ 57,000 |
| COEUR D'ALENE, ID | 2 | $ 394,000 | $ 197,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 467,000 | $ 233,000 | $ 0 |
| FORT SMITH, AR-OK | 2 | $ 423,000 | $ 211,000 | $ 0 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 2 | $ 423,000 | $ 211,000 | $ 27,000 |
| FORT WAYNE, IN | 2 | $ 366,000 | $ 183,000 | $ 54,000 |
| GREEN BAY, WI | 2 | $ 230,000 | $ 115,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 210,000 | $ 105,000 | $ 42,000 |
| JACKSON, MS | 2 | $ 462,000 | $ 231,000 | $ 0 |
| JACKSONVILLE, NC | 2 | $ 512,000 | $ 256,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 280,000 | $ 140,000 | $ 18,000 |
| LAS CRUCES, NM | 2 | $ 434,000 | $ 217,000 | $ 0 |
| LAWTON, OK | 2 | $ 481,000 | $ 240,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 407,000 | $ 203,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 550,000 | $ 275,000 | $ 0 |
| NAPLES-MARCO ISLAND, FL | 2 | $ 340,000 | $ 170,000 | $ 65,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 451,000 | $ 225,000 | $ 52,000 |
| OCEAN CITY, NJ | 2 | $ 427,000 | $ 213,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 2 | $ 604,000 | $ 302,000 | $ 0 |
| PEORIA, IL | 2 | $ 328,000 | $ 164,000 | $ 0 |
| PITTSBURGH, PA | 2 | $ 345,000 | $ 172,000 | $ 40,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 2 | $ 508,000 | $ 254,000 | $ 0 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 2 | $ 791,000 | $ 395,000 | $ 15,000 |
| PUNTA GORDA, FL | 2 | $ 387,000 | $ 193,000 | $ 25,000 |
| RACINE, WI | 2 | $ 435,000 | $ 217,000 | $ 0 |
| RENO-SPARKS, NV | 2 | $ 506,000 | $ 253,000 | $ 0 |
| ROCHESTER, NY | 2 | $ 360,000 | $ 180,000 | $ 0 |
| SALISBURY, MD | 2 | $ 272,000 | $ 136,000 | $ 62,000 |
| SANDUSKY, OH | 2 | $ 320,000 | $ 160,000 | $ 0 |
| SCRANTON--WILKES-BARRE, PA | 2 | $ 409,000 | $ 204,000 | $ 38,000 |
| TRENTON-EWING, NJ | 2 | $ 361,000 | $ 180,000 | $ 55,000 |
| VICTORIA, TX | 2 | $ 558,000 | $ 279,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 261,000 | $ 261,000 | $ 0 |
| AMARILLO, TX | 1 | $ 169,000 | $ 169,000 | $ 0 |
| ANDERSON, IN | 1 | $ 160,000 | $ 160,000 | $ 0 |
| ANN ARBOR, MI | 1 | $ 154,000 | $ 154,000 | $ 0 |
| APPLETON, WI | 1 | $ 157,000 | $ 157,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 186,000 | $ 186,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 235,000 | $ 235,000 | $ 0 |
| BATTLE CREEK, MI | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| BLOOMINGTON, IN | 1 | $ 257,000 | $ 257,000 | $ 0 |
| BOWLING GREEN, KY | 1 | $ 188,000 | $ 188,000 | $ 0 |
| BRADENTON-SARASOTA-VENICE, FL | 1 | $ 250,000 | $ 250,000 | $ 53,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 248,000 | $ 248,000 | $ 86,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 294,000 | $ 294,000 | $ 120,000 |
| BRUNSWICK, GA | 1 | $ 220,000 | $ 220,000 | $ 96,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 192,000 | $ 192,000 | $ 60,000 |
| CASPER, WY | 1 | $ 183,000 | $ 183,000 | $ 0 |
| CEDAR RAPIDS, IA | 1 | $ 209,000 | $ 209,000 | $ 0 |
| CHEYENNE, WY | 1 | $ 325,000 | $ 325,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 202,000 | $ 202,000 | $ 0 |
| CORVALLIS, OR | 1 | $ 287,000 | $ 287,000 | $ 150,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 121,000 | $ 121,000 | $ 37,000 |
| EVANSVILLE, IN-KY | 1 | $ 195,000 | $ 195,000 | $ 0 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 235,000 | $ 235,000 | $ 0 |
| FRESNO, CA | 1 | $ 388,000 | $ 388,000 | $ 0 |
| GAINESVILLE, GA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| GOLDSBORO, NC | 1 | $ 293,000 | $ 293,000 | $ 0 |
| GRAND JUNCTION, CO | 1 | $ 170,000 | $ 170,000 | $ 42,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 78,000 | $ 78,000 | $ 37,000 |
| GREAT FALLS, MT | 1 | $ 178,000 | $ 178,000 | $ 112,000 |
| GREELEY, CO | 1 | $ 242,000 | $ 242,000 | $ 0 |
| GREENVILLE, NC | 1 | $ 200,000 | $ 200,000 | $ 0 |
| GULFPORT-BILOXI, MS | 1 | $ 217,000 | $ 217,000 | $ 0 |
| HARRISONBURG, VA | 1 | $ 417,000 | $ 417,000 | $ 132,000 |
| HATTIESBURG, MS | 1 | $ 214,000 | $ 214,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 94,000 | $ 94,000 | $ 47,000 |
| HINESVILLE-FORT STEWART, GA | 1 | $ 241,000 | $ 241,000 | $ 0 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 1 | $ 214,000 | $ 214,000 | $ 0 |
| JACKSON, MI | 1 | $ 188,000 | $ 188,000 | $ 0 |
| KANSAS CITY, MO-KS | 1 | $ 218,000 | $ 218,000 | $ 0 |
| KINGSTON, NY | 1 | $ 239,000 | $ 239,000 | $ 0 |
| KNOXVILLE, TN | 1 | $ 69,000 | $ 69,000 | $ 26,000 |
| KOKOMO, IN | 1 | $ 216,000 | $ 216,000 | $ 0 |
| LAFAYETTE, IN | 1 | $ 167,000 | $ 167,000 | $ 0 |
| LAFAYETTE, LA | 1 | $ 158,000 | $ 158,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 310,000 | $ 310,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 188,000 | $ 188,000 | $ 75,000 |
| MANHATTAN, KS | 1 | $ 157,000 | $ 157,000 | $ 0 |
| MISSOULA, MT | 1 | $ 186,000 | $ 186,000 | $ 0 |
| MOBILE, AL | 1 | $ 155,000 | $ 155,000 | $ 0 |
| MONROE, MI | 1 | $ 195,000 | $ 195,000 | $ 0 |
| MUNCIE, IN | 1 | $ 184,000 | $ 184,000 | $ 0 |
| OAKLAND-FREMONT-HAYWARD, CA | 1 | $ 527,000 | $ 527,000 | $ 110,000 |
| PALM COAST, FL | 1 | $ 205,000 | $ 205,000 | $ 0 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 1 | $ 237,000 | $ 237,000 | $ 0 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 159,000 | $ 159,000 | $ 32,000 |
| PASCAGOULA, MS | 1 | $ 189,000 | $ 189,000 | $ 0 |
| PITTSFIELD, MA | 1 | $ 128,000 | $ 128,000 | $ 45,000 |
| POCATELLO, ID | 1 | $ 243,000 | $ 243,000 | $ 0 |
| PRESCOTT, AZ | 1 | $ 215,000 | $ 215,000 | $ 0 |
| PROVO-OREM, UT | 1 | $ 1,885,000 | $ 1,885,000 | $ 466,000 |
| PUEBLO, CO | 1 | $ 158,000 | $ 158,000 | $ 0 |
| ROCKFORD, IL | 1 | $ 221,000 | $ 221,000 | $ 0 |
| ROCKY MOUNT, NC | 1 | $ 98,000 | $ 98,000 | $ 63,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 1 | $ 405,000 | $ 405,000 | $ 0 |
| SALT LAKE CITY, UT | 1 | $ 238,000 | $ 238,000 | $ 0 |
| SAN ANGELO, TX | 1 | $ 153,000 | $ 153,000 | $ 0 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 1 | $ 590,000 | $ 590,000 | $ 96,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 104,000 | $ 104,000 | $ 0 |
| SPRINGFIELD, IL | 1 | $ 183,000 | $ 183,000 | $ 0 |
| SPRINGFIELD, MO | 1 | $ 194,000 | $ 194,000 | $ 0 |
| ST. GEORGE, UT | 1 | $ 223,000 | $ 223,000 | $ 0 |
| SYRACUSE, NY | 1 | $ 190,000 | $ 190,000 | $ 0 |
| TALLAHASSEE, FL | 1 | $ 264,000 | $ 264,000 | $ 0 |
| TOLEDO, OH | 1 | $ 191,000 | $ 191,000 | $ 0 |
| TUSCALOOSA, AL | 1 | $ 86,000 | $ 86,000 | $ 45,000 |
| TYLER, TX | 1 | $ 233,000 | $ 233,000 | $ 0 |
| VALDOSTA, GA | 1 | $ 201,000 | $ 201,000 | $ 0 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 250,000 | $ 250,000 | $ 0 |
| WAUSAU, WI | 1 | $ 234,000 | $ 234,000 | $ 43,000 |
| WHEELING, WV-OH | 1 | $ 154,000 | $ 154,000 | $ 0 |
| WICHITA FALLS, TX | 1 | $ 147,000 | $ 147,000 | $ 0 |
| WINCHESTER, VA-WV | 1 | $ 214,000 | $ 214,000 | $ 0 |
| WINSTON-SALEM, NC | 1 | $ 232,000 | $ 232,000 | $ 0 |
| YAKIMA, WA | 1 | $ 197,000 | $ 197,000 | $ 0 |
Mortgage Loan Application Detail Totals for Beach First National Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,286 | $525,994,000 | $230,000 | $2,000,000 | $42,000 | $2,191,000 |
| Home Purchase | 477 | $102,187,000 | $214,000 | $1,900,000 | $75,000 | $653,000 |
| Home Improvement | 6 | $1,002,000 | $167,000 | $500,000 | $141,000 | $483,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,337 | $295,914,000 | $221,000 | $1,180,000 | $65,000 | $1,096,000 |
| Not Provided | 1,093 | $244,556,000 | $223,000 | $1,200,000 | $28,000 | $2,191,000 |
| Black or African American | 192 | $42,713,000 | $222,000 | $675,000 | $36,000 | $200,000 |
| Hispanic | 94 | $22,288,000 | $237,000 | $559,000 | $47,000 | $900,000 |
| Asian | 26 | $6,780,000 | $260,000 | $540,000 | $67,000 | $184,000 |
| Not applicable | 21 | $11,758,000 | $559,000 | $2,000,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,389,000 | $347,000 | $468,000 | $79,000 | $157,000 |
| American Indian or Alaskan Native | 2 | $3,785,000 | $1,892,000 | $1,900,000 | $440,000 | $466,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 995 | $232,323,000 | $233,000 | $891,000 | $5,000 | $462,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 941 | $235,505,000 | $250,000 | $2,000,000 | $93,000 | $2,191,000 |
| FHA-insured (Federal Housing Administration) | 831 | $161,032,000 | $193,000 | $750,000 | $48,000 | $400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $323,000 | $161,000 | $255,000 | $49,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,117 | $264,275,000 | $236,000 | $2,000,000 | $54,000 | $1,096,000 |
| Application Withdrawn By Applicant | 996 | $222,474,000 | $223,000 | $1,100,000 | $43,000 | $510,000 |
| File Closed For Incompleteness | 366 | $78,308,000 | $213,000 | $1,900,000 | $46,000 | $2,191,000 |
| Application Denied By Financial Institution | 222 | $47,415,000 | $213,000 | $1,180,000 | $37,000 | $392,000 |
| Application Approved But Not Accepted | 68 | $16,711,000 | $245,000 | $928,000 | $62,000 | $400,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 169 | $34,295,000 | $202,000 | $620,000 | $20,000 | $168,000 |
| Collateral | 24 | $5,804,000 | $241,000 | $1,180,000 | $75,000 | $382,000 |
| Other | 14 | $3,803,000 | $271,000 | $741,000 | $130,000 | $392,000 |
| Unverifiable Information | 6 | $1,850,000 | $308,000 | $1,000,000 | $58,000 | $196,000 |
| Debt-To-Income Ratio | 6 | $1,300,000 | $216,000 | $715,000 | $111,000 | $321,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $175,000 | $87,000 | $89,000 | $9,000 | $19,000 |
| Employment History | 1 | $188,000 | $188,000 | $188,000 | $116,000 | $116,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Beach First National Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Beach First National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.