Beeline Loans, Inc. Mortgage Lending & HMDA Data, 2020

In 2020, Beeline Loans, Inc. of Providence, RI reported 763 mortgage applications totaling $219.0 million. The average application was for $286,979, and applicants reported an average income of $150,635. 56% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (95), Washington-Arlington-Alexandria, DC-VA-MD-WV (74) and Austin-Round Rock, TX (69) (applications in parentheses).

Mortgage Company & Address Beeline Loans, Inc.
188 Valley St Suite 225
Providence, RI 02909
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  
Total Number of Mortgage Applications 763
Total Mortgage Loan Application Amount $218,965,000
Average Mortgage Loan Application Amount $286,979
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $150,635
Highest Applicant Income $3,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Beeline Loans, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Beeline Loans, Inc. by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Middlesex, Massachusetts 44 $ 16,150,000 $ 367,045 $ 159,000
Harris, Texas 44 $ 10,040,000 $ 228,181 $ 163,000
Travis, Texas 37 $ 10,855,000 $ 293,378 $ 135,000
Tarrant, Texas 36 $ 9,260,000 $ 257,222 $ 152,000
Dallas, Texas 28 $ 7,540,000 $ 269,285 $ 135,000
Collin, Texas 26 $ 8,010,000 $ 308,076 $ 213,000
Williamson, Texas 26 $ 7,040,000 $ 270,769 $ 128,000
Fort Bend, Texas 23 $ 5,555,000 $ 241,521 $ 129,000
Fairfax, Virginia 21 $ 7,685,000 $ 365,952 $ 173,000
Montgomery, Maryland 17 $ 5,325,000 $ 313,235 $ 169,000
Worcester, Massachusetts 15 $ 4,265,000 $ 284,333 $ 129,000
Providence, Rhode Island 15 $ 3,715,000 $ 247,666 $ 332,000
Montgomery, Texas 15 $ 3,875,000 $ 258,333 $ 119,000
Bristol, Massachusetts 14 $ 4,880,000 $ 348,571 $ 170,000
Norfolk, Massachusetts 14 $ 5,610,000 $ 400,714 $ 159,000
Newport, Rhode Island 14 $ 5,000,000 $ 357,142 $ 119,000
Denton, Texas 12 $ 3,170,000 $ 264,166 $ 147,000
Broward, Florida 11 $ 3,335,000 $ 303,181 $ 128,000
Hillsborough, Florida 11 $ 2,875,000 $ 261,363 $ 272,000
Orange, Florida 11 $ 2,775,000 $ 252,272 $ 136,000
Kent, Rhode Island 11 $ 2,265,000 $ 205,909 $ 79,000
District of Columbia, District Of Columbia 10 $ 3,400,000 $ 340,000 $ 132,000
Anne Arundel, Maryland 10 $ 4,020,000 $ 402,000 $ 129,000
Prince George's, Maryland 10 $ 2,840,000 $ 284,000 $ 141,000
Prince William, Virginia 10 $ 3,130,000 $ 313,000 $ 172,000
Miami-Dade, Florida 9 $ 5,025,000 $ 558,333 $ 148,000
Bexar, Texas 9 $ 2,145,000 $ 238,333 $ 101,000
Loudoun, Virginia 9 $ 2,915,000 $ 323,888 $ 148,000
Howard, Maryland 8 $ 2,580,000 $ 322,500 $ 167,000
Barnstable, Massachusetts 8 $ 1,950,000 $ 243,750 $ 189,000
Plymouth, Massachusetts 8 $ 2,330,000 $ 291,250 $ 330,000
Chesterfield, Virginia 8 $ 1,780,000 $ 222,500 $ 102,000
Suffolk, Massachusetts 7 $ 2,465,000 $ 352,142 $ 151,000
Washington, Rhode Island 7 $ 1,615,000 $ 230,714 $ 82,000
Palm Beach, Florida 6 $ 1,790,000 $ 298,333 $ 97,000
Essex, Massachusetts 6 $ 2,070,000 $ 345,000 $ 112,000
Hays, Texas 6 $ 1,820,000 $ 303,333 $ 137,000
Arlington, Virginia 6 $ 2,070,000 $ 345,000 $ 149,000
Lee, Florida 5 $ 1,375,000 $ 275,000 $ 96,000
Pinellas, Florida 5 $ 1,255,000 $ 251,000 $ 133,000
Volusia, Florida 5 $ 1,225,000 $ 245,000 $ 288,000
Brazoria, Texas 5 $ 1,135,000 $ 227,000 $ 143,000
Galveston, Texas 5 $ 1,185,000 $ 237,000 $ 123,000
Guadalupe, Texas 5 $ 965,000 $ 193,000 $ 106,000
Bay, Florida 4 $ 740,000 $ 185,000 $ 150,000
Brevard, Florida 4 $ 1,300,000 $ 325,000 $ 158,000
Duval, Florida 4 $ 850,000 $ 212,500 $ 82,000
Comal, Texas 4 $ 880,000 $ 220,000 $ 111,000
Chesapeake, Virginia 4 $ 1,110,000 $ 277,500 $ 181,000
Richmond City, Virginia 4 $ 910,000 $ 227,500 $ 120,000
Escambia, Florida 3 $ 485,000 $ 161,666 $ 109,000
Martin, Florida 3 $ 1,085,000 $ 361,666 $ 169,000
Osceola, Florida 3 $ 495,000 $ 165,000 $ 76,000
Pasco, Florida 3 $ 765,000 $ 255,000 $ 139,000
Polk, Florida 3 $ 595,000 $ 198,333 $ 48,000
Seminole, Florida 3 $ 595,000 $ 198,333 $ 103,000
St. Johns, Florida 3 $ 1,305,000 $ 435,000 $ 192,000
Baltimore, Maryland 3 $ 1,055,000 $ 351,666 $ 101,000
Baltimore City, Maryland 3 $ 465,000 $ 155,000 $ 88,000
Franklin, Massachusetts 3 $ 605,000 $ 201,666 $ 84,000
Parker, Texas 3 $ 805,000 $ 268,333 $ 106,000
Bedford, Virginia 3 $ 1,015,000 $ 338,333 $ 136,000
Charlottesville, Virginia 3 $ 795,000 $ 265,000 $ 131,000
Norfolk, Virginia 3 $ 925,000 $ 308,333 $ 154,000
Spotsylvania, Virginia 3 $ 1,185,000 $ 395,000 $ 105,000
Stafford, Virginia 3 $ 645,000 $ 215,000 $ 125,000
Alachua, Florida 2 $ 380,000 $ 190,000 $ 72,000
Charlotte, Florida 2 $ 680,000 $ 340,000 $ 101,000
Indian River, Florida 2 $ 350,000 $ 175,000 $ 52,000
Lake, Florida 2 $ 450,000 $ 225,000 $ 117,000
Leon, Florida 2 $ 520,000 $ 260,000 $ 180,000
Sumter, Florida 2 $ 330,000 $ 165,000 $ 103,000
Frederick, Maryland 2 $ 730,000 $ 365,000 $ 100,000
Harford, Maryland 2 $ 580,000 $ 290,000 $ 129,000
St. Mary's, Maryland 2 $ 680,000 $ 340,000 $ 88,000
El Paso, Texas 2 $ 490,000 $ 245,000 $ 936,000
Johnson, Texas 2 $ 450,000 $ 225,000 $ 174,000
Matagorda, Texas 2 $ 440,000 $ 220,000 $ 177,000
McLennan, Texas 2 $ 440,000 $ 220,000 $ 116,000
Albemarle, Virginia 2 $ 560,000 $ 280,000 $ 97,000
Franklin, Virginia 2 $ 690,000 $ 345,000 $ 127,000
Hanover, Virginia 2 $ 690,000 $ 345,000 $ 95,000
Henrico, Virginia 2 $ 390,000 $ 195,000 $ 114,000
Newport News, Virginia 2 $ 490,000 $ 245,000 $ 112,000
Roanoke, Virginia 2 $ 390,000 $ 195,000 $ 140,000
Clay, Florida 1 $ 85,000 $ 85,000 $ 70,000
Collier, Florida 1 $ 425,000 $ 425,000 $ 205,000
Hernando, Florida 1 $ 205,000 $ 205,000 $ 132,000
Manatee, Florida 1 $ 235,000 $ 235,000 $ 62,000
Marion, Florida 1 $ 105,000 $ 105,000 $ 29,000
Nassau, Florida 1 $ 225,000 $ 225,000 $ 76,000
Santa Rosa, Florida 1 $ 215,000 $ 215,000 $ 122,000
Cecil, Maryland 1 $ 325,000 $ 325,000 $ 143,000
Garrett, Maryland 1 $ 175,000 $ 175,000 $ 149,000
Worcester, Maryland 1 $ 145,000 $ 145,000 $ 244,000
Berkshire, Massachusetts 1 $ 295,000 $ 295,000 $ 164,000
Hampshire, Massachusetts 1 $ 255,000 $ 255,000 $ 107,000
Bristol, Rhode Island 1 $ 255,000 $ 255,000 $ 91,000
Atascosa, Texas 1 $ 145,000 $ 145,000 $ 48,000
Austin, Texas 1 $ 515,000 $ 515,000 $ 237,000
Brazos, Texas 1 $ 215,000 $ 215,000 $ 98,000
Burnet, Texas 1 $ 265,000 $ 265,000 $ 124,000
Cameron, Texas 1 $ 215,000 $ 215,000 $ 99,000
Chambers, Texas 1 $ 195,000 $ 195,000 $ 119,000
Cooke, Texas 1 $ 205,000 $ 205,000 $ 30,000
Coryell, Texas 1 $ 135,000 $ 135,000 $ 42,000
Ellis, Texas 1 $ 185,000 $ 185,000 $ 74,000
Gillespie, Texas 1 $ 135,000 $ 135,000 $ 47,000
Hidalgo, Texas 1 $ 515,000 $ 515,000 $ 245,000
Lubbock, Texas 1 $ 235,000 $ 235,000 $ 145,000
Moore, Texas 1 $ 155,000 $ 155,000 $ 86,000
Nueces, Texas 1 $ 245,000 $ 245,000 $ 222,000
Rockwall, Texas 1 $ 355,000 $ 355,000 $ 168,000
San Jacinto, Texas 1 $ 285,000 $ 285,000 $ 134,000
San Patricio, Texas 1 $ 145,000 $ 145,000 $ 68,000
Waller, Texas 1 $ 195,000 $ 195,000 $ 150,000
Alexandria, Virginia 1 $ 295,000 $ 295,000 $ 86,000
Campbell, Virginia 1 $ 205,000 $ 205,000 $ 172,000
Fairfax City, Virginia 1 $ 515,000 $ 515,000 $ 210,000
King George, Virginia 1 $ 205,000 $ 205,000 $ 93,000
Lexington, Virginia 1 $ 95,000 $ 95,000 $ 181,000
Montgomery, Virginia 1 $ 255,000 $ 255,000 $ 167,000
Powhatan, Virginia 1 $ 275,000 $ 275,000 $ 161,000

Mortgage Loan Application Detail Totals for Beeline Loans, Inc. in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 509 $147,365,000 $289,000 $3,005,000 $148,000 $1,728,000
Cash-out Refinancing 165 $46,975,000 $284,000 $685,000 $170,000 $3,600,000
Home Purchase 65 $17,575,000 $270,000 $685,000 $125,000 $600,000
Home Improvement 23 $6,765,000 $294,000 $515,000 $144,000 $312,000
Other Purpose 1 $285,000 $285,000 $285,000 $116,000 $116,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 439 $127,825,000 $291,000 $3,005,000 $156,000 $3,600,000
Not Provided 160 $44,590,000 $278,000 $685,000 $134,000 $434,000
Hispanic 55 $14,345,000 $260,000 $965,000 $155,000 $1,728,000
Asian 45 $12,705,000 $282,000 $515,000 $121,000 $266,000
American Indian or Alaskan Native 41 $13,385,000 $326,000 $785,000 $168,000 $1,056,000
Black or African American 23 $6,115,000 $265,000 $435,000 $192,000 $1,440,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 763 $218,965,000 $286,000 $3,005,000 $151,000 $3,600,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 427 $121,165,000 $283,000 $665,000 $141,000 $447,000
File Closed For Incompleteness 121 $34,985,000 $289,000 $685,000 $147,000 $1,069,000
Application Denied By Financial Institution 117 $32,755,000 $279,000 $3,005,000 $172,000 $3,600,000
Application Withdrawn By Applicant 81 $24,675,000 $304,000 $965,000 $179,000 $1,728,000
Application Approved But Not Accepted 17 $5,385,000 $316,000 $535,000 $151,000 $249,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 646 $186,210,000 $288,000 $965,000 $147,000 $1,728,000
Credit History 43 $11,175,000 $259,000 $495,000 $301,000 $3,600,000
Debt-To-Income Ratio 42 $11,470,000 $273,000 $475,000 $69,000 $169,000
Other 17 $6,615,000 $389,000 $3,005,000 $139,000 $600,000
Employment History 6 $1,620,000 $270,000 $405,000 $151,000 $434,000
Credit Application Incomplete 4 $750,000 $187,000 $335,000 $106,000 $168,000
Collateral 3 $415,000 $138,000 $195,000 $90,000 $117,000
Insufficient Cash (Downpayment, Closing Cost) 2 $710,000 $355,000 $355,000 $83,000 $91,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Beeline Loans, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Beeline Loans, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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