Beeline Loans, Inc. Mortgage Lending & HMDA Data, 2020
In 2020, Beeline Loans, Inc. of Providence, RI reported 763 mortgage applications totaling $219.0 million. The average application was for $286,979, and applicants reported an average income of $150,635. 56% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (95), Washington-Arlington-Alexandria, DC-VA-MD-WV (74) and Austin-Round Rock, TX (69) (applications in parentheses).
| Mortgage Company & Address | Beeline Loans, Inc. 188 Valley St Suite 225 Providence, RI 02909 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 763 |
| Total Mortgage Loan Application Amount | $218,965,000 |
| Average Mortgage Loan Application Amount | $286,979 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $150,635 |
| Highest Applicant Income | $3,600,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Beeline Loans, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston-The Woodlands-Sugar Land, TX | 95 | $ 22,695,000 | $ 238,894 | $ 145,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 74 | $ 24,680,000 | $ 333,513 | $ 152,918 |
| Austin-Round Rock, TX | 69 | $ 19,715,000 | $ 285,724 | $ 133,000 |
| Dallas-Plano-Irving, TX | 68 | $ 19,260,000 | $ 283,235 | $ 166,000 |
| Providence-Warwick, RI-MA | 62 | $ 17,730,000 | $ 285,967 | $ 170,000 |
| Cambridge-Newton-Framingham, MA | 50 | $ 18,220,000 | $ 364,400 | $ 153,000 |
| Fort Worth-Arlington, TX | 41 | $ 10,515,000 | $ 256,463 | $ 150,000 |
| Boston, MA | 29 | $ 10,405,000 | $ 358,793 | $ 204,000 |
| Baltimore-Columbia-Towson, MD | 26 | $ 8,700,000 | $ 334,615 | $ 133,000 |
| Tampa-St. Petersburg-Clearwater, FL | 20 | $ 5,100,000 | $ 255,000 | $ 210,000 |
| Orlando-Kissimmee-Sanford, FL | 19 | $ 4,315,000 | $ 227,105 | $ 119,000 |
| San Antonio-New Braunfels, TX | 19 | $ 4,135,000 | $ 217,631 | $ 101,000 |
| Washington-Baltimore-Arlington, DC | 19 | $ 6,055,000 | $ 318,684 | $ 162,000 |
| Richmond, VA | 17 | $ 4,045,000 | $ 237,941 | $ 110,000 |
| Worcester, MA-CT | 15 | $ 4,265,000 | $ 284,333 | $ 129,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 11 | $ 3,335,000 | $ 303,181 | $ 128,000 |
| Outside any metro area | 10 | $ 1,960,000 | $ 196,000 | $ 119,300 |
| Jacksonville, FL | 9 | $ 2,465,000 | $ 273,888 | $ 116,000 |
| Miami-Miami Beach-Kendall, FL | 9 | $ 5,025,000 | $ 558,333 | $ 148,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 9 | $ 2,525,000 | $ 280,555 | $ 157,000 |
| Barnstable Town, MA | 8 | $ 1,950,000 | $ 243,750 | $ 189,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 6 | $ 1,790,000 | $ 298,333 | $ 97,000 |
| Cape Coral-Fort Myers, FL | 5 | $ 1,375,000 | $ 275,000 | $ 96,000 |
| Charlottesville, VA | 5 | $ 1,355,000 | $ 271,000 | $ 117,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 5 | $ 1,225,000 | $ 245,000 | $ 288,000 |
| Lynchburg, VA | 4 | $ 1,220,000 | $ 305,000 | $ 145,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 1,300,000 | $ 325,000 | $ 158,000 |
| Panama City, FL | 4 | $ 740,000 | $ 185,000 | $ 150,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 700,000 | $ 175,000 | $ 112,000 |
| Roanoke, VA | 4 | $ 1,080,000 | $ 270,000 | $ 133,000 |
| Springfield, MA | 4 | $ 860,000 | $ 215,000 | $ 89,000 |
| Lakeland-Winter Haven, FL | 3 | $ 595,000 | $ 198,333 | $ 48,000 |
| Port St. Lucie, FL | 3 | $ 1,085,000 | $ 361,666 | $ 169,000 |
| California-Lexington Park, MD | 2 | $ 680,000 | $ 340,000 | $ 88,000 |
| Corpus Christi, TX | 2 | $ 390,000 | $ 195,000 | $ 145,000 |
| El Paso, TX | 2 | $ 490,000 | $ 245,000 | $ 936,000 |
| Gainesville, FL | 2 | $ 380,000 | $ 190,000 | $ 72,000 |
| Punta Gorda, FL | 2 | $ 680,000 | $ 340,000 | $ 101,000 |
| Sebastian-Vero Beach, FL | 2 | $ 350,000 | $ 175,000 | $ 52,000 |
| Tallahassee, FL | 2 | $ 520,000 | $ 260,000 | $ 180,000 |
| The Villages, FL | 2 | $ 330,000 | $ 165,000 | $ 103,000 |
| Waco, TX | 2 | $ 440,000 | $ 220,000 | $ 116,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 255,000 | $ 255,000 | $ 167,000 |
| Brownsville-Harlingen, TX | 1 | $ 215,000 | $ 215,000 | $ 99,000 |
| College Station-Bryan, TX | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Killeen-Temple, TX | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Lubbock, TX | 1 | $ 235,000 | $ 235,000 | $ 145,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 515,000 | $ 515,000 | $ 245,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 425,000 | $ 425,000 | $ 205,000 |
| North Port-Sarasota-Bradenton, FL | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Ocala, FL | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Pittsfield, MA | 1 | $ 295,000 | $ 295,000 | $ 164,000 |
| Salisbury, MD-DE | 1 | $ 145,000 | $ 145,000 | $ 244,000 |
| Wilmington, DE-MD-NJ | 1 | $ 325,000 | $ 325,000 | $ 143,000 |
Mortgage Loan Application Detail Totals for Beeline Loans, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 509 | $147,365,000 | $289,000 | $3,005,000 | $148,000 | $1,728,000 |
| Cash-out Refinancing | 165 | $46,975,000 | $284,000 | $685,000 | $170,000 | $3,600,000 |
| Home Purchase | 65 | $17,575,000 | $270,000 | $685,000 | $125,000 | $600,000 |
| Home Improvement | 23 | $6,765,000 | $294,000 | $515,000 | $144,000 | $312,000 |
| Other Purpose | 1 | $285,000 | $285,000 | $285,000 | $116,000 | $116,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 439 | $127,825,000 | $291,000 | $3,005,000 | $156,000 | $3,600,000 |
| Not Provided | 160 | $44,590,000 | $278,000 | $685,000 | $134,000 | $434,000 |
| Hispanic | 55 | $14,345,000 | $260,000 | $965,000 | $155,000 | $1,728,000 |
| Asian | 45 | $12,705,000 | $282,000 | $515,000 | $121,000 | $266,000 |
| American Indian or Alaskan Native | 41 | $13,385,000 | $326,000 | $785,000 | $168,000 | $1,056,000 |
| Black or African American | 23 | $6,115,000 | $265,000 | $435,000 | $192,000 | $1,440,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 763 | $218,965,000 | $286,000 | $3,005,000 | $151,000 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 427 | $121,165,000 | $283,000 | $665,000 | $141,000 | $447,000 |
| File Closed For Incompleteness | 121 | $34,985,000 | $289,000 | $685,000 | $147,000 | $1,069,000 |
| Application Denied By Financial Institution | 117 | $32,755,000 | $279,000 | $3,005,000 | $172,000 | $3,600,000 |
| Application Withdrawn By Applicant | 81 | $24,675,000 | $304,000 | $965,000 | $179,000 | $1,728,000 |
| Application Approved But Not Accepted | 17 | $5,385,000 | $316,000 | $535,000 | $151,000 | $249,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 646 | $186,210,000 | $288,000 | $965,000 | $147,000 | $1,728,000 |
| Credit History | 43 | $11,175,000 | $259,000 | $495,000 | $301,000 | $3,600,000 |
| Debt-To-Income Ratio | 42 | $11,470,000 | $273,000 | $475,000 | $69,000 | $169,000 |
| Other | 17 | $6,615,000 | $389,000 | $3,005,000 | $139,000 | $600,000 |
| Employment History | 6 | $1,620,000 | $270,000 | $405,000 | $151,000 | $434,000 |
| Credit Application Incomplete | 4 | $750,000 | $187,000 | $335,000 | $106,000 | $168,000 |
| Collateral | 3 | $415,000 | $138,000 | $195,000 | $90,000 | $117,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $710,000 | $355,000 | $355,000 | $83,000 | $91,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Beeline Loans, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Beeline Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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