Bellco Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Bellco Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bellco Credit Union 7600 E. Orchard Road #400N Greenwood Village, CO 80111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,592 |
| Total Mortgage Loan Application Amount | $1,119,490,000 |
| Average Mortgage Loan Application Amount | $499,800 |
| Highest Mortgage Loan Application Amount | $47,605,000 |
| Average Applicant Income | $153,600 |
| Highest Applicant Income | $5,645,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Bellco Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bellco Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Bellco Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bellco Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bellco Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bellco Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Arapahoe County Colorado | 1,377 | $ 150,335,000 | $ 109,000 | $ 133,000 |
| Adams County Colorado | 1,164 | $ 100,440,000 | $ 86,000 | $ 118,000 |
| Jefferson County Colorado | 1,128 | $ 136,150,000 | $ 120,000 | $ 135,000 |
| Douglas County Colorado | 984 | $ 126,390,000 | $ 128,000 | $ 169,000 |
| Denver County Colorado | 972 | $ 126,340,000 | $ 129,000 | $ 150,000 |
| Weld County Colorado | 360 | $ 34,280,000 | $ 95,000 | $ 125,000 |
| Mesa County Colorado | 218 | $ 17,490,000 | $ 80,000 | $ 103,000 |
| Maricopa County Arizona | 163 | $ 12,655,000 | $ 77,000 | $ 0 |
| Boulder County Colorado | 159 | $ 26,175,000 | $ 164,000 | $ 182,000 |
| Larimer County Colorado | 134 | $ 15,870,000 | $ 118,000 | $ 149,000 |
| Broomfield County Colorado | 102 | $ 12,630,000 | $ 123,000 | $ 154,000 |
| El Paso County Colorado | 94 | $ 11,350,000 | $ 120,000 | $ 149,000 |
| Elbert County Colorado | 94 | $ 12,490,000 | $ 132,000 | $ 128,000 |
| King County Washington | 38 | $ 3,630,000 | $ 95,000 | $ 250,000 |
| Pinal County Arizona | 32 | $ 1,810,000 | $ 56,000 | $ 0 |
| Pierce County Washington | 31 | $ 2,125,000 | $ 68,000 | $ 0 |
| Pima County Arizona | 28 | $ 1,810,000 | $ 64,000 | $ 100,000 |
| Montrose County Colorado | 27 | $ 2,675,000 | $ 99,000 | $ 117,000 |
| Park County Colorado | 27 | $ 2,405,000 | $ 89,000 | $ 117,000 |
| Snohomish County Washington | 22 | $ 1,910,000 | $ 86,000 | $ 0 |
| Summit County Colorado | 19 | $ 4,615,000 | $ 242,000 | $ 245,000 |
| Mecklenburg County North Carolina | 18 | $ 1,200,000 | $ 66,000 | $ 0 |
| Delta County Colorado | 17 | $ 1,925,000 | $ 113,000 | $ 104,000 |
| Clark County Washington | 16 | $ 1,080,000 | $ 67,000 | $ 0 |
| Eagle County Colorado | 15 | $ 2,295,000 | $ 153,000 | $ 246,000 |
| Pueblo County Colorado | 15 | $ 915,000 | $ 61,000 | $ 90,000 |
| Wake County North Carolina | 15 | $ 1,295,000 | $ 86,000 | $ 0 |
| Spokane County Washington | 15 | $ 1,515,000 | $ 101,000 | $ 0 |
| Garfield County Colorado | 14 | $ 1,840,000 | $ 131,000 | $ 135,000 |
| Fremont County Colorado | 12 | $ 1,480,000 | $ 123,000 | $ 101,000 |
| Grand County Colorado | 11 | $ 1,405,000 | $ 127,000 | $ 184,000 |
| Routt County Colorado | 11 | $ 2,095,000 | $ 190,000 | $ 231,000 |
| Clear Creek County Colorado | 10 | $ 1,090,000 | $ 109,000 | $ 159,000 |
| Morgan County Colorado | 10 | $ 410,000 | $ 41,000 | $ 73,000 |
| Thurston County Washington | 10 | $ 700,000 | $ 70,000 | $ 0 |
| Chaffee County Colorado | 9 | $ 1,855,000 | $ 206,000 | $ 166,000 |
| Fairfax County Virginia | 8 | $ 880,000 | $ 110,000 | $ 0 |
| Benton County Washington | 7 | $ 675,000 | $ 96,000 | $ 0 |
| Yavapai County Arizona | 6 | $ 390,000 | $ 65,000 | $ 0 |
| La Plata County Colorado | 6 | $ 660,000 | $ 110,000 | $ 136,000 |
| Union County North Carolina | 6 | $ 480,000 | $ 80,000 | $ 0 |
| Loudoun County Virginia | 6 | $ 510,000 | $ 85,000 | $ 0 |
| Kitsap County Washington | 6 | $ 350,000 | $ 58,000 | $ 0 |
| Gilpin County Colorado | 5 | $ 765,000 | $ 153,000 | $ 221,000 |
| Gunnison County Colorado | 5 | $ 935,000 | $ 187,000 | $ 217,000 |
| Lake County Colorado | 5 | $ 385,000 | $ 77,000 | $ 100,000 |
| Franklin County Washington | 5 | $ 195,000 | $ 39,000 | $ 0 |
| Mohave County Arizona | 4 | $ 220,000 | $ 55,000 | $ 0 |
| Yuma County Arizona | 4 | $ 280,000 | $ 70,000 | $ 0 |
| Ouray County Colorado | 4 | $ 500,000 | $ 125,000 | $ 207,000 |
| Saguache County Colorado | 4 | $ 200,000 | $ 50,000 | $ 77,000 |
| Gaston County North Carolina | 4 | $ 220,000 | $ 55,000 | $ 0 |
| Chesterfield County Virginia | 4 | $ 210,000 | $ 52,000 | $ 0 |
| Whatcom County Washington | 4 | $ 420,000 | $ 105,000 | $ 0 |
| Cochise County Arizona | 3 | $ 265,000 | $ 88,000 | $ 0 |
| Archuleta County Colorado | 3 | $ 235,000 | $ 78,000 | $ 81,000 |
| Kit Carson County Colorado | 3 | $ 95,000 | $ 31,000 | $ 109,000 |
| Logan County Colorado | 3 | $ 55,000 | $ 18,000 | $ 57,000 |
| Montezuma County Colorado | 3 | $ 155,000 | $ 51,000 | $ 140,000 |
| Rio Blanco County Colorado | 3 | $ 95,000 | $ 31,000 | $ 76,000 |
| Iredell County North Carolina | 3 | $ 155,000 | $ 51,000 | $ 0 |
| Johnston County North Carolina | 3 | $ 275,000 | $ 91,000 | $ 0 |
| Grant County Washington | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Island County Washington | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Santa Cruz County Arizona | 2 | $ 110,000 | $ 55,000 | $ 209,000 |
| Alamosa County Colorado | 2 | $ 260,000 | $ 130,000 | $ 244,000 |
| Custer County Colorado | 2 | $ 110,000 | $ 55,000 | $ 162,000 |
| Teller County Colorado | 2 | $ 210,000 | $ 105,000 | $ 60,000 |
| Washington County Colorado | 2 | $ 210,000 | $ 105,000 | $ 157,000 |
| Kings County New York | 2 | $ 56,410,000 | $ 28,205,000 | $ 0 |
| Catawba County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Durham County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Forsyth County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Lincoln County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Moore County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Onslow County North Carolina | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Henrico County Virginia | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Spotsylvania County Virginia | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Virginia Beach County Virginia | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Clallam County Washington | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Douglas County Washington | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Grays Harbor County Washington | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Mason County Washington | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Walla Walla County Washington | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Yakima County Washington | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Navajo County Arizona | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Tehama County California | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Dolores County Colorado | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Otero County Colorado | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| San Juan County Colorado | 1 | $ 35,000 | $ 35,000 | $ 319,000 |
| San Miguel County Colorado | 1 | $ 355,000 | $ 355,000 | $ 483,000 |
| Sedgwick County Colorado | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Hillsborough County Florida | 1 | $ 55,000 | $ 55,000 | $ 178,000 |
| Thomas County Georgia | 1 | $ 24,005,000 | $ 24,005,000 | $ 0 |
| Cook County Illinois | 1 | $ 28,125,000 | $ 28,125,000 | $ 0 |
| Kane County Illinois | 1 | $ 12,005,000 | $ 12,005,000 | $ 0 |
| Tippecanoe County Indiana | 1 | $ 47,605,000 | $ 47,605,000 | $ 0 |
| Wayne County Indiana | 1 | $ 14,005,000 | $ 14,005,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 34,005,000 | $ 34,005,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Cleveland County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Craven County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Dare County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Duplin County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Granville County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Jones County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Macon County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Orange County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Pender County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Person County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Swain County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Wayne County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Brazos County Texas | 1 | $ 14,145,000 | $ 14,145,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 8,615,000 | $ 8,615,000 | $ 0 |
| Harris County Texas | 1 | $ 39,505,000 | $ 39,505,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Culpeper County Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Frederick County Virginia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Isle of Wight County Virginia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Manassas County Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Newport News County Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Prince George County Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Prince William County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Rockbridge County Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Rockingham County Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Shenandoah County Virginia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Stafford County Virginia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Warren County Virginia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Chelan County Washington | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Cowlitz County Washington | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Klickitat County Washington | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Lincoln County Washington | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Pacific County Washington | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Skagit County Washington | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Stevens County Washington | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Jefferson County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Bellco Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 3,277 | $304,355,000 | $92,000 | $1,505,000 | $130,000 | $2,072,000 |
| Home Improvement | 2,703 | $282,325,000 | $104,000 | $2,005,000 | $142,000 | $5,645,000 |
| Cash-out Refinancing | 1,309 | $196,155,000 | $149,000 | $705,000 | $150,000 | $1,518,000 |
| Refinancing | 162 | $253,090,000 | $1,562,000 | $47,605,000 | $112,000 | $577,000 |
| Home Purchase | 141 | $83,565,000 | $592,000 | $40,005,000 | $234,000 | $950,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,507 | $516,875,000 | $114,000 | $2,005,000 | $146,000 | $5,645,000 |
| Hispanic | 1,174 | $103,210,000 | $87,000 | $755,000 | $114,000 | $1,548,000 |
| Not Provided | 702 | $84,870,000 | $120,000 | $1,505,000 | $150,000 | $1,518,000 |
| Not applicable | 617 | $349,105,000 | $565,000 | $47,605,000 | $0 | $0 |
| Black or African American | 283 | $26,355,000 | $93,000 | $455,000 | $104,000 | $458,000 |
| Asian | 251 | $33,555,000 | $133,000 | $655,000 | $148,000 | $708,000 |
| American Indian or Alaskan Native | 45 | $4,015,000 | $89,000 | $495,000 | $107,000 | $275,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $1,350,000 | $112,000 | $355,000 | $131,000 | $350,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,592 | $1,119,490,000 | $147,000 | $47,605,000 | $139,000 | $5,645,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,689 | $627,465,000 | $170,000 | $47,605,000 | $152,000 | $5,645,000 |
| Application Denied By Financial Institution | 2,537 | $314,465,000 | $123,000 | $34,005,000 | $118,000 | $1,518,000 |
| Application Withdrawn By Applicant | 632 | $94,920,000 | $150,000 | $16,405,000 | $149,000 | $825,000 |
| Loan Purchased By The Institution | 604 | $70,090,000 | $116,000 | $1,785,000 | $0 | $0 |
| Application Approved But Not Accepted | 130 | $12,550,000 | $96,000 | $345,000 | $133,000 | $379,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,055 | $805,025,000 | $159,000 | $47,605,000 | $151,000 | $5,645,000 |
| Credit History | 1,272 | $128,540,000 | $101,000 | $755,000 | $103,000 | $1,518,000 |
| Collateral | 558 | $108,460,000 | $194,000 | $34,005,000 | $165,000 | $1,400,000 |
| Debt-To-Income Ratio | 423 | $46,955,000 | $111,000 | $455,000 | $87,000 | $660,000 |
| Credit Application Incomplete | 196 | $21,180,000 | $108,000 | $755,000 | $141,000 | $708,000 |
| Employment History | 55 | $6,275,000 | $114,000 | $375,000 | $131,000 | $510,000 |
| Unverifiable Information | 31 | $2,985,000 | $96,000 | $305,000 | $140,000 | $380,000 |
| Other | 2 | $70,000 | $35,000 | $45,000 | $142,000 | $157,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bellco Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bellco Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.