Berkeley Point Capital Llc 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Berkeley Point Capital Llc 1 Beacon Street, 14Th Floor Wilmington, DE 02171 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 341 |
| Total Mortgage Loan Application Amount | $5,797,601,000 |
| Average Mortgage Loan Application Amount | $17,504,333 |
| Highest Mortgage Loan Application Amount | $98,150,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Berkeley Point Capital Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Berkeley Point Capital Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Berkeley Point Capital Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Berkeley Point Capital Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Berkeley Point Capital Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Berkeley Point Capital Llc's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 22 | $ 353,697,000 | $ 16,077,000 | $ 0 |
| San Francisco County California | 16 | $ 106,349,000 | $ 6,646,000 | $ 0 |
| Harris County Texas | 13 | $ 224,204,000 | $ 17,246,000 | $ 0 |
| Alameda County California | 8 | $ 177,701,000 | $ 22,212,000 | $ 0 |
| Maricopa County Arizona | 7 | $ 128,164,000 | $ 18,309,000 | $ 0 |
| Orange County California | 6 | $ 206,931,000 | $ 34,488,000 | $ 0 |
| Arapahoe County Colorado | 6 | $ 137,046,000 | $ 22,841,000 | $ 0 |
| Montgomery County Maryland | 6 | $ 180,800,000 | $ 30,133,000 | $ 0 |
| Tulsa County Oklahoma | 6 | $ 89,218,000 | $ 14,869,000 | $ 0 |
| Tarrant County Texas | 6 | $ 125,379,000 | $ 20,896,000 | $ 0 |
| King County Washington | 6 | $ 149,630,000 | $ 24,938,000 | $ 0 |
| Sacramento County California | 5 | $ 64,503,000 | $ 12,900,000 | $ 0 |
| San Bernardino County California | 5 | $ 55,267,000 | $ 11,053,000 | $ 0 |
| San Diego County California | 5 | $ 143,685,000 | $ 28,737,000 | $ 0 |
| Collin County Texas | 5 | $ 154,646,000 | $ 30,929,000 | $ 0 |
| Salt Lake County Utah | 5 | $ 122,711,000 | $ 24,542,000 | $ 0 |
| Pima County Arizona | 4 | $ 40,364,000 | $ 10,091,000 | $ 0 |
| Adams County Colorado | 4 | $ 114,006,000 | $ 28,501,000 | $ 0 |
| Broward County Florida | 4 | $ 130,477,000 | $ 32,619,000 | $ 0 |
| Orange County Florida | 4 | $ 101,090,000 | $ 25,272,000 | $ 0 |
| Durham County North Carolina | 4 | $ 67,275,000 | $ 16,818,000 | $ 0 |
| Mecklenburg County North Carolina | 4 | $ 65,658,000 | $ 16,414,000 | $ 0 |
| Cleveland County Oklahoma | 4 | $ 39,344,000 | $ 9,836,000 | $ 0 |
| Davidson County Tennessee | 4 | $ 53,049,000 | $ 13,262,000 | $ 0 |
| Dallas County Texas | 4 | $ 24,436,000 | $ 6,109,000 | $ 0 |
| Richmond City County Virginia | 4 | $ 47,187,000 | $ 11,796,000 | $ 0 |
| Riverside County California | 3 | $ 70,521,000 | $ 23,507,000 | $ 0 |
| El Paso County Colorado | 3 | $ 68,607,000 | $ 22,869,000 | $ 0 |
| Hillsborough County Florida | 3 | $ 59,065,000 | $ 19,688,000 | $ 0 |
| Miami-Dade County Florida | 3 | $ 25,200,000 | $ 8,400,000 | $ 0 |
| Palm Beach County Florida | 3 | $ 74,913,000 | $ 24,971,000 | $ 0 |
| Chatham County Georgia | 3 | $ 13,575,000 | $ 4,525,000 | $ 0 |
| Jackson County Missouri | 3 | $ 14,800,000 | $ 4,933,000 | $ 0 |
| St. Charles County Missouri | 3 | $ 66,411,000 | $ 22,137,000 | $ 0 |
| Clark County Nevada | 3 | $ 38,888,000 | $ 12,962,000 | $ 0 |
| Camden County New Jersey | 3 | $ 31,784,000 | $ 10,594,000 | $ 0 |
| Monroe County New York | 3 | $ 21,903,000 | $ 7,301,000 | $ 0 |
| Bell County Texas | 3 | $ 7,669,000 | $ 2,556,000 | $ 0 |
| Denton County Texas | 3 | $ 88,750,000 | $ 29,583,000 | $ 0 |
| Nueces County Texas | 3 | $ 49,883,000 | $ 16,627,000 | $ 0 |
| Travis County Texas | 3 | $ 68,337,000 | $ 22,779,000 | $ 0 |
| Snohomish County Washington | 3 | $ 55,086,000 | $ 18,362,000 | $ 0 |
| Contra Costa County California | 2 | $ 44,071,000 | $ 22,035,000 | $ 0 |
| Santa Barbara County California | 2 | $ 18,233,000 | $ 9,116,000 | $ 0 |
| Jefferson County Colorado | 2 | $ 57,700,000 | $ 28,850,000 | $ 0 |
| Larimer County Colorado | 2 | $ 38,829,000 | $ 19,414,000 | $ 0 |
| New Castle County Delaware | 2 | $ 20,656,000 | $ 10,328,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 12,350,000 | $ 6,175,000 | $ 0 |
| Pinellas County Florida | 2 | $ 13,280,000 | $ 6,640,000 | $ 0 |
| Fulton County Georgia | 2 | $ 44,730,000 | $ 22,365,000 | $ 0 |
| Sedgwick County Kansas | 2 | $ 26,627,000 | $ 13,313,000 | $ 0 |
| Wyandotte County Kansas | 2 | $ 4,748,000 | $ 2,374,000 | $ 0 |
| Jefferson County Kentucky | 2 | $ 6,310,000 | $ 3,155,000 | $ 0 |
| Lafayette County Louisiana | 2 | $ 10,403,000 | $ 5,201,000 | $ 0 |
| Suffolk County Massachusetts | 2 | $ 35,984,000 | $ 17,992,000 | $ 0 |
| Oakland County Michigan | 2 | $ 13,740,000 | $ 6,870,000 | $ 0 |
| Wayne County Michigan | 2 | $ 7,932,000 | $ 3,966,000 | $ 0 |
| Boone County Missouri | 2 | $ 14,324,000 | $ 7,162,000 | $ 0 |
| St. Louis County Missouri | 2 | $ 14,245,000 | $ 7,122,000 | $ 0 |
| Hudson County New Jersey | 2 | $ 118,000,000 | $ 59,000,000 | $ 0 |
| Dutchess County New York | 2 | $ 12,523,000 | $ 6,261,000 | $ 0 |
| Orange County North Carolina | 2 | $ 37,800,000 | $ 18,900,000 | $ 0 |
| Delaware County Ohio | 2 | $ 26,165,000 | $ 13,082,000 | $ 0 |
| Oklahoma County Oklahoma | 2 | $ 14,514,000 | $ 7,257,000 | $ 0 |
| Clackamas County Oregon | 2 | $ 35,320,000 | $ 17,660,000 | $ 0 |
| Richland County South Carolina | 2 | $ 13,417,000 | $ 6,708,000 | $ 0 |
| Knox County Tennessee | 2 | $ 29,843,000 | $ 14,921,000 | $ 0 |
| Bexar County Texas | 2 | $ 13,450,000 | $ 6,725,000 | $ 0 |
| Fort Bend County Texas | 2 | $ 66,465,000 | $ 33,232,000 | $ 0 |
| Galveston County Texas | 2 | $ 7,337,000 | $ 3,668,000 | $ 0 |
| McLennan County Texas | 2 | $ 13,708,000 | $ 6,854,000 | $ 0 |
| Midland County Texas | 2 | $ 8,358,000 | $ 4,179,000 | $ 0 |
| Benton County Washington | 2 | $ 6,433,000 | $ 3,216,000 | $ 0 |
| Cullman County Alabama | 1 | $ 2,792,000 | $ 2,792,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 50,400,000 | $ 50,400,000 | $ 0 |
| Kings County California | 1 | $ 14,040,000 | $ 14,040,000 | $ 0 |
| Monterey County California | 1 | $ 36,890,000 | $ 36,890,000 | $ 0 |
| Santa Clara County California | 1 | $ 32,000,000 | $ 32,000,000 | $ 0 |
| Tehama County California | 1 | $ 7,845,000 | $ 7,845,000 | $ 0 |
| Ventura County California | 1 | $ 42,800,000 | $ 42,800,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 36,695,000 | $ 36,695,000 | $ 0 |
| Douglas County Colorado | 1 | $ 34,164,000 | $ 34,164,000 | $ 0 |
| Summit County Colorado | 1 | $ 7,500,000 | $ 7,500,000 | $ 0 |
| Weld County Colorado | 1 | $ 28,210,000 | $ 28,210,000 | $ 0 |
| Duval County Florida | 1 | $ 20,075,000 | $ 20,075,000 | $ 0 |
| Lee County Florida | 1 | $ 59,220,000 | $ 59,220,000 | $ 0 |
| Manatee County Florida | 1 | $ 3,875,000 | $ 3,875,000 | $ 0 |
| Marion County Florida | 1 | $ 2,058,000 | $ 2,058,000 | $ 0 |
| Osceola County Florida | 1 | $ 14,860,000 | $ 14,860,000 | $ 0 |
| Polk County Florida | 1 | $ 11,425,000 | $ 11,425,000 | $ 0 |
| Seminole County Florida | 1 | $ 10,880,000 | $ 10,880,000 | $ 0 |
| Volusia County Florida | 1 | $ 2,910,000 | $ 2,910,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 35,700,000 | $ 35,700,000 | $ 0 |
| DuPage County Illinois | 1 | $ 8,191,000 | $ 8,191,000 | $ 0 |
| Vigo County Indiana | 1 | $ 18,000,000 | $ 18,000,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 19,758,000 | $ 19,758,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 9,300,000 | $ 9,300,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 19,687,000 | $ 19,687,000 | $ 0 |
| Macomb County Michigan | 1 | $ 6,800,000 | $ 6,800,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 1,527,000 | $ 1,527,000 | $ 0 |
| Clay County Missouri | 1 | $ 29,610,000 | $ 29,610,000 | $ 0 |
| Greene County Missouri | 1 | $ 6,800,000 | $ 6,800,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 11,000,000 | $ 11,000,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 14,334,000 | $ 14,334,000 | $ 0 |
| Essex County New Jersey | 1 | $ 3,269,000 | $ 3,269,000 | $ 0 |
| Gloucester County New Jersey | 1 | $ 3,911,000 | $ 3,911,000 | $ 0 |
| Erie County New York | 1 | $ 33,075,000 | $ 33,075,000 | $ 0 |
| Onondaga County New York | 1 | $ 24,080,000 | $ 24,080,000 | $ 0 |
| Schenectady County New York | 1 | $ 18,080,000 | $ 18,080,000 | $ 0 |
| Westchester County New York | 1 | $ 98,150,000 | $ 98,150,000 | $ 0 |
| Wake County North Carolina | 1 | $ 20,000,000 | $ 20,000,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 11,100,000 | $ 11,100,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 15,000,000 | $ 15,000,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 8,179,000 | $ 8,179,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 32,390,000 | $ 32,390,000 | $ 0 |
| Erie County Pennsylvania | 1 | $ 11,392,000 | $ 11,392,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 15,296,000 | $ 15,296,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 11,205,000 | $ 11,205,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 8,925,000 | $ 8,925,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 26,780,000 | $ 26,780,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 15,590,000 | $ 15,590,000 | $ 0 |
| Anderson County Tennessee | 1 | $ 6,871,000 | $ 6,871,000 | $ 0 |
| Brazoria County Texas | 1 | $ 4,600,000 | $ 4,600,000 | $ 0 |
| Brazos County Texas | 1 | $ 996,000 | $ 996,000 | $ 0 |
| Ector County Texas | 1 | $ 21,373,000 | $ 21,373,000 | $ 0 |
| Lubbock County Texas | 1 | $ 21,000,000 | $ 21,000,000 | $ 0 |
| Matagorda County Texas | 1 | $ 10,700,000 | $ 10,700,000 | $ 0 |
| Potter County Texas | 1 | $ 16,544,000 | $ 16,544,000 | $ 0 |
| Tom Green County Texas | 1 | $ 2,485,000 | $ 2,485,000 | $ 0 |
| Walker County Texas | 1 | $ 1,580,000 | $ 1,580,000 | $ 0 |
| Webb County Texas | 1 | $ 3,220,000 | $ 3,220,000 | $ 0 |
| Davis County Utah | 1 | $ 16,500,000 | $ 16,500,000 | $ 0 |
| Utah County Utah | 1 | $ 24,200,000 | $ 24,200,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 8,760,000 | $ 8,760,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 8,800,000 | $ 8,800,000 | $ 0 |
| Manassas County Virginia | 1 | $ 30,000,000 | $ 30,000,000 | $ 0 |
| Stafford County Virginia | 1 | $ 18,500,000 | $ 18,500,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 182 | $3,507,894,000 | $19,274,000 | $93,322,000 | $0 | $0 |
| Refinancing | 158 | $2,270,840,000 | $14,372,000 | $98,150,000 | $0 | $0 |
| Home Improvement | 1 | $18,867,000 | $18,867,000 | $18,867,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 341 | $5,797,601,000 | $17,001,000 | $98,150,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 333 | $5,614,933,000 | $16,861,000 | $98,150,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 8 | $182,668,000 | $22,833,000 | $52,000,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 319 | $5,540,359,000 | $17,367,000 | $98,150,000 | $0 | $0 |
| Application Withdrawn By Applicant | 13 | $152,894,000 | $11,761,000 | $30,940,000 | $0 | $0 |
| Application Approved But Not Accepted | 9 | $104,348,000 | $11,594,000 | $26,165,000 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Berkeley Point Capital Llc's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Berkeley Point Capital Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.