Berkeley Point Capital LLC Mortgage Lending & HMDA Data, 2015

In 2015, Berkeley Point Capital LLC of Boston, MA reported 341 mortgage applications totaling $5.8 billion, up 21% from 2014. The average application was for $17,001,762, and applicants reported an average income of $0. 94% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (22), Houston-The Woodlands-Sugar Land, TX (18) and San Francisco-Redwood City-South San Francisco, CA (16) (applications in parentheses).

Mortgage Company & Address Berkeley Point Capital LLC

Boston, MA 02110
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 341
Total Mortgage Loan Application Amount $5,797,601,000
Average Mortgage Loan Application Amount $17,001,762
Highest Mortgage Loan Application Amount $98,150,000
Average Applicant Income $0
Highest Applicant Income $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Berkeley Point Capital LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Berkeley Point Capital LLC by Metropolitan Area in 2015

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 22 $ 353,697,000 $ 16,077,136 $ 0
Houston-The Woodlands-Sugar Land, TX 18 $ 302,606,000 $ 16,811,444 $ 0
San Francisco-Redwood City-South San Francisco, CA 16 $ 106,349,000 $ 6,646,812 $ 0
Denver-Aurora-Lakewood, CO 14 $ 379,611,000 $ 27,115,071 $ 0
Dallas-Plano-Irving, TX 12 $ 267,832,000 $ 22,319,333 $ 0
Oakland-Hayward-Berkeley, CA 10 $ 221,772,000 $ 22,177,200 $ 0
Seattle-Bellevue-Everett, WA 9 $ 204,716,000 $ 22,746,222 $ 0
Riverside-San Bernardino-Ontario, CA 8 $ 125,788,000 $ 15,723,500 $ 0
Phoenix-Mesa-Scottsdale, AZ 7 $ 128,164,000 $ 18,309,142 $ 0
Anaheim-Santa Ana-Irvine, CA 6 $ 206,931,000 $ 34,488,500 $ 0
Durham-Chapel Hill, NC 6 $ 105,075,000 $ 17,512,500 $ 0
Fort Worth-Arlington, TX 6 $ 125,379,000 $ 20,896,500 $ 0
Kansas City, MO-KS 6 $ 49,158,000 $ 8,193,000 $ 0
Oklahoma City, OK 6 $ 53,858,000 $ 8,976,333 $ 0
Orlando-Kissimmee-Sanford, FL 6 $ 126,830,000 $ 21,138,333 $ 0
Silver Spring-Frederick-Rockville, MD 6 $ 180,800,000 $ 30,133,333 $ 0
Tulsa, OK 6 $ 89,218,000 $ 14,869,666 $ 0
Camden, NJ 5 $ 50,029,000 $ 10,005,800 $ 0
Sacramento--Roseville--Arden-Arcade, CA 5 $ 64,503,000 $ 12,900,600 $ 0
Salt Lake City, UT 5 $ 122,711,000 $ 24,542,200 $ 0
San Diego-Carlsbad, CA 5 $ 143,685,000 $ 28,737,000 $ 0
St. Louis, MO-IL 5 $ 80,656,000 $ 16,131,200 $ 0
Tampa-St. Petersburg-Clearwater, FL 5 $ 72,345,000 $ 14,469,000 $ 0
Washington-Arlington-Alexandria, DC-VA-MD-WV 5 $ 69,650,000 $ 13,930,000 $ 0
Charlotte-Concord-Gastonia, NC-SC 4 $ 65,658,000 $ 16,414,500 $ 0
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 4 $ 130,477,000 $ 32,619,250 $ 0
Nashville-Davidson--Murfreesboro--Franklin, TN 4 $ 53,049,000 $ 13,262,250 $ 0
Richmond, VA 4 $ 47,187,000 $ 11,796,750 $ 0
Tucson, AZ 4 $ 40,364,000 $ 10,091,000 $ 0
Atlanta-Sandy Springs-Roswell, GA 3 $ 80,430,000 $ 26,810,000 $ 0
Austin-Round Rock, TX 3 $ 68,337,000 $ 22,779,000 $ 0
Colorado Springs, CO 3 $ 68,607,000 $ 22,869,000 $ 0
Corpus Christi, TX 3 $ 49,883,000 $ 16,627,666 $ 0
Killeen-Temple, TX 3 $ 7,669,000 $ 2,556,333 $ 0
Knoxville, TN 3 $ 36,714,000 $ 12,238,000 $ 0
Las Vegas-Henderson-Paradise, NV 3 $ 38,888,000 $ 12,962,666 $ 0
Miami-Miami Beach-Kendall, FL 3 $ 25,200,000 $ 8,400,000 $ 0
New York-Jersey City-White Plains, NY-NJ 3 $ 216,150,000 $ 72,050,000 $ 0
Portland-Vancouver-Hillsboro, OR-WA 3 $ 43,499,000 $ 14,499,666 $ 0
Rochester, NY 3 $ 21,903,000 $ 7,301,000 $ 0
Savannah, GA 3 $ 13,575,000 $ 4,525,000 $ 0
Warren-Troy-Farmington Hills, MI 3 $ 20,540,000 $ 6,846,666 $ 0
West Palm Beach-Boca Raton-Delray Beach, FL 3 $ 74,913,000 $ 24,971,000 $ 0
Boston, MA 2 $ 35,984,000 $ 17,992,000 $ 0
Cambridge-Newton-Framingham, MA 2 $ 29,058,000 $ 14,529,000 $ 0
Charleston-North Charleston, SC 2 $ 42,370,000 $ 21,185,000 $ 0
Columbia, MO 2 $ 14,324,000 $ 7,162,000 $ 0
Columbia, SC 2 $ 13,417,000 $ 6,708,500 $ 0
Columbus, OH 2 $ 26,165,000 $ 13,082,500 $ 0
Detroit-Dearborn-Livonia, MI 2 $ 7,932,000 $ 3,966,000 $ 0
Dutchess County-Putnam County, NY 2 $ 12,523,000 $ 6,261,500 $ 0
Fort Collins, CO 2 $ 38,829,000 $ 19,414,500 $ 0
Kennewick-Richland, WA 2 $ 6,433,000 $ 3,216,500 $ 0
Lafayette, LA 2 $ 10,403,000 $ 5,201,500 $ 0
Louisville/Jefferson County, KY-IN 2 $ 6,310,000 $ 3,155,000 $ 0
Midland, TX 2 $ 8,358,000 $ 4,179,000 $ 0
San Antonio-New Braunfels, TX 2 $ 13,450,000 $ 6,725,000 $ 0
Santa Maria-Santa Barbara, CA 2 $ 18,233,000 $ 9,116,500 $ 0
Waco, TX 2 $ 13,708,000 $ 6,854,000 $ 0
Wichita, KS 2 $ 26,627,000 $ 13,313,500 $ 0
Wilmington, DE-MD-NJ 2 $ 20,656,000 $ 10,328,000 $ 0
Albany-Schenectady-Troy, NY 1 $ 18,080,000 $ 18,080,000 $ 0
Allentown-Bethlehem-Easton, PA-NJ 1 $ 11,205,000 $ 11,205,000 $ 0
Amarillo, TX 1 $ 16,544,000 $ 16,544,000 $ 0
Augusta-Richmond County, GA-SC 1 $ 8,925,000 $ 8,925,000 $ 0
Birmingham-Hoover, AL 1 $ 50,400,000 $ 50,400,000 $ 0
Buffalo-Cheektowaga-Niagara Falls, NY 1 $ 33,075,000 $ 33,075,000 $ 0
Cape Coral-Fort Myers, FL 1 $ 59,220,000 $ 59,220,000 $ 0
Charlottesville, VA 1 $ 8,760,000 $ 8,760,000 $ 0
Chicago-Naperville-Arlington Heights, IL 1 $ 8,191,000 $ 8,191,000 $ 0
Cleveland-Elyria, OH 1 $ 11,100,000 $ 11,100,000 $ 0
College Station-Bryan, TX 1 $ 996,000 $ 996,000 $ 0
Dayton, OH 1 $ 15,000,000 $ 15,000,000 $ 0
Deltona-Daytona Beach-Ormond Beach, FL 1 $ 2,910,000 $ 2,910,000 $ 0
Erie, PA 1 $ 11,392,000 $ 11,392,000 $ 0
Greeley, CO 1 $ 28,210,000 $ 28,210,000 $ 0
Gulfport-Biloxi-Pascagoula, MS 1 $ 1,527,000 $ 1,527,000 $ 0
Hanford-Corcoran, CA 1 $ 14,040,000 $ 14,040,000 $ 0
Harrisburg-Carlisle, PA 1 $ 32,390,000 $ 32,390,000 $ 0
Jacksonville, FL 1 $ 20,075,000 $ 20,075,000 $ 0
Lakeland-Winter Haven, FL 1 $ 11,425,000 $ 11,425,000 $ 0
Lancaster, PA 1 $ 15,296,000 $ 15,296,000 $ 0
Laredo, TX 1 $ 3,220,000 $ 3,220,000 $ 0
Lincoln, NE 1 $ 11,000,000 $ 11,000,000 $ 0
Lubbock, TX 1 $ 21,000,000 $ 21,000,000 $ 0
Newark, NJ-PA 1 $ 3,269,000 $ 3,269,000 $ 0
North Port-Sarasota-Bradenton, FL 1 $ 3,875,000 $ 3,875,000 $ 0
Ocala, FL 1 $ 2,058,000 $ 2,058,000 $ 0
Odessa, TX 1 $ 21,373,000 $ 21,373,000 $ 0
Ogden-Clearfield, UT 1 $ 16,500,000 $ 16,500,000 $ 0
Oxnard-Thousand Oaks-Ventura, CA 1 $ 42,800,000 $ 42,800,000 $ 0
Provo-Orem, UT 1 $ 24,200,000 $ 24,200,000 $ 0
Raleigh, NC 1 $ 20,000,000 $ 20,000,000 $ 0
Salinas, CA 1 $ 36,890,000 $ 36,890,000 $ 0
San Angelo, TX 1 $ 2,485,000 $ 2,485,000 $ 0
San Jose-Sunnyvale-Santa Clara, CA 1 $ 32,000,000 $ 32,000,000 $ 0
Springfield, MO 1 $ 6,800,000 $ 6,800,000 $ 0
Syracuse, NY 1 $ 24,080,000 $ 24,080,000 $ 0
Terre Haute, IN 1 $ 18,000,000 $ 18,000,000 $ 0
Worcester, MA-CT 1 $ 19,687,000 $ 19,687,000 $ 0

Mortgage Loan Application Detail Totals for Berkeley Point Capital LLC in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 182 $3,507,894,000 $19,274,000 $93,322,000 $0 $0
Refinancing 158 $2,270,840,000 $14,372,000 $98,150,000 $0 $0
Home Improvement 1 $18,867,000 $18,867,000 $18,867,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 341 $5,797,601,000 $17,001,000 $98,150,000 $0 $0
Not Provided 0 $0 $0 $0 $0 $0
White 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 333 $5,614,933,000 $16,861,000 $98,150,000 $0 $0
FHA-insured (Federal Housing Administration) 8 $182,668,000 $22,833,000 $52,000,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 319 $5,540,359,000 $17,367,000 $98,150,000 $0 $0
Application Withdrawn By Applicant 13 $152,894,000 $11,761,000 $30,940,000 $0 $0
Application Approved But Not Accepted 9 $104,348,000 $11,594,000 $26,165,000 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Berkeley Point Capital LLC's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Berkeley Point Capital LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet with aggregated HMDA statistics today.

Download the Massachusetts Lender List