Bethpage Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Bethpage Federal Credit Union 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bethpage Federal Credit Union 899 South Oyster Bay Road Bethpage, NY 11714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,026 |
| Total Mortgage Loan Application Amount | $848,510,000 |
| Average Mortgage Loan Application Amount | $125,968 |
| Highest Mortgage Loan Application Amount | $873,000 |
| Average Applicant Income | $83,281 |
| Highest Applicant Income | $1,043,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Bethpage Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bethpage Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Bethpage Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bethpage Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bethpage Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bethpage Federal Credit Union's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 2,774 | $ 470,206,000 | $ 169,000 | $ 82,000 |
| Nassau County New York | 1,430 | $ 251,887,000 | $ 176,000 | $ 79,000 |
| Queens County New York | 78 | $ 15,863,000 | $ 203,000 | $ 88,000 |
| Brevard County Florida | 66 | $ 8,374,000 | $ 126,000 | $ 68,000 |
| Westchester County New York | 29 | $ 7,508,000 | $ 258,000 | $ 154,000 |
| Palm Beach County Florida | 27 | $ 3,136,000 | $ 116,000 | $ 57,000 |
| St. Johns County Florida | 26 | $ 2,569,000 | $ 98,000 | $ 59,000 |
| Kings County New York | 22 | $ 4,086,000 | $ 185,000 | $ 94,000 |
| Martin County Florida | 20 | $ 2,030,000 | $ 101,000 | $ 54,000 |
| Middlesex County New Jersey | 17 | $ 2,577,000 | $ 151,000 | $ 97,000 |
| Loudoun County Virginia | 17 | $ 2,721,000 | $ 160,000 | $ 70,000 |
| St. Lucie County Florida | 16 | $ 1,244,000 | $ 77,000 | $ 56,000 |
| Fairfield County Connecticut | 13 | $ 2,285,000 | $ 175,000 | $ 84,000 |
| Bergen County New Jersey | 13 | $ 2,817,000 | $ 216,000 | $ 97,000 |
| Fairfax County Virginia | 13 | $ 2,721,000 | $ 209,000 | $ 125,000 |
| Monmouth County New Jersey | 12 | $ 2,372,000 | $ 197,000 | $ 205,000 |
| Orange County New York | 12 | $ 1,761,000 | $ 146,000 | $ 77,000 |
| Mercer County New Jersey | 11 | $ 2,106,000 | $ 191,000 | $ 109,000 |
| Dutchess County New York | 9 | $ 1,920,000 | $ 213,000 | $ 124,000 |
| Broward County Florida | 8 | $ 858,000 | $ 107,000 | $ 65,000 |
| Ocean County New Jersey | 8 | $ 1,594,000 | $ 199,000 | $ 106,000 |
| Rockland County New York | 8 | $ 1,307,000 | $ 163,000 | $ 80,000 |
| Flagler County Florida | 7 | $ 661,000 | $ 94,000 | $ 56,000 |
| Middlesex County Massachusetts | 7 | $ 2,002,000 | $ 286,000 | $ 115,000 |
| Hudson County New Jersey | 7 | $ 1,429,000 | $ 204,000 | $ 69,000 |
| Duval County Florida | 6 | $ 753,000 | $ 125,000 | $ 57,000 |
| Seminole County Florida | 6 | $ 575,000 | $ 95,000 | $ 138,000 |
| Cobb County Georgia | 6 | $ 1,283,000 | $ 213,000 | $ 95,000 |
| Cook County Illinois | 6 | $ 969,000 | $ 161,000 | $ 79,000 |
| Norfolk County Massachusetts | 6 | $ 1,531,000 | $ 255,000 | $ 130,000 |
| Bronx County New York | 6 | $ 1,141,000 | $ 190,000 | $ 83,000 |
| Orange County Florida | 5 | $ 401,000 | $ 80,000 | $ 61,000 |
| Pasco County Florida | 5 | $ 260,000 | $ 52,000 | $ 31,000 |
| Pinellas County Florida | 5 | $ 249,000 | $ 49,000 | $ 61,000 |
| Volusia County Florida | 5 | $ 537,000 | $ 107,000 | $ 69,000 |
| Montgomery County Maryland | 5 | $ 618,000 | $ 123,000 | $ 164,000 |
| Somerset County New Jersey | 5 | $ 972,000 | $ 194,000 | $ 75,000 |
| Wake County North Carolina | 5 | $ 519,000 | $ 103,000 | $ 62,000 |
| Delaware County Pennsylvania | 5 | $ 373,000 | $ 74,000 | $ 66,000 |
| Chesapeake County Virginia | 5 | $ 318,000 | $ 63,000 | $ 74,000 |
| San Diego County California | 4 | $ 969,000 | $ 242,000 | $ 73,000 |
| Hillsborough County Florida | 4 | $ 421,000 | $ 105,000 | $ 70,000 |
| Sarasota County Florida | 4 | $ 318,000 | $ 79,000 | $ 108,000 |
| Coweta County Georgia | 4 | $ 597,000 | $ 149,000 | $ 105,000 |
| Fayette County Georgia | 4 | $ 450,000 | $ 112,000 | $ 60,000 |
| Gwinnett County Georgia | 4 | $ 502,000 | $ 125,000 | $ 59,000 |
| Anne Arundel County Maryland | 4 | $ 276,000 | $ 69,000 | $ 96,000 |
| Howard County Maryland | 4 | $ 761,000 | $ 190,000 | $ 101,000 |
| St. Mary's County Maryland | 4 | $ 649,000 | $ 162,000 | $ 112,000 |
| Worcester County Massachusetts | 4 | $ 1,225,000 | $ 306,000 | $ 110,000 |
| Burlington County New Jersey | 4 | $ 738,000 | $ 184,000 | $ 92,000 |
| Essex County New Jersey | 4 | $ 560,000 | $ 140,000 | $ 73,000 |
| Morris County New Jersey | 4 | $ 1,104,000 | $ 276,000 | $ 145,000 |
| Northampton County Pennsylvania | 4 | $ 143,000 | $ 35,000 | $ 51,000 |
| Maricopa County Arizona | 3 | $ 532,000 | $ 177,000 | $ 103,000 |
| Orange County California | 3 | $ 645,000 | $ 215,000 | $ 116,000 |
| Santa Clara County California | 3 | $ 1,080,000 | $ 360,000 | $ 193,000 |
| New Haven County Connecticut | 3 | $ 169,000 | $ 56,000 | $ 243,000 |
| Hernando County Florida | 3 | $ 154,000 | $ 51,000 | $ 48,000 |
| Chatham County Georgia | 3 | $ 331,000 | $ 110,000 | $ 94,000 |
| Houston County Georgia | 3 | $ 313,000 | $ 104,000 | $ 68,000 |
| Calcasieu County Louisiana | 3 | $ 326,000 | $ 108,000 | $ 82,000 |
| Essex County Massachusetts | 3 | $ 554,000 | $ 184,000 | $ 51,000 |
| Hillsborough County New Hampshire | 3 | $ 458,000 | $ 152,000 | $ 120,000 |
| Sussex County New Jersey | 3 | $ 474,000 | $ 158,000 | $ 86,000 |
| Greene County New York | 3 | $ 163,000 | $ 54,000 | $ 52,000 |
| New York County New York | 3 | $ 628,000 | $ 209,000 | $ 71,000 |
| Mecklenburg County North Carolina | 3 | $ 487,000 | $ 162,000 | $ 79,000 |
| Union County North Carolina | 3 | $ 388,000 | $ 129,000 | $ 84,000 |
| Multnomah County Oregon | 3 | $ 580,000 | $ 193,000 | $ 87,000 |
| Bucks County Pennsylvania | 3 | $ 477,000 | $ 159,000 | $ 72,000 |
| Pike County Pennsylvania | 3 | $ 304,000 | $ 101,000 | $ 177,000 |
| Greenville County South Carolina | 3 | $ 306,000 | $ 102,000 | $ 230,000 |
| Horry County South Carolina | 3 | $ 443,000 | $ 147,000 | $ 236,000 |
| Henrico County Virginia | 3 | $ 523,000 | $ 174,000 | $ 148,000 |
| Manassas County Virginia | 3 | $ 80,000 | $ 26,000 | $ 45,000 |
| Virginia Beach County Virginia | 3 | $ 293,000 | $ 97,000 | $ 57,000 |
| Arapahoe County Colorado | 2 | $ 105,000 | $ 52,000 | $ 29,000 |
| Jefferson County Colorado | 2 | $ 250,000 | $ 125,000 | $ 76,000 |
| Hartford County Connecticut | 2 | $ 388,000 | $ 194,000 | $ 118,000 |
| Litchfield County Connecticut | 2 | $ 260,000 | $ 130,000 | $ 88,000 |
| Clay County Florida | 2 | $ 244,000 | $ 122,000 | $ 79,000 |
| Collier County Florida | 2 | $ 410,000 | $ 205,000 | $ 108,000 |
| Indian River County Florida | 2 | $ 292,000 | $ 146,000 | $ 43,000 |
| Lake County Florida | 2 | $ 200,000 | $ 100,000 | $ 33,000 |
| Lee County Florida | 2 | $ 262,000 | $ 131,000 | $ 79,000 |
| Miami-Dade County Florida | 2 | $ 240,000 | $ 120,000 | $ 62,000 |
| Osceola County Florida | 2 | $ 147,000 | $ 73,000 | $ 54,000 |
| Putnam County Florida | 2 | $ 30,000 | $ 15,000 | $ 26,000 |
| Fulton County Georgia | 2 | $ 110,000 | $ 55,000 | $ 30,000 |
| DuPage County Illinois | 2 | $ 462,000 | $ 231,000 | $ 105,000 |
| Kane County Illinois | 2 | $ 368,000 | $ 184,000 | $ 92,000 |
| Will County Illinois | 2 | $ 364,000 | $ 182,000 | $ 89,000 |
| Kennebec County Maine | 2 | $ 414,000 | $ 207,000 | $ 66,000 |
| Suffolk County Massachusetts | 2 | $ 270,000 | $ 135,000 | $ 74,000 |
| Gloucester County New Jersey | 2 | $ 329,000 | $ 164,000 | $ 99,000 |
| Hunterdon County New Jersey | 2 | $ 818,000 | $ 409,000 | $ 142,000 |
| Passaic County New Jersey | 2 | $ 402,000 | $ 201,000 | $ 104,000 |
| Union County New Jersey | 2 | $ 254,000 | $ 127,000 | $ 125,000 |
| Albany County New York | 2 | $ 338,000 | $ 169,000 | $ 123,000 |
| Erie County New York | 2 | $ 250,000 | $ 125,000 | $ 113,000 |
| Putnam County New York | 2 | $ 423,000 | $ 211,000 | $ 50,000 |
| Richmond County New York | 2 | $ 451,000 | $ 225,000 | $ 55,000 |
| Ulster County New York | 2 | $ 350,000 | $ 175,000 | $ 84,000 |
| Washington County New York | 2 | $ 246,000 | $ 123,000 | $ 51,000 |
| Guilford County North Carolina | 2 | $ 227,000 | $ 113,000 | $ 109,000 |
| Henderson County North Carolina | 2 | $ 177,000 | $ 88,000 | $ 50,000 |
| Lackawanna County Pennsylvania | 2 | $ 137,000 | $ 68,000 | $ 39,000 |
| Lancaster County Pennsylvania | 2 | $ 89,000 | $ 44,000 | $ 49,000 |
| Aiken County South Carolina | 2 | $ 203,000 | $ 101,000 | $ 60,000 |
| Charleston County South Carolina | 2 | $ 264,000 | $ 132,000 | $ 67,000 |
| Chesterfield County Virginia | 2 | $ 224,000 | $ 112,000 | $ 62,000 |
| Fauquier County Virginia | 2 | $ 430,000 | $ 215,000 | $ 77,000 |
| Powhatan County Virginia | 2 | $ 282,000 | $ 141,000 | $ 46,000 |
| Prince William County Virginia | 2 | $ 359,000 | $ 179,000 | $ 95,000 |
| Mohave County Arizona | 1 | $ 47,000 | $ 47,000 | $ 24,000 |
| Los Angeles County California | 1 | $ 134,000 | $ 134,000 | $ 63,000 |
| Marin County California | 1 | $ 266,000 | $ 266,000 | $ 88,000 |
| Riverside County California | 1 | $ 204,000 | $ 204,000 | $ 36,000 |
| San Francisco County California | 1 | $ 365,000 | $ 365,000 | $ 107,000 |
| Ventura County California | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Adams County Colorado | 1 | $ 462,000 | $ 462,000 | $ 98,000 |
| Boulder County Colorado | 1 | $ 194,000 | $ 194,000 | $ 103,000 |
| New London County Connecticut | 1 | $ 151,000 | $ 151,000 | $ 85,000 |
| Tolland County Connecticut | 1 | $ 152,000 | $ 152,000 | $ 57,000 |
| New Castle County Delaware | 1 | $ 15,000 | $ 15,000 | $ 87,000 |
| District of Columbia County District Of Columbia | 1 | $ 97,000 | $ 97,000 | $ 49,000 |
| Citrus County Florida | 1 | $ 110,000 | $ 110,000 | $ 34,000 |
| Escambia County Florida | 1 | $ 94,000 | $ 94,000 | $ 55,000 |
| Monroe County Florida | 1 | $ 236,000 | $ 236,000 | $ 85,000 |
| Okaloosa County Florida | 1 | $ 367,000 | $ 367,000 | $ 64,000 |
| Polk County Florida | 1 | $ 26,000 | $ 26,000 | $ 44,000 |
| Santa Rosa County Florida | 1 | $ 414,000 | $ 414,000 | $ 177,000 |
| Sumter County Florida | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Baldwin County Georgia | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Cherokee County Georgia | 1 | $ 102,000 | $ 102,000 | $ 111,000 |
| Clayton County Georgia | 1 | $ 100,000 | $ 100,000 | $ 21,000 |
| Columbia County Georgia | 1 | $ 190,000 | $ 190,000 | $ 51,000 |
| DeKalb County Georgia | 1 | $ 10,000 | $ 10,000 | $ 25,000 |
| Effingham County Georgia | 1 | $ 80,000 | $ 80,000 | $ 90,000 |
| Heard County Georgia | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Henry County Georgia | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Liberty County Georgia | 1 | $ 88,000 | $ 88,000 | $ 18,000 |
| Meriwether County Georgia | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Paulding County Georgia | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Pike County Georgia | 1 | $ 140,000 | $ 140,000 | $ 69,000 |
| Lake County Illinois | 1 | $ 150,000 | $ 150,000 | $ 131,000 |
| Hamilton County Indiana | 1 | $ 280,000 | $ 280,000 | $ 145,000 |
| Franklin County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 50,000 |
| Lafayette County Louisiana | 1 | $ 117,000 | $ 117,000 | $ 49,000 |
| Vernon County Louisiana | 1 | $ 63,000 | $ 63,000 | $ 37,000 |
| Cumberland County Maine | 1 | $ 171,000 | $ 171,000 | $ 94,000 |
| Hancock County Maine | 1 | $ 130,000 | $ 130,000 | $ 260,000 |
| Baltimore County Maryland | 1 | $ 275,000 | $ 275,000 | $ 240,000 |
| Frederick County Maryland | 1 | $ 164,000 | $ 164,000 | $ 305,000 |
| Harford County Maryland | 1 | $ 106,000 | $ 106,000 | $ 134,000 |
| Talbot County Maryland | 1 | $ 141,000 | $ 141,000 | $ 47,000 |
| Wicomico County Maryland | 1 | $ 10,000 | $ 10,000 | $ 45,000 |
| Worcester County Maryland | 1 | $ 121,000 | $ 121,000 | $ 54,000 |
| Bristol County Massachusetts | 1 | $ 239,000 | $ 239,000 | $ 115,000 |
| Hennepin County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 204,000 |
| Ramsey County Minnesota | 1 | $ 176,000 | $ 176,000 | $ 105,000 |
| Lyon County Nevada | 1 | $ 29,000 | $ 29,000 | $ 35,000 |
| Strafford County New Hampshire | 1 | $ 104,000 | $ 104,000 | $ 78,000 |
| Camden County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 132,000 |
| Clinton County New York | 1 | $ 188,000 | $ 188,000 | $ 95,000 |
| Herkimer County New York | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Monroe County New York | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Montgomery County New York | 1 | $ 32,000 | $ 32,000 | $ 42,000 |
| Rensselaer County New York | 1 | $ 99,000 | $ 99,000 | $ 70,000 |
| Saratoga County New York | 1 | $ 191,000 | $ 191,000 | $ 121,000 |
| Schoharie County New York | 1 | $ 120,000 | $ 120,000 | $ 74,000 |
| Brunswick County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Carteret County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 47,000 |
| Pasquotank County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 180,000 |
| Ashtabula County Ohio | 1 | $ 66,000 | $ 66,000 | $ 380,000 |
| Cuyahoga County Ohio | 1 | $ 84,000 | $ 84,000 | $ 113,000 |
| Franklin County Ohio | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Hamilton County Ohio | 1 | $ 104,000 | $ 104,000 | $ 59,000 |
| Seneca County Ohio | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Warren County Ohio | 1 | $ 67,000 | $ 67,000 | $ 62,000 |
| Lane County Oregon | 1 | $ 17,000 | $ 17,000 | $ 40,000 |
| Allegheny County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 99,000 |
| Chester County Pennsylvania | 1 | $ 214,000 | $ 214,000 | $ 94,000 |
| Dauphin County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 42,000 |
| Mercer County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 53,000 |
| Perry County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 50,000 |
| Washington County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 166,000 |
| Wayne County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 106,000 |
| Washington County Rhode Island | 1 | $ 18,000 | $ 18,000 | $ 47,000 |
| Hamilton County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 94,000 |
| Shelby County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 36,000 |
| Rutland County Vermont | 1 | $ 96,000 | $ 96,000 | $ 132,000 |
| Washington County Vermont | 1 | $ 108,000 | $ 108,000 | $ 55,000 |
| Culpeper County Virginia | 1 | $ 314,000 | $ 314,000 | $ 105,000 |
| Fluvanna County Virginia | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Frederick County Virginia | 1 | $ 20,000 | $ 20,000 | $ 36,000 |
| James City County Virginia | 1 | $ 114,000 | $ 114,000 | $ 94,000 |
| Orange County Virginia | 1 | $ 228,000 | $ 228,000 | $ 40,000 |
| Roanoke County Virginia | 1 | $ 141,000 | $ 141,000 | $ 62,000 |
| Rockingham County Virginia | 1 | $ 254,000 | $ 254,000 | $ 152,000 |
| Spotsylvania County Virginia | 1 | $ 46,000 | $ 46,000 | $ 31,000 |
| Williamsburg County Virginia | 1 | $ 80,000 | $ 80,000 | $ 59,000 |
| Cabell County West Virginia | 1 | $ 133,000 | $ 133,000 | $ 70,000 |
| Marion County West Virginia | 1 | $ 90,000 | $ 90,000 | $ 106,000 |
| Taylor County West Virginia | 1 | $ 78,000 | $ 78,000 | $ 51,000 |
| Milwaukee County Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for Bethpage Federal Credit Union in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 4,011 | $707,523,000 | $168,730 | $873,000 | $105,538 | $1,043,000 |
| Home Purchase (one-to-four family) | 523 | $124,728,000 | $169,666 | $539,000 | $81,444 | $1,000,000 |
| Home Improvement (one-to-four family) | 492 | $16,259,000 | $31,050 | $250,000 | $56,000 | $260,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,415 | $610,047,000 | $160,551 | $650,000 | $90,000 | $1,043,000 |
| Information not provided by applicant in mail or telephone application | 1,154 | $150,567,000 | $110,863 | $873,000 | $78,272 | $972,000 |
| Asian or Pacific Islander | 156 | $36,094,000 | $220,777 | $650,000 | $107,000 | $895,000 |
| Hispanic | 150 | $25,721,000 | $160,875 | $488,000 | $104,875 | $595,000 |
| Black | 101 | $14,922,000 | $116,666 | $431,000 | $56,166 | $850,000 |
| Other | 47 | $10,803,000 | $240,500 | $500,000 | $97,000 | $535,000 |
| American Indian or Alaskan Native | 3 | $356,000 | $105,500 | $215,000 | $233,000 | $380,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,026 | $848,510,000 | $134,000 | $873,000 | $88,062 | $1,043,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,613 | $651,439,000 | $153,296 | $650,000 | $94,555 | $1,043,000 |
| Application Approved But Not Accepted | 792 | $122,814,000 | $140,045 | $635,000 | $84,863 | $850,000 |
| Application Denied By Financial Institution | 327 | $44,667,000 | $125,368 | $507,000 | $72,473 | $552,000 |
| Application Withdrawn By Applicant | 279 | $29,148,000 | $102,937 | $873,000 | $90,125 | $804,000 |
| File Closed For Incompleteness | 15 | $442,000 | $20,000 | $75,000 | $44,500 | $220,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 109 | $20,354,000 | $178,000 | $507,000 | $78,333 | $552,000 |
| Debt-To-Income Ratio | 73 | $13,140,000 | $147,714 | $460,000 | $49,428 | $250,000 |
| Other | 9 | $1,416,000 | $142,500 | $280,000 | $61,000 | $140,000 |
| Collateral | 5 | $513,000 | $96,000 | $220,000 | $207,000 | $380,000 |
| Unverifiable Information | 4 | $812,000 | $203,000 | $300,000 | $122,000 | $324,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $833,000 | $195,500 | $322,000 | $117,000 | $144,000 |
| Employment History | 1 | $84,000 | $84,000 | $84,000 | $180,000 | $180,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bethpage Federal Credit Union's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bethpage Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.