Bethpage Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Bethpage Federal Credit Union 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bethpage Federal Credit Union 899 South Oyster Bay Road Bethpage, NY 11714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,318 |
| Total Mortgage Loan Application Amount | $682,426,000 |
| Average Mortgage Loan Application Amount | $234,000 |
| Highest Mortgage Loan Application Amount | $5,100,000 |
| Average Applicant Income | $139,333 |
| Highest Applicant Income | $3,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Bethpage Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bethpage Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Bethpage Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bethpage Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bethpage Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bethpage Federal Credit Union's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nassau County New York | 969 | $ 281,129,000 | $ 290,000 | $ 137,000 |
| Suffolk County New York | 945 | $ 248,034,000 | $ 262,000 | $ 136,000 |
| Queens County New York | 86 | $ 24,319,000 | $ 282,000 | $ 108,000 |
| New York County New York | 42 | $ 41,662,000 | $ 991,000 | $ 448,000 |
| Westchester County New York | 26 | $ 17,211,000 | $ 661,000 | $ 287,000 |
| Kings County New York | 24 | $ 14,529,000 | $ 605,000 | $ 172,000 |
| Brevard County Florida | 23 | $ 4,661,000 | $ 202,000 | $ 160,000 |
| Palm Beach County Florida | 11 | $ 2,333,000 | $ 212,000 | $ 156,000 |
| Fairfield County Connecticut | 7 | $ 5,676,000 | $ 810,000 | $ 292,000 |
| Bronx County New York | 7 | $ 1,931,000 | $ 275,000 | $ 85,000 |
| Bergen County New Jersey | 6 | $ 2,462,000 | $ 410,000 | $ 167,000 |
| Collier County Florida | 5 | $ 2,232,000 | $ 446,000 | $ 216,000 |
| New Haven County Connecticut | 4 | $ 739,000 | $ 184,000 | $ 108,000 |
| Broward County Florida | 4 | $ 721,000 | $ 180,000 | $ 177,000 |
| Hillsborough County Florida | 4 | $ 461,000 | $ 115,000 | $ 74,000 |
| Martin County Florida | 4 | $ 677,000 | $ 169,000 | $ 114,000 |
| Pasco County Florida | 4 | $ 451,000 | $ 112,000 | $ 400,000 |
| Pinellas County Florida | 4 | $ 434,000 | $ 108,000 | $ 64,000 |
| Hudson County New Jersey | 4 | $ 1,128,000 | $ 282,000 | $ 145,000 |
| Middlesex County New Jersey | 4 | $ 827,000 | $ 206,000 | $ 120,000 |
| Orange County New York | 4 | $ 859,000 | $ 214,000 | $ 101,000 |
| Wake County North Carolina | 4 | $ 1,036,000 | $ 259,000 | $ 90,000 |
| Indian River County Florida | 3 | $ 386,000 | $ 128,000 | $ 68,000 |
| St. Lucie County Florida | 3 | $ 228,000 | $ 76,000 | $ 121,000 |
| Clark County Nevada | 3 | $ 649,000 | $ 216,000 | $ 183,000 |
| Essex County New Jersey | 3 | $ 2,754,000 | $ 918,000 | $ 391,000 |
| Mercer County New Jersey | 3 | $ 504,000 | $ 168,000 | $ 107,000 |
| Albany County New York | 3 | $ 501,000 | $ 167,000 | $ 94,000 |
| Monroe County New York | 3 | $ 436,000 | $ 145,000 | $ 100,000 |
| Richmond County New York | 3 | $ 1,987,000 | $ 662,000 | $ 1,078,000 |
| Wayne County Pennsylvania | 3 | $ 300,000 | $ 100,000 | $ 131,000 |
| Windham County Vermont | 3 | $ 617,000 | $ 205,000 | $ 192,000 |
| Fairfax County Virginia | 3 | $ 751,000 | $ 250,000 | $ 120,000 |
| Riverside County California | 2 | $ 452,000 | $ 226,000 | $ 41,000 |
| Jefferson County Colorado | 2 | $ 575,000 | $ 287,000 | $ 130,000 |
| Lake County Florida | 2 | $ 324,000 | $ 162,000 | $ 146,000 |
| Lee County Florida | 2 | $ 350,000 | $ 175,000 | $ 222,000 |
| Sarasota County Florida | 2 | $ 227,000 | $ 113,000 | $ 219,000 |
| St. Johns County Florida | 2 | $ 357,000 | $ 178,000 | $ 212,000 |
| Volusia County Florida | 2 | $ 237,000 | $ 118,000 | $ 132,000 |
| Monmouth County New Jersey | 2 | $ 596,000 | $ 298,000 | $ 125,000 |
| Delaware County New York | 2 | $ 533,000 | $ 266,000 | $ 119,000 |
| Rockland County New York | 2 | $ 875,000 | $ 437,000 | $ 1,152,000 |
| Warren County New York | 2 | $ 441,000 | $ 220,000 | $ 201,000 |
| Mecklenburg County North Carolina | 2 | $ 345,000 | $ 172,000 | $ 98,000 |
| New Hanover County North Carolina | 2 | $ 351,000 | $ 175,000 | $ 237,000 |
| Union County North Carolina | 2 | $ 407,000 | $ 203,000 | $ 84,000 |
| Rutland County Vermont | 2 | $ 257,000 | $ 128,000 | $ 176,000 |
| Windsor County Vermont | 2 | $ 455,000 | $ 227,000 | $ 237,000 |
| Pinal County Arizona | 1 | $ 37,000 | $ 37,000 | $ 80,000 |
| San Bernardino County California | 1 | $ 270,000 | $ 270,000 | $ 100,000 |
| San Diego County California | 1 | $ 95,000 | $ 95,000 | $ 128,000 |
| Santa Clara County California | 1 | $ 297,000 | $ 297,000 | $ 156,000 |
| New Castle County Delaware | 1 | $ 250,000 | $ 250,000 | $ 111,000 |
| Sussex County Delaware | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Citrus County Florida | 1 | $ 84,000 | $ 84,000 | $ 20,000 |
| Duval County Florida | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Hernando County Florida | 1 | $ 75,000 | $ 75,000 | $ 111,000 |
| Manatee County Florida | 1 | $ 30,000 | $ 30,000 | $ 78,000 |
| Marion County Florida | 1 | $ 280,000 | $ 280,000 | $ 77,000 |
| Miami-Dade County Florida | 1 | $ 90,000 | $ 90,000 | $ 99,000 |
| Orange County Florida | 1 | $ 157,000 | $ 157,000 | $ 73,000 |
| Polk County Florida | 1 | $ 241,000 | $ 241,000 | $ 216,000 |
| Chatham County Georgia | 1 | $ 238,000 | $ 238,000 | $ 151,000 |
| Cobb County Georgia | 1 | $ 226,000 | $ 226,000 | $ 124,000 |
| Coweta County Georgia | 1 | $ 152,000 | $ 152,000 | $ 41,000 |
| Fulton County Georgia | 1 | $ 265,000 | $ 265,000 | $ 227,000 |
| Gwinnett County Georgia | 1 | $ 238,000 | $ 238,000 | $ 98,000 |
| Porter County Indiana | 1 | $ 15,000 | $ 15,000 | $ 235,000 |
| St. Mary's County Maryland | 1 | $ 190,000 | $ 190,000 | $ 139,000 |
| Middlesex County Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 56,000 |
| Oakland County Michigan | 1 | $ 112,000 | $ 112,000 | $ 90,000 |
| Washington County Minnesota | 1 | $ 288,000 | $ 288,000 | $ 190,000 |
| St. Louis County Missouri | 1 | $ 240,000 | $ 240,000 | $ 112,000 |
| Stillwater County Montana | 1 | $ 212,000 | $ 212,000 | $ 84,000 |
| Sullivan County New Hampshire | 1 | $ 30,000 | $ 30,000 | $ 147,000 |
| Burlington County New Jersey | 1 | $ 440,000 | $ 440,000 | $ 99,000 |
| Ocean County New Jersey | 1 | $ 356,000 | $ 356,000 | $ 119,000 |
| Somerset County New Jersey | 1 | $ 790,000 | $ 790,000 | $ 340,000 |
| Union County New Jersey | 1 | $ 180,000 | $ 180,000 | $ 71,000 |
| Warren County New Jersey | 1 | $ 180,000 | $ 180,000 | $ 57,000 |
| Bernalillo County New Mexico | 1 | $ 469,000 | $ 469,000 | $ 430,000 |
| Columbia County New York | 1 | $ 417,000 | $ 417,000 | $ 193,000 |
| Dutchess County New York | 1 | $ 557,000 | $ 557,000 | $ 312,000 |
| Erie County New York | 1 | $ 140,000 | $ 140,000 | $ 145,000 |
| Putnam County New York | 1 | $ 236,000 | $ 236,000 | $ 177,000 |
| Schenectady County New York | 1 | $ 250,000 | $ 250,000 | $ 111,000 |
| Sullivan County New York | 1 | $ 125,000 | $ 125,000 | $ 289,000 |
| Buncombe County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 63,000 |
| Chatham County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 232,000 |
| Moore County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 61,000 |
| Orange County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 64,000 |
| Pender County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 53,000 |
| Pitt County North Carolina | 1 | $ 41,000 | $ 41,000 | $ 66,000 |
| Jackson County Oregon | 1 | $ 342,000 | $ 342,000 | $ 157,000 |
| Bucks County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 126,000 |
| Chester County Pennsylvania | 1 | $ 299,000 | $ 299,000 | $ 234,000 |
| Cumberland County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 80,000 |
| Lackawanna County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 44,000 |
| Montgomery County Pennsylvania | 1 | $ 552,000 | $ 552,000 | $ 144,000 |
| Northampton County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 129,000 |
| Pike County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 66,000 |
| Anderson County South Carolina | 1 | $ 302,000 | $ 302,000 | $ 97,000 |
| Horry County South Carolina | 1 | $ 113,000 | $ 113,000 | $ 95,000 |
| York County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 148,000 |
| Bennington County Vermont | 1 | $ 360,000 | $ 360,000 | $ 280,000 |
| Chesterfield County Virginia | 1 | $ 180,000 | $ 180,000 | $ 86,000 |
| Frederick County Virginia | 1 | $ 76,000 | $ 76,000 | $ 84,000 |
| Norfolk County Virginia | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
Mortgage Loan Application Detail Totals for Bethpage Federal Credit Union in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,082 | $338,269,000 | $312,000 | $5,100,000 | $153,000 | $2,230,000 |
| Home Purchase | 1,044 | $329,937,000 | $316,000 | $2,850,000 | $145,000 | $3,000,000 |
| Home Improvement | 192 | $14,220,000 | $74,000 | $1,000,000 | $120,000 | $1,383,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,725 | $512,299,000 | $296,000 | $5,100,000 | $151,000 | $3,000,000 |
| Not Provided | 251 | $72,922,000 | $290,000 | $1,820,000 | $156,000 | $2,230,000 |
| Asian | 131 | $45,789,000 | $349,000 | $1,715,000 | $149,000 | $1,062,000 |
| Hispanic | 129 | $31,479,000 | $244,000 | $951,000 | $104,000 | $394,000 |
| Black or African American | 72 | $17,294,000 | $240,000 | $1,181,000 | $94,000 | $282,000 |
| American Indian or Alaskan Native | 8 | $2,025,000 | $253,000 | $400,000 | $107,000 | $164,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $618,000 | $309,000 | $366,000 | $111,000 | $121,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,284 | $673,058,000 | $294,000 | $5,100,000 | $148,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 34 | $9,368,000 | $275,000 | $503,000 | $110,000 | $667,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,810 | $539,262,000 | $297,000 | $3,000,000 | $150,000 | $3,000,000 |
| Application Withdrawn By Applicant | 289 | $85,780,000 | $296,000 | $1,725,000 | $150,000 | $1,383,000 |
| Application Denied By Financial Institution | 176 | $44,650,000 | $253,000 | $5,100,000 | $115,000 | $1,109,000 |
| Application Approved But Not Accepted | 22 | $7,172,000 | $326,000 | $1,125,000 | $124,000 | $376,000 |
| File Closed For Incompleteness | 21 | $5,562,000 | $264,000 | $580,000 | $113,000 | $250,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 57 | $7,167,000 | $125,000 | $465,000 | $103,000 | $235,000 |
| Debt-To-Income Ratio | 56 | $15,989,000 | $285,000 | $2,000,000 | $87,000 | $344,000 |
| Collateral | 23 | $5,744,000 | $249,000 | $810,000 | $135,000 | $766,000 |
| Other | 13 | $5,360,000 | $412,000 | $1,125,000 | $170,000 | $700,000 |
| Unverifiable Information | 13 | $8,926,000 | $686,000 | $5,100,000 | $215,000 | $1,109,000 |
| Employment History | 1 | $295,000 | $295,000 | $295,000 | $86,000 | $86,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bethpage Federal Credit Union's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bethpage Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.