Bethpage Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Bethpage Federal Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bethpage Federal Credit Union 899 South Oyster Bay Road Bethpage, NY 11714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 16,018 |
| Total Mortgage Loan Application Amount | $4,219,770,000 |
| Average Mortgage Loan Application Amount | $275,600 |
| Highest Mortgage Loan Application Amount | $11,355,000 |
| Average Applicant Income | $168,000 |
| Highest Applicant Income | $4,325,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Bethpage Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bethpage Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Bethpage Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bethpage Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bethpage Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bethpage Federal Credit Union's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 5,863 | $ 1,337,695,000 | $ 228,000 | $ 158,000 |
| Nassau County New York | 5,843 | $ 1,499,715,000 | $ 256,000 | $ 163,000 |
| Queens County New York | 897 | $ 234,635,000 | $ 261,000 | $ 136,000 |
| Kings County New York | 375 | $ 173,055,000 | $ 461,000 | $ 227,000 |
| New York County New York | 244 | $ 184,110,000 | $ 754,000 | $ 425,000 |
| Westchester County New York | 219 | $ 75,745,000 | $ 345,000 | $ 274,000 |
| Richmond County New York | 94 | $ 21,700,000 | $ 230,000 | $ 138,000 |
| Los Angeles County California | 86 | $ 53,710,000 | $ 624,000 | $ 269,000 |
| Fairfield County Connecticut | 84 | $ 49,250,000 | $ 586,000 | $ 327,000 |
| Palm Beach County Florida | 84 | $ 22,400,000 | $ 266,000 | $ 200,000 |
| Bronx County New York | 81 | $ 18,605,000 | $ 229,000 | $ 161,000 |
| Bergen County New Jersey | 80 | $ 29,140,000 | $ 364,000 | $ 244,000 |
| Broward County Florida | 51 | $ 13,065,000 | $ 256,000 | $ 167,000 |
| Rockland County New York | 51 | $ 13,625,000 | $ 267,000 | $ 212,000 |
| Monmouth County New Jersey | 48 | $ 16,830,000 | $ 350,000 | $ 228,000 |
| Essex County New Jersey | 43 | $ 14,625,000 | $ 340,000 | $ 176,000 |
| Hudson County New Jersey | 41 | $ 14,045,000 | $ 342,000 | $ 242,000 |
| Orange County New York | 36 | $ 6,410,000 | $ 178,000 | $ 136,000 |
| Santa Clara County California | 35 | $ 23,525,000 | $ 672,000 | $ 279,000 |
| Brevard County Florida | 35 | $ 6,295,000 | $ 179,000 | $ 193,000 |
| Miami-Dade County Florida | 28 | $ 5,030,000 | $ 179,000 | $ 151,000 |
| Morris County New Jersey | 28 | $ 12,000,000 | $ 428,000 | $ 315,000 |
| Wake County North Carolina | 28 | $ 4,080,000 | $ 145,000 | $ 129,000 |
| Collier County Florida | 27 | $ 11,435,000 | $ 423,000 | $ 317,000 |
| Maricopa County Arizona | 26 | $ 5,960,000 | $ 229,000 | $ 138,000 |
| Lee County Florida | 26 | $ 5,240,000 | $ 201,000 | $ 167,000 |
| Somerset County New Jersey | 25 | $ 7,065,000 | $ 282,000 | $ 200,000 |
| Orange County California | 24 | $ 10,450,000 | $ 435,000 | $ 287,000 |
| Hillsborough County Florida | 24 | $ 3,800,000 | $ 158,000 | $ 138,000 |
| Middlesex County New Jersey | 24 | $ 5,200,000 | $ 216,000 | $ 156,000 |
| Dutchess County New York | 24 | $ 3,750,000 | $ 156,000 | $ 159,000 |
| Fulton County Georgia | 23 | $ 3,465,000 | $ 150,000 | $ 139,000 |
| New Haven County Connecticut | 22 | $ 4,330,000 | $ 196,000 | $ 144,000 |
| Union County New Jersey | 21 | $ 3,965,000 | $ 188,000 | $ 203,000 |
| Erie County New York | 21 | $ 2,075,000 | $ 98,000 | $ 89,000 |
| King County Washington | 21 | $ 7,415,000 | $ 353,000 | $ 240,000 |
| Alameda County California | 20 | $ 12,690,000 | $ 634,000 | $ 250,000 |
| St. Lucie County Florida | 18 | $ 2,080,000 | $ 115,000 | $ 105,000 |
| Volusia County Florida | 18 | $ 2,070,000 | $ 115,000 | $ 89,000 |
| Loudoun County Virginia | 17 | $ 4,325,000 | $ 254,000 | $ 172,000 |
| Middlesex County Massachusetts | 16 | $ 6,340,000 | $ 396,000 | $ 227,000 |
| Mercer County New Jersey | 16 | $ 5,370,000 | $ 335,000 | $ 242,000 |
| Monroe County Pennsylvania | 16 | $ 2,200,000 | $ 137,000 | $ 125,000 |
| Contra Costa County California | 15 | $ 4,635,000 | $ 309,000 | $ 168,000 |
| Cobb County Georgia | 15 | $ 2,295,000 | $ 153,000 | $ 161,000 |
| Ocean County New Jersey | 15 | $ 2,825,000 | $ 188,000 | $ 152,000 |
| Martin County Florida | 14 | $ 3,260,000 | $ 232,000 | $ 117,000 |
| Gwinnett County Georgia | 14 | $ 1,610,000 | $ 115,000 | $ 105,000 |
| Passaic County New Jersey | 14 | $ 2,870,000 | $ 205,000 | $ 176,000 |
| Ulster County New York | 14 | $ 2,760,000 | $ 197,000 | $ 180,000 |
| Mecklenburg County North Carolina | 14 | $ 10,230,000 | $ 730,000 | $ 113,000 |
| Horry County South Carolina | 14 | $ 2,970,000 | $ 212,000 | $ 144,000 |
| San Diego County California | 13 | $ 3,065,000 | $ 235,000 | $ 170,000 |
| San Mateo County California | 13 | $ 12,315,000 | $ 947,000 | $ 348,000 |
| Orange County Florida | 13 | $ 1,115,000 | $ 85,000 | $ 146,000 |
| Pinellas County Florida | 13 | $ 2,265,000 | $ 174,000 | $ 149,000 |
| DeKalb County Georgia | 13 | $ 1,865,000 | $ 143,000 | $ 156,000 |
| Putnam County New York | 12 | $ 3,330,000 | $ 277,000 | $ 194,000 |
| San Francisco County California | 11 | $ 8,445,000 | $ 767,000 | $ 345,000 |
| Duval County Florida | 11 | $ 1,635,000 | $ 148,000 | $ 133,000 |
| Osceola County Florida | 11 | $ 2,585,000 | $ 235,000 | $ 137,000 |
| Polk County Florida | 11 | $ 1,405,000 | $ 127,000 | $ 129,000 |
| Burlington County New Jersey | 11 | $ 2,315,000 | $ 210,000 | $ 131,000 |
| Sullivan County New York | 11 | $ 1,525,000 | $ 138,000 | $ 108,000 |
| Philadelphia County Pennsylvania | 11 | $ 1,615,000 | $ 146,000 | $ 140,000 |
| Fairfax County Virginia | 11 | $ 3,355,000 | $ 305,000 | $ 189,000 |
| Flagler County Florida | 10 | $ 1,240,000 | $ 124,000 | $ 107,000 |
| Cook County Illinois | 10 | $ 4,780,000 | $ 478,000 | $ 263,000 |
| Pike County Pennsylvania | 10 | $ 1,060,000 | $ 106,000 | $ 98,000 |
| Wayne County Pennsylvania | 10 | $ 1,900,000 | $ 190,000 | $ 191,000 |
| Hartford County Connecticut | 9 | $ 1,845,000 | $ 205,000 | $ 118,000 |
| Lake County Florida | 9 | $ 1,525,000 | $ 169,000 | $ 176,000 |
| Marion County Florida | 9 | $ 1,495,000 | $ 166,000 | $ 115,000 |
| Sarasota County Florida | 9 | $ 1,755,000 | $ 195,000 | $ 95,000 |
| Sumter County Florida | 9 | $ 1,215,000 | $ 135,000 | $ 99,000 |
| Monroe County New York | 9 | $ 5,495,000 | $ 610,000 | $ 106,000 |
| Onondaga County New York | 9 | $ 825,000 | $ 91,000 | $ 94,000 |
| Brunswick County North Carolina | 9 | $ 1,995,000 | $ 221,000 | $ 196,000 |
| Cabarrus County North Carolina | 9 | $ 1,295,000 | $ 143,000 | $ 100,000 |
| Union County North Carolina | 9 | $ 2,405,000 | $ 267,000 | $ 104,000 |
| Marin County California | 8 | $ 6,650,000 | $ 831,000 | $ 383,000 |
| Riverside County California | 8 | $ 630,000 | $ 78,000 | $ 95,000 |
| Ventura County California | 8 | $ 2,340,000 | $ 292,000 | $ 188,000 |
| Pasco County Florida | 8 | $ 870,000 | $ 108,000 | $ 70,000 |
| Clark County Nevada | 8 | $ 860,000 | $ 107,000 | $ 98,000 |
| Gloucester County New Jersey | 8 | $ 790,000 | $ 98,000 | $ 115,000 |
| Sussex County New Jersey | 8 | $ 1,770,000 | $ 221,000 | $ 148,000 |
| Warren County New York | 8 | $ 1,670,000 | $ 208,000 | $ 154,000 |
| Franklin County Ohio | 8 | $ 660,000 | $ 82,000 | $ 147,000 |
| York County South Carolina | 8 | $ 1,300,000 | $ 162,000 | $ 149,000 |
| Virginia Beach County Virginia | 8 | $ 560,000 | $ 70,000 | $ 170,000 |
| Indian River County Florida | 7 | $ 1,185,000 | $ 169,000 | $ 162,000 |
| Seminole County Florida | 7 | $ 1,105,000 | $ 157,000 | $ 93,000 |
| St. Johns County Florida | 7 | $ 1,075,000 | $ 153,000 | $ 72,000 |
| Suffolk County Massachusetts | 7 | $ 3,595,000 | $ 513,000 | $ 424,000 |
| Iredell County North Carolina | 7 | $ 935,000 | $ 133,000 | $ 88,000 |
| Cuyahoga County Ohio | 7 | $ 335,000 | $ 47,000 | $ 111,000 |
| Northampton County Pennsylvania | 7 | $ 915,000 | $ 130,000 | $ 123,000 |
| Charlotte County Florida | 6 | $ 1,440,000 | $ 240,000 | $ 87,000 |
| Hernando County Florida | 6 | $ 680,000 | $ 113,000 | $ 65,000 |
| Forsyth County Georgia | 6 | $ 870,000 | $ 145,000 | $ 113,000 |
| Montgomery County Maryland | 6 | $ 1,870,000 | $ 311,000 | $ 318,000 |
| Camden County New Jersey | 6 | $ 740,000 | $ 123,000 | $ 110,000 |
| New Hanover County North Carolina | 6 | $ 770,000 | $ 128,000 | $ 103,000 |
| Sacramento County California | 5 | $ 735,000 | $ 147,000 | $ 199,000 |
| San Bernardino County California | 5 | $ 495,000 | $ 99,000 | $ 154,000 |
| Boulder County Colorado | 5 | $ 2,965,000 | $ 593,000 | $ 446,000 |
| District of Columbia County District Of Columbia | 5 | $ 1,445,000 | $ 289,000 | $ 178,000 |
| Chatham County Georgia | 5 | $ 665,000 | $ 133,000 | $ 191,000 |
| Cherokee County Georgia | 5 | $ 635,000 | $ 127,000 | $ 69,000 |
| Essex County Massachusetts | 5 | $ 825,000 | $ 165,000 | $ 187,000 |
| Broome County New York | 5 | $ 625,000 | $ 125,000 | $ 73,000 |
| Greene County New York | 5 | $ 1,095,000 | $ 219,000 | $ 160,000 |
| Schoharie County New York | 5 | $ 465,000 | $ 93,000 | $ 38,000 |
| Washington County New York | 5 | $ 545,000 | $ 109,000 | $ 95,000 |
| Durham County North Carolina | 5 | $ 1,255,000 | $ 251,000 | $ 117,000 |
| Guilford County North Carolina | 5 | $ 685,000 | $ 137,000 | $ 143,000 |
| Montgomery County Pennsylvania | 5 | $ 1,355,000 | $ 271,000 | $ 150,000 |
| Beaufort County South Carolina | 5 | $ 1,285,000 | $ 257,000 | $ 138,000 |
| Chesterfield County Virginia | 5 | $ 365,000 | $ 73,000 | $ 146,000 |
| Snohomish County Washington | 5 | $ 495,000 | $ 99,000 | $ 115,000 |
| Placer County California | 4 | $ 710,000 | $ 177,000 | $ 218,000 |
| Santa Barbara County California | 4 | $ 2,950,000 | $ 737,000 | $ 316,000 |
| Denver County Colorado | 4 | $ 1,890,000 | $ 472,000 | $ 186,000 |
| Douglas County Colorado | 4 | $ 1,170,000 | $ 292,000 | $ 112,000 |
| Litchfield County Connecticut | 4 | $ 1,900,000 | $ 475,000 | $ 212,000 |
| Manatee County Florida | 4 | $ 570,000 | $ 142,000 | $ 89,000 |
| DuPage County Illinois | 4 | $ 1,090,000 | $ 272,000 | $ 163,000 |
| Anne Arundel County Maryland | 4 | $ 1,360,000 | $ 340,000 | $ 91,000 |
| Baltimore County Maryland | 4 | $ 270,000 | $ 67,000 | $ 107,000 |
| Baltimore City County Maryland | 4 | $ 720,000 | $ 180,000 | $ 135,000 |
| Hennepin County Minnesota | 4 | $ 350,000 | $ 87,000 | $ 83,000 |
| Rockingham County New Hampshire | 4 | $ 870,000 | $ 217,000 | $ 161,000 |
| Atlantic County New Jersey | 4 | $ 550,000 | $ 137,000 | $ 120,000 |
| Albany County New York | 4 | $ 520,000 | $ 130,000 | $ 203,000 |
| Columbia County New York | 4 | $ 700,000 | $ 175,000 | $ 159,000 |
| Delaware County New York | 4 | $ 370,000 | $ 92,000 | $ 76,000 |
| Otsego County New York | 4 | $ 730,000 | $ 182,000 | $ 192,000 |
| Saratoga County New York | 4 | $ 390,000 | $ 97,000 | $ 104,000 |
| Buncombe County North Carolina | 4 | $ 1,010,000 | $ 252,000 | $ 184,000 |
| Chester County Pennsylvania | 4 | $ 1,390,000 | $ 347,000 | $ 271,000 |
| Delaware County Pennsylvania | 4 | $ 740,000 | $ 185,000 | $ 81,000 |
| Lackawanna County Pennsylvania | 4 | $ 1,080,000 | $ 270,000 | $ 144,000 |
| York County Pennsylvania | 4 | $ 310,000 | $ 77,000 | $ 79,000 |
| Charleston County South Carolina | 4 | $ 820,000 | $ 205,000 | $ 188,000 |
| Greenville County South Carolina | 4 | $ 670,000 | $ 167,000 | $ 136,000 |
| Davidson County Tennessee | 4 | $ 900,000 | $ 225,000 | $ 125,000 |
| Windsor County Vermont | 4 | $ 830,000 | $ 207,000 | $ 243,000 |
| Chesapeake County Virginia | 4 | $ 490,000 | $ 122,000 | $ 95,000 |
| Clark County Washington | 4 | $ 590,000 | $ 147,000 | $ 108,000 |
| Kern County California | 3 | $ 135,000 | $ 45,000 | $ 69,000 |
| Monterey County California | 3 | $ 815,000 | $ 271,000 | $ 197,000 |
| Nevada County California | 3 | $ 1,285,000 | $ 428,000 | $ 163,000 |
| Jefferson County Colorado | 3 | $ 1,045,000 | $ 348,000 | $ 177,000 |
| New Castle County Delaware | 3 | $ 855,000 | $ 285,000 | $ 177,000 |
| Sussex County Delaware | 3 | $ 6,785,000 | $ 2,261,000 | $ 77,000 |
| Bay County Florida | 3 | $ 585,000 | $ 195,000 | $ 105,000 |
| Escambia County Florida | 3 | $ 315,000 | $ 105,000 | $ 91,000 |
| Coweta County Georgia | 3 | $ 375,000 | $ 125,000 | $ 127,000 |
| McHenry County Illinois | 3 | $ 185,000 | $ 61,000 | $ 116,000 |
| Delaware County Indiana | 3 | $ 555,000 | $ 185,000 | $ 200,000 |
| York County Maine | 3 | $ 685,000 | $ 228,000 | $ 94,000 |
| Howard County Maryland | 3 | $ 905,000 | $ 301,000 | $ 192,000 |
| Queen Anne's County Maryland | 3 | $ 195,000 | $ 65,000 | $ 70,000 |
| Barnstable County Massachusetts | 3 | $ 995,000 | $ 331,000 | $ 239,000 |
| Berkshire County Massachusetts | 3 | $ 535,000 | $ 178,000 | $ 131,000 |
| Hampden County Massachusetts | 3 | $ 475,000 | $ 158,000 | $ 307,000 |
| Norfolk County Massachusetts | 3 | $ 595,000 | $ 198,000 | $ 276,000 |
| Worcester County Massachusetts | 3 | $ 245,000 | $ 81,000 | $ 120,000 |
| Hunterdon County New Jersey | 3 | $ 1,025,000 | $ 341,000 | $ 325,000 |
| Rensselaer County New York | 3 | $ 1,085,000 | $ 361,000 | $ 148,000 |
| Schenectady County New York | 3 | $ 595,000 | $ 198,000 | $ 93,000 |
| Beaufort County North Carolina | 3 | $ 455,000 | $ 151,000 | $ 85,000 |
| Franklin County North Carolina | 3 | $ 425,000 | $ 141,000 | $ 127,000 |
| Gaston County North Carolina | 3 | $ 445,000 | $ 148,000 | $ 73,000 |
| Haywood County North Carolina | 3 | $ 905,000 | $ 301,000 | $ 91,000 |
| Johnston County North Carolina | 3 | $ 185,000 | $ 61,000 | $ 47,000 |
| Summit County Ohio | 3 | $ 135,000 | $ 45,000 | $ 80,000 |
| Bucks County Pennsylvania | 3 | $ 1,355,000 | $ 451,000 | $ 208,000 |
| Lehigh County Pennsylvania | 3 | $ 155,000 | $ 51,000 | $ 101,000 |
| Luzerne County Pennsylvania | 3 | $ 155,000 | $ 51,000 | $ 88,000 |
| Kent County Rhode Island | 3 | $ 385,000 | $ 128,000 | $ 124,000 |
| Anderson County South Carolina | 3 | $ 305,000 | $ 101,000 | $ 40,000 |
| Richland County South Carolina | 3 | $ 85,000 | $ 28,000 | $ 89,000 |
| Arlington County Virginia | 3 | $ 365,000 | $ 121,000 | $ 178,000 |
| Richmond City County Virginia | 3 | $ 185,000 | $ 61,000 | $ 90,000 |
| Skagit County Washington | 3 | $ 545,000 | $ 181,000 | $ 59,000 |
| Yakima County Washington | 3 | $ 105,000 | $ 35,000 | $ 30,000 |
| Escambia County Alabama | 2 | $ 70,000 | $ 35,000 | $ 48,000 |
| Pima County Arizona | 2 | $ 70,000 | $ 35,000 | $ 103,000 |
| Santa Cruz County Arizona | 2 | $ 710,000 | $ 355,000 | $ 59,000 |
| Butte County California | 2 | $ 100,000 | $ 50,000 | $ 110,000 |
| El Dorado County California | 2 | $ 210,000 | $ 105,000 | $ 205,000 |
| San Joaquin County California | 2 | $ 370,000 | $ 185,000 | $ 148,000 |
| San Luis Obispo County California | 2 | $ 110,000 | $ 55,000 | $ 230,000 |
| Santa Cruz County California | 2 | $ 1,000,000 | $ 500,000 | $ 157,000 |
| Adams County Colorado | 2 | $ 100,000 | $ 50,000 | $ 108,000 |
| Teller County Colorado | 2 | $ 130,000 | $ 65,000 | $ 170,000 |
| New London County Connecticut | 2 | $ 500,000 | $ 250,000 | $ 341,000 |
| Tolland County Connecticut | 2 | $ 330,000 | $ 165,000 | $ 206,000 |
| Windham County Connecticut | 2 | $ 370,000 | $ 185,000 | $ 136,000 |
| Walton County Florida | 2 | $ 670,000 | $ 335,000 | $ 495,000 |
| Bibb County Georgia | 2 | $ 80,000 | $ 40,000 | $ 114,000 |
| Clayton County Georgia | 2 | $ 130,000 | $ 65,000 | $ 80,000 |
| Fannin County Georgia | 2 | $ 370,000 | $ 185,000 | $ 50,000 |
| Fayette County Georgia | 2 | $ 510,000 | $ 255,000 | $ 67,000 |
| Rockdale County Georgia | 2 | $ 90,000 | $ 45,000 | $ 95,000 |
| Will County Illinois | 2 | $ 540,000 | $ 270,000 | $ 99,000 |
| Cumberland County Maine | 2 | $ 820,000 | $ 410,000 | $ 483,000 |
| Prince George's County Maryland | 2 | $ 460,000 | $ 230,000 | $ 83,000 |
| Wicomico County Maryland | 2 | $ 170,000 | $ 85,000 | $ 37,000 |
| Bristol County Massachusetts | 2 | $ 350,000 | $ 175,000 | $ 151,000 |
| Franklin County Massachusetts | 2 | $ 480,000 | $ 240,000 | $ 79,000 |
| Plymouth County Massachusetts | 2 | $ 890,000 | $ 445,000 | $ 198,000 |
| Carver County Minnesota | 2 | $ 300,000 | $ 150,000 | $ 96,000 |
| Belknap County New Hampshire | 2 | $ 410,000 | $ 205,000 | $ 229,000 |
| Cheshire County New Hampshire | 2 | $ 150,000 | $ 75,000 | $ 66,000 |
| Cumberland County New Jersey | 2 | $ 180,000 | $ 90,000 | $ 57,000 |
| Herkimer County New York | 2 | $ 130,000 | $ 65,000 | $ 37,000 |
| Montgomery County New York | 2 | $ 130,000 | $ 65,000 | $ 84,000 |
| Niagara County New York | 2 | $ 70,000 | $ 35,000 | $ 126,000 |
| Ontario County New York | 2 | $ 220,000 | $ 110,000 | $ 66,000 |
| Oswego County New York | 2 | $ 220,000 | $ 110,000 | $ 88,000 |
| St. Lawrence County New York | 2 | $ 590,000 | $ 295,000 | $ 165,000 |
| Avery County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 176,000 |
| Pitt County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 80,000 |
| Delaware County Ohio | 2 | $ 360,000 | $ 180,000 | $ 105,000 |
| Greene County Ohio | 2 | $ 160,000 | $ 80,000 | $ 40,000 |
| Hamilton County Ohio | 2 | $ 11,390,000 | $ 5,695,000 | $ 58,000 |
| Lucas County Ohio | 2 | $ 400,000 | $ 200,000 | $ 116,000 |
| Warren County Ohio | 2 | $ 540,000 | $ 270,000 | $ 64,000 |
| Allegheny County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 72,000 |
| Carbon County Pennsylvania | 2 | $ 470,000 | $ 235,000 | $ 107,000 |
| Lancaster County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 116,000 |
| McKean County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 69,000 |
| Newport County Rhode Island | 2 | $ 590,000 | $ 295,000 | $ 967,000 |
| Washington County Rhode Island | 2 | $ 960,000 | $ 480,000 | $ 226,000 |
| Dorchester County South Carolina | 2 | $ 240,000 | $ 120,000 | $ 60,000 |
| Lancaster County South Carolina | 2 | $ 420,000 | $ 210,000 | $ 79,000 |
| Laurens County South Carolina | 2 | $ 130,000 | $ 65,000 | $ 147,000 |
| Bradley County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 62,000 |
| Sumner County Tennessee | 2 | $ 140,000 | $ 70,000 | $ 120,000 |
| Williamson County Tennessee | 2 | $ 730,000 | $ 365,000 | $ 186,000 |
| Wilson County Tennessee | 2 | $ 520,000 | $ 260,000 | $ 113,000 |
| Salt Lake County Utah | 2 | $ 300,000 | $ 150,000 | $ 75,000 |
| Hanover County Virginia | 2 | $ 510,000 | $ 255,000 | $ 109,000 |
| Stafford County Virginia | 2 | $ 490,000 | $ 245,000 | $ 172,000 |
| Kitsap County Washington | 2 | $ 300,000 | $ 150,000 | $ 217,000 |
| Pierce County Washington | 2 | $ 160,000 | $ 80,000 | $ 106,000 |
| Jefferson County Alabama | 1 | $ 55,000 | $ 55,000 | $ 137,000 |
| Matanuska-Susitna County Alaska | 1 | $ 35,000 | $ 35,000 | $ 127,000 |
| Pinal County Arizona | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Yavapai County Arizona | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Boone County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Mendocino County California | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Solano County California | 1 | $ 255,000 | $ 255,000 | $ 50,000 |
| Stanislaus County California | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Sutter County California | 1 | $ 405,000 | $ 405,000 | $ 171,000 |
| Tulare County California | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Yolo County California | 1 | $ 125,000 | $ 125,000 | $ 291,000 |
| Arapahoe County Colorado | 1 | $ 1,505,000 | $ 1,505,000 | $ 390,000 |
| Gunnison County Colorado | 1 | $ 395,000 | $ 395,000 | $ 45,000 |
| La Plata County Colorado | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Larimer County Colorado | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Weld County Colorado | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| Middlesex County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 204,000 |
| Kent County Delaware | 1 | $ 35,000 | $ 35,000 | $ 174,000 |
| Alachua County Florida | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Clay County Florida | 1 | $ 55,000 | $ 55,000 | $ 204,000 |
| Monroe County Florida | 1 | $ 105,000 | $ 105,000 | $ 138,000 |
| Okaloosa County Florida | 1 | $ 55,000 | $ 55,000 | $ 180,000 |
| Carroll County Georgia | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Columbia County Georgia | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Douglas County Georgia | 1 | $ 45,000 | $ 45,000 | $ 568,000 |
| Effingham County Georgia | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Gilmer County Georgia | 1 | $ 505,000 | $ 505,000 | $ 170,000 |
| Glynn County Georgia | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Hall County Georgia | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Houston County Georgia | 1 | $ 315,000 | $ 315,000 | $ 222,000 |
| Jones County Georgia | 1 | $ 35,000 | $ 35,000 | $ 101,000 |
| Newton County Georgia | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Paulding County Georgia | 1 | $ 265,000 | $ 265,000 | $ 153,000 |
| Troup County Georgia | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Union County Georgia | 1 | $ 415,000 | $ 415,000 | $ 103,000 |
| Walton County Georgia | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Whitfield County Georgia | 1 | $ 55,000 | $ 55,000 | $ 225,000 |
| Twin Falls County Idaho | 1 | $ 405,000 | $ 405,000 | $ 127,000 |
| Kane County Illinois | 1 | $ 305,000 | $ 305,000 | $ 550,000 |
| Kankakee County Illinois | 1 | $ 35,000 | $ 35,000 | $ 123,000 |
| Peoria County Illinois | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| St. Clair County Illinois | 1 | $ 155,000 | $ 155,000 | $ 115,000 |
| Hamilton County Indiana | 1 | $ 75,000 | $ 75,000 | $ 292,000 |
| Lake County Indiana | 1 | $ 4,055,000 | $ 4,055,000 | $ 0 |
| Madison County Indiana | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Labette County Kansas | 1 | $ 35,000 | $ 35,000 | $ 12,000 |
| Leavenworth County Kansas | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Sedgwick County Kansas | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Campbell County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 137,000 |
| Nelson County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Orleans County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| St. Tammany County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| Hancock County Maine | 1 | $ 305,000 | $ 305,000 | $ 164,000 |
| Waldo County Maine | 1 | $ 305,000 | $ 305,000 | $ 180,000 |
| Washington County Maine | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Calvert County Maryland | 1 | $ 285,000 | $ 285,000 | $ 102,000 |
| Charles County Maryland | 1 | $ 335,000 | $ 335,000 | $ 95,000 |
| Frederick County Maryland | 1 | $ 335,000 | $ 335,000 | $ 129,000 |
| Harford County Maryland | 1 | $ 155,000 | $ 155,000 | $ 103,000 |
| Washington County Maryland | 1 | $ 165,000 | $ 165,000 | $ 103,000 |
| Dukes County Massachusetts | 1 | $ 885,000 | $ 885,000 | $ 202,000 |
| Ingham County Michigan | 1 | $ 265,000 | $ 265,000 | $ 69,000 |
| Mecosta County Michigan | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Monroe County Michigan | 1 | $ 3,615,000 | $ 3,615,000 | $ 0 |
| Oakland County Michigan | 1 | $ 75,000 | $ 75,000 | $ 140,000 |
| Dakota County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Roseau County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| Platte County Missouri | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| St. Charles County Missouri | 1 | $ 265,000 | $ 265,000 | $ 173,000 |
| Texas County Missouri | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Lake County Montana | 1 | $ 75,000 | $ 75,000 | $ 200,000 |
| Yellowstone County Montana | 1 | $ 225,000 | $ 225,000 | $ 122,000 |
| Saunders County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 127,000 |
| Washoe County Nevada | 1 | $ 155,000 | $ 155,000 | $ 208,000 |
| Hillsborough County New Hampshire | 1 | $ 355,000 | $ 355,000 | $ 172,000 |
| Salem County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
| Warren County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| Bernalillo County New Mexico | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Santa Fe County New Mexico | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Cattaraugus County New York | 1 | $ 155,000 | $ 155,000 | $ 114,000 |
| Chautauqua County New York | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Chenango County New York | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Clinton County New York | 1 | $ 185,000 | $ 185,000 | $ 167,000 |
| Essex County New York | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Fulton County New York | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Jefferson County New York | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Oneida County New York | 1 | $ 375,000 | $ 375,000 | $ 149,000 |
| Orleans County New York | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Steuben County New York | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Tioga County New York | 1 | $ 55,000 | $ 55,000 | $ 130,000 |
| Tompkins County New York | 1 | $ 155,000 | $ 155,000 | $ 198,000 |
| Chatham County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Dare County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 184,000 |
| Forsyth County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 128,000 |
| Harnett County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Lincoln County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 97,000 |
| Macon County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
| Montgomery County North Carolina | 1 | $ 575,000 | $ 575,000 | $ 202,000 |
| Orange County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 109,000 |
| Pender County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 189,000 |
| Person County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 160,000 |
| Polk County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 142,000 |
| Rockingham County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Rowan County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Rutherford County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 99,000 |
| Wilson County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 145,000 |
| Adams County Ohio | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Belmont County Ohio | 1 | $ 65,000 | $ 65,000 | $ 1,235,000 |
| Butler County Ohio | 1 | $ 125,000 | $ 125,000 | $ 96,000 |
| Fairfield County Ohio | 1 | $ 165,000 | $ 165,000 | $ 145,000 |
| Geauga County Ohio | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Licking County Ohio | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Lorain County Ohio | 1 | $ 45,000 | $ 45,000 | $ 93,000 |
| Mahoning County Ohio | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Medina County Ohio | 1 | $ 55,000 | $ 55,000 | $ 178,000 |
| Montgomery County Ohio | 1 | $ 95,000 | $ 95,000 | $ 16,000 |
| Seneca County Ohio | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Deschutes County Oregon | 1 | $ 505,000 | $ 505,000 | $ 128,000 |
| Douglas County Oregon | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Multnomah County Oregon | 1 | $ 455,000 | $ 455,000 | $ 60,000 |
| Beaver County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 123,000 |
| Centre County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Cumberland County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 217,000 |
| Dauphin County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Schuylkill County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 100,000 |
| Susquehanna County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 198,000 |
| Providence County Rhode Island | 1 | $ 215,000 | $ 215,000 | $ 167,000 |
| Berkeley County South Carolina | 1 | $ 515,000 | $ 515,000 | $ 200,000 |
| Edgefield County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 91,000 |
| Florence County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Georgetown County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 27,000 |
| Lexington County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Spartanburg County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 152,000 |
| Sumter County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Carter County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 607,000 |
| Cumberland County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 91,000 |
| Dickson County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 123,000 |
| Knox County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 126,000 |
| Monroe County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 50,000 |
| Montgomery County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Rutherford County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Sevier County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Shelby County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 113,000 |
| Sullivan County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Warren County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Chambers County Texas | 1 | $ 55,000 | $ 55,000 | $ 220,000 |
| Dallas County Texas | 1 | $ 65,000 | $ 65,000 | $ 97,000 |
| Harris County Texas | 1 | $ 105,000 | $ 105,000 | $ 140,000 |
| Webb County Texas | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
| Williamson County Texas | 1 | $ 105,000 | $ 105,000 | $ 144,000 |
| Wasatch County Utah | 1 | $ 245,000 | $ 245,000 | $ 208,000 |
| Addison County Vermont | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Bennington County Vermont | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Windham County Vermont | 1 | $ 125,000 | $ 125,000 | $ 93,000 |
| Albemarle County Virginia | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Amherst County Virginia | 1 | $ 175,000 | $ 175,000 | $ 25,000 |
| Bedford County Virginia | 1 | $ 105,000 | $ 105,000 | $ 428,000 |
| Culpeper County Virginia | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| Franklin County Virginia | 1 | $ 465,000 | $ 465,000 | $ 179,000 |
| Hampton County Virginia | 1 | $ 45,000 | $ 45,000 | $ 166,000 |
| Henrico County Virginia | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Isle of Wight County Virginia | 1 | $ 55,000 | $ 55,000 | $ 162,000 |
| James City County Virginia | 1 | $ 245,000 | $ 245,000 | $ 101,000 |
| Mecklenburg County Virginia | 1 | $ 295,000 | $ 295,000 | $ 185,000 |
| Norfolk County Virginia | 1 | $ 25,000 | $ 25,000 | $ 317,000 |
| Orange County Virginia | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Prince George County Virginia | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Prince William County Virginia | 1 | $ 25,000 | $ 25,000 | $ 142,000 |
| Roanoke County Virginia | 1 | $ 115,000 | $ 115,000 | $ 88,000 |
| Waynesboro County Virginia | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| York County Virginia | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Jefferson County Washington | 1 | $ 175,000 | $ 175,000 | $ 146,000 |
| Kittitas County Washington | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Spokane County Washington | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Thurston County Washington | 1 | $ 65,000 | $ 65,000 | $ 112,000 |
| Whatcom County Washington | 1 | $ 35,000 | $ 35,000 | $ 98,000 |
| Berkeley County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Harrison County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Kanawha County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Wayne County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Dane County Wisconsin | 1 | $ 805,000 | $ 805,000 | $ 652,000 |
Mortgage Loan Application Detail Totals for Bethpage Federal Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 4,877 | $1,446,105,000 | $296,000 | $6,005,000 | $169,000 | $3,157,000 |
| Home Improvement | 3,886 | $470,050,000 | $120,000 | $1,505,000 | $160,000 | $2,816,000 |
| Refinancing | 2,824 | $1,135,290,000 | $402,000 | $8,205,000 | $194,000 | $4,325,000 |
| Other Purpose | 2,665 | $524,745,000 | $196,000 | $3,355,000 | $167,000 | $2,898,000 |
| Home Purchase | 1,766 | $643,580,000 | $364,000 | $11,355,000 | $150,000 | $1,169,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,860 | $2,240,040,000 | $252,000 | $6,005,000 | $179,000 | $4,325,000 |
| Not Provided | 4,302 | $1,288,230,000 | $299,000 | $3,575,000 | $165,000 | $2,198,000 |
| Asian | 1,095 | $326,885,000 | $298,000 | $2,185,000 | $169,000 | $3,142,000 |
| Hispanic | 977 | $177,385,000 | $181,000 | $1,825,000 | $131,000 | $1,065,000 |
| Black or African American | 703 | $115,755,000 | $164,000 | $1,155,000 | $114,000 | $592,000 |
| American Indian or Alaskan Native | 27 | $5,595,000 | $207,000 | $2,365,000 | $158,000 | $704,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $3,045,000 | $179,000 | $725,000 | $151,000 | $290,000 |
| Not applicable | 12 | $56,040,000 | $4,670,000 | $11,355,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,803 | $4,141,685,000 | $262,000 | $11,355,000 | $170,000 | $4,325,000 |
| FHA-insured (Federal Housing Administration) | 210 | $75,910,000 | $361,000 | $805,000 | $115,000 | $424,000 |
| VA-guaranteed (Veterans Administration) | 5 | $2,175,000 | $435,000 | $605,000 | $110,000 | $179,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,829 | $2,376,305,000 | $303,000 | $11,355,000 | $180,000 | $4,325,000 |
| Application Denied By Financial Institution | 5,001 | $832,325,000 | $166,000 | $6,005,000 | $147,000 | $3,157,000 |
| Application Withdrawn By Applicant | 1,807 | $527,145,000 | $291,000 | $2,805,000 | $183,000 | $2,748,000 |
| File Closed For Incompleteness | 1,147 | $412,025,000 | $359,000 | $3,505,000 | $166,000 | $1,992,000 |
| Application Approved But Not Accepted | 234 | $71,970,000 | $307,000 | $3,005,000 | $180,000 | $1,382,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,017 | $3,387,445,000 | $307,000 | $11,355,000 | $179,000 | $4,325,000 |
| Debt-To-Income Ratio | 2,073 | $371,015,000 | $178,000 | $2,715,000 | $101,000 | $2,481,000 |
| Collateral | 1,071 | $180,425,000 | $168,000 | $6,005,000 | $207,000 | $3,157,000 |
| Credit History | 1,017 | $129,725,000 | $127,000 | $3,005,000 | $147,000 | $1,800,000 |
| Credit Application Incomplete | 541 | $78,065,000 | $144,000 | $1,375,000 | $173,000 | $1,382,000 |
| Unverifiable Information | 171 | $40,975,000 | $239,000 | $1,755,000 | $195,000 | $2,198,000 |
| Employment History | 64 | $16,230,000 | $253,000 | $2,405,000 | $250,000 | $2,847,000 |
| Other | 51 | $10,915,000 | $214,000 | $1,405,000 | $153,000 | $537,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $4,975,000 | $382,000 | $1,205,000 | $153,000 | $453,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bethpage Federal Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bethpage Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.