Pfn Lending Group, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pfn Lending Group, Inc. 5016 N Parkway Calabasas Calabasas, CA 91302 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2016 2015 2014 2013 2012 2007 2006 2005 |
| Total Number of Mortgage Applications | 5,831 |
| Total Mortgage Loan Application Amount | $2,681,685,000 |
| Average Mortgage Loan Application Amount | $450,200 |
| Highest Mortgage Loan Application Amount | $6,575,000 |
| Average Applicant Income | $171,200 |
| Highest Applicant Income | $8,866,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Pfn Lending Group, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pfn Lending Group, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Pfn Lending Group, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pfn Lending Group, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Pfn Lending Group, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pfn Lending Group, Inc.'s mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,292 | $ 1,015,450,000 | $ 785,000 | $ 290,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 340 | $ 142,560,000 | $ 419,000 | $ 222,000 |
| NA (OUTSIDE OF MSA/MD) | 321 | $ 97,555,000 | $ 342,384 | $ 303,115 |
| GRAND RAPIDS-WYOMING, MI | 277 | $ 54,395,000 | $ 196,000 | $ 59,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 235 | $ 68,225,000 | $ 290,000 | $ 106,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 215 | $ 160,435,000 | $ 746,000 | $ 274,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 188 | $ 116,490,000 | $ 619,000 | $ 259,000 |
| AUSTIN-ROUND ROCK, TX | 175 | $ 62,945,000 | $ 359,000 | $ 170,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 135 | $ 23,615,000 | $ 174,000 | $ 63,000 |
| DALLAS-PLANO-IRVING, TX | 121 | $ 40,355,000 | $ 333,000 | $ 179,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 115 | $ 30,375,000 | $ 264,000 | $ 116,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 110 | $ 35,440,000 | $ 322,000 | $ 124,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 87 | $ 31,965,000 | $ 336,666 | $ 70,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 85 | $ 27,915,000 | $ 328,000 | $ 114,000 |
| LAREDO, TX | 77 | $ 21,455,000 | $ 278,000 | $ 171,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 76 | $ 21,620,000 | $ 284,000 | $ 136,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 74 | $ 21,890,000 | $ 295,000 | $ 124,000 |
| SAN DIEGO-CARLSBAD, CA | 73 | $ 45,545,000 | $ 623,000 | $ 233,000 |
| SANTA MARIA-SANTA BARBARA, CA | 61 | $ 61,705,000 | $ 1,011,000 | $ 547,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 59 | $ 30,205,000 | $ 511,000 | $ 198,000 |
| FORT WORTH-ARLINGTON, TX | 55 | $ 14,425,000 | $ 262,000 | $ 131,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 51 | $ 13,355,000 | $ 254,500 | $ 94,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 42 | $ 20,090,000 | $ 478,000 | $ 138,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 41 | $ 11,085,000 | $ 270,000 | $ 84,000 |
| WORCESTER, MA-CT | 40 | $ 11,160,000 | $ 274,500 | $ 83,000 |
| DENVER-AURORA-LAKEWOOD, CO | 38 | $ 17,230,000 | $ 453,000 | $ 99,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 38 | $ 10,180,000 | $ 267,000 | $ 122,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 34 | $ 5,930,000 | $ 174,000 | $ 65,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 32 | $ 13,050,000 | $ 407,000 | $ 141,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 31 | $ 10,235,000 | $ 330,000 | $ 169,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 31 | $ 21,205,000 | $ 684,000 | $ 227,000 |
| NEW YORK-NEWARK, NY | 30 | $ 13,220,000 | $ 476,500 | $ 197,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 30 | $ 22,380,000 | $ 746,000 | $ 326,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 28 | $ 8,300,000 | $ 296,000 | $ 120,000 |
| BATON ROUGE, LA | 26 | $ 5,350,000 | $ 205,000 | $ 92,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 26 | $ 9,430,000 | $ 363,000 | $ 164,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 25 | $ 15,485,000 | $ 619,000 | $ 227,000 |
| SHREVEPORT-BOSSIER CITY, LA | 25 | $ 4,965,000 | $ 198,000 | $ 56,000 |
| STOCKTON-LODI, CA | 24 | $ 8,220,000 | $ 342,000 | $ 117,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 24 | $ 6,270,000 | $ 306,000 | $ 104,500 |
| MODESTO, CA | 23 | $ 6,825,000 | $ 296,000 | $ 195,000 |
| MUSKEGON, MI | 23 | $ 3,365,000 | $ 146,000 | $ 57,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 23 | $ 10,985,000 | $ 533,000 | $ 72,500 |
| CHICO, CA | 22 | $ 6,220,000 | $ 282,000 | $ 108,000 |
| RICHMOND, VA | 22 | $ 5,850,000 | $ 265,000 | $ 95,000 |
| JACKSONVILLE, FL | 20 | $ 5,980,000 | $ 299,000 | $ 78,000 |
| RALEIGH, NC | 20 | $ 5,540,000 | $ 277,000 | $ 114,000 |
| LANSING-EAST LANSING, MI | 18 | $ 3,620,000 | $ 201,000 | $ 73,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 18 | $ 6,330,000 | $ 351,000 | $ 127,000 |
| SALT LAKE CITY, UT | 18 | $ 6,510,000 | $ 361,000 | $ 97,000 |
| GARY, IN | 17 | $ 4,155,000 | $ 244,000 | $ 84,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 17 | $ 15,355,000 | $ 903,000 | $ 273,000 |
| PHILADELPHIA, PA | 17 | $ 4,995,000 | $ 293,000 | $ 137,000 |
| RENO, NV | 17 | $ 7,585,000 | $ 446,000 | $ 144,000 |
| TUCSON, AZ | 17 | $ 4,045,000 | $ 237,000 | $ 65,000 |
| COLUMBUS, OH | 15 | $ 2,805,000 | $ 187,000 | $ 63,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 14 | $ 3,300,000 | $ 235,000 | $ 74,000 |
| FLINT, MI | 14 | $ 3,400,000 | $ 242,000 | $ 100,000 |
| KILLEEN-TEMPLE, TX | 14 | $ 2,750,000 | $ 196,000 | $ 48,000 |
| LAKELAND-WINTER HAVEN, FL | 14 | $ 3,610,000 | $ 257,000 | $ 68,000 |
| OGDEN-CLEARFIELD, UT | 14 | $ 3,430,000 | $ 245,000 | $ 60,000 |
| URBAN HONOLULU, HI | 14 | $ 7,080,000 | $ 505,000 | $ 47,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 14 | $ 5,630,000 | $ 402,000 | $ 167,000 |
| MIDLAND, MI | 13 | $ 1,975,000 | $ 151,000 | $ 61,000 |
| SANTA CRUZ-WATSONVILLE, CA | 13 | $ 6,435,000 | $ 495,000 | $ 132,000 |
| SANTA ROSA, CA | 13 | $ 6,405,000 | $ 492,000 | $ 139,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 13 | $ 5,225,000 | $ 401,000 | $ 191,000 |
| BAKERSFIELD, CA | 12 | $ 4,040,000 | $ 336,000 | $ 200,000 |
| NEWARK, NJ-PA | 12 | $ 4,500,000 | $ 338,500 | $ 111,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 11 | $ 3,185,000 | $ 289,000 | $ 107,000 |
| PITTSBURGH, PA | 11 | $ 3,445,000 | $ 313,000 | $ 151,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 11 | $ 5,305,000 | $ 482,000 | $ 106,000 |
| VALLEJO-FAIRFIELD, CA | 11 | $ 4,255,000 | $ 386,000 | $ 106,000 |
| CHICAGO-NAPERVILLE, IL | 10 | $ 3,090,000 | $ 309,000 | $ 204,000 |
| COLORADO SPRINGS, CO | 10 | $ 2,800,000 | $ 280,000 | $ 54,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 10 | $ 4,240,000 | $ 424,000 | $ 99,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 10 | $ 2,970,000 | $ 297,000 | $ 182,000 |
| CINCINNATI, OH-KY-IN | 9 | $ 1,895,000 | $ 212,500 | $ 71,000 |
| CLEVELAND-ELYRIA, OH | 9 | $ 1,695,000 | $ 188,000 | $ 80,000 |
| COLUMBIA, SC | 9 | $ 1,725,000 | $ 191,000 | $ 50,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 9 | $ 2,765,000 | $ 307,000 | $ 77,000 |
| FRESNO, CA | 9 | $ 2,205,000 | $ 245,000 | $ 84,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 9 | $ 2,375,000 | $ 263,000 | $ 128,000 |
| BOSTON, MA | 8 | $ 2,930,000 | $ 366,000 | $ 98,000 |
| EAST STROUDSBURG, PA | 8 | $ 1,980,000 | $ 247,000 | $ 64,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 8 | $ 1,910,000 | $ 238,000 | $ 75,000 |
| MEDFORD, OR | 8 | $ 2,010,000 | $ 251,000 | $ 92,000 |
| SALINAS, CA | 8 | $ 8,260,000 | $ 1,032,000 | $ 688,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 8 | $ 3,510,000 | $ 438,000 | $ 179,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 7 | $ 1,785,000 | $ 255,000 | $ 119,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 7 | $ 2,375,000 | $ 339,000 | $ 154,000 |
| CORPUS CHRISTI, TX | 7 | $ 1,415,000 | $ 202,000 | $ 94,000 |
| DURHAM-CHAPEL HILL, NC | 7 | $ 1,975,000 | $ 282,000 | $ 106,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 7 | $ 1,665,000 | $ 295,000 | $ 81,000 |
| PROVO-OREM, UT | 7 | $ 1,865,000 | $ 266,000 | $ 72,000 |
| SAN RAFAEL, CA | 7 | $ 6,575,000 | $ 939,000 | $ 204,000 |
| TALLAHASSEE, FL | 7 | $ 1,585,000 | $ 226,000 | $ 68,000 |
| BEND-REDMOND, OR | 6 | $ 1,720,000 | $ 286,000 | $ 61,000 |
| BROWNSVILLE-HARLINGEN, TX | 6 | $ 2,140,000 | $ 356,000 | $ 380,000 |
| CHATTANOOGA, TN-GA | 6 | $ 1,420,000 | $ 200,000 | $ 69,500 |
| GREELEY, CO | 6 | $ 1,600,000 | $ 266,000 | $ 44,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 6 | $ 2,380,000 | $ 396,000 | $ 124,000 |
| WILMINGTON, NC | 6 | $ 2,550,000 | $ 425,000 | $ 119,000 |
| BOISE CITY, ID | 5 | $ 1,825,000 | $ 365,000 | $ 121,000 |
| CAPE CORAL-FORT MYERS, FL | 5 | $ 1,015,000 | $ 203,000 | $ 91,000 |
| FLAGSTAFF, AZ | 5 | $ 1,325,000 | $ 265,000 | $ 127,000 |
| GREENSBORO-HIGH POINT, NC | 5 | $ 1,275,000 | $ 255,000 | $ 79,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 5 | $ 1,385,000 | $ 277,000 | $ 61,000 |
| KNOXVILLE, TN | 5 | $ 1,305,000 | $ 261,000 | $ 84,000 |
| MEMPHIS, TN-MS-AR | 5 | $ 1,125,000 | $ 225,000 | $ 148,000 |
| NEW HAVEN-MILFORD, CT | 5 | $ 1,355,000 | $ 271,000 | $ 35,000 |
| PANAMA CITY, FL | 5 | $ 1,545,000 | $ 309,000 | $ 91,000 |
| PUNTA GORDA, FL | 5 | $ 1,175,000 | $ 235,000 | $ 27,000 |
| SEBASTIAN-VERO BEACH, FL | 5 | $ 5,035,000 | $ 1,007,000 | $ 891,000 |
| SPARTANBURG, SC | 5 | $ 1,025,000 | $ 205,000 | $ 59,000 |
| AKRON, OH | 4 | $ 750,000 | $ 187,000 | $ 17,000 |
| ASHEVILLE, NC | 4 | $ 1,250,000 | $ 312,000 | $ 239,000 |
| BOULDER, CO | 4 | $ 2,000,000 | $ 500,000 | $ 127,000 |
| CARSON CITY, NV | 4 | $ 1,470,000 | $ 367,000 | $ 95,000 |
| CLARKSVILLE, TN-KY | 4 | $ 790,000 | $ 197,000 | $ 48,000 |
| EL CENTRO, CA | 4 | $ 1,010,000 | $ 252,000 | $ 52,000 |
| FORT COLLINS, CO | 4 | $ 1,470,000 | $ 367,000 | $ 85,000 |
| HOMOSASSA SPRINGS, FL | 4 | $ 740,000 | $ 185,000 | $ 69,000 |
| MCALLEN-EDINBURG-MISSION, TX | 4 | $ 630,000 | $ 157,000 | $ 47,000 |
| READING, PA | 4 | $ 940,000 | $ 235,000 | $ 66,000 |
| ST. GEORGE, UT | 4 | $ 990,000 | $ 247,000 | $ 70,000 |
| VISALIA-PORTERVILLE, CA | 4 | $ 1,060,000 | $ 265,000 | $ 126,000 |
| ANN ARBOR, MI | 3 | $ 645,000 | $ 215,000 | $ 104,000 |
| BAY CITY, MI | 3 | $ 405,000 | $ 135,000 | $ 49,000 |
| CANTON-MASSILLON, OH | 3 | $ 515,000 | $ 171,000 | $ 72,000 |
| CHARLOTTESVILLE, VA | 3 | $ 835,000 | $ 278,000 | $ 156,000 |
| FAYETTEVILLE, NC | 3 | $ 485,000 | $ 161,000 | $ 28,000 |
| FORT WAYNE, IN | 3 | $ 495,000 | $ 165,000 | $ 55,000 |
| LANCASTER, PA | 3 | $ 785,000 | $ 261,000 | $ 78,000 |
| MADERA, CA | 3 | $ 755,000 | $ 251,000 | $ 106,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 3 | $ 845,000 | $ 281,000 | $ 305,000 |
| NAPA, CA | 3 | $ 865,000 | $ 288,000 | $ 111,000 |
| NEW BERN, NC | 3 | $ 1,075,000 | $ 358,000 | $ 139,000 |
| REDDING, CA | 3 | $ 835,000 | $ 278,000 | $ 61,000 |
| SALEM, OR | 3 | $ 665,000 | $ 221,000 | $ 67,000 |
| TOLEDO, OH | 3 | $ 755,000 | $ 251,000 | $ 98,000 |
| TYLER, TX | 3 | $ 475,000 | $ 158,000 | $ 90,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 3 | $ 585,000 | $ 195,000 | $ 72,000 |
| YUMA, AZ | 3 | $ 1,125,000 | $ 375,000 | $ 67,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 310,000 | $ 155,000 | $ 66,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 2 | $ 800,000 | $ 400,000 | $ 167,000 |
| BATTLE CREEK, MI | 2 | $ 220,000 | $ 110,000 | $ 31,000 |
| BEAUMONT-PORT ARTHUR, TX | 2 | $ 280,000 | $ 140,000 | $ 67,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 470,000 | $ 235,000 | $ 42,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 2 | $ 630,000 | $ 315,000 | $ 67,000 |
| CAMDEN, NJ | 2 | $ 470,000 | $ 235,000 | $ 118,000 |
| CLEVELAND, TN | 2 | $ 400,000 | $ 200,000 | $ 62,000 |
| COEUR D'ALENE, ID | 2 | $ 630,000 | $ 315,000 | $ 249,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 2 | $ 140,000 | $ 70,000 | $ 189,000 |
| EL PASO, TX | 2 | $ 2,120,000 | $ 1,060,000 | $ 1,126,000 |
| EUGENE, OR | 2 | $ 810,000 | $ 405,000 | $ 105,000 |
| GAINESVILLE, FL | 2 | $ 600,000 | $ 300,000 | $ 76,000 |
| GREENVILLE, NC | 2 | $ 350,000 | $ 175,000 | $ 54,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 640,000 | $ 320,000 | $ 45,000 |
| HARRISBURG-CARLISLE, PA | 2 | $ 450,000 | $ 225,000 | $ 88,000 |
| HARRISONBURG, VA | 2 | $ 520,000 | $ 260,000 | $ 79,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 720,000 | $ 360,000 | $ 189,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 580,000 | $ 290,000 | $ 155,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2 | $ 270,000 | $ 135,000 | $ 71,000 |
| LOGAN, UT-ID | 2 | $ 420,000 | $ 210,000 | $ 53,000 |
| LUBBOCK, TX | 2 | $ 390,000 | $ 195,000 | $ 128,000 |
| MIDLAND, TX | 2 | $ 770,000 | $ 385,000 | $ 62,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 500,000 | $ 250,000 | $ 91,000 |
| OCEAN CITY, NJ | 2 | $ 1,080,000 | $ 540,000 | $ 228,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 2 | $ 500,000 | $ 250,000 | $ 27,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 440,000 | $ 220,000 | $ 68,000 |
| PORT ST. LUCIE, FL | 2 | $ 610,000 | $ 305,000 | $ 110,000 |
| PROVIDENCE-WARWICK, RI-MA | 2 | $ 1,370,000 | $ 685,000 | $ 249,000 |
| ROANOKE, VA | 2 | $ 350,000 | $ 175,000 | $ 39,000 |
| SALISBURY, MD-DE | 2 | $ 370,000 | $ 185,000 | $ 67,000 |
| SAVANNAH, GA | 2 | $ 630,000 | $ 315,000 | $ 121,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 2 | $ 520,000 | $ 260,000 | $ 149,000 |
| SHERMAN-DENISON, TX | 2 | $ 290,000 | $ 145,000 | $ 112,000 |
| SPOKANE-SPOKANE VALLEY, WA | 2 | $ 650,000 | $ 325,000 | $ 323,000 |
| TACOMA-LAKEWOOD, WA | 2 | $ 1,460,000 | $ 730,000 | $ 58,000 |
| WACO, TX | 2 | $ 460,000 | $ 230,000 | $ 46,000 |
| WINSTON-SALEM, NC | 2 | $ 510,000 | $ 255,000 | $ 64,000 |
| YAKIMA, WA | 2 | $ 630,000 | $ 315,000 | $ 159,000 |
| YORK-HANOVER, PA | 2 | $ 430,000 | $ 215,000 | $ 104,000 |
| ALBANY, GA | 1 | $ 195,000 | $ 195,000 | $ 91,000 |
| ALBANY, OR | 1 | $ 155,000 | $ 155,000 | $ 0 |
| AMARILLO, TX | 1 | $ 175,000 | $ 175,000 | $ 127,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 275,000 | $ 275,000 | $ 146,000 |
| BLOOMINGTON, IN | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| BRUNSWICK, GA | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| BURLINGTON, NC | 1 | $ 295,000 | $ 295,000 | $ 64,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 365,000 | $ 365,000 | $ 119,000 |
| COLUMBUS, IN | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| DALTON, GA | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 1 | $ 375,000 | $ 375,000 | $ 372,000 |
| ELKHART-GOSHEN, IN | 1 | $ 205,000 | $ 205,000 | $ 38,000 |
| ERIE, PA | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| GRAND JUNCTION, CO | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| GRANTS PASS, OR | 1 | $ 315,000 | $ 315,000 | $ 109,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| JACKSON, TN | 1 | $ 245,000 | $ 245,000 | $ 776,000 |
| JACKSONVILLE, NC | 1 | $ 265,000 | $ 265,000 | $ 66,000 |
| JOHNSON CITY, TN | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 195,000 | $ 195,000 | $ 34,000 |
| LIMA, OH | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| LYNCHBURG, VA | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| MANCHESTER-NASHUA, NH | 1 | $ 215,000 | $ 215,000 | $ 0 |
| MANSFIELD, OH | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| MERCED, CA | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 265,000 | $ 265,000 | $ 109,000 |
| MOBILE, AL | 1 | $ 385,000 | $ 385,000 | $ 176,000 |
| NEW ORLEANS-METAIRIE, LA | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| OCALA, FL | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| ODESSA, TX | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| OKLAHOMA CITY, OK | 1 | $ 125,000 | $ 125,000 | $ 589,000 |
| PUEBLO, CO | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| RACINE, WI | 1 | $ 375,000 | $ 375,000 | $ 73,000 |
| ROCKY MOUNT, NC | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| SAGINAW, MI | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| SANTA FE, NM | 1 | $ 285,000 | $ 285,000 | $ 170,000 |
| SEBRING, FL | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| TULSA, OK | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| VICTORIA, TX | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| WARNER ROBINS, GA | 1 | $ 285,000 | $ 285,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 405,000 | $ 405,000 | $ 120,000 |
| YUBA CITY, CA | 1 | $ 165,000 | $ 165,000 | $ 109,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,444 | $1,084,400,000 | $443,000 | $6,205,000 | $190,000 | $8,866,000 |
| Home Purchase | 1,872 | $924,790,000 | $494,000 | $5,005,000 | $196,000 | $7,200,000 |
| Cash-out Refinancing | 1,257 | $560,405,000 | $445,000 | $6,575,000 | $165,000 | $4,802,000 |
| Home Improvement | 159 | $68,665,000 | $431,000 | $3,255,000 | $162,000 | $2,400,000 |
| Other Purpose | 99 | $43,425,000 | $438,000 | $2,885,000 | $143,000 | $800,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,180 | $1,535,590,000 | $482,000 | $6,205,000 | $197,000 | $6,649,000 |
| Not Provided | 1,079 | $569,125,000 | $527,000 | $5,005,000 | $220,000 | $8,866,000 |
| Hispanic | 782 | $273,490,000 | $349,000 | $6,575,000 | $127,000 | $5,111,000 |
| Asian | 410 | $192,550,000 | $469,000 | $4,095,000 | $193,000 | $7,200,000 |
| Black or African American | 347 | $100,275,000 | $288,000 | $1,615,000 | $95,000 | $1,018,000 |
| American Indian or Alaskan Native | 16 | $4,020,000 | $251,000 | $405,000 | $113,000 | $217,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $4,270,000 | $427,000 | $1,145,000 | $117,000 | $648,000 |
| Not applicable | 1 | $385,000 | $385,000 | $385,000 | $76,000 | $76,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,846 | $2,415,180,000 | $498,000 | $6,575,000 | $211,000 | $8,866,000 |
| FHA-insured (Federal Housing Administration) | 689 | $169,815,000 | $246,000 | $725,000 | $53,000 | $329,000 |
| VA-guaranteed (Veterans Administration) | 275 | $92,325,000 | $335,000 | $1,485,000 | $60,000 | $321,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $4,365,000 | $207,000 | $365,000 | $54,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,086 | $1,865,860,000 | $456,000 | $6,575,000 | $184,000 | $6,666,000 |
| Application Withdrawn By Applicant | 1,063 | $476,405,000 | $448,000 | $5,005,000 | $188,000 | $8,866,000 |
| Application Denied By Financial Institution | 613 | $305,225,000 | $497,000 | $5,205,000 | $180,000 | $7,200,000 |
| Application Approved But Not Accepted | 64 | $30,470,000 | $476,000 | $3,865,000 | $244,000 | $4,045,000 |
| File Closed For Incompleteness | 5 | $3,725,000 | $745,000 | $1,875,000 | $344,000 | $1,140,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,218 | $2,376,460,000 | $455,000 | $6,575,000 | $185,000 | $8,866,000 |
| Credit Application Incomplete | 308 | $124,660,000 | $404,000 | $3,465,000 | $162,000 | $6,252,000 |
| Debt-To-Income Ratio | 119 | $68,745,000 | $577,000 | $5,205,000 | $165,000 | $1,893,000 |
| Collateral | 73 | $50,965,000 | $698,000 | $3,305,000 | $309,000 | $7,200,000 |
| Unverifiable Information | 62 | $38,780,000 | $625,000 | $2,735,000 | $203,000 | $1,285,000 |
| Other | 22 | $9,940,000 | $451,000 | $1,505,000 | $142,000 | $524,000 |
| Credit History | 17 | $6,725,000 | $395,000 | $2,145,000 | $97,000 | $480,000 |
| Employment History | 6 | $2,170,000 | $361,000 | $1,205,000 | $88,000 | $218,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $3,240,000 | $540,000 | $1,235,000 | $52,000 | $99,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pfn Lending Group, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pfn Lending Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.