Pfn Lending Group, Inc. Mortgage Lending & HMDA Data, 2021
In 2021, Pfn Lending Group, Inc. of Calabasas, CA reported 5,831 mortgage applications totaling $2.7 billion, up 5% from 2020. The average application was for $459,901, and applicants reported an average income of $184,975. 70% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,292), Riverside-San Bernardino-Ontario, CA (340) and Grand Rapids-Wyoming, MI (277) (applications in parentheses).
| Mortgage Company & Address | Pfn Lending Group, Inc. 5016 N Parkway Calabasas Calabasas, CA 91302 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2016 2015 2014 2013 2012 2007 2006 2005 |
| Total Number of Mortgage Applications | 5,831 |
| Total Mortgage Loan Application Amount | $2,681,685,000 |
| Average Mortgage Loan Application Amount | $459,901 |
| Highest Mortgage Loan Application Amount | $6,575,000 |
| Average Applicant Income | $184,975 |
| Highest Applicant Income | $8,866,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pfn Lending Group, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 1,292 | $ 1,015,450,000 | $ 785,952 | $ 290,000 |
| Riverside-San Bernardino-Ontario, CA | 340 | $ 142,560,000 | $ 419,294 | $ 222,000 |
| Outside any metro area | 321 | $ 97,555,000 | $ 303,909 | $ 185,856 |
| Grand Rapids-Wyoming, MI | 277 | $ 54,395,000 | $ 196,371 | $ 59,000 |
| Phoenix-Mesa-Scottsdale, AZ | 235 | $ 68,225,000 | $ 290,319 | $ 106,000 |
| Anaheim-Santa Ana-Irvine, CA | 215 | $ 160,435,000 | $ 746,209 | $ 274,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 188 | $ 116,490,000 | $ 619,627 | $ 259,000 |
| Austin-Round Rock, TX | 175 | $ 62,945,000 | $ 359,685 | $ 170,000 |
| Warren-Troy-Farmington Hills, MI | 135 | $ 23,615,000 | $ 174,925 | $ 63,000 |
| Dallas-Plano-Irving, TX | 121 | $ 40,355,000 | $ 333,512 | $ 179,000 |
| Houston-The Woodlands-Sugar Land, TX | 115 | $ 30,375,000 | $ 264,130 | $ 116,000 |
| Las Vegas-Henderson-Paradise, NV | 110 | $ 35,440,000 | $ 322,181 | $ 124,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 87 | $ 31,965,000 | $ 367,413 | $ 117,333 |
| Orlando-Kissimmee-Sanford, FL | 85 | $ 27,915,000 | $ 328,411 | $ 114,000 |
| Laredo, TX | 77 | $ 21,455,000 | $ 278,636 | $ 171,000 |
| Atlanta-Sandy Springs-Roswell, GA | 76 | $ 21,620,000 | $ 284,473 | $ 136,000 |
| San Antonio-New Braunfels, TX | 74 | $ 21,890,000 | $ 295,810 | $ 124,000 |
| San Diego-Carlsbad, CA | 73 | $ 45,545,000 | $ 623,904 | $ 233,000 |
| Santa Maria-Santa Barbara, CA | 61 | $ 61,705,000 | $ 1,011,557 | $ 547,000 |
| Oakland-Hayward-Berkeley, CA | 59 | $ 30,205,000 | $ 511,949 | $ 198,000 |
| Fort Worth-Arlington, TX | 55 | $ 14,425,000 | $ 262,272 | $ 131,000 |
| Charlotte-Concord-Gastonia, NC-SC | 51 | $ 13,355,000 | $ 261,862 | $ 101,647 |
| Sacramento--Roseville--Arden-Arcade, CA | 42 | $ 20,090,000 | $ 478,333 | $ 138,000 |
| Tampa-St. Petersburg-Clearwater, FL | 41 | $ 11,085,000 | $ 270,365 | $ 84,000 |
| Worcester, MA-CT | 40 | $ 11,160,000 | $ 279,000 | $ 92,900 |
| Denver-Aurora-Lakewood, CO | 38 | $ 17,230,000 | $ 453,421 | $ 99,000 |
| Indianapolis-Carmel-Anderson, IN | 38 | $ 10,180,000 | $ 267,894 | $ 122,000 |
| Detroit-Dearborn-Livonia, MI | 34 | $ 5,930,000 | $ 174,411 | $ 65,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 32 | $ 13,050,000 | $ 407,812 | $ 141,000 |
| Montgomery County-Bucks County-Chester County, PA | 31 | $ 10,235,000 | $ 330,161 | $ 169,000 |
| San Francisco-Redwood City-South San Francisco, CA | 31 | $ 21,205,000 | $ 684,032 | $ 227,000 |
| New York-Newark, NY | 30 | $ 13,220,000 | $ 440,666 | $ 380,866 |
| San Jose-Sunnyvale-Santa Clara, CA | 30 | $ 22,380,000 | $ 746,000 | $ 326,000 |
| Baltimore-Columbia-Towson, MD | 28 | $ 8,300,000 | $ 296,428 | $ 120,000 |
| Baton Rouge, LA | 26 | $ 5,350,000 | $ 205,769 | $ 92,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 26 | $ 9,430,000 | $ 362,692 | $ 150,538 |
| Miami-Miami Beach-Kendall, FL | 25 | $ 15,485,000 | $ 619,400 | $ 227,000 |
| Shreveport-Bossier City, LA | 25 | $ 4,965,000 | $ 198,600 | $ 56,000 |
| Stockton-Lodi, CA | 24 | $ 8,220,000 | $ 342,500 | $ 117,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 24 | $ 6,270,000 | $ 261,250 | $ 71,041 |
| Modesto, CA | 23 | $ 6,825,000 | $ 296,739 | $ 195,000 |
| Muskegon, MI | 23 | $ 3,365,000 | $ 146,304 | $ 57,000 |
| New York-Jersey City-White Plains, NY-NJ | 23 | $ 10,985,000 | $ 477,608 | $ 99,695 |
| Chico, CA | 22 | $ 6,220,000 | $ 282,727 | $ 108,000 |
| Richmond, VA | 22 | $ 5,850,000 | $ 265,909 | $ 95,000 |
| Jacksonville, FL | 20 | $ 5,980,000 | $ 299,000 | $ 78,000 |
| Raleigh, NC | 20 | $ 5,540,000 | $ 277,000 | $ 114,000 |
| Lansing-East Lansing, MI | 18 | $ 3,620,000 | $ 201,111 | $ 73,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 18 | $ 6,330,000 | $ 351,666 | $ 127,000 |
| Salt Lake City, UT | 18 | $ 6,510,000 | $ 361,666 | $ 97,000 |
| Gary, IN | 17 | $ 4,155,000 | $ 244,411 | $ 84,000 |
| Kahului-Wailuku-Lahaina, HI | 17 | $ 15,355,000 | $ 903,235 | $ 273,000 |
| Philadelphia, PA | 17 | $ 4,995,000 | $ 293,823 | $ 137,000 |
| Reno, NV | 17 | $ 7,585,000 | $ 446,176 | $ 144,000 |
| Tucson, AZ | 17 | $ 4,045,000 | $ 237,941 | $ 65,000 |
| Columbus, OH | 15 | $ 2,805,000 | $ 187,000 | $ 63,000 |
| Charleston-North Charleston, SC | 14 | $ 3,300,000 | $ 235,714 | $ 74,000 |
| Flint, MI | 14 | $ 3,400,000 | $ 242,857 | $ 100,000 |
| Killeen-Temple, TX | 14 | $ 2,750,000 | $ 196,428 | $ 48,000 |
| Lakeland-Winter Haven, FL | 14 | $ 3,610,000 | $ 257,857 | $ 68,000 |
| Ogden-Clearfield, UT | 14 | $ 3,430,000 | $ 245,000 | $ 60,000 |
| Urban Honolulu, HI | 14 | $ 7,080,000 | $ 505,714 | $ 47,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 14 | $ 5,630,000 | $ 402,142 | $ 167,000 |
| Midland, MI | 13 | $ 1,975,000 | $ 151,923 | $ 61,000 |
| Santa Cruz-Watsonville, CA | 13 | $ 6,435,000 | $ 495,000 | $ 132,000 |
| Santa Rosa, CA | 13 | $ 6,405,000 | $ 492,692 | $ 139,000 |
| Seattle-Bellevue-Everett, WA | 13 | $ 5,225,000 | $ 401,923 | $ 191,000 |
| Bakersfield, CA | 12 | $ 4,040,000 | $ 336,666 | $ 200,000 |
| Newark, NJ-PA | 12 | $ 4,500,000 | $ 375,000 | $ 99,333 |
| Deltona-Daytona Beach-Ormond Beach, FL | 11 | $ 3,185,000 | $ 289,545 | $ 107,000 |
| Pittsburgh, PA | 11 | $ 3,445,000 | $ 313,181 | $ 151,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 11 | $ 5,305,000 | $ 482,272 | $ 106,000 |
| Vallejo-Fairfield, CA | 11 | $ 4,255,000 | $ 386,818 | $ 106,000 |
| Chicago-Naperville, IL | 10 | $ 3,090,000 | $ 309,000 | $ 204,000 |
| Colorado Springs, CO | 10 | $ 2,800,000 | $ 280,000 | $ 54,000 |
| Naples-Immokalee-Marco Island, FL | 10 | $ 4,240,000 | $ 424,000 | $ 99,000 |
| North Port-Sarasota-Bradenton, FL | 10 | $ 2,970,000 | $ 297,000 | $ 182,000 |
| Cincinnati, OH-KY-IN | 9 | $ 1,895,000 | $ 210,555 | $ 52,333 |
| Cleveland-Elyria, OH | 9 | $ 1,695,000 | $ 188,333 | $ 80,000 |
| Columbia, SC | 9 | $ 1,725,000 | $ 191,666 | $ 50,000 |
| Crestview-Fort Walton Beach-Destin, FL | 9 | $ 2,765,000 | $ 307,222 | $ 77,000 |
| Fresno, CA | 9 | $ 2,205,000 | $ 245,000 | $ 84,000 |
| Lake Havasu City-Kingman, AZ | 9 | $ 2,375,000 | $ 263,888 | $ 128,000 |
| Boston, MA | 8 | $ 2,930,000 | $ 366,250 | $ 98,000 |
| East Stroudsburg, PA | 8 | $ 1,980,000 | $ 247,500 | $ 64,000 |
| Greenville-Anderson-Mauldin, SC | 8 | $ 1,910,000 | $ 238,750 | $ 75,000 |
| Medford, OR | 8 | $ 2,010,000 | $ 251,250 | $ 92,000 |
| Salinas, CA | 8 | $ 8,260,000 | $ 1,032,500 | $ 688,000 |
| Washington-Baltimore-Arlington, DC | 8 | $ 3,510,000 | $ 438,750 | $ 179,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 7 | $ 1,785,000 | $ 255,000 | $ 119,000 |
| Cambridge-Newton-Framingham, MA | 7 | $ 2,375,000 | $ 339,285 | $ 154,000 |
| Corpus Christi, TX | 7 | $ 1,415,000 | $ 202,142 | $ 94,000 |
| Durham-Chapel Hill, NC | 7 | $ 1,975,000 | $ 282,142 | $ 106,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 7 | $ 1,665,000 | $ 237,857 | $ 59,571 |
| Provo-Orem, UT | 7 | $ 1,865,000 | $ 266,428 | $ 72,000 |
| San Rafael, CA | 7 | $ 6,575,000 | $ 939,285 | $ 204,000 |
| Tallahassee, FL | 7 | $ 1,585,000 | $ 226,428 | $ 68,000 |
| Bend-Redmond, OR | 6 | $ 1,720,000 | $ 286,666 | $ 61,000 |
| Brownsville-Harlingen, TX | 6 | $ 2,140,000 | $ 356,666 | $ 380,000 |
| Chattanooga, TN-GA | 6 | $ 1,420,000 | $ 236,666 | $ 85,166 |
| Greeley, CO | 6 | $ 1,600,000 | $ 266,666 | $ 44,000 |
| Prescott Valley-Prescott, AZ | 6 | $ 2,380,000 | $ 396,666 | $ 124,000 |
| Wilmington, NC | 6 | $ 2,550,000 | $ 425,000 | $ 119,000 |
| Boise City, ID | 5 | $ 1,825,000 | $ 365,000 | $ 121,000 |
| Cape Coral-Fort Myers, FL | 5 | $ 1,015,000 | $ 203,000 | $ 91,000 |
| Flagstaff, AZ | 5 | $ 1,325,000 | $ 265,000 | $ 127,000 |
| Greensboro-High Point, NC | 5 | $ 1,275,000 | $ 255,000 | $ 79,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 5 | $ 1,385,000 | $ 277,000 | $ 61,000 |
| Knoxville, TN | 5 | $ 1,305,000 | $ 261,000 | $ 84,000 |
| Memphis, TN-MS-AR | 5 | $ 1,125,000 | $ 225,000 | $ 148,000 |
| New Haven-Milford, CT | 5 | $ 1,355,000 | $ 271,000 | $ 35,000 |
| Panama City, FL | 5 | $ 1,545,000 | $ 309,000 | $ 91,000 |
| Punta Gorda, FL | 5 | $ 1,175,000 | $ 235,000 | $ 27,000 |
| Sebastian-Vero Beach, FL | 5 | $ 5,035,000 | $ 1,007,000 | $ 891,000 |
| Spartanburg, SC | 5 | $ 1,025,000 | $ 205,000 | $ 59,000 |
| Akron, OH | 4 | $ 750,000 | $ 187,500 | $ 17,000 |
| Asheville, NC | 4 | $ 1,250,000 | $ 312,500 | $ 239,000 |
| Boulder, CO | 4 | $ 2,000,000 | $ 500,000 | $ 127,000 |
| Carson City, NV | 4 | $ 1,470,000 | $ 367,500 | $ 95,000 |
| Clarksville, TN-KY | 4 | $ 790,000 | $ 197,500 | $ 48,000 |
| El Centro, CA | 4 | $ 1,010,000 | $ 252,500 | $ 52,000 |
| Fort Collins, CO | 4 | $ 1,470,000 | $ 367,500 | $ 85,000 |
| Homosassa Springs, FL | 4 | $ 740,000 | $ 185,000 | $ 69,000 |
| McAllen-Edinburg-Mission, TX | 4 | $ 630,000 | $ 157,500 | $ 47,000 |
| Reading, PA | 4 | $ 940,000 | $ 235,000 | $ 66,000 |
| St. George, UT | 4 | $ 990,000 | $ 247,500 | $ 70,000 |
| Visalia-Porterville, CA | 4 | $ 1,060,000 | $ 265,000 | $ 126,000 |
| Ann Arbor, MI | 3 | $ 645,000 | $ 215,000 | $ 104,000 |
| Bay City, MI | 3 | $ 405,000 | $ 135,000 | $ 49,000 |
| Canton-Massillon, OH | 3 | $ 515,000 | $ 171,666 | $ 72,000 |
| Charlottesville, VA | 3 | $ 835,000 | $ 278,333 | $ 156,000 |
| Fayetteville, NC | 3 | $ 485,000 | $ 161,666 | $ 28,000 |
| Fort Wayne, IN | 3 | $ 495,000 | $ 165,000 | $ 55,000 |
| Lancaster, PA | 3 | $ 785,000 | $ 261,666 | $ 78,000 |
| Madera, CA | 3 | $ 755,000 | $ 251,666 | $ 106,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 3 | $ 845,000 | $ 281,666 | $ 305,000 |
| Napa, CA | 3 | $ 865,000 | $ 288,333 | $ 111,000 |
| New Bern, NC | 3 | $ 1,075,000 | $ 358,333 | $ 139,000 |
| Redding, CA | 3 | $ 835,000 | $ 278,333 | $ 61,000 |
| Salem, OR | 3 | $ 665,000 | $ 221,666 | $ 67,000 |
| Toledo, OH | 3 | $ 755,000 | $ 251,666 | $ 98,000 |
| Tyler, TX | 3 | $ 475,000 | $ 158,333 | $ 90,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 585,000 | $ 195,000 | $ 72,000 |
| Yuma, AZ | 3 | $ 1,125,000 | $ 375,000 | $ 67,000 |
| Athens-Clarke County, GA | 2 | $ 310,000 | $ 155,000 | $ 66,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 800,000 | $ 400,000 | $ 167,000 |
| Battle Creek, MI | 2 | $ 220,000 | $ 110,000 | $ 31,000 |
| Beaumont-Port Arthur, TX | 2 | $ 280,000 | $ 140,000 | $ 67,000 |
| Bremerton-Silverdale, WA | 2 | $ 470,000 | $ 235,000 | $ 42,000 |
| California-Lexington Park, MD | 2 | $ 630,000 | $ 315,000 | $ 67,000 |
| Camden, NJ | 2 | $ 470,000 | $ 235,000 | $ 118,000 |
| Cleveland, TN | 2 | $ 400,000 | $ 200,000 | $ 62,000 |
| Coeur D'Alene, ID | 2 | $ 630,000 | $ 315,000 | $ 249,000 |
| Dayton-Springfield-Kettering, OH | 2 | $ 140,000 | $ 70,000 | $ 189,000 |
| El Paso, TX | 2 | $ 2,120,000 | $ 1,060,000 | $ 1,126,000 |
| Eugene, OR | 2 | $ 810,000 | $ 405,000 | $ 105,000 |
| Gainesville, FL | 2 | $ 600,000 | $ 300,000 | $ 76,000 |
| Greenville, NC | 2 | $ 350,000 | $ 175,000 | $ 54,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 640,000 | $ 320,000 | $ 45,000 |
| Harrisburg-Carlisle, PA | 2 | $ 450,000 | $ 225,000 | $ 88,000 |
| Harrisonburg, VA | 2 | $ 520,000 | $ 260,000 | $ 79,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 720,000 | $ 360,000 | $ 189,000 |
| Kalamazoo-Portage, MI | 2 | $ 580,000 | $ 290,000 | $ 155,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 270,000 | $ 135,000 | $ 71,000 |
| Logan, UT-ID | 2 | $ 420,000 | $ 210,000 | $ 53,000 |
| Lubbock, TX | 2 | $ 390,000 | $ 195,000 | $ 128,000 |
| Midland, TX | 2 | $ 770,000 | $ 385,000 | $ 62,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 500,000 | $ 250,000 | $ 91,000 |
| Ocean City, NJ | 2 | $ 1,080,000 | $ 540,000 | $ 228,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 500,000 | $ 250,000 | $ 27,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 440,000 | $ 220,000 | $ 68,000 |
| Port St. Lucie, FL | 2 | $ 610,000 | $ 305,000 | $ 110,000 |
| Providence-Warwick, RI-MA | 2 | $ 1,370,000 | $ 685,000 | $ 249,000 |
| Roanoke, VA | 2 | $ 350,000 | $ 175,000 | $ 39,000 |
| Salisbury, MD-DE | 2 | $ 370,000 | $ 185,000 | $ 67,000 |
| Savannah, GA | 2 | $ 630,000 | $ 315,000 | $ 121,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 520,000 | $ 260,000 | $ 149,000 |
| Sherman-Denison, TX | 2 | $ 290,000 | $ 145,000 | $ 112,000 |
| Spokane-Spokane Valley, WA | 2 | $ 650,000 | $ 325,000 | $ 323,000 |
| Tacoma-Lakewood, WA | 2 | $ 1,460,000 | $ 730,000 | $ 58,000 |
| Waco, TX | 2 | $ 460,000 | $ 230,000 | $ 46,000 |
| Winston-Salem, NC | 2 | $ 510,000 | $ 255,000 | $ 64,000 |
| Yakima, WA | 2 | $ 630,000 | $ 315,000 | $ 159,000 |
| York-Hanover, PA | 2 | $ 430,000 | $ 215,000 | $ 104,000 |
| Albany, GA | 1 | $ 195,000 | $ 195,000 | $ 91,000 |
| Albany, OR | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Amarillo, TX | 1 | $ 175,000 | $ 175,000 | $ 127,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 275,000 | $ 275,000 | $ 146,000 |
| Bloomington, IN | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Brunswick, GA | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Burlington, NC | 1 | $ 295,000 | $ 295,000 | $ 64,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| College Station-Bryan, TX | 1 | $ 365,000 | $ 365,000 | $ 119,000 |
| Columbus, IN | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Dalton, GA | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 375,000 | $ 375,000 | $ 372,000 |
| Elkhart-Goshen, IN | 1 | $ 205,000 | $ 205,000 | $ 38,000 |
| Erie, PA | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Grand Junction, CO | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Grants Pass, OR | 1 | $ 315,000 | $ 315,000 | $ 109,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Jackson, TN | 1 | $ 245,000 | $ 245,000 | $ 776,000 |
| Jacksonville, NC | 1 | $ 265,000 | $ 265,000 | $ 66,000 |
| Johnson City, TN | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 195,000 | $ 195,000 | $ 34,000 |
| Lima, OH | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Lynchburg, VA | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Manchester-Nashua, NH | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Mansfield, OH | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Merced, CA | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Michigan City-La Porte, IN | 1 | $ 265,000 | $ 265,000 | $ 109,000 |
| Mobile, AL | 1 | $ 385,000 | $ 385,000 | $ 176,000 |
| New Orleans-Metairie, LA | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Niles-Benton Harbor, MI | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Ocala, FL | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Odessa, TX | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Oklahoma City, OK | 1 | $ 125,000 | $ 125,000 | $ 589,000 |
| Pueblo, CO | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Racine, WI | 1 | $ 375,000 | $ 375,000 | $ 73,000 |
| Rocky Mount, NC | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Saginaw, MI | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Santa Fe, NM | 1 | $ 285,000 | $ 285,000 | $ 170,000 |
| Sebring, FL | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Tulsa, OK | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Victoria, TX | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Warner Robins, GA | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Wilmington, DE-MD-NJ | 1 | $ 405,000 | $ 405,000 | $ 120,000 |
| Yuba City, CA | 1 | $ 165,000 | $ 165,000 | $ 109,000 |
Mortgage Loan Application Detail Totals for Pfn Lending Group, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,444 | $1,084,400,000 | $443,000 | $6,205,000 | $190,000 | $8,866,000 |
| Home Purchase | 1,872 | $924,790,000 | $494,000 | $5,005,000 | $196,000 | $7,200,000 |
| Cash-out Refinancing | 1,257 | $560,405,000 | $445,000 | $6,575,000 | $165,000 | $4,802,000 |
| Home Improvement | 159 | $68,665,000 | $431,000 | $3,255,000 | $162,000 | $2,400,000 |
| Other Purpose | 99 | $43,425,000 | $438,000 | $2,885,000 | $143,000 | $800,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,180 | $1,535,590,000 | $482,000 | $6,205,000 | $197,000 | $6,649,000 |
| Not Provided | 1,079 | $569,125,000 | $527,000 | $5,005,000 | $220,000 | $8,866,000 |
| Hispanic | 782 | $273,490,000 | $349,000 | $6,575,000 | $127,000 | $5,111,000 |
| Asian | 410 | $192,550,000 | $469,000 | $4,095,000 | $193,000 | $7,200,000 |
| Black or African American | 347 | $100,275,000 | $288,000 | $1,615,000 | $95,000 | $1,018,000 |
| American Indian or Alaskan Native | 16 | $4,020,000 | $251,000 | $405,000 | $113,000 | $217,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $4,270,000 | $427,000 | $1,145,000 | $117,000 | $648,000 |
| Not applicable | 1 | $385,000 | $385,000 | $385,000 | $76,000 | $76,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,846 | $2,415,180,000 | $498,000 | $6,575,000 | $211,000 | $8,866,000 |
| FHA-insured (Federal Housing Administration) | 689 | $169,815,000 | $246,000 | $725,000 | $53,000 | $329,000 |
| VA-guaranteed (Veterans Administration) | 275 | $92,325,000 | $335,000 | $1,485,000 | $60,000 | $321,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $4,365,000 | $207,000 | $365,000 | $54,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,086 | $1,865,860,000 | $456,000 | $6,575,000 | $184,000 | $6,666,000 |
| Application Withdrawn By Applicant | 1,063 | $476,405,000 | $448,000 | $5,005,000 | $188,000 | $8,866,000 |
| Application Denied By Financial Institution | 613 | $305,225,000 | $497,000 | $5,205,000 | $180,000 | $7,200,000 |
| Application Approved But Not Accepted | 64 | $30,470,000 | $476,000 | $3,865,000 | $244,000 | $4,045,000 |
| File Closed For Incompleteness | 5 | $3,725,000 | $745,000 | $1,875,000 | $344,000 | $1,140,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,218 | $2,376,460,000 | $455,000 | $6,575,000 | $185,000 | $8,866,000 |
| Credit Application Incomplete | 308 | $124,660,000 | $404,000 | $3,465,000 | $162,000 | $6,252,000 |
| Debt-To-Income Ratio | 119 | $68,745,000 | $577,000 | $5,205,000 | $165,000 | $1,893,000 |
| Collateral | 73 | $50,965,000 | $698,000 | $3,305,000 | $309,000 | $7,200,000 |
| Unverifiable Information | 62 | $38,780,000 | $625,000 | $2,735,000 | $203,000 | $1,285,000 |
| Other | 22 | $9,940,000 | $451,000 | $1,505,000 | $142,000 | $524,000 |
| Credit History | 17 | $6,725,000 | $395,000 | $2,145,000 | $97,000 | $480,000 |
| Employment History | 6 | $2,170,000 | $361,000 | $1,205,000 | $88,000 | $218,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $3,240,000 | $540,000 | $1,235,000 | $52,000 | $99,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pfn Lending Group, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pfn Lending Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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