BNC National Bank Mortgage Lending & HMDA Data, 2016
In 2016, BNC National Bank of Bismarck, ND reported 5,619 mortgage applications totaling $1.6 billion, up 4% from 2015. The average application was for $282,880, and applicants reported an average income of $100,318. 67% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Kansas City, MO-KS (548), Wichita, KS (504) and Washington-Arlington-Alexandria, DC-VA-MD-WV (290) (applications in parentheses).
| Mortgage Company & Address | BNC National Bank Bismarck, ND 58501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,619 |
| Total Mortgage Loan Application Amount | $1,589,503,000 |
| Average Mortgage Loan Application Amount | $282,880 |
| Highest Mortgage Loan Application Amount | $4,794,000 |
| Average Applicant Income | $100,318 |
| Highest Applicant Income | $1,380,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BNC National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sedgwick, Kansas | 445 | $ 66,889,000 | $ 150,312 | $ 70,000 |
| Johnson, Kansas | 230 | $ 47,920,000 | $ 208,347 | $ 90,000 |
| Jackson, Missouri | 159 | $ 22,706,000 | $ 142,805 | $ 65,000 |
| Maricopa, Arizona | 117 | $ 27,404,000 | $ 234,222 | $ 83,000 |
| Burleigh, North Dakota | 111 | $ 26,081,000 | $ 234,963 | $ 108,000 |
| Los Angeles, California | 82 | $ 34,950,000 | $ 426,219 | $ 102,000 |
| Laclede, Missouri | 78 | $ 8,793,000 | $ 112,730 | $ 41,000 |
| Fairfax, Virginia | 78 | $ 35,125,000 | $ 450,320 | $ 125,000 |
| King, Washington | 73 | $ 27,117,000 | $ 371,465 | $ 127,000 |
| San Diego, California | 68 | $ 29,306,000 | $ 430,970 | $ 81,000 |
| Broward, Florida | 66 | $ 21,115,000 | $ 319,924 | $ 118,000 |
| Loudoun, Virginia | 60 | $ 24,598,000 | $ 409,966 | $ 126,000 |
| Riverside, California | 58 | $ 20,270,000 | $ 349,482 | $ 98,000 |
| Clark, Nevada | 58 | $ 18,411,000 | $ 317,431 | $ 79,000 |
| Hennepin, Minnesota | 57 | $ 14,622,000 | $ 256,526 | $ 114,000 |
| Orange, California | 51 | $ 24,915,000 | $ 488,529 | $ 90,000 |
| Wyandotte, Kansas | 51 | $ 6,029,000 | $ 118,215 | $ 44,000 |
| Wake, North Carolina | 46 | $ 14,912,000 | $ 324,173 | $ 112,000 |
| Hillsborough, Florida | 45 | $ 15,034,000 | $ 334,088 | $ 108,000 |
| Morton, North Dakota | 45 | $ 14,493,000 | $ 322,066 | $ 130,000 |
| Butler, Kansas | 41 | $ 7,549,000 | $ 184,121 | $ 88,000 |
| Clay, Missouri | 41 | $ 6,381,000 | $ 155,634 | $ 71,000 |
| Henry, Illinois | 40 | $ 4,917,000 | $ 122,925 | $ 59,000 |
| El Paso, Colorado | 39 | $ 12,425,000 | $ 318,589 | $ 84,000 |
| Forsyth, Georgia | 39 | $ 13,014,000 | $ 333,692 | $ 126,000 |
| Multnomah, Oregon | 39 | $ 13,039,000 | $ 334,333 | $ 150,000 |
| Fulton, Georgia | 35 | $ 11,671,000 | $ 333,457 | $ 141,000 |
| Anne Arundel, Maryland | 34 | $ 14,072,000 | $ 413,882 | $ 81,000 |
| Middlesex, Massachusetts | 33 | $ 10,998,000 | $ 333,272 | $ 115,000 |
| Prince William, Virginia | 33 | $ 14,321,000 | $ 433,969 | $ 129,000 |
| Denver, Colorado | 32 | $ 12,905,000 | $ 403,281 | $ 105,000 |
| Montgomery, Maryland | 32 | $ 12,408,000 | $ 387,750 | $ 111,000 |
| Palm Beach, Florida | 31 | $ 10,352,000 | $ 333,935 | $ 142,000 |
| Cobb, Georgia | 31 | $ 9,716,000 | $ 313,419 | $ 115,000 |
| Ventura, California | 30 | $ 12,857,000 | $ 428,566 | $ 95,000 |
| Miami-Dade, Florida | 30 | $ 8,215,000 | $ 273,833 | $ 140,000 |
| McPherson, Kansas | 29 | $ 3,276,000 | $ 112,965 | $ 52,000 |
| Sacramento, California | 28 | $ 9,580,000 | $ 342,142 | $ 105,000 |
| Douglas, Colorado | 28 | $ 10,594,000 | $ 378,357 | $ 108,000 |
| Orange, Florida | 28 | $ 8,531,000 | $ 304,678 | $ 174,000 |
| Harris, Texas | 28 | $ 8,058,000 | $ 287,785 | $ 162,000 |
| San Bernardino, California | 27 | $ 9,100,000 | $ 337,037 | $ 76,000 |
| Duval, Florida | 27 | $ 8,458,000 | $ 313,259 | $ 126,000 |
| Prince George's, Maryland | 27 | $ 10,397,000 | $ 385,074 | $ 65,000 |
| Washington, Oregon | 27 | $ 9,365,000 | $ 346,851 | $ 114,000 |
| Cass, Missouri | 26 | $ 4,643,000 | $ 178,576 | $ 92,000 |
| Rock Island, Illinois | 25 | $ 2,948,000 | $ 117,920 | $ 66,000 |
| Mecklenburg, North Carolina | 24 | $ 7,562,000 | $ 315,083 | $ 127,000 |
| Pinellas, Florida | 23 | $ 6,263,000 | $ 272,304 | $ 122,000 |
| Santa Clara, California | 22 | $ 11,065,000 | $ 502,954 | $ 141,000 |
| Salt Lake, Utah | 22 | $ 7,571,000 | $ 344,136 | $ 94,000 |
| Clark, Washington | 22 | $ 6,545,000 | $ 297,500 | $ 85,000 |
| Arapahoe, Colorado | 21 | $ 6,966,000 | $ 331,714 | $ 78,000 |
| Williamson, Tennessee | 21 | $ 7,152,000 | $ 340,571 | $ 119,000 |
| Pierce, Washington | 21 | $ 7,415,000 | $ 353,095 | $ 123,000 |
| St. Johns, Florida | 20 | $ 6,634,000 | $ 331,700 | $ 121,000 |
| Utah, Utah | 20 | $ 6,565,000 | $ 328,250 | $ 106,000 |
| Snohomish, Washington | 20 | $ 7,361,000 | $ 368,050 | $ 103,000 |
| Alameda, California | 19 | $ 8,116,000 | $ 427,157 | $ 151,000 |
| Jefferson, Colorado | 19 | $ 6,960,000 | $ 366,315 | $ 99,000 |
| DeKalb, Georgia | 19 | $ 6,229,000 | $ 327,842 | $ 130,000 |
| Gwinnett, Georgia | 19 | $ 5,030,000 | $ 264,736 | $ 112,000 |
| Davidson, Tennessee | 19 | $ 5,631,000 | $ 296,368 | $ 105,000 |
| District of Columbia, District Of Columbia | 18 | $ 6,527,000 | $ 362,611 | $ 142,000 |
| Seminole, Florida | 18 | $ 5,833,000 | $ 324,055 | $ 171,000 |
| Oakland, Michigan | 18 | $ 5,295,000 | $ 294,166 | $ 110,000 |
| Washoe, Nevada | 18 | $ 7,163,000 | $ 397,944 | $ 119,000 |
| Stafford, Virginia | 18 | $ 7,568,000 | $ 420,444 | $ 58,000 |
| Howard, Maryland | 17 | $ 6,774,000 | $ 398,470 | $ 120,000 |
| Scott, Minnesota | 17 | $ 3,562,000 | $ 209,529 | $ 82,000 |
| Brevard, Florida | 16 | $ 4,540,000 | $ 283,750 | $ 143,000 |
| Lee, Florida | 16 | $ 4,405,000 | $ 275,312 | $ 121,000 |
| Platte, Missouri | 16 | $ 2,945,000 | $ 184,062 | $ 91,000 |
| Bergen, New Jersey | 16 | $ 6,027,000 | $ 376,687 | $ 128,000 |
| Collier, Florida | 15 | $ 4,842,000 | $ 322,800 | $ 204,000 |
| Manatee, Florida | 15 | $ 4,892,000 | $ 326,133 | $ 112,000 |
| Sarasota, Florida | 15 | $ 5,610,000 | $ 374,000 | $ 98,000 |
| Anoka, Minnesota | 15 | $ 3,060,000 | $ 204,000 | $ 95,000 |
| Benton, Arkansas | 14 | $ 2,968,000 | $ 212,000 | $ 82,000 |
| Solano, California | 14 | $ 5,268,000 | $ 376,285 | $ 81,000 |
| Macomb, Michigan | 14 | $ 3,712,000 | $ 265,142 | $ 89,000 |
| Middlesex, New Jersey | 14 | $ 4,539,000 | $ 324,214 | $ 125,000 |
| Virginia Beach, Virginia | 14 | $ 4,529,000 | $ 323,500 | $ 108,000 |
| San Joaquin, California | 13 | $ 4,141,000 | $ 318,538 | $ 104,000 |
| San Mateo, California | 13 | $ 6,549,000 | $ 503,769 | $ 107,000 |
| Ada, Idaho | 13 | $ 3,431,000 | $ 263,923 | $ 93,000 |
| Scott, Iowa | 13 | $ 1,769,000 | $ 136,076 | $ 62,000 |
| Bristol, Massachusetts | 13 | $ 4,422,000 | $ 340,153 | $ 103,000 |
| Plymouth, Massachusetts | 13 | $ 5,140,000 | $ 395,384 | $ 138,000 |
| Dakota, Minnesota | 13 | $ 3,461,000 | $ 266,230 | $ 82,000 |
| Larimer, Colorado | 12 | $ 3,626,000 | $ 302,166 | $ 56,000 |
| Volusia, Florida | 12 | $ 3,338,000 | $ 278,166 | $ 119,000 |
| Des Moines, Iowa | 12 | $ 1,217,000 | $ 101,416 | $ 76,000 |
| Harvey, Kansas | 12 | $ 1,551,000 | $ 129,250 | $ 65,000 |
| Baltimore, Maryland | 12 | $ 3,738,000 | $ 311,500 | $ 78,000 |
| Essex, Massachusetts | 12 | $ 4,059,000 | $ 338,250 | $ 109,000 |
| Norfolk, Massachusetts | 12 | $ 4,189,000 | $ 349,083 | $ 125,000 |
| Worcester, Massachusetts | 12 | $ 3,686,000 | $ 307,166 | $ 158,000 |
| Rutherford, Tennessee | 12 | $ 2,971,000 | $ 247,583 | $ 121,000 |
| Boulder, Colorado | 11 | $ 4,759,000 | $ 432,636 | $ 92,000 |
| Columbia, Georgia | 11 | $ 3,228,000 | $ 293,454 | $ 82,000 |
| Leavenworth, Kansas | 11 | $ 2,071,000 | $ 188,272 | $ 66,000 |
| McLean, North Dakota | 11 | $ 1,662,000 | $ 151,090 | $ 112,000 |
| Montgomery, Pennsylvania | 11 | $ 4,083,000 | $ 371,181 | $ 133,000 |
| Knox, Tennessee | 11 | $ 3,255,000 | $ 295,909 | $ 87,000 |
| Tarrant, Texas | 11 | $ 3,288,000 | $ 298,909 | $ 187,000 |
| Chesapeake, Virginia | 11 | $ 3,860,000 | $ 350,909 | $ 109,000 |
| Kitsap, Washington | 11 | $ 3,726,000 | $ 338,727 | $ 102,000 |
| Thurston, Washington | 11 | $ 3,070,000 | $ 279,090 | $ 85,000 |
| Fresno, California | 10 | $ 2,725,000 | $ 272,500 | $ 66,000 |
| Washington, Minnesota | 10 | $ 2,810,000 | $ 281,000 | $ 80,000 |
| Morris, New Jersey | 10 | $ 3,461,000 | $ 346,100 | $ 137,000 |
| Bernalillo, New Mexico | 10 | $ 2,913,000 | $ 291,300 | $ 105,000 |
| Delaware, Ohio | 10 | $ 2,939,000 | $ 293,900 | $ 184,000 |
| Charleston, South Carolina | 10 | $ 2,976,000 | $ 297,600 | $ 69,000 |
| Arlington, Virginia | 10 | $ 4,363,000 | $ 436,300 | $ 133,000 |
| Henrico, Virginia | 10 | $ 2,856,000 | $ 285,600 | $ 128,000 |
| Hartford, Connecticut | 9 | $ 2,922,000 | $ 324,666 | $ 146,000 |
| Martin, Florida | 9 | $ 2,811,000 | $ 312,333 | $ 283,000 |
| Pasco, Florida | 9 | $ 3,301,000 | $ 366,777 | $ 147,000 |
| Lake, Indiana | 9 | $ 1,170,000 | $ 130,000 | $ 117,000 |
| Miami, Kansas | 9 | $ 1,723,000 | $ 191,444 | $ 77,000 |
| Shawnee, Kansas | 9 | $ 1,330,000 | $ 147,777 | $ 57,000 |
| Charles, Maryland | 9 | $ 3,408,000 | $ 378,666 | $ 93,000 |
| Curry, New Mexico | 9 | $ 1,575,000 | $ 175,000 | $ 62,000 |
| Hamilton, Ohio | 9 | $ 2,484,000 | $ 276,000 | $ 131,000 |
| Clackamas, Oregon | 9 | $ 3,070,000 | $ 341,111 | $ 137,000 |
| Deschutes, Oregon | 9 | $ 2,833,000 | $ 314,777 | $ 64,000 |
| Chester, Pennsylvania | 9 | $ 3,540,000 | $ 393,333 | $ 122,000 |
| Travis, Texas | 9 | $ 2,782,000 | $ 309,111 | $ 88,000 |
| Chesterfield, Virginia | 9 | $ 2,933,000 | $ 325,888 | $ 97,000 |
| Spotsylvania, Virginia | 9 | $ 2,625,000 | $ 291,666 | $ 34,000 |
| Contra Costa, California | 8 | $ 3,242,000 | $ 405,250 | $ 137,000 |
| Sonoma, California | 8 | $ 2,288,000 | $ 286,000 | $ 409,000 |
| Adams, Colorado | 8 | $ 2,306,000 | $ 288,250 | $ 56,000 |
| Santa Rosa, Florida | 8 | $ 2,590,000 | $ 323,750 | $ 102,000 |
| Kootenai, Idaho | 8 | $ 2,463,000 | $ 307,875 | $ 95,000 |
| Whiteside, Illinois | 8 | $ 813,000 | $ 101,625 | $ 51,000 |
| Frederick, Maryland | 8 | $ 2,772,000 | $ 346,500 | $ 123,000 |
| Carver, Minnesota | 8 | $ 1,973,000 | $ 246,625 | $ 86,000 |
| Emmons, North Dakota | 8 | $ 1,031,000 | $ 128,875 | $ 53,000 |
| Mountrail, North Dakota | 8 | $ 1,067,000 | $ 133,375 | $ 77,000 |
| Stutsman, North Dakota | 8 | $ 1,549,000 | $ 193,625 | $ 122,000 |
| Ward, North Dakota | 8 | $ 1,166,000 | $ 145,750 | $ 88,000 |
| Bucks, Pennsylvania | 8 | $ 2,564,000 | $ 320,500 | $ 172,000 |
| Greenville, South Carolina | 8 | $ 2,355,000 | $ 294,375 | $ 85,000 |
| York, South Carolina | 8 | $ 2,349,000 | $ 293,625 | $ 112,000 |
| Shelby, Tennessee | 8 | $ 2,267,000 | $ 283,375 | $ 87,000 |
| Fort Bend, Texas | 8 | $ 2,451,000 | $ 306,375 | $ 127,000 |
| Alexandria, Virginia | 8 | $ 3,472,000 | $ 434,000 | $ 105,000 |
| Washington, Arkansas | 7 | $ 1,487,000 | $ 212,428 | $ 114,000 |
| El Dorado, California | 7 | $ 2,980,000 | $ 425,714 | $ 130,000 |
| Kern, California | 7 | $ 2,005,000 | $ 286,428 | $ 93,000 |
| Bryan, Georgia | 7 | $ 2,227,000 | $ 318,142 | $ 72,000 |
| Lake, Illinois | 7 | $ 2,911,000 | $ 415,857 | $ 141,000 |
| St. Tammany, Louisiana | 7 | $ 2,229,000 | $ 318,428 | $ 115,000 |
| Calvert, Maryland | 7 | $ 2,547,000 | $ 363,857 | $ 166,000 |
| Harford, Maryland | 7 | $ 2,665,000 | $ 380,714 | $ 116,000 |
| Barnstable, Massachusetts | 7 | $ 1,950,000 | $ 278,571 | $ 174,000 |
| Suffolk, Massachusetts | 7 | $ 3,001,000 | $ 428,714 | $ 191,000 |
| Wayne, Michigan | 7 | $ 2,065,000 | $ 295,000 | $ 150,000 |
| Ramsey, Minnesota | 7 | $ 2,022,000 | $ 288,857 | $ 124,000 |
| Rockingham, New Hampshire | 7 | $ 2,293,000 | $ 327,571 | $ 109,000 |
| Somerset, New Jersey | 7 | $ 2,512,000 | $ 358,857 | $ 189,000 |
| Union, New Jersey | 7 | $ 2,863,000 | $ 409,000 | $ 166,000 |
| Union, North Carolina | 7 | $ 2,249,000 | $ 321,285 | $ 156,000 |
| Franklin, Ohio | 7 | $ 2,289,000 | $ 327,000 | $ 123,000 |
| Oklahoma, Oklahoma | 7 | $ 1,556,000 | $ 222,285 | $ 36,000 |
| Lane, Oregon | 7 | $ 2,084,000 | $ 297,714 | $ 79,000 |
| Beaufort, South Carolina | 7 | $ 2,552,000 | $ 364,571 | $ 111,000 |
| Collin, Texas | 7 | $ 2,400,000 | $ 342,857 | $ 144,000 |
| Dallas, Texas | 7 | $ 2,131,000 | $ 304,428 | $ 117,000 |
| Waukesha, Wisconsin | 7 | $ 2,441,000 | $ 348,714 | $ 125,000 |
| Yavapai, Arizona | 6 | $ 1,837,000 | $ 306,166 | $ 37,000 |
| Weld, Colorado | 6 | $ 2,061,000 | $ 343,500 | $ 82,000 |
| Fairfield, Connecticut | 6 | $ 1,740,000 | $ 290,000 | $ 99,000 |
| New Haven, Connecticut | 6 | $ 2,219,000 | $ 369,833 | $ 259,000 |
| New Castle, Delaware | 6 | $ 1,926,000 | $ 321,000 | $ 78,000 |
| Sussex, Delaware | 6 | $ 1,771,000 | $ 295,166 | $ 182,000 |
| Lake, Florida | 6 | $ 2,049,000 | $ 341,500 | $ 56,000 |
| Cherokee, Georgia | 6 | $ 1,814,000 | $ 302,333 | $ 66,000 |
| Hall, Georgia | 6 | $ 1,837,000 | $ 306,166 | $ 104,000 |
| St. Mary's, Maryland | 6 | $ 2,139,000 | $ 356,500 | $ 85,000 |
| Chisago, Minnesota | 6 | $ 1,634,000 | $ 272,333 | $ 120,000 |
| Wright, Minnesota | 6 | $ 1,436,000 | $ 239,333 | $ 79,000 |
| Camden, Missouri | 6 | $ 1,132,000 | $ 188,666 | $ 75,000 |
| St. Louis, Missouri | 6 | $ 1,524,000 | $ 254,000 | $ 115,000 |
| Lancaster, Nebraska | 6 | $ 1,327,000 | $ 221,166 | $ 50,000 |
| Hillsborough, New Hampshire | 6 | $ 1,806,000 | $ 301,000 | $ 137,000 |
| Hudson, New Jersey | 6 | $ 2,451,000 | $ 408,500 | $ 188,000 |
| Santa Fe, New Mexico | 6 | $ 1,887,000 | $ 314,500 | $ 122,000 |
| McKenzie, North Dakota | 6 | $ 1,323,000 | $ 220,500 | $ 57,000 |
| Cuyahoga, Ohio | 6 | $ 2,020,000 | $ 336,666 | $ 140,000 |
| Allegheny, Pennsylvania | 6 | $ 1,661,000 | $ 276,833 | $ 97,000 |
| Richland, South Carolina | 6 | $ 2,055,000 | $ 342,500 | $ 81,000 |
| Davis, Utah | 6 | $ 1,875,000 | $ 312,500 | $ 91,000 |
| Washington, Utah | 6 | $ 1,919,000 | $ 319,833 | $ 113,000 |
| Fauquier, Virginia | 6 | $ 3,305,000 | $ 550,833 | $ 89,000 |
| Island, Washington | 6 | $ 2,053,000 | $ 342,166 | $ 65,000 |
| Madison, Alabama | 5 | $ 1,903,000 | $ 380,600 | $ 134,000 |
| Shelby, Alabama | 5 | $ 1,630,000 | $ 326,000 | $ 99,000 |
| San Francisco, California | 5 | $ 3,004,000 | $ 600,800 | $ 117,000 |
| Yolo, California | 5 | $ 1,554,000 | $ 310,800 | $ 59,000 |
| La Plata, Colorado | 5 | $ 2,528,000 | $ 505,600 | $ 223,000 |
| Kent, Delaware | 5 | $ 1,167,000 | $ 233,400 | $ 73,000 |
| Okaloosa, Florida | 5 | $ 1,635,000 | $ 327,000 | $ 32,000 |
| Cook, Illinois | 5 | $ 1,356,000 | $ 271,200 | $ 100,000 |
| Will, Illinois | 5 | $ 1,326,000 | $ 265,200 | $ 109,000 |
| Hamilton, Indiana | 5 | $ 1,686,000 | $ 337,200 | $ 143,000 |
| Marion, Indiana | 5 | $ 930,000 | $ 186,000 | $ 113,000 |
| Sumner, Kansas | 5 | $ 784,000 | $ 156,800 | $ 64,000 |
| Jefferson, Kentucky | 5 | $ 1,302,000 | $ 260,400 | $ 59,000 |
| East Baton Rouge, Louisiana | 5 | $ 1,412,000 | $ 282,400 | $ 102,000 |
| Baltimore City, Maryland | 5 | $ 1,201,000 | $ 240,200 | $ 97,000 |
| Grand Traverse, Michigan | 5 | $ 1,188,000 | $ 237,600 | $ 48,000 |
| Monmouth, New Jersey | 5 | $ 2,172,000 | $ 434,400 | $ 131,000 |
| Ocean, New Jersey | 5 | $ 1,394,000 | $ 278,800 | $ 101,000 |
| Passaic, New Jersey | 5 | $ 1,576,000 | $ 315,200 | $ 115,000 |
| Nassau, New York | 5 | $ 2,426,000 | $ 485,200 | $ 107,000 |
| Buncombe, North Carolina | 5 | $ 1,426,000 | $ 285,200 | $ 135,000 |
| Iredell, North Carolina | 5 | $ 1,520,000 | $ 304,000 | $ 64,000 |
| Moore, North Carolina | 5 | $ 1,286,000 | $ 257,200 | $ 72,000 |
| Orange, North Carolina | 5 | $ 1,426,000 | $ 285,200 | $ 103,000 |
| Jackson, Oregon | 5 | $ 1,595,000 | $ 319,000 | $ 98,000 |
| Marion, Oregon | 5 | $ 1,172,000 | $ 234,400 | $ 30,000 |
| Polk, Oregon | 5 | $ 1,762,000 | $ 352,400 | $ 69,000 |
| Providence, Rhode Island | 5 | $ 1,317,000 | $ 263,400 | $ 82,000 |
| Hamilton, Tennessee | 5 | $ 1,731,000 | $ 346,200 | $ 136,000 |
| Wilson, Tennessee | 5 | $ 1,418,000 | $ 283,600 | $ 96,000 |
| Bexar, Texas | 5 | $ 1,646,000 | $ 329,200 | $ 136,000 |
| Williamson, Texas | 5 | $ 2,120,000 | $ 424,000 | $ 164,000 |
| Dane, Wisconsin | 5 | $ 1,565,000 | $ 313,000 | $ 119,000 |
| Jefferson, Alabama | 4 | $ 1,204,000 | $ 301,000 | $ 115,000 |
| Lee, Alabama | 4 | $ 1,109,000 | $ 277,250 | $ 173,000 |
| Pima, Arizona | 4 | $ 1,676,000 | $ 419,000 | $ 24,000 |
| Pinal, Arizona | 4 | $ 529,000 | $ 132,250 | $ 79,000 |
| Pulaski, Arkansas | 4 | $ 2,080,000 | $ 520,000 | $ 191,000 |
| Monterey, California | 4 | $ 2,500,000 | $ 625,000 | $ 85,000 |
| San Luis Obispo, California | 4 | $ 1,541,000 | $ 385,250 | $ 73,000 |
| Santa Cruz, California | 4 | $ 1,921,000 | $ 480,250 | $ 56,000 |
| New London, Connecticut | 4 | $ 978,000 | $ 244,500 | $ 82,000 |
| Alachua, Florida | 4 | $ 1,526,000 | $ 381,500 | $ 250,000 |
| Charlotte, Florida | 4 | $ 1,227,000 | $ 306,750 | $ 89,000 |
| Clay, Florida | 4 | $ 1,186,000 | $ 296,500 | $ 89,000 |
| Escambia, Florida | 4 | $ 1,425,000 | $ 356,250 | $ 75,000 |
| Polk, Florida | 4 | $ 709,000 | $ 177,250 | $ 67,000 |
| St. Lucie, Florida | 4 | $ 851,000 | $ 212,750 | $ 123,000 |
| Sumter, Florida | 4 | $ 1,195,000 | $ 298,750 | $ 81,000 |
| Chatham, Georgia | 4 | $ 1,503,000 | $ 375,750 | $ 107,000 |
| Coweta, Georgia | 4 | $ 1,385,000 | $ 346,250 | $ 69,000 |
| Glynn, Georgia | 4 | $ 656,000 | $ 164,000 | $ 313,000 |
| Henry, Georgia | 4 | $ 894,000 | $ 223,500 | $ 23,000 |
| Houston, Georgia | 4 | $ 1,328,000 | $ 332,000 | $ 129,000 |
| Muscogee, Georgia | 4 | $ 1,030,000 | $ 257,500 | $ 147,000 |
| Thomas, Georgia | 4 | $ 1,314,000 | $ 328,500 | $ 66,000 |
| DuPage, Illinois | 4 | $ 1,415,000 | $ 353,750 | $ 146,000 |
| Jefferson, Louisiana | 4 | $ 1,325,000 | $ 331,250 | $ 136,000 |
| Orleans, Louisiana | 4 | $ 1,611,000 | $ 402,750 | $ 176,000 |
| Carroll, Maryland | 4 | $ 1,213,000 | $ 303,250 | $ 134,000 |
| Webster, Missouri | 4 | $ 729,000 | $ 182,250 | $ 69,000 |
| Grafton, New Hampshire | 4 | $ 900,000 | $ 225,000 | $ 139,000 |
| Merrimack, New Hampshire | 4 | $ 1,192,000 | $ 298,000 | $ 83,000 |
| Essex, New Jersey | 4 | $ 1,334,000 | $ 333,500 | $ 112,000 |
| Gloucester, New Jersey | 4 | $ 867,000 | $ 216,750 | $ 89,000 |
| Rockland, New York | 4 | $ 1,922,000 | $ 480,500 | $ 90,000 |
| Chatham, North Carolina | 4 | $ 1,461,000 | $ 365,250 | $ 144,000 |
| Durham, North Carolina | 4 | $ 1,024,000 | $ 256,000 | $ 190,000 |
| Franklin, North Carolina | 4 | $ 1,117,000 | $ 279,250 | $ 48,000 |
| Guilford, North Carolina | 4 | $ 863,000 | $ 215,750 | $ 58,000 |
| Harnett, North Carolina | 4 | $ 782,000 | $ 195,500 | $ 32,000 |
| Watauga, North Carolina | 4 | $ 1,374,000 | $ 343,500 | $ 102,000 |
| Williams, North Dakota | 4 | $ 1,076,000 | $ 269,000 | $ 112,000 |
| Portage, Ohio | 4 | $ 956,000 | $ 239,000 | $ 175,000 |
| Benton, Oregon | 4 | $ 1,234,000 | $ 308,500 | $ 179,000 |
| Delaware, Pennsylvania | 4 | $ 1,495,000 | $ 373,750 | $ 165,000 |
| Westmoreland, Pennsylvania | 4 | $ 1,378,000 | $ 344,500 | $ 86,000 |
| York, Pennsylvania | 4 | $ 1,060,000 | $ 265,000 | $ 109,000 |
| Horry, South Carolina | 4 | $ 1,100,000 | $ 275,000 | $ 92,000 |
| Lexington, South Carolina | 4 | $ 1,127,000 | $ 281,750 | $ 107,000 |
| Spartanburg, South Carolina | 4 | $ 1,299,000 | $ 324,750 | $ 86,000 |
| Bell, Texas | 4 | $ 1,083,000 | $ 270,750 | $ 84,000 |
| Denton, Texas | 4 | $ 1,385,000 | $ 346,250 | $ 133,000 |
| Montgomery, Texas | 4 | $ 1,050,000 | $ 262,500 | $ 121,000 |
| Kenosha, Wisconsin | 4 | $ 819,000 | $ 204,750 | $ 154,000 |
| Coconino, Arizona | 3 | $ 944,000 | $ 314,666 | $ 118,000 |
| Marin, California | 3 | $ 1,140,000 | $ 380,000 | $ 114,000 |
| Placer, California | 3 | $ 892,000 | $ 297,333 | $ 54,000 |
| Shasta, California | 3 | $ 1,359,000 | $ 453,000 | $ 141,000 |
| Elbert, Colorado | 3 | $ 1,168,000 | $ 389,333 | $ 144,000 |
| Summit, Colorado | 3 | $ 1,480,000 | $ 493,333 | $ 34,000 |
| Middlesex, Connecticut | 3 | $ 1,080,000 | $ 360,000 | $ 112,000 |
| Bay, Florida | 3 | $ 882,000 | $ 294,000 | $ 177,000 |
| Franklin, Florida | 3 | $ 992,000 | $ 330,666 | $ 154,000 |
| Leon, Florida | 3 | $ 650,000 | $ 216,666 | $ 131,000 |
| Osceola, Florida | 3 | $ 800,000 | $ 266,666 | $ 73,000 |
| Bonner, Idaho | 3 | $ 1,010,000 | $ 336,666 | $ 112,000 |
| Kane, Illinois | 3 | $ 1,186,000 | $ 395,333 | $ 211,000 |
| Mercer, Illinois | 3 | $ 419,000 | $ 139,666 | $ 56,000 |
| St. Clair, Illinois | 3 | $ 646,000 | $ 215,333 | $ 96,000 |
| Cowley, Kansas | 3 | $ 418,000 | $ 139,333 | $ 82,000 |
| Douglas, Kansas | 3 | $ 504,000 | $ 168,000 | $ 120,000 |
| Franklin, Kansas | 3 | $ 560,000 | $ 186,666 | $ 92,000 |
| Reno, Kansas | 3 | $ 231,000 | $ 77,000 | $ 41,000 |
| Christian, Kentucky | 3 | $ 817,000 | $ 272,333 | $ 55,000 |
| Fayette, Kentucky | 3 | $ 535,000 | $ 178,333 | $ 54,000 |
| Bossier, Louisiana | 3 | $ 869,000 | $ 289,666 | $ 111,000 |
| Vernon, Louisiana | 3 | $ 639,000 | $ 213,000 | $ 124,000 |
| Cumberland, Maine | 3 | $ 777,000 | $ 259,000 | $ 57,000 |
| Hampden, Massachusetts | 3 | $ 1,019,000 | $ 339,666 | $ 377,000 |
| Genesee, Michigan | 3 | $ 820,000 | $ 273,333 | $ 90,000 |
| Monroe, Michigan | 3 | $ 606,000 | $ 202,000 | $ 58,000 |
| Olmsted, Minnesota | 3 | $ 602,000 | $ 200,666 | $ 64,000 |
| Harrison, Mississippi | 3 | $ 758,000 | $ 252,666 | $ 34,000 |
| Buchanan, Missouri | 3 | $ 301,000 | $ 100,333 | $ 40,000 |
| Cape Girardeau, Missouri | 3 | $ 440,000 | $ 146,666 | $ 74,000 |
| Johnson, Missouri | 3 | $ 285,000 | $ 95,000 | $ 163,000 |
| Miller, Missouri | 3 | $ 576,000 | $ 192,000 | $ 67,000 |
| Burlington, New Jersey | 3 | $ 1,155,000 | $ 385,000 | $ 33,000 |
| Cumberland, North Carolina | 3 | $ 606,000 | $ 202,000 | $ 59,000 |
| Henderson, North Carolina | 3 | $ 775,000 | $ 258,333 | $ 161,000 |
| Lincoln, North Carolina | 3 | $ 1,198,000 | $ 399,333 | $ 124,000 |
| Burke, North Dakota | 3 | $ 265,000 | $ 88,333 | $ 139,000 |
| Licking, Ohio | 3 | $ 553,000 | $ 184,333 | $ 82,000 |
| Medina, Ohio | 3 | $ 873,000 | $ 291,000 | $ 101,000 |
| Montgomery, Ohio | 3 | $ 692,000 | $ 230,666 | $ 73,000 |
| Cleveland, Oklahoma | 3 | $ 656,000 | $ 218,666 | $ 78,000 |
| Tulsa, Oklahoma | 3 | $ 558,000 | $ 186,000 | $ 22,000 |
| Adams, Pennsylvania | 3 | $ 608,000 | $ 202,666 | $ 61,000 |
| Butler, Pennsylvania | 3 | $ 951,000 | $ 317,000 | $ 78,000 |
| Lancaster, Pennsylvania | 3 | $ 702,000 | $ 234,000 | $ 61,000 |
| Lehigh, Pennsylvania | 3 | $ 982,000 | $ 327,333 | $ 35,000 |
| Northampton, Pennsylvania | 3 | $ 728,000 | $ 242,666 | $ 118,000 |
| Philadelphia, Pennsylvania | 3 | $ 1,201,000 | $ 400,333 | $ 130,000 |
| Aiken, South Carolina | 3 | $ 973,000 | $ 324,333 | $ 94,000 |
| Berkeley, South Carolina | 3 | $ 663,000 | $ 221,000 | $ 38,000 |
| Dorchester, South Carolina | 3 | $ 851,000 | $ 283,666 | $ 38,000 |
| Montgomery, Tennessee | 3 | $ 929,000 | $ 309,666 | $ 114,000 |
| Washington, Tennessee | 3 | $ 554,000 | $ 184,666 | $ 129,000 |
| Hampton, Virginia | 3 | $ 633,000 | $ 211,000 | $ 0 |
| James City, Virginia | 3 | $ 1,314,000 | $ 438,000 | $ 147,000 |
| Warren, Virginia | 3 | $ 1,127,000 | $ 375,666 | $ 45,000 |
| Spokane, Washington | 3 | $ 854,000 | $ 284,666 | $ 64,000 |
| Putnam, West Virginia | 3 | $ 871,000 | $ 290,333 | $ 63,000 |
| Milwaukee, Wisconsin | 3 | $ 677,000 | $ 225,666 | $ 94,000 |
| Baldwin, Alabama | 2 | $ 617,000 | $ 308,500 | $ 50,000 |
| Navajo, Arizona | 2 | $ 1,002,000 | $ 501,000 | $ 207,000 |
| Mississippi, Arkansas | 2 | $ 332,000 | $ 166,000 | $ 55,000 |
| Saline, Arkansas | 2 | $ 397,000 | $ 198,500 | $ 107,000 |
| Sebastian, Arkansas | 2 | $ 432,000 | $ 216,000 | $ 57,000 |
| Nevada, California | 2 | $ 593,000 | $ 296,500 | $ 107,000 |
| Santa Barbara, California | 2 | $ 555,000 | $ 277,500 | $ 82,000 |
| Tulare, California | 2 | $ 714,000 | $ 357,000 | $ 0 |
| Broomfield, Colorado | 2 | $ 1,531,000 | $ 765,500 | $ 246,000 |
| Mesa, Colorado | 2 | $ 777,000 | $ 388,500 | $ 41,000 |
| Tolland, Connecticut | 2 | $ 725,000 | $ 362,500 | $ 82,000 |
| Marion, Florida | 2 | $ 618,000 | $ 309,000 | $ 96,000 |
| Monroe, Florida | 2 | $ 670,000 | $ 335,000 | $ 95,000 |
| Walton, Florida | 2 | $ 675,000 | $ 337,500 | $ 186,000 |
| Fannin, Georgia | 2 | $ 787,000 | $ 393,500 | $ 131,000 |
| Gilmer, Georgia | 2 | $ 417,000 | $ 208,500 | $ 221,000 |
| Jackson, Georgia | 2 | $ 697,000 | $ 348,500 | $ 103,000 |
| Idaho, Idaho | 2 | $ 588,000 | $ 294,000 | $ 90,000 |
| Carroll, Illinois | 2 | $ 110,000 | $ 55,000 | $ 51,000 |
| Hancock, Indiana | 2 | $ 423,000 | $ 211,500 | $ 69,000 |
| Hendricks, Indiana | 2 | $ 555,000 | $ 277,500 | $ 36,000 |
| Johnson, Indiana | 2 | $ 580,000 | $ 290,000 | $ 41,000 |
| Clinton, Iowa | 2 | $ 310,000 | $ 155,000 | $ 103,000 |
| Henry, Iowa | 2 | $ 175,000 | $ 87,500 | $ 68,000 |
| Allen, Kansas | 2 | $ 432,000 | $ 216,000 | $ 69,000 |
| Barber, Kansas | 2 | $ 165,000 | $ 82,500 | $ 35,000 |
| Bourbon, Kansas | 2 | $ 274,000 | $ 137,000 | $ 135,000 |
| Montgomery, Kansas | 2 | $ 256,000 | $ 128,000 | $ 33,000 |
| Riley, Kansas | 2 | $ 475,000 | $ 237,500 | $ 97,000 |
| Calcasieu, Louisiana | 2 | $ 664,000 | $ 332,000 | $ 113,000 |
| Lafayette, Louisiana | 2 | $ 563,000 | $ 281,500 | $ 130,000 |
| St. Landry, Louisiana | 2 | $ 397,000 | $ 198,500 | $ 80,000 |
| Cecil, Maryland | 2 | $ 814,000 | $ 407,000 | $ 112,000 |
| Washington, Maryland | 2 | $ 666,000 | $ 333,000 | $ 109,000 |
| Hampshire, Massachusetts | 2 | $ 805,000 | $ 402,500 | $ 65,000 |
| Charlevoix, Michigan | 2 | $ 834,000 | $ 417,000 | $ 189,000 |
| Kent, Michigan | 2 | $ 357,000 | $ 178,500 | $ 75,000 |
| Livingston, Michigan | 2 | $ 552,000 | $ 276,000 | $ 0 |
| Aitkin, Minnesota | 2 | $ 218,000 | $ 109,000 | $ 141,000 |
| Clay, Minnesota | 2 | $ 425,000 | $ 212,500 | $ 138,000 |
| Mille Lacs, Minnesota | 2 | $ 380,000 | $ 190,000 | $ 68,000 |
| Rice, Minnesota | 2 | $ 613,000 | $ 306,500 | $ 105,000 |
| St. Louis, Minnesota | 2 | $ 417,000 | $ 208,500 | $ 76,000 |
| Waseca, Minnesota | 2 | $ 308,000 | $ 154,000 | $ 106,000 |
| DeSoto, Mississippi | 2 | $ 519,000 | $ 259,500 | $ 76,000 |
| Madison, Mississippi | 2 | $ 573,000 | $ 286,500 | $ 131,000 |
| Atchison, Missouri | 2 | $ 307,000 | $ 153,500 | $ 81,000 |
| Boone, Missouri | 2 | $ 876,000 | $ 438,000 | $ 126,000 |
| Lafayette, Missouri | 2 | $ 241,000 | $ 120,500 | $ 26,000 |
| St. Louis City, Missouri | 2 | $ 191,000 | $ 95,500 | $ 52,000 |
| Flathead, Montana | 2 | $ 540,000 | $ 270,000 | $ 44,000 |
| Gallatin, Montana | 2 | $ 595,000 | $ 297,500 | $ 268,000 |
| Douglas, Nebraska | 2 | $ 282,000 | $ 141,000 | $ 160,000 |
| Cape May, New Jersey | 2 | $ 642,000 | $ 321,000 | $ 292,000 |
| Hunterdon, New Jersey | 2 | $ 915,000 | $ 457,500 | $ 140,000 |
| Mercer, New Jersey | 2 | $ 761,000 | $ 380,500 | $ 203,000 |
| Warren, New Jersey | 2 | $ 618,000 | $ 309,000 | $ 129,000 |
| Dona Ana, New Mexico | 2 | $ 493,000 | $ 246,500 | $ 139,000 |
| Los Alamos, New Mexico | 2 | $ 544,000 | $ 272,000 | $ 103,000 |
| Otero, New Mexico | 2 | $ 674,000 | $ 337,000 | $ 164,000 |
| Sandoval, New Mexico | 2 | $ 621,000 | $ 310,500 | $ 143,000 |
| Bronx, New York | 2 | $ 1,078,000 | $ 539,000 | $ 118,000 |
| Erie, New York | 2 | $ 369,000 | $ 184,500 | $ 68,000 |
| Ontario, New York | 2 | $ 331,000 | $ 165,500 | $ 83,000 |
| Richmond, New York | 2 | $ 702,000 | $ 351,000 | $ 137,000 |
| Saratoga, New York | 2 | $ 278,000 | $ 139,000 | $ 62,000 |
| Suffolk, New York | 2 | $ 764,000 | $ 382,000 | $ 206,000 |
| Washington, New York | 2 | $ 316,000 | $ 158,000 | $ 39,000 |
| Westchester, New York | 2 | $ 963,000 | $ 481,500 | $ 274,000 |
| Brunswick, North Carolina | 2 | $ 547,000 | $ 273,500 | $ 108,000 |
| Cabarrus, North Carolina | 2 | $ 567,000 | $ 283,500 | $ 106,000 |
| Carteret, North Carolina | 2 | $ 401,000 | $ 200,500 | $ 106,000 |
| Craven, North Carolina | 2 | $ 185,000 | $ 92,500 | $ 81,000 |
| Dare, North Carolina | 2 | $ 726,000 | $ 363,000 | $ 164,000 |
| Hoke, North Carolina | 2 | $ 428,000 | $ 214,000 | $ 0 |
| Lee, North Carolina | 2 | $ 656,000 | $ 328,000 | $ 93,000 |
| Rowan, North Carolina | 2 | $ 430,000 | $ 215,000 | $ 91,000 |
| Cass, North Dakota | 2 | $ 817,000 | $ 408,500 | $ 183,000 |
| Divide, North Dakota | 2 | $ 136,000 | $ 68,000 | $ 27,000 |
| Greene, Ohio | 2 | $ 554,000 | $ 277,000 | $ 0 |
| Summit, Ohio | 2 | $ 407,000 | $ 203,500 | $ 129,000 |
| Union, Ohio | 2 | $ 635,000 | $ 317,500 | $ 109,000 |
| Warren, Ohio | 2 | $ 746,000 | $ 373,000 | $ 56,000 |
| Pottawatomie, Oklahoma | 2 | $ 555,000 | $ 277,500 | $ 79,000 |
| Josephine, Oregon | 2 | $ 551,000 | $ 275,500 | $ 0 |
| Yamhill, Oregon | 2 | $ 527,000 | $ 263,500 | $ 33,000 |
| Franklin, Pennsylvania | 2 | $ 681,000 | $ 340,500 | $ 128,000 |
| Monroe, Pennsylvania | 2 | $ 372,000 | $ 186,000 | $ 28,000 |
| Washington, Pennsylvania | 2 | $ 749,000 | $ 374,500 | $ 140,000 |
| Kent, Rhode Island | 2 | $ 867,000 | $ 433,500 | $ 33,000 |
| Anderson, South Carolina | 2 | $ 717,000 | $ 358,500 | $ 107,000 |
| Georgetown, South Carolina | 2 | $ 572,000 | $ 286,000 | $ 131,000 |
| Lincoln, South Dakota | 2 | $ 535,000 | $ 267,500 | $ 61,000 |
| Coffee, Tennessee | 2 | $ 554,000 | $ 277,000 | $ 122,000 |
| Fayette, Tennessee | 2 | $ 699,000 | $ 349,500 | $ 43,000 |
| Lawrence, Tennessee | 2 | $ 464,000 | $ 232,000 | $ 68,000 |
| Lincoln, Tennessee | 2 | $ 611,000 | $ 305,500 | $ 131,000 |
| Roane, Tennessee | 2 | $ 701,000 | $ 350,500 | $ 93,000 |
| Sullivan, Tennessee | 2 | $ 519,000 | $ 259,500 | $ 122,000 |
| Brazoria, Texas | 2 | $ 530,000 | $ 265,000 | $ 207,000 |
| Brown, Texas | 2 | $ 529,000 | $ 264,500 | $ 84,000 |
| Lubbock, Texas | 2 | $ 394,000 | $ 197,000 | $ 83,000 |
| Iron, Utah | 2 | $ 631,000 | $ 315,500 | $ 140,000 |
| Morgan, Utah | 2 | $ 785,000 | $ 392,500 | $ 135,000 |
| Caledonia, Vermont | 2 | $ 568,000 | $ 284,000 | $ 148,000 |
| Windsor, Vermont | 2 | $ 308,000 | $ 154,000 | $ 44,000 |
| Botetourt, Virginia | 2 | $ 704,000 | $ 352,000 | $ 116,000 |
| Gloucester, Virginia | 2 | $ 444,000 | $ 222,000 | $ 17,000 |
| Manassas, Virginia | 2 | $ 867,000 | $ 433,500 | $ 106,000 |
| Montgomery, Virginia | 2 | $ 511,000 | $ 255,500 | $ 100,000 |
| Newport News, Virginia | 2 | $ 520,000 | $ 260,000 | $ 159,000 |
| Norfolk, Virginia | 2 | $ 829,000 | $ 414,500 | $ 74,000 |
| Roanoke, Virginia | 2 | $ 463,000 | $ 231,500 | $ 144,000 |
| York, Virginia | 2 | $ 505,000 | $ 252,500 | $ 102,000 |
| Benton, Washington | 2 | $ 782,000 | $ 391,000 | $ 68,000 |
| Kittitas, Washington | 2 | $ 433,000 | $ 216,500 | $ 0 |
| Okanogan, Washington | 2 | $ 751,000 | $ 375,500 | $ 111,000 |
| Monongalia, West Virginia | 2 | $ 220,000 | $ 110,000 | $ 26,000 |
| Eau Claire, Wisconsin | 2 | $ 415,000 | $ 207,500 | $ 84,000 |
| Outagamie, Wisconsin | 2 | $ 638,000 | $ 319,000 | $ 128,000 |
| St. Croix, Wisconsin | 2 | $ 654,000 | $ 327,000 | $ 65,000 |
| Walworth, Wisconsin | 2 | $ 699,000 | $ 349,500 | $ 184,000 |
| Winnebago, Wisconsin | 2 | $ 346,000 | $ 173,000 | $ 80,000 |
| Laramie, Wyoming | 2 | $ 556,000 | $ 278,000 | $ 59,000 |
| Autauga, Alabama | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Coffee, Alabama | 1 | $ 501,000 | $ 501,000 | $ 108,000 |
| Cullman, Alabama | 1 | $ 268,000 | $ 268,000 | $ 141,000 |
| DeKalb, Alabama | 1 | $ 190,000 | $ 190,000 | $ 116,000 |
| Elmore, Alabama | 1 | $ 186,000 | $ 186,000 | $ 48,000 |
| Etowah, Alabama | 1 | $ 256,000 | $ 256,000 | $ 40,000 |
| Henry, Alabama | 1 | $ 379,000 | $ 379,000 | $ 159,000 |
| Limestone, Alabama | 1 | $ 152,000 | $ 152,000 | $ 107,000 |
| St. Clair, Alabama | 1 | $ 289,000 | $ 289,000 | $ 0 |
| Talladega, Alabama | 1 | $ 300,000 | $ 300,000 | $ 56,000 |
| Winston, Alabama | 1 | $ 395,000 | $ 395,000 | $ 77,000 |
| Mohave, Arizona | 1 | $ 300,000 | $ 300,000 | $ 61,000 |
| Clark, Arkansas | 1 | $ 309,000 | $ 309,000 | $ 50,000 |
| Garland, Arkansas | 1 | $ 376,000 | $ 376,000 | $ 49,000 |
| Hot Spring, Arkansas | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Madison, Arkansas | 1 | $ 545,000 | $ 545,000 | $ 297,000 |
| Phillips, Arkansas | 1 | $ 258,000 | $ 258,000 | $ 53,000 |
| Butte, California | 1 | $ 396,000 | $ 396,000 | $ 116,000 |
| Glenn, California | 1 | $ 100,000 | $ 100,000 | $ 154,000 |
| Humboldt, California | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Imperial, California | 1 | $ 232,000 | $ 232,000 | $ 74,000 |
| Kings, California | 1 | $ 325,000 | $ 325,000 | $ 144,000 |
| Mono, California | 1 | $ 513,000 | $ 513,000 | $ 133,000 |
| Sutter, California | 1 | $ 468,000 | $ 468,000 | $ 0 |
| Yuba, California | 1 | $ 271,000 | $ 271,000 | $ 0 |
| Alamosa, Colorado | 1 | $ 208,000 | $ 208,000 | $ 56,000 |
| Archuleta, Colorado | 1 | $ 425,000 | $ 425,000 | $ 116,000 |
| Garfield, Colorado | 1 | $ 350,000 | $ 350,000 | $ 107,000 |
| Grand, Colorado | 1 | $ 380,000 | $ 380,000 | $ 160,000 |
| Gunnison, Colorado | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Montezuma, Colorado | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Pueblo, Colorado | 1 | $ 219,000 | $ 219,000 | $ 95,000 |
Mortgage Loan Application Detail Totals for BNC National Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,997 | $965,917,000 | $322,000 | $4,794,000 | $102,000 | $1,380,000 |
| Home Purchase | 2,315 | $526,316,000 | $227,000 | $3,563,000 | $95,000 | $1,128,000 |
| Home Improvement | 307 | $97,270,000 | $316,000 | $1,010,000 | $124,000 | $470,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,290 | $865,980,000 | $263,000 | $1,018,000 | $100,000 | $903,000 |
| Not Provided | 1,327 | $434,077,000 | $327,000 | $949,000 | $108,000 | $1,380,000 |
| Hispanic | 388 | $93,526,000 | $241,000 | $862,000 | $74,000 | $519,000 |
| Asian | 367 | $115,490,000 | $314,000 | $793,000 | $121,000 | $501,000 |
| Black or African American | 178 | $51,366,000 | $288,000 | $1,373,000 | $77,000 | $310,000 |
| American Indian or Alaskan Native | 35 | $9,946,000 | $284,000 | $719,000 | $100,000 | $453,000 |
| Native Hawaiin or Other Pacific Islander | 26 | $9,706,000 | $373,000 | $663,000 | $74,000 | $163,000 |
| Not applicable | 8 | $9,412,000 | $1,176,000 | $4,794,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,048 | $842,067,000 | $276,000 | $4,794,000 | $127,000 | $1,380,000 |
| VA-guaranteed (Veterans Administration) | 1,792 | $630,619,000 | $351,000 | $1,373,000 | $74,000 | $485,000 |
| FHA-insured (Federal Housing Administration) | 652 | $100,946,000 | $154,000 | $636,000 | $59,000 | $384,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 127 | $15,871,000 | $124,000 | $288,000 | $47,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,758 | $1,041,153,000 | $277,000 | $4,794,000 | $97,000 | $903,000 |
| Application Withdrawn By Applicant | 1,405 | $423,324,000 | $301,000 | $949,000 | $109,000 | $1,380,000 |
| Application Denied By Financial Institution | 455 | $124,854,000 | $274,000 | $904,000 | $96,000 | $1,128,000 |
| File Closed For Incompleteness | 1 | $172,000 | $172,000 | $172,000 | $69,000 | $69,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 133 | $31,974,000 | $240,000 | $643,000 | $84,000 | $384,000 |
| Debt-To-Income Ratio | 89 | $25,052,000 | $281,000 | $770,000 | $83,000 | $320,000 |
| Collateral | 84 | $23,066,000 | $274,000 | $831,000 | $98,000 | $328,000 |
| Credit Application Incomplete | 60 | $20,947,000 | $349,000 | $904,000 | $129,000 | $1,128,000 |
| Other | 44 | $11,625,000 | $264,000 | $652,000 | $111,000 | $497,000 |
| Employment History | 21 | $4,969,000 | $236,000 | $602,000 | $82,000 | $147,000 |
| Unverifiable Information | 20 | $6,636,000 | $331,000 | $629,000 | $104,000 | $208,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $585,000 | $146,000 | $229,000 | $51,000 | $75,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into BNC National Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess BNC National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Dakota, download the full spreadsheet
with aggregated HMDA statistics today.
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