Bnc National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Bnc National Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bnc National Bank 20175 N 67Th Avenue Glendale, AZ 85308 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,183 |
| Total Mortgage Loan Application Amount | $2,450,865,000 |
| Average Mortgage Loan Application Amount | $272,000 |
| Highest Mortgage Loan Application Amount | $1,745,000 |
| Average Applicant Income | $132,333 |
| Highest Applicant Income | $3,078,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Bnc National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bnc National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Bnc National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bnc National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Bnc National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bnc National Bank's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 693 | $ 164,065,000 | $ 292,023 | $ 135,292 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 348 | $ 154,820,000 | $ 421,000 | $ 126,750 |
| WICHITA, KS | 292 | $ 51,410,000 | $ 176,000 | $ 78,000 |
| KANSAS CITY, MO-KS | 220 | $ 51,270,000 | $ 232,500 | $ 93,500 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 186 | $ 64,940,000 | $ 349,000 | $ 131,000 |
| BISMARCK, ND | 175 | $ 35,315,000 | $ 201,000 | $ 141,000 |
| DENVER-AURORA-LAKEWOOD, CO | 165 | $ 66,345,000 | $ 402,000 | $ 130,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 157 | $ 73,935,000 | $ 470,000 | $ 169,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 145 | $ 49,125,000 | $ 338,000 | $ 115,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 144 | $ 70,430,000 | $ 489,000 | $ 181,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 129 | $ 48,665,000 | $ 359,000 | $ 132,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 122 | $ 49,270,000 | $ 403,000 | $ 118,000 |
| SAN DIEGO-CARLSBAD, CA | 117 | $ 56,165,000 | $ 480,000 | $ 149,000 |
| DALLAS-PLANO-IRVING, TX | 103 | $ 35,825,000 | $ 347,000 | $ 168,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 103 | $ 31,165,000 | $ 302,000 | $ 157,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 92 | $ 30,600,000 | $ 332,000 | $ 145,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 92 | $ 29,370,000 | $ 319,000 | $ 124,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 89 | $ 30,535,000 | $ 343,000 | $ 151,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 87 | $ 28,995,000 | $ 343,500 | $ 115,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 86 | $ 44,700,000 | $ 519,000 | $ 177,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 86 | $ 34,780,000 | $ 404,000 | $ 142,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 84 | $ 29,350,000 | $ 346,000 | $ 161,500 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 83 | $ 33,845,000 | $ 407,000 | $ 135,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 76 | $ 10,990,000 | $ 146,500 | $ 63,500 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 75 | $ 33,375,000 | $ 446,500 | $ 192,000 |
| NEW YORK-NEWARK, NY | 71 | $ 26,805,000 | $ 347,000 | $ 150,500 |
| TACOMA-LAKEWOOD, WA | 71 | $ 28,195,000 | $ 397,000 | $ 113,000 |
| COLORADO SPRINGS, CO | 69 | $ 25,075,000 | $ 363,000 | $ 136,000 |
| JACKSONVILLE, FL | 65 | $ 22,835,000 | $ 351,000 | $ 109,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 64 | $ 24,020,000 | $ 375,000 | $ 121,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 62 | $ 20,060,000 | $ 353,000 | $ 131,500 |
| RALEIGH, NC | 60 | $ 21,530,000 | $ 358,000 | $ 145,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 59 | $ 29,135,000 | $ 493,000 | $ 155,000 |
| AUSTIN-ROUND ROCK, TX | 54 | $ 18,280,000 | $ 338,000 | $ 135,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 52 | $ 23,470,000 | $ 451,000 | $ 174,000 |
| SALT LAKE CITY, UT | 49 | $ 18,475,000 | $ 377,000 | $ 129,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 47 | $ 16,105,000 | $ 342,000 | $ 148,000 |
| NEWARK, NJ-PA | 47 | $ 18,595,000 | $ 328,000 | $ 157,500 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 45 | $ 27,555,000 | $ 612,000 | $ 223,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 43 | $ 16,165,000 | $ 375,000 | $ 141,000 |
| FORT WORTH-ARLINGTON, TX | 42 | $ 12,890,000 | $ 306,000 | $ 113,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 41 | $ 16,265,000 | $ 396,000 | $ 141,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 41 | $ 13,765,000 | $ 335,000 | $ 144,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 41 | $ 16,465,000 | $ 401,000 | $ 158,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 37 | $ 11,495,000 | $ 310,000 | $ 123,000 |
| OGDEN-CLEARFIELD, UT | 36 | $ 13,080,000 | $ 363,000 | $ 142,000 |
| RENO, NV | 36 | $ 13,650,000 | $ 379,000 | $ 168,000 |
| BOSTON, MA | 35 | $ 16,295,000 | $ 465,000 | $ 157,000 |
| BIRMINGHAM-HOOVER, AL | 34 | $ 10,400,000 | $ 305,000 | $ 137,000 |
| COLUMBUS, OH | 33 | $ 10,865,000 | $ 329,000 | $ 166,000 |
| OKLAHOMA CITY, OK | 32 | $ 8,890,000 | $ 277,000 | $ 131,000 |
| BOISE CITY, ID | 30 | $ 10,040,000 | $ 334,000 | $ 118,000 |
| RICHMOND, VA | 30 | $ 10,070,000 | $ 335,000 | $ 139,000 |
| SALINAS, CA | 30 | $ 16,210,000 | $ 540,000 | $ 155,000 |
| BREMERTON-SILVERDALE, WA | 28 | $ 9,920,000 | $ 354,000 | $ 89,000 |
| CINCINNATI, OH-KY-IN | 27 | $ 8,335,000 | $ 309,500 | $ 133,500 |
| OLYMPIA-TUMWATER, WA | 27 | $ 9,855,000 | $ 365,000 | $ 134,000 |
| ALBUQUERQUE, NM | 26 | $ 8,620,000 | $ 331,000 | $ 118,000 |
| PROVIDENCE-WARWICK, RI-MA | 26 | $ 8,960,000 | $ 350,000 | $ 126,000 |
| ST. LOUIS, MO-IL | 26 | $ 2,730,000 | $ 181,500 | $ 68,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 26 | $ 9,400,000 | $ 361,000 | $ 127,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 25 | $ 9,555,000 | $ 382,000 | $ 163,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 25 | $ 8,345,000 | $ 333,000 | $ 138,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 25 | $ 7,405,000 | $ 296,000 | $ 113,000 |
| STOCKTON-LODI, CA | 25 | $ 9,265,000 | $ 370,000 | $ 109,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 25 | $ 7,865,000 | $ 314,000 | $ 135,000 |
| BOULDER, CO | 24 | $ 11,590,000 | $ 482,000 | $ 289,000 |
| CAPE CORAL-FORT MYERS, FL | 23 | $ 7,235,000 | $ 314,000 | $ 144,000 |
| PITTSBURGH, PA | 23 | $ 8,095,000 | $ 351,000 | $ 187,000 |
| CAMDEN, NJ | 22 | $ 6,660,000 | $ 302,000 | $ 136,000 |
| PROVO-OREM, UT | 22 | $ 8,330,000 | $ 378,000 | $ 133,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 22 | $ 8,140,000 | $ 370,000 | $ 159,000 |
| SPOKANE-SPOKANE VALLEY, WA | 22 | $ 7,470,000 | $ 339,000 | $ 131,000 |
| CLEVELAND-ELYRIA, OH | 21 | $ 7,425,000 | $ 353,000 | $ 169,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 21 | $ 7,375,000 | $ 351,000 | $ 106,000 |
| HUNTSVILLE, AL | 21 | $ 7,195,000 | $ 342,000 | $ 113,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 20 | $ 5,960,000 | $ 298,000 | $ 82,000 |
| PHILADELPHIA, PA | 19 | $ 6,265,000 | $ 329,000 | $ 176,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 18 | $ 4,900,000 | $ 272,000 | $ 111,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 18 | $ 5,630,000 | $ 312,000 | $ 172,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 18 | $ 6,790,000 | $ 377,000 | $ 170,000 |
| NEW ORLEANS-METAIRIE, LA | 18 | $ 5,700,000 | $ 316,000 | $ 126,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 18 | $ 7,360,000 | $ 408,000 | $ 155,000 |
| VALLEJO-FAIRFIELD, CA | 18 | $ 7,350,000 | $ 408,000 | $ 123,000 |
| WILMINGTON, DE-MD-NJ | 18 | $ 5,250,000 | $ 290,000 | $ 89,000 |
| FORT COLLINS, CO | 17 | $ 6,755,000 | $ 397,000 | $ 101,000 |
| CHICAGO-NAPERVILLE, IL | 16 | $ 4,330,000 | $ 270,000 | $ 75,000 |
| KNOXVILLE, TN | 16 | $ 6,110,000 | $ 381,000 | $ 113,000 |
| MANCHESTER-NASHUA, NH | 16 | $ 5,850,000 | $ 365,000 | $ 125,000 |
| WORCESTER, MA-CT | 16 | $ 6,040,000 | $ 371,500 | $ 216,500 |
| COLUMBIA, SC | 15 | $ 4,375,000 | $ 291,000 | $ 107,000 |
| FAYETTEVILLE, NC | 15 | $ 4,025,000 | $ 268,000 | $ 71,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 15 | $ 4,385,000 | $ 292,000 | $ 136,000 |
| NEW HAVEN-MILFORD, CT | 15 | $ 4,655,000 | $ 310,000 | $ 155,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 15 | $ 8,525,000 | $ 568,000 | $ 186,000 |
| SANTA ROSA, CA | 15 | $ 7,565,000 | $ 504,000 | $ 142,000 |
| SPRINGFIELD, MO | 15 | $ 2,275,000 | $ 151,000 | $ 64,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 14 | $ 4,280,000 | $ 311,500 | $ 158,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 14 | $ 4,230,000 | $ 302,000 | $ 165,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 14 | $ 6,600,000 | $ 471,000 | $ 155,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 14 | $ 4,430,000 | $ 316,000 | $ 157,000 |
| PORTLAND-SOUTH PORTLAND, ME | 14 | $ 5,300,000 | $ 378,000 | $ 172,000 |
| TULSA, OK | 14 | $ 3,430,000 | $ 245,000 | $ 104,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 13 | $ 4,075,000 | $ 373,500 | $ 93,500 |
| GRAND RAPIDS-WYOMING, MI | 13 | $ 4,055,000 | $ 311,000 | $ 275,000 |
| SANTA MARIA-SANTA BARBARA, CA | 13 | $ 5,605,000 | $ 431,000 | $ 233,000 |
| SAVANNAH, GA | 13 | $ 3,995,000 | $ 307,000 | $ 110,000 |
| DURHAM-CHAPEL HILL, NC | 12 | $ 4,770,000 | $ 397,000 | $ 232,000 |
| MADISON, WI | 12 | $ 3,600,000 | $ 300,000 | $ 87,000 |
| MEMPHIS, TN-MS-AR | 12 | $ 3,920,000 | $ 334,000 | $ 133,500 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 12 | $ 4,240,000 | $ 353,000 | $ 142,000 |
| KENNEWICK-RICHLAND, WA | 11 | $ 3,785,000 | $ 344,000 | $ 116,000 |
| LAKELAND-WINTER HAVEN, FL | 11 | $ 2,925,000 | $ 265,000 | $ 86,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 11 | $ 4,195,000 | $ 381,000 | $ 187,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 11 | $ 3,525,000 | $ 310,500 | $ 95,500 |
| PORT ST. LUCIE, FL | 11 | $ 3,255,000 | $ 295,000 | $ 117,000 |
| FRESNO, CA | 10 | $ 4,070,000 | $ 407,000 | $ 139,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 10 | $ 2,850,000 | $ 298,000 | $ 87,000 |
| KILLEEN-TEMPLE, TX | 10 | $ 3,320,000 | $ 332,000 | $ 65,000 |
| ST. GEORGE, UT | 10 | $ 3,780,000 | $ 378,000 | $ 123,000 |
| WILMINGTON, NC | 10 | $ 2,410,000 | $ 241,000 | $ 105,000 |
| BELLINGHAM, WA | 9 | $ 3,465,000 | $ 385,000 | $ 105,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 9 | $ 3,715,000 | $ 412,000 | $ 135,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 9 | $ 3,175,000 | $ 352,000 | $ 112,000 |
| GREELEY, CO | 9 | $ 3,095,000 | $ 343,000 | $ 52,000 |
| GREENSBORO-HIGH POINT, NC | 9 | $ 2,935,000 | $ 326,000 | $ 137,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 9 | $ 2,655,000 | $ 295,000 | $ 104,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 9 | $ 3,185,000 | $ 301,500 | $ 90,000 |
| MONTGOMERY, AL | 9 | $ 2,955,000 | $ 328,000 | $ 111,000 |
| SANTA FE, NM | 9 | $ 3,495,000 | $ 388,000 | $ 93,000 |
| YORK-HANOVER, PA | 9 | $ 3,155,000 | $ 350,000 | $ 128,000 |
| BARNSTABLE TOWN, MA | 8 | $ 2,640,000 | $ 330,000 | $ 157,000 |
| BEND-REDMOND, OR | 8 | $ 3,200,000 | $ 400,000 | $ 100,000 |
| CHATTANOOGA, TN-GA | 8 | $ 2,700,000 | $ 325,000 | $ 89,500 |
| CLARKSVILLE, TN-KY | 8 | $ 2,710,000 | $ 358,500 | $ 113,500 |
| COLUMBUS, GA-AL | 8 | $ 3,300,000 | $ 412,000 | $ 211,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 8 | $ 2,900,000 | $ 362,000 | $ 142,000 |
| IDAHO FALLS, ID | 8 | $ 2,250,000 | $ 281,000 | $ 105,000 |
| LAS CRUCES, NM | 8 | $ 1,830,000 | $ 228,000 | $ 131,000 |
| NORWICH-NEW LONDON, CT | 8 | $ 2,600,000 | $ 325,000 | $ 112,000 |
| TRENTON, NJ | 8 | $ 2,450,000 | $ 306,000 | $ 492,000 |
| YUBA CITY, CA | 8 | $ 2,640,000 | $ 330,000 | $ 228,000 |
| AKRON, OH | 7 | $ 2,105,000 | $ 300,000 | $ 96,000 |
| CHARLOTTESVILLE, VA | 7 | $ 2,155,000 | $ 307,000 | $ 130,000 |
| GAINESVILLE, FL | 7 | $ 2,225,000 | $ 317,000 | $ 149,000 |
| GARY, IN | 7 | $ 1,955,000 | $ 279,000 | $ 74,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 7 | $ 1,655,000 | $ 236,000 | $ 73,000 |
| HICKORY-LENOIR-MORGANTON, NC | 7 | $ 2,685,000 | $ 383,000 | $ 159,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 7 | $ 2,275,000 | $ 325,000 | $ 176,000 |
| MODESTO, CA | 7 | $ 2,135,000 | $ 305,000 | $ 136,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 7 | $ 2,715,000 | $ 387,000 | $ 122,000 |
| PANAMA CITY, FL | 7 | $ 2,185,000 | $ 312,000 | $ 115,000 |
| REDDING, CA | 7 | $ 1,985,000 | $ 283,000 | $ 105,000 |
| SALEM, OR | 7 | $ 2,275,000 | $ 325,000 | $ 116,000 |
| SPARTANBURG, SC | 7 | $ 2,275,000 | $ 325,000 | $ 132,000 |
| ANN ARBOR, MI | 6 | $ 2,120,000 | $ 353,000 | $ 140,000 |
| ASHEVILLE, NC | 6 | $ 2,310,000 | $ 385,000 | $ 94,000 |
| BAKERSFIELD, CA | 6 | $ 1,600,000 | $ 266,000 | $ 90,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 6 | $ 2,020,000 | $ 336,000 | $ 147,000 |
| COEUR D'ALENE, ID | 6 | $ 2,400,000 | $ 400,000 | $ 143,000 |
| EL PASO, TX | 6 | $ 2,240,000 | $ 373,000 | $ 126,000 |
| FLINT, MI | 6 | $ 1,870,000 | $ 311,000 | $ 118,000 |
| HARRISBURG-CARLISLE, PA | 6 | $ 2,030,000 | $ 338,000 | $ 158,000 |
| LAWRENCE, KS | 6 | $ 1,610,000 | $ 268,000 | $ 95,000 |
| LEXINGTON-FAYETTE, KY | 6 | $ 3,280,000 | $ 546,000 | $ 167,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 6 | $ 1,720,000 | $ 286,000 | $ 162,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 6 | $ 1,640,000 | $ 273,000 | $ 161,000 |
| PUNTA GORDA, FL | 6 | $ 1,550,000 | $ 258,000 | $ 122,000 |
| SALISBURY, MD-DE | 6 | $ 1,920,000 | $ 300,000 | $ 110,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 5 | $ 1,595,000 | $ 319,000 | $ 157,000 |
| CHEYENNE, WY | 5 | $ 2,085,000 | $ 417,000 | $ 75,000 |
| DOVER, DE | 5 | $ 1,425,000 | $ 285,000 | $ 80,000 |
| EVANSVILLE, IN-KY | 5 | $ 1,455,000 | $ 291,000 | $ 105,000 |
| JACKSON, MS | 5 | $ 1,625,000 | $ 325,000 | $ 36,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 5 | $ 1,585,000 | $ 312,500 | $ 118,000 |
| LINCOLN, NE | 5 | $ 2,175,000 | $ 435,000 | $ 191,000 |
| NAPA, CA | 5 | $ 2,875,000 | $ 575,000 | $ 187,000 |
| READING, PA | 5 | $ 1,465,000 | $ 293,000 | $ 87,000 |
| SHREVEPORT-BOSSIER CITY, LA | 5 | $ 1,715,000 | $ 343,000 | $ 147,000 |
| SPRINGFIELD, MA | 5 | $ 1,625,000 | $ 325,000 | $ 88,000 |
| SUMTER, SC | 5 | $ 1,435,000 | $ 287,000 | $ 70,000 |
| TALLAHASSEE, FL | 5 | $ 1,465,000 | $ 293,000 | $ 102,000 |
| TUCSON, AZ | 5 | $ 1,505,000 | $ 301,000 | $ 97,000 |
| VISALIA-PORTERVILLE, CA | 5 | $ 1,845,000 | $ 369,000 | $ 78,000 |
| WARNER ROBINS, GA | 5 | $ 1,375,000 | $ 275,000 | $ 161,000 |
| ATHENS-CLARKE COUNTY, GA | 4 | $ 1,630,000 | $ 407,000 | $ 138,000 |
| BILLINGS, MT | 4 | $ 1,120,000 | $ 280,000 | $ 120,000 |
| CARSON CITY, NV | 4 | $ 1,260,000 | $ 315,000 | $ 84,000 |
| CASPER, WY | 4 | $ 990,000 | $ 247,000 | $ 99,000 |
| CORVALLIS, OR | 4 | $ 1,220,000 | $ 305,000 | $ 132,000 |
| EUGENE, OR | 4 | $ 1,470,000 | $ 367,000 | $ 111,000 |
| FARMINGTON, NM | 4 | $ 1,090,000 | $ 272,000 | $ 119,000 |
| GRAND ISLAND, NE | 4 | $ 1,090,000 | $ 272,000 | $ 155,000 |
| HARRISONBURG, VA | 4 | $ 1,080,000 | $ 270,000 | $ 92,000 |
| MISSOULA, MT | 4 | $ 1,300,000 | $ 325,000 | $ 100,000 |
| MOBILE, AL | 4 | $ 1,240,000 | $ 310,000 | $ 181,000 |
| MOUNT VERNON-ANACORTES, WA | 4 | $ 1,570,000 | $ 392,000 | $ 98,000 |
| NEW BERN, NC | 4 | $ 1,250,000 | $ 312,000 | $ 89,000 |
| OCALA, FL | 4 | $ 770,000 | $ 192,000 | $ 81,000 |
| OCEAN CITY, NJ | 4 | $ 1,580,000 | $ 395,000 | $ 199,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 4 | $ 1,270,000 | $ 317,000 | $ 65,000 |
| SANTA CRUZ-WATSONVILLE, CA | 4 | $ 2,300,000 | $ 575,000 | $ 231,000 |
| TOPEKA, KS | 4 | $ 960,000 | $ 240,000 | $ 105,000 |
| WENATCHEE, WA | 4 | $ 1,580,000 | $ 395,000 | $ 176,000 |
| WINCHESTER, VA-WV | 4 | $ 1,440,000 | $ 360,000 | $ 0 |
| WINSTON-SALEM, NC | 4 | $ 1,260,000 | $ 315,000 | $ 102,000 |
| APPLETON, WI | 3 | $ 805,000 | $ 268,000 | $ 98,000 |
| AUBURN-OPELIKA, AL | 3 | $ 905,000 | $ 301,000 | $ 55,000 |
| BATON ROUGE, LA | 3 | $ 765,000 | $ 255,000 | $ 100,000 |
| BEAUMONT-PORT ARTHUR, TX | 3 | $ 945,000 | $ 315,000 | $ 156,000 |
| BLOOMSBURG-BERWICK, PA | 3 | $ 695,000 | $ 231,000 | $ 102,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 3 | $ 665,000 | $ 221,000 | $ 107,000 |
| CLEVELAND, TN | 3 | $ 785,000 | $ 261,000 | $ 73,000 |
| COLLEGE STATION-BRYAN, TX | 3 | $ 1,025,000 | $ 341,000 | $ 93,000 |
| EL CENTRO, CA | 3 | $ 795,000 | $ 265,000 | $ 66,000 |
| FARGO, ND-MN | 3 | $ 775,000 | $ 258,000 | $ 119,000 |
| FLAGSTAFF, AZ | 3 | $ 935,000 | $ 311,000 | $ 113,000 |
| FOND DU LAC, WI | 3 | $ 875,000 | $ 291,000 | $ 95,000 |
| JACKSONVILLE, NC | 3 | $ 835,000 | $ 278,000 | $ 73,000 |
| JOPLIN, MO | 3 | $ 605,000 | $ 201,000 | $ 22,000 |
| MACON-BIBB COUNTY, GA | 3 | $ 1,125,000 | $ 375,000 | $ 126,000 |
| MIDLAND, TX | 3 | $ 1,065,000 | $ 355,000 | $ 102,000 |
| POCATELLO, ID | 3 | $ 765,000 | $ 255,000 | $ 85,000 |
| PUEBLO, CO | 3 | $ 885,000 | $ 295,000 | $ 91,000 |
| RACINE, WI | 3 | $ 745,000 | $ 248,000 | $ 91,000 |
| SAN RAFAEL, CA | 3 | $ 1,735,000 | $ 578,000 | $ 150,000 |
| ALBANY, GA | 2 | $ 600,000 | $ 300,000 | $ 0 |
| AMARILLO, TX | 2 | $ 520,000 | $ 260,000 | $ 154,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 2 | $ 1,180,000 | $ 590,000 | $ 226,000 |
| BURLINGTON, NC | 2 | $ 650,000 | $ 325,000 | $ 81,000 |
| CHARLESTON, WV | 2 | $ 370,000 | $ 185,000 | $ 140,000 |
| CORPUS CHRISTI, TX | 2 | $ 440,000 | $ 220,000 | $ 23,000 |
| DECATUR, AL | 2 | $ 470,000 | $ 235,000 | $ 101,000 |
| DULUTH, MN-WI | 2 | $ 810,000 | $ 405,000 | $ 271,000 |
| EAU CLAIRE, WI | 2 | $ 470,000 | $ 235,000 | $ 46,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 2 | $ 750,000 | $ 375,000 | $ 91,000 |
| ENID, OK | 2 | $ 390,000 | $ 195,000 | $ 64,000 |
| FLORENCE, SC | 2 | $ 310,000 | $ 155,000 | $ 27,000 |
| HANFORD-CORCORAN, CA | 2 | $ 360,000 | $ 180,000 | $ 69,000 |
| HOMOSASSA SPRINGS, FL | 2 | $ 490,000 | $ 245,000 | $ 64,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 590,000 | $ 295,000 | $ 52,000 |
| JOHNSON CITY, TN | 2 | $ 550,000 | $ 275,000 | $ 241,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 690,000 | $ 345,000 | $ 151,000 |
| LA CROSSE-ONALASKA, WI-MN | 2 | $ 1,090,000 | $ 545,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 2 | $ 620,000 | $ 310,000 | $ 120,000 |
| LAKE CHARLES, LA | 2 | $ 600,000 | $ 300,000 | $ 171,000 |
| LANCASTER, PA | 2 | $ 460,000 | $ 230,000 | $ 95,000 |
| LANSING-EAST LANSING, MI | 2 | $ 650,000 | $ 325,000 | $ 131,000 |
| LEWISTON, ID-WA | 2 | $ 650,000 | $ 325,000 | $ 90,000 |
| LEWISTON-AUBURN, ME | 2 | $ 420,000 | $ 210,000 | $ 75,000 |
| MEDFORD, OR | 2 | $ 780,000 | $ 390,000 | $ 166,000 |
| RAPID CITY, SD | 2 | $ 570,000 | $ 285,000 | $ 76,000 |
| ROANOKE, VA | 2 | $ 510,000 | $ 255,000 | $ 71,000 |
| SAGINAW, MI | 2 | $ 630,000 | $ 315,000 | $ 126,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 2 | $ 510,000 | $ 255,000 | $ 110,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 510,000 | $ 255,000 | $ 43,000 |
| SPRINGFIELD, OH | 2 | $ 570,000 | $ 285,000 | $ 113,000 |
| STATE COLLEGE, PA | 2 | $ 620,000 | $ 310,000 | $ 85,000 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 740,000 | $ 370,000 | $ 90,000 |
| THE VILLAGES, FL | 2 | $ 890,000 | $ 445,000 | $ 117,000 |
| TOLEDO, OH | 2 | $ 880,000 | $ 440,000 | $ 232,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 610,000 | $ 305,000 | $ 126,000 |
| ABILENE, TX | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| ALEXANDRIA, LA | 1 | $ 305,000 | $ 305,000 | $ 319,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 255,000 | $ 255,000 | $ 107,000 |
| BINGHAMTON, NY | 1 | $ 225,000 | $ 225,000 | $ 174,000 |
| BLOOMINGTON, IN | 1 | $ 315,000 | $ 315,000 | $ 75,000 |
| CEDAR RAPIDS, IA | 1 | $ 565,000 | $ 565,000 | $ 179,000 |
| COLUMBIA, MO | 1 | $ 175,000 | $ 175,000 | $ 169,000 |
| DANVILLE, IL | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 305,000 | $ 305,000 | $ 158,000 |
| FORT WAYNE, IN | 1 | $ 325,000 | $ 325,000 | $ 75,000 |
| GADSDEN, AL | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| GAINESVILLE, GA | 1 | $ 325,000 | $ 325,000 | $ 144,000 |
| GRANTS PASS, OR | 1 | $ 315,000 | $ 315,000 | $ 97,000 |
| GREEN BAY, WI | 1 | $ 335,000 | $ 335,000 | $ 110,000 |
| GREENVILLE, NC | 1 | $ 365,000 | $ 365,000 | $ 199,000 |
| HAMMOND, LA | 1 | $ 335,000 | $ 335,000 | $ 119,000 |
| HINESVILLE, GA | 1 | $ 225,000 | $ 225,000 | $ 93,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| IOWA CITY, IA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| JACKSON, MI | 1 | $ 465,000 | $ 465,000 | $ 76,000 |
| JEFFERSON CITY, MO | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| JOHNSTOWN, PA | 1 | $ 295,000 | $ 295,000 | $ 0 |
| JONESBORO, AR | 1 | $ 275,000 | $ 275,000 | $ 118,000 |
| KINGSTON, NY | 1 | $ 305,000 | $ 305,000 | $ 179,000 |
| LAFAYETTE, LA | 1 | $ 385,000 | $ 385,000 | $ 190,000 |
| LAWTON, OK | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| LIMA, OH | 1 | $ 315,000 | $ 315,000 | $ 155,000 |
| LOGAN, UT-ID | 1 | $ 425,000 | $ 425,000 | $ 88,000 |
| LONGVIEW, TX | 1 | $ 85,000 | $ 85,000 | $ 2,000 |
| LONGVIEW, WA | 1 | $ 315,000 | $ 315,000 | $ 114,000 |
| LYNCHBURG, VA | 1 | $ 325,000 | $ 325,000 | $ 81,000 |
| MADERA, CA | 1 | $ 305,000 | $ 305,000 | $ 132,000 |
| MANHATTAN, KS | 1 | $ 325,000 | $ 325,000 | $ 106,000 |
| MANSFIELD, OH | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 255,000 | $ 255,000 | $ 224,000 |
| MONROE, MI | 1 | $ 325,000 | $ 325,000 | $ 0 |
| MORRISTOWN, TN | 1 | $ 395,000 | $ 395,000 | $ 85,000 |
| MUSKEGON, MI | 1 | $ 365,000 | $ 365,000 | $ 173,000 |
| ODESSA, TX | 1 | $ 275,000 | $ 275,000 | $ 58,000 |
| OWENSBORO, KY | 1 | $ 255,000 | $ 255,000 | $ 0 |
| PINE BLUFF, AR | 1 | $ 245,000 | $ 245,000 | $ 111,000 |
| ROCKFORD, IL | 1 | $ 235,000 | $ 235,000 | $ 140,000 |
| ROCKY MOUNT, NC | 1 | $ 255,000 | $ 255,000 | $ 0 |
| SAN ANGELO, TX | 1 | $ 265,000 | $ 265,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| SEBRING, FL | 1 | $ 295,000 | $ 295,000 | $ 58,000 |
| SHERMAN-DENISON, TX | 1 | $ 375,000 | $ 375,000 | $ 170,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 365,000 | $ 365,000 | $ 0 |
| SIOUX FALLS, SD | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 405,000 | $ 405,000 | $ 227,000 |
| SPRINGFIELD, IL | 1 | $ 385,000 | $ 385,000 | $ 0 |
| TEXARKANA, TX-AR | 1 | $ 425,000 | $ 425,000 | $ 189,000 |
| TUSCALOOSA, AL | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| TWIN FALLS, ID | 1 | $ 265,000 | $ 265,000 | $ 58,000 |
| UTICA-ROME, NY | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| WACO, TX | 1 | $ 395,000 | $ 395,000 | $ 179,000 |
| WILLIAMSPORT, PA | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Bnc National Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,084 | $1,165,650,000 | $377,000 | $1,745,000 | $145,000 | $1,936,000 |
| Home Purchase | 2,473 | $734,025,000 | $296,000 | $1,525,000 | $118,000 | $3,078,000 |
| Cash-out Refinancing | 1,408 | $511,400,000 | $363,000 | $1,295,000 | $138,000 | $2,309,000 |
| Other Purpose | 109 | $11,155,000 | $102,000 | $675,000 | $139,000 | $485,000 |
| Home Improvement | 106 | $27,940,000 | $263,000 | $615,000 | $138,000 | $912,000 |
| Not Applicable | 3 | $695,000 | $231,000 | $355,000 | $116,000 | $116,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,141 | $1,339,135,000 | $323,000 | $1,525,000 | $129,000 | $3,078,000 |
| Not Provided | 1,841 | $690,655,000 | $375,000 | $1,295,000 | $146,000 | $2,309,000 |
| Hispanic | 393 | $132,605,000 | $337,000 | $1,405,000 | $109,000 | $1,884,000 |
| Asian | 378 | $148,200,000 | $392,000 | $995,000 | $156,000 | $1,860,000 |
| Black or African American | 338 | $108,010,000 | $319,000 | $1,225,000 | $102,000 | $466,000 |
| American Indian or Alaskan Native | 60 | $18,400,000 | $306,000 | $875,000 | $116,000 | $898,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $8,425,000 | $401,000 | $695,000 | $104,000 | $151,000 |
| Not applicable | 9 | $4,695,000 | $521,000 | $1,745,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,648 | $1,267,050,000 | $347,000 | $1,745,000 | $155,000 | $1,936,000 |
| VA-guaranteed (Veterans Administration) | 2,737 | $1,007,585,000 | $368,000 | $1,295,000 | $109,000 | $3,078,000 |
| FHA-insured (Federal Housing Administration) | 672 | $160,270,000 | $238,000 | $735,000 | $86,000 | $840,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 126 | $15,960,000 | $126,000 | $345,000 | $47,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,070 | $1,347,470,000 | $331,000 | $1,745,000 | $125,000 | $1,835,000 |
| Application Withdrawn By Applicant | 2,222 | $794,540,000 | $357,000 | $1,405,000 | $143,000 | $3,078,000 |
| Application Denied By Financial Institution | 890 | $308,500,000 | $346,000 | $1,295,000 | $135,000 | $2,309,000 |
| Loan Purchased By The Institution | 1 | $355,000 | $355,000 | $355,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,293 | $2,142,365,000 | $340,000 | $1,745,000 | $132,000 | $3,078,000 |
| Credit Application Incomplete | 476 | $177,950,000 | $373,000 | $1,295,000 | $162,000 | $1,494,000 |
| Credit History | 142 | $43,380,000 | $305,000 | $775,000 | $122,000 | $2,309,000 |
| Debt-To-Income Ratio | 115 | $37,495,000 | $326,000 | $905,000 | $82,000 | $309,000 |
| Collateral | 60 | $20,590,000 | $343,000 | $805,000 | $121,000 | $375,000 |
| Other | 52 | $15,760,000 | $303,000 | $765,000 | $107,000 | $324,000 |
| Unverifiable Information | 16 | $5,040,000 | $315,000 | $765,000 | $95,000 | $208,000 |
| Employment History | 16 | $4,200,000 | $262,000 | $595,000 | $90,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $4,085,000 | $314,000 | $395,000 | $101,000 | $234,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bnc National Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bnc National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.