BNC National Bank Mortgage Lending & HMDA Data, 2019
In 2019, BNC National Bank of Bismarck, ND reported 7,183 mortgage applications totaling $2.5 billion, up 84% from 2018. The average application was for $341,203, and applicants reported an average income of $134,125. 57% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (348), Wichita, KS (292) and Kansas City, MO-KS (220) (applications in parentheses).
| Mortgage Company & Address | BNC National Bank Bismarck, ND 58501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,183 |
| Total Mortgage Loan Application Amount | $2,450,865,000 |
| Average Mortgage Loan Application Amount | $341,203 |
| Highest Mortgage Loan Application Amount | $1,745,000 |
| Average Applicant Income | $134,125 |
| Highest Applicant Income | $3,078,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BNC National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sedgwick, Kansas | 241 | $ 43,275,000 | $ 179,564 | $ 78,000 |
| Laclede, Missouri | 158 | $ 20,450,000 | $ 129,430 | $ 53,000 |
| Los Angeles, California | 157 | $ 73,935,000 | $ 470,923 | $ 169,000 |
| Clark, Nevada | 145 | $ 49,125,000 | $ 338,793 | $ 115,000 |
| Burleigh, North Dakota | 145 | $ 27,395,000 | $ 188,931 | $ 143,000 |
| San Diego, California | 117 | $ 56,165,000 | $ 480,042 | $ 149,000 |
| King, Washington | 107 | $ 53,845,000 | $ 503,224 | $ 193,000 |
| Maricopa, Arizona | 97 | $ 29,625,000 | $ 305,412 | $ 163,000 |
| Fairfax, Virginia | 90 | $ 40,190,000 | $ 446,555 | $ 176,000 |
| Johnson, Kansas | 87 | $ 24,605,000 | $ 282,816 | $ 113,000 |
| Riverside, California | 84 | $ 35,000,000 | $ 416,666 | $ 120,000 |
| Pierce, Washington | 71 | $ 28,195,000 | $ 397,112 | $ 113,000 |
| El Paso, Colorado | 68 | $ 24,820,000 | $ 365,000 | $ 133,000 |
| Jackson, Missouri | 61 | $ 11,525,000 | $ 188,934 | $ 80,000 |
| Harris, Texas | 61 | $ 20,625,000 | $ 338,114 | $ 147,000 |
| Orange, California | 59 | $ 29,135,000 | $ 493,813 | $ 155,000 |
| Sacramento, California | 56 | $ 21,010,000 | $ 375,178 | $ 126,000 |
| Alameda, California | 54 | $ 29,650,000 | $ 549,074 | $ 196,000 |
| Hillsborough, Florida | 54 | $ 17,680,000 | $ 327,407 | $ 118,000 |
| Wake, North Carolina | 54 | $ 19,830,000 | $ 367,222 | $ 153,000 |
| Salt Lake, Utah | 47 | $ 17,645,000 | $ 375,425 | $ 129,000 |
| Loudoun, Virginia | 46 | $ 22,050,000 | $ 479,347 | $ 156,000 |
| Orange, Florida | 44 | $ 15,710,000 | $ 357,045 | $ 120,000 |
| Santa Clara, California | 43 | $ 26,695,000 | $ 620,813 | $ 227,000 |
| District of Columbia, District Of Columbia | 43 | $ 23,935,000 | $ 556,627 | $ 157,000 |
| Prince William, Virginia | 42 | $ 18,070,000 | $ 430,238 | $ 140,000 |
| Douglas, Colorado | 41 | $ 17,865,000 | $ 435,731 | $ 137,000 |
| Broward, Florida | 41 | $ 16,265,000 | $ 396,707 | $ 141,000 |
| Butler, Kansas | 39 | $ 6,195,000 | $ 158,846 | $ 80,000 |
| Montgomery, Maryland | 39 | $ 17,735,000 | $ 454,743 | $ 166,000 |
| Multnomah, Oregon | 39 | $ 15,425,000 | $ 395,512 | $ 152,000 |
| San Bernardino, California | 38 | $ 14,270,000 | $ 375,526 | $ 114,000 |
| Snohomish, Washington | 37 | $ 16,585,000 | $ 448,243 | $ 144,000 |
| Jefferson, Colorado | 36 | $ 14,320,000 | $ 397,777 | $ 123,000 |
| Washoe, Nevada | 36 | $ 13,650,000 | $ 379,166 | $ 168,000 |
| Fulton, Georgia | 35 | $ 13,435,000 | $ 383,857 | $ 156,000 |
| Cobb, Georgia | 34 | $ 12,690,000 | $ 373,235 | $ 159,000 |
| Anne Arundel, Maryland | 34 | $ 14,010,000 | $ 412,058 | $ 121,000 |
| Prince George's, Maryland | 34 | $ 12,350,000 | $ 363,235 | $ 118,000 |
| Washington, Oregon | 34 | $ 13,280,000 | $ 390,588 | $ 143,000 |
| Tarrant, Texas | 34 | $ 10,280,000 | $ 302,352 | $ 103,000 |
| Dallas, Texas | 33 | $ 11,265,000 | $ 341,363 | $ 215,000 |
| Contra Costa, California | 32 | $ 15,050,000 | $ 470,312 | $ 143,000 |
| Middlesex, Massachusetts | 32 | $ 12,590,000 | $ 393,437 | $ 153,000 |
| Arapahoe, Colorado | 31 | $ 12,195,000 | $ 393,387 | $ 133,000 |
| Monterey, California | 30 | $ 16,210,000 | $ 540,333 | $ 155,000 |
| Charleston, South Carolina | 30 | $ 11,340,000 | $ 378,000 | $ 170,000 |
| Denton, Texas | 30 | $ 10,830,000 | $ 361,000 | $ 147,000 |
| Travis, Texas | 30 | $ 10,520,000 | $ 350,666 | $ 152,000 |
| Denver, Colorado | 29 | $ 11,965,000 | $ 412,586 | $ 132,000 |
| Ada, Idaho | 29 | $ 9,665,000 | $ 333,275 | $ 117,000 |
| Mecklenburg, North Carolina | 29 | $ 11,165,000 | $ 385,000 | $ 128,000 |
| Morton, North Dakota | 29 | $ 7,835,000 | $ 270,172 | $ 134,000 |
| Collin, Texas | 29 | $ 9,825,000 | $ 338,793 | $ 143,000 |
| Clark, Washington | 29 | $ 9,465,000 | $ 326,379 | $ 117,000 |
| Camden, Missouri | 28 | $ 4,630,000 | $ 165,357 | $ 97,000 |
| Kitsap, Washington | 28 | $ 9,920,000 | $ 354,285 | $ 89,000 |
| Henry, Illinois | 27 | $ 3,285,000 | $ 121,666 | $ 58,000 |
| Rock Island, Illinois | 27 | $ 4,305,000 | $ 159,444 | $ 74,000 |
| Thurston, Washington | 27 | $ 9,855,000 | $ 365,000 | $ 134,000 |
| Duval, Florida | 26 | $ 8,840,000 | $ 340,000 | $ 107,000 |
| Palm Beach, Florida | 26 | $ 9,400,000 | $ 361,538 | $ 127,000 |
| Bexar, Texas | 26 | $ 7,900,000 | $ 303,846 | $ 128,000 |
| San Joaquin, California | 25 | $ 9,265,000 | $ 370,600 | $ 109,000 |
| Miami-Dade, Florida | 25 | $ 8,345,000 | $ 333,800 | $ 138,000 |
| Middlesex, New Jersey | 25 | $ 9,425,000 | $ 377,000 | $ 140,000 |
| Adams, Colorado | 24 | $ 8,530,000 | $ 355,416 | $ 121,000 |
| Boulder, Colorado | 24 | $ 11,590,000 | $ 482,916 | $ 289,000 |
| Pinellas, Florida | 24 | $ 7,440,000 | $ 310,000 | $ 138,000 |
| Gwinnett, Georgia | 24 | $ 7,140,000 | $ 297,500 | $ 100,000 |
| Virginia Beach, Virginia | 24 | $ 7,600,000 | $ 316,666 | $ 118,000 |
| Jefferson, Alabama | 23 | $ 7,145,000 | $ 310,652 | $ 122,000 |
| Lee, Florida | 23 | $ 7,235,000 | $ 314,565 | $ 144,000 |
| St. Johns, Florida | 23 | $ 8,705,000 | $ 378,478 | $ 101,000 |
| DeKalb, Georgia | 23 | $ 8,795,000 | $ 382,391 | $ 146,000 |
| Cass, Missouri | 23 | $ 4,655,000 | $ 202,391 | $ 83,000 |
| Davis, Utah | 23 | $ 8,155,000 | $ 354,565 | $ 124,000 |
| Okaloosa, Florida | 22 | $ 8,310,000 | $ 377,727 | $ 149,000 |
| Utah, Utah | 22 | $ 8,330,000 | $ 378,636 | $ 133,000 |
| Seminole, Florida | 21 | $ 7,145,000 | $ 340,238 | $ 168,000 |
| Scott, Iowa | 21 | $ 3,175,000 | $ 151,190 | $ 59,000 |
| Rockingham, New Hampshire | 20 | $ 7,550,000 | $ 377,500 | $ 163,000 |
| Bergen, New Jersey | 20 | $ 8,530,000 | $ 426,500 | $ 140,000 |
| Williamson, Tennessee | 20 | $ 8,570,000 | $ 428,500 | $ 147,000 |
| Stafford, Virginia | 20 | $ 7,660,000 | $ 383,000 | $ 94,000 |
| Charles, Maryland | 19 | $ 7,255,000 | $ 381,842 | $ 118,000 |
| St. Louis, Missouri | 19 | $ 1,155,000 | $ 60,789 | $ 45,000 |
| Bernalillo, New Mexico | 19 | $ 6,445,000 | $ 339,210 | $ 122,000 |
| McKenzie, North Dakota | 19 | $ 4,575,000 | $ 240,789 | $ 126,000 |
| Davidson, Tennessee | 19 | $ 6,865,000 | $ 361,315 | $ 107,000 |
| Williamson, Texas | 19 | $ 6,165,000 | $ 324,473 | $ 107,000 |
| Madison, Alabama | 18 | $ 6,040,000 | $ 335,555 | $ 99,000 |
| Solano, California | 18 | $ 7,350,000 | $ 408,333 | $ 123,000 |
| Hartford, Connecticut | 18 | $ 6,250,000 | $ 347,222 | $ 95,000 |
| Brevard, Florida | 18 | $ 7,360,000 | $ 408,888 | $ 155,000 |
| Howard, Maryland | 18 | $ 7,230,000 | $ 401,666 | $ 193,000 |
| Hennepin, Minnesota | 18 | $ 4,700,000 | $ 261,111 | $ 120,000 |
| Monmouth, New Jersey | 18 | $ 7,190,000 | $ 399,444 | $ 149,000 |
| Chesapeake, Virginia | 18 | $ 6,100,000 | $ 338,888 | $ 95,000 |
| Larimer, Colorado | 17 | $ 6,755,000 | $ 397,352 | $ 101,000 |
| Hamilton, Indiana | 17 | $ 5,855,000 | $ 344,411 | $ 148,000 |
| Oakland, Michigan | 17 | $ 5,705,000 | $ 335,588 | $ 128,000 |
| Ocean, New Jersey | 17 | $ 6,255,000 | $ 367,941 | $ 193,000 |
| Franklin, Ohio | 17 | $ 6,095,000 | $ 358,529 | $ 189,000 |
| Oklahoma, Oklahoma | 17 | $ 5,655,000 | $ 332,647 | $ 177,000 |
| Clackamas, Oregon | 17 | $ 7,045,000 | $ 414,411 | $ 141,000 |
| York, South Carolina | 17 | $ 5,595,000 | $ 329,117 | $ 267,000 |
| Spokane, Washington | 17 | $ 5,835,000 | $ 343,235 | $ 139,000 |
| Placer, California | 16 | $ 6,920,000 | $ 432,500 | $ 170,000 |
| Hillsborough, New Hampshire | 16 | $ 5,850,000 | $ 365,625 | $ 125,000 |
| Hudson, New Jersey | 16 | $ 7,050,000 | $ 440,625 | $ 156,000 |
| Greenville, South Carolina | 16 | $ 4,750,000 | $ 296,875 | $ 85,000 |
| Sonoma, California | 15 | $ 7,565,000 | $ 504,333 | $ 142,000 |
| New Haven, Connecticut | 15 | $ 4,655,000 | $ 310,333 | $ 155,000 |
| Osceola, Florida | 15 | $ 4,955,000 | $ 330,333 | $ 151,000 |
| Des Moines, Iowa | 15 | $ 2,255,000 | $ 150,333 | $ 98,000 |
| Dakota, Minnesota | 15 | $ 4,905,000 | $ 327,000 | $ 117,000 |
| Clay, Missouri | 15 | $ 3,095,000 | $ 206,333 | $ 99,000 |
| Chester, Pennsylvania | 15 | $ 6,985,000 | $ 465,666 | $ 209,000 |
| Henrico, Virginia | 15 | $ 4,855,000 | $ 323,666 | $ 147,000 |
| Ventura, California | 14 | $ 6,600,000 | $ 471,428 | $ 155,000 |
| Forsyth, Georgia | 14 | $ 4,770,000 | $ 340,714 | $ 130,000 |
| Wayne, Michigan | 14 | $ 4,230,000 | $ 302,142 | $ 165,000 |
| Essex, New Jersey | 14 | $ 5,780,000 | $ 412,857 | $ 155,000 |
| Montgomery, Pennsylvania | 14 | $ 4,910,000 | $ 350,714 | $ 132,000 |
| Berkeley, South Carolina | 14 | $ 3,900,000 | $ 278,571 | $ 82,000 |
| Santa Barbara, California | 13 | $ 5,605,000 | $ 431,153 | $ 233,000 |
| New Castle, Delaware | 13 | $ 3,815,000 | $ 293,461 | $ 117,000 |
| Manatee, Florida | 13 | $ 3,945,000 | $ 303,461 | $ 114,000 |
| Volusia, Florida | 13 | $ 4,045,000 | $ 311,153 | $ 193,000 |
| Wyandotte, Kansas | 13 | $ 2,245,000 | $ 172,692 | $ 73,000 |
| Frederick, Maryland | 13 | $ 5,735,000 | $ 441,153 | $ 212,000 |
| Alexandria, Virginia | 13 | $ 6,125,000 | $ 471,153 | $ 110,000 |
| Spotsylvania, Virginia | 13 | $ 4,965,000 | $ 381,923 | $ 105,000 |
| Benton, Arkansas | 12 | $ 3,510,000 | $ 292,500 | $ 139,000 |
| Sarasota, Florida | 12 | $ 3,460,000 | $ 288,333 | $ 112,000 |
| Cherokee, Georgia | 12 | $ 4,250,000 | $ 354,166 | $ 128,000 |
| Cook, Illinois | 12 | $ 3,310,000 | $ 275,833 | $ 92,000 |
| Plymouth, Massachusetts | 12 | $ 4,870,000 | $ 405,833 | $ 138,000 |
| Suffolk, Massachusetts | 12 | $ 6,310,000 | $ 525,833 | $ 170,000 |
| Worcester, Massachusetts | 12 | $ 4,600,000 | $ 383,333 | $ 316,000 |
| Union, New Jersey | 12 | $ 4,980,000 | $ 415,000 | $ 156,000 |
| Emmons, North Dakota | 12 | $ 1,380,000 | $ 115,000 | $ 68,000 |
| McLean, North Dakota | 12 | $ 1,540,000 | $ 128,333 | $ 152,000 |
| Allegheny, Pennsylvania | 12 | $ 4,540,000 | $ 378,333 | $ 208,000 |
| Bucks, Pennsylvania | 12 | $ 4,570,000 | $ 380,833 | $ 133,000 |
| Fort Bend, Texas | 12 | $ 4,210,000 | $ 350,833 | $ 125,000 |
| El Dorado, California | 11 | $ 5,545,000 | $ 504,090 | $ 174,000 |
| Pasco, Florida | 11 | $ 3,445,000 | $ 313,181 | $ 84,000 |
| Polk, Florida | 11 | $ 2,925,000 | $ 265,909 | $ 86,000 |
| Columbia, Georgia | 11 | $ 3,445,000 | $ 313,181 | $ 86,000 |
| Cumberland, Maine | 11 | $ 4,455,000 | $ 405,000 | $ 193,000 |
| Calvert, Maryland | 11 | $ 3,875,000 | $ 352,272 | $ 127,000 |
| Harford, Maryland | 11 | $ 4,405,000 | $ 400,454 | $ 133,000 |
| Essex, Massachusetts | 11 | $ 3,575,000 | $ 325,000 | $ 105,000 |
| Norfolk, Massachusetts | 11 | $ 5,115,000 | $ 465,000 | $ 161,000 |
| Morris, New Jersey | 11 | $ 4,725,000 | $ 429,545 | $ 164,000 |
| Divide, North Dakota | 11 | $ 865,000 | $ 78,636 | $ 66,000 |
| Mountrail, North Dakota | 11 | $ 885,000 | $ 80,454 | $ 66,000 |
| Lexington, South Carolina | 11 | $ 3,105,000 | $ 282,272 | $ 100,000 |
| Weber, Utah | 11 | $ 4,245,000 | $ 385,909 | $ 201,000 |
| Dane, Wisconsin | 11 | $ 3,515,000 | $ 319,545 | $ 93,000 |
| Shelby, Alabama | 10 | $ 2,940,000 | $ 294,000 | $ 172,000 |
| Fresno, California | 10 | $ 4,070,000 | $ 407,000 | $ 139,000 |
| Escambia, Florida | 10 | $ 2,990,000 | $ 299,000 | $ 134,000 |
| Fayette, Georgia | 10 | $ 3,730,000 | $ 373,000 | $ 148,000 |
| Nassau, New York | 10 | $ 4,160,000 | $ 416,000 | $ 147,000 |
| Union, North Carolina | 10 | $ 3,090,000 | $ 309,000 | $ 115,000 |
| Greene, Ohio | 10 | $ 3,270,000 | $ 327,000 | $ 163,000 |
| Philadelphia, Pennsylvania | 10 | $ 3,120,000 | $ 312,000 | $ 199,000 |
| Knox, Tennessee | 10 | $ 3,950,000 | $ 395,000 | $ 135,000 |
| Washington, Utah | 10 | $ 3,780,000 | $ 378,000 | $ 123,000 |
| Benton, Washington | 10 | $ 3,460,000 | $ 346,000 | $ 116,000 |
| Island, Washington | 10 | $ 4,160,000 | $ 416,000 | $ 121,000 |
| San Francisco, California | 9 | $ 5,395,000 | $ 599,444 | $ 220,000 |
| Weld, Colorado | 9 | $ 3,095,000 | $ 343,888 | $ 52,000 |
| Fairfield, Connecticut | 9 | $ 3,715,000 | $ 412,777 | $ 135,000 |
| Clay, Florida | 9 | $ 3,195,000 | $ 355,000 | $ 107,000 |
| Lake, Florida | 9 | $ 2,725,000 | $ 302,777 | $ 246,000 |
| Paulding, Georgia | 9 | $ 2,295,000 | $ 255,000 | $ 76,000 |
| Hendricks, Indiana | 9 | $ 2,955,000 | $ 328,333 | $ 158,000 |
| Leavenworth, Kansas | 9 | $ 2,025,000 | $ 225,000 | $ 74,000 |
| Carroll, Maryland | 9 | $ 4,195,000 | $ 466,111 | $ 133,000 |
| St. Mary's, Maryland | 9 | $ 3,175,000 | $ 352,777 | $ 112,000 |
| Gloucester, New Jersey | 9 | $ 2,785,000 | $ 309,444 | $ 123,000 |
| Somerset, New Jersey | 9 | $ 3,305,000 | $ 367,222 | $ 158,000 |
| Santa Fe, New Mexico | 9 | $ 3,495,000 | $ 388,333 | $ 93,000 |
| Westchester, New York | 9 | $ 4,755,000 | $ 528,333 | $ 253,000 |
| Yamhill, Oregon | 9 | $ 3,195,000 | $ 355,000 | $ 167,000 |
| Delaware, Pennsylvania | 9 | $ 3,145,000 | $ 349,444 | $ 147,000 |
| York, Pennsylvania | 9 | $ 3,155,000 | $ 350,555 | $ 128,000 |
| Beaufort, South Carolina | 9 | $ 2,655,000 | $ 295,000 | $ 104,000 |
| Horry, South Carolina | 9 | $ 2,935,000 | $ 326,111 | $ 116,000 |
| Bell, Texas | 9 | $ 3,065,000 | $ 340,555 | $ 65,000 |
| Arlington, Virginia | 9 | $ 5,405,000 | $ 600,555 | $ 213,000 |
| York, Virginia | 9 | $ 2,715,000 | $ 301,666 | $ 94,000 |
| Whatcom, Washington | 9 | $ 3,465,000 | $ 385,000 | $ 105,000 |
| Baldwin, Alabama | 8 | $ 2,900,000 | $ 362,500 | $ 142,000 |
| New London, Connecticut | 8 | $ 2,600,000 | $ 325,000 | $ 112,000 |
| St. Lucie, Florida | 8 | $ 2,230,000 | $ 278,750 | $ 100,000 |
| Chatham, Georgia | 8 | $ 2,710,000 | $ 338,750 | $ 122,000 |
| Henry, Georgia | 8 | $ 2,480,000 | $ 310,000 | $ 90,000 |
| Harvey, Kansas | 8 | $ 1,360,000 | $ 170,000 | $ 87,000 |
| Barnstable, Massachusetts | 8 | $ 2,640,000 | $ 330,000 | $ 157,000 |
| Platte, Missouri | 8 | $ 1,950,000 | $ 243,750 | $ 95,000 |
| Mercer, New Jersey | 8 | $ 2,450,000 | $ 306,250 | $ 492,000 |
| Dona Ana, New Mexico | 8 | $ 1,830,000 | $ 228,750 | $ 131,000 |
| Suffolk, New York | 8 | $ 2,630,000 | $ 328,750 | $ 195,000 |
| Cabarrus, North Carolina | 8 | $ 2,660,000 | $ 332,500 | $ 120,000 |
| New Hanover, North Carolina | 8 | $ 1,950,000 | $ 243,750 | $ 113,000 |
| Cuyahoga, Ohio | 8 | $ 3,200,000 | $ 400,000 | $ 236,000 |
| Cleveland, Oklahoma | 8 | $ 1,550,000 | $ 193,750 | $ 75,000 |
| Tulsa, Oklahoma | 8 | $ 2,180,000 | $ 272,500 | $ 122,000 |
| Deschutes, Oregon | 8 | $ 3,200,000 | $ 400,000 | $ 100,000 |
| Lancaster, South Carolina | 8 | $ 2,910,000 | $ 363,750 | $ 108,000 |
| Chesterfield, Virginia | 8 | $ 3,010,000 | $ 376,250 | $ 121,000 |
| Orange, Virginia | 8 | $ 3,050,000 | $ 381,250 | $ 197,000 |
| Mohave, Arizona | 7 | $ 2,275,000 | $ 325,000 | $ 176,000 |
| Shasta, California | 7 | $ 1,985,000 | $ 283,571 | $ 105,000 |
| Stanislaus, California | 7 | $ 2,135,000 | $ 305,000 | $ 136,000 |
| Alachua, Florida | 7 | $ 2,225,000 | $ 317,857 | $ 149,000 |
| Bay, Florida | 7 | $ 2,185,000 | $ 312,142 | $ 115,000 |
| Collier, Florida | 7 | $ 2,715,000 | $ 387,857 | $ 122,000 |
| Monroe, Florida | 7 | $ 2,905,000 | $ 415,000 | $ 132,000 |
| Muscogee, Georgia | 7 | $ 2,995,000 | $ 427,857 | $ 210,000 |
| Marion, Indiana | 7 | $ 2,695,000 | $ 385,000 | $ 185,000 |
| Jefferson, Louisiana | 7 | $ 2,325,000 | $ 332,142 | $ 133,000 |
| Baltimore, Maryland | 7 | $ 2,865,000 | $ 409,285 | $ 107,000 |
| Anoka, Minnesota | 7 | $ 2,465,000 | $ 352,142 | $ 120,000 |
| Ramsey, Minnesota | 7 | $ 2,965,000 | $ 423,571 | $ 112,000 |
| Webster, Missouri | 7 | $ 895,000 | $ 127,857 | $ 50,000 |
| Merrimack, New Hampshire | 7 | $ 2,255,000 | $ 322,142 | $ 111,000 |
| Burlington, New Jersey | 7 | $ 2,195,000 | $ 313,571 | $ 177,000 |
| Moore, North Carolina | 7 | $ 2,405,000 | $ 343,571 | $ 108,000 |
| Butler, Ohio | 7 | $ 2,135,000 | $ 305,000 | $ 149,000 |
| Kent, Rhode Island | 7 | $ 2,015,000 | $ 287,857 | $ 111,000 |
| Providence, Rhode Island | 7 | $ 1,765,000 | $ 252,142 | $ 102,000 |
| Spartanburg, South Carolina | 7 | $ 2,275,000 | $ 325,000 | $ 132,000 |
| Montgomery, Tennessee | 7 | $ 2,325,000 | $ 332,142 | $ 109,000 |
| Rutherford, Tennessee | 7 | $ 1,825,000 | $ 260,714 | $ 92,000 |
| Shelby, Tennessee | 7 | $ 2,555,000 | $ 365,000 | $ 150,000 |
| Comal, Texas | 7 | $ 2,375,000 | $ 339,285 | $ 105,000 |
| Galveston, Texas | 7 | $ 1,975,000 | $ 282,142 | $ 176,000 |
| Norfolk, Virginia | 7 | $ 2,385,000 | $ 340,714 | $ 111,000 |
| Berkeley, West Virginia | 7 | $ 1,985,000 | $ 283,571 | $ 85,000 |
| Pinal, Arizona | 6 | $ 1,540,000 | $ 256,666 | $ 78,000 |
| Yavapai, Arizona | 6 | $ 1,640,000 | $ 273,333 | $ 161,000 |
| Kern, California | 6 | $ 1,600,000 | $ 266,666 | $ 90,000 |
| San Mateo, California | 6 | $ 3,130,000 | $ 521,666 | $ 141,000 |
| Charlotte, Florida | 6 | $ 1,550,000 | $ 258,333 | $ 122,000 |
| Kootenai, Idaho | 6 | $ 2,400,000 | $ 400,000 | $ 143,000 |
| Lake, Indiana | 6 | $ 1,810,000 | $ 301,666 | $ 76,000 |
| Douglas, Kansas | 6 | $ 1,610,000 | $ 268,333 | $ 95,000 |
| Orleans, Louisiana | 6 | $ 2,100,000 | $ 350,000 | $ 141,000 |
| Genesee, Michigan | 6 | $ 1,870,000 | $ 311,666 | $ 118,000 |
| Kent, Michigan | 6 | $ 2,540,000 | $ 423,333 | $ 572,000 |
| Livingston, Michigan | 6 | $ 1,580,000 | $ 263,333 | $ 140,000 |
| Washtenaw, Michigan | 6 | $ 2,120,000 | $ 353,333 | $ 140,000 |
| Grafton, New Hampshire | 6 | $ 1,490,000 | $ 248,333 | $ 77,000 |
| Camden, New Jersey | 6 | $ 1,680,000 | $ 280,000 | $ 106,000 |
| Passaic, New Jersey | 6 | $ 2,430,000 | $ 405,000 | $ 446,000 |
| Rockland, New York | 6 | $ 2,930,000 | $ 488,333 | $ 179,000 |
| Cumberland, North Carolina | 6 | $ 1,490,000 | $ 248,333 | $ 67,000 |
| Harnett, North Carolina | 6 | $ 1,620,000 | $ 270,000 | $ 72,000 |
| Johnston, North Carolina | 6 | $ 1,700,000 | $ 283,333 | $ 80,000 |
| Lincoln, North Carolina | 6 | $ 2,090,000 | $ 348,333 | $ 122,000 |
| Hamilton, Ohio | 6 | $ 2,100,000 | $ 350,000 | $ 229,000 |
| Warren, Ohio | 6 | $ 1,970,000 | $ 328,333 | $ 137,000 |
| Newport, Rhode Island | 6 | $ 2,830,000 | $ 471,666 | $ 343,000 |
| El Paso, Texas | 6 | $ 2,240,000 | $ 373,333 | $ 126,000 |
| Montgomery, Texas | 6 | $ 1,950,000 | $ 325,000 | $ 180,000 |
| Parker, Texas | 6 | $ 2,010,000 | $ 335,000 | $ 163,000 |
| Pima, Arizona | 5 | $ 1,505,000 | $ 301,000 | $ 97,000 |
| Pulaski, Arkansas | 5 | $ 1,425,000 | $ 285,000 | $ 133,000 |
| Napa, California | 5 | $ 2,875,000 | $ 575,000 | $ 187,000 |
| Nevada, California | 5 | $ 1,805,000 | $ 361,000 | $ 159,000 |
| Tulare, California | 5 | $ 1,845,000 | $ 369,000 | $ 78,000 |
| Tuolumne, California | 5 | $ 1,645,000 | $ 329,000 | $ 113,000 |
| Fremont, Colorado | 5 | $ 1,795,000 | $ 359,000 | $ 130,000 |
| Kent, Delaware | 5 | $ 1,425,000 | $ 285,000 | $ 80,000 |
| Flagler, Florida | 5 | $ 1,585,000 | $ 317,000 | $ 42,000 |
| Nassau, Florida | 5 | $ 1,515,000 | $ 303,000 | $ 118,000 |
| Houston, Georgia | 5 | $ 1,375,000 | $ 275,000 | $ 161,000 |
| Bonneville, Idaho | 5 | $ 1,385,000 | $ 277,000 | $ 136,000 |
| Cowley, Kansas | 5 | $ 585,000 | $ 117,000 | $ 81,000 |
| St. Tammany, Louisiana | 5 | $ 1,275,000 | $ 255,000 | $ 91,000 |
| Cecil, Maryland | 5 | $ 1,435,000 | $ 287,000 | $ 61,000 |
| Hampden, Massachusetts | 5 | $ 1,625,000 | $ 325,000 | $ 88,000 |
| Gallatin, Montana | 5 | $ 1,905,000 | $ 381,000 | $ 121,000 |
| Lancaster, Nebraska | 5 | $ 2,175,000 | $ 435,000 | $ 191,000 |
| Hunterdon, New Jersey | 5 | $ 1,775,000 | $ 355,000 | $ 155,000 |
| Sandoval, New Mexico | 5 | $ 1,665,000 | $ 333,000 | $ 125,000 |
| Kings, New York | 5 | $ 2,095,000 | $ 419,000 | $ 166,000 |
| Queens, New York | 5 | $ 2,345,000 | $ 469,000 | $ 135,000 |
| Buncombe, North Carolina | 5 | $ 1,965,000 | $ 393,000 | $ 95,000 |
| Chatham, North Carolina | 5 | $ 2,505,000 | $ 501,000 | $ 360,000 |
| Dare, North Carolina | 5 | $ 1,605,000 | $ 321,000 | $ 206,000 |
| Guilford, North Carolina | 5 | $ 1,795,000 | $ 359,000 | $ 144,000 |
| Ward, North Dakota | 5 | $ 285,000 | $ 57,000 | $ 99,000 |
| Montgomery, Ohio | 5 | $ 925,000 | $ 185,000 | $ 69,000 |
| Summit, Ohio | 5 | $ 1,615,000 | $ 323,000 | $ 104,000 |
| Berks, Pennsylvania | 5 | $ 1,465,000 | $ 293,000 | $ 87,000 |
| Northampton, Pennsylvania | 5 | $ 1,715,000 | $ 343,000 | $ 149,000 |
| Hamilton, Tennessee | 5 | $ 1,495,000 | $ 299,000 | $ 107,000 |
| Wilson, Tennessee | 5 | $ 2,105,000 | $ 421,000 | $ 158,000 |
| Rockwall, Texas | 5 | $ 1,675,000 | $ 335,000 | $ 140,000 |
| Albemarle, Virginia | 5 | $ 1,665,000 | $ 333,000 | $ 158,000 |
| Hampton, Virginia | 5 | $ 1,475,000 | $ 295,000 | $ 102,000 |
| James City, Virginia | 5 | $ 1,975,000 | $ 395,000 | $ 0 |
| Montgomery, Virginia | 5 | $ 1,845,000 | $ 369,000 | $ 164,000 |
| Stevens, Washington | 5 | $ 1,635,000 | $ 327,000 | $ 99,000 |
| Milwaukee, Wisconsin | 5 | $ 1,595,000 | $ 319,000 | $ 139,000 |
| Waukesha, Wisconsin | 5 | $ 2,085,000 | $ 417,000 | $ 177,000 |
| Laramie, Wyoming | 5 | $ 2,085,000 | $ 417,000 | $ 75,000 |
| Elmore, Alabama | 4 | $ 1,250,000 | $ 312,500 | $ 121,000 |
| Mobile, Alabama | 4 | $ 1,240,000 | $ 310,000 | $ 181,000 |
| Saline, Arkansas | 4 | $ 1,890,000 | $ 472,500 | $ 263,000 |
| San Luis Obispo, California | 4 | $ 1,270,000 | $ 317,500 | $ 65,000 |
| Santa Cruz, California | 4 | $ 2,300,000 | $ 575,000 | $ 231,000 |
| Sutter, California | 4 | $ 1,440,000 | $ 360,000 | $ 228,000 |
| Yuba, California | 4 | $ 1,200,000 | $ 300,000 | $ 0 |
| Windham, Connecticut | 4 | $ 1,440,000 | $ 360,000 | $ 117,000 |
| Sussex, Delaware | 4 | $ 1,440,000 | $ 360,000 | $ 135,000 |
| Leon, Florida | 4 | $ 1,160,000 | $ 290,000 | $ 102,000 |
| Marion, Florida | 4 | $ 770,000 | $ 192,500 | $ 81,000 |
| Santa Rosa, Florida | 4 | $ 1,440,000 | $ 360,000 | $ 202,000 |
| Whiteside, Illinois | 4 | $ 380,000 | $ 95,000 | $ 46,000 |
| Johnson, Indiana | 4 | $ 1,270,000 | $ 317,500 | $ 92,000 |
| Crawford, Kansas | 4 | $ 480,000 | $ 120,000 | $ 47,000 |
| Shawnee, Kansas | 4 | $ 960,000 | $ 240,000 | $ 105,000 |
| Sumner, Kansas | 4 | $ 580,000 | $ 145,000 | $ 58,000 |
| Caddo, Louisiana | 4 | $ 1,370,000 | $ 342,500 | $ 153,000 |
| Crow Wing, Minnesota | 4 | $ 560,000 | $ 140,000 | $ 178,000 |
| Washington, Minnesota | 4 | $ 1,650,000 | $ 412,500 | $ 122,000 |
| Greene, Missouri | 4 | $ 840,000 | $ 210,000 | $ 104,000 |
| Morgan, Missouri | 4 | $ 760,000 | $ 190,000 | $ 283,000 |
| Flathead, Montana | 4 | $ 1,130,000 | $ 282,500 | $ 190,000 |
| Missoula, Montana | 4 | $ 1,300,000 | $ 325,000 | $ 100,000 |
| Yellowstone, Montana | 4 | $ 1,120,000 | $ 280,000 | $ 120,000 |
| Douglas, Nebraska | 4 | $ 1,220,000 | $ 305,000 | $ 171,000 |
| Carson City, Nevada | 4 | $ 1,260,000 | $ 315,000 | $ 84,000 |
| Cape May, New Jersey | 4 | $ 1,580,000 | $ 395,000 | $ 199,000 |
| Warren, New Jersey | 4 | $ 1,300,000 | $ 325,000 | $ 186,000 |
| San Juan, New Mexico | 4 | $ 1,090,000 | $ 272,500 | $ 119,000 |
| Putnam, New York | 4 | $ 1,430,000 | $ 357,500 | $ 196,000 |
| Catawba, North Carolina | 4 | $ 1,480,000 | $ 370,000 | $ 170,000 |
| Currituck, North Carolina | 4 | $ 1,610,000 | $ 402,500 | $ 135,000 |
| Durham, North Carolina | 4 | $ 1,030,000 | $ 257,500 | $ 137,000 |
| Mercer, North Dakota | 4 | $ 420,000 | $ 105,000 | $ 59,000 |
| Williams, North Dakota | 4 | $ 1,050,000 | $ 262,500 | $ 115,000 |
| Clermont, Ohio | 4 | $ 890,000 | $ 222,500 | $ 81,000 |
| Delaware, Ohio | 4 | $ 1,450,000 | $ 362,500 | $ 177,000 |
| Geauga, Ohio | 4 | $ 1,370,000 | $ 342,500 | $ 133,000 |
| Lorain, Ohio | 4 | $ 1,120,000 | $ 280,000 | $ 120,000 |
| Medina, Ohio | 4 | $ 1,470,000 | $ 367,500 | $ 126,000 |
| Canadian, Oklahoma | 4 | $ 820,000 | $ 205,000 | $ 93,000 |
| Benton, Oregon | 4 | $ 1,220,000 | $ 305,000 | $ 132,000 |
| Lane, Oregon | 4 | $ 1,470,000 | $ 367,500 | $ 111,000 |
| Marion, Oregon | 4 | $ 1,400,000 | $ 350,000 | $ 114,000 |
| Lehigh, Pennsylvania | 4 | $ 1,000,000 | $ 250,000 | $ 109,000 |
| Washington, Pennsylvania | 4 | $ 1,300,000 | $ 325,000 | $ 156,000 |
| Richland, South Carolina | 4 | $ 1,270,000 | $ 317,500 | $ 122,000 |
| Lawrence, South Dakota | 4 | $ 730,000 | $ 182,500 | $ 300,000 |
| Maury, Tennessee | 4 | $ 1,080,000 | $ 270,000 | $ 76,000 |
| Sumner, Tennessee | 4 | $ 1,750,000 | $ 437,500 | $ 86,000 |
| Brazoria, Texas | 4 | $ 1,170,000 | $ 292,500 | $ 125,000 |
| Hays, Texas | 4 | $ 1,240,000 | $ 310,000 | $ 129,000 |
| Summit, Utah | 4 | $ 2,060,000 | $ 515,000 | $ 272,000 |
| Chittenden, Vermont | 4 | $ 1,270,000 | $ 317,500 | $ 175,000 |
| Rockingham, Virginia | 4 | $ 1,080,000 | $ 270,000 | $ 92,000 |
| Suffolk, Virginia | 4 | $ 1,360,000 | $ 340,000 | $ 0 |
| Skagit, Washington | 4 | $ 1,570,000 | $ 392,500 | $ 98,000 |
| Jefferson, West Virginia | 4 | $ 1,260,000 | $ 315,000 | $ 75,000 |
| Natrona, Wyoming | 4 | $ 990,000 | $ 247,500 | $ 99,000 |
| Lee, Alabama | 3 | $ 905,000 | $ 301,666 | $ 55,000 |
| Limestone, Alabama | 3 | $ 1,155,000 | $ 385,000 | $ 170,000 |
| Montgomery, Alabama | 3 | $ 995,000 | $ 331,666 | $ 90,000 |
| Coconino, Arizona | 3 | $ 935,000 | $ 311,666 | $ 113,000 |
| Washington, Arkansas | 3 | $ 875,000 | $ 291,666 | $ 123,000 |
| Imperial, California | 3 | $ 795,000 | $ 265,000 | $ 66,000 |
| Marin, California | 3 | $ 1,735,000 | $ 578,333 | $ 150,000 |
| Yolo, California | 3 | $ 1,305,000 | $ 435,000 | $ 190,000 |
| Garfield, Colorado | 3 | $ 1,145,000 | $ 381,666 | $ 107,000 |
| Park, Colorado | 3 | $ 1,155,000 | $ 385,000 | $ 131,000 |
| Pueblo, Colorado | 3 | $ 885,000 | $ 295,000 | $ 91,000 |
| Summit, Colorado | 3 | $ 1,195,000 | $ 398,333 | $ 182,000 |
| Columbia, Florida | 3 | $ 785,000 | $ 261,666 | $ 79,000 |
| Hernando, Florida | 3 | $ 805,000 | $ 268,333 | $ 280,000 |
| Martin, Florida | 3 | $ 1,025,000 | $ 341,666 | $ 165,000 |
| Walton, Florida | 3 | $ 1,245,000 | $ 415,000 | $ 249,000 |
| Bibb, Georgia | 3 | $ 1,125,000 | $ 375,000 | $ 126,000 |
| Coweta, Georgia | 3 | $ 1,585,000 | $ 528,333 | $ 105,000 |
| Douglas, Georgia | 3 | $ 835,000 | $ 278,333 | $ 94,000 |
| Effingham, Georgia | 3 | $ 835,000 | $ 278,333 | $ 65,000 |
| Lumpkin, Georgia | 3 | $ 1,255,000 | $ 418,333 | $ 117,000 |
| Oconee, Georgia | 3 | $ 1,245,000 | $ 415,000 | $ 147,000 |
| Rockdale, Georgia | 3 | $ 915,000 | $ 305,000 | $ 115,000 |
| Walton, Georgia | 3 | $ 825,000 | $ 275,000 | $ 0 |
| Bannock, Idaho | 3 | $ 765,000 | $ 255,000 | $ 85,000 |
| Jefferson, Idaho | 3 | $ 865,000 | $ 288,333 | $ 26,000 |
| Vanderburgh, Indiana | 3 | $ 1,065,000 | $ 355,000 | $ 149,000 |
| Rice, Kansas | 3 | $ 375,000 | $ 125,000 | $ 48,000 |
| Fayette, Kentucky | 3 | $ 1,885,000 | $ 628,333 | $ 180,000 |
| Oldham, Kentucky | 3 | $ 1,375,000 | $ 458,333 | $ 136,000 |
| York, Maine | 3 | $ 845,000 | $ 281,666 | $ 104,000 |
| Baltimore City, Maryland | 3 | $ 875,000 | $ 291,666 | $ 82,000 |
| Bristol, Massachusetts | 3 | $ 1,075,000 | $ 358,333 | $ 68,000 |
| Ottawa, Michigan | 3 | $ 775,000 | $ 258,333 | $ 89,000 |
| Wright, Minnesota | 3 | $ 685,000 | $ 228,333 | $ 62,000 |
| Harrison, Mississippi | 3 | $ 685,000 | $ 228,333 | $ 100,000 |
| Hinds, Mississippi | 3 | $ 795,000 | $ 265,000 | $ 48,000 |
| Dallas, Missouri | 3 | $ 315,000 | $ 105,000 | $ 53,000 |
| Henry, Missouri | 3 | $ 595,000 | $ 198,333 | $ 96,000 |
| Phelps, Missouri | 3 | $ 335,000 | $ 111,666 | $ 55,000 |
| Hall, Nebraska | 3 | $ 775,000 | $ 258,333 | $ 149,000 |
| Carroll, New Hampshire | 3 | $ 1,095,000 | $ 365,000 | $ 262,000 |
| Eddy, New Mexico | 3 | $ 825,000 | $ 275,000 | $ 398,000 |
| Los Alamos, New Mexico | 3 | $ 1,135,000 | $ 378,333 | $ 186,000 |
| Bronx, New York | 3 | $ 1,455,000 | $ 485,000 | $ 174,000 |
| Craven, North Carolina | 3 | $ 925,000 | $ 308,333 | $ 87,000 |
| Hoke, North Carolina | 3 | $ 915,000 | $ 305,000 | $ 75,000 |
| Onslow, North Carolina | 3 | $ 835,000 | $ 278,333 | $ 73,000 |
| Cass, North Dakota | 3 | $ 775,000 | $ 258,333 | $ 119,000 |
| Mercer, Ohio | 3 | $ 645,000 | $ 215,000 | $ 134,000 |
| Miami, Ohio | 3 | $ 705,000 | $ 235,000 | $ 99,000 |
| Pickaway, Ohio | 3 | $ 565,000 | $ 188,333 | $ 80,000 |
| Union, Ohio | 3 | $ 885,000 | $ 295,000 | $ 165,000 |
| Polk, Oregon | 3 | $ 875,000 | $ 291,666 | $ 117,000 |
| Butler, Pennsylvania | 3 | $ 1,055,000 | $ 351,666 | $ 146,000 |
| Cumberland, Pennsylvania | 3 | $ 705,000 | $ 235,000 | $ 93,000 |
| Dauphin, Pennsylvania | 3 | $ 1,325,000 | $ 441,666 | $ 202,000 |
| Franklin, Pennsylvania | 3 | $ 665,000 | $ 221,666 | $ 107,000 |
| Pike, Pennsylvania | 3 | $ 755,000 | $ 251,666 | $ 159,000 |
| Anderson, South Carolina | 3 | $ 945,000 | $ 315,000 | $ 65,000 |
| Dorchester, South Carolina | 3 | $ 865,000 | $ 288,333 | $ 97,000 |
| Oconee, South Carolina | 3 | $ 595,000 | $ 198,333 | $ 44,000 |
| Sumter, South Carolina | 3 | $ 815,000 | $ 271,666 | $ 83,000 |
| Blount, Tennessee | 3 | $ 1,095,000 | $ 365,000 | $ 57,000 |
| Bradley, Tennessee | 3 | $ 785,000 | $ 261,666 | $ 73,000 |
| Fayette, Tennessee | 3 | $ 675,000 | $ 225,000 | $ 61,000 |
| Robertson, Tennessee | 3 | $ 1,215,000 | $ 405,000 | $ 132,000 |
| Brazos, Texas | 3 | $ 1,025,000 | $ 341,666 | $ 93,000 |
| Guadalupe, Texas | 3 | $ 775,000 | $ 258,333 | $ 124,000 |
| Jefferson, Texas | 3 | $ 945,000 | $ 315,000 | $ 156,000 |
| Midland, Texas | 3 | $ 1,065,000 | $ 355,000 | $ 102,000 |
| Portsmouth, Virginia | 3 | $ 1,255,000 | $ 418,333 | $ 103,000 |
| Richmond City, Virginia | 3 | $ 795,000 | $ 265,000 | $ 77,000 |
| Chelan, Washington | 3 | $ 1,135,000 | $ 378,333 | $ 176,000 |
| Jefferson, Washington | 3 | $ 1,135,000 | $ 378,333 | $ 130,000 |
| Klickitat, Washington | 3 | $ 1,135,000 | $ 378,333 | $ 140,000 |
| Fond du Lac, Wisconsin | 3 | $ 875,000 | $ 291,666 | $ 95,000 |
| Kenosha, Wisconsin | 3 | $ 1,005,000 | $ 335,000 | $ 142,000 |
| Racine, Wisconsin | 3 | $ 745,000 | $ 248,333 | $ 91,000 |
| Autauga, Alabama | 2 | $ 710,000 | $ 355,000 | $ 115,000 |
| Marshall, Alabama | 2 | $ 610,000 | $ 305,000 | $ 224,000 |
| Morgan, Alabama | 2 | $ 470,000 | $ 235,000 | $ 101,000 |
| Talladega, Alabama | 2 | $ 440,000 | $ 220,000 | $ 61,000 |
| Cochise, Arizona | 2 | $ 510,000 | $ 255,000 | $ 43,000 |
| Faulkner, Arkansas | 2 | $ 880,000 | $ 440,000 | $ 172,000 |
| Kings, California | 2 | $ 360,000 | $ 180,000 | $ 69,000 |
| Lake, California | 2 | $ 700,000 | $ 350,000 | $ 118,000 |
| Mendocino, California | 2 | $ 1,320,000 | $ 660,000 | $ 296,000 |
| San Benito, California | 2 | $ 860,000 | $ 430,000 | $ 151,000 |
| Grand, Colorado | 2 | $ 1,080,000 | $ 540,000 | $ 191,000 |
| La Plata, Colorado | 2 | $ 640,000 | $ 320,000 | $ 113,000 |
| Litchfield, Connecticut | 2 | $ 970,000 | $ 485,000 | $ 111,000 |
| Middlesex, Connecticut | 2 | $ 750,000 | $ 375,000 | $ 172,000 |
| Baker, Florida | 2 | $ 580,000 | $ 290,000 | $ 160,000 |
| Citrus, Florida | 2 | $ 490,000 | $ 245,000 | $ 64,000 |
| Putnam, Florida | 2 | $ 570,000 | $ 285,000 | $ 116,000 |
| Sumter, Florida | 2 | $ 890,000 | $ 445,000 | $ 117,000 |
| Bryan, Georgia | 2 | $ 450,000 | $ 225,000 | $ 130,000 |
| Catoosa, Georgia | 2 | $ 600,000 | $ 300,000 | $ 60,000 |
| Jackson, Georgia | 2 | $ 650,000 | $ 325,000 | $ 110,000 |
| Nez Perce, Idaho | 2 | $ 650,000 | $ 325,000 | $ 90,000 |
| Teton, Idaho | 2 | $ 810,000 | $ 405,000 | $ 281,000 |
| DuPage, Illinois | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Lake, Illinois | 2 | $ 580,000 | $ 290,000 | $ 94,000 |
| Will, Illinois | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Hancock, Indiana | 2 | $ 630,000 | $ 315,000 | $ 103,000 |
| Tippecanoe, Indiana | 2 | $ 620,000 | $ 310,000 | $ 120,000 |
| Ford, Kansas | 2 | $ 450,000 | $ 225,000 | $ 90,000 |
| Montgomery, Kansas | 2 | $ 100,000 | $ 50,000 | $ 32,000 |
| Bullitt, Kentucky | 2 | $ 590,000 | $ 295,000 | $ 128,000 |
| Hardin, Kentucky | 2 | $ 750,000 | $ 375,000 | $ 91,000 |
| Jefferson, Kentucky | 2 | $ 750,000 | $ 375,000 | $ 109,000 |
| Jessamine, Kentucky | 2 | $ 1,060,000 | $ 530,000 | $ 0 |
| Calcasieu, Louisiana | 2 | $ 600,000 | $ 300,000 | $ 171,000 |
| Androscoggin, Maine | 2 | $ 420,000 | $ 210,000 | $ 75,000 |
| Garrett, Maryland | 2 | $ 1,130,000 | $ 565,000 | $ 205,000 |
| Washington, Maryland | 2 | $ 640,000 | $ 320,000 | $ 0 |
| Ionia, Michigan | 2 | $ 400,000 | $ 200,000 | $ 63,000 |
| Macomb, Michigan | 2 | $ 580,000 | $ 290,000 | $ 222,000 |
| Missaukee, Michigan | 2 | $ 570,000 | $ 285,000 | $ 41,000 |
| Montcalm, Michigan | 2 | $ 340,000 | $ 170,000 | $ 69,000 |
| Saginaw, Michigan | 2 | $ 630,000 | $ 315,000 | $ 126,000 |
| Carver, Minnesota | 2 | $ 850,000 | $ 425,000 | $ 244,000 |
| Scott, Minnesota | 2 | $ 520,000 | $ 260,000 | $ 102,000 |
| St. Louis, Minnesota | 2 | $ 810,000 | $ 405,000 | $ 271,000 |
| Hancock, Mississippi | 2 | $ 500,000 | $ 250,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for BNC National Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,084 | $1,165,650,000 | $377,000 | $1,745,000 | $145,000 | $1,936,000 |
| Home Purchase | 2,473 | $734,025,000 | $296,000 | $1,525,000 | $118,000 | $3,078,000 |
| Cash-out Refinancing | 1,408 | $511,400,000 | $363,000 | $1,295,000 | $138,000 | $2,309,000 |
| Other Purpose | 109 | $11,155,000 | $102,000 | $675,000 | $139,000 | $485,000 |
| Home Improvement | 106 | $27,940,000 | $263,000 | $615,000 | $138,000 | $912,000 |
| Not Applicable | 3 | $695,000 | $231,000 | $355,000 | $116,000 | $116,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,141 | $1,339,135,000 | $323,000 | $1,525,000 | $129,000 | $3,078,000 |
| Not Provided | 1,841 | $690,655,000 | $375,000 | $1,295,000 | $146,000 | $2,309,000 |
| Hispanic | 393 | $132,605,000 | $337,000 | $1,405,000 | $109,000 | $1,884,000 |
| Asian | 378 | $148,200,000 | $392,000 | $995,000 | $156,000 | $1,860,000 |
| Black or African American | 338 | $108,010,000 | $319,000 | $1,225,000 | $102,000 | $466,000 |
| American Indian or Alaskan Native | 60 | $18,400,000 | $306,000 | $875,000 | $116,000 | $898,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $8,425,000 | $401,000 | $695,000 | $104,000 | $151,000 |
| Not applicable | 9 | $4,695,000 | $521,000 | $1,745,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,648 | $1,267,050,000 | $347,000 | $1,745,000 | $155,000 | $1,936,000 |
| VA-guaranteed (Veterans Administration) | 2,737 | $1,007,585,000 | $368,000 | $1,295,000 | $109,000 | $3,078,000 |
| FHA-insured (Federal Housing Administration) | 672 | $160,270,000 | $238,000 | $735,000 | $86,000 | $840,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 126 | $15,960,000 | $126,000 | $345,000 | $47,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,070 | $1,347,470,000 | $331,000 | $1,745,000 | $125,000 | $1,835,000 |
| Application Withdrawn By Applicant | 2,222 | $794,540,000 | $357,000 | $1,405,000 | $143,000 | $3,078,000 |
| Application Denied By Financial Institution | 890 | $308,500,000 | $346,000 | $1,295,000 | $135,000 | $2,309,000 |
| Loan Purchased By The Institution | 1 | $355,000 | $355,000 | $355,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,293 | $2,142,365,000 | $340,000 | $1,745,000 | $132,000 | $3,078,000 |
| Credit Application Incomplete | 476 | $177,950,000 | $373,000 | $1,295,000 | $162,000 | $1,494,000 |
| Credit History | 142 | $43,380,000 | $305,000 | $775,000 | $122,000 | $2,309,000 |
| Debt-To-Income Ratio | 115 | $37,495,000 | $326,000 | $905,000 | $82,000 | $309,000 |
| Collateral | 60 | $20,590,000 | $343,000 | $805,000 | $121,000 | $375,000 |
| Other | 52 | $15,760,000 | $303,000 | $765,000 | $107,000 | $324,000 |
| Unverifiable Information | 16 | $5,040,000 | $315,000 | $765,000 | $95,000 | $208,000 |
| Employment History | 16 | $4,200,000 | $262,000 | $595,000 | $90,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $4,085,000 | $314,000 | $395,000 | $101,000 | $234,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into BNC National Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess BNC National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Dakota, download the full spreadsheet
with aggregated HMDA statistics today.
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