Bnc National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Bnc National Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bnc National Bank 20175 N 67Th Avenue Glendale, AZ 85308 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,117 |
| Total Mortgage Loan Application Amount | $871,445,000 |
| Average Mortgage Loan Application Amount | $281,000 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $163,000 |
| Highest Applicant Income | $3,893,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Bnc National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bnc National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Bnc National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bnc National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Bnc National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bnc National Bank's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 237 | $ 73,395,000 | $ 351,800 | $ 167,750 |
| BISMARCK, ND | 97 | $ 12,465,000 | $ 128,000 | $ 153,000 |
| DALLAS-PLANO-IRVING, TX | 82 | $ 40,260,000 | $ 490,000 | $ 176,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 72 | $ 43,700,000 | $ 510,000 | $ 169,750 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 61 | $ 23,815,000 | $ 390,000 | $ 147,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 55 | $ 22,705,000 | $ 412,000 | $ 173,000 |
| KANSAS CITY, MO-KS | 52 | $ 14,170,000 | $ 278,000 | $ 112,500 |
| AUSTIN-ROUND ROCK, TX | 51 | $ 25,145,000 | $ 493,000 | $ 186,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 36 | $ 16,450,000 | $ 456,000 | $ 220,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 33 | $ 14,675,000 | $ 444,000 | $ 144,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 33 | $ 15,985,000 | $ 484,000 | $ 169,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 33 | $ 19,515,000 | $ 591,000 | $ 210,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 27 | $ 4,355,000 | $ 172,000 | $ 79,500 |
| DENVER-AURORA-LAKEWOOD, CO | 27 | $ 14,615,000 | $ 541,000 | $ 147,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 27 | $ 9,255,000 | $ 342,000 | $ 166,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 27 | $ 10,705,000 | $ 349,500 | $ 130,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 26 | $ 12,090,000 | $ 465,000 | $ 158,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 24 | $ 11,660,000 | $ 485,000 | $ 163,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 24 | $ 12,650,000 | $ 527,000 | $ 176,000 |
| NEW YORK-NEWARK, NY | 23 | $ 11,595,000 | $ 504,000 | $ 219,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 23 | $ 9,725,000 | $ 422,000 | $ 151,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 23 | $ 11,035,000 | $ 479,000 | $ 160,000 |
| RALEIGH, NC | 21 | $ 9,925,000 | $ 472,000 | $ 188,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 20 | $ 9,850,000 | $ 492,000 | $ 169,000 |
| JACKSONVILLE, FL | 20 | $ 7,110,000 | $ 355,000 | $ 169,000 |
| NEWARK, NJ-PA | 20 | $ 10,500,000 | $ 525,000 | $ 208,000 |
| CINCINNATI, OH-KY-IN | 17 | $ 6,845,000 | $ 473,000 | $ 183,500 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 17 | $ 6,265,000 | $ 368,000 | $ 182,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 16 | $ 6,580,000 | $ 412,000 | $ 170,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 16 | $ 6,530,000 | $ 408,000 | $ 348,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 16 | $ 8,560,000 | $ 591,000 | $ 200,500 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 16 | $ 7,990,000 | $ 468,500 | $ 164,000 |
| FORT WORTH-ARLINGTON, TX | 15 | $ 5,395,000 | $ 359,000 | $ 146,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 15 | $ 6,825,000 | $ 455,000 | $ 168,000 |
| OKLAHOMA CITY, OK | 15 | $ 5,315,000 | $ 354,000 | $ 140,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 15 | $ 5,585,000 | $ 372,000 | $ 132,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 15 | $ 11,235,000 | $ 749,000 | $ 204,000 |
| COLORADO SPRINGS, CO | 14 | $ 7,200,000 | $ 514,000 | $ 187,000 |
| TULSA, OK | 14 | $ 6,070,000 | $ 433,000 | $ 183,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 13 | $ 6,015,000 | $ 462,000 | $ 201,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 12 | $ 5,700,000 | $ 475,000 | $ 140,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 12 | $ 5,800,000 | $ 483,000 | $ 142,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 11 | $ 5,265,000 | $ 478,000 | $ 211,000 |
| HUNTSVILLE, AL | 11 | $ 4,695,000 | $ 426,000 | $ 183,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 11 | $ 7,865,000 | $ 715,000 | $ 232,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 11 | $ 4,865,000 | $ 442,000 | $ 127,000 |
| SAN DIEGO-CARLSBAD, CA | 11 | $ 6,635,000 | $ 603,000 | $ 185,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 10 | $ 4,320,000 | $ 432,000 | $ 167,000 |
| COLUMBUS, OH | 10 | $ 3,770,000 | $ 377,000 | $ 137,000 |
| RICHMOND, VA | 10 | $ 3,470,000 | $ 347,000 | $ 136,000 |
| ALBUQUERQUE, NM | 9 | $ 2,745,000 | $ 305,000 | $ 134,000 |
| CAPE CORAL-FORT MYERS, FL | 9 | $ 3,665,000 | $ 407,000 | $ 113,000 |
| COLUMBIA, SC | 9 | $ 3,525,000 | $ 391,000 | $ 156,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 9 | $ 3,155,000 | $ 350,000 | $ 152,000 |
| KNOXVILLE, TN | 9 | $ 5,105,000 | $ 567,000 | $ 176,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 9 | $ 5,935,000 | $ 659,000 | $ 215,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 9 | $ 2,995,000 | $ 344,000 | $ 141,500 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 9 | $ 3,845,000 | $ 427,000 | $ 224,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 9 | $ 4,705,000 | $ 522,000 | $ 232,000 |
| BATON ROUGE, LA | 8 | $ 2,620,000 | $ 327,000 | $ 139,000 |
| CLEVELAND-ELYRIA, OH | 8 | $ 3,760,000 | $ 470,000 | $ 217,000 |
| NEW ORLEANS-METAIRIE, LA | 8 | $ 3,090,000 | $ 386,000 | $ 115,000 |
| OGDEN-CLEARFIELD, UT | 8 | $ 4,470,000 | $ 558,000 | $ 207,000 |
| OLYMPIA-TUMWATER, WA | 8 | $ 5,410,000 | $ 676,000 | $ 627,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 8 | $ 3,450,000 | $ 431,000 | $ 178,000 |
| PROVO-OREM, UT | 8 | $ 3,770,000 | $ 471,000 | $ 197,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 8 | $ 4,050,000 | $ 506,000 | $ 245,000 |
| ST. LOUIS, MO-IL | 8 | $ 3,100,000 | $ 374,000 | $ 135,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 8 | $ 3,340,000 | $ 417,000 | $ 169,000 |
| WILMINGTON, DE-MD-NJ | 8 | $ 3,590,000 | $ 360,333 | $ 119,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 7 | $ 2,675,000 | $ 377,000 | $ 182,500 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 7 | $ 5,075,000 | $ 725,000 | $ 293,000 |
| BOSTON, MA | 7 | $ 3,805,000 | $ 543,000 | $ 144,000 |
| CHICAGO-NAPERVILLE, IL | 7 | $ 2,805,000 | $ 400,000 | $ 213,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 7 | $ 2,275,000 | $ 325,000 | $ 211,000 |
| PROVIDENCE-WARWICK, RI-MA | 7 | $ 3,065,000 | $ 425,000 | $ 165,500 |
| TUCSON, AZ | 7 | $ 2,185,000 | $ 312,000 | $ 118,000 |
| ASHEVILLE, NC | 6 | $ 2,490,000 | $ 415,000 | $ 220,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 6 | $ 2,600,000 | $ 386,000 | $ 168,000 |
| BIRMINGHAM-HOOVER, AL | 6 | $ 1,930,000 | $ 321,000 | $ 129,000 |
| CAMDEN, NJ | 6 | $ 2,270,000 | $ 378,000 | $ 123,000 |
| CHARLOTTESVILLE, VA | 6 | $ 3,040,000 | $ 506,000 | $ 150,000 |
| CLARKSVILLE, TN-KY | 6 | $ 2,350,000 | $ 391,000 | $ 120,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 6 | $ 1,580,000 | $ 263,000 | $ 128,000 |
| MEMPHIS, TN-MS-AR | 6 | $ 3,110,000 | $ 434,000 | $ 153,000 |
| PANAMA CITY, FL | 6 | $ 2,030,000 | $ 338,000 | $ 147,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 6 | $ 3,660,000 | $ 610,000 | $ 244,000 |
| SEBASTIAN-VERO BEACH, FL | 6 | $ 1,660,000 | $ 276,000 | $ 105,000 |
| TACOMA-LAKEWOOD, WA | 6 | $ 3,350,000 | $ 558,000 | $ 231,000 |
| BOULDER, CO | 5 | $ 3,085,000 | $ 617,000 | $ 229,000 |
| CHATTANOOGA, TN-GA | 5 | $ 1,465,000 | $ 260,000 | $ 103,500 |
| GAINESVILLE, FL | 5 | $ 1,245,000 | $ 249,000 | $ 134,000 |
| GREELEY, CO | 5 | $ 2,215,000 | $ 443,000 | $ 136,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 5 | $ 2,265,000 | $ 427,500 | $ 149,500 |
| LAKELAND-WINTER HAVEN, FL | 5 | $ 1,535,000 | $ 307,000 | $ 148,000 |
| LAS CRUCES, NM | 5 | $ 1,845,000 | $ 369,000 | $ 123,000 |
| NEW HAVEN-MILFORD, CT | 5 | $ 1,665,000 | $ 333,000 | $ 131,000 |
| PHILADELPHIA, PA | 5 | $ 1,535,000 | $ 307,000 | $ 151,000 |
| PITTSBURGH, PA | 5 | $ 2,115,000 | $ 423,000 | $ 238,000 |
| TOLEDO, OH | 5 | $ 1,765,000 | $ 353,000 | $ 146,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 4 | $ 1,610,000 | $ 402,000 | $ 140,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 4 | $ 1,300,000 | $ 325,000 | $ 158,000 |
| DURHAM-CHAPEL HILL, NC | 4 | $ 1,900,000 | $ 475,000 | $ 214,000 |
| EL PASO, TX | 4 | $ 1,210,000 | $ 302,000 | $ 135,000 |
| FAYETTEVILLE, NC | 4 | $ 1,450,000 | $ 362,000 | $ 116,000 |
| GARY, IN | 4 | $ 1,520,000 | $ 380,000 | $ 157,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 4 | $ 1,000,000 | $ 265,000 | $ 191,000 |
| LEXINGTON-FAYETTE, KY | 4 | $ 1,910,000 | $ 477,000 | $ 143,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 4 | $ 1,400,000 | $ 350,000 | $ 124,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 4 | $ 1,570,000 | $ 392,000 | $ 190,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 4 | $ 2,270,000 | $ 567,000 | $ 231,000 |
| PUNTA GORDA, FL | 4 | $ 1,480,000 | $ 370,000 | $ 262,000 |
| ROANOKE, VA | 4 | $ 1,840,000 | $ 460,000 | $ 234,000 |
| SAGINAW, MI | 4 | $ 590,000 | $ 147,000 | $ 75,000 |
| SPOKANE-SPOKANE VALLEY, WA | 4 | $ 1,410,000 | $ 352,000 | $ 201,000 |
| TRENTON, NJ | 4 | $ 1,780,000 | $ 445,000 | $ 132,000 |
| WILMINGTON, NC | 4 | $ 1,550,000 | $ 387,000 | $ 167,000 |
| WORCESTER, MA-CT | 4 | $ 1,160,000 | $ 281,500 | $ 95,000 |
| BOISE CITY, ID | 3 | $ 1,295,000 | $ 431,000 | $ 181,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 3 | $ 1,575,000 | $ 525,000 | $ 210,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 3 | $ 1,005,000 | $ 335,000 | $ 143,000 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 1,045,000 | $ 348,000 | $ 184,000 |
| HARRISBURG-CARLISLE, PA | 3 | $ 845,000 | $ 281,000 | $ 110,000 |
| JACKSONVILLE, NC | 3 | $ 715,000 | $ 238,000 | $ 153,000 |
| JOHNSON CITY, TN | 3 | $ 1,115,000 | $ 371,000 | $ 163,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 3 | $ 1,015,000 | $ 338,000 | $ 153,000 |
| LANCASTER, PA | 3 | $ 1,305,000 | $ 435,000 | $ 209,000 |
| LAWRENCE, KS | 3 | $ 1,085,000 | $ 361,000 | $ 180,000 |
| MONTGOMERY, AL | 3 | $ 605,000 | $ 201,000 | $ 91,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 3 | $ 1,695,000 | $ 565,000 | $ 120,000 |
| READING, PA | 3 | $ 1,205,000 | $ 401,000 | $ 174,000 |
| RENO, NV | 3 | $ 1,655,000 | $ 551,000 | $ 173,000 |
| SALT LAKE CITY, UT | 3 | $ 1,295,000 | $ 431,000 | $ 159,000 |
| SHREVEPORT-BOSSIER CITY, LA | 3 | $ 885,000 | $ 295,000 | $ 132,000 |
| STOCKTON-LODI, CA | 3 | $ 1,325,000 | $ 441,000 | $ 130,000 |
| AKRON, OH | 2 | $ 320,000 | $ 160,000 | $ 124,000 |
| BELLINGHAM, WA | 2 | $ 1,160,000 | $ 580,000 | $ 257,000 |
| BEND-REDMOND, OR | 2 | $ 1,530,000 | $ 765,000 | $ 253,000 |
| CHARLESTON, WV | 2 | $ 610,000 | $ 305,000 | $ 143,000 |
| DULUTH, MN-WI | 2 | $ 640,000 | $ 320,000 | $ 121,000 |
| EAST STROUDSBURG, PA | 2 | $ 590,000 | $ 295,000 | $ 83,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 2 | $ 470,000 | $ 235,000 | $ 110,000 |
| EUGENE, OR | 2 | $ 1,610,000 | $ 805,000 | $ 304,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 450,000 | $ 225,000 | $ 121,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2 | $ 660,000 | $ 330,000 | $ 317,000 |
| HOMOSASSA SPRINGS, FL | 2 | $ 580,000 | $ 290,000 | $ 124,000 |
| HOT SPRINGS, AR | 2 | $ 1,020,000 | $ 510,000 | $ 307,000 |
| IDAHO FALLS, ID | 2 | $ 730,000 | $ 365,000 | $ 129,000 |
| JACKSON, MS | 2 | $ 800,000 | $ 400,000 | $ 105,000 |
| KILLEEN-TEMPLE, TX | 2 | $ 460,000 | $ 230,000 | $ 87,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 2 | $ 550,000 | $ 275,000 | $ 66,000 |
| LANSING-EAST LANSING, MI | 2 | $ 500,000 | $ 250,000 | $ 67,000 |
| LUBBOCK, TX | 2 | $ 950,000 | $ 475,000 | $ 291,000 |
| LYNCHBURG, VA | 2 | $ 640,000 | $ 320,000 | $ 115,000 |
| MADISON, WI | 2 | $ 960,000 | $ 480,000 | $ 222,000 |
| MANHATTAN, KS | 2 | $ 680,000 | $ 340,000 | $ 91,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 530,000 | $ 265,000 | $ 78,000 |
| MIDLAND, TX | 2 | $ 510,000 | $ 255,000 | $ 125,000 |
| MOBILE, AL | 2 | $ 750,000 | $ 375,000 | $ 110,000 |
| MODESTO, CA | 2 | $ 870,000 | $ 435,000 | $ 156,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 2 | $ 1,350,000 | $ 675,000 | $ 155,000 |
| SALINAS, CA | 2 | $ 1,340,000 | $ 670,000 | $ 75,000 |
| SALISBURY, MD-DE | 2 | $ 550,000 | $ 275,000 | $ 93,000 |
| SANTA FE, NM | 2 | $ 970,000 | $ 485,000 | $ 215,000 |
| SANTA ROSA, CA | 2 | $ 1,390,000 | $ 695,000 | $ 164,000 |
| SAVANNAH, GA | 2 | $ 760,000 | $ 380,000 | $ 124,000 |
| SEBRING, FL | 2 | $ 570,000 | $ 285,000 | $ 70,000 |
| SIOUX FALLS, SD | 2 | $ 1,030,000 | $ 515,000 | $ 252,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 670,000 | $ 335,000 | $ 126,000 |
| SUMTER, SC | 2 | $ 440,000 | $ 220,000 | $ 49,000 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 1,290,000 | $ 645,000 | $ 135,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 505,000 | $ 505,000 | $ 126,000 |
| AUBURN-OPELIKA, AL | 1 | $ 325,000 | $ 325,000 | $ 250,000 |
| BAKERSFIELD, CA | 1 | $ 495,000 | $ 495,000 | $ 148,000 |
| BATTLE CREEK, MI | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 305,000 | $ 305,000 | $ 119,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 265,000 | $ 265,000 | $ 155,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 555,000 | $ 555,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 355,000 | $ 355,000 | $ 135,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 365,000 | $ 365,000 | $ 139,000 |
| CARBONDALE-MARION, IL | 1 | $ 395,000 | $ 395,000 | $ 148,000 |
| CARSON CITY, NV | 1 | $ 475,000 | $ 475,000 | $ 66,000 |
| CHICO, CA | 1 | $ 455,000 | $ 455,000 | $ 115,000 |
| CLEVELAND, TN | 1 | $ 425,000 | $ 425,000 | $ 173,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 435,000 | $ 435,000 | $ 158,000 |
| COLUMBIA, MO | 1 | $ 325,000 | $ 325,000 | $ 122,000 |
| COLUMBUS, GA-AL | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| CORPUS CHRISTI, TX | 1 | $ 265,000 | $ 265,000 | $ 163,000 |
| CORVALLIS, OR | 1 | $ 565,000 | $ 565,000 | $ 125,000 |
| DECATUR, AL | 1 | $ 365,000 | $ 365,000 | $ 90,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 405,000 | $ 405,000 | $ 93,000 |
| DOVER, DE | 1 | $ 515,000 | $ 515,000 | $ 213,000 |
| EL CENTRO, CA | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| ERIE, PA | 1 | $ 525,000 | $ 525,000 | $ 188,000 |
| EVANSVILLE, IN-KY | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| FARGO, ND-MN | 1 | $ 225,000 | $ 225,000 | $ 146,000 |
| FLAGSTAFF, AZ | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| FORT COLLINS, CO | 1 | $ 445,000 | $ 445,000 | $ 235,000 |
| FORT SMITH, AR-OK | 1 | $ 515,000 | $ 515,000 | $ 357,000 |
| FORT WAYNE, IN | 1 | $ 565,000 | $ 565,000 | $ 195,000 |
| FRESNO, CA | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
| GAINESVILLE, GA | 1 | $ 405,000 | $ 405,000 | $ 90,000 |
| GRAND FORKS, ND-MN | 1 | $ 425,000 | $ 425,000 | $ 174,000 |
| GRAND JUNCTION, CO | 1 | $ 305,000 | $ 305,000 | $ 166,000 |
| GREAT FALLS, MT | 1 | $ 585,000 | $ 585,000 | $ 248,000 |
| GREEN BAY, WI | 1 | $ 515,000 | $ 515,000 | $ 252,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| HAMMOND, LA | 1 | $ 195,000 | $ 195,000 | $ 141,000 |
| HANFORD-CORCORAN, CA | 1 | $ 555,000 | $ 555,000 | $ 104,000 |
| HATTIESBURG, MS | 1 | $ 355,000 | $ 355,000 | $ 79,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 305,000 | $ 305,000 | $ 133,000 |
| HINESVILLE, GA | 1 | $ 315,000 | $ 315,000 | $ 99,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 475,000 | $ 475,000 | $ 112,000 |
| JEFFERSON CITY, MO | 1 | $ 685,000 | $ 685,000 | $ 683,000 |
| LAFAYETTE, LA | 1 | $ 325,000 | $ 325,000 | $ 78,000 |
| LAKE CHARLES, LA | 1 | $ 355,000 | $ 355,000 | $ 133,000 |
| LAWTON, OK | 1 | $ 405,000 | $ 405,000 | $ 123,000 |
| LINCOLN, NE | 1 | $ 385,000 | $ 385,000 | $ 170,000 |
| LOGAN, UT-ID | 1 | $ 595,000 | $ 595,000 | $ 177,000 |
| MANCHESTER-NASHUA, NH | 1 | $ 665,000 | $ 665,000 | $ 236,000 |
| MEDFORD, OR | 1 | $ 455,000 | $ 455,000 | $ 210,000 |
| MERCED, CA | 1 | $ 305,000 | $ 305,000 | $ 192,000 |
| MIDLAND, MI | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| MONROE, LA | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| MONROE, MI | 1 | $ 315,000 | $ 315,000 | $ 145,000 |
| OCALA, FL | 1 | $ 275,000 | $ 275,000 | $ 62,000 |
| OCEAN CITY, NJ | 1 | $ 285,000 | $ 285,000 | $ 347,000 |
| POCATELLO, ID | 1 | $ 295,000 | $ 295,000 | $ 102,000 |
| PORT ST. LUCIE, FL | 1 | $ 355,000 | $ 355,000 | $ 36,000 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 555,000 | $ 555,000 | $ 98,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 1 | $ 385,000 | $ 385,000 | $ 71,000 |
| PUEBLO, CO | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| RACINE, WI | 1 | $ 375,000 | $ 375,000 | $ 92,000 |
| RAPID CITY, SD | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| SAN ANGELO, TX | 1 | $ 305,000 | $ 305,000 | $ 99,000 |
| SHERMAN-DENISON, TX | 1 | $ 355,000 | $ 355,000 | $ 125,000 |
| SPRINGFIELD, MA | 1 | $ 505,000 | $ 505,000 | $ 147,000 |
| SPRINGFIELD, MO | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| TALLAHASSEE, FL | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| TEXARKANA, TX-AR | 1 | $ 405,000 | $ 405,000 | $ 95,000 |
| THE VILLAGES, FL | 1 | $ 555,000 | $ 555,000 | $ 148,000 |
| VALDOSTA, GA | 1 | $ 365,000 | $ 365,000 | $ 122,000 |
| WAUSAU, WI | 1 | $ 375,000 | $ 375,000 | $ 380,000 |
| WENATCHEE, WA | 1 | $ 585,000 | $ 585,000 | $ 527,000 |
| WICHITA FALLS, TX | 1 | $ 415,000 | $ 415,000 | $ 159,000 |
| WICHITA, KS | 1 | $ 355,000 | $ 355,000 | $ 143,000 |
| WINCHESTER, VA-WV | 1 | $ 475,000 | $ 475,000 | $ 155,000 |
| WINSTON-SALEM, NC | 1 | $ 555,000 | $ 555,000 | $ 104,000 |
| YUBA CITY, CA | 1 | $ 325,000 | $ 325,000 | $ 100,000 |
| YUMA, AZ | 1 | $ 335,000 | $ 335,000 | $ 191,000 |
Mortgage Loan Application Detail Totals for Bnc National Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,821 | $792,325,000 | $435,000 | $3,005,000 | $168,000 | $3,324,000 |
| Refinancing | 94 | $38,940,000 | $414,000 | $1,275,000 | $201,000 | $3,893,000 |
| Other Purpose | 92 | $9,270,000 | $100,000 | $955,000 | $154,000 | $1,098,000 |
| Cash-out Refinancing | 77 | $27,695,000 | $359,000 | $755,000 | $157,000 | $468,000 |
| Home Improvement | 33 | $3,215,000 | $97,000 | $375,000 | $135,000 | $354,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,266 | $488,490,000 | $385,000 | $1,695,000 | $165,000 | $3,893,000 |
| Not Provided | 408 | $183,830,000 | $450,000 | $1,225,000 | $177,000 | $835,000 |
| Asian | 228 | $112,330,000 | $492,000 | $3,005,000 | $186,000 | $549,000 |
| Black or African American | 88 | $37,140,000 | $422,000 | $945,000 | $141,000 | $463,000 |
| Hispanic | 82 | $30,420,000 | $370,000 | $1,015,000 | $143,000 | $452,000 |
| American Indian or Alaskan Native | 20 | $10,040,000 | $502,000 | $1,565,000 | $167,000 | $517,000 |
| Not applicable | 15 | $4,575,000 | $305,000 | $1,115,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,275,000 | $425,000 | $555,000 | $185,000 | $210,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,385 | $534,555,000 | $385,000 | $3,005,000 | $181,000 | $3,893,000 |
| VA-guaranteed (Veterans Administration) | 614 | $296,700,000 | $483,000 | $1,695,000 | $151,000 | $3,324,000 |
| FHA-insured (Federal Housing Administration) | 112 | $38,890,000 | $347,000 | $985,000 | $110,000 | $574,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,300,000 | $216,000 | $355,000 | $76,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,139 | $447,575,000 | $392,000 | $1,595,000 | $165,000 | $3,324,000 |
| Application Withdrawn By Applicant | 715 | $316,705,000 | $442,000 | $1,485,000 | $177,000 | $3,893,000 |
| Application Denied By Financial Institution | 258 | $105,470,000 | $408,000 | $3,005,000 | $155,000 | $668,000 |
| Loan Purchased By The Institution | 5 | $1,695,000 | $339,000 | $555,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,859 | $765,975,000 | $412,000 | $1,595,000 | $170,000 | $3,893,000 |
| Credit Application Incomplete | 142 | $61,590,000 | $433,000 | $1,345,000 | $169,000 | $668,000 |
| Collateral | 31 | $11,245,000 | $362,000 | $865,000 | $162,000 | $346,000 |
| Debt-To-Income Ratio | 29 | $11,585,000 | $399,000 | $3,005,000 | $95,000 | $295,000 |
| Other | 18 | $8,360,000 | $464,000 | $1,515,000 | $182,000 | $409,000 |
| Credit History | 17 | $5,095,000 | $299,000 | $1,695,000 | $144,000 | $450,000 |
| Employment History | 11 | $4,235,000 | $385,000 | $705,000 | $113,000 | $215,000 |
| Unverifiable Information | 10 | $3,360,000 | $336,000 | $615,000 | $107,000 | $215,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bnc National Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bnc National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.