Bny Mellon, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Bny Mellon, National Association 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bny Mellon, National Association 500 Grant Street, Room 4825 Pittsburgh, PA 15258 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,459 |
| Total Mortgage Loan Application Amount | $2,936,169,000 |
| Average Mortgage Loan Application Amount | $1,124,666 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $636,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Bny Mellon, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bny Mellon, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Bny Mellon, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bny Mellon, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bny Mellon, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bny Mellon, National Association's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 179 | $ 269,647,000 | $ 1,506,000 | $ 759,000 |
| New York County New York | 136 | $ 214,747,000 | $ 1,579,000 | $ 1,056,000 |
| Maricopa County Arizona | 117 | $ 134,444,000 | $ 1,149,000 | $ 673,000 |
| Fairfield County Connecticut | 81 | $ 116,307,000 | $ 1,435,000 | $ 688,000 |
| Orange County California | 80 | $ 105,733,000 | $ 1,321,000 | $ 639,000 |
| San Diego County California | 76 | $ 86,861,000 | $ 1,142,000 | $ 530,000 |
| Middlesex County Massachusetts | 62 | $ 76,331,000 | $ 1,231,000 | $ 719,000 |
| Cook County Illinois | 52 | $ 53,207,000 | $ 1,023,000 | $ 664,000 |
| King County Washington | 47 | $ 43,636,000 | $ 928,000 | $ 408,000 |
| Suffolk County Massachusetts | 45 | $ 57,321,000 | $ 1,273,000 | $ 682,000 |
| San Mateo County California | 43 | $ 70,439,000 | $ 1,638,000 | $ 651,000 |
| Fulton County Georgia | 41 | $ 46,119,000 | $ 1,124,000 | $ 679,000 |
| San Francisco County California | 40 | $ 54,528,000 | $ 1,363,000 | $ 634,000 |
| Marin County California | 37 | $ 52,068,000 | $ 1,407,000 | $ 516,000 |
| Santa Clara County California | 37 | $ 37,605,000 | $ 1,016,000 | $ 417,000 |
| Suffolk County New York | 37 | $ 60,115,000 | $ 1,624,000 | $ 1,798,000 |
| Norfolk County Massachusetts | 36 | $ 36,296,000 | $ 1,008,000 | $ 463,000 |
| Dallas County Texas | 34 | $ 46,763,000 | $ 1,375,000 | $ 760,000 |
| Westchester County New York | 32 | $ 31,906,000 | $ 997,000 | $ 558,000 |
| Harris County Texas | 27 | $ 39,666,000 | $ 1,469,000 | $ 793,000 |
| Miami-Dade County Florida | 25 | $ 41,729,000 | $ 1,669,000 | $ 745,000 |
| Montgomery County Maryland | 24 | $ 23,124,000 | $ 963,000 | $ 471,000 |
| Palm Beach County Florida | 23 | $ 28,819,000 | $ 1,253,000 | $ 990,000 |
| Kings County New York | 22 | $ 29,163,000 | $ 1,325,000 | $ 618,000 |
| Clackamas County Oregon | 22 | $ 23,938,000 | $ 1,088,000 | $ 523,000 |
| Contra Costa County California | 21 | $ 20,366,000 | $ 969,000 | $ 526,000 |
| Collier County Florida | 21 | $ 30,387,000 | $ 1,447,000 | $ 925,000 |
| Travis County Texas | 21 | $ 19,946,000 | $ 949,000 | $ 520,000 |
| District of Columbia County District Of Columbia | 20 | $ 24,833,000 | $ 1,241,000 | $ 605,000 |
| Monmouth County New Jersey | 19 | $ 18,319,000 | $ 964,000 | $ 666,000 |
| Barnstable County Massachusetts | 18 | $ 17,863,000 | $ 992,000 | $ 612,000 |
| Multnomah County Oregon | 18 | $ 19,257,000 | $ 1,069,000 | $ 519,000 |
| Montgomery County Pennsylvania | 17 | $ 14,849,000 | $ 873,000 | $ 580,000 |
| Fairfax County Virginia | 17 | $ 17,420,000 | $ 1,024,000 | $ 634,000 |
| Bergen County New Jersey | 16 | $ 17,477,000 | $ 1,092,000 | $ 544,000 |
| Alameda County California | 15 | $ 16,149,000 | $ 1,076,000 | $ 488,000 |
| Denver County Colorado | 14 | $ 10,765,000 | $ 768,000 | $ 397,000 |
| Broward County Florida | 14 | $ 13,587,000 | $ 970,000 | $ 679,000 |
| Allegheny County Pennsylvania | 14 | $ 9,752,000 | $ 696,000 | $ 610,000 |
| Santa Barbara County California | 13 | $ 24,033,000 | $ 1,848,000 | $ 975,000 |
| Nantucket County Massachusetts | 13 | $ 20,077,000 | $ 1,544,000 | $ 892,000 |
| Ocean County New Jersey | 13 | $ 12,977,000 | $ 998,000 | $ 915,000 |
| Essex County Massachusetts | 12 | $ 9,002,000 | $ 750,000 | $ 587,000 |
| Riverside County California | 11 | $ 8,535,000 | $ 775,000 | $ 507,000 |
| Boulder County Colorado | 11 | $ 9,971,000 | $ 906,000 | $ 522,000 |
| Lee County Florida | 11 | $ 12,584,000 | $ 1,144,000 | $ 632,000 |
| Lake County Illinois | 11 | $ 8,669,000 | $ 788,000 | $ 547,000 |
| Nassau County New York | 11 | $ 10,606,000 | $ 964,000 | $ 585,000 |
| Mecklenburg County North Carolina | 11 | $ 10,687,000 | $ 971,000 | $ 570,000 |
| Hillsborough County Florida | 10 | $ 9,525,000 | $ 952,000 | $ 622,000 |
| DuPage County Illinois | 10 | $ 8,052,000 | $ 805,000 | $ 521,000 |
| Plymouth County Massachusetts | 10 | $ 6,324,000 | $ 632,000 | $ 319,000 |
| Essex County New Jersey | 10 | $ 10,396,000 | $ 1,039,000 | $ 676,000 |
| Morris County New Jersey | 10 | $ 8,880,000 | $ 888,000 | $ 578,000 |
| Monterey County California | 9 | $ 17,795,000 | $ 1,977,000 | $ 834,000 |
| Cobb County Georgia | 9 | $ 7,628,000 | $ 847,000 | $ 725,000 |
| Clark County Nevada | 9 | $ 6,861,000 | $ 762,000 | $ 489,000 |
| Somerset County New Jersey | 9 | $ 9,235,000 | $ 1,026,000 | $ 1,022,000 |
| Loudoun County Virginia | 9 | $ 6,554,000 | $ 728,000 | $ 365,000 |
| Pitkin County Colorado | 8 | $ 26,010,000 | $ 3,251,000 | $ 1,370,000 |
| Pinellas County Florida | 8 | $ 9,088,000 | $ 1,136,000 | $ 428,000 |
| Honolulu County Hawaii | 8 | $ 7,880,000 | $ 985,000 | $ 347,000 |
| St. Louis County Missouri | 8 | $ 7,668,000 | $ 958,000 | $ 829,000 |
| Newport County Rhode Island | 8 | $ 9,614,000 | $ 1,201,000 | $ 671,000 |
| Summit County Utah | 8 | $ 11,653,000 | $ 1,456,000 | $ 849,000 |
| Ventura County California | 7 | $ 10,172,000 | $ 1,453,000 | $ 871,000 |
| Eagle County Colorado | 7 | $ 11,173,000 | $ 1,596,000 | $ 762,000 |
| Baltimore County Maryland | 7 | $ 6,965,000 | $ 995,000 | $ 527,000 |
| Hennepin County Minnesota | 7 | $ 9,834,000 | $ 1,404,000 | $ 563,000 |
| Hudson County New Jersey | 7 | $ 7,769,000 | $ 1,109,000 | $ 636,000 |
| Union County New Jersey | 7 | $ 6,047,000 | $ 863,000 | $ 433,000 |
| Washington County Oregon | 7 | $ 7,149,000 | $ 1,021,000 | $ 567,000 |
| Charleston County South Carolina | 7 | $ 6,431,000 | $ 918,000 | $ 830,000 |
| Davidson County Tennessee | 7 | $ 11,783,000 | $ 1,683,000 | $ 536,000 |
| Douglas County Colorado | 6 | $ 5,799,000 | $ 966,000 | $ 431,000 |
| Jefferson County Colorado | 6 | $ 5,297,000 | $ 882,000 | $ 284,000 |
| Litchfield County Connecticut | 6 | $ 8,532,000 | $ 1,422,000 | $ 1,019,000 |
| Johnson County Kansas | 6 | $ 6,717,000 | $ 1,119,000 | $ 1,108,000 |
| Anne Arundel County Maryland | 6 | $ 4,979,000 | $ 829,000 | $ 373,000 |
| Jefferson County Alabama | 5 | $ 7,540,000 | $ 1,508,000 | $ 784,000 |
| Sonoma County California | 5 | $ 5,898,000 | $ 1,179,000 | $ 424,000 |
| Arapahoe County Colorado | 5 | $ 3,492,000 | $ 698,000 | $ 460,000 |
| Monroe County Florida | 5 | $ 6,116,000 | $ 1,223,000 | $ 951,000 |
| DeKalb County Georgia | 5 | $ 3,145,000 | $ 629,000 | $ 279,000 |
| Dukes County Massachusetts | 5 | $ 8,441,000 | $ 1,688,000 | $ 564,000 |
| Dutchess County New York | 5 | $ 2,956,000 | $ 591,000 | $ 742,000 |
| Queens County New York | 5 | $ 3,327,000 | $ 665,000 | $ 384,000 |
| Philadelphia County Pennsylvania | 5 | $ 3,732,000 | $ 746,000 | $ 405,000 |
| Beaufort County South Carolina | 5 | $ 5,078,000 | $ 1,015,000 | $ 657,000 |
| Windham County Vermont | 5 | $ 2,503,000 | $ 500,000 | $ 494,000 |
| Arlington County Virginia | 5 | $ 3,997,000 | $ 799,000 | $ 681,000 |
| Teton County Wyoming | 5 | $ 5,012,000 | $ 1,002,000 | $ 825,000 |
| Pima County Arizona | 4 | $ 3,690,000 | $ 922,000 | $ 371,000 |
| Sussex County Delaware | 4 | $ 4,396,000 | $ 1,099,000 | $ 351,000 |
| Walton County Florida | 4 | $ 6,406,000 | $ 1,601,000 | $ 1,095,000 |
| Cumberland County Maine | 4 | $ 3,341,000 | $ 835,000 | $ 352,000 |
| Santa Fe County New Mexico | 4 | $ 3,725,000 | $ 931,000 | $ 468,000 |
| Williamson County Tennessee | 4 | $ 3,385,000 | $ 846,000 | $ 535,000 |
| Collin County Texas | 4 | $ 3,960,000 | $ 990,000 | $ 587,000 |
| Salt Lake County Utah | 4 | $ 5,410,000 | $ 1,352,000 | $ 794,000 |
| Fauquier County Virginia | 4 | $ 2,331,000 | $ 582,000 | $ 420,000 |
| Placer County California | 3 | $ 2,946,000 | $ 982,000 | $ 1,005,000 |
| Santa Cruz County California | 3 | $ 2,465,000 | $ 821,000 | $ 310,000 |
| Summit County Colorado | 3 | $ 2,833,000 | $ 944,000 | $ 559,000 |
| Orange County Florida | 3 | $ 3,415,000 | $ 1,138,000 | $ 2,211,000 |
| Sarasota County Florida | 3 | $ 2,800,000 | $ 933,000 | $ 326,000 |
| Hawaii County Hawaii | 3 | $ 8,475,000 | $ 2,825,000 | $ 2,202,000 |
| Maui County Hawaii | 3 | $ 3,660,000 | $ 1,220,000 | $ 664,000 |
| Blaine County Idaho | 3 | $ 2,523,000 | $ 841,000 | $ 846,000 |
| LaPorte County Indiana | 3 | $ 1,570,000 | $ 523,000 | $ 573,000 |
| York County Maine | 3 | $ 5,870,000 | $ 1,956,000 | $ 788,000 |
| Howard County Maryland | 3 | $ 1,690,000 | $ 563,000 | $ 335,000 |
| Worcester County Massachusetts | 3 | $ 2,480,000 | $ 826,000 | $ 423,000 |
| Gallatin County Montana | 3 | $ 2,836,000 | $ 945,000 | $ 301,000 |
| Missoula County Montana | 3 | $ 1,650,000 | $ 550,000 | $ 402,000 |
| Cape May County New Jersey | 3 | $ 2,645,000 | $ 881,000 | $ 443,000 |
| Mercer County New Jersey | 3 | $ 4,021,000 | $ 1,340,000 | $ 802,000 |
| Jackson County North Carolina | 3 | $ 3,685,000 | $ 1,228,000 | $ 653,000 |
| Cuyahoga County Ohio | 3 | $ 1,870,000 | $ 623,000 | $ 863,000 |
| Franklin County Ohio | 3 | $ 3,450,000 | $ 1,150,000 | $ 495,000 |
| Bucks County Pennsylvania | 3 | $ 3,078,000 | $ 1,026,000 | $ 807,000 |
| Lancaster County Pennsylvania | 3 | $ 1,409,000 | $ 469,000 | $ 324,000 |
| Kent County Rhode Island | 3 | $ 2,100,000 | $ 700,000 | $ 485,000 |
| Washington County Rhode Island | 3 | $ 2,500,000 | $ 833,000 | $ 584,000 |
| Bennington County Vermont | 3 | $ 3,905,000 | $ 1,301,000 | $ 801,000 |
| Windsor County Vermont | 3 | $ 2,936,000 | $ 978,000 | $ 906,000 |
| Alexandria County Virginia | 3 | $ 1,826,000 | $ 608,000 | $ 222,000 |
| Prince William County Virginia | 3 | $ 1,997,000 | $ 665,000 | $ 437,000 |
| Pierce County Washington | 3 | $ 1,794,000 | $ 598,000 | $ 220,000 |
| El Dorado County California | 2 | $ 2,182,000 | $ 1,091,000 | $ 759,000 |
| Fresno County California | 2 | $ 2,200,000 | $ 1,100,000 | $ 975,000 |
| San Bernardino County California | 2 | $ 3,582,000 | $ 1,791,000 | $ 1,831,000 |
| San Luis Obispo County California | 2 | $ 1,064,000 | $ 532,000 | $ 471,000 |
| Grand County Colorado | 2 | $ 1,330,000 | $ 665,000 | $ 557,000 |
| Duval County Florida | 2 | $ 1,325,000 | $ 662,000 | $ 269,000 |
| Martin County Florida | 2 | $ 3,520,000 | $ 1,760,000 | $ 823,000 |
| Nassau County Florida | 2 | $ 3,600,000 | $ 1,800,000 | $ 958,000 |
| St. Johns County Florida | 2 | $ 1,100,000 | $ 550,000 | $ 146,000 |
| Chatham County Georgia | 2 | $ 2,090,000 | $ 1,045,000 | $ 495,000 |
| Glynn County Georgia | 2 | $ 2,731,000 | $ 1,365,000 | $ 554,000 |
| Gwinnett County Georgia | 2 | $ 1,760,000 | $ 880,000 | $ 375,000 |
| Ada County Idaho | 2 | $ 1,065,000 | $ 532,000 | $ 313,000 |
| Boone County Illinois | 2 | $ 3,000,000 | $ 1,500,000 | $ 483,000 |
| Kane County Illinois | 2 | $ 1,544,000 | $ 772,000 | $ 439,000 |
| Peoria County Illinois | 2 | $ 2,080,000 | $ 1,040,000 | $ 929,000 |
| Marion County Indiana | 2 | $ 1,244,000 | $ 622,000 | $ 831,000 |
| Orleans County Louisiana | 2 | $ 1,600,000 | $ 800,000 | $ 462,000 |
| Knox County Maine | 2 | $ 948,000 | $ 474,000 | $ 177,000 |
| Baltimore City County Maryland | 2 | $ 1,248,000 | $ 624,000 | $ 258,000 |
| Hampshire County Massachusetts | 2 | $ 840,000 | $ 420,000 | $ 218,000 |
| Berrien County Michigan | 2 | $ 1,925,000 | $ 962,000 | $ 722,000 |
| Charlevoix County Michigan | 2 | $ 2,500,000 | $ 1,250,000 | $ 786,000 |
| Kalamazoo County Michigan | 2 | $ 1,890,000 | $ 945,000 | $ 297,000 |
| Lowndes County Mississippi | 2 | $ 2,012,000 | $ 1,006,000 | $ 1,822,000 |
| Flathead County Montana | 2 | $ 1,830,000 | $ 915,000 | $ 620,000 |
| Washoe County Nevada | 2 | $ 2,850,000 | $ 1,425,000 | $ 1,060,000 |
| Belknap County New Hampshire | 2 | $ 3,000,000 | $ 1,500,000 | $ 1,549,000 |
| Rockingham County New Hampshire | 2 | $ 1,300,000 | $ 650,000 | $ 299,000 |
| Burlington County New Jersey | 2 | $ 1,905,000 | $ 952,000 | $ 786,000 |
| Tulsa County Oklahoma | 2 | $ 1,584,000 | $ 792,000 | $ 449,000 |
| Deschutes County Oregon | 2 | $ 1,208,000 | $ 604,000 | $ 1,524,000 |
| Delaware County Pennsylvania | 2 | $ 1,380,000 | $ 690,000 | $ 1,033,000 |
| Lehigh County Pennsylvania | 2 | $ 1,320,000 | $ 660,000 | $ 347,000 |
| Northampton County Pennsylvania | 2 | $ 2,900,000 | $ 1,450,000 | $ 825,000 |
| Somerset County Pennsylvania | 2 | $ 1,450,000 | $ 725,000 | $ 444,000 |
| Westmoreland County Pennsylvania | 2 | $ 1,715,000 | $ 857,000 | $ 694,000 |
| Bristol County Rhode Island | 2 | $ 1,924,000 | $ 962,000 | $ 294,000 |
| Hamilton County Tennessee | 2 | $ 1,450,000 | $ 725,000 | $ 218,000 |
| Bexar County Texas | 2 | $ 1,395,000 | $ 697,000 | $ 861,000 |
| Denton County Texas | 2 | $ 1,408,000 | $ 704,000 | $ 314,000 |
| Chittenden County Vermont | 2 | $ 1,048,000 | $ 524,000 | $ 276,000 |
| Kitsap County Washington | 2 | $ 1,426,000 | $ 713,000 | $ 253,000 |
| Snohomish County Washington | 2 | $ 1,928,000 | $ 964,000 | $ 359,000 |
| Ozaukee County Wisconsin | 2 | $ 1,025,000 | $ 512,000 | $ 521,000 |
| Baldwin County Alabama | 1 | $ 806,000 | $ 806,000 | $ 1,194,000 |
| Lee County Alabama | 1 | $ 712,000 | $ 712,000 | $ 212,000 |
| Mobile County Alabama | 1 | $ 550,000 | $ 550,000 | $ 114,000 |
| Tuscaloosa County Alabama | 1 | $ 1,100,000 | $ 1,100,000 | $ 1,146,000 |
| Coconino County Arizona | 1 | $ 788,000 | $ 788,000 | $ 706,000 |
| Navajo County Arizona | 1 | $ 439,000 | $ 439,000 | $ 612,000 |
| Benton County Arkansas | 1 | $ 1,208,000 | $ 1,208,000 | $ 358,000 |
| Napa County California | 1 | $ 4,000,000 | $ 4,000,000 | $ 1,419,000 |
| Nevada County California | 1 | $ 800,000 | $ 800,000 | $ 292,000 |
| Sacramento County California | 1 | $ 775,000 | $ 775,000 | $ 453,000 |
| Archuleta County Colorado | 1 | $ 900,000 | $ 900,000 | $ 325,000 |
| Broomfield County Colorado | 1 | $ 800,000 | $ 800,000 | $ 1,028,000 |
| Gunnison County Colorado | 1 | $ 940,000 | $ 940,000 | $ 374,000 |
| Larimer County Colorado | 1 | $ 456,000 | $ 456,000 | $ 411,000 |
| Montrose County Colorado | 1 | $ 505,000 | $ 505,000 | $ 590,000 |
| Routt County Colorado | 1 | $ 600,000 | $ 600,000 | $ 751,000 |
| San Miguel County Colorado | 1 | $ 1,600,000 | $ 1,600,000 | $ 756,000 |
| Weld County Colorado | 1 | $ 480,000 | $ 480,000 | $ 244,000 |
| Hartford County Connecticut | 1 | $ 622,000 | $ 622,000 | $ 205,000 |
| Middlesex County Connecticut | 1 | $ 521,000 | $ 521,000 | $ 538,000 |
| New Haven County Connecticut | 1 | $ 2,200,000 | $ 2,200,000 | $ 559,000 |
| New London County Connecticut | 1 | $ 1,525,000 | $ 1,525,000 | $ 1,048,000 |
| New Castle County Delaware | 1 | $ 805,000 | $ 805,000 | $ 211,000 |
| Gulf County Florida | 1 | $ 639,000 | $ 639,000 | $ 107,000 |
| Indian River County Florida | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,209,000 |
| Pasco County Florida | 1 | $ 1,120,000 | $ 1,120,000 | $ 451,000 |
| Polk County Florida | 1 | $ 544,000 | $ 544,000 | $ 622,000 |
| Santa Rosa County Florida | 1 | $ 1,512,000 | $ 1,512,000 | $ 1,724,000 |
| Seminole County Florida | 1 | $ 441,000 | $ 441,000 | $ 166,000 |
| St. Lucie County Florida | 1 | $ 207,000 | $ 207,000 | $ 1,118,000 |
| Sumter County Florida | 1 | $ 710,000 | $ 710,000 | $ 871,000 |
| Cherokee County Georgia | 1 | $ 1,017,000 | $ 1,017,000 | $ 524,000 |
| Coweta County Georgia | 1 | $ 608,000 | $ 608,000 | $ 529,000 |
| Forsyth County Georgia | 1 | $ 800,000 | $ 800,000 | $ 228,000 |
| Greene County Georgia | 1 | $ 1,600,000 | $ 1,600,000 | $ 669,000 |
| Lanier County Georgia | 1 | $ 1,400,000 | $ 1,400,000 | $ 620,000 |
| Muscogee County Georgia | 1 | $ 2,425,000 | $ 2,425,000 | $ 2,701,000 |
| Paulding County Georgia | 1 | $ 900,000 | $ 900,000 | $ 360,000 |
| Rabun County Georgia | 1 | $ 1,500,000 | $ 1,500,000 | $ 605,000 |
| Kauai County Hawaii | 1 | $ 520,000 | $ 520,000 | $ 262,000 |
| Bonner County Idaho | 1 | $ 521,000 | $ 521,000 | $ 293,000 |
| Kootenai County Idaho | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,000,000 |
| Tazewell County Illinois | 1 | $ 620,000 | $ 620,000 | $ 438,000 |
| Fayette County Kentucky | 1 | $ 584,000 | $ 584,000 | $ 240,000 |
| East Baton Rouge County Louisiana | 1 | $ 590,000 | $ 590,000 | $ 357,000 |
| Pointe Coupee County Louisiana | 1 | $ 1,000,000 | $ 1,000,000 | $ 352,000 |
| Hancock County Maine | 1 | $ 3,000,000 | $ 3,000,000 | $ 939,000 |
| Oxford County Maine | 1 | $ 755,000 | $ 755,000 | $ 1,442,000 |
| Waldo County Maine | 1 | $ 575,000 | $ 575,000 | $ 2,138,000 |
| Carroll County Maryland | 1 | $ 544,000 | $ 544,000 | $ 409,000 |
| Garrett County Maryland | 1 | $ 314,000 | $ 314,000 | $ 823,000 |
| Talbot County Maryland | 1 | $ 400,000 | $ 400,000 | $ 159,000 |
| Berkshire County Massachusetts | 1 | $ 1,100,000 | $ 1,100,000 | $ 233,000 |
| Allegan County Michigan | 1 | $ 780,000 | $ 780,000 | $ 373,000 |
| Antrim County Michigan | 1 | $ 900,000 | $ 900,000 | $ 481,000 |
| Ingham County Michigan | 1 | $ 489,000 | $ 489,000 | $ 163,000 |
| Lapeer County Michigan | 1 | $ 726,000 | $ 726,000 | $ 1,188,000 |
| Muskegon County Michigan | 1 | $ 752,000 | $ 752,000 | $ 223,000 |
| Oakland County Michigan | 1 | $ 500,000 | $ 500,000 | $ 238,000 |
| Ottawa County Michigan | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 469,000 | $ 469,000 | $ 248,000 |
| Wayne County Michigan | 1 | $ 500,000 | $ 500,000 | $ 1,188,000 |
| Benton County Minnesota | 1 | $ 556,000 | $ 556,000 | $ 296,000 |
| Carver County Minnesota | 1 | $ 3,200,000 | $ 3,200,000 | $ 2,290,000 |
| Dakota County Minnesota | 1 | $ 1,120,000 | $ 1,120,000 | $ 1,397,000 |
| Ramsey County Minnesota | 1 | $ 880,000 | $ 880,000 | $ 472,000 |
| Scott County Minnesota | 1 | $ 500,000 | $ 500,000 | $ 1,769,000 |
| Stearns County Minnesota | 1 | $ 600,000 | $ 600,000 | $ 633,000 |
| Lafayette County Mississippi | 1 | $ 865,000 | $ 865,000 | $ 183,000 |
| Cass County Missouri | 1 | $ 685,000 | $ 685,000 | $ 2,110,000 |
| Greene County Missouri | 1 | $ 540,000 | $ 540,000 | $ 458,000 |
| Jackson County Missouri | 1 | $ 530,000 | $ 530,000 | $ 172,000 |
| Madison County Montana | 1 | $ 3,047,000 | $ 3,047,000 | $ 1,608,000 |
| Camden County New Jersey | 1 | $ 500,000 | $ 500,000 | $ 421,000 |
| Passaic County New Jersey | 1 | $ 500,000 | $ 500,000 | $ 239,000 |
| Albany County New York | 1 | $ 985,000 | $ 985,000 | $ 286,000 |
| Chautauqua County New York | 1 | $ 795,000 | $ 795,000 | $ 1,568,000 |
| Erie County New York | 1 | $ 500,000 | $ 500,000 | $ 252,000 |
| Richmond County New York | 1 | $ 500,000 | $ 500,000 | $ 319,000 |
| Rockland County New York | 1 | $ 736,000 | $ 736,000 | $ 587,000 |
| Saratoga County New York | 1 | $ 579,000 | $ 579,000 | $ 300,000 |
| Warren County New York | 1 | $ 600,000 | $ 600,000 | $ 1,536,000 |
| Avery County North Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 99,000 |
| Buncombe County North Carolina | 1 | $ 500,000 | $ 500,000 | $ 279,000 |
| Chatham County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 133,000 |
| Currituck County North Carolina | 1 | $ 1,435,000 | $ 1,435,000 | $ 512,000 |
| Dare County North Carolina | 1 | $ 713,000 | $ 713,000 | $ 833,000 |
| Durham County North Carolina | 1 | $ 587,000 | $ 587,000 | $ 505,000 |
| Henderson County North Carolina | 1 | $ 500,000 | $ 500,000 | $ 233,000 |
| Lincoln County North Carolina | 1 | $ 712,000 | $ 712,000 | $ 254,000 |
| Moore County North Carolina | 1 | $ 880,000 | $ 880,000 | $ 245,000 |
| New Hanover County North Carolina | 1 | $ 915,000 | $ 915,000 | $ 704,000 |
| Union County North Carolina | 1 | $ 760,000 | $ 760,000 | $ 617,000 |
| Wake County North Carolina | 1 | $ 600,000 | $ 600,000 | $ 318,000 |
| Butler County Ohio | 1 | $ 582,000 | $ 582,000 | $ 266,000 |
| Lucas County Ohio | 1 | $ 500,000 | $ 500,000 | $ 204,000 |
| Montgomery County Ohio | 1 | $ 776,000 | $ 776,000 | $ 329,000 |
| Union County Ohio | 1 | $ 500,000 | $ 500,000 | $ 143,000 |
| Oklahoma County Oklahoma | 1 | $ 505,000 | $ 505,000 | $ 215,000 |
| Hood River County Oregon | 1 | $ 880,000 | $ 880,000 | $ 1,062,000 |
| Jackson County Oregon | 1 | $ 760,000 | $ 760,000 | $ 170,000 |
| Armstrong County Pennsylvania | 1 | $ 440,000 | $ 440,000 | $ 550,000 |
| Chester County Pennsylvania | 1 | $ 2,000,000 | $ 2,000,000 | $ 2,462,000 |
| Elk County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 168,000 |
| Lackawanna County Pennsylvania | 1 | $ 500,000 | $ 500,000 | $ 120,000 |
| Luzerne County Pennsylvania | 1 | $ 640,000 | $ 640,000 | $ 545,000 |
| Washington County Pennsylvania | 1 | $ 760,000 | $ 760,000 | $ 201,000 |
| York County Pennsylvania | 1 | $ 960,000 | $ 960,000 | $ 280,000 |
| Greenville County South Carolina | 1 | $ 720,000 | $ 720,000 | $ 355,000 |
| Horry County South Carolina | 1 | $ 461,000 | $ 461,000 | $ 957,000 |
| Lexington County South Carolina | 1 | $ 580,000 | $ 580,000 | $ 450,000 |
| Oconee County South Carolina | 1 | $ 1,500,000 | $ 1,500,000 | $ 506,000 |
| Pickens County South Carolina | 1 | $ 650,000 | $ 650,000 | $ 292,000 |
| Spartanburg County South Carolina | 1 | $ 762,000 | $ 762,000 | $ 217,000 |
| Franklin County Tennessee | 1 | $ 638,000 | $ 638,000 | $ 1,330,000 |
| Bell County Texas | 1 | $ 519,000 | $ 519,000 | $ 191,000 |
| El Paso County Texas | 1 | $ 210,000 | $ 210,000 | $ 882,000 |
| Gillespie County Texas | 1 | $ 950,000 | $ 950,000 | $ 225,000 |
| Grimes County Texas | 1 | $ 480,000 | $ 480,000 | $ 755,000 |
| Hidalgo County Texas | 1 | $ 1,045,000 | $ 1,045,000 | $ 846,000 |
| Nueces County Texas | 1 | $ 825,000 | $ 825,000 | $ 551,000 |
| Tarrant County Texas | 1 | $ 1,000,000 | $ 1,000,000 | $ 438,000 |
| Lamoille County Vermont | 1 | $ 559,000 | $ 559,000 | $ 638,000 |
| Albemarle County Virginia | 1 | $ 1,120,000 | $ 1,120,000 | $ 652,000 |
| Henrico County Virginia | 1 | $ 232,000 | $ 232,000 | $ 73,000 |
| Rappahannock County Virginia | 1 | $ 646,000 | $ 646,000 | $ 371,000 |
| Roanoke City County Virginia | 1 | $ 1,600,000 | $ 1,600,000 | $ 1,599,000 |
| Virginia Beach County Virginia | 1 | $ 1,885,000 | $ 1,885,000 | $ 547,000 |
| Chelan County Washington | 1 | $ 610,000 | $ 610,000 | $ 650,000 |
| Spokane County Washington | 1 | $ 646,000 | $ 646,000 | $ 337,000 |
| Milwaukee County Wisconsin | 1 | $ 582,000 | $ 582,000 | $ 211,000 |
| Sheboygan County Wisconsin | 1 | $ 500,000 | $ 500,000 | $ 828,000 |
| St. Croix County Wisconsin | 1 | $ 842,000 | $ 842,000 | $ 467,000 |
| Walworth County Wisconsin | 1 | $ 1,200,000 | $ 1,200,000 | $ 2,057,000 |
Mortgage Loan Application Detail Totals for Bny Mellon, National Association in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,258 | $1,465,097,000 | $1,164,000 | $10,000,000 | $638,000 | $8,409,000 |
| Home Purchase | 1,024 | $1,305,359,000 | $1,274,000 | $9,380,000 | $746,000 | $9,999,000 |
| Home Improvement | 177 | $165,713,000 | $936,000 | $4,250,000 | $524,000 | $2,192,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,436 | $1,653,731,000 | $1,151,000 | $10,000,000 | $643,000 | $5,985,000 |
| Not Provided | 899 | $1,132,567,000 | $1,259,000 | $10,000,000 | $737,000 | $9,999,000 |
| Asian | 70 | $84,861,000 | $1,212,000 | $5,000,000 | $662,000 | $3,748,000 |
| Black or African American | 25 | $22,895,000 | $915,000 | $2,138,000 | $476,000 | $1,250,000 |
| Hispanic | 21 | $18,667,000 | $888,000 | $2,000,000 | $490,000 | $1,290,000 |
| Not applicable | 7 | $22,608,000 | $3,229,000 | $6,650,000 | $800,000 | $4,510,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $840,000 | $840,000 | $840,000 | $212,000 | $212,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,459 | $2,936,169,000 | $1,194,000 | $10,000,000 | $675,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,877 | $2,141,955,000 | $1,141,000 | $10,000,000 | $684,000 | $9,999,000 |
| Application Withdrawn By Applicant | 217 | $269,723,000 | $1,242,000 | $10,000,000 | $705,000 | $6,000,000 |
| Application Denied By Financial Institution | 161 | $229,453,000 | $1,425,000 | $8,500,000 | $468,000 | $3,439,000 |
| Application Approved But Not Accepted | 88 | $126,224,000 | $1,434,000 | $5,000,000 | $979,000 | $8,409,000 |
| Preapproval Approved but not Accepted | 72 | $86,319,000 | $1,198,000 | $3,000,000 | $495,000 | $2,342,000 |
| Preapproval Denied by Financial Institution | 25 | $40,037,000 | $1,601,000 | $3,500,000 | $430,000 | $1,343,000 |
| File Closed For Incompleteness | 19 | $42,458,000 | $2,234,000 | $9,380,000 | $799,000 | $2,400,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 123 | $189,397,000 | $1,539,000 | $8,500,000 | $349,000 | $2,341,000 |
| Collateral | 26 | $34,515,000 | $1,327,000 | $3,000,000 | $782,000 | $3,084,000 |
| Credit History | 18 | $16,195,000 | $899,000 | $2,500,000 | $582,000 | $3,439,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $20,262,000 | $1,558,000 | $3,500,000 | $712,000 | $2,281,000 |
| Other | 3 | $5,705,000 | $1,901,000 | $4,300,000 | $489,000 | $792,000 |
| Employment History | 2 | $2,800,000 | $1,400,000 | $2,000,000 | $768,000 | $1,054,000 |
| Unverifiable Information | 1 | $616,000 | $616,000 | $616,000 | $25,000 | $25,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bny Mellon, National Association's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bny Mellon, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.