Bny Mellon, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Bny Mellon, National Association 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bny Mellon, National Association 500 Grant Street, Room 4825 Pittsburgh, PA 15258 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,114 |
| Total Mortgage Loan Application Amount | $1,393,770,000 |
| Average Mortgage Loan Application Amount | $1,416,000 |
| Highest Mortgage Loan Application Amount | $35,005,000 |
| Average Applicant Income | $710,000 |
| Highest Applicant Income | $5,917,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Bny Mellon, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bny Mellon, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Bny Mellon, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bny Mellon, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bny Mellon, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bny Mellon, National Association's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 52 | $ 80,380,000 | $ 1,545,000 | $ 786,000 |
| New York County New York | 46 | $ 117,940,000 | $ 2,563,000 | $ 1,025,000 |
| Fairfield County Connecticut | 31 | $ 40,565,000 | $ 1,308,000 | $ 766,000 |
| Maricopa County Arizona | 30 | $ 27,650,000 | $ 921,000 | $ 515,000 |
| Fulton County Georgia | 29 | $ 29,135,000 | $ 1,004,000 | $ 571,000 |
| Orange County California | 28 | $ 50,930,000 | $ 1,818,000 | $ 882,000 |
| Palm Beach County Florida | 27 | $ 36,905,000 | $ 1,366,000 | $ 1,115,000 |
| King County Washington | 27 | $ 29,575,000 | $ 1,095,000 | $ 458,000 |
| Middlesex County Massachusetts | 23 | $ 18,265,000 | $ 794,000 | $ 648,000 |
| Suffolk County Massachusetts | 21 | $ 22,575,000 | $ 1,075,000 | $ 695,000 |
| Suffolk County New York | 20 | $ 38,310,000 | $ 1,915,000 | $ 800,000 |
| Cook County Illinois | 19 | $ 20,855,000 | $ 1,097,000 | $ 752,000 |
| Barnstable County Massachusetts | 17 | $ 20,765,000 | $ 1,221,000 | $ 544,000 |
| Westchester County New York | 16 | $ 24,390,000 | $ 1,524,000 | $ 1,230,000 |
| San Diego County California | 15 | $ 20,245,000 | $ 1,349,000 | $ 578,000 |
| Collier County Florida | 15 | $ 27,055,000 | $ 1,803,000 | $ 780,000 |
| Miami-Dade County Florida | 14 | $ 18,640,000 | $ 1,331,000 | $ 530,000 |
| San Francisco County California | 13 | $ 19,045,000 | $ 1,465,000 | $ 898,000 |
| Norfolk County Massachusetts | 13 | $ 16,875,000 | $ 1,298,000 | $ 841,000 |
| Nassau County New York | 13 | $ 16,145,000 | $ 1,241,000 | $ 722,000 |
| Charleston County South Carolina | 13 | $ 8,625,000 | $ 663,000 | $ 309,000 |
| District of Columbia County District Of Columbia | 12 | $ 12,270,000 | $ 1,022,000 | $ 471,000 |
| Broward County Florida | 11 | $ 11,155,000 | $ 1,014,000 | $ 443,000 |
| Ocean County New Jersey | 11 | $ 11,565,000 | $ 1,051,000 | $ 999,000 |
| San Mateo County California | 10 | $ 12,030,000 | $ 1,203,000 | $ 412,000 |
| Kings County New York | 10 | $ 12,110,000 | $ 1,211,000 | $ 1,000,000 |
| Denver County Colorado | 9 | $ 6,575,000 | $ 730,000 | $ 282,000 |
| Montgomery County Maryland | 9 | $ 10,065,000 | $ 1,118,000 | $ 680,000 |
| Chester County Pennsylvania | 9 | $ 10,985,000 | $ 1,220,000 | $ 675,000 |
| Lee County Florida | 8 | $ 6,940,000 | $ 867,000 | $ 981,000 |
| Clackamas County Oregon | 8 | $ 7,480,000 | $ 935,000 | $ 527,000 |
| Marin County California | 7 | $ 9,135,000 | $ 1,305,000 | $ 458,000 |
| Boulder County Colorado | 7 | $ 6,995,000 | $ 999,000 | $ 518,000 |
| Allegheny County Pennsylvania | 7 | $ 5,595,000 | $ 799,000 | $ 1,341,000 |
| Contra Costa County California | 6 | $ 7,430,000 | $ 1,238,000 | $ 404,000 |
| Santa Clara County California | 6 | $ 12,380,000 | $ 2,063,000 | $ 1,141,000 |
| Honolulu County Hawaii | 6 | $ 9,350,000 | $ 1,558,000 | $ 1,167,000 |
| Plymouth County Massachusetts | 6 | $ 4,800,000 | $ 800,000 | $ 401,000 |
| Clark County Nevada | 6 | $ 7,760,000 | $ 1,293,000 | $ 685,000 |
| Multnomah County Oregon | 6 | $ 5,760,000 | $ 960,000 | $ 959,000 |
| Dallas County Texas | 6 | $ 8,520,000 | $ 1,420,000 | $ 647,000 |
| Harris County Texas | 6 | $ 8,420,000 | $ 1,403,000 | $ 895,000 |
| Summit County Utah | 6 | $ 8,000,000 | $ 1,333,000 | $ 676,000 |
| Alameda County California | 5 | $ 4,475,000 | $ 895,000 | $ 419,000 |
| Santa Barbara County California | 5 | $ 8,745,000 | $ 1,749,000 | $ 804,000 |
| Pitkin County Colorado | 5 | $ 22,275,000 | $ 4,455,000 | $ 2,481,000 |
| Manatee County Florida | 5 | $ 3,715,000 | $ 743,000 | $ 574,000 |
| Essex County Massachusetts | 5 | $ 5,125,000 | $ 1,025,000 | $ 500,000 |
| Washoe County Nevada | 5 | $ 5,345,000 | $ 1,069,000 | $ 784,000 |
| Bergen County New Jersey | 5 | $ 3,455,000 | $ 691,000 | $ 400,000 |
| Cape May County New Jersey | 5 | $ 6,495,000 | $ 1,299,000 | $ 506,000 |
| Monmouth County New Jersey | 5 | $ 7,715,000 | $ 1,543,000 | $ 890,000 |
| Newport County Rhode Island | 5 | $ 10,905,000 | $ 2,181,000 | $ 465,000 |
| Travis County Texas | 5 | $ 15,175,000 | $ 3,035,000 | $ 657,000 |
| Yavapai County Arizona | 4 | $ 5,960,000 | $ 1,490,000 | $ 680,000 |
| Riverside County California | 4 | $ 2,940,000 | $ 735,000 | $ 316,000 |
| Arapahoe County Colorado | 4 | $ 4,110,000 | $ 1,027,000 | $ 428,000 |
| Eagle County Colorado | 4 | $ 9,280,000 | $ 2,320,000 | $ 1,652,000 |
| Monroe County Florida | 4 | $ 5,580,000 | $ 1,395,000 | $ 1,438,000 |
| Cobb County Georgia | 4 | $ 2,720,000 | $ 680,000 | $ 927,000 |
| Glynn County Georgia | 4 | $ 7,150,000 | $ 1,787,000 | $ 1,362,000 |
| Nantucket County Massachusetts | 4 | $ 5,150,000 | $ 1,287,000 | $ 588,000 |
| Oakland County Michigan | 4 | $ 3,350,000 | $ 837,000 | $ 653,000 |
| Hennepin County Minnesota | 4 | $ 5,860,000 | $ 1,465,000 | $ 658,000 |
| Essex County New Jersey | 4 | $ 3,550,000 | $ 887,000 | $ 838,000 |
| Queens County New York | 4 | $ 2,640,000 | $ 660,000 | $ 434,000 |
| Mecklenburg County North Carolina | 4 | $ 2,870,000 | $ 717,000 | $ 224,000 |
| Delaware County Pennsylvania | 4 | $ 2,980,000 | $ 745,000 | $ 474,000 |
| Galveston County Texas | 4 | $ 2,380,000 | $ 595,000 | $ 697,000 |
| Arlington County Virginia | 4 | $ 3,610,000 | $ 902,000 | $ 545,000 |
| Fairfax County Virginia | 4 | $ 10,650,000 | $ 2,662,000 | $ 653,000 |
| Anchorage County Alaska | 3 | $ 1,725,000 | $ 575,000 | $ 715,000 |
| Pima County Arizona | 3 | $ 1,865,000 | $ 621,000 | $ 403,000 |
| Monterey County California | 3 | $ 2,825,000 | $ 941,000 | $ 378,000 |
| Sonoma County California | 3 | $ 2,265,000 | $ 755,000 | $ 342,000 |
| Ventura County California | 3 | $ 2,055,000 | $ 685,000 | $ 687,000 |
| Jefferson County Colorado | 3 | $ 2,815,000 | $ 938,000 | $ 566,000 |
| Larimer County Colorado | 3 | $ 2,035,000 | $ 678,000 | $ 254,000 |
| Summit County Colorado | 3 | $ 2,495,000 | $ 831,000 | $ 392,000 |
| Hartford County Connecticut | 3 | $ 1,615,000 | $ 538,000 | $ 445,000 |
| Litchfield County Connecticut | 3 | $ 2,595,000 | $ 865,000 | $ 978,000 |
| Hillsborough County Florida | 3 | $ 3,445,000 | $ 1,148,000 | $ 758,000 |
| Orange County Florida | 3 | $ 1,655,000 | $ 551,000 | $ 627,000 |
| Sarasota County Florida | 3 | $ 1,765,000 | $ 588,000 | $ 412,000 |
| Walton County Florida | 3 | $ 5,985,000 | $ 1,995,000 | $ 330,000 |
| Greene County Georgia | 3 | $ 5,065,000 | $ 1,688,000 | $ 691,000 |
| Lake County Illinois | 3 | $ 1,615,000 | $ 538,000 | $ 376,000 |
| Berkshire County Massachusetts | 3 | $ 2,145,000 | $ 715,000 | $ 747,000 |
| St. Louis County Missouri | 3 | $ 1,745,000 | $ 581,000 | $ 282,000 |
| Morris County New Jersey | 3 | $ 2,215,000 | $ 738,000 | $ 408,000 |
| Union County New Jersey | 3 | $ 1,555,000 | $ 518,000 | $ 297,000 |
| Cuyahoga County Ohio | 3 | $ 5,065,000 | $ 1,688,000 | $ 806,000 |
| Washington County Oregon | 3 | $ 2,255,000 | $ 751,000 | $ 341,000 |
| Philadelphia County Pennsylvania | 3 | $ 2,665,000 | $ 888,000 | $ 307,000 |
| Westmoreland County Pennsylvania | 3 | $ 2,785,000 | $ 928,000 | $ 548,000 |
| Washington County Rhode Island | 3 | $ 3,375,000 | $ 1,125,000 | $ 839,000 |
| Davidson County Tennessee | 3 | $ 2,015,000 | $ 671,000 | $ 408,000 |
| Kitsap County Washington | 3 | $ 1,715,000 | $ 571,000 | $ 214,000 |
| Pierce County Washington | 3 | $ 2,995,000 | $ 998,000 | $ 385,000 |
| Snohomish County Washington | 3 | $ 2,655,000 | $ 885,000 | $ 557,000 |
| Waukesha County Wisconsin | 3 | $ 1,675,000 | $ 558,000 | $ 357,000 |
| Teton County Wyoming | 3 | $ 3,765,000 | $ 1,255,000 | $ 471,000 |
| Coconino County Arizona | 2 | $ 810,000 | $ 405,000 | $ 615,000 |
| Placer County California | 2 | $ 1,440,000 | $ 720,000 | $ 279,000 |
| Douglas County Colorado | 2 | $ 1,540,000 | $ 770,000 | $ 413,000 |
| Grand County Colorado | 2 | $ 1,090,000 | $ 545,000 | $ 337,000 |
| Sussex County Delaware | 2 | $ 3,650,000 | $ 1,825,000 | $ 1,473,000 |
| Indian River County Florida | 2 | $ 4,280,000 | $ 2,140,000 | $ 979,000 |
| Okaloosa County Florida | 2 | $ 2,620,000 | $ 1,310,000 | $ 512,000 |
| Rabun County Georgia | 2 | $ 1,060,000 | $ 530,000 | $ 338,000 |
| Maui County Hawaii | 2 | $ 7,300,000 | $ 3,650,000 | $ 998,000 |
| DuPage County Illinois | 2 | $ 2,910,000 | $ 1,455,000 | $ 491,000 |
| Cumberland County Maine | 2 | $ 2,860,000 | $ 1,430,000 | $ 396,000 |
| Hancock County Maine | 2 | $ 3,490,000 | $ 1,745,000 | $ 1,244,000 |
| Knox County Maine | 2 | $ 1,100,000 | $ 550,000 | $ 389,000 |
| York County Maine | 2 | $ 1,160,000 | $ 580,000 | $ 231,000 |
| Worcester County Maryland | 2 | $ 1,060,000 | $ 530,000 | $ 866,000 |
| Dukes County Massachusetts | 2 | $ 2,040,000 | $ 1,020,000 | $ 409,000 |
| Worcester County Massachusetts | 2 | $ 1,560,000 | $ 780,000 | $ 208,000 |
| Ramsey County Minnesota | 2 | $ 1,310,000 | $ 655,000 | $ 379,000 |
| Gallatin County Montana | 2 | $ 1,070,000 | $ 535,000 | $ 174,000 |
| Madison County Montana | 2 | $ 6,110,000 | $ 3,055,000 | $ 1,153,000 |
| Carroll County New Hampshire | 2 | $ 2,430,000 | $ 1,215,000 | $ 0 |
| Somerset County New Jersey | 2 | $ 4,570,000 | $ 2,285,000 | $ 750,000 |
| Dutchess County New York | 2 | $ 4,510,000 | $ 2,255,000 | $ 5,323,000 |
| Jackson County North Carolina | 2 | $ 3,350,000 | $ 1,675,000 | $ 946,000 |
| New Hanover County North Carolina | 2 | $ 2,410,000 | $ 1,205,000 | $ 1,085,000 |
| Wayne County Ohio | 2 | $ 570,000 | $ 285,000 | $ 220,000 |
| Deschutes County Oregon | 2 | $ 1,810,000 | $ 905,000 | $ 578,000 |
| Centre County Pennsylvania | 2 | $ 1,390,000 | $ 695,000 | $ 571,000 |
| Montgomery County Pennsylvania | 2 | $ 1,550,000 | $ 775,000 | $ 510,000 |
| Providence County Rhode Island | 2 | $ 1,030,000 | $ 515,000 | $ 569,000 |
| Beaufort County South Carolina | 2 | $ 1,280,000 | $ 640,000 | $ 304,000 |
| Williamson County Tennessee | 2 | $ 2,270,000 | $ 1,135,000 | $ 604,000 |
| Bexar County Texas | 2 | $ 3,540,000 | $ 1,770,000 | $ 865,000 |
| Tarrant County Texas | 2 | $ 3,380,000 | $ 1,690,000 | $ 2,358,000 |
| Wasatch County Utah | 2 | $ 1,480,000 | $ 740,000 | $ 1,139,000 |
| Lamoille County Vermont | 2 | $ 1,300,000 | $ 650,000 | $ 596,000 |
| Albemarle County Virginia | 2 | $ 2,740,000 | $ 1,370,000 | $ 493,000 |
| Washington County Wisconsin | 2 | $ 1,810,000 | $ 905,000 | $ 296,000 |
| Lee County Alabama | 1 | $ 185,000 | $ 185,000 | $ 299,000 |
| Benton County Arkansas | 1 | $ 365,000 | $ 365,000 | $ 802,000 |
| Fresno County California | 1 | $ 555,000 | $ 555,000 | $ 207,000 |
| Nevada County California | 1 | $ 905,000 | $ 905,000 | $ 2,507,000 |
| Sacramento County California | 1 | $ 1,155,000 | $ 1,155,000 | $ 516,000 |
| San Bernardino County California | 1 | $ 605,000 | $ 605,000 | $ 263,000 |
| San Joaquin County California | 1 | $ 415,000 | $ 415,000 | $ 404,000 |
| Adams County Colorado | 1 | $ 795,000 | $ 795,000 | $ 859,000 |
| Broomfield County Colorado | 1 | $ 565,000 | $ 565,000 | $ 147,000 |
| El Paso County Colorado | 1 | $ 665,000 | $ 665,000 | $ 257,000 |
| La Plata County Colorado | 1 | $ 505,000 | $ 505,000 | $ 150,000 |
| Routt County Colorado | 1 | $ 1,155,000 | $ 1,155,000 | $ 318,000 |
| San Miguel County Colorado | 1 | $ 1,755,000 | $ 1,755,000 | $ 400,000 |
| Teller County Colorado | 1 | $ 505,000 | $ 505,000 | $ 400,000 |
| Tolland County Connecticut | 1 | $ 1,125,000 | $ 1,125,000 | $ 1,387,000 |
| New Castle County Delaware | 1 | $ 595,000 | $ 595,000 | $ 165,000 |
| Brevard County Florida | 1 | $ 185,000 | $ 185,000 | $ 936,000 |
| Charlotte County Florida | 1 | $ 2,005,000 | $ 2,005,000 | $ 2,160,000 |
| Escambia County Florida | 1 | $ 565,000 | $ 565,000 | $ 940,000 |
| Martin County Florida | 1 | $ 3,005,000 | $ 3,005,000 | $ 687,000 |
| Nassau County Florida | 1 | $ 785,000 | $ 785,000 | $ 459,000 |
| Pinellas County Florida | 1 | $ 505,000 | $ 505,000 | $ 245,000 |
| St. Johns County Florida | 1 | $ 705,000 | $ 705,000 | $ 373,000 |
| St. Lucie County Florida | 1 | $ 505,000 | $ 505,000 | $ 508,000 |
| Sumter County Florida | 1 | $ 305,000 | $ 305,000 | $ 190,000 |
| Volusia County Florida | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Chattooga County Georgia | 1 | $ 2,605,000 | $ 2,605,000 | $ 2,119,000 |
| Dawson County Georgia | 1 | $ 605,000 | $ 605,000 | $ 346,000 |
| DeKalb County Georgia | 1 | $ 685,000 | $ 685,000 | $ 190,000 |
| Forsyth County Georgia | 1 | $ 1,005,000 | $ 1,005,000 | $ 653,000 |
| Hall County Georgia | 1 | $ 505,000 | $ 505,000 | $ 600,000 |
| Hawaii County Hawaii | 1 | $ 345,000 | $ 345,000 | $ 110,000 |
| Kauai County Hawaii | 1 | $ 4,845,000 | $ 4,845,000 | $ 0 |
| Ada County Idaho | 1 | $ 505,000 | $ 505,000 | $ 240,000 |
| Blaine County Idaho | 1 | $ 525,000 | $ 525,000 | $ 274,000 |
| Bonner County Idaho | 1 | $ 865,000 | $ 865,000 | $ 295,000 |
| Hamilton County Indiana | 1 | $ 855,000 | $ 855,000 | $ 316,000 |
| Marion County Indiana | 1 | $ 655,000 | $ 655,000 | $ 450,000 |
| Porter County Indiana | 1 | $ 725,000 | $ 725,000 | $ 173,000 |
| Polk County Iowa | 1 | $ 555,000 | $ 555,000 | $ 350,000 |
| Lincoln County Maine | 1 | $ 1,005,000 | $ 1,005,000 | $ 245,000 |
| Anne Arundel County Maryland | 1 | $ 1,005,000 | $ 1,005,000 | $ 711,000 |
| Garrett County Maryland | 1 | $ 1,135,000 | $ 1,135,000 | $ 612,000 |
| St. Mary's County Maryland | 1 | $ 1,005,000 | $ 1,005,000 | $ 604,000 |
| Berrien County Michigan | 1 | $ 905,000 | $ 905,000 | $ 1,376,000 |
| Grand Traverse County Michigan | 1 | $ 355,000 | $ 355,000 | $ 174,000 |
| Marquette County Michigan | 1 | $ 705,000 | $ 705,000 | $ 280,000 |
| Ottawa County Michigan | 1 | $ 995,000 | $ 995,000 | $ 575,000 |
| Missoula County Montana | 1 | $ 905,000 | $ 905,000 | $ 263,000 |
| Belknap County New Hampshire | 1 | $ 1,005,000 | $ 1,005,000 | $ 834,000 |
| Rockingham County New Hampshire | 1 | $ 1,005,000 | $ 1,005,000 | $ 602,000 |
| Sullivan County New Hampshire | 1 | $ 3,505,000 | $ 3,505,000 | $ 1,074,000 |
| Hudson County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 685,000 | $ 685,000 | $ 345,000 |
| Passaic County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 151,000 |
| Mora County New Mexico | 1 | $ 2,285,000 | $ 2,285,000 | $ 5,496,000 |
| Taos County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 175,000 |
| Chautauqua County New York | 1 | $ 505,000 | $ 505,000 | $ 208,000 |
| Columbia County New York | 1 | $ 505,000 | $ 505,000 | $ 346,000 |
| Erie County New York | 1 | $ 555,000 | $ 555,000 | $ 440,000 |
| Essex County New York | 1 | $ 405,000 | $ 405,000 | $ 607,000 |
| Madison County New York | 1 | $ 575,000 | $ 575,000 | $ 699,000 |
| Avery County North Carolina | 1 | $ 755,000 | $ 755,000 | $ 735,000 |
| Buncombe County North Carolina | 1 | $ 665,000 | $ 665,000 | $ 759,000 |
| Durham County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 670,000 |
| Guilford County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 234,000 |
| Henderson County North Carolina | 1 | $ 555,000 | $ 555,000 | $ 301,000 |
| Iredell County North Carolina | 1 | $ 575,000 | $ 575,000 | $ 287,000 |
| Macon County North Carolina | 1 | $ 1,955,000 | $ 1,955,000 | $ 1,098,000 |
| Orange County North Carolina | 1 | $ 845,000 | $ 845,000 | $ 840,000 |
| Wake County North Carolina | 1 | $ 695,000 | $ 695,000 | $ 665,000 |
| Delaware County Ohio | 1 | $ 945,000 | $ 945,000 | $ 523,000 |
| Franklin County Ohio | 1 | $ 1,005,000 | $ 1,005,000 | $ 78,000 |
| Geauga County Ohio | 1 | $ 535,000 | $ 535,000 | $ 265,000 |
| Hamilton County Ohio | 1 | $ 1,055,000 | $ 1,055,000 | $ 731,000 |
| Stark County Ohio | 1 | $ 505,000 | $ 505,000 | $ 520,000 |
| Carter County Oklahoma | 1 | $ 955,000 | $ 955,000 | $ 879,000 |
| Oklahoma County Oklahoma | 1 | $ 1,505,000 | $ 1,505,000 | $ 454,000 |
| Rogers County Oklahoma | 1 | $ 755,000 | $ 755,000 | $ 508,000 |
| Benton County Oregon | 1 | $ 485,000 | $ 485,000 | $ 234,000 |
| Lane County Oregon | 1 | $ 545,000 | $ 545,000 | $ 589,000 |
| Bucks County Pennsylvania | 1 | $ 505,000 | $ 505,000 | $ 243,000 |
| Elk County Pennsylvania | 1 | $ 425,000 | $ 425,000 | $ 305,000 |
| Northampton County Pennsylvania | 1 | $ 1,105,000 | $ 1,105,000 | $ 384,000 |
| Berkeley County South Carolina | 1 | $ 1,145,000 | $ 1,145,000 | $ 382,000 |
| Richland County South Carolina | 1 | $ 695,000 | $ 695,000 | $ 403,000 |
| Shelby County Tennessee | 1 | $ 605,000 | $ 605,000 | $ 258,000 |
| Sumner County Tennessee | 1 | $ 625,000 | $ 625,000 | $ 230,000 |
| Brazoria County Texas | 1 | $ 725,000 | $ 725,000 | $ 311,000 |
| Comal County Texas | 1 | $ 1,055,000 | $ 1,055,000 | $ 285,000 |
| Denton County Texas | 1 | $ 775,000 | $ 775,000 | $ 2,000,000 |
| Fort Bend County Texas | 1 | $ 595,000 | $ 595,000 | $ 101,000 |
| Henderson County Texas | 1 | $ 615,000 | $ 615,000 | $ 128,000 |
| Lampasas County Texas | 1 | $ 705,000 | $ 705,000 | $ 488,000 |
| McLennan County Texas | 1 | $ 325,000 | $ 325,000 | $ 647,000 |
| Montgomery County Texas | 1 | $ 505,000 | $ 505,000 | $ 337,000 |
| Williamson County Texas | 1 | $ 655,000 | $ 655,000 | $ 189,000 |
| Chittenden County Vermont | 1 | $ 755,000 | $ 755,000 | $ 454,000 |
| Windham County Vermont | 1 | $ 695,000 | $ 695,000 | $ 617,000 |
| Windsor County Vermont | 1 | $ 1,655,000 | $ 1,655,000 | $ 1,405,000 |
| Alexandria County Virginia | 1 | $ 645,000 | $ 645,000 | $ 203,000 |
| Falls Church County Virginia | 1 | $ 1,325,000 | $ 1,325,000 | $ 284,000 |
| Lexington County Virginia | 1 | $ 575,000 | $ 575,000 | $ 445,000 |
| Loudoun County Virginia | 1 | $ 605,000 | $ 605,000 | $ 295,000 |
| Rockingham County Virginia | 1 | $ 205,000 | $ 205,000 | $ 186,000 |
| Virginia Beach County Virginia | 1 | $ 655,000 | $ 655,000 | $ 1,341,000 |
| Washington County Virginia | 1 | $ 1,065,000 | $ 1,065,000 | $ 297,000 |
| Pend Oreille County Washington | 1 | $ 1,075,000 | $ 1,075,000 | $ 504,000 |
| Ozaukee County Wisconsin | 1 | $ 465,000 | $ 465,000 | $ 265,000 |
| Vilas County Wisconsin | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Walworth County Wisconsin | 1 | $ 605,000 | $ 605,000 | $ 745,000 |
Mortgage Loan Application Detail Totals for Bny Mellon, National Association in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 610 | $733,890,000 | $1,203,000 | $6,955,000 | $682,000 | $5,917,000 |
| Refinancing | 287 | $382,185,000 | $1,331,000 | $35,005,000 | $687,000 | $4,148,000 |
| Other Purpose | 203 | $251,185,000 | $1,237,000 | $20,005,000 | $707,000 | $5,563,000 |
| Home Improvement | 14 | $26,510,000 | $1,893,000 | $10,005,000 | $764,000 | $2,100,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 769 | $898,515,000 | $1,168,000 | $6,955,000 | $675,000 | $5,917,000 |
| Not Provided | 258 | $306,290,000 | $1,187,000 | $10,005,000 | $743,000 | $4,148,000 |
| Not applicable | 42 | $134,110,000 | $3,193,000 | $35,005,000 | $0 | $0 |
| Asian | 22 | $30,810,000 | $1,400,000 | $5,505,000 | $676,000 | $2,869,000 |
| Black or African American | 12 | $10,400,000 | $866,000 | $1,365,000 | $600,000 | $2,176,000 |
| Hispanic | 10 | $13,100,000 | $1,310,000 | $3,005,000 | $478,000 | $847,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,114 | $1,393,770,000 | $1,251,000 | $35,005,000 | $689,000 | $5,917,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 849 | $996,465,000 | $1,173,000 | $35,005,000 | $674,000 | $5,917,000 |
| Application Denied By Financial Institution | 76 | $141,150,000 | $1,857,000 | $20,005,000 | $570,000 | $2,406,000 |
| Application Withdrawn By Applicant | 75 | $107,005,000 | $1,426,000 | $6,505,000 | $935,000 | $5,496,000 |
| Preapproval Approved but not Accepted | 44 | $57,150,000 | $1,298,000 | $6,425,000 | $563,000 | $2,293,000 |
| Application Approved But Not Accepted | 44 | $55,200,000 | $1,254,000 | $4,815,000 | $903,000 | $4,148,000 |
| Preapproval Denied by Financial Institution | 17 | $21,725,000 | $1,277,000 | $5,825,000 | $455,000 | $1,994,000 |
| File Closed For Incompleteness | 9 | $15,075,000 | $1,675,000 | $3,505,000 | $1,033,000 | $2,296,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,021 | $1,230,895,000 | $1,205,000 | $35,005,000 | $702,000 | $5,917,000 |
| Debt-To-Income Ratio | 53 | $90,915,000 | $1,715,000 | $10,005,000 | $384,000 | $1,560,000 |
| Credit History | 18 | $16,070,000 | $892,000 | $1,955,000 | $611,000 | $1,994,000 |
| Collateral | 8 | $34,410,000 | $4,301,000 | $20,005,000 | $870,000 | $2,376,000 |
| Other | 7 | $6,255,000 | $893,000 | $1,475,000 | $1,099,000 | $2,406,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $14,980,000 | $2,496,000 | $5,505,000 | $796,000 | $1,325,000 |
| Unverifiable Information | 1 | $245,000 | $245,000 | $245,000 | $6,000 | $6,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bny Mellon, National Association's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bny Mellon, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.