BNY Mellon, N.A. Mortgage Lending & HMDA Data, 2018
In 2018, BNY Mellon, N.A. of Boston, MA reported 1,114 mortgage applications totaling $1.4 billion, down 43% from 2017. The average application was for $1,251,140, and applicants reported an average income of $688,874. 76% of its applications resulted in an originated loan and 7% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (99), Los Angeles-Long Beach-Glendale, CA (52) and Boston, MA (40) (applications in parentheses).
| Mortgage Company & Address | BNY Mellon, N.A. Boston, MA 02108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,114 |
| Total Mortgage Loan Application Amount | $1,393,770,000 |
| Average Mortgage Loan Application Amount | $1,251,140 |
| Highest Mortgage Loan Application Amount | $35,005,000 |
| Average Applicant Income | $688,874 |
| Highest Applicant Income | $5,917,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BNY Mellon, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 99 | $ 180,625,000 | $ 1,824,494 | $ 989,575 |
| Outside any metro area | 89 | $ 123,375,000 | $ 1,386,235 | $ 860,932 |
| Los Angeles-Long Beach-Glendale, CA | 52 | $ 80,380,000 | $ 1,545,769 | $ 786,000 |
| Boston, MA | 40 | $ 44,250,000 | $ 1,106,250 | $ 698,000 |
| Atlanta-Sandy Springs-Roswell, GA | 36 | $ 34,150,000 | $ 948,611 | $ 596,000 |
| Nassau County-Suffolk County, NY | 33 | $ 54,455,000 | $ 1,650,151 | $ 768,000 |
| Bridgeport-Stamford-Norwalk, CT | 31 | $ 40,565,000 | $ 1,308,548 | $ 766,000 |
| Phoenix-Mesa-Scottsdale, AZ | 30 | $ 27,650,000 | $ 921,666 | $ 515,000 |
| Seattle-Bellevue-Everett, WA | 30 | $ 32,230,000 | $ 1,074,333 | $ 468,000 |
| Anaheim-Santa Ana-Irvine, CA | 28 | $ 50,930,000 | $ 1,818,928 | $ 882,000 |
| Cambridge-Newton-Framingham, MA | 28 | $ 23,390,000 | $ 835,357 | $ 622,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 27 | $ 36,905,000 | $ 1,366,851 | $ 1,115,000 |
| San Francisco-Redwood City-South San Francisco, CA | 23 | $ 31,075,000 | $ 1,351,086 | $ 687,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 23 | $ 29,105,000 | $ 1,265,434 | $ 487,739 |
| Chicago-Naperville-Arlington Heights, IL | 21 | $ 23,765,000 | $ 1,131,666 | $ 726,000 |
| Denver-Aurora-Lakewood, CO | 20 | $ 16,400,000 | $ 820,000 | $ 389,000 |
| Barnstable Town, MA | 17 | $ 20,765,000 | $ 1,221,470 | $ 544,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 17 | $ 15,495,000 | $ 911,470 | $ 647,000 |
| Naples-Immokalee-Marco Island, FL | 15 | $ 27,055,000 | $ 1,803,666 | $ 780,000 |
| San Diego-Carlsbad, CA | 15 | $ 20,245,000 | $ 1,349,666 | $ 578,000 |
| Charleston-North Charleston, SC | 14 | $ 9,770,000 | $ 697,857 | $ 315,000 |
| Miami-Miami Beach-Kendall, FL | 14 | $ 18,640,000 | $ 1,331,428 | $ 530,000 |
| Houston-The Woodlands-Sugar Land, TX | 13 | $ 12,625,000 | $ 971,153 | $ 684,000 |
| Montgomery County-Bucks County-Chester County, PA | 12 | $ 13,040,000 | $ 1,086,666 | $ 611,000 |
| Newark, NJ-PA | 12 | $ 11,890,000 | $ 990,833 | $ 565,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 11 | $ 11,155,000 | $ 1,014,090 | $ 443,000 |
| Oakland-Hayward-Berkeley, CA | 11 | $ 11,905,000 | $ 1,082,272 | $ 411,000 |
| Pittsburgh, PA | 10 | $ 8,380,000 | $ 838,000 | $ 1,103,000 |
| Providence-Warwick, RI-MA | 10 | $ 15,310,000 | $ 1,531,000 | $ 613,000 |
| Silver Spring-Frederick-Rockville, MD | 9 | $ 10,065,000 | $ 1,118,333 | $ 680,000 |
| Cape Coral-Fort Myers, FL | 8 | $ 6,940,000 | $ 867,500 | $ 981,000 |
| North Port-Sarasota-Bradenton, FL | 8 | $ 5,480,000 | $ 685,000 | $ 513,000 |
| Boulder, CO | 7 | $ 6,995,000 | $ 999,285 | $ 518,000 |
| Dallas-Plano-Irving, TX | 7 | $ 9,295,000 | $ 1,327,857 | $ 840,000 |
| Philadelphia, PA | 7 | $ 5,645,000 | $ 806,428 | $ 402,000 |
| San Rafael, CA | 7 | $ 9,135,000 | $ 1,305,000 | $ 458,000 |
| Austin-Round Rock, TX | 6 | $ 15,830,000 | $ 2,638,333 | $ 579,000 |
| Las Vegas-Henderson-Paradise, NV | 6 | $ 7,760,000 | $ 1,293,333 | $ 685,000 |
| Milwaukee-Waukesha-West Allis, WI | 6 | $ 3,950,000 | $ 658,333 | $ 321,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 6 | $ 7,170,000 | $ 1,195,000 | $ 565,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 6 | $ 4,910,000 | $ 818,333 | $ 443,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 6 | $ 12,380,000 | $ 2,063,333 | $ 1,141,000 |
| Urban Honolulu, HI | 6 | $ 9,350,000 | $ 1,558,333 | $ 1,167,000 |
| Charlotte-Concord-Gastonia, NC-SC | 5 | $ 3,445,000 | $ 689,000 | $ 236,000 |
| Crestview-Fort Walton Beach-Destin, FL | 5 | $ 8,605,000 | $ 1,721,000 | $ 403,000 |
| Ocean City, NJ | 5 | $ 6,495,000 | $ 1,299,000 | $ 506,000 |
| Reno, NV | 5 | $ 5,345,000 | $ 1,069,000 | $ 784,000 |
| Riverside-San Bernardino-Ontario, CA | 5 | $ 3,545,000 | $ 709,000 | $ 306,000 |
| Santa Maria-Santa Barbara, CA | 5 | $ 8,745,000 | $ 1,749,000 | $ 804,000 |
| Brunswick, GA | 4 | $ 7,150,000 | $ 1,787,500 | $ 1,362,000 |
| Cleveland-Elyria, OH | 4 | $ 5,600,000 | $ 1,400,000 | $ 670,000 |
| Hartford-West Hartford-East Hartford, CT | 4 | $ 2,740,000 | $ 685,000 | $ 680,000 |
| Portland-South Portland, ME | 4 | $ 4,020,000 | $ 1,005,000 | $ 313,000 |
| Prescott, AZ | 4 | $ 5,960,000 | $ 1,490,000 | $ 680,000 |
| Salisbury, MD-DE | 4 | $ 4,710,000 | $ 1,177,500 | $ 1,169,500 |
| Tampa-St. Petersburg-Clearwater, FL | 4 | $ 3,950,000 | $ 987,500 | $ 629,000 |
| Warren-Troy-Farmington Hills, MI | 4 | $ 3,350,000 | $ 837,500 | $ 653,000 |
| Anchorage, AK | 3 | $ 1,725,000 | $ 575,000 | $ 715,000 |
| Bremerton-Silverdale, WA | 3 | $ 1,715,000 | $ 571,666 | $ 214,000 |
| Fort Collins, CO | 3 | $ 2,035,000 | $ 678,333 | $ 254,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 1,615,000 | $ 538,333 | $ 376,000 |
| Orlando-Kissimmee-Sanford, FL | 3 | $ 1,655,000 | $ 551,666 | $ 627,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 2,055,000 | $ 685,000 | $ 687,000 |
| Pittsfield, MA | 3 | $ 2,145,000 | $ 715,000 | $ 747,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 3 | $ 2,595,000 | $ 865,000 | $ 397,000 |
| Salinas, CA | 3 | $ 2,825,000 | $ 941,666 | $ 378,000 |
| San Antonio-New Braunfels, TX | 3 | $ 4,595,000 | $ 1,531,666 | $ 672,000 |
| Santa Rosa, CA | 3 | $ 2,265,000 | $ 755,000 | $ 342,000 |
| St. Louis, MO-IL | 3 | $ 1,745,000 | $ 581,666 | $ 282,000 |
| Tacoma-Lakewood, WA | 3 | $ 2,995,000 | $ 998,333 | $ 385,000 |
| Tucson, AZ | 3 | $ 1,865,000 | $ 621,666 | $ 403,000 |
| Asheville, NC | 2 | $ 1,220,000 | $ 610,000 | $ 530,000 |
| Bend-Redmond, OR | 2 | $ 1,810,000 | $ 905,000 | $ 578,000 |
| Charlottesville, VA | 2 | $ 2,740,000 | $ 1,370,000 | $ 493,000 |
| Colorado Springs, CO | 2 | $ 1,170,000 | $ 585,000 | $ 328,000 |
| Columbus, OH | 2 | $ 1,950,000 | $ 975,000 | $ 300,000 |
| Durham-Chapel Hill, NC | 2 | $ 1,170,000 | $ 585,000 | $ 755,000 |
| Dutchess County-Putnam County, NY | 2 | $ 4,510,000 | $ 2,255,000 | $ 5,323,000 |
| Flagstaff, AZ | 2 | $ 810,000 | $ 405,000 | $ 615,000 |
| Fort Worth-Arlington, TX | 2 | $ 3,380,000 | $ 1,690,000 | $ 2,358,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 1,280,000 | $ 640,000 | $ 304,000 |
| Indianapolis-Carmel-Anderson, IN | 2 | $ 1,510,000 | $ 755,000 | $ 383,000 |
| Jacksonville, FL | 2 | $ 1,490,000 | $ 745,000 | $ 416,000 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 7,300,000 | $ 3,650,000 | $ 998,000 |
| Port St. Lucie, FL | 2 | $ 3,510,000 | $ 1,755,000 | $ 597,000 |
| Sebastian-Vero Beach, FL | 2 | $ 4,280,000 | $ 2,140,000 | $ 979,000 |
| State College, PA | 2 | $ 1,390,000 | $ 695,000 | $ 571,000 |
| Wilmington, NC | 2 | $ 2,410,000 | $ 1,205,000 | $ 1,085,000 |
| Worcester, MA-CT | 2 | $ 1,560,000 | $ 780,000 | $ 208,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 1,105,000 | $ 1,105,000 | $ 384,000 |
| Auburn-Opelika, AL | 1 | $ 185,000 | $ 185,000 | $ 299,000 |
| Baltimore-Columbia-Towson, MD | 1 | $ 1,005,000 | $ 1,005,000 | $ 711,000 |
| Boise City, ID | 1 | $ 505,000 | $ 505,000 | $ 240,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 555,000 | $ 555,000 | $ 440,000 |
| Burlington-South Burlington, VT | 1 | $ 755,000 | $ 755,000 | $ 454,000 |
| California-Lexington Park, MD | 1 | $ 1,005,000 | $ 1,005,000 | $ 604,000 |
| Canton-Massillon, OH | 1 | $ 505,000 | $ 505,000 | $ 520,000 |
| Cincinnati, OH-KY-IN | 1 | $ 1,055,000 | $ 1,055,000 | $ 731,000 |
| Columbia, SC | 1 | $ 695,000 | $ 695,000 | $ 403,000 |
| Corvallis, OR | 1 | $ 485,000 | $ 485,000 | $ 234,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Des Moines-West Des Moines, IA | 1 | $ 555,000 | $ 555,000 | $ 350,000 |
| Eugene, OR | 1 | $ 545,000 | $ 545,000 | $ 589,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 365,000 | $ 365,000 | $ 802,000 |
| Fresno, CA | 1 | $ 555,000 | $ 555,000 | $ 207,000 |
| Gainesville, GA | 1 | $ 505,000 | $ 505,000 | $ 600,000 |
| Gary, IN | 1 | $ 725,000 | $ 725,000 | $ 173,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 995,000 | $ 995,000 | $ 575,000 |
| Greensboro-High Point, NC | 1 | $ 505,000 | $ 505,000 | $ 234,000 |
| Harrisonburg, VA | 1 | $ 205,000 | $ 205,000 | $ 186,000 |
| Killeen-Temple, TX | 1 | $ 705,000 | $ 705,000 | $ 488,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 1,065,000 | $ 1,065,000 | $ 297,000 |
| Memphis, TN-MS-AR | 1 | $ 605,000 | $ 605,000 | $ 258,000 |
| Missoula, MT | 1 | $ 905,000 | $ 905,000 | $ 263,000 |
| Niles-Benton Harbor, MI | 1 | $ 905,000 | $ 905,000 | $ 1,376,000 |
| Oklahoma City, OK | 1 | $ 1,505,000 | $ 1,505,000 | $ 454,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 185,000 | $ 185,000 | $ 936,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 565,000 | $ 565,000 | $ 940,000 |
| Punta Gorda, FL | 1 | $ 2,005,000 | $ 2,005,000 | $ 2,160,000 |
| Raleigh, NC | 1 | $ 695,000 | $ 695,000 | $ 665,000 |
| Rockingham County-Strafford County, NH | 1 | $ 1,005,000 | $ 1,005,000 | $ 602,000 |
| Spokane-Spokane Valley, WA | 1 | $ 1,075,000 | $ 1,075,000 | $ 504,000 |
| Stockton-Lodi, CA | 1 | $ 415,000 | $ 415,000 | $ 404,000 |
| Syracuse, NY | 1 | $ 575,000 | $ 575,000 | $ 699,000 |
| The Villages, FL | 1 | $ 305,000 | $ 305,000 | $ 190,000 |
| Trenton, NJ | 1 | $ 685,000 | $ 685,000 | $ 345,000 |
| Tulsa, OK | 1 | $ 755,000 | $ 755,000 | $ 508,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 655,000 | $ 655,000 | $ 1,341,000 |
| Waco, TX | 1 | $ 325,000 | $ 325,000 | $ 647,000 |
| Wilmington, DE-MD-NJ | 1 | $ 595,000 | $ 595,000 | $ 165,000 |
Mortgage Loan Application Detail Totals for BNY Mellon, N.A. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 610 | $733,890,000 | $1,203,000 | $6,955,000 | $682,000 | $5,917,000 |
| Refinancing | 287 | $382,185,000 | $1,331,000 | $35,005,000 | $687,000 | $4,148,000 |
| Other Purpose | 203 | $251,185,000 | $1,237,000 | $20,005,000 | $707,000 | $5,563,000 |
| Home Improvement | 14 | $26,510,000 | $1,893,000 | $10,005,000 | $764,000 | $2,100,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 769 | $898,515,000 | $1,168,000 | $6,955,000 | $675,000 | $5,917,000 |
| Not Provided | 258 | $306,290,000 | $1,187,000 | $10,005,000 | $743,000 | $4,148,000 |
| Not applicable | 42 | $134,110,000 | $3,193,000 | $35,005,000 | $0 | $0 |
| Asian | 22 | $30,810,000 | $1,400,000 | $5,505,000 | $676,000 | $2,869,000 |
| Black or African American | 12 | $10,400,000 | $866,000 | $1,365,000 | $600,000 | $2,176,000 |
| Hispanic | 10 | $13,100,000 | $1,310,000 | $3,005,000 | $478,000 | $847,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,114 | $1,393,770,000 | $1,251,000 | $35,005,000 | $689,000 | $5,917,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 849 | $996,465,000 | $1,173,000 | $35,005,000 | $674,000 | $5,917,000 |
| Application Denied By Financial Institution | 76 | $141,150,000 | $1,857,000 | $20,005,000 | $570,000 | $2,406,000 |
| Application Withdrawn By Applicant | 75 | $107,005,000 | $1,426,000 | $6,505,000 | $935,000 | $5,496,000 |
| Preapproval Approved but not Accepted | 44 | $57,150,000 | $1,298,000 | $6,425,000 | $563,000 | $2,293,000 |
| Application Approved But Not Accepted | 44 | $55,200,000 | $1,254,000 | $4,815,000 | $903,000 | $4,148,000 |
| Preapproval Denied by Financial Institution | 17 | $21,725,000 | $1,277,000 | $5,825,000 | $455,000 | $1,994,000 |
| File Closed For Incompleteness | 9 | $15,075,000 | $1,675,000 | $3,505,000 | $1,033,000 | $2,296,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,021 | $1,230,895,000 | $1,205,000 | $35,005,000 | $702,000 | $5,917,000 |
| Debt-To-Income Ratio | 53 | $90,915,000 | $1,715,000 | $10,005,000 | $384,000 | $1,560,000 |
| Credit History | 18 | $16,070,000 | $892,000 | $1,955,000 | $611,000 | $1,994,000 |
| Collateral | 8 | $34,410,000 | $4,301,000 | $20,005,000 | $870,000 | $2,376,000 |
| Other | 7 | $6,255,000 | $893,000 | $1,475,000 | $1,099,000 | $2,406,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $14,980,000 | $2,496,000 | $5,505,000 | $796,000 | $1,325,000 |
| Unverifiable Information | 1 | $245,000 | $245,000 | $245,000 | $6,000 | $6,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into BNY Mellon, N.A.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess BNY Mellon, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About