BNY Mellon, N.A. Mortgage Lending & HMDA Data, 2021
In 2021, BNY Mellon, N.A. of Boston, MA reported 1,947 mortgage applications totaling $2.9 billion, up 48% from 2020. The average application was for $1,487,398, and applicants reported an average income of $765,392. 80% of its applications resulted in an originated loan and 6% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (145), Los Angeles-Long Beach-Glendale, CA (92) and Boston, MA (67) (applications in parentheses).
| Mortgage Company & Address | BNY Mellon, N.A. Boston, MA 02108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,947 |
| Total Mortgage Loan Application Amount | $2,895,965,000 |
| Average Mortgage Loan Application Amount | $1,487,398 |
| Highest Mortgage Loan Application Amount | $12,005,000 |
| Average Applicant Income | $765,392 |
| Highest Applicant Income | $7,980,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BNY Mellon, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 92 | $ 191,340,000 | $ 2,079,782 | $ 883,000 |
| New York, New York | 82 | $ 170,130,000 | $ 2,074,756 | $ 856,000 |
| Palm Beach, Florida | 62 | $ 121,780,000 | $ 1,964,193 | $ 1,004,000 |
| Fairfield, Connecticut | 44 | $ 61,930,000 | $ 1,407,500 | $ 695,000 |
| Orange, California | 41 | $ 59,255,000 | $ 1,445,243 | $ 815,000 |
| Cook, Illinois | 41 | $ 46,985,000 | $ 1,145,975 | $ 695,000 |
| Suffolk, New York | 40 | $ 83,710,000 | $ 2,092,750 | $ 1,151,000 |
| Maricopa, Arizona | 39 | $ 52,795,000 | $ 1,353,717 | $ 857,000 |
| Miami-Dade, Florida | 35 | $ 67,005,000 | $ 1,914,428 | $ 1,099,000 |
| Fulton, Georgia | 34 | $ 52,020,000 | $ 1,530,000 | $ 676,000 |
| Middlesex, Massachusetts | 34 | $ 35,660,000 | $ 1,048,823 | $ 387,000 |
| King, Washington | 29 | $ 46,845,000 | $ 1,615,344 | $ 589,000 |
| Collier, Florida | 28 | $ 49,280,000 | $ 1,760,000 | $ 949,000 |
| Suffolk, Massachusetts | 28 | $ 26,420,000 | $ 943,571 | $ 626,000 |
| San Mateo, California | 26 | $ 54,380,000 | $ 2,091,538 | $ 1,154,000 |
| Westchester, New York | 26 | $ 36,730,000 | $ 1,412,692 | $ 522,000 |
| Norfolk, Massachusetts | 25 | $ 35,035,000 | $ 1,401,400 | $ 888,000 |
| San Francisco, California | 24 | $ 48,350,000 | $ 2,014,583 | $ 1,136,000 |
| Santa Clara, California | 24 | $ 57,920,000 | $ 2,413,333 | $ 929,000 |
| Travis, Texas | 24 | $ 54,260,000 | $ 2,260,833 | $ 971,000 |
| Dallas, Texas | 23 | $ 40,865,000 | $ 1,776,739 | $ 823,000 |
| San Diego, California | 22 | $ 38,550,000 | $ 1,752,272 | $ 662,000 |
| Charleston, South Carolina | 21 | $ 31,215,000 | $ 1,486,428 | $ 1,201,000 |
| Harris, Texas | 20 | $ 27,840,000 | $ 1,392,000 | $ 772,000 |
| Marin, California | 18 | $ 29,630,000 | $ 1,646,111 | $ 676,000 |
| Santa Barbara, California | 18 | $ 44,480,000 | $ 2,471,111 | $ 919,000 |
| Sonoma, California | 18 | $ 19,340,000 | $ 1,074,444 | $ 498,000 |
| Boulder, Colorado | 18 | $ 23,400,000 | $ 1,300,000 | $ 933,000 |
| Barnstable, Massachusetts | 16 | $ 20,270,000 | $ 1,266,875 | $ 961,000 |
| Montgomery, Maryland | 15 | $ 19,945,000 | $ 1,329,666 | $ 854,000 |
| Alameda, California | 14 | $ 18,870,000 | $ 1,347,857 | $ 530,000 |
| District of Columbia, District Of Columbia | 14 | $ 14,480,000 | $ 1,034,285 | $ 458,000 |
| Essex, Massachusetts | 14 | $ 11,440,000 | $ 817,142 | $ 448,000 |
| Plymouth, Massachusetts | 14 | $ 12,610,000 | $ 900,714 | $ 587,000 |
| Kings, New York | 14 | $ 17,270,000 | $ 1,233,571 | $ 746,000 |
| Nassau, New York | 14 | $ 17,530,000 | $ 1,252,142 | $ 778,000 |
| Pinellas, Florida | 13 | $ 19,105,000 | $ 1,469,615 | $ 920,000 |
| Summit, Utah | 13 | $ 19,155,000 | $ 1,473,461 | $ 1,097,000 |
| Contra Costa, California | 12 | $ 14,890,000 | $ 1,240,833 | $ 645,000 |
| Lee, Florida | 12 | $ 17,240,000 | $ 1,436,666 | $ 517,000 |
| Morris, New Jersey | 12 | $ 13,450,000 | $ 1,120,833 | $ 778,000 |
| Ocean, New Jersey | 12 | $ 16,750,000 | $ 1,395,833 | $ 945,000 |
| Chester, Pennsylvania | 12 | $ 11,440,000 | $ 953,333 | $ 514,000 |
| Clark, Nevada | 11 | $ 10,665,000 | $ 969,545 | $ 562,000 |
| Newport, Rhode Island | 10 | $ 16,300,000 | $ 1,630,000 | $ 973,000 |
| Hillsborough, Florida | 9 | $ 12,825,000 | $ 1,425,000 | $ 643,000 |
| Hudson, New Jersey | 9 | $ 10,735,000 | $ 1,192,777 | $ 1,378,000 |
| Monmouth, New Jersey | 9 | $ 10,555,000 | $ 1,172,777 | $ 568,000 |
| Teton, Wyoming | 9 | $ 22,285,000 | $ 2,476,111 | $ 1,065,000 |
| Riverside, California | 8 | $ 7,520,000 | $ 940,000 | $ 327,000 |
| Summit, Colorado | 8 | $ 11,640,000 | $ 1,455,000 | $ 705,000 |
| Broward, Florida | 8 | $ 12,310,000 | $ 1,538,750 | $ 1,156,000 |
| DeKalb, Georgia | 8 | $ 8,270,000 | $ 1,033,750 | $ 495,000 |
| Nantucket, Massachusetts | 8 | $ 12,030,000 | $ 1,503,750 | $ 702,000 |
| Washoe, Nevada | 8 | $ 29,170,000 | $ 3,646,250 | $ 2,413,000 |
| Bergen, New Jersey | 8 | $ 9,820,000 | $ 1,227,500 | $ 482,000 |
| Cape May, New Jersey | 8 | $ 15,010,000 | $ 1,876,250 | $ 875,000 |
| Allegheny, Pennsylvania | 8 | $ 8,980,000 | $ 1,122,500 | $ 599,000 |
| Fairfax, Virginia | 8 | $ 16,340,000 | $ 2,042,500 | $ 941,000 |
| Pitkin, Colorado | 7 | $ 18,285,000 | $ 2,612,142 | $ 1,554,000 |
| Sarasota, Florida | 7 | $ 7,235,000 | $ 1,033,571 | $ 563,000 |
| Philadelphia, Pennsylvania | 7 | $ 5,435,000 | $ 776,428 | $ 448,000 |
| Beaufort, South Carolina | 7 | $ 11,585,000 | $ 1,655,000 | $ 970,000 |
| Davidson, Tennessee | 7 | $ 4,005,000 | $ 572,142 | $ 328,000 |
| Denton, Texas | 7 | $ 12,205,000 | $ 1,743,571 | $ 487,000 |
| Monterey, California | 6 | $ 13,570,000 | $ 2,261,666 | $ 945,000 |
| Placer, California | 6 | $ 16,740,000 | $ 2,790,000 | $ 1,233,000 |
| Denver, Colorado | 6 | $ 5,050,000 | $ 841,666 | $ 441,000 |
| Manatee, Florida | 6 | $ 7,540,000 | $ 1,256,666 | $ 612,000 |
| Maui, Hawaii | 6 | $ 5,360,000 | $ 893,333 | $ 542,000 |
| Lake, Illinois | 6 | $ 9,880,000 | $ 1,646,666 | $ 614,000 |
| Cumberland, Maine | 6 | $ 4,470,000 | $ 745,000 | $ 461,000 |
| Essex, New Jersey | 6 | $ 5,800,000 | $ 966,666 | $ 515,000 |
| Buncombe, North Carolina | 6 | $ 7,760,000 | $ 1,293,333 | $ 332,000 |
| Deschutes, Oregon | 6 | $ 8,000,000 | $ 1,333,333 | $ 573,000 |
| Multnomah, Oregon | 6 | $ 6,240,000 | $ 1,040,000 | $ 333,000 |
| Pima, Arizona | 5 | $ 3,815,000 | $ 763,000 | $ 496,000 |
| Arapahoe, Colorado | 5 | $ 4,665,000 | $ 933,000 | $ 432,000 |
| Indian River, Florida | 5 | $ 7,055,000 | $ 1,411,000 | $ 728,000 |
| St. Johns, Florida | 5 | $ 9,425,000 | $ 1,885,000 | $ 805,000 |
| Honolulu, Hawaii | 5 | $ 6,875,000 | $ 1,375,000 | $ 372,000 |
| Baltimore, Maryland | 5 | $ 6,235,000 | $ 1,247,000 | $ 1,230,000 |
| Oakland, Michigan | 5 | $ 4,515,000 | $ 903,000 | $ 920,000 |
| Columbia, New York | 5 | $ 6,245,000 | $ 1,249,000 | $ 840,000 |
| Jackson, North Carolina | 5 | $ 5,515,000 | $ 1,103,000 | $ 405,000 |
| Mecklenburg, North Carolina | 5 | $ 8,705,000 | $ 1,741,000 | $ 1,212,000 |
| Delaware, Pennsylvania | 5 | $ 4,615,000 | $ 923,000 | $ 592,000 |
| Montgomery, Pennsylvania | 5 | $ 8,135,000 | $ 1,627,000 | $ 743,000 |
| Washington, Rhode Island | 5 | $ 5,285,000 | $ 1,057,000 | $ 415,000 |
| Salt Lake, Utah | 5 | $ 8,915,000 | $ 1,783,000 | $ 1,623,000 |
| Richmond City, Virginia | 5 | $ 5,365,000 | $ 1,073,000 | $ 866,000 |
| Jefferson, Alabama | 4 | $ 2,960,000 | $ 740,000 | $ 469,000 |
| Jefferson, Colorado | 4 | $ 2,750,000 | $ 687,500 | $ 335,000 |
| Monroe, Florida | 4 | $ 5,470,000 | $ 1,367,500 | $ 341,000 |
| Orange, Florida | 4 | $ 5,440,000 | $ 1,360,000 | $ 598,000 |
| Walton, Florida | 4 | $ 7,380,000 | $ 1,845,000 | $ 476,000 |
| Hawaii, Hawaii | 4 | $ 23,420,000 | $ 5,855,000 | $ 1,606,000 |
| Dukes, Massachusetts | 4 | $ 9,700,000 | $ 2,425,000 | $ 638,000 |
| Worcester, Massachusetts | 4 | $ 4,610,000 | $ 1,152,500 | $ 683,000 |
| Hennepin, Minnesota | 4 | $ 5,040,000 | $ 1,260,000 | $ 1,323,000 |
| Santa Fe, New Mexico | 4 | $ 2,970,000 | $ 742,500 | $ 505,000 |
| Wake, North Carolina | 4 | $ 4,570,000 | $ 1,142,500 | $ 387,000 |
| Clackamas, Oregon | 4 | $ 6,950,000 | $ 1,737,500 | $ 441,000 |
| Tarrant, Texas | 4 | $ 4,340,000 | $ 1,085,000 | $ 455,000 |
| Wasatch, Utah | 4 | $ 10,550,000 | $ 2,637,500 | $ 1,342,000 |
| Lamoille, Vermont | 4 | $ 3,080,000 | $ 770,000 | $ 935,000 |
| Albemarle, Virginia | 4 | $ 5,410,000 | $ 1,352,500 | $ 490,000 |
| Pierce, Washington | 4 | $ 4,850,000 | $ 1,212,500 | $ 749,000 |
| Sacramento, California | 3 | $ 3,115,000 | $ 1,038,333 | $ 410,000 |
| Ventura, California | 3 | $ 7,615,000 | $ 2,538,333 | $ 993,000 |
| Douglas, Colorado | 3 | $ 2,315,000 | $ 771,666 | $ 588,000 |
| Eagle, Colorado | 3 | $ 7,055,000 | $ 2,351,666 | $ 498,000 |
| La Plata, Colorado | 3 | $ 2,105,000 | $ 701,666 | $ 824,000 |
| Routt, Colorado | 3 | $ 3,105,000 | $ 1,035,000 | $ 568,000 |
| San Miguel, Colorado | 3 | $ 6,545,000 | $ 2,181,666 | $ 752,000 |
| Litchfield, Connecticut | 3 | $ 2,735,000 | $ 911,666 | $ 565,000 |
| Middlesex, Connecticut | 3 | $ 2,525,000 | $ 841,666 | $ 588,000 |
| Sussex, Delaware | 3 | $ 3,035,000 | $ 1,011,666 | $ 440,000 |
| Duval, Florida | 3 | $ 2,125,000 | $ 708,333 | $ 740,000 |
| Marion, Florida | 3 | $ 3,575,000 | $ 1,191,666 | $ 495,000 |
| Martin, Florida | 3 | $ 3,325,000 | $ 1,108,333 | $ 337,000 |
| Nassau, Florida | 3 | $ 4,115,000 | $ 1,371,666 | $ 775,000 |
| Cobb, Georgia | 3 | $ 3,605,000 | $ 1,201,666 | $ 658,000 |
| Blaine, Idaho | 3 | $ 3,525,000 | $ 1,175,000 | $ 653,000 |
| Bonner, Idaho | 3 | $ 2,865,000 | $ 955,000 | $ 321,000 |
| Sedgwick, Kansas | 3 | $ 2,905,000 | $ 968,333 | $ 652,000 |
| Emmet, Michigan | 3 | $ 4,105,000 | $ 1,368,333 | $ 658,000 |
| Hillsborough, New Hampshire | 3 | $ 3,955,000 | $ 1,318,333 | $ 521,000 |
| Rockingham, New Hampshire | 3 | $ 2,265,000 | $ 755,000 | $ 364,000 |
| Orange, North Carolina | 3 | $ 3,515,000 | $ 1,171,666 | $ 568,000 |
| Tulsa, Oklahoma | 3 | $ 3,995,000 | $ 1,331,666 | $ 482,000 |
| Lane, Oregon | 3 | $ 3,195,000 | $ 1,065,000 | $ 912,000 |
| Bucks, Pennsylvania | 3 | $ 4,885,000 | $ 1,628,333 | $ 419,000 |
| Kent, Rhode Island | 3 | $ 1,745,000 | $ 581,666 | $ 759,000 |
| Berkeley, South Carolina | 3 | $ 4,465,000 | $ 1,488,333 | $ 421,000 |
| Pickens, South Carolina | 3 | $ 5,455,000 | $ 1,818,333 | $ 586,000 |
| Blount, Tennessee | 3 | $ 3,455,000 | $ 1,151,666 | $ 612,000 |
| Williamson, Tennessee | 3 | $ 3,595,000 | $ 1,198,333 | $ 548,000 |
| Bexar, Texas | 3 | $ 3,745,000 | $ 1,248,333 | $ 705,000 |
| Collin, Texas | 3 | $ 2,895,000 | $ 965,000 | $ 532,000 |
| Alexandria, Virginia | 3 | $ 2,665,000 | $ 888,333 | $ 846,000 |
| Dane, Wisconsin | 3 | $ 2,595,000 | $ 865,000 | $ 317,000 |
| Elmore, Alabama | 2 | $ 2,180,000 | $ 1,090,000 | $ 1,590,000 |
| Yavapai, Arizona | 2 | $ 4,280,000 | $ 2,140,000 | $ 1,368,000 |
| El Dorado, California | 2 | $ 1,360,000 | $ 680,000 | $ 3,752,000 |
| Mendocino, California | 2 | $ 1,330,000 | $ 665,000 | $ 722,000 |
| Napa, California | 2 | $ 4,870,000 | $ 2,435,000 | $ 821,000 |
| San Bernardino, California | 2 | $ 2,420,000 | $ 1,210,000 | $ 298,000 |
| Santa Cruz, California | 2 | $ 2,300,000 | $ 1,150,000 | $ 438,000 |
| Grand, Colorado | 2 | $ 1,710,000 | $ 855,000 | $ 388,000 |
| Larimer, Colorado | 2 | $ 3,640,000 | $ 1,820,000 | $ 1,526,000 |
| New Haven, Connecticut | 2 | $ 1,510,000 | $ 755,000 | $ 98,000 |
| Brevard, Florida | 2 | $ 840,000 | $ 420,000 | $ 355,000 |
| St. Lucie, Florida | 2 | $ 1,540,000 | $ 770,000 | $ 317,000 |
| Chatham, Georgia | 2 | $ 1,490,000 | $ 745,000 | $ 521,000 |
| Cherokee, Georgia | 2 | $ 1,140,000 | $ 570,000 | $ 262,000 |
| Glynn, Georgia | 2 | $ 4,220,000 | $ 2,110,000 | $ 1,196,000 |
| Houston, Georgia | 2 | $ 660,000 | $ 330,000 | $ 138,000 |
| Rabun, Georgia | 2 | $ 1,950,000 | $ 975,000 | $ 515,000 |
| Kauai, Hawaii | 2 | $ 5,510,000 | $ 2,755,000 | $ 1,330,000 |
| Ada, Idaho | 2 | $ 1,640,000 | $ 820,000 | $ 717,000 |
| Kootenai, Idaho | 2 | $ 3,260,000 | $ 1,630,000 | $ 3,725,000 |
| DuPage, Illinois | 2 | $ 2,500,000 | $ 1,250,000 | $ 729,000 |
| Hamilton, Indiana | 2 | $ 2,010,000 | $ 1,005,000 | $ 493,000 |
| Johnson, Kansas | 2 | $ 4,900,000 | $ 2,450,000 | $ 666,000 |
| Jefferson, Kentucky | 2 | $ 1,210,000 | $ 605,000 | $ 533,000 |
| Hancock, Maine | 2 | $ 3,010,000 | $ 1,505,000 | $ 1,665,000 |
| Lincoln, Maine | 2 | $ 1,510,000 | $ 755,000 | $ 247,000 |
| Bristol, Massachusetts | 2 | $ 1,510,000 | $ 755,000 | $ 231,000 |
| Leelanau, Michigan | 2 | $ 1,370,000 | $ 685,000 | $ 369,000 |
| Flathead, Montana | 2 | $ 5,880,000 | $ 2,940,000 | $ 656,000 |
| Gallatin, Montana | 2 | $ 1,510,000 | $ 755,000 | $ 296,000 |
| Carroll, New Hampshire | 2 | $ 3,910,000 | $ 1,955,000 | $ 196,000 |
| Grafton, New Hampshire | 2 | $ 2,470,000 | $ 1,235,000 | $ 458,000 |
| Dutchess, New York | 2 | $ 1,120,000 | $ 560,000 | $ 276,000 |
| Rockland, New York | 2 | $ 950,000 | $ 475,000 | $ 288,000 |
| Carteret, North Carolina | 2 | $ 2,530,000 | $ 1,265,000 | $ 1,036,000 |
| Haywood, North Carolina | 2 | $ 1,340,000 | $ 670,000 | $ 556,000 |
| Macon, North Carolina | 2 | $ 1,370,000 | $ 685,000 | $ 415,000 |
| Transylvania, North Carolina | 2 | $ 980,000 | $ 490,000 | $ 343,000 |
| Grand Forks, North Dakota | 2 | $ 430,000 | $ 215,000 | $ 835,000 |
| Cuyahoga, Ohio | 2 | $ 900,000 | $ 450,000 | $ 431,000 |
| Delaware, Ohio | 2 | $ 1,020,000 | $ 510,000 | $ 218,000 |
| Hamilton, Ohio | 2 | $ 3,110,000 | $ 1,555,000 | $ 1,101,000 |
| Rogers, Oklahoma | 2 | $ 1,940,000 | $ 970,000 | $ 426,000 |
| Jackson, Oregon | 2 | $ 1,960,000 | $ 980,000 | $ 350,000 |
| Lancaster, Pennsylvania | 2 | $ 1,840,000 | $ 920,000 | $ 787,000 |
| Providence, Rhode Island | 2 | $ 1,090,000 | $ 545,000 | $ 185,000 |
| Georgetown, South Carolina | 2 | $ 2,730,000 | $ 1,365,000 | $ 309,000 |
| Horry, South Carolina | 2 | $ 2,260,000 | $ 1,130,000 | $ 417,000 |
| Campbell, Tennessee | 2 | $ 1,510,000 | $ 755,000 | $ 485,000 |
| Hamilton, Tennessee | 2 | $ 1,780,000 | $ 890,000 | $ 339,000 |
| Galveston, Texas | 2 | $ 1,640,000 | $ 820,000 | $ 670,000 |
| Grayson, Texas | 2 | $ 1,070,000 | $ 535,000 | $ 200,000 |
| Montgomery, Texas | 2 | $ 1,460,000 | $ 730,000 | $ 297,000 |
| Williamson, Texas | 2 | $ 1,810,000 | $ 905,000 | $ 542,000 |
| Bennington, Vermont | 2 | $ 2,920,000 | $ 1,460,000 | $ 841,000 |
| Windsor, Vermont | 2 | $ 990,000 | $ 495,000 | $ 559,000 |
| Arlington, Virginia | 2 | $ 3,170,000 | $ 1,585,000 | $ 473,000 |
| Goochland, Virginia | 2 | $ 2,760,000 | $ 1,380,000 | $ 474,000 |
| Loudoun, Virginia | 2 | $ 1,270,000 | $ 635,000 | $ 953,000 |
| Spotsylvania, Virginia | 2 | $ 2,330,000 | $ 1,165,000 | $ 868,000 |
| Chelan, Washington | 2 | $ 1,230,000 | $ 615,000 | $ 311,000 |
| Kittitas, Washington | 2 | $ 3,790,000 | $ 1,895,000 | $ 1,081,000 |
| Snohomish, Washington | 2 | $ 1,230,000 | $ 615,000 | $ 732,000 |
| Whatcom, Washington | 2 | $ 1,470,000 | $ 735,000 | $ 281,000 |
| Brown, Wisconsin | 2 | $ 1,350,000 | $ 675,000 | $ 688,000 |
| Green Lake, Wisconsin | 2 | $ 1,910,000 | $ 955,000 | $ 789,000 |
| Lee, Alabama | 1 | $ 785,000 | $ 785,000 | $ 870,000 |
| Coconino, Arizona | 1 | $ 1,505,000 | $ 1,505,000 | $ 572,000 |
| Pinal, Arizona | 1 | $ 485,000 | $ 485,000 | $ 168,000 |
| Alpine, California | 1 | $ 375,000 | $ 375,000 | $ 385,000 |
| Calaveras, California | 1 | $ 505,000 | $ 505,000 | $ 276,000 |
| Madera, California | 1 | $ 1,705,000 | $ 1,705,000 | $ 1,212,000 |
| San Luis Obispo, California | 1 | $ 1,875,000 | $ 1,875,000 | $ 762,000 |
| El Paso, Colorado | 1 | $ 835,000 | $ 835,000 | $ 470,000 |
| Garfield, Colorado | 1 | $ 3,435,000 | $ 3,435,000 | $ 676,000 |
| Gunnison, Colorado | 1 | $ 825,000 | $ 825,000 | $ 538,000 |
| Ouray, Colorado | 1 | $ 835,000 | $ 835,000 | $ 268,000 |
| Park, Colorado | 1 | $ 285,000 | $ 285,000 | $ 74,000 |
| Weld, Colorado | 1 | $ 745,000 | $ 745,000 | $ 394,000 |
| New London, Connecticut | 1 | $ 1,605,000 | $ 1,605,000 | $ 2,070,000 |
| Clay, Florida | 1 | $ 715,000 | $ 715,000 | $ 530,000 |
| Escambia, Florida | 1 | $ 2,105,000 | $ 2,105,000 | $ 1,159,000 |
| Flagler, Florida | 1 | $ 875,000 | $ 875,000 | $ 781,000 |
| Lake, Florida | 1 | $ 675,000 | $ 675,000 | $ 359,000 |
| Leon, Florida | 1 | $ 595,000 | $ 595,000 | $ 120,000 |
| Okaloosa, Florida | 1 | $ 1,205,000 | $ 1,205,000 | $ 393,000 |
| Clarke, Georgia | 1 | $ 635,000 | $ 635,000 | $ 149,000 |
| Coweta, Georgia | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Dade, Georgia | 1 | $ 1,005,000 | $ 1,005,000 | $ 797,000 |
| Greene, Georgia | 1 | $ 1,355,000 | $ 1,355,000 | $ 379,000 |
| Gwinnett, Georgia | 1 | $ 1,175,000 | $ 1,175,000 | $ 300,000 |
| Hall, Georgia | 1 | $ 1,715,000 | $ 1,715,000 | $ 717,000 |
| Walker, Georgia | 1 | $ 1,005,000 | $ 1,005,000 | $ 447,000 |
| Bonneville, Idaho | 1 | $ 905,000 | $ 905,000 | $ 745,000 |
| Boundary, Idaho | 1 | $ 505,000 | $ 505,000 | $ 318,000 |
| Kane, Illinois | 1 | $ 835,000 | $ 835,000 | $ 1,324,000 |
| Kosciusko, Indiana | 1 | $ 1,655,000 | $ 1,655,000 | $ 640,000 |
| Lake, Indiana | 1 | $ 875,000 | $ 875,000 | $ 587,000 |
| Marion, Indiana | 1 | $ 715,000 | $ 715,000 | $ 374,000 |
| Douglas, Kansas | 1 | $ 1,465,000 | $ 1,465,000 | $ 249,000 |
| Orleans, Louisiana | 1 | $ 675,000 | $ 675,000 | $ 519,000 |
| Pointe Coupee, Louisiana | 1 | $ 435,000 | $ 435,000 | $ 248,000 |
| Franklin, Maine | 1 | $ 485,000 | $ 485,000 | $ 193,000 |
| York, Maine | 1 | $ 945,000 | $ 945,000 | $ 828,000 |
| Anne Arundel, Maryland | 1 | $ 3,695,000 | $ 3,695,000 | $ 2,381,000 |
| Baltimore City, Maryland | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,295,000 |
| Frederick, Maryland | 1 | $ 555,000 | $ 555,000 | $ 202,000 |
| Talbot, Maryland | 1 | $ 905,000 | $ 905,000 | $ 359,000 |
| Hampden, Massachusetts | 1 | $ 395,000 | $ 395,000 | $ 218,000 |
| Barry, Michigan | 1 | $ 955,000 | $ 955,000 | $ 481,000 |
| Cass, Michigan | 1 | $ 885,000 | $ 885,000 | $ 1,335,000 |
| Mason, Michigan | 1 | $ 425,000 | $ 425,000 | $ 331,000 |
| Washtenaw, Michigan | 1 | $ 1,205,000 | $ 1,205,000 | $ 131,000 |
| Wayne, Michigan | 1 | $ 565,000 | $ 565,000 | $ 646,000 |
| Crow Wing, Minnesota | 1 | $ 835,000 | $ 835,000 | $ 247,000 |
| Scott, Minnesota | 1 | $ 505,000 | $ 505,000 | $ 1,609,000 |
| Forrest, Mississippi | 1 | $ 1,315,000 | $ 1,315,000 | $ 374,000 |
| Boone, Missouri | 1 | $ 755,000 | $ 755,000 | $ 1,200,000 |
| Jackson, Missouri | 1 | $ 705,000 | $ 705,000 | $ 576,000 |
| Lewis and Clark, Montana | 1 | $ 485,000 | $ 485,000 | $ 457,000 |
| Lincoln, Montana | 1 | $ 1,875,000 | $ 1,875,000 | $ 691,000 |
| Madison, Montana | 1 | $ 5,005,000 | $ 5,005,000 | $ 2,273,000 |
| Douglas, Nebraska | 1 | $ 555,000 | $ 555,000 | $ 226,000 |
| Belknap, New Hampshire | 1 | $ 1,205,000 | $ 1,205,000 | $ 3,528,000 |
| Cheshire, New Hampshire | 1 | $ 835,000 | $ 835,000 | $ 530,000 |
| Merrimack, New Hampshire | 1 | $ 2,005,000 | $ 2,005,000 | $ 1,771,000 |
| Strafford, New Hampshire | 1 | $ 735,000 | $ 735,000 | $ 201,000 |
| Atlantic, New Jersey | 1 | $ 1,005,000 | $ 1,005,000 | $ 461,000 |
| Burlington, New Jersey | 1 | $ 1,325,000 | $ 1,325,000 | $ 365,000 |
| Mercer, New Jersey | 1 | $ 4,005,000 | $ 4,005,000 | $ 7,980,000 |
| Somerset, New Jersey | 1 | $ 755,000 | $ 755,000 | $ 252,000 |
| Sussex, New Jersey | 1 | $ 1,205,000 | $ 1,205,000 | $ 1,307,000 |
| Albany, New York | 1 | $ 975,000 | $ 975,000 | $ 1,550,000 |
| Bronx, New York | 1 | $ 1,785,000 | $ 1,785,000 | $ 355,000 |
| Chautauqua, New York | 1 | $ 565,000 | $ 565,000 | $ 336,000 |
| Delaware, New York | 1 | $ 485,000 | $ 485,000 | $ 365,000 |
| Erie, New York | 1 | $ 715,000 | $ 715,000 | $ 464,000 |
| Essex, New York | 1 | $ 1,125,000 | $ 1,125,000 | $ 1,508,000 |
| Monroe, New York | 1 | $ 465,000 | $ 465,000 | $ 694,000 |
| Putnam, New York | 1 | $ 1,005,000 | $ 1,005,000 | $ 434,000 |
| Queens, New York | 1 | $ 645,000 | $ 645,000 | $ 263,000 |
| Richmond, New York | 1 | $ 2,005,000 | $ 2,005,000 | $ 328,000 |
| St. Lawrence, New York | 1 | $ 605,000 | $ 605,000 | $ 343,000 |
| Ulster, New York | 1 | $ 585,000 | $ 585,000 | $ 930,000 |
| Alamance, North Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 204,000 |
| Avery, North Carolina | 1 | $ 1,425,000 | $ 1,425,000 | $ 484,000 |
| Brunswick, North Carolina | 1 | $ 505,000 | $ 505,000 | $ 100,000 |
| Burke, North Carolina | 1 | $ 655,000 | $ 655,000 | $ 547,000 |
| Dare, North Carolina | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Durham, North Carolina | 1 | $ 1,325,000 | $ 1,325,000 | $ 382,000 |
| Guilford, North Carolina | 1 | $ 325,000 | $ 325,000 | $ 159,000 |
| Iredell, North Carolina | 1 | $ 2,325,000 | $ 2,325,000 | $ 2,159,000 |
| Moore, North Carolina | 1 | $ 995,000 | $ 995,000 | $ 397,000 |
| New Hanover, North Carolina | 1 | $ 1,205,000 | $ 1,205,000 | $ 547,000 |
| Pender, North Carolina | 1 | $ 705,000 | $ 705,000 | $ 435,000 |
| Pitt, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 696,000 |
| Union, North Carolina | 1 | $ 1,355,000 | $ 1,355,000 | $ 741,000 |
| Watauga, North Carolina | 1 | $ 465,000 | $ 465,000 | $ 299,000 |
| Oklahoma, Oklahoma | 1 | $ 1,505,000 | $ 1,505,000 | $ 589,000 |
| Klamath, Oregon | 1 | $ 1,005,000 | $ 1,005,000 | $ 132,000 |
| Centre, Pennsylvania | 1 | $ 1,305,000 | $ 1,305,000 | $ 506,000 |
| Dauphin, Pennsylvania | 1 | $ 705,000 | $ 705,000 | $ 1,004,000 |
| Erie, Pennsylvania | 1 | $ 1,405,000 | $ 1,405,000 | $ 1,076,000 |
| Lehigh, Pennsylvania | 1 | $ 1,875,000 | $ 1,875,000 | $ 530,000 |
| Northampton, Pennsylvania | 1 | $ 1,205,000 | $ 1,205,000 | $ 314,000 |
| Westmoreland, Pennsylvania | 1 | $ 715,000 | $ 715,000 | $ 945,000 |
| Greenville, South Carolina | 1 | $ 785,000 | $ 785,000 | $ 314,000 |
| Greenwood, South Carolina | 1 | $ 305,000 | $ 305,000 | $ 216,000 |
| Pennington, South Dakota | 1 | $ 1,195,000 | $ 1,195,000 | $ 478,000 |
| Fayette, Tennessee | 1 | $ 725,000 | $ 725,000 | $ 422,000 |
| Knox, Tennessee | 1 | $ 1,205,000 | $ 1,205,000 | $ 858,000 |
| Marion, Tennessee | 1 | $ 715,000 | $ 715,000 | $ 960,000 |
| Roane, Tennessee | 1 | $ 1,045,000 | $ 1,045,000 | $ 193,000 |
| Sumner, Tennessee | 1 | $ 755,000 | $ 755,000 | $ 159,000 |
| Bell, Texas | 1 | $ 855,000 | $ 855,000 | $ 321,000 |
| Comal, Texas | 1 | $ 775,000 | $ 775,000 | $ 308,000 |
| El Paso, Texas | 1 | $ 455,000 | $ 455,000 | $ 1,339,000 |
| Grimes, Texas | 1 | $ 2,165,000 | $ 2,165,000 | $ 240,000 |
| Henderson, Texas | 1 | $ 515,000 | $ 515,000 | $ 547,000 |
| Kendall, Texas | 1 | $ 595,000 | $ 595,000 | $ 229,000 |
| Nueces, Texas | 1 | $ 855,000 | $ 855,000 | $ 391,000 |
| Washington, Texas | 1 | $ 2,405,000 | $ 2,405,000 | $ 773,000 |
| Willacy, Texas | 1 | $ 295,000 | $ 295,000 | $ 391,000 |
| Washington, Utah | 1 | $ 3,005,000 | $ 3,005,000 | $ 585,000 |
| Chittenden, Vermont | 1 | $ 1,215,000 | $ 1,215,000 | $ 266,000 |
| Washington, Vermont | 1 | $ 425,000 | $ 425,000 | $ 370,000 |
| Windham, Vermont | 1 | $ 1,005,000 | $ 1,005,000 | $ 915,000 |
| Charlottesville, Virginia | 1 | $ 355,000 | $ 355,000 | $ 76,000 |
| Hanover, Virginia | 1 | $ 995,000 | $ 995,000 | $ 522,000 |
| James City, Virginia | 1 | $ 885,000 | $ 885,000 | $ 798,000 |
| Norfolk, Virginia | 1 | $ 755,000 | $ 755,000 | $ 264,000 |
| Northumberland, Virginia | 1 | $ 1,085,000 | $ 1,085,000 | $ 978,000 |
| Virginia Beach, Virginia | 1 | $ 505,000 | $ 505,000 | $ 128,000 |
| Winchester, Virginia | 1 | $ 825,000 | $ 825,000 | $ 432,000 |
| Clallam, Washington | 1 | $ 1,155,000 | $ 1,155,000 | $ 390,000 |
| Clark, Washington | 1 | $ 2,005,000 | $ 2,005,000 | $ 596,000 |
| Jefferson, Washington | 1 | $ 375,000 | $ 375,000 | $ 213,000 |
| Klickitat, Washington | 1 | $ 685,000 | $ 685,000 | $ 301,000 |
| Lewis, Washington | 1 | $ 405,000 | $ 405,000 | $ 223,000 |
| San Juan, Washington | 1 | $ 1,075,000 | $ 1,075,000 | $ 898,000 |
| Skagit, Washington | 1 | $ 375,000 | $ 375,000 | $ 80,000 |
| Spokane, Washington | 1 | $ 605,000 | $ 605,000 | $ 115,000 |
| Kenosha, Wisconsin | 1 | $ 735,000 | $ 735,000 | $ 543,000 |
| Milwaukee, Wisconsin | 1 | $ 865,000 | $ 865,000 | $ 712,000 |
| Waukesha, Wisconsin | 1 | $ 1,835,000 | $ 1,835,000 | $ 2,568,000 |
Mortgage Loan Application Detail Totals for BNY Mellon, N.A. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 820 | $1,141,700,000 | $1,392,000 | $11,005,000 | $747,000 | $6,624,000 |
| Other Purpose | 570 | $870,730,000 | $1,527,000 | $12,005,000 | $804,000 | $7,980,000 |
| Home Purchase | 537 | $846,535,000 | $1,576,000 | $10,005,000 | $747,000 | $5,589,000 |
| Home Improvement | 20 | $37,000,000 | $1,850,000 | $5,005,000 | $913,000 | $4,834,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,322 | $1,803,130,000 | $1,363,000 | $10,255,000 | $717,000 | $7,310,000 |
| Not Provided | 504 | $843,230,000 | $1,673,000 | $12,005,000 | $879,000 | $7,980,000 |
| Asian | 49 | $81,665,000 | $1,666,000 | $6,605,000 | $837,000 | $4,200,000 |
| Not applicable | 34 | $119,110,000 | $3,503,000 | $10,005,000 | $0 | $0 |
| Hispanic | 32 | $41,550,000 | $1,298,000 | $4,035,000 | $899,000 | $4,038,000 |
| Black or African American | 5 | $6,485,000 | $1,297,000 | $2,555,000 | $556,000 | $1,008,000 |
| American Indian or Alaskan Native | 1 | $795,000 | $795,000 | $795,000 | $436,000 | $436,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,947 | $2,895,965,000 | $1,487,000 | $12,005,000 | $765,000 | $7,980,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,549 | $2,185,515,000 | $1,410,000 | $11,005,000 | $748,000 | $7,837,000 |
| Application Withdrawn By Applicant | 112 | $176,860,000 | $1,579,000 | $12,005,000 | $864,000 | $7,980,000 |
| Application Denied By Financial Institution | 109 | $201,995,000 | $1,853,000 | $10,005,000 | $674,000 | $3,575,000 |
| File Closed For Incompleteness | 66 | $133,790,000 | $2,027,000 | $10,255,000 | $1,167,000 | $6,655,000 |
| Application Approved But Not Accepted | 56 | $115,630,000 | $2,064,000 | $10,005,000 | $1,047,000 | $6,633,000 |
| Preapproval Approved but not Accepted | 39 | $56,445,000 | $1,447,000 | $4,005,000 | $497,000 | $1,702,000 |
| Preapproval Denied by Financial Institution | 16 | $25,730,000 | $1,608,000 | $3,365,000 | $385,000 | $849,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,822 | $2,668,240,000 | $1,464,000 | $12,005,000 | $774,000 | $7,980,000 |
| Debt-To-Income Ratio | 65 | $132,285,000 | $2,035,000 | $10,005,000 | $437,000 | $1,258,000 |
| Collateral | 27 | $49,845,000 | $1,846,000 | $4,345,000 | $974,000 | $3,200,000 |
| Other | 15 | $19,505,000 | $1,300,000 | $4,005,000 | $969,000 | $3,575,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $15,795,000 | $1,435,000 | $2,875,000 | $618,000 | $2,643,000 |
| Credit History | 6 | $9,180,000 | $1,530,000 | $3,805,000 | $568,000 | $1,931,000 |
| Unverifiable Information | 1 | $1,115,000 | $1,115,000 | $1,115,000 | $150,000 | $150,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into BNY Mellon, N.A.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess BNY Mellon, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.
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