Bny Mellon, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Bny Mellon, National Association 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bny Mellon, National Association 500 Grant Street, Room 4825 Pittsburgh, PA 15258 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,947 |
| Total Mortgage Loan Application Amount | $2,895,965,000 |
| Average Mortgage Loan Application Amount | $1,586,250 |
| Highest Mortgage Loan Application Amount | $12,005,000 |
| Average Applicant Income | $802,750 |
| Highest Applicant Income | $7,980,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Bny Mellon, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bny Mellon, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Bny Mellon, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bny Mellon, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bny Mellon, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bny Mellon, National Association's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 92 | $ 191,340,000 | $ 2,079,000 | $ 883,000 |
| New York County New York | 82 | $ 170,130,000 | $ 2,074,000 | $ 856,000 |
| Palm Beach County Florida | 62 | $ 121,780,000 | $ 1,964,000 | $ 1,004,000 |
| Fairfield County Connecticut | 44 | $ 61,930,000 | $ 1,407,000 | $ 695,000 |
| Orange County California | 41 | $ 59,255,000 | $ 1,445,000 | $ 815,000 |
| Cook County Illinois | 41 | $ 46,985,000 | $ 1,145,000 | $ 695,000 |
| Suffolk County New York | 40 | $ 83,710,000 | $ 2,092,000 | $ 1,151,000 |
| Maricopa County Arizona | 39 | $ 52,795,000 | $ 1,353,000 | $ 857,000 |
| Miami-Dade County Florida | 35 | $ 67,005,000 | $ 1,914,000 | $ 1,099,000 |
| Fulton County Georgia | 34 | $ 52,020,000 | $ 1,530,000 | $ 676,000 |
| Middlesex County Massachusetts | 34 | $ 35,660,000 | $ 1,048,000 | $ 387,000 |
| King County Washington | 29 | $ 46,845,000 | $ 1,615,000 | $ 589,000 |
| Collier County Florida | 28 | $ 49,280,000 | $ 1,760,000 | $ 949,000 |
| Suffolk County Massachusetts | 28 | $ 26,420,000 | $ 943,000 | $ 626,000 |
| San Mateo County California | 26 | $ 54,380,000 | $ 2,091,000 | $ 1,154,000 |
| Westchester County New York | 26 | $ 36,730,000 | $ 1,412,000 | $ 522,000 |
| Norfolk County Massachusetts | 25 | $ 35,035,000 | $ 1,401,000 | $ 888,000 |
| San Francisco County California | 24 | $ 48,350,000 | $ 2,014,000 | $ 1,136,000 |
| Santa Clara County California | 24 | $ 57,920,000 | $ 2,413,000 | $ 929,000 |
| Travis County Texas | 24 | $ 54,260,000 | $ 2,260,000 | $ 971,000 |
| Dallas County Texas | 23 | $ 40,865,000 | $ 1,776,000 | $ 823,000 |
| San Diego County California | 22 | $ 38,550,000 | $ 1,752,000 | $ 662,000 |
| Charleston County South Carolina | 21 | $ 31,215,000 | $ 1,486,000 | $ 1,201,000 |
| Harris County Texas | 20 | $ 27,840,000 | $ 1,392,000 | $ 772,000 |
| Marin County California | 18 | $ 29,630,000 | $ 1,646,000 | $ 676,000 |
| Santa Barbara County California | 18 | $ 44,480,000 | $ 2,471,000 | $ 919,000 |
| Sonoma County California | 18 | $ 19,340,000 | $ 1,074,000 | $ 498,000 |
| Boulder County Colorado | 18 | $ 23,400,000 | $ 1,300,000 | $ 933,000 |
| Barnstable County Massachusetts | 16 | $ 20,270,000 | $ 1,266,000 | $ 961,000 |
| Montgomery County Maryland | 15 | $ 19,945,000 | $ 1,329,000 | $ 854,000 |
| Alameda County California | 14 | $ 18,870,000 | $ 1,347,000 | $ 530,000 |
| District of Columbia County District Of Columbia | 14 | $ 14,480,000 | $ 1,034,000 | $ 458,000 |
| Essex County Massachusetts | 14 | $ 11,440,000 | $ 817,000 | $ 448,000 |
| Plymouth County Massachusetts | 14 | $ 12,610,000 | $ 900,000 | $ 587,000 |
| Kings County New York | 14 | $ 17,270,000 | $ 1,233,000 | $ 746,000 |
| Nassau County New York | 14 | $ 17,530,000 | $ 1,252,000 | $ 778,000 |
| Pinellas County Florida | 13 | $ 19,105,000 | $ 1,469,000 | $ 920,000 |
| Summit County Utah | 13 | $ 19,155,000 | $ 1,473,000 | $ 1,097,000 |
| Contra Costa County California | 12 | $ 14,890,000 | $ 1,240,000 | $ 645,000 |
| Lee County Florida | 12 | $ 17,240,000 | $ 1,436,000 | $ 517,000 |
| Morris County New Jersey | 12 | $ 13,450,000 | $ 1,120,000 | $ 778,000 |
| Ocean County New Jersey | 12 | $ 16,750,000 | $ 1,395,000 | $ 945,000 |
| Chester County Pennsylvania | 12 | $ 11,440,000 | $ 953,000 | $ 514,000 |
| Clark County Nevada | 11 | $ 10,665,000 | $ 969,000 | $ 562,000 |
| Newport County Rhode Island | 10 | $ 16,300,000 | $ 1,630,000 | $ 973,000 |
| Hillsborough County Florida | 9 | $ 12,825,000 | $ 1,425,000 | $ 643,000 |
| Hudson County New Jersey | 9 | $ 10,735,000 | $ 1,192,000 | $ 1,378,000 |
| Monmouth County New Jersey | 9 | $ 10,555,000 | $ 1,172,000 | $ 568,000 |
| Teton County Wyoming | 9 | $ 22,285,000 | $ 2,476,000 | $ 1,065,000 |
| Riverside County California | 8 | $ 7,520,000 | $ 940,000 | $ 327,000 |
| Summit County Colorado | 8 | $ 11,640,000 | $ 1,455,000 | $ 705,000 |
| Broward County Florida | 8 | $ 12,310,000 | $ 1,538,000 | $ 1,156,000 |
| DeKalb County Georgia | 8 | $ 8,270,000 | $ 1,033,000 | $ 495,000 |
| Nantucket County Massachusetts | 8 | $ 12,030,000 | $ 1,503,000 | $ 702,000 |
| Washoe County Nevada | 8 | $ 29,170,000 | $ 3,646,000 | $ 2,413,000 |
| Bergen County New Jersey | 8 | $ 9,820,000 | $ 1,227,000 | $ 482,000 |
| Cape May County New Jersey | 8 | $ 15,010,000 | $ 1,876,000 | $ 875,000 |
| Allegheny County Pennsylvania | 8 | $ 8,980,000 | $ 1,122,000 | $ 599,000 |
| Fairfax County Virginia | 8 | $ 16,340,000 | $ 2,042,000 | $ 941,000 |
| Pitkin County Colorado | 7 | $ 18,285,000 | $ 2,612,000 | $ 1,554,000 |
| Sarasota County Florida | 7 | $ 7,235,000 | $ 1,033,000 | $ 563,000 |
| Philadelphia County Pennsylvania | 7 | $ 5,435,000 | $ 776,000 | $ 448,000 |
| Beaufort County South Carolina | 7 | $ 11,585,000 | $ 1,655,000 | $ 970,000 |
| Davidson County Tennessee | 7 | $ 4,005,000 | $ 572,000 | $ 328,000 |
| Denton County Texas | 7 | $ 12,205,000 | $ 1,743,000 | $ 487,000 |
| Monterey County California | 6 | $ 13,570,000 | $ 2,261,000 | $ 945,000 |
| Placer County California | 6 | $ 16,740,000 | $ 2,790,000 | $ 1,233,000 |
| Denver County Colorado | 6 | $ 5,050,000 | $ 841,000 | $ 441,000 |
| Manatee County Florida | 6 | $ 7,540,000 | $ 1,256,000 | $ 612,000 |
| Maui County Hawaii | 6 | $ 5,360,000 | $ 893,000 | $ 542,000 |
| Lake County Illinois | 6 | $ 9,880,000 | $ 1,646,000 | $ 614,000 |
| Cumberland County Maine | 6 | $ 4,470,000 | $ 745,000 | $ 461,000 |
| Essex County New Jersey | 6 | $ 5,800,000 | $ 966,000 | $ 515,000 |
| Buncombe County North Carolina | 6 | $ 7,760,000 | $ 1,293,000 | $ 332,000 |
| Deschutes County Oregon | 6 | $ 8,000,000 | $ 1,333,000 | $ 573,000 |
| Multnomah County Oregon | 6 | $ 6,240,000 | $ 1,040,000 | $ 333,000 |
| Pima County Arizona | 5 | $ 3,815,000 | $ 763,000 | $ 496,000 |
| Arapahoe County Colorado | 5 | $ 4,665,000 | $ 933,000 | $ 432,000 |
| Indian River County Florida | 5 | $ 7,055,000 | $ 1,411,000 | $ 728,000 |
| St. Johns County Florida | 5 | $ 9,425,000 | $ 1,885,000 | $ 805,000 |
| Honolulu County Hawaii | 5 | $ 6,875,000 | $ 1,375,000 | $ 372,000 |
| Baltimore County Maryland | 5 | $ 6,235,000 | $ 1,247,000 | $ 1,230,000 |
| Oakland County Michigan | 5 | $ 4,515,000 | $ 903,000 | $ 920,000 |
| Columbia County New York | 5 | $ 6,245,000 | $ 1,249,000 | $ 840,000 |
| Jackson County North Carolina | 5 | $ 5,515,000 | $ 1,103,000 | $ 405,000 |
| Mecklenburg County North Carolina | 5 | $ 8,705,000 | $ 1,741,000 | $ 1,212,000 |
| Delaware County Pennsylvania | 5 | $ 4,615,000 | $ 923,000 | $ 592,000 |
| Montgomery County Pennsylvania | 5 | $ 8,135,000 | $ 1,627,000 | $ 743,000 |
| Washington County Rhode Island | 5 | $ 5,285,000 | $ 1,057,000 | $ 415,000 |
| Salt Lake County Utah | 5 | $ 8,915,000 | $ 1,783,000 | $ 1,623,000 |
| Richmond City County Virginia | 5 | $ 5,365,000 | $ 1,073,000 | $ 866,000 |
| Jefferson County Alabama | 4 | $ 2,960,000 | $ 740,000 | $ 469,000 |
| Jefferson County Colorado | 4 | $ 2,750,000 | $ 687,000 | $ 335,000 |
| Monroe County Florida | 4 | $ 5,470,000 | $ 1,367,000 | $ 341,000 |
| Orange County Florida | 4 | $ 5,440,000 | $ 1,360,000 | $ 598,000 |
| Walton County Florida | 4 | $ 7,380,000 | $ 1,845,000 | $ 476,000 |
| Hawaii County Hawaii | 4 | $ 23,420,000 | $ 5,855,000 | $ 1,606,000 |
| Dukes County Massachusetts | 4 | $ 9,700,000 | $ 2,425,000 | $ 638,000 |
| Worcester County Massachusetts | 4 | $ 4,610,000 | $ 1,152,000 | $ 683,000 |
| Hennepin County Minnesota | 4 | $ 5,040,000 | $ 1,260,000 | $ 1,323,000 |
| Santa Fe County New Mexico | 4 | $ 2,970,000 | $ 742,000 | $ 505,000 |
| Wake County North Carolina | 4 | $ 4,570,000 | $ 1,142,000 | $ 387,000 |
| Clackamas County Oregon | 4 | $ 6,950,000 | $ 1,737,000 | $ 441,000 |
| Tarrant County Texas | 4 | $ 4,340,000 | $ 1,085,000 | $ 455,000 |
| Wasatch County Utah | 4 | $ 10,550,000 | $ 2,637,000 | $ 1,342,000 |
| Lamoille County Vermont | 4 | $ 3,080,000 | $ 770,000 | $ 935,000 |
| Albemarle County Virginia | 4 | $ 5,410,000 | $ 1,352,000 | $ 490,000 |
| Pierce County Washington | 4 | $ 4,850,000 | $ 1,212,000 | $ 749,000 |
| Sacramento County California | 3 | $ 3,115,000 | $ 1,038,000 | $ 410,000 |
| Ventura County California | 3 | $ 7,615,000 | $ 2,538,000 | $ 993,000 |
| Douglas County Colorado | 3 | $ 2,315,000 | $ 771,000 | $ 588,000 |
| Eagle County Colorado | 3 | $ 7,055,000 | $ 2,351,000 | $ 498,000 |
| La Plata County Colorado | 3 | $ 2,105,000 | $ 701,000 | $ 824,000 |
| Routt County Colorado | 3 | $ 3,105,000 | $ 1,035,000 | $ 568,000 |
| San Miguel County Colorado | 3 | $ 6,545,000 | $ 2,181,000 | $ 752,000 |
| Litchfield County Connecticut | 3 | $ 2,735,000 | $ 911,000 | $ 565,000 |
| Middlesex County Connecticut | 3 | $ 2,525,000 | $ 841,000 | $ 588,000 |
| Sussex County Delaware | 3 | $ 3,035,000 | $ 1,011,000 | $ 440,000 |
| Duval County Florida | 3 | $ 2,125,000 | $ 708,000 | $ 740,000 |
| Marion County Florida | 3 | $ 3,575,000 | $ 1,191,000 | $ 495,000 |
| Martin County Florida | 3 | $ 3,325,000 | $ 1,108,000 | $ 337,000 |
| Nassau County Florida | 3 | $ 4,115,000 | $ 1,371,000 | $ 775,000 |
| Cobb County Georgia | 3 | $ 3,605,000 | $ 1,201,000 | $ 658,000 |
| Blaine County Idaho | 3 | $ 3,525,000 | $ 1,175,000 | $ 653,000 |
| Bonner County Idaho | 3 | $ 2,865,000 | $ 955,000 | $ 321,000 |
| Sedgwick County Kansas | 3 | $ 2,905,000 | $ 968,000 | $ 652,000 |
| Emmet County Michigan | 3 | $ 4,105,000 | $ 1,368,000 | $ 658,000 |
| Hillsborough County New Hampshire | 3 | $ 3,955,000 | $ 1,318,000 | $ 521,000 |
| Rockingham County New Hampshire | 3 | $ 2,265,000 | $ 755,000 | $ 364,000 |
| Orange County North Carolina | 3 | $ 3,515,000 | $ 1,171,000 | $ 568,000 |
| Tulsa County Oklahoma | 3 | $ 3,995,000 | $ 1,331,000 | $ 482,000 |
| Lane County Oregon | 3 | $ 3,195,000 | $ 1,065,000 | $ 912,000 |
| Bucks County Pennsylvania | 3 | $ 4,885,000 | $ 1,628,000 | $ 419,000 |
| Kent County Rhode Island | 3 | $ 1,745,000 | $ 581,000 | $ 759,000 |
| Berkeley County South Carolina | 3 | $ 4,465,000 | $ 1,488,000 | $ 421,000 |
| Pickens County South Carolina | 3 | $ 5,455,000 | $ 1,818,000 | $ 586,000 |
| Blount County Tennessee | 3 | $ 3,455,000 | $ 1,151,000 | $ 612,000 |
| Williamson County Tennessee | 3 | $ 3,595,000 | $ 1,198,000 | $ 548,000 |
| Bexar County Texas | 3 | $ 3,745,000 | $ 1,248,000 | $ 705,000 |
| Collin County Texas | 3 | $ 2,895,000 | $ 965,000 | $ 532,000 |
| Alexandria County Virginia | 3 | $ 2,665,000 | $ 888,000 | $ 846,000 |
| Dane County Wisconsin | 3 | $ 2,595,000 | $ 865,000 | $ 317,000 |
| Elmore County Alabama | 2 | $ 2,180,000 | $ 1,090,000 | $ 1,590,000 |
| Yavapai County Arizona | 2 | $ 4,280,000 | $ 2,140,000 | $ 1,368,000 |
| El Dorado County California | 2 | $ 1,360,000 | $ 680,000 | $ 3,752,000 |
| Mendocino County California | 2 | $ 1,330,000 | $ 665,000 | $ 722,000 |
| Napa County California | 2 | $ 4,870,000 | $ 2,435,000 | $ 821,000 |
| San Bernardino County California | 2 | $ 2,420,000 | $ 1,210,000 | $ 298,000 |
| Santa Cruz County California | 2 | $ 2,300,000 | $ 1,150,000 | $ 438,000 |
| Grand County Colorado | 2 | $ 1,710,000 | $ 855,000 | $ 388,000 |
| Larimer County Colorado | 2 | $ 3,640,000 | $ 1,820,000 | $ 1,526,000 |
| New Haven County Connecticut | 2 | $ 1,510,000 | $ 755,000 | $ 98,000 |
| Brevard County Florida | 2 | $ 840,000 | $ 420,000 | $ 355,000 |
| St. Lucie County Florida | 2 | $ 1,540,000 | $ 770,000 | $ 317,000 |
| Chatham County Georgia | 2 | $ 1,490,000 | $ 745,000 | $ 521,000 |
| Cherokee County Georgia | 2 | $ 1,140,000 | $ 570,000 | $ 262,000 |
| Glynn County Georgia | 2 | $ 4,220,000 | $ 2,110,000 | $ 1,196,000 |
| Houston County Georgia | 2 | $ 660,000 | $ 330,000 | $ 138,000 |
| Rabun County Georgia | 2 | $ 1,950,000 | $ 975,000 | $ 515,000 |
| Kauai County Hawaii | 2 | $ 5,510,000 | $ 2,755,000 | $ 1,330,000 |
| Ada County Idaho | 2 | $ 1,640,000 | $ 820,000 | $ 717,000 |
| Kootenai County Idaho | 2 | $ 3,260,000 | $ 1,630,000 | $ 3,725,000 |
| DuPage County Illinois | 2 | $ 2,500,000 | $ 1,250,000 | $ 729,000 |
| Hamilton County Indiana | 2 | $ 2,010,000 | $ 1,005,000 | $ 493,000 |
| Johnson County Kansas | 2 | $ 4,900,000 | $ 2,450,000 | $ 666,000 |
| Jefferson County Kentucky | 2 | $ 1,210,000 | $ 605,000 | $ 533,000 |
| Hancock County Maine | 2 | $ 3,010,000 | $ 1,505,000 | $ 1,665,000 |
| Lincoln County Maine | 2 | $ 1,510,000 | $ 755,000 | $ 247,000 |
| Bristol County Massachusetts | 2 | $ 1,510,000 | $ 755,000 | $ 231,000 |
| Leelanau County Michigan | 2 | $ 1,370,000 | $ 685,000 | $ 369,000 |
| Flathead County Montana | 2 | $ 5,880,000 | $ 2,940,000 | $ 656,000 |
| Gallatin County Montana | 2 | $ 1,510,000 | $ 755,000 | $ 296,000 |
| Carroll County New Hampshire | 2 | $ 3,910,000 | $ 1,955,000 | $ 196,000 |
| Grafton County New Hampshire | 2 | $ 2,470,000 | $ 1,235,000 | $ 458,000 |
| Dutchess County New York | 2 | $ 1,120,000 | $ 560,000 | $ 276,000 |
| Rockland County New York | 2 | $ 950,000 | $ 475,000 | $ 288,000 |
| Carteret County North Carolina | 2 | $ 2,530,000 | $ 1,265,000 | $ 1,036,000 |
| Haywood County North Carolina | 2 | $ 1,340,000 | $ 670,000 | $ 556,000 |
| Macon County North Carolina | 2 | $ 1,370,000 | $ 685,000 | $ 415,000 |
| Transylvania County North Carolina | 2 | $ 980,000 | $ 490,000 | $ 343,000 |
| Grand Forks County North Dakota | 2 | $ 430,000 | $ 215,000 | $ 835,000 |
| Cuyahoga County Ohio | 2 | $ 900,000 | $ 450,000 | $ 431,000 |
| Delaware County Ohio | 2 | $ 1,020,000 | $ 510,000 | $ 218,000 |
| Hamilton County Ohio | 2 | $ 3,110,000 | $ 1,555,000 | $ 1,101,000 |
| Rogers County Oklahoma | 2 | $ 1,940,000 | $ 970,000 | $ 426,000 |
| Jackson County Oregon | 2 | $ 1,960,000 | $ 980,000 | $ 350,000 |
| Lancaster County Pennsylvania | 2 | $ 1,840,000 | $ 920,000 | $ 787,000 |
| Providence County Rhode Island | 2 | $ 1,090,000 | $ 545,000 | $ 185,000 |
| Georgetown County South Carolina | 2 | $ 2,730,000 | $ 1,365,000 | $ 309,000 |
| Horry County South Carolina | 2 | $ 2,260,000 | $ 1,130,000 | $ 417,000 |
| Campbell County Tennessee | 2 | $ 1,510,000 | $ 755,000 | $ 485,000 |
| Hamilton County Tennessee | 2 | $ 1,780,000 | $ 890,000 | $ 339,000 |
| Galveston County Texas | 2 | $ 1,640,000 | $ 820,000 | $ 670,000 |
| Grayson County Texas | 2 | $ 1,070,000 | $ 535,000 | $ 200,000 |
| Montgomery County Texas | 2 | $ 1,460,000 | $ 730,000 | $ 297,000 |
| Williamson County Texas | 2 | $ 1,810,000 | $ 905,000 | $ 542,000 |
| Bennington County Vermont | 2 | $ 2,920,000 | $ 1,460,000 | $ 841,000 |
| Windsor County Vermont | 2 | $ 990,000 | $ 495,000 | $ 559,000 |
| Arlington County Virginia | 2 | $ 3,170,000 | $ 1,585,000 | $ 473,000 |
| Goochland County Virginia | 2 | $ 2,760,000 | $ 1,380,000 | $ 474,000 |
| Loudoun County Virginia | 2 | $ 1,270,000 | $ 635,000 | $ 953,000 |
| Spotsylvania County Virginia | 2 | $ 2,330,000 | $ 1,165,000 | $ 868,000 |
| Chelan County Washington | 2 | $ 1,230,000 | $ 615,000 | $ 311,000 |
| Kittitas County Washington | 2 | $ 3,790,000 | $ 1,895,000 | $ 1,081,000 |
| Snohomish County Washington | 2 | $ 1,230,000 | $ 615,000 | $ 732,000 |
| Whatcom County Washington | 2 | $ 1,470,000 | $ 735,000 | $ 281,000 |
| Brown County Wisconsin | 2 | $ 1,350,000 | $ 675,000 | $ 688,000 |
| Green Lake County Wisconsin | 2 | $ 1,910,000 | $ 955,000 | $ 789,000 |
| Lee County Alabama | 1 | $ 785,000 | $ 785,000 | $ 870,000 |
| Coconino County Arizona | 1 | $ 1,505,000 | $ 1,505,000 | $ 572,000 |
| Pinal County Arizona | 1 | $ 485,000 | $ 485,000 | $ 168,000 |
| Alpine County California | 1 | $ 375,000 | $ 375,000 | $ 385,000 |
| Calaveras County California | 1 | $ 505,000 | $ 505,000 | $ 276,000 |
| Madera County California | 1 | $ 1,705,000 | $ 1,705,000 | $ 1,212,000 |
| San Luis Obispo County California | 1 | $ 1,875,000 | $ 1,875,000 | $ 762,000 |
| El Paso County Colorado | 1 | $ 835,000 | $ 835,000 | $ 470,000 |
| Garfield County Colorado | 1 | $ 3,435,000 | $ 3,435,000 | $ 676,000 |
| Gunnison County Colorado | 1 | $ 825,000 | $ 825,000 | $ 538,000 |
| Ouray County Colorado | 1 | $ 835,000 | $ 835,000 | $ 268,000 |
| Park County Colorado | 1 | $ 285,000 | $ 285,000 | $ 74,000 |
| Weld County Colorado | 1 | $ 745,000 | $ 745,000 | $ 394,000 |
| New London County Connecticut | 1 | $ 1,605,000 | $ 1,605,000 | $ 2,070,000 |
| Clay County Florida | 1 | $ 715,000 | $ 715,000 | $ 530,000 |
| Escambia County Florida | 1 | $ 2,105,000 | $ 2,105,000 | $ 1,159,000 |
| Flagler County Florida | 1 | $ 875,000 | $ 875,000 | $ 781,000 |
| Lake County Florida | 1 | $ 675,000 | $ 675,000 | $ 359,000 |
| Leon County Florida | 1 | $ 595,000 | $ 595,000 | $ 120,000 |
| Okaloosa County Florida | 1 | $ 1,205,000 | $ 1,205,000 | $ 393,000 |
| Clarke County Georgia | 1 | $ 635,000 | $ 635,000 | $ 149,000 |
| Coweta County Georgia | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Dade County Georgia | 1 | $ 1,005,000 | $ 1,005,000 | $ 797,000 |
| Greene County Georgia | 1 | $ 1,355,000 | $ 1,355,000 | $ 379,000 |
| Gwinnett County Georgia | 1 | $ 1,175,000 | $ 1,175,000 | $ 300,000 |
| Hall County Georgia | 1 | $ 1,715,000 | $ 1,715,000 | $ 717,000 |
| Walker County Georgia | 1 | $ 1,005,000 | $ 1,005,000 | $ 447,000 |
| Bonneville County Idaho | 1 | $ 905,000 | $ 905,000 | $ 745,000 |
| Boundary County Idaho | 1 | $ 505,000 | $ 505,000 | $ 318,000 |
| Kane County Illinois | 1 | $ 835,000 | $ 835,000 | $ 1,324,000 |
| Kosciusko County Indiana | 1 | $ 1,655,000 | $ 1,655,000 | $ 640,000 |
| Lake County Indiana | 1 | $ 875,000 | $ 875,000 | $ 587,000 |
| Marion County Indiana | 1 | $ 715,000 | $ 715,000 | $ 374,000 |
| Douglas County Kansas | 1 | $ 1,465,000 | $ 1,465,000 | $ 249,000 |
| Orleans County Louisiana | 1 | $ 675,000 | $ 675,000 | $ 519,000 |
| Pointe Coupee County Louisiana | 1 | $ 435,000 | $ 435,000 | $ 248,000 |
| Franklin County Maine | 1 | $ 485,000 | $ 485,000 | $ 193,000 |
| York County Maine | 1 | $ 945,000 | $ 945,000 | $ 828,000 |
| Anne Arundel County Maryland | 1 | $ 3,695,000 | $ 3,695,000 | $ 2,381,000 |
| Baltimore City County Maryland | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,295,000 |
| Frederick County Maryland | 1 | $ 555,000 | $ 555,000 | $ 202,000 |
| Talbot County Maryland | 1 | $ 905,000 | $ 905,000 | $ 359,000 |
| Hampden County Massachusetts | 1 | $ 395,000 | $ 395,000 | $ 218,000 |
| Barry County Michigan | 1 | $ 955,000 | $ 955,000 | $ 481,000 |
| Cass County Michigan | 1 | $ 885,000 | $ 885,000 | $ 1,335,000 |
| Mason County Michigan | 1 | $ 425,000 | $ 425,000 | $ 331,000 |
| Washtenaw County Michigan | 1 | $ 1,205,000 | $ 1,205,000 | $ 131,000 |
| Wayne County Michigan | 1 | $ 565,000 | $ 565,000 | $ 646,000 |
| Crow Wing County Minnesota | 1 | $ 835,000 | $ 835,000 | $ 247,000 |
| Scott County Minnesota | 1 | $ 505,000 | $ 505,000 | $ 1,609,000 |
| Forrest County Mississippi | 1 | $ 1,315,000 | $ 1,315,000 | $ 374,000 |
| Boone County Missouri | 1 | $ 755,000 | $ 755,000 | $ 1,200,000 |
| Jackson County Missouri | 1 | $ 705,000 | $ 705,000 | $ 576,000 |
| Lewis and Clark County Montana | 1 | $ 485,000 | $ 485,000 | $ 457,000 |
| Lincoln County Montana | 1 | $ 1,875,000 | $ 1,875,000 | $ 691,000 |
| Madison County Montana | 1 | $ 5,005,000 | $ 5,005,000 | $ 2,273,000 |
| Douglas County Nebraska | 1 | $ 555,000 | $ 555,000 | $ 226,000 |
| Belknap County New Hampshire | 1 | $ 1,205,000 | $ 1,205,000 | $ 3,528,000 |
| Cheshire County New Hampshire | 1 | $ 835,000 | $ 835,000 | $ 530,000 |
| Merrimack County New Hampshire | 1 | $ 2,005,000 | $ 2,005,000 | $ 1,771,000 |
| Strafford County New Hampshire | 1 | $ 735,000 | $ 735,000 | $ 201,000 |
| Atlantic County New Jersey | 1 | $ 1,005,000 | $ 1,005,000 | $ 461,000 |
| Burlington County New Jersey | 1 | $ 1,325,000 | $ 1,325,000 | $ 365,000 |
| Mercer County New Jersey | 1 | $ 4,005,000 | $ 4,005,000 | $ 7,980,000 |
| Somerset County New Jersey | 1 | $ 755,000 | $ 755,000 | $ 252,000 |
| Sussex County New Jersey | 1 | $ 1,205,000 | $ 1,205,000 | $ 1,307,000 |
| Albany County New York | 1 | $ 975,000 | $ 975,000 | $ 1,550,000 |
| Bronx County New York | 1 | $ 1,785,000 | $ 1,785,000 | $ 355,000 |
| Chautauqua County New York | 1 | $ 565,000 | $ 565,000 | $ 336,000 |
| Delaware County New York | 1 | $ 485,000 | $ 485,000 | $ 365,000 |
| Erie County New York | 1 | $ 715,000 | $ 715,000 | $ 464,000 |
| Essex County New York | 1 | $ 1,125,000 | $ 1,125,000 | $ 1,508,000 |
| Monroe County New York | 1 | $ 465,000 | $ 465,000 | $ 694,000 |
| Putnam County New York | 1 | $ 1,005,000 | $ 1,005,000 | $ 434,000 |
| Queens County New York | 1 | $ 645,000 | $ 645,000 | $ 263,000 |
| Richmond County New York | 1 | $ 2,005,000 | $ 2,005,000 | $ 328,000 |
| St. Lawrence County New York | 1 | $ 605,000 | $ 605,000 | $ 343,000 |
| Ulster County New York | 1 | $ 585,000 | $ 585,000 | $ 930,000 |
| Alamance County North Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 204,000 |
| Avery County North Carolina | 1 | $ 1,425,000 | $ 1,425,000 | $ 484,000 |
| Brunswick County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 100,000 |
| Burke County North Carolina | 1 | $ 655,000 | $ 655,000 | $ 547,000 |
| Dare County North Carolina | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Durham County North Carolina | 1 | $ 1,325,000 | $ 1,325,000 | $ 382,000 |
| Guilford County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 159,000 |
| Iredell County North Carolina | 1 | $ 2,325,000 | $ 2,325,000 | $ 2,159,000 |
| Moore County North Carolina | 1 | $ 995,000 | $ 995,000 | $ 397,000 |
| New Hanover County North Carolina | 1 | $ 1,205,000 | $ 1,205,000 | $ 547,000 |
| Pender County North Carolina | 1 | $ 705,000 | $ 705,000 | $ 435,000 |
| Pitt County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 696,000 |
| Union County North Carolina | 1 | $ 1,355,000 | $ 1,355,000 | $ 741,000 |
| Watauga County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 299,000 |
| Oklahoma County Oklahoma | 1 | $ 1,505,000 | $ 1,505,000 | $ 589,000 |
| Klamath County Oregon | 1 | $ 1,005,000 | $ 1,005,000 | $ 132,000 |
| Centre County Pennsylvania | 1 | $ 1,305,000 | $ 1,305,000 | $ 506,000 |
| Dauphin County Pennsylvania | 1 | $ 705,000 | $ 705,000 | $ 1,004,000 |
| Erie County Pennsylvania | 1 | $ 1,405,000 | $ 1,405,000 | $ 1,076,000 |
| Lehigh County Pennsylvania | 1 | $ 1,875,000 | $ 1,875,000 | $ 530,000 |
| Northampton County Pennsylvania | 1 | $ 1,205,000 | $ 1,205,000 | $ 314,000 |
| Westmoreland County Pennsylvania | 1 | $ 715,000 | $ 715,000 | $ 945,000 |
| Greenville County South Carolina | 1 | $ 785,000 | $ 785,000 | $ 314,000 |
| Greenwood County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 216,000 |
| Pennington County South Dakota | 1 | $ 1,195,000 | $ 1,195,000 | $ 478,000 |
| Fayette County Tennessee | 1 | $ 725,000 | $ 725,000 | $ 422,000 |
| Knox County Tennessee | 1 | $ 1,205,000 | $ 1,205,000 | $ 858,000 |
| Marion County Tennessee | 1 | $ 715,000 | $ 715,000 | $ 960,000 |
| Roane County Tennessee | 1 | $ 1,045,000 | $ 1,045,000 | $ 193,000 |
| Sumner County Tennessee | 1 | $ 755,000 | $ 755,000 | $ 159,000 |
| Bell County Texas | 1 | $ 855,000 | $ 855,000 | $ 321,000 |
| Comal County Texas | 1 | $ 775,000 | $ 775,000 | $ 308,000 |
| El Paso County Texas | 1 | $ 455,000 | $ 455,000 | $ 1,339,000 |
| Grimes County Texas | 1 | $ 2,165,000 | $ 2,165,000 | $ 240,000 |
| Henderson County Texas | 1 | $ 515,000 | $ 515,000 | $ 547,000 |
| Kendall County Texas | 1 | $ 595,000 | $ 595,000 | $ 229,000 |
| Nueces County Texas | 1 | $ 855,000 | $ 855,000 | $ 391,000 |
| Washington County Texas | 1 | $ 2,405,000 | $ 2,405,000 | $ 773,000 |
| Willacy County Texas | 1 | $ 295,000 | $ 295,000 | $ 391,000 |
| Washington County Utah | 1 | $ 3,005,000 | $ 3,005,000 | $ 585,000 |
| Chittenden County Vermont | 1 | $ 1,215,000 | $ 1,215,000 | $ 266,000 |
| Washington County Vermont | 1 | $ 425,000 | $ 425,000 | $ 370,000 |
| Windham County Vermont | 1 | $ 1,005,000 | $ 1,005,000 | $ 915,000 |
| Charlottesville County Virginia | 1 | $ 355,000 | $ 355,000 | $ 76,000 |
| Hanover County Virginia | 1 | $ 995,000 | $ 995,000 | $ 522,000 |
| James City County Virginia | 1 | $ 885,000 | $ 885,000 | $ 798,000 |
| Norfolk County Virginia | 1 | $ 755,000 | $ 755,000 | $ 264,000 |
| Northumberland County Virginia | 1 | $ 1,085,000 | $ 1,085,000 | $ 978,000 |
| Virginia Beach County Virginia | 1 | $ 505,000 | $ 505,000 | $ 128,000 |
| Winchester County Virginia | 1 | $ 825,000 | $ 825,000 | $ 432,000 |
| Clallam County Washington | 1 | $ 1,155,000 | $ 1,155,000 | $ 390,000 |
| Clark County Washington | 1 | $ 2,005,000 | $ 2,005,000 | $ 596,000 |
| Jefferson County Washington | 1 | $ 375,000 | $ 375,000 | $ 213,000 |
| Klickitat County Washington | 1 | $ 685,000 | $ 685,000 | $ 301,000 |
| Lewis County Washington | 1 | $ 405,000 | $ 405,000 | $ 223,000 |
| San Juan County Washington | 1 | $ 1,075,000 | $ 1,075,000 | $ 898,000 |
| Skagit County Washington | 1 | $ 375,000 | $ 375,000 | $ 80,000 |
| Spokane County Washington | 1 | $ 605,000 | $ 605,000 | $ 115,000 |
| Kenosha County Wisconsin | 1 | $ 735,000 | $ 735,000 | $ 543,000 |
| Milwaukee County Wisconsin | 1 | $ 865,000 | $ 865,000 | $ 712,000 |
| Waukesha County Wisconsin | 1 | $ 1,835,000 | $ 1,835,000 | $ 2,568,000 |
Mortgage Loan Application Detail Totals for Bny Mellon, National Association in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 820 | $1,141,700,000 | $1,392,000 | $11,005,000 | $747,000 | $6,624,000 |
| Other Purpose | 570 | $870,730,000 | $1,527,000 | $12,005,000 | $804,000 | $7,980,000 |
| Home Purchase | 537 | $846,535,000 | $1,576,000 | $10,005,000 | $747,000 | $5,589,000 |
| Home Improvement | 20 | $37,000,000 | $1,850,000 | $5,005,000 | $913,000 | $4,834,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,322 | $1,803,130,000 | $1,363,000 | $10,255,000 | $717,000 | $7,310,000 |
| Not Provided | 504 | $843,230,000 | $1,673,000 | $12,005,000 | $879,000 | $7,980,000 |
| Asian | 49 | $81,665,000 | $1,666,000 | $6,605,000 | $837,000 | $4,200,000 |
| Not applicable | 34 | $119,110,000 | $3,503,000 | $10,005,000 | $0 | $0 |
| Hispanic | 32 | $41,550,000 | $1,298,000 | $4,035,000 | $899,000 | $4,038,000 |
| Black or African American | 5 | $6,485,000 | $1,297,000 | $2,555,000 | $556,000 | $1,008,000 |
| American Indian or Alaskan Native | 1 | $795,000 | $795,000 | $795,000 | $436,000 | $436,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,947 | $2,895,965,000 | $1,487,000 | $12,005,000 | $765,000 | $7,980,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,549 | $2,185,515,000 | $1,410,000 | $11,005,000 | $748,000 | $7,837,000 |
| Application Withdrawn By Applicant | 112 | $176,860,000 | $1,579,000 | $12,005,000 | $864,000 | $7,980,000 |
| Application Denied By Financial Institution | 109 | $201,995,000 | $1,853,000 | $10,005,000 | $674,000 | $3,575,000 |
| File Closed For Incompleteness | 66 | $133,790,000 | $2,027,000 | $10,255,000 | $1,167,000 | $6,655,000 |
| Application Approved But Not Accepted | 56 | $115,630,000 | $2,064,000 | $10,005,000 | $1,047,000 | $6,633,000 |
| Preapproval Approved but not Accepted | 39 | $56,445,000 | $1,447,000 | $4,005,000 | $497,000 | $1,702,000 |
| Preapproval Denied by Financial Institution | 16 | $25,730,000 | $1,608,000 | $3,365,000 | $385,000 | $849,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,822 | $2,668,240,000 | $1,464,000 | $12,005,000 | $774,000 | $7,980,000 |
| Debt-To-Income Ratio | 65 | $132,285,000 | $2,035,000 | $10,005,000 | $437,000 | $1,258,000 |
| Collateral | 27 | $49,845,000 | $1,846,000 | $4,345,000 | $974,000 | $3,200,000 |
| Other | 15 | $19,505,000 | $1,300,000 | $4,005,000 | $969,000 | $3,575,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $15,795,000 | $1,435,000 | $2,875,000 | $618,000 | $2,643,000 |
| Credit History | 6 | $9,180,000 | $1,530,000 | $3,805,000 | $568,000 | $1,931,000 |
| Unverifiable Information | 1 | $1,115,000 | $1,115,000 | $1,115,000 | $150,000 | $150,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bny Mellon, National Association's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bny Mellon, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.