Axos Bank Mortgage Lending & HMDA Data, 2012

In 2012, Axos Bank of San Diego, CA reported 5,052 mortgage applications totaling $2.4 billion, up 54% from 2011. The average application was for $469,286, and applicants reported an average income of $192,800. 71% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (662), San Diego-Carlsbad-San Marcos, CA (449) and Phoenix-Mesa-Glendale, AZ (254) (applications in parentheses).

Mortgage Company & Address Axos Bank
4350 La Jolla Village Dr Suite 140
San Diego, CA 92122
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 5,052
Total Mortgage Loan Application Amount $2,370,836,000
Average Mortgage Loan Application Amount $469,286
Highest Mortgage Loan Application Amount $14,000,000
Average Applicant Income $192,800
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Axos Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Axos Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 662 $ 504,022,000 $ 761,362 $ 190,000
San Diego, California 449 $ 231,794,000 $ 516,244 $ 196,000
Maricopa, Arizona 250 $ 79,800,000 $ 319,200 $ 170,000
Orange, California 238 $ 130,060,000 $ 546,470 $ 257,000
King, Washington 90 $ 52,247,000 $ 580,522 $ 148,000
Riverside, California 87 $ 31,686,000 $ 364,206 $ 152,000
Alameda, California 73 $ 36,950,000 $ 506,164 $ 133,000
San Bernardino, California 73 $ 27,166,000 $ 372,136 $ 165,000
Santa Clara, California 73 $ 44,569,000 $ 610,534 $ 203,000
Cook, Illinois 66 $ 19,895,000 $ 301,439 $ 120,000
Clark, Nevada 64 $ 18,158,000 $ 283,718 $ 124,000
Ventura, California 62 $ 22,294,000 $ 359,580 $ 149,000
Pima, Arizona 58 $ 14,404,000 $ 248,344 $ 116,000
New York, New York 58 $ 76,686,000 $ 1,322,172 $ 553,000
Contra Costa, California 54 $ 28,281,000 $ 523,722 $ 218,000
San Mateo, California 52 $ 37,620,000 $ 723,461 $ 228,000
Miami-Dade, Florida 50 $ 61,839,000 $ 1,236,780 $ 1,235,000
Oakland, Michigan 50 $ 10,261,000 $ 205,220 $ 112,000
Suffolk, New York 39 $ 36,817,000 $ 944,025 $ 535,000
Broward, Florida 38 $ 15,994,000 $ 420,894 $ 232,000
Fairfax, Virginia 38 $ 12,405,000 $ 326,447 $ 169,000
San Francisco, California 37 $ 26,461,000 $ 715,162 $ 216,000
Bernalillo, New Mexico 37 $ 5,558,000 $ 150,216 $ 94,000
Harris, Texas 37 $ 15,363,000 $ 415,216 $ 124,000
Salt Lake, Utah 36 $ 10,520,000 $ 292,222 $ 103,000
Palm Beach, Florida 35 $ 22,410,000 $ 640,285 $ 283,000
Travis, Texas 35 $ 16,721,000 $ 477,742 $ 162,000
Sacramento, California 34 $ 8,946,000 $ 263,117 $ 115,000
Fresno, California 31 $ 5,384,000 $ 173,677 $ 107,000
Monterey, California 27 $ 15,911,000 $ 589,296 $ 234,000
Dallas, Texas 27 $ 20,275,000 $ 750,925 $ 135,000
Kings, New York 26 $ 19,095,000 $ 734,423 $ 161,000
Santa Barbara, California 25 $ 19,333,000 $ 773,320 $ 419,000
Placer, California 24 $ 4,848,000 $ 202,000 $ 136,000
Sonoma, California 24 $ 10,948,000 $ 456,166 $ 174,000
Washoe, Nevada 24 $ 5,288,000 $ 220,333 $ 97,000
District of Columbia, District Of Columbia 22 $ 17,637,000 $ 801,681 $ 89,000
Fulton, Georgia 22 $ 7,386,000 $ 335,727 $ 185,000
Honolulu, Hawaii 22 $ 10,203,000 $ 463,772 $ 240,000
Hennepin, Minnesota 22 $ 4,547,000 $ 206,681 $ 109,000
Wake, North Carolina 21 $ 5,438,000 $ 258,952 $ 122,000
Marin, California 20 $ 19,065,000 $ 953,250 $ 266,000
Pierce, Washington 20 $ 3,380,000 $ 169,000 $ 100,000
San Luis Obispo, California 19 $ 6,163,000 $ 324,368 $ 149,000
Denton, Texas 19 $ 6,340,000 $ 333,684 $ 128,000
Jefferson, Colorado 18 $ 7,728,000 $ 429,333 $ 120,000
Westchester, New York 18 $ 10,097,000 $ 560,944 $ 340,000
Washington, Oregon 18 $ 5,427,000 $ 301,500 $ 139,000
Tarrant, Texas 18 $ 3,573,000 $ 198,500 $ 132,000
Cobb, Georgia 17 $ 3,309,000 $ 194,647 $ 164,000
Maui, Hawaii 17 $ 8,648,000 $ 508,705 $ 340,000
Nassau, New York 17 $ 22,333,000 $ 1,313,705 $ 556,000
Bexar, Texas 17 $ 2,695,000 $ 158,529 $ 107,000
Utah, Utah 17 $ 2,894,000 $ 170,235 $ 91,000
Clark, Washington 17 $ 3,509,000 $ 206,411 $ 80,000
San Joaquin, California 16 $ 2,823,000 $ 176,437 $ 74,000
Fairfield, Connecticut 16 $ 14,303,000 $ 893,937 $ 297,000
Queens, New York 16 $ 7,216,000 $ 451,000 $ 62,000
Summit, Utah 16 $ 10,382,000 $ 648,875 $ 348,000
El Paso, Colorado 15 $ 2,848,000 $ 189,866 $ 78,000
Collin, Texas 15 $ 3,907,000 $ 260,466 $ 172,000
Solano, California 14 $ 2,888,000 $ 206,285 $ 105,000
Arapahoe, Colorado 14 $ 6,233,000 $ 445,214 $ 155,000
DuPage, Illinois 14 $ 2,972,000 $ 212,285 $ 108,000
Middlesex, Massachusetts 14 $ 4,993,000 $ 356,642 $ 142,000
Wayne, Michigan 14 $ 3,240,000 $ 231,428 $ 103,000
Bergen, New Jersey 14 $ 8,786,000 $ 627,571 $ 637,000
Monmouth, New Jersey 14 $ 6,323,000 $ 451,642 $ 225,000
Somerset, New Jersey 14 $ 4,320,000 $ 308,571 $ 135,000
Cuyahoga, Ohio 14 $ 2,516,000 $ 179,714 $ 129,000
Yavapai, Arizona 13 $ 2,426,000 $ 186,615 $ 111,000
El Dorado, California 13 $ 3,158,000 $ 242,923 $ 134,000
Kern, California 13 $ 1,731,000 $ 133,153 $ 94,000
Santa Cruz, California 13 $ 8,379,000 $ 644,538 $ 249,000
Adams, Colorado 13 $ 3,681,000 $ 283,153 $ 90,000
Gwinnett, Georgia 13 $ 2,376,000 $ 182,769 $ 111,000
Lake, Illinois 13 $ 3,799,000 $ 292,230 $ 182,000
Montgomery, Pennsylvania 13 $ 2,711,000 $ 208,538 $ 112,000
Greenville, South Carolina 13 $ 2,998,000 $ 230,615 $ 80,000
Kitsap, Washington 13 $ 2,382,000 $ 183,230 $ 83,000
Orange, Florida 12 $ 3,132,000 $ 261,000 $ 187,000
Davis, Utah 12 $ 2,679,000 $ 223,250 $ 87,000
Stanislaus, California 11 $ 2,254,000 $ 204,909 $ 93,000
DeKalb, Georgia 11 $ 1,710,000 $ 155,454 $ 134,000
Macomb, Michigan 11 $ 1,922,000 $ 174,727 $ 94,000
Morris, New Jersey 11 $ 3,782,000 $ 343,818 $ 181,000
Multnomah, Oregon 11 $ 2,593,000 $ 235,727 $ 176,000
Loudoun, Virginia 11 $ 4,027,000 $ 366,090 $ 142,000
Shasta, California 10 $ 1,753,000 $ 175,300 $ 104,000
Lee, Florida 10 $ 3,174,000 $ 317,400 $ 218,000
Montgomery, Maryland 10 $ 4,922,000 $ 492,200 $ 221,000
Rockland, New York 10 $ 3,122,000 $ 312,200 $ 95,000
Napa, California 9 $ 5,543,000 $ 615,888 $ 319,000
Boulder, Colorado 9 $ 3,062,000 $ 340,222 $ 109,000
Pitkin, Colorado 9 $ 19,839,000 $ 2,204,333 $ 1,494,000
Collier, Florida 9 $ 7,067,000 $ 785,222 $ 487,000
Will, Illinois 9 $ 1,418,000 $ 157,555 $ 116,000
Washtenaw, Michigan 9 $ 1,643,000 $ 182,555 $ 128,000
Douglas, Nebraska 9 $ 1,800,000 $ 200,000 $ 159,000
Lancaster, Pennsylvania 9 $ 1,498,000 $ 166,444 $ 81,000
Philadelphia, Pennsylvania 9 $ 3,521,000 $ 391,222 $ 63,000
Davidson, Tennessee 9 $ 1,381,000 $ 153,444 $ 80,000
Snohomish, Washington 9 $ 1,828,000 $ 203,111 $ 89,000
Pinellas, Florida 8 $ 6,418,000 $ 802,250 $ 187,000
Kootenai, Idaho 8 $ 1,464,000 $ 183,000 $ 123,000
Johnson, Kansas 8 $ 1,686,000 $ 210,750 $ 145,000
Jefferson, Kentucky 8 $ 2,266,000 $ 283,250 $ 98,000
Middlesex, New Jersey 8 $ 2,300,000 $ 287,500 $ 159,000
Mecklenburg, North Carolina 8 $ 2,405,000 $ 300,625 $ 142,000
Lane, Oregon 8 $ 1,553,000 $ 194,125 $ 125,000
Allegheny, Pennsylvania 8 $ 1,288,000 $ 161,000 $ 118,000
Dauphin, Pennsylvania 8 $ 934,000 $ 116,750 $ 84,000
Tulare, California 7 $ 1,064,000 $ 152,000 $ 132,000
Douglas, Colorado 7 $ 1,544,000 $ 220,571 $ 121,000
Hartford, Connecticut 7 $ 1,432,000 $ 204,571 $ 118,000
Hillsborough, Florida 7 $ 3,124,000 $ 446,285 $ 111,000
Seminole, Florida 7 $ 3,078,000 $ 439,714 $ 162,000
Forsyth, Georgia 7 $ 1,404,000 $ 200,571 $ 115,000
Hawaii, Hawaii 7 $ 2,838,000 $ 405,428 $ 479,000
St. Louis, Missouri 7 $ 1,392,000 $ 198,857 $ 103,000
Missoula, Montana 7 $ 1,335,000 $ 190,714 $ 181,000
Washington, Utah 7 $ 1,128,000 $ 161,142 $ 70,000
Prince William, Virginia 7 $ 1,780,000 $ 254,285 $ 129,000
Anchorage, Alaska 6 $ 1,165,000 $ 194,166 $ 82,000
Mohave, Arizona 6 $ 715,000 $ 119,166 $ 112,000
Butte, California 6 $ 1,031,000 $ 171,833 $ 118,000
Yolo, California 6 $ 1,195,000 $ 199,166 $ 180,000
New Castle, Delaware 6 $ 1,373,000 $ 228,833 $ 200,000
Ada, Idaho 6 $ 697,000 $ 116,166 $ 111,000
Lake, Indiana 6 $ 1,172,000 $ 195,333 $ 95,000
Polk, Iowa 6 $ 923,000 $ 153,833 $ 106,000
Norfolk, Massachusetts 6 $ 2,411,000 $ 401,833 $ 156,000
Livingston, Michigan 6 $ 1,168,000 $ 194,666 $ 132,000
Anoka, Minnesota 6 $ 1,137,000 $ 189,500 $ 131,000
Ocean, New Jersey 6 $ 1,586,000 $ 264,333 $ 132,000
Santa Fe, New Mexico 6 $ 3,080,000 $ 513,333 $ 281,000
Brunswick, North Carolina 6 $ 885,000 $ 147,500 $ 84,000
Orange, North Carolina 6 $ 1,595,000 $ 265,833 $ 142,000
Franklin, Ohio 6 $ 3,210,000 $ 535,000 $ 61,000
Lorain, Ohio 6 $ 959,000 $ 159,833 $ 92,000
Benton, Oregon 6 $ 1,357,000 $ 226,166 $ 130,000
Clackamas, Oregon 6 $ 3,192,000 $ 532,000 $ 236,000
Bucks, Pennsylvania 6 $ 1,036,000 $ 172,666 $ 65,000
Williamson, Tennessee 6 $ 2,568,000 $ 428,000 $ 220,000
Montgomery, Texas 6 $ 1,507,000 $ 251,166 $ 139,000
Clallam, Washington 6 $ 839,000 $ 139,833 $ 62,000
Jefferson, Alabama 5 $ 1,332,000 $ 266,400 $ 136,000
Madison, Alabama 5 $ 1,103,000 $ 220,600 $ 104,000
Denver, Colorado 5 $ 1,636,000 $ 327,200 $ 132,000
New Haven, Connecticut 5 $ 2,186,000 $ 437,200 $ 173,000
Kane, Illinois 5 $ 877,000 $ 175,400 $ 102,000
Boone, Indiana 5 $ 1,198,000 $ 239,600 $ 147,000
Hamilton, Indiana 5 $ 819,000 $ 163,800 $ 65,000
Howard, Maryland 5 $ 2,007,000 $ 401,400 $ 133,000
Barnstable, Massachusetts 5 $ 4,758,000 $ 951,600 $ 494,000
Ramsey, Minnesota 5 $ 744,000 $ 148,800 $ 81,000
Jackson, Missouri 5 $ 520,000 $ 104,000 $ 60,000
Douglas, Nevada 5 $ 6,188,000 $ 1,237,600 $ 547,000
Guilford, North Carolina 5 $ 1,196,000 $ 239,200 $ 189,000
Union, North Carolina 5 $ 755,000 $ 151,000 $ 63,000
Warren, Ohio 5 $ 832,000 $ 166,400 $ 100,000
Chester, Pennsylvania 5 $ 1,956,000 $ 391,200 $ 223,000
Delaware, Pennsylvania 5 $ 1,363,000 $ 272,600 $ 124,000
El Paso, Texas 5 $ 753,000 $ 150,600 $ 76,000
Weber, Utah 5 $ 1,719,000 $ 343,800 $ 314,000
Arlington, Virginia 5 $ 2,081,000 $ 416,200 $ 205,000
James City, Virginia 5 $ 1,561,000 $ 312,200 $ 134,000
Chelan, Washington 5 $ 2,631,000 $ 526,200 $ 369,000
Spokane, Washington 5 $ 798,000 $ 159,600 $ 70,000
Thurston, Washington 5 $ 735,000 $ 147,000 $ 90,000
Milwaukee, Wisconsin 5 $ 1,394,000 $ 278,800 $ 31,000
Pinal, Arizona 4 $ 471,000 $ 117,750 $ 84,000
Tuolumne, California 4 $ 575,000 $ 143,750 $ 114,000
Eagle, Colorado 4 $ 5,996,000 $ 1,499,000 $ 2,825,000
Grand, Colorado 4 $ 853,000 $ 213,250 $ 193,000
Larimer, Colorado 4 $ 1,179,000 $ 294,750 $ 145,000
Summit, Colorado 4 $ 3,088,000 $ 772,000 $ 192,000
Sussex, Delaware 4 $ 1,125,000 $ 281,250 $ 243,000
Sarasota, Florida 4 $ 971,000 $ 242,750 $ 79,000
St. Johns, Florida 4 $ 1,050,000 $ 262,500 $ 218,000
Columbia, Georgia 4 $ 560,000 $ 140,000 $ 105,000
Canyon, Idaho 4 $ 530,000 $ 132,500 $ 141,000
York, Maine 4 $ 1,042,000 $ 260,500 $ 114,000
Baltimore, Maryland 4 $ 2,202,000 $ 550,500 $ 139,000
Essex, Massachusetts 4 $ 1,675,000 $ 418,750 $ 211,000
Scott, Minnesota 4 $ 843,000 $ 210,750 $ 126,000
Washington, Minnesota 4 $ 564,000 $ 141,000 $ 100,000
Mercer, New Jersey 4 $ 860,000 $ 215,000 $ 113,000
Sandoval, New Mexico 4 $ 932,000 $ 233,000 $ 152,000
Bronx, New York 4 $ 2,326,000 $ 581,500 $ 153,000
Richmond, New York 4 $ 570,000 $ 142,500 $ 82,000
Deschutes, Oregon 4 $ 791,000 $ 197,750 $ 127,000
Jackson, Oregon 4 $ 918,000 $ 229,500 $ 116,000
Charleston, South Carolina 4 $ 759,000 $ 189,750 $ 95,000
Virginia Beach, Virginia 4 $ 1,110,000 $ 277,500 $ 112,000
Skagit, Washington 4 $ 654,000 $ 163,500 $ 98,000
Cochise, Arizona 3 $ 542,000 $ 180,666 $ 170,000
Gila, Arizona 3 $ 1,075,000 $ 358,333 $ 122,000
Calaveras, California 3 $ 1,055,000 $ 351,666 $ 135,000
Madera, California 3 $ 524,000 $ 174,666 $ 69,000
Mendocino, California 3 $ 660,000 $ 220,000 $ 60,000
Merced, California 3 $ 274,000 $ 91,333 $ 71,000
Nevada, California 3 $ 847,000 $ 282,333 $ 100,000
Plumas, California 3 $ 883,000 $ 294,333 $ 79,000
Garfield, Colorado 3 $ 618,000 $ 206,000 $ 109,000
Park, Colorado 3 $ 474,000 $ 158,000 $ 94,000
Charlotte, Florida 3 $ 316,000 $ 105,333 $ 72,000
Manatee, Florida 3 $ 440,000 $ 146,666 $ 57,000
Monroe, Florida 3 $ 3,168,000 $ 1,056,000 $ 572,000
McHenry, Illinois 3 $ 1,630,000 $ 543,333 $ 218,000
Marion, Indiana 3 $ 596,000 $ 198,666 $ 134,000
Porter, Indiana 3 $ 510,000 $ 170,000 $ 108,000
Anne Arundel, Maryland 3 $ 1,263,000 $ 421,000 $ 221,000
Worcester, Massachusetts 3 $ 680,000 $ 226,666 $ 97,000
Kent, Michigan 3 $ 421,000 $ 140,333 $ 97,000
DeSoto, Mississippi 3 $ 461,000 $ 153,666 $ 167,000
Jefferson, Missouri 3 $ 392,000 $ 130,666 $ 75,000
Ravalli, Montana 3 $ 622,000 $ 207,333 $ 133,000
Hillsborough, New Hampshire 3 $ 878,000 $ 292,666 $ 105,000
Essex, New Jersey 3 $ 1,329,000 $ 443,000 $ 201,000
Dutchess, New York 3 $ 850,000 $ 283,333 $ 113,000
Durham, North Carolina 3 $ 447,000 $ 149,000 $ 94,000
Forsyth, North Carolina 3 $ 487,000 $ 162,333 $ 116,000
Butler, Ohio 3 $ 600,000 $ 200,000 $ 123,000
Summit, Ohio 3 $ 505,000 $ 168,333 $ 84,000
Lincoln, Oregon 3 $ 753,000 $ 251,000 $ 61,000
Cumberland, Pennsylvania 3 $ 361,000 $ 120,333 $ 71,000
York, Pennsylvania 3 $ 542,000 $ 180,666 $ 63,000
Beaufort, South Carolina 3 $ 293,000 $ 97,666 $ 114,000
Horry, South Carolina 3 $ 324,000 $ 108,000 $ 51,000
York, South Carolina 3 $ 2,299,000 $ 766,333 $ 65,000
Shelby, Tennessee 3 $ 426,000 $ 142,000 $ 111,000
Fort Bend, Texas 3 $ 558,000 $ 186,000 $ 133,000
Hays, Texas 3 $ 5,260,000 $ 1,753,333 $ 44,000
Williamson, Texas 3 $ 683,000 $ 227,666 $ 106,000
Chittenden, Vermont 3 $ 1,400,000 $ 466,666 $ 206,000
Jefferson, Washington 3 $ 785,000 $ 261,666 $ 103,000
Okanogan, Washington 3 $ 955,000 $ 318,333 $ 264,000
Waukesha, Wisconsin 3 $ 2,835,000 $ 945,000 $ 257,000
Shelby, Alabama 2 $ 366,000 $ 183,000 $ 90,000
Coconino, Arizona 2 $ 431,000 $ 215,500 $ 71,000
La Paz, Arizona 2 $ 388,000 $ 194,000 $ 143,000
Navajo, Arizona 2 $ 441,000 $ 220,500 $ 192,000
Yuma, Arizona 2 $ 1,929,000 $ 964,500 $ 51,000
Humboldt, California 2 $ 540,000 $ 270,000 $ 47,000
Inyo, California 2 $ 100,000 $ 50,000 $ 28,000
Mono, California 2 $ 1,424,000 $ 712,000 $ 151,000
Elbert, Colorado 2 $ 365,000 $ 182,500 $ 160,000
Montrose, Colorado 2 $ 192,000 $ 96,000 $ 81,000
San Miguel, Colorado 2 $ 5,534,000 $ 2,767,000 $ 793,000
Litchfield, Connecticut 2 $ 337,000 $ 168,500 $ 100,000
Martin, Florida 2 $ 1,583,000 $ 791,500 $ 494,000
Nassau, Florida 2 $ 550,000 $ 275,000 $ 161,000
Osceola, Florida 2 $ 1,719,000 $ 859,500 $ 278,000
Chatham, Georgia 2 $ 4,000,000 $ 2,000,000 $ 0
Glynn, Georgia 2 $ 517,000 $ 258,500 $ 397,000
Union, Georgia 2 $ 319,000 $ 159,500 $ 227,000
Kauai, Hawaii 2 $ 691,000 $ 345,500 $ 75,000
Bonner, Idaho 2 $ 497,000 $ 248,500 $ 114,000
Twin Falls, Idaho 2 $ 548,000 $ 274,000 $ 79,000
Hendricks, Indiana 2 $ 294,000 $ 147,000 $ 90,000
Hardin, Kentucky 2 $ 187,000 $ 93,500 $ 83,000
Cumberland, Maine 2 $ 803,000 $ 401,500 $ 444,000
Frederick, Maryland 2 $ 1,220,000 $ 610,000 $ 151,000
Prince George's, Maryland 2 $ 287,000 $ 143,500 $ 49,000
Dukes, Massachusetts 2 $ 5,176,000 $ 2,588,000 $ 302,000
Plymouth, Massachusetts 2 $ 1,125,000 $ 562,500 $ 263,000
Suffolk, Massachusetts 2 $ 608,000 $ 304,000 $ 129,000
Allegan, Michigan 2 $ 419,000 $ 209,500 $ 113,000
Genesee, Michigan 2 $ 167,000 $ 83,500 $ 80,000
Iosco, Michigan 2 $ 209,000 $ 104,500 $ 113,000
Kalamazoo, Michigan 2 $ 366,000 $ 183,000 $ 135,000
Monroe, Michigan 2 $ 340,000 $ 170,000 $ 105,000
Montcalm, Michigan 2 $ 179,000 $ 89,500 $ 78,000
Otsego, Michigan 2 $ 173,000 $ 86,500 $ 142,000
Cass, Minnesota 2 $ 437,000 $ 218,500 $ 101,000
Dakota, Minnesota 2 $ 275,000 $ 137,500 $ 110,000
Greene, Missouri 2 $ 1,663,000 $ 831,500 $ 339,000
St. Charles, Missouri 2 $ 210,000 $ 105,000 $ 97,000
Gallatin, Montana 2 $ 346,000 $ 173,000 $ 75,000
Lewis and Clark, Montana 2 $ 303,000 $ 151,500 $ 52,000
Rockingham, New Hampshire 2 $ 1,144,000 $ 572,000 $ 189,000
Atlantic, New Jersey 2 $ 1,095,000 $ 547,500 $ 308,000
Burlington, New Jersey 2 $ 474,000 $ 237,000 $ 95,000
Camden, New Jersey 2 $ 134,000 $ 67,000 $ 61,000
Cape May, New Jersey 2 $ 1,260,000 $ 630,000 $ 360,000
Hunterdon, New Jersey 2 $ 877,000 $ 438,500 $ 189,000
Sussex, New Jersey 2 $ 370,000 $ 185,000 $ 86,000
Carteret, North Carolina 2 $ 300,000 $ 150,000 $ 93,000
Currituck, North Carolina 2 $ 1,185,000 $ 592,500 $ 263,000
Davidson, North Carolina 2 $ 328,000 $ 164,000 $ 150,000
Moore, North Carolina 2 $ 326,000 $ 163,000 $ 77,000
New Hanover, North Carolina 2 $ 484,000 $ 242,000 $ 124,000
Delaware, Ohio 2 $ 397,000 $ 198,500 $ 138,000
Josephine, Oregon 2 $ 759,000 $ 379,500 $ 101,000
Marion, Oregon 2 $ 288,000 $ 144,000 $ 93,000
Berks, Pennsylvania 2 $ 235,000 $ 117,500 $ 107,000
Butler, Pennsylvania 2 $ 363,000 $ 181,500 $ 146,000
Anderson, South Carolina 2 $ 229,000 $ 114,500 $ 99,000
Spartanburg, South Carolina 2 $ 358,000 $ 179,000 $ 94,000
Cheatham, Tennessee 2 $ 247,000 $ 123,500 $ 59,000
Hamilton, Tennessee 2 $ 432,000 $ 216,000 $ 148,000
Sumner, Tennessee 2 $ 485,000 $ 242,500 $ 54,000
Brazoria, Texas 2 $ 241,000 $ 120,500 $ 184,000
Cameron, Texas 2 $ 358,000 $ 179,000 $ 179,000
Comal, Texas 2 $ 1,122,000 $ 561,000 $ 23,000
Morgan, Utah 2 $ 395,000 $ 197,500 $ 82,000
Rich, Utah 2 $ 489,000 $ 244,500 $ 93,000
Wasatch, Utah 2 $ 7,942,000 $ 3,971,000 $ 962,000
Alexandria, Virginia 2 $ 221,000 $ 110,500 $ 164,000
Fauquier, Virginia 2 $ 892,000 $ 446,000 $ 251,000
Suffolk, Virginia 2 $ 1,473,000 $ 736,500 $ 378,000
York, Virginia 2 $ 249,000 $ 124,500 $ 152,000
Benton, Washington 2 $ 395,000 $ 197,500 $ 106,000
Cowlitz, Washington 2 $ 400,000 $ 200,000 $ 105,000
Island, Washington 2 $ 1,026,000 $ 513,000 $ 281,000
Whatcom, Washington 2 $ 373,000 $ 186,500 $ 138,000
Dane, Wisconsin 2 $ 277,000 $ 138,500 $ 82,000
Ozaukee, Wisconsin 2 $ 294,000 $ 147,000 $ 81,000
Dallas, Alabama 1 $ 1,200,000 $ 1,200,000 $ 0
Elmore, Alabama 1 $ 203,000 $ 203,000 $ 141,000
Limestone, Alabama 1 $ 117,000 $ 117,000 $ 46,000
Marshall, Alabama 1 $ 112,000 $ 112,000 $ 132,000
Montgomery, Alabama 1 $ 179,000 $ 179,000 $ 141,000
Pike, Alabama 1 $ 54,000 $ 54,000 $ 56,000
Apache, Arizona 1 $ 70,000 $ 70,000 $ 32,000
Benton, Arkansas 1 $ 176,000 $ 176,000 $ 68,000
Amador, California 1 $ 240,000 $ 240,000 $ 123,000
Imperial, California 1 $ 50,000 $ 50,000 $ 85,000
Lake, California 1 $ 1,305,000 $ 1,305,000 $ 1,016,000
Sutter, California 1 $ 139,000 $ 139,000 $ 724,000
Broomfield, Colorado 1 $ 325,000 $ 325,000 $ 125,000
Routt, Colorado 1 $ 135,000 $ 135,000 $ 108,000
Weld, Colorado 1 $ 215,000 $ 215,000 $ 135,000
Alachua, Florida 1 $ 98,000 $ 98,000 $ 549,000
Citrus, Florida 1 $ 428,000 $ 428,000 $ 232,000
Clay, Florida 1 $ 520,000 $ 520,000 $ 713,000
Duval, Florida 1 $ 320,000 $ 320,000 $ 0
Escambia, Florida 1 $ 138,000 $ 138,000 $ 92,000
Franklin, Florida 1 $ 417,000 $ 417,000 $ 323,000
Hernando, Florida 1 $ 161,000 $ 161,000 $ 155,000
Indian River, Florida 1 $ 324,000 $ 324,000 $ 119,000
Marion, Florida 1 $ 500,000 $ 500,000 $ 112,000
Pasco, Florida 1 $ 190,000 $ 190,000 $ 182,000
Polk, Florida 1 $ 168,000 $ 168,000 $ 101,000
Santa Rosa, Florida 1 $ 258,000 $ 258,000 $ 144,000
Volusia, Florida 1 $ 1,658,000 $ 1,658,000 $ 0
Walton, Florida 1 $ 1,380,000 $ 1,380,000 $ 1,147,000
Camden, Georgia 1 $ 140,000 $ 140,000 $ 38,000
Catoosa, Georgia 1 $ 152,000 $ 152,000 $ 115,000
Cherokee, Georgia 1 $ 123,000 $ 123,000 $ 76,000
Dawson, Georgia 1 $ 173,000 $ 173,000 $ 81,000
Fannin, Georgia 1 $ 280,000 $ 280,000 $ 85,000
Fayette, Georgia 1 $ 165,000 $ 165,000 $ 194,000
Greene, Georgia 1 $ 144,000 $ 144,000 $ 49,000
Hall, Georgia 1 $ 130,000 $ 130,000 $ 101,000
Lamar, Georgia 1 $ 210,000 $ 210,000 $ 93,000
Bannock, Idaho 1 $ 120,000 $ 120,000 $ 19,000
Blaine, Idaho 1 $ 205,000 $ 205,000 $ 59,000
Bonneville, Idaho 1 $ 128,000 $ 128,000 $ 80,000
Caribou, Idaho 1 $ 140,000 $ 140,000 $ 39,000
Elmore, Idaho 1 $ 164,000 $ 164,000 $ 69,000
Idaho, Idaho 1 $ 110,000 $ 110,000 $ 77,000
Latah, Idaho 1 $ 183,000 $ 183,000 $ 55,000
Nez Perce, Idaho 1 $ 200,000 $ 200,000 $ 159,000
Washington, Idaho 1 $ 165,000 $ 165,000 $ 98,000
Madison, Illinois 1 $ 178,000 $ 178,000 $ 81,000
Menard, Illinois 1 $ 88,000 $ 88,000 $ 61,000
St. Clair, Illinois 1 $ 99,000 $ 99,000 $ 43,000
Allen, Indiana 1 $ 74,000 $ 74,000 $ 46,000
Madison, Indiana 1 $ 50,000 $ 50,000 $ 87,000
Tippecanoe, Indiana 1 $ 100,000 $ 100,000 $ 100,000
Dallas, Iowa 1 $ 385,000 $ 385,000 $ 292,000
Jasper, Iowa 1 $ 100,000 $ 100,000 $ 55,000
Johnson, Iowa 1 $ 149,000 $ 149,000 $ 72,000
Crawford, Kansas 1 $ 65,000 $ 65,000 $ 70,000
Leavenworth, Kansas 1 $ 158,000 $ 158,000 $ 85,000
Miami, Kansas 1 $ 134,000 $ 134,000 $ 133,000
Pottawatomie, Kansas 1 $ 120,000 $ 120,000 $ 74,000
Riley, Kansas 1 $ 178,000 $ 178,000 $ 61,000
Wyandotte, Kansas 1 $ 1,098,000 $ 1,098,000 $ 0
Campbell, Kentucky 1 $ 256,000 $ 256,000 $ 102,000
Lyon, Kentucky 1 $ 210,000 $ 210,000 $ 234,000
Muhlenberg, Kentucky 1 $ 300,000 $ 300,000 $ 24,000
Oldham, Kentucky 1 $ 110,000 $ 110,000 $ 98,000
Pulaski, Kentucky 1 $ 167,000 $ 167,000 $ 58,000
Warren, Kentucky 1 $ 110,000 $ 110,000 $ 142,000
Ascension, Louisiana 1 $ 299,000 $ 299,000 $ 198,000
De Soto, Louisiana 1 $ 84,000 $ 84,000 $ 36,000
East Baton Rouge, Louisiana 1 $ 531,000 $ 531,000 $ 188,000
Jefferson, Louisiana 1 $ 110,000 $ 110,000 $ 30,000
Natchitoches, Louisiana 1 $ 103,000 $ 103,000 $ 63,000
Hancock, Maine 1 $ 165,000 $ 165,000 $ 357,000
Oxford, Maine 1 $ 825,000 $ 825,000 $ 580,000
Baltimore City, Maryland 1 $ 210,000 $ 210,000 $ 320,000
Cecil, Maryland 1 $ 125,000 $ 125,000 $ 172,000
Charles, Maryland 1 $ 235,000 $ 235,000 $ 140,000
Kent, Maryland 1 $ 423,000 $ 423,000 $ 163,000
Queen Anne's, Maryland 1 $ 183,000 $ 183,000 $ 360,000
Washington, Maryland 1 $ 600,000 $ 600,000 $ 186,000
Wicomico, Maryland 1 $ 88,000 $ 88,000 $ 35,000
Hampden, Massachusetts 1 $ 182,000 $ 182,000 $ 240,000
Hampshire, Massachusetts 1 $ 187,000 $ 187,000 $ 66,000
Nantucket, Massachusetts 1 $ 2,000,000 $ 2,000,000 $ 369,000
Barry, Michigan 1 $ 93,000 $ 93,000 $ 98,000
Cass, Michigan 1 $ 157,000 $ 157,000 $ 88,000
Clare, Michigan 1 $ 98,000 $ 98,000 $ 196,000
Eaton, Michigan 1 $ 4,400,000 $ 4,400,000 $ 0
Iron, Michigan 1 $ 128,000 $ 128,000 $ 132,000
Leelanau, Michigan 1 $ 475,000 $ 475,000 $ 218,000
Marquette, Michigan 1 $ 59,000 $ 59,000 $ 81,000
Ottawa, Michigan 1 $ 100,000 $ 100,000 $ 180,000
Presque Isle, Michigan 1 $ 132,000 $ 132,000 $ 53,000
Roscommon, Michigan 1 $ 262,000 $ 262,000 $ 191,000
Sanilac, Michigan 1 $ 85,000 $ 85,000 $ 94,000
St. Clair, Michigan 1 $ 166,000 $ 166,000 $ 121,000
St. Joseph, Michigan 1 $ 133,000 $ 133,000 $ 93,000
Van Buren, Michigan 1 $ 165,000 $ 165,000 $ 85,000
Aitkin, Minnesota 1 $ 88,000 $ 88,000 $ 80,000
Carver, Minnesota 1 $ 232,000 $ 232,000 $ 168,000
Rice, Minnesota 1 $ 141,000 $ 141,000 $ 68,000
Sherburne, Minnesota 1 $ 200,000 $ 200,000 $ 75,000
Clay, Mississippi 1 $ 109,000 $ 109,000 $ 196,000
Rankin, Mississippi 1 $ 122,000 $ 122,000 $ 90,000
Barry, Missouri 1 $ 210,000 $ 210,000 $ 97,000
Bollinger, Missouri 1 $ 50,000 $ 50,000 $ 68,000
Camden, Missouri 1 $ 166,000 $ 166,000 $ 58,000
Clay, Missouri 1 $ 195,000 $ 195,000 $ 113,000
St. Francois, Missouri 1 $ 114,000 $ 114,000 $ 111,000
Cascade, Montana 1 $ 1,325,000 $ 1,325,000 $ 0
Flathead, Montana 1 $ 203,000 $ 203,000 $ 100,000
Madison, Montana 1 $ 111,000 $ 111,000 $ 62,000
Yellowstone, Montana 1 $ 332,000 $ 332,000 $ 244,000
Cass, Nebraska 1 $ 164,000 $ 164,000 $ 63,000
Carson City, Nevada 1 $ 212,000 $ 212,000 $ 106,000
Lyon, Nevada 1 $ 200,000 $ 200,000 $ 97,000
Belknap, New Hampshire 1 $ 270,000 $ 270,000 $ 235,000
Coos, New Hampshire 1 $ 167,000 $ 167,000 $ 61,000
Grafton, New Hampshire 1 $ 57,000 $ 57,000 $ 298,000
Merrimack, New Hampshire 1 $ 380,000 $ 380,000 $ 150,000
Union, New Jersey 1 $ 549,000 $ 549,000 $ 398,000
Warren, New Jersey 1 $ 360,000 $ 360,000 $ 88,000
Lincoln, New Mexico 1 $ 127,000 $ 127,000 $ 73,000
San Miguel, New Mexico 1 $ 185,000 $ 185,000 $ 108,000
Taos, New Mexico 1 $ 263,000 $ 263,000 $ 202,000
Orange, New York 1 $ 550,000 $ 550,000 $ 0
Schenectady, New York 1 $ 145,000 $ 145,000 $ 115,000
Sullivan, New York 1 $ 55,000 $ 55,000 $ 62,000
Alexander, North Carolina 1 $ 121,000 $ 121,000 $ 87,000
Buncombe, North Carolina 1 $ 150,000 $ 150,000 $ 68,000
Chatham, North Carolina 1 $ 409,000 $ 409,000 $ 107,000
Chowan, North Carolina 1 $ 104,000 $ 104,000 $ 194,000
Craven, North Carolina 1 $ 268,000 $ 268,000 $ 74,000
Franklin, North Carolina 1 $ 192,000 $ 192,000 $ 107,000
Iredell, North Carolina 1 $ 768,000 $ 768,000 $ 269,000
Onslow, North Carolina 1 $ 131,000 $ 131,000 $ 81,000
Pender, North Carolina 1 $ 267,000 $ 267,000 $ 134,000
Polk, North Carolina 1 $ 105,000 $ 105,000 $ 63,000
Wilkes, North Carolina 1 $ 100,000 $ 100,000 $ 106,000
Clermont, Ohio 1 $ 156,000 $ 156,000 $ 166,000
Hamilton, Ohio 1 $ 276,000 $ 276,000 $ 114,000
Holmes, Ohio 1 $ 120,000 $ 120,000 $ 43,000
Huron, Ohio 1 $ 52,000 $ 52,000 $ 70,000
Lake, Ohio 1 $ 222,000 $ 222,000 $ 157,000
Lucas, Ohio 1 $ 222,000 $ 222,000 $ 123,000
Mahoning, Ohio 1 $ 108,000 $ 108,000 $ 61,000
Medina, Ohio 1 $ 110,000 $ 110,000 $ 70,000
Trumbull, Ohio 1 $ 1,500,000 $ 1,500,000 $ 0
Wood, Ohio 1 $ 195,000 $ 195,000 $ 55,000
Comanche, Oklahoma 1 $ 1,040,000 $ 1,040,000 $ 0
Oklahoma, Oklahoma 1 $ 3,060,000 $ 3,060,000 $ 0
Tulsa, Oklahoma 1 $ 233,000 $ 233,000 $ 125,000
Clatsop, Oregon 1 $ 180,000 $ 180,000 $ 61,000
Curry, Oregon 1 $ 336,000 $ 336,000 $ 58,000
Hood River, Oregon 1 $ 41,000 $ 41,000 $ 160,000
Linn, Oregon 1 $ 140,000 $ 140,000 $ 40,000
Polk, Oregon 1 $ 177,000 $ 177,000 $ 65,000
Umatilla, Oregon 1 $ 100,000 $ 100,000 $ 68,000
Fayette, Pennsylvania 1 $ 81,000 $ 81,000 $ 69,000
Lehigh, Pennsylvania 1 $ 265,000 $ 265,000 $ 99,000
Pike, Pennsylvania 1 $ 417,000 $ 417,000 $ 233,000
Washington, Pennsylvania 1 $ 126,000 $ 126,000 $ 77,000
Bristol, Rhode Island 1 $ 145,000 $ 145,000 $ 105,000
Providence, Rhode Island 1 $ 417,000 $ 417,000 $ 198,000
Chester, South Carolina 1 $ 153,000 $ 153,000 $ 110,000
Dorchester, South Carolina 1 $ 146,000 $ 146,000 $ 90,000
Laurens, South Carolina 1 $ 110,000 $ 110,000 $ 60,000
Lexington, South Carolina 1 $ 75,000 $ 75,000 $ 66,000
Pickens, South Carolina 1 $ 820,000 $ 820,000 $ 422,000
Richland, South Carolina 1 $ 97,000 $ 97,000 $ 96,000
Anderson, Tennessee 1 $ 143,000 $ 143,000 $ 75,000
Greene, Tennessee 1 $ 192,000 $ 192,000 $ 54,000
Marshall, Tennessee 1 $ 137,000 $ 137,000 $ 115,000
Montgomery, Tennessee 1 $ 228,000 $ 228,000 $ 127,000
Rutherford, Tennessee 1 $ 88,000 $ 88,000 $ 149,000
Tipton, Tennessee 1 $ 130,000 $ 130,000 $ 51,000
Brazos, Texas 1 $ 79,000 $ 79,000 $ 80,000
Brewster, Texas 1 $ 62,000 $ 62,000 $ 109,000
Deaf Smith, Texas 1 $ 88,000 $ 88,000 $ 289,000
Franklin, Texas 1 $ 409,000 $ 409,000 $ 160,000
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Mortgage Loan Application Detail Totals for Axos Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,140 $1,731,426,000 $418,000 $14,000,000 $165,000 $9,999,000
Home Purchase 912 $639,410,000 $701,000 $8,960,000 $319,000 $9,999,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,918 $1,288,580,000 $441,000 $14,000,000 $222,000 $9,999,000
Not Provided 1,060 $426,219,000 $402,000 $8,000,000 $178,000 $2,370,000
Asian 449 $198,803,000 $442,000 $10,000,000 $200,000 $2,716,000
Not applicable 295 $319,484,000 $1,082,000 $7,040,000 $0 $0
Hispanic 254 $107,862,000 $424,000 $3,000,000 $146,000 $2,480,000
Black or African American 56 $21,910,000 $391,000 $1,300,000 $198,000 $2,760,000
Native Hawaiian or Other Pacific Islander 10 $3,266,000 $326,000 $648,000 $129,000 $254,000
American Indian or Alaskan Native 10 $4,712,000 $471,000 $2,150,000 $97,000 $312,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,036 $2,366,538,000 $469,000 $14,000,000 $193,000 $9,999,000
FHA-insured (Federal Housing Administration) 16 $4,298,000 $268,000 $743,000 $105,000 $296,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,573 $1,403,263,000 $392,000 $7,040,000 $161,000 $9,999,000
Application Denied By Financial Institution 636 $350,291,000 $550,000 $7,650,000 $154,000 $3,658,000
Application Approved But Not Accepted 407 $355,729,000 $874,000 $8,000,000 $453,000 $9,999,000
Application Withdrawn By Applicant 239 $133,611,000 $559,000 $14,000,000 $203,000 $9,999,000
File Closed For Incompleteness 109 $50,084,000 $459,000 $5,117,000 $197,000 $1,219,000
Loan Purchased By The Institution 88 $77,858,000 $884,000 $3,000,000 $554,000 $4,559,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 280 $143,502,000 $512,000 $4,800,000 $153,000 $3,658,000
Debt-To-Income Ratio 116 $60,658,000 $522,000 $7,200,000 $99,000 $1,202,000
Other 110 $52,023,000 $472,000 $3,000,000 $200,000 $1,645,000
Credit History 53 $50,122,000 $945,000 $7,650,000 $174,000 $1,832,000
Insufficient Cash (Downpayment, Closing Cost) 42 $26,993,000 $642,000 $5,000,000 $154,000 $756,000
Unverifiable Information 27 $15,641,000 $579,000 $2,350,000 $217,000 $1,207,000
Employment History 6 $778,000 $129,000 $172,000 $66,000 $131,000
Credit Application Incomplete 2 $574,000 $287,000 $485,000 $76,000 $125,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Axos Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Axos Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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