Axos Bank Mortgage Lending & HMDA Data, 2019

In 2019, Axos Bank of San Diego, CA reported 5,304 mortgage applications totaling $4.4 billion, down 28% from 2018. The average application was for $824,732, and applicants reported an average income of $253,588. 51% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (610), Anaheim-Santa Ana-Irvine, CA (377) and San Diego-Carlsbad, CA (305) (applications in parentheses).

Mortgage Company & Address Axos Bank
4350 La Jolla Village Dr Suite 140
San Diego, CA 92122
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 5,304
Total Mortgage Loan Application Amount $4,374,380,000
Average Mortgage Loan Application Amount $824,732
Highest Mortgage Loan Application Amount $60,005,000
Average Applicant Income $253,588
Highest Applicant Income $9,773,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Axos Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Axos Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 610 $ 1,235,980,000 $ 2,026,196 $ 511,000
Orange, California 377 $ 406,805,000 $ 1,079,058 $ 378,000
San Diego, California 305 $ 230,695,000 $ 756,377 $ 260,000
Clark, Nevada 185 $ 64,375,000 $ 347,972 $ 137,000
Riverside, California 175 $ 83,695,000 $ 478,257 $ 166,000
Maricopa, Arizona 146 $ 48,550,000 $ 332,534 $ 140,000
Santa Clara, California 140 $ 155,060,000 $ 1,107,571 $ 293,000
New York, New York 94 $ 453,170,000 $ 4,820,957 $ 845,000
San Bernardino, California 80 $ 48,830,000 $ 610,375 $ 204,000
Alameda, California 74 $ 63,520,000 $ 858,378 $ 270,000
King, Washington 54 $ 39,550,000 $ 732,407 $ 221,000
Miami-Dade, Florida 51 $ 83,055,000 $ 1,628,529 $ 659,000
Franklin, Ohio 50 $ 11,720,000 $ 234,400 $ 120,000
San Mateo, California 46 $ 69,540,000 $ 1,511,739 $ 324,000
Suffolk, New York 44 $ 70,030,000 $ 1,591,590 $ 460,000
Contra Costa, California 43 $ 30,365,000 $ 706,162 $ 216,000
San Francisco, California 43 $ 67,285,000 $ 1,564,767 $ 621,000
Sacramento, California 42 $ 16,400,000 $ 390,476 $ 84,000
Ventura, California 39 $ 26,715,000 $ 685,000 $ 197,000
Marin, California 37 $ 64,525,000 $ 1,743,918 $ 380,000
Cook, Illinois 36 $ 17,930,000 $ 498,055 $ 290,000
Palm Beach, Florida 33 $ 35,505,000 $ 1,075,909 $ 546,000
Kings, New York 32 $ 34,420,000 $ 1,075,625 $ 546,000
Santa Barbara, California 30 $ 37,500,000 $ 1,250,000 $ 340,000
Broward, Florida 30 $ 22,080,000 $ 736,000 $ 205,000
Nassau, New York 30 $ 24,940,000 $ 831,333 $ 297,000
Clark, Washington 28 $ 8,090,000 $ 288,928 $ 102,000
Monterey, California 26 $ 21,780,000 $ 837,692 $ 350,000
Hillsborough, Florida 23 $ 8,795,000 $ 382,391 $ 121,000
Fulton, Georgia 22 $ 33,880,000 $ 1,540,000 $ 575,000
Harris, Texas 22 $ 5,490,000 $ 249,545 $ 117,000
Collier, Florida 21 $ 21,325,000 $ 1,015,476 $ 152,000
Pinellas, Florida 20 $ 9,480,000 $ 474,000 $ 317,000
Delaware, Ohio 20 $ 6,520,000 $ 326,000 $ 158,000
Kern, California 19 $ 5,225,000 $ 275,000 $ 117,000
Sonoma, California 19 $ 11,545,000 $ 607,631 $ 198,000
Washoe, Nevada 19 $ 9,105,000 $ 479,210 $ 129,000
Fairfax, Virginia 19 $ 9,975,000 $ 525,000 $ 189,000
Fairfield, Connecticut 18 $ 13,880,000 $ 771,111 $ 270,000
Queens, New York 18 $ 12,060,000 $ 670,000 $ 130,000
Westchester, New York 18 $ 14,530,000 $ 807,222 $ 320,000
Pierce, Washington 18 $ 7,190,000 $ 399,444 $ 116,000
Arapahoe, Colorado 17 $ 10,155,000 $ 597,352 $ 214,000
Salt Lake, Utah 17 $ 6,025,000 $ 354,411 $ 102,000
Fresno, California 16 $ 5,060,000 $ 316,250 $ 140,000
Cuyahoga, Ohio 16 $ 2,760,000 $ 172,500 $ 121,000
Snohomish, Washington 16 $ 6,330,000 $ 395,625 $ 128,000
Spokane, Washington 16 $ 4,070,000 $ 254,375 $ 112,000
San Joaquin, California 15 $ 6,055,000 $ 403,666 $ 116,000
DeKalb, Georgia 15 $ 5,425,000 $ 361,666 $ 183,000
Lane, Oregon 15 $ 3,315,000 $ 221,000 $ 75,000
Dallas, Texas 15 $ 12,985,000 $ 865,666 $ 801,000
Jefferson, Colorado 14 $ 4,750,000 $ 339,285 $ 125,000
Lee, Florida 14 $ 6,510,000 $ 465,000 $ 169,000
Sarasota, Florida 14 $ 5,970,000 $ 426,428 $ 251,000
Oakland, Michigan 14 $ 3,900,000 $ 278,571 $ 141,000
Bergen, New Jersey 14 $ 11,110,000 $ 793,571 $ 295,000
Tarrant, Texas 14 $ 3,030,000 $ 216,428 $ 156,000
Orange, Florida 13 $ 5,765,000 $ 443,461 $ 274,000
Polk, Iowa 13 $ 3,055,000 $ 235,000 $ 135,000
Norfolk, Massachusetts 13 $ 12,415,000 $ 955,000 $ 195,000
Mecklenburg, North Carolina 13 $ 3,335,000 $ 256,538 $ 141,000
Multnomah, Oregon 13 $ 5,945,000 $ 457,307 $ 139,000
Denton, Texas 13 $ 3,625,000 $ 278,846 $ 109,000
Utah, Utah 13 $ 16,625,000 $ 1,278,846 $ 102,000
Pima, Arizona 12 $ 2,470,000 $ 205,833 $ 80,000
Placer, California 12 $ 7,310,000 $ 609,166 $ 248,000
Stanislaus, California 12 $ 2,850,000 $ 237,500 $ 74,000
Wayne, Michigan 12 $ 1,700,000 $ 141,666 $ 130,000
St. Louis, Missouri 12 $ 10,690,000 $ 890,833 $ 191,000
Essex, New Jersey 12 $ 5,480,000 $ 456,666 $ 153,000
Clackamas, Oregon 12 $ 5,140,000 $ 428,333 $ 116,000
Collin, Texas 12 $ 3,630,000 $ 302,500 $ 139,000
El Dorado, California 11 $ 6,935,000 $ 630,454 $ 203,000
Santa Cruz, California 11 $ 7,735,000 $ 703,181 $ 287,000
Denver, Colorado 11 $ 5,725,000 $ 520,454 $ 126,000
Duval, Florida 11 $ 1,825,000 $ 165,909 $ 78,000
Gwinnett, Georgia 11 $ 4,445,000 $ 404,090 $ 120,000
Honolulu, Hawaii 11 $ 6,345,000 $ 576,818 $ 213,000
Montgomery, Maryland 11 $ 7,275,000 $ 661,363 $ 186,000
Monmouth, New Jersey 11 $ 36,065,000 $ 3,278,636 $ 1,637,000
San Luis Obispo, California 10 $ 19,510,000 $ 1,951,000 $ 555,000
Solano, California 10 $ 6,100,000 $ 610,000 $ 393,000
El Paso, Colorado 10 $ 2,230,000 $ 223,000 $ 108,000
Charlotte, Florida 10 $ 1,850,000 $ 185,000 $ 59,000
Middlesex, Massachusetts 10 $ 7,140,000 $ 714,000 $ 168,000
Bexar, Texas 10 $ 4,080,000 $ 408,000 $ 692,000
Travis, Texas 10 $ 3,640,000 $ 364,000 $ 91,000
Yavapai, Arizona 9 $ 5,075,000 $ 563,888 $ 193,000
Ada, Idaho 9 $ 2,045,000 $ 227,222 $ 131,000
DuPage, Illinois 9 $ 2,135,000 $ 237,222 $ 110,000
Jackson, Missouri 9 $ 1,385,000 $ 153,888 $ 188,000
Pinal, Arizona 8 $ 1,660,000 $ 207,500 $ 119,000
Douglas, Colorado 8 $ 3,850,000 $ 481,250 $ 237,000
St. Johns, Florida 8 $ 2,030,000 $ 253,750 $ 90,000
Kauai, Hawaii 8 $ 10,520,000 $ 1,315,000 $ 366,000
Prince George's, Maryland 8 $ 2,200,000 $ 275,000 $ 102,000
Middlesex, New Jersey 8 $ 2,630,000 $ 328,750 $ 132,000
Bernalillo, New Mexico 8 $ 2,090,000 $ 261,250 $ 119,000
Orange, New York 8 $ 2,600,000 $ 325,000 $ 195,000
Wake, North Carolina 8 $ 2,250,000 $ 281,250 $ 130,000
Davis, Utah 8 $ 1,930,000 $ 241,250 $ 108,000
Kitsap, Washington 8 $ 3,570,000 $ 446,250 $ 244,000
Brevard, Florida 7 $ 1,795,000 $ 256,428 $ 165,000
Escambia, Florida 7 $ 735,000 $ 105,000 $ 61,000
Maui, Hawaii 7 $ 6,785,000 $ 969,285 $ 262,000
Lake, Illinois 7 $ 2,325,000 $ 332,142 $ 174,000
Will, Illinois 7 $ 1,965,000 $ 280,714 $ 164,000
Stearns, Minnesota 7 $ 1,325,000 $ 189,285 $ 70,000
Hudson, New Jersey 7 $ 4,095,000 $ 585,000 $ 302,000
Oklahoma, Oklahoma 7 $ 935,000 $ 133,571 $ 77,000
Linn, Oregon 7 $ 1,695,000 $ 242,142 $ 110,000
Washington, Oregon 7 $ 2,175,000 $ 310,714 $ 161,000
Monroe, Pennsylvania 7 $ 805,000 $ 115,000 $ 71,000
Philadelphia, Pennsylvania 7 $ 1,635,000 $ 233,571 $ 150,000
Greenville, South Carolina 7 $ 1,235,000 $ 176,428 $ 104,000
Chesterfield, Virginia 7 $ 2,565,000 $ 366,428 $ 195,000
Thurston, Washington 7 $ 2,035,000 $ 290,714 $ 142,000
Coconino, Arizona 6 $ 2,240,000 $ 373,333 $ 255,000
Mohave, Arizona 6 $ 970,000 $ 161,666 $ 151,000
Merced, California 6 $ 1,470,000 $ 245,000 $ 99,000
Nevada, California 6 $ 2,970,000 $ 495,000 $ 191,000
Adams, Colorado 6 $ 1,670,000 $ 278,333 $ 158,000
District of Columbia, District Of Columbia 6 $ 8,420,000 $ 1,403,333 $ 1,796,000
Marion, Indiana 6 $ 630,000 $ 105,000 $ 65,000
Jefferson, Kentucky 6 $ 1,160,000 $ 193,333 $ 127,000
Anne Arundel, Maryland 6 $ 2,930,000 $ 488,333 $ 269,000
Baltimore, Maryland 6 $ 1,020,000 $ 170,000 $ 110,000
Baltimore City, Maryland 6 $ 1,200,000 $ 200,000 $ 87,000
Suffolk, Massachusetts 6 $ 3,040,000 $ 506,666 $ 141,000
Macomb, Michigan 6 $ 710,000 $ 118,333 $ 47,000
Benton, Minnesota 6 $ 1,130,000 $ 188,333 $ 54,000
Union, Ohio 6 $ 1,960,000 $ 326,666 $ 217,000
Deschutes, Oregon 6 $ 2,220,000 $ 370,000 $ 107,000
Jackson, Oregon 6 $ 2,440,000 $ 406,666 $ 86,000
Horry, South Carolina 6 $ 710,000 $ 118,333 $ 77,000
Summit, Utah 6 $ 4,600,000 $ 766,666 $ 294,000
Washington, Utah 6 $ 1,740,000 $ 290,000 $ 110,000
Newport News, Virginia 6 $ 1,040,000 $ 173,333 $ 108,000
Mono, California 5 $ 3,815,000 $ 763,000 $ 1,005,000
New Castle, Delaware 5 $ 1,145,000 $ 229,000 $ 100,000
Manatee, Florida 5 $ 1,885,000 $ 377,000 $ 166,000
Osceola, Florida 5 $ 1,475,000 $ 295,000 $ 153,000
Pasco, Florida 5 $ 645,000 $ 129,000 $ 34,000
Cobb, Georgia 5 $ 1,015,000 $ 203,000 $ 105,000
Whitfield, Georgia 5 $ 675,000 $ 135,000 $ 100,000
Allen, Indiana 5 $ 545,000 $ 109,000 $ 70,000
St. Joseph, Indiana 5 $ 515,000 $ 103,000 $ 154,000
Johnson, Kansas 5 $ 1,135,000 $ 227,000 $ 65,000
Sedgwick, Kansas 5 $ 865,000 $ 173,000 $ 91,000
Plymouth, Massachusetts 5 $ 2,025,000 $ 405,000 $ 213,000
Hennepin, Minnesota 5 $ 1,245,000 $ 249,000 $ 79,000
Morris, New Jersey 5 $ 1,385,000 $ 277,000 $ 160,000
Putnam, New York 5 $ 1,375,000 $ 275,000 $ 118,000
Stark, Ohio 5 $ 985,000 $ 197,000 $ 99,000
Marion, Oregon 5 $ 1,135,000 $ 227,000 $ 94,000
Allegheny, Pennsylvania 5 $ 495,000 $ 99,000 $ 110,000
Williamson, Tennessee 5 $ 2,795,000 $ 559,000 $ 140,000
Montgomery, Texas 5 $ 4,635,000 $ 927,000 $ 488,000
Baldwin, Alabama 4 $ 1,090,000 $ 272,500 $ 96,000
Jefferson, Alabama 4 $ 850,000 $ 212,500 $ 113,000
Mobile, Alabama 4 $ 280,000 $ 70,000 $ 83,000
Montgomery, Alabama 4 $ 790,000 $ 197,500 $ 139,000
San Benito, California 4 $ 1,580,000 $ 395,000 $ 82,000
Shasta, California 4 $ 900,000 $ 225,000 $ 103,000
Hartford, Connecticut 4 $ 810,000 $ 202,500 $ 225,000
Hernando, Florida 4 $ 460,000 $ 115,000 $ 60,000
Indian River, Florida 4 $ 1,130,000 $ 282,500 $ 153,000
Martin, Florida 4 $ 2,160,000 $ 540,000 $ 309,000
Volusia, Florida 4 $ 1,030,000 $ 257,500 $ 85,000
Chatham, Georgia 4 $ 1,220,000 $ 305,000 $ 117,000
Clayton, Georgia 4 $ 430,000 $ 107,500 $ 61,000
McHenry, Illinois 4 $ 800,000 $ 200,000 $ 139,000
Hamilton, Indiana 4 $ 1,860,000 $ 465,000 $ 214,000
East Baton Rouge, Louisiana 4 $ 680,000 $ 170,000 $ 87,000
Lafourche, Louisiana 4 $ 310,000 $ 77,500 $ 46,000
Orleans, Louisiana 4 $ 1,580,000 $ 395,000 $ 203,000
Howard, Maryland 4 $ 1,230,000 $ 307,500 $ 129,000
Essex, Massachusetts 4 $ 1,820,000 $ 455,000 $ 132,000
St. Charles, Missouri 4 $ 1,000,000 $ 250,000 $ 84,000
Douglas, Nebraska 4 $ 390,000 $ 97,500 $ 92,000
Hillsborough, New Hampshire 4 $ 1,350,000 $ 337,500 $ 70,000
Clinton, New York 4 $ 840,000 $ 210,000 $ 532,000
Erie, New York 4 $ 400,000 $ 100,000 $ 49,000
Lee, North Carolina 4 $ 490,000 $ 122,500 $ 100,000
Lucas, Ohio 4 $ 540,000 $ 135,000 $ 64,000
Tulsa, Oklahoma 4 $ 1,200,000 $ 300,000 $ 168,000
Pike, Pennsylvania 4 $ 640,000 $ 160,000 $ 269,000
Charleston, South Carolina 4 $ 2,910,000 $ 727,500 $ 336,000
York, South Carolina 4 $ 1,140,000 $ 285,000 $ 87,000
Davidson, Tennessee 4 $ 770,000 $ 192,500 $ 88,000
Knox, Tennessee 4 $ 410,000 $ 102,500 $ 43,000
Shelby, Tennessee 4 $ 850,000 $ 212,500 $ 84,000
El Paso, Texas 4 $ 400,000 $ 100,000 $ 33,000
Fort Bend, Texas 4 $ 1,830,000 $ 457,500 $ 201,000
Loudoun, Virginia 4 $ 1,290,000 $ 322,500 $ 152,000
Norfolk, Virginia 4 $ 360,000 $ 90,000 $ 28,000
Virginia Beach, Virginia 4 $ 1,120,000 $ 280,000 $ 109,000
Milwaukee, Wisconsin 4 $ 1,070,000 $ 267,500 $ 206,000
Limestone, Alabama 3 $ 395,000 $ 131,666 $ 52,000
Benton, Arkansas 3 $ 405,000 $ 135,000 $ 99,000
Del Norte, California 3 $ 565,000 $ 188,333 $ 86,000
Humboldt, California 3 $ 925,000 $ 308,333 $ 68,000
Imperial, California 3 $ 545,000 $ 181,666 $ 403,000
Tuolumne, California 3 $ 665,000 $ 221,666 $ 220,000
Yolo, California 3 $ 1,075,000 $ 358,333 $ 188,000
Yuba, California 3 $ 905,000 $ 301,666 $ 61,000
Boulder, Colorado 3 $ 1,355,000 $ 451,666 $ 363,000
Mesa, Colorado 3 $ 685,000 $ 228,333 $ 92,000
New London, Connecticut 3 $ 775,000 $ 258,333 $ 88,000
Citrus, Florida 3 $ 475,000 $ 158,333 $ 51,000
Lake, Florida 3 $ 515,000 $ 171,666 $ 72,000
Polk, Florida 3 $ 455,000 $ 151,666 $ 50,000
Seminole, Florida 3 $ 485,000 $ 161,666 $ 45,000
Cherokee, Georgia 3 $ 745,000 $ 248,333 $ 89,000
Forsyth, Georgia 3 $ 665,000 $ 221,666 $ 88,000
Hall, Georgia 3 $ 665,000 $ 221,666 $ 84,000
Winnebago, Illinois 3 $ 465,000 $ 155,000 $ 67,000
LaPorte, Indiana 3 $ 885,000 $ 295,000 $ 84,000
Vanderburgh, Indiana 3 $ 295,000 $ 98,333 $ 30,000
Cumberland, Maine 3 $ 985,000 $ 328,333 $ 362,000
Charles, Maryland 3 $ 405,000 $ 135,000 $ 147,000
Barnstable, Massachusetts 3 $ 1,255,000 $ 418,333 $ 126,000
Bristol, Massachusetts 3 $ 565,000 $ 188,333 $ 91,000
Berrien, Michigan 3 $ 435,000 $ 145,000 $ 64,000
Calhoun, Michigan 3 $ 215,000 $ 71,666 $ 38,000
Ingham, Michigan 3 $ 455,000 $ 151,666 $ 87,000
Saginaw, Michigan 3 $ 205,000 $ 68,333 $ 63,000
Anoka, Minnesota 3 $ 935,000 $ 311,666 $ 92,000
Sherburne, Minnesota 3 $ 805,000 $ 268,333 $ 107,000
Washington, Minnesota 3 $ 1,155,000 $ 385,000 $ 176,000
Simpson, Mississippi 3 $ 165,000 $ 55,000 $ 38,000
Cole, Missouri 3 $ 475,000 $ 158,333 $ 52,000
Lincoln, Missouri 3 $ 645,000 $ 215,000 $ 58,000
Flathead, Montana 3 $ 2,425,000 $ 808,333 $ 683,000
Gallatin, Montana 3 $ 2,485,000 $ 828,333 $ 171,000
Yellowstone, Montana 3 $ 445,000 $ 148,333 $ 62,000
Carson City, Nevada 3 $ 605,000 $ 201,666 $ 51,000
Douglas, Nevada 3 $ 895,000 $ 298,333 $ 85,000
Lyon, Nevada 3 $ 465,000 $ 155,000 $ 82,000
Rockingham, New Hampshire 3 $ 1,165,000 $ 388,333 $ 131,000
Mercer, New Jersey 3 $ 975,000 $ 325,000 $ 108,000
Ocean, New Jersey 3 $ 1,455,000 $ 485,000 $ 190,000
Union, New Jersey 3 $ 1,025,000 $ 341,666 $ 182,000
Colfax, New Mexico 3 $ 795,000 $ 265,000 $ 101,000
Curry, New Mexico 3 $ 255,000 $ 85,000 $ 36,000
Bronx, New York 3 $ 1,295,000 $ 431,666 $ 227,000
Herkimer, New York 3 $ 175,000 $ 58,333 $ 61,000
Niagara, New York 3 $ 205,000 $ 68,333 $ 31,000
Richmond, New York 3 $ 1,505,000 $ 501,666 $ 129,000
Rockland, New York 3 $ 7,715,000 $ 2,571,666 $ 884,000
Craven, North Carolina 3 $ 445,000 $ 148,333 $ 32,000
Durham, North Carolina 3 $ 935,000 $ 311,666 $ 122,000
Forsyth, North Carolina 3 $ 415,000 $ 138,333 $ 50,000
Guilford, North Carolina 3 $ 535,000 $ 178,333 $ 112,000
Iredell, North Carolina 3 $ 605,000 $ 201,666 $ 125,000
Jackson, North Carolina 3 $ 295,000 $ 98,333 $ 27,000
Butler, Ohio 3 $ 405,000 $ 135,000 $ 59,000
Columbiana, Ohio 3 $ 225,000 $ 75,000 $ 137,000
Greene, Ohio 3 $ 325,000 $ 108,333 $ 69,000
Knox, Ohio 3 $ 275,000 $ 91,666 $ 55,000
Lake, Ohio 3 $ 525,000 $ 175,000 $ 65,000
Licking, Ohio 3 $ 725,000 $ 241,666 $ 126,000
Marion, Ohio 3 $ 285,000 $ 95,000 $ 53,000
Medina, Ohio 3 $ 565,000 $ 188,333 $ 91,000
Montgomery, Ohio 3 $ 185,000 $ 61,666 $ 60,000
Ross, Ohio 3 $ 505,000 $ 168,333 $ 72,000
Summit, Ohio 3 $ 475,000 $ 158,333 $ 59,000
Benton, Oregon 3 $ 855,000 $ 285,000 $ 103,000
Butler, Pennsylvania 3 $ 565,000 $ 188,333 $ 188,000
Centre, Pennsylvania 3 $ 565,000 $ 188,333 $ 81,000
Lackawanna, Pennsylvania 3 $ 205,000 $ 68,333 $ 105,000
Lancaster, Pennsylvania 3 $ 395,000 $ 131,666 $ 70,000
Westmoreland, Pennsylvania 3 $ 335,000 $ 111,666 $ 52,000
Providence, Rhode Island 3 $ 455,000 $ 151,666 $ 52,000
Richland, South Carolina 3 $ 245,000 $ 81,666 $ 71,000
Rutherford, Tennessee 3 $ 1,095,000 $ 365,000 $ 93,000
Ellis, Texas 3 $ 815,000 $ 271,666 $ 81,000
Wasatch, Utah 3 $ 2,845,000 $ 948,333 $ 885,000
Portsmouth, Virginia 3 $ 305,000 $ 101,666 $ 49,000
Prince William, Virginia 3 $ 935,000 $ 311,666 $ 60,000
Island, Washington 3 $ 515,000 $ 171,666 $ 119,000
Jefferson, Washington 3 $ 1,685,000 $ 561,666 $ 103,000
Whatcom, Washington 3 $ 1,325,000 $ 441,666 $ 144,000
Dane, Wisconsin 3 $ 2,165,000 $ 721,666 $ 48,000
Coffee, Alabama 2 $ 180,000 $ 90,000 $ 39,000
Etowah, Alabama 2 $ 150,000 $ 75,000 $ 38,000
Madison, Alabama 2 $ 390,000 $ 195,000 $ 92,000
Anchorage, Alaska 2 $ 1,010,000 $ 505,000 $ 0
Fairbanks North Star, Alaska 2 $ 460,000 $ 230,000 $ 109,000
La Paz, Arizona 2 $ 200,000 $ 100,000 $ 81,000
Navajo, Arizona 2 $ 390,000 $ 195,000 $ 127,000
Garland, Arkansas 2 $ 130,000 $ 65,000 $ 52,000
Washington, Arkansas 2 $ 2,370,000 $ 1,185,000 $ 105,000
Butte, California 2 $ 4,450,000 $ 2,225,000 $ 50,000
Madera, California 2 $ 410,000 $ 205,000 $ 172,000
Mendocino, California 2 $ 450,000 $ 225,000 $ 81,000
Broomfield, Colorado 2 $ 510,000 $ 255,000 $ 320,000
Garfield, Colorado 2 $ 3,970,000 $ 1,985,000 $ 300,000
Lake, Colorado 2 $ 350,000 $ 175,000 $ 87,000
Larimer, Colorado 2 $ 630,000 $ 315,000 $ 105,000
Park, Colorado 2 $ 410,000 $ 205,000 $ 100,000
Weld, Colorado 2 $ 480,000 $ 240,000 $ 58,000
Litchfield, Connecticut 2 $ 1,970,000 $ 985,000 $ 403,000
Sussex, Delaware 2 $ 450,000 $ 225,000 $ 95,000
Bay, Florida 2 $ 830,000 $ 415,000 $ 150,000
Franklin, Florida 2 $ 430,000 $ 215,000 $ 92,000
Leon, Florida 2 $ 480,000 $ 240,000 $ 78,000
Levy, Florida 2 $ 140,000 $ 70,000 $ 128,000
Marion, Florida 2 $ 290,000 $ 145,000 $ 56,000
Okaloosa, Florida 2 $ 270,000 $ 135,000 $ 57,000
Santa Rosa, Florida 2 $ 550,000 $ 275,000 $ 10,000
Bulloch, Georgia 2 $ 270,000 $ 135,000 $ 37,000
Carroll, Georgia 2 $ 250,000 $ 125,000 $ 51,000
Houston, Georgia 2 $ 210,000 $ 105,000 $ 43,000
Oconee, Georgia 2 $ 410,000 $ 205,000 $ 59,000
Richmond, Georgia 2 $ 270,000 $ 135,000 $ 87,000
Walton, Georgia 2 $ 260,000 $ 130,000 $ 45,000
Wayne, Georgia 2 $ 890,000 $ 445,000 $ 100,000
Bonneville, Idaho 2 $ 770,000 $ 385,000 $ 111,000
Kootenai, Idaho 2 $ 400,000 $ 200,000 $ 91,000
DeKalb, Illinois 2 $ 200,000 $ 100,000 $ 42,000
Franklin, Illinois 2 $ 150,000 $ 75,000 $ 72,000
Knox, Illinois 2 $ 130,000 $ 65,000 $ 71,000
LaSalle, Illinois 2 $ 190,000 $ 95,000 $ 37,000
Peoria, Illinois 2 $ 350,000 $ 175,000 $ 89,000
Hendricks, Indiana 2 $ 430,000 $ 215,000 $ 100,000
Johnson, Indiana 2 $ 490,000 $ 245,000 $ 129,000
Porter, Indiana 2 $ 240,000 $ 120,000 $ 53,000
Putnam, Indiana 2 $ 410,000 $ 205,000 $ 93,000
Tippecanoe, Indiana 2 $ 320,000 $ 160,000 $ 40,000
Guthrie, Iowa 2 $ 1,250,000 $ 625,000 $ 803,000
Marion, Iowa 2 $ 350,000 $ 175,000 $ 76,000
Warren, Iowa 2 $ 590,000 $ 295,000 $ 111,000
Osage, Kansas 2 $ 140,000 $ 70,000 $ 53,000
Saline, Kansas 2 $ 380,000 $ 190,000 $ 111,000
Wyandotte, Kansas 2 $ 230,000 $ 115,000 $ 234,000
Jefferson, Louisiana 2 $ 240,000 $ 120,000 $ 192,000
Livingston, Louisiana 2 $ 310,000 $ 155,000 $ 102,000
Penobscot, Maine 2 $ 200,000 $ 100,000 $ 54,000
Cecil, Maryland 2 $ 190,000 $ 95,000 $ 85,000
Frederick, Maryland 2 $ 580,000 $ 290,000 $ 96,000
Queen Anne's, Maryland 2 $ 970,000 $ 485,000 $ 75,000
Worcester, Massachusetts 2 $ 380,000 $ 190,000 $ 148,000
Grand Traverse, Michigan 2 $ 280,000 $ 140,000 $ 61,000
Lake, Michigan 2 $ 160,000 $ 80,000 $ 34,000
Lapeer, Michigan 2 $ 260,000 $ 130,000 $ 71,000
Washtenaw, Michigan 2 $ 420,000 $ 210,000 $ 94,000
St. Louis, Minnesota 2 $ 230,000 $ 115,000 $ 94,000
Wright, Minnesota 2 $ 830,000 $ 415,000 $ 99,000
Harrison, Mississippi 2 $ 250,000 $ 125,000 $ 45,000
Washington, Mississippi 2 $ 130,000 $ 65,000 $ 53,000
Barry, Missouri 2 $ 220,000 $ 110,000 $ 16,000
Dallas, Missouri 2 $ 210,000 $ 105,000 $ 43,000
Platte, Missouri 2 $ 470,000 $ 235,000 $ 128,000
St. Louis City, Missouri 2 $ 450,000 $ 225,000 $ 35,000
Stone, Missouri 2 $ 190,000 $ 95,000 $ 46,000
Beaverhead, Montana 2 $ 320,000 $ 160,000 $ 107,000
Missoula, Montana 2 $ 490,000 $ 245,000 $ 82,000
Coos, New Hampshire 2 $ 150,000 $ 75,000 $ 61,000
Atlantic, New Jersey 2 $ 300,000 $ 150,000 $ 100,000
Gloucester, New Jersey 2 $ 190,000 $ 95,000 $ 59,000
Eddy, New Mexico 2 $ 140,000 $ 70,000 $ 84,000
Grant, New Mexico 2 $ 360,000 $ 180,000 $ 144,000
Monroe, New York 2 $ 440,000 $ 220,000 $ 135,000
Oneida, New York 2 $ 170,000 $ 85,000 $ 42,000
Brunswick, North Carolina 2 $ 1,030,000 $ 515,000 $ 168,000
Caldwell, North Carolina 2 $ 220,000 $ 110,000 $ 92,000
Cumberland, North Carolina 2 $ 200,000 $ 100,000 $ 39,000
Johnston, North Carolina 2 $ 440,000 $ 220,000 $ 83,000
Nash, North Carolina 2 $ 170,000 $ 85,000 $ 31,000
Pender, North Carolina 2 $ 1,640,000 $ 820,000 $ 130,000
Pitt, North Carolina 2 $ 210,000 $ 105,000 $ 124,000
Yadkin, North Carolina 2 $ 240,000 $ 120,000 $ 69,000
Fairfield, Ohio 2 $ 390,000 $ 195,000 $ 177,000
Hamilton, Ohio 2 $ 150,000 $ 75,000 $ 40,000
Custer, Oklahoma 2 $ 150,000 $ 75,000 $ 43,000
McCurtain, Oklahoma 2 $ 280,000 $ 140,000 $ 57,000
Ottawa, Oklahoma 2 $ 140,000 $ 70,000 $ 40,000
Washington, Oklahoma 2 $ 190,000 $ 95,000 $ 32,000
Lincoln, Oregon 2 $ 290,000 $ 145,000 $ 60,000
Polk, Oregon 2 $ 530,000 $ 265,000 $ 87,000
Yamhill, Oregon 2 $ 450,000 $ 225,000 $ 43,000
Bucks, Pennsylvania 2 $ 650,000 $ 325,000 $ 90,000
Cambria, Pennsylvania 2 $ 130,000 $ 65,000 $ 35,000
Crawford, Pennsylvania 2 $ 170,000 $ 85,000 $ 48,000
Cumberland, Pennsylvania 2 $ 450,000 $ 225,000 $ 69,000
Erie, Pennsylvania 2 $ 220,000 $ 110,000 $ 44,000
Washington, Pennsylvania 2 $ 290,000 $ 145,000 $ 57,000
Berkeley, South Carolina 2 $ 340,000 $ 170,000 $ 97,000
Dillon, South Carolina 2 $ 130,000 $ 65,000 $ 52,000
Laurens, South Carolina 2 $ 190,000 $ 95,000 $ 61,000
Pickens, South Carolina 2 $ 340,000 $ 170,000 $ 89,000
Clay, South Dakota 2 $ 380,000 $ 190,000 $ 108,000
Washington, Tennessee 2 $ 110,000 $ 55,000 $ 130,000
Gillespie, Texas 2 $ 640,000 $ 320,000 $ 382,000
Guadalupe, Texas 2 $ 350,000 $ 175,000 $ 149,000
Hays, Texas 2 $ 460,000 $ 230,000 $ 66,000
Hidalgo, Texas 2 $ 170,000 $ 85,000 $ 151,000
Kaufman, Texas 2 $ 560,000 $ 280,000 $ 0
Williamson, Texas 2 $ 760,000 $ 380,000 $ 255,000
Tooele, Utah 2 $ 630,000 $ 315,000 $ 131,000
Weber, Utah 2 $ 710,000 $ 355,000 $ 76,000
Windham, Vermont 2 $ 480,000 $ 240,000 $ 262,000
Arlington, Virginia 2 $ 540,000 $ 270,000 $ 201,000
Chesapeake, Virginia 2 $ 730,000 $ 365,000 $ 0
Fairfax City, Virginia 2 $ 540,000 $ 270,000 $ 94,000
Goochland, Virginia 2 $ 510,000 $ 255,000 $ 78,000
Greene, Virginia 2 $ 290,000 $ 145,000 $ 39,000
James City, Virginia 2 $ 340,000 $ 170,000 $ 147,000
Richmond City, Virginia 2 $ 820,000 $ 410,000 $ 143,000
Wise, Virginia 2 $ 110,000 $ 55,000 $ 35,000
Benton, Washington 2 $ 620,000 $ 310,000 $ 97,000
Clallam, Washington 2 $ 620,000 $ 310,000 $ 95,000
Mason, Washington 2 $ 600,000 $ 300,000 $ 122,000
Skagit, Washington 2 $ 1,490,000 $ 745,000 $ 173,000
Yakima, Washington 2 $ 290,000 $ 145,000 $ 81,000
Wyoming, West Virginia 2 $ 110,000 $ 55,000 $ 65,000
Carbon, Wyoming 2 $ 120,000 $ 60,000 $ 85,000
Calhoun, Alabama 1 $ 95,000 $ 95,000 $ 81,000
Cullman, Alabama 1 $ 105,000 $ 105,000 $ 50,000
Jackson, Alabama 1 $ 75,000 $ 75,000 $ 40,000
Lee, Alabama 1 $ 135,000 $ 135,000 $ 99,000
Morgan, Alabama 1 $ 135,000 $ 135,000 $ 182,000
Shelby, Alabama 1 $ 155,000 $ 155,000 $ 14,000
St. Clair, Alabama 1 $ 225,000 $ 225,000 $ 29,000
Haines, Alaska 1 $ 55,000 $ 55,000 $ 122,000
Gila, Arizona 1 $ 175,000 $ 175,000 $ 118,000
Graham, Arizona 1 $ 305,000 $ 305,000 $ 275,000
Yuma, Arizona 1 $ 65,000 $ 65,000 $ 24,000
Craighead, Arkansas 1 $ 235,000 $ 235,000 $ 113,000
Crittenden, Arkansas 1 $ 275,000 $ 275,000 $ 101,000
Faulkner, Arkansas 1 $ 325,000 $ 325,000 $ 82,000
Poinsett, Arkansas 1 $ 235,000 $ 235,000 $ 165,000
Pope, Arkansas 1 $ 95,000 $ 95,000 $ 42,000
Pulaski, Arkansas 1 $ 335,000 $ 335,000 $ 437,000
St. Francis, Arkansas 1 $ 95,000 $ 95,000 $ 36,000
White, Arkansas 1 $ 85,000 $ 85,000 $ 31,000
Amador, California 1 $ 265,000 $ 265,000 $ 0
Kings, California 1 $ 195,000 $ 195,000 $ 47,000
Lassen, California 1 $ 115,000 $ 115,000 $ 41,000
Mariposa, California 1 $ 505,000 $ 505,000 $ 193,000
Modoc, California 1 $ 75,000 $ 75,000 $ 73,000
Napa, California 1 $ 3,025,000 $ 3,025,000 $ 2,333,000
Siskiyou, California 1 $ 175,000 $ 175,000 $ 0
Sutter, California 1 $ 175,000 $ 175,000 $ 92,000
Tehama, California 1 $ 195,000 $ 195,000 $ 48,000
Tulare, California 1 $ 275,000 $ 275,000 $ 111,000
Delta, Colorado 1 $ 185,000 $ 185,000 $ 48,000
Elbert, Colorado 1 $ 265,000 $ 265,000 $ 80,000
Fremont, Colorado 1 $ 145,000 $ 145,000 $ 28,000
La Plata, Colorado 1 $ 305,000 $ 305,000 $ 72,000
Pitkin, Colorado 1 $ 6,005,000 $ 6,005,000 $ 839,000
Rio Grande, Colorado 1 $ 65,000 $ 65,000 $ 61,000
Routt, Colorado 1 $ 75,000 $ 75,000 $ 41,000
New Haven, Connecticut 1 $ 135,000 $ 135,000 $ 10,000
Tolland, Connecticut 1 $ 75,000 $ 75,000 $ 60,000
Windham, Connecticut 1 $ 85,000 $ 85,000 $ 34,000
Alachua, Florida 1 $ 185,000 $ 185,000 $ 134,000
Clay, Florida 1 $ 425,000 $ 425,000 $ 0
Flagler, Florida 1 $ 155,000 $ 155,000 $ 38,000
Gadsden, Florida 1 $ 85,000 $ 85,000 $ 29,000
Madison, Florida 1 $ 125,000 $ 125,000 $ 11,000
Okeechobee, Florida 1 $ 75,000 $ 75,000 $ 85,000
St. Lucie, Florida 1 $ 255,000 $ 255,000 $ 61,000
Wakulla, Florida 1 $ 55,000 $ 55,000 $ 77,000
Walton, Florida 1 $ 385,000 $ 385,000 $ 148,000
Washington, Florida 1 $ 75,000 $ 75,000 $ 59,000
Brooks, Georgia 1 $ 55,000 $ 55,000 $ 26,000
Bryan, Georgia 1 $ 1,955,000 $ 1,955,000 $ 848,000
Colquitt, Georgia 1 $ 65,000 $ 65,000 $ 83,000
Dodge, Georgia 1 $ 85,000 $ 85,000 $ 37,000
Dougherty, Georgia 1 $ 125,000 $ 125,000 $ 0
Fannin, Georgia 1 $ 375,000 $ 375,000 $ 85,000
Heard, Georgia 1 $ 115,000 $ 115,000 $ 55,000
Henry, Georgia 1 $ 335,000 $ 335,000 $ 91,000
Laurens, Georgia 1 $ 125,000 $ 125,000 $ 46,000
Liberty, Georgia 1 $ 75,000 $ 75,000 $ 42,000
Lumpkin, Georgia 1 $ 175,000 $ 175,000 $ 45,000
McDuffie, Georgia 1 $ 55,000 $ 55,000 $ 16,000
Muscogee, Georgia 1 $ 145,000 $ 145,000 $ 54,000
Paulding, Georgia 1 $ 375,000 $ 375,000 $ 0
Rockdale, Georgia 1 $ 175,000 $ 175,000 $ 53,000
Spalding, Georgia 1 $ 95,000 $ 95,000 $ 69,000
Troup, Georgia 1 $ 235,000 $ 235,000 $ 0
Washington, Georgia 1 $ 65,000 $ 65,000 $ 28,000
Wilkes, Georgia 1 $ 55,000 $ 55,000 $ 44,000
Hawaii, Hawaii 1 $ 475,000 $ 475,000 $ 97,000
Bannock, Idaho 1 $ 195,000 $ 195,000 $ 96,000
Blaine, Idaho 1 $ 205,000 $ 205,000 $ 252,000
Canyon, Idaho 1 $ 455,000 $ 455,000 $ 117,000
Clearwater, Idaho 1 $ 95,000 $ 95,000 $ 87,000
Elmore, Idaho 1 $ 95,000 $ 95,000 $ 24,000
Jefferson, Idaho 1 $ 125,000 $ 125,000 $ 34,000
Latah, Idaho 1 $ 215,000 $ 215,000 $ 40,000
Lemhi, Idaho 1 $ 245,000 $ 245,000 $ 117,000
Twin Falls, Idaho 1 $ 195,000 $ 195,000 $ 60,000
Bond, Illinois 1 $ 75,000 $ 75,000 $ 72,000
Boone, Illinois 1 $ 75,000 $ 75,000 $ 84,000
Coles, Illinois 1 $ 65,000 $ 65,000 $ 81,000
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Mortgage Loan Application Detail Totals for Axos Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,219 $1,706,145,000 $768,000 $30,005,000 $242,000 $6,718,000
Refinancing 1,669 $1,123,915,000 $673,000 $60,005,000 $239,000 $9,773,000
Cash-out Refinancing 1,234 $1,340,220,000 $1,086,000 $34,185,000 $262,000 $8,579,000
Other Purpose 134 $184,510,000 $1,376,000 $15,005,000 $575,000 $8,732,000
Home Improvement 48 $19,590,000 $408,000 $3,005,000 $183,000 $2,391,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,407 $1,915,775,000 $795,000 $28,005,000 $257,000 $8,579,000
Not Provided 1,289 $1,050,145,000 $814,000 $60,005,000 $252,000 $9,773,000
Asian 513 $474,625,000 $925,000 $28,505,000 $301,000 $4,378,000
Hispanic 418 $200,570,000 $479,000 $7,275,000 $192,000 $3,053,000
Black or African American 243 $104,275,000 $429,000 $7,805,000 $192,000 $8,351,000
Not applicable 127 $410,345,000 $3,231,000 $34,185,000 $0 $0
American Indian or Alaskan Native 24 $8,100,000 $337,000 $2,135,000 $124,000 $613,000
Native Hawaiian or Other Pacific Islander 8 $4,060,000 $507,000 $995,000 $149,000 $289,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,439 $4,171,925,000 $939,000 $60,005,000 $282,000 $9,773,000
FHA-insured (Federal Housing Administration) 616 $123,960,000 $201,000 $685,000 $65,000 $232,000
VA-guaranteed (Veterans Administration) 249 $78,495,000 $315,000 $955,000 $84,000 $255,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,692 $2,026,410,000 $752,000 $34,185,000 $236,000 $8,351,000
File Closed For Incompleteness 872 $698,880,000 $801,000 $30,005,000 $262,000 $9,773,000
Application Denied By Financial Institution 805 $796,595,000 $989,000 $24,005,000 $275,000 $8,732,000
Application Withdrawn By Applicant 779 $739,935,000 $949,000 $60,005,000 $283,000 $6,718,000
Application Approved But Not Accepted 84 $94,820,000 $1,128,000 $28,005,000 $429,000 $8,579,000
Preapproval Approved but not Accepted 52 $14,230,000 $273,000 $695,000 $99,000 $288,000
Preapproval Denied by Financial Institution 20 $3,510,000 $175,000 $755,000 $48,000 $114,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,479 $3,574,275,000 $798,000 $60,005,000 $252,000 $9,773,000
Debt-To-Income Ratio 363 $267,925,000 $738,000 $9,005,000 $108,000 $885,000
Collateral 179 $317,435,000 $1,773,000 $24,005,000 $592,000 $8,732,000
Credit History 107 $61,995,000 $579,000 $5,525,000 $246,000 $2,709,000
Other 79 $66,895,000 $846,000 $6,005,000 $297,000 $2,723,000
Insufficient Cash (Downpayment, Closing Cost) 46 $36,790,000 $799,000 $15,005,000 $327,000 $6,100,000
Unverifiable Information 45 $47,015,000 $1,044,000 $15,005,000 $335,000 $6,000,000
Employment History 6 $2,050,000 $341,000 $975,000 $83,000 $164,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Axos Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Axos Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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