Bokf NA Mortgage Lending & HMDA Data, 2023

In 2023, Bokf NA of Tulsa, OK reported 11,048 mortgage applications totaling $2.2 billion, down 21% from 2022. The average application was for $199,428, and applicants reported an average income of $146,582. 51% of its applications resulted in an originated loan and 34% were denied. Its largest markets were Tulsa, OK (2,119), Oklahoma City, OK (1,534) and Albuquerque, NM (1,282) (applications in parentheses).

Mortgage Company & Address Bokf NA
One West 3rd, 5th Fl
Tulsa, OK 74172
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 11,048
Total Mortgage Loan Application Amount $2,203,285,000
Average Mortgage Loan Application Amount $199,428
Highest Mortgage Loan Application Amount $45,125,000
Average Applicant Income $146,582
Highest Applicant Income $8,420,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bokf NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bokf NA by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tulsa, Oklahoma 1,572 $ 206,320,000 $ 131,246 $ 115,000
Bernalillo, New Mexico 919 $ 180,555,000 $ 196,468 $ 121,000
Oklahoma, Oklahoma 842 $ 101,370,000 $ 120,391 $ 117,000
Harris, Texas 392 $ 70,195,000 $ 179,068 $ 158,000
Tarrant, Texas 360 $ 66,940,000 $ 185,944 $ 174,000
Dallas, Texas 359 $ 102,815,000 $ 286,392 $ 224,000
Maricopa, Arizona 329 $ 91,005,000 $ 276,610 $ 203,000
Cleveland, Oklahoma 329 $ 47,585,000 $ 144,635 $ 131,000
Sandoval, New Mexico 267 $ 62,155,000 $ 232,790 $ 125,000
Collin, Texas 228 $ 47,530,000 $ 208,464 $ 164,000
Canadian, Oklahoma 212 $ 23,000,000 $ 108,490 $ 98,000
Wagoner, Oklahoma 201 $ 29,915,000 $ 148,830 $ 116,000
Summit, Colorado 192 $ 119,590,000 $ 622,864 $ 386,000
Benton, Arkansas 184 $ 27,980,000 $ 152,065 $ 119,000
Denton, Texas 176 $ 31,700,000 $ 180,113 $ 156,000
Jackson, Missouri 157 $ 19,115,000 $ 121,751 $ 98,000
Santa Fe, New Mexico 150 $ 43,340,000 $ 288,933 $ 140,000
Denver, Colorado 144 $ 42,980,000 $ 298,472 $ 214,000
Rogers, Oklahoma 130 $ 18,450,000 $ 141,923 $ 114,000
Arapahoe, Colorado 126 $ 39,850,000 $ 316,269 $ 203,000
Garfield, Oklahoma 123 $ 9,655,000 $ 78,495 $ 77,000
Fort Bend, Texas 121 $ 16,665,000 $ 137,727 $ 175,000
Jefferson, Colorado 119 $ 32,165,000 $ 270,294 $ 196,000
Douglas, Colorado 108 $ 25,500,000 $ 236,111 $ 177,000
Johnson, Kansas 104 $ 24,890,000 $ 239,326 $ 189,000
Creek, Oklahoma 104 $ 14,540,000 $ 139,807 $ 110,000
Muskogee, Oklahoma 104 $ 9,750,000 $ 93,750 $ 86,000
Valencia, New Mexico 88 $ 11,780,000 $ 133,863 $ 84,000
Wyandotte, Kansas 87 $ 14,765,000 $ 169,712 $ 82,000
Washington, Arkansas 74 $ 8,320,000 $ 112,432 $ 101,000
Sedgwick, Kansas 72 $ 9,350,000 $ 129,861 $ 76,000
Osage, Oklahoma 72 $ 10,470,000 $ 145,416 $ 102,000
Logan, Oklahoma 66 $ 10,030,000 $ 151,969 $ 149,000
Travis, Texas 66 $ 23,900,000 $ 362,121 $ 194,000
Adams, Colorado 65 $ 14,625,000 $ 225,000 $ 152,000
Montgomery, Texas 62 $ 11,380,000 $ 183,548 $ 193,000
Pima, Arizona 56 $ 5,340,000 $ 95,357 $ 114,000
Bexar, Texas 55 $ 7,815,000 $ 142,090 $ 156,000
Los Alamos, New Mexico 54 $ 23,070,000 $ 427,222 $ 178,000
Eagle, Colorado 52 $ 35,690,000 $ 686,346 $ 361,000
Parker, Texas 47 $ 11,585,000 $ 246,489 $ 152,000
McClain, Oklahoma 45 $ 8,065,000 $ 179,222 $ 149,000
Washington, Oklahoma 43 $ 3,935,000 $ 91,511 $ 93,000
Delaware, Oklahoma 42 $ 7,250,000 $ 172,619 $ 227,000
Boulder, Colorado 41 $ 24,255,000 $ 591,585 $ 358,000
Williamson, Texas 41 $ 5,855,000 $ 142,804 $ 171,000
Shawnee, Kansas 40 $ 5,350,000 $ 133,750 $ 81,000
Bell, Texas 38 $ 9,010,000 $ 237,105 $ 144,000
Ellis, Texas 38 $ 7,770,000 $ 204,473 $ 185,000
Comanche, Oklahoma 37 $ 3,935,000 $ 106,351 $ 119,000
Larimer, Colorado 35 $ 7,545,000 $ 215,571 $ 199,000
Weld, Colorado 35 $ 7,655,000 $ 218,714 $ 162,000
Pittsburg, Oklahoma 34 $ 1,880,000 $ 55,294 $ 71,000
McIntosh, Oklahoma 33 $ 4,315,000 $ 130,757 $ 88,000
Grady, Oklahoma 31 $ 4,595,000 $ 148,225 $ 121,000
Dona Ana, New Mexico 30 $ 5,190,000 $ 173,000 $ 131,000
El Paso, Colorado 29 $ 8,655,000 $ 298,448 $ 182,000
Okmulgee, Oklahoma 27 $ 2,775,000 $ 102,777 $ 115,000
Grayson, Texas 27 $ 3,305,000 $ 122,407 $ 106,000
El Paso, Texas 26 $ 2,250,000 $ 86,538 $ 104,000
Clay, Missouri 24 $ 3,170,000 $ 132,083 $ 93,000
Pottawatomie, Oklahoma 23 $ 2,245,000 $ 97,608 $ 102,000
Brazoria, Texas 22 $ 3,300,000 $ 150,000 $ 178,000
Rio Arriba, New Mexico 20 $ 4,860,000 $ 243,000 $ 151,000
Johnson, Texas 20 $ 2,040,000 $ 102,000 $ 121,000
Lubbock, Texas 20 $ 1,430,000 $ 71,500 $ 155,000
Park, Colorado 19 $ 6,005,000 $ 316,052 $ 184,000
McLennan, Texas 19 $ 4,875,000 $ 256,578 $ 137,000
Rockwall, Texas 19 $ 5,445,000 $ 286,578 $ 230,000
Mayes, Oklahoma 18 $ 3,190,000 $ 177,222 $ 139,000
Guadalupe, Texas 18 $ 2,710,000 $ 150,555 $ 125,000
Wise, Texas 18 $ 2,330,000 $ 129,444 $ 134,000
Pinal, Arizona 17 $ 2,565,000 $ 150,882 $ 111,000
Hays, Texas 17 $ 3,675,000 $ 216,176 $ 110,000
Galveston, Texas 15 $ 1,755,000 $ 117,000 $ 203,000
Caddo, Oklahoma 14 $ 1,980,000 $ 141,428 $ 68,000
Kaufman, Texas 14 $ 2,060,000 $ 147,142 $ 108,000
Cass, Missouri 13 $ 1,235,000 $ 95,000 $ 151,000
McKinley, New Mexico 13 $ 2,075,000 $ 159,615 $ 78,000
Pawnee, Oklahoma 13 $ 705,000 $ 54,230 $ 71,000
Pulaski, Arkansas 12 $ 9,030,000 $ 752,500 $ 104,000
Elbert, Colorado 12 $ 4,160,000 $ 346,666 $ 162,000
Leavenworth, Kansas 12 $ 1,150,000 $ 95,833 $ 73,000
Grand, Colorado 11 $ 5,545,000 $ 504,090 $ 422,000
Lea, New Mexico 11 $ 725,000 $ 65,909 $ 81,000
San Juan, New Mexico 11 $ 1,625,000 $ 147,727 $ 99,000
Kay, Oklahoma 11 $ 375,000 $ 34,090 $ 60,000
Comal, Texas 11 $ 2,125,000 $ 193,181 $ 163,000
Greene, Missouri 10 $ 1,150,000 $ 115,000 $ 126,000
Taos, New Mexico 9 $ 2,165,000 $ 240,555 $ 110,000
Lincoln, Oklahoma 9 $ 1,455,000 $ 161,666 $ 83,000
Henderson, Texas 9 $ 1,365,000 $ 151,666 $ 194,000
Hunt, Texas 9 $ 2,375,000 $ 263,888 $ 124,000
Smith, Texas 9 $ 6,595,000 $ 732,777 $ 137,000
Wichita, Texas 9 $ 1,135,000 $ 126,111 $ 150,000
Sebastian, Arkansas 8 $ 2,030,000 $ 253,750 $ 219,000
Broomfield, Colorado 8 $ 3,530,000 $ 441,250 $ 252,000
Lake, Colorado 8 $ 2,090,000 $ 261,250 $ 100,000
Torrance, New Mexico 8 $ 420,000 $ 52,500 $ 99,000
Sequoyah, Oklahoma 8 $ 1,710,000 $ 213,750 $ 86,000
Waller, Texas 8 $ 2,730,000 $ 341,250 $ 200,000
Yavapai, Arizona 7 $ 1,295,000 $ 185,000 $ 116,000
Chaffee, Colorado 7 $ 1,915,000 $ 273,571 $ 176,000
St. Louis, Missouri 7 $ 1,445,000 $ 206,428 $ 260,000
St. Louis City, Missouri 7 $ 515,000 $ 73,571 $ 190,000
Cherokee, Oklahoma 7 $ 985,000 $ 140,714 $ 77,000
Haskell, Oklahoma 7 $ 475,000 $ 67,857 $ 80,000
Le Flore, Oklahoma 7 $ 335,000 $ 47,857 $ 47,000
Major, Oklahoma 7 $ 665,000 $ 95,000 $ 84,000
Ottawa, Oklahoma 7 $ 955,000 $ 136,428 $ 66,000
Payne, Oklahoma 7 $ 1,215,000 $ 173,571 $ 84,000
Navarro, Texas 7 $ 1,315,000 $ 187,857 $ 85,000
Carroll, Arkansas 6 $ 1,200,000 $ 200,000 $ 71,000
Lonoke, Arkansas 6 $ 640,000 $ 106,666 $ 92,000
Jackson, Kansas 6 $ 800,000 $ 133,333 $ 108,000
Laclede, Missouri 6 $ 450,000 $ 75,000 $ 68,000
Platte, Missouri 6 $ 910,000 $ 151,666 $ 163,000
Cibola, New Mexico 6 $ 900,000 $ 150,000 $ 110,000
Cameron, Texas 6 $ 430,000 $ 71,666 $ 66,000
Fannin, Texas 6 $ 570,000 $ 95,000 $ 47,000
Jefferson, Texas 6 $ 480,000 $ 80,000 $ 113,000
Liberty, Texas 6 $ 660,000 $ 110,000 $ 109,000
Yuma, Arizona 5 $ 315,000 $ 63,000 $ 98,000
Clear Creek, Colorado 5 $ 835,000 $ 167,000 $ 139,000
Lee, Florida 5 $ 4,955,000 $ 991,000 $ 512,000
Atchison, Kansas 5 $ 265,000 $ 53,000 $ 101,000
Miami, Kansas 5 $ 625,000 $ 125,000 $ 58,000
Christian, Missouri 5 $ 1,605,000 $ 321,000 $ 230,000
Chaves, New Mexico 5 $ 1,345,000 $ 269,000 $ 316,000
Eddy, New Mexico 5 $ 265,000 $ 53,000 $ 55,000
San Miguel, New Mexico 5 $ 1,445,000 $ 289,000 $ 123,000
Craig, Oklahoma 5 $ 375,000 $ 75,000 $ 99,000
Garvin, Oklahoma 5 $ 705,000 $ 141,000 $ 109,000
Nowata, Oklahoma 5 $ 895,000 $ 179,000 $ 72,000
Okfuskee, Oklahoma 5 $ 1,095,000 $ 219,000 $ 97,000
Ector, Texas 5 $ 645,000 $ 129,000 $ 108,000
Hill, Texas 5 $ 635,000 $ 127,000 $ 188,000
Hood, Texas 5 $ 975,000 $ 195,000 $ 156,000
Coconino, Arizona 4 $ 2,770,000 $ 692,500 $ 622,000
Los Angeles, California 4 $ 2,980,000 $ 745,000 $ 577,000
Gunnison, Colorado 4 $ 1,490,000 $ 372,500 $ 206,000
Pueblo, Colorado 4 $ 390,000 $ 97,500 $ 122,000
Teller, Colorado 4 $ 1,130,000 $ 282,500 $ 337,000
Walton, Florida 4 $ 5,130,000 $ 1,282,500 $ 477,000
Allen, Kansas 4 $ 420,000 $ 105,000 $ 65,000
Douglas, Kansas 4 $ 600,000 $ 150,000 $ 116,000
Camden, Missouri 4 $ 650,000 $ 162,500 $ 340,000
Newton, Missouri 4 $ 270,000 $ 67,500 $ 65,000
Taney, Missouri 4 $ 200,000 $ 50,000 $ 93,000
Socorro, New Mexico 4 $ 450,000 $ 112,500 $ 93,000
McCurtain, Oklahoma 4 $ 1,020,000 $ 255,000 $ 147,000
Woodward, Oklahoma 4 $ 320,000 $ 80,000 $ 56,000
Williamson, Tennessee 4 $ 3,050,000 $ 762,500 $ 182,000
Cherokee, Texas 4 $ 1,290,000 $ 322,500 $ 532,000
Coryell, Texas 4 $ 690,000 $ 172,500 $ 233,000
Erath, Texas 4 $ 1,000,000 $ 250,000 $ 494,000
Hidalgo, Texas 4 $ 300,000 $ 75,000 $ 88,000
Lamar, Texas 4 $ 1,110,000 $ 277,500 $ 67,000
Midland, Texas 4 $ 610,000 $ 152,500 $ 130,000
Polk, Texas 4 $ 120,000 $ 30,000 $ 71,000
Randall, Texas 4 $ 810,000 $ 202,500 $ 184,000
San Jacinto, Texas 4 $ 520,000 $ 130,000 $ 88,000
Taylor, Texas 4 $ 260,000 $ 65,000 $ 100,000
Garland, Arkansas 3 $ 705,000 $ 235,000 $ 121,000
Saline, Arkansas 3 $ 1,145,000 $ 381,666 $ 189,000
Contra Costa, California 3 $ 1,465,000 $ 488,333 $ 136,000
Logan, Colorado 3 $ 275,000 $ 91,666 $ 57,000
Mesa, Colorado 3 $ 525,000 $ 175,000 $ 267,000
Morgan, Colorado 3 $ 825,000 $ 275,000 $ 142,000
Routt, Colorado 3 $ 1,425,000 $ 475,000 $ 228,000
Fairfield, Connecticut 3 $ 2,235,000 $ 745,000 $ 1,240,000
Collier, Florida 3 $ 3,175,000 $ 1,058,333 $ 619,000
Hillsborough, Florida 3 $ 955,000 $ 318,333 $ 103,000
Orange, Florida 3 $ 1,425,000 $ 475,000 $ 307,000
Cook, Illinois 3 $ 795,000 $ 265,000 $ 83,000
Crawford, Kansas 3 $ 185,000 $ 61,666 $ 135,000
Geary, Kansas 3 $ 235,000 $ 78,333 $ 87,000
Jefferson, Kansas 3 $ 565,000 $ 188,333 $ 84,000
Lyon, Kansas 3 $ 195,000 $ 65,000 $ 48,000
Montgomery, Kansas 3 $ 195,000 $ 65,000 $ 50,000
Osage, Kansas 3 $ 185,000 $ 61,666 $ 48,000
Reno, Kansas 3 $ 345,000 $ 115,000 $ 97,000
Seward, Kansas 3 $ 135,000 $ 45,000 $ 102,000
Buchanan, Missouri 3 $ 395,000 $ 131,666 $ 110,000
McDonald, Missouri 3 $ 455,000 $ 151,666 $ 57,000
Colfax, New Mexico 3 $ 975,000 $ 325,000 $ 214,000
Grant, New Mexico 3 $ 135,000 $ 45,000 $ 76,000
Otero, New Mexico 3 $ 455,000 $ 151,666 $ 121,000
Roosevelt, New Mexico 3 $ 35,000 $ 11,666 $ 35,000
Cuyahoga, Ohio 3 $ 6,035,000 $ 2,011,666 $ 162,000
Richland, Ohio 3 $ 615,000 $ 205,000 $ 74,000
Alfalfa, Oklahoma 3 $ 225,000 $ 75,000 $ 93,000
Beckham, Oklahoma 3 $ 535,000 $ 178,333 $ 199,000
Pushmataha, Oklahoma 3 $ 295,000 $ 98,333 $ 66,000
Stephens, Oklahoma 3 $ 365,000 $ 121,666 $ 120,000
Tillman, Oklahoma 3 $ 175,000 $ 58,333 $ 146,000
Carbon, Pennsylvania 3 $ 575,000 $ 191,666 $ 82,000
Montgomery, Tennessee 3 $ 515,000 $ 171,666 $ 337,000
Bastrop, Texas 3 $ 415,000 $ 138,333 $ 92,000
Bosque, Texas 3 $ 285,000 $ 95,000 $ 239,000
Cooke, Texas 3 $ 225,000 $ 75,000 $ 81,000
Hutchinson, Texas 3 $ 125,000 $ 41,666 $ 68,000
Medina, Texas 3 $ 125,000 $ 41,666 $ 137,000
Nueces, Texas 3 $ 425,000 $ 141,666 $ 140,000
Potter, Texas 3 $ 205,000 $ 68,333 $ 70,000
Tom Green, Texas 3 $ 125,000 $ 41,666 $ 56,000
Van Zandt, Texas 3 $ 905,000 $ 301,666 $ 102,000
Walker, Texas 3 $ 805,000 $ 268,333 $ 126,000
Webb, Texas 3 $ 435,000 $ 145,000 $ 99,000
Wilson, Texas 3 $ 165,000 $ 55,000 $ 121,000
Cochise, Arizona 2 $ 130,000 $ 65,000 $ 107,000
Graham, Arizona 2 $ 260,000 $ 130,000 $ 83,000
Mohave, Arizona 2 $ 70,000 $ 35,000 $ 43,000
Navajo, Arizona 2 $ 1,460,000 $ 730,000 $ 320,000
Cleburne, Arkansas 2 $ 340,000 $ 170,000 $ 262,000
Crawford, Arkansas 2 $ 360,000 $ 180,000 $ 434,000
Drew, Arkansas 2 $ 350,000 $ 175,000 $ 90,000
Madison, Arkansas 2 $ 410,000 $ 205,000 $ 81,000
Polk, Arkansas 2 $ 190,000 $ 95,000 $ 159,000
Alameda, California 2 $ 1,380,000 $ 690,000 $ 117,000
Orange, California 2 $ 2,270,000 $ 1,135,000 $ 640,000
Fremont, Colorado 2 $ 480,000 $ 240,000 $ 300,000
Garfield, Colorado 2 $ 1,670,000 $ 835,000 $ 460,000
Gilpin, Colorado 2 $ 790,000 $ 395,000 $ 95,000
Huerfano, Colorado 2 $ 350,000 $ 175,000 $ 176,000
Mineral, Colorado 2 $ 690,000 $ 345,000 $ 1,335,000
Montrose, Colorado 2 $ 140,000 $ 70,000 $ 233,000
Ouray, Colorado 2 $ 510,000 $ 255,000 $ 588,000
Pasco, Florida 2 $ 1,040,000 $ 520,000 $ 140,000
Pinellas, Florida 2 $ 720,000 $ 360,000 $ 362,000
Santa Rosa, Florida 2 $ 530,000 $ 265,000 $ 177,000
Barton, Kansas 2 $ 120,000 $ 60,000 $ 56,000
Bourbon, Kansas 2 $ 400,000 $ 200,000 $ 119,000
Cherokee, Kansas 2 $ 130,000 $ 65,000 $ 54,000
Cowley, Kansas 2 $ 60,000 $ 30,000 $ 134,000
Franklin, Kansas 2 $ 280,000 $ 140,000 $ 58,000
Harvey, Kansas 2 $ 410,000 $ 205,000 $ 7,000
Pottawatomie, Kansas 2 $ 140,000 $ 70,000 $ 31,000
Wabaunsee, Kansas 2 $ 30,000 $ 15,000 $ 102,000
Jefferson, Kentucky 2 $ 480,000 $ 240,000 $ 242,000
Bossier, Louisiana 2 $ 350,000 $ 175,000 $ 92,000
Jefferson, Louisiana 2 $ 600,000 $ 300,000 $ 713,000
Orleans, Louisiana 2 $ 390,000 $ 195,000 $ 96,000
Cumberland, Maine 2 $ 3,780,000 $ 1,890,000 $ 350,000
Essex, Massachusetts 2 $ 1,450,000 $ 725,000 $ 1,252,000
Hinds, Mississippi 2 $ 410,000 $ 205,000 $ 194,000
Butler, Missouri 2 $ 30,000 $ 15,000 $ 36,000
Henry, Missouri 2 $ 110,000 $ 55,000 $ 66,000
Lafayette, Missouri 2 $ 200,000 $ 100,000 $ 65,000
Madison, Missouri 2 $ 420,000 $ 210,000 $ 18,000
Phelps, Missouri 2 $ 80,000 $ 40,000 $ 71,000
Polk, Missouri 2 $ 90,000 $ 45,000 $ 45,000
St. Charles, Missouri 2 $ 70,000 $ 35,000 $ 86,000
Webster, Missouri 2 $ 90,000 $ 45,000 $ 55,000
Wright, Missouri 2 $ 60,000 $ 30,000 $ 20,000
Clark, Nevada 2 $ 1,920,000 $ 960,000 $ 1,322,000
Lincoln, New Mexico 2 $ 310,000 $ 155,000 $ 110,000
Brunswick, North Carolina 2 $ 550,000 $ 275,000 $ 113,000
Henderson, North Carolina 2 $ 480,000 $ 240,000 $ 65,000
Lincoln, North Carolina 2 $ 760,000 $ 380,000 $ 217,000
Transylvania, North Carolina 2 $ 880,000 $ 440,000 $ 182,000
Franklin, Ohio 2 $ 970,000 $ 485,000 $ 199,000
Beaver, Oklahoma 2 $ 310,000 $ 155,000 $ 157,000
Cotton, Oklahoma 2 $ 40,000 $ 20,000 $ 66,000
Grant, Oklahoma 2 $ 230,000 $ 115,000 $ 71,000
Harper, Oklahoma 2 $ 130,000 $ 65,000 $ 67,000
Kingfisher, Oklahoma 2 $ 180,000 $ 90,000 $ 95,000
Kiowa, Oklahoma 2 $ 220,000 $ 110,000 $ 90,000
Love, Oklahoma 2 $ 230,000 $ 115,000 $ 55,000
Murray, Oklahoma 2 $ 140,000 $ 70,000 $ 50,000
Noble, Oklahoma 2 $ 170,000 $ 85,000 $ 58,000
Horry, South Carolina 2 $ 920,000 $ 460,000 $ 160,000
Angelina, Texas 2 $ 200,000 $ 100,000 $ 113,000
Austin, Texas 2 $ 280,000 $ 140,000 $ 85,000
Bowie, Texas 2 $ 220,000 $ 110,000 $ 60,000
Burnet, Texas 2 $ 150,000 $ 75,000 $ 45,000
Callahan, Texas 2 $ 290,000 $ 145,000 $ 59,000
Gillespie, Texas 2 $ 270,000 $ 135,000 $ 158,000
Gregg, Texas 2 $ 40,000 $ 20,000 $ 85,000
Hamilton, Texas 2 $ 890,000 $ 445,000 $ 292,000
Harrison, Texas 2 $ 210,000 $ 105,000 $ 125,000
Jones, Texas 2 $ 70,000 $ 35,000 $ 29,000
Kendall, Texas 2 $ 1,050,000 $ 525,000 $ 1,377,000
Kimble, Texas 2 $ 130,000 $ 65,000 $ 87,000
Montague, Texas 2 $ 260,000 $ 130,000 $ 40,000
Nacogdoches, Texas 2 $ 120,000 $ 60,000 $ 100,000
Palo Pinto, Texas 2 $ 1,390,000 $ 695,000 $ 2,898,000
Washington, Texas 2 $ 2,510,000 $ 1,255,000 $ 453,000
Wharton, Texas 2 $ 60,000 $ 30,000 $ 62,000
Salt Lake, Utah 2 $ 760,000 $ 380,000 $ 137,000
Wasatch, Utah 2 $ 5,810,000 $ 2,905,000 $ 3,046,000
King, Washington 2 $ 4,150,000 $ 2,075,000 $ 180,000
Spokane, Washington 2 $ 640,000 $ 320,000 $ 95,000
Laramie, Wyoming 2 $ 370,000 $ 185,000 $ 56,000
Baldwin, Alabama 1 $ 1,265,000 $ 1,265,000 $ 512,000
Jefferson, Alabama 1 $ 615,000 $ 615,000 $ 135,000
Madison, Alabama 1 $ 55,000 $ 55,000 $ 165,000
Russell, Alabama 1 $ 135,000 $ 135,000 $ 76,000
Apache, Arizona 1 $ 25,000 $ 25,000 $ 53,000
Gila, Arizona 1 $ 1,005,000 $ 1,005,000 $ 377,000
La Paz, Arizona 1 $ 45,000 $ 45,000 $ 79,000
Santa Cruz, Arizona 1 $ 45,000 $ 45,000 $ 56,000
Boone, Arkansas 1 $ 15,000 $ 15,000 $ 42,000
Faulkner, Arkansas 1 $ 35,000 $ 35,000 $ 65,000
Franklin, Arkansas 1 $ 395,000 $ 395,000 $ 95,000
Fulton, Arkansas 1 $ 275,000 $ 275,000 $ 63,000
Johnson, Arkansas 1 $ 15,000 $ 15,000 $ 22,000
Logan, Arkansas 1 $ 65,000 $ 65,000 $ 176,000
Sharp, Arkansas 1 $ 45,000 $ 45,000 $ 22,000
Union, Arkansas 1 $ 65,000 $ 65,000 $ 84,000
Van Buren, Arkansas 1 $ 15,000 $ 15,000 $ 22,000
White, Arkansas 1 $ 25,000 $ 25,000 $ 42,000
Archuleta, Colorado 1 $ 575,000 $ 575,000 $ 344,000
Costilla, Colorado 1 $ 245,000 $ 245,000 $ 88,000
Delta, Colorado 1 $ 155,000 $ 155,000 $ 146,000
La Plata, Colorado 1 $ 205,000 $ 205,000 $ 98,000
Saguache, Colorado 1 $ 275,000 $ 275,000 $ 270,000
Yuma, Colorado 1 $ 65,000 $ 65,000 $ 218,000
Tolland, Connecticut 1 $ 135,000 $ 135,000 $ 42,000
New Castle, Delaware 1 $ 225,000 $ 225,000 $ 120,000
District of Columbia, District Of Columbia 1 $ 375,000 $ 375,000 $ 120,000
Alachua, Florida 1 $ 1,045,000 $ 1,045,000 $ 366,000
Bay, Florida 1 $ 265,000 $ 265,000 $ 161,000
Broward, Florida 1 $ 1,505,000 $ 1,505,000 $ 600,000
Charlotte, Florida 1 $ 715,000 $ 715,000 $ 314,000
Duval, Florida 1 $ 235,000 $ 235,000 $ 238,000
Escambia, Florida 1 $ 135,000 $ 135,000 $ 164,000
Okaloosa, Florida 1 $ 535,000 $ 535,000 $ 184,000
Palm Beach, Florida 1 $ 2,275,000 $ 2,275,000 $ 0
Polk, Florida 1 $ 445,000 $ 445,000 $ 620,000
Sarasota, Florida 1 $ 255,000 $ 255,000 $ 65,000
St. Johns, Florida 1 $ 365,000 $ 365,000 $ 125,000
St. Lucie, Florida 1 $ 255,000 $ 255,000 $ 65,000
Sumter, Florida 1 $ 585,000 $ 585,000 $ 410,000
Volusia, Florida 1 $ 275,000 $ 275,000 $ 53,000
Bryan, Georgia 1 $ 305,000 $ 305,000 $ 75,000
Chatham, Georgia 1 $ 275,000 $ 275,000 $ 77,000
DeKalb, Georgia 1 $ 295,000 $ 295,000 $ 86,000
Franklin, Georgia 1 $ 225,000 $ 225,000 $ 206,000
Fulton, Georgia 1 $ 9,445,000 $ 9,445,000 $ 0
Muscogee, Georgia 1 $ 365,000 $ 365,000 $ 119,000
Walker, Georgia 1 $ 475,000 $ 475,000 $ 133,000
Hawaii, Hawaii 1 $ 155,000 $ 155,000 $ 58,000
Blaine, Idaho 1 $ 375,000 $ 375,000 $ 80,000
Bonner, Idaho 1 $ 725,000 $ 725,000 $ 204,000
Canyon, Idaho 1 $ 295,000 $ 295,000 $ 57,000
Clearwater, Idaho 1 $ 675,000 $ 675,000 $ 750,000
Teton, Idaho 1 $ 445,000 $ 445,000 $ 72,000
Jefferson, Illinois 1 $ 185,000 $ 185,000 $ 67,000
St. Clair, Illinois 1 $ 315,000 $ 315,000 $ 213,000
Whiteside, Illinois 1 $ 95,000 $ 95,000 $ 30,000
Will, Illinois 1 $ 225,000 $ 225,000 $ 143,000
Hamilton, Iowa 1 $ 175,000 $ 175,000 $ 74,000
Linn, Iowa 1 $ 205,000 $ 205,000 $ 109,000
Chase, Kansas 1 $ 125,000 $ 125,000 $ 147,000
Coffey, Kansas 1 $ 105,000 $ 105,000 $ 39,000
Dickinson, Kansas 1 $ 25,000 $ 25,000 $ 57,000
Ellis, Kansas 1 $ 125,000 $ 125,000 $ 35,000
Ford, Kansas 1 $ 205,000 $ 205,000 $ 48,000
Harper, Kansas 1 $ 145,000 $ 145,000 $ 60,000
Marion, Kansas 1 $ 105,000 $ 105,000 $ 77,000
Morris, Kansas 1 $ 275,000 $ 275,000 $ 217,000
Nemaha, Kansas 1 $ 175,000 $ 175,000 $ 92,000
Neosho, Kansas 1 $ 85,000 $ 85,000 $ 31,000
Saline, Kansas 1 $ 45,000 $ 45,000 $ 63,000
Sherman, Kansas 1 $ 15,000 $ 15,000 $ 46,000
Sumner, Kansas 1 $ 175,000 $ 175,000 $ 73,000
Thomas, Kansas 1 $ 105,000 $ 105,000 $ 33,000
Trego, Kansas 1 $ 55,000 $ 55,000 $ 161,000
Wilson, Kansas 1 $ 85,000 $ 85,000 $ 49,000
Grant, Kentucky 1 $ 175,000 $ 175,000 $ 68,000
Warren, Kentucky 1 $ 275,000 $ 275,000 $ 66,000
Rapides, Louisiana 1 $ 265,000 $ 265,000 $ 114,000
Charles, Maryland 1 $ 215,000 $ 215,000 $ 141,000
Montgomery, Maryland 1 $ 45,125,000 $ 45,125,000 $ 0
Norfolk, Massachusetts 1 $ 1,245,000 $ 1,245,000 $ 473,000
Emmet, Michigan 1 $ 535,000 $ 535,000 $ 710,000
Kent, Michigan 1 $ 225,000 $ 225,000 $ 206,000
Macomb, Michigan 1 $ 355,000 $ 355,000 $ 15,000
Ottawa, Michigan 1 $ 385,000 $ 385,000 $ 183,000
Wayne, Michigan 1 $ 195,000 $ 195,000 $ 83,000
Cass, Minnesota 1 $ 1,045,000 $ 1,045,000 $ 765,000
Houston, Minnesota 1 $ 375,000 $ 375,000 $ 86,000
Hubbard, Minnesota 1 $ 465,000 $ 465,000 $ 125,000
Itasca, Minnesota 1 $ 335,000 $ 335,000 $ 235,000
Olmsted, Minnesota 1 $ 155,000 $ 155,000 $ 184,000
DeSoto, Mississippi 1 $ 415,000 $ 415,000 $ 121,000
Lafayette, Mississippi 1 $ 245,000 $ 245,000 $ 249,000
Barry, Missouri 1 $ 45,000 $ 45,000 $ 33,000
Benton, Missouri 1 $ 115,000 $ 115,000 $ 39,000
Cape Girardeau, Missouri 1 $ 25,000 $ 25,000 $ 45,000
Cedar, Missouri 1 $ 105,000 $ 105,000 $ 70,000
Chariton, Missouri 1 $ 15,000 $ 15,000 $ 13,000
Dallas, Missouri 1 $ 15,000 $ 15,000 $ 12,000
Dunklin, Missouri 1 $ 15,000 $ 15,000 $ 45,000
Franklin, Missouri 1 $ 25,000 $ 25,000 $ 114,000
Hickory, Missouri 1 $ 125,000 $ 125,000 $ 57,000
Holt, Missouri 1 $ 15,000 $ 15,000 $ 33,000
Howell, Missouri 1 $ 15,000 $ 15,000 $ 18,000
Jasper, Missouri 1 $ 55,000 $ 55,000 $ 115,000
Jefferson, Missouri 1 $ 175,000 $ 175,000 $ 140,000
Johnson, Missouri 1 $ 65,000 $ 65,000 $ 73,000
Lawrence, Missouri 1 $ 195,000 $ 195,000 $ 47,000
Lincoln, Missouri 1 $ 105,000 $ 105,000 $ 160,000
Mercer, Missouri 1 $ 15,000 $ 15,000 $ 42,000
Mississippi, Missouri 1 $ 15,000 $ 15,000 $ 235,000
Moniteau, Missouri 1 $ 135,000 $ 135,000 $ 133,000
Pettis, Missouri 1 $ 105,000 $ 105,000 $ 73,000
Randolph, Missouri 1 $ 15,000 $ 15,000 $ 20,000
Saline, Missouri 1 $ 65,000 $ 65,000 $ 74,000
Stoddard, Missouri 1 $ 35,000 $ 35,000 $ 35,000
Stone, Missouri 1 $ 15,000 $ 15,000 $ 1,000
Sullivan, Missouri 1 $ 85,000 $ 85,000 $ 31,000
Texas, Missouri 1 $ 55,000 $ 55,000 $ 60,000
Warren, Missouri 1 $ 15,000 $ 15,000 $ 73,000
Wayne, Missouri 1 $ 15,000 $ 15,000 $ 84,000
Flathead, Montana 1 $ 415,000 $ 415,000 $ 824,000
Gallatin, Montana 1 $ 355,000 $ 355,000 $ 139,000
Park, Montana 1 $ 195,000 $ 195,000 $ 60,000
Douglas, Nebraska 1 $ 195,000 $ 195,000 $ 57,000
Sarpy, Nebraska 1 $ 125,000 $ 125,000 $ 184,000
Hillsborough, New Hampshire 1 $ 335,000 $ 335,000 $ 148,000
Sullivan, New Hampshire 1 $ 285,000 $ 285,000 $ 121,000
Mora, New Mexico 1 $ 165,000 $ 165,000 $ 70,000
Sierra, New Mexico 1 $ 75,000 $ 75,000 $ 22,000
Madison, New York 1 $ 125,000 $ 125,000 $ 93,000
Monroe, New York 1 $ 205,000 $ 205,000 $ 61,000
Nassau, New York 1 $ 355,000 $ 355,000 $ 126,000
New York, New York 1 $ 4,955,000 $ 4,955,000 $ 0
Orange, New York 1 $ 315,000 $ 315,000 $ 71,000
Suffolk, New York 1 $ 3,005,000 $ 3,005,000 $ 1,454,000
Cumberland, North Carolina 1 $ 275,000 $ 275,000 $ 120,000
Guilford, North Carolina 1 $ 115,000 $ 115,000 $ 42,000
Rutherford, North Carolina 1 $ 135,000 $ 135,000 $ 56,000
Union, North Carolina 1 $ 395,000 $ 395,000 $ 114,000
Mahoning, Ohio 1 $ 115,000 $ 115,000 $ 74,000
Montgomery, Ohio 1 $ 225,000 $ 225,000 $ 175,000
Bryan, Oklahoma 1 $ 85,000 $ 85,000 $ 37,000
Carter, Oklahoma 1 $ 15,000 $ 15,000 $ 38,000
Choctaw, Oklahoma 1 $ 165,000 $ 165,000 $ 94,000
Ellis, Oklahoma 1 $ 35,000 $ 35,000 $ 106,000
Greer, Oklahoma 1 $ 15,000 $ 15,000 $ 74,000
Jackson, Oklahoma 1 $ 55,000 $ 55,000 $ 65,000
Latimer, Oklahoma 1 $ 15,000 $ 15,000 $ 37,000
Pontotoc, Oklahoma 1 $ 25,000 $ 25,000 $ 114,000
Seminole, Oklahoma 1 $ 65,000 $ 65,000 $ 53,000
Woods, Oklahoma 1 $ 35,000 $ 35,000 $ 39,000
Deschutes, Oregon 1 $ 655,000 $ 655,000 $ 203,000
Multnomah, Oregon 1 $ 455,000 $ 455,000 $ 142,000
Washington, Oregon 1 $ 645,000 $ 645,000 $ 162,000
Bamberg, South Carolina 1 $ 105,000 $ 105,000 $ 63,000
Beaufort, South Carolina 1 $ 1,205,000 $ 1,205,000 $ 735,000
Clarendon, South Carolina 1 $ 95,000 $ 95,000 $ 63,000
Greenwood, South Carolina 1 $ 385,000 $ 385,000 $ 87,000
Richland, South Carolina 1 $ 495,000 $ 495,000 $ 265,000
Spartanburg, South Carolina 1 $ 95,000 $ 95,000 $ 119,000
Codington, South Dakota 1 $ 535,000 $ 535,000 $ 700,000
Minnehaha, South Dakota 1 $ 75,000 $ 75,000 $ 41,000
Madison, Tennessee 1 $ 185,000 $ 185,000 $ 109,000
McNairy, Tennessee 1 $ 175,000 $ 175,000 $ 109,000
Shelby, Tennessee 1 $ 705,000 $ 705,000 $ 200,000
Sullivan, Tennessee 1 $ 185,000 $ 185,000 $ 294,000
Wilson, Tennessee 1 $ 95,000 $ 95,000 $ 233,000
Anderson, Texas 1 $ 25,000 $ 25,000 $ 42,000
Andrews, Texas 1 $ 105,000 $ 105,000 $ 104,000
Aransas, Texas 1 $ 65,000 $ 65,000 $ 81,000
Atascosa, Texas 1 $ 45,000 $ 45,000 $ 80,000
Bailey, Texas 1 $ 25,000 $ 25,000 $ 77,000
Bandera, Texas 1 $ 25,000 $ 25,000 $ 82,000
Blanco, Texas 1 $ 225,000 $ 225,000 $ 118,000
Brazos, Texas 1 $ 55,000 $ 55,000 $ 31,000
Brewster, Texas 1 $ 325,000 $ 325,000 $ 270,000
Caldwell, Texas 1 $ 25,000 $ 25,000 $ 79,000
Calhoun, Texas 1 $ 355,000 $ 355,000 $ 178,000
Cass, Texas 1 $ 155,000 $ 155,000 $ 32,000
Castro, Texas 1 $ 15,000 $ 15,000 $ 15,000
Colorado, Texas 1 $ 105,000 $ 105,000 $ 124,000
Fayette, Texas 1 $ 135,000 $ 135,000 $ 265,000
Franklin, Texas 1 $ 415,000 $ 415,000 $ 236,000
Gaines, Texas 1 $ 25,000 $ 25,000 $ 107,000
Gonzales, Texas 1 $ 145,000 $ 145,000 $ 158,000
Grimes, Texas 1 $ 105,000 $ 105,000 $ 104,000
Hale, Texas 1 $ 45,000 $ 45,000 $ 53,000
Hardin, Texas 1 $ 45,000 $ 45,000 $ 76,000
Hopkins, Texas 1 $ 145,000 $ 145,000 $ 36,000
Jack, Texas 1 $ 265,000 $ 265,000 $ 120,000
Kleberg, Texas 1 $ 25,000 $ 25,000 $ 45,000
Lee, Texas 1 $ 25,000 $ 25,000 $ 36,000
Leon, Texas 1 $ 55,000 $ 55,000 $ 262,000
Llano, Texas 1 $ 405,000 $ 405,000 $ 219,000
Orange, Texas 1 $ 95,000 $ 95,000 $ 22,000
Pecos, Texas 1 $ 125,000 $ 125,000 $ 135,000
Red River, Texas 1 $ 25,000 $ 25,000 $ 36,000
San Patricio, Texas 1 $ 105,000 $ 105,000 $ 101,000
Somervell, Texas 1 $ 75,000 $ 75,000 $ 117,000
Titus, Texas 1 $ 325,000 $ 325,000 $ 71,000
Uvalde, Texas 1 $ 45,000 $ 45,000 $ 152,000
Victoria, Texas 1 $ 285,000 $ 285,000 $ 136,000
Wilbarger, Texas 1 $ 35,000 $ 35,000 $ 58,000
Summit, Utah 1 $ 415,000 $ 415,000 $ 85,000
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Mortgage Loan Application Detail Totals for Bokf NA in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,221 $1,447,725,000 $342,000 $45,125,000 $171,000 $8,420,000
Home Improvement 3,452 $255,850,000 $74,000 $2,005,000 $123,000 $1,850,000
Other Purpose 2,225 $228,605,000 $102,000 $5,995,000 $130,000 $3,167,000
Refinancing 749 $163,950,000 $219,000 $5,845,000 $156,000 $2,590,000
Cash-out Refinancing 401 $107,155,000 $267,000 $3,005,000 $167,000 $6,434,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,591 $1,326,225,000 $201,000 $6,605,000 $160,000 $6,434,000
Hispanic 1,848 $282,540,000 $152,000 $3,795,000 $105,000 $4,288,000
Not Provided 829 $182,805,000 $220,000 $4,005,000 $182,000 $8,420,000
American Indian or Alaskan Native 644 $81,300,000 $126,000 $1,055,000 $104,000 $1,222,000
Black or African American 498 $55,510,000 $111,000 $735,000 $106,000 $1,021,000
Asian 419 $108,185,000 $258,000 $2,045,000 $153,000 $1,240,000
Not applicable 30 $122,115,000 $4,210,000 $45,125,000 $0 $0
Native Hawaiian or Other Pacific Islander 7 $1,215,000 $173,000 $255,000 $92,000 $158,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,126 $1,962,955,000 $193,000 $45,125,000 $152,000 $8,420,000
FHA-insured (Federal Housing Administration) 715 $176,385,000 $246,000 $715,000 $85,000 $290,000
VA-guaranteed (Veterans Administration) 173 $57,585,000 $332,000 $855,000 $113,000 $346,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 34 $6,360,000 $187,000 $305,000 $81,000 $128,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,595 $1,373,360,000 $245,000 $45,125,000 $168,000 $8,420,000
Application Denied By Financial Institution 3,786 $377,000,000 $99,000 $3,135,000 $107,000 $1,850,000
Application Withdrawn By Applicant 1,340 $376,520,000 $280,000 $5,005,000 $167,000 $3,464,000
Application Approved But Not Accepted 265 $55,615,000 $209,000 $5,845,000 $154,000 $1,862,000
File Closed For Incompleteness 62 $20,790,000 $335,000 $1,615,000 $161,000 $732,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,262 $1,826,285,000 $251,000 $45,125,000 $167,000 $8,420,000
Debt-To-Income Ratio 1,483 $191,495,000 $129,000 $3,135,000 $84,000 $651,000
Other 912 $74,270,000 $81,000 $1,355,000 $123,000 $1,792,000
Credit History 745 $49,385,000 $66,000 $1,125,000 $93,000 $1,021,000
Unverifiable Information 340 $30,360,000 $89,000 $635,000 $159,000 $1,850,000
Collateral 271 $25,415,000 $93,000 $1,045,000 $149,000 $1,059,000
Insufficient Cash (Downpayment, Closing Cost) 15 $3,575,000 $238,000 $415,000 $119,000 $359,000
Employment History 14 $2,080,000 $148,000 $405,000 $158,000 $906,000
Credit Application Incomplete 6 $420,000 $70,000 $165,000 $96,000 $235,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bokf NA's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bokf NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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