Bokf, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Bokf, National Association 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bokf, National Association One West 3Rd, 5Th Fl Tulsa, OK 74103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 25,968 |
| Total Mortgage Loan Application Amount | $5,441,930,000 |
| Average Mortgage Loan Application Amount | $180,800 |
| Highest Mortgage Loan Application Amount | $41,765,000 |
| Average Applicant Income | $122,200 |
| Highest Applicant Income | $6,059,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Bokf, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bokf, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Bokf, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bokf, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bokf, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bokf, National Association's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| TULSA, OK | 4,664 | $ 583,910,000 | $ 125,000 | $ 98,000 |
| ALBUQUERQUE, NM | 3,290 | $ 522,080,000 | $ 158,000 | $ 92,000 |
| OKLAHOMA CITY, OK | 3,179 | $ 430,175,000 | $ 135,000 | $ 107,000 |
| NA (OUTSIDE OF MSA/MD) | 2,016 | $ 467,810,000 | $ 243,555 | $ 137,044 |
| DENVER-AURORA-LAKEWOOD, CO | 1,691 | $ 529,865,000 | $ 313,000 | $ 169,000 |
| DALLAS-PLANO-IRVING, TX | 1,515 | $ 403,085,000 | $ 266,000 | $ 159,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,184 | $ 240,530,000 | $ 203,000 | $ 148,000 |
| KANSAS CITY, MO-KS | 1,073 | $ 201,955,000 | $ 192,000 | $ 133,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 967 | $ 315,075,000 | $ 325,000 | $ 179,000 |
| FORT WORTH-ARLINGTON, TX | 779 | $ 132,245,000 | $ 169,000 | $ 134,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 453 | $ 58,675,000 | $ 129,000 | $ 85,000 |
| AUSTIN-ROUND ROCK, TX | 388 | $ 149,280,000 | $ 384,000 | $ 186,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 225 | $ 45,495,000 | $ 202,000 | $ 132,000 |
| ENID, OK | 213 | $ 19,545,000 | $ 91,000 | $ 82,000 |
| SANTA FE, NM | 171 | $ 38,275,000 | $ 223,000 | $ 147,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 162 | $ 72,990,000 | $ 461,500 | $ 157,500 |
| GREELEY, CO | 161 | $ 48,915,000 | $ 303,000 | $ 118,000 |
| WICHITA, KS | 147 | $ 22,005,000 | $ 149,000 | $ 82,000 |
| BOULDER, CO | 134 | $ 47,360,000 | $ 353,000 | $ 179,000 |
| FORT COLLINS, CO | 125 | $ 43,785,000 | $ 350,000 | $ 142,000 |
| COLORADO SPRINGS, CO | 99 | $ 26,885,000 | $ 271,000 | $ 143,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 98 | $ 35,700,000 | $ 364,000 | $ 127,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 88 | $ 27,180,000 | $ 308,000 | $ 115,000 |
| LAWTON, OK | 80 | $ 8,280,000 | $ 103,000 | $ 87,000 |
| TOPEKA, KS | 80 | $ 11,110,000 | $ 138,000 | $ 69,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 78 | $ 44,390,000 | $ 569,000 | $ 163,000 |
| BOISE CITY, ID | 71 | $ 24,045,000 | $ 338,000 | $ 124,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 64 | $ 20,680,000 | $ 323,000 | $ 129,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 62 | $ 19,050,000 | $ 307,000 | $ 156,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 58 | $ 19,030,000 | $ 366,000 | $ 129,000 |
| SHERMAN-DENISON, TX | 58 | $ 6,320,000 | $ 108,000 | $ 88,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 54 | $ 23,260,000 | $ 425,000 | $ 167,500 |
| SAN DIEGO-CARLSBAD, CA | 54 | $ 27,830,000 | $ 515,000 | $ 159,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 54 | $ 24,790,000 | $ 459,000 | $ 180,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 53 | $ 21,025,000 | $ 396,000 | $ 122,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 52 | $ 16,980,000 | $ 365,000 | $ 122,500 |
| KILLEEN-TEMPLE, TX | 48 | $ 9,540,000 | $ 198,000 | $ 121,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 47 | $ 21,705,000 | $ 461,000 | $ 172,000 |
| CHICAGO-NAPERVILLE, IL | 47 | $ 14,515,000 | $ 308,000 | $ 131,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 46 | $ 14,790,000 | $ 321,000 | $ 134,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 43 | $ 7,105,000 | $ 165,000 | $ 144,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 42 | $ 16,480,000 | $ 392,000 | $ 118,000 |
| ST. LOUIS, MO-IL | 42 | $ 12,020,000 | $ 212,000 | $ 82,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 41 | $ 11,335,000 | $ 276,000 | $ 125,000 |
| TUCSON, AZ | 39 | $ 11,385,000 | $ 291,000 | $ 110,000 |
| LAS CRUCES, NM | 37 | $ 6,455,000 | $ 174,000 | $ 86,000 |
| BOSTON, MA | 35 | $ 15,425,000 | $ 440,000 | $ 172,000 |
| JACKSONVILLE, FL | 33 | $ 9,855,000 | $ 298,000 | $ 121,000 |
| NEW YORK-NEWARK, NY | 32 | $ 9,870,000 | $ 301,500 | $ 120,500 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 30 | $ 13,600,000 | $ 453,000 | $ 184,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 28 | $ 16,290,000 | $ 581,000 | $ 177,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 27 | $ 6,955,000 | $ 257,000 | $ 112,000 |
| SALT LAKE CITY, UT | 27 | $ 9,425,000 | $ 349,000 | $ 135,000 |
| SPRINGFIELD, MO | 27 | $ 3,565,000 | $ 132,000 | $ 70,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 26 | $ 10,030,000 | $ 385,000 | $ 154,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 26 | $ 9,020,000 | $ 345,000 | $ 105,000 |
| TACOMA-LAKEWOOD, WA | 26 | $ 9,830,000 | $ 378,000 | $ 102,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 25 | $ 7,355,000 | $ 294,000 | $ 112,000 |
| NEWARK, NJ-PA | 25 | $ 7,425,000 | $ 214,500 | $ 122,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 25 | $ 7,045,000 | $ 301,500 | $ 164,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 25 | $ 6,935,000 | $ 277,000 | $ 134,000 |
| FARMINGTON, NM | 23 | $ 2,765,000 | $ 120,000 | $ 64,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 23 | $ 9,685,000 | $ 421,000 | $ 129,000 |
| RICHMOND, VA | 22 | $ 5,970,000 | $ 271,000 | $ 107,000 |
| LUBBOCK, TX | 21 | $ 8,345,000 | $ 397,000 | $ 101,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 21 | $ 5,485,000 | $ 261,000 | $ 106,000 |
| MEMPHIS, TN-MS-AR | 20 | $ 5,190,000 | $ 256,500 | $ 438,500 |
| OGDEN-CLEARFIELD, UT | 20 | $ 7,190,000 | $ 359,000 | $ 126,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 20 | $ 5,790,000 | $ 289,000 | $ 95,000 |
| WACO, TX | 20 | $ 4,070,000 | $ 203,000 | $ 104,000 |
| COLUMBUS, OH | 19 | $ 5,275,000 | $ 277,000 | $ 126,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 19 | $ 21,565,000 | $ 1,135,000 | $ 229,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 19 | $ 8,555,000 | $ 450,000 | $ 143,000 |
| CINCINNATI, OH-KY-IN | 18 | $ 5,370,000 | $ 197,500 | $ 93,500 |
| GRAND JUNCTION, CO | 18 | $ 4,870,000 | $ 270,000 | $ 155,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 18 | $ 5,900,000 | $ 397,000 | $ 145,500 |
| OAKLAND-HAYWARD-BERKELEY, CA | 18 | $ 7,730,000 | $ 429,000 | $ 180,000 |
| RALEIGH, NC | 18 | $ 6,020,000 | $ 334,000 | $ 124,000 |
| EL PASO, TX | 17 | $ 4,155,000 | $ 244,000 | $ 166,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 17 | $ 7,325,000 | $ 430,000 | $ 125,000 |
| ASHEVILLE, NC | 15 | $ 5,335,000 | $ 355,000 | $ 132,000 |
| CLARKSVILLE, TN-KY | 15 | $ 2,965,000 | $ 197,000 | $ 85,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 15 | $ 4,485,000 | $ 299,000 | $ 93,000 |
| PROVIDENCE-WARWICK, RI-MA | 15 | $ 6,355,000 | $ 377,500 | $ 139,000 |
| PROVO-OREM, UT | 15 | $ 5,135,000 | $ 342,000 | $ 100,000 |
| COLLEGE STATION-BRYAN, TX | 14 | $ 2,260,000 | $ 161,000 | $ 249,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 14 | $ 2,770,000 | $ 197,000 | $ 103,000 |
| PUEBLO, CO | 14 | $ 3,320,000 | $ 237,000 | $ 119,000 |
| CHATTANOOGA, TN-GA | 13 | $ 3,375,000 | $ 249,500 | $ 80,000 |
| CLEVELAND-ELYRIA, OH | 13 | $ 3,015,000 | $ 231,000 | $ 156,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 13 | $ 3,975,000 | $ 305,000 | $ 98,000 |
| DURHAM-CHAPEL HILL, NC | 13 | $ 4,935,000 | $ 379,000 | $ 240,000 |
| ODESSA, TX | 13 | $ 2,125,000 | $ 163,000 | $ 274,000 |
| RENO, NV | 13 | $ 4,875,000 | $ 375,000 | $ 140,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 13 | $ 6,775,000 | $ 521,000 | $ 207,000 |
| FORT SMITH, AR-OK | 12 | $ 1,920,000 | $ 161,500 | $ 75,000 |
| IDAHO FALLS, ID | 12 | $ 3,330,000 | $ 277,000 | $ 121,000 |
| NEW ORLEANS-METAIRIE, LA | 12 | $ 3,420,000 | $ 285,000 | $ 128,000 |
| URBAN HONOLULU, HI | 12 | $ 7,030,000 | $ 585,000 | $ 110,000 |
| AMARILLO, TX | 11 | $ 1,405,000 | $ 127,000 | $ 142,000 |
| FAYETTEVILLE, NC | 11 | $ 2,745,000 | $ 249,000 | $ 103,000 |
| LAKELAND-WINTER HAVEN, FL | 11 | $ 2,855,000 | $ 259,000 | $ 89,000 |
| MIDLAND, TX | 11 | $ 2,705,000 | $ 245,000 | $ 150,000 |
| WILMINGTON, DE-MD-NJ | 11 | $ 2,955,000 | $ 251,666 | $ 101,666 |
| WORCESTER, MA-CT | 11 | $ 2,925,000 | $ 251,500 | $ 75,500 |
| ANCHORAGE, AK | 10 | $ 3,100,000 | $ 310,000 | $ 113,000 |
| CORPUS CHRISTI, TX | 10 | $ 2,160,000 | $ 216,000 | $ 122,000 |
| FLAGSTAFF, AZ | 10 | $ 3,030,000 | $ 303,000 | $ 221,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 10 | $ 2,110,000 | $ 211,000 | $ 88,000 |
| PORT ST. LUCIE, FL | 10 | $ 2,270,000 | $ 227,000 | $ 88,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 9 | $ 1,845,000 | $ 147,500 | $ 80,000 |
| BATON ROUGE, LA | 9 | $ 2,285,000 | $ 253,000 | $ 116,000 |
| BIRMINGHAM-HOOVER, AL | 9 | $ 2,085,000 | $ 231,000 | $ 104,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 9 | $ 3,475,000 | $ 386,000 | $ 140,000 |
| HOT SPRINGS, AR | 9 | $ 1,405,000 | $ 156,000 | $ 126,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 9 | $ 2,805,000 | $ 311,000 | $ 118,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 9 | $ 2,555,000 | $ 283,000 | $ 139,000 |
| OLYMPIA-TUMWATER, WA | 9 | $ 2,375,000 | $ 263,000 | $ 118,000 |
| PORTLAND-SOUTH PORTLAND, ME | 9 | $ 2,725,000 | $ 302,000 | $ 108,000 |
| BEAUMONT-PORT ARTHUR, TX | 8 | $ 1,580,000 | $ 197,000 | $ 110,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 8 | $ 1,670,000 | $ 208,000 | $ 142,000 |
| ELGIN, IL | 8 | $ 1,690,000 | $ 211,000 | $ 109,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 8 | $ 1,780,000 | $ 229,500 | $ 102,000 |
| KNOXVILLE, TN | 8 | $ 2,270,000 | $ 283,000 | $ 149,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 8 | $ 1,620,000 | $ 202,000 | $ 79,000 |
| LAWRENCE, KS | 8 | $ 1,110,000 | $ 138,000 | $ 134,000 |
| PHILADELPHIA, PA | 8 | $ 1,770,000 | $ 221,000 | $ 93,000 |
| SPRINGFIELD, MA | 8 | $ 1,960,000 | $ 245,000 | $ 78,000 |
| AKRON, OH | 7 | $ 1,575,000 | $ 225,000 | $ 122,000 |
| BEND-REDMOND, OR | 7 | $ 2,825,000 | $ 403,000 | $ 116,000 |
| CHARLOTTESVILLE, VA | 7 | $ 2,195,000 | $ 313,000 | $ 109,000 |
| FRESNO, CA | 7 | $ 1,765,000 | $ 252,000 | $ 141,000 |
| GAINESVILLE, GA | 7 | $ 1,255,000 | $ 179,000 | $ 47,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 7 | $ 1,255,000 | $ 179,000 | $ 63,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 7 | $ 3,855,000 | $ 550,000 | $ 358,000 |
| HUNTSVILLE, AL | 7 | $ 2,145,000 | $ 306,000 | $ 112,000 |
| JOPLIN, MO | 7 | $ 1,035,000 | $ 147,000 | $ 73,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 7 | $ 1,755,000 | $ 273,000 | $ 121,000 |
| MANCHESTER-NASHUA, NH | 7 | $ 1,685,000 | $ 240,000 | $ 94,000 |
| MCALLEN-EDINBURG-MISSION, TX | 7 | $ 1,245,000 | $ 177,000 | $ 123,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 7 | $ 2,955,000 | $ 422,000 | $ 99,000 |
| PITTSBURGH, PA | 7 | $ 2,485,000 | $ 355,000 | $ 163,000 |
| ROCHESTER, NY | 7 | $ 1,535,000 | $ 219,000 | $ 152,000 |
| SANTA MARIA-SANTA BARBARA, CA | 7 | $ 2,845,000 | $ 406,000 | $ 118,000 |
| SAVANNAH, GA | 7 | $ 1,585,000 | $ 226,000 | $ 67,000 |
| STOCKTON-LODI, CA | 7 | $ 2,425,000 | $ 346,000 | $ 124,000 |
| WILMINGTON, NC | 7 | $ 2,185,000 | $ 312,000 | $ 143,000 |
| COLUMBIA, MO | 6 | $ 1,300,000 | $ 216,000 | $ 124,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 6 | $ 1,600,000 | $ 266,000 | $ 91,000 |
| DOVER, DE | 6 | $ 1,910,000 | $ 318,000 | $ 97,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 6 | $ 1,550,000 | $ 258,000 | $ 90,000 |
| SALEM, OR | 6 | $ 1,810,000 | $ 301,000 | $ 100,000 |
| SALISBURY, MD-DE | 6 | $ 1,190,000 | $ 133,000 | $ 52,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 6 | $ 3,360,000 | $ 560,000 | $ 134,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 6 | $ 3,610,000 | $ 601,000 | $ 113,000 |
| ST. GEORGE, UT | 6 | $ 2,180,000 | $ 363,000 | $ 67,000 |
| TYLER, TX | 6 | $ 1,510,000 | $ 251,000 | $ 107,000 |
| VALLEJO-FAIRFIELD, CA | 6 | $ 2,510,000 | $ 418,000 | $ 141,000 |
| ABILENE, TX | 5 | $ 5,025,000 | $ 1,005,000 | $ 96,000 |
| ALBANY-SCHENECTADY-TROY, NY | 5 | $ 1,565,000 | $ 313,000 | $ 110,000 |
| BAKERSFIELD, CA | 5 | $ 995,000 | $ 199,000 | $ 87,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 5 | $ 1,815,000 | $ 363,000 | $ 186,000 |
| COLUMBIA, SC | 5 | $ 885,000 | $ 177,000 | $ 57,000 |
| EUGENE, OR | 5 | $ 1,445,000 | $ 289,000 | $ 105,000 |
| GARY, IN | 5 | $ 1,385,000 | $ 277,000 | $ 97,000 |
| LINCOLN, NE | 5 | $ 955,000 | $ 191,000 | $ 110,000 |
| MADISON, WI | 5 | $ 1,565,000 | $ 313,000 | $ 109,000 |
| MEDFORD, OR | 5 | $ 1,745,000 | $ 349,000 | $ 96,000 |
| MONTGOMERY, AL | 5 | $ 1,075,000 | $ 215,000 | $ 103,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 5 | $ 795,000 | $ 163,000 | $ 101,500 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 5 | $ 2,005,000 | $ 401,000 | $ 149,000 |
| YORK-HANOVER, PA | 5 | $ 1,125,000 | $ 225,000 | $ 97,000 |
| BANGOR, ME | 4 | $ 840,000 | $ 210,000 | $ 109,000 |
| BARNSTABLE TOWN, MA | 4 | $ 1,070,000 | $ 267,000 | $ 154,000 |
| BELLINGHAM, WA | 4 | $ 1,260,000 | $ 315,000 | $ 101,000 |
| BROWNSVILLE-HARLINGEN, TX | 4 | $ 1,860,000 | $ 465,000 | $ 214,000 |
| BURLINGTON, NC | 4 | $ 760,000 | $ 190,000 | $ 60,000 |
| CAMDEN, NJ | 4 | $ 1,140,000 | $ 285,000 | $ 121,000 |
| CAPE CORAL-FORT MYERS, FL | 4 | $ 860,000 | $ 215,000 | $ 120,000 |
| CHEYENNE, WY | 4 | $ 1,190,000 | $ 297,000 | $ 91,000 |
| COLUMBUS, GA-AL | 4 | $ 1,030,000 | $ 257,000 | $ 118,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 4 | $ 1,180,000 | $ 295,000 | $ 118,000 |
| GREENSBORO-HIGH POINT, NC | 4 | $ 740,000 | $ 185,000 | $ 119,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 4 | $ 910,000 | $ 227,000 | $ 167,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 4 | $ 1,310,000 | $ 327,500 | $ 112,000 |
| HARRISBURG-CARLISLE, PA | 4 | $ 1,480,000 | $ 370,000 | $ 121,000 |
| JACKSON, MS | 4 | $ 980,000 | $ 245,000 | $ 99,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 4 | $ 1,980,000 | $ 495,000 | $ 264,000 |
| REDDING, CA | 4 | $ 1,390,000 | $ 347,000 | $ 86,000 |
| SAN ANGELO, TX | 4 | $ 630,000 | $ 157,000 | $ 84,000 |
| SANTA CRUZ-WATSONVILLE, CA | 4 | $ 2,510,000 | $ 627,000 | $ 218,000 |
| SANTA ROSA, CA | 4 | $ 1,830,000 | $ 457,000 | $ 113,000 |
| TEXARKANA, TX-AR | 4 | $ 1,080,000 | $ 270,000 | $ 91,500 |
| BILLINGS, MT | 3 | $ 1,125,000 | $ 375,000 | $ 141,000 |
| BREMERTON-SILVERDALE, WA | 3 | $ 1,355,000 | $ 451,000 | $ 184,000 |
| COEUR D'ALENE, ID | 3 | $ 915,000 | $ 305,000 | $ 88,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 3 | $ 725,000 | $ 241,000 | $ 69,000 |
| DES MOINES-WEST DES MOINES, IA | 3 | $ 415,000 | $ 138,000 | $ 110,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 3 | $ 685,000 | $ 228,000 | $ 123,000 |
| FORT WAYNE, IN | 3 | $ 945,000 | $ 315,000 | $ 89,000 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 695,000 | $ 231,000 | $ 84,000 |
| GRANTS PASS, OR | 3 | $ 845,000 | $ 281,000 | $ 61,000 |
| GREAT FALLS, MT | 3 | $ 605,000 | $ 201,000 | $ 78,000 |
| JACKSONVILLE, NC | 3 | $ 715,000 | $ 238,000 | $ 136,000 |
| JONESBORO, AR | 3 | $ 335,000 | $ 111,000 | $ 76,000 |
| KINGSTON, NY | 3 | $ 855,000 | $ 285,000 | $ 105,000 |
| LEXINGTON-FAYETTE, KY | 3 | $ 785,000 | $ 261,000 | $ 81,000 |
| MANHATTAN, KS | 3 | $ 605,000 | $ 201,000 | $ 134,000 |
| NORWICH-NEW LONDON, CT | 3 | $ 1,025,000 | $ 341,000 | $ 171,000 |
| PANAMA CITY, FL | 3 | $ 975,000 | $ 325,000 | $ 103,000 |
| SAN RAFAEL, CA | 3 | $ 4,525,000 | $ 1,508,000 | $ 768,000 |
| SHEBOYGAN, WI | 3 | $ 825,000 | $ 275,000 | $ 179,000 |
| SHREVEPORT-BOSSIER CITY, LA | 3 | $ 1,015,000 | $ 338,000 | $ 105,000 |
| SPARTANBURG, SC | 3 | $ 795,000 | $ 265,000 | $ 103,000 |
| SPOKANE-SPOKANE VALLEY, WA | 3 | $ 895,000 | $ 298,000 | $ 104,000 |
| SYRACUSE, NY | 3 | $ 735,000 | $ 245,000 | $ 114,000 |
| THE VILLAGES, FL | 3 | $ 1,135,000 | $ 378,000 | $ 102,000 |
| TOLEDO, OH | 3 | $ 555,000 | $ 185,000 | $ 77,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 695,000 | $ 231,000 | $ 76,000 |
| WATERTOWN-FORT DRUM, NY | 3 | $ 635,000 | $ 211,000 | $ 74,000 |
| WINSTON-SALEM, NC | 3 | $ 985,000 | $ 328,000 | $ 83,000 |
| ALBANY, OR | 2 | $ 760,000 | $ 380,000 | $ 200,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 670,000 | $ 335,000 | $ 159,000 |
| ANN ARBOR, MI | 2 | $ 560,000 | $ 280,000 | $ 196,000 |
| AUBURN-OPELIKA, AL | 2 | $ 440,000 | $ 220,000 | $ 66,000 |
| BAY CITY, MI | 2 | $ 730,000 | $ 365,000 | $ 117,000 |
| BISMARCK, ND | 2 | $ 290,000 | $ 145,000 | $ 142,000 |
| BLOOMINGTON, IN | 2 | $ 680,000 | $ 340,000 | $ 149,000 |
| BOWLING GREEN, KY | 2 | $ 290,000 | $ 145,000 | $ 106,000 |
| CHICO, CA | 2 | $ 540,000 | $ 270,000 | $ 333,000 |
| DULUTH, MN-WI | 2 | $ 480,000 | $ 240,000 | $ 93,000 |
| EAST STROUDSBURG, PA | 2 | $ 350,000 | $ 175,000 | $ 105,000 |
| ELKHART-GOSHEN, IN | 2 | $ 550,000 | $ 275,000 | $ 146,000 |
| ERIE, PA | 2 | $ 300,000 | $ 150,000 | $ 79,000 |
| GAINESVILLE, FL | 2 | $ 420,000 | $ 210,000 | $ 74,000 |
| GOLDSBORO, NC | 2 | $ 420,000 | $ 210,000 | $ 136,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 710,000 | $ 355,000 | $ 22,000 |
| IOWA CITY, IA | 2 | $ 510,000 | $ 255,000 | $ 76,000 |
| JACKSON, TN | 2 | $ 500,000 | $ 250,000 | $ 80,000 |
| JOHNSON CITY, TN | 2 | $ 280,000 | $ 140,000 | $ 116,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 2 | $ 1,190,000 | $ 595,000 | $ 218,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 710,000 | $ 355,000 | $ 161,000 |
| LAFAYETTE, LA | 2 | $ 690,000 | $ 345,000 | $ 280,000 |
| LAKE CHARLES, LA | 2 | $ 360,000 | $ 180,000 | $ 62,000 |
| LANCASTER, PA | 2 | $ 530,000 | $ 265,000 | $ 129,000 |
| LIMA, OH | 2 | $ 150,000 | $ 75,000 | $ 73,000 |
| LOGAN, UT-ID | 2 | $ 690,000 | $ 345,000 | $ 81,000 |
| LONGVIEW, TX | 2 | $ 50,000 | $ 25,000 | $ 27,000 |
| LYNCHBURG, VA | 2 | $ 720,000 | $ 360,000 | $ 103,000 |
| MERCED, CA | 2 | $ 540,000 | $ 270,000 | $ 140,000 |
| MISSOULA, MT | 2 | $ 480,000 | $ 240,000 | $ 75,000 |
| MOBILE, AL | 2 | $ 170,000 | $ 85,000 | $ 85,000 |
| MODESTO, CA | 2 | $ 720,000 | $ 360,000 | $ 107,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 570,000 | $ 285,000 | $ 150,000 |
| NEW BERN, NC | 2 | $ 350,000 | $ 175,000 | $ 57,000 |
| OCALA, FL | 2 | $ 350,000 | $ 175,000 | $ 45,000 |
| READING, PA | 2 | $ 260,000 | $ 130,000 | $ 101,000 |
| ROANOKE, VA | 2 | $ 470,000 | $ 235,000 | $ 130,000 |
| ROCKFORD, IL | 2 | $ 490,000 | $ 245,000 | $ 75,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 2 | $ 560,000 | $ 280,000 | $ 113,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 380,000 | $ 190,000 | $ 62,000 |
| ST. JOSEPH, MO-KS | 2 | $ 380,000 | $ 190,000 | $ 60,000 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 350,000 | $ 175,000 | $ 116,000 |
| UTICA-ROME, NY | 2 | $ 230,000 | $ 115,000 | $ 109,000 |
| WARNER ROBINS, GA | 2 | $ 440,000 | $ 220,000 | $ 97,000 |
| WAUSAU, WI | 2 | $ 680,000 | $ 340,000 | $ 205,000 |
| WENATCHEE, WA | 2 | $ 740,000 | $ 370,000 | $ 361,000 |
| WICHITA FALLS, TX | 2 | $ 260,000 | $ 130,000 | $ 79,000 |
| WINCHESTER, VA-WV | 2 | $ 470,000 | $ 235,000 | $ 102,000 |
| ALBANY, GA | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 285,000 | $ 285,000 | $ 127,000 |
| BINGHAMTON, NY | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| BLOOMINGTON, IL | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| CANTON-MASSILLON, OH | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| CEDAR RAPIDS, IA | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 165,000 | $ 165,000 | $ 33,000 |
| CLEVELAND, TN | 1 | $ 305,000 | $ 305,000 | $ 83,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| DUBUQUE, IA | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| EL CENTRO, CA | 1 | $ 435,000 | $ 435,000 | $ 165,000 |
| FLINT, MI | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| GREEN BAY, WI | 1 | $ 255,000 | $ 255,000 | $ 107,000 |
| GREENVILLE, NC | 1 | $ 305,000 | $ 305,000 | $ 246,000 |
| HATTIESBURG, MS | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| ITHACA, NY | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 115,000 | $ 115,000 | $ 87,000 |
| LAREDO, TX | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
| LEWISTON, ID-WA | 1 | $ 315,000 | $ 315,000 | $ 186,000 |
| MANSFIELD, OH | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| MONROE, LA | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| MORRISTOWN, TN | 1 | $ 445,000 | $ 445,000 | $ 158,000 |
| MUSKEGON, MI | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| NAPA, CA | 1 | $ 465,000 | $ 465,000 | $ 130,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 265,000 | $ 265,000 | $ 40,000 |
| PINE BLUFF, AR | 1 | $ 55,000 | $ 55,000 | $ 200,000 |
| POCATELLO, ID | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| PUNTA GORDA, FL | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| ROCHESTER, MN | 1 | $ 175,000 | $ 175,000 | $ 123,000 |
| ROCKY MOUNT, NC | 1 | $ 405,000 | $ 405,000 | $ 53,000 |
| ROME, GA | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| SALINAS, CA | 1 | $ 385,000 | $ 385,000 | $ 188,000 |
| SEBRING, FL | 1 | $ 55,000 | $ 55,000 | $ 104,000 |
| SIOUX FALLS, SD | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| SPRINGFIELD, OH | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| STATE COLLEGE, PA | 1 | $ 385,000 | $ 385,000 | $ 120,000 |
| TRENTON, NJ | 1 | $ 245,000 | $ 245,000 | $ 163,000 |
| TUSCALOOSA, AL | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| TWIN FALLS, ID | 1 | $ 335,000 | $ 335,000 | $ 251,000 |
| VICTORIA, TX | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| WALLA WALLA, WA | 1 | $ 255,000 | $ 255,000 | $ 117,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| YAKIMA, WA | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for Bokf, National Association in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,458 | $2,674,040,000 | $255,000 | $29,255,000 | $124,000 | $6,059,000 |
| Refinancing | 5,001 | $1,462,705,000 | $292,000 | $41,765,000 | $148,000 | $5,714,000 |
| Cash-out Refinancing | 3,862 | $836,270,000 | $216,000 | $4,005,000 | $114,000 | $3,105,000 |
| Home Improvement | 3,368 | $198,970,000 | $59,000 | $5,005,000 | $111,000 | $2,220,000 |
| Other Purpose | 3,279 | $269,945,000 | $82,000 | $4,005,000 | $114,000 | $3,326,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16,482 | $3,451,210,000 | $209,000 | $5,805,000 | $135,000 | $6,059,000 |
| Hispanic | 3,596 | $517,690,000 | $143,000 | $1,345,000 | $80,000 | $1,800,000 |
| Not Provided | 2,720 | $687,050,000 | $252,000 | $4,005,000 | $140,000 | $3,065,000 |
| Asian | 1,154 | $249,970,000 | $216,000 | $2,315,000 | $118,000 | $1,336,000 |
| Black or African American | 962 | $162,470,000 | $168,000 | $2,165,000 | $94,000 | $881,000 |
| American Indian or Alaskan Native | 766 | $95,300,000 | $124,000 | $575,000 | $85,000 | $825,000 |
| Not applicable | 80 | $234,930,000 | $2,936,000 | $41,765,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 33 | $5,285,000 | $160,000 | $695,000 | $99,000 | $169,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,515 | $4,286,305,000 | $199,000 | $41,765,000 | $132,000 | $6,059,000 |
| VA-guaranteed (Veterans Administration) | 2,208 | $743,810,000 | $336,000 | $1,405,000 | $109,000 | $909,000 |
| FHA-insured (Federal Housing Administration) | 2,137 | $396,245,000 | $185,000 | $675,000 | $68,000 | $420,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 108 | $15,570,000 | $144,000 | $305,000 | $50,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,844 | $3,733,590,000 | $235,000 | $41,765,000 | $131,000 | $5,863,000 |
| Application Denied By Financial Institution | 5,582 | $543,300,000 | $97,000 | $2,005,000 | $95,000 | $3,000,000 |
| Application Withdrawn By Applicant | 2,883 | $774,205,000 | $268,000 | $5,005,000 | $137,000 | $5,000,000 |
| File Closed For Incompleteness | 1,148 | $303,830,000 | $264,000 | $2,905,000 | $134,000 | $6,059,000 |
| Application Approved But Not Accepted | 502 | $86,310,000 | $171,000 | $2,505,000 | $129,000 | $1,361,000 |
| Loan Purchased By The Institution | 9 | $695,000 | $77,000 | $125,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 20,386 | $4,898,630,000 | $240,000 | $41,765,000 | $132,000 | $6,059,000 |
| Credit History | 1,905 | $116,165,000 | $60,000 | $915,000 | $82,000 | $3,000,000 |
| Debt-To-Income Ratio | 1,671 | $191,055,000 | $114,000 | $1,875,000 | $70,000 | $817,000 |
| Collateral | 1,021 | $127,175,000 | $124,000 | $1,515,000 | $121,000 | $2,033,000 |
| Unverifiable Information | 483 | $44,475,000 | $92,000 | $605,000 | $134,000 | $1,080,000 |
| Other | 387 | $39,855,000 | $102,000 | $805,000 | $145,000 | $2,220,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 60 | $13,670,000 | $227,000 | $1,045,000 | $109,000 | $1,111,000 |
| Employment History | 47 | $7,675,000 | $163,000 | $635,000 | $111,000 | $400,000 |
| Credit Application Incomplete | 7 | $3,075,000 | $439,000 | $2,005,000 | $318,000 | $800,000 |
| Mortgage Insurance Denied | 1 | $155,000 | $155,000 | $155,000 | $138,000 | $138,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bokf, National Association's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bokf, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.