Bokf NA Mortgage Lending & HMDA Data, 2019
In 2019, Bokf NA of Tulsa, OK reported 25,968 mortgage applications totaling $5.4 billion, up 5% from 2018. The average application was for $209,562, and applicants reported an average income of $124,185. 61% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Tulsa, OK (4,664), Albuquerque, NM (3,290) and Oklahoma City, OK (3,179) (applications in parentheses).
| Mortgage Company & Address | Bokf NA One West 3rd, 5th Fl Tulsa, OK 74172 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 25,968 |
| Total Mortgage Loan Application Amount | $5,441,930,000 |
| Average Mortgage Loan Application Amount | $209,562 |
| Highest Mortgage Loan Application Amount | $41,765,000 |
| Average Applicant Income | $124,185 |
| Highest Applicant Income | $6,059,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bokf NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tulsa, OK | 4,664 | $ 583,910,000 | $ 125,195 | $ 98,000 |
| Albuquerque, NM | 3,290 | $ 522,080,000 | $ 158,686 | $ 92,000 |
| Oklahoma City, OK | 3,179 | $ 430,175,000 | $ 135,317 | $ 107,000 |
| Outside any metro area | 2,016 | $ 467,810,000 | $ 232,048 | $ 143,937 |
| Denver-Aurora-Lakewood, CO | 1,691 | $ 529,865,000 | $ 313,344 | $ 169,000 |
| Dallas-Plano-Irving, TX | 1,515 | $ 403,085,000 | $ 266,062 | $ 159,000 |
| Houston-The Woodlands-Sugar Land, TX | 1,184 | $ 240,530,000 | $ 203,150 | $ 148,000 |
| Kansas City, MO-KS | 1,073 | $ 201,955,000 | $ 188,215 | $ 128,791 |
| Phoenix-Mesa-Scottsdale, AZ | 967 | $ 315,075,000 | $ 325,827 | $ 179,000 |
| Fort Worth-Arlington, TX | 779 | $ 132,245,000 | $ 169,762 | $ 134,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 453 | $ 58,675,000 | $ 129,525 | $ 85,000 |
| Austin-Round Rock, TX | 388 | $ 149,280,000 | $ 384,742 | $ 186,000 |
| San Antonio-New Braunfels, TX | 225 | $ 45,495,000 | $ 202,200 | $ 132,000 |
| Enid, OK | 213 | $ 19,545,000 | $ 91,760 | $ 82,000 |
| Santa Fe, NM | 171 | $ 38,275,000 | $ 223,830 | $ 147,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 162 | $ 72,990,000 | $ 450,555 | $ 146,296 |
| Greeley, CO | 161 | $ 48,915,000 | $ 303,819 | $ 118,000 |
| Wichita, KS | 147 | $ 22,005,000 | $ 149,693 | $ 82,000 |
| Boulder, CO | 134 | $ 47,360,000 | $ 353,432 | $ 179,000 |
| Fort Collins, CO | 125 | $ 43,785,000 | $ 350,280 | $ 142,000 |
| Colorado Springs, CO | 99 | $ 26,885,000 | $ 271,565 | $ 143,000 |
| Baltimore-Columbia-Towson, MD | 98 | $ 35,700,000 | $ 364,285 | $ 127,000 |
| Atlanta-Sandy Springs-Roswell, GA | 88 | $ 27,180,000 | $ 308,863 | $ 115,000 |
| Lawton, OK | 80 | $ 8,280,000 | $ 103,500 | $ 87,000 |
| Topeka, KS | 80 | $ 11,110,000 | $ 138,875 | $ 69,000 |
| Los Angeles-Long Beach-Glendale, CA | 78 | $ 44,390,000 | $ 569,102 | $ 163,000 |
| Boise City, ID | 71 | $ 24,045,000 | $ 338,661 | $ 124,000 |
| Las Vegas-Henderson-Paradise, NV | 64 | $ 20,680,000 | $ 323,125 | $ 129,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 62 | $ 19,050,000 | $ 307,258 | $ 156,000 |
| Charlotte-Concord-Gastonia, NC-SC | 58 | $ 19,030,000 | $ 328,103 | $ 122,793 |
| Sherman-Denison, TX | 58 | $ 6,320,000 | $ 108,965 | $ 88,000 |
| New York-Jersey City-White Plains, NY-NJ | 54 | $ 23,260,000 | $ 430,740 | $ 161,333 |
| San Diego-Carlsbad, CA | 54 | $ 27,830,000 | $ 515,370 | $ 159,000 |
| Seattle-Bellevue-Everett, WA | 54 | $ 24,790,000 | $ 459,074 | $ 180,000 |
| Riverside-San Bernardino-Ontario, CA | 53 | $ 21,025,000 | $ 396,698 | $ 122,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 52 | $ 16,980,000 | $ 326,538 | $ 121,057 |
| Killeen-Temple, TX | 48 | $ 9,540,000 | $ 198,750 | $ 121,000 |
| Cambridge-Newton-Framingham, MA | 47 | $ 21,705,000 | $ 461,808 | $ 172,000 |
| Chicago-Naperville, IL | 47 | $ 14,515,000 | $ 308,829 | $ 131,000 |
| Tampa-St. Petersburg-Clearwater, FL | 46 | $ 14,790,000 | $ 321,521 | $ 134,000 |
| Little Rock-North Little Rock-Conway, AR | 43 | $ 7,105,000 | $ 165,232 | $ 144,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 42 | $ 16,480,000 | $ 392,380 | $ 118,000 |
| St. Louis, MO-IL | 42 | $ 12,020,000 | $ 286,190 | $ 130,595 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 41 | $ 11,335,000 | $ 276,463 | $ 125,000 |
| Tucson, AZ | 39 | $ 11,385,000 | $ 291,923 | $ 110,000 |
| Las Cruces, NM | 37 | $ 6,455,000 | $ 174,459 | $ 86,000 |
| Boston, MA | 35 | $ 15,425,000 | $ 440,714 | $ 172,000 |
| Jacksonville, FL | 33 | $ 9,855,000 | $ 298,636 | $ 121,000 |
| New York-Newark, NY | 32 | $ 9,870,000 | $ 308,437 | $ 123,218 |
| Washington-Baltimore-Arlington, DC | 30 | $ 13,600,000 | $ 453,333 | $ 184,000 |
| Anaheim-Santa Ana-Irvine, CA | 28 | $ 16,290,000 | $ 581,785 | $ 177,000 |
| Orlando-Kissimmee-Sanford, FL | 27 | $ 6,955,000 | $ 257,592 | $ 112,000 |
| Salt Lake City, UT | 27 | $ 9,425,000 | $ 349,074 | $ 135,000 |
| Springfield, MO | 27 | $ 3,565,000 | $ 132,037 | $ 70,000 |
| Nassau County-Suffolk County, NY | 26 | $ 10,030,000 | $ 385,769 | $ 154,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 26 | $ 9,020,000 | $ 346,923 | $ 104,615 |
| Tacoma-Lakewood, WA | 26 | $ 9,830,000 | $ 378,076 | $ 102,000 |
| Charleston-North Charleston, SC | 25 | $ 7,355,000 | $ 294,200 | $ 112,000 |
| Newark, NJ-PA | 25 | $ 7,425,000 | $ 297,000 | $ 150,520 |
| Omaha-Council Bluffs, NE-IA | 25 | $ 7,045,000 | $ 281,800 | $ 143,600 |
| Warren-Troy-Farmington Hills, MI | 25 | $ 6,935,000 | $ 277,400 | $ 134,000 |
| Farmington, NM | 23 | $ 2,765,000 | $ 120,217 | $ 64,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 23 | $ 9,685,000 | $ 421,086 | $ 129,000 |
| Richmond, VA | 22 | $ 5,970,000 | $ 271,363 | $ 107,000 |
| Lubbock, TX | 21 | $ 8,345,000 | $ 397,380 | $ 101,000 |
| Prescott Valley-Prescott, AZ | 21 | $ 5,485,000 | $ 261,190 | $ 106,000 |
| Memphis, TN-MS-AR | 20 | $ 5,190,000 | $ 259,500 | $ 406,450 |
| Ogden-Clearfield, UT | 20 | $ 7,190,000 | $ 359,500 | $ 126,000 |
| Pensacola-Ferry Pass-Brent, FL | 20 | $ 5,790,000 | $ 289,500 | $ 95,000 |
| Waco, TX | 20 | $ 4,070,000 | $ 203,500 | $ 104,000 |
| Columbus, OH | 19 | $ 5,275,000 | $ 277,631 | $ 126,000 |
| Crestview-Fort Walton Beach-Destin, FL | 19 | $ 21,565,000 | $ 1,135,000 | $ 229,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 19 | $ 8,555,000 | $ 450,263 | $ 143,000 |
| Cincinnati, OH-KY-IN | 18 | $ 5,370,000 | $ 298,333 | $ 149,055 |
| Grand Junction, CO | 18 | $ 4,870,000 | $ 270,555 | $ 155,000 |
| Louisville/Jefferson County, KY-IN | 18 | $ 5,900,000 | $ 327,777 | $ 115,722 |
| Oakland-Hayward-Berkeley, CA | 18 | $ 7,730,000 | $ 429,444 | $ 180,000 |
| Raleigh, NC | 18 | $ 6,020,000 | $ 334,444 | $ 124,000 |
| El Paso, TX | 17 | $ 4,155,000 | $ 244,411 | $ 166,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 17 | $ 7,325,000 | $ 430,882 | $ 125,000 |
| Asheville, NC | 15 | $ 5,335,000 | $ 355,666 | $ 132,000 |
| Clarksville, TN-KY | 15 | $ 2,965,000 | $ 197,666 | $ 85,000 |
| North Port-Sarasota-Bradenton, FL | 15 | $ 4,485,000 | $ 299,000 | $ 93,000 |
| Providence-Warwick, RI-MA | 15 | $ 6,355,000 | $ 423,666 | $ 153,666 |
| Provo-Orem, UT | 15 | $ 5,135,000 | $ 342,333 | $ 100,000 |
| College Station-Bryan, TX | 14 | $ 2,260,000 | $ 161,428 | $ 249,000 |
| Indianapolis-Carmel-Anderson, IN | 14 | $ 2,770,000 | $ 197,857 | $ 103,000 |
| Pueblo, CO | 14 | $ 3,320,000 | $ 237,142 | $ 119,000 |
| Chattanooga, TN-GA | 13 | $ 3,375,000 | $ 259,615 | $ 77,923 |
| Cleveland-Elyria, OH | 13 | $ 3,015,000 | $ 231,923 | $ 156,000 |
| Dayton-Springfield-Kettering, OH | 13 | $ 3,975,000 | $ 305,769 | $ 98,000 |
| Durham-Chapel Hill, NC | 13 | $ 4,935,000 | $ 379,615 | $ 240,000 |
| Odessa, TX | 13 | $ 2,125,000 | $ 163,461 | $ 274,000 |
| Reno, NV | 13 | $ 4,875,000 | $ 375,000 | $ 140,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 13 | $ 6,775,000 | $ 521,153 | $ 207,000 |
| Fort Smith, AR-OK | 12 | $ 1,920,000 | $ 160,000 | $ 71,000 |
| Idaho Falls, ID | 12 | $ 3,330,000 | $ 277,500 | $ 121,000 |
| New Orleans-Metairie, LA | 12 | $ 3,420,000 | $ 285,000 | $ 128,000 |
| Urban Honolulu, HI | 12 | $ 7,030,000 | $ 585,833 | $ 110,000 |
| Amarillo, TX | 11 | $ 1,405,000 | $ 127,727 | $ 142,000 |
| Fayetteville, NC | 11 | $ 2,745,000 | $ 249,545 | $ 103,000 |
| Lakeland-Winter Haven, FL | 11 | $ 2,855,000 | $ 259,545 | $ 89,000 |
| Midland, TX | 11 | $ 2,705,000 | $ 245,909 | $ 150,000 |
| Wilmington, DE-MD-NJ | 11 | $ 2,955,000 | $ 268,636 | $ 101,181 |
| Worcester, MA-CT | 11 | $ 2,925,000 | $ 265,909 | $ 84,818 |
| Anchorage, AK | 10 | $ 3,100,000 | $ 310,000 | $ 113,000 |
| Corpus Christi, TX | 10 | $ 2,160,000 | $ 216,000 | $ 122,000 |
| Flagstaff, AZ | 10 | $ 3,030,000 | $ 303,000 | $ 221,000 |
| Greenville-Anderson-Mauldin, SC | 10 | $ 2,110,000 | $ 211,000 | $ 88,000 |
| Port St. Lucie, FL | 10 | $ 2,270,000 | $ 227,000 | $ 88,000 |
| Augusta-Richmond County, GA-SC | 9 | $ 1,845,000 | $ 205,000 | $ 93,333 |
| Baton Rouge, LA | 9 | $ 2,285,000 | $ 253,888 | $ 116,000 |
| Birmingham-Hoover, AL | 9 | $ 2,085,000 | $ 231,666 | $ 104,000 |
| Bridgeport-Stamford-Norwalk, CT | 9 | $ 3,475,000 | $ 386,111 | $ 140,000 |
| Hot Springs, AR | 9 | $ 1,405,000 | $ 156,111 | $ 126,000 |
| Miami-Miami Beach-Kendall, FL | 9 | $ 2,805,000 | $ 311,666 | $ 118,000 |
| Montgomery County-Bucks County-Chester County, PA | 9 | $ 2,555,000 | $ 283,888 | $ 139,000 |
| Olympia-Tumwater, WA | 9 | $ 2,375,000 | $ 263,888 | $ 118,000 |
| Portland-South Portland, ME | 9 | $ 2,725,000 | $ 302,777 | $ 108,000 |
| Beaumont-Port Arthur, TX | 8 | $ 1,580,000 | $ 197,500 | $ 110,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 8 | $ 1,670,000 | $ 208,750 | $ 142,000 |
| Elgin, IL | 8 | $ 1,690,000 | $ 211,250 | $ 109,000 |
| Huntington-Ashland, WV-KY-OH | 8 | $ 1,780,000 | $ 222,500 | $ 99,750 |
| Knoxville, TN | 8 | $ 2,270,000 | $ 283,750 | $ 149,000 |
| Lake Havasu City-Kingman, AZ | 8 | $ 1,620,000 | $ 202,500 | $ 79,000 |
| Lawrence, KS | 8 | $ 1,110,000 | $ 138,750 | $ 134,000 |
| Philadelphia, PA | 8 | $ 1,770,000 | $ 221,250 | $ 93,000 |
| Springfield, MA | 8 | $ 1,960,000 | $ 245,000 | $ 78,000 |
| Akron, OH | 7 | $ 1,575,000 | $ 225,000 | $ 122,000 |
| Bend-Redmond, OR | 7 | $ 2,825,000 | $ 403,571 | $ 116,000 |
| Charlottesville, VA | 7 | $ 2,195,000 | $ 313,571 | $ 109,000 |
| Fresno, CA | 7 | $ 1,765,000 | $ 252,142 | $ 141,000 |
| Gainesville, GA | 7 | $ 1,255,000 | $ 179,285 | $ 47,000 |
| Hartford-West Hartford-East Hartford, CT | 7 | $ 1,255,000 | $ 179,285 | $ 63,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 7 | $ 3,855,000 | $ 550,714 | $ 358,000 |
| Huntsville, AL | 7 | $ 2,145,000 | $ 306,428 | $ 112,000 |
| Joplin, MO | 7 | $ 1,035,000 | $ 147,857 | $ 73,000 |
| Lake County-Kenosha County, IL-WI | 7 | $ 1,755,000 | $ 250,714 | $ 108,142 |
| Manchester-Nashua, NH | 7 | $ 1,685,000 | $ 240,714 | $ 94,000 |
| McAllen-Edinburg-Mission, TX | 7 | $ 1,245,000 | $ 177,857 | $ 123,000 |
| Palm Bay-Melbourne-Titusville, FL | 7 | $ 2,955,000 | $ 422,142 | $ 99,000 |
| Pittsburgh, PA | 7 | $ 2,485,000 | $ 355,000 | $ 163,000 |
| Rochester, NY | 7 | $ 1,535,000 | $ 219,285 | $ 152,000 |
| Santa Maria-Santa Barbara, CA | 7 | $ 2,845,000 | $ 406,428 | $ 118,000 |
| Savannah, GA | 7 | $ 1,585,000 | $ 226,428 | $ 67,000 |
| Stockton-Lodi, CA | 7 | $ 2,425,000 | $ 346,428 | $ 124,000 |
| Wilmington, NC | 7 | $ 2,185,000 | $ 312,142 | $ 143,000 |
| Columbia, MO | 6 | $ 1,300,000 | $ 216,666 | $ 124,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 1,600,000 | $ 266,666 | $ 91,000 |
| Dover, DE | 6 | $ 1,910,000 | $ 318,333 | $ 97,000 |
| Milwaukee-Waukesha-West Allis, WI | 6 | $ 1,550,000 | $ 258,333 | $ 90,000 |
| Salem, OR | 6 | $ 1,810,000 | $ 301,666 | $ 100,000 |
| Salisbury, MD-DE | 6 | $ 1,190,000 | $ 198,333 | $ 70,000 |
| San Francisco-Redwood City-South San Francisco, CA | 6 | $ 3,360,000 | $ 560,000 | $ 134,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 6 | $ 3,610,000 | $ 601,666 | $ 113,000 |
| St. George, UT | 6 | $ 2,180,000 | $ 363,333 | $ 67,000 |
| Tyler, TX | 6 | $ 1,510,000 | $ 251,666 | $ 107,000 |
| Vallejo-Fairfield, CA | 6 | $ 2,510,000 | $ 418,333 | $ 141,000 |
| Abilene, TX | 5 | $ 5,025,000 | $ 1,005,000 | $ 96,000 |
| Albany-Schenectady-Troy, NY | 5 | $ 1,565,000 | $ 313,000 | $ 110,000 |
| Bakersfield, CA | 5 | $ 995,000 | $ 199,000 | $ 87,000 |
| California-Lexington Park, MD | 5 | $ 1,815,000 | $ 363,000 | $ 186,000 |
| Columbia, SC | 5 | $ 885,000 | $ 177,000 | $ 57,000 |
| Eugene, OR | 5 | $ 1,445,000 | $ 289,000 | $ 105,000 |
| Gary, IN | 5 | $ 1,385,000 | $ 277,000 | $ 97,000 |
| Lincoln, NE | 5 | $ 955,000 | $ 191,000 | $ 110,000 |
| Madison, WI | 5 | $ 1,565,000 | $ 313,000 | $ 109,000 |
| Medford, OR | 5 | $ 1,745,000 | $ 349,000 | $ 96,000 |
| Montgomery, AL | 5 | $ 1,075,000 | $ 215,000 | $ 103,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 5 | $ 795,000 | $ 159,000 | $ 103,800 |
| Rockingham County-Strafford County, NH | 5 | $ 2,005,000 | $ 401,000 | $ 149,000 |
| York-Hanover, PA | 5 | $ 1,125,000 | $ 225,000 | $ 97,000 |
| Bangor, ME | 4 | $ 840,000 | $ 210,000 | $ 109,000 |
| Barnstable Town, MA | 4 | $ 1,070,000 | $ 267,500 | $ 154,000 |
| Bellingham, WA | 4 | $ 1,260,000 | $ 315,000 | $ 101,000 |
| Brownsville-Harlingen, TX | 4 | $ 1,860,000 | $ 465,000 | $ 214,000 |
| Burlington, NC | 4 | $ 760,000 | $ 190,000 | $ 60,000 |
| Camden, NJ | 4 | $ 1,140,000 | $ 285,000 | $ 121,000 |
| Cape Coral-Fort Myers, FL | 4 | $ 860,000 | $ 215,000 | $ 120,000 |
| Cheyenne, WY | 4 | $ 1,190,000 | $ 297,500 | $ 91,000 |
| Columbus, GA-AL | 4 | $ 1,030,000 | $ 257,500 | $ 118,000 |
| Elizabethtown-Fort Knox, KY | 4 | $ 1,180,000 | $ 295,000 | $ 118,000 |
| Greensboro-High Point, NC | 4 | $ 740,000 | $ 185,000 | $ 119,000 |
| Gulfport-Biloxi-Pascagoula, MS | 4 | $ 910,000 | $ 227,500 | $ 167,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 1,310,000 | $ 327,500 | $ 112,000 |
| Harrisburg-Carlisle, PA | 4 | $ 1,480,000 | $ 370,000 | $ 121,000 |
| Jackson, MS | 4 | $ 980,000 | $ 245,000 | $ 99,000 |
| Naples-Immokalee-Marco Island, FL | 4 | $ 1,980,000 | $ 495,000 | $ 264,000 |
| Redding, CA | 4 | $ 1,390,000 | $ 347,500 | $ 86,000 |
| San Angelo, TX | 4 | $ 630,000 | $ 157,500 | $ 84,000 |
| Santa Cruz-Watsonville, CA | 4 | $ 2,510,000 | $ 627,500 | $ 218,000 |
| Santa Rosa, CA | 4 | $ 1,830,000 | $ 457,500 | $ 113,000 |
| Texarkana, TX-AR | 4 | $ 1,080,000 | $ 270,000 | $ 91,500 |
| Billings, MT | 3 | $ 1,125,000 | $ 375,000 | $ 141,000 |
| Bremerton-Silverdale, WA | 3 | $ 1,355,000 | $ 451,666 | $ 184,000 |
| Coeur D'Alene, ID | 3 | $ 915,000 | $ 305,000 | $ 88,000 |
| Daphne-Fairhope-Foley, AL | 3 | $ 725,000 | $ 241,666 | $ 69,000 |
| Des Moines-West Des Moines, IA | 3 | $ 415,000 | $ 138,333 | $ 110,000 |
| Detroit-Dearborn-Livonia, MI | 3 | $ 685,000 | $ 228,333 | $ 123,000 |
| Fort Wayne, IN | 3 | $ 945,000 | $ 315,000 | $ 89,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 695,000 | $ 231,666 | $ 84,000 |
| Grants Pass, OR | 3 | $ 845,000 | $ 281,666 | $ 61,000 |
| Great Falls, MT | 3 | $ 605,000 | $ 201,666 | $ 78,000 |
| Jacksonville, NC | 3 | $ 715,000 | $ 238,333 | $ 136,000 |
| Jonesboro, AR | 3 | $ 335,000 | $ 111,666 | $ 76,000 |
| Kingston, NY | 3 | $ 855,000 | $ 285,000 | $ 105,000 |
| Lexington-Fayette, KY | 3 | $ 785,000 | $ 261,666 | $ 81,000 |
| Manhattan, KS | 3 | $ 605,000 | $ 201,666 | $ 134,000 |
| Norwich-New London, CT | 3 | $ 1,025,000 | $ 341,666 | $ 171,000 |
| Panama City, FL | 3 | $ 975,000 | $ 325,000 | $ 103,000 |
| San Rafael, CA | 3 | $ 4,525,000 | $ 1,508,333 | $ 768,000 |
| Sheboygan, WI | 3 | $ 825,000 | $ 275,000 | $ 179,000 |
| Shreveport-Bossier City, LA | 3 | $ 1,015,000 | $ 338,333 | $ 105,000 |
| Spartanburg, SC | 3 | $ 795,000 | $ 265,000 | $ 103,000 |
| Spokane-Spokane Valley, WA | 3 | $ 895,000 | $ 298,333 | $ 104,000 |
| Syracuse, NY | 3 | $ 735,000 | $ 245,000 | $ 114,000 |
| The Villages, FL | 3 | $ 1,135,000 | $ 378,333 | $ 102,000 |
| Toledo, OH | 3 | $ 555,000 | $ 185,000 | $ 77,000 |
| Visalia-Porterville, CA | 3 | $ 695,000 | $ 231,666 | $ 76,000 |
| Watertown-Fort Drum, NY | 3 | $ 635,000 | $ 211,666 | $ 74,000 |
| Winston-Salem, NC | 3 | $ 985,000 | $ 328,333 | $ 83,000 |
| Albany, OR | 2 | $ 760,000 | $ 380,000 | $ 200,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 670,000 | $ 335,000 | $ 159,000 |
| Ann Arbor, MI | 2 | $ 560,000 | $ 280,000 | $ 196,000 |
| Auburn-Opelika, AL | 2 | $ 440,000 | $ 220,000 | $ 66,000 |
| Bay City, MI | 2 | $ 730,000 | $ 365,000 | $ 117,000 |
| Bismarck, ND | 2 | $ 290,000 | $ 145,000 | $ 142,000 |
| Bloomington, IN | 2 | $ 680,000 | $ 340,000 | $ 149,000 |
| Bowling Green, KY | 2 | $ 290,000 | $ 145,000 | $ 106,000 |
| Chico, CA | 2 | $ 540,000 | $ 270,000 | $ 333,000 |
| Duluth, MN-WI | 2 | $ 480,000 | $ 240,000 | $ 93,000 |
| East Stroudsburg, PA | 2 | $ 350,000 | $ 175,000 | $ 105,000 |
| Elkhart-Goshen, IN | 2 | $ 550,000 | $ 275,000 | $ 146,000 |
| Erie, PA | 2 | $ 300,000 | $ 150,000 | $ 79,000 |
| Gainesville, FL | 2 | $ 420,000 | $ 210,000 | $ 74,000 |
| Goldsboro, NC | 2 | $ 420,000 | $ 210,000 | $ 136,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 710,000 | $ 355,000 | $ 22,000 |
| Iowa City, IA | 2 | $ 510,000 | $ 255,000 | $ 76,000 |
| Jackson, TN | 2 | $ 500,000 | $ 250,000 | $ 80,000 |
| Johnson City, TN | 2 | $ 280,000 | $ 140,000 | $ 116,000 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 1,190,000 | $ 595,000 | $ 218,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 710,000 | $ 355,000 | $ 161,000 |
| Lafayette, LA | 2 | $ 690,000 | $ 345,000 | $ 280,000 |
| Lake Charles, LA | 2 | $ 360,000 | $ 180,000 | $ 62,000 |
| Lancaster, PA | 2 | $ 530,000 | $ 265,000 | $ 129,000 |
| Lima, OH | 2 | $ 150,000 | $ 75,000 | $ 73,000 |
| Logan, UT-ID | 2 | $ 690,000 | $ 345,000 | $ 81,000 |
| Longview, TX | 2 | $ 50,000 | $ 25,000 | $ 27,000 |
| Lynchburg, VA | 2 | $ 720,000 | $ 360,000 | $ 103,000 |
| Merced, CA | 2 | $ 540,000 | $ 270,000 | $ 140,000 |
| Missoula, MT | 2 | $ 480,000 | $ 240,000 | $ 75,000 |
| Mobile, AL | 2 | $ 170,000 | $ 85,000 | $ 85,000 |
| Modesto, CA | 2 | $ 720,000 | $ 360,000 | $ 107,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 570,000 | $ 285,000 | $ 150,000 |
| New Bern, NC | 2 | $ 350,000 | $ 175,000 | $ 57,000 |
| Ocala, FL | 2 | $ 350,000 | $ 175,000 | $ 45,000 |
| Reading, PA | 2 | $ 260,000 | $ 130,000 | $ 101,000 |
| Roanoke, VA | 2 | $ 470,000 | $ 235,000 | $ 130,000 |
| Rockford, IL | 2 | $ 490,000 | $ 245,000 | $ 75,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 560,000 | $ 280,000 | $ 113,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 380,000 | $ 190,000 | $ 62,000 |
| St. Joseph, MO-KS | 2 | $ 380,000 | $ 190,000 | $ 60,000 |
| Staunton-Waynesboro, VA | 2 | $ 350,000 | $ 175,000 | $ 116,000 |
| Utica-Rome, NY | 2 | $ 230,000 | $ 115,000 | $ 109,000 |
| Warner Robins, GA | 2 | $ 440,000 | $ 220,000 | $ 97,000 |
| Wausau, WI | 2 | $ 680,000 | $ 340,000 | $ 205,000 |
| Wenatchee, WA | 2 | $ 740,000 | $ 370,000 | $ 361,000 |
| Wichita Falls, TX | 2 | $ 260,000 | $ 130,000 | $ 79,000 |
| Winchester, VA-WV | 2 | $ 470,000 | $ 235,000 | $ 102,000 |
| Albany, GA | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 285,000 | $ 285,000 | $ 127,000 |
| Binghamton, NY | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Bloomington, IL | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Canton-Massillon, OH | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Cedar Rapids, IA | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 165,000 | $ 165,000 | $ 33,000 |
| Cleveland, TN | 1 | $ 305,000 | $ 305,000 | $ 83,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Dubuque, IA | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| El Centro, CA | 1 | $ 435,000 | $ 435,000 | $ 165,000 |
| Flint, MI | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| Green Bay, WI | 1 | $ 255,000 | $ 255,000 | $ 107,000 |
| Greenville, NC | 1 | $ 305,000 | $ 305,000 | $ 246,000 |
| Hattiesburg, MS | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Homosassa Springs, FL | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Houma-Thibodaux, LA | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Ithaca, NY | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Kennewick-Richland, WA | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Lafayette-West Lafayette, IN | 1 | $ 115,000 | $ 115,000 | $ 87,000 |
| Laredo, TX | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
| Lewiston, ID-WA | 1 | $ 315,000 | $ 315,000 | $ 186,000 |
| Mansfield, OH | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| Michigan City-La Porte, IN | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Monroe, LA | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Morristown, TN | 1 | $ 445,000 | $ 445,000 | $ 158,000 |
| Muskegon, MI | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Napa, CA | 1 | $ 465,000 | $ 465,000 | $ 130,000 |
| Niles-Benton Harbor, MI | 1 | $ 265,000 | $ 265,000 | $ 40,000 |
| Pine Bluff, AR | 1 | $ 55,000 | $ 55,000 | $ 200,000 |
| Pocatello, ID | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Punta Gorda, FL | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Rochester, MN | 1 | $ 175,000 | $ 175,000 | $ 123,000 |
| Rocky Mount, NC | 1 | $ 405,000 | $ 405,000 | $ 53,000 |
| Rome, GA | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Salinas, CA | 1 | $ 385,000 | $ 385,000 | $ 188,000 |
| Sebring, FL | 1 | $ 55,000 | $ 55,000 | $ 104,000 |
| Sioux Falls, SD | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| Springfield, OH | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| State College, PA | 1 | $ 385,000 | $ 385,000 | $ 120,000 |
| Trenton, NJ | 1 | $ 245,000 | $ 245,000 | $ 163,000 |
| Tuscaloosa, AL | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Twin Falls, ID | 1 | $ 335,000 | $ 335,000 | $ 251,000 |
| Victoria, TX | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Walla Walla, WA | 1 | $ 255,000 | $ 255,000 | $ 117,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Yakima, WA | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for Bokf NA in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,458 | $2,674,040,000 | $255,000 | $29,255,000 | $124,000 | $6,059,000 |
| Refinancing | 5,001 | $1,462,705,000 | $292,000 | $41,765,000 | $148,000 | $5,714,000 |
| Cash-out Refinancing | 3,862 | $836,270,000 | $216,000 | $4,005,000 | $114,000 | $3,105,000 |
| Home Improvement | 3,368 | $198,970,000 | $59,000 | $5,005,000 | $111,000 | $2,220,000 |
| Other Purpose | 3,279 | $269,945,000 | $82,000 | $4,005,000 | $114,000 | $3,326,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16,482 | $3,451,210,000 | $209,000 | $5,805,000 | $135,000 | $6,059,000 |
| Hispanic | 3,596 | $517,690,000 | $143,000 | $1,345,000 | $80,000 | $1,800,000 |
| Not Provided | 2,720 | $687,050,000 | $252,000 | $4,005,000 | $140,000 | $3,065,000 |
| Asian | 1,154 | $249,970,000 | $216,000 | $2,315,000 | $118,000 | $1,336,000 |
| Black or African American | 962 | $162,470,000 | $168,000 | $2,165,000 | $94,000 | $881,000 |
| American Indian or Alaskan Native | 766 | $95,300,000 | $124,000 | $575,000 | $85,000 | $825,000 |
| Not applicable | 80 | $234,930,000 | $2,936,000 | $41,765,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 33 | $5,285,000 | $160,000 | $695,000 | $99,000 | $169,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,515 | $4,286,305,000 | $199,000 | $41,765,000 | $132,000 | $6,059,000 |
| VA-guaranteed (Veterans Administration) | 2,208 | $743,810,000 | $336,000 | $1,405,000 | $109,000 | $909,000 |
| FHA-insured (Federal Housing Administration) | 2,137 | $396,245,000 | $185,000 | $675,000 | $68,000 | $420,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 108 | $15,570,000 | $144,000 | $305,000 | $50,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,844 | $3,733,590,000 | $235,000 | $41,765,000 | $131,000 | $5,863,000 |
| Application Denied By Financial Institution | 5,582 | $543,300,000 | $97,000 | $2,005,000 | $95,000 | $3,000,000 |
| Application Withdrawn By Applicant | 2,883 | $774,205,000 | $268,000 | $5,005,000 | $137,000 | $5,000,000 |
| File Closed For Incompleteness | 1,148 | $303,830,000 | $264,000 | $2,905,000 | $134,000 | $6,059,000 |
| Application Approved But Not Accepted | 502 | $86,310,000 | $171,000 | $2,505,000 | $129,000 | $1,361,000 |
| Loan Purchased By The Institution | 9 | $695,000 | $77,000 | $125,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 20,386 | $4,898,630,000 | $240,000 | $41,765,000 | $132,000 | $6,059,000 |
| Credit History | 1,905 | $116,165,000 | $60,000 | $915,000 | $82,000 | $3,000,000 |
| Debt-To-Income Ratio | 1,671 | $191,055,000 | $114,000 | $1,875,000 | $70,000 | $817,000 |
| Collateral | 1,021 | $127,175,000 | $124,000 | $1,515,000 | $121,000 | $2,033,000 |
| Unverifiable Information | 483 | $44,475,000 | $92,000 | $605,000 | $134,000 | $1,080,000 |
| Other | 387 | $39,855,000 | $102,000 | $805,000 | $145,000 | $2,220,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 60 | $13,670,000 | $227,000 | $1,045,000 | $109,000 | $1,111,000 |
| Employment History | 47 | $7,675,000 | $163,000 | $635,000 | $111,000 | $400,000 |
| Credit Application Incomplete | 7 | $3,075,000 | $439,000 | $2,005,000 | $318,000 | $800,000 |
| Mortgage Insurance Denied | 1 | $155,000 | $155,000 | $155,000 | $138,000 | $138,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bokf NA's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bokf NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.
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