Bokf NA Mortgage Lending & HMDA Data, 2022
In 2022, Bokf NA of Tulsa, OK reported 13,935 mortgage applications totaling $3.4 billion, down 36% from 2021. The average application was for $241,894, and applicants reported an average income of $135,866. 54% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Tulsa, OK (2,710), Oklahoma City, OK (1,963) and Albuquerque, NM (1,545) (applications in parentheses).
| Mortgage Company & Address | Bokf NA One West 3rd, 5th Fl Tulsa, OK 74172 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 13,935 |
| Total Mortgage Loan Application Amount | $3,370,795,000 |
| Average Mortgage Loan Application Amount | $241,894 |
| Highest Mortgage Loan Application Amount | $52,405,000 |
| Average Applicant Income | $135,866 |
| Highest Applicant Income | $9,936,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bokf NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tulsa, OK | 2,710 | $ 380,460,000 | $ 140,391 | $ 104,000 |
| Oklahoma City, OK | 1,963 | $ 284,875,000 | $ 145,122 | $ 109,000 |
| Albuquerque, NM | 1,545 | $ 342,015,000 | $ 221,368 | $ 109,000 |
| Outside any metro area | 1,335 | $ 380,005,000 | $ 284,647 | $ 140,673 |
| Dallas-Plano-Irving, TX | 1,092 | $ 303,470,000 | $ 277,902 | $ 181,000 |
| Denver-Aurora-Lakewood, CO | 777 | $ 271,635,000 | $ 349,594 | $ 200,000 |
| Houston-The Woodlands-Sugar Land, TX | 748 | $ 196,950,000 | $ 263,302 | $ 161,000 |
| Kansas City, MO-KS | 591 | $ 114,465,000 | $ 193,680 | $ 121,071 |
| Fort Worth-Arlington, TX | 524 | $ 114,940,000 | $ 219,351 | $ 151,000 |
| Phoenix-Mesa-Scottsdale, AZ | 488 | $ 157,280,000 | $ 322,295 | $ 206,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 306 | $ 50,190,000 | $ 164,019 | $ 95,000 |
| Santa Fe, NM | 195 | $ 57,325,000 | $ 293,974 | $ 155,000 |
| Austin-Round Rock, TX | 166 | $ 78,180,000 | $ 470,963 | $ 255,000 |
| Enid, OK | 131 | $ 12,215,000 | $ 93,244 | $ 85,000 |
| San Antonio-New Braunfels, TX | 92 | $ 25,420,000 | $ 276,304 | $ 132,000 |
| Greeley, CO | 70 | $ 22,330,000 | $ 319,000 | $ 117,000 |
| Wichita, KS | 69 | $ 31,415,000 | $ 455,289 | $ 70,000 |
| Fort Collins, CO | 67 | $ 25,705,000 | $ 383,656 | $ 186,000 |
| Topeka, KS | 59 | $ 8,225,000 | $ 139,406 | $ 72,000 |
| Killeen-Temple, TX | 58 | $ 15,840,000 | $ 273,103 | $ 124,000 |
| Lawton, OK | 54 | $ 8,370,000 | $ 155,000 | $ 95,000 |
| Sherman-Denison, TX | 53 | $ 6,035,000 | $ 113,867 | $ 96,000 |
| Colorado Springs, CO | 47 | $ 13,965,000 | $ 297,127 | $ 149,000 |
| Boulder, CO | 43 | $ 22,425,000 | $ 521,511 | $ 241,000 |
| Las Cruces, NM | 40 | $ 6,540,000 | $ 163,500 | $ 109,000 |
| Little Rock-North Little Rock-Conway, AR | 39 | $ 21,795,000 | $ 558,846 | $ 79,000 |
| Lubbock, TX | 26 | $ 1,930,000 | $ 74,230 | $ 93,000 |
| El Paso, TX | 24 | $ 2,350,000 | $ 97,916 | $ 102,000 |
| Tucson, AZ | 21 | $ 5,175,000 | $ 246,428 | $ 151,000 |
| Amarillo, TX | 18 | $ 12,100,000 | $ 672,222 | $ 98,000 |
| Prescott Valley-Prescott, AZ | 18 | $ 4,430,000 | $ 246,111 | $ 243,000 |
| Fort Smith, AR-OK | 16 | $ 2,260,000 | $ 141,250 | $ 128,750 |
| Waco, TX | 16 | $ 10,160,000 | $ 635,000 | $ 140,000 |
| Springfield, MO | 15 | $ 1,955,000 | $ 130,333 | $ 62,000 |
| St. Louis, MO-IL | 15 | $ 1,605,000 | $ 107,000 | $ 162,000 |
| Tyler, TX | 13 | $ 2,925,000 | $ 225,000 | $ 110,000 |
| Chattanooga, TN-GA | 12 | $ 1,840,000 | $ 153,333 | $ 193,666 |
| Flagstaff, AZ | 11 | $ 7,985,000 | $ 725,909 | $ 539,000 |
| Corpus Christi, TX | 10 | $ 31,510,000 | $ 3,151,000 | $ 133,000 |
| Farmington, NM | 10 | $ 1,810,000 | $ 181,000 | $ 87,000 |
| Atlanta-Sandy Springs-Roswell, GA | 9 | $ 2,915,000 | $ 323,888 | $ 117,000 |
| Charlotte-Concord-Gastonia, NC-SC | 9 | $ 2,935,000 | $ 326,111 | $ 173,000 |
| Joplin, MO | 9 | $ 1,545,000 | $ 171,666 | $ 112,000 |
| McAllen-Edinburg-Mission, TX | 9 | $ 1,755,000 | $ 195,000 | $ 101,000 |
| Miami-Miami Beach-Kendall, FL | 9 | $ 6,115,000 | $ 679,444 | $ 122,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 9 | $ 4,965,000 | $ 551,666 | $ 268,000 |
| Grand Junction, CO | 8 | $ 2,520,000 | $ 315,000 | $ 131,000 |
| Las Vegas-Henderson-Paradise, NV | 8 | $ 2,960,000 | $ 370,000 | $ 173,000 |
| Pensacola-Ferry Pass-Brent, FL | 8 | $ 3,330,000 | $ 416,250 | $ 220,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 8 | $ 2,280,000 | $ 285,000 | $ 139,000 |
| Boston, MA | 7 | $ 2,465,000 | $ 352,142 | $ 324,000 |
| Midland, TX | 7 | $ 1,115,000 | $ 159,285 | $ 111,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 7 | $ 1,905,000 | $ 272,142 | $ 107,000 |
| Beaumont-Port Arthur, TX | 6 | $ 670,000 | $ 111,666 | $ 70,000 |
| Chicago-Naperville, IL | 5 | $ 42,445,000 | $ 8,489,000 | $ 351,000 |
| College Station-Bryan, TX | 5 | $ 665,000 | $ 133,000 | $ 92,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 5 | $ 1,205,000 | $ 241,000 | $ 104,000 |
| Fayetteville, NC | 5 | $ 1,115,000 | $ 223,000 | $ 193,000 |
| Longview, TX | 5 | $ 1,225,000 | $ 245,000 | $ 134,000 |
| Los Angeles-Long Beach-Glendale, CA | 5 | $ 4,205,000 | $ 841,000 | $ 413,000 |
| Nassau County-Suffolk County, NY | 5 | $ 4,455,000 | $ 891,000 | $ 467,000 |
| New York-Jersey City-White Plains, NY-NJ | 5 | $ 2,255,000 | $ 451,000 | $ 163,800 |
| North Port-Sarasota-Bradenton, FL | 5 | $ 2,885,000 | $ 577,000 | $ 169,000 |
| Odessa, TX | 5 | $ 905,000 | $ 181,000 | $ 120,000 |
| Omaha-Council Bluffs, NE-IA | 5 | $ 1,235,000 | $ 247,000 | $ 275,000 |
| Orlando-Kissimmee-Sanford, FL | 5 | $ 1,755,000 | $ 351,000 | $ 158,000 |
| Pittsburgh, PA | 5 | $ 1,655,000 | $ 331,000 | $ 287,000 |
| Baltimore-Columbia-Towson, MD | 4 | $ 1,740,000 | $ 435,000 | $ 204,000 |
| Birmingham-Hoover, AL | 4 | $ 730,000 | $ 182,500 | $ 118,000 |
| Boise City, ID | 4 | $ 1,170,000 | $ 292,500 | $ 120,000 |
| Cheyenne, WY | 4 | $ 1,610,000 | $ 402,500 | $ 123,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 2,660,000 | $ 665,000 | $ 290,000 |
| Des Moines-West Des Moines, IA | 4 | $ 780,000 | $ 195,000 | $ 63,000 |
| Grand Rapids-Wyoming, MI | 4 | $ 8,590,000 | $ 2,147,500 | $ 114,000 |
| Hot Springs, AR | 4 | $ 690,000 | $ 172,500 | $ 144,000 |
| Lawrence, KS | 4 | $ 830,000 | $ 207,500 | $ 164,000 |
| New Orleans-Metairie, LA | 4 | $ 840,000 | $ 210,000 | $ 65,000 |
| Richmond, VA | 4 | $ 1,160,000 | $ 290,000 | $ 122,000 |
| Riverside-San Bernardino-Ontario, CA | 4 | $ 1,410,000 | $ 352,500 | $ 120,000 |
| San Diego-Carlsbad, CA | 4 | $ 3,240,000 | $ 810,000 | $ 372,000 |
| Tampa-St. Petersburg-Clearwater, FL | 4 | $ 1,390,000 | $ 347,500 | $ 132,000 |
| Texarkana, TX-AR | 4 | $ 600,000 | $ 150,000 | $ 112,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 4 | $ 2,460,000 | $ 615,000 | $ 1,190,000 |
| Asheville, NC | 3 | $ 615,000 | $ 205,000 | $ 976,000 |
| Cape Coral-Fort Myers, FL | 3 | $ 2,535,000 | $ 845,000 | $ 449,000 |
| Cedar Rapids, IA | 3 | $ 615,000 | $ 205,000 | $ 86,000 |
| Columbia, MO | 3 | $ 1,035,000 | $ 345,000 | $ 142,000 |
| Detroit-Dearborn-Livonia, MI | 3 | $ 385,000 | $ 128,333 | $ 87,000 |
| Greenville-Anderson-Mauldin, SC | 3 | $ 1,055,000 | $ 351,666 | $ 96,000 |
| Harrisburg-Carlisle, PA | 3 | $ 525,000 | $ 175,000 | $ 75,000 |
| Indianapolis-Carmel-Anderson, IN | 3 | $ 935,000 | $ 311,666 | $ 145,000 |
| Manhattan, KS | 3 | $ 475,000 | $ 158,333 | $ 239,000 |
| Memphis, TN-MS-AR | 3 | $ 615,000 | $ 205,000 | $ 107,333 |
| Milwaukee-Waukesha-West Allis, WI | 3 | $ 1,095,000 | $ 365,000 | $ 24,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 3 | $ 41,695,000 | $ 13,898,333 | $ 95,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 7,025,000 | $ 2,341,666 | $ 99,000 |
| Olympia-Tumwater, WA | 3 | $ 32,865,000 | $ 10,955,000 | $ 126,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 835,000 | $ 278,333 | $ 109,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 3 | $ 465,000 | $ 155,000 | $ 219,000 |
| Pueblo, CO | 3 | $ 515,000 | $ 171,666 | $ 46,000 |
| Salt Lake City, UT | 3 | $ 1,435,000 | $ 478,333 | $ 137,000 |
| Springfield, MA | 3 | $ 1,245,000 | $ 415,000 | $ 78,000 |
| St. Joseph, MO-KS | 3 | $ 895,000 | $ 298,333 | $ 152,000 |
| Washington-Baltimore-Arlington, DC | 3 | $ 1,455,000 | $ 485,000 | $ 169,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 345,000 | $ 115,000 | $ 71,000 |
| Wichita Falls, TX | 3 | $ 205,000 | $ 68,333 | $ 61,000 |
| Abilene, TX | 2 | $ 150,000 | $ 75,000 | $ 80,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 420,000 | $ 210,000 | $ 87,000 |
| Anaheim-Santa Ana-Irvine, CA | 2 | $ 1,710,000 | $ 855,000 | $ 236,000 |
| Anchorage, AK | 2 | $ 550,000 | $ 275,000 | $ 64,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 190,000 | $ 95,000 | $ 132,000 |
| Brownsville-Harlingen, TX | 2 | $ 13,610,000 | $ 6,805,000 | $ 58,000 |
| Cambridge-Newton-Framingham, MA | 2 | $ 800,000 | $ 400,000 | $ 2,180,000 |
| Columbia, SC | 2 | $ 430,000 | $ 215,000 | $ 87,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 370,000 | $ 185,000 | $ 116,500 |
| Elgin, IL | 2 | $ 460,000 | $ 230,000 | $ 62,000 |
| Erie, PA | 2 | $ 240,000 | $ 120,000 | $ 89,000 |
| Greensboro-High Point, NC | 2 | $ 390,000 | $ 195,000 | $ 82,000 |
| Hammond, LA | 2 | $ 340,000 | $ 170,000 | $ 83,000 |
| Huntsville, AL | 2 | $ 410,000 | $ 205,000 | $ 100,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 38,880,000 | $ 19,440,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 2 | $ 150,000 | $ 75,000 | $ 42,000 |
| Laredo, TX | 2 | $ 140,000 | $ 70,000 | $ 80,000 |
| New York-Newark, NY | 2 | $ 1,380,000 | $ 690,000 | $ 581,000 |
| Oakland-Hayward-Berkeley, CA | 2 | $ 760,000 | $ 380,000 | $ 221,000 |
| Panama City, FL | 2 | $ 610,000 | $ 305,000 | $ 148,000 |
| Philadelphia, PA | 2 | $ 250,000 | $ 125,000 | $ 33,000 |
| Pine Bluff, AR | 2 | $ 30,000 | $ 15,000 | $ 44,000 |
| Portland-South Portland, ME | 2 | $ 3,620,000 | $ 1,810,000 | $ 161,000 |
| Rapid City, SD | 2 | $ 530,000 | $ 265,000 | $ 64,000 |
| Redding, CA | 2 | $ 970,000 | $ 485,000 | $ 198,000 |
| Salem, OR | 2 | $ 1,190,000 | $ 595,000 | $ 279,000 |
| San Angelo, TX | 2 | $ 100,000 | $ 50,000 | $ 132,000 |
| Seattle-Bellevue-Everett, WA | 2 | $ 1,060,000 | $ 530,000 | $ 321,000 |
| Sioux City, IA-NE-SD | 2 | $ 380,000 | $ 190,000 | $ 54,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 130,000 | $ 65,000 | $ 63,000 |
| Spokane-Spokane Valley, WA | 2 | $ 780,000 | $ 390,000 | $ 92,000 |
| Stockton-Lodi, CA | 2 | $ 630,000 | $ 315,000 | $ 189,000 |
| Sumter, SC | 2 | $ 240,000 | $ 120,000 | $ 96,000 |
| Syracuse, NY | 2 | $ 270,000 | $ 135,000 | $ 87,000 |
| Victoria, TX | 2 | $ 210,000 | $ 105,000 | $ 111,000 |
| Visalia-Porterville, CA | 2 | $ 790,000 | $ 395,000 | $ 154,000 |
| Yuma, AZ | 2 | $ 130,000 | $ 65,000 | $ 149,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 145,000 | $ 145,000 | $ 144,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 825,000 | $ 825,000 | $ 263,000 |
| Bangor, ME | 1 | $ 185,000 | $ 185,000 | $ 103,000 |
| Baton Rouge, LA | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Bend-Redmond, OR | 1 | $ 375,000 | $ 375,000 | $ 258,000 |
| Bismarck, ND | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Brunswick, GA | 1 | $ 575,000 | $ 575,000 | $ 98,000 |
| Camden, NJ | 1 | $ 425,000 | $ 425,000 | $ 159,000 |
| Carbondale-Marion, IL | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Chico, CA | 1 | $ 335,000 | $ 335,000 | $ 576,000 |
| Clarksville, TN-KY | 1 | $ 215,000 | $ 215,000 | $ 330,000 |
| Cleveland-Elyria, OH | 1 | $ 185,000 | $ 185,000 | $ 39,000 |
| Coeur D'Alene, ID | 1 | $ 1,065,000 | $ 1,065,000 | $ 702,000 |
| Columbus, OH | 1 | $ 545,000 | $ 545,000 | $ 110,000 |
| Decatur, IL | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Elkhart-Goshen, IN | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Eugene, OR | 1 | $ 365,000 | $ 365,000 | $ 79,000 |
| Evansville, IN-KY | 1 | $ 165,000 | $ 165,000 | $ 215,000 |
| Fairbanks, AK | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Fargo, ND-MN | 1 | $ 225,000 | $ 225,000 | $ 132,000 |
| Gainesville, FL | 1 | $ 255,000 | $ 255,000 | $ 50,000 |
| Gary, IN | 1 | $ 145,000 | $ 145,000 | $ 126,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| Iowa City, IA | 1 | $ 175,000 | $ 175,000 | $ 293,000 |
| Jacksonville, FL | 1 | $ 195,000 | $ 195,000 | $ 33,000 |
| Jacksonville, NC | 1 | $ 365,000 | $ 365,000 | $ 201,000 |
| Jefferson City, MO | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Kingston, NY | 1 | $ 245,000 | $ 245,000 | $ 108,000 |
| Knoxville, TN | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lake Charles, LA | 1 | $ 345,000 | $ 345,000 | $ 211,000 |
| Lakeland-Winter Haven, FL | 1 | $ 295,000 | $ 295,000 | $ 119,000 |
| Lancaster, PA | 1 | $ 275,000 | $ 275,000 | $ 145,000 |
| Lewiston-Auburn, ME | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| Lincoln, NE | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 265,000 | $ 265,000 | $ 131,000 |
| Modesto, CA | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 245,000 | $ 245,000 | $ 0 |
| New Haven-Milford, CT | 1 | $ 285,000 | $ 285,000 | $ 84,000 |
| Newark, NJ-PA | 1 | $ 345,000 | $ 345,000 | $ 151,000 |
| Ocala, FL | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Provo-Orem, UT | 1 | $ 1,205,000 | $ 1,205,000 | $ 546,000 |
| Racine, WI | 1 | $ 405,000 | $ 405,000 | $ 155,000 |
| Raleigh, NC | 1 | $ 445,000 | $ 445,000 | $ 219,000 |
| Reno, NV | 1 | $ 175,000 | $ 175,000 | $ 139,000 |
| Roanoke, VA | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Rockingham County-Strafford County, NH | 1 | $ 415,000 | $ 415,000 | $ 160,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 585,000 | $ 585,000 | $ 188,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 505,000 | $ 505,000 | $ 461,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 1,505,000 | $ 1,505,000 | $ 492,000 |
| Savannah, GA | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
| Shreveport-Bossier City, LA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Springfield, IL | 1 | $ 4,505,000 | $ 4,505,000 | $ 0 |
| St. George, UT | 1 | $ 685,000 | $ 685,000 | $ 577,000 |
| State College, PA | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Tacoma-Lakewood, WA | 1 | $ 565,000 | $ 565,000 | $ 112,000 |
| Tallahassee, FL | 1 | $ 305,000 | $ 305,000 | $ 105,000 |
| Toledo, OH | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Utica-Rome, NY | 1 | $ 265,000 | $ 265,000 | $ 183,000 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Wilmington, DE-MD-NJ | 1 | $ 425,000 | $ 425,000 | $ 169,000 |
| Wilmington, NC | 1 | $ 275,000 | $ 275,000 | $ 144,000 |
| Winston-Salem, NC | 1 | $ 85,000 | $ 85,000 | $ 173,000 |
Mortgage Loan Application Detail Totals for Bokf NA in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,278 | $1,980,570,000 | $375,000 | $52,405,000 | $145,000 | $9,936,000 |
| Home Improvement | 3,484 | $307,560,000 | $88,000 | $7,125,000 | $126,000 | $4,250,000 |
| Other Purpose | 2,087 | $280,465,000 | $134,000 | $16,005,000 | $142,000 | $8,879,000 |
| Cash-out Refinancing | 1,794 | $410,650,000 | $228,000 | $3,225,000 | $113,000 | $1,279,000 |
| Refinancing | 1,292 | $391,550,000 | $303,000 | $40,255,000 | $147,000 | $6,026,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,536 | $1,867,690,000 | $218,000 | $16,005,000 | $145,000 | $9,936,000 |
| Hispanic | 2,008 | $338,120,000 | $168,000 | $2,005,000 | $95,000 | $4,250,000 |
| Not Provided | 1,267 | $303,635,000 | $239,000 | $2,305,000 | $179,000 | $8,879,000 |
| American Indian or Alaskan Native | 645 | $96,045,000 | $148,000 | $645,000 | $98,000 | $962,000 |
| Black or African American | 605 | $85,575,000 | $141,000 | $805,000 | $105,000 | $2,639,000 |
| Asian | 599 | $138,695,000 | $231,000 | $4,555,000 | $120,000 | $967,000 |
| Not applicable | 94 | $504,470,000 | $5,366,000 | $52,405,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 7 | $945,000 | $135,000 | $415,000 | $80,000 | $128,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,851 | $3,095,645,000 | $240,000 | $52,405,000 | $140,000 | $9,936,000 |
| FHA-insured (Federal Housing Administration) | 738 | $166,470,000 | $225,000 | $705,000 | $76,000 | $405,000 |
| VA-guaranteed (Veterans Administration) | 290 | $99,110,000 | $341,000 | $1,075,000 | $110,000 | $331,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 56 | $9,570,000 | $170,000 | $425,000 | $63,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,547 | $2,233,785,000 | $295,000 | $52,405,000 | $149,000 | $4,250,000 |
| Application Denied By Financial Institution | 3,815 | $407,475,000 | $106,000 | $1,955,000 | $101,000 | $6,026,000 |
| Application Withdrawn By Applicant | 1,906 | $559,310,000 | $293,000 | $6,455,000 | $150,000 | $8,879,000 |
| Application Approved But Not Accepted | 358 | $64,870,000 | $181,000 | $3,605,000 | $148,000 | $1,961,000 |
| File Closed For Incompleteness | 309 | $105,355,000 | $340,000 | $7,375,000 | $153,000 | $9,936,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,120 | $2,963,320,000 | $292,000 | $52,405,000 | $150,000 | $9,936,000 |
| Debt-To-Income Ratio | 1,372 | $182,830,000 | $133,000 | $1,955,000 | $75,000 | $575,000 |
| Credit History | 1,032 | $83,470,000 | $80,000 | $1,655,000 | $86,000 | $1,924,000 |
| Other | 639 | $58,975,000 | $92,000 | $735,000 | $126,000 | $2,639,000 |
| Unverifiable Information | 357 | $36,045,000 | $100,000 | $735,000 | $166,000 | $6,026,000 |
| Collateral | 349 | $33,665,000 | $96,000 | $755,000 | $133,000 | $1,204,000 |
| Employment History | 33 | $4,035,000 | $122,000 | $345,000 | $69,000 | $221,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 27 | $7,855,000 | $290,000 | $855,000 | $104,000 | $256,000 |
| Credit Application Incomplete | 6 | $600,000 | $100,000 | $305,000 | $56,000 | $102,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bokf NA's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bokf NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.
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