Bokf NA Mortgage Lending & HMDA Data, 2022

In 2022, Bokf NA of Tulsa, OK reported 13,935 mortgage applications totaling $3.4 billion, down 36% from 2021. The average application was for $241,894, and applicants reported an average income of $135,866. 54% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Tulsa, OK (2,710), Oklahoma City, OK (1,963) and Albuquerque, NM (1,545) (applications in parentheses).

Mortgage Company & Address Bokf NA
One West 3rd, 5th Fl
Tulsa, OK 74172
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 13,935
Total Mortgage Loan Application Amount $3,370,795,000
Average Mortgage Loan Application Amount $241,894
Highest Mortgage Loan Application Amount $52,405,000
Average Applicant Income $135,866
Highest Applicant Income $9,936,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bokf NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bokf NA by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tulsa, Oklahoma 2,007 $ 283,815,000 $ 141,412 $ 105,000
Bernalillo, New Mexico 1,116 $ 249,820,000 $ 223,853 $ 112,000
Oklahoma, Oklahoma 1,034 $ 140,720,000 $ 136,092 $ 110,000
Cleveland, Oklahoma 500 $ 82,250,000 $ 164,500 $ 112,000
Harris, Texas 467 $ 150,025,000 $ 321,252 $ 173,000
Maricopa, Arizona 453 $ 147,935,000 $ 326,567 $ 212,000
Dallas, Texas 437 $ 140,445,000 $ 321,384 $ 192,000
Tarrant, Texas 417 $ 86,485,000 $ 207,398 $ 153,000
Sandoval, New Mexico 338 $ 74,880,000 $ 221,538 $ 106,000
Collin, Texas 321 $ 78,405,000 $ 244,252 $ 182,000
Wagoner, Oklahoma 251 $ 34,975,000 $ 139,342 $ 104,000
Canadian, Oklahoma 220 $ 28,360,000 $ 128,909 $ 99,000
Benton, Arkansas 211 $ 33,665,000 $ 159,549 $ 104,000
Denton, Texas 210 $ 48,010,000 $ 228,619 $ 182,000
Jackson, Missouri 203 $ 33,235,000 $ 163,719 $ 111,000
Rogers, Oklahoma 203 $ 30,545,000 $ 150,467 $ 111,000
Santa Fe, New Mexico 195 $ 57,325,000 $ 293,974 $ 155,000
Denver, Colorado 172 $ 65,550,000 $ 381,104 $ 234,000
Jefferson, Colorado 171 $ 62,015,000 $ 362,660 $ 173,000
Summit, Colorado 164 $ 86,760,000 $ 529,024 $ 266,000
Johnson, Kansas 154 $ 37,590,000 $ 244,090 $ 184,000
Fort Bend, Texas 147 $ 23,045,000 $ 156,768 $ 130,000
Arapahoe, Colorado 146 $ 41,690,000 $ 285,547 $ 210,000
Wyandotte, Kansas 141 $ 26,935,000 $ 191,028 $ 66,000
Douglas, Colorado 135 $ 55,725,000 $ 412,777 $ 233,000
Creek, Oklahoma 131 $ 17,195,000 $ 131,259 $ 94,000
Garfield, Oklahoma 131 $ 12,215,000 $ 93,244 $ 85,000
Muskogee, Oklahoma 113 $ 10,155,000 $ 89,867 $ 69,000
Adams, Colorado 97 $ 28,885,000 $ 297,783 $ 131,000
Washington, Arkansas 93 $ 16,405,000 $ 176,397 $ 73,000
Valencia, New Mexico 80 $ 15,130,000 $ 189,125 $ 83,000
Travis, Texas 79 $ 59,665,000 $ 755,253 $ 380,000
Logan, Oklahoma 78 $ 12,460,000 $ 159,743 $ 126,000
McClain, Oklahoma 73 $ 13,695,000 $ 187,602 $ 116,000
Washington, Oklahoma 71 $ 7,045,000 $ 99,225 $ 108,000
Weld, Colorado 70 $ 22,330,000 $ 319,000 $ 117,000
Osage, Oklahoma 68 $ 8,860,000 $ 130,294 $ 100,000
Eagle, Colorado 67 $ 42,675,000 $ 636,940 $ 228,000
Larimer, Colorado 67 $ 25,705,000 $ 383,656 $ 186,000
Montgomery, Texas 63 $ 10,605,000 $ 168,333 $ 140,000
Parker, Texas 63 $ 20,675,000 $ 328,174 $ 154,000
Sedgwick, Kansas 62 $ 30,120,000 $ 485,806 $ 71,000
Bexar, Texas 56 $ 17,870,000 $ 319,107 $ 134,000
Bell, Texas 54 $ 14,790,000 $ 273,888 $ 120,000
Grayson, Texas 53 $ 6,035,000 $ 113,867 $ 96,000
Williamson, Texas 53 $ 11,995,000 $ 226,320 $ 151,000
Comanche, Oklahoma 52 $ 7,820,000 $ 150,384 $ 94,000
Delaware, Oklahoma 47 $ 6,915,000 $ 147,127 $ 133,000
El Paso, Colorado 45 $ 13,615,000 $ 302,555 $ 152,000
Ellis, Texas 45 $ 7,305,000 $ 162,333 $ 130,000
McIntosh, Oklahoma 44 $ 6,270,000 $ 142,500 $ 80,000
Boulder, Colorado 43 $ 22,425,000 $ 521,511 $ 241,000
Pittsburg, Oklahoma 43 $ 4,685,000 $ 108,953 $ 70,000
Dona Ana, New Mexico 40 $ 6,540,000 $ 163,500 $ 109,000
Grady, Oklahoma 39 $ 4,715,000 $ 120,897 $ 88,000
Los Alamos, New Mexico 38 $ 16,550,000 $ 435,526 $ 167,000
Shawnee, Kansas 37 $ 4,965,000 $ 134,189 $ 66,000
Okmulgee, Oklahoma 36 $ 3,490,000 $ 96,944 $ 71,000
Pinal, Arizona 35 $ 9,345,000 $ 267,000 $ 127,000
Johnson, Texas 31 $ 6,105,000 $ 196,935 $ 140,000
Rockwall, Texas 31 $ 6,215,000 $ 200,483 $ 184,000
Brazoria, Texas 27 $ 4,715,000 $ 174,629 $ 128,000
Kaufman, Texas 27 $ 18,985,000 $ 703,148 $ 122,000
Lubbock, Texas 26 $ 1,930,000 $ 74,230 $ 93,000
Clay, Missouri 25 $ 5,225,000 $ 209,000 $ 92,000
Cass, Missouri 24 $ 5,120,000 $ 213,333 $ 141,000
El Paso, Texas 24 $ 2,350,000 $ 97,916 $ 102,000
Mayes, Oklahoma 22 $ 3,970,000 $ 180,454 $ 156,000
Pima, Arizona 21 $ 5,175,000 $ 246,428 $ 151,000
Hays, Texas 21 $ 3,455,000 $ 164,523 $ 112,000
Hunt, Texas 21 $ 4,105,000 $ 195,476 $ 110,000
Pottawatomie, Oklahoma 20 $ 2,770,000 $ 138,500 $ 105,000
Pulaski, Arkansas 19 $ 11,965,000 $ 629,736 $ 80,000
Rio Arriba, New Mexico 19 $ 3,735,000 $ 196,578 $ 101,000
Lincoln, Oklahoma 19 $ 2,675,000 $ 140,789 $ 96,000
Galveston, Texas 19 $ 3,755,000 $ 197,631 $ 240,000
Yavapai, Arizona 18 $ 4,430,000 $ 246,111 $ 243,000
Elbert, Colorado 18 $ 5,890,000 $ 327,222 $ 231,000
Leavenworth, Kansas 18 $ 1,870,000 $ 103,888 $ 97,000
Payne, Oklahoma 18 $ 2,930,000 $ 162,777 $ 99,000
Grand, Colorado 17 $ 8,505,000 $ 500,294 $ 262,000
Park, Colorado 17 $ 6,175,000 $ 363,235 $ 150,000
Cherokee, Oklahoma 17 $ 1,905,000 $ 112,058 $ 93,000
Comal, Texas 17 $ 4,345,000 $ 255,588 $ 134,000
Broomfield, Colorado 16 $ 4,650,000 $ 290,625 $ 246,000
Caddo, Oklahoma 16 $ 1,910,000 $ 119,375 $ 77,000
Hood, Texas 16 $ 3,810,000 $ 238,125 $ 148,000
McLennan, Texas 16 $ 10,160,000 $ 635,000 $ 140,000
Platte, Missouri 14 $ 2,210,000 $ 157,857 $ 129,000
Pawnee, Oklahoma 14 $ 1,580,000 $ 112,857 $ 75,000
McKinley, New Mexico 13 $ 1,565,000 $ 120,384 $ 148,000
Randall, Texas 13 $ 11,435,000 $ 879,615 $ 116,000
Smith, Texas 13 $ 2,925,000 $ 225,000 $ 110,000
Wise, Texas 13 $ 1,675,000 $ 128,846 $ 86,000
Lea, New Mexico 12 $ 1,290,000 $ 107,500 $ 70,000
Kingfisher, Oklahoma 12 $ 2,000,000 $ 166,666 $ 90,000
Major, Oklahoma 12 $ 1,180,000 $ 98,333 $ 74,000
Coconino, Arizona 11 $ 7,985,000 $ 725,909 $ 539,000
Torrance, New Mexico 11 $ 2,185,000 $ 198,636 $ 100,000
Hamilton, Tennessee 11 $ 1,715,000 $ 155,909 $ 205,000
Waller, Texas 11 $ 2,955,000 $ 268,636 $ 180,000
Osage, Kansas 10 $ 1,170,000 $ 117,000 $ 72,000
San Juan, New Mexico 10 $ 1,810,000 $ 181,000 $ 87,000
Socorro, New Mexico 10 $ 1,390,000 $ 139,000 $ 84,000
Saline, Arkansas 9 $ 655,000 $ 72,777 $ 80,000
Fremont, Colorado 9 $ 2,105,000 $ 233,888 $ 144,000
Morgan, Colorado 9 $ 1,585,000 $ 176,111 $ 73,000
Miami-Dade, Florida 9 $ 6,115,000 $ 679,444 $ 122,000
Gallatin, Montana 9 $ 9,155,000 $ 1,017,222 $ 159,000
Sierra, New Mexico 9 $ 1,045,000 $ 116,111 $ 121,000
Taos, New Mexico 9 $ 3,585,000 $ 398,333 $ 374,000
Bastrop, Texas 9 $ 2,325,000 $ 258,333 $ 181,000
Guadalupe, Texas 9 $ 1,245,000 $ 138,333 $ 111,000
Hidalgo, Texas 9 $ 1,755,000 $ 195,000 $ 101,000
Nueces, Texas 9 $ 31,425,000 $ 3,491,666 $ 135,000
Mesa, Colorado 8 $ 2,520,000 $ 315,000 $ 131,000
Greene, Missouri 8 $ 1,090,000 $ 136,250 $ 51,000
Jasper, Missouri 8 $ 1,200,000 $ 150,000 $ 110,000
Clark, Nevada 8 $ 2,960,000 $ 370,000 $ 173,000
Otero, New Mexico 8 $ 580,000 $ 72,500 $ 79,000
Escambia, Florida 7 $ 3,015,000 $ 430,714 $ 245,000
Cibola, New Mexico 7 $ 525,000 $ 75,000 $ 79,000
Eddy, New Mexico 7 $ 1,535,000 $ 219,285 $ 113,000
Garvin, Oklahoma 7 $ 725,000 $ 103,571 $ 84,000
Ottawa, Oklahoma 7 $ 365,000 $ 52,142 $ 72,000
Chambers, Texas 7 $ 1,025,000 $ 146,428 $ 134,000
Fannin, Texas 7 $ 1,265,000 $ 180,714 $ 95,000
Henderson, Texas 7 $ 6,135,000 $ 876,428 $ 163,000
Midland, Texas 7 $ 1,115,000 $ 159,285 $ 111,000
Crawford, Arkansas 6 $ 850,000 $ 141,666 $ 246,000
La Plata, Colorado 6 $ 4,780,000 $ 796,666 $ 295,000
Logan, Colorado 6 $ 1,310,000 $ 218,333 $ 78,000
Jefferson, Kansas 6 $ 720,000 $ 120,000 $ 89,000
Plymouth, Massachusetts 6 $ 2,090,000 $ 348,333 $ 365,000
Christian, Missouri 6 $ 820,000 $ 136,666 $ 79,000
St. Louis, Missouri 6 $ 500,000 $ 83,333 $ 110,000
Chaves, New Mexico 6 $ 450,000 $ 75,000 $ 97,000
Curry, New Mexico 6 $ 590,000 $ 98,333 $ 81,000
Jackson, Oklahoma 6 $ 690,000 $ 115,000 $ 93,000
Sequoyah, Oklahoma 6 $ 870,000 $ 145,000 $ 75,000
Stephens, Oklahoma 6 $ 1,430,000 $ 238,333 $ 110,000
Lonoke, Arkansas 5 $ 8,385,000 $ 1,677,000 $ 54,000
Los Angeles, California 5 $ 4,205,000 $ 841,000 $ 413,000
Garfield, Colorado 5 $ 1,895,000 $ 379,000 $ 184,000
Lake, Colorado 5 $ 1,475,000 $ 295,000 $ 113,000
Sarasota, Florida 5 $ 2,885,000 $ 577,000 $ 169,000
Volusia, Florida 5 $ 1,205,000 $ 241,000 $ 104,000
Atchison, Kansas 5 $ 375,000 $ 75,000 $ 43,000
Butler, Kansas 5 $ 1,035,000 $ 207,000 $ 71,000
Montgomery, Kansas 5 $ 585,000 $ 117,000 $ 48,000
Neosho, Kansas 5 $ 745,000 $ 149,000 $ 67,000
Seward, Kansas 5 $ 1,555,000 $ 311,000 $ 183,000
Johnson, Missouri 5 $ 925,000 $ 185,000 $ 101,000
Lafayette, Missouri 5 $ 995,000 $ 199,000 $ 75,000
Luna, New Mexico 5 $ 315,000 $ 63,000 $ 72,000
Kay, Oklahoma 5 $ 535,000 $ 107,000 $ 60,000
Nowata, Oklahoma 5 $ 675,000 $ 135,000 $ 61,000
Brown, Texas 5 $ 155,000 $ 31,000 $ 60,000
Ector, Texas 5 $ 905,000 $ 181,000 $ 120,000
Liberty, Texas 5 $ 595,000 $ 119,000 $ 55,000
Navarro, Texas 5 $ 585,000 $ 117,000 $ 128,000
Navajo, Arizona 4 $ 14,030,000 $ 3,507,500 $ 359,000
Santa Cruz, Arizona 4 $ 280,000 $ 70,000 $ 39,000
Boone, Arkansas 4 $ 600,000 $ 150,000 $ 43,000
Faulkner, Arkansas 4 $ 520,000 $ 130,000 $ 98,000
Garland, Arkansas 4 $ 690,000 $ 172,500 $ 144,000
Sebastian, Arkansas 4 $ 540,000 $ 135,000 $ 34,000
San Diego, California 4 $ 3,240,000 $ 810,000 $ 372,000
Clear Creek, Colorado 4 $ 1,020,000 $ 255,000 $ 134,000
Delta, Colorado 4 $ 540,000 $ 135,000 $ 48,000
Gunnison, Colorado 4 $ 1,530,000 $ 382,500 $ 424,000
Lincoln, Colorado 4 $ 270,000 $ 67,500 $ 73,000
Phillips, Colorado 4 $ 510,000 $ 127,500 $ 191,000
Palm Beach, Florida 4 $ 2,460,000 $ 615,000 $ 1,190,000
Ada, Idaho 4 $ 1,170,000 $ 292,500 $ 120,000
Douglas, Kansas 4 $ 830,000 $ 207,500 $ 164,000
Lyon, Kansas 4 $ 300,000 $ 75,000 $ 71,000
Sherman, Kansas 4 $ 360,000 $ 90,000 $ 41,000
Kent, Michigan 4 $ 8,590,000 $ 2,147,500 $ 114,000
Harrison, Missouri 4 $ 190,000 $ 47,500 $ 157,000
Laclede, Missouri 4 $ 320,000 $ 80,000 $ 71,000
Pettis, Missouri 4 $ 560,000 $ 140,000 $ 55,000
Colfax, New Mexico 4 $ 560,000 $ 140,000 $ 124,000
Roosevelt, New Mexico 4 $ 230,000 $ 57,500 $ 43,000
Mecklenburg, North Carolina 4 $ 1,320,000 $ 330,000 $ 211,000
Blaine, Oklahoma 4 $ 300,000 $ 75,000 $ 40,000
Bryan, Oklahoma 4 $ 420,000 $ 105,000 $ 84,000
Carter, Oklahoma 4 $ 740,000 $ 185,000 $ 157,000
Grant, Oklahoma 4 $ 290,000 $ 72,500 $ 99,000
McCurtain, Oklahoma 4 $ 1,760,000 $ 440,000 $ 421,000
Noble, Oklahoma 4 $ 630,000 $ 157,500 $ 75,000
Tillman, Oklahoma 4 $ 430,000 $ 107,500 $ 83,000
Woods, Oklahoma 4 $ 450,000 $ 112,500 $ 85,000
Allegheny, Pennsylvania 4 $ 1,240,000 $ 310,000 $ 331,000
Brazos, Texas 4 $ 600,000 $ 150,000 $ 98,000
Caldwell, Texas 4 $ 740,000 $ 185,000 $ 122,000
Coryell, Texas 4 $ 1,050,000 $ 262,500 $ 171,000
Jefferson, Texas 4 $ 640,000 $ 160,000 $ 82,000
Potter, Texas 4 $ 540,000 $ 135,000 $ 57,000
Van Zandt, Texas 4 $ 610,000 $ 152,500 $ 68,000
Walker, Texas 4 $ 420,000 $ 105,000 $ 106,000
Laramie, Wyoming 4 $ 1,610,000 $ 402,500 $ 123,000
Jefferson, Alabama 3 $ 505,000 $ 168,333 $ 89,000
Riverside, California 3 $ 915,000 $ 305,000 $ 125,000
Pueblo, Colorado 3 $ 515,000 $ 171,666 $ 46,000
Brevard, Florida 3 $ 835,000 $ 278,333 $ 109,000
Collier, Florida 3 $ 7,025,000 $ 2,341,666 $ 99,000
Lee, Florida 3 $ 2,535,000 $ 845,000 $ 449,000
Walton, Florida 3 $ 2,215,000 $ 738,333 $ 328,000
DeKalb, Georgia 3 $ 1,455,000 $ 485,000 $ 182,000
Black Hawk, Iowa 3 $ 345,000 $ 115,000 $ 71,000
Linn, Iowa 3 $ 615,000 $ 205,000 $ 86,000
Polk, Iowa 3 $ 575,000 $ 191,666 $ 63,000
Jackson, Kansas 3 $ 825,000 $ 275,000 $ 86,000
Miami, Kansas 3 $ 685,000 $ 228,333 $ 403,000
Wabaunsee, Kansas 3 $ 545,000 $ 181,666 $ 106,000
Hampshire, Massachusetts 3 $ 1,245,000 $ 415,000 $ 78,000
Wayne, Michigan 3 $ 385,000 $ 128,333 $ 87,000
Boone, Missouri 3 $ 1,035,000 $ 345,000 $ 142,000
Camden, Missouri 3 $ 1,365,000 $ 455,000 $ 136,000
Jefferson, Missouri 3 $ 105,000 $ 35,000 $ 33,000
St. Louis City, Missouri 3 $ 775,000 $ 258,333 $ 442,000
Park, Montana 3 $ 695,000 $ 231,666 $ 54,000
Sarpy, Nebraska 3 $ 935,000 $ 311,666 $ 106,000
Lincoln, New Mexico 3 $ 2,615,000 $ 871,666 $ 491,000
Suffolk, New York 3 $ 3,695,000 $ 1,231,666 $ 688,000
Union, North Carolina 3 $ 1,135,000 $ 378,333 $ 116,000
Alfalfa, Oklahoma 3 $ 215,000 $ 71,666 $ 68,000
Craig, Oklahoma 3 $ 905,000 $ 301,666 $ 275,000
Custer, Oklahoma 3 $ 485,000 $ 161,666 $ 110,000
Hughes, Oklahoma 3 $ 325,000 $ 108,333 $ 74,000
Latimer, Oklahoma 3 $ 215,000 $ 71,666 $ 77,000
Seminole, Oklahoma 3 $ 135,000 $ 45,000 $ 42,000
Rutherford, Tennessee 3 $ 805,000 $ 268,333 $ 247,000
Williamson, Tennessee 3 $ 2,805,000 $ 935,000 $ 382,000
Burnet, Texas 3 $ 635,000 $ 211,666 $ 105,000
Cherokee, Texas 3 $ 275,000 $ 91,666 $ 79,000
Hockley, Texas 3 $ 165,000 $ 55,000 $ 83,000
Kendall, Texas 3 $ 1,065,000 $ 355,000 $ 222,000
Kerr, Texas 3 $ 585,000 $ 195,000 $ 144,000
Palo Pinto, Texas 3 $ 955,000 $ 318,333 $ 108,000
Rusk, Texas 3 $ 605,000 $ 201,666 $ 144,000
Wichita, Texas 3 $ 205,000 $ 68,333 $ 61,000
Wilson, Texas 3 $ 555,000 $ 185,000 $ 161,000
Salt Lake, Utah 3 $ 1,435,000 $ 478,333 $ 137,000
Clark, Washington 3 $ 465,000 $ 155,000 $ 219,000
Thurston, Washington 3 $ 32,865,000 $ 10,955,000 $ 126,000
Madison, Alabama 2 $ 410,000 $ 205,000 $ 100,000
Anchorage, Alaska 2 $ 550,000 $ 275,000 $ 64,000
Gila, Arizona 2 $ 610,000 $ 305,000 $ 85,000
Mohave, Arizona 2 $ 150,000 $ 75,000 $ 42,000
Yuma, Arizona 2 $ 130,000 $ 65,000 $ 149,000
Cleburne, Arkansas 2 $ 60,000 $ 30,000 $ 33,000
Hempstead, Arkansas 2 $ 50,000 $ 25,000 $ 97,000
Jefferson, Arkansas 2 $ 30,000 $ 15,000 $ 44,000
Madison, Arkansas 2 $ 120,000 $ 60,000 $ 81,000
Miller, Arkansas 2 $ 470,000 $ 235,000 $ 108,000
Perry, Arkansas 2 $ 270,000 $ 135,000 $ 75,000
Union, Arkansas 2 $ 480,000 $ 240,000 $ 0
Orange, California 2 $ 1,710,000 $ 855,000 $ 236,000
San Joaquin, California 2 $ 630,000 $ 315,000 $ 189,000
Shasta, California 2 $ 970,000 $ 485,000 $ 198,000
Tulare, California 2 $ 790,000 $ 395,000 $ 154,000
Archuleta, Colorado 2 $ 800,000 $ 400,000 $ 74,000
Chaffee, Colorado 2 $ 1,500,000 $ 750,000 $ 375,000
Las Animas, Colorado 2 $ 480,000 $ 240,000 $ 83,000
Mineral, Colorado 2 $ 640,000 $ 320,000 $ 88,000
Moffat, Colorado 2 $ 450,000 $ 225,000 $ 133,000
Rio Grande, Colorado 2 $ 1,070,000 $ 535,000 $ 224,000
Routt, Colorado 2 $ 2,560,000 $ 1,280,000 $ 532,000
Saguache, Colorado 2 $ 590,000 $ 295,000 $ 160,000
San Miguel, Colorado 2 $ 3,260,000 $ 1,630,000 $ 0
Teller, Colorado 2 $ 350,000 $ 175,000 $ 82,000
Washington, Colorado 2 $ 360,000 $ 180,000 $ 53,000
Fairfield, Connecticut 2 $ 190,000 $ 95,000 $ 132,000
District of Columbia, District Of Columbia 2 $ 790,000 $ 395,000 $ 96,000
Bay, Florida 2 $ 610,000 $ 305,000 $ 148,000
Osceola, Florida 2 $ 860,000 $ 430,000 $ 261,000
Pinellas, Florida 2 $ 720,000 $ 360,000 $ 184,000
Cobb, Georgia 2 $ 490,000 $ 245,000 $ 102,000
Paulding, Georgia 2 $ 290,000 $ 145,000 $ 44,000
Cook, Illinois 2 $ 1,250,000 $ 625,000 $ 386,000
DuPage, Illinois 2 $ 40,490,000 $ 20,245,000 $ 81,000
Lake, Illinois 2 $ 38,880,000 $ 19,440,000 $ 0
Johnson, Indiana 2 $ 290,000 $ 145,000 $ 102,000
Montgomery, Indiana 2 $ 150,000 $ 75,000 $ 17,000
St. Joseph, Indiana 2 $ 130,000 $ 65,000 $ 63,000
Woodbury, Iowa 2 $ 380,000 $ 190,000 $ 54,000
Allen, Kansas 2 $ 290,000 $ 145,000 $ 38,000
Anderson, Kansas 2 $ 170,000 $ 85,000 $ 47,000
Greenwood, Kansas 2 $ 190,000 $ 95,000 $ 67,000
Linn, Kansas 2 $ 200,000 $ 100,000 $ 182,000
Sumner, Kansas 2 $ 260,000 $ 130,000 $ 40,000
Orleans, Louisiana 2 $ 370,000 $ 185,000 $ 67,000
St. Tammany, Louisiana 2 $ 470,000 $ 235,000 $ 64,000
Tangipahoa, Louisiana 2 $ 340,000 $ 170,000 $ 83,000
Montgomery, Maryland 2 $ 820,000 $ 410,000 $ 141,000
Middlesex, Massachusetts 2 $ 800,000 $ 400,000 $ 2,180,000
Buchanan, Missouri 2 $ 250,000 $ 125,000 $ 62,000
Lawrence, Missouri 2 $ 140,000 $ 70,000 $ 50,000
Maries, Missouri 2 $ 360,000 $ 180,000 $ 115,000
McDonald, Missouri 2 $ 50,000 $ 25,000 $ 59,000
St. Charles, Missouri 2 $ 210,000 $ 105,000 $ 132,000
Madison, Montana 2 $ 1,770,000 $ 885,000 $ 1,126,000
Silver Bow, Montana 2 $ 310,000 $ 155,000 $ 105,000
Douglas, Nebraska 2 $ 300,000 $ 150,000 $ 529,000
Ocean, New Jersey 2 $ 1,380,000 $ 690,000 $ 581,000
Guadalupe, New Mexico 2 $ 510,000 $ 255,000 $ 137,000
San Miguel, New Mexico 2 $ 500,000 $ 250,000 $ 77,000
Nassau, New York 2 $ 760,000 $ 380,000 $ 136,000
Onondaga, New York 2 $ 270,000 $ 135,000 $ 87,000
Queens, New York 2 $ 1,080,000 $ 540,000 $ 152,000
Buncombe, North Carolina 2 $ 310,000 $ 155,000 $ 62,000
Cumberland, North Carolina 2 $ 450,000 $ 225,000 $ 326,000
Guilford, North Carolina 2 $ 390,000 $ 195,000 $ 82,000
Harnett, North Carolina 2 $ 400,000 $ 200,000 $ 80,000
Beckham, Oklahoma 2 $ 220,000 $ 110,000 $ 114,000
Cotton, Oklahoma 2 $ 550,000 $ 275,000 $ 128,000
Haskell, Oklahoma 2 $ 140,000 $ 70,000 $ 85,000
Texas, Oklahoma 2 $ 210,000 $ 105,000 $ 158,000
Carbon, Pennsylvania 2 $ 420,000 $ 210,000 $ 87,000
Dauphin, Pennsylvania 2 $ 330,000 $ 165,000 $ 46,000
Erie, Pennsylvania 2 $ 240,000 $ 120,000 $ 89,000
Sumter, South Carolina 2 $ 240,000 $ 120,000 $ 96,000
Codington, South Dakota 2 $ 470,000 $ 235,000 $ 376,000
Pennington, South Dakota 2 $ 530,000 $ 265,000 $ 64,000
Coffee, Tennessee 2 $ 310,000 $ 155,000 $ 234,000
Davidson, Tennessee 2 $ 950,000 $ 475,000 $ 192,000
Shelby, Tennessee 2 $ 560,000 $ 280,000 $ 124,000
Anderson, Texas 2 $ 590,000 $ 295,000 $ 0
Austin, Texas 2 $ 230,000 $ 115,000 $ 144,000
Bowie, Texas 2 $ 130,000 $ 65,000 $ 116,000
Cameron, Texas 2 $ 13,610,000 $ 6,805,000 $ 58,000
Cooke, Texas 2 $ 480,000 $ 240,000 $ 92,000
Eastland, Texas 2 $ 340,000 $ 170,000 $ 94,000
Gillespie, Texas 2 $ 2,080,000 $ 1,040,000 $ 559,000
Hill, Texas 2 $ 120,000 $ 60,000 $ 119,000
Jackson, Texas 2 $ 180,000 $ 90,000 $ 53,000
Llano, Texas 2 $ 810,000 $ 405,000 $ 176,000
Medina, Texas 2 $ 140,000 $ 70,000 $ 60,000
Milam, Texas 2 $ 520,000 $ 260,000 $ 222,000
Montague, Texas 2 $ 420,000 $ 210,000 $ 112,000
Orange, Texas 2 $ 30,000 $ 15,000 $ 48,000
Polk, Texas 2 $ 220,000 $ 110,000 $ 70,000
Taylor, Texas 2 $ 150,000 $ 75,000 $ 80,000
Tom Green, Texas 2 $ 100,000 $ 50,000 $ 132,000
Val Verde, Texas 2 $ 8,720,000 $ 4,360,000 $ 41,000
Victoria, Texas 2 $ 210,000 $ 105,000 $ 111,000
Webb, Texas 2 $ 140,000 $ 70,000 $ 80,000
Henrico, Virginia 2 $ 330,000 $ 165,000 $ 119,000
Norfolk, Virginia 2 $ 630,000 $ 315,000 $ 133,000
Stafford, Virginia 2 $ 400,000 $ 200,000 $ 78,000
Virginia Beach, Virginia 2 $ 310,000 $ 155,000 $ 64,000
Spokane, Washington 2 $ 780,000 $ 390,000 $ 92,000
Teton, Wyoming 2 $ 3,830,000 $ 1,915,000 $ 405,000
Barbour, Alabama 1 $ 135,000 $ 135,000 $ 96,000
Pike, Alabama 1 $ 205,000 $ 205,000 $ 60,000
Shelby, Alabama 1 $ 225,000 $ 225,000 $ 206,000
Fairbanks North Star, Alaska 1 $ 145,000 $ 145,000 $ 52,000
Baxter, Arkansas 1 $ 65,000 $ 65,000 $ 104,000
Carroll, Arkansas 1 $ 145,000 $ 145,000 $ 31,000
Clay, Arkansas 1 $ 5,000 $ 5,000 $ 0
Columbia, Arkansas 1 $ 195,000 $ 195,000 $ 39,000
Conway, Arkansas 1 $ 125,000 $ 125,000 $ 310,000
Johnson, Arkansas 1 $ 15,000 $ 15,000 $ 24,000
Logan, Arkansas 1 $ 155,000 $ 155,000 $ 31,000
Mississippi, Arkansas 1 $ 75,000 $ 75,000 $ 46,000
Polk, Arkansas 1 $ 395,000 $ 395,000 $ 122,000
Pope, Arkansas 1 $ 215,000 $ 215,000 $ 158,000
Van Buren, Arkansas 1 $ 15,000 $ 15,000 $ 45,000
White, Arkansas 1 $ 55,000 $ 55,000 $ 65,000
Alameda, California 1 $ 555,000 $ 555,000 $ 120,000
Butte, California 1 $ 335,000 $ 335,000 $ 576,000
Contra Costa, California 1 $ 205,000 $ 205,000 $ 322,000
Humboldt, California 1 $ 445,000 $ 445,000 $ 322,000
Sacramento, California 1 $ 585,000 $ 585,000 $ 188,000
San Bernardino, California 1 $ 495,000 $ 495,000 $ 104,000
San Luis Obispo, California 1 $ 505,000 $ 505,000 $ 461,000
Santa Barbara, California 1 $ 1,505,000 $ 1,505,000 $ 492,000
Stanislaus, California 1 $ 125,000 $ 125,000 $ 84,000
Alamosa, Colorado 1 $ 55,000 $ 55,000 $ 162,000
Custer, Colorado 1 $ 375,000 $ 375,000 $ 209,000
Gilpin, Colorado 1 $ 35,000 $ 35,000 $ 90,000
Kit Carson, Colorado 1 $ 15,000 $ 15,000 $ 47,000
Montrose, Colorado 1 $ 425,000 $ 425,000 $ 97,000
Pitkin, Colorado 1 $ 555,000 $ 555,000 $ 94,000
San Juan, Colorado 1 $ 165,000 $ 165,000 $ 163,000
New Haven, Connecticut 1 $ 285,000 $ 285,000 $ 84,000
New Castle, Delaware 1 $ 425,000 $ 425,000 $ 169,000
Alachua, Florida 1 $ 255,000 $ 255,000 $ 50,000
DeSoto, Florida 1 $ 635,000 $ 635,000 $ 163,000
Duval, Florida 1 $ 195,000 $ 195,000 $ 33,000
Hillsborough, Florida 1 $ 385,000 $ 385,000 $ 136,000
Jackson, Florida 1 $ 165,000 $ 165,000 $ 48,000
Lake, Florida 1 $ 305,000 $ 305,000 $ 101,000
Leon, Florida 1 $ 305,000 $ 305,000 $ 105,000
Marion, Florida 1 $ 125,000 $ 125,000 $ 38,000
Okaloosa, Florida 1 $ 445,000 $ 445,000 $ 179,000
Orange, Florida 1 $ 485,000 $ 485,000 $ 139,000
Pasco, Florida 1 $ 285,000 $ 285,000 $ 24,000
Polk, Florida 1 $ 295,000 $ 295,000 $ 119,000
Santa Rosa, Florida 1 $ 315,000 $ 315,000 $ 75,000
Seminole, Florida 1 $ 105,000 $ 105,000 $ 28,000
Chatham, Georgia 1 $ 285,000 $ 285,000 $ 100,000
Clayton, Georgia 1 $ 105,000 $ 105,000 $ 54,000
Columbia, Georgia 1 $ 825,000 $ 825,000 $ 263,000
Forsyth, Georgia 1 $ 575,000 $ 575,000 $ 162,000
Glynn, Georgia 1 $ 575,000 $ 575,000 $ 98,000
Greene, Georgia 1 $ 2,085,000 $ 2,085,000 $ 691,000
Laurens, Georgia 1 $ 205,000 $ 205,000 $ 47,000
Walker, Georgia 1 $ 125,000 $ 125,000 $ 69,000
White, Georgia 1 $ 305,000 $ 305,000 $ 92,000
Bonner, Idaho 1 $ 325,000 $ 325,000 $ 120,000
Kootenai, Idaho 1 $ 1,065,000 $ 1,065,000 $ 702,000
Jackson, Illinois 1 $ 135,000 $ 135,000 $ 45,000
Kane, Illinois 1 $ 195,000 $ 195,000 $ 41,000
Kendall, Illinois 1 $ 265,000 $ 265,000 $ 83,000
Macon, Illinois 1 $ 65,000 $ 65,000 $ 83,000
McHenry, Illinois 1 $ 705,000 $ 705,000 $ 550,000
Rock Island, Illinois 1 $ 115,000 $ 115,000 $ 116,000
Sangamon, Illinois 1 $ 4,505,000 $ 4,505,000 $ 0
Whiteside, Illinois 1 $ 245,000 $ 245,000 $ 199,000
Elkhart, Indiana 1 $ 255,000 $ 255,000 $ 62,000
Jasper, Indiana 1 $ 145,000 $ 145,000 $ 126,000
Knox, Indiana 1 $ 235,000 $ 235,000 $ 103,000
Marion, Indiana 1 $ 645,000 $ 645,000 $ 231,000
Rush, Indiana 1 $ 155,000 $ 155,000 $ 44,000
Vanderburgh, Indiana 1 $ 165,000 $ 165,000 $ 215,000
Cerro Gordo, Iowa 1 $ 75,000 $ 75,000 $ 90,000
Dallas, Iowa 1 $ 205,000 $ 205,000 $ 65,000
Johnson, Iowa 1 $ 175,000 $ 175,000 $ 293,000
Scott, Iowa 1 $ 255,000 $ 255,000 $ 117,000
Webster, Iowa 1 $ 65,000 $ 65,000 $ 254,000
Ellis, Kansas 1 $ 125,000 $ 125,000 $ 35,000
Geary, Kansas 1 $ 25,000 $ 25,000 $ 523,000
Labette, Kansas 1 $ 75,000 $ 75,000 $ 45,000
Pottawatomie, Kansas 1 $ 285,000 $ 285,000 $ 96,000
Reno, Kansas 1 $ 85,000 $ 85,000 $ 29,000
Rice, Kansas 1 $ 135,000 $ 135,000 $ 185,000
Riley, Kansas 1 $ 165,000 $ 165,000 $ 100,000
Rush, Kansas 1 $ 125,000 $ 125,000 $ 34,000
Russell, Kansas 1 $ 165,000 $ 165,000 $ 77,000
Saline, Kansas 1 $ 25,000 $ 25,000 $ 106,000
Wilson, Kansas 1 $ 55,000 $ 55,000 $ 27,000
Calloway, Kentucky 1 $ 145,000 $ 145,000 $ 143,000
Jefferson, Kentucky 1 $ 265,000 $ 265,000 $ 131,000
Simpson, Kentucky 1 $ 385,000 $ 385,000 $ 143,000
Caddo, Louisiana 1 $ 225,000 $ 225,000 $ 0
Calcasieu, Louisiana 1 $ 345,000 $ 345,000 $ 211,000
East Baton Rouge, Louisiana 1 $ 205,000 $ 205,000 $ 72,000
Androscoggin, Maine 1 $ 225,000 $ 225,000 $ 63,000
Cumberland, Maine 1 $ 3,385,000 $ 3,385,000 $ 0
Penobscot, Maine 1 $ 185,000 $ 185,000 $ 103,000
Sagadahoc, Maine 1 $ 235,000 $ 235,000 $ 161,000
Baltimore, Maryland 1 $ 175,000 $ 175,000 $ 102,000
Caroline, Maryland 1 $ 135,000 $ 135,000 $ 44,000
Carroll, Maryland 1 $ 425,000 $ 425,000 $ 254,000
Charles, Maryland 1 $ 365,000 $ 365,000 $ 240,000
Frederick, Maryland 1 $ 635,000 $ 635,000 $ 224,000
Howard, Maryland 1 $ 615,000 $ 615,000 $ 152,000
Queen Anne's, Maryland 1 $ 525,000 $ 525,000 $ 310,000
Norfolk, Massachusetts 1 $ 375,000 $ 375,000 $ 80,000
Grand Traverse, Michigan 1 $ 155,000 $ 155,000 $ 97,000
Lake, Michigan 1 $ 175,000 $ 175,000 $ 50,000
Oakland, Michigan 1 $ 185,000 $ 185,000 $ 79,000
Dakota, Minnesota 1 $ 245,000 $ 245,000 $ 71,000
Hennepin, Minnesota 1 $ 41,005,000 $ 41,005,000 $ 0
Ramsey, Minnesota 1 $ 445,000 $ 445,000 $ 120,000
DeSoto, Mississippi 1 $ 55,000 $ 55,000 $ 74,000
Tippah, Mississippi 1 $ 295,000 $ 295,000 $ 43,000
Andrew, Missouri 1 $ 645,000 $ 645,000 $ 334,000
Bates, Missouri 1 $ 365,000 $ 365,000 $ 173,000
Benton, Missouri 1 $ 65,000 $ 65,000 $ 32,000
Carter, Missouri 1 $ 155,000 $ 155,000 $ 148,000
Clinton, Missouri 1 $ 35,000 $ 35,000 $ 65,000
Douglas, Missouri 1 $ 405,000 $ 405,000 $ 227,000
Hickory, Missouri 1 $ 225,000 $ 225,000 $ 80,000
Howell, Missouri 1 $ 25,000 $ 25,000 $ 36,000
Livingston, Missouri 1 $ 145,000 $ 145,000 $ 118,000
Moniteau, Missouri 1 $ 25,000 $ 25,000 $ 37,000
Morgan, Missouri 1 $ 255,000 $ 255,000 $ 45,000
Newton, Missouri 1 $ 345,000 $ 345,000 $ 135,000
Ozark, Missouri 1 $ 35,000 $ 35,000 $ 24,000
Saline, Missouri 1 $ 85,000 $ 85,000 $ 90,000
Stone, Missouri 1 $ 5,000 $ 5,000 $ 14,000
Warren, Missouri 1 $ 15,000 $ 15,000 $ 75,000
Washington, Missouri 1 $ 5,000 $ 5,000 $ 125,000
Webster, Missouri 1 $ 45,000 $ 45,000 $ 49,000
Dawson, Montana 1 $ 225,000 $ 225,000 $ 213,000
Deer Lodge, Montana 1 $ 415,000 $ 415,000 $ 85,000
Fergus, Montana 1 $ 125,000 $ 125,000 $ 42,000
Lancaster, Nebraska 1 $ 265,000 $ 265,000 $ 75,000
Phelps, Nebraska 1 $ 125,000 $ 125,000 $ 40,000
Churchill, Nevada 1 $ 285,000 $ 285,000 $ 75,000
Nye, Nevada 1 $ 425,000 $ 425,000 $ 247,000
Washoe, Nevada 1 $ 175,000 $ 175,000 $ 139,000
Merrimack, New Hampshire 1 $ 225,000 $ 225,000 $ 96,000
Rockingham, New Hampshire 1 $ 415,000 $ 415,000 $ 160,000
Atlantic, New Jersey 1 $ 145,000 $ 145,000 $ 144,000
Gloucester, New Jersey 1 $ 425,000 $ 425,000 $ 159,000
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Mortgage Loan Application Detail Totals for Bokf NA in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,278 $1,980,570,000 $375,000 $52,405,000 $145,000 $9,936,000
Home Improvement 3,484 $307,560,000 $88,000 $7,125,000 $126,000 $4,250,000
Other Purpose 2,087 $280,465,000 $134,000 $16,005,000 $142,000 $8,879,000
Cash-out Refinancing 1,794 $410,650,000 $228,000 $3,225,000 $113,000 $1,279,000
Refinancing 1,292 $391,550,000 $303,000 $40,255,000 $147,000 $6,026,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,536 $1,867,690,000 $218,000 $16,005,000 $145,000 $9,936,000
Hispanic 2,008 $338,120,000 $168,000 $2,005,000 $95,000 $4,250,000
Not Provided 1,267 $303,635,000 $239,000 $2,305,000 $179,000 $8,879,000
American Indian or Alaskan Native 645 $96,045,000 $148,000 $645,000 $98,000 $962,000
Black or African American 605 $85,575,000 $141,000 $805,000 $105,000 $2,639,000
Asian 599 $138,695,000 $231,000 $4,555,000 $120,000 $967,000
Not applicable 94 $504,470,000 $5,366,000 $52,405,000 $0 $0
Native Hawaiian or Other Pacific Islander 7 $945,000 $135,000 $415,000 $80,000 $128,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,851 $3,095,645,000 $240,000 $52,405,000 $140,000 $9,936,000
FHA-insured (Federal Housing Administration) 738 $166,470,000 $225,000 $705,000 $76,000 $405,000
VA-guaranteed (Veterans Administration) 290 $99,110,000 $341,000 $1,075,000 $110,000 $331,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 56 $9,570,000 $170,000 $425,000 $63,000 $108,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,547 $2,233,785,000 $295,000 $52,405,000 $149,000 $4,250,000
Application Denied By Financial Institution 3,815 $407,475,000 $106,000 $1,955,000 $101,000 $6,026,000
Application Withdrawn By Applicant 1,906 $559,310,000 $293,000 $6,455,000 $150,000 $8,879,000
Application Approved But Not Accepted 358 $64,870,000 $181,000 $3,605,000 $148,000 $1,961,000
File Closed For Incompleteness 309 $105,355,000 $340,000 $7,375,000 $153,000 $9,936,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 10,120 $2,963,320,000 $292,000 $52,405,000 $150,000 $9,936,000
Debt-To-Income Ratio 1,372 $182,830,000 $133,000 $1,955,000 $75,000 $575,000
Credit History 1,032 $83,470,000 $80,000 $1,655,000 $86,000 $1,924,000
Other 639 $58,975,000 $92,000 $735,000 $126,000 $2,639,000
Unverifiable Information 357 $36,045,000 $100,000 $735,000 $166,000 $6,026,000
Collateral 349 $33,665,000 $96,000 $755,000 $133,000 $1,204,000
Employment History 33 $4,035,000 $122,000 $345,000 $69,000 $221,000
Insufficient Cash (Downpayment, Closing Cost) 27 $7,855,000 $290,000 $855,000 $104,000 $256,000
Credit Application Incomplete 6 $600,000 $100,000 $305,000 $56,000 $102,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bokf NA's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bokf NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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