Branch Banking And Trust Co
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Branch Banking And Trust Co.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Branch Banking And Trust Co
223 W Nash Street
Wilson, NC 27893
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 120,121
Total Mortgage Loan Application Amount $19,007,452,000
Average Mortgage Loan Application Amount $137,000
Highest Mortgage Loan Application Amount $99,000,000
Average Applicant Income $78,000
Highest Applicant Income $7,779,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Branch Banking And Trust Co by Metropolitan Area in 2007

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 6,775 $ 1,705,784,000 $ 242,250 $ 102,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 5,476 $ 1,089,593,000 $ 198,000 $ 91,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 4,318 $ 639,491,000 $ 169,000 $ 85,000
RALEIGH-CARY, NC 4,288 $ 704,878,000 $ 164,000 $ 80,000
BALTIMORE-TOWSON, MD 3,811 $ 789,943,000 $ 207,000 $ 78,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 3,708 $ 610,272,000 $ 223,500 $ 78,000
RICHMOND, VA 3,200 $ 510,088,000 $ 159,000 $ 75,000
GREENSBORO-HIGH POINT, NC 2,429 $ 325,074,000 $ 133,000 $ 83,000
LOUISVILLE-JEFFERSON COUNTY, KY-IN 2,282 $ 221,279,000 $ 101,500 $ 71,000
WINSTON-SALEM, NC 2,190 $ 245,688,000 $ 112,000 $ 74,000
HICKORY-LENOIR-MORGANTON, NC 2,052 $ 228,932,000 $ 111,000 $ 67,000
WILMINGTON, NC 2,035 $ 485,309,000 $ 238,000 $ 98,000
DURHAM, NC 1,870 $ 346,476,000 $ 185,000 $ 87,000
GREENVILLE-MAULDIN-EASLEY, SC 1,737 $ 205,551,000 $ 118,000 $ 82,000
COLUMBIA, SC 1,736 $ 270,315,000 $ 155,000 $ 80,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 1,407 $ 271,592,000 $ 193,000 $ 101,000
LYNCHBURG, VA 1,394 $ 162,630,000 $ 116,000 $ 75,000
BETHESDA-GAITHERSBURG-FREDERICK, MD 1,390 $ 360,013,000 $ 259,000 $ 107,000
JACKSONVILLE, FL 1,317 $ 300,609,000 $ 228,000 $ 92,000
CHARLESTON, WV 1,220 $ 105,944,000 $ 86,000 $ 75,000
FAYETTEVILLE, NC 1,196 $ 131,714,000 $ 110,000 $ 85,000
CHARLESTON-NORTH CHARLESTON, SC 1,178 $ 306,935,000 $ 260,000 $ 78,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 1,138 $ 277,659,000 $ 243,000 $ 117,000
KNOXVILLE, TN 1,069 $ 182,194,000 $ 170,000 $ 84,000
ROANOKE, VA 1,000 $ 130,845,000 $ 130,000 $ 67,000
ASHEVILLE, NC 947 $ 187,152,000 $ 197,000 $ 85,000
HAGERSTOWN-MARTINSBURG, MD-WV 889 $ 128,124,000 $ 163,000 $ 74,500
TALLAHASSEE, FL 878 $ 166,829,000 $ 190,000 $ 116,000
MORGANTOWN, WV 837 $ 104,538,000 $ 124,000 $ 84,000
GOLDSBORO, NC 738 $ 64,421,000 $ 87,000 $ 80,000
CHARLOTTESVILLE, VA 734 $ 124,658,000 $ 169,000 $ 86,000
SARASOTA-BRADENTON-VENICE, FL 724 $ 153,526,000 $ 212,000 $ 110,000
GREENVILLE, NC 718 $ 85,569,000 $ 119,000 $ 75,000
SPARTANBURG, SC 665 $ 60,377,000 $ 90,000 $ 64,000
SAVANNAH, GA 628 $ 101,115,000 $ 161,000 $ 75,000
BIRMINGHAM-HOOVER, AL 569 $ 120,888,000 $ 212,000 $ 15,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 566 $ 50,182,000 $ 88,500 $ 66,000
ORLANDO-KISSIMMEE, FL 560 $ 110,947,000 $ 198,000 $ 102,000
WINCHESTER, VA-WV 508 $ 83,413,000 $ 162,500 $ 80,000
OWENSBORO, KY 491 $ 40,368,000 $ 82,000 $ 70,000
AUGUSTA-RICHMOND COUNTY, GA-SC 482 $ 75,271,000 $ 155,000 $ 13,500
HUNTINGTON-ASHLAND, WV-KY-OH 475 $ 45,742,000 $ 96,000 $ 65,333
ROCKY MOUNT, NC 471 $ 51,951,000 $ 110,000 $ 67,000
WHEELING, WV-OH 458 $ 32,423,000 $ 69,000 $ 56,500
PARKERSBURG-MARIETTA-VIENNA, WV-OH 449 $ 37,230,000 $ 89,000 $ 74,500
GAINESVILLE, GA 437 $ 79,206,000 $ 181,000 $ 92,000
BOWLING GREEN, KY 394 $ 45,983,000 $ 116,000 $ 78,000
OCALA, FL 393 $ 67,423,000 $ 171,000 $ 93,000
HARRISONBURG, VA 374 $ 42,941,000 $ 114,000 $ 68,000
MACON, GA 360 $ 39,687,000 $ 110,000 $ 71,000
ANDERSON, SC 355 $ 39,773,000 $ 112,000 $ 72,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 353 $ 29,745,000 $ 84,000 $ 64,000
LEXINGTON-FAYETTE, KY 352 $ 60,183,000 $ 170,000 $ 119,000
BURLINGTON, NC 349 $ 47,568,000 $ 136,000 $ 68,000
DALTON, GA 349 $ 33,968,000 $ 97,000 $ 57,000
CLEVELAND, TN 345 $ 33,366,000 $ 96,000 $ 71,000
DANVILLE, VA 338 $ 32,918,000 $ 97,000 $ 59,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 330 $ 70,587,000 $ 213,000 $ 96,000
PENSACOLA-FERRY PASS-BRENT, FL 326 $ 49,252,000 $ 151,000 $ 81,000
EVANSVILLE, IN-KY 304 $ 42,334,000 $ 121,000 $ 4,500
CLARKSVILLE, TN-KY 301 $ 31,954,000 $ 113,000 $ 64,000
FLORENCE, SC 276 $ 38,563,000 $ 139,000 $ 69,000
ATHENS-CLARKE COUNTY, GA 275 $ 43,706,000 $ 158,000 $ 88,000
JACKSONVILLE, NC 268 $ 44,058,000 $ 164,000 $ 86,000
CHATTANOOGA, TN-GA 260 $ 36,499,000 $ 138,000 $ 84,000
INDIANAPOLIS-CARMEL, IN 257 $ 37,933,000 $ 147,000 $ 7,000
HUNTSVILLE, AL 250 $ 43,211,000 $ 172,000 $ 5,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 245 $ 42,276,000 $ 172,000 $ 93,000
SALISBURY, MD 242 $ 34,147,000 $ 141,000 $ 62,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 240 $ 72,423,000 $ 301,000 $ 209,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 210 $ 46,215,000 $ 220,000 $ 84,000
ANNISTON-OXFORD, AL 194 $ 19,852,000 $ 102,000 $ 74,000
TERRE HAUTE, IN 180 $ 20,433,000 $ 113,000 $ 0
SUMTER, SC 179 $ 18,624,000 $ 104,000 $ 75,000
VALDOSTA, GA 179 $ 27,253,000 $ 152,000 $ 81,000
CAPE CORAL-FORT MYERS, FL 166 $ 43,473,000 $ 261,000 $ 128,000
CUMBERLAND, MD-WV 160 $ 17,637,000 $ 114,000 $ 49,000
COLUMBUS, IN 147 $ 19,363,000 $ 131,000 $ 0
COLUMBUS, OH 144 $ 24,947,000 $ 173,000 $ 25,000
JOHNSON CITY, TN 135 $ 14,006,000 $ 103,000 $ 64,000
PANAMA CITY-LYNN HAVEN, FL 131 $ 34,265,000 $ 261,000 $ 180,000
MORRISTOWN, TN 130 $ 18,157,000 $ 139,000 $ 77,000
PALM COAST, FL 125 $ 36,256,000 $ 290,000 $ 132,000
WARNER ROBINS, GA 125 $ 15,978,000 $ 127,000 $ 75,000
PORT ST. LUCIE, FL 123 $ 40,132,000 $ 326,000 $ 52,000
MEMPHIS, TN-MS-AR 117 $ 22,125,000 $ 148,333 $ 11,333
MIAMI-MIAMI BEACH-KENDALL, FL 111 $ 25,931,000 $ 233,000 $ 158,000
BRUNSWICK, GA 107 $ 30,739,000 $ 287,000 $ 117,000
YORK-HANOVER, PA 91 $ 16,924,000 $ 185,000 $ 61,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 89 $ 19,629,000 $ 220,000 $ 97,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 86 $ 23,560,000 $ 273,000 $ 119,000
NEW ORLEANS-METAIRIE-KENNER, LA 86 $ 36,504,000 $ 424,000 $ 11,000
JACKSON, MS 79 $ 12,753,000 $ 161,000 $ 0
DECATUR, AL 75 $ 10,258,000 $ 136,000 $ 7,000
PUNTA GORDA, FL 75 $ 17,673,000 $ 235,000 $ 127,000
ST. LOUIS, MO-IL 74 $ 12,822,000 $ 152,500 $ 2,500
PHILADELPHIA, PA 73 $ 12,874,000 $ 176,000 $ 107,000
LAKELAND, FL 72 $ 13,764,000 $ 191,000 $ 70,000
PITTSBURGH, PA 71 $ 7,506,000 $ 105,000 $ 56,000
NAPLES-MARCO ISLAND, FL 65 $ 21,279,000 $ 327,000 $ 148,000
WILMINGTON, DE-MD-NJ 64 $ 12,691,000 $ 210,000 $ 61,000
MONTGOMERY, AL 58 $ 10,672,000 $ 184,000 $ 27,000
ROME, GA 53 $ 9,430,000 $ 177,000 $ 37,000
BLOOMINGTON, IN 51 $ 7,482,000 $ 146,000 $ 3,000
FORT WAYNE, IN 48 $ 6,193,000 $ 129,000 $ 11,000
COLUMBUS, GA-AL 44 $ 6,764,000 $ 138,500 $ 38,000
DUBUQUE, IA 42 $ 6,507,000 $ 154,000 $ 0
GAINESVILLE, FL 42 $ 8,014,000 $ 190,000 $ 61,000
MOBILE, AL 40 $ 7,604,000 $ 190,000 $ 33,000
BURLINGTON-SOUTH BURLINGTON, VT 39 $ 8,144,000 $ 208,000 $ 7,000
CLEVELAND-ELYRIA-MENTOR, OH 38 $ 4,988,000 $ 131,000 $ 30,000
KANSAS CITY, MO-KS 37 $ 6,241,000 $ 168,500 $ 0
SEBASTIAN-VERO BEACH, FL 36 $ 7,808,000 $ 216,000 $ 80,000
TUSCALOOSA, AL 36 $ 6,066,000 $ 168,000 $ 83,000
ALBANY, GA 34 $ 5,224,000 $ 153,000 $ 43,000
MUNCIE, IN 32 $ 3,733,000 $ 116,000 $ 3,000
TOLEDO, OH 32 $ 4,102,000 $ 128,000 $ 18,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 31 $ 5,281,000 $ 158,333 $ 47,666
GADSDEN, AL 30 $ 4,399,000 $ 146,000 $ 17,000
HINESVILLE-FORT STEWART, GA 29 $ 5,667,000 $ 195,000 $ 35,000
AUBURN-OPELIKA, AL 28 $ 4,798,000 $ 171,000 $ 20,000
DAYTON, OH 25 $ 3,759,000 $ 150,000 $ 12,000
BATON ROUGE, LA 23 $ 3,934,000 $ 171,000 $ 0
DOTHAN, AL 23 $ 2,671,000 $ 116,000 $ 26,000
WEIRTON-STEUBENVILLE, WV-OH 23 $ 2,262,000 $ 97,500 $ 40,500
FLORENCE-MUSCLE SHOALS, AL 22 $ 2,544,000 $ 115,000 $ 0
HARRISBURG-CARLISLE, PA 22 $ 2,985,000 $ 135,000 $ 38,000
SPRINGFIELD, OH 21 $ 1,940,000 $ 92,000 $ 0
BLOOMINGTON-NORMAL, IL 20 $ 3,259,000 $ 162,000 $ 0
WORCESTER, MA 18 $ 3,995,000 $ 221,000 $ 0
DETROIT-LIVONIA-DEARBORN, MI 17 $ 2,215,000 $ 130,000 $ 0
ELIZABETHTOWN, KY 16 $ 1,912,000 $ 119,000 $ 39,000
SCRANTON--WILKES-BARRE, PA 15 $ 1,653,000 $ 110,000 $ 25,000
AKRON, OH 14 $ 2,492,000 $ 178,000 $ 41,000
AUSTIN-ROUND ROCK, TX 14 $ 2,125,000 $ 151,000 $ 0
GARY, IN 13 $ 1,432,000 $ 110,000 $ 145,000
SOUTH BEND-MISHAWAKA, IN-MI 13 $ 2,455,000 $ 190,500 $ 9,000
CANTON-MASSILLON, OH 12 $ 1,947,000 $ 162,000 $ 17,000
HATTIESBURG, MS 12 $ 1,933,000 $ 161,000 $ 73,000
ANDERSON, IN 11 $ 1,183,000 $ 107,000 $ 2,000
WARREN-TROY-FARMINGTON HILLS, MI 11 $ 1,758,000 $ 159,000 $ 0
DOVER, DE 10 $ 1,854,000 $ 185,000 $ 52,000
PHOENIX-MESA-SCOTTSDALE, AZ 10 $ 2,848,000 $ 284,000 $ 21,000
SHREVEPORT-BOSSIER CITY, LA 10 $ 1,253,000 $ 125,000 $ 0
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 9 $ 3,849,000 $ 434,000 $ 124,000
EDISON, NJ 7 $ 2,021,000 $ 288,000 $ 17,000
FORT WORTH-ARLINGTON, TX 7 $ 697,000 $ 99,000 $ 35,000
LAFAYETTE, IN 7 $ 742,000 $ 106,000 $ 27,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 7 $ 3,328,000 $ 475,000 $ 0
WICHITA, KS 7 $ 714,000 $ 102,000 $ 0
CHICAGO-NAPERVILLE-JOLIET, IL 6 $ 2,034,000 $ 339,000 $ 99,000
DALLAS-PLANO-IRVING, TX 6 $ 1,800,000 $ 300,000 $ 77,000
LANCASTER, PA 6 $ 999,000 $ 166,000 $ 46,000
READING, PA 6 $ 820,000 $ 136,000 $ 72,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 5 $ 761,000 $ 152,000 $ 41,000
CAMDEN, NJ 5 $ 1,081,000 $ 216,000 $ 77,000
CHAMPAIGN-URBANA, IL 5 $ 634,000 $ 126,000 $ 0
DANVILLE, IL 5 $ 398,000 $ 79,000 $ 0
DES MOINES-WEST DES MOINES, IA 5 $ 1,065,000 $ 213,000 $ 0
JACKSON, TN 5 $ 873,000 $ 174,000 $ 39,000
BOSTON-QUINCY, MA 4 $ 1,813,000 $ 453,000 $ 582,000
DENVER-AURORA, CO 4 $ 617,000 $ 154,000 $ 88,000
JOHNSTOWN, PA 4 $ 633,000 $ 158,000 $ 84,000
JONESBORO, AR 4 $ 291,000 $ 72,000 $ 0
NEW HAVEN-MILFORD, CT 4 $ 807,000 $ 201,000 $ 0
NEWARK-UNION, NJ-PA 4 $ 1,073,000 $ 268,000 $ 16,000
PASCAGOULA, MS 4 $ 635,000 $ 158,000 $ 0
ST. JOSEPH, MO-KS 4 $ 417,000 $ 104,000 $ 0
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 4 $ 387,000 $ 78,500 $ 27,000
ALTOONA, PA 3 $ 616,000 $ 205,000 $ 45,000
ELKHART-GOSHEN, IN 3 $ 283,000 $ 94,000 $ 0
GULFPORT-BILOXI, MS 3 $ 609,000 $ 203,000 $ 0
KALAMAZOO-PORTAGE, MI 3 $ 330,000 $ 110,000 $ 0
LIMA, OH 3 $ 189,000 $ 63,000 $ 40,000
SAN ANTONIO, TX 3 $ 486,000 $ 162,000 $ 0
WILLIAMSPORT, PA 3 $ 152,000 $ 50,000 $ 116,000
ALEXANDRIA, LA 2 $ 231,000 $ 115,000 $ 24,000
ERIE, PA 2 $ 185,000 $ 92,000 $ 92,000
FLINT, MI 2 $ 300,000 $ 150,000 $ 0
HOUSTON-SUGAR LAND-BAYTOWN, TX 2 $ 264,000 $ 132,000 $ 0
MICHIGAN CITY-LA PORTE, IN 2 $ 187,000 $ 93,000 $ 46,000
PEORIA, IL 2 $ 318,000 $ 159,000 $ 0
SEATTLE-BELLEVUE-EVERETT, WA 2 $ 657,000 $ 328,000 $ 0
ALBANY-SCHENECTADY-TROY, NY 1 $ 165,000 $ 165,000 $ 0
ANN ARBOR, MI 1 $ 84,000 $ 84,000 $ 0
ATLANTIC CITY, NJ 1 $ 342,000 $ 342,000 $ 120,000
BARNSTABLE TOWN, MA 1 $ 210,000 $ 210,000 $ 0
BATTLE CREEK, MI 1 $ 125,000 $ 125,000 $ 0
BRIDGEPORT-STAMFORD-NORWALK, CT 1 $ 413,000 $ 413,000 $ 0
CEDAR RAPIDS, IA 1 $ 179,000 $ 179,000 $ 0
CHEYENNE, WY 1 $ 153,000 $ 153,000 $ 0
COLORADO SPRINGS, CO 1 $ 339,000 $ 339,000 $ 78,000
HOUMA-BAYOU CANE-THIBODAUX, LA 1 $ 173,000 $ 173,000 $ 0
JEFFERSON CITY, MO 1 $ 68,000 $ 68,000 $ 0
KOKOMO, IN 1 $ 195,000 $ 195,000 $ 75,000
LAKE CHARLES, LA 1 $ 56,000 $ 56,000 $ 0
LAKE COUNTY-KENOSHA COUNTY, IL-WI 1 $ 248,000 $ 248,000 $ 0
LANSING-EAST LANSING, MI 1 $ 140,000 $ 140,000 $ 0
LAS VEGAS-PARADISE, NV 1 $ 320,000 $ 320,000 $ 0
LAWRENCE, KS 1 $ 160,000 $ 160,000 $ 0
LEBANON, PA 1 $ 158,000 $ 158,000 $ 0
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 1 $ 85,000 $ 85,000 $ 0
LOS ANGELES-LONG BEACH-GLENDALE, CA 1 $ 540,000 $ 540,000 $ 0
MANSFIELD, OH 1 $ 164,000 $ 164,000 $ 54,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 1 $ 264,000 $ 264,000 $ 0
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 1 $ 125,000 $ 125,000 $ 0
MUSKEGON-NORTON SHORES, MI 1 $ 58,000 $ 58,000 $ 0
NILES-BENTON HARBOR, MI 1 $ 61,000 $ 61,000 $ 0
NORWICH-NEW LONDON, CT 1 $ 1,920,000 $ 1,920,000 $ 2,505,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 1 $ 104,000 $ 104,000 $ 0
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 1 $ 275,000 $ 275,000 $ 0
PRESCOTT, AZ 1 $ 190,000 $ 190,000 $ 0
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 1 $ 106,000 $ 106,000 $ 0
PROVO-OREM, UT 1 $ 197,000 $ 197,000 $ 0
ROCHESTER, NY 1 $ 17,000 $ 17,000 $ 28,000
ROCKFORD, IL 1 $ 138,000 $ 138,000 $ 0
SALT LAKE CITY, UT 1 $ 81,000 $ 81,000 $ 0
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 1 $ 322,000 $ 322,000 $ 0
SANDUSKY, OH 1 $ 69,000 $ 69,000 $ 0
SPRINGFIELD, MA 1 $ 500,000 $ 500,000 $ 0
SPRINGFIELD, MO 1 $ 146,000 $ 146,000 $ 0
STATE COLLEGE, PA 1 $ 115,000 $ 115,000 $ 0
SYRACUSE, NY 1 $ 9,000 $ 9,000 $ 34,000
TACOMA, WA 1 $ 264,000 $ 264,000 $ 0
TEXARKANA, TX-TEXARKANA, AR 1 $ 114,000 $ 114,000 $ 0
TULSA, OK 1 $ 205,000 $ 205,000 $ 108,000
VINELAND-MILLVILLE-BRIDGETON, NJ 1 $ 171,000 $ 171,000 $ 158,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Branch Banking And Trust Co in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 54,287 $10,375,615,000 $191,000 $99,000,000 $81,000 $7,232,000
Refinancing 51,444 $7,572,112,000 $147,000 $20,443,000 $76,000 $7,779,000
Home Improvement 14,390 $1,059,725,000 $73,000 $6,906,000 $77,000 $3,101,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 78,953 $11,656,647,000 $147,000 $6,000,000 $91,000 $7,779,000
Not applicable 14,723 $3,222,085,000 $218,000 $99,000,000 $0 $500,000
Not Provided 11,122 $2,030,180,000 $182,000 $20,443,000 $101,000 $6,000,000
Black or African American 10,420 $1,335,587,000 $128,000 $5,600,000 $72,000 $3,432,000
Hispanic 2,943 $417,539,000 $141,000 $2,000,000 $80,000 $4,430,000
Asian 1,330 $248,587,000 $186,000 $3,216,000 $107,000 $1,756,000
American Indian or Alaskan Native 355 $49,810,000 $140,000 $1,500,000 $83,000 $1,296,000
Native Hawaiian or Other Pacific Islander 275 $47,017,000 $170,000 $1,979,000 $85,000 $1,020,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 114,557 $18,246,056,000 $159,000 $99,000,000 $80,000 $7,779,000
FHA-insured (Federal Housing Administration) 4,062 $525,954,000 $129,000 $368,000 $41,000 $624,000
VA-guaranteed (Veterans Administration) 1,170 $200,275,000 $171,000 $417,000 $46,000 $310,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 332 $35,167,000 $105,000 $306,000 $37,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 68,770 $10,446,237,000 $151,000 $99,000,000 $92,000 $7,779,000
Application Denied By Financial Institution 19,692 $2,606,292,000 $132,000 $20,443,000 $72,000 $7,557,000
Loan Purchased By The Institution 12,752 $2,471,387,000 $193,000 $960,000 $0 $0
Application Withdrawn By Applicant 7,136 $1,582,584,000 $221,000 $5,200,000 $102,000 $5,412,000
Application Approved But Not Accepted 4,779 $531,022,000 $111,000 $4,900,000 $91,000 $3,570,000
Preapproval Denied by Financial Institution 3,658 $543,186,000 $148,000 $2,775,000 $47,000 $1,400,000
File Closed For Incompleteness 3,334 $826,744,000 $247,000 $3,169,000 $104,000 $4,644,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 10,679 $1,289,398,000 $120,000 $20,443,000 $61,000 $6,000,000
Debt-To-Income Ratio 7,660 $1,161,397,000 $151,000 $7,500,000 $61,000 $1,157,000
Collateral 2,414 $325,445,000 $134,000 $2,000,000 $94,000 $7,557,000
Other 1,132 $166,274,000 $146,000 $1,600,000 $105,000 $2,037,000
Insufficient Cash (Downpayment, Closing Cost) 839 $88,535,000 $105,000 $1,500,000 $87,000 $1,435,000
Employment History 276 $39,159,000 $141,000 $960,000 $52,000 $420,000
Unverifiable Information 245 $46,169,000 $188,000 $945,000 $85,000 $1,447,000
Credit Application Incomplete 59 $24,426,000 $414,000 $2,000,000 $100,000 $960,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List