Truist Bank Mortgage Lending & HMDA Data, 2017
In 2017, Truist Bank of Raleigh, NC reported 85,779 mortgage applications totaling $20.6 billion, down 31% from 2016. The average application was for $240,566, and applicants reported an average income of $71,454. 38% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (4,157), Charlotte-Concord-Gastonia, NC-SC (2,689) and Atlanta-Sandy Springs-Roswell, GA (2,542) (applications in parentheses).
| Mortgage Company & Address | Truist Bank 3100 Smoketree Ct Fl 5 Raleigh, NC 27604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 85,779 |
| Total Mortgage Loan Application Amount | $20,635,595,000 |
| Average Mortgage Loan Application Amount | $240,566 |
| Highest Mortgage Loan Application Amount | $84,000,000 |
| Average Applicant Income | $71,454 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Truist Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 4,157 | $ 1,558,326,000 | $ 374,867 | $ 80,160 |
| Charlotte-Concord-Gastonia, NC-SC | 2,689 | $ 626,892,000 | $ 233,132 | $ 108,550 |
| Atlanta-Sandy Springs-Roswell, GA | 2,542 | $ 746,307,000 | $ 293,590 | $ 114,000 |
| Raleigh, NC | 2,448 | $ 701,800,000 | $ 286,683 | $ 93,000 |
| Baltimore-Columbia-Towson, MD | 2,101 | $ 718,437,000 | $ 341,950 | $ 84,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1,984 | $ 415,730,000 | $ 209,541 | $ 109,153 |
| Tampa-St. Petersburg-Clearwater, FL | 1,828 | $ 499,711,000 | $ 273,364 | $ 111,000 |
| Dallas-Plano-Irving, TX | 1,362 | $ 406,014,000 | $ 298,101 | $ 88,000 |
| Richmond, VA | 1,338 | $ 282,839,000 | $ 211,389 | $ 59,000 |
| Winston-Salem, NC | 1,317 | $ 238,624,000 | $ 181,187 | $ 73,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,304 | $ 295,154,000 | $ 226,345 | $ 84,666 |
| St. Louis, MO-IL | 1,149 | $ 258,846,000 | $ 225,279 | $ 17,720 |
| Greensboro-High Point, NC | 1,129 | $ 195,767,000 | $ 173,398 | $ 86,000 |
| Silver Spring-Frederick-Rockville, MD | 1,049 | $ 360,569,000 | $ 343,726 | $ 73,000 |
| Cincinnati, OH-KY-IN | 1,023 | $ 220,601,000 | $ 215,641 | $ 40,668 |
| Louisville/Jefferson County, KY-IN | 1,014 | $ 174,609,000 | $ 172,198 | $ 53,333 |
| Houston-The Woodlands-Sugar Land, TX | 994 | $ 261,829,000 | $ 263,409 | $ 61,000 |
| Kansas City, MO-KS | 954 | $ 203,282,000 | $ 213,083 | $ 8,416 |
| Greenville-Anderson-Mauldin, SC | 902 | $ 153,183,000 | $ 169,825 | $ 65,000 |
| Orlando-Kissimmee-Sanford, FL | 876 | $ 210,390,000 | $ 240,171 | $ 83,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 820 | $ 237,455,000 | $ 289,579 | $ 111,000 |
| Durham-Chapel Hill, NC | 808 | $ 220,891,000 | $ 273,379 | $ 107,000 |
| Columbia, SC | 782 | $ 135,662,000 | $ 173,480 | $ 78,000 |
| Cambridge-Newton-Framingham, MA | 772 | $ 269,187,000 | $ 348,687 | $ 7,000 |
| North Port-Sarasota-Bradenton, FL | 730 | $ 195,343,000 | $ 267,593 | $ 136,000 |
| Charleston-North Charleston, SC | 669 | $ 227,215,000 | $ 339,633 | $ 133,000 |
| Jacksonville, FL | 669 | $ 233,478,000 | $ 348,995 | $ 96,000 |
| Hickory-Lenoir-Morganton, NC | 652 | $ 95,407,000 | $ 146,329 | $ 75,000 |
| Boston, MA | 591 | $ 214,336,000 | $ 362,666 | $ 3,000 |
| Knoxville, TN | 582 | $ 129,083,000 | $ 221,792 | $ 60,000 |
| Ogden-Clearfield, UT | 567 | $ 118,931,000 | $ 209,754 | $ 0 |
| Austin-Round Rock, TX | 565 | $ 227,925,000 | $ 403,407 | $ 76,000 |
| Miami-Miami Beach-Kendall, FL | 562 | $ 205,905,000 | $ 366,379 | $ 129,000 |
| Montgomery County-Bucks County-Chester County, PA | 560 | $ 189,038,000 | $ 337,567 | $ 97,000 |
| Springfield, MO | 537 | $ 83,630,000 | $ 155,735 | $ 3,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 535 | $ 195,084,000 | $ 364,642 | $ 141,000 |
| Palm Bay-Melbourne-Titusville, FL | 525 | $ 140,495,000 | $ 267,609 | $ 111,000 |
| Chicago-Naperville-Arlington Heights, IL | 519 | $ 147,785,000 | $ 284,749 | $ 15,000 |
| Fayetteville, NC | 484 | $ 66,186,000 | $ 136,747 | $ 71,000 |
| Birmingham-Hoover, AL | 478 | $ 100,564,000 | $ 210,384 | $ 72,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 475 | $ 105,771,000 | $ 222,675 | $ 66,576 |
| Wilmington, NC | 436 | $ 106,644,000 | $ 244,596 | $ 111,000 |
| Fort Worth-Arlington, TX | 418 | $ 111,088,000 | $ 265,760 | $ 88,000 |
| Salt Lake City, UT | 414 | $ 122,255,000 | $ 295,301 | $ 4,000 |
| Asheville, NC | 389 | $ 97,908,000 | $ 251,691 | $ 118,000 |
| Lancaster, PA | 385 | $ 73,004,000 | $ 189,620 | $ 96,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 385 | $ 188,470,000 | $ 489,532 | $ 65,000 |
| Cape Coral-Fort Myers, FL | 382 | $ 92,188,000 | $ 241,329 | $ 116,000 |
| Greenville, NC | 379 | $ 58,741,000 | $ 154,989 | $ 84,000 |
| Roanoke, VA | 366 | $ 54,451,000 | $ 148,773 | $ 67,000 |
| Tallahassee, FL | 365 | $ 70,243,000 | $ 192,446 | $ 101,000 |
| Hagerstown-Martinsburg, MD-WV | 347 | $ 53,806,000 | $ 155,060 | $ 71,812 |
| Augusta-Richmond County, GA-SC | 341 | $ 75,571,000 | $ 221,615 | $ 17,035 |
| Lexington-Fayette, KY | 330 | $ 70,615,000 | $ 213,984 | $ 95,000 |
| Duluth, MN-WI | 328 | $ 61,007,000 | $ 185,996 | $ 932 |
| Savannah, GA | 318 | $ 54,825,000 | $ 172,405 | $ 86,000 |
| New Bern, NC | 317 | $ 52,026,000 | $ 164,119 | $ 88,000 |
| Spartanburg, SC | 315 | $ 50,491,000 | $ 160,288 | $ 70,000 |
| Charlottesville, VA | 312 | $ 69,985,000 | $ 224,310 | $ 99,000 |
| Rocky Mount, NC | 311 | $ 44,721,000 | $ 143,797 | $ 63,000 |
| Lynchburg, VA | 310 | $ 47,091,000 | $ 151,906 | $ 84,000 |
| Denver-Aurora-Lakewood, CO | 304 | $ 119,400,000 | $ 392,763 | $ 49,000 |
| Provo-Orem, UT | 302 | $ 82,181,000 | $ 272,122 | $ 12,000 |
| Charleston, WV | 300 | $ 29,838,000 | $ 99,460 | $ 77,000 |
| San Antonio-New Braunfels, TX | 297 | $ 82,411,000 | $ 277,478 | $ 64,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 295 | $ 85,263,000 | $ 289,027 | $ 103,000 |
| Huntsville, AL | 290 | $ 61,737,000 | $ 212,886 | $ 59,000 |
| Crestview-Fort Walton Beach-Destin, FL | 285 | $ 138,030,000 | $ 484,315 | $ 243,000 |
| Bowling Green, KY | 266 | $ 46,063,000 | $ 173,169 | $ 75,000 |
| Huntington-Ashland, WV-KY-OH | 263 | $ 33,385,000 | $ 126,939 | $ 82,585 |
| Goldsboro, NC | 257 | $ 34,440,000 | $ 134,007 | $ 69,000 |
| Port St. Lucie, FL | 256 | $ 46,532,000 | $ 181,765 | $ 57,000 |
| Columbus, OH | 254 | $ 87,507,000 | $ 344,515 | $ 19,000 |
| Chattanooga, TN-GA | 253 | $ 52,976,000 | $ 209,391 | $ 66,588 |
| Pensacola-Ferry Pass-Brent, FL | 246 | $ 53,196,000 | $ 216,243 | $ 71,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 240 | $ 51,935,000 | $ 216,395 | $ 18,145 |
| Little Rock-North Little Rock-Conway, AR | 240 | $ 50,229,000 | $ 209,287 | $ 8,000 |
| Memphis, TN-MS-AR | 236 | $ 54,301,000 | $ 230,088 | $ 26,983 |
| Ocala, FL | 236 | $ 40,102,000 | $ 169,923 | $ 87,000 |
| Philadelphia, PA | 233 | $ 60,580,000 | $ 260,000 | $ 83,000 |
| Providence-Warwick, RI-MA | 218 | $ 59,929,000 | $ 274,903 | $ 6,128 |
| Jacksonville, NC | 217 | $ 50,292,000 | $ 231,760 | $ 64,000 |
| Morgantown, WV | 216 | $ 38,830,000 | $ 179,768 | $ 105,000 |
| Wichita, KS | 213 | $ 35,654,000 | $ 167,389 | $ 0 |
| Des Moines-West Des Moines, IA | 212 | $ 41,629,000 | $ 196,363 | $ 6,000 |
| New York-Jersey City-White Plains, NY-NJ | 209 | $ 91,919,000 | $ 439,803 | $ 50,497 |
| Salisbury, MD-DE | 208 | $ 47,879,000 | $ 230,187 | $ 116,831 |
| Milwaukee-Waukesha-West Allis, WI | 206 | $ 43,101,000 | $ 209,228 | $ 6,000 |
| Lakeland-Winter Haven, FL | 203 | $ 32,050,000 | $ 157,881 | $ 62,000 |
| Beckley, WV | 196 | $ 20,043,000 | $ 102,260 | $ 66,000 |
| Indianapolis-Carmel-Anderson, IN | 196 | $ 40,759,000 | $ 207,954 | $ 22,000 |
| Spokane-Spokane Valley, WA | 196 | $ 43,383,000 | $ 221,341 | $ 12,000 |
| Joplin, MO | 193 | $ 23,736,000 | $ 122,984 | $ 8,000 |
| Owensboro, KY | 188 | $ 24,588,000 | $ 130,787 | $ 49,000 |
| Pittsburgh, PA | 188 | $ 37,020,000 | $ 196,914 | $ 35,000 |
| York-Hanover, PA | 188 | $ 27,185,000 | $ 144,601 | $ 70,000 |
| Gainesville, GA | 187 | $ 40,697,000 | $ 217,631 | $ 107,000 |
| Burlington, NC | 186 | $ 29,199,000 | $ 156,983 | $ 80,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 185 | $ 82,913,000 | $ 448,178 | $ 172,000 |
| Blacksburg-Christiansburg-Radford, VA | 179 | $ 22,153,000 | $ 123,759 | $ 71,000 |
| Daphne-Fairhope-Foley, AL | 179 | $ 39,796,000 | $ 222,324 | $ 72,000 |
| Reading, PA | 178 | $ 27,269,000 | $ 153,196 | $ 68,000 |
| Wheeling, WV-OH | 178 | $ 17,866,000 | $ 100,370 | $ 65,528 |
| Florence, SC | 176 | $ 23,752,000 | $ 134,954 | $ 83,000 |
| Harrisonburg, VA | 174 | $ 29,997,000 | $ 172,396 | $ 67,000 |
| Harrisburg-Carlisle, PA | 170 | $ 33,786,000 | $ 198,741 | $ 79,000 |
| Logan, UT-ID | 170 | $ 33,761,000 | $ 198,594 | $ 0 |
| Evansville, IN-KY | 169 | $ 30,715,000 | $ 181,745 | $ 12,881 |
| Worcester, MA-CT | 166 | $ 43,824,000 | $ 264,000 | $ 2,746 |
| Homosassa Springs, FL | 165 | $ 33,675,000 | $ 204,090 | $ 96,000 |
| Dalton, GA | 160 | $ 20,267,000 | $ 126,668 | $ 67,000 |
| Kingsport-Bristol-Bristol, TN-VA | 156 | $ 19,805,000 | $ 126,955 | $ 80,301 |
| Winchester, VA-WV | 152 | $ 33,323,000 | $ 219,230 | $ 97,000 |
| Los Angeles-Long Beach-Glendale, CA | 151 | $ 75,554,000 | $ 500,357 | $ 30,000 |
| Cheyenne, WY | 150 | $ 34,784,000 | $ 231,893 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 150 | $ 59,862,000 | $ 399,080 | $ 170,000 |
| New Orleans-Metairie, LA | 143 | $ 42,288,000 | $ 295,720 | $ 33,000 |
| Omaha-Council Bluffs, NE-IA | 143 | $ 32,008,000 | $ 223,832 | $ 7,356 |
| Grand Rapids-Wyoming, MI | 139 | $ 23,460,000 | $ 168,776 | $ 1,000 |
| Staunton-Waynesboro, VA | 138 | $ 20,658,000 | $ 149,695 | $ 62,000 |
| St. George, UT | 137 | $ 34,198,000 | $ 249,620 | $ 2,000 |
| Missoula, MT | 135 | $ 32,414,000 | $ 240,103 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 133 | $ 55,553,000 | $ 417,691 | $ 104,000 |
| Anniston-Oxford-Jacksonville, AL | 132 | $ 13,868,000 | $ 105,060 | $ 57,000 |
| Camden, NJ | 130 | $ 23,498,000 | $ 180,753 | $ 87,000 |
| Seattle-Bellevue-Everett, WA | 129 | $ 61,129,000 | $ 473,868 | $ 42,000 |
| Wilmington, DE-MD-NJ | 129 | $ 33,450,000 | $ 259,302 | $ 36,883 |
| Boise City, ID | 128 | $ 35,117,000 | $ 274,351 | $ 11,000 |
| Chambersburg-Waynesboro, PA | 128 | $ 18,505,000 | $ 144,570 | $ 55,000 |
| Clarksville, TN-KY | 124 | $ 15,422,000 | $ 124,370 | $ 47,435 |
| Colorado Springs, CO | 124 | $ 44,393,000 | $ 358,008 | $ 14,000 |
| Portland-South Portland, ME | 123 | $ 32,649,000 | $ 265,439 | $ 0 |
| The Villages, FL | 123 | $ 26,201,000 | $ 213,016 | $ 107,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 120 | $ 55,951,000 | $ 466,258 | $ 115,775 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 118 | $ 36,747,000 | $ 311,415 | $ 17,000 |
| Punta Gorda, FL | 118 | $ 27,706,000 | $ 234,796 | $ 111,000 |
| Panama City, FL | 117 | $ 28,405,000 | $ 242,777 | $ 111,000 |
| Gary, IN | 114 | $ 19,591,000 | $ 171,850 | $ 7,000 |
| Hartford-West Hartford-East Hartford, CT | 105 | $ 23,707,000 | $ 225,780 | $ 4,000 |
| Cape Girardeau, MO-IL | 104 | $ 17,776,000 | $ 170,923 | $ 2,000 |
| Columbus, GA-AL | 103 | $ 15,914,000 | $ 154,504 | $ 76,271 |
| Coeur D'Alene, ID | 102 | $ 23,851,000 | $ 233,833 | $ 2,000 |
| Macon-Bibb County, GA | 101 | $ 10,887,000 | $ 107,792 | $ 58,000 |
| Athens-Clarke County, GA | 99 | $ 15,471,000 | $ 156,272 | $ 72,000 |
| College Station-Bryan, TX | 96 | $ 19,423,000 | $ 202,322 | $ 130,000 |
| Montgomery, AL | 96 | $ 16,257,000 | $ 169,343 | $ 84,000 |
| Warner Robins, GA | 95 | $ 14,985,000 | $ 157,736 | $ 81,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 93 | $ 9,643,000 | $ 103,688 | $ 40,000 |
| Beaumont-Port Arthur, TX | 92 | $ 18,815,000 | $ 204,510 | $ 2,000 |
| Billings, MT | 91 | $ 18,906,000 | $ 207,758 | $ 9,000 |
| San Diego-Carlsbad, CA | 91 | $ 46,155,000 | $ 507,197 | $ 13,000 |
| Dutchess County-Putnam County, NY | 90 | $ 19,580,000 | $ 217,555 | $ 0 |
| Sebring, FL | 89 | $ 12,499,000 | $ 140,438 | $ 19,000 |
| Oakland-Hayward-Berkeley, CA | 87 | $ 48,260,000 | $ 554,712 | $ 30,000 |
| Bridgeport-Stamford-Norwalk, CT | 86 | $ 30,661,000 | $ 356,523 | $ 20,000 |
| Auburn-Opelika, AL | 83 | $ 15,066,000 | $ 181,518 | $ 60,000 |
| Cleveland, TN | 83 | $ 11,592,000 | $ 139,662 | $ 60,000 |
| California-Lexington Park, MD | 82 | $ 26,558,000 | $ 323,878 | $ 93,000 |
| Cumberland, MD-WV | 82 | $ 13,944,000 | $ 170,048 | $ 83,073 |
| Florence-Muscle Shoals, AL | 80 | $ 13,202,000 | $ 165,025 | $ 7,000 |
| Fort Wayne, IN | 78 | $ 11,545,000 | $ 148,012 | $ 9,000 |
| Pocatello, ID | 78 | $ 13,072,000 | $ 167,589 | $ 0 |
| Casper, WY | 76 | $ 17,597,000 | $ 231,539 | $ 8,000 |
| Parkersburg-Vienna, WV | 74 | $ 7,449,000 | $ 100,662 | $ 64,000 |
| State College, PA | 74 | $ 17,674,000 | $ 238,837 | $ 73,000 |
| Sumter, SC | 74 | $ 10,901,000 | $ 147,310 | $ 85,000 |
| Brunswick, GA | 72 | $ 25,618,000 | $ 355,805 | $ 183,000 |
| Idaho Falls, ID | 71 | $ 13,849,000 | $ 195,056 | $ 0 |
| Newark, NJ-PA | 71 | $ 76,577,000 | $ 1,078,549 | $ 60,830 |
| Riverside-San Bernardino-Ontario, CA | 70 | $ 28,680,000 | $ 409,714 | $ 45,000 |
| Anaheim-Santa Ana-Irvine, CA | 68 | $ 39,000,000 | $ 573,529 | $ 47,000 |
| Elgin, IL | 68 | $ 15,287,000 | $ 224,808 | $ 1,000 |
| Abilene, TX | 64 | $ 11,742,000 | $ 183,468 | $ 1,000 |
| Lake County-Kenosha County, IL-WI | 64 | $ 18,003,000 | $ 281,296 | $ 12,687 |
| Gettysburg, PA | 61 | $ 10,719,000 | $ 175,721 | $ 84,000 |
| Johnson City, TN | 61 | $ 10,553,000 | $ 173,000 | $ 80,000 |
| Warren-Troy-Farmington Hills, MI | 61 | $ 14,013,000 | $ 229,721 | $ 26,000 |
| Cleveland-Elyria, OH | 60 | $ 96,644,000 | $ 1,610,733 | $ 24,000 |
| Barnstable Town, MA | 59 | $ 17,738,000 | $ 300,644 | $ 3,000 |
| Mobile, AL | 59 | $ 12,077,000 | $ 204,694 | $ 72,000 |
| Morristown, TN | 59 | $ 8,713,000 | $ 147,677 | $ 72,000 |
| New Haven-Milford, CT | 59 | $ 14,251,000 | $ 241,542 | $ 4,000 |
| Williamsport, PA | 59 | $ 5,507,000 | $ 93,338 | $ 63,000 |
| Rockingham County-Strafford County, NH | 58 | $ 15,130,000 | $ 260,862 | $ 3,000 |
| Youngstown-Warren-Boardman, OH-PA | 58 | $ 7,873,000 | $ 135,741 | $ 8,413 |
| Baton Rouge, LA | 57 | $ 15,086,000 | $ 264,666 | $ 7,000 |
| Sebastian-Vero Beach, FL | 57 | $ 40,970,000 | $ 718,771 | $ 148,000 |
| Lincoln, NE | 55 | $ 10,663,000 | $ 193,872 | $ 5,000 |
| Vineland-Bridgeton, NJ | 55 | $ 5,893,000 | $ 107,145 | $ 68,000 |
| Green Bay, WI | 52 | $ 9,942,000 | $ 191,192 | $ 0 |
| Decatur, AL | 51 | $ 12,124,000 | $ 237,725 | $ 19,000 |
| Jackson, MS | 49 | $ 12,459,000 | $ 254,265 | $ 8,000 |
| East Stroudsburg, PA | 48 | $ 6,765,000 | $ 140,937 | $ 42,000 |
| Oklahoma City, OK | 46 | $ 12,909,000 | $ 280,630 | $ 66,000 |
| Manchester-Nashua, NH | 44 | $ 12,114,000 | $ 275,318 | $ 3,000 |
| Las Vegas-Henderson-Paradise, NV | 42 | $ 14,547,000 | $ 346,357 | $ 37,000 |
| Gainesville, FL | 41 | $ 9,617,000 | $ 234,560 | $ 149,000 |
| Sioux City, IA-NE-SD | 41 | $ 5,098,000 | $ 124,341 | $ 0 |
| Kennewick-Richland, WA | 40 | $ 9,392,000 | $ 234,800 | $ 7,000 |
| Springfield, MA | 40 | $ 7,930,000 | $ 198,250 | $ 0 |
| Atlantic City-Hammonton, NJ | 39 | $ 7,536,000 | $ 193,230 | $ 136,000 |
| Ocean City, NJ | 39 | $ 16,326,000 | $ 418,615 | $ 234,000 |
| Akron, OH | 38 | $ 7,860,000 | $ 206,842 | $ 22,000 |
| Dayton, OH | 38 | $ 6,674,000 | $ 175,631 | $ 9,000 |
| Wenatchee, WA | 38 | $ 9,446,000 | $ 248,578 | $ 0 |
| Hot Springs, AR | 36 | $ 7,189,000 | $ 199,694 | $ 27,000 |
| Greeley, CO | 35 | $ 9,949,000 | $ 284,257 | $ 14,000 |
| Lebanon, PA | 35 | $ 6,564,000 | $ 187,542 | $ 102,000 |
| Pittsfield, MA | 34 | $ 6,508,000 | $ 191,411 | $ 22,000 |
| Lafayette-West Lafayette, IN | 33 | $ 4,862,000 | $ 147,333 | $ 14,000 |
| Racine, WI | 33 | $ 7,586,000 | $ 229,878 | $ 21,000 |
| Carbondale-Marion, IL | 32 | $ 4,231,000 | $ 132,218 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 32 | $ 14,128,000 | $ 441,500 | $ 71,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 32 | $ 19,612,000 | $ 612,875 | $ 51,000 |
| Tuscaloosa, AL | 32 | $ 7,971,000 | $ 249,093 | $ 91,000 |
| Columbus, IN | 31 | $ 5,583,000 | $ 180,096 | $ 19,000 |
| Jackson, TN | 31 | $ 5,553,000 | $ 179,129 | $ 3,000 |
| Johnstown, PA | 31 | $ 3,182,000 | $ 102,645 | $ 1,000 |
| Nassau County-Suffolk County, NY | 31 | $ 13,626,000 | $ 439,548 | $ 48,000 |
| Davenport-Moline-Rock Island, IA-IL | 30 | $ 4,463,000 | $ 148,766 | $ 0 |
| Fort Collins, CO | 30 | $ 11,247,000 | $ 374,900 | $ 31,000 |
| Tacoma-Lakewood, WA | 30 | $ 10,993,000 | $ 366,433 | $ 31,000 |
| Bloomington, IN | 29 | $ 5,500,000 | $ 189,655 | $ 12,000 |
| Fresno, CA | 29 | $ 9,282,000 | $ 320,068 | $ 0 |
| Boulder, CO | 28 | $ 12,304,000 | $ 439,428 | $ 38,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 27 | $ 5,430,000 | $ 201,111 | $ 38,000 |
| Tulsa, OK | 27 | $ 8,833,000 | $ 327,148 | $ 87,000 |
| Albuquerque, NM | 26 | $ 9,422,000 | $ 362,384 | $ 69,000 |
| Bangor, ME | 26 | $ 4,951,000 | $ 190,423 | $ 0 |
| Midland, TX | 26 | $ 4,794,000 | $ 184,384 | $ 66,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 26 | $ 13,202,000 | $ 507,769 | $ 39,000 |
| Columbia, MO | 25 | $ 5,580,000 | $ 223,200 | $ 0 |
| Elizabethtown-Fort Knox, KY | 25 | $ 3,838,000 | $ 153,520 | $ 11,000 |
| Dothan, AL | 24 | $ 3,381,000 | $ 140,875 | $ 24,000 |
| Lawrence, KS | 24 | $ 6,159,000 | $ 256,625 | $ 96,000 |
| Shreveport-Bossier City, LA | 24 | $ 5,721,000 | $ 238,375 | $ 12,000 |
| Altoona, PA | 23 | $ 3,742,000 | $ 162,695 | $ 21,000 |
| Gadsden, AL | 23 | $ 2,957,000 | $ 128,565 | $ 73,000 |
| Hattiesburg, MS | 23 | $ 4,272,000 | $ 185,739 | $ 8,000 |
| Jonesboro, AR | 23 | $ 4,754,000 | $ 206,695 | $ 7,000 |
| Santa Rosa, CA | 23 | $ 11,246,000 | $ 488,956 | $ 32,000 |
| Decatur, IL | 22 | $ 3,306,000 | $ 150,272 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 22 | $ 2,778,000 | $ 126,272 | $ 0 |
| Canton-Massillon, OH | 21 | $ 3,428,000 | $ 163,238 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 21 | $ 6,526,000 | $ 310,761 | $ 63,000 |
| Topeka, KS | 21 | $ 3,165,000 | $ 150,714 | $ 18,000 |
| Lafayette, LA | 20 | $ 6,319,000 | $ 315,950 | $ 75,000 |
| Mount Vernon-Anacortes, WA | 20 | $ 4,750,000 | $ 237,500 | $ 0 |
| Muncie, IN | 20 | $ 2,085,000 | $ 104,250 | $ 12,000 |
| Corpus Christi, TX | 19 | $ 4,307,000 | $ 226,684 | $ 129,000 |
| Dover, DE | 19 | $ 9,259,000 | $ 487,315 | $ 0 |
| Michigan City-La Porte, IN | 19 | $ 3,202,000 | $ 168,526 | $ 17,000 |
| Rochester, NY | 19 | $ 3,171,000 | $ 166,894 | $ 15,000 |
| San Francisco-Redwood City-South San Francisco, CA | 19 | $ 12,588,000 | $ 662,526 | $ 106,000 |
| Waterloo-Cedar Falls, IA | 19 | $ 3,178,000 | $ 167,263 | $ 0 |
| Hinesville, GA | 18 | $ 2,713,000 | $ 150,722 | $ 72,000 |
| Valdosta, GA | 18 | $ 1,760,000 | $ 97,777 | $ 56,000 |
| Reno, NV | 17 | $ 8,845,000 | $ 520,294 | $ 159,000 |
| Yakima, WA | 17 | $ 3,404,000 | $ 200,235 | $ 0 |
| Bakersfield, CA | 16 | $ 4,646,000 | $ 290,375 | $ 18,000 |
| Bellingham, WA | 16 | $ 5,793,000 | $ 362,062 | $ 19,000 |
| Lewiston-Auburn, ME | 16 | $ 3,379,000 | $ 211,187 | $ 0 |
| Medford, OR | 16 | $ 5,080,000 | $ 317,500 | $ 73,000 |
| Odessa, TX | 16 | $ 980,000 | $ 61,250 | $ 81,000 |
| St. Joseph, MO-KS | 16 | $ 2,382,000 | $ 148,875 | $ 0 |
| Brownsville-Harlingen, TX | 15 | $ 3,216,000 | $ 214,400 | $ 49,000 |
| Madison, WI | 15 | $ 5,315,000 | $ 354,333 | $ 47,000 |
| Muskegon, MI | 15 | $ 2,007,000 | $ 133,800 | $ 0 |
| Lake Charles, LA | 14 | $ 3,164,000 | $ 226,000 | $ 38,000 |
| Laredo, TX | 14 | $ 2,404,000 | $ 171,714 | $ 9,000 |
| Olympia-Tumwater, WA | 14 | $ 5,296,000 | $ 378,285 | $ 56,000 |
| Pine Bluff, AR | 14 | $ 1,801,000 | $ 128,642 | $ 0 |
| Appleton, WI | 13 | $ 2,367,000 | $ 182,076 | $ 0 |
| El Paso, TX | 13 | $ 2,739,000 | $ 210,692 | $ 85,000 |
| Kingston, NY | 13 | $ 3,003,000 | $ 231,000 | $ 0 |
| Rome, GA | 13 | $ 1,737,000 | $ 133,615 | $ 32,000 |
| Tyler, TX | 13 | $ 3,093,000 | $ 237,923 | $ 63,000 |
| Grand Junction, CO | 12 | $ 2,728,000 | $ 227,333 | $ 27,000 |
| McAllen-Edinburg-Mission, TX | 12 | $ 2,649,000 | $ 220,750 | $ 69,000 |
| Visalia-Porterville, CA | 12 | $ 3,410,000 | $ 284,166 | $ 0 |
| Hammond, LA | 11 | $ 1,896,000 | $ 172,363 | $ 0 |
| Killeen-Temple, TX | 11 | $ 1,509,000 | $ 137,181 | $ 28,000 |
| Bend-Redmond, OR | 10 | $ 4,434,000 | $ 443,400 | $ 65,000 |
| Burlington-South Burlington, VT | 10 | $ 3,347,000 | $ 334,700 | $ 39,000 |
| Peoria, IL | 10 | $ 1,074,000 | $ 107,400 | $ 0 |
| Trenton, NJ | 10 | $ 2,725,000 | $ 272,500 | $ 111,000 |
| Tucson, AZ | 10 | $ 3,835,000 | $ 383,500 | $ 98,000 |
| Walla Walla, WA | 10 | $ 1,790,000 | $ 179,000 | $ 0 |
| Albany, GA | 9 | $ 1,386,000 | $ 154,000 | $ 137,000 |
| Bloomington, IL | 9 | $ 2,225,000 | $ 247,222 | $ 0 |
| Bremerton-Silverdale, WA | 9 | $ 3,544,000 | $ 393,777 | $ 40,000 |
| Cedar Rapids, IA | 9 | $ 1,788,000 | $ 198,666 | $ 326,000 |
| Manhattan, KS | 9 | $ 1,961,000 | $ 217,888 | $ 12,000 |
| Salem, OR | 9 | $ 4,416,000 | $ 490,666 | $ 110,000 |
| San Rafael, CA | 9 | $ 4,931,000 | $ 547,888 | $ 24,000 |
| Santa Fe, NM | 9 | $ 3,265,000 | $ 362,777 | $ 72,000 |
| Sherman-Denison, TX | 9 | $ 1,932,000 | $ 214,666 | $ 136,000 |
| Stockton-Lodi, CA | 9 | $ 3,431,000 | $ 381,222 | $ 56,000 |
| Toledo, OH | 9 | $ 1,790,000 | $ 198,888 | $ 16,000 |
| Waco, TX | 9 | $ 3,150,000 | $ 350,000 | $ 72,000 |
| Ames, IA | 8 | $ 1,379,000 | $ 172,375 | $ 0 |
| Eugene, OR | 8 | $ 2,117,000 | $ 264,625 | $ 0 |
| Houma-Thibodaux, LA | 8 | $ 1,625,000 | $ 203,125 | $ 0 |
| Jefferson City, MO | 8 | $ 1,353,000 | $ 169,125 | $ 5,000 |
| Lubbock, TX | 8 | $ 1,478,000 | $ 184,750 | $ 45,000 |
| Weirton-Steubenville, WV-OH | 8 | $ 657,000 | $ 82,125 | $ 43,000 |
| Elkhart-Goshen, IN | 7 | $ 1,177,000 | $ 168,142 | $ 3,000 |
| Norwich-New London, CT | 7 | $ 1,741,000 | $ 248,714 | $ 0 |
| Pueblo, CO | 7 | $ 851,000 | $ 121,571 | $ 0 |
| Salinas, CA | 7 | $ 2,788,000 | $ 398,285 | $ 0 |
| Ann Arbor, MI | 6 | $ 838,000 | $ 139,666 | $ 0 |
| Dubuque, IA | 6 | $ 1,425,000 | $ 237,500 | $ 0 |
| Santa Cruz-Watsonville, CA | 6 | $ 3,514,000 | $ 585,666 | $ 30,000 |
| South Bend-Mishawaka, IN-MI | 6 | $ 995,000 | $ 165,833 | $ 30,833 |
| Vallejo-Fairfield, CA | 6 | $ 2,091,000 | $ 348,500 | $ 0 |
| Wausau, WI | 6 | $ 855,000 | $ 142,500 | $ 0 |
| Bloomsburg-Berwick, PA | 5 | $ 424,000 | $ 84,800 | $ 32,000 |
| Enid, OK | 5 | $ 889,000 | $ 177,800 | $ 0 |
| Fort Smith, AR-OK | 5 | $ 967,000 | $ 193,400 | $ 25,000 |
| Lewiston, ID-WA | 5 | $ 1,000,000 | $ 200,000 | $ 0 |
| Mansfield, OH | 5 | $ 1,303,000 | $ 260,600 | $ 72,000 |
| San Angelo, TX | 5 | $ 900,000 | $ 180,000 | $ 26,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 5 | $ 2,101,000 | $ 420,200 | $ 52,000 |
| Springfield, OH | 5 | $ 856,000 | $ 171,200 | $ 30,000 |
| Syracuse, NY | 5 | $ 1,657,000 | $ 331,400 | $ 56,000 |
| Victoria, TX | 5 | $ 589,000 | $ 117,800 | $ 58,000 |
| Champaign-Urbana, IL | 4 | $ 1,206,000 | $ 301,500 | $ 88,000 |
| Corvallis, OR | 4 | $ 1,082,000 | $ 270,500 | $ 0 |
| Great Falls, MT | 4 | $ 1,464,000 | $ 366,000 | $ 0 |
| Kokomo, IN | 4 | $ 462,000 | $ 115,500 | $ 0 |
| Lake Havasu City-Kingman, AZ | 4 | $ 1,609,000 | $ 402,250 | $ 88,000 |
| Lansing-East Lansing, MI | 4 | $ 938,000 | $ 234,500 | $ 0 |
| Napa, CA | 4 | $ 1,399,000 | $ 349,750 | $ 0 |
| Terre Haute, IN | 4 | $ 319,000 | $ 79,750 | $ 43,000 |
| Erie, PA | 3 | $ 477,000 | $ 159,000 | $ 114,000 |
| Flint, MI | 3 | $ 1,141,000 | $ 380,333 | $ 91,000 |
| Fond Du Lac, WI | 3 | $ 498,000 | $ 166,000 | $ 0 |
| Grants Pass, OR | 3 | $ 715,000 | $ 238,333 | $ 0 |
| Iowa City, IA | 3 | $ 903,000 | $ 301,000 | $ 0 |
| Jackson, MI | 3 | $ 860,000 | $ 286,666 | $ 134,000 |
| Kankakee, IL | 3 | $ 612,000 | $ 204,000 | $ 0 |
| Las Cruces, NM | 3 | $ 644,000 | $ 214,666 | $ 0 |
| Longview, TX | 3 | $ 1,033,000 | $ 344,333 | $ 0 |
| Niles-Benton Harbor, MI | 3 | $ 560,000 | $ 186,666 | $ 0 |
| Oshkosh-Neenah, WI | 3 | $ 677,000 | $ 225,666 | $ 0 |
| Rapid City, SD | 3 | $ 639,000 | $ 213,000 | $ 0 |
| Rockford, IL | 3 | $ 534,000 | $ 178,000 | $ 0 |
| Utica-Rome, NY | 3 | $ 391,000 | $ 130,333 | $ 0 |
| Albany, OR | 2 | $ 730,000 | $ 365,000 | $ 1,005,000 |
| Amarillo, TX | 2 | $ 322,000 | $ 161,000 | $ 0 |
| Hanford-Corcoran, CA | 2 | $ 514,000 | $ 257,000 | $ 0 |
| Janesville-Beloit, WI | 2 | $ 400,000 | $ 200,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 2 | $ 396,000 | $ 198,000 | $ 0 |
| Lawton, OK | 2 | $ 375,000 | $ 187,500 | $ 0 |
| Lima, OH | 2 | $ 484,000 | $ 242,000 | $ 0 |
| Longview, WA | 2 | $ 377,000 | $ 188,500 | $ 0 |
| St. Cloud, MN | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Texarkana, TX-AR | 2 | $ 541,000 | $ 270,500 | $ 0 |
| Wichita Falls, TX | 2 | $ 216,000 | $ 108,000 | $ 18,000 |
| Yuba City, CA | 2 | $ 611,000 | $ 305,500 | $ 0 |
| Albany-Schenectady-Troy, NY | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Battle Creek, MI | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Binghamton, NY | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Bismarck, ND | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Chico, CA | 1 | $ 538,000 | $ 538,000 | $ 219,000 |
| Danville, IL | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Fargo, ND-MN | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Glens Falls, NY | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Ithaca, NY | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Madera, CA | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Mankato-North Mankato, MN | 1 | $ 582,000 | $ 582,000 | $ 161,000 |
| Midland, MI | 1 | $ 366,000 | $ 366,000 | $ 0 |
| Modesto, CA | 1 | $ 688,000 | $ 688,000 | $ 711,000 |
| Prescott, AZ | 1 | $ 460,000 | $ 460,000 | $ 77,000 |
| Redding, CA | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Santa Maria-Santa Barbara, CA | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Springfield, IL | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Urban Honolulu, HI | 1 | $ 30,000 | $ 30,000 | $ 153,000 |
| Watertown-Fort Drum, NY | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Yuma, AZ | 1 | $ 237,000 | $ 237,000 | $ 0 |
Mortgage Loan Application Detail Totals for Truist Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 50,686 | $13,461,947,000 | $265,000 | $46,850,000 | $69,000 | $9,999,000 |
| Refinancing | 25,329 | $5,734,571,000 | $226,000 | $34,000,000 | $75,000 | $9,914,000 |
| Home Improvement | 9,764 | $1,439,077,000 | $147,000 | $84,000,000 | $75,000 | $3,980,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 37,122 | $7,851,753,000 | $211,000 | $8,100,000 | $115,000 | $9,999,000 |
| Not applicable | 32,844 | $9,279,492,000 | $282,000 | $84,000,000 | $0 | $0 |
| Not Provided | 7,806 | $2,074,345,000 | $265,000 | $4,388,000 | $146,000 | $9,914,000 |
| Black or African American | 3,605 | $527,518,000 | $146,000 | $2,415,000 | $74,000 | $2,016,000 |
| Hispanic | 2,686 | $462,431,000 | $172,000 | $3,110,000 | $85,000 | $2,018,000 |
| Asian | 1,410 | $380,362,000 | $269,000 | $2,000,000 | $128,000 | $1,556,000 |
| American Indian or Alaskan Native | 238 | $46,000,000 | $193,000 | $1,740,000 | $109,000 | $870,000 |
| Native Hawaiian or Other Pacific Islander | 68 | $13,694,000 | $201,000 | $1,000,000 | $101,000 | $577,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 74,146 | $17,977,027,000 | $242,000 | $84,000,000 | $80,000 | $9,999,000 |
| VA-guaranteed (Veterans Administration) | 6,491 | $1,769,055,000 | $272,000 | $868,000 | $26,000 | $476,000 |
| FHA-insured (Federal Housing Administration) | 3,392 | $645,105,000 | $190,000 | $744,000 | $2,000 | $114,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,750 | $244,408,000 | $139,000 | $419,000 | $22,000 | $143,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 32,973 | $7,801,474,000 | $236,000 | $84,000,000 | $119,000 | $9,914,000 |
| Loan Purchased By The Institution | 31,498 | $7,809,553,000 | $247,000 | $1,368,000 | $0 | $0 |
| Application Denied By Financial Institution | 12,513 | $2,726,774,000 | $217,000 | $46,850,000 | $87,000 | $6,243,000 |
| Application Withdrawn By Applicant | 5,320 | $1,242,815,000 | $233,000 | $20,405,000 | $127,000 | $6,548,000 |
| File Closed For Incompleteness | 2,692 | $592,762,000 | $220,000 | $8,100,000 | $141,000 | $9,999,000 |
| Application Approved But Not Accepted | 783 | $462,217,000 | $590,000 | $46,000,000 | $96,000 | $3,652,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 4,494 | $991,649,000 | $220,000 | $11,000,000 | $60,000 | $829,000 |
| Credit History | 3,654 | $478,535,000 | $130,000 | $5,650,000 | $87,000 | $4,200,000 |
| Collateral | 2,015 | $493,313,000 | $244,000 | $3,750,000 | $132,000 | $6,243,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 953 | $157,366,000 | $165,000 | $2,232,000 | $96,000 | $1,281,000 |
| Other | 639 | $382,801,000 | $599,000 | $46,850,000 | $86,000 | $1,310,000 |
| Credit Application Incomplete | 419 | $127,501,000 | $304,000 | $9,915,000 | $151,000 | $959,000 |
| Unverifiable Information | 220 | $69,110,000 | $314,000 | $1,726,000 | $101,000 | $1,181,000 |
| Employment History | 117 | $26,317,000 | $224,000 | $1,000,000 | $58,000 | $497,000 |
| Mortgage Insurance Denied | 1 | $126,000 | $126,000 | $126,000 | $99,000 | $99,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Truist Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Truist Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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