Bremer Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Bremer Bank, National Association 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bremer Bank, National Association 372 St. Peter Street St. Paul, MN 55102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 7,831 |
| Total Mortgage Loan Application Amount | $1,991,415,000 |
| Average Mortgage Loan Application Amount | $196,400 |
| Highest Mortgage Loan Application Amount | $20,405,000 |
| Average Applicant Income | $136,000 |
| Highest Applicant Income | $5,022,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Bremer Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bremer Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Bremer Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bremer Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bremer Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bremer Bank, National Association's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 681 | $ 264,095,000 | $ 387,000 | $ 206,000 |
| Olmsted County Minnesota | 433 | $ 127,885,000 | $ 295,000 | $ 180,000 |
| Stearns County Minnesota | 289 | $ 55,925,000 | $ 193,000 | $ 135,000 |
| Cass County North Dakota | 286 | $ 91,350,000 | $ 319,000 | $ 132,000 |
| Dakota County Minnesota | 258 | $ 58,130,000 | $ 225,000 | $ 117,000 |
| Ramsey County Minnesota | 254 | $ 65,310,000 | $ 257,000 | $ 113,000 |
| Otter Tail County Minnesota | 223 | $ 45,585,000 | $ 204,000 | $ 122,000 |
| Kandiyohi County Minnesota | 220 | $ 42,240,000 | $ 192,000 | $ 99,000 |
| Douglas County Minnesota | 218 | $ 43,890,000 | $ 201,000 | $ 118,000 |
| Washington County Minnesota | 214 | $ 74,380,000 | $ 347,000 | $ 186,000 |
| Polk County Minnesota | 198 | $ 31,080,000 | $ 156,000 | $ 95,000 |
| Crow Wing County Minnesota | 195 | $ 39,265,000 | $ 201,000 | $ 120,000 |
| Becker County Minnesota | 184 | $ 50,570,000 | $ 274,000 | $ 162,000 |
| Grand Forks County North Dakota | 161 | $ 40,445,000 | $ 251,000 | $ 180,000 |
| Lyon County Minnesota | 153 | $ 22,995,000 | $ 150,000 | $ 102,000 |
| St. Croix County Wisconsin | 145 | $ 29,975,000 | $ 206,000 | $ 106,000 |
| Eau Claire County Wisconsin | 131 | $ 27,965,000 | $ 213,000 | $ 100,000 |
| Winona County Minnesota | 116 | $ 14,780,000 | $ 127,000 | $ 81,000 |
| Polk County Wisconsin | 113 | $ 19,095,000 | $ 168,000 | $ 106,000 |
| Anoka County Minnesota | 112 | $ 60,970,000 | $ 544,000 | $ 104,000 |
| Blue Earth County Minnesota | 112 | $ 34,900,000 | $ 311,000 | $ 182,000 |
| Carver County Minnesota | 107 | $ 41,755,000 | $ 390,000 | $ 147,000 |
| Clay County Minnesota | 103 | $ 18,835,000 | $ 182,000 | $ 90,000 |
| Dodge County Minnesota | 103 | $ 17,165,000 | $ 166,000 | $ 95,000 |
| Sherburne County Minnesota | 98 | $ 43,810,000 | $ 447,000 | $ 111,000 |
| Dunn County Wisconsin | 98 | $ 16,770,000 | $ 171,000 | $ 124,000 |
| Benton County Minnesota | 97 | $ 17,155,000 | $ 176,000 | $ 99,000 |
| Ward County North Dakota | 96 | $ 26,590,000 | $ 276,000 | $ 123,000 |
| Redwood County Minnesota | 89 | $ 9,345,000 | $ 105,000 | $ 77,000 |
| Steele County Minnesota | 85 | $ 18,095,000 | $ 212,000 | $ 104,000 |
| Wright County Minnesota | 83 | $ 20,255,000 | $ 244,000 | $ 124,000 |
| Richland County North Dakota | 80 | $ 13,700,000 | $ 171,000 | $ 102,000 |
| Mower County Minnesota | 76 | $ 11,020,000 | $ 145,000 | $ 96,000 |
| La Crosse County Wisconsin | 72 | $ 16,140,000 | $ 224,000 | $ 173,000 |
| Aitkin County Minnesota | 70 | $ 15,990,000 | $ 228,000 | $ 131,000 |
| Cass County Minnesota | 70 | $ 19,050,000 | $ 272,000 | $ 191,000 |
| Scott County Minnesota | 70 | $ 34,330,000 | $ 490,000 | $ 286,000 |
| Burnett County Wisconsin | 70 | $ 8,430,000 | $ 120,000 | $ 84,000 |
| Bayfield County Wisconsin | 66 | $ 9,570,000 | $ 145,000 | $ 126,000 |
| Stevens County Minnesota | 59 | $ 7,165,000 | $ 121,000 | $ 81,000 |
| Wilkin County Minnesota | 56 | $ 8,410,000 | $ 150,000 | $ 82,000 |
| Nicollet County Minnesota | 48 | $ 9,800,000 | $ 204,000 | $ 124,000 |
| Mille Lacs County Minnesota | 47 | $ 7,675,000 | $ 163,000 | $ 87,000 |
| St. Louis County Minnesota | 47 | $ 14,075,000 | $ 299,000 | $ 211,000 |
| Marshall County Minnesota | 46 | $ 5,110,000 | $ 111,000 | $ 77,000 |
| Koochiching County Minnesota | 45 | $ 5,285,000 | $ 117,000 | $ 96,000 |
| Chippewa County Wisconsin | 44 | $ 9,400,000 | $ 213,000 | $ 109,000 |
| Morrison County Minnesota | 43 | $ 8,845,000 | $ 205,000 | $ 133,000 |
| Burleigh County North Dakota | 43 | $ 11,655,000 | $ 271,000 | $ 155,000 |
| Maricopa County Arizona | 41 | $ 20,635,000 | $ 503,000 | $ 252,000 |
| Walsh County North Dakota | 37 | $ 4,635,000 | $ 125,000 | $ 94,000 |
| Fillmore County Minnesota | 31 | $ 5,055,000 | $ 163,000 | $ 95,000 |
| Lee County Florida | 30 | $ 11,510,000 | $ 383,000 | $ 414,000 |
| Ransom County North Dakota | 29 | $ 4,155,000 | $ 143,000 | $ 78,000 |
| Pope County Minnesota | 25 | $ 4,915,000 | $ 196,000 | $ 151,000 |
| Barron County Wisconsin | 25 | $ 3,855,000 | $ 154,000 | $ 94,000 |
| Ramsey County North Dakota | 23 | $ 4,135,000 | $ 179,000 | $ 72,000 |
| Douglas County Wisconsin | 21 | $ 4,925,000 | $ 234,000 | $ 113,000 |
| Houston County Minnesota | 20 | $ 3,340,000 | $ 167,000 | $ 86,000 |
| Isanti County Minnesota | 20 | $ 24,560,000 | $ 1,228,000 | $ 89,000 |
| Le Sueur County Minnesota | 20 | $ 6,860,000 | $ 343,000 | $ 182,000 |
| Pierce County North Dakota | 19 | $ 2,445,000 | $ 128,000 | $ 93,000 |
| Swift County Minnesota | 18 | $ 3,000,000 | $ 166,000 | $ 118,000 |
| Foster County North Dakota | 18 | $ 3,670,000 | $ 203,000 | $ 116,000 |
| Goodhue County Minnesota | 16 | $ 4,110,000 | $ 256,000 | $ 112,000 |
| Hubbard County Minnesota | 16 | $ 4,440,000 | $ 277,000 | $ 202,000 |
| Wabasha County Minnesota | 16 | $ 3,020,000 | $ 188,000 | $ 129,000 |
| Sawyer County Wisconsin | 16 | $ 4,890,000 | $ 305,000 | $ 226,000 |
| Renville County Minnesota | 15 | $ 2,365,000 | $ 157,000 | $ 162,000 |
| Freeborn County Minnesota | 14 | $ 1,960,000 | $ 140,000 | $ 71,000 |
| Grant County Minnesota | 14 | $ 2,080,000 | $ 148,000 | $ 97,000 |
| Lincoln County Minnesota | 14 | $ 2,330,000 | $ 166,000 | $ 152,000 |
| McLeod County Minnesota | 14 | $ 2,660,000 | $ 190,000 | $ 76,000 |
| Meeker County Minnesota | 14 | $ 2,530,000 | $ 180,000 | $ 93,000 |
| Monroe County Wisconsin | 14 | $ 2,720,000 | $ 194,000 | $ 231,000 |
| Collier County Florida | 13 | $ 7,835,000 | $ 602,000 | $ 665,000 |
| Waseca County Minnesota | 13 | $ 2,215,000 | $ 170,000 | $ 102,000 |
| Pierce County Wisconsin | 12 | $ 3,090,000 | $ 257,000 | $ 79,000 |
| Trempealeau County Wisconsin | 12 | $ 1,660,000 | $ 138,000 | $ 76,000 |
| Beltrami County Minnesota | 11 | $ 2,895,000 | $ 263,000 | $ 162,000 |
| Chippewa County Minnesota | 11 | $ 1,605,000 | $ 145,000 | $ 84,000 |
| Rice County Minnesota | 11 | $ 16,765,000 | $ 1,524,000 | $ 121,000 |
| Yellow Medicine County Minnesota | 11 | $ 1,475,000 | $ 134,000 | $ 74,000 |
| Morton County North Dakota | 11 | $ 3,115,000 | $ 283,000 | $ 110,000 |
| Ashland County Wisconsin | 11 | $ 1,545,000 | $ 140,000 | $ 109,000 |
| Portage County Wisconsin | 11 | $ 1,535,000 | $ 139,000 | $ 84,000 |
| Vernon County Wisconsin | 11 | $ 2,195,000 | $ 199,000 | $ 101,000 |
| Chisago County Minnesota | 10 | $ 2,700,000 | $ 270,000 | $ 85,000 |
| Itasca County Minnesota | 10 | $ 1,860,000 | $ 186,000 | $ 119,000 |
| Sibley County Minnesota | 10 | $ 1,950,000 | $ 195,000 | $ 134,000 |
| Jackson County Wisconsin | 10 | $ 1,560,000 | $ 156,000 | $ 85,000 |
| Marathon County Wisconsin | 10 | $ 2,600,000 | $ 260,000 | $ 147,000 |
| Pinal County Arizona | 9 | $ 3,075,000 | $ 341,000 | $ 240,000 |
| Brown County Minnesota | 9 | $ 1,505,000 | $ 167,000 | $ 84,000 |
| Cook County Minnesota | 9 | $ 1,685,000 | $ 187,000 | $ 114,000 |
| Pine County Minnesota | 9 | $ 1,325,000 | $ 147,000 | $ 114,000 |
| Bottineau County North Dakota | 9 | $ 1,285,000 | $ 142,000 | $ 99,000 |
| Stark County North Dakota | 9 | $ 1,505,000 | $ 167,000 | $ 113,000 |
| Washburn County Wisconsin | 9 | $ 1,615,000 | $ 179,000 | $ 493,000 |
| Kanabec County Minnesota | 8 | $ 1,400,000 | $ 175,000 | $ 98,000 |
| McLean County North Dakota | 8 | $ 1,520,000 | $ 190,000 | $ 150,000 |
| Buffalo County Wisconsin | 8 | $ 1,030,000 | $ 128,000 | $ 97,000 |
| Pennington County Minnesota | 7 | $ 825,000 | $ 117,000 | $ 98,000 |
| Barnes County North Dakota | 7 | $ 1,385,000 | $ 197,000 | $ 188,000 |
| Benson County North Dakota | 7 | $ 1,095,000 | $ 156,000 | $ 95,000 |
| Minnehaha County South Dakota | 7 | $ 2,095,000 | $ 299,000 | $ 229,000 |
| Sarasota County Florida | 6 | $ 1,830,000 | $ 305,000 | $ 327,000 |
| Todd County Minnesota | 6 | $ 1,590,000 | $ 265,000 | $ 97,000 |
| Wadena County Minnesota | 6 | $ 980,000 | $ 163,000 | $ 41,000 |
| Wells County North Dakota | 6 | $ 760,000 | $ 126,000 | $ 73,000 |
| Dane County Wisconsin | 6 | $ 2,580,000 | $ 430,000 | $ 164,000 |
| Pepin County Wisconsin | 6 | $ 1,380,000 | $ 230,000 | $ 70,000 |
| Carlton County Minnesota | 5 | $ 1,045,000 | $ 209,000 | $ 64,000 |
| Cottonwood County Minnesota | 5 | $ 805,000 | $ 161,000 | $ 36,000 |
| Norman County Minnesota | 5 | $ 645,000 | $ 129,000 | $ 45,000 |
| Red Lake County Minnesota | 5 | $ 965,000 | $ 193,000 | $ 72,000 |
| Pembina County North Dakota | 5 | $ 565,000 | $ 113,000 | $ 63,000 |
| Traill County North Dakota | 5 | $ 825,000 | $ 165,000 | $ 58,000 |
| Clark County Wisconsin | 5 | $ 1,135,000 | $ 227,000 | $ 82,000 |
| Wood County Wisconsin | 5 | $ 765,000 | $ 153,000 | $ 104,000 |
| Pima County Arizona | 4 | $ 4,550,000 | $ 1,137,000 | $ 507,000 |
| Yavapai County Arizona | 4 | $ 820,000 | $ 205,000 | $ 101,000 |
| Charlotte County Florida | 4 | $ 970,000 | $ 242,000 | $ 152,000 |
| Marion County Florida | 4 | $ 3,570,000 | $ 892,000 | $ 379,000 |
| Monroe County Florida | 4 | $ 4,410,000 | $ 1,102,000 | $ 1,143,000 |
| Faribault County Minnesota | 4 | $ 530,000 | $ 132,000 | $ 42,000 |
| LaMoure County North Dakota | 4 | $ 920,000 | $ 230,000 | $ 108,000 |
| Mountrail County North Dakota | 4 | $ 1,580,000 | $ 395,000 | $ 194,000 |
| Brown County South Dakota | 4 | $ 840,000 | $ 210,000 | $ 104,000 |
| Broward County Florida | 3 | $ 1,195,000 | $ 398,000 | $ 277,000 |
| Citrus County Florida | 3 | $ 755,000 | $ 251,000 | $ 417,000 |
| Hillsborough County Florida | 3 | $ 1,505,000 | $ 501,000 | $ 210,000 |
| Manatee County Florida | 3 | $ 995,000 | $ 331,000 | $ 210,000 |
| Pinellas County Florida | 3 | $ 2,315,000 | $ 771,000 | $ 949,000 |
| Sumter County Florida | 3 | $ 995,000 | $ 331,000 | $ 255,000 |
| Big Stone County Minnesota | 3 | $ 215,000 | $ 71,000 | $ 69,000 |
| Lake County Minnesota | 3 | $ 945,000 | $ 315,000 | $ 176,000 |
| Lake of the Woods County Minnesota | 3 | $ 665,000 | $ 221,000 | $ 208,000 |
| Mahnomen County Minnesota | 3 | $ 475,000 | $ 158,000 | $ 159,000 |
| Roseau County Minnesota | 3 | $ 265,000 | $ 88,000 | $ 102,000 |
| Flathead County Montana | 3 | $ 2,165,000 | $ 721,000 | $ 521,000 |
| Gallatin County Montana | 3 | $ 3,185,000 | $ 1,061,000 | $ 642,000 |
| Eddy County North Dakota | 3 | $ 755,000 | $ 251,000 | $ 151,000 |
| Sargent County North Dakota | 3 | $ 645,000 | $ 215,000 | $ 75,000 |
| Steele County North Dakota | 3 | $ 435,000 | $ 145,000 | $ 176,000 |
| Stutsman County North Dakota | 3 | $ 695,000 | $ 231,000 | $ 205,000 |
| Lawrence County South Dakota | 3 | $ 1,445,000 | $ 481,000 | $ 676,000 |
| Juneau County Wisconsin | 3 | $ 745,000 | $ 248,000 | $ 257,000 |
| Duval County Florida | 2 | $ 930,000 | $ 465,000 | $ 356,000 |
| Palm Beach County Florida | 2 | $ 3,200,000 | $ 1,600,000 | $ 2,557,000 |
| Polk County Florida | 2 | $ 350,000 | $ 175,000 | $ 106,000 |
| St. Johns County Florida | 2 | $ 570,000 | $ 285,000 | $ 433,000 |
| Walton County Florida | 2 | $ 290,000 | $ 145,000 | $ 73,000 |
| Allamakee County Iowa | 2 | $ 210,000 | $ 105,000 | $ 77,000 |
| Dickinson County Iowa | 2 | $ 770,000 | $ 385,000 | $ 282,000 |
| Kittson County Minnesota | 2 | $ 190,000 | $ 95,000 | $ 33,000 |
| Murray County Minnesota | 2 | $ 360,000 | $ 180,000 | $ 205,000 |
| Nobles County Minnesota | 2 | $ 330,000 | $ 165,000 | $ 95,000 |
| Traverse County Minnesota | 2 | $ 100,000 | $ 50,000 | $ 35,000 |
| Watonwan County Minnesota | 2 | $ 510,000 | $ 255,000 | $ 81,000 |
| Madison County Montana | 2 | $ 950,000 | $ 475,000 | $ 330,000 |
| Clark County Nevada | 2 | $ 1,000,000 | $ 500,000 | $ 323,000 |
| Dickey County North Dakota | 2 | $ 580,000 | $ 290,000 | $ 105,000 |
| Dunn County North Dakota | 2 | $ 180,000 | $ 90,000 | $ 88,000 |
| Kidder County North Dakota | 2 | $ 280,000 | $ 140,000 | $ 20,000 |
| McHenry County North Dakota | 2 | $ 430,000 | $ 215,000 | $ 94,000 |
| Nelson County North Dakota | 2 | $ 230,000 | $ 115,000 | $ 140,000 |
| Oliver County North Dakota | 2 | $ 240,000 | $ 120,000 | $ 59,000 |
| Renville County North Dakota | 2 | $ 370,000 | $ 185,000 | $ 97,000 |
| Williams County North Dakota | 2 | $ 1,010,000 | $ 505,000 | $ 387,000 |
| Pennington County South Dakota | 2 | $ 970,000 | $ 485,000 | $ 255,000 |
| Calumet County Wisconsin | 2 | $ 630,000 | $ 315,000 | $ 144,000 |
| Kenosha County Wisconsin | 2 | $ 150,000 | $ 75,000 | $ 86,000 |
| Milwaukee County Wisconsin | 2 | $ 320,000 | $ 160,000 | $ 338,000 |
| Richland County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 70,000 |
| Rusk County Wisconsin | 2 | $ 450,000 | $ 225,000 | $ 93,000 |
| Winnebago County Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 127,000 |
| Mohave County Arizona | 1 | $ 855,000 | $ 855,000 | $ 264,000 |
| Eagle County Colorado | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| Garfield County Colorado | 1 | $ 765,000 | $ 765,000 | $ 261,000 |
| Grand County Colorado | 1 | $ 1,225,000 | $ 1,225,000 | $ 768,000 |
| La Plata County Colorado | 1 | $ 1,375,000 | $ 1,375,000 | $ 1,519,000 |
| Bay County Florida | 1 | $ 225,000 | $ 225,000 | $ 290,000 |
| Brevard County Florida | 1 | $ 385,000 | $ 385,000 | $ 166,000 |
| Escambia County Florida | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Lake County Florida | 1 | $ 635,000 | $ 635,000 | $ 160,000 |
| Martin County Florida | 1 | $ 545,000 | $ 545,000 | $ 181,000 |
| Nassau County Florida | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Orange County Florida | 1 | $ 545,000 | $ 545,000 | $ 128,000 |
| Osceola County Florida | 1 | $ 1,215,000 | $ 1,215,000 | $ 900,000 |
| Pasco County Florida | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| St. Lucie County Florida | 1 | $ 155,000 | $ 155,000 | $ 104,000 |
| Emmet County Iowa | 1 | $ 125,000 | $ 125,000 | $ 116,000 |
| Howard County Iowa | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Polk County Iowa | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Worcester County Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Martin County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Pipestone County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Rock County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 138,000 |
| Carbon County Montana | 1 | $ 225,000 | $ 225,000 | $ 466,000 |
| Rolette County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Towner County North Dakota | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Horry County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Day County South Dakota | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Deuel County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 161,000 |
| Edmunds County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 130,000 |
| Hughes County South Dakota | 1 | $ 275,000 | $ 275,000 | $ 124,000 |
| Lincoln County South Dakota | 1 | $ 355,000 | $ 355,000 | $ 118,000 |
| Marshall County South Dakota | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Sabine County Texas | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Travis County Texas | 1 | $ 235,000 | $ 235,000 | $ 212,000 |
| Salt Lake County Utah | 1 | $ 1,205,000 | $ 1,205,000 | $ 190,000 |
| Adams County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Dodge County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Fond du Lac County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 114,000 |
| Iowa County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 84,000 |
| Marinette County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Outagamie County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Price County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
| Rock County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 162,000 |
| Taylor County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Vilas County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 113,000 |
| Washington County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 115,000 |
| Waushara County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 93,000 |
Mortgage Loan Application Detail Totals for Bremer Bank, National Association in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,672 | $885,590,000 | $331,000 | $20,405,000 | $131,000 | $3,960,000 |
| Refinancing | 2,521 | $657,125,000 | $260,000 | $5,605,000 | $152,000 | $5,022,000 |
| Cash-out Refinancing | 1,539 | $348,455,000 | $226,000 | $2,505,000 | $122,000 | $2,064,000 |
| Other Purpose | 877 | $85,095,000 | $97,000 | $1,215,000 | $166,000 | $2,348,000 |
| Home Improvement | 222 | $15,150,000 | $68,000 | $405,000 | $109,000 | $351,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,833 | $1,436,185,000 | $246,000 | $2,925,000 | $134,000 | $5,022,000 |
| Not Provided | 1,463 | $283,915,000 | $194,000 | $2,005,000 | $169,000 | $3,706,000 |
| Not applicable | 166 | $182,560,000 | $1,099,000 | $20,405,000 | $0 | $0 |
| Asian | 124 | $35,370,000 | $285,000 | $1,025,000 | $159,000 | $1,928,000 |
| Black or African American | 114 | $28,540,000 | $250,000 | $1,435,000 | $81,000 | $688,000 |
| Hispanic | 89 | $16,625,000 | $186,000 | $945,000 | $89,000 | $566,000 |
| American Indian or Alaskan Native | 31 | $5,945,000 | $191,000 | $455,000 | $94,000 | $779,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $520,000 | $130,000 | $155,000 | $77,000 | $92,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,499 | $1,926,115,000 | $256,000 | $20,405,000 | $143,000 | $5,022,000 |
| FHA-insured (Federal Housing Administration) | 167 | $32,165,000 | $192,000 | $375,000 | $63,000 | $216,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 90 | $12,930,000 | $143,000 | $265,000 | $49,000 | $105,000 |
| VA-guaranteed (Veterans Administration) | 75 | $20,205,000 | $269,000 | $805,000 | $99,000 | $230,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,117 | $1,580,995,000 | $258,000 | $20,405,000 | $142,000 | $5,022,000 |
| Application Withdrawn By Applicant | 1,111 | $294,865,000 | $265,000 | $2,905,000 | $150,000 | $3,960,000 |
| Application Denied By Financial Institution | 451 | $75,725,000 | $167,000 | $1,435,000 | $80,000 | $910,000 |
| Loan Purchased By The Institution | 81 | $19,555,000 | $241,000 | $385,000 | $56,000 | $99,000 |
| File Closed For Incompleteness | 39 | $10,445,000 | $267,000 | $1,405,000 | $262,000 | $3,706,000 |
| Application Approved But Not Accepted | 32 | $9,830,000 | $307,000 | $5,605,000 | $93,000 | $312,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,380 | $1,915,690,000 | $259,000 | $20,405,000 | $143,000 | $5,022,000 |
| Debt-To-Income Ratio | 223 | $40,785,000 | $182,000 | $1,435,000 | $56,000 | $470,000 |
| Credit History | 153 | $21,425,000 | $140,000 | $905,000 | $87,000 | $524,000 |
| Collateral | 44 | $7,540,000 | $171,000 | $525,000 | $157,000 | $875,000 |
| Employment History | 13 | $1,935,000 | $148,000 | $235,000 | $50,000 | $220,000 |
| Other | 11 | $2,005,000 | $182,000 | $485,000 | $170,000 | $910,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,795,000 | $359,000 | $895,000 | $195,000 | $569,000 |
| Unverifiable Information | 2 | $240,000 | $120,000 | $165,000 | $39,000 | $47,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bremer Bank, National Association's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bremer Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.