Bsm Financial, L.P. Mortgage Lending & HMDA Data, 2003

In 2003, Bsm Financial, L.P. of Allen, TX reported 16,535 mortgage applications totaling $2.3 billion. The average application was for $138,159, and applicants reported an average income of $59,631. 76% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Dallas, TX (3,697), San Diego, CA (1,670) and San Antonio, TX (1,201) (applications in parentheses).

Mortgage Company & Address Bsm Financial, L.P.
1301 Central Expressway South
Allen, TX 75013
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 16,535
Total Mortgage Loan Application Amount $2,284,471,000
Average Mortgage Loan Application Amount $138,159
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $59,631
Highest Applicant Income $9,104,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bsm Financial, L.P. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bsm Financial, L.P. by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas, Texas 1,677 $ 193,015,000 $ 115,095 $ 53,000
San Diego, California 1,670 $ 395,504,000 $ 236,828 $ 74,000
Collin, Texas 1,050 $ 152,259,000 $ 145,008 $ 60,000
Bexar, Texas 1,004 $ 95,170,000 $ 94,790 $ 53,000
Tarrant, Texas 871 $ 100,847,000 $ 115,783 $ 72,000
Harris, Texas 816 $ 95,475,000 $ 117,003 $ 60,000
Denton, Texas 589 $ 82,540,000 $ 140,135 $ 62,000
Riverside, California 398 $ 66,545,000 $ 167,198 $ 56,000
Duval, Florida 394 $ 43,712,000 $ 110,944 $ 51,000
Bernalillo, New Mexico 311 $ 40,224,000 $ 129,337 $ 58,000
Travis, Texas 262 $ 35,335,000 $ 134,866 $ 69,000
Orange, California 231 $ 57,402,000 $ 248,493 $ 120,000
Los Angeles, California 204 $ 44,786,000 $ 219,539 $ 52,000
Montgomery, Texas 187 $ 23,717,000 $ 126,828 $ 75,000
Greenville, South Carolina 181 $ 18,693,000 $ 103,276 $ 56,000
San Bernardino, California 175 $ 27,187,000 $ 155,354 $ 57,000
Fort Bend, Texas 154 $ 19,718,000 $ 128,038 $ 64,000
Williamson, Texas 145 $ 18,414,000 $ 126,993 $ 53,000
Kaufman, Texas 131 $ 14,766,000 $ 112,717 $ 58,000
Galveston, Texas 109 $ 12,666,000 $ 116,201 $ 70,000
Rockwall, Texas 109 $ 13,721,000 $ 125,880 $ 63,000
Comal, Texas 102 $ 10,787,000 $ 105,754 $ 49,000
Baltimore, Maryland 98 $ 16,315,000 $ 166,479 $ 78,000
Johnson, Texas 96 $ 9,314,000 $ 97,020 $ 51,000
Clay, Florida 87 $ 10,571,000 $ 121,505 $ 46,000
Collier, Florida 86 $ 12,905,000 $ 150,058 $ 44,000
Brazoria, Texas 84 $ 11,422,000 $ 135,976 $ 70,000
Brazos, Texas 81 $ 8,958,000 $ 110,592 $ 73,000
Beaufort, South Carolina 73 $ 9,882,000 $ 135,369 $ 53,000
Anderson, South Carolina 71 $ 7,736,000 $ 108,957 $ 66,000
Ellis, Texas 70 $ 8,251,000 $ 117,871 $ 57,000
Orange, Florida 69 $ 8,238,000 $ 119,391 $ 55,000
Spartanburg, South Carolina 69 $ 6,428,000 $ 93,159 $ 45,000
Hays, Texas 69 $ 9,090,000 $ 131,739 $ 52,000
Hillsborough, Florida 66 $ 8,198,000 $ 124,212 $ 56,000
Jefferson, Louisiana 66 $ 9,060,000 $ 137,272 $ 79,000
Sandoval, New Mexico 66 $ 8,423,000 $ 127,621 $ 53,000
Parker, Texas 65 $ 7,005,000 $ 107,769 $ 49,000
St. Johns, Florida 64 $ 10,883,000 $ 170,046 $ 147,000
Guadalupe, Texas 64 $ 7,175,000 $ 112,109 $ 45,000
Clark, Nevada 60 $ 7,797,000 $ 129,950 $ 21,000
Broward, Florida 59 $ 7,695,000 $ 130,423 $ 55,000
Miami-Dade, Florida 59 $ 6,952,000 $ 117,830 $ 44,000
Anne Arundel, Maryland 58 $ 12,260,000 $ 211,379 $ 77,000
El Paso, Texas 55 $ 8,430,000 $ 153,272 $ 115,000
Prince George's, Maryland 52 $ 11,145,000 $ 214,326 $ 68,000
Montgomery, Maryland 49 $ 11,068,000 $ 225,877 $ 82,000
Oklahoma, Oklahoma 49 $ 3,868,000 $ 78,938 $ 38,000
Richland, South Carolina 48 $ 5,905,000 $ 123,020 $ 64,000
Maricopa, Arizona 47 $ 5,059,000 $ 107,638 $ 18,000
Medina, Texas 47 $ 5,428,000 $ 115,489 $ 50,000
Cook, Illinois 46 $ 6,677,000 $ 145,152 $ 52,000
Lexington, South Carolina 46 $ 7,532,000 $ 163,739 $ 67,000
Bell, Texas 44 $ 4,587,000 $ 104,250 $ 54,000
Bastrop, Texas 43 $ 4,909,000 $ 114,162 $ 64,000
Hunt, Texas 43 $ 4,539,000 $ 105,558 $ 53,000
Nueces, Texas 41 $ 3,546,000 $ 86,487 $ 47,000
Orleans, Louisiana 39 $ 7,236,000 $ 185,538 $ 83,000
St. Tammany, Louisiana 39 $ 7,572,000 $ 194,153 $ 113,000
Craven, North Carolina 38 $ 3,935,000 $ 103,552 $ 38,000
Wake, North Carolina 38 $ 4,979,000 $ 131,026 $ 42,000
Frederick, Maryland 36 $ 6,482,000 $ 180,055 $ 54,000
Pickens, South Carolina 36 $ 4,063,000 $ 112,861 $ 50,000
McLennan, Texas 36 $ 3,933,000 $ 109,250 $ 66,000
Sacramento, California 34 $ 5,438,000 $ 159,941 $ 38,000
Seminole, Florida 33 $ 3,996,000 $ 121,090 $ 52,000
Orange, Texas 33 $ 3,269,000 $ 99,060 $ 63,000
Kern, California 32 $ 3,153,000 $ 98,531 $ 44,000
Brevard, Florida 32 $ 3,465,000 $ 108,281 $ 37,000
Mecklenburg, North Carolina 32 $ 4,316,000 $ 134,875 $ 56,000
Grayson, Texas 32 $ 3,829,000 $ 119,656 $ 82,000
Victoria, Texas 32 $ 2,944,000 $ 92,000 $ 46,000
Cleveland, Oklahoma 31 $ 2,872,000 $ 92,645 $ 39,000
Wilson, Texas 31 $ 3,711,000 $ 119,709 $ 46,000
Alachua, Florida 30 $ 3,388,000 $ 112,933 $ 51,000
Lee, Florida 30 $ 3,639,000 $ 121,300 $ 55,000
Wise, Texas 30 $ 3,531,000 $ 117,700 $ 59,000
Montgomery, Pennsylvania 29 $ 4,504,000 $ 155,310 $ 61,000
Henderson, Texas 28 $ 3,070,000 $ 109,642 $ 73,000
Marion, Florida 27 $ 2,668,000 $ 98,814 $ 45,000
Carroll, Maryland 27 $ 5,290,000 $ 195,925 $ 72,000
Tulsa, Oklahoma 27 $ 2,658,000 $ 98,444 $ 60,000
Smith, Texas 27 $ 2,697,000 $ 99,888 $ 57,000
Jasper, Texas 26 $ 2,757,000 $ 106,038 $ 74,000
Atascosa, Texas 25 $ 2,772,000 $ 110,880 $ 45,000
Pinellas, Florida 24 $ 2,509,000 $ 104,541 $ 28,000
Polk, Florida 24 $ 2,524,000 $ 105,166 $ 54,000
Shelby, Tennessee 24 $ 3,147,000 $ 131,125 $ 67,000
Volusia, Florida 22 $ 2,174,000 $ 98,818 $ 56,000
Harford, Maryland 22 $ 3,537,000 $ 160,772 $ 57,000
Howard, Maryland 22 $ 4,004,000 $ 182,000 $ 79,000
Hood, Texas 22 $ 2,166,000 $ 98,454 $ 38,000
Lake, Florida 21 $ 2,466,000 $ 117,428 $ 30,000
Baltimore City, Maryland 21 $ 2,177,000 $ 103,666 $ 52,000
Pope, Arkansas 20 $ 1,508,000 $ 75,400 $ 32,000
Osceola, Florida 20 $ 2,440,000 $ 122,000 $ 36,000
Bowie, Texas 20 $ 1,765,000 $ 88,250 $ 42,000
Marshall, Mississippi 19 $ 1,922,000 $ 101,157 $ 41,000
Cameron, Texas 19 $ 2,725,000 $ 143,421 $ 101,000
Clayton, Georgia 18 $ 1,917,000 $ 106,500 $ 0
Douglas, Oregon 18 $ 2,190,000 $ 121,666 $ 49,000
Caldwell, Texas 18 $ 1,920,000 $ 106,666 $ 45,000
San Luis Obispo, California 17 $ 4,205,000 $ 247,352 $ 108,000
Stanislaus, California 17 $ 3,137,000 $ 184,529 $ 68,000
Okaloosa, Florida 17 $ 1,586,000 $ 93,294 $ 47,000
DeKalb, Georgia 17 $ 2,108,000 $ 124,000 $ 7,000
Gwinnett, Georgia 17 $ 2,364,000 $ 139,058 $ 5,000
Santa Fe, New Mexico 17 $ 2,897,000 $ 170,411 $ 65,000
Carteret, North Carolina 17 $ 1,982,000 $ 116,588 $ 40,000
Greenwood, South Carolina 17 $ 2,020,000 $ 118,823 $ 40,000
Walker, Texas 17 $ 1,670,000 $ 98,235 $ 76,000
Solano, California 16 $ 2,994,000 $ 187,125 $ 47,000
East Baton Rouge, Louisiana 16 $ 1,824,000 $ 114,000 $ 64,000
Knox, Tennessee 16 $ 2,030,000 $ 126,875 $ 71,000
Liberty, Texas 16 $ 1,650,000 $ 103,125 $ 55,000
Van Zandt, Texas 16 $ 1,468,000 $ 91,750 $ 40,000
Benton, Arkansas 15 $ 1,328,000 $ 88,533 $ 39,000
Ventura, California 15 $ 3,667,000 $ 244,466 $ 101,000
Valencia, New Mexico 15 $ 2,101,000 $ 140,066 $ 63,000
Canadian, Oklahoma 15 $ 1,274,000 $ 84,933 $ 22,000
Bucks, Pennsylvania 15 $ 2,126,000 $ 141,733 $ 32,000
Charles, Maryland 14 $ 2,646,000 $ 189,000 $ 68,000
Pender, North Carolina 14 $ 1,466,000 $ 104,714 $ 32,000
Laurens, South Carolina 14 $ 1,234,000 $ 88,142 $ 45,000
Hidalgo, Texas 14 $ 1,813,000 $ 129,500 $ 74,000
Waller, Texas 14 $ 1,589,000 $ 113,500 $ 47,000
Pasco, Florida 13 $ 1,486,000 $ 114,307 $ 30,000
Sarasota, Florida 13 $ 1,764,000 $ 135,692 $ 37,000
Caddo, Louisiana 13 $ 1,453,000 $ 111,769 $ 53,000
Gaston, North Carolina 13 $ 1,338,000 $ 102,923 $ 45,000
Wagoner, Oklahoma 13 $ 1,443,000 $ 111,000 $ 58,000
Horry, South Carolina 13 $ 1,312,000 $ 100,923 $ 45,000
York, South Carolina 13 $ 2,533,000 $ 194,846 $ 59,000
Taylor, Texas 13 $ 1,422,000 $ 109,384 $ 55,000
Fresno, California 12 $ 1,310,000 $ 109,166 $ 56,000
Brunswick, North Carolina 12 $ 1,192,000 $ 99,333 $ 45,000
Osage, Oklahoma 12 $ 1,310,000 $ 109,166 $ 39,000
Charleston, South Carolina 12 $ 2,310,000 $ 192,500 $ 122,000
Ector, Texas 12 $ 983,000 $ 81,916 $ 42,000
San Joaquin, California 11 $ 1,632,000 $ 148,363 $ 31,000
Leon, Florida 11 $ 1,131,000 $ 102,818 $ 39,000
DeSoto, Mississippi 11 $ 1,459,000 $ 132,636 $ 72,000
Catawba, North Carolina 11 $ 1,441,000 $ 131,000 $ 60,000
Guilford, North Carolina 11 $ 1,541,000 $ 140,090 $ 70,000
Johnston, North Carolina 11 $ 1,275,000 $ 115,909 $ 50,000
Bandera, Texas 11 $ 1,012,000 $ 92,000 $ 42,000
Fannin, Texas 11 $ 957,000 $ 87,000 $ 49,000
Freestone, Texas 11 $ 940,000 $ 85,454 $ 49,000
Jefferson, Texas 11 $ 860,000 $ 78,181 $ 45,000
Benton, Washington 11 $ 1,419,000 $ 129,000 $ 61,000
Contra Costa, California 10 $ 2,131,000 $ 213,100 $ 47,000
Imperial, California 10 $ 1,119,000 $ 111,900 $ 38,000
Santa Barbara, California 10 $ 3,226,000 $ 322,600 $ 89,000
Palm Beach, Florida 10 $ 1,242,000 $ 124,200 $ 19,000
Cobb, Georgia 10 $ 1,281,000 $ 128,100 $ 0
Rogers, Oklahoma 10 $ 990,000 $ 99,000 $ 40,000
Cherokee, South Carolina 10 $ 704,000 $ 70,400 $ 52,000
Aransas, Texas 10 $ 1,136,000 $ 113,600 $ 67,000
Hill, Texas 10 $ 1,027,000 $ 102,700 $ 60,000
Navarro, Texas 10 $ 970,000 $ 97,000 $ 74,000
Tom Green, Texas 10 $ 936,000 $ 93,600 $ 56,000
Washington, Arkansas 9 $ 1,135,000 $ 126,111 $ 51,000
Butte, California 9 $ 926,000 $ 102,888 $ 24,000
Nassau, Florida 9 $ 929,000 $ 103,222 $ 46,000
Henry, Georgia 9 $ 1,078,000 $ 119,777 $ 2,000
Terrebonne, Louisiana 9 $ 1,231,000 $ 136,777 $ 102,000
Lane, Oregon 9 $ 1,093,000 $ 121,444 $ 50,000
Burnet, Texas 9 $ 1,172,000 $ 130,222 $ 49,000
Kendall, Texas 9 $ 885,000 $ 98,333 $ 47,000
Kerr, Texas 9 $ 1,020,000 $ 113,333 $ 70,000
Polk, Texas 9 $ 876,000 $ 97,333 $ 86,000
San Patricio, Texas 9 $ 631,000 $ 70,111 $ 38,000
Miller, Arkansas 8 $ 682,000 $ 85,250 $ 42,000
Pulaski, Arkansas 8 $ 1,015,000 $ 126,875 $ 143,000
Santa Clara, California 8 $ 2,637,000 $ 329,625 $ 122,000
St. Lucie, Florida 8 $ 804,000 $ 100,500 $ 14,000
Fulton, Georgia 8 $ 831,000 $ 103,875 $ 0
Bossier, Louisiana 8 $ 703,000 $ 87,875 $ 43,000
Worcester, Maryland 8 $ 1,077,000 $ 134,625 $ 46,000
Cumberland, North Carolina 8 $ 861,000 $ 107,625 $ 51,000
Lenoir, North Carolina 8 $ 622,000 $ 77,750 $ 35,000
Lincoln, North Carolina 8 $ 787,000 $ 98,375 $ 20,000
Creek, Oklahoma 8 $ 781,000 $ 97,625 $ 31,000
Oconee, South Carolina 8 $ 1,050,000 $ 131,250 $ 68,000
Erath, Texas 8 $ 679,000 $ 84,875 $ 30,000
Gregg, Texas 8 $ 958,000 $ 119,750 $ 70,000
Hardin, Texas 8 $ 814,000 $ 101,750 $ 56,000
Jim Wells, Texas 8 $ 612,000 $ 76,500 $ 41,000
Randall, Texas 8 $ 857,000 $ 107,125 $ 35,000
Webb, Texas 8 $ 808,000 $ 101,000 $ 38,000
Wood, Texas 8 $ 1,167,000 $ 145,875 $ 65,000
Yell, Arkansas 7 $ 489,000 $ 69,857 $ 22,000
Tulare, California 7 $ 875,000 $ 125,000 $ 39,000
Charlotte, Florida 7 $ 644,000 $ 92,000 $ 44,000
Escambia, Florida 7 $ 898,000 $ 128,285 $ 78,000
Douglas, Georgia 7 $ 709,000 $ 101,285 $ 0
St. Charles, Louisiana 7 $ 1,034,000 $ 147,714 $ 69,000
Alamance, North Carolina 7 $ 945,000 $ 135,000 $ 48,000
Davidson, North Carolina 7 $ 946,000 $ 135,142 $ 42,000
Durham, North Carolina 7 $ 694,000 $ 99,142 $ 43,000
Forsyth, North Carolina 7 $ 546,000 $ 78,000 $ 26,000
Granville, North Carolina 7 $ 796,000 $ 113,714 $ 59,000
Pitt, North Carolina 7 $ 692,000 $ 98,857 $ 39,000
Rowan, North Carolina 7 $ 862,000 $ 123,142 $ 36,000
Vance, North Carolina 7 $ 763,000 $ 109,000 $ 43,000
Luzerne, Pennsylvania 7 $ 544,000 $ 77,714 $ 29,000
Florence, South Carolina 7 $ 720,000 $ 102,857 $ 47,000
Cooke, Texas 7 $ 564,000 $ 80,571 $ 45,000
Grimes, Texas 7 $ 754,000 $ 107,714 $ 71,000
Lampasas, Texas 7 $ 702,000 $ 100,285 $ 53,000
Lubbock, Texas 7 $ 623,000 $ 89,000 $ 59,000
San Jacinto, Texas 7 $ 595,000 $ 85,000 $ 54,000
Wharton, Texas 7 $ 671,000 $ 95,857 $ 44,000
Spokane, Washington 7 $ 863,000 $ 123,285 $ 47,000
Lake, California 6 $ 965,000 $ 160,833 $ 40,000
Monterey, California 6 $ 1,820,000 $ 303,333 $ 84,000
El Paso, Colorado 6 $ 1,525,000 $ 254,166 $ 86,000
Manatee, Florida 6 $ 700,000 $ 116,666 $ 289,000
Santa Rosa, Florida 6 $ 453,000 $ 75,500 $ 35,000
Walton, Florida 6 $ 427,000 $ 71,166 $ 143,000
Elbert, Georgia 6 $ 533,000 $ 88,833 $ 45,000
Will, Illinois 6 $ 961,000 $ 160,166 $ 35,000
St. Bernard, Louisiana 6 $ 666,000 $ 111,000 $ 66,000
Onslow, North Carolina 6 $ 541,000 $ 90,166 $ 1,555,000
Robeson, North Carolina 6 $ 489,000 $ 81,500 $ 46,000
McClain, Oklahoma 6 $ 512,000 $ 85,333 $ 27,000
Deschutes, Oregon 6 $ 704,000 $ 117,333 $ 45,000
Marion, Oregon 6 $ 832,000 $ 138,666 $ 84,000
Philadelphia, Pennsylvania 6 $ 754,000 $ 125,666 $ 57,000
Newberry, South Carolina 6 $ 773,000 $ 128,833 $ 60,000
Sumter, South Carolina 6 $ 496,000 $ 82,666 $ 58,000
Blanco, Texas 6 $ 645,000 $ 107,500 $ 48,000
Brown, Texas 6 $ 1,487,000 $ 247,833 $ 160,000
Burleson, Texas 6 $ 587,000 $ 97,833 $ 70,000
Coryell, Texas 6 $ 464,000 $ 77,333 $ 31,000
Fayette, Texas 6 $ 622,000 $ 103,666 $ 162,000
Goliad, Texas 6 $ 662,000 $ 110,333 $ 75,000
Robertson, Texas 6 $ 442,000 $ 73,666 $ 31,000
Chesterfield, Virginia 6 $ 775,000 $ 129,166 $ 38,000
Lewis, Washington 6 $ 675,000 $ 112,500 $ 64,000
Pierce, Washington 6 $ 1,088,000 $ 181,333 $ 83,000
Lonoke, Arkansas 5 $ 412,000 $ 82,400 $ 51,000
Alameda, California 5 $ 1,684,000 $ 336,800 $ 133,000
Tehama, California 5 $ 441,000 $ 88,200 $ 47,000
Carroll, Georgia 5 $ 464,000 $ 92,800 $ 15,000
Forsyth, Georgia 5 $ 755,000 $ 151,000 $ 27,000
Franklin, Georgia 5 $ 404,000 $ 80,800 $ 44,000
Hall, Georgia 5 $ 398,000 $ 79,600 $ 8,000
Monroe, Georgia 5 $ 492,000 $ 98,400 $ 30,000
Newton, Georgia 5 $ 598,000 $ 119,600 $ 15,000
Sangamon, Illinois 5 $ 445,000 $ 89,000 $ 41,000
Livingston, Louisiana 5 $ 511,000 $ 102,200 $ 65,000
St. John the Baptist, Louisiana 5 $ 510,000 $ 102,000 $ 43,000
Tangipahoa, Louisiana 5 $ 622,000 $ 124,400 $ 67,000
Queen Anne's, Maryland 5 $ 1,254,000 $ 250,800 $ 71,000
Burke, North Carolina 5 $ 400,000 $ 80,000 $ 47,000
Cabarrus, North Carolina 5 $ 684,000 $ 136,800 $ 84,000
Franklin, North Carolina 5 $ 494,000 $ 98,800 $ 50,000
Linn, Oregon 5 $ 482,000 $ 96,400 $ 60,000
Berkeley, South Carolina 5 $ 751,000 $ 150,200 $ 52,000
Darlington, South Carolina 5 $ 531,000 $ 106,200 $ 52,000
Georgetown, South Carolina 5 $ 492,000 $ 98,400 $ 53,000
Hamblen, Tennessee 5 $ 581,000 $ 116,200 $ 54,000
Chambers, Texas 5 $ 608,000 $ 121,600 $ 78,000
Gonzales, Texas 5 $ 467,000 $ 93,400 $ 50,000
Leon, Texas 5 $ 550,000 $ 110,000 $ 48,000
Llano, Texas 5 $ 425,000 $ 85,000 $ 93,000
Midland, Texas 5 $ 424,000 $ 84,800 $ 73,000
Milam, Texas 5 $ 448,000 $ 89,600 $ 41,000
Washington, Texas 5 $ 471,000 $ 94,200 $ 80,000
Mason, Washington 5 $ 498,000 $ 99,600 $ 48,000
Snohomish, Washington 5 $ 945,000 $ 189,000 $ 72,000
Pinal, Arizona 4 $ 483,000 $ 120,750 $ 0
Merced, California 4 $ 567,000 $ 141,750 $ 25,000
Mono, California 4 $ 809,000 $ 202,250 $ 112,000
Napa, California 4 $ 826,000 $ 206,500 $ 58,000
San Francisco, California 4 $ 1,154,000 $ 288,500 $ 73,000
Shasta, California 4 $ 284,000 $ 71,000 $ 38,000
Arapahoe, Colorado 4 $ 695,000 $ 173,750 $ 55,000
Hernando, Florida 4 $ 374,000 $ 93,500 $ 19,000
DuPage, Illinois 4 $ 542,000 $ 135,500 $ 9,000
Calcasieu, Louisiana 4 $ 487,000 $ 121,750 $ 81,000
Webster, Louisiana 4 $ 417,000 $ 104,250 $ 61,000
Benton, Mississippi 4 $ 231,000 $ 57,750 $ 49,000
Harrison, Mississippi 4 $ 234,000 $ 58,500 $ 30,000
De Baca, New Mexico 4 $ 453,000 $ 113,250 $ 16,000
Dona Ana, New Mexico 4 $ 479,000 $ 119,750 $ 99,000
McKinley, New Mexico 4 $ 308,000 $ 77,000 $ 55,000
Torrance, New Mexico 4 $ 399,000 $ 99,750 $ 44,000
Buncombe, North Carolina 4 $ 923,000 $ 230,750 $ 132,000
Cleveland, North Carolina 4 $ 358,000 $ 89,500 $ 29,000
Harnett, North Carolina 4 $ 471,000 $ 117,750 $ 91,000
Hoke, North Carolina 4 $ 463,000 $ 115,750 $ 50,000
Iredell, North Carolina 4 $ 408,000 $ 102,000 $ 38,000
Moore, North Carolina 4 $ 653,000 $ 163,250 $ 105,000
Union, North Carolina 4 $ 395,000 $ 98,750 $ 39,000
Wilson, North Carolina 4 $ 420,000 $ 105,000 $ 40,000
Okmulgee, Oklahoma 4 $ 450,000 $ 112,500 $ 64,000
Coos, Oregon 4 $ 521,000 $ 130,250 $ 56,000
Barnwell, South Carolina 4 $ 300,000 $ 75,000 $ 40,000
Dorchester, South Carolina 4 $ 503,000 $ 125,750 $ 37,000
Kershaw, South Carolina 4 $ 473,000 $ 118,250 $ 40,000
Blount, Tennessee 4 $ 453,000 $ 113,250 $ 52,000
Monroe, Tennessee 4 $ 398,000 $ 99,500 $ 26,000
Roane, Tennessee 4 $ 305,000 $ 76,250 $ 38,000
Cass, Texas 4 $ 270,000 $ 67,500 $ 40,000
Cherokee, Texas 4 $ 322,000 $ 80,500 $ 63,000
Live Oak, Texas 4 $ 433,000 $ 108,250 $ 55,000
Matagorda, Texas 4 $ 399,000 $ 99,750 $ 45,000
Nacogdoches, Texas 4 $ 586,000 $ 146,500 $ 97,000
Wichita, Texas 4 $ 458,000 $ 114,500 $ 62,000
Campbell, Virginia 4 $ 430,000 $ 107,500 $ 38,000
Pittsylvania, Virginia 4 $ 431,000 $ 107,750 $ 56,000
Madera, California 3 $ 572,000 $ 190,666 $ 75,000
Marin, California 3 $ 1,092,000 $ 364,000 $ 89,000
Nevada, California 3 $ 399,000 $ 133,000 $ 9,000
Placer, California 3 $ 849,000 $ 283,000 $ 133,000
Sonoma, California 3 $ 824,000 $ 274,666 $ 55,000
Jefferson, Colorado 3 $ 648,000 $ 216,000 $ 68,000
Baker, Florida 3 $ 310,000 $ 103,333 $ 49,000
Gadsden, Florida 3 $ 268,000 $ 89,333 $ 33,000
Levy, Florida 3 $ 213,000 $ 71,000 $ 15,000
Putnam, Florida 3 $ 406,000 $ 135,333 $ 65,000
Wakulla, Florida 3 $ 271,000 $ 90,333 $ 43,000
Coweta, Georgia 3 $ 336,000 $ 112,000 $ 0
Habersham, Georgia 3 $ 213,000 $ 71,000 $ 41,000
Houston, Georgia 3 $ 264,000 $ 88,000 $ 32,000
Paulding, Georgia 3 $ 329,000 $ 109,666 $ 15,000
Peach, Georgia 3 $ 258,000 $ 86,000 $ 33,000
Rockdale, Georgia 3 $ 320,000 $ 106,666 $ 14,000
Iberville, Louisiana 3 $ 269,000 $ 89,666 $ 28,000
Union, Louisiana 3 $ 259,000 $ 86,333 $ 55,000
Calvert, Maryland 3 $ 657,000 $ 219,000 $ 52,000
Cibola, New Mexico 3 $ 195,000 $ 65,000 $ 33,000
San Juan, New Mexico 3 $ 211,000 $ 70,333 $ 30,000
Beaufort, North Carolina 3 $ 268,000 $ 89,333 $ 17,000
Chatham, North Carolina 3 $ 298,000 $ 99,333 $ 38,000
Chowan, North Carolina 3 $ 606,000 $ 202,000 $ 39,000
Henderson, North Carolina 3 $ 336,000 $ 112,000 $ 59,000
Macon, North Carolina 3 $ 388,000 $ 129,333 $ 96,000
New Hanover, North Carolina 3 $ 364,000 $ 121,333 $ 37,000
Person, North Carolina 3 $ 584,000 $ 194,666 $ 43,000
Rockingham, North Carolina 3 $ 216,000 $ 72,000 $ 33,000
Sampson, North Carolina 3 $ 334,000 $ 111,333 $ 45,000
Stokes, North Carolina 3 $ 315,000 $ 105,000 $ 41,000
Wayne, North Carolina 3 $ 260,000 $ 86,666 $ 29,000
Bryan, Oklahoma 3 $ 249,000 $ 83,000 $ 37,000
Grady, Oklahoma 3 $ 290,000 $ 96,666 $ 78,000
Lincoln, Oklahoma 3 $ 251,000 $ 83,666 $ 36,000
Pottawatomie, Oklahoma 3 $ 248,000 $ 82,666 $ 40,000
Benton, Oregon 3 $ 500,000 $ 166,666 $ 55,000
Josephine, Oregon 3 $ 372,000 $ 124,000 $ 46,000
Tillamook, Oregon 3 $ 369,000 $ 123,000 $ 55,000
Washington, Oregon 3 $ 706,000 $ 235,333 $ 78,000
Delaware, Pennsylvania 3 $ 255,000 $ 85,000 $ 76,000
Abbeville, South Carolina 3 $ 358,000 $ 119,333 $ 52,000
Aiken, South Carolina 3 $ 241,000 $ 80,333 $ 76,000
Jasper, South Carolina 3 $ 340,000 $ 113,333 $ 57,000
Orangeburg, South Carolina 3 $ 400,000 $ 133,333 $ 92,000
Union, South Carolina 3 $ 251,000 $ 83,666 $ 68,000
Cumberland, Tennessee 3 $ 228,000 $ 76,000 $ 47,000
Anderson, Texas 3 $ 301,000 $ 100,333 $ 51,000
Bee, Texas 3 $ 184,000 $ 61,333 $ 28,000
Eastland, Texas 3 $ 212,000 $ 70,666 $ 34,000
Gillespie, Texas 3 $ 304,000 $ 101,333 $ 32,000
Jackson, Texas 3 $ 180,000 $ 60,000 $ 44,000
Kleberg, Texas 3 $ 269,000 $ 89,666 $ 344,000
Montague, Texas 3 $ 221,000 $ 73,666 $ 51,000
Newton, Texas 3 $ 331,000 $ 110,333 $ 76,000
Titus, Texas 3 $ 252,000 $ 84,000 $ 44,000
Trinity, Texas 3 $ 172,000 $ 57,333 $ 42,000
Uvalde, Texas 3 $ 274,000 $ 91,333 $ 40,000
Henrico, Virginia 3 $ 418,000 $ 139,333 $ 126,000
Grant, Washington 3 $ 431,000 $ 143,666 $ 69,000
Island, Washington 3 $ 574,000 $ 191,333 $ 68,000
Yakima, Washington 3 $ 344,000 $ 114,666 $ 41,000
Pima, Arizona 2 $ 266,000 $ 133,000 $ 60,000
Columbia, Arkansas 2 $ 178,000 $ 89,000 $ 57,000
Crawford, Arkansas 2 $ 154,000 $ 77,000 $ 27,000
Crittenden, Arkansas 2 $ 275,000 $ 137,500 $ 100,000
Garland, Arkansas 2 $ 212,000 $ 106,000 $ 56,000
Sebastian, Arkansas 2 $ 144,000 $ 72,000 $ 36,000
El Dorado, California 2 $ 503,000 $ 251,500 $ 108,000
Lassen, California 2 $ 226,000 $ 113,000 $ 22,000
Mendocino, California 2 $ 479,000 $ 239,500 $ 61,000
Siskiyou, California 2 $ 104,000 $ 52,000 $ 32,000
Trinity, California 2 $ 126,000 $ 63,000 $ 22,000
Adams, Colorado 2 $ 784,000 $ 392,000 $ 262,000
Denver, Colorado 2 $ 247,000 $ 123,500 $ 92,000
Bradford, Florida 2 $ 213,000 $ 106,500 $ 64,000
Columbia, Florida 2 $ 222,000 $ 111,000 $ 41,000
Flagler, Florida 2 $ 158,000 $ 79,000 $ 19,000
Highlands, Florida 2 $ 175,000 $ 87,500 $ 7,000
Barrow, Georgia 2 $ 264,000 $ 132,000 $ 24,000
Hart, Georgia 2 $ 181,000 $ 90,500 $ 62,000
Jasper, Georgia 2 $ 214,000 $ 107,000 $ 74,000
Lamar, Georgia 2 $ 155,000 $ 77,500 $ 29,000
Laurens, Georgia 2 $ 147,000 $ 73,500 $ 23,000
Putnam, Georgia 2 $ 121,000 $ 60,500 $ 63,000
Walton, Georgia 2 $ 250,000 $ 125,000 $ 0
White, Georgia 2 $ 258,000 $ 129,000 $ 31,000
Whitfield, Georgia 2 $ 176,000 $ 88,000 $ 30,000
Champaign, Illinois 2 $ 192,000 $ 96,000 $ 30,000
DeKalb, Illinois 2 $ 249,000 $ 124,500 $ 0
Grundy, Illinois 2 $ 212,000 $ 106,000 $ 0
Kane, Illinois 2 $ 456,000 $ 228,000 $ 42,000
Lake, Illinois 2 $ 1,145,000 $ 572,500 $ 239,000
St. Clair, Illinois 2 $ 172,000 $ 86,000 $ 0
Winnebago, Illinois 2 $ 216,000 $ 108,000 $ 0
Hancock, Indiana 2 $ 297,000 $ 148,500 $ 118,000
LaPorte, Indiana 2 $ 501,000 $ 250,500 $ 108,000
Monroe, Indiana 2 $ 320,000 $ 160,000 $ 85,000
Lafourche, Louisiana 2 $ 241,000 $ 120,500 $ 66,000
Natchitoches, Louisiana 2 $ 132,000 $ 66,000 $ 37,000
Ouachita, Louisiana 2 $ 182,000 $ 91,000 $ 44,000
Allegany, Maryland 2 $ 141,000 $ 70,500 $ 18,000
Cecil, Maryland 2 $ 378,000 $ 189,000 $ 53,000
St. Mary's, Maryland 2 $ 467,000 $ 233,500 $ 43,000
Talbot, Maryland 2 $ 282,000 $ 141,000 $ 52,000
Jackson, Mississippi 2 $ 193,000 $ 96,500 $ 36,000
Sunflower, Mississippi 2 $ 182,000 $ 91,000 $ 53,000
Warren, Mississippi 2 $ 116,000 $ 58,000 $ 27,000
Alexander, North Carolina 2 $ 205,000 $ 102,500 $ 47,000
Bertie, North Carolina 2 $ 196,000 $ 98,000 $ 73,000
Caldwell, North Carolina 2 $ 306,000 $ 153,000 $ 15,000
Columbus, North Carolina 2 $ 131,000 $ 65,500 $ 23,000
Edgecombe, North Carolina 2 $ 225,000 $ 112,500 $ 45,000
Hertford, North Carolina 2 $ 146,000 $ 73,000 $ 27,000
Lee, North Carolina 2 $ 278,000 $ 139,000 $ 44,000
Nash, North Carolina 2 $ 251,000 $ 125,500 $ 42,000
Pasquotank, North Carolina 2 $ 225,000 $ 112,500 $ 60,000
Randolph, North Carolina 2 $ 170,000 $ 85,000 $ 35,000
Stanly, North Carolina 2 $ 342,000 $ 171,000 $ 97,000
Watauga, North Carolina 2 $ 220,000 $ 110,000 $ 71,000
Wilkes, North Carolina 2 $ 144,000 $ 72,000 $ 31,000
Adair, Oklahoma 2 $ 180,000 $ 90,000 $ 27,000
Comanche, Oklahoma 2 $ 185,000 $ 92,500 $ 46,000
Garvin, Oklahoma 2 $ 231,000 $ 115,500 $ 86,000
Kingfisher, Oklahoma 2 $ 205,000 $ 102,500 $ 49,000
Mayes, Oklahoma 2 $ 231,000 $ 115,500 $ 57,000
Washington, Oklahoma 2 $ 222,000 $ 111,000 $ 61,000
Jackson, Oregon 2 $ 307,000 $ 153,500 $ 54,000
Jefferson, Oregon 2 $ 345,000 $ 172,500 $ 181,000
Klamath, Oregon 2 $ 185,000 $ 92,500 $ 63,000
Multnomah, Oregon 2 $ 299,000 $ 149,500 $ 63,000
Umatilla, Oregon 2 $ 323,000 $ 161,500 $ 72,000
Berks, Pennsylvania 2 $ 276,000 $ 138,000 $ 54,000
Fairfield, South Carolina 2 $ 273,000 $ 136,500 $ 54,000
Hampton, South Carolina 2 $ 197,000 $ 98,500 $ 20,000
Lancaster, South Carolina 2 $ 172,000 $ 86,000 $ 42,000
McCormick, South Carolina 2 $ 240,000 $ 120,000 $ 48,000
McMinn, Tennessee 2 $ 217,000 $ 108,500 $ 61,000
Rutherford, Tennessee 2 $ 242,000 $ 121,000 $ 61,000
Tipton, Tennessee 2 $ 173,000 $ 86,500 $ 33,000
Washington, Tennessee 2 $ 127,000 $ 63,500 $ 20,000
Andrews, Texas 2 $ 157,000 $ 78,500 $ 62,000
Bosque, Texas 2 $ 146,000 $ 73,000 $ 29,000
Calhoun, Texas 2 $ 287,000 $ 143,500 $ 121,000
Callahan, Texas 2 $ 172,000 $ 86,000 $ 28,000
Carson, Texas 2 $ 212,000 $ 106,000 $ 41,000
Clay, Texas 2 $ 134,000 $ 67,000 $ 35,000
Colorado, Texas 2 $ 234,000 $ 117,000 $ 77,000
DeWitt, Texas 2 $ 174,000 $ 87,000 $ 40,000
Duval, Texas 2 $ 177,000 $ 88,500 $ 47,000
Edwards, Texas 2 $ 234,000 $ 117,000 $ 44,000
Frio, Texas 2 $ 199,000 $ 99,500 $ 43,000
Hopkins, Texas 2 $ 145,000 $ 72,500 $ 40,000
Jones, Texas 2 $ 161,000 $ 80,500 $ 49,000
Karnes, Texas 2 $ 167,000 $ 83,500 $ 35,000
Lavaca, Texas 2 $ 238,000 $ 119,000 $ 50,000
Lee, Texas 2 $ 168,000 $ 84,000 $ 28,000
Limestone, Texas 2 $ 188,000 $ 94,000 $ 87,000
Madison, Texas 2 $ 186,000 $ 93,000 $ 64,000
Morris, Texas 2 $ 117,000 $ 58,500 $ 17,000
Palo Pinto, Texas 2 $ 358,000 $ 179,000 $ 129,000
Rains, Texas 2 $ 110,000 $ 55,000 $ 63,000
Rusk, Texas 2 $ 191,000 $ 95,500 $ 114,000
Somervell, Texas 2 $ 213,000 $ 106,500 $ 50,000
Upshur, Texas 2 $ 247,000 $ 123,500 $ 103,000
Young, Texas 2 $ 176,000 $ 88,000 $ 38,000
Appomattox, Virginia 2 $ 246,000 $ 123,000 $ 52,000
Bedford, Virginia 2 $ 238,000 $ 119,000 $ 36,000
Fairfax, Virginia 2 $ 397,000 $ 198,500 $ 86,000
Greensville, Virginia 2 $ 192,000 $ 96,000 $ 48,000
Nelson, Virginia 2 $ 303,000 $ 151,500 $ 50,000
Richmond City, Virginia 2 $ 196,000 $ 98,000 $ 129,000
Clark, Washington 2 $ 351,000 $ 175,500 $ 126,000
Cowlitz, Washington 2 $ 266,000 $ 133,000 $ 48,000
Kitsap, Washington 2 $ 341,000 $ 170,500 $ 73,000
Kittitas, Washington 2 $ 296,000 $ 148,000 $ 35,000
Okanogan, Washington 2 $ 162,000 $ 81,000 $ 37,000
Pacific, Washington 2 $ 157,000 $ 78,500 $ 117,000
Skagit, Washington 2 $ 201,000 $ 100,500 $ 46,000
Thurston, Washington 2 $ 369,000 $ 184,500 $ 132,000
Gila, Arizona 1 $ 95,000 $ 95,000 $ 80,000
Baxter, Arkansas 1 $ 88,000 $ 88,000 $ 120,000
Dallas, Arkansas 1 $ 60,000 $ 60,000 $ 21,000
Drew, Arkansas 1 $ 81,000 $ 81,000 $ 22,000
Faulkner, Arkansas 1 $ 93,000 $ 93,000 $ 33,000
Hot Spring, Arkansas 1 $ 92,000 $ 92,000 $ 45,000
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Mortgage Loan Application Detail Totals for Bsm Financial, L.P. in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 10,672 $1,569,377,000 $137,458 $1,000,000 $56,750 $9,104,000
Home Purchase (one-to-four family) 5,863 $715,094,000 $136,370 $940,000 $71,296 $9,042,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,633 $1,408,270,000 $135,296 $1,000,000 $66,148 $9,104,000
Information not provided by applicant in mail or telephone application 3,852 $478,436,000 $132,666 $959,000 $48,958 $1,850,000
Hispanic 1,907 $231,251,000 $114,500 $760,000 $34,428 $840,000
Black 582 $71,713,000 $124,666 $472,000 $54,000 $449,000
Asian or Pacific Islander 420 $73,239,000 $159,307 $1,000,000 $75,153 $1,506,000
Other 87 $13,834,000 $146,666 $606,000 $77,000 $447,000
American Indian or Alaskan Native 54 $7,728,000 $147,416 $393,000 $58,083 $396,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,884 $1,544,531,000 $142,115 $1,000,000 $73,769 $9,104,000
FHA-insured (Federal Housing Administration) 5,791 $622,266,000 $117,083 $285,000 $34,125 $765,000
VA-guaranteed (Veterans Administration) 860 $117,674,000 $129,166 $282,000 $36,777 $744,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,573 $1,713,635,000 $140,040 $959,000 $62,080 $9,042,000
Application Withdrawn By Applicant 1,479 $195,067,000 $131,520 $1,000,000 $51,720 $9,104,000
Application Denied By Financial Institution 1,065 $149,240,000 $125,791 $989,000 $57,041 $1,506,000
Application Approved But Not Accepted 1,058 $174,334,000 $146,650 $1,000,000 $64,400 $850,000
File Closed For Incompleteness 354 $51,481,000 $130,266 $940,000 $48,000 $488,000
Loan Purchased By The Institution 6 $714,000 $110,500 $276,000 $55,500 $111,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 434 $60,606,000 $121,857 $848,000 $56,952 $1,268,000
Other 254 $34,129,000 $132,833 $788,000 $68,444 $825,000
Debt-To-Income Ratio 154 $24,511,000 $119,214 $645,000 $46,000 $1,354,000
Collateral 128 $17,775,000 $127,812 $989,000 $68,875 $542,000
Unverifiable Information 51 $7,299,000 $136,600 $526,000 $134,600 $1,506,000
Employment History 16 $1,791,000 $127,000 $196,000 $66,285 $144,000
Credit Application Incomplete 15 $1,649,000 $150,400 $279,000 $74,600 $177,000
Insufficient Cash (Downpayment, Closing Cost) 12 $1,310,000 $108,333 $180,000 $43,833 $93,000
Mortgage Insurance Denied 1 $170,000 $170,000 $170,000 $64,000 $64,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bsm Financial, L.P.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bsm Financial, L.P.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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