Cadence Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Cadence Bank, N.A. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cadence Bank, N.A. 2100 3Rd Ave N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 |
| Total Number of Mortgage Applications | 3,088 |
| Total Mortgage Loan Application Amount | $1,099,220,000 |
| Average Mortgage Loan Application Amount | $309,000 |
| Highest Mortgage Loan Application Amount | $47,005,000 |
| Average Applicant Income | $237,400 |
| Highest Applicant Income | $7,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Cadence Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cadence Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Cadence Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cadence Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Cadence Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cadence Bank, N.A.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 542 | $ 260,860,000 | $ 481,000 | $ 273,000 |
| Jefferson County Alabama | 174 | $ 45,580,000 | $ 261,000 | $ 190,000 |
| Madison County Alabama | 144 | $ 36,670,000 | $ 254,000 | $ 134,000 |
| Tuscaloosa County Alabama | 137 | $ 36,305,000 | $ 265,000 | $ 132,000 |
| Oktibbeha County Mississippi | 123 | $ 32,415,000 | $ 263,000 | $ 159,000 |
| Montgomery County Texas | 118 | $ 36,120,000 | $ 306,000 | $ 140,000 |
| Fulton County Georgia | 106 | $ 55,550,000 | $ 524,000 | $ 265,000 |
| Bexar County Texas | 77 | $ 18,405,000 | $ 239,000 | $ 81,000 |
| Fort Bend County Texas | 74 | $ 29,250,000 | $ 395,000 | $ 298,000 |
| Bibb County Georgia | 62 | $ 11,970,000 | $ 193,000 | $ 120,000 |
| Shelby County Alabama | 57 | $ 14,745,000 | $ 258,000 | $ 186,000 |
| Cobb County Georgia | 49 | $ 22,245,000 | $ 453,000 | $ 247,000 |
| Richmond County Georgia | 48 | $ 6,650,000 | $ 138,000 | $ 149,000 |
| Autauga County Alabama | 43 | $ 7,675,000 | $ 178,000 | $ 83,000 |
| Hillsborough County Florida | 43 | $ 16,225,000 | $ 377,000 | $ 321,000 |
| Shelby County Tennessee | 43 | $ 8,335,000 | $ 193,000 | $ 190,000 |
| Pinellas County Florida | 42 | $ 20,240,000 | $ 481,000 | $ 232,000 |
| Columbia County Georgia | 42 | $ 8,790,000 | $ 209,000 | $ 189,000 |
| Montgomery County Alabama | 41 | $ 6,175,000 | $ 150,000 | $ 45,000 |
| Houston County Georgia | 39 | $ 5,415,000 | $ 138,000 | $ 112,000 |
| Lowndes County Mississippi | 37 | $ 6,145,000 | $ 166,000 | $ 141,000 |
| DeKalb County Georgia | 35 | $ 11,325,000 | $ 323,000 | $ 164,000 |
| Blount County Alabama | 33 | $ 3,185,000 | $ 96,000 | $ 114,000 |
| Sarasota County Florida | 30 | $ 9,500,000 | $ 316,000 | $ 224,000 |
| Gwinnett County Georgia | 30 | $ 10,120,000 | $ 337,000 | $ 90,000 |
| Etowah County Alabama | 29 | $ 3,055,000 | $ 105,000 | $ 56,000 |
| Citrus County Florida | 25 | $ 4,565,000 | $ 182,000 | $ 69,000 |
| Manatee County Florida | 24 | $ 7,330,000 | $ 305,000 | $ 159,000 |
| Travis County Texas | 23 | $ 17,995,000 | $ 782,000 | $ 416,000 |
| Morgan County Alabama | 22 | $ 2,490,000 | $ 113,000 | $ 56,000 |
| Hernando County Florida | 22 | $ 4,280,000 | $ 194,000 | $ 115,000 |
| Pasco County Florida | 22 | $ 3,370,000 | $ 153,000 | $ 117,000 |
| Dallas County Texas | 22 | $ 13,050,000 | $ 593,000 | $ 255,000 |
| McLennan County Texas | 22 | $ 4,610,000 | $ 209,000 | $ 218,000 |
| Clarke County Georgia | 21 | $ 3,545,000 | $ 168,000 | $ 180,000 |
| Jones County Georgia | 21 | $ 2,365,000 | $ 112,000 | $ 73,000 |
| Elmore County Alabama | 20 | $ 5,360,000 | $ 268,000 | $ 142,000 |
| Monroe County Georgia | 20 | $ 3,880,000 | $ 194,000 | $ 152,000 |
| Monroe County Mississippi | 19 | $ 1,745,000 | $ 91,000 | $ 83,000 |
| Brazoria County Texas | 16 | $ 5,120,000 | $ 320,000 | $ 142,000 |
| Douglas County Georgia | 15 | $ 4,225,000 | $ 281,000 | $ 67,000 |
| Henry County Georgia | 14 | $ 4,530,000 | $ 323,000 | $ 91,000 |
| Hall County Georgia | 13 | $ 2,385,000 | $ 183,000 | $ 282,000 |
| Paulding County Georgia | 13 | $ 2,975,000 | $ 228,000 | $ 141,000 |
| Marshall County Alabama | 12 | $ 2,170,000 | $ 180,000 | $ 83,000 |
| Clayton County Georgia | 12 | $ 2,820,000 | $ 235,000 | $ 43,000 |
| Galveston County Texas | 12 | $ 5,710,000 | $ 475,000 | $ 371,000 |
| Cullman County Alabama | 11 | $ 2,225,000 | $ 202,000 | $ 164,000 |
| Limestone County Alabama | 11 | $ 2,625,000 | $ 238,000 | $ 112,000 |
| Marion County Florida | 11 | $ 1,425,000 | $ 129,000 | $ 102,000 |
| Covington County Alabama | 10 | $ 860,000 | $ 86,000 | $ 85,000 |
| Miami-Dade County Florida | 10 | $ 6,540,000 | $ 654,000 | $ 296,000 |
| Orange County Florida | 10 | $ 7,440,000 | $ 744,000 | $ 368,000 |
| St. Clair County Alabama | 9 | $ 1,895,000 | $ 210,000 | $ 176,000 |
| Talladega County Alabama | 9 | $ 985,000 | $ 109,000 | $ 160,000 |
| Peach County Georgia | 9 | $ 1,425,000 | $ 158,000 | $ 76,000 |
| Clay County Mississippi | 9 | $ 975,000 | $ 108,000 | $ 67,000 |
| Davidson County Tennessee | 9 | $ 52,785,000 | $ 5,865,000 | $ 444,000 |
| Tarrant County Texas | 9 | $ 7,755,000 | $ 861,000 | $ 350,000 |
| Chatham County Georgia | 8 | $ 2,320,000 | $ 290,000 | $ 184,000 |
| Cherokee County Georgia | 8 | $ 2,160,000 | $ 270,000 | $ 179,000 |
| Aiken County South Carolina | 8 | $ 2,040,000 | $ 255,000 | $ 116,000 |
| Denton County Texas | 8 | $ 4,660,000 | $ 582,000 | $ 278,000 |
| Baldwin County Alabama | 7 | $ 3,945,000 | $ 563,000 | $ 216,000 |
| Walton County Florida | 7 | $ 9,035,000 | $ 1,290,000 | $ 1,055,000 |
| Crawford County Georgia | 7 | $ 705,000 | $ 100,000 | $ 152,000 |
| Collin County Texas | 7 | $ 13,855,000 | $ 1,979,000 | $ 392,000 |
| Denver County Colorado | 6 | $ 5,240,000 | $ 873,000 | $ 304,000 |
| Bay County Florida | 6 | $ 2,290,000 | $ 381,000 | $ 560,000 |
| Broward County Florida | 6 | $ 3,510,000 | $ 585,000 | $ 441,000 |
| Fayette County Georgia | 6 | $ 3,270,000 | $ 545,000 | $ 122,000 |
| Hays County Texas | 6 | $ 4,430,000 | $ 738,000 | $ 229,000 |
| Monroe County Alabama | 5 | $ 495,000 | $ 99,000 | $ 194,000 |
| Escambia County Florida | 5 | $ 3,665,000 | $ 733,000 | $ 936,000 |
| Palm Beach County Florida | 5 | $ 3,895,000 | $ 779,000 | $ 521,000 |
| Forsyth County Georgia | 5 | $ 1,565,000 | $ 313,000 | $ 323,000 |
| Madison County Georgia | 5 | $ 785,000 | $ 157,000 | $ 92,000 |
| McDuffie County Georgia | 5 | $ 395,000 | $ 79,000 | $ 49,000 |
| Rockdale County Georgia | 5 | $ 1,145,000 | $ 229,000 | $ 37,000 |
| Williamson County Tennessee | 5 | $ 4,675,000 | $ 935,000 | $ 503,000 |
| Alachua County Florida | 4 | $ 1,200,000 | $ 300,000 | $ 292,000 |
| Collier County Florida | 4 | $ 3,880,000 | $ 970,000 | $ 287,000 |
| St. Johns County Florida | 4 | $ 1,880,000 | $ 470,000 | $ 255,000 |
| Barrow County Georgia | 4 | $ 1,940,000 | $ 485,000 | $ 303,000 |
| Carroll County Georgia | 4 | $ 880,000 | $ 220,000 | $ 47,000 |
| Rankin County Mississippi | 4 | $ 1,030,000 | $ 257,000 | $ 119,000 |
| Webster County Mississippi | 4 | $ 630,000 | $ 157,000 | $ 94,000 |
| Hidalgo County Texas | 4 | $ 1,590,000 | $ 397,000 | $ 364,000 |
| Liberty County Texas | 4 | $ 1,020,000 | $ 255,000 | $ 94,000 |
| Williamson County Texas | 4 | $ 1,120,000 | $ 280,000 | $ 147,000 |
| Chilton County Alabama | 3 | $ 725,000 | $ 241,000 | $ 80,000 |
| Colbert County Alabama | 3 | $ 455,000 | $ 151,000 | $ 77,000 |
| Lee County Alabama | 3 | $ 695,000 | $ 231,000 | $ 93,000 |
| Mobile County Alabama | 3 | $ 545,000 | $ 181,000 | $ 112,000 |
| Tallapoosa County Alabama | 3 | $ 435,000 | $ 145,000 | $ 65,000 |
| Charlotte County Florida | 3 | $ 2,165,000 | $ 721,000 | $ 823,000 |
| Lee County Florida | 3 | $ 2,905,000 | $ 968,000 | $ 401,000 |
| Seminole County Florida | 3 | $ 2,905,000 | $ 968,000 | $ 525,000 |
| Sumter County Florida | 3 | $ 1,525,000 | $ 508,000 | $ 234,000 |
| Volusia County Florida | 3 | $ 1,575,000 | $ 525,000 | $ 236,000 |
| Glynn County Georgia | 3 | $ 1,725,000 | $ 575,000 | $ 325,000 |
| Putnam County Georgia | 3 | $ 815,000 | $ 271,000 | $ 402,000 |
| Troup County Georgia | 3 | $ 5,285,000 | $ 1,761,000 | $ 1,500,000 |
| DeSoto County Mississippi | 3 | $ 765,000 | $ 255,000 | $ 118,000 |
| Neshoba County Mississippi | 3 | $ 135,000 | $ 45,000 | $ 74,000 |
| Mecklenburg County North Carolina | 3 | $ 1,775,000 | $ 591,000 | $ 299,000 |
| Richland County South Carolina | 3 | $ 1,185,000 | $ 395,000 | $ 184,000 |
| El Paso County Texas | 3 | $ 1,575,000 | $ 525,000 | $ 534,000 |
| Calhoun County Alabama | 2 | $ 450,000 | $ 225,000 | $ 67,000 |
| DeKalb County Alabama | 2 | $ 260,000 | $ 130,000 | $ 124,000 |
| Perry County Alabama | 2 | $ 260,000 | $ 130,000 | $ 30,000 |
| Winston County Alabama | 2 | $ 470,000 | $ 235,000 | $ 154,000 |
| Douglas County Colorado | 2 | $ 1,600,000 | $ 800,000 | $ 233,000 |
| Summit County Colorado | 2 | $ 1,190,000 | $ 595,000 | $ 177,000 |
| Brevard County Florida | 2 | $ 2,820,000 | $ 1,410,000 | $ 655,000 |
| Duval County Florida | 2 | $ 420,000 | $ 210,000 | $ 265,000 |
| Baldwin County Georgia | 2 | $ 210,000 | $ 105,000 | $ 88,000 |
| Coweta County Georgia | 2 | $ 2,080,000 | $ 1,040,000 | $ 501,000 |
| Gilmer County Georgia | 2 | $ 710,000 | $ 355,000 | $ 102,000 |
| Jasper County Georgia | 2 | $ 510,000 | $ 255,000 | $ 49,000 |
| Oconee County Georgia | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Thomas County Georgia | 2 | $ 410,000 | $ 205,000 | $ 70,000 |
| Union County Georgia | 2 | $ 530,000 | $ 265,000 | $ 86,000 |
| Walton County Georgia | 2 | $ 400,000 | $ 200,000 | $ 48,000 |
| Wilkinson County Georgia | 2 | $ 110,000 | $ 55,000 | $ 57,000 |
| Hinds County Mississippi | 2 | $ 480,000 | $ 240,000 | $ 192,000 |
| Itawamba County Mississippi | 2 | $ 210,000 | $ 105,000 | $ 221,000 |
| Jackson County Mississippi | 2 | $ 980,000 | $ 490,000 | $ 203,000 |
| Lee County Mississippi | 2 | $ 310,000 | $ 155,000 | $ 76,000 |
| Marshall County Mississippi | 2 | $ 200,000 | $ 100,000 | $ 88,000 |
| Buncombe County North Carolina | 2 | $ 1,960,000 | $ 980,000 | $ 1,024,000 |
| Jackson County North Carolina | 2 | $ 970,000 | $ 485,000 | $ 283,000 |
| Macon County North Carolina | 2 | $ 770,000 | $ 385,000 | $ 141,000 |
| Charleston County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 45,000 |
| Hardeman County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 40,000 |
| Polk County Tennessee | 2 | $ 350,000 | $ 175,000 | $ 355,000 |
| Rutherford County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 78,000 |
| Brazos County Texas | 2 | $ 570,000 | $ 285,000 | $ 136,000 |
| Colorado County Texas | 2 | $ 610,000 | $ 305,000 | $ 320,000 |
| Comal County Texas | 2 | $ 1,020,000 | $ 510,000 | $ 145,000 |
| Ellis County Texas | 2 | $ 280,000 | $ 140,000 | $ 172,000 |
| Walker County Texas | 2 | $ 950,000 | $ 475,000 | $ 560,000 |
| Wharton County Texas | 2 | $ 450,000 | $ 225,000 | $ 206,000 |
| Utah County Utah | 2 | $ 3,730,000 | $ 1,865,000 | $ 970,000 |
| Conecuh County Alabama | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Escambia County Alabama | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Hale County Alabama | 1 | $ 315,000 | $ 315,000 | $ 47,000 |
| Lamar County Alabama | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Lauderdale County Alabama | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Marengo County Alabama | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Pickens County Alabama | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Walker County Alabama | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Los Angeles County California | 1 | $ 1,395,000 | $ 1,395,000 | $ 4,653,000 |
| Riverside County California | 1 | $ 3,005,000 | $ 3,005,000 | $ 0 |
| Boulder County Colorado | 1 | $ 935,000 | $ 935,000 | $ 300,000 |
| Eagle County Colorado | 1 | $ 975,000 | $ 975,000 | $ 411,000 |
| El Paso County Colorado | 1 | $ 845,000 | $ 845,000 | $ 365,000 |
| Jefferson County Colorado | 1 | $ 775,000 | $ 775,000 | $ 270,000 |
| Routt County Colorado | 1 | $ 1,085,000 | $ 1,085,000 | $ 495,000 |
| Weld County Colorado | 1 | $ 515,000 | $ 515,000 | $ 150,000 |
| Flagler County Florida | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Indian River County Florida | 1 | $ 605,000 | $ 605,000 | $ 180,000 |
| Jackson County Florida | 1 | $ 255,000 | $ 255,000 | $ 186,000 |
| Lake County Florida | 1 | $ 215,000 | $ 215,000 | $ 43,000 |
| Leon County Florida | 1 | $ 85,000 | $ 85,000 | $ 124,000 |
| Levy County Florida | 1 | $ 55,000 | $ 55,000 | $ 203,000 |
| Monroe County Florida | 1 | $ 495,000 | $ 495,000 | $ 786,000 |
| Okaloosa County Florida | 1 | $ 1,215,000 | $ 1,215,000 | $ 812,000 |
| Santa Rosa County Florida | 1 | $ 565,000 | $ 565,000 | $ 500,000 |
| Bleckley County Georgia | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Bryan County Georgia | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Burke County Georgia | 1 | $ 245,000 | $ 245,000 | $ 138,000 |
| Butts County Georgia | 1 | $ 125,000 | $ 125,000 | $ 114,000 |
| Chattooga County Georgia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Crisp County Georgia | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Dawson County Georgia | 1 | $ 515,000 | $ 515,000 | $ 153,000 |
| Dooly County Georgia | 1 | $ 55,000 | $ 55,000 | $ 168,000 |
| Fannin County Georgia | 1 | $ 1,815,000 | $ 1,815,000 | $ 698,000 |
| Greene County Georgia | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Jackson County Georgia | 1 | $ 135,000 | $ 135,000 | $ 171,000 |
| Lee County Georgia | 1 | $ 195,000 | $ 195,000 | $ 168,000 |
| Lincoln County Georgia | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Lumpkin County Georgia | 1 | $ 685,000 | $ 685,000 | $ 190,000 |
| McIntosh County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Morgan County Georgia | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Polk County Georgia | 1 | $ 225,000 | $ 225,000 | $ 150,000 |
| Pulaski County Georgia | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Rabun County Georgia | 1 | $ 1,215,000 | $ 1,215,000 | $ 291,000 |
| Spalding County Georgia | 1 | $ 345,000 | $ 345,000 | $ 144,000 |
| Sumter County Georgia | 1 | $ 355,000 | $ 355,000 | $ 71,000 |
| Warren County Georgia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Chickasaw County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Choctaw County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Forrest County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 288,000 |
| Harrison County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 128,000 |
| Lafayette County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 116,000 |
| Madison County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Brunswick County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 432,000 |
| Carteret County North Carolina | 1 | $ 2,005,000 | $ 2,005,000 | $ 940,000 |
| Durham County North Carolina | 1 | $ 665,000 | $ 665,000 | $ 245,000 |
| New Hanover County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 357,000 |
| Union County North Carolina | 1 | $ 1,085,000 | $ 1,085,000 | $ 910,000 |
| Beaufort County South Carolina | 1 | $ 905,000 | $ 905,000 | $ 615,000 |
| Colleton County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 401,000 |
| Edgefield County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
| Georgetown County South Carolina | 1 | $ 1,255,000 | $ 1,255,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 135,000 |
| Knox County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 151,000 |
| Lincoln County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Moore County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Sevier County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 263,000 |
| Austin County Texas | 1 | $ 715,000 | $ 715,000 | $ 734,000 |
| Bastrop County Texas | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Blanco County Texas | 1 | $ 935,000 | $ 935,000 | $ 600,000 |
| Callahan County Texas | 1 | $ 245,000 | $ 245,000 | $ 227,000 |
| Cameron County Texas | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Cass County Texas | 1 | $ 75,000 | $ 75,000 | $ 133,000 |
| Chambers County Texas | 1 | $ 415,000 | $ 415,000 | $ 160,000 |
| Ector County Texas | 1 | $ 55,000 | $ 55,000 | $ 155,000 |
| Gillespie County Texas | 1 | $ 665,000 | $ 665,000 | $ 480,000 |
| Hale County Texas | 1 | $ 315,000 | $ 315,000 | $ 115,000 |
| Harrison County Texas | 1 | $ 295,000 | $ 295,000 | $ 360,000 |
| Hopkins County Texas | 1 | $ 245,000 | $ 245,000 | $ 150,000 |
| Llano County Texas | 1 | $ 755,000 | $ 755,000 | $ 1,294,000 |
| Refugio County Texas | 1 | $ 275,000 | $ 275,000 | $ 353,000 |
| Rusk County Texas | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| San Jacinto County Texas | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Smith County Texas | 1 | $ 355,000 | $ 355,000 | $ 153,000 |
| Waller County Texas | 1 | $ 305,000 | $ 305,000 | $ 200,000 |
| Wasatch County Utah | 1 | $ 1,405,000 | $ 1,405,000 | $ 623,000 |
| Teton County Wyoming | 1 | $ 1,005,000 | $ 1,005,000 | $ 2,426,000 |
Mortgage Loan Application Detail Totals for Cadence Bank, N.A. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,678 | $704,900,000 | $420,000 | $47,005,000 | $172,000 | $4,977,000 |
| Refinancing | 725 | $238,495,000 | $328,000 | $9,505,000 | $227,000 | $7,800,000 |
| Home Improvement | 382 | $55,810,000 | $146,000 | $1,605,000 | $210,000 | $3,387,000 |
| Cash-out Refinancing | 159 | $64,365,000 | $404,000 | $9,165,000 | $222,000 | $3,983,000 |
| Other Purpose | 144 | $35,650,000 | $247,000 | $3,525,000 | $356,000 | $5,088,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,697 | $587,365,000 | $346,000 | $9,165,000 | $213,000 | $4,977,000 |
| Black or African American | 528 | $126,900,000 | $240,000 | $1,995,000 | $105,000 | $1,992,000 |
| Not Provided | 334 | $145,670,000 | $436,000 | $6,505,000 | $314,000 | $7,800,000 |
| Hispanic | 267 | $78,575,000 | $294,000 | $2,005,000 | $133,000 | $1,082,000 |
| Not applicable | 132 | $100,380,000 | $760,000 | $47,005,000 | $0 | $0 |
| Asian | 92 | $45,470,000 | $494,000 | $1,505,000 | $249,000 | $1,907,000 |
| American Indian or Alaskan Native | 15 | $3,075,000 | $205,000 | $845,000 | $348,000 | $3,387,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $685,000 | $228,000 | $305,000 | $149,000 | $164,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,992 | $1,076,290,000 | $359,000 | $47,005,000 | $204,000 | $7,800,000 |
| VA-guaranteed (Veterans Administration) | 42 | $11,160,000 | $265,000 | $465,000 | $91,000 | $273,000 |
| FHA-insured (Federal Housing Administration) | 41 | $8,985,000 | $219,000 | $355,000 | $93,000 | $427,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $2,785,000 | $214,000 | $355,000 | $65,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,043 | $764,505,000 | $374,000 | $47,005,000 | $200,000 | $4,977,000 |
| Application Denied By Financial Institution | 652 | $180,390,000 | $276,000 | $9,165,000 | $178,000 | $5,088,000 |
| Application Withdrawn By Applicant | 296 | $126,130,000 | $426,000 | $6,505,000 | $279,000 | $7,800,000 |
| File Closed For Incompleteness | 71 | $20,905,000 | $294,000 | $1,885,000 | $117,000 | $786,000 |
| Application Approved But Not Accepted | 26 | $7,290,000 | $280,000 | $1,255,000 | $138,000 | $535,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,436 | $918,830,000 | $377,000 | $47,005,000 | $207,000 | $7,800,000 |
| Debt-To-Income Ratio | 181 | $42,495,000 | $234,000 | $1,875,000 | $75,000 | $788,000 |
| Credit Application Incomplete | 173 | $57,965,000 | $335,000 | $2,275,000 | $192,000 | $2,280,000 |
| Credit History | 127 | $21,265,000 | $167,000 | $1,505,000 | $241,000 | $5,088,000 |
| Other | 87 | $24,235,000 | $278,000 | $1,785,000 | $200,000 | $996,000 |
| Collateral | 71 | $30,095,000 | $423,000 | $9,165,000 | $258,000 | $3,620,000 |
| Unverifiable Information | 8 | $3,530,000 | $441,000 | $1,445,000 | $156,000 | $364,000 |
| Employment History | 4 | $500,000 | $125,000 | $155,000 | $253,000 | $744,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $305,000 | $305,000 | $305,000 | $59,000 | $59,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cadence Bank, N.A.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cadence Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.