Cadence Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Cadence Bank, N.A. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cadence Bank, N.A. 2100 3Rd Ave N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,795 |
| Total Mortgage Loan Application Amount | $630,479,000 |
| Average Mortgage Loan Application Amount | $166,000 |
| Highest Mortgage Loan Application Amount | $8,250,000 |
| Average Applicant Income | $177,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Cadence Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cadence Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Cadence Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cadence Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Cadence Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cadence Bank, N.A.'s mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 550 | $ 171,802,000 | $ 312,000 | $ 294,000 |
| Madison County Alabama | 189 | $ 32,829,000 | $ 173,000 | $ 112,000 |
| Dallas County Texas | 182 | $ 14,850,000 | $ 81,000 | $ 214,000 |
| Montgomery County Alabama | 173 | $ 27,168,000 | $ 157,000 | $ 77,000 |
| Collin County Texas | 173 | $ 11,959,000 | $ 69,000 | $ 187,000 |
| Jefferson County Alabama | 171 | $ 35,347,000 | $ 206,000 | $ 107,000 |
| Tarrant County Texas | 161 | $ 12,459,000 | $ 77,000 | $ 189,000 |
| Montgomery County Texas | 149 | $ 22,224,000 | $ 149,000 | $ 201,000 |
| Denton County Texas | 125 | $ 11,091,000 | $ 88,000 | $ 194,000 |
| Travis County Texas | 125 | $ 13,833,000 | $ 110,000 | $ 208,000 |
| Oktibbeha County Mississippi | 107 | $ 15,754,000 | $ 147,000 | $ 97,000 |
| Fort Bend County Texas | 107 | $ 18,257,000 | $ 170,000 | $ 252,000 |
| Tuscaloosa County Alabama | 106 | $ 30,774,000 | $ 290,000 | $ 140,000 |
| Elmore County Alabama | 90 | $ 12,170,000 | $ 135,000 | $ 63,000 |
| Shelby County Alabama | 67 | $ 14,839,000 | $ 221,000 | $ 140,000 |
| Bexar County Texas | 66 | $ 9,673,000 | $ 146,000 | $ 235,000 |
| Williamson County Texas | 65 | $ 3,551,000 | $ 54,000 | $ 153,000 |
| Autauga County Alabama | 62 | $ 9,027,000 | $ 145,000 | $ 65,000 |
| Galveston County Texas | 58 | $ 7,287,000 | $ 125,000 | $ 257,000 |
| Blount County Alabama | 47 | $ 4,087,000 | $ 86,000 | $ 54,000 |
| Limestone County Alabama | 41 | $ 6,342,000 | $ 154,000 | $ 70,000 |
| Lowndes County Mississippi | 41 | $ 3,342,000 | $ 81,000 | $ 79,000 |
| Pinellas County Florida | 35 | $ 8,556,000 | $ 244,000 | $ 130,000 |
| Morgan County Alabama | 31 | $ 4,130,000 | $ 133,000 | $ 67,000 |
| Brazoria County Texas | 30 | $ 2,256,000 | $ 75,000 | $ 137,000 |
| Etowah County Alabama | 29 | $ 3,021,000 | $ 104,000 | $ 43,000 |
| Rockwall County Texas | 29 | $ 2,039,000 | $ 70,000 | $ 198,000 |
| Hays County Texas | 25 | $ 2,399,000 | $ 95,000 | $ 176,000 |
| Marion County Florida | 24 | $ 2,581,000 | $ 107,000 | $ 77,000 |
| Dallas County Alabama | 23 | $ 2,011,000 | $ 87,000 | $ 67,000 |
| Comal County Texas | 21 | $ 3,626,000 | $ 172,000 | $ 212,000 |
| Sarasota County Florida | 20 | $ 8,064,000 | $ 403,000 | $ 327,000 |
| Monroe County Mississippi | 19 | $ 729,000 | $ 38,000 | $ 59,000 |
| Ellis County Texas | 19 | $ 845,000 | $ 44,000 | $ 140,000 |
| Hillsborough County Florida | 17 | $ 6,927,000 | $ 407,000 | $ 299,000 |
| Kaufman County Texas | 16 | $ 741,000 | $ 46,000 | $ 125,000 |
| Marshall County Alabama | 15 | $ 2,429,000 | $ 161,000 | $ 79,000 |
| Manatee County Florida | 15 | $ 3,948,000 | $ 263,000 | $ 92,000 |
| Nueces County Texas | 15 | $ 1,481,000 | $ 98,000 | $ 215,000 |
| Parker County Texas | 15 | $ 755,000 | $ 50,000 | $ 137,000 |
| Citrus County Florida | 14 | $ 1,268,000 | $ 90,000 | $ 42,000 |
| Brazos County Texas | 14 | $ 3,250,000 | $ 232,000 | $ 290,000 |
| St. Clair County Alabama | 13 | $ 1,449,000 | $ 111,000 | $ 49,000 |
| Jackson County Florida | 12 | $ 773,000 | $ 64,000 | $ 54,000 |
| Guadalupe County Texas | 11 | $ 981,000 | $ 89,000 | $ 110,000 |
| Covington County Alabama | 10 | $ 1,449,000 | $ 144,000 | $ 75,000 |
| Talladega County Alabama | 10 | $ 1,236,000 | $ 123,000 | $ 60,000 |
| Calhoun County Florida | 10 | $ 335,000 | $ 33,000 | $ 38,000 |
| Hernando County Florida | 10 | $ 1,206,000 | $ 120,000 | $ 106,000 |
| El Paso County Texas | 10 | $ 680,000 | $ 68,000 | $ 208,000 |
| Midland County Texas | 10 | $ 923,000 | $ 92,000 | $ 282,000 |
| Baldwin County Alabama | 9 | $ 1,950,000 | $ 216,000 | $ 195,000 |
| Lee County Alabama | 9 | $ 1,730,000 | $ 192,000 | $ 173,000 |
| Clay County Mississippi | 9 | $ 700,000 | $ 77,000 | $ 52,000 |
| Lubbock County Texas | 9 | $ 544,000 | $ 60,000 | $ 203,000 |
| Bay County Florida | 8 | $ 1,705,000 | $ 213,000 | $ 83,000 |
| Lincoln County Tennessee | 8 | $ 1,073,000 | $ 134,000 | $ 64,000 |
| McLennan County Texas | 8 | $ 589,000 | $ 73,000 | $ 165,000 |
| Franklin County Florida | 7 | $ 1,480,000 | $ 211,000 | $ 83,000 |
| Gulf County Florida | 7 | $ 1,720,000 | $ 245,000 | $ 126,000 |
| Pasco County Florida | 7 | $ 825,000 | $ 117,000 | $ 48,000 |
| Union County Georgia | 7 | $ 762,000 | $ 108,000 | $ 114,000 |
| Neshoba County Mississippi | 7 | $ 295,000 | $ 42,000 | $ 40,000 |
| Shelby County Tennessee | 7 | $ 1,172,000 | $ 167,000 | $ 143,000 |
| Ector County Texas | 7 | $ 386,000 | $ 55,000 | $ 157,000 |
| Monroe County Alabama | 6 | $ 411,000 | $ 68,000 | $ 62,000 |
| Broward County Florida | 6 | $ 1,865,000 | $ 310,000 | $ 292,000 |
| Bell County Texas | 6 | $ 228,000 | $ 38,000 | $ 126,000 |
| Chambers County Texas | 6 | $ 403,000 | $ 67,000 | $ 248,000 |
| Wise County Texas | 6 | $ 292,000 | $ 48,000 | $ 98,000 |
| Liberty County Florida | 5 | $ 526,000 | $ 105,000 | $ 88,000 |
| Cameron County Texas | 5 | $ 210,000 | $ 42,000 | $ 153,000 |
| Grayson County Texas | 5 | $ 167,000 | $ 33,000 | $ 133,000 |
| Jefferson County Texas | 5 | $ 157,000 | $ 31,000 | $ 97,000 |
| Kendall County Texas | 5 | $ 2,959,000 | $ 591,000 | $ 330,000 |
| Cullman County Alabama | 4 | $ 617,000 | $ 154,000 | $ 87,000 |
| Mobile County Alabama | 4 | $ 451,000 | $ 112,000 | $ 81,000 |
| Pike County Alabama | 4 | $ 352,000 | $ 88,000 | $ 53,000 |
| Tallapoosa County Alabama | 4 | $ 1,138,000 | $ 284,000 | $ 173,000 |
| Leon County Florida | 4 | $ 655,000 | $ 163,000 | $ 73,000 |
| Choctaw County Mississippi | 4 | $ 261,000 | $ 65,000 | $ 58,000 |
| Webster County Mississippi | 4 | $ 279,000 | $ 69,000 | $ 45,000 |
| Austin County Texas | 4 | $ 2,027,000 | $ 506,000 | $ 223,000 |
| Blanco County Texas | 4 | $ 351,000 | $ 87,000 | $ 123,000 |
| Gregg County Texas | 4 | $ 180,000 | $ 45,000 | $ 116,000 |
| Liberty County Texas | 4 | $ 235,000 | $ 58,000 | $ 118,000 |
| Waller County Texas | 4 | $ 1,791,000 | $ 447,000 | $ 246,000 |
| Washington County Texas | 4 | $ 450,000 | $ 112,000 | $ 229,000 |
| Wilson County Texas | 4 | $ 172,000 | $ 43,000 | $ 154,000 |
| Coosa County Alabama | 3 | $ 316,000 | $ 105,000 | $ 45,000 |
| Greene County Alabama | 3 | $ 282,000 | $ 94,000 | $ 36,000 |
| Hale County Alabama | 3 | $ 286,000 | $ 95,000 | $ 31,000 |
| Houston County Alabama | 3 | $ 171,000 | $ 57,000 | $ 54,000 |
| Lamar County Alabama | 3 | $ 382,000 | $ 127,000 | $ 74,000 |
| Lawrence County Alabama | 3 | $ 263,000 | $ 87,000 | $ 37,000 |
| Pickens County Alabama | 3 | $ 345,000 | $ 115,000 | $ 52,000 |
| Winston County Alabama | 3 | $ 707,000 | $ 235,000 | $ 234,000 |
| Pitkin County Colorado | 3 | $ 1,781,000 | $ 593,000 | $ 656,000 |
| Polk County Florida | 3 | $ 714,000 | $ 238,000 | $ 171,000 |
| Giles County Tennessee | 3 | $ 289,000 | $ 96,000 | $ 39,000 |
| Bowie County Texas | 3 | $ 1,038,000 | $ 346,000 | $ 171,000 |
| Burnet County Texas | 3 | $ 97,000 | $ 32,000 | $ 335,000 |
| Harrison County Texas | 3 | $ 250,000 | $ 83,000 | $ 167,000 |
| Hunt County Texas | 3 | $ 136,000 | $ 45,000 | $ 178,000 |
| Johnson County Texas | 3 | $ 163,000 | $ 54,000 | $ 130,000 |
| Lampasas County Texas | 3 | $ 114,000 | $ 38,000 | $ 111,000 |
| Llano County Texas | 3 | $ 1,309,000 | $ 436,000 | $ 541,000 |
| Matagorda County Texas | 3 | $ 295,000 | $ 98,000 | $ 347,000 |
| Polk County Texas | 3 | $ 60,000 | $ 20,000 | $ 102,000 |
| Taylor County Texas | 3 | $ 151,000 | $ 50,000 | $ 182,000 |
| Victoria County Texas | 3 | $ 186,000 | $ 62,000 | $ 97,000 |
| Bibb County Alabama | 2 | $ 121,000 | $ 60,000 | $ 97,000 |
| Calhoun County Alabama | 2 | $ 85,000 | $ 42,000 | $ 71,000 |
| Coffee County Alabama | 2 | $ 211,000 | $ 105,000 | $ 61,000 |
| Crenshaw County Alabama | 2 | $ 320,000 | $ 160,000 | $ 92,000 |
| Escambia County Florida | 2 | $ 248,000 | $ 124,000 | $ 60,000 |
| Fulton County Georgia | 2 | $ 711,000 | $ 355,000 | $ 343,000 |
| Gwinnett County Georgia | 2 | $ 564,000 | $ 282,000 | $ 157,000 |
| Orleans County Louisiana | 2 | $ 289,000 | $ 144,000 | $ 295,000 |
| Lee County Mississippi | 2 | $ 255,000 | $ 127,000 | $ 0 |
| Winston County Mississippi | 2 | $ 13,000 | $ 6,000 | $ 31,000 |
| Angelina County Texas | 2 | $ 77,000 | $ 38,000 | $ 139,000 |
| Bee County Texas | 2 | $ 114,000 | $ 57,000 | $ 112,000 |
| Fayette County Texas | 2 | $ 73,000 | $ 36,000 | $ 155,000 |
| Hardin County Texas | 2 | $ 65,000 | $ 32,000 | $ 139,000 |
| Henderson County Texas | 2 | $ 32,000 | $ 16,000 | $ 172,000 |
| Medina County Texas | 2 | $ 104,000 | $ 52,000 | $ 246,000 |
| Montague County Texas | 2 | $ 88,000 | $ 44,000 | $ 151,000 |
| Orange County Texas | 2 | $ 81,000 | $ 40,000 | $ 151,000 |
| San Jacinto County Texas | 2 | $ 188,000 | $ 94,000 | $ 129,000 |
| Wharton County Texas | 2 | $ 241,000 | $ 120,000 | $ 105,000 |
| Dale County Alabama | 1 | $ 300,000 | $ 300,000 | $ 129,000 |
| DeKalb County Alabama | 1 | $ 106,000 | $ 106,000 | $ 87,000 |
| Jackson County Alabama | 1 | $ 8,000 | $ 8,000 | $ 60,000 |
| Lauderdale County Alabama | 1 | $ 5,000 | $ 5,000 | $ 13,000 |
| Macon County Alabama | 1 | $ 72,000 | $ 72,000 | $ 119,000 |
| Marengo County Alabama | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Russell County Alabama | 1 | $ 93,000 | $ 93,000 | $ 65,000 |
| Walker County Alabama | 1 | $ 200,000 | $ 200,000 | $ 51,000 |
| Jefferson County Colorado | 1 | $ 600,000 | $ 600,000 | $ 151,000 |
| La Plata County Colorado | 1 | $ 764,000 | $ 764,000 | $ 1,573,000 |
| Rio Grande County Colorado | 1 | $ 520,000 | $ 520,000 | $ 395,000 |
| Routt County Colorado | 1 | $ 644,000 | $ 644,000 | $ 545,000 |
| Alachua County Florida | 1 | $ 119,000 | $ 119,000 | $ 29,000 |
| Duval County Florida | 1 | $ 1,125,000 | $ 1,125,000 | $ 298,000 |
| Flagler County Florida | 1 | $ 298,000 | $ 298,000 | $ 200,000 |
| Gadsden County Florida | 1 | $ 7,000 | $ 7,000 | $ 25,000 |
| Okaloosa County Florida | 1 | $ 90,000 | $ 90,000 | $ 111,000 |
| Palm Beach County Florida | 1 | $ 98,000 | $ 98,000 | $ 343,000 |
| Seminole County Florida | 1 | $ 1,200,000 | $ 1,200,000 | $ 9,999,000 |
| Walton County Florida | 1 | $ 813,000 | $ 813,000 | $ 249,000 |
| Cobb County Georgia | 1 | $ 138,000 | $ 138,000 | $ 369,000 |
| Dade County Georgia | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| DeKalb County Georgia | 1 | $ 568,000 | $ 568,000 | $ 272,000 |
| Fannin County Georgia | 1 | $ 212,000 | $ 212,000 | $ 85,000 |
| Glynn County Georgia | 1 | $ 235,000 | $ 235,000 | $ 186,000 |
| Houston County Georgia | 1 | $ 181,000 | $ 181,000 | $ 95,000 |
| Marion County Georgia | 1 | $ 250,000 | $ 250,000 | $ 148,000 |
| Muscogee County Georgia | 1 | $ 2,000 | $ 2,000 | $ 64,000 |
| Peach County Georgia | 1 | $ 337,000 | $ 337,000 | $ 118,000 |
| Pickens County Georgia | 1 | $ 149,000 | $ 149,000 | $ 42,000 |
| Towns County Georgia | 1 | $ 39,000 | $ 39,000 | $ 25,000 |
| Sedgwick County Kansas | 1 | $ 392,000 | $ 392,000 | $ 160,000 |
| York County Maine | 1 | $ 1,320,000 | $ 1,320,000 | $ 594,000 |
| DeSoto County Mississippi | 1 | $ 180,000 | $ 180,000 | $ 70,000 |
| Forrest County Mississippi | 1 | $ 325,000 | $ 325,000 | $ 400,000 |
| Harrison County Mississippi | 1 | $ 262,000 | $ 262,000 | $ 85,000 |
| Itawamba County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 173,000 |
| Jasper County Mississippi | 1 | $ 156,000 | $ 156,000 | $ 40,000 |
| Madison County Mississippi | 1 | $ 212,000 | $ 212,000 | $ 68,000 |
| Newton County Mississippi | 1 | $ 164,000 | $ 164,000 | $ 91,000 |
| Tippah County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Warren County Mississippi | 1 | $ 257,000 | $ 257,000 | $ 66,000 |
| Gallatin County Montana | 1 | $ 1,200,000 | $ 1,200,000 | $ 5,335,000 |
| Santa Fe County New Mexico | 1 | $ 960,000 | $ 960,000 | $ 317,000 |
| Jackson County North Carolina | 1 | $ 409,000 | $ 409,000 | $ 785,000 |
| Mecklenburg County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 283,000 |
| Bedford County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| Cumberland County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Davidson County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 88,000 |
| Hamilton County Tennessee | 1 | $ 2,410,000 | $ 2,410,000 | $ 4,633,000 |
| Moore County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Sevier County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 12,000 |
| Bandera County Texas | 1 | $ 3,938,000 | $ 3,938,000 | $ 1,263,000 |
| Baylor County Texas | 1 | $ 31,000 | $ 31,000 | $ 211,000 |
| Bosque County Texas | 1 | $ 38,000 | $ 38,000 | $ 120,000 |
| Brown County Texas | 1 | $ 58,000 | $ 58,000 | $ 102,000 |
| Cooke County Texas | 1 | $ 33,000 | $ 33,000 | $ 119,000 |
| Gillespie County Texas | 1 | $ 113,000 | $ 113,000 | $ 212,000 |
| Grimes County Texas | 1 | $ 596,000 | $ 596,000 | $ 205,000 |
| Hidalgo County Texas | 1 | $ 34,000 | $ 34,000 | $ 169,000 |
| Hood County Texas | 1 | $ 75,000 | $ 75,000 | $ 170,000 |
| Jackson County Texas | 1 | $ 32,000 | $ 32,000 | $ 104,000 |
| Jim Wells County Texas | 1 | $ 47,000 | $ 47,000 | $ 223,000 |
| Kleberg County Texas | 1 | $ 48,000 | $ 48,000 | $ 143,000 |
| Lavaca County Texas | 1 | $ 50,000 | $ 50,000 | $ 119,000 |
| Limestone County Texas | 1 | $ 59,000 | $ 59,000 | $ 313,000 |
| Marion County Texas | 1 | $ 15,000 | $ 15,000 | $ 115,000 |
| Randall County Texas | 1 | $ 72,000 | $ 72,000 | $ 273,000 |
| Smith County Texas | 1 | $ 21,000 | $ 21,000 | $ 58,000 |
| Tom Green County Texas | 1 | $ 40,000 | $ 40,000 | $ 279,000 |
| Upshur County Texas | 1 | $ 28,000 | $ 28,000 | $ 157,000 |
| Van Zandt County Texas | 1 | $ 77,000 | $ 77,000 | $ 180,000 |
| Walker County Texas | 1 | $ 149,000 | $ 149,000 | $ 160,000 |
| Webb County Texas | 1 | $ 82,000 | $ 82,000 | $ 646,000 |
| Wood County Texas | 1 | $ 52,000 | $ 52,000 | $ 73,000 |
| Dane County Wisconsin | 1 | $ 1,050,000 | $ 1,050,000 | $ 262,000 |
Mortgage Loan Application Detail Totals for Cadence Bank, N.A. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,365 | $436,072,000 | $184,000 | $4,250,000 | $181,000 | $9,999,000 |
| Home Improvement | 859 | $43,835,000 | $51,000 | $588,000 | $143,000 | $1,013,000 |
| Refinancing | 571 | $150,572,000 | $263,000 | $8,250,000 | $209,000 | $4,633,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,981 | $502,966,000 | $168,000 | $8,250,000 | $177,000 | $9,999,000 |
| Black or African American | 240 | $30,787,000 | $128,000 | $1,403,000 | $74,000 | $456,000 |
| Not Provided | 208 | $37,120,000 | $178,000 | $3,938,000 | $263,000 | $9,999,000 |
| Hispanic | 172 | $23,586,000 | $137,000 | $2,464,000 | $206,000 | $1,355,000 |
| Asian | 138 | $27,448,000 | $198,000 | $3,000,000 | $244,000 | $3,308,000 |
| Not applicable | 42 | $6,515,000 | $155,000 | $1,683,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $1,395,000 | $174,000 | $520,000 | $169,000 | $288,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $662,000 | $110,000 | $233,000 | $157,000 | $212,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,389 | $567,704,000 | $167,000 | $8,250,000 | $190,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 185 | $25,453,000 | $137,000 | $301,000 | $63,000 | $299,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 111 | $13,979,000 | $125,000 | $203,000 | $42,000 | $110,000 |
| VA-guaranteed (Veterans Administration) | 110 | $23,343,000 | $212,000 | $550,000 | $84,000 | $400,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,324 | $432,503,000 | $186,000 | $8,250,000 | $193,000 | $9,999,000 |
| Application Denied By Financial Institution | 716 | $81,678,000 | $114,000 | $3,720,000 | $143,000 | $3,000,000 |
| Application Approved But Not Accepted | 377 | $35,615,000 | $94,000 | $2,813,000 | $183,000 | $961,000 |
| Application Withdrawn By Applicant | 167 | $40,391,000 | $241,000 | $1,320,000 | $150,000 | $1,532,000 |
| File Closed For Incompleteness | 164 | $36,190,000 | $220,000 | $1,126,000 | $134,000 | $1,131,000 |
| Loan Purchased By The Institution | 31 | $2,250,000 | $72,000 | $86,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 10 | $1,187,000 | $118,000 | $250,000 | $215,000 | $485,000 |
| Preapproval Denied by Financial Institution | 6 | $665,000 | $110,000 | $300,000 | $150,000 | $230,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 327 | $26,219,000 | $80,000 | $696,000 | $131,000 | $3,000,000 |
| Debt-To-Income Ratio | 151 | $21,588,000 | $142,000 | $3,720,000 | $121,000 | $1,032,000 |
| Other | 82 | $6,906,000 | $84,000 | $960,000 | $166,000 | $1,418,000 |
| Collateral | 81 | $17,998,000 | $222,000 | $1,875,000 | $214,000 | $1,502,000 |
| Employment History | 45 | $3,268,000 | $72,000 | $222,000 | $143,000 | $335,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $4,107,000 | $273,000 | $1,403,000 | $127,000 | $456,000 |
| Credit Application Incomplete | 11 | $1,002,000 | $91,000 | $219,000 | $212,000 | $399,000 |
| Unverifiable Information | 10 | $1,255,000 | $125,000 | $355,000 | $81,000 | $134,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cadence Bank, N.A.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cadence Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.