Capital Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Capital Bank, National Association 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital Bank, National Association One Church St Suite 300 Rockville, MD 20850 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,845 |
| Total Mortgage Loan Application Amount | $598,646,000 |
| Average Mortgage Loan Application Amount | $365,000 |
| Highest Mortgage Loan Application Amount | $2,775,000 |
| Average Applicant Income | $137,000 |
| Highest Applicant Income | $2,995,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Capital Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Capital Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital Bank, National Association's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 439 | $ 162,194,000 | $ 369,000 | $ 182,000 |
| Anne Arundel County Maryland | 185 | $ 57,971,000 | $ 313,000 | $ 130,000 |
| District of Columbia County District Of Columbia | 130 | $ 53,531,000 | $ 411,000 | $ 161,000 |
| Fairfax County Virginia | 117 | $ 44,223,000 | $ 377,000 | $ 141,000 |
| Carroll County Maryland | 60 | $ 19,107,000 | $ 318,000 | $ 121,000 |
| Prince George's County Maryland | 57 | $ 14,529,000 | $ 254,000 | $ 69,000 |
| Howard County Maryland | 52 | $ 17,575,000 | $ 337,000 | $ 153,000 |
| Loudoun County Virginia | 43 | $ 16,755,000 | $ 389,000 | $ 147,000 |
| Baltimore County Maryland | 41 | $ 10,290,000 | $ 250,000 | $ 103,000 |
| Frederick County Maryland | 33 | $ 11,011,000 | $ 333,000 | $ 161,000 |
| Arlington County Virginia | 30 | $ 12,283,000 | $ 409,000 | $ 199,000 |
| Prince William County Virginia | 30 | $ 10,635,000 | $ 354,000 | $ 71,000 |
| Virginia Beach County Virginia | 23 | $ 6,986,000 | $ 303,000 | $ 62,000 |
| Baltimore City County Maryland | 21 | $ 5,211,000 | $ 248,000 | $ 109,000 |
| Alexandria County Virginia | 21 | $ 8,535,000 | $ 406,000 | $ 164,000 |
| Charles County Maryland | 16 | $ 5,763,000 | $ 360,000 | $ 49,000 |
| Harford County Maryland | 16 | $ 4,874,000 | $ 304,000 | $ 131,000 |
| Onslow County North Carolina | 13 | $ 2,980,000 | $ 229,000 | $ 29,000 |
| Wake County North Carolina | 13 | $ 3,127,000 | $ 240,000 | $ 22,000 |
| Chesapeake County Virginia | 12 | $ 3,545,000 | $ 295,000 | $ 0 |
| Cumberland County North Carolina | 10 | $ 2,335,000 | $ 233,000 | $ 30,000 |
| Calvert County Maryland | 9 | $ 3,179,000 | $ 353,000 | $ 115,000 |
| Kent County Delaware | 8 | $ 1,945,000 | $ 243,000 | $ 12,000 |
| Sussex County Delaware | 8 | $ 4,384,000 | $ 548,000 | $ 669,000 |
| Talbot County Maryland | 8 | $ 2,183,000 | $ 272,000 | $ 136,000 |
| Henry County Georgia | 7 | $ 1,252,000 | $ 178,000 | $ 35,000 |
| St. Mary's County Maryland | 7 | $ 2,219,000 | $ 317,000 | $ 49,000 |
| Worcester County Maryland | 7 | $ 1,475,000 | $ 210,000 | $ 132,000 |
| Montgomery County Tennessee | 7 | $ 1,345,000 | $ 192,000 | $ 51,000 |
| Houston County Georgia | 6 | $ 1,388,000 | $ 231,000 | $ 25,000 |
| Queen Anne's County Maryland | 6 | $ 1,746,000 | $ 291,000 | $ 127,000 |
| Harnett County North Carolina | 6 | $ 1,331,000 | $ 221,000 | $ 9,000 |
| Stafford County Virginia | 6 | $ 2,562,000 | $ 427,000 | $ 96,000 |
| Orange County Florida | 5 | $ 856,000 | $ 171,000 | $ 85,000 |
| Palm Beach County Florida | 5 | $ 1,099,000 | $ 219,000 | $ 19,000 |
| Richmond County Georgia | 5 | $ 922,000 | $ 184,000 | $ 52,000 |
| Washington County Maryland | 5 | $ 1,177,000 | $ 235,000 | $ 50,000 |
| Montgomery County Pennsylvania | 5 | $ 1,384,000 | $ 276,000 | $ 108,000 |
| Richland County South Carolina | 5 | $ 1,062,000 | $ 212,000 | $ 41,000 |
| James City County Virginia | 5 | $ 1,433,000 | $ 286,000 | $ 43,000 |
| Newport News County Virginia | 5 | $ 1,140,000 | $ 228,000 | $ 10,000 |
| Spotsylvania County Virginia | 5 | $ 1,585,000 | $ 317,000 | $ 116,000 |
| York County Virginia | 5 | $ 1,559,000 | $ 311,000 | $ 60,000 |
| New Castle County Delaware | 4 | $ 1,149,000 | $ 287,000 | $ 50,000 |
| Broward County Florida | 4 | $ 1,088,000 | $ 272,000 | $ 102,000 |
| Muscogee County Georgia | 4 | $ 711,000 | $ 177,000 | $ 37,000 |
| Hoke County North Carolina | 4 | $ 1,046,000 | $ 261,000 | $ 21,000 |
| Pasquotank County North Carolina | 4 | $ 869,000 | $ 217,000 | $ 23,000 |
| Union County North Carolina | 4 | $ 1,681,000 | $ 420,000 | $ 150,000 |
| Cuyahoga County Ohio | 4 | $ 946,000 | $ 236,000 | $ 71,000 |
| Horry County South Carolina | 4 | $ 669,000 | $ 167,000 | $ 28,000 |
| York County South Carolina | 4 | $ 928,000 | $ 232,000 | $ 0 |
| Bell County Texas | 4 | $ 955,000 | $ 238,000 | $ 47,000 |
| Chesterfield County Virginia | 4 | $ 1,056,000 | $ 264,000 | $ 108,000 |
| Hampton County Virginia | 4 | $ 898,000 | $ 224,000 | $ 10,000 |
| Norfolk County Virginia | 4 | $ 1,128,000 | $ 282,000 | $ 33,000 |
| El Paso County Colorado | 3 | $ 877,000 | $ 292,000 | $ 52,000 |
| Collier County Florida | 3 | $ 837,000 | $ 279,000 | $ 199,000 |
| Columbia County Georgia | 3 | $ 543,000 | $ 181,000 | $ 0 |
| Paulding County Georgia | 3 | $ 485,000 | $ 161,000 | $ 0 |
| Caroline County Maryland | 3 | $ 797,000 | $ 265,000 | $ 36,000 |
| Dorchester County Maryland | 3 | $ 589,000 | $ 196,000 | $ 59,000 |
| Wicomico County Maryland | 3 | $ 911,000 | $ 303,000 | $ 106,000 |
| Essex County New Jersey | 3 | $ 1,212,000 | $ 404,000 | $ 170,000 |
| Hudson County New Jersey | 3 | $ 1,029,000 | $ 343,000 | $ 169,000 |
| Brunswick County North Carolina | 3 | $ 1,232,000 | $ 410,000 | $ 67,000 |
| Moore County North Carolina | 3 | $ 1,198,000 | $ 399,000 | $ 135,000 |
| Oklahoma County Oklahoma | 3 | $ 654,000 | $ 218,000 | $ 91,000 |
| Chester County Pennsylvania | 3 | $ 829,000 | $ 276,000 | $ 50,000 |
| Delaware County Pennsylvania | 3 | $ 885,000 | $ 295,000 | $ 0 |
| Berkeley County South Carolina | 3 | $ 542,000 | $ 180,000 | $ 20,000 |
| Dorchester County South Carolina | 3 | $ 538,000 | $ 179,000 | $ 18,000 |
| El Paso County Texas | 3 | $ 548,000 | $ 182,000 | $ 36,000 |
| Henrico County Virginia | 3 | $ 1,378,000 | $ 459,000 | $ 355,000 |
| Poquoson County Virginia | 3 | $ 539,000 | $ 179,000 | $ 93,000 |
| Monongalia County West Virginia | 3 | $ 544,000 | $ 181,000 | $ 76,000 |
| Shelby County Alabama | 2 | $ 524,000 | $ 262,000 | $ 36,000 |
| Yavapai County Arizona | 2 | $ 341,000 | $ 170,000 | $ 15,000 |
| St. Johns County Florida | 2 | $ 551,000 | $ 275,000 | $ 138,000 |
| St. Lucie County Florida | 2 | $ 340,000 | $ 170,000 | $ 80,000 |
| Chatham County Georgia | 2 | $ 298,000 | $ 149,000 | $ 138,000 |
| Clayton County Georgia | 2 | $ 234,000 | $ 117,000 | $ 47,000 |
| DeKalb County Georgia | 2 | $ 610,000 | $ 305,000 | $ 92,000 |
| Douglas County Georgia | 2 | $ 425,000 | $ 212,000 | $ 26,000 |
| Lowndes County Georgia | 2 | $ 295,000 | $ 147,000 | $ 60,000 |
| Grundy County Illinois | 2 | $ 539,000 | $ 269,000 | $ 43,000 |
| Garrett County Maryland | 2 | $ 513,000 | $ 256,000 | $ 180,000 |
| Essex County Massachusetts | 2 | $ 792,000 | $ 396,000 | $ 261,000 |
| St. Clair County Michigan | 2 | $ 276,000 | $ 138,000 | $ 27,000 |
| Atlantic County New Jersey | 2 | $ 407,000 | $ 203,000 | $ 102,000 |
| Bergen County New Jersey | 2 | $ 959,000 | $ 479,000 | $ 137,000 |
| Burlington County New Jersey | 2 | $ 521,000 | $ 260,000 | $ 69,000 |
| Buncombe County North Carolina | 2 | $ 451,000 | $ 225,000 | $ 0 |
| Camden County North Carolina | 2 | $ 454,000 | $ 227,000 | $ 32,000 |
| Chatham County North Carolina | 2 | $ 423,000 | $ 211,000 | $ 0 |
| Craven County North Carolina | 2 | $ 408,000 | $ 204,000 | $ 0 |
| Guilford County North Carolina | 2 | $ 515,000 | $ 257,000 | $ 23,000 |
| Johnston County North Carolina | 2 | $ 588,000 | $ 294,000 | $ 0 |
| Lorain County Ohio | 2 | $ 235,000 | $ 117,000 | $ 29,000 |
| Stark County Ohio | 2 | $ 212,000 | $ 106,000 | $ 58,000 |
| Cleveland County Oklahoma | 2 | $ 244,000 | $ 122,000 | $ 38,000 |
| Adams County Pennsylvania | 2 | $ 323,000 | $ 161,000 | $ 203,000 |
| Cumberland County Pennsylvania | 2 | $ 716,000 | $ 358,000 | $ 136,000 |
| Lancaster County Pennsylvania | 2 | $ 417,000 | $ 208,000 | $ 75,000 |
| Westmoreland County Pennsylvania | 2 | $ 501,000 | $ 250,000 | $ 0 |
| Greenville County South Carolina | 2 | $ 275,000 | $ 137,000 | $ 21,000 |
| Sumter County South Carolina | 2 | $ 271,000 | $ 135,000 | $ 33,000 |
| Davidson County Tennessee | 2 | $ 640,000 | $ 320,000 | $ 154,000 |
| Shelby County Tennessee | 2 | $ 359,000 | $ 179,000 | $ 32,000 |
| Bexar County Texas | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Fort Bend County Texas | 2 | $ 547,000 | $ 273,000 | $ 83,000 |
| McLennan County Texas | 2 | $ 387,000 | $ 193,000 | $ 26,000 |
| Tarrant County Texas | 2 | $ 425,000 | $ 212,000 | $ 58,000 |
| Fairfax City County Virginia | 2 | $ 909,000 | $ 454,000 | $ 0 |
| Frederick County Virginia | 2 | $ 427,000 | $ 213,000 | $ 50,000 |
| Gloucester County Virginia | 2 | $ 420,000 | $ 210,000 | $ 30,000 |
| Isle of Wight County Virginia | 2 | $ 1,221,000 | $ 610,000 | $ 129,000 |
| King George County Virginia | 2 | $ 893,000 | $ 446,000 | $ 163,000 |
| Louisa County Virginia | 2 | $ 360,000 | $ 180,000 | $ 121,000 |
| Orange County Virginia | 2 | $ 665,000 | $ 332,000 | $ 77,000 |
| Richmond City County Virginia | 2 | $ 398,000 | $ 199,000 | $ 58,000 |
| Benton County Washington | 2 | $ 310,000 | $ 155,000 | $ 59,000 |
| Kitsap County Washington | 2 | $ 454,000 | $ 227,000 | $ 29,000 |
| Pierce County Washington | 2 | $ 512,000 | $ 256,000 | $ 58,000 |
| Thurston County Washington | 2 | $ 456,000 | $ 228,000 | $ 68,000 |
| Autauga County Alabama | 1 | $ 154,000 | $ 154,000 | $ 99,000 |
| Limestone County Alabama | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Madison County Alabama | 1 | $ 138,000 | $ 138,000 | $ 48,000 |
| Maricopa County Arizona | 1 | $ 291,000 | $ 291,000 | $ 233,000 |
| Pima County Arizona | 1 | $ 173,000 | $ 173,000 | $ 47,000 |
| Pinal County Arizona | 1 | $ 146,000 | $ 146,000 | $ 52,000 |
| Los Angeles County California | 1 | $ 416,000 | $ 416,000 | $ 149,000 |
| San Diego County California | 1 | $ 410,000 | $ 410,000 | $ 120,000 |
| Siskiyou County California | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 316,000 | $ 316,000 | $ 0 |
| Archuleta County Colorado | 1 | $ 336,000 | $ 336,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 514,000 | $ 514,000 | $ 0 |
| Teller County Colorado | 1 | $ 150,000 | $ 150,000 | $ 153,000 |
| Fairfield County Connecticut | 1 | $ 401,000 | $ 401,000 | $ 136,000 |
| Brevard County Florida | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Clay County Florida | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Duval County Florida | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Marion County Florida | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Monroe County Florida | 1 | $ 589,000 | $ 589,000 | $ 0 |
| Sarasota County Florida | 1 | $ 417,000 | $ 417,000 | $ 340,000 |
| Volusia County Florida | 1 | $ 360,000 | $ 360,000 | $ 60,000 |
| Walton County Florida | 1 | $ 374,000 | $ 374,000 | $ 200,000 |
| Bryan County Georgia | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Carroll County Georgia | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Cobb County Georgia | 1 | $ 279,000 | $ 279,000 | $ 100,000 |
| Coweta County Georgia | 1 | $ 107,000 | $ 107,000 | $ 48,000 |
| Forsyth County Georgia | 1 | $ 232,000 | $ 232,000 | $ 91,000 |
| Fulton County Georgia | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Gwinnett County Georgia | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Long County Georgia | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| McDuffie County Georgia | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Peach County Georgia | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 350,000 | $ 350,000 | $ 121,000 |
| Kootenai County Idaho | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 304,000 | $ 304,000 | $ 104,000 |
| Jay County Indiana | 1 | $ 163,000 | $ 163,000 | $ 87,000 |
| Johnson County Kansas | 1 | $ 193,000 | $ 193,000 | $ 125,000 |
| Jefferson County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 119,000 |
| Cumberland County Maine | 1 | $ 190,000 | $ 190,000 | $ 194,000 |
| York County Maine | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Cecil County Maryland | 1 | $ 322,000 | $ 322,000 | $ 95,000 |
| Barnstable County Massachusetts | 1 | $ 397,000 | $ 397,000 | $ 193,000 |
| Hampden County Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 71,000 |
| Suffolk County Massachusetts | 1 | $ 395,000 | $ 395,000 | $ 145,000 |
| Lenawee County Michigan | 1 | $ 198,000 | $ 198,000 | $ 58,000 |
| Oakland County Michigan | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Wayne County Michigan | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Carver County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Olmsted County Minnesota | 1 | $ 268,000 | $ 268,000 | $ 141,000 |
| Lincoln County Missouri | 1 | $ 141,000 | $ 141,000 | $ 96,000 |
| St. Charles County Missouri | 1 | $ 180,000 | $ 180,000 | $ 56,000 |
| Washoe County Nevada | 1 | $ 154,000 | $ 154,000 | $ 179,000 |
| Middlesex County New Jersey | 1 | $ 354,000 | $ 354,000 | $ 0 |
| Monroe County New York | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Nassau County New York | 1 | $ 512,000 | $ 512,000 | $ 123,000 |
| Niagara County New York | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Queens County New York | 1 | $ 388,000 | $ 388,000 | $ 143,000 |
| Alamance County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 109,000 |
| Alleghany County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 105,000 |
| Bladen County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Cabarrus County North Carolina | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 399,000 | $ 399,000 | $ 240,000 |
| Dare County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 244,000 |
| Davidson County North Carolina | 1 | $ 213,000 | $ 213,000 | $ 71,000 |
| Davie County North Carolina | 1 | $ 281,000 | $ 281,000 | $ 0 |
| Durham County North Carolina | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Granville County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Lincoln County North Carolina | 1 | $ 319,000 | $ 319,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Nash County North Carolina | 1 | $ 201,000 | $ 201,000 | $ 94,000 |
| New Hanover County North Carolina | 1 | $ 762,000 | $ 762,000 | $ 0 |
| Orange County North Carolina | 1 | $ 326,000 | $ 326,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 52,000 |
| Rockingham County North Carolina | 1 | $ 296,000 | $ 296,000 | $ 119,000 |
| Wayne County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Wilson County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 80,000 |
| Butler County Ohio | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Delaware County Ohio | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Franklin County Ohio | 1 | $ 374,000 | $ 374,000 | $ 0 |
| Huron County Ohio | 1 | $ 321,000 | $ 321,000 | $ 0 |
| Medina County Ohio | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Miami County Ohio | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Washington County Ohio | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Muskogee County Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 39,000 |
| Tulsa County Oklahoma | 1 | $ 373,000 | $ 373,000 | $ 0 |
| Wagoner County Oklahoma | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 50,000 | $ 50,000 | $ 503,000 |
| Lane County Oregon | 1 | $ 272,000 | $ 272,000 | $ 57,000 |
| Multnomah County Oregon | 1 | $ 364,000 | $ 364,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 309,000 | $ 309,000 | $ 0 |
| Carbon County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 77,000 |
| Dauphin County Pennsylvania | 1 | $ 566,000 | $ 566,000 | $ 131,000 |
| Franklin County Pennsylvania | 1 | $ 358,000 | $ 358,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 280,000 | $ 280,000 | $ 284,000 |
| Aiken County South Carolina | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Florence County South Carolina | 1 | $ 444,000 | $ 444,000 | $ 340,000 |
| Franklin County Tennessee | 1 | $ 370,000 | $ 370,000 | $ 88,000 |
| Gibson County Tennessee | 1 | $ 157,000 | $ 157,000 | $ 64,000 |
| Giles County Tennessee | 1 | $ 220,000 | $ 220,000 | $ 98,000 |
| Maury County Tennessee | 1 | $ 167,000 | $ 167,000 | $ 54,000 |
| Roane County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Robertson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 299,000 | $ 299,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Tipton County Tennessee | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Archer County Texas | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Grayson County Texas | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 142,000 | $ 142,000 | $ 60,000 |
| Nueces County Texas | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Parker County Texas | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Morgan County Utah | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Uintah County Utah | 1 | $ 282,000 | $ 282,000 | $ 0 |
| Washington County Utah | 1 | $ 176,000 | $ 176,000 | $ 66,000 |
| Lamoille County Vermont | 1 | $ 317,000 | $ 317,000 | $ 225,000 |
| Bedford County Virginia | 1 | $ 654,000 | $ 654,000 | $ 151,000 |
| Clarke County Virginia | 1 | $ 495,000 | $ 495,000 | $ 107,000 |
| Craig County Virginia | 1 | $ 120,000 | $ 120,000 | $ 34,000 |
| Culpeper County Virginia | 1 | $ 198,000 | $ 198,000 | $ 69,000 |
| Dinwiddie County Virginia | 1 | $ 253,000 | $ 253,000 | $ 73,000 |
| Falls Church County Virginia | 1 | $ 231,000 | $ 231,000 | $ 94,000 |
| Fauquier County Virginia | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Manassas County Virginia | 1 | $ 84,000 | $ 84,000 | $ 254,000 |
| Rappahannock County Virginia | 1 | $ 850,000 | $ 850,000 | $ 153,000 |
| Roanoke County Virginia | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Rockbridge County Virginia | 1 | $ 400,000 | $ 400,000 | $ 218,000 |
| Shenandoah County Virginia | 1 | $ 160,000 | $ 160,000 | $ 675,000 |
| Staunton County Virginia | 1 | $ 213,000 | $ 213,000 | $ 60,000 |
| Spokane County Washington | 1 | $ 294,000 | $ 294,000 | $ 137,000 |
| Tucker County West Virginia | 1 | $ 220,000 | $ 220,000 | $ 61,000 |
| Brown County Wisconsin | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Eau Claire County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Kenosha County Wisconsin | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Racine County Wisconsin | 1 | $ 410,000 | $ 410,000 | $ 85,000 |
| Winnebago County Wisconsin | 1 | $ 134,000 | $ 134,000 | $ 0 |
Mortgage Loan Application Detail Totals for Capital Bank, National Association in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,474 | $462,615,000 | $313,000 | $1,956,000 | $118,000 | $2,995,000 |
| Home Purchase | 369 | $135,199,000 | $366,000 | $2,775,000 | $162,000 | $2,102,000 |
| Home Improvement | 2 | $832,000 | $416,000 | $417,000 | $131,000 | $153,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,382 | $454,293,000 | $328,000 | $2,775,000 | $135,000 | $2,995,000 |
| Black or African American | 175 | $50,487,000 | $288,000 | $1,846,000 | $87,000 | $2,102,000 |
| Asian | 116 | $41,219,000 | $355,000 | $1,320,000 | $149,000 | $503,000 |
| Not Provided | 72 | $24,769,000 | $344,000 | $1,031,000 | $135,000 | $1,067,000 |
| Hispanic | 63 | $17,237,000 | $273,000 | $626,000 | $83,000 | $393,000 |
| Not applicable | 32 | $8,970,000 | $280,000 | $1,061,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,305,000 | $326,000 | $360,000 | $95,000 | $221,000 |
| American Indian or Alaskan Native | 1 | $366,000 | $366,000 | $366,000 | $94,000 | $94,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,240 | $417,829,000 | $336,000 | $2,775,000 | $167,000 | $2,995,000 |
| VA-guaranteed (Veterans Administration) | 541 | $156,887,000 | $289,000 | $918,000 | $39,000 | $340,000 |
| FHA-insured (Federal Housing Administration) | 64 | $23,930,000 | $373,000 | $743,000 | $85,000 | $296,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,433 | $470,534,000 | $328,000 | $2,775,000 | $135,000 | $2,995,000 |
| Application Withdrawn By Applicant | 253 | $77,338,000 | $305,000 | $1,140,000 | $96,000 | $580,000 |
| Application Denied By Financial Institution | 71 | $19,662,000 | $276,000 | $661,000 | $81,000 | $325,000 |
| File Closed For Incompleteness | 56 | $19,887,000 | $355,000 | $1,000,000 | $92,000 | $340,000 |
| Application Approved But Not Accepted | 32 | $11,225,000 | $350,000 | $1,031,000 | $176,000 | $1,067,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 23 | $5,808,000 | $252,000 | $506,000 | $67,000 | $200,000 |
| Collateral | 22 | $5,604,000 | $254,000 | $417,000 | $88,000 | $255,000 |
| Debt-To-Income Ratio | 14 | $4,763,000 | $340,000 | $589,000 | $84,000 | $325,000 |
| Other | 7 | $1,456,000 | $208,000 | $287,000 | $64,000 | $139,000 |
| Unverifiable Information | 5 | $2,031,000 | $406,000 | $661,000 | $132,000 | $302,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Bank, National Association's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.