Capital Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Capital Bank, National Association 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital Bank, National Association One Church St Suite 300 Rockville, MD 20850 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 937 |
| Total Mortgage Loan Application Amount | $369,745,000 |
| Average Mortgage Loan Application Amount | $352,400 |
| Highest Mortgage Loan Application Amount | $10,755,000 |
| Average Applicant Income | $150,800 |
| Highest Applicant Income | $1,501,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Capital Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Capital Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital Bank, National Association's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| District of Columbia County District Of Columbia | 234 | $ 78,840,000 | $ 336,000 | $ 87,000 |
| Sussex County Delaware | 166 | $ 74,440,000 | $ 448,000 | $ 228,000 |
| Prince George's County Maryland | 35 | $ 11,095,000 | $ 317,000 | $ 143,000 |
| Montgomery County Maryland | 30 | $ 23,700,000 | $ 790,000 | $ 300,000 |
| Fairfax County Virginia | 18 | $ 9,670,000 | $ 537,000 | $ 203,000 |
| Mecklenburg County North Carolina | 15 | $ 6,005,000 | $ 400,000 | $ 140,000 |
| Washington County Maryland | 14 | $ 5,600,000 | $ 400,000 | $ 106,000 |
| Baltimore City County Maryland | 11 | $ 5,035,000 | $ 457,000 | $ 118,000 |
| Prince William County Virginia | 10 | $ 5,120,000 | $ 512,000 | $ 309,000 |
| Kent County Delaware | 9 | $ 2,685,000 | $ 298,000 | $ 109,000 |
| Baltimore County Maryland | 9 | $ 3,235,000 | $ 359,000 | $ 154,000 |
| Charles County Maryland | 9 | $ 3,315,000 | $ 368,000 | $ 137,000 |
| Frederick County Maryland | 8 | $ 3,850,000 | $ 481,000 | $ 159,000 |
| Worcester County Maryland | 8 | $ 5,130,000 | $ 641,000 | $ 315,000 |
| Harris County Texas | 8 | $ 3,530,000 | $ 441,000 | $ 248,000 |
| New Castle County Delaware | 7 | $ 1,755,000 | $ 250,000 | $ 151,000 |
| Horry County South Carolina | 7 | $ 1,985,000 | $ 283,000 | $ 133,000 |
| Orange County Florida | 6 | $ 1,650,000 | $ 275,000 | $ 105,000 |
| Anne Arundel County Maryland | 6 | $ 2,040,000 | $ 340,000 | $ 154,000 |
| Howard County Maryland | 6 | $ 3,300,000 | $ 550,000 | $ 197,000 |
| York County South Carolina | 6 | $ 2,480,000 | $ 413,000 | $ 149,000 |
| Gwinnett County Georgia | 5 | $ 1,445,000 | $ 289,000 | $ 64,000 |
| Cumberland County North Carolina | 4 | $ 1,300,000 | $ 325,000 | $ 127,000 |
| Delaware County Pennsylvania | 4 | $ 2,280,000 | $ 570,000 | $ 180,000 |
| Accomack County Virginia | 4 | $ 1,010,000 | $ 252,000 | $ 137,000 |
| Maricopa County Arizona | 3 | $ 625,000 | $ 208,000 | $ 100,000 |
| Benton County Arkansas | 3 | $ 935,000 | $ 311,000 | $ 101,000 |
| Los Angeles County California | 3 | $ 1,425,000 | $ 475,000 | $ 162,000 |
| Brevard County Florida | 3 | $ 905,000 | $ 301,000 | $ 214,000 |
| Escambia County Florida | 3 | $ 515,000 | $ 171,000 | $ 173,000 |
| Polk County Florida | 3 | $ 1,235,000 | $ 411,000 | $ 142,000 |
| Santa Rosa County Florida | 3 | $ 915,000 | $ 305,000 | $ 107,000 |
| Berrien County Michigan | 3 | $ 505,000 | $ 168,000 | $ 68,000 |
| Clark County Nevada | 3 | $ 1,065,000 | $ 355,000 | $ 73,000 |
| New Hanover County North Carolina | 3 | $ 1,005,000 | $ 335,000 | $ 102,000 |
| Union County North Carolina | 3 | $ 1,275,000 | $ 425,000 | $ 119,000 |
| Wake County North Carolina | 3 | $ 1,285,000 | $ 428,000 | $ 147,000 |
| Franklin County Ohio | 3 | $ 735,000 | $ 245,000 | $ 209,000 |
| Dallas County Texas | 3 | $ 1,065,000 | $ 355,000 | $ 136,000 |
| Stafford County Virginia | 3 | $ 765,000 | $ 255,000 | $ 99,000 |
| Baldwin County Alabama | 2 | $ 360,000 | $ 180,000 | $ 98,000 |
| Pulaski County Arkansas | 2 | $ 300,000 | $ 150,000 | $ 82,000 |
| Tulare County California | 2 | $ 750,000 | $ 375,000 | $ 169,000 |
| Arapahoe County Colorado | 2 | $ 1,250,000 | $ 625,000 | $ 111,000 |
| Collier County Florida | 2 | $ 540,000 | $ 270,000 | $ 104,000 |
| Duval County Florida | 2 | $ 650,000 | $ 325,000 | $ 78,000 |
| Hillsborough County Florida | 2 | $ 710,000 | $ 355,000 | $ 117,000 |
| Seminole County Florida | 2 | $ 690,000 | $ 345,000 | $ 84,000 |
| St. Johns County Florida | 2 | $ 1,170,000 | $ 585,000 | $ 245,000 |
| Fulton County Georgia | 2 | $ 500,000 | $ 250,000 | $ 74,000 |
| Jasper County Georgia | 2 | $ 360,000 | $ 180,000 | $ 84,000 |
| Dorchester County Maryland | 2 | $ 390,000 | $ 195,000 | $ 54,000 |
| Somerset County Maryland | 2 | $ 450,000 | $ 225,000 | $ 104,000 |
| Bernalillo County New Mexico | 2 | $ 540,000 | $ 270,000 | $ 72,000 |
| Brunswick County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 49,000 |
| Caswell County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 38,000 |
| Durham County North Carolina | 2 | $ 690,000 | $ 345,000 | $ 115,000 |
| Harnett County North Carolina | 2 | $ 660,000 | $ 330,000 | $ 89,000 |
| Delaware County Ohio | 2 | $ 650,000 | $ 325,000 | $ 89,000 |
| Hancock County Ohio | 2 | $ 470,000 | $ 235,000 | $ 113,000 |
| Stark County Ohio | 2 | $ 220,000 | $ 110,000 | $ 45,000 |
| Jackson County Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 35,000 |
| Bucks County Pennsylvania | 2 | $ 940,000 | $ 470,000 | $ 208,000 |
| Lehigh County Pennsylvania | 2 | $ 1,020,000 | $ 510,000 | $ 400,000 |
| Luzerne County Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 122,000 |
| Washington County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 51,000 |
| Dorchester County South Carolina | 2 | $ 510,000 | $ 255,000 | $ 57,000 |
| Lancaster County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 58,000 |
| Oconee County South Carolina | 2 | $ 710,000 | $ 355,000 | $ 248,000 |
| Richland County South Carolina | 2 | $ 420,000 | $ 210,000 | $ 90,000 |
| Fort Bend County Texas | 2 | $ 590,000 | $ 295,000 | $ 126,000 |
| Alexandria County Virginia | 2 | $ 1,500,000 | $ 750,000 | $ 168,000 |
| Arlington County Virginia | 2 | $ 1,720,000 | $ 860,000 | $ 195,000 |
| Fauquier County Virginia | 2 | $ 4,670,000 | $ 2,335,000 | $ 854,000 |
| Frederick County Virginia | 2 | $ 580,000 | $ 290,000 | $ 154,000 |
| Spotsylvania County Virginia | 2 | $ 640,000 | $ 320,000 | $ 130,000 |
| Warren County Virginia | 2 | $ 630,000 | $ 315,000 | $ 373,000 |
| Racine County Wisconsin | 2 | $ 250,000 | $ 125,000 | $ 88,000 |
| Jefferson County Alabama | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Lauderdale County Alabama | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Madison County Alabama | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| Anchorage County Alaska | 1 | $ 215,000 | $ 215,000 | $ 46,000 |
| Yuma County Arizona | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
| Conway County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Hot Spring County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Washington County Arkansas | 1 | $ 405,000 | $ 405,000 | $ 82,000 |
| Amador County California | 1 | $ 265,000 | $ 265,000 | $ 47,000 |
| Kern County California | 1 | $ 455,000 | $ 455,000 | $ 109,000 |
| Madera County California | 1 | $ 475,000 | $ 475,000 | $ 158,000 |
| Mesa County Colorado | 1 | $ 325,000 | $ 325,000 | $ 76,000 |
| Middlesex County Connecticut | 1 | $ 365,000 | $ 365,000 | $ 114,000 |
| Broward County Florida | 1 | $ 1,675,000 | $ 1,675,000 | $ 1,064,000 |
| Flagler County Florida | 1 | $ 345,000 | $ 345,000 | $ 125,000 |
| Jackson County Florida | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Manatee County Florida | 1 | $ 495,000 | $ 495,000 | $ 166,000 |
| Marion County Florida | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Palm Beach County Florida | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Pinellas County Florida | 1 | $ 315,000 | $ 315,000 | $ 103,000 |
| St. Lucie County Florida | 1 | $ 505,000 | $ 505,000 | $ 171,000 |
| Volusia County Florida | 1 | $ 345,000 | $ 345,000 | $ 67,000 |
| Brooks County Georgia | 1 | $ 215,000 | $ 215,000 | $ 77,000 |
| Clarke County Georgia | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| DeKalb County Georgia | 1 | $ 525,000 | $ 525,000 | $ 149,000 |
| Douglas County Georgia | 1 | $ 385,000 | $ 385,000 | $ 83,000 |
| Fannin County Georgia | 1 | $ 505,000 | $ 505,000 | $ 347,000 |
| Grady County Georgia | 1 | $ 85,000 | $ 85,000 | $ 73,000 |
| Henry County Georgia | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| Troup County Georgia | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Honolulu County Hawaii | 1 | $ 335,000 | $ 335,000 | $ 75,000 |
| Ada County Idaho | 1 | $ 325,000 | $ 325,000 | $ 121,000 |
| Bonneville County Idaho | 1 | $ 465,000 | $ 465,000 | $ 180,000 |
| DuPage County Illinois | 1 | $ 305,000 | $ 305,000 | $ 74,000 |
| Elkhart County Indiana | 1 | $ 125,000 | $ 125,000 | $ 400,000 |
| Floyd County Indiana | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| LaPorte County Indiana | 1 | $ 235,000 | $ 235,000 | $ 59,000 |
| Noble County Indiana | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Pottawattamie County Iowa | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Poweshiek County Iowa | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Wapello County Iowa | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Winneshiek County Iowa | 1 | $ 235,000 | $ 235,000 | $ 97,000 |
| Wilson County Kansas | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Crittenden County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Hardin County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 131,000 |
| Kenton County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Madison County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 125,000 |
| Simpson County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| Jefferson County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Union County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Allegany County Maryland | 1 | $ 65,000 | $ 65,000 | $ 379,000 |
| Calvert County Maryland | 1 | $ 715,000 | $ 715,000 | $ 1,320,000 |
| Cecil County Maryland | 1 | $ 1,145,000 | $ 1,145,000 | $ 390,000 |
| Garrett County Maryland | 1 | $ 335,000 | $ 335,000 | $ 178,000 |
| St. Mary's County Maryland | 1 | $ 535,000 | $ 535,000 | $ 195,000 |
| Talbot County Maryland | 1 | $ 445,000 | $ 445,000 | $ 153,000 |
| Berkshire County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 186,000 |
| Suffolk County Massachusetts | 1 | $ 985,000 | $ 985,000 | $ 359,000 |
| Genesee County Michigan | 1 | $ 275,000 | $ 275,000 | $ 145,000 |
| Midland County Michigan | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Dakota County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 97,000 |
| Ramsey County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 267,000 |
| St. Louis County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 99,000 |
| Stearns County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Harrison County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Lamar County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Pike County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Clay County Missouri | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| St. Charles County Missouri | 1 | $ 455,000 | $ 455,000 | $ 149,000 |
| St. Louis County Missouri | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Washington County Missouri | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Cascade County Montana | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Furnas County Nebraska | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| Ocean County New Jersey | 1 | $ 705,000 | $ 705,000 | $ 264,000 |
| Passaic County New Jersey | 1 | $ 415,000 | $ 415,000 | $ 312,000 |
| Somerset County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 142,000 |
| Union County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Curry County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Dona Ana County New Mexico | 1 | $ 375,000 | $ 375,000 | $ 225,000 |
| Sandoval County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 112,000 |
| Bronx County New York | 1 | $ 55,000 | $ 55,000 | $ 178,000 |
| Queens County New York | 1 | $ 155,000 | $ 155,000 | $ 217,000 |
| Westchester County New York | 1 | $ 535,000 | $ 535,000 | $ 130,000 |
| Cabarrus County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Catawba County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 63,000 |
| Cleveland County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Currituck County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 126,000 |
| Forsyth County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 64,000 |
| Guilford County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 72,000 |
| Halifax County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
| Johnston County North Carolina | 1 | $ 675,000 | $ 675,000 | $ 159,000 |
| Moore County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 46,000 |
| Onslow County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 138,000 |
| Pender County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 104,000 |
| Randolph County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Rowan County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 128,000 |
| Yancey County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 69,000 |
| Burleigh County North Dakota | 1 | $ 325,000 | $ 325,000 | $ 100,000 |
| Fairfield County Ohio | 1 | $ 485,000 | $ 485,000 | $ 171,000 |
| Hamilton County Ohio | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Ottawa County Ohio | 1 | $ 725,000 | $ 725,000 | $ 430,000 |
| Scioto County Ohio | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Trumbull County Ohio | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Washington County Ohio | 1 | $ 405,000 | $ 405,000 | $ 79,000 |
| Comanche County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
| Le Flore County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| Murray County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 129,000 |
| Stephens County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Deschutes County Oregon | 1 | $ 705,000 | $ 705,000 | $ 273,000 |
| Marion County Oregon | 1 | $ 375,000 | $ 375,000 | $ 79,000 |
| Allegheny County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 220,000 |
| Bedford County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 186,000 |
| Chester County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Dauphin County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Erie County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Philadelphia County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 405,000 |
| York County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 118,000 |
| Newport County Rhode Island | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
| Washington County Rhode Island | 1 | $ 565,000 | $ 565,000 | $ 127,000 |
| Beaufort County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 113,000 |
| Cherokee County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Chester County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
| Lexington County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 144,000 |
| Orangeburg County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| Bedford County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Davidson County Tennessee | 1 | $ 1,165,000 | $ 1,165,000 | $ 613,000 |
| Madison County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Rutherford County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Shelby County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Sullivan County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Weakley County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Williamson County Tennessee | 1 | $ 685,000 | $ 685,000 | $ 255,000 |
| Burnet County Texas | 1 | $ 235,000 | $ 235,000 | $ 154,000 |
| Denton County Texas | 1 | $ 405,000 | $ 405,000 | $ 159,000 |
| Ellis County Texas | 1 | $ 305,000 | $ 305,000 | $ 126,000 |
| Galveston County Texas | 1 | $ 435,000 | $ 435,000 | $ 122,000 |
| Kaufman County Texas | 1 | $ 245,000 | $ 245,000 | $ 138,000 |
| Liberty County Texas | 1 | $ 225,000 | $ 225,000 | $ 32,000 |
| Palo Pinto County Texas | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Rusk County Texas | 1 | $ 335,000 | $ 335,000 | $ 195,000 |
| Williamson County Texas | 1 | $ 605,000 | $ 605,000 | $ 260,000 |
| Botetourt County Virginia | 1 | $ 335,000 | $ 335,000 | $ 105,000 |
| Caroline County Virginia | 1 | $ 325,000 | $ 325,000 | $ 92,000 |
| Chesapeake County Virginia | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Colonial Heights County Virginia | 1 | $ 245,000 | $ 245,000 | $ 113,000 |
| Fairfax City County Virginia | 1 | $ 405,000 | $ 405,000 | $ 376,000 |
| Loudoun County Virginia | 1 | $ 385,000 | $ 385,000 | $ 152,000 |
| Madison County Virginia | 1 | $ 515,000 | $ 515,000 | $ 120,000 |
| Montgomery County Virginia | 1 | $ 445,000 | $ 445,000 | $ 193,000 |
| Newport News County Virginia | 1 | $ 10,755,000 | $ 10,755,000 | $ 0 |
| Prince George County Virginia | 1 | $ 645,000 | $ 645,000 | $ 126,000 |
| Roanoke County Virginia | 1 | $ 265,000 | $ 265,000 | $ 88,000 |
| Shenandoah County Virginia | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Benton County Washington | 1 | $ 345,000 | $ 345,000 | $ 125,000 |
| Walla Walla County Washington | 1 | $ 485,000 | $ 485,000 | $ 549,000 |
| Berkeley County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 1,355,000 |
| Hampshire County West Virginia | 1 | $ 665,000 | $ 665,000 | $ 237,000 |
| Wayne County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Chippewa County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Milwaukee County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Platte County Wyoming | 1 | $ 185,000 | $ 185,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for Capital Bank, National Association in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 745 | $289,205,000 | $388,000 | $10,755,000 | $157,000 | $1,380,000 |
| Cash-out Refinancing | 146 | $50,090,000 | $343,000 | $3,975,000 | $120,000 | $1,501,000 |
| Refinancing | 39 | $29,375,000 | $753,000 | $3,215,000 | $255,000 | $1,381,000 |
| Other Purpose | 5 | $865,000 | $173,000 | $455,000 | $72,000 | $112,000 |
| Home Improvement | 2 | $210,000 | $105,000 | $155,000 | $150,000 | $217,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 380 | $158,050,000 | $415,000 | $2,875,000 | $188,000 | $1,381,000 |
| Black or African American | 289 | $91,685,000 | $317,000 | $2,175,000 | $99,000 | $1,131,000 |
| Hispanic | 91 | $23,685,000 | $260,000 | $635,000 | $99,000 | $390,000 |
| Not Provided | 89 | $40,055,000 | $450,000 | $3,975,000 | $218,000 | $1,501,000 |
| Asian | 48 | $20,840,000 | $434,000 | $1,005,000 | $190,000 | $497,000 |
| Not applicable | 33 | $33,415,000 | $1,012,000 | $10,755,000 | $0 | $0 |
| American Indian or Alaskan Native | 6 | $1,510,000 | $251,000 | $445,000 | $95,000 | $143,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 615 | $264,035,000 | $429,000 | $10,755,000 | $180,000 | $1,501,000 |
| FHA-insured (Federal Housing Administration) | 159 | $48,545,000 | $305,000 | $785,000 | $98,000 | $304,000 |
| VA-guaranteed (Veterans Administration) | 159 | $56,765,000 | $357,000 | $1,345,000 | $112,000 | $549,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $400,000 | $100,000 | $185,000 | $56,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 608 | $254,320,000 | $418,000 | $10,755,000 | $160,000 | $1,501,000 |
| Application Withdrawn By Applicant | 244 | $86,950,000 | $356,000 | $2,875,000 | $151,000 | $1,380,000 |
| Application Denied By Financial Institution | 36 | $10,990,000 | $305,000 | $1,065,000 | $93,000 | $217,000 |
| File Closed For Incompleteness | 26 | $8,150,000 | $313,000 | $1,345,000 | $124,000 | $582,000 |
| Preapproval Approved but not Accepted | 10 | $4,910,000 | $491,000 | $935,000 | $147,000 | $296,000 |
| Preapproval Denied by Financial Institution | 9 | $2,445,000 | $271,000 | $445,000 | $70,000 | $161,000 |
| Application Approved But Not Accepted | 4 | $1,980,000 | $495,000 | $635,000 | $163,000 | $289,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 892 | $356,310,000 | $399,000 | $10,755,000 | $156,000 | $1,501,000 |
| Debt-To-Income Ratio | 13 | $4,025,000 | $309,000 | $1,065,000 | $69,000 | $182,000 |
| Credit History | 9 | $2,975,000 | $330,000 | $445,000 | $106,000 | $189,000 |
| Other | 8 | $2,100,000 | $262,000 | $465,000 | $79,000 | $180,000 |
| Collateral | 7 | $1,545,000 | $220,000 | $635,000 | $114,000 | $217,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,905,000 | $381,000 | $455,000 | $89,000 | $102,000 |
| Unverifiable Information | 2 | $510,000 | $255,000 | $305,000 | $93,000 | $108,000 |
| Employment History | 1 | $375,000 | $375,000 | $375,000 | $34,000 | $34,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Bank, National Association's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.