Capital City Home Loans, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Capital City Home Loans, Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital City Home Loans, Llc 1255 Lakes Parkway, Bldg 300, St 200 Kennesaw, GA 30043 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 6,421 |
| Total Mortgage Loan Application Amount | $1,987,925,000 |
| Average Mortgage Loan Application Amount | $259,000 |
| Highest Mortgage Loan Application Amount | $4,315,000 |
| Average Applicant Income | $102,333 |
| Highest Applicant Income | $2,737,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Capital City Home Loans, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital City Home Loans, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Capital City Home Loans, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital City Home Loans, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital City Home Loans, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital City Home Loans, Llc's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Leon County Florida | 614 | $ 158,650,000 | $ 258,000 | $ 127,000 |
| Gwinnett County Georgia | 495 | $ 139,655,000 | $ 282,000 | $ 117,000 |
| Fulton County Georgia | 463 | $ 204,055,000 | $ 440,000 | $ 196,000 |
| Nassau County Florida | 367 | $ 135,015,000 | $ 367,000 | $ 187,000 |
| Cobb County Georgia | 322 | $ 112,870,000 | $ 350,000 | $ 145,000 |
| Hernando County Florida | 255 | $ 67,625,000 | $ 265,000 | $ 99,000 |
| DeKalb County Georgia | 208 | $ 72,020,000 | $ 346,000 | $ 146,000 |
| Forsyth County Georgia | 188 | $ 71,310,000 | $ 379,000 | $ 148,000 |
| Glynn County Georgia | 155 | $ 42,205,000 | $ 272,000 | $ 118,000 |
| Citrus County Florida | 152 | $ 37,050,000 | $ 243,000 | $ 94,000 |
| Alachua County Florida | 106 | $ 29,530,000 | $ 278,000 | $ 110,000 |
| Walton County Florida | 100 | $ 80,120,000 | $ 801,000 | $ 429,000 |
| Wakulla County Florida | 99 | $ 21,215,000 | $ 214,000 | $ 97,000 |
| Cherokee County Georgia | 94 | $ 29,980,000 | $ 318,000 | $ 122,000 |
| Sumter County Georgia | 93 | $ 13,935,000 | $ 149,000 | $ 73,000 |
| New Hanover County North Carolina | 86 | $ 23,770,000 | $ 276,000 | $ 133,000 |
| Walton County Georgia | 85 | $ 23,645,000 | $ 278,000 | $ 96,000 |
| Hall County Georgia | 80 | $ 25,810,000 | $ 322,000 | $ 129,000 |
| Paulding County Georgia | 79 | $ 22,425,000 | $ 283,000 | $ 105,000 |
| Hamilton County Tennessee | 77 | $ 27,105,000 | $ 352,000 | $ 131,000 |
| Marion County Florida | 68 | $ 20,250,000 | $ 297,000 | $ 117,000 |
| Barrow County Georgia | 67 | $ 16,685,000 | $ 249,000 | $ 84,000 |
| Duval County Florida | 66 | $ 21,380,000 | $ 323,000 | $ 148,000 |
| Bay County Florida | 61 | $ 16,225,000 | $ 265,000 | $ 158,000 |
| Miami-Dade County Florida | 59 | $ 32,225,000 | $ 546,000 | $ 231,000 |
| Gadsden County Florida | 56 | $ 12,220,000 | $ 218,000 | $ 91,000 |
| Chatham County Georgia | 56 | $ 12,480,000 | $ 222,000 | $ 95,000 |
| Clarke County Georgia | 52 | $ 13,150,000 | $ 252,000 | $ 131,000 |
| Jackson County Georgia | 49 | $ 14,275,000 | $ 291,000 | $ 104,000 |
| Rockdale County Georgia | 47 | $ 15,095,000 | $ 321,000 | $ 92,000 |
| Gulf County Florida | 45 | $ 17,515,000 | $ 389,000 | $ 164,000 |
| Escambia County Florida | 41 | $ 15,495,000 | $ 377,000 | $ 206,000 |
| Bibb County Georgia | 41 | $ 8,595,000 | $ 209,000 | $ 106,000 |
| Coweta County Georgia | 39 | $ 13,335,000 | $ 341,000 | $ 146,000 |
| Pasco County Florida | 37 | $ 11,095,000 | $ 299,000 | $ 100,000 |
| Oconee County Georgia | 37 | $ 14,085,000 | $ 380,000 | $ 147,000 |
| Bartow County Georgia | 36 | $ 9,380,000 | $ 260,000 | $ 93,000 |
| Putnam County Florida | 34 | $ 9,280,000 | $ 272,000 | $ 128,000 |
| Newton County Georgia | 33 | $ 9,675,000 | $ 293,000 | $ 105,000 |
| Laurens County Georgia | 31 | $ 4,755,000 | $ 153,000 | $ 74,000 |
| Jefferson County Florida | 28 | $ 6,500,000 | $ 232,000 | $ 94,000 |
| Levy County Florida | 28 | $ 5,290,000 | $ 188,000 | $ 85,000 |
| Taylor County Florida | 28 | $ 4,660,000 | $ 166,000 | $ 91,000 |
| Dougherty County Georgia | 28 | $ 4,810,000 | $ 171,000 | $ 91,000 |
| Madison County Florida | 26 | $ 4,440,000 | $ 170,000 | $ 74,000 |
| Carroll County Georgia | 24 | $ 5,530,000 | $ 230,000 | $ 88,000 |
| Dawson County Georgia | 24 | $ 8,080,000 | $ 336,000 | $ 123,000 |
| Davidson County Tennessee | 24 | $ 8,020,000 | $ 334,000 | $ 134,000 |
| Williamson County Tennessee | 24 | $ 10,050,000 | $ 418,000 | $ 135,000 |
| Franklin County Florida | 23 | $ 6,575,000 | $ 285,000 | $ 140,000 |
| Douglas County Georgia | 23 | $ 5,905,000 | $ 256,000 | $ 91,000 |
| Henry County Georgia | 23 | $ 5,485,000 | $ 238,000 | $ 80,000 |
| Clay County Florida | 22 | $ 5,630,000 | $ 255,000 | $ 102,000 |
| Camden County Georgia | 22 | $ 6,930,000 | $ 315,000 | $ 124,000 |
| Crisp County Georgia | 21 | $ 3,975,000 | $ 189,000 | $ 95,000 |
| St. Johns County Florida | 20 | $ 6,450,000 | $ 322,000 | $ 192,000 |
| Spotsylvania County Virginia | 20 | $ 5,250,000 | $ 262,000 | $ 83,000 |
| Bradford County Florida | 19 | $ 3,325,000 | $ 175,000 | $ 77,000 |
| Hillsborough County Florida | 19 | $ 7,405,000 | $ 389,000 | $ 123,000 |
| Fayette County Georgia | 19 | $ 7,095,000 | $ 373,000 | $ 134,000 |
| Lee County Georgia | 19 | $ 4,115,000 | $ 216,000 | $ 83,000 |
| Pinellas County Florida | 18 | $ 5,570,000 | $ 309,000 | $ 120,000 |
| Houston County Georgia | 18 | $ 3,660,000 | $ 203,000 | $ 99,000 |
| Schley County Georgia | 18 | $ 2,690,000 | $ 149,000 | $ 82,000 |
| Gilchrist County Florida | 15 | $ 3,835,000 | $ 255,000 | $ 101,000 |
| Clayton County Georgia | 15 | $ 3,115,000 | $ 207,000 | $ 69,000 |
| Putnam County Georgia | 15 | $ 5,255,000 | $ 350,000 | $ 350,000 |
| Grady County Georgia | 14 | $ 2,250,000 | $ 160,000 | $ 76,000 |
| Okaloosa County Florida | 13 | $ 7,895,000 | $ 607,000 | $ 196,000 |
| Sumter County Florida | 13 | $ 4,015,000 | $ 308,000 | $ 106,000 |
| Effingham County Georgia | 13 | $ 2,855,000 | $ 219,000 | $ 84,000 |
| Baldwin County Alabama | 12 | $ 2,850,000 | $ 237,000 | $ 96,000 |
| Chambers County Alabama | 12 | $ 1,660,000 | $ 138,000 | $ 58,000 |
| Butts County Georgia | 12 | $ 3,220,000 | $ 268,000 | $ 68,000 |
| Pender County North Carolina | 12 | $ 3,230,000 | $ 269,000 | $ 133,000 |
| Greenville County South Carolina | 12 | $ 3,020,000 | $ 251,000 | $ 131,000 |
| Pickens County Georgia | 11 | $ 2,445,000 | $ 222,000 | $ 69,000 |
| Stafford County Virginia | 11 | $ 3,325,000 | $ 302,000 | $ 127,000 |
| Dixie County Florida | 10 | $ 1,200,000 | $ 120,000 | $ 98,000 |
| Volusia County Florida | 10 | $ 4,040,000 | $ 404,000 | $ 192,000 |
| Hart County Georgia | 10 | $ 2,970,000 | $ 297,000 | $ 160,000 |
| Monroe County Georgia | 10 | $ 3,850,000 | $ 385,000 | $ 189,000 |
| Brunswick County North Carolina | 10 | $ 2,770,000 | $ 277,000 | $ 126,000 |
| Lake County Florida | 9 | $ 2,415,000 | $ 268,000 | $ 88,000 |
| Bulloch County Georgia | 9 | $ 1,865,000 | $ 207,000 | $ 190,000 |
| Greene County Georgia | 9 | $ 6,805,000 | $ 756,000 | $ 329,000 |
| Lumpkin County Georgia | 9 | $ 2,965,000 | $ 329,000 | $ 127,000 |
| Thomas County Georgia | 9 | $ 1,545,000 | $ 171,000 | $ 86,000 |
| Buncombe County North Carolina | 9 | $ 2,735,000 | $ 303,000 | $ 133,000 |
| Mecklenburg County North Carolina | 9 | $ 2,595,000 | $ 288,000 | $ 124,000 |
| Columbia County Florida | 8 | $ 1,780,000 | $ 222,000 | $ 119,000 |
| Palm Beach County Florida | 8 | $ 3,270,000 | $ 408,000 | $ 187,000 |
| Gordon County Georgia | 8 | $ 2,050,000 | $ 256,000 | $ 110,000 |
| Wake County North Carolina | 8 | $ 2,120,000 | $ 265,000 | $ 87,000 |
| Spartanburg County South Carolina | 8 | $ 1,920,000 | $ 240,000 | $ 130,000 |
| King George County Virginia | 8 | $ 2,880,000 | $ 360,000 | $ 98,000 |
| Manatee County Florida | 7 | $ 2,235,000 | $ 319,000 | $ 141,000 |
| Osceola County Florida | 7 | $ 2,165,000 | $ 309,000 | $ 132,000 |
| Fannin County Georgia | 7 | $ 3,355,000 | $ 479,000 | $ 215,000 |
| Gilmer County Georgia | 7 | $ 2,315,000 | $ 330,000 | $ 138,000 |
| Haralson County Georgia | 7 | $ 1,765,000 | $ 252,000 | $ 96,000 |
| Tallapoosa County Alabama | 6 | $ 2,750,000 | $ 458,000 | $ 179,000 |
| Lee County Florida | 6 | $ 1,870,000 | $ 311,000 | $ 168,000 |
| Orange County Florida | 6 | $ 1,970,000 | $ 328,000 | $ 129,000 |
| Suwannee County Florida | 6 | $ 1,300,000 | $ 216,000 | $ 97,000 |
| Banks County Georgia | 6 | $ 1,570,000 | $ 261,000 | $ 94,000 |
| Bryan County Georgia | 6 | $ 1,380,000 | $ 230,000 | $ 68,000 |
| Floyd County Georgia | 6 | $ 1,470,000 | $ 245,000 | $ 72,000 |
| Franklin County Georgia | 6 | $ 1,380,000 | $ 230,000 | $ 88,000 |
| McIntosh County Georgia | 6 | $ 1,130,000 | $ 188,000 | $ 102,000 |
| Morgan County Georgia | 6 | $ 1,530,000 | $ 255,000 | $ 73,000 |
| Muscogee County Georgia | 6 | $ 340,000 | $ 56,000 | $ 88,000 |
| Oglethorpe County Georgia | 6 | $ 980,000 | $ 163,000 | $ 72,000 |
| Rabun County Georgia | 6 | $ 2,460,000 | $ 410,000 | $ 608,000 |
| Troup County Georgia | 6 | $ 900,000 | $ 150,000 | $ 76,000 |
| Onslow County North Carolina | 6 | $ 1,340,000 | $ 223,000 | $ 91,000 |
| Lee County Alabama | 5 | $ 1,265,000 | $ 253,000 | $ 149,000 |
| Madison County Alabama | 5 | $ 1,745,000 | $ 349,000 | $ 384,000 |
| Sarasota County Florida | 5 | $ 1,475,000 | $ 295,000 | $ 85,000 |
| Dooly County Georgia | 5 | $ 835,000 | $ 167,000 | $ 65,000 |
| Jones County Georgia | 5 | $ 995,000 | $ 199,000 | $ 66,000 |
| Lowndes County Georgia | 5 | $ 995,000 | $ 199,000 | $ 102,000 |
| Peach County Georgia | 5 | $ 795,000 | $ 159,000 | $ 57,000 |
| White County Georgia | 5 | $ 1,445,000 | $ 289,000 | $ 76,000 |
| Union County North Carolina | 5 | $ 1,265,000 | $ 253,000 | $ 103,000 |
| Anderson County South Carolina | 5 | $ 1,515,000 | $ 303,000 | $ 146,000 |
| Beaufort County South Carolina | 5 | $ 1,655,000 | $ 331,000 | $ 207,000 |
| Rutherford County Tennessee | 5 | $ 935,000 | $ 187,000 | $ 74,000 |
| Orange County Virginia | 5 | $ 1,225,000 | $ 245,000 | $ 96,000 |
| Jefferson County Alabama | 4 | $ 930,000 | $ 232,000 | $ 198,000 |
| Flagler County Florida | 4 | $ 1,290,000 | $ 322,000 | $ 211,000 |
| Union County Florida | 4 | $ 890,000 | $ 222,000 | $ 122,000 |
| Baldwin County Georgia | 4 | $ 1,400,000 | $ 350,000 | $ 89,000 |
| Elbert County Georgia | 4 | $ 620,000 | $ 155,000 | $ 47,000 |
| Hancock County Georgia | 4 | $ 1,020,000 | $ 255,000 | $ 165,000 |
| Jasper County Georgia | 4 | $ 1,210,000 | $ 302,000 | $ 138,000 |
| Johnson County Georgia | 4 | $ 370,000 | $ 92,000 | $ 49,000 |
| Madison County Georgia | 4 | $ 1,240,000 | $ 310,000 | $ 107,000 |
| Wayne County Georgia | 4 | $ 720,000 | $ 180,000 | $ 122,000 |
| Cherokee County North Carolina | 4 | $ 520,000 | $ 130,000 | $ 73,000 |
| York County South Carolina | 4 | $ 1,440,000 | $ 360,000 | $ 148,000 |
| Sevier County Tennessee | 4 | $ 1,120,000 | $ 280,000 | $ 249,000 |
| Mobile County Alabama | 3 | $ 695,000 | $ 231,000 | $ 177,000 |
| Montgomery County Alabama | 3 | $ 555,000 | $ 185,000 | $ 55,000 |
| Randolph County Alabama | 3 | $ 765,000 | $ 255,000 | $ 171,000 |
| Brevard County Florida | 3 | $ 905,000 | $ 301,000 | $ 245,000 |
| Broward County Florida | 3 | $ 835,000 | $ 278,000 | $ 159,000 |
| Jackson County Florida | 3 | $ 525,000 | $ 175,000 | $ 66,000 |
| Charlton County Georgia | 3 | $ 335,000 | $ 111,000 | $ 113,000 |
| Decatur County Georgia | 3 | $ 475,000 | $ 158,000 | $ 132,000 |
| Early County Georgia | 3 | $ 485,000 | $ 161,000 | $ 71,000 |
| Habersham County Georgia | 3 | $ 905,000 | $ 301,000 | $ 108,000 |
| Liberty County Georgia | 3 | $ 595,000 | $ 198,000 | $ 49,000 |
| Pike County Georgia | 3 | $ 1,045,000 | $ 348,000 | $ 103,000 |
| Richmond County Georgia | 3 | $ 605,000 | $ 201,000 | $ 71,000 |
| Spalding County Georgia | 3 | $ 635,000 | $ 211,000 | $ 100,000 |
| Tift County Georgia | 3 | $ 475,000 | $ 158,000 | $ 54,000 |
| Upson County Georgia | 3 | $ 585,000 | $ 195,000 | $ 56,000 |
| Whitfield County Georgia | 3 | $ 615,000 | $ 205,000 | $ 108,000 |
| Rankin County Mississippi | 3 | $ 755,000 | $ 251,000 | $ 68,000 |
| Jackson County North Carolina | 3 | $ 3,125,000 | $ 1,041,000 | $ 756,000 |
| Moore County North Carolina | 3 | $ 585,000 | $ 195,000 | $ 112,000 |
| Berkeley County South Carolina | 3 | $ 1,045,000 | $ 348,000 | $ 136,000 |
| Richland County South Carolina | 3 | $ 405,000 | $ 135,000 | $ 292,000 |
| Maury County Tennessee | 3 | $ 1,195,000 | $ 398,000 | $ 123,000 |
| Cleburne County Alabama | 2 | $ 840,000 | $ 420,000 | $ 130,000 |
| Coffee County Alabama | 2 | $ 480,000 | $ 240,000 | $ 153,000 |
| Shelby County Alabama | 2 | $ 360,000 | $ 180,000 | $ 82,000 |
| Charlotte County Florida | 2 | $ 520,000 | $ 260,000 | $ 93,000 |
| Collier County Florida | 2 | $ 580,000 | $ 290,000 | $ 188,000 |
| Monroe County Florida | 2 | $ 840,000 | $ 420,000 | $ 115,000 |
| Polk County Florida | 2 | $ 390,000 | $ 195,000 | $ 50,000 |
| Santa Rosa County Florida | 2 | $ 760,000 | $ 380,000 | $ 270,000 |
| St. Lucie County Florida | 2 | $ 660,000 | $ 330,000 | $ 120,000 |
| Bleckley County Georgia | 2 | $ 240,000 | $ 120,000 | $ 64,000 |
| Brantley County Georgia | 2 | $ 240,000 | $ 120,000 | $ 65,000 |
| Brooks County Georgia | 2 | $ 810,000 | $ 405,000 | $ 66,000 |
| Burke County Georgia | 2 | $ 130,000 | $ 65,000 | $ 46,000 |
| Crawford County Georgia | 2 | $ 530,000 | $ 265,000 | $ 144,000 |
| Harris County Georgia | 2 | $ 260,000 | $ 130,000 | $ 80,000 |
| Lamar County Georgia | 2 | $ 560,000 | $ 280,000 | $ 76,000 |
| Long County Georgia | 2 | $ 340,000 | $ 170,000 | $ 61,000 |
| Macon County Georgia | 2 | $ 440,000 | $ 220,000 | $ 130,000 |
| Pulaski County Georgia | 2 | $ 420,000 | $ 210,000 | $ 150,000 |
| Stewart County Georgia | 2 | $ 530,000 | $ 265,000 | $ 117,000 |
| Taylor County Georgia | 2 | $ 550,000 | $ 275,000 | $ 46,000 |
| Twiggs County Georgia | 2 | $ 460,000 | $ 230,000 | $ 138,000 |
| Union County Georgia | 2 | $ 610,000 | $ 305,000 | $ 89,000 |
| Ware County Georgia | 2 | $ 250,000 | $ 125,000 | $ 48,000 |
| Washington County Georgia | 2 | $ 230,000 | $ 115,000 | $ 82,000 |
| Wilcox County Georgia | 2 | $ 220,000 | $ 110,000 | $ 60,000 |
| Wilkinson County Georgia | 2 | $ 250,000 | $ 125,000 | $ 59,000 |
| Worth County Georgia | 2 | $ 270,000 | $ 135,000 | $ 57,000 |
| Clay County North Carolina | 2 | $ 750,000 | $ 375,000 | $ 105,000 |
| Henderson County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 68,000 |
| Macon County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 469,000 |
| Orange County North Carolina | 2 | $ 1,620,000 | $ 810,000 | $ 1,538,000 |
| Watauga County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 164,000 |
| Aiken County South Carolina | 2 | $ 2,460,000 | $ 1,230,000 | $ 428,000 |
| Georgetown County South Carolina | 2 | $ 1,500,000 | $ 750,000 | $ 749,000 |
| Kershaw County South Carolina | 2 | $ 860,000 | $ 430,000 | $ 159,000 |
| Lexington County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 53,000 |
| Oconee County South Carolina | 2 | $ 770,000 | $ 385,000 | $ 148,000 |
| Cheatham County Tennessee | 2 | $ 790,000 | $ 395,000 | $ 132,000 |
| Dickson County Tennessee | 2 | $ 690,000 | $ 345,000 | $ 89,000 |
| Meigs County Tennessee | 2 | $ 920,000 | $ 460,000 | $ 297,000 |
| Caroline County Virginia | 2 | $ 490,000 | $ 245,000 | $ 58,000 |
| Chesterfield County Virginia | 2 | $ 700,000 | $ 350,000 | $ 140,000 |
| Hanover County Virginia | 2 | $ 870,000 | $ 435,000 | $ 120,000 |
| Virginia Beach County Virginia | 2 | $ 580,000 | $ 290,000 | $ 199,000 |
| Westmoreland County Virginia | 2 | $ 550,000 | $ 275,000 | $ 73,000 |
| Barbour County Alabama | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Butler County Alabama | 1 | $ 145,000 | $ 145,000 | $ 27,000 |
| Calhoun County Alabama | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Cherokee County Alabama | 1 | $ 385,000 | $ 385,000 | $ 223,000 |
| Cullman County Alabama | 1 | $ 245,000 | $ 245,000 | $ 101,000 |
| Dale County Alabama | 1 | $ 425,000 | $ 425,000 | $ 383,000 |
| Elmore County Alabama | 1 | $ 965,000 | $ 965,000 | $ 412,000 |
| Houston County Alabama | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Lauderdale County Alabama | 1 | $ 345,000 | $ 345,000 | $ 93,000 |
| Tuscaloosa County Alabama | 1 | $ 255,000 | $ 255,000 | $ 146,000 |
| Highlands County Florida | 1 | $ 545,000 | $ 545,000 | $ 223,000 |
| Holmes County Florida | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Indian River County Florida | 1 | $ 215,000 | $ 215,000 | $ 102,000 |
| Washington County Florida | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Berrien County Georgia | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Chattooga County Georgia | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Clay County Georgia | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Colquitt County Georgia | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Columbia County Georgia | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Dade County Georgia | 1 | $ 395,000 | $ 395,000 | $ 307,000 |
| Dodge County Georgia | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| McDuffie County Georgia | 1 | $ 165,000 | $ 165,000 | $ 22,000 |
| Meriwether County Georgia | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Mitchell County Georgia | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Screven County Georgia | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Stephens County Georgia | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Talbot County Georgia | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Turner County Georgia | 1 | $ 155,000 | $ 155,000 | $ 29,000 |
| Anne Arundel County Maryland | 1 | $ 335,000 | $ 335,000 | $ 255,000 |
| Charles County Maryland | 1 | $ 445,000 | $ 445,000 | $ 121,000 |
| Prince George's County Maryland | 1 | $ 485,000 | $ 485,000 | $ 186,000 |
| Lafayette County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 146,000 |
| Lowndes County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| Madison County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 131,000 |
| Bladen County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 162,000 |
| Carteret County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 132,000 |
| Chatham County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 170,000 |
| Cumberland County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Durham County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Forsyth County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 56,000 |
| Guilford County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Harnett County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 129,000 |
| Montgomery County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 91,000 |
| Swain County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 133,000 |
| Wilkes County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 508,000 |
| Charleston County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 264,000 |
| Dorchester County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 97,000 |
| Lancaster County South Carolina | 1 | $ 515,000 | $ 515,000 | $ 165,000 |
| Pickens County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 114,000 |
| Bedford County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 112,000 |
| Bradley County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 198,000 |
| Cocke County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 174,000 |
| Hardin County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| Polk County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 310,000 |
| Shelby County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 371,000 |
| Wilson County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 154,000 |
| Alexandria County Virginia | 1 | $ 795,000 | $ 795,000 | $ 306,000 |
| Floyd County Virginia | 1 | $ 465,000 | $ 465,000 | $ 87,000 |
| Greene County Virginia | 1 | $ 355,000 | $ 355,000 | $ 157,000 |
| Hampton County Virginia | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Henrico County Virginia | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Louisa County Virginia | 1 | $ 265,000 | $ 265,000 | $ 49,000 |
| Nelson County Virginia | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
| Newport News County Virginia | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Prince William County Virginia | 1 | $ 505,000 | $ 505,000 | $ 128,000 |
Mortgage Loan Application Detail Totals for Capital City Home Loans, Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,319 | $1,383,865,000 | $320,000 | $4,315,000 | $136,000 | $2,737,000 |
| Refinancing | 1,260 | $358,750,000 | $284,000 | $2,685,000 | $142,000 | $2,589,000 |
| Cash-out Refinancing | 747 | $222,135,000 | $297,000 | $2,675,000 | $131,000 | $1,186,000 |
| Other Purpose | 75 | $19,335,000 | $257,000 | $575,000 | $132,000 | $866,000 |
| Home Improvement | 15 | $2,785,000 | $185,000 | $365,000 | $73,000 | $186,000 |
| Not Applicable | 5 | $1,055,000 | $211,000 | $305,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,362 | $1,339,700,000 | $307,000 | $3,005,000 | $139,000 | $2,737,000 |
| Not Provided | 812 | $281,740,000 | $346,000 | $3,005,000 | $151,000 | $1,746,000 |
| Black or African American | 601 | $164,175,000 | $273,000 | $4,315,000 | $102,000 | $1,142,000 |
| Hispanic | 324 | $95,450,000 | $294,000 | $1,725,000 | $111,000 | $1,046,000 |
| Asian | 256 | $86,520,000 | $337,000 | $2,555,000 | $169,000 | $2,315,000 |
| American Indian or Alaskan Native | 42 | $13,830,000 | $329,000 | $1,805,000 | $123,000 | $782,000 |
| Not applicable | 17 | $4,505,000 | $265,000 | $375,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,005,000 | $286,000 | $415,000 | $111,000 | $196,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,525 | $1,758,045,000 | $318,000 | $4,315,000 | $146,000 | $2,737,000 |
| FHA-insured (Federal Housing Administration) | 543 | $129,255,000 | $238,000 | $525,000 | $73,000 | $420,000 |
| VA-guaranteed (Veterans Administration) | 237 | $78,195,000 | $329,000 | $975,000 | $98,000 | $321,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 116 | $22,430,000 | $193,000 | $375,000 | $54,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,855 | $1,483,435,000 | $305,000 | $3,005,000 | $135,000 | $2,315,000 |
| Application Withdrawn By Applicant | 638 | $198,550,000 | $311,000 | $2,255,000 | $150,000 | $2,737,000 |
| Application Denied By Financial Institution | 571 | $187,755,000 | $328,000 | $4,315,000 | $125,000 | $2,589,000 |
| File Closed For Incompleteness | 325 | $109,305,000 | $336,000 | $2,005,000 | $153,000 | $1,699,000 |
| Loan Purchased By The Institution | 17 | $4,505,000 | $265,000 | $375,000 | $0 | $0 |
| Application Approved But Not Accepted | 15 | $4,375,000 | $291,000 | $545,000 | $115,000 | $325,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,850 | $1,800,170,000 | $307,000 | $3,005,000 | $138,000 | $2,737,000 |
| Credit Application Incomplete | 209 | $66,115,000 | $316,000 | $1,465,000 | $140,000 | $585,000 |
| Debt-To-Income Ratio | 169 | $59,335,000 | $351,000 | $4,315,000 | $79,000 | $1,142,000 |
| Credit History | 69 | $23,955,000 | $347,000 | $2,255,000 | $140,000 | $752,000 |
| Collateral | 66 | $20,340,000 | $308,000 | $2,855,000 | $144,000 | $1,926,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 26 | $8,980,000 | $345,000 | $1,485,000 | $128,000 | $600,000 |
| Other | 14 | $3,930,000 | $280,000 | $855,000 | $289,000 | $2,589,000 |
| Employment History | 12 | $3,170,000 | $264,000 | $545,000 | $92,000 | $325,000 |
| Unverifiable Information | 6 | $1,930,000 | $321,000 | $545,000 | $176,000 | $284,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital City Home Loans, Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital City Home Loans, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.