Cardinal Financial Company, Li Mortgage Lending & HMDA Data, 2016
In 2016, Cardinal Financial Company, Li of Charlotte, NC reported 40,259 mortgage applications totaling $11.2 billion, up 34% from 2015. The average application was for $277,900, and applicants reported an average income of $116,955. 61% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (2,190), Los Angeles-Long Beach-Glendale, CA (1,588) and Atlanta-Sandy Springs-Roswell, GA (1,419) (applications in parentheses).
| Mortgage Company & Address | Cardinal Financial Company, Li 3530 Toringdon Way Ste 200 Charlotte, NC 28277 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 40,259 |
| Total Mortgage Loan Application Amount | $11,187,992,000 |
| Average Mortgage Loan Application Amount | $277,900 |
| Highest Mortgage Loan Application Amount | $2,240,000 |
| Average Applicant Income | $116,955 |
| Highest Applicant Income | $7,800,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cardinal Financial Company, Li filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 2,040 | $ 498,407,000 | $ 244,317 | $ 95,000 |
| Los Angeles, California | 1,588 | $ 608,508,000 | $ 383,191 | $ 127,000 |
| Clark, Nevada | 1,194 | $ 291,671,000 | $ 244,280 | $ 100,000 |
| San Diego, California | 851 | $ 322,255,000 | $ 378,678 | $ 129,000 |
| Orange, California | 709 | $ 294,142,000 | $ 414,868 | $ 143,000 |
| King, Washington | 644 | $ 224,727,000 | $ 348,954 | $ 132,000 |
| Harris, Texas | 634 | $ 153,538,000 | $ 242,173 | $ 135,000 |
| Mecklenburg, North Carolina | 571 | $ 135,247,000 | $ 236,859 | $ 109,000 |
| Riverside, California | 534 | $ 150,333,000 | $ 281,522 | $ 99,000 |
| Santa Clara, California | 498 | $ 229,880,000 | $ 461,606 | $ 162,000 |
| Alameda, California | 486 | $ 212,763,000 | $ 437,783 | $ 144,000 |
| San Bernardino, California | 434 | $ 117,244,000 | $ 270,147 | $ 103,000 |
| Sacramento, California | 404 | $ 111,622,000 | $ 276,292 | $ 110,000 |
| Wake, North Carolina | 393 | $ 105,596,000 | $ 268,692 | $ 114,000 |
| Contra Costa, California | 381 | $ 156,372,000 | $ 410,425 | $ 152,000 |
| Cook, Illinois | 371 | $ 100,525,000 | $ 270,956 | $ 127,000 |
| Collin, Texas | 360 | $ 100,294,000 | $ 278,594 | $ 132,000 |
| Tarrant, Texas | 340 | $ 78,406,000 | $ 230,605 | $ 122,000 |
| Fairfax, Virginia | 339 | $ 132,582,000 | $ 391,097 | $ 153,000 |
| Dallas, Texas | 325 | $ 78,227,000 | $ 240,698 | $ 131,000 |
| Fulton, Georgia | 302 | $ 84,185,000 | $ 278,758 | $ 139,000 |
| Broward, Florida | 293 | $ 75,263,000 | $ 256,870 | $ 109,000 |
| Pima, Arizona | 289 | $ 63,134,000 | $ 218,456 | $ 90,000 |
| Washoe, Nevada | 287 | $ 80,525,000 | $ 280,574 | $ 111,000 |
| Travis, Texas | 287 | $ 80,174,000 | $ 279,351 | $ 131,000 |
| Loudoun, Virginia | 285 | $ 114,460,000 | $ 401,614 | $ 144,000 |
| Denton, Texas | 277 | $ 70,269,000 | $ 253,678 | $ 128,000 |
| Snohomish, Washington | 263 | $ 82,410,000 | $ 313,346 | $ 111,000 |
| Palm Beach, Florida | 257 | $ 67,956,000 | $ 264,420 | $ 126,000 |
| Multnomah, Oregon | 257 | $ 72,433,000 | $ 281,840 | $ 108,000 |
| Miami-Dade, Florida | 252 | $ 66,826,000 | $ 265,182 | $ 111,000 |
| Fort Bend, Texas | 251 | $ 68,234,000 | $ 271,848 | $ 136,000 |
| Ventura, California | 248 | $ 94,106,000 | $ 379,459 | $ 125,000 |
| Gwinnett, Georgia | 243 | $ 52,091,000 | $ 214,366 | $ 92,000 |
| Montgomery, Maryland | 241 | $ 90,063,000 | $ 373,705 | $ 145,000 |
| Oakland, Michigan | 235 | $ 61,781,000 | $ 262,897 | $ 130,000 |
| Cobb, Georgia | 217 | $ 54,998,000 | $ 253,447 | $ 116,000 |
| Bexar, Texas | 216 | $ 47,924,000 | $ 221,870 | $ 119,000 |
| District of Columbia, District Of Columbia | 208 | $ 84,242,000 | $ 405,009 | $ 148,000 |
| Pierce, Washington | 189 | $ 51,044,000 | $ 270,074 | $ 99,000 |
| Placer, California | 180 | $ 61,402,000 | $ 341,122 | $ 142,000 |
| Hennepin, Minnesota | 180 | $ 49,949,000 | $ 277,494 | $ 150,000 |
| Washington, Oregon | 176 | $ 50,364,000 | $ 286,159 | $ 110,000 |
| San Joaquin, California | 173 | $ 48,733,000 | $ 281,693 | $ 112,000 |
| Hillsborough, Florida | 173 | $ 40,437,000 | $ 233,739 | $ 114,000 |
| Orange, Florida | 170 | $ 41,877,000 | $ 246,335 | $ 105,000 |
| Bernalillo, New Mexico | 167 | $ 36,864,000 | $ 220,742 | $ 99,000 |
| Middlesex, New Jersey | 163 | $ 51,308,000 | $ 314,773 | $ 144,000 |
| Pinellas, Florida | 161 | $ 39,139,000 | $ 243,099 | $ 128,000 |
| Salt Lake, Utah | 158 | $ 45,316,000 | $ 286,810 | $ 116,000 |
| Williamson, Texas | 155 | $ 36,786,000 | $ 237,329 | $ 109,000 |
| Pinal, Arizona | 150 | $ 27,149,000 | $ 180,993 | $ 67,000 |
| Forsyth, Georgia | 146 | $ 40,998,000 | $ 280,808 | $ 122,000 |
| San Mateo, California | 145 | $ 68,524,000 | $ 472,579 | $ 165,000 |
| DeKalb, Georgia | 145 | $ 37,126,000 | $ 256,041 | $ 116,000 |
| Fresno, California | 142 | $ 33,741,000 | $ 237,612 | $ 109,000 |
| Clackamas, Oregon | 140 | $ 40,167,000 | $ 286,907 | $ 113,000 |
| Denver, Colorado | 136 | $ 43,475,000 | $ 319,669 | $ 132,000 |
| Clark, Washington | 136 | $ 34,413,000 | $ 253,036 | $ 94,000 |
| Montgomery, Texas | 134 | $ 35,497,000 | $ 264,902 | $ 127,000 |
| York, South Carolina | 132 | $ 31,772,000 | $ 240,696 | $ 112,000 |
| Sonoma, California | 128 | $ 46,506,000 | $ 363,328 | $ 128,000 |
| Solano, California | 123 | $ 37,321,000 | $ 303,422 | $ 107,000 |
| Jefferson, Colorado | 123 | $ 39,048,000 | $ 317,463 | $ 120,000 |
| Douglas, Colorado | 120 | $ 39,725,000 | $ 331,041 | $ 133,000 |
| Prince William, Virginia | 120 | $ 39,507,000 | $ 329,225 | $ 121,000 |
| Kern, California | 115 | $ 25,834,000 | $ 224,643 | $ 99,000 |
| Yavapai, Arizona | 114 | $ 29,866,000 | $ 261,982 | $ 106,000 |
| Lee, Florida | 114 | $ 25,125,000 | $ 220,394 | $ 124,000 |
| Union, North Carolina | 111 | $ 27,431,000 | $ 247,126 | $ 102,000 |
| DuPage, Illinois | 110 | $ 30,550,000 | $ 277,727 | $ 131,000 |
| Charleston, South Carolina | 110 | $ 31,592,000 | $ 287,200 | $ 126,000 |
| Howard, Maryland | 109 | $ 37,723,000 | $ 346,082 | $ 130,000 |
| San Francisco, California | 108 | $ 51,629,000 | $ 478,046 | $ 179,000 |
| Stanislaus, California | 108 | $ 25,005,000 | $ 231,527 | $ 86,000 |
| Davidson, Tennessee | 108 | $ 25,792,000 | $ 238,814 | $ 121,000 |
| Prince George's, Maryland | 106 | $ 28,733,000 | $ 271,066 | $ 97,000 |
| Arapahoe, Colorado | 103 | $ 30,176,000 | $ 292,970 | $ 113,000 |
| Bergen, New Jersey | 101 | $ 37,441,000 | $ 370,702 | $ 145,000 |
| Seminole, Florida | 100 | $ 24,514,000 | $ 245,140 | $ 107,000 |
| Philadelphia, Pennsylvania | 100 | $ 22,700,000 | $ 227,000 | $ 110,000 |
| Brevard, Florida | 99 | $ 21,743,000 | $ 219,626 | $ 123,000 |
| Baltimore, Maryland | 99 | $ 26,139,000 | $ 264,030 | $ 121,000 |
| Shelby, Tennessee | 99 | $ 20,916,000 | $ 211,272 | $ 99,000 |
| Fairfield, Connecticut | 95 | $ 34,923,000 | $ 367,610 | $ 189,000 |
| Montgomery, Pennsylvania | 94 | $ 27,122,000 | $ 288,531 | $ 129,000 |
| Bucks, Pennsylvania | 93 | $ 25,369,000 | $ 272,784 | $ 119,000 |
| Williamson, Tennessee | 91 | $ 27,883,000 | $ 306,406 | $ 135,000 |
| El Dorado, California | 90 | $ 28,007,000 | $ 311,188 | $ 113,000 |
| Cherokee, Georgia | 89 | $ 20,983,000 | $ 235,764 | $ 107,000 |
| Utah, Utah | 89 | $ 24,855,000 | $ 279,269 | $ 117,000 |
| Wayne, Michigan | 87 | $ 19,273,000 | $ 221,528 | $ 119,000 |
| Cabarrus, North Carolina | 87 | $ 19,054,000 | $ 219,011 | $ 89,000 |
| Greenville, South Carolina | 87 | $ 20,837,000 | $ 239,505 | $ 98,000 |
| New Castle, Delaware | 84 | $ 22,208,000 | $ 264,380 | $ 123,000 |
| Anne Arundel, Maryland | 84 | $ 26,734,000 | $ 318,261 | $ 128,000 |
| St. Johns, Florida | 81 | $ 20,941,000 | $ 258,530 | $ 107,000 |
| Franklin, Ohio | 81 | $ 20,416,000 | $ 252,049 | $ 126,000 |
| Lehigh, Pennsylvania | 79 | $ 17,335,000 | $ 219,430 | $ 104,000 |
| Horry, South Carolina | 79 | $ 17,764,000 | $ 224,860 | $ 106,000 |
| Pasco, Florida | 78 | $ 16,007,000 | $ 205,217 | $ 86,000 |
| Morris, New Jersey | 77 | $ 28,376,000 | $ 368,519 | $ 155,000 |
| Chester, Pennsylvania | 77 | $ 23,277,000 | $ 302,298 | $ 157,000 |
| Mohave, Arizona | 76 | $ 15,742,000 | $ 207,131 | $ 82,000 |
| Santa Cruz, California | 76 | $ 33,609,000 | $ 442,223 | $ 139,000 |
| Duval, Florida | 74 | $ 17,669,000 | $ 238,770 | $ 109,000 |
| Sarasota, Florida | 74 | $ 17,370,000 | $ 234,729 | $ 106,000 |
| Monmouth, New Jersey | 74 | $ 24,366,000 | $ 329,270 | $ 146,000 |
| Hudson, New Jersey | 73 | $ 24,518,000 | $ 335,863 | $ 171,000 |
| Deschutes, Oregon | 73 | $ 19,673,000 | $ 269,493 | $ 105,000 |
| Jefferson, Alabama | 72 | $ 17,161,000 | $ 238,347 | $ 107,000 |
| Cuyahoga, Ohio | 72 | $ 16,712,000 | $ 232,111 | $ 128,000 |
| Manatee, Florida | 70 | $ 19,053,000 | $ 272,185 | $ 138,000 |
| Honolulu, Hawaii | 70 | $ 31,230,000 | $ 446,142 | $ 148,000 |
| Macomb, Michigan | 70 | $ 15,020,000 | $ 214,571 | $ 107,000 |
| San Luis Obispo, California | 69 | $ 25,235,000 | $ 365,724 | $ 116,000 |
| Galveston, Texas | 69 | $ 15,357,000 | $ 222,565 | $ 127,000 |
| Volusia, Florida | 68 | $ 13,465,000 | $ 198,014 | $ 100,000 |
| Buncombe, North Carolina | 68 | $ 17,716,000 | $ 260,529 | $ 101,000 |
| Frederick, Maryland | 67 | $ 20,550,000 | $ 306,716 | $ 123,000 |
| Santa Fe, New Mexico | 67 | $ 16,931,000 | $ 252,701 | $ 98,000 |
| Spokane, Washington | 67 | $ 15,656,000 | $ 233,671 | $ 86,000 |
| Ada, Idaho | 66 | $ 16,460,000 | $ 249,393 | $ 107,000 |
| Guilford, North Carolina | 65 | $ 14,854,000 | $ 228,523 | $ 95,000 |
| Johnson, Kansas | 64 | $ 15,233,000 | $ 238,015 | $ 119,000 |
| Madison, Alabama | 63 | $ 13,875,000 | $ 220,238 | $ 111,000 |
| Collier, Florida | 63 | $ 17,089,000 | $ 271,253 | $ 142,000 |
| Essex, New Jersey | 63 | $ 22,225,000 | $ 352,777 | $ 157,000 |
| Allegheny, Pennsylvania | 63 | $ 13,484,000 | $ 214,031 | $ 110,000 |
| Boulder, Colorado | 62 | $ 21,212,000 | $ 342,129 | $ 136,000 |
| Douglas, Nebraska | 62 | $ 13,985,000 | $ 225,564 | $ 108,000 |
| Marin, California | 60 | $ 28,596,000 | $ 476,600 | $ 163,000 |
| Somerset, New Jersey | 60 | $ 20,735,000 | $ 345,583 | $ 147,000 |
| Marion, Oregon | 60 | $ 12,891,000 | $ 214,850 | $ 82,000 |
| Dakota, Minnesota | 59 | $ 14,856,000 | $ 251,796 | $ 126,000 |
| St. Louis, Missouri | 59 | $ 15,937,000 | $ 270,118 | $ 131,000 |
| Lane, Oregon | 59 | $ 12,927,000 | $ 219,101 | $ 74,000 |
| Lake, Illinois | 58 | $ 15,398,000 | $ 265,482 | $ 118,000 |
| Thurston, Washington | 58 | $ 13,977,000 | $ 240,982 | $ 92,000 |
| Monterey, California | 57 | $ 19,611,000 | $ 344,052 | $ 126,000 |
| Hartford, Connecticut | 56 | $ 14,300,000 | $ 255,357 | $ 127,000 |
| Fayette, Georgia | 56 | $ 14,654,000 | $ 261,678 | $ 118,000 |
| Durham, North Carolina | 56 | $ 12,277,000 | $ 219,232 | $ 110,000 |
| Adams, Colorado | 55 | $ 15,629,000 | $ 284,163 | $ 101,000 |
| Iredell, North Carolina | 54 | $ 15,031,000 | $ 278,351 | $ 117,000 |
| Jackson, Oregon | 54 | $ 13,304,000 | $ 246,370 | $ 92,000 |
| Chesterfield, Virginia | 54 | $ 13,047,000 | $ 241,611 | $ 108,000 |
| Kitsap, Washington | 54 | $ 14,190,000 | $ 262,777 | $ 106,000 |
| Ocean, New Jersey | 53 | $ 15,103,000 | $ 284,962 | $ 150,000 |
| El Paso, Texas | 53 | $ 10,660,000 | $ 201,132 | $ 101,000 |
| Arlington, Virginia | 53 | $ 21,797,000 | $ 411,264 | $ 172,000 |
| Santa Barbara, California | 52 | $ 20,019,000 | $ 384,980 | $ 132,000 |
| Sandoval, New Mexico | 52 | $ 11,492,000 | $ 221,000 | $ 97,000 |
| Coconino, Arizona | 51 | $ 14,589,000 | $ 286,058 | $ 114,000 |
| El Paso, Colorado | 51 | $ 13,630,000 | $ 267,254 | $ 121,000 |
| Hillsborough, New Hampshire | 51 | $ 14,746,000 | $ 289,137 | $ 134,000 |
| Polk, Florida | 50 | $ 10,332,000 | $ 206,640 | $ 109,000 |
| Oklahoma, Oklahoma | 50 | $ 11,908,000 | $ 238,160 | $ 110,000 |
| Delaware, Pennsylvania | 50 | $ 12,859,000 | $ 257,180 | $ 130,000 |
| Henrico, Virginia | 50 | $ 13,094,000 | $ 261,880 | $ 111,000 |
| Harford, Maryland | 48 | $ 13,857,000 | $ 288,687 | $ 125,000 |
| Washington, Minnesota | 48 | $ 14,731,000 | $ 306,895 | $ 138,000 |
| Mercer, New Jersey | 48 | $ 13,554,000 | $ 282,375 | $ 157,000 |
| Hamilton, Tennessee | 48 | $ 9,911,000 | $ 206,479 | $ 103,000 |
| Brazoria, Texas | 48 | $ 10,250,000 | $ 213,541 | $ 122,000 |
| Jefferson, Kentucky | 47 | $ 11,708,000 | $ 249,106 | $ 107,000 |
| Burlington, New Jersey | 47 | $ 11,887,000 | $ 252,914 | $ 122,000 |
| Yolo, California | 46 | $ 13,778,000 | $ 299,521 | $ 124,000 |
| New Haven, Connecticut | 46 | $ 12,158,000 | $ 264,304 | $ 129,000 |
| Kane, Illinois | 46 | $ 10,696,000 | $ 232,521 | $ 124,000 |
| Northampton, Pennsylvania | 46 | $ 9,266,000 | $ 201,434 | $ 94,000 |
| Nueces, Texas | 46 | $ 9,617,000 | $ 209,065 | $ 169,000 |
| Tulare, California | 45 | $ 9,628,000 | $ 213,955 | $ 104,000 |
| Chatham, Georgia | 45 | $ 10,115,000 | $ 224,777 | $ 93,000 |
| Douglas, Nevada | 45 | $ 11,461,000 | $ 254,688 | $ 106,000 |
| Forsyth, North Carolina | 45 | $ 10,059,000 | $ 223,533 | $ 109,000 |
| St. Lucie, Florida | 44 | $ 9,193,000 | $ 208,931 | $ 94,000 |
| Carroll, Maryland | 44 | $ 13,062,000 | $ 296,863 | $ 118,000 |
| Alexandria, Virginia | 44 | $ 17,114,000 | $ 388,954 | $ 155,000 |
| Lake, Florida | 43 | $ 7,718,000 | $ 179,488 | $ 94,000 |
| Orleans, Louisiana | 43 | $ 11,528,000 | $ 268,093 | $ 135,000 |
| Summit, Ohio | 43 | $ 8,570,000 | $ 199,302 | $ 108,000 |
| Rutherford, Tennessee | 43 | $ 7,658,000 | $ 178,093 | $ 86,000 |
| Sussex, Delaware | 42 | $ 11,484,000 | $ 273,428 | $ 190,000 |
| Will, Illinois | 42 | $ 10,150,000 | $ 241,666 | $ 140,000 |
| Ramsey, Minnesota | 42 | $ 10,193,000 | $ 242,690 | $ 127,000 |
| Delaware, Ohio | 42 | $ 12,067,000 | $ 287,309 | $ 148,000 |
| Richland, South Carolina | 42 | $ 8,359,000 | $ 199,023 | $ 68,000 |
| Davis, Utah | 42 | $ 10,595,000 | $ 252,261 | $ 99,000 |
| Baldwin, Alabama | 41 | $ 8,208,000 | $ 200,195 | $ 89,000 |
| New Hanover, North Carolina | 41 | $ 10,136,000 | $ 247,219 | $ 149,000 |
| Beaufort, South Carolina | 41 | $ 12,072,000 | $ 294,439 | $ 155,000 |
| Union, New Jersey | 40 | $ 15,222,000 | $ 380,550 | $ 166,000 |
| Whatcom, Washington | 40 | $ 11,549,000 | $ 288,725 | $ 104,000 |
| Charlotte, Florida | 39 | $ 8,578,000 | $ 219,948 | $ 99,000 |
| Henry, Georgia | 39 | $ 7,794,000 | $ 199,846 | $ 105,000 |
| Providence, Rhode Island | 39 | $ 9,080,000 | $ 232,820 | $ 122,000 |
| Lancaster, South Carolina | 39 | $ 10,445,000 | $ 267,820 | $ 93,000 |
| Yuma, Arizona | 38 | $ 7,273,000 | $ 191,394 | $ 98,000 |
| Nevada, California | 38 | $ 11,250,000 | $ 296,052 | $ 134,000 |
| Jefferson, Louisiana | 38 | $ 8,763,000 | $ 230,605 | $ 109,000 |
| Baltimore City, Maryland | 38 | $ 9,944,000 | $ 261,684 | $ 135,000 |
| Spartanburg, South Carolina | 38 | $ 8,106,000 | $ 213,315 | $ 103,000 |
| Sumner, Tennessee | 38 | $ 11,140,000 | $ 293,157 | $ 129,000 |
| Ellis, Texas | 38 | $ 7,851,000 | $ 206,605 | $ 95,000 |
| Larimer, Colorado | 37 | $ 9,686,000 | $ 261,783 | $ 91,000 |
| St. Tammany, Louisiana | 37 | $ 8,307,000 | $ 224,513 | $ 111,000 |
| Lexington, South Carolina | 37 | $ 8,517,000 | $ 230,189 | $ 90,000 |
| Hays, Texas | 37 | $ 7,749,000 | $ 209,432 | $ 96,000 |
| Marion, Indiana | 36 | $ 7,027,000 | $ 195,194 | $ 129,000 |
| Shelby, Alabama | 35 | $ 7,662,000 | $ 218,914 | $ 90,000 |
| Shasta, California | 35 | $ 8,482,000 | $ 242,342 | $ 120,000 |
| Virginia Beach, Virginia | 35 | $ 9,468,000 | $ 270,514 | $ 102,000 |
| Butte, California | 34 | $ 7,853,000 | $ 230,970 | $ 104,000 |
| Stafford, Virginia | 34 | $ 10,646,000 | $ 313,117 | $ 122,000 |
| Napa, California | 33 | $ 12,234,000 | $ 370,727 | $ 157,000 |
| Coweta, Georgia | 33 | $ 8,062,000 | $ 244,303 | $ 125,000 |
| Hall, Georgia | 33 | $ 6,797,000 | $ 205,969 | $ 82,000 |
| Kent, Michigan | 33 | $ 7,980,000 | $ 241,818 | $ 116,000 |
| Washtenaw, Michigan | 33 | $ 8,344,000 | $ 252,848 | $ 109,000 |
| Jackson, Missouri | 33 | $ 7,369,000 | $ 223,303 | $ 120,000 |
| Rockwall, Texas | 33 | $ 8,431,000 | $ 255,484 | $ 123,000 |
| Benton, Washington | 33 | $ 6,804,000 | $ 206,181 | $ 88,000 |
| Osceola, Florida | 32 | $ 6,982,000 | $ 218,187 | $ 103,000 |
| Cumberland, Maine | 32 | $ 8,828,000 | $ 275,875 | $ 126,000 |
| Livingston, Michigan | 32 | $ 7,402,000 | $ 231,312 | $ 102,000 |
| Yellowstone, Montana | 32 | $ 6,605,000 | $ 206,406 | $ 137,000 |
| Gloucester, New Jersey | 32 | $ 7,403,000 | $ 231,343 | $ 131,000 |
| Hamilton, Ohio | 32 | $ 7,083,000 | $ 221,343 | $ 104,000 |
| Dorchester, South Carolina | 32 | $ 7,064,000 | $ 220,750 | $ 79,000 |
| Knox, Tennessee | 32 | $ 8,297,000 | $ 259,281 | $ 102,000 |
| Cochise, Arizona | 31 | $ 5,996,000 | $ 193,419 | $ 78,000 |
| Benton, Arkansas | 31 | $ 7,160,000 | $ 230,967 | $ 129,000 |
| Camden, New Jersey | 31 | $ 6,286,000 | $ 202,774 | $ 97,000 |
| Passaic, New Jersey | 31 | $ 8,985,000 | $ 289,838 | $ 123,000 |
| Berkeley, South Carolina | 31 | $ 7,013,000 | $ 226,225 | $ 93,000 |
| Hidalgo, Texas | 31 | $ 4,859,000 | $ 156,741 | $ 77,000 |
| Chesapeake, Virginia | 31 | $ 7,740,000 | $ 249,677 | $ 91,000 |
| Leon, Florida | 30 | $ 6,552,000 | $ 218,400 | $ 116,000 |
| Hamilton, Indiana | 30 | $ 8,220,000 | $ 274,000 | $ 138,000 |
| Lancaster, Pennsylvania | 30 | $ 6,410,000 | $ 213,666 | $ 102,000 |
| East Baton Rouge, Louisiana | 29 | $ 5,493,000 | $ 189,413 | $ 105,000 |
| Lancaster, Nebraska | 29 | $ 6,215,000 | $ 214,310 | $ 121,000 |
| Rockingham, New Hampshire | 29 | $ 8,430,000 | $ 290,689 | $ 141,000 |
| Brunswick, North Carolina | 29 | $ 6,696,000 | $ 230,896 | $ 125,000 |
| Gaston, North Carolina | 29 | $ 5,523,000 | $ 190,448 | $ 78,000 |
| Mobile, Alabama | 28 | $ 6,099,000 | $ 217,821 | $ 97,000 |
| Navajo, Arizona | 28 | $ 5,484,000 | $ 195,857 | $ 117,000 |
| Alachua, Florida | 28 | $ 6,111,000 | $ 218,250 | $ 112,000 |
| Walton, Florida | 28 | $ 9,856,000 | $ 352,000 | $ 196,000 |
| Charles, Maryland | 28 | $ 7,471,000 | $ 266,821 | $ 93,000 |
| Anoka, Minnesota | 28 | $ 6,666,000 | $ 238,071 | $ 113,000 |
| Gallatin, Montana | 28 | $ 8,771,000 | $ 313,250 | $ 99,000 |
| Summit, Utah | 28 | $ 12,114,000 | $ 432,642 | $ 173,000 |
| Martin, Florida | 27 | $ 6,623,000 | $ 245,296 | $ 139,000 |
| Davidson, North Carolina | 27 | $ 4,303,000 | $ 159,370 | $ 64,000 |
| Medina, Ohio | 27 | $ 5,526,000 | $ 204,666 | $ 112,000 |
| Comal, Texas | 27 | $ 6,832,000 | $ 253,037 | $ 108,000 |
| Waukesha, Wisconsin | 27 | $ 7,486,000 | $ 277,259 | $ 135,000 |
| Marion, Florida | 26 | $ 5,046,000 | $ 194,076 | $ 106,000 |
| Calvert, Maryland | 26 | $ 8,493,000 | $ 326,653 | $ 96,000 |
| Monroe, Pennsylvania | 26 | $ 4,832,000 | $ 185,846 | $ 100,000 |
| York, Pennsylvania | 26 | $ 6,116,000 | $ 235,230 | $ 98,000 |
| Wilson, Tennessee | 26 | $ 6,046,000 | $ 232,538 | $ 118,000 |
| Weld, Colorado | 25 | $ 7,224,000 | $ 288,960 | $ 100,000 |
| Flagler, Florida | 25 | $ 5,394,000 | $ 215,760 | $ 108,000 |
| Indian River, Florida | 25 | $ 5,386,000 | $ 215,440 | $ 80,000 |
| Columbia, Georgia | 25 | $ 5,774,000 | $ 230,960 | $ 118,000 |
| Lafayette, Louisiana | 25 | $ 6,256,000 | $ 250,240 | $ 398,000 |
| Hunterdon, New Jersey | 25 | $ 6,931,000 | $ 277,240 | $ 146,000 |
| Dona Ana, New Mexico | 25 | $ 4,397,000 | $ 175,880 | $ 73,000 |
| Orange, North Carolina | 25 | $ 6,434,000 | $ 257,360 | $ 100,000 |
| Tulsa, Oklahoma | 25 | $ 6,122,000 | $ 244,880 | $ 122,000 |
| Guadalupe, Texas | 25 | $ 5,075,000 | $ 203,000 | $ 84,000 |
| Lee, Alabama | 24 | $ 4,682,000 | $ 195,083 | $ 72,000 |
| Clay, Florida | 24 | $ 5,191,000 | $ 216,291 | $ 106,000 |
| Paulding, Georgia | 24 | $ 4,639,000 | $ 193,291 | $ 78,000 |
| Cumberland, North Carolina | 24 | $ 4,154,000 | $ 173,083 | $ 86,000 |
| Warren, Ohio | 24 | $ 6,650,000 | $ 277,083 | $ 117,000 |
| Yakima, Washington | 24 | $ 4,540,000 | $ 189,166 | $ 83,000 |
| Escambia, Florida | 23 | $ 4,693,000 | $ 204,043 | $ 110,000 |
| Okaloosa, Florida | 23 | $ 6,181,000 | $ 268,739 | $ 100,000 |
| McHenry, Illinois | 23 | $ 5,240,000 | $ 227,826 | $ 131,000 |
| York, Maine | 23 | $ 5,585,000 | $ 242,826 | $ 152,000 |
| Missoula, Montana | 23 | $ 5,551,000 | $ 241,347 | $ 90,000 |
| Lincoln, North Carolina | 23 | $ 5,122,000 | $ 222,695 | $ 98,000 |
| Pitt, North Carolina | 23 | $ 4,762,000 | $ 207,043 | $ 89,000 |
| Aiken, South Carolina | 23 | $ 4,760,000 | $ 206,956 | $ 83,000 |
| Spotsylvania, Virginia | 23 | $ 6,696,000 | $ 291,130 | $ 96,000 |
| Cowlitz, Washington | 23 | $ 4,419,000 | $ 192,130 | $ 82,000 |
| Natrona, Wyoming | 23 | $ 5,291,000 | $ 230,043 | $ 85,000 |
| Merced, California | 22 | $ 5,141,000 | $ 233,681 | $ 99,000 |
| Kent, Delaware | 22 | $ 5,152,000 | $ 234,181 | $ 95,000 |
| Monroe, Florida | 22 | $ 6,919,000 | $ 314,500 | $ 113,000 |
| St. Charles, Missouri | 22 | $ 5,578,000 | $ 253,545 | $ 132,000 |
| Carson City, Nevada | 22 | $ 5,439,000 | $ 247,227 | $ 93,000 |
| Henderson, North Carolina | 22 | $ 5,170,000 | $ 235,000 | $ 84,000 |
| Cass, North Dakota | 22 | $ 4,940,000 | $ 224,545 | $ 91,000 |
| Anderson, South Carolina | 22 | $ 4,953,000 | $ 225,136 | $ 82,000 |
| Washington, Utah | 22 | $ 6,651,000 | $ 302,318 | $ 136,000 |
| Fauquier, Virginia | 22 | $ 7,349,000 | $ 334,045 | $ 150,000 |
| Sutter, California | 21 | $ 4,532,000 | $ 215,809 | $ 85,000 |
| Bay, Florida | 21 | $ 3,510,000 | $ 167,142 | $ 119,000 |
| Houston, Georgia | 21 | $ 3,674,000 | $ 174,952 | $ 68,000 |
| Hawaii, Hawaii | 21 | $ 6,209,000 | $ 295,666 | $ 110,000 |
| Genesee, Michigan | 21 | $ 3,437,000 | $ 163,666 | $ 83,000 |
| Scott, Minnesota | 21 | $ 5,592,000 | $ 266,285 | $ 162,000 |
| Flathead, Montana | 21 | $ 5,707,000 | $ 271,761 | $ 173,000 |
| Lorain, Ohio | 21 | $ 5,107,000 | $ 243,190 | $ 128,000 |
| Bell, Texas | 21 | $ 3,773,000 | $ 179,666 | $ 84,000 |
| McLennan, Texas | 21 | $ 4,798,000 | $ 228,476 | $ 158,000 |
| Richmond City, Virginia | 21 | $ 6,137,000 | $ 292,238 | $ 127,000 |
| Laramie, Wyoming | 21 | $ 4,619,000 | $ 219,952 | $ 86,000 |
| Atlantic, New Jersey | 20 | $ 4,774,000 | $ 238,700 | $ 144,000 |
| Eddy, New Mexico | 20 | $ 3,987,000 | $ 199,350 | $ 81,000 |
| Catawba, North Carolina | 20 | $ 3,677,000 | $ 183,850 | $ 64,000 |
| Craven, North Carolina | 20 | $ 3,291,000 | $ 164,550 | $ 55,000 |
| Yamhill, Oregon | 20 | $ 4,416,000 | $ 220,800 | $ 103,000 |
| Cumberland, Pennsylvania | 20 | $ 4,022,000 | $ 201,100 | $ 87,000 |
| Brazos, Texas | 20 | $ 5,255,000 | $ 262,750 | $ 136,000 |
| Parker, Texas | 20 | $ 4,986,000 | $ 249,300 | $ 112,000 |
| Smith, Texas | 20 | $ 4,102,000 | $ 205,100 | $ 112,000 |
| Weber, Utah | 20 | $ 5,394,000 | $ 269,700 | $ 110,000 |
| James City, Virginia | 20 | $ 5,592,000 | $ 279,600 | $ 141,000 |
| Lake, Indiana | 19 | $ 4,188,000 | $ 220,421 | $ 99,000 |
| Carver, Minnesota | 19 | $ 5,051,000 | $ 265,842 | $ 107,000 |
| Cape May, New Jersey | 19 | $ 5,080,000 | $ 267,368 | $ 140,000 |
| Jackson, North Carolina | 19 | $ 4,315,000 | $ 227,105 | $ 95,000 |
| Johnston, North Carolina | 19 | $ 4,313,000 | $ 227,000 | $ 81,000 |
| Linn, Oregon | 19 | $ 3,109,000 | $ 163,631 | $ 61,000 |
| Kent, Rhode Island | 19 | $ 5,034,000 | $ 264,947 | $ 133,000 |
| Calaveras, California | 18 | $ 4,469,000 | $ 248,277 | $ 136,000 |
| Nassau, Florida | 18 | $ 5,647,000 | $ 313,722 | $ 103,000 |
| Sumter, Florida | 18 | $ 3,779,000 | $ 209,944 | $ 81,000 |
| Harris, Georgia | 18 | $ 4,095,000 | $ 227,500 | $ 116,000 |
| Lyon, Nevada | 18 | $ 3,794,000 | $ 210,777 | $ 109,000 |
| Nye, Nevada | 18 | $ 3,392,000 | $ 188,444 | $ 51,000 |
| Chatham, North Carolina | 18 | $ 5,447,000 | $ 302,611 | $ 106,000 |
| Butler, Ohio | 18 | $ 3,430,000 | $ 190,555 | $ 112,000 |
| Albemarle, Virginia | 18 | $ 4,773,000 | $ 265,166 | $ 108,000 |
| Skagit, Washington | 18 | $ 4,116,000 | $ 228,666 | $ 88,000 |
| Milwaukee, Wisconsin | 18 | $ 4,115,000 | $ 228,611 | $ 115,000 |
| Madera, California | 17 | $ 3,768,000 | $ 221,647 | $ 89,000 |
| Santa Rosa, Florida | 17 | $ 3,332,000 | $ 196,000 | $ 117,000 |
| Maui, Hawaii | 17 | $ 6,774,000 | $ 398,470 | $ 110,000 |
| Ascension, Louisiana | 17 | $ 3,746,000 | $ 220,352 | $ 96,000 |
| Bossier, Louisiana | 17 | $ 3,845,000 | $ 226,176 | $ 94,000 |
| Sussex, New Jersey | 17 | $ 4,173,000 | $ 245,470 | $ 116,000 |
| Alamance, North Carolina | 17 | $ 3,430,000 | $ 201,764 | $ 140,000 |
| Moore, North Carolina | 17 | $ 4,400,000 | $ 258,823 | $ 92,000 |
| Josephine, Oregon | 17 | $ 4,059,000 | $ 238,764 | $ 71,000 |
| Berks, Pennsylvania | 17 | $ 3,800,000 | $ 223,529 | $ 98,000 |
| Pickens, South Carolina | 17 | $ 3,380,000 | $ 198,823 | $ 96,000 |
| Minnehaha, South Dakota | 17 | $ 3,373,000 | $ 198,411 | $ 114,000 |
| Kaufman, Texas | 17 | $ 2,914,000 | $ 171,411 | $ 85,000 |
| Midland, Texas | 17 | $ 5,054,000 | $ 297,294 | $ 182,000 |
| Island, Washington | 17 | $ 5,028,000 | $ 295,764 | $ 102,000 |
| Dane, Wisconsin | 17 | $ 4,527,000 | $ 266,294 | $ 144,000 |
| Gila, Arizona | 16 | $ 3,709,000 | $ 231,812 | $ 97,000 |
| Washington, Arkansas | 16 | $ 3,908,000 | $ 244,250 | $ 164,000 |
| Lake, California | 16 | $ 4,042,000 | $ 252,625 | $ 109,000 |
| Bartow, Georgia | 16 | $ 3,501,000 | $ 218,812 | $ 81,000 |
| Washington, Maryland | 16 | $ 3,360,000 | $ 210,000 | $ 116,000 |
| San Juan, New Mexico | 16 | $ 3,380,000 | $ 211,250 | $ 114,000 |
| Montgomery, Ohio | 16 | $ 2,999,000 | $ 187,437 | $ 107,000 |
| Benton, Oregon | 16 | $ 4,359,000 | $ 272,437 | $ 139,000 |
| Butler, Pennsylvania | 16 | $ 4,156,000 | $ 259,750 | $ 96,000 |
| Luzerne, Pennsylvania | 16 | $ 3,038,000 | $ 189,875 | $ 95,000 |
| Montgomery, Tennessee | 16 | $ 2,807,000 | $ 175,437 | $ 81,000 |
| Johnson, Texas | 16 | $ 3,134,000 | $ 195,875 | $ 94,000 |
| Santa Cruz, Arizona | 15 | $ 2,023,000 | $ 134,866 | $ 47,000 |
| Rockdale, Georgia | 15 | $ 3,110,000 | $ 207,333 | $ 93,000 |
| Fayette, Kentucky | 15 | $ 3,449,000 | $ 229,933 | $ 113,000 |
| Ravalli, Montana | 15 | $ 3,716,000 | $ 247,733 | $ 97,000 |
| Sarpy, Nebraska | 15 | $ 3,535,000 | $ 235,666 | $ 100,000 |
| Rowan, North Carolina | 15 | $ 2,928,000 | $ 195,200 | $ 73,000 |
| Lucas, Ohio | 15 | $ 3,446,000 | $ 229,733 | $ 140,000 |
| Polk, Oregon | 15 | $ 3,928,000 | $ 261,866 | $ 80,000 |
| Dauphin, Pennsylvania | 15 | $ 3,588,000 | $ 239,200 | $ 128,000 |
| Washington, Rhode Island | 15 | $ 4,163,000 | $ 277,533 | $ 127,000 |
| Cameron, Texas | 15 | $ 3,617,000 | $ 241,133 | $ 134,000 |
| Frederick, Virginia | 15 | $ 3,868,000 | $ 257,866 | $ 129,000 |
| Mason, Washington | 15 | $ 3,251,000 | $ 216,733 | $ 83,000 |
| Tuscaloosa, Alabama | 14 | $ 2,835,000 | $ 202,500 | $ 83,000 |
| Mendocino, California | 14 | $ 3,962,000 | $ 283,000 | $ 94,000 |
| San Benito, California | 14 | $ 5,426,000 | $ 387,571 | $ 115,000 |
| Douglas, Georgia | 14 | $ 2,426,000 | $ 173,285 | $ 93,000 |
| Porter, Indiana | 14 | $ 2,572,000 | $ 183,714 | $ 92,000 |
| St. Joseph, Indiana | 14 | $ 2,720,000 | $ 194,285 | $ 90,000 |
| Calcasieu, Louisiana | 14 | $ 2,601,000 | $ 185,785 | $ 76,000 |
| Wright, Minnesota | 14 | $ 3,082,000 | $ 220,142 | $ 109,000 |
| Valencia, New Mexico | 14 | $ 2,609,000 | $ 186,357 | $ 72,000 |
| Washington, Pennsylvania | 14 | $ 3,546,000 | $ 253,285 | $ 142,000 |
| Sevier, Tennessee | 14 | $ 3,415,000 | $ 243,928 | $ 128,000 |
| Grayson, Texas | 14 | $ 3,272,000 | $ 233,714 | $ 112,000 |
| Bedford, Virginia | 14 | $ 4,091,000 | $ 292,214 | $ 110,000 |
| Roanoke, Virginia | 14 | $ 3,556,000 | $ 254,000 | $ 128,000 |
| Humboldt, California | 13 | $ 4,032,000 | $ 310,153 | $ 160,000 |
| Litchfield, Connecticut | 13 | $ 3,386,000 | $ 260,461 | $ 102,000 |
| Hernando, Florida | 13 | $ 2,335,000 | $ 179,615 | $ 114,000 |
| Newton, Georgia | 13 | $ 2,212,000 | $ 170,153 | $ 85,000 |
| Boone, Indiana | 13 | $ 3,316,000 | $ 255,076 | $ 106,000 |
| Livingston, Louisiana | 13 | $ 2,735,000 | $ 210,384 | $ 84,000 |
| Worcester, Maryland | 13 | $ 2,802,000 | $ 215,538 | $ 145,000 |
| DeSoto, Mississippi | 13 | $ 2,381,000 | $ 183,153 | $ 96,000 |
| Cascade, Montana | 13 | $ 2,399,000 | $ 184,538 | $ 90,000 |
| Dare, North Carolina | 13 | $ 4,504,000 | $ 346,461 | $ 187,000 |
| Haywood, North Carolina | 13 | $ 2,638,000 | $ 202,923 | $ 71,000 |
| Clermont, Ohio | 13 | $ 2,763,000 | $ 212,538 | $ 99,000 |
| Stark, Ohio | 13 | $ 3,068,000 | $ 236,000 | $ 112,000 |
| Klamath, Oregon | 13 | $ 2,766,000 | $ 212,769 | $ 96,000 |
| Pennington, South Dakota | 13 | $ 2,485,000 | $ 191,153 | $ 77,000 |
| Washington, Tennessee | 13 | $ 2,788,000 | $ 214,461 | $ 102,000 |
| Hanover, Virginia | 13 | $ 3,718,000 | $ 286,000 | $ 102,000 |
| Jefferson, West Virginia | 13 | $ 2,792,000 | $ 214,769 | $ 134,000 |
| Elmore, Alabama | 12 | $ 2,173,000 | $ 181,083 | $ 85,000 |
| Montgomery, Alabama | 12 | $ 2,636,000 | $ 219,666 | $ 94,000 |
| Pulaski, Arkansas | 12 | $ 3,084,000 | $ 257,000 | $ 116,000 |
| Imperial, California | 12 | $ 2,531,000 | $ 210,916 | $ 86,000 |
| Plumas, California | 12 | $ 2,685,000 | $ 223,750 | $ 171,000 |
| Camden, Georgia | 12 | $ 2,538,000 | $ 211,500 | $ 101,000 |
| Jackson, Georgia | 12 | $ 2,011,000 | $ 167,583 | $ 75,000 |
| Hendricks, Indiana | 12 | $ 2,358,000 | $ 196,500 | $ 81,000 |
| St. Charles, Louisiana | 12 | $ 2,831,000 | $ 235,916 | $ 127,000 |
| Los Alamos, New Mexico | 12 | $ 3,008,000 | $ 250,666 | $ 120,000 |
| Suffolk, New York | 12 | $ 4,544,000 | $ 378,666 | $ 138,000 |
| Carteret, North Carolina | 12 | $ 2,557,000 | $ 213,083 | $ 93,000 |
| Lake, Ohio | 12 | $ 2,732,000 | $ 227,666 | $ 146,000 |
| Douglas, Oregon | 12 | $ 1,975,000 | $ 164,583 | $ 63,000 |
| Maury, Tennessee | 12 | $ 2,135,000 | $ 177,916 | $ 89,000 |
| Bastrop, Texas | 12 | $ 2,192,000 | $ 182,666 | $ 86,000 |
| Burnet, Texas | 12 | $ 2,490,000 | $ 207,500 | $ 65,000 |
| Gregg, Texas | 12 | $ 2,552,000 | $ 212,666 | $ 71,000 |
| Lubbock, Texas | 12 | $ 2,487,000 | $ 207,250 | $ 114,000 |
| Chelan, Washington | 12 | $ 2,691,000 | $ 224,250 | $ 88,000 |
| Park, Wyoming | 12 | $ 3,005,000 | $ 250,416 | $ 99,000 |
| Tuolumne, California | 11 | $ 2,339,000 | $ 212,636 | $ 124,000 |
| Yuba, California | 11 | $ 2,306,000 | $ 209,636 | $ 61,000 |
| Tolland, Connecticut | 11 | $ 2,655,000 | $ 241,363 | $ 104,000 |
| Carroll, Georgia | 11 | $ 2,128,000 | $ 193,454 | $ 73,000 |
| Clayton, Georgia | 11 | $ 1,487,000 | $ 135,181 | $ 71,000 |
| Muscogee, Georgia | 11 | $ 2,096,000 | $ 190,545 | $ 95,000 |
| Johnson, Indiana | 11 | $ 2,205,000 | $ 200,454 | $ 104,000 |
| St. Mary's, Maryland | 11 | $ 3,181,000 | $ 289,181 | $ 130,000 |
| Grand Traverse, Michigan | 11 | $ 3,296,000 | $ 299,636 | $ 138,000 |
| Boone, Missouri | 11 | $ 2,715,000 | $ 246,818 | $ 71,000 |
| Clay, Missouri | 11 | $ 2,641,000 | $ 240,090 | $ 131,000 |
| Silver Bow, Montana | 11 | $ 1,778,000 | $ 161,636 | $ 61,000 |
| Caldwell, North Carolina | 11 | $ 2,050,000 | $ 186,363 | $ 69,000 |
| Pender, North Carolina | 11 | $ 3,108,000 | $ 282,545 | $ 129,000 |
| Randolph, North Carolina | 11 | $ 1,998,000 | $ 181,636 | $ 66,000 |
| Watauga, North Carolina | 11 | $ 2,771,000 | $ 251,909 | $ 115,000 |
| Fairfield, Ohio | 11 | $ 2,244,000 | $ 204,000 | $ 110,000 |
| Greene, Ohio | 11 | $ 2,430,000 | $ 220,909 | $ 114,000 |
| Union, Ohio | 11 | $ 3,193,000 | $ 290,272 | $ 127,000 |
| Columbia, Oregon | 11 | $ 2,423,000 | $ 220,272 | $ 87,000 |
| Oconee, South Carolina | 11 | $ 2,029,000 | $ 184,454 | $ 72,000 |
| Jefferson, Texas | 11 | $ 2,307,000 | $ 209,727 | $ 184,000 |
| Wasatch, Utah | 11 | $ 3,909,000 | $ 355,363 | $ 173,000 |
| Grays Harbor, Washington | 11 | $ 1,972,000 | $ 179,272 | $ 97,000 |
| Fremont, Wyoming | 11 | $ 2,380,000 | $ 216,363 | $ 104,000 |
| Lincoln, Wyoming | 11 | $ 2,603,000 | $ 236,636 | $ 112,000 |
| Middlesex, Connecticut | 10 | $ 2,746,000 | $ 274,600 | $ 115,000 |
| Gilmer, Georgia | 10 | $ 2,702,000 | $ 270,200 | $ 99,000 |
| Champaign, Illinois | 10 | $ 2,232,000 | $ 223,200 | $ 155,000 |
| Sedgwick, Kansas | 10 | $ 2,297,000 | $ 229,700 | $ 82,000 |
| Caddo, Louisiana | 10 | $ 1,766,000 | $ 176,600 | $ 76,000 |
| Ouachita, Louisiana | 10 | $ 1,857,000 | $ 185,700 | $ 123,000 |
| Cecil, Maryland | 10 | $ 2,104,000 | $ 210,400 | $ 93,000 |
| Queen Anne's, Maryland | 10 | $ 3,369,000 | $ 336,900 | $ 145,000 |
| Kalamazoo, Michigan | 10 | $ 2,408,000 | $ 240,800 | $ 144,000 |
| Platte, Missouri | 10 | $ 2,068,000 | $ 206,800 | $ 76,000 |
| Churchill, Nevada | 10 | $ 1,672,000 | $ 167,200 | $ 77,000 |
| Elko, Nevada | 10 | $ 2,044,000 | $ 204,400 | $ 80,000 |
| Strafford, New Hampshire | 10 | $ 2,240,000 | $ 224,000 | $ 132,000 |
| Taos, New Mexico | 10 | $ 2,072,000 | $ 207,200 | $ 67,000 |
| Onslow, North Carolina | 10 | $ 2,477,000 | $ 247,700 | $ 96,000 |
| Transylvania, North Carolina | 10 | $ 2,265,000 | $ 226,500 | $ 135,000 |
| Lincoln, Oregon | 10 | $ 2,405,000 | $ 240,500 | $ 182,000 |
| Umatilla, Oregon | 10 | $ 2,103,000 | $ 210,300 | $ 80,000 |
| Florence, South Carolina | 10 | $ 1,743,000 | $ 174,300 | $ 49,000 |
| Sumter, South Carolina | 10 | $ 1,791,000 | $ 179,100 | $ 90,000 |
| Blount, Tennessee | 10 | $ 1,817,000 | $ 181,700 | $ 80,000 |
| Kendall, Texas | 10 | $ 2,922,000 | $ 292,200 | $ 123,000 |
| Liberty, Texas | 10 | $ 1,932,000 | $ 193,200 | $ 94,000 |
| Randall, Texas | 10 | $ 2,575,000 | $ 257,500 | $ 134,000 |
| Victoria, Texas | 10 | $ 2,089,000 | $ 208,900 | $ 84,000 |
| Cache, Utah | 10 | $ 2,372,000 | $ 237,200 | $ 83,000 |
| York, Virginia | 10 | $ 2,184,000 | $ 218,400 | $ 67,000 |
| Clallam, Washington | 10 | $ 2,362,000 | $ 236,200 | $ 65,000 |
| Sublette, Wyoming | 10 | $ 2,690,000 | $ 269,000 | $ 85,000 |
| Sweetwater, Wyoming | 10 | $ 2,214,000 | $ 221,400 | $ 110,000 |
| Kings, California | 9 | $ 1,731,000 | $ 192,333 | $ 80,000 |
| Tehama, California | 9 | $ 1,984,000 | $ 220,444 | $ 72,000 |
| Citrus, Florida | 9 | $ 2,045,000 | $ 227,222 | $ 97,000 |
| Dawson, Georgia | 9 | $ 2,786,000 | $ 309,555 | $ 108,000 |
| Floyd, Georgia | 9 | $ 1,672,000 | $ 185,777 | $ 90,000 |
| Kootenai, Idaho | 9 | $ 2,469,000 | $ 274,333 | $ 261,000 |
| Polk, Iowa | 9 | $ 2,391,000 | $ 265,666 | $ 161,000 |
| Scott, Iowa | 9 | $ 2,204,000 | $ 244,888 | $ 133,000 |
Mortgage Loan Application Detail Totals for Cardinal Financial Company, Li in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 32,574 | $9,118,851,000 | $279,000 | $1,768,000 | $116,000 | $7,800,000 |
| Home Purchase | 7,676 | $2,066,410,000 | $269,000 | $2,240,000 | $121,000 | $2,344,000 |
| Home Improvement | 9 | $2,731,000 | $303,000 | $560,000 | $127,000 | $300,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 28,944 | $7,930,802,000 | $274,000 | $2,240,000 | $118,000 | $7,800,000 |
| Asian | 5,125 | $1,673,142,000 | $326,000 | $1,272,000 | $137,000 | $2,945,000 |
| Hispanic | 3,423 | $888,309,000 | $259,000 | $1,440,000 | $100,000 | $1,758,000 |
| Black or African American | 1,997 | $474,503,000 | $237,000 | $1,820,000 | $89,000 | $550,000 |
| American Indian or Alaskan Native | 392 | $108,119,000 | $275,000 | $1,066,000 | $114,000 | $805,000 |
| Native Hawaiin or Other Pacific Islander | 240 | $72,232,000 | $300,000 | $850,000 | $109,000 | $824,000 |
| Not Provided | 137 | $40,505,000 | $295,000 | $1,200,000 | $135,000 | $607,000 |
| Not applicable | 1 | $380,000 | $380,000 | $380,000 | $138,000 | $138,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 33,645 | $9,647,986,000 | $286,000 | $2,240,000 | $127,000 | $7,800,000 |
| FHA-insured (Federal Housing Administration) | 4,041 | $837,658,000 | $207,000 | $805,000 | $69,000 | $1,560,000 |
| VA-guaranteed (Veterans Administration) | 2,527 | $694,578,000 | $274,000 | $1,669,000 | $67,000 | $1,078,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 46 | $7,770,000 | $168,000 | $380,000 | $52,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 24,587 | $6,974,882,000 | $283,000 | $2,240,000 | $119,000 | $2,344,000 |
| Application Withdrawn By Applicant | 12,573 | $3,380,228,000 | $268,000 | $2,000,000 | $118,000 | $7,800,000 |
| Application Approved But Not Accepted | 1,290 | $350,910,000 | $272,000 | $1,190,000 | $106,000 | $1,384,000 |
| Application Denied By Financial Institution | 1,127 | $303,597,000 | $269,000 | $1,369,000 | $89,000 | $1,505,000 |
| File Closed For Incompleteness | 682 | $178,375,000 | $261,000 | $1,170,000 | $99,000 | $558,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 488 | $146,238,000 | $299,000 | $1,300,000 | $67,000 | $966,000 |
| Credit History | 257 | $60,223,000 | $234,000 | $909,000 | $88,000 | $941,000 |
| Collateral | 169 | $41,280,000 | $244,000 | $975,000 | $128,000 | $612,000 |
| Employment History | 52 | $15,656,000 | $301,000 | $1,369,000 | $97,000 | $338,000 |
| Other | 44 | $10,275,000 | $233,000 | $626,000 | $91,000 | $192,000 |
| Unverifiable Information | 44 | $11,070,000 | $251,000 | $770,000 | $152,000 | $1,239,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $5,060,000 | $220,000 | $600,000 | $74,000 | $300,000 |
| Credit Application Incomplete | 10 | $2,783,000 | $278,000 | $652,000 | $245,000 | $1,505,000 |
| Mortgage Insurance Denied | 1 | $210,000 | $210,000 | $210,000 | $66,000 | $66,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cardinal Financial Company, Li's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cardinal Financial Company, Li's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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