Cardinal Financial Company, Li Mortgage Lending & HMDA Data, 2018
In 2018, Cardinal Financial Company, Li of Charlotte, NC reported 55,425 mortgage applications totaling $13.6 billion, up 65% from 2017. The average application was for $244,797, and applicants reported an average income of $100,976. 39% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (2,531), Dallas-Plano-Irving, TX (2,452) and Atlanta-Sandy Springs-Roswell, GA (1,815) (applications in parentheses).
| Mortgage Company & Address | Cardinal Financial Company, Li 3530 Toringdon Way Ste 200 Charlotte, NC 28277 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 55,425 |
| Total Mortgage Loan Application Amount | $13,567,895,000 |
| Average Mortgage Loan Application Amount | $244,797 |
| Highest Mortgage Loan Application Amount | $40,005,000 |
| Average Applicant Income | $100,976 |
| Highest Applicant Income | $7,200,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cardinal Financial Company, Li filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 2,293 | $ 552,355,000 | $ 240,887 | $ 96,000 |
| Clark, Nevada | 1,667 | $ 424,995,000 | $ 254,946 | $ 102,000 |
| Tarrant, Texas | 1,358 | $ 278,870,000 | $ 205,353 | $ 94,000 |
| Los Angeles, California | 1,235 | $ 539,435,000 | $ 436,789 | $ 120,000 |
| Harris, Texas | 996 | $ 210,100,000 | $ 210,943 | $ 116,000 |
| Dallas, Texas | 912 | $ 191,140,000 | $ 209,583 | $ 98,000 |
| Mecklenburg, North Carolina | 631 | $ 142,445,000 | $ 225,744 | $ 98,000 |
| Denton, Texas | 592 | $ 151,920,000 | $ 256,621 | $ 121,000 |
| Hillsborough, Florida | 578 | $ 139,920,000 | $ 242,076 | $ 108,000 |
| Collin, Texas | 556 | $ 151,670,000 | $ 272,787 | $ 140,000 |
| King, Washington | 527 | $ 201,695,000 | $ 382,722 | $ 134,000 |
| Palm Beach, Florida | 513 | $ 123,305,000 | $ 240,360 | $ 102,000 |
| Pinellas, Florida | 502 | $ 111,070,000 | $ 221,254 | $ 94,000 |
| Miami-Dade, Florida | 493 | $ 127,335,000 | $ 258,286 | $ 106,000 |
| Broward, Florida | 491 | $ 117,985,000 | $ 240,295 | $ 95,000 |
| San Diego, California | 483 | $ 210,275,000 | $ 435,351 | $ 137,000 |
| Wake, North Carolina | 438 | $ 113,750,000 | $ 259,703 | $ 103,000 |
| Bexar, Texas | 433 | $ 78,715,000 | $ 181,789 | $ 94,000 |
| Riverside, California | 429 | $ 132,045,000 | $ 307,797 | $ 95,000 |
| Orange, Florida | 400 | $ 92,080,000 | $ 230,200 | $ 97,000 |
| San Bernardino, California | 398 | $ 111,520,000 | $ 280,201 | $ 97,000 |
| Sacramento, California | 382 | $ 114,400,000 | $ 299,476 | $ 109,000 |
| El Paso, Colorado | 362 | $ 90,610,000 | $ 250,303 | $ 84,000 |
| Fairfax, Virginia | 362 | $ 137,830,000 | $ 380,745 | $ 128,000 |
| Salt Lake, Utah | 359 | $ 104,645,000 | $ 291,490 | $ 103,000 |
| Cook, Illinois | 354 | $ 94,940,000 | $ 268,192 | $ 134,000 |
| Pierce, Washington | 353 | $ 96,505,000 | $ 273,385 | $ 97,000 |
| Pima, Arizona | 348 | $ 69,560,000 | $ 199,885 | $ 97,000 |
| Montgomery, Maryland | 338 | $ 122,960,000 | $ 363,786 | $ 126,000 |
| Orange, California | 337 | $ 163,835,000 | $ 486,157 | $ 147,000 |
| Davidson, Tennessee | 317 | $ 74,485,000 | $ 234,968 | $ 74,000 |
| Fulton, Georgia | 308 | $ 82,130,000 | $ 266,655 | $ 145,000 |
| Prince George's, Maryland | 289 | $ 88,655,000 | $ 306,764 | $ 96,000 |
| Gwinnett, Georgia | 283 | $ 61,245,000 | $ 216,413 | $ 91,000 |
| Duval, Florida | 281 | $ 54,725,000 | $ 194,750 | $ 94,000 |
| Fort Bend, Texas | 266 | $ 62,420,000 | $ 234,661 | $ 117,000 |
| Travis, Texas | 266 | $ 71,270,000 | $ 267,932 | $ 114,000 |
| Snohomish, Washington | 247 | $ 85,645,000 | $ 346,740 | $ 132,000 |
| Lee, Florida | 245 | $ 48,845,000 | $ 199,367 | $ 102,000 |
| Cobb, Georgia | 245 | $ 57,275,000 | $ 233,775 | $ 110,000 |
| Pinal, Arizona | 238 | $ 44,790,000 | $ 188,193 | $ 78,000 |
| Washoe, Nevada | 238 | $ 67,500,000 | $ 283,613 | $ 106,000 |
| Contra Costa, California | 224 | $ 96,100,000 | $ 429,017 | $ 140,000 |
| Hennepin, Minnesota | 216 | $ 51,480,000 | $ 238,333 | $ 96,000 |
| Brevard, Florida | 212 | $ 44,120,000 | $ 208,113 | $ 96,000 |
| Ellis, Texas | 210 | $ 45,450,000 | $ 216,428 | $ 98,000 |
| Pasco, Florida | 207 | $ 39,645,000 | $ 191,521 | $ 76,000 |
| Alameda, California | 205 | $ 98,655,000 | $ 481,243 | $ 145,000 |
| Arapahoe, Colorado | 205 | $ 60,915,000 | $ 297,146 | $ 103,000 |
| St. Lucie, Florida | 204 | $ 36,870,000 | $ 180,735 | $ 73,000 |
| Prince William, Virginia | 204 | $ 65,960,000 | $ 323,333 | $ 94,000 |
| Montgomery, Texas | 203 | $ 46,125,000 | $ 227,216 | $ 121,000 |
| Lubbock, Texas | 202 | $ 37,070,000 | $ 183,514 | $ 96,000 |
| Polk, Florida | 196 | $ 32,350,000 | $ 165,051 | $ 76,000 |
| DeKalb, Georgia | 195 | $ 43,295,000 | $ 222,025 | $ 92,000 |
| Williamson, Texas | 195 | $ 44,965,000 | $ 230,589 | $ 117,000 |
| Baltimore, Maryland | 191 | $ 46,545,000 | $ 243,691 | $ 90,000 |
| Seminole, Florida | 187 | $ 43,685,000 | $ 233,609 | $ 101,000 |
| Denver, Colorado | 186 | $ 58,100,000 | $ 312,365 | $ 117,000 |
| Santa Clara, California | 183 | $ 95,275,000 | $ 520,628 | $ 160,000 |
| Oakland, Michigan | 181 | $ 40,125,000 | $ 221,685 | $ 109,000 |
| Philadelphia, Pennsylvania | 175 | $ 33,625,000 | $ 192,142 | $ 84,000 |
| Milwaukee, Wisconsin | 174 | $ 27,060,000 | $ 155,517 | $ 79,000 |
| Adams, Colorado | 172 | $ 47,880,000 | $ 278,372 | $ 111,000 |
| Loudoun, Virginia | 172 | $ 74,020,000 | $ 430,348 | $ 173,000 |
| Multnomah, Oregon | 171 | $ 51,275,000 | $ 299,853 | $ 106,000 |
| Bernalillo, New Mexico | 168 | $ 36,570,000 | $ 217,678 | $ 99,000 |
| Volusia, Florida | 166 | $ 29,190,000 | $ 175,843 | $ 76,000 |
| Knox, Tennessee | 161 | $ 29,765,000 | $ 184,875 | $ 80,000 |
| Jefferson, Colorado | 160 | $ 50,010,000 | $ 312,562 | $ 108,000 |
| Rutherford, Tennessee | 157 | $ 32,605,000 | $ 207,675 | $ 66,000 |
| Clark, Washington | 157 | $ 42,105,000 | $ 268,184 | $ 89,000 |
| Greenville, South Carolina | 156 | $ 29,510,000 | $ 189,166 | $ 80,000 |
| Johnson, Texas | 156 | $ 28,820,000 | $ 184,743 | $ 78,000 |
| Anne Arundel, Maryland | 154 | $ 52,080,000 | $ 338,181 | $ 114,000 |
| Parker, Texas | 149 | $ 32,225,000 | $ 216,275 | $ 99,000 |
| Union, North Carolina | 148 | $ 39,500,000 | $ 266,891 | $ 108,000 |
| Wayne, Michigan | 147 | $ 22,615,000 | $ 153,843 | $ 90,000 |
| Sarasota, Florida | 146 | $ 29,480,000 | $ 201,917 | $ 75,000 |
| San Joaquin, California | 140 | $ 38,150,000 | $ 272,500 | $ 109,000 |
| Yavapai, Arizona | 139 | $ 28,615,000 | $ 205,863 | $ 86,000 |
| Hamilton, Tennessee | 139 | $ 27,275,000 | $ 196,223 | $ 87,000 |
| Washington, Oregon | 137 | $ 42,915,000 | $ 313,248 | $ 116,000 |
| Douglas, Colorado | 135 | $ 53,285,000 | $ 394,703 | $ 144,000 |
| Ramsey, Minnesota | 135 | $ 27,655,000 | $ 204,851 | $ 77,000 |
| Utah, Utah | 134 | $ 36,770,000 | $ 274,402 | $ 89,000 |
| Lake, Florida | 127 | $ 26,275,000 | $ 206,889 | $ 75,000 |
| Manatee, Florida | 125 | $ 29,605,000 | $ 236,840 | $ 96,000 |
| Galveston, Texas | 125 | $ 24,455,000 | $ 195,640 | $ 115,000 |
| El Paso, Texas | 124 | $ 20,340,000 | $ 164,032 | $ 82,000 |
| Fresno, California | 123 | $ 27,925,000 | $ 227,032 | $ 85,000 |
| Ventura, California | 123 | $ 53,705,000 | $ 436,626 | $ 146,000 |
| Guilford, North Carolina | 122 | $ 21,740,000 | $ 178,196 | $ 84,000 |
| Spokane, Washington | 122 | $ 27,250,000 | $ 223,360 | $ 97,000 |
| Osceola, Florida | 120 | $ 22,910,000 | $ 190,916 | $ 70,000 |
| Cherokee, Georgia | 120 | $ 30,220,000 | $ 251,833 | $ 120,000 |
| York, South Carolina | 120 | $ 28,010,000 | $ 233,416 | $ 92,000 |
| Merced, California | 117 | $ 28,645,000 | $ 244,829 | $ 96,000 |
| Solano, California | 117 | $ 40,975,000 | $ 350,213 | $ 105,000 |
| Ocean, New Jersey | 117 | $ 30,815,000 | $ 263,376 | $ 110,000 |
| Bergen, New Jersey | 114 | $ 39,360,000 | $ 345,263 | $ 164,000 |
| Anoka, Minnesota | 113 | $ 24,975,000 | $ 221,017 | $ 74,000 |
| Placer, California | 111 | $ 39,395,000 | $ 354,909 | $ 108,000 |
| Allegheny, Pennsylvania | 111 | $ 20,025,000 | $ 180,405 | $ 92,000 |
| Middlesex, New Jersey | 110 | $ 30,120,000 | $ 273,818 | $ 146,000 |
| Sonoma, California | 108 | $ 44,530,000 | $ 412,314 | $ 121,000 |
| Ada, Idaho | 108 | $ 29,090,000 | $ 269,351 | $ 117,000 |
| Wilson, Tennessee | 108 | $ 27,360,000 | $ 253,333 | $ 90,000 |
| Kern, California | 105 | $ 22,025,000 | $ 209,761 | $ 90,000 |
| New Castle, Delaware | 105 | $ 26,395,000 | $ 251,380 | $ 106,000 |
| Cabarrus, North Carolina | 105 | $ 22,505,000 | $ 214,333 | $ 84,000 |
| Montgomery, Pennsylvania | 105 | $ 25,145,000 | $ 239,476 | $ 107,000 |
| Hidalgo, Texas | 105 | $ 14,215,000 | $ 135,380 | $ 82,000 |
| St. Louis, Missouri | 104 | $ 21,450,000 | $ 206,250 | $ 149,000 |
| Charleston, South Carolina | 103 | $ 27,335,000 | $ 265,388 | $ 83,000 |
| Collier, Florida | 102 | $ 30,160,000 | $ 295,686 | $ 125,000 |
| Forsyth, North Carolina | 102 | $ 18,780,000 | $ 184,117 | $ 89,000 |
| Clackamas, Oregon | 102 | $ 31,400,000 | $ 307,843 | $ 107,000 |
| Brazoria, Texas | 102 | $ 20,670,000 | $ 202,647 | $ 104,000 |
| St. Johns, Florida | 101 | $ 26,555,000 | $ 262,920 | $ 114,000 |
| Howard, Maryland | 101 | $ 35,175,000 | $ 348,267 | $ 131,000 |
| Weld, Colorado | 100 | $ 26,810,000 | $ 268,100 | $ 87,000 |
| Durham, North Carolina | 100 | $ 20,900,000 | $ 209,000 | $ 87,000 |
| Dakota, Minnesota | 97 | $ 23,565,000 | $ 242,938 | $ 92,000 |
| Davis, Utah | 96 | $ 27,810,000 | $ 289,687 | $ 99,000 |
| Baltimore City, Maryland | 94 | $ 17,140,000 | $ 182,340 | $ 86,000 |
| Monmouth, New Jersey | 94 | $ 36,850,000 | $ 392,021 | $ 147,000 |
| Shelby, Tennessee | 94 | $ 17,250,000 | $ 183,510 | $ 84,000 |
| Stanislaus, California | 93 | $ 24,045,000 | $ 258,548 | $ 91,000 |
| Gaston, North Carolina | 93 | $ 16,075,000 | $ 172,849 | $ 85,000 |
| Chesterfield, Virginia | 92 | $ 21,280,000 | $ 231,304 | $ 94,000 |
| Virginia Beach, Virginia | 92 | $ 22,110,000 | $ 240,326 | $ 88,000 |
| Mohave, Arizona | 90 | $ 16,610,000 | $ 184,555 | $ 100,000 |
| District of Columbia, District Of Columbia | 90 | $ 35,550,000 | $ 395,000 | $ 140,000 |
| Marion, Florida | 90 | $ 13,820,000 | $ 153,555 | $ 61,000 |
| Chester, Pennsylvania | 90 | $ 24,520,000 | $ 272,444 | $ 142,000 |
| Forsyth, Georgia | 89 | $ 24,375,000 | $ 273,876 | $ 114,000 |
| Macomb, Michigan | 88 | $ 17,200,000 | $ 195,454 | $ 83,000 |
| Buncombe, North Carolina | 87 | $ 22,035,000 | $ 253,275 | $ 85,000 |
| Waukesha, Wisconsin | 86 | $ 22,880,000 | $ 266,046 | $ 109,000 |
| Horry, South Carolina | 85 | $ 16,845,000 | $ 198,176 | $ 93,000 |
| Larimer, Colorado | 84 | $ 22,330,000 | $ 265,833 | $ 115,000 |
| Sumner, Tennessee | 84 | $ 19,290,000 | $ 229,642 | $ 78,000 |
| Franklin, Ohio | 83 | $ 17,355,000 | $ 209,096 | $ 111,000 |
| Williamson, Tennessee | 83 | $ 29,195,000 | $ 351,746 | $ 119,000 |
| Thurston, Washington | 83 | $ 21,885,000 | $ 263,674 | $ 91,000 |
| Spartanburg, South Carolina | 81 | $ 14,705,000 | $ 181,543 | $ 80,000 |
| Jefferson, Alabama | 79 | $ 17,235,000 | $ 218,164 | $ 98,000 |
| Bucks, Pennsylvania | 79 | $ 23,775,000 | $ 300,949 | $ 143,000 |
| Kitsap, Washington | 79 | $ 22,985,000 | $ 290,949 | $ 98,000 |
| DuPage, Illinois | 78 | $ 21,490,000 | $ 275,512 | $ 158,000 |
| Kaufman, Texas | 78 | $ 15,100,000 | $ 193,589 | $ 92,000 |
| Frederick, Maryland | 75 | $ 24,645,000 | $ 328,600 | $ 121,000 |
| Johnston, North Carolina | 75 | $ 14,355,000 | $ 191,400 | $ 78,000 |
| Hernando, Florida | 74 | $ 12,330,000 | $ 166,621 | $ 81,000 |
| El Dorado, California | 73 | $ 26,945,000 | $ 369,109 | $ 121,000 |
| Suffolk, New York | 73 | $ 25,375,000 | $ 347,602 | $ 137,000 |
| Boulder, Colorado | 72 | $ 25,600,000 | $ 355,555 | $ 161,000 |
| Clay, Florida | 72 | $ 13,640,000 | $ 189,444 | $ 69,000 |
| Henry, Georgia | 71 | $ 12,295,000 | $ 173,169 | $ 64,000 |
| Catawba, North Carolina | 71 | $ 12,225,000 | $ 172,183 | $ 82,000 |
| Lane, Oregon | 71 | $ 16,145,000 | $ 227,394 | $ 77,000 |
| Essex, New Jersey | 70 | $ 21,600,000 | $ 308,571 | $ 135,000 |
| Lehigh, Pennsylvania | 70 | $ 14,580,000 | $ 208,285 | $ 97,000 |
| Marion, Oregon | 69 | $ 17,035,000 | $ 246,884 | $ 103,000 |
| Henrico, Virginia | 69 | $ 15,765,000 | $ 228,478 | $ 95,000 |
| Charlotte, Florida | 68 | $ 13,270,000 | $ 195,147 | $ 109,000 |
| Delaware, Pennsylvania | 68 | $ 15,600,000 | $ 229,411 | $ 134,000 |
| Rockwall, Texas | 68 | $ 16,580,000 | $ 243,823 | $ 98,000 |
| Jefferson, Wisconsin | 67 | $ 11,435,000 | $ 170,671 | $ 63,000 |
| Douglas, Georgia | 66 | $ 11,990,000 | $ 181,666 | $ 104,000 |
| Will, Illinois | 66 | $ 16,000,000 | $ 242,424 | $ 95,000 |
| Jackson, Missouri | 66 | $ 11,940,000 | $ 180,909 | $ 91,000 |
| Nueces, Texas | 66 | $ 11,290,000 | $ 171,060 | $ 92,000 |
| San Mateo, California | 64 | $ 33,860,000 | $ 529,062 | $ 156,000 |
| New Hanover, North Carolina | 64 | $ 13,510,000 | $ 211,093 | $ 95,000 |
| Iredell, North Carolina | 63 | $ 14,015,000 | $ 222,460 | $ 82,000 |
| Alachua, Florida | 62 | $ 11,670,000 | $ 188,225 | $ 87,000 |
| Douglas, Nebraska | 62 | $ 10,470,000 | $ 168,870 | $ 104,000 |
| Washington, Tennessee | 62 | $ 9,190,000 | $ 148,225 | $ 70,000 |
| Clayton, Georgia | 61 | $ 8,495,000 | $ 139,262 | $ 55,000 |
| Washington, Utah | 61 | $ 15,605,000 | $ 255,819 | $ 99,000 |
| Washington, Minnesota | 60 | $ 15,670,000 | $ 261,166 | $ 98,000 |
| Deschutes, Oregon | 60 | $ 16,770,000 | $ 279,500 | $ 98,000 |
| Burlington, New Jersey | 59 | $ 13,675,000 | $ 231,779 | $ 97,000 |
| Morris, New Jersey | 59 | $ 21,355,000 | $ 361,949 | $ 146,000 |
| Cuyahoga, Ohio | 59 | $ 11,195,000 | $ 189,745 | $ 93,000 |
| Richland, South Carolina | 59 | $ 10,895,000 | $ 184,661 | $ 104,000 |
| Stafford, Virginia | 58 | $ 19,600,000 | $ 337,931 | $ 105,000 |
| Chatham, Georgia | 57 | $ 10,875,000 | $ 190,789 | $ 89,000 |
| Kane, Illinois | 57 | $ 13,315,000 | $ 233,596 | $ 109,000 |
| Charles, Maryland | 57 | $ 15,325,000 | $ 268,859 | $ 94,000 |
| Sullivan, Tennessee | 57 | $ 8,715,000 | $ 152,894 | $ 78,000 |
| Lake, Illinois | 56 | $ 15,030,000 | $ 268,392 | $ 145,000 |
| St. Charles, Missouri | 55 | $ 11,565,000 | $ 210,272 | $ 107,000 |
| Hudson, New Jersey | 55 | $ 18,855,000 | $ 342,818 | $ 130,000 |
| Cumberland, North Carolina | 55 | $ 7,685,000 | $ 139,727 | $ 67,000 |
| Hamilton, Ohio | 55 | $ 10,495,000 | $ 190,818 | $ 100,000 |
| Hall, Georgia | 54 | $ 10,960,000 | $ 202,962 | $ 81,000 |
| Berkeley, South Carolina | 54 | $ 10,220,000 | $ 189,259 | $ 77,000 |
| Coconino, Arizona | 53 | $ 12,605,000 | $ 237,830 | $ 96,000 |
| Orange, North Carolina | 53 | $ 14,245,000 | $ 268,773 | $ 133,000 |
| Anderson, South Carolina | 53 | $ 8,325,000 | $ 157,075 | $ 60,000 |
| Dorchester, South Carolina | 53 | $ 10,335,000 | $ 195,000 | $ 78,000 |
| Hays, Texas | 52 | $ 12,750,000 | $ 245,192 | $ 116,000 |
| Weber, Utah | 52 | $ 10,720,000 | $ 206,153 | $ 64,000 |
| Pueblo, Colorado | 51 | $ 8,365,000 | $ 164,019 | $ 74,000 |
| Harford, Maryland | 51 | $ 12,675,000 | $ 248,529 | $ 94,000 |
| Somerset, New Jersey | 51 | $ 15,595,000 | $ 305,784 | $ 122,000 |
| Sandoval, New Mexico | 51 | $ 10,625,000 | $ 208,333 | $ 71,000 |
| Brunswick, North Carolina | 51 | $ 11,045,000 | $ 216,568 | $ 125,000 |
| Rowan, North Carolina | 51 | $ 8,585,000 | $ 168,333 | $ 62,000 |
| Chesapeake, Virginia | 51 | $ 12,575,000 | $ 246,568 | $ 112,000 |
| Spotsylvania, Virginia | 51 | $ 15,605,000 | $ 305,980 | $ 107,000 |
| Benton, Washington | 51 | $ 10,985,000 | $ 215,392 | $ 89,000 |
| Citrus, Florida | 50 | $ 6,450,000 | $ 129,000 | $ 56,000 |
| Okaloosa, Florida | 50 | $ 12,980,000 | $ 259,600 | $ 108,000 |
| Paulding, Georgia | 50 | $ 9,520,000 | $ 190,400 | $ 80,000 |
| Coweta, Georgia | 49 | $ 10,425,000 | $ 212,755 | $ 99,000 |
| Sherburne, Minnesota | 49 | $ 11,285,000 | $ 230,306 | $ 88,000 |
| Grayson, Texas | 49 | $ 9,215,000 | $ 188,061 | $ 85,000 |
| Wise, Texas | 49 | $ 10,005,000 | $ 204,183 | $ 114,000 |
| Monterey, California | 48 | $ 18,690,000 | $ 389,375 | $ 125,000 |
| Escambia, Florida | 48 | $ 8,590,000 | $ 178,958 | $ 80,000 |
| Marion, Indiana | 48 | $ 7,040,000 | $ 146,666 | $ 90,000 |
| Cameron, Texas | 48 | $ 7,210,000 | $ 150,208 | $ 110,000 |
| San Francisco, California | 47 | $ 26,455,000 | $ 562,872 | $ 166,000 |
| Leon, Florida | 47 | $ 9,015,000 | $ 191,808 | $ 81,000 |
| Martin, Florida | 47 | $ 12,365,000 | $ 263,085 | $ 107,000 |
| East Baton Rouge, Louisiana | 47 | $ 10,255,000 | $ 218,191 | $ 96,000 |
| Kent, Michigan | 47 | $ 7,375,000 | $ 156,914 | $ 66,000 |
| Whatcom, Washington | 47 | $ 14,365,000 | $ 305,638 | $ 153,000 |
| Muscatine, Iowa | 46 | $ 6,080,000 | $ 132,173 | $ 60,000 |
| Oklahoma, Oklahoma | 46 | $ 11,690,000 | $ 254,130 | $ 173,000 |
| Flagler, Florida | 45 | $ 8,825,000 | $ 196,111 | $ 75,000 |
| Union, New Jersey | 45 | $ 13,835,000 | $ 307,444 | $ 110,000 |
| Johnson, Kansas | 44 | $ 12,490,000 | $ 283,863 | $ 123,000 |
| Henderson, North Carolina | 44 | $ 7,890,000 | $ 179,318 | $ 60,000 |
| Bell, Texas | 44 | $ 7,320,000 | $ 166,363 | $ 73,000 |
| Comal, Texas | 44 | $ 11,210,000 | $ 254,772 | $ 124,000 |
| Yakima, Washington | 44 | $ 8,310,000 | $ 188,863 | $ 84,000 |
| Brown, Wisconsin | 44 | $ 7,420,000 | $ 168,636 | $ 77,000 |
| Fayette, Georgia | 43 | $ 10,555,000 | $ 245,465 | $ 95,000 |
| Jackson, Oregon | 43 | $ 10,195,000 | $ 237,093 | $ 83,000 |
| Tulare, California | 42 | $ 8,500,000 | $ 202,380 | $ 86,000 |
| Santa Rosa, Florida | 42 | $ 8,290,000 | $ 197,380 | $ 69,000 |
| Carroll, Maryland | 42 | $ 11,630,000 | $ 276,904 | $ 96,000 |
| Lexington, South Carolina | 42 | $ 7,210,000 | $ 171,666 | $ 72,000 |
| Pickens, South Carolina | 42 | $ 6,600,000 | $ 157,142 | $ 58,000 |
| Sussex, Delaware | 41 | $ 10,965,000 | $ 267,439 | $ 117,000 |
| Wright, Minnesota | 41 | $ 9,515,000 | $ 232,073 | $ 93,000 |
| Pitt, North Carolina | 41 | $ 7,765,000 | $ 189,390 | $ 94,000 |
| Guadalupe, Texas | 41 | $ 7,695,000 | $ 187,682 | $ 83,000 |
| Richmond City, Virginia | 41 | $ 9,025,000 | $ 220,121 | $ 107,000 |
| Dane, Wisconsin | 41 | $ 10,795,000 | $ 263,292 | $ 103,000 |
| Benton, Arkansas | 40 | $ 10,700,000 | $ 267,500 | $ 145,000 |
| Mesa, Colorado | 40 | $ 7,690,000 | $ 192,250 | $ 89,000 |
| McHenry, Illinois | 40 | $ 8,160,000 | $ 204,000 | $ 99,000 |
| Scott, Iowa | 40 | $ 6,660,000 | $ 166,500 | $ 74,000 |
| Northampton, Pennsylvania | 40 | $ 8,420,000 | $ 210,500 | $ 83,000 |
| Sevier, Tennessee | 40 | $ 8,440,000 | $ 211,000 | $ 89,000 |
| Jefferson, Kentucky | 39 | $ 8,685,000 | $ 222,692 | $ 105,000 |
| Orleans, Louisiana | 39 | $ 9,425,000 | $ 241,666 | $ 119,000 |
| Atlantic, New Jersey | 39 | $ 6,595,000 | $ 169,102 | $ 115,000 |
| Lincoln, North Carolina | 39 | $ 7,725,000 | $ 198,076 | $ 77,000 |
| Providence, Rhode Island | 39 | $ 10,225,000 | $ 262,179 | $ 144,000 |
| Hood, Texas | 39 | $ 8,615,000 | $ 220,897 | $ 82,000 |
| McLennan, Texas | 39 | $ 6,045,000 | $ 155,000 | $ 82,000 |
| Arlington, Virginia | 39 | $ 15,235,000 | $ 390,641 | $ 202,000 |
| Bedford, Virginia | 39 | $ 9,355,000 | $ 239,871 | $ 86,000 |
| Hartford, Connecticut | 38 | $ 7,420,000 | $ 195,263 | $ 108,000 |
| Indian River, Florida | 38 | $ 7,190,000 | $ 189,210 | $ 76,000 |
| Rockdale, Georgia | 38 | $ 7,630,000 | $ 200,789 | $ 81,000 |
| St. Tammany, Louisiana | 38 | $ 8,640,000 | $ 227,368 | $ 130,000 |
| Mercer, New Jersey | 38 | $ 9,600,000 | $ 252,631 | $ 121,000 |
| Passaic, New Jersey | 38 | $ 10,170,000 | $ 267,631 | $ 94,000 |
| Kootenai, Idaho | 37 | $ 9,875,000 | $ 266,891 | $ 90,000 |
| Livingston, Michigan | 37 | $ 7,725,000 | $ 208,783 | $ 97,000 |
| Mille Lacs, Minnesota | 37 | $ 6,545,000 | $ 176,891 | $ 60,000 |
| Franklin, North Carolina | 37 | $ 7,235,000 | $ 195,540 | $ 73,000 |
| Monroe, Pennsylvania | 37 | $ 6,155,000 | $ 166,351 | $ 80,000 |
| York, Pennsylvania | 37 | $ 6,195,000 | $ 167,432 | $ 82,000 |
| Racine, Wisconsin | 37 | $ 6,165,000 | $ 166,621 | $ 87,000 |
| Madison, Alabama | 36 | $ 6,740,000 | $ 187,222 | $ 89,000 |
| Lyon, Nevada | 36 | $ 7,440,000 | $ 206,666 | $ 60,000 |
| Harnett, North Carolina | 36 | $ 5,520,000 | $ 153,333 | $ 111,000 |
| Yamhill, Oregon | 36 | $ 8,260,000 | $ 229,444 | $ 80,000 |
| Lancaster, Pennsylvania | 36 | $ 6,680,000 | $ 185,555 | $ 74,000 |
| Blount, Tennessee | 36 | $ 5,860,000 | $ 162,777 | $ 67,000 |
| Hunt, Texas | 36 | $ 6,200,000 | $ 172,222 | $ 85,000 |
| Midland, Texas | 36 | $ 6,820,000 | $ 189,444 | $ 109,000 |
| Alexandria, Virginia | 36 | $ 14,270,000 | $ 396,388 | $ 150,000 |
| Lynchburg, Virginia | 36 | $ 5,800,000 | $ 161,111 | $ 67,000 |
| New Haven, Connecticut | 35 | $ 8,505,000 | $ 243,000 | $ 141,000 |
| Canyon, Idaho | 35 | $ 6,185,000 | $ 176,714 | $ 53,000 |
| Tulsa, Oklahoma | 35 | $ 8,815,000 | $ 251,857 | $ 140,000 |
| Montgomery, Tennessee | 35 | $ 6,795,000 | $ 194,142 | $ 64,000 |
| Yuma, Arizona | 34 | $ 5,980,000 | $ 175,882 | $ 98,000 |
| Yolo, California | 34 | $ 10,950,000 | $ 322,058 | $ 110,000 |
| Bay, Florida | 34 | $ 7,170,000 | $ 210,882 | $ 100,000 |
| Carroll, Georgia | 34 | $ 5,560,000 | $ 163,529 | $ 82,000 |
| Ingham, Michigan | 34 | $ 5,170,000 | $ 152,058 | $ 75,000 |
| Washtenaw, Michigan | 34 | $ 7,400,000 | $ 217,647 | $ 94,000 |
| Cape May, New Jersey | 34 | $ 8,290,000 | $ 243,823 | $ 118,000 |
| Ector, Texas | 34 | $ 6,250,000 | $ 183,823 | $ 79,000 |
| Smith, Texas | 34 | $ 6,960,000 | $ 204,705 | $ 93,000 |
| Shelby, Alabama | 33 | $ 7,745,000 | $ 234,696 | $ 109,000 |
| Butte, California | 33 | $ 7,975,000 | $ 241,666 | $ 106,000 |
| Santa Barbara, California | 33 | $ 11,845,000 | $ 358,939 | $ 104,000 |
| Walton, Florida | 33 | $ 9,125,000 | $ 276,515 | $ 127,000 |
| Berks, Pennsylvania | 33 | $ 6,775,000 | $ 205,303 | $ 84,000 |
| Beaufort, South Carolina | 33 | $ 9,175,000 | $ 278,030 | $ 118,000 |
| Barrow, Georgia | 32 | $ 4,810,000 | $ 150,312 | $ 70,000 |
| Gallatin, Montana | 32 | $ 8,590,000 | $ 268,437 | $ 94,000 |
| Camden, New Jersey | 32 | $ 7,000,000 | $ 218,750 | $ 103,000 |
| Alamance, North Carolina | 32 | $ 5,840,000 | $ 182,500 | $ 82,000 |
| Dauphin, Pennsylvania | 32 | $ 5,710,000 | $ 178,437 | $ 79,000 |
| Marin, California | 31 | $ 18,925,000 | $ 610,483 | $ 167,000 |
| Fairfield, Connecticut | 31 | $ 9,795,000 | $ 315,967 | $ 140,000 |
| Catoosa, Georgia | 31 | $ 5,045,000 | $ 162,741 | $ 64,000 |
| Hamilton, Indiana | 31 | $ 7,605,000 | $ 245,322 | $ 107,000 |
| Linn, Iowa | 31 | $ 4,115,000 | $ 132,741 | $ 65,000 |
| Dona Ana, New Mexico | 31 | $ 4,625,000 | $ 149,193 | $ 83,000 |
| Davidson, North Carolina | 30 | $ 3,450,000 | $ 115,000 | $ 57,000 |
| Douglas, Oregon | 30 | $ 5,630,000 | $ 187,666 | $ 87,000 |
| Lincoln, Oregon | 30 | $ 6,520,000 | $ 217,333 | $ 93,000 |
| Bradley, Tennessee | 30 | $ 5,130,000 | $ 171,000 | $ 83,000 |
| Norfolk, Virginia | 30 | $ 6,150,000 | $ 205,000 | $ 78,000 |
| Nye, Nevada | 29 | $ 5,215,000 | $ 179,827 | $ 64,000 |
| Polk, Oregon | 29 | $ 7,245,000 | $ 249,827 | $ 79,000 |
| Lancaster, South Carolina | 29 | $ 6,505,000 | $ 224,310 | $ 106,000 |
| Jefferson, Texas | 29 | $ 3,825,000 | $ 131,896 | $ 163,000 |
| Kent, Delaware | 28 | $ 7,080,000 | $ 252,857 | $ 97,000 |
| Chisago, Minnesota | 28 | $ 6,260,000 | $ 223,571 | $ 76,000 |
| Scott, Minnesota | 28 | $ 7,230,000 | $ 258,214 | $ 85,000 |
| Montgomery, Ohio | 28 | $ 5,030,000 | $ 179,642 | $ 89,000 |
| Oconee, South Carolina | 28 | $ 5,860,000 | $ 209,285 | $ 134,000 |
| Santa Cruz, California | 27 | $ 13,475,000 | $ 499,074 | $ 158,000 |
| Columbia, Georgia | 27 | $ 5,475,000 | $ 202,777 | $ 110,000 |
| Polk, Iowa | 27 | $ 4,715,000 | $ 174,629 | $ 84,000 |
| Summit, Ohio | 27 | $ 5,115,000 | $ 189,444 | $ 87,000 |
| Frederick, Virginia | 27 | $ 6,565,000 | $ 243,148 | $ 80,000 |
| Baldwin, Alabama | 26 | $ 6,040,000 | $ 232,307 | $ 93,000 |
| Mobile, Alabama | 26 | $ 4,180,000 | $ 160,769 | $ 79,000 |
| Navajo, Arizona | 26 | $ 4,620,000 | $ 177,692 | $ 128,000 |
| Pulaski, Arkansas | 26 | $ 4,760,000 | $ 183,076 | $ 96,000 |
| Kings, California | 26 | $ 5,650,000 | $ 217,307 | $ 128,000 |
| Nevada, California | 26 | $ 8,210,000 | $ 315,769 | $ 130,000 |
| San Luis Obispo, California | 26 | $ 10,480,000 | $ 403,076 | $ 154,000 |
| Shasta, California | 26 | $ 5,060,000 | $ 194,615 | $ 84,000 |
| Delta, Colorado | 26 | $ 4,820,000 | $ 185,384 | $ 57,000 |
| Nassau, Florida | 26 | $ 5,470,000 | $ 210,384 | $ 84,000 |
| Newton, Georgia | 26 | $ 4,770,000 | $ 183,461 | $ 69,000 |
| Lake, Indiana | 26 | $ 4,750,000 | $ 182,692 | $ 94,000 |
| Blue Earth, Minnesota | 26 | $ 5,500,000 | $ 211,538 | $ 89,000 |
| Moore, North Carolina | 26 | $ 5,410,000 | $ 208,076 | $ 93,000 |
| Loudon, Tennessee | 26 | $ 4,680,000 | $ 180,000 | $ 68,000 |
| Robertson, Tennessee | 26 | $ 5,120,000 | $ 196,923 | $ 107,000 |
| Henderson, Texas | 26 | $ 4,380,000 | $ 168,461 | $ 104,000 |
| Hampton, Virginia | 26 | $ 5,150,000 | $ 198,076 | $ 78,000 |
| Sumter, Florida | 25 | $ 4,385,000 | $ 175,400 | $ 76,000 |
| Bartow, Georgia | 25 | $ 4,535,000 | $ 181,400 | $ 67,000 |
| Isanti, Minnesota | 25 | $ 4,855,000 | $ 194,200 | $ 79,000 |
| St. Louis City, Missouri | 25 | $ 4,925,000 | $ 197,000 | $ 89,000 |
| Luzerne, Pennsylvania | 25 | $ 3,185,000 | $ 127,400 | $ 72,000 |
| Westmoreland, Pennsylvania | 25 | $ 4,425,000 | $ 177,000 | $ 87,000 |
| Anderson, Tennessee | 25 | $ 3,295,000 | $ 131,800 | $ 58,000 |
| Suffolk, Virginia | 25 | $ 5,185,000 | $ 207,400 | $ 69,000 |
| Chelan, Washington | 25 | $ 6,675,000 | $ 267,000 | $ 90,000 |
| Lewis, Washington | 25 | $ 4,965,000 | $ 198,600 | $ 68,000 |
| Skagit, Washington | 25 | $ 7,255,000 | $ 290,200 | $ 101,000 |
| Cochise, Arizona | 24 | $ 4,080,000 | $ 170,000 | $ 52,000 |
| Washington, Arkansas | 24 | $ 5,370,000 | $ 223,750 | $ 113,000 |
| Imperial, California | 24 | $ 5,050,000 | $ 210,416 | $ 84,000 |
| Madera, California | 24 | $ 5,620,000 | $ 234,166 | $ 106,000 |
| Jackson, Georgia | 24 | $ 4,360,000 | $ 181,666 | $ 86,000 |
| Walker, Georgia | 24 | $ 3,360,000 | $ 140,000 | $ 53,000 |
| Walton, Georgia | 24 | $ 4,010,000 | $ 167,083 | $ 112,000 |
| Washington, Maryland | 24 | $ 5,070,000 | $ 211,250 | $ 85,000 |
| Clay, Missouri | 24 | $ 4,550,000 | $ 189,583 | $ 86,000 |
| Santa Fe, New Mexico | 24 | $ 5,500,000 | $ 229,166 | $ 96,000 |
| Craven, North Carolina | 24 | $ 3,850,000 | $ 160,416 | $ 124,000 |
| Lackawanna, Pennsylvania | 24 | $ 4,170,000 | $ 173,750 | $ 93,000 |
| Bastrop, Texas | 24 | $ 4,160,000 | $ 173,333 | $ 72,000 |
| Randall, Texas | 24 | $ 3,590,000 | $ 149,583 | $ 88,000 |
| Campbell, Virginia | 24 | $ 4,060,000 | $ 169,166 | $ 107,000 |
| Cowlitz, Washington | 24 | $ 4,670,000 | $ 194,583 | $ 67,000 |
| Rock, Wisconsin | 24 | $ 3,600,000 | $ 150,000 | $ 58,000 |
| Walworth, Wisconsin | 24 | $ 4,300,000 | $ 179,166 | $ 64,000 |
| Monroe, Florida | 23 | $ 7,885,000 | $ 342,826 | $ 156,000 |
| Muscogee, Georgia | 23 | $ 3,105,000 | $ 135,000 | $ 65,000 |
| Boone, Kentucky | 23 | $ 4,475,000 | $ 194,565 | $ 98,000 |
| Genesee, Michigan | 23 | $ 3,375,000 | $ 146,739 | $ 82,000 |
| Douglas, Nevada | 23 | $ 6,055,000 | $ 263,260 | $ 82,000 |
| Hillsborough, New Hampshire | 23 | $ 5,665,000 | $ 246,304 | $ 150,000 |
| Clermont, Ohio | 23 | $ 4,165,000 | $ 181,086 | $ 73,000 |
| Brazos, Texas | 23 | $ 3,705,000 | $ 161,086 | $ 83,000 |
| Taylor, Texas | 23 | $ 4,405,000 | $ 191,521 | $ 123,000 |
| Newport News, Virginia | 23 | $ 3,565,000 | $ 155,000 | $ 70,000 |
| Clallam, Washington | 23 | $ 4,775,000 | $ 207,608 | $ 68,000 |
| Houston, Georgia | 22 | $ 3,760,000 | $ 170,909 | $ 76,000 |
| Whitfield, Georgia | 22 | $ 2,920,000 | $ 132,727 | $ 57,000 |
| Kenton, Kentucky | 22 | $ 3,110,000 | $ 141,363 | $ 78,000 |
| Caddo, Louisiana | 22 | $ 3,600,000 | $ 163,636 | $ 85,000 |
| Jefferson, Louisiana | 22 | $ 4,220,000 | $ 191,818 | $ 77,000 |
| Calvert, Maryland | 22 | $ 5,970,000 | $ 271,363 | $ 105,000 |
| Charlevoix, Michigan | 22 | $ 3,020,000 | $ 137,272 | $ 52,000 |
| Jefferson, Missouri | 22 | $ 3,540,000 | $ 160,909 | $ 59,000 |
| Elko, Nevada | 22 | $ 5,320,000 | $ 241,818 | $ 99,000 |
| Caldwell, North Carolina | 22 | $ 2,590,000 | $ 117,727 | $ 40,000 |
| Onslow, North Carolina | 22 | $ 4,220,000 | $ 191,818 | $ 82,000 |
| Butler, Ohio | 22 | $ 4,280,000 | $ 194,545 | $ 135,000 |
| Warren, Ohio | 22 | $ 5,520,000 | $ 250,909 | $ 132,000 |
| Columbia, Oregon | 22 | $ 4,850,000 | $ 220,454 | $ 124,000 |
| Linn, Oregon | 22 | $ 3,940,000 | $ 179,090 | $ 77,000 |
| Aiken, South Carolina | 22 | $ 4,100,000 | $ 186,363 | $ 78,000 |
| Dickson, Tennessee | 22 | $ 3,670,000 | $ 166,818 | $ 62,000 |
| Franklin, Washington | 22 | $ 4,150,000 | $ 188,636 | $ 82,000 |
| Ozaukee, Wisconsin | 22 | $ 4,880,000 | $ 221,818 | $ 127,000 |
| Gila, Arizona | 21 | $ 3,775,000 | $ 179,761 | $ 85,000 |
| Ottawa, Michigan | 21 | $ 3,615,000 | $ 172,142 | $ 77,000 |
| Carver, Minnesota | 21 | $ 6,155,000 | $ 293,095 | $ 118,000 |
| Missoula, Montana | 21 | $ 6,045,000 | $ 287,857 | $ 96,000 |
| Carson City, Nevada | 21 | $ 5,445,000 | $ 259,285 | $ 86,000 |
| Rockingham, New Hampshire | 21 | $ 6,895,000 | $ 328,333 | $ 153,000 |
| Cleveland, North Carolina | 21 | $ 3,375,000 | $ 160,714 | $ 66,000 |
| Wayne, North Carolina | 21 | $ 3,315,000 | $ 157,857 | $ 81,000 |
| Licking, Ohio | 21 | $ 3,745,000 | $ 178,333 | $ 78,000 |
| Cumberland, Pennsylvania | 21 | $ 4,015,000 | $ 191,190 | $ 179,000 |
| Tom Green, Texas | 21 | $ 3,015,000 | $ 143,571 | $ 58,000 |
| Webb, Texas | 21 | $ 3,615,000 | $ 172,142 | $ 101,000 |
| Hanover, Virginia | 21 | $ 5,895,000 | $ 280,714 | $ 123,000 |
| Mason, Washington | 21 | $ 4,545,000 | $ 216,428 | $ 75,000 |
| Fond du Lac, Wisconsin | 21 | $ 3,255,000 | $ 155,000 | $ 74,000 |
| Winnebago, Wisconsin | 21 | $ 2,635,000 | $ 125,476 | $ 69,000 |
| Tuscaloosa, Alabama | 20 | $ 3,460,000 | $ 173,000 | $ 96,000 |
| Honolulu, Hawaii | 20 | $ 10,890,000 | $ 544,500 | $ 163,000 |
| Lafayette, Louisiana | 20 | $ 3,680,000 | $ 184,000 | $ 63,000 |
| Worcester, Maryland | 20 | $ 4,380,000 | $ 219,000 | $ 204,000 |
| Jackson, Michigan | 20 | $ 2,910,000 | $ 145,500 | $ 59,000 |
| Sussex, New Jersey | 20 | $ 4,920,000 | $ 246,000 | $ 104,000 |
| Burke, North Carolina | 20 | $ 3,040,000 | $ 152,000 | $ 72,000 |
| Haywood, North Carolina | 20 | $ 3,750,000 | $ 187,500 | $ 74,000 |
| Delaware, Ohio | 20 | $ 5,650,000 | $ 282,500 | $ 115,000 |
| Josephine, Oregon | 20 | $ 4,740,000 | $ 237,000 | $ 73,000 |
| Florence, South Carolina | 20 | $ 3,580,000 | $ 179,000 | $ 67,000 |
| Van Zandt, Texas | 20 | $ 3,900,000 | $ 195,000 | $ 83,000 |
| Box Elder, Utah | 20 | $ 4,110,000 | $ 205,500 | $ 68,000 |
| Tazewell, Virginia | 20 | $ 2,880,000 | $ 144,000 | $ 68,000 |
| Kittitas, Washington | 20 | $ 5,060,000 | $ 253,000 | $ 97,000 |
| Washington, Wisconsin | 20 | $ 5,010,000 | $ 250,500 | $ 95,000 |
| Garfield, Colorado | 19 | $ 6,375,000 | $ 335,526 | $ 108,000 |
| Teller, Colorado | 19 | $ 5,185,000 | $ 272,894 | $ 70,000 |
| Highlands, Florida | 19 | $ 2,415,000 | $ 127,105 | $ 48,000 |
| Glynn, Georgia | 19 | $ 5,145,000 | $ 270,789 | $ 170,000 |
| Sedgwick, Kansas | 19 | $ 2,925,000 | $ 153,947 | $ 76,000 |
| Cecil, Maryland | 19 | $ 4,255,000 | $ 223,947 | $ 92,000 |
| Muskegon, Michigan | 19 | $ 2,055,000 | $ 108,157 | $ 52,000 |
| Flathead, Montana | 19 | $ 5,115,000 | $ 269,210 | $ 67,000 |
| Warren, New Jersey | 19 | $ 4,305,000 | $ 226,578 | $ 91,000 |
| Carteret, North Carolina | 19 | $ 4,335,000 | $ 228,157 | $ 140,000 |
| Davie, North Carolina | 19 | $ 3,015,000 | $ 158,684 | $ 65,000 |
| Rutherford, North Carolina | 19 | $ 3,135,000 | $ 165,000 | $ 62,000 |
| Cleveland, Oklahoma | 19 | $ 4,985,000 | $ 262,368 | $ 123,000 |
| Coos, Oregon | 19 | $ 3,185,000 | $ 167,631 | $ 49,000 |
| Summit, Utah | 19 | $ 7,405,000 | $ 389,736 | $ 158,000 |
| Tooele, Utah | 19 | $ 4,495,000 | $ 236,578 | $ 106,000 |
| Fauquier, Virginia | 19 | $ 4,865,000 | $ 256,052 | $ 98,000 |
| Orange, Virginia | 19 | $ 3,855,000 | $ 202,894 | $ 66,000 |
| Portsmouth, Virginia | 19 | $ 2,765,000 | $ 145,526 | $ 45,000 |
| Grant, Washington | 19 | $ 3,375,000 | $ 177,631 | $ 80,000 |
| Richmond, Georgia | 18 | $ 2,450,000 | $ 136,111 | $ 71,000 |
| Spalding, Georgia | 18 | $ 2,610,000 | $ 145,000 | $ 51,000 |
| Grand Traverse, Michigan | 18 | $ 2,570,000 | $ 142,777 | $ 67,000 |
| Randolph, North Carolina | 18 | $ 2,670,000 | $ 148,333 | $ 58,000 |
| Stanly, North Carolina | 18 | $ 2,760,000 | $ 153,333 | $ 59,000 |
| Butler, Pennsylvania | 18 | $ 3,480,000 | $ 193,333 | $ 74,000 |
| Franklin, Pennsylvania | 18 | $ 3,050,000 | $ 169,444 | $ 71,000 |
| Washington, Pennsylvania | 18 | $ 2,960,000 | $ 164,444 | $ 77,000 |
| Minnehaha, South Dakota | 18 | $ 3,020,000 | $ 167,777 | $ 76,000 |
| Bowie, Texas | 18 | $ 2,690,000 | $ 149,444 | $ 78,000 |
| Burnet, Texas | 18 | $ 4,240,000 | $ 235,555 | $ 111,000 |
| Cooke, Texas | 18 | $ 4,480,000 | $ 248,888 | $ 120,000 |
| Manassas, Virginia | 18 | $ 5,530,000 | $ 307,222 | $ 101,000 |
| Montgomery, Alabama | 17 | $ 2,235,000 | $ 131,470 | $ 53,000 |
| Yuba, California | 17 | $ 4,515,000 | $ 265,588 | $ 89,000 |
| La Plata, Colorado | 17 | $ 4,935,000 | $ 290,294 | $ 113,000 |
| York, Maine | 17 | $ 4,615,000 | $ 271,470 | $ 142,000 |
| Kalamazoo, Michigan | 17 | $ 3,695,000 | $ 217,352 | $ 173,000 |
| Gloucester, New Jersey | 17 | $ 2,885,000 | $ 169,705 | $ 85,000 |
| Eddy, New Mexico | 17 | $ 2,885,000 | $ 169,705 | $ 101,000 |
| Kings, New York | 17 | $ 11,655,000 | $ 685,588 | $ 330,000 |
| Benton, Oregon | 17 | $ 4,755,000 | $ 279,705 | $ 98,000 |
| Klamath, Oregon | 17 | $ 3,015,000 | $ 177,352 | $ 69,000 |
| Orangeburg, South Carolina | 17 | $ 2,245,000 | $ 132,058 | $ 61,000 |
| Carter, Tennessee | 17 | $ 2,265,000 | $ 133,235 | $ 47,000 |
| Cheatham, Tennessee | 17 | $ 2,815,000 | $ 165,588 | $ 75,000 |
| Greene, Tennessee | 17 | $ 2,975,000 | $ 175,000 | $ 66,000 |
| Fannin, Texas | 17 | $ 3,045,000 | $ 179,117 | $ 122,000 |
| Grays Harbor, Washington | 17 | $ 3,635,000 | $ 213,823 | $ 75,000 |
Mortgage Loan Application Detail Totals for Cardinal Financial Company, Li in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 21,354 | $5,702,150,000 | $267,000 | $40,005,000 | $110,000 | $3,724,000 |
| Cash-out Refinancing | 20,249 | $4,583,135,000 | $226,000 | $2,925,000 | $90,000 | $7,200,000 |
| Refinancing | 9,689 | $2,384,985,000 | $246,000 | $3,005,000 | $110,000 | $3,238,000 |
| Home Improvement | 4,129 | $897,055,000 | $217,000 | $1,475,000 | $87,000 | $1,440,000 |
| Not Applicable | 4 | $570,000 | $142,000 | $185,000 | $61,000 | $80,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 30,608 | $7,500,450,000 | $245,000 | $40,005,000 | $103,000 | $7,200,000 |
| Not Provided | 10,638 | $2,491,390,000 | $234,000 | $2,525,000 | $99,000 | $3,724,000 |
| Hispanic | 5,691 | $1,374,675,000 | $241,000 | $3,005,000 | $89,000 | $2,992,000 |
| Black or African American | 4,304 | $937,850,000 | $217,000 | $1,135,000 | $81,000 | $1,620,000 |
| Asian | 3,301 | $1,029,175,000 | $311,000 | $1,645,000 | $130,000 | $3,900,000 |
| American Indian or Alaskan Native | 293 | $62,035,000 | $211,000 | $775,000 | $86,000 | $654,000 |
| Native Hawaiian or Other Pacific Islander | 144 | $41,120,000 | $285,000 | $675,000 | $108,000 | $1,200,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 35,969 | $9,340,525,000 | $259,000 | $40,005,000 | $116,000 | $7,200,000 |
| FHA-insured (Federal Housing Administration) | 14,767 | $3,024,115,000 | $204,000 | $875,000 | $71,000 | $1,479,000 |
| VA-guaranteed (Veterans Administration) | 4,386 | $1,155,570,000 | $263,000 | $1,555,000 | $82,000 | $840,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 303 | $47,685,000 | $157,000 | $415,000 | $56,000 | $111,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 26,965 | $6,422,065,000 | $238,000 | $40,005,000 | $100,000 | $7,200,000 |
| Loan Originated | 21,874 | $5,572,400,000 | $254,000 | $2,325,000 | $105,000 | $3,238,000 |
| Application Approved But Not Accepted | 3,235 | $831,635,000 | $257,000 | $1,565,000 | $102,000 | $2,992,000 |
| Application Denied By Financial Institution | 3,090 | $687,550,000 | $222,000 | $3,005,000 | $77,000 | $3,900,000 |
| File Closed For Incompleteness | 257 | $53,675,000 | $208,000 | $825,000 | $89,000 | $780,000 |
| Loan Purchased By The Institution | 4 | $570,000 | $142,000 | $185,000 | $61,000 | $80,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 52,335 | $12,880,345,000 | $246,000 | $40,005,000 | $102,000 | $7,200,000 |
| Debt-To-Income Ratio | 1,003 | $243,575,000 | $242,000 | $1,155,000 | $59,000 | $463,000 |
| Credit History | 714 | $135,830,000 | $190,000 | $3,005,000 | $77,000 | $2,618,000 |
| Credit Application Incomplete | 635 | $135,365,000 | $213,000 | $2,005,000 | $93,000 | $3,900,000 |
| Unverifiable Information | 445 | $107,045,000 | $240,000 | $1,035,000 | $87,000 | $509,000 |
| Collateral | 139 | $30,315,000 | $218,000 | $725,000 | $90,000 | $338,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 64 | $13,900,000 | $217,000 | $765,000 | $77,000 | $195,000 |
| Employment History | 50 | $12,430,000 | $248,000 | $1,245,000 | $74,000 | $398,000 |
| Other | 40 | $9,090,000 | $227,000 | $665,000 | $86,000 | $317,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cardinal Financial Company, Li's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cardinal Financial Company, Li's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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