Cbc National Bank Mortgage Lending & HMDA Data, 2011

In 2011, Cbc National Bank of Fernandina Beach, FL reported 5,518 mortgage applications totaling $1.2 billion, up 13% from 2010. The average application was for $218,362, and applicants reported an average income of $96,217. 83% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (2,203), Tampa-St. Petersburg-Clearwater, FL (491) and Savannah, GA (127) (applications in parentheses).

Mortgage Company & Address Cbc National Bank
1891 South 14th Street
Fernandina Beach, FL 32034
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 5,518
Total Mortgage Loan Application Amount $1,204,925,000
Average Mortgage Loan Application Amount $218,362
Highest Mortgage Loan Application Amount $2,160,000
Average Applicant Income $96,217
Highest Applicant Income $1,932,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cbc National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cbc National Bank by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 598 $ 158,012,000 $ 264,234 $ 147,000
Cobb, Georgia 368 $ 81,075,000 $ 220,312 $ 115,000
DeKalb, Georgia 347 $ 83,864,000 $ 241,682 $ 127,000
Hillsborough, Florida 310 $ 67,264,000 $ 216,980 $ 125,000
Gwinnett, Georgia 257 $ 46,676,000 $ 181,618 $ 104,000
Forsyth, Georgia 183 $ 43,258,000 $ 236,382 $ 118,000
Cherokee, Georgia 153 $ 30,739,000 $ 200,908 $ 90,000
Beaufort, South Carolina 103 $ 23,945,000 $ 232,475 $ 106,000
Pinellas, Florida 100 $ 20,596,000 $ 205,960 $ 105,000
Pasco, Florida 75 $ 12,355,000 $ 164,733 $ 94,000
Chatham, Georgia 70 $ 12,306,000 $ 175,800 $ 79,000
Glynn, Georgia 68 $ 12,348,000 $ 181,588 $ 87,000
Bibb, Georgia 62 $ 9,924,000 $ 160,064 $ 86,000
Hall, Georgia 57 $ 11,434,000 $ 200,596 $ 99,000
Mecklenburg, North Carolina 55 $ 11,580,000 $ 210,545 $ 111,000
Broward, Florida 50 $ 12,020,000 $ 240,400 $ 130,000
Effingham, Georgia 44 $ 7,172,000 $ 163,000 $ 80,000
Sarasota, Florida 43 $ 8,859,000 $ 206,023 $ 133,000
Duval, Florida 40 $ 6,956,000 $ 173,900 $ 88,000
Paulding, Georgia 40 $ 5,049,000 $ 126,225 $ 63,000
Lumpkin, Georgia 37 $ 6,004,000 $ 162,270 $ 86,000
Camden, Georgia 35 $ 6,464,000 $ 184,685 $ 79,000
Nassau, Florida 34 $ 7,434,000 $ 218,647 $ 112,000
Madison, Georgia 34 $ 4,876,000 $ 143,411 $ 55,000
Douglas, Georgia 31 $ 4,327,000 $ 139,580 $ 68,000
Muscogee, Georgia 31 $ 5,240,000 $ 169,032 $ 78,000
Carroll, Georgia 29 $ 2,899,000 $ 99,965 $ 46,000
Fayette, Georgia 29 $ 7,326,000 $ 252,620 $ 152,000
Henry, Georgia 29 $ 3,645,000 $ 125,689 $ 55,000
Dawson, Georgia 28 $ 4,878,000 $ 174,214 $ 90,000
Franklin, Ohio 25 $ 4,685,000 $ 187,400 $ 62,000
Coweta, Georgia 23 $ 4,474,000 $ 194,521 $ 65,000
Columbia, Georgia 22 $ 4,595,000 $ 208,863 $ 77,000
Baltimore, Maryland 19 $ 3,793,000 $ 199,631 $ 74,000
Worcester, Massachusetts 19 $ 4,686,000 $ 246,631 $ 106,000
Wake, North Carolina 19 $ 4,570,000 $ 240,526 $ 126,000
Clarke, Georgia 18 $ 3,083,000 $ 171,277 $ 80,000
Gilmer, Georgia 18 $ 2,383,000 $ 132,388 $ 84,000
Oconee, Georgia 17 $ 4,066,000 $ 239,176 $ 136,000
Prince George's, Maryland 17 $ 4,766,000 $ 280,352 $ 47,000
Middlesex, Massachusetts 17 $ 5,004,000 $ 294,352 $ 113,000
Bucks, Pennsylvania 17 $ 4,742,000 $ 278,941 $ 67,000
Walton, Georgia 16 $ 2,533,000 $ 158,312 $ 52,000
Norfolk, Massachusetts 16 $ 4,520,000 $ 282,500 $ 94,000
Ocean, New Jersey 16 $ 3,317,000 $ 207,312 $ 84,000
Palm Beach, Florida 14 $ 2,520,000 $ 180,000 $ 89,000
Jackson, Georgia 14 $ 2,224,000 $ 158,857 $ 87,000
Manatee, Florida 13 $ 2,503,000 $ 192,538 $ 110,000
Bryan, Georgia 13 $ 2,760,000 $ 212,307 $ 97,000
Hillsborough, New Hampshire 13 $ 3,255,000 $ 250,384 $ 142,000
Middlesex, New Jersey 13 $ 3,622,000 $ 278,615 $ 58,000
Aiken, South Carolina 13 $ 2,290,000 $ 176,153 $ 66,000
Dallas, Texas 13 $ 2,684,000 $ 206,461 $ 109,000
Fairfax, Virginia 13 $ 4,090,000 $ 314,615 $ 102,000
Rockdale, Georgia 12 $ 2,084,000 $ 173,666 $ 73,000
White, Georgia 12 $ 1,637,000 $ 136,416 $ 92,000
Anne Arundel, Maryland 12 $ 3,232,000 $ 269,333 $ 31,000
Essex, Massachusetts 12 $ 3,575,000 $ 297,916 $ 36,000
Union, North Carolina 12 $ 2,758,000 $ 229,833 $ 73,000
Providence, Rhode Island 12 $ 2,463,000 $ 205,250 $ 22,000
Charleston, South Carolina 12 $ 3,937,000 $ 328,083 $ 113,000
Fairfield, Connecticut 11 $ 3,772,000 $ 342,909 $ 145,000
Hartford, Connecticut 11 $ 2,273,000 $ 206,636 $ 52,000
Orange, Florida 11 $ 2,382,000 $ 216,545 $ 44,000
Bartow, Georgia 11 $ 1,133,000 $ 103,000 $ 51,000
Emanuel, Georgia 11 $ 1,746,000 $ 158,727 $ 79,000
Jones, Georgia 11 $ 1,814,000 $ 164,909 $ 86,000
Honolulu, Hawaii 11 $ 4,808,000 $ 437,090 $ 16,000
Jefferson, Kentucky 11 $ 1,966,000 $ 178,727 $ 56,000
Collin, Texas 11 $ 2,810,000 $ 255,454 $ 154,000
Salt Lake, Utah 11 $ 2,851,000 $ 259,181 $ 24,000
Los Angeles, California 10 $ 3,530,000 $ 353,000 $ 57,000
New Castle, Delaware 10 $ 2,512,000 $ 251,200 $ 32,000
Clayton, Georgia 10 $ 752,000 $ 75,200 $ 58,000
Floyd, Georgia 10 $ 1,606,000 $ 160,600 $ 86,000
Oglethorpe, Georgia 10 $ 1,625,000 $ 162,500 $ 85,000
Montgomery, Maryland 10 $ 3,976,000 $ 397,600 $ 128,000
Bernalillo, New Mexico 10 $ 2,078,000 $ 207,800 $ 26,000
Tarrant, Texas 10 $ 1,934,000 $ 193,400 $ 85,000
Virginia Beach, Virginia 10 $ 2,545,000 $ 254,500 $ 48,000
El Paso, Colorado 9 $ 1,745,000 $ 193,888 $ 21,000
Seminole, Florida 9 $ 1,941,000 $ 215,666 $ 167,000
St. Johns, Florida 9 $ 2,540,000 $ 282,222 $ 154,000
Monroe, Georgia 9 $ 2,401,000 $ 266,777 $ 235,000
Cook, Illinois 9 $ 2,491,000 $ 276,777 $ 58,000
Bristol, Massachusetts 9 $ 2,272,000 $ 252,444 $ 33,000
Union, New Jersey 9 $ 2,509,000 $ 278,777 $ 78,000
Cumberland, Pennsylvania 9 $ 2,087,000 $ 231,888 $ 101,000
Montgomery, Pennsylvania 9 $ 2,052,000 $ 228,000 $ 86,000
Hamilton, Tennessee 9 $ 1,447,000 $ 160,777 $ 52,000
Travis, Texas 9 $ 1,950,000 $ 216,666 $ 88,000
Loudoun, Virginia 9 $ 3,545,000 $ 393,888 $ 49,000
Prince William, Virginia 9 $ 2,820,000 $ 313,333 $ 28,000
Riverside, California 8 $ 2,154,000 $ 269,250 $ 18,000
San Diego, California 8 $ 3,286,000 $ 410,750 $ 0
Adams, Colorado 8 $ 1,655,000 $ 206,875 $ 28,000
Clay, Florida 8 $ 1,826,000 $ 228,250 $ 107,000
Fannin, Georgia 8 $ 1,815,000 $ 226,875 $ 448,000
Newton, Georgia 8 $ 1,185,000 $ 148,125 $ 45,000
Sumter, Georgia 8 $ 1,376,000 $ 172,000 $ 114,000
Philadelphia, Pennsylvania 8 $ 1,624,000 $ 203,000 $ 47,000
Harris, Texas 8 $ 1,651,000 $ 206,375 $ 103,000
Lee, Alabama 7 $ 1,516,000 $ 216,571 $ 123,000
Barrow, Georgia 7 $ 807,000 $ 115,285 $ 49,000
Bulloch, Georgia 7 $ 906,000 $ 129,428 $ 86,000
Greene, Georgia 7 $ 1,788,000 $ 255,428 $ 275,000
Habersham, Georgia 7 $ 1,025,000 $ 146,428 $ 84,000
Pickens, Georgia 7 $ 1,557,000 $ 222,428 $ 188,000
Putnam, Georgia 7 $ 1,392,000 $ 198,857 $ 74,000
Johnson, Kansas 7 $ 1,393,000 $ 199,000 $ 0
Oakland, Michigan 7 $ 1,100,000 $ 157,142 $ 57,000
St. Charles, Missouri 7 $ 1,629,000 $ 232,714 $ 25,000
Bergen, New Jersey 7 $ 2,442,000 $ 348,857 $ 102,000
Essex, New Jersey 7 $ 1,994,000 $ 284,857 $ 71,000
Monmouth, New Jersey 7 $ 2,532,000 $ 361,714 $ 72,000
Nassau, New York 7 $ 2,529,000 $ 361,285 $ 113,000
Queens, New York 7 $ 2,748,000 $ 392,571 $ 82,000
Multnomah, Oregon 7 $ 1,827,000 $ 261,000 $ 46,000
Spartanburg, South Carolina 7 $ 1,441,000 $ 205,857 $ 76,000
Fort Bend, Texas 7 $ 1,214,000 $ 173,428 $ 122,000
Davis, Utah 7 $ 2,483,000 $ 354,714 $ 27,000
Pierce, Washington 7 $ 2,016,000 $ 288,000 $ 31,000
New Haven, Connecticut 6 $ 1,224,000 $ 204,000 $ 82,000
Hernando, Florida 6 $ 985,000 $ 164,166 $ 93,000
Dodge, Georgia 6 $ 907,000 $ 151,166 $ 75,000
Hart, Georgia 6 $ 1,070,000 $ 178,333 $ 171,000
Lamar, Georgia 6 $ 737,000 $ 122,833 $ 53,000
Richmond, Georgia 6 $ 886,000 $ 147,666 $ 52,000
Telfair, Georgia 6 $ 730,000 $ 121,666 $ 51,000
Howard, Maryland 6 $ 2,032,000 $ 338,666 $ 34,000
Plymouth, Massachusetts 6 $ 1,908,000 $ 318,000 $ 50,000
St. Louis, Missouri 6 $ 1,285,000 $ 214,166 $ 95,000
Rockingham, New Hampshire 6 $ 1,384,000 $ 230,666 $ 42,000
Mercer, New Jersey 6 $ 1,258,000 $ 209,666 $ 64,000
Somerset, New Jersey 6 $ 1,965,000 $ 327,500 $ 137,000
Westchester, New York 6 $ 2,037,000 $ 339,500 $ 125,000
Buncombe, North Carolina 6 $ 1,148,000 $ 191,333 $ 89,000
Iredell, North Carolina 6 $ 1,547,000 $ 257,833 $ 78,000
Johnston, North Carolina 6 $ 986,000 $ 164,333 $ 38,000
Marion, Oregon 6 $ 1,317,000 $ 219,500 $ 0
Chester, Pennsylvania 6 $ 1,678,000 $ 279,666 $ 116,000
York, Pennsylvania 6 $ 977,000 $ 162,833 $ 38,000
Lexington, South Carolina 6 $ 1,430,000 $ 238,333 $ 131,000
Madison, Alabama 5 $ 1,209,000 $ 241,800 $ 67,000
Pulaski, Arkansas 5 $ 1,350,000 $ 270,000 $ 67,000
Orange, California 5 $ 2,456,000 $ 491,200 $ 84,000
San Bernardino, California 5 $ 1,321,000 $ 264,200 $ 76,000
Jefferson, Colorado 5 $ 985,000 $ 197,000 $ 77,000
Larimer, Colorado 5 $ 1,123,000 $ 224,600 $ 38,000
District of Columbia, District Of Columbia 5 $ 1,871,000 $ 374,200 $ 106,000
Charlotte, Florida 5 $ 989,000 $ 197,800 $ 176,000
Volusia, Florida 5 $ 991,000 $ 198,200 $ 83,000
Bleckley, Georgia 5 $ 790,000 $ 158,000 $ 81,000
Haralson, Georgia 5 $ 609,000 $ 121,800 $ 67,000
Union, Georgia 5 $ 681,000 $ 136,200 $ 120,000
Harford, Maryland 5 $ 952,000 $ 190,400 $ 34,000
Macomb, Michigan 5 $ 848,000 $ 169,600 $ 30,000
Wayne, Michigan 5 $ 869,000 $ 173,800 $ 26,000
Atlantic, New Jersey 5 $ 1,006,000 $ 201,200 $ 0
Burlington, New Jersey 5 $ 1,124,000 $ 224,800 $ 101,000
Guilford, North Carolina 5 $ 912,000 $ 182,400 $ 57,000
Hamilton, Ohio 5 $ 1,175,000 $ 235,000 $ 19,000
Adams, Pennsylvania 5 $ 824,000 $ 164,800 $ 55,000
Dorchester, South Carolina 5 $ 1,253,000 $ 250,600 $ 13,000
Horry, South Carolina 5 $ 905,000 $ 181,000 $ 185,000
York, South Carolina 5 $ 1,155,000 $ 231,000 $ 85,000
Shelby, Tennessee 5 $ 765,000 $ 153,000 $ 48,000
Chittenden, Vermont 5 $ 1,132,000 $ 226,400 $ 0
Washington, Vermont 5 $ 1,480,000 $ 296,000 $ 87,000
Henrico, Virginia 5 $ 807,000 $ 161,400 $ 61,000
Stafford, Virginia 5 $ 1,497,000 $ 299,400 $ 61,000
Clark, Washington 5 $ 1,138,000 $ 227,600 $ 41,000
Dane, Wisconsin 5 $ 1,210,000 $ 242,000 $ 21,000
Russell, Alabama 4 $ 425,000 $ 106,250 $ 47,000
Talladega, Alabama 4 $ 840,000 $ 210,000 $ 33,000
Anchorage, Alaska 4 $ 1,023,000 $ 255,750 $ 0
San Joaquin, California 4 $ 865,000 $ 216,250 $ 21,000
Denver, Colorado 4 $ 996,000 $ 249,000 $ 59,000
Tolland, Connecticut 4 $ 1,073,000 $ 268,250 $ 40,000
Escambia, Florida 4 $ 587,000 $ 146,750 $ 32,000
Lee, Florida 4 $ 818,000 $ 204,500 $ 110,000
Santa Rosa, Florida 4 $ 620,000 $ 155,000 $ 20,000
St. Lucie, Florida 4 $ 388,000 $ 97,000 $ 106,000
Baldwin, Georgia 4 $ 509,000 $ 127,250 $ 48,000
Crawford, Georgia 4 $ 660,000 $ 165,000 $ 68,000
Harris, Georgia 4 $ 572,000 $ 143,000 $ 66,000
Houston, Georgia 4 $ 452,000 $ 113,000 $ 66,000
Irwin, Georgia 4 $ 614,000 $ 153,500 $ 94,000
Troup, Georgia 4 $ 819,000 $ 204,750 $ 40,000
DuPage, Illinois 4 $ 864,000 $ 216,000 $ 58,000
Sedgwick, Kansas 4 $ 792,000 $ 198,000 $ 72,000
Jefferson, Louisiana 4 $ 758,000 $ 189,500 $ 61,000
Suffolk, Massachusetts 4 $ 1,274,000 $ 318,500 $ 0
Hennepin, Minnesota 4 $ 652,000 $ 163,000 $ 53,000
DeSoto, Mississippi 4 $ 882,000 $ 220,500 $ 71,000
Hinds, Mississippi 4 $ 967,000 $ 241,750 $ 0
Lancaster, Nebraska 4 $ 642,000 $ 160,500 $ 0
Sarpy, Nebraska 4 $ 860,000 $ 215,000 $ 0
Strafford, New Hampshire 4 $ 979,000 $ 244,750 $ 85,000
Camden, New Jersey 4 $ 896,000 $ 224,000 $ 40,000
Gloucester, New Jersey 4 $ 828,000 $ 207,000 $ 0
Hudson, New Jersey 4 $ 1,281,000 $ 320,250 $ 45,000
Passaic, New Jersey 4 $ 1,300,000 $ 325,000 $ 29,000
Monroe, New York 4 $ 700,000 $ 175,000 $ 65,000
Onondaga, New York 4 $ 597,000 $ 149,250 $ 39,000
Richmond, New York 4 $ 1,047,000 $ 261,750 $ 98,000
Suffolk, New York 4 $ 1,008,000 $ 252,000 $ 96,000
Harnett, North Carolina 4 $ 709,000 $ 177,250 $ 0
Cuyahoga, Ohio 4 $ 1,058,000 $ 264,500 $ 81,000
Lane, Oregon 4 $ 853,000 $ 213,250 $ 16,000
Lancaster, South Carolina 4 $ 1,015,000 $ 253,750 $ 72,000
Richland, South Carolina 4 $ 1,006,000 $ 251,500 $ 0
Sullivan, Tennessee 4 $ 690,000 $ 172,500 $ 26,000
Suffolk, Virginia 4 $ 1,143,000 $ 285,750 $ 56,000
Berkeley, West Virginia 4 $ 809,000 $ 202,250 $ 18,000
Milwaukee, Wisconsin 4 $ 655,000 $ 163,750 $ 52,000
Cullman, Alabama 3 $ 293,000 $ 97,666 $ 46,000
Montgomery, Alabama 3 $ 724,000 $ 241,333 $ 0
Sacramento, California 3 $ 675,000 $ 225,000 $ 81,000
New London, Connecticut 3 $ 711,000 $ 237,000 $ 60,000
Kent, Delaware 3 $ 683,000 $ 227,666 $ 46,000
Citrus, Florida 3 $ 327,000 $ 109,000 $ 64,000
Leon, Florida 3 $ 1,076,000 $ 358,666 $ 222,000
Miami-Dade, Florida 3 $ 966,000 $ 322,000 $ 167,000
Walton, Florida 3 $ 772,000 $ 257,333 $ 195,000
Dougherty, Georgia 3 $ 258,000 $ 86,000 $ 50,000
Franklin, Georgia 3 $ 386,000 $ 128,666 $ 88,000
Laurens, Georgia 3 $ 440,000 $ 146,666 $ 79,000
Rabun, Georgia 3 $ 467,000 $ 155,666 $ 145,000
Thomas, Georgia 3 $ 284,000 $ 94,666 $ 177,000
Towns, Georgia 3 $ 524,000 $ 174,666 $ 121,000
Warren, Georgia 3 $ 332,000 $ 110,666 $ 65,000
Will, Illinois 3 $ 529,000 $ 176,333 $ 32,000
Porter, Indiana 3 $ 457,000 $ 152,333 $ 6,000
Polk, Iowa 3 $ 632,000 $ 210,666 $ 42,000
Bossier, Louisiana 3 $ 591,000 $ 197,000 $ 40,000
Calcasieu, Louisiana 3 $ 633,000 $ 211,000 $ 0
East Baton Rouge, Louisiana 3 $ 746,000 $ 248,666 $ 68,000
Livingston, Louisiana 3 $ 492,000 $ 164,000 $ 12,000
St. Tammany, Louisiana 3 $ 736,000 $ 245,333 $ 26,000
York, Maine 3 $ 567,000 $ 189,000 $ 66,000
Baltimore City, Maryland 3 $ 415,000 $ 138,333 $ 20,000
Frederick, Maryland 3 $ 1,168,000 $ 389,333 $ 50,000
Barnstable, Massachusetts 3 $ 778,000 $ 259,333 $ 162,000
Genesee, Michigan 3 $ 484,000 $ 161,333 $ 0
Ingham, Michigan 3 $ 672,000 $ 224,000 $ 32,000
Livingston, Michigan 3 $ 591,000 $ 197,000 $ 0
Monroe, Michigan 3 $ 664,000 $ 221,333 $ 52,000
Washtenaw, Michigan 3 $ 624,000 $ 208,000 $ 51,000
Washington, Minnesota 3 $ 695,000 $ 231,666 $ 34,000
Yellowstone, Montana 3 $ 537,000 $ 179,000 $ 0
Morris, New Jersey 3 $ 802,000 $ 267,333 $ 108,000
Warren, New Jersey 3 $ 777,000 $ 259,000 $ 52,000
Brunswick, North Carolina 3 $ 784,000 $ 261,333 $ 602,000
Hoke, North Carolina 3 $ 406,000 $ 135,333 $ 20,000
Wayne, North Carolina 3 $ 538,000 $ 179,333 $ 97,000
Fairfield, Ohio 3 $ 656,000 $ 218,666 $ 0
Summit, Ohio 3 $ 808,000 $ 269,333 $ 77,000
Warren, Ohio 3 $ 376,000 $ 125,333 $ 38,000
Tulsa, Oklahoma 3 $ 535,000 $ 178,333 $ 0
Clackamas, Oregon 3 $ 1,029,000 $ 343,000 $ 51,000
Douglas, Oregon 3 $ 628,000 $ 209,333 $ 48,000
Jackson, Oregon 3 $ 845,000 $ 281,666 $ 53,000
Yamhill, Oregon 3 $ 765,000 $ 255,000 $ 28,000
Berks, Pennsylvania 3 $ 554,000 $ 184,666 $ 39,000
Dauphin, Pennsylvania 3 $ 343,000 $ 114,333 $ 63,000
Anderson, South Carolina 3 $ 615,000 $ 205,000 $ 89,000
Berkeley, South Carolina 3 $ 590,000 $ 196,666 $ 16,000
Greenville, South Carolina 3 $ 571,000 $ 190,333 $ 76,000
Denton, Texas 3 $ 494,000 $ 164,666 $ 98,000
Chesapeake, Virginia 3 $ 794,000 $ 264,666 $ 62,000
Chesterfield, Virginia 3 $ 721,000 $ 240,333 $ 19,000
Franklin, Virginia 3 $ 801,000 $ 267,000 $ 88,000
Hanover, Virginia 3 $ 790,000 $ 263,333 $ 113,000
James City, Virginia 3 $ 763,000 $ 254,333 $ 13,000
Spotsylvania, Virginia 3 $ 868,000 $ 289,333 $ 75,000
King, Washington 3 $ 941,000 $ 313,666 $ 0
Waukesha, Wisconsin 3 $ 707,000 $ 235,666 $ 107,000
Campbell, Wyoming 3 $ 551,000 $ 183,666 $ 0
Laramie, Wyoming 3 $ 636,000 $ 212,000 $ 0
Uinta, Wyoming 3 $ 762,000 $ 254,000 $ 50,000
Autauga, Alabama 2 $ 321,000 $ 160,500 $ 77,000
Calhoun, Alabama 2 $ 378,000 $ 189,000 $ 28,000
Limestone, Alabama 2 $ 709,000 $ 354,500 $ 169,000
Mobile, Alabama 2 $ 426,000 $ 213,000 $ 0
Fairbanks North Star, Alaska 2 $ 531,000 $ 265,500 $ 0
Saline, Arkansas 2 $ 427,000 $ 213,500 $ 38,000
Fresno, California 2 $ 460,000 $ 230,000 $ 32,000
Kern, California 2 $ 512,000 $ 256,000 $ 0
Lassen, California 2 $ 425,000 $ 212,500 $ 81,000
Placer, California 2 $ 919,000 $ 459,500 $ 0
Solano, California 2 $ 510,000 $ 255,000 $ 0
Ventura, California 2 $ 840,000 $ 420,000 $ 56,000
Arapahoe, Colorado 2 $ 536,000 $ 268,000 $ 258,000
Fremont, Colorado 2 $ 321,000 $ 160,500 $ 49,000
Garfield, Colorado 2 $ 526,000 $ 263,000 $ 15,000
Middlesex, Connecticut 2 $ 540,000 $ 270,000 $ 40,000
Alachua, Florida 2 $ 370,000 $ 185,000 $ 139,000
Brevard, Florida 2 $ 554,000 $ 277,000 $ 60,000
Flagler, Florida 2 $ 452,000 $ 226,000 $ 179,000
Martin, Florida 2 $ 426,000 $ 213,000 $ 13,000
Okaloosa, Florida 2 $ 440,000 $ 220,000 $ 0
Polk, Florida 2 $ 387,000 $ 193,500 $ 25,000
Butts, Georgia 2 $ 293,000 $ 146,500 $ 87,000
Colquitt, Georgia 2 $ 123,000 $ 61,500 $ 18,000
Liberty, Georgia 2 $ 205,000 $ 102,500 $ 43,000
Lowndes, Georgia 2 $ 374,000 $ 187,000 $ 49,000
McDuffie, Georgia 2 $ 461,000 $ 230,500 $ 123,000
Polk, Georgia 2 $ 618,000 $ 309,000 $ 177,000
Pulaski, Georgia 2 $ 404,000 $ 202,000 $ 70,000
Spalding, Georgia 2 $ 190,000 $ 95,000 $ 74,000
Toombs, Georgia 2 $ 207,000 $ 103,500 $ 57,000
Washington, Georgia 2 $ 275,000 $ 137,500 $ 77,000
Whitfield, Georgia 2 $ 236,000 $ 118,000 $ 225,000
Wilkes, Georgia 2 $ 315,000 $ 157,500 $ 69,000
Lake, Illinois 2 $ 420,000 $ 210,000 $ 47,000
McHenry, Illinois 2 $ 625,000 $ 312,500 $ 0
Elkhart, Indiana 2 $ 489,000 $ 244,500 $ 0
Floyd, Indiana 2 $ 389,000 $ 194,500 $ 0
Hamilton, Indiana 2 $ 389,000 $ 194,500 $ 18,000
Lake, Indiana 2 $ 492,000 $ 246,000 $ 46,000
Scott, Iowa 2 $ 409,000 $ 204,500 $ 0
Boone, Kentucky 2 $ 397,000 $ 198,500 $ 0
Fayette, Kentucky 2 $ 384,000 $ 192,000 $ 0
Kenton, Kentucky 2 $ 460,000 $ 230,000 $ 0
Ascension, Louisiana 2 $ 516,000 $ 258,000 $ 0
Iberville, Louisiana 2 $ 397,000 $ 198,500 $ 0
Lafayette, Louisiana 2 $ 335,000 $ 167,500 $ 46,000
Orleans, Louisiana 2 $ 531,000 $ 265,500 $ 0
St. Bernard, Louisiana 2 $ 375,000 $ 187,500 $ 122,000
St. Landry, Louisiana 2 $ 498,000 $ 249,000 $ 67,000
Tangipahoa, Louisiana 2 $ 280,000 $ 140,000 $ 87,000
Terrebonne, Louisiana 2 $ 373,000 $ 186,500 $ 28,000
Cumberland, Maine 2 $ 551,000 $ 275,500 $ 30,000
Carroll, Maryland 2 $ 604,000 $ 302,000 $ 89,000
St. Mary's, Maryland 2 $ 640,000 $ 320,000 $ 98,000
Hampden, Massachusetts 2 $ 436,000 $ 218,000 $ 0
Hillsdale, Michigan 2 $ 404,000 $ 202,000 $ 100,000
Anoka, Minnesota 2 $ 514,000 $ 257,000 $ 122,000
Ramsey, Minnesota 2 $ 407,000 $ 203,500 $ 66,000
Clay, Missouri 2 $ 369,000 $ 184,500 $ 0
Crawford, Missouri 2 $ 436,000 $ 218,000 $ 0
Merrimack, New Hampshire 2 $ 667,000 $ 333,500 $ 160,000
Cumberland, New Jersey 2 $ 479,000 $ 239,500 $ 78,000
Hunterdon, New Jersey 2 $ 721,000 $ 360,500 $ 113,000
Sandoval, New Mexico 2 $ 434,000 $ 217,000 $ 0
Santa Fe, New Mexico 2 $ 572,000 $ 286,000 $ 112,000
Kings, New York 2 $ 334,000 $ 167,000 $ 33,000
New York, New York 2 $ 1,235,000 $ 617,500 $ 145,000
Cabarrus, North Carolina 2 $ 509,000 $ 254,500 $ 77,000
Craven, North Carolina 2 $ 420,000 $ 210,000 $ 95,000
Cumberland, North Carolina 2 $ 502,000 $ 251,000 $ 26,000
Dare, North Carolina 2 $ 523,000 $ 261,500 $ 179,000
Davidson, North Carolina 2 $ 415,000 $ 207,500 $ 70,000
Durham, North Carolina 2 $ 341,000 $ 170,500 $ 0
Forsyth, North Carolina 2 $ 500,000 $ 250,000 $ 105,000
Henderson, North Carolina 2 $ 397,000 $ 198,500 $ 60,000
New Hanover, North Carolina 2 $ 512,000 $ 256,000 $ 65,000
Orange, North Carolina 2 $ 415,000 $ 207,500 $ 36,000
Pender, North Carolina 2 $ 825,000 $ 412,500 $ 0
Rowan, North Carolina 2 $ 500,000 $ 250,000 $ 49,000
Butler, Ohio 2 $ 420,000 $ 210,000 $ 0
Clermont, Ohio 2 $ 370,000 $ 185,000 $ 0
Delaware, Ohio 2 $ 430,000 $ 215,000 $ 63,000
Licking, Ohio 2 $ 373,000 $ 186,500 $ 0
Stark, Ohio 2 $ 353,000 $ 176,500 $ 67,000
Oklahoma, Oklahoma 2 $ 414,000 $ 207,000 $ 0
Columbia, Oregon 2 $ 599,000 $ 299,500 $ 0
Linn, Oregon 2 $ 476,000 $ 238,000 $ 70,000
Washington, Oregon 2 $ 529,000 $ 264,500 $ 0
Lancaster, Pennsylvania 2 $ 441,000 $ 220,500 $ 82,000
Northampton, Pennsylvania 2 $ 708,000 $ 354,000 $ 89,000
Kent, Rhode Island 2 $ 504,000 $ 252,000 $ 85,000
Edgefield, South Carolina 2 $ 401,000 $ 200,500 $ 169,000
Jasper, South Carolina 2 $ 2,221,000 $ 1,110,500 $ 77,000
Newberry, South Carolina 2 $ 576,000 $ 288,000 $ 128,000
Oconee, South Carolina 2 $ 400,000 $ 200,000 $ 143,000
Anderson, Tennessee 2 $ 168,000 $ 84,000 $ 67,000
Franklin, Tennessee 2 $ 443,000 $ 221,500 $ 81,000
Hamblen, Tennessee 2 $ 515,000 $ 257,500 $ 53,000
Montgomery, Tennessee 2 $ 270,000 $ 135,000 $ 0
Rutherford, Tennessee 2 $ 306,000 $ 153,000 $ 0
Sumner, Tennessee 2 $ 654,000 $ 327,000 $ 0
Williamson, Tennessee 2 $ 623,000 $ 311,500 $ 39,000
Wilson, Tennessee 2 $ 707,000 $ 353,500 $ 109,000
Montgomery, Texas 2 $ 520,000 $ 260,000 $ 94,000
Williamson, Texas 2 $ 372,000 $ 186,000 $ 27,000
Cache, Utah 2 $ 583,000 $ 291,500 $ 36,000
Tooele, Utah 2 $ 626,000 $ 313,000 $ 0
Utah, Utah 2 $ 506,000 $ 253,000 $ 86,000
Washington, Utah 2 $ 271,000 $ 135,500 $ 23,000
Weber, Utah 2 $ 427,000 $ 213,500 $ 0
Addison, Vermont 2 $ 633,000 $ 316,500 $ 0
Rutland, Vermont 2 $ 442,000 $ 221,000 $ 51,000
Arlington, Virginia 2 $ 545,000 $ 272,500 $ 121,000
Norfolk, Virginia 2 $ 396,000 $ 198,000 $ 30,000
Portsmouth, Virginia 2 $ 577,000 $ 288,500 $ 48,000
Powhatan, Virginia 2 $ 467,000 $ 233,500 $ 19,000
Shenandoah, Virginia 2 $ 484,000 $ 242,000 $ 48,000
Snohomish, Washington 2 $ 552,000 $ 276,000 $ 0
Racine, Wisconsin 2 $ 363,000 $ 181,500 $ 0
Walworth, Wisconsin 2 $ 443,000 $ 221,500 $ 0
Natrona, Wyoming 2 $ 420,000 $ 210,000 $ 0
Blount, Alabama 1 $ 236,000 $ 236,000 $ 80,000
Cherokee, Alabama 1 $ 251,000 $ 251,000 $ 78,000
Chilton, Alabama 1 $ 197,000 $ 197,000 $ 0
Etowah, Alabama 1 $ 153,000 $ 153,000 $ 0
Jackson, Alabama 1 $ 271,000 $ 271,000 $ 0
Jefferson, Alabama 1 $ 266,000 $ 266,000 $ 101,000
Lauderdale, Alabama 1 $ 203,000 $ 203,000 $ 0
Marshall, Alabama 1 $ 417,000 $ 417,000 $ 582,000
Shelby, Alabama 1 $ 132,000 $ 132,000 $ 78,000
Tallapoosa, Alabama 1 $ 414,000 $ 414,000 $ 240,000
Tuscaloosa, Alabama 1 $ 210,000 $ 210,000 $ 0
Walker, Alabama 1 $ 302,000 $ 302,000 $ 143,000
Juneau, Alaska 1 $ 187,000 $ 187,000 $ 70,000
Matanuska-Susitna, Alaska 1 $ 178,000 $ 178,000 $ 72,000
Crawford, Arkansas 1 $ 181,000 $ 181,000 $ 0
Franklin, Arkansas 1 $ 154,000 $ 154,000 $ 0
Garland, Arkansas 1 $ 153,000 $ 153,000 $ 0
Madison, Arkansas 1 $ 192,000 $ 192,000 $ 0
Kings, California 1 $ 208,000 $ 208,000 $ 0
Nevada, California 1 $ 198,000 $ 198,000 $ 81,000
Santa Clara, California 1 $ 511,000 $ 511,000 $ 0
Sonoma, California 1 $ 219,000 $ 219,000 $ 0
Yolo, California 1 $ 377,000 $ 377,000 $ 244,000
Alamosa, Colorado 1 $ 114,000 $ 114,000 $ 47,000
Boulder, Colorado 1 $ 417,000 $ 417,000 $ 134,000
Broomfield, Colorado 1 $ 407,000 $ 407,000 $ 260,000
Douglas, Colorado 1 $ 240,000 $ 240,000 $ 0
Gunnison, Colorado 1 $ 196,000 $ 196,000 $ 0
Park, Colorado 1 $ 387,000 $ 387,000 $ 0
Saguache, Colorado 1 $ 191,000 $ 191,000 $ 33,000
Teller, Colorado 1 $ 294,000 $ 294,000 $ 0
Litchfield, Connecticut 1 $ 157,000 $ 157,000 $ 47,000
Sussex, Delaware 1 $ 201,000 $ 201,000 $ 0
Bay, Florida 1 $ 103,000 $ 103,000 $ 19,000
Columbia, Florida 1 $ 184,000 $ 184,000 $ 146,000
Gulf, Florida 1 $ 252,000 $ 252,000 $ 415,000
Indian River, Florida 1 $ 175,000 $ 175,000 $ 86,000
Jackson, Florida 1 $ 256,000 $ 256,000 $ 0
Lafayette, Florida 1 $ 97,000 $ 97,000 $ 84,000
Levy, Florida 1 $ 255,000 $ 255,000 $ 93,000
Marion, Florida 1 $ 180,000 $ 180,000 $ 42,000
Monroe, Florida 1 $ 300,000 $ 300,000 $ 321,000
Sumter, Florida 1 $ 173,000 $ 173,000 $ 38,000
Wakulla, Florida 1 $ 178,000 $ 178,000 $ 66,000
Banks, Georgia 1 $ 83,000 $ 83,000 $ 56,000
Ben Hill, Georgia 1 $ 187,000 $ 187,000 $ 45,000
Berrien, Georgia 1 $ 145,000 $ 145,000 $ 74,000
Catoosa, Georgia 1 $ 222,000 $ 222,000 $ 44,000
Chattooga, Georgia 1 $ 172,000 $ 172,000 $ 75,000
Coffee, Georgia 1 $ 104,000 $ 104,000 $ 121,000
Elbert, Georgia 1 $ 116,000 $ 116,000 $ 39,000
Hancock, Georgia 1 $ 200,000 $ 200,000 $ 146,000
Jasper, Georgia 1 $ 148,000 $ 148,000 $ 70,000
Jefferson, Georgia 1 $ 82,000 $ 82,000 $ 34,000
Johnson, Georgia 1 $ 153,000 $ 153,000 $ 185,000
Mitchell, Georgia 1 $ 3,000 $ 3,000 $ 8,000
Morgan, Georgia 1 $ 60,000 $ 60,000 $ 55,000
Pike, Georgia 1 $ 121,000 $ 121,000 $ 61,000
Schley, Georgia 1 $ 274,000 $ 274,000 $ 172,000
Screven, Georgia 1 $ 202,000 $ 202,000 $ 80,000
Stephens, Georgia 1 $ 167,000 $ 167,000 $ 274,000
Terrell, Georgia 1 $ 44,000 $ 44,000 $ 16,000
Treutlen, Georgia 1 $ 54,000 $ 54,000 $ 56,000
Twiggs, Georgia 1 $ 46,000 $ 46,000 $ 28,000
Ware, Georgia 1 $ 146,000 $ 146,000 $ 50,000
Wayne, Georgia 1 $ 69,000 $ 69,000 $ 30,000
Wheeler, Georgia 1 $ 130,000 $ 130,000 $ 96,000
Wilcox, Georgia 1 $ 68,000 $ 68,000 $ 44,000
Worth, Georgia 1 $ 305,000 $ 305,000 $ 304,000
DeKalb, Illinois 1 $ 364,000 $ 364,000 $ 0
Grundy, Illinois 1 $ 251,000 $ 251,000 $ 0
Kankakee, Illinois 1 $ 128,000 $ 128,000 $ 0
Knox, Illinois 1 $ 193,000 $ 193,000 $ 91,000
McLean, Illinois 1 $ 126,000 $ 126,000 $ 60,000
St. Clair, Illinois 1 $ 359,000 $ 359,000 $ 0
Clark, Indiana 1 $ 184,000 $ 184,000 $ 0
Hendricks, Indiana 1 $ 189,000 $ 189,000 $ 0
Johnson, Indiana 1 $ 171,000 $ 171,000 $ 0
Madison, Indiana 1 $ 112,000 $ 112,000 $ 49,000
Marion, Indiana 1 $ 149,000 $ 149,000 $ 0
Shelby, Indiana 1 $ 272,000 $ 272,000 $ 0
Vanderburgh, Indiana 1 $ 181,000 $ 181,000 $ 0
Warrick, Indiana 1 $ 162,000 $ 162,000 $ 0
Linn, Iowa 1 $ 98,000 $ 98,000 $ 0
Winneshiek, Iowa 1 $ 158,000 $ 158,000 $ 0
Finney, Kansas 1 $ 105,000 $ 105,000 $ 133,000
Jackson, Kansas 1 $ 254,000 $ 254,000 $ 0
Bullitt, Kentucky 1 $ 157,000 $ 157,000 $ 0
Daviess, Kentucky 1 $ 230,000 $ 230,000 $ 0
Greenup, Kentucky 1 $ 263,000 $ 263,000 $ 183,000
Hardin, Kentucky 1 $ 240,000 $ 240,000 $ 0
Nelson, Kentucky 1 $ 238,000 $ 238,000 $ 0
Ohio, Kentucky 1 $ 220,000 $ 220,000 $ 0
Oldham, Kentucky 1 $ 177,000 $ 177,000 $ 0
Lincoln, Louisiana 1 $ 197,000 $ 197,000 $ 57,000
Ouachita, Louisiana 1 $ 177,000 $ 177,000 $ 100,000
Rapides, Louisiana 1 $ 180,000 $ 180,000 $ 0
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Mortgage Loan Application Detail Totals for Cbc National Bank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,203 $747,639,000 $233,000 $994,000 $92,000 $1,932,000
Home Purchase 2,285 $451,770,000 $197,000 $2,160,000 $102,000 $1,615,000
Home Improvement 30 $5,516,000 $183,000 $565,000 $106,000 $273,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,441 $976,532,000 $219,000 $738,000 $101,000 $1,932,000
Black or African American 349 $66,221,000 $189,000 $680,000 $52,000 $470,000
Asian 256 $57,842,000 $225,000 $767,000 $107,000 $836,000
Not Provided 253 $56,319,000 $222,000 $635,000 $92,000 $447,000
Hispanic 187 $38,615,000 $206,000 $994,000 $66,000 $513,000
American Indian or Alaskan Native 15 $3,352,000 $223,000 $537,000 $46,000 $196,000
Native Hawaiian or Other Pacific Islander 14 $3,546,000 $253,000 $580,000 $60,000 $245,000
Not applicable 3 $2,498,000 $832,000 $2,160,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,427 $783,044,000 $228,000 $2,160,000 $129,000 $1,932,000
FHA-insured (Federal Housing Administration) 1,725 $337,288,000 $195,000 $685,000 $45,000 $430,000
VA-guaranteed (Veterans Administration) 356 $83,645,000 $234,000 $994,000 $36,000 $244,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $948,000 $94,000 $213,000 $31,000 $49,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,581 $1,007,337,000 $219,000 $2,160,000 $98,000 $1,932,000
Application Approved But Not Accepted 418 $85,322,000 $204,000 $581,000 $89,000 $771,000
Application Denied By Financial Institution 249 $50,314,000 $202,000 $580,000 $72,000 $623,000
Application Withdrawn By Applicant 231 $51,527,000 $223,000 $640,000 $109,000 $516,000
File Closed For Incompleteness 36 $9,370,000 $260,000 $475,000 $106,000 $1,320,000
Loan Purchased By The Institution 3 $1,055,000 $351,000 $415,000 $242,000 $355,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 69 $13,001,000 $188,000 $417,000 $97,000 $623,000
Debt-To-Income Ratio 62 $14,497,000 $233,000 $580,000 $64,000 $245,000
Other 49 $10,043,000 $204,000 $417,000 $69,000 $202,000
Credit History 41 $7,473,000 $182,000 $384,000 $51,000 $112,000
Employment History 14 $2,240,000 $160,000 $272,000 $50,000 $127,000
Unverifiable Information 6 $1,195,000 $199,000 $436,000 $71,000 $114,000
Credit Application Incomplete 3 $582,000 $194,000 $323,000 $95,000 $219,000
Insufficient Cash (Downpayment, Closing Cost) 3 $884,000 $294,000 $503,000 $91,000 $181,000
Mortgage Insurance Denied 2 $399,000 $199,000 $207,000 $79,000 $85,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cbc National Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cbc National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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