Cbc National Bank Mortgage Lending & HMDA Data, 2015

In 2015, Cbc National Bank of Fernandina Beach, FL reported 9,742 mortgage applications totaling $2.4 billion, up 62% from 2014. The average application was for $242,659, and applicants reported an average income of $89,416. 76% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (3,258), Washington-Arlington-Alexandria, DC-VA-MD-WV (312) and Tampa-St. Petersburg-Clearwater, FL (300) (applications in parentheses).

Mortgage Company & Address Cbc National Bank
1891 South 14th Street
Fernandina Beach, FL 32034
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 9,742
Total Mortgage Loan Application Amount $2,363,987,000
Average Mortgage Loan Application Amount $242,659
Highest Mortgage Loan Application Amount $2,250,000
Average Applicant Income $89,416
Highest Applicant Income $2,098,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cbc National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cbc National Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 874 $ 259,260,000 $ 296,636 $ 145,000
Cobb, Georgia 545 $ 135,766,000 $ 249,111 $ 108,000
DeKalb, Georgia 518 $ 144,538,000 $ 279,030 $ 126,000
Forsyth, Georgia 378 $ 106,254,000 $ 281,095 $ 113,000
Gwinnett, Georgia 332 $ 70,477,000 $ 212,280 $ 86,000
Cherokee, Georgia 288 $ 72,096,000 $ 250,333 $ 102,000
Hillsborough, Florida 195 $ 49,500,000 $ 253,846 $ 120,000
Sarasota, Florida 118 $ 33,936,000 $ 287,593 $ 161,000
Beaufort, South Carolina 100 $ 21,835,000 $ 218,350 $ 126,000
Harris, Texas 94 $ 22,536,000 $ 239,744 $ 115,000
Paulding, Georgia 88 $ 17,807,000 $ 202,352 $ 79,000
Fairfax, Virginia 88 $ 34,918,000 $ 396,795 $ 118,000
Chatham, Georgia 76 $ 16,584,000 $ 218,210 $ 104,000
Manatee, Florida 75 $ 18,395,000 $ 245,266 $ 145,000
Mecklenburg, North Carolina 73 $ 15,297,000 $ 209,547 $ 81,000
Nassau, Florida 72 $ 17,456,000 $ 242,444 $ 146,000
Maricopa, Arizona 66 $ 13,692,000 $ 207,454 $ 36,000
Duval, Florida 66 $ 16,605,000 $ 251,590 $ 136,000
Cook, Illinois 60 $ 12,580,000 $ 209,666 $ 64,000
Hartford, Connecticut 59 $ 12,283,000 $ 208,186 $ 72,000
Bibb, Georgia 59 $ 10,262,000 $ 173,932 $ 91,000
Hall, Georgia 59 $ 14,553,000 $ 246,661 $ 104,000
Pinellas, Florida 58 $ 12,277,000 $ 211,672 $ 111,000
Los Angeles, California 56 $ 18,281,000 $ 326,446 $ 54,000
Broward, Florida 55 $ 15,285,000 $ 277,909 $ 105,000
Glynn, Georgia 53 $ 11,506,000 $ 217,094 $ 110,000
Prince George's, Maryland 52 $ 14,114,000 $ 271,423 $ 53,000
Cuyahoga, Ohio 52 $ 7,819,000 $ 150,365 $ 58,000
Montgomery, Maryland 48 $ 17,144,000 $ 357,166 $ 112,000
Loudoun, Virginia 48 $ 19,712,000 $ 410,666 $ 132,000
Middlesex, Massachusetts 44 $ 13,219,000 $ 300,431 $ 128,000
Clark, Nevada 44 $ 8,994,000 $ 204,409 $ 22,000
Wake, North Carolina 41 $ 9,353,000 $ 228,121 $ 101,000
Pasco, Florida 40 $ 8,949,000 $ 223,725 $ 80,000
Worcester, Massachusetts 40 $ 11,506,000 $ 287,650 $ 114,000
Montgomery, Texas 40 $ 11,160,000 $ 279,000 $ 137,000
Wayne, Ohio 39 $ 5,278,000 $ 135,333 $ 46,000
Palm Beach, Florida 37 $ 9,325,000 $ 252,027 $ 131,000
Camden, Georgia 36 $ 6,950,000 $ 193,055 $ 89,000
Dawson, Georgia 35 $ 7,841,000 $ 224,028 $ 138,000
Blair, Pennsylvania 35 $ 4,348,000 $ 124,228 $ 53,000
Tarrant, Texas 35 $ 5,678,000 $ 162,228 $ 77,000
Riverside, California 34 $ 8,971,000 $ 263,852 $ 32,000
Baltimore, Maryland 34 $ 9,036,000 $ 265,764 $ 32,000
Vanderburgh, Indiana 33 $ 3,568,000 $ 108,121 $ 36,000
Union, North Carolina 33 $ 7,822,000 $ 237,030 $ 86,000
Miami-Dade, Florida 32 $ 8,556,000 $ 267,375 $ 137,000
Forsyth, North Carolina 32 $ 8,547,000 $ 267,093 $ 127,000
King, Washington 32 $ 9,756,000 $ 304,875 $ 93,000
Orange, Florida 31 $ 7,440,000 $ 240,000 $ 97,000
Effingham, Georgia 30 $ 4,928,000 $ 164,266 $ 79,000
Dallas, Texas 30 $ 5,659,000 $ 188,633 $ 56,000
District of Columbia, District Of Columbia 29 $ 10,289,000 $ 354,793 $ 120,000
Henry, Georgia 29 $ 6,134,000 $ 211,517 $ 74,000
Anne Arundel, Maryland 29 $ 8,755,000 $ 301,896 $ 70,000
Bexar, Texas 29 $ 6,064,000 $ 209,103 $ 31,000
Columbia, Georgia 28 $ 5,836,000 $ 208,428 $ 87,000
Lorain, Ohio 28 $ 4,196,000 $ 149,857 $ 14,000
Travis, Texas 28 $ 5,896,000 $ 210,571 $ 89,000
Prince William, Virginia 28 $ 8,685,000 $ 310,178 $ 78,000
Walton, Georgia 27 $ 4,972,000 $ 184,148 $ 70,000
San Bernardino, California 26 $ 6,512,000 $ 250,461 $ 72,000
Columbia, New York 26 $ 5,325,000 $ 204,807 $ 159,000
Middlesex, New Jersey 25 $ 8,253,000 $ 330,120 $ 100,000
Arapahoe, Colorado 24 $ 5,565,000 $ 231,875 $ 24,000
New Haven, Connecticut 24 $ 5,757,000 $ 239,875 $ 81,000
New Castle, Delaware 24 $ 5,043,000 $ 210,125 $ 24,000
Nassau, New York 24 $ 8,961,000 $ 373,375 $ 148,000
Sacramento, California 23 $ 5,447,000 $ 236,826 $ 49,000
San Diego, California 23 $ 8,715,000 $ 378,913 $ 69,000
St. Johns, Florida 23 $ 7,737,000 $ 336,391 $ 146,000
Franklin, Ohio 23 $ 3,649,000 $ 158,652 $ 55,000
Stark, Ohio 22 $ 2,764,000 $ 125,636 $ 56,000
York, South Carolina 22 $ 5,042,000 $ 229,181 $ 68,000
Jefferson, Colorado 21 $ 4,866,000 $ 231,714 $ 75,000
Bartow, Georgia 21 $ 3,166,000 $ 150,761 $ 56,000
Denton, Texas 21 $ 4,879,000 $ 232,333 $ 85,000
Fort Bend, Texas 21 $ 4,701,000 $ 223,857 $ 58,000
Adams, Colorado 20 $ 4,174,000 $ 208,700 $ 4,000
Polk, Florida 20 $ 3,306,000 $ 165,300 $ 57,000
Coweta, Georgia 20 $ 4,226,000 $ 211,300 $ 82,000
Norfolk, Massachusetts 20 $ 6,994,000 $ 349,700 $ 95,000
Summit, Ohio 20 $ 3,839,000 $ 191,950 $ 97,000
Contra Costa, California 19 $ 6,055,000 $ 318,684 $ 42,000
Fayette, Georgia 19 $ 4,356,000 $ 229,263 $ 86,000
DuPage, Illinois 19 $ 4,860,000 $ 255,789 $ 114,000
Howard, Maryland 19 $ 6,480,000 $ 341,052 $ 80,000
Bergen, New Jersey 19 $ 6,371,000 $ 335,315 $ 90,000
Montgomery, Pennsylvania 19 $ 4,800,000 $ 252,631 $ 88,000
El Paso, Texas 19 $ 3,741,000 $ 196,894 $ 76,000
El Paso, Colorado 18 $ 3,760,000 $ 208,888 $ 12,000
Lake, Florida 18 $ 3,849,000 $ 213,833 $ 88,000
Suffolk, Massachusetts 18 $ 6,606,000 $ 367,000 $ 88,000
Davidson, Tennessee 18 $ 4,122,000 $ 229,000 $ 69,000
Middlesex, Connecticut 17 $ 3,495,000 $ 205,588 $ 85,000
Barrow, Georgia 17 $ 2,519,000 $ 148,176 $ 60,000
Monroe, Georgia 17 $ 3,591,000 $ 211,235 $ 102,000
Frederick, Maryland 17 $ 4,952,000 $ 291,294 $ 116,000
Chesterfield, Virginia 17 $ 5,046,000 $ 296,823 $ 82,000
Essex, Massachusetts 16 $ 4,771,000 $ 298,187 $ 90,000
Wayne, Michigan 16 $ 2,454,000 $ 153,375 $ 16,000
Collin, Texas 16 $ 3,662,000 $ 228,875 $ 95,000
Williamson, Texas 16 $ 3,457,000 $ 216,062 $ 144,000
Solano, California 15 $ 4,147,000 $ 276,466 $ 93,000
Collier, Florida 15 $ 4,762,000 $ 317,466 $ 94,000
Will, Illinois 15 $ 3,376,000 $ 225,066 $ 42,000
Oakland, Michigan 15 $ 3,178,000 $ 211,866 $ 29,000
Washoe, Nevada 15 $ 3,298,000 $ 219,866 $ 31,000
Burlington, New Jersey 15 $ 3,231,000 $ 215,400 $ 64,000
Ocean, New Jersey 15 $ 3,417,000 $ 227,800 $ 35,000
Kings, New York 15 $ 6,118,000 $ 407,866 $ 78,000
Suffolk, New York 15 $ 4,525,000 $ 301,666 $ 103,000
Westchester, New York 15 $ 4,838,000 $ 322,533 $ 177,000
Cabarrus, North Carolina 15 $ 2,881,000 $ 192,066 $ 54,000
Shelby, Tennessee 15 $ 2,801,000 $ 186,733 $ 59,000
Alameda, California 14 $ 5,828,000 $ 416,285 $ 66,000
Fairfield, Connecticut 14 $ 3,643,000 $ 260,214 $ 59,000
Brevard, Florida 14 $ 3,006,000 $ 214,714 $ 74,000
Clayton, Georgia 14 $ 1,845,000 $ 131,785 $ 60,000
Douglas, Georgia 14 $ 2,524,000 $ 180,285 $ 58,000
Jackson, Georgia 14 $ 2,738,000 $ 195,571 $ 79,000
Plymouth, Massachusetts 14 $ 4,371,000 $ 312,214 $ 89,000
Hillsborough, New Hampshire 14 $ 3,842,000 $ 274,428 $ 107,000
Rockingham, New Hampshire 14 $ 3,089,000 $ 220,642 $ 81,000
Rutherford, Tennessee 14 $ 3,063,000 $ 218,785 $ 58,000
Henrico, Virginia 14 $ 3,225,000 $ 230,357 $ 102,000
San Joaquin, California 13 $ 3,503,000 $ 269,461 $ 51,000
San Mateo, California 13 $ 6,297,000 $ 484,384 $ 148,000
Lee, Florida 13 $ 3,115,000 $ 239,615 $ 78,000
Harford, Maryland 13 $ 2,497,000 $ 192,076 $ 72,000
Bristol, Massachusetts 13 $ 3,359,000 $ 258,384 $ 65,000
Kent, Michigan 13 $ 2,456,000 $ 188,923 $ 37,000
Medina, Ohio 13 $ 1,971,000 $ 151,615 $ 48,000
Preble, Ohio 13 $ 1,844,000 $ 141,846 $ 58,000
Allegheny, Pennsylvania 13 $ 2,725,000 $ 209,615 $ 86,000
Charleston, South Carolina 13 $ 4,031,000 $ 310,076 $ 96,000
Salt Lake, Utah 13 $ 2,732,000 $ 210,153 $ 13,000
Stafford, Virginia 13 $ 3,604,000 $ 277,230 $ 108,000
Ventura, California 12 $ 4,766,000 $ 397,166 $ 70,000
Sussex, Delaware 12 $ 2,952,000 $ 246,000 $ 62,000
Flagler, Florida 12 $ 2,375,000 $ 197,916 $ 170,000
Bulloch, Georgia 12 $ 2,438,000 $ 203,166 $ 93,000
Pickens, Georgia 12 $ 3,923,000 $ 326,916 $ 152,000
Richmond, Georgia 12 $ 1,922,000 $ 160,166 $ 37,000
Marion, Indiana 12 $ 1,826,000 $ 152,166 $ 15,000
Oklahoma, Oklahoma 12 $ 2,422,000 $ 201,833 $ 22,000
Greenville, South Carolina 12 $ 2,424,000 $ 202,000 $ 75,000
Denver, Colorado 11 $ 2,720,000 $ 247,272 $ 23,000
Walton, Florida 11 $ 2,754,000 $ 250,363 $ 144,000
Fannin, Georgia 11 $ 2,338,000 $ 212,545 $ 188,000
Honolulu, Hawaii 11 $ 5,453,000 $ 495,727 $ 76,000
Macomb, Michigan 11 $ 1,714,000 $ 155,818 $ 22,000
Passaic, New Jersey 11 $ 2,608,000 $ 237,090 $ 40,000
Orange, New York 11 $ 2,014,000 $ 183,090 $ 72,000
Gaston, North Carolina 11 $ 1,962,000 $ 178,363 $ 77,000
Cumberland, Pennsylvania 11 $ 1,532,000 $ 139,272 $ 58,000
Snohomish, Washington 11 $ 2,810,000 $ 255,454 $ 70,000
Okaloosa, Florida 10 $ 3,159,000 $ 315,900 $ 93,000
Seminole, Florida 10 $ 2,212,000 $ 221,200 $ 58,000
Volusia, Florida 10 $ 2,116,000 $ 211,600 $ 96,000
Houston, Georgia 10 $ 1,507,000 $ 150,700 $ 90,000
Oconee, Georgia 10 $ 2,416,000 $ 241,600 $ 61,000
Ada, Idaho 10 $ 1,975,000 $ 197,500 $ 56,000
Lake, Illinois 10 $ 2,009,000 $ 200,900 $ 62,000
Jefferson, Kentucky 10 $ 1,355,000 $ 135,500 $ 3,000
Morris, New Jersey 10 $ 3,172,000 $ 317,200 $ 105,000
Erie, New York 10 $ 2,023,000 $ 202,300 $ 81,000
Hamilton, Ohio 10 $ 2,053,000 $ 205,300 $ 33,000
Providence, Rhode Island 10 $ 1,902,000 $ 190,200 $ 22,000
Lexington, South Carolina 10 $ 1,994,000 $ 199,400 $ 43,000
Richland, South Carolina 10 $ 2,019,000 $ 201,900 $ 60,000
Williamson, Tennessee 10 $ 2,716,000 $ 271,600 $ 98,000
Utah, Utah 10 $ 1,993,000 $ 199,300 $ 36,000
Arlington, Virginia 10 $ 3,233,000 $ 323,300 $ 80,000
Pierce, Washington 10 $ 1,966,000 $ 196,600 $ 15,000
Pulaski, Arkansas 9 $ 1,526,000 $ 169,555 $ 20,000
Tolland, Connecticut 9 $ 2,467,000 $ 274,111 $ 87,000
Bryan, Georgia 9 $ 1,955,000 $ 217,222 $ 67,000
Rockdale, Georgia 9 $ 1,480,000 $ 164,444 $ 39,000
McHenry, Illinois 9 $ 1,946,000 $ 216,222 $ 79,000
St. Mary's, Maryland 9 $ 2,883,000 $ 320,333 $ 32,000
Hampden, Massachusetts 9 $ 2,064,000 $ 229,333 $ 67,000
Anoka, Minnesota 9 $ 1,652,000 $ 183,555 $ 10,000
Jackson, Missouri 9 $ 1,459,000 $ 162,111 $ 15,000
Monmouth, New Jersey 9 $ 3,164,000 $ 351,555 $ 61,000
Richmond, New York 9 $ 2,941,000 $ 326,777 $ 65,000
Washington, Oregon 9 $ 1,994,000 $ 221,555 $ 56,000
Bucks, Pennsylvania 9 $ 2,913,000 $ 323,666 $ 47,000
Philadelphia, Pennsylvania 9 $ 1,253,000 $ 139,222 $ 44,000
Galveston, Texas 9 $ 2,014,000 $ 223,777 $ 107,000
Alexandria, Virginia 9 $ 4,090,000 $ 454,444 $ 169,000
Virginia Beach, Virginia 9 $ 2,415,000 $ 268,333 $ 21,000
Madison, Alabama 8 $ 1,737,000 $ 217,125 $ 29,000
Shelby, Alabama 8 $ 1,673,000 $ 209,125 $ 37,000
Anchorage, Alaska 8 $ 2,151,000 $ 268,875 $ 45,000
Fresno, California 8 $ 1,966,000 $ 245,750 $ 34,000
Weld, Colorado 8 $ 1,566,000 $ 195,750 $ 21,000
Charlotte, Florida 8 $ 1,300,000 $ 162,500 $ 50,000
Marion, Florida 8 $ 1,413,000 $ 176,625 $ 95,000
Lumpkin, Georgia 8 $ 1,391,000 $ 173,875 $ 69,000
Newton, Georgia 8 $ 1,291,000 $ 161,375 $ 41,000
Kane, Illinois 8 $ 2,017,000 $ 252,125 $ 70,000
Cecil, Maryland 8 $ 1,978,000 $ 247,250 $ 40,000
St. Louis, Missouri 8 $ 1,426,000 $ 178,250 $ 16,000
Queens, New York 8 $ 2,947,000 $ 368,375 $ 113,000
Buncombe, North Carolina 8 $ 1,457,000 $ 182,125 $ 60,000
Cumberland, North Carolina 8 $ 1,476,000 $ 184,500 $ 17,000
Lake, Ohio 8 $ 1,067,000 $ 133,375 $ 23,000
Clackamas, Oregon 8 $ 2,087,000 $ 260,875 $ 29,000
Multnomah, Oregon 8 $ 2,377,000 $ 297,125 $ 118,000
Horry, South Carolina 8 $ 1,379,000 $ 172,375 $ 49,000
Frederick, Virginia 8 $ 1,858,000 $ 232,250 $ 54,000
Richmond City, Virginia 8 $ 1,622,000 $ 202,750 $ 119,000
Clark, Washington 8 $ 1,669,000 $ 208,625 $ 0
Spokane, Washington 8 $ 1,925,000 $ 240,625 $ 12,000
Baldwin, Alabama 7 $ 1,217,000 $ 173,857 $ 58,000
Jefferson, Alabama 7 $ 1,794,000 $ 256,285 $ 167,000
Yavapai, Arizona 7 $ 1,251,000 $ 178,714 $ 18,000
Placer, California 7 $ 2,494,000 $ 356,285 $ 78,000
Santa Clara, California 7 $ 3,018,000 $ 431,142 $ 80,000
Larimer, Colorado 7 $ 1,368,000 $ 195,428 $ 23,000
Escambia, Florida 7 $ 1,370,000 $ 195,714 $ 46,000
Hernando, Florida 7 $ 901,000 $ 128,714 $ 35,000
Osceola, Florida 7 $ 1,413,000 $ 201,857 $ 0
Clarke, Georgia 7 $ 1,275,000 $ 182,142 $ 163,000
Gilmer, Georgia 7 $ 1,004,000 $ 143,428 $ 120,000
Jones, Georgia 7 $ 1,147,000 $ 163,857 $ 81,000
Spalding, Georgia 7 $ 1,028,000 $ 146,857 $ 37,000
White, Georgia 7 $ 1,536,000 $ 219,428 $ 79,000
Caddo, Louisiana 7 $ 1,258,000 $ 179,714 $ 35,000
East Baton Rouge, Louisiana 7 $ 1,285,000 $ 183,571 $ 11,000
Livingston, Louisiana 7 $ 1,641,000 $ 234,428 $ 49,000
Orleans, Louisiana 7 $ 1,400,000 $ 200,000 $ 12,000
York, Maine 7 $ 1,579,000 $ 225,571 $ 43,000
Baltimore City, Maryland 7 $ 1,315,000 $ 187,857 $ 25,000
Carroll, Maryland 7 $ 1,991,000 $ 284,428 $ 100,000
Charles, Maryland 7 $ 2,482,000 $ 354,571 $ 72,000
Camden, New Jersey 7 $ 1,476,000 $ 210,857 $ 111,000
Gloucester, New Jersey 7 $ 1,382,000 $ 197,428 $ 11,000
Sussex, New Jersey 7 $ 2,095,000 $ 299,285 $ 42,000
Dutchess, New York 7 $ 2,254,000 $ 322,000 $ 95,000
Guilford, North Carolina 7 $ 1,439,000 $ 205,571 $ 58,000
Johnston, North Carolina 7 $ 1,478,000 $ 211,142 $ 58,000
New Hanover, North Carolina 7 $ 1,679,000 $ 239,857 $ 133,000
Butler, Ohio 7 $ 1,279,000 $ 182,714 $ 0
Tulsa, Oklahoma 7 $ 1,576,000 $ 225,142 $ 73,000
Butler, Pennsylvania 7 $ 1,298,000 $ 185,428 $ 54,000
Erie, Pennsylvania 7 $ 1,124,000 $ 160,571 $ 39,000
Lawrence, Pennsylvania 7 $ 831,000 $ 118,714 $ 37,000
Anderson, South Carolina 7 $ 1,396,000 $ 199,428 $ 93,000
Knox, Tennessee 7 $ 1,351,000 $ 193,000 $ 12,000
Montgomery, Tennessee 7 $ 1,676,000 $ 239,428 $ 43,000
Chesapeake, Virginia 7 $ 1,825,000 $ 260,714 $ 56,000
Kitsap, Washington 7 $ 1,769,000 $ 252,714 $ 32,000
Pinal, Arizona 6 $ 999,000 $ 166,500 $ 35,000
Kern, California 6 $ 1,241,000 $ 206,833 $ 7,000
Stanislaus, California 6 $ 1,515,000 $ 252,500 $ 21,000
Kent, Delaware 6 $ 1,273,000 $ 212,166 $ 18,000
Baldwin, Georgia 6 $ 1,192,000 $ 198,666 $ 75,000
Liberty, Georgia 6 $ 1,072,000 $ 178,666 $ 52,000
Union, Georgia 6 $ 1,517,000 $ 252,833 $ 155,000
McLean, Illinois 6 $ 1,411,000 $ 235,166 $ 44,000
Ascension, Louisiana 6 $ 1,027,000 $ 171,166 $ 15,000
Jefferson, Louisiana 6 $ 1,240,000 $ 206,666 $ 35,000
Washington, Maryland 6 $ 1,324,000 $ 220,666 $ 49,000
Barnstable, Massachusetts 6 $ 1,428,000 $ 238,000 $ 87,000
DeSoto, Mississippi 6 $ 929,000 $ 154,833 $ 19,000
Greene, Missouri 6 $ 1,037,000 $ 172,833 $ 8,000
Mercer, New Jersey 6 $ 1,323,000 $ 220,500 $ 118,000
Bernalillo, New Mexico 6 $ 1,090,000 $ 181,666 $ 27,000
Craven, North Carolina 6 $ 1,299,000 $ 216,500 $ 21,000
Delaware, Ohio 6 $ 1,433,000 $ 238,833 $ 57,000
Berks, Pennsylvania 6 $ 1,267,000 $ 211,166 $ 50,000
Centre, Pennsylvania 6 $ 1,464,000 $ 244,000 $ 52,000
Chester, Pennsylvania 6 $ 1,698,000 $ 283,000 $ 87,000
York, Pennsylvania 6 $ 1,262,000 $ 210,333 $ 33,000
Lancaster, South Carolina 6 $ 1,308,000 $ 218,000 $ 27,000
Hamilton, Tennessee 6 $ 3,257,000 $ 542,833 $ 230,000
Hays, Texas 6 $ 1,597,000 $ 266,166 $ 142,000
Davis, Utah 6 $ 1,545,000 $ 257,500 $ 0
Fauquier, Virginia 6 $ 1,638,000 $ 273,000 $ 55,000
Cullman, Alabama 5 $ 1,142,000 $ 228,400 $ 73,000
Montgomery, Alabama 5 $ 850,000 $ 170,000 $ 0
Orange, California 5 $ 1,912,000 $ 382,400 $ 76,000
San Francisco, California 5 $ 2,282,000 $ 456,400 $ 179,000
San Luis Obispo, California 5 $ 1,157,000 $ 231,400 $ 84,000
New London, Connecticut 5 $ 1,327,000 $ 265,400 $ 18,000
Alachua, Florida 5 $ 917,000 $ 183,400 $ 99,000
Clay, Florida 5 $ 1,215,000 $ 243,000 $ 108,000
Leon, Florida 5 $ 796,000 $ 159,200 $ 104,000
Santa Rosa, Florida 5 $ 1,122,000 $ 224,400 $ 46,000
Floyd, Georgia 5 $ 858,000 $ 171,600 $ 149,000
Greene, Georgia 5 $ 1,561,000 $ 312,200 $ 212,000
Habersham, Georgia 5 $ 936,000 $ 187,200 $ 64,000
Rabun, Georgia 5 $ 1,473,000 $ 294,600 $ 105,000
Kendall, Illinois 5 $ 814,000 $ 162,800 $ 66,000
Hamilton, Indiana 5 $ 1,070,000 $ 214,000 $ 106,000
Hendricks, Indiana 5 $ 841,000 $ 168,200 $ 0
Porter, Indiana 5 $ 854,000 $ 170,800 $ 30,000
Warrick, Indiana 5 $ 944,000 $ 188,800 $ 56,000
Linn, Iowa 5 $ 738,000 $ 147,600 $ 0
Johnson, Kansas 5 $ 841,000 $ 168,200 $ 43,000
Wyandotte, Kansas 5 $ 663,000 $ 132,600 $ 25,000
Cumberland, Maine 5 $ 1,269,000 $ 253,800 $ 36,000
Clay, Missouri 5 $ 814,000 $ 162,800 $ 62,000
St. Charles, Missouri 5 $ 946,000 $ 189,200 $ 28,000
Douglas, Nebraska 5 $ 1,095,000 $ 219,000 $ 45,000
Essex, New Jersey 5 $ 1,663,000 $ 332,600 $ 121,000
Union, New Jersey 5 $ 896,000 $ 179,200 $ 21,000
Rockland, New York 5 $ 1,966,000 $ 393,200 $ 70,000
Durham, North Carolina 5 $ 933,000 $ 186,600 $ 29,000
Harnett, North Carolina 5 $ 813,000 $ 162,600 $ 71,000
Moore, North Carolina 5 $ 1,043,000 $ 208,600 $ 85,000
Rowan, North Carolina 5 $ 740,000 $ 148,000 $ 75,000
Clermont, Ohio 5 $ 775,000 $ 155,000 $ 0
Fairfield, Ohio 5 $ 976,000 $ 195,200 $ 0
Licking, Ohio 5 $ 851,000 $ 170,200 $ 11,000
Lucas, Ohio 5 $ 1,006,000 $ 201,200 $ 0
Mahoning, Ohio 5 $ 1,868,000 $ 373,600 $ 10,000
Portage, Ohio 5 $ 922,000 $ 184,400 $ 32,000
Lancaster, Pennsylvania 5 $ 861,000 $ 172,200 $ 30,000
Northampton, Pennsylvania 5 $ 1,017,000 $ 203,400 $ 58,000
Washington, Rhode Island 5 $ 1,539,000 $ 307,800 $ 69,000
Berkeley, South Carolina 5 $ 1,015,000 $ 203,000 $ 14,000
Dorchester, South Carolina 5 $ 982,000 $ 196,400 $ 35,000
Florence, South Carolina 5 $ 1,100,000 $ 220,000 $ 74,000
Spartanburg, South Carolina 5 $ 1,215,000 $ 243,000 $ 75,000
Sullivan, Tennessee 5 $ 988,000 $ 197,600 $ 38,000
Sumner, Tennessee 5 $ 1,394,000 $ 278,800 $ 74,000
Wilson, Tennessee 5 $ 943,000 $ 188,600 $ 23,000
Ector, Texas 5 $ 967,000 $ 193,400 $ 0
Guadalupe, Texas 5 $ 919,000 $ 183,800 $ 0
Hanover, Virginia 5 $ 1,344,000 $ 268,800 $ 93,000
Manassas, Virginia 5 $ 1,085,000 $ 217,000 $ 55,000
Lee, Alabama 4 $ 745,000 $ 186,250 $ 67,000
Craighead, Arkansas 4 $ 550,000 $ 137,500 $ 30,000
Saline, Arkansas 4 $ 694,000 $ 173,500 $ 0
Monterey, California 4 $ 1,042,000 $ 260,500 $ 57,000
Tulare, California 4 $ 910,000 $ 227,500 $ 30,000
Yolo, California 4 $ 973,000 $ 243,250 $ 76,000
Boulder, Colorado 4 $ 1,176,000 $ 294,000 $ 48,000
Catoosa, Georgia 4 $ 827,000 $ 206,750 $ 52,000
Towns, Georgia 4 $ 1,161,000 $ 290,250 $ 87,000
Canyon, Idaho 4 $ 598,000 $ 149,500 $ 20,000
Kootenai, Idaho 4 $ 823,000 $ 205,750 $ 23,000
Madison, Illinois 4 $ 839,000 $ 209,750 $ 70,000
Winnebago, Illinois 4 $ 513,000 $ 128,250 $ 20,000
Allen, Indiana 4 $ 786,000 $ 196,500 $ 38,000
Hancock, Indiana 4 $ 642,000 $ 160,500 $ 0
Lake, Indiana 4 $ 517,000 $ 129,250 $ 21,000
Polk, Iowa 4 $ 673,000 $ 168,250 $ 0
Leavenworth, Kansas 4 $ 475,000 $ 118,750 $ 24,000
Fayette, Kentucky 4 $ 672,000 $ 168,000 $ 27,000
Calcasieu, Louisiana 4 $ 675,000 $ 168,750 $ 0
Ouachita, Louisiana 4 $ 681,000 $ 170,250 $ 0
St. Tammany, Louisiana 4 $ 790,000 $ 197,500 $ 24,000
Vermilion, Louisiana 4 $ 802,000 $ 200,500 $ 0
Talbot, Maryland 4 $ 731,000 $ 182,750 $ 33,000
Calhoun, Michigan 4 $ 657,000 $ 164,250 $ 0
Kalamazoo, Michigan 4 $ 689,000 $ 172,250 $ 11,000
Livingston, Michigan 4 $ 741,000 $ 185,250 $ 36,000
Ramsey, Minnesota 4 $ 803,000 $ 200,750 $ 0
Madison, Mississippi 4 $ 781,000 $ 195,250 $ 0
Sarpy, Nebraska 4 $ 647,000 $ 161,750 $ 48,000
Grafton, New Hampshire 4 $ 688,000 $ 172,000 $ 130,000
Strafford, New Hampshire 4 $ 726,000 $ 181,500 $ 56,000
Cumberland, New Jersey 4 $ 669,000 $ 167,250 $ 46,000
Hudson, New Jersey 4 $ 1,046,000 $ 261,500 $ 139,000
Eddy, New Mexico 4 $ 976,000 $ 244,000 $ 30,000
New York, New York 4 $ 1,645,000 $ 411,250 $ 172,000
Putnam, New York 4 $ 1,042,000 $ 260,500 $ 127,000
Alamance, North Carolina 4 $ 655,000 $ 163,750 $ 46,000
Catawba, North Carolina 4 $ 872,000 $ 218,000 $ 60,000
Iredell, North Carolina 4 $ 795,000 $ 198,750 $ 85,000
Ashland, Ohio 4 $ 542,000 $ 135,500 $ 49,000
Cambria, Pennsylvania 4 $ 467,000 $ 116,750 $ 54,000
Clearfield, Pennsylvania 4 $ 432,000 $ 108,000 $ 18,000
Dauphin, Pennsylvania 4 $ 556,000 $ 139,000 $ 82,000
Westmoreland, Pennsylvania 4 $ 1,030,000 $ 257,500 $ 362,000
Jasper, South Carolina 4 $ 1,131,000 $ 282,750 $ 149,000
Sumter, South Carolina 4 $ 609,000 $ 152,250 $ 44,000
Bradley, Tennessee 4 $ 831,000 $ 207,750 $ 48,000
Brazoria, Texas 4 $ 666,000 $ 166,500 $ 15,000
Hood, Texas 4 $ 743,000 $ 185,750 $ 155,000
Albemarle, Virginia 4 $ 1,280,000 $ 320,000 $ 116,000
Montgomery, Virginia 4 $ 805,000 $ 201,250 $ 19,000
Powhatan, Virginia 4 $ 1,435,000 $ 358,750 $ 250,000
Benton, Washington 4 $ 668,000 $ 167,000 $ 0
Thurston, Washington 4 $ 983,000 $ 245,750 $ 51,000
Milwaukee, Wisconsin 4 $ 772,000 $ 193,000 $ 0
Autauga, Alabama 3 $ 720,000 $ 240,000 $ 74,000
Pima, Arizona 3 $ 958,000 $ 319,333 $ 0
Sebastian, Arkansas 3 $ 386,000 $ 128,666 $ 0
Merced, California 3 $ 538,000 $ 179,333 $ 0
Shasta, California 3 $ 487,000 $ 162,333 $ 0
Windham, Connecticut 3 $ 462,000 $ 154,000 $ 55,000
Citrus, Florida 3 $ 696,000 $ 232,000 $ 61,000
St. Lucie, Florida 3 $ 651,000 $ 217,000 $ 22,000
Hart, Georgia 3 $ 611,000 $ 203,666 $ 135,000
Lowndes, Georgia 3 $ 541,000 $ 180,333 $ 33,000
McIntosh, Georgia 3 $ 331,000 $ 110,333 $ 53,000
Muscogee, Georgia 3 $ 638,000 $ 212,666 $ 59,000
Polk, Georgia 3 $ 207,000 $ 69,000 $ 78,000
Putnam, Georgia 3 $ 828,000 $ 276,000 $ 303,000
Thomas, Georgia 3 $ 552,000 $ 184,000 $ 83,000
Walker, Georgia 3 $ 533,000 $ 177,666 $ 62,000
Kankakee, Illinois 3 $ 468,000 $ 156,000 $ 0
Howard, Indiana 3 $ 489,000 $ 163,000 $ 9,000
Posey, Indiana 3 $ 512,000 $ 170,666 $ 15,000
St. Joseph, Indiana 3 $ 492,000 $ 164,000 $ 0
Sedgwick, Kansas 3 $ 584,000 $ 194,666 $ 0
Bossier, Louisiana 3 $ 846,000 $ 282,000 $ 93,000
Lafourche, Louisiana 3 $ 421,000 $ 140,333 $ 0
Penobscot, Maine 3 $ 452,000 $ 150,666 $ 22,000
Calvert, Maryland 3 $ 1,017,000 $ 339,000 $ 101,000
Lapeer, Michigan 3 $ 415,000 $ 138,333 $ 77,000
Ottawa, Michigan 3 $ 812,000 $ 270,666 $ 56,000
Dakota, Minnesota 3 $ 494,000 $ 164,666 $ 0
Hennepin, Minnesota 3 $ 882,000 $ 294,000 $ 65,000
Washington, Minnesota 3 $ 545,000 $ 181,666 $ 0
Boone, Missouri 3 $ 527,000 $ 175,666 $ 0
Cass, Missouri 3 $ 366,000 $ 122,000 $ 36,000
Christian, Missouri 3 $ 732,000 $ 244,000 $ 0
Jefferson, Missouri 3 $ 705,000 $ 235,000 $ 0
Lancaster, Nebraska 3 $ 595,000 $ 198,333 $ 0
Lyon, Nevada 3 $ 546,000 $ 182,000 $ 22,000
Somerset, New Jersey 3 $ 989,000 $ 329,666 $ 141,000
Sandoval, New Mexico 3 $ 515,000 $ 171,666 $ 22,000
Bronx, New York 3 $ 978,000 $ 326,000 $ 0
Greene, New York 3 $ 637,000 $ 212,333 $ 239,000
Niagara, New York 3 $ 529,000 $ 176,333 $ 69,000
Onondaga, New York 3 $ 572,000 $ 190,666 $ 100,000
Henderson, North Carolina 3 $ 852,000 $ 284,000 $ 53,000
Lincoln, North Carolina 3 $ 779,000 $ 259,666 $ 98,000
Onslow, North Carolina 3 $ 507,000 $ 169,000 $ 35,000
Orange, North Carolina 3 $ 682,000 $ 227,333 $ 71,000
Perquimans, North Carolina 3 $ 734,000 $ 244,666 $ 111,000
Sampson, North Carolina 3 $ 808,000 $ 269,333 $ 40,000
Watauga, North Carolina 3 $ 664,000 $ 221,333 $ 83,000
Geauga, Ohio 3 $ 757,000 $ 252,333 $ 228,000
Holmes, Ohio 3 $ 416,000 $ 138,666 $ 38,000
Warren, Ohio 3 $ 470,000 $ 156,666 $ 24,000
Canadian, Oklahoma 3 $ 642,000 $ 214,000 $ 0
Deschutes, Oregon 3 $ 795,000 $ 265,000 $ 42,000
Jackson, Oregon 3 $ 651,000 $ 217,000 $ 91,000
Lane, Oregon 3 $ 512,000 $ 170,666 $ 19,000
Beaver, Pennsylvania 3 $ 661,000 $ 220,333 $ 79,000
Perry, Pennsylvania 3 $ 692,000 $ 230,666 $ 48,000
Aiken, South Carolina 3 $ 704,000 $ 234,666 $ 84,000
Georgetown, South Carolina 3 $ 575,000 $ 191,666 $ 0
Oconee, South Carolina 3 $ 354,000 $ 118,000 $ 63,000
Fayette, Tennessee 3 $ 631,000 $ 210,333 $ 37,000
Greene, Tennessee 3 $ 757,000 $ 252,333 $ 30,000
Hawkins, Tennessee 3 $ 578,000 $ 192,666 $ 35,000
Tipton, Tennessee 3 $ 426,000 $ 142,000 $ 38,000
Jim Wells, Texas 3 $ 522,000 $ 174,000 $ 0
Potter, Texas 3 $ 312,000 $ 104,000 $ 16,000
Randall, Texas 3 $ 569,000 $ 189,666 $ 43,000
Smith, Texas 3 $ 532,000 $ 177,333 $ 80,000
Victoria, Texas 3 $ 591,000 $ 197,000 $ 34,000
Tooele, Utah 3 $ 602,000 $ 200,666 $ 17,000
Weber, Utah 3 $ 476,000 $ 158,666 $ 0
Charlottesville, Virginia 3 $ 745,000 $ 248,333 $ 138,000
Greene, Virginia 3 $ 844,000 $ 281,333 $ 96,000
Isle of Wight, Virginia 3 $ 484,000 $ 161,333 $ 0
James City, Virginia 3 $ 888,000 $ 296,000 $ 89,000
Norfolk, Virginia 3 $ 623,000 $ 207,666 $ 39,000
Roanoke City, Virginia 3 $ 376,000 $ 125,333 $ 55,000
Warren, Virginia 3 $ 975,000 $ 325,000 $ 62,000
Jefferson, West Virginia 3 $ 805,000 $ 268,333 $ 20,000
Dane, Wisconsin 3 $ 719,000 $ 239,666 $ 72,000
Kenosha, Wisconsin 3 $ 522,000 $ 174,000 $ 0
Rock, Wisconsin 3 $ 451,000 $ 150,333 $ 58,000
Waukesha, Wisconsin 3 $ 710,000 $ 236,666 $ 27,000
Laramie, Wyoming 3 $ 605,000 $ 201,666 $ 14,000
Blount, Alabama 2 $ 434,000 $ 217,000 $ 43,000
Calhoun, Alabama 2 $ 379,000 $ 189,500 $ 44,000
Colbert, Alabama 2 $ 247,000 $ 123,500 $ 40,000
Jackson, Alabama 2 $ 279,000 $ 139,500 $ 28,000
Tuscaloosa, Alabama 2 $ 560,000 $ 280,000 $ 129,000
Walker, Alabama 2 $ 421,000 $ 210,500 $ 61,000
Matanuska-Susitna, Alaska 2 $ 584,000 $ 292,000 $ 85,000
Mohave, Arizona 2 $ 315,000 $ 157,500 $ 0
Yuma, Arizona 2 $ 421,000 $ 210,500 $ 53,000
Benton, Arkansas 2 $ 326,000 $ 163,000 $ 60,000
Washington, Arkansas 2 $ 256,000 $ 128,000 $ 0
Kings, California 2 $ 294,000 $ 147,000 $ 19,000
Napa, California 2 $ 919,000 $ 459,500 $ 108,000
Plumas, California 2 $ 317,000 $ 158,500 $ 0
San Benito, California 2 $ 738,000 $ 369,000 $ 50,000
Santa Barbara, California 2 $ 613,000 $ 306,500 $ 75,000
Santa Cruz, California 2 $ 612,000 $ 306,000 $ 97,000
Sonoma, California 2 $ 477,000 $ 238,500 $ 60,000
Tehama, California 2 $ 472,000 $ 236,000 $ 18,000
Broomfield, Colorado 2 $ 366,000 $ 183,000 $ 55,000
Fremont, Colorado 2 $ 301,000 $ 150,500 $ 0
Mesa, Colorado 2 $ 358,000 $ 179,000 $ 0
Teller, Colorado 2 $ 373,000 $ 186,500 $ 0
Litchfield, Connecticut 2 $ 675,000 $ 337,500 $ 75,000
Hamilton, Florida 2 $ 244,000 $ 122,000 $ 65,000
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Mortgage Loan Application Detail Totals for Cbc National Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,415 $1,303,084,000 $240,000 $1,730,000 $69,000 $1,920,000
Home Purchase 4,181 $1,024,554,000 $245,000 $2,250,000 $115,000 $2,098,000
Home Improvement 146 $36,349,000 $248,000 $700,000 $114,000 $1,080,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,209 $1,748,163,000 $242,000 $1,900,000 $95,000 $2,098,000
Black or African American 721 $154,247,000 $213,000 $980,000 $53,000 $460,000
Not Provided 716 $169,002,000 $236,000 $690,000 $60,000 $1,920,000
Asian 530 $166,755,000 $314,000 $2,250,000 $120,000 $1,250,000
Hispanic 517 $113,871,000 $220,000 $736,000 $73,000 $1,355,000
American Indian or Alaskan Native 29 $6,733,000 $232,000 $417,000 $96,000 $306,000
Native Hawaiian or Other Pacific Islander 17 $4,676,000 $275,000 $522,000 $94,000 $361,000
Not applicable 3 $540,000 $180,000 $409,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,706 $1,509,781,000 $264,000 $2,250,000 $130,000 $2,098,000
FHA-insured (Federal Housing Administration) 2,914 $586,156,000 $201,000 $736,000 $30,000 $1,355,000
VA-guaranteed (Veterans Administration) 1,118 $267,468,000 $239,000 $844,000 $35,000 $487,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $582,000 $145,000 $173,000 $49,000 $62,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,363 $1,804,680,000 $245,000 $2,250,000 $98,000 $2,098,000
Application Withdrawn By Applicant 1,160 $266,079,000 $229,000 $1,795,000 $41,000 $1,920,000
Application Denied By Financial Institution 628 $147,592,000 $235,000 $1,900,000 $76,000 $805,000
Application Approved But Not Accepted 589 $144,966,000 $246,000 $844,000 $91,000 $866,000
File Closed For Incompleteness 1 $360,000 $360,000 $360,000 $0 $0
Loan Purchased By The Institution 1 $310,000 $310,000 $310,000 $144,000 $144,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 215 $41,502,000 $193,000 $700,000 $34,000 $789,000
Collateral 182 $46,326,000 $254,000 $1,900,000 $123,000 $805,000
Debt-To-Income Ratio 147 $38,901,000 $264,000 $1,730,000 $73,000 $238,000
Other 28 $6,476,000 $231,000 $605,000 $71,000 $312,000
Employment History 19 $4,271,000 $224,000 $417,000 $83,000 $300,000
Unverifiable Information 17 $3,669,000 $215,000 $400,000 $75,000 $158,000
Credit Application Incomplete 17 $5,670,000 $333,000 $695,000 $122,000 $305,000
Insufficient Cash (Downpayment, Closing Cost) 3 $777,000 $259,000 $417,000 $63,000 $140,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cbc National Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cbc National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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