Cbc National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Cbc National Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cbc National Bank 1891 South 14Th Street Fernandina Beach, FL 32034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 9,742 |
| Total Mortgage Loan Application Amount | $2,363,987,000 |
| Average Mortgage Loan Application Amount | $244,333 |
| Highest Mortgage Loan Application Amount | $2,250,000 |
| Average Applicant Income | $99,333 |
| Highest Applicant Income | $2,098,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Cbc National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cbc National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Cbc National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cbc National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Cbc National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cbc National Bank's mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 3,258 | $ 851,869,000 | $ 261,000 | $ 116,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 312 | $ 108,984,000 | $ 318,500 | $ 76,750 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 300 | $ 71,627,000 | $ 238,000 | $ 111,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 193 | $ 52,331,000 | $ 271,000 | $ 155,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 172 | $ 36,626,000 | $ 218,000 | $ 69,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 169 | $ 41,196,000 | $ 243,000 | $ 110,000 |
| JACKSONVILLE, FL | 166 | $ 43,013,000 | $ 259,000 | $ 141,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 153 | $ 48,306,000 | $ 316,500 | $ 89,000 |
| SAVANNAH, GA | 115 | $ 23,467,000 | $ 204,000 | $ 94,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 109 | $ 30,074,000 | $ 275,000 | $ 59,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 109 | $ 23,795,000 | $ 218,000 | $ 71,000 |
| CLEVELAND-ELYRIA, OH | 104 | $ 15,810,000 | $ 152,000 | $ 47,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 104 | $ 22,966,000 | $ 220,000 | $ 127,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 85 | $ 18,245,000 | $ 214,000 | $ 76,000 |
| MACON, GA | 85 | $ 15,212,000 | $ 178,000 | $ 90,000 |
| DENVER-AURORA-LAKEWOOD, CO | 82 | $ 18,874,000 | $ 230,000 | $ 33,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 72 | $ 14,691,000 | $ 204,000 | $ 35,000 |
| DALLAS-PLANO-IRVING, TX | 71 | $ 14,881,000 | $ 209,000 | $ 72,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 66 | $ 14,914,000 | $ 225,000 | $ 78,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 65 | $ 22,096,000 | $ 339,000 | $ 113,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 60 | $ 17,990,000 | $ 299,000 | $ 118,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 60 | $ 15,483,000 | $ 258,000 | $ 49,000 |
| GAINESVILLE, GA | 59 | $ 14,553,000 | $ 246,000 | $ 104,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 57 | $ 13,577,000 | $ 238,000 | $ 67,000 |
| BRUNSWICK, GA | 56 | $ 11,837,000 | $ 211,000 | $ 107,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 56 | $ 18,281,000 | $ 326,000 | $ 54,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 55 | $ 15,285,000 | $ 277,000 | $ 105,000 |
| RICHMOND, VA | 55 | $ 14,282,000 | $ 259,000 | $ 101,000 |
| BOSTON, MA | 52 | $ 17,971,000 | $ 345,000 | $ 91,000 |
| AUSTIN-ROUND ROCK, TX | 50 | $ 10,950,000 | $ 219,000 | $ 113,000 |
| RALEIGH, NC | 48 | $ 10,831,000 | $ 225,000 | $ 95,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 45 | $ 8,804,000 | $ 213,000 | $ 78,500 |
| COLUMBUS, OH | 44 | $ 7,788,000 | $ 177,000 | $ 43,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 44 | $ 8,994,000 | $ 204,000 | $ 22,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 43 | $ 12,566,000 | $ 292,000 | $ 87,000 |
| WORCESTER, MA-CT | 43 | $ 11,968,000 | $ 220,500 | $ 84,500 |
| EVANSVILLE, IN-KY | 42 | $ 5,116,000 | $ 107,000 | $ 18,500 |
| FORT WORTH-ARLINGTON, TX | 42 | $ 7,075,000 | $ 168,000 | $ 84,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 39 | $ 13,486,000 | $ 345,000 | $ 131,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 39 | $ 8,315,000 | $ 213,000 | $ 28,000 |
| WINSTON-SALEM, NC | 38 | $ 9,494,000 | $ 249,000 | $ 119,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 37 | $ 9,325,000 | $ 252,000 | $ 131,000 |
| ALTOONA, PA | 35 | $ 4,348,000 | $ 124,000 | $ 53,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 35 | $ 8,487,000 | $ 230,000 | $ 31,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 35 | $ 9,281,000 | $ 265,000 | $ 59,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 35 | $ 6,421,000 | $ 183,000 | $ 32,000 |
| KANSAS CITY, MO-KS | 34 | $ 5,166,000 | $ 150,000 | $ 29,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 34 | $ 9,411,000 | $ 276,000 | $ 77,000 |
| WILMINGTON, DE-MD-NJ | 34 | $ 7,397,000 | $ 215,000 | $ 40,333 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 33 | $ 5,372,000 | $ 162,000 | $ 24,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 33 | $ 11,883,000 | $ 360,000 | $ 52,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 33 | $ 8,053,000 | $ 274,500 | $ 17,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 32 | $ 8,556,000 | $ 267,000 | $ 137,000 |
| NEWARK, NJ-PA | 32 | $ 9,440,000 | $ 313,000 | $ 81,500 |
| CINCINNATI, OH-KY-IN | 31 | $ 5,282,000 | $ 150,000 | $ 23,500 |
| PROVIDENCE-WARWICK, RI-MA | 30 | $ 7,643,000 | $ 255,000 | $ 53,000 |
| CAMDEN, NJ | 29 | $ 6,089,000 | $ 209,000 | $ 63,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 29 | $ 5,516,000 | $ 174,000 | $ 6,000 |
| PITTSBURGH, PA | 28 | $ 5,814,000 | $ 207,000 | $ 117,000 |
| MEMPHIS, TN-MS-AR | 27 | $ 4,787,000 | $ 168,500 | $ 36,000 |
| AKRON, OH | 25 | $ 4,761,000 | $ 190,000 | $ 84,000 |
| NEW HAVEN-MILFORD, CT | 24 | $ 5,757,000 | $ 239,000 | $ 81,000 |
| CANTON-MASSILLON, OH | 23 | $ 2,952,000 | $ 128,000 | $ 54,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 23 | $ 6,028,000 | $ 262,000 | $ 65,000 |
| SAN DIEGO-CARLSBAD, CA | 23 | $ 8,715,000 | $ 378,000 | $ 69,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 22 | $ 4,491,000 | $ 204,000 | $ 136,000 |
| ST. LOUIS, MO-IL | 22 | $ 4,498,000 | $ 222,500 | $ 36,000 |
| BATON ROUGE, LA | 21 | $ 4,177,000 | $ 198,000 | $ 29,000 |
| BIRMINGHAM-HOOVER, AL | 21 | $ 4,714,000 | $ 224,000 | $ 85,000 |
| COLUMBIA, SC | 21 | $ 4,108,000 | $ 195,000 | $ 49,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 21 | $ 5,913,000 | $ 281,000 | $ 120,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 21 | $ 4,233,000 | $ 201,000 | $ 80,000 |
| COLORADO SPRINGS, CO | 20 | $ 4,133,000 | $ 206,000 | $ 11,000 |
| LAKELAND-WINTER HAVEN, FL | 20 | $ 3,306,000 | $ 165,000 | $ 57,000 |
| EL PASO, TX | 19 | $ 3,741,000 | $ 196,000 | $ 76,000 |
| NEW ORLEANS-METAIRIE, LA | 19 | $ 3,845,000 | $ 202,000 | $ 20,000 |
| HARRISBURG-CARLISLE, PA | 18 | $ 2,780,000 | $ 154,000 | $ 62,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 18 | $ 3,815,000 | $ 211,000 | $ 75,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 18 | $ 8,579,000 | $ 476,000 | $ 157,000 |
| ATHENS-CLARKE COUNTY, GA | 17 | $ 3,691,000 | $ 217,000 | $ 103,000 |
| GRAND RAPIDS-WYOMING, MI | 17 | $ 3,366,000 | $ 198,000 | $ 38,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 16 | $ 2,454,000 | $ 153,000 | $ 16,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 16 | $ 2,303,000 | $ 139,500 | $ 4,000 |
| OKLAHOMA CITY, OK | 16 | $ 3,327,000 | $ 207,000 | $ 28,000 |
| RENO, NV | 16 | $ 3,428,000 | $ 214,000 | $ 32,000 |
| SALT LAKE CITY, UT | 16 | $ 3,334,000 | $ 208,000 | $ 13,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 15 | $ 4,762,000 | $ 317,000 | $ 94,000 |
| VALLEJO-FAIRFIELD, CA | 15 | $ 4,147,000 | $ 276,000 | $ 93,000 |
| BOISE CITY, ID | 14 | $ 2,573,000 | $ 183,000 | $ 45,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 14 | $ 3,643,000 | $ 260,000 | $ 59,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 14 | $ 2,428,000 | $ 173,000 | $ 13,000 |
| MANCHESTER-NASHUA, NH | 14 | $ 3,842,000 | $ 274,000 | $ 107,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 14 | $ 3,006,000 | $ 214,000 | $ 74,000 |
| SALISBURY, MD-DE | 14 | $ 3,413,000 | $ 238,000 | $ 52,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 13 | $ 2,552,000 | $ 196,000 | $ 78,000 |
| CAPE CORAL-FORT MYERS, FL | 13 | $ 3,115,000 | $ 239,000 | $ 78,000 |
| CHATTANOOGA, TN-GA | 13 | $ 4,617,000 | $ 368,000 | $ 143,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 13 | $ 2,531,000 | $ 187,000 | $ 31,000 |
| STOCKTON-LODI, CA | 13 | $ 3,503,000 | $ 269,000 | $ 51,000 |
| ASHEVILLE, NC | 12 | $ 2,447,000 | $ 203,000 | $ 53,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 12 | $ 4,766,000 | $ 397,000 | $ 70,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 12 | $ 2,492,000 | $ 207,000 | $ 46,000 |
| PORTLAND-SOUTH PORTLAND, ME | 12 | $ 2,848,000 | $ 237,000 | $ 40,000 |
| WARNER ROBINS, GA | 12 | $ 1,858,000 | $ 154,000 | $ 93,000 |
| WINCHESTER, VA-WV | 12 | $ 2,857,000 | $ 211,000 | $ 38,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 11 | $ 3,296,000 | $ 299,000 | $ 107,000 |
| OGDEN-CLEARFIELD, UT | 11 | $ 2,380,000 | $ 216,000 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 11 | $ 2,271,000 | $ 206,000 | $ 47,000 |
| TULSA, OK | 11 | $ 2,237,000 | $ 203,000 | $ 46,000 |
| URBAN HONOLULU, HI | 11 | $ 5,453,000 | $ 495,000 | $ 76,000 |
| ANCHORAGE, AK | 10 | $ 2,735,000 | $ 273,000 | $ 53,000 |
| CHARLOTTESVILLE, VA | 10 | $ 2,869,000 | $ 286,000 | $ 117,000 |
| KNOXVILLE, TN | 10 | $ 1,950,000 | $ 195,000 | $ 12,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 10 | $ 1,673,000 | $ 159,500 | $ 24,500 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 10 | $ 1,983,000 | $ 217,000 | $ 23,000 |
| PHILADELPHIA, PA | 10 | $ 1,498,000 | $ 149,000 | $ 52,000 |
| PROVO-OREM, UT | 10 | $ 1,993,000 | $ 199,000 | $ 36,000 |
| SPRINGFIELD, MA | 10 | $ 2,331,000 | $ 233,000 | $ 71,000 |
| TACOMA-LAKEWOOD, WA | 10 | $ 1,966,000 | $ 196,000 | $ 15,000 |
| ALBUQUERQUE, NM | 9 | $ 1,605,000 | $ 178,000 | $ 25,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 9 | $ 2,883,000 | $ 320,000 | $ 32,000 |
| DURHAM-CHAPEL HILL, NC | 9 | $ 1,832,000 | $ 203,000 | $ 46,000 |
| ELGIN, IL | 9 | $ 2,156,000 | $ 239,000 | $ 63,000 |
| GARY, IN | 9 | $ 1,371,000 | $ 152,000 | $ 26,000 |
| MONTGOMERY, AL | 9 | $ 1,956,000 | $ 217,000 | $ 53,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 9 | $ 3,756,000 | $ 417,000 | $ 73,000 |
| SPOKANE-SPOKANE VALLEY, WA | 9 | $ 2,005,000 | $ 222,000 | $ 11,000 |
| SPRINGFIELD, MO | 9 | $ 1,769,000 | $ 196,000 | $ 5,000 |
| CLARKSVILLE, TN-KY | 8 | $ 1,815,000 | $ 189,000 | $ 21,500 |
| FAYETTEVILLE, NC | 8 | $ 1,476,000 | $ 184,000 | $ 17,000 |
| FRESNO, CA | 8 | $ 1,966,000 | $ 245,000 | $ 34,000 |
| GREELEY, CO | 8 | $ 1,566,000 | $ 195,000 | $ 21,000 |
| GREENSBORO-HIGH POINT, NC | 8 | $ 1,562,000 | $ 195,000 | $ 51,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 8 | $ 1,719,000 | $ 208,500 | $ 24,500 |
| HUNTSVILLE, AL | 8 | $ 1,737,000 | $ 217,000 | $ 29,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 8 | $ 1,566,000 | $ 195,000 | $ 37,000 |
| OCALA, FL | 8 | $ 1,413,000 | $ 176,000 | $ 95,000 |
| PUNTA GORDA, FL | 8 | $ 1,300,000 | $ 162,000 | $ 50,000 |
| WILMINGTON, NC | 8 | $ 2,077,000 | $ 259,000 | $ 116,000 |
| BREMERTON-SILVERDALE, WA | 7 | $ 1,769,000 | $ 252,000 | $ 32,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 7 | $ 1,217,000 | $ 173,000 | $ 58,000 |
| DES MOINES-WEST DES MOINES, IA | 7 | $ 1,067,000 | $ 152,000 | $ 25,000 |
| ERIE, PA | 7 | $ 1,124,000 | $ 160,000 | $ 39,000 |
| FORT COLLINS, CO | 7 | $ 1,368,000 | $ 195,000 | $ 23,000 |
| HICKORY-LENOIR-MORGANTON, NC | 7 | $ 1,696,000 | $ 242,000 | $ 54,000 |
| JACKSON, MS | 7 | $ 1,174,000 | $ 167,000 | $ 6,000 |
| LAFAYETTE, LA | 7 | $ 1,277,000 | $ 182,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 7 | $ 1,482,000 | $ 211,000 | $ 11,000 |
| PRESCOTT, AZ | 7 | $ 1,251,000 | $ 178,000 | $ 18,000 |
| TALLAHASSEE, FL | 7 | $ 989,000 | $ 141,000 | $ 74,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 6 | $ 1,242,000 | $ 214,000 | $ 29,000 |
| AMARILLO, TX | 6 | $ 881,000 | $ 146,000 | $ 29,000 |
| BAKERSFIELD, CA | 6 | $ 1,241,000 | $ 206,000 | $ 7,000 |
| BARNSTABLE TOWN, MA | 6 | $ 1,428,000 | $ 238,000 | $ 87,000 |
| BLOOMINGTON, IL | 6 | $ 1,411,000 | $ 235,000 | $ 44,000 |
| DOVER, DE | 6 | $ 1,273,000 | $ 212,000 | $ 18,000 |
| HINESVILLE, GA | 6 | $ 1,072,000 | $ 178,000 | $ 52,000 |
| LEXINGTON-FAYETTE, KY | 6 | $ 985,000 | $ 164,000 | $ 27,000 |
| MODESTO, CA | 6 | $ 1,515,000 | $ 252,000 | $ 21,000 |
| NEW BERN, NC | 6 | $ 1,299,000 | $ 216,000 | $ 21,000 |
| READING, PA | 6 | $ 1,267,000 | $ 211,000 | $ 50,000 |
| STATE COLLEGE, PA | 6 | $ 1,464,000 | $ 244,000 | $ 52,000 |
| TRENTON, NJ | 6 | $ 1,323,000 | $ 220,000 | $ 118,000 |
| YORK-HANOVER, PA | 6 | $ 1,262,000 | $ 210,000 | $ 33,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 6 | $ 1,984,000 | $ 330,000 | $ 8,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 5 | $ 1,912,000 | $ 382,000 | $ 76,000 |
| CEDAR RAPIDS, IA | 5 | $ 738,000 | $ 147,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 5 | $ 656,000 | $ 109,500 | $ 31,000 |
| FLORENCE, SC | 5 | $ 1,100,000 | $ 220,000 | $ 74,000 |
| FORT WAYNE, IN | 5 | $ 936,000 | $ 187,000 | $ 30,000 |
| GAINESVILLE, FL | 5 | $ 917,000 | $ 183,000 | $ 99,000 |
| HOUMA-THIBODAUX, LA | 5 | $ 767,000 | $ 153,000 | $ 16,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 5 | $ 1,033,000 | $ 214,000 | $ 43,000 |
| LANCASTER, PA | 5 | $ 861,000 | $ 172,000 | $ 30,000 |
| NORWICH-NEW LONDON, CT | 5 | $ 1,327,000 | $ 265,000 | $ 18,000 |
| ODESSA, TX | 5 | $ 967,000 | $ 193,000 | $ 0 |
| PORT ST. LUCIE, FL | 5 | $ 1,420,000 | $ 284,000 | $ 70,000 |
| ROANOKE, VA | 5 | $ 706,000 | $ 141,000 | $ 38,000 |
| ROME, GA | 5 | $ 858,000 | $ 171,000 | $ 149,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 5 | $ 1,157,000 | $ 231,000 | $ 84,000 |
| SPARTANBURG, SC | 5 | $ 1,215,000 | $ 243,000 | $ 75,000 |
| TOLEDO, OH | 5 | $ 1,006,000 | $ 201,000 | $ 0 |
| ALBANY, GA | 4 | $ 608,000 | $ 152,000 | $ 46,000 |
| ALEXANDRIA, LA | 4 | $ 883,000 | $ 220,000 | $ 108,000 |
| AUBURN-OPELIKA, AL | 4 | $ 745,000 | $ 186,000 | $ 67,000 |
| BATTLE CREEK, MI | 4 | $ 657,000 | $ 164,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 4 | $ 805,000 | $ 201,000 | $ 19,000 |
| BOULDER, CO | 4 | $ 1,176,000 | $ 294,000 | $ 48,000 |
| BURLINGTON, NC | 4 | $ 655,000 | $ 163,000 | $ 46,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 4 | $ 1,082,000 | $ 270,000 | $ 111,000 |
| CLEVELAND, TN | 4 | $ 831,000 | $ 207,000 | $ 48,000 |
| COEUR D'ALENE, ID | 4 | $ 823,000 | $ 205,000 | $ 23,000 |
| COLUMBUS, GA-AL | 4 | $ 939,000 | $ 234,000 | $ 72,000 |
| CORPUS CHRISTI, TX | 4 | $ 956,000 | $ 239,000 | $ 36,000 |
| DAYTON, OH | 4 | $ 486,000 | $ 121,000 | $ 39,000 |
| FORT SMITH, AR-OK | 4 | $ 586,000 | $ 146,000 | $ 51,000 |
| JOHNSTOWN, PA | 4 | $ 467,000 | $ 116,000 | $ 54,000 |
| JONESBORO, AR | 4 | $ 550,000 | $ 137,000 | $ 30,000 |
| KALAMAZOO-PORTAGE, MI | 4 | $ 689,000 | $ 172,000 | $ 11,000 |
| KENNEWICK-RICHLAND, WA | 4 | $ 668,000 | $ 167,000 | $ 0 |
| LAKE CHARLES, LA | 4 | $ 675,000 | $ 168,000 | $ 0 |
| MONROE, LA | 4 | $ 681,000 | $ 170,000 | $ 0 |
| OLYMPIA-TUMWATER, WA | 4 | $ 983,000 | $ 245,000 | $ 51,000 |
| ROCKFORD, IL | 4 | $ 513,000 | $ 128,000 | $ 20,000 |
| SALINAS, CA | 4 | $ 1,042,000 | $ 260,000 | $ 57,000 |
| SUMTER, SC | 4 | $ 609,000 | $ 152,000 | $ 44,000 |
| VALDOSTA, GA | 4 | $ 700,000 | $ 175,000 | $ 24,000 |
| VINELAND-BRIDGETON, NJ | 4 | $ 669,000 | $ 167,000 | $ 46,000 |
| VISALIA-PORTERVILLE, CA | 4 | $ 910,000 | $ 227,000 | $ 30,000 |
| WICHITA, KS | 4 | $ 760,000 | $ 190,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 3 | $ 541,000 | $ 180,000 | $ 45,000 |
| BANGOR, ME | 3 | $ 452,000 | $ 150,000 | $ 22,000 |
| BEND-REDMOND, OR | 3 | $ 795,000 | $ 265,000 | $ 42,000 |
| CHARLESTON, WV | 3 | $ 471,000 | $ 157,000 | $ 9,000 |
| CHEYENNE, WY | 3 | $ 605,000 | $ 201,000 | $ 14,000 |
| COLUMBIA, MO | 3 | $ 527,000 | $ 175,000 | $ 0 |
| DALTON, GA | 3 | $ 557,000 | $ 185,000 | $ 61,000 |
| DOTHAN, AL | 3 | $ 507,000 | $ 169,000 | $ 0 |
| EUGENE, OR | 3 | $ 512,000 | $ 170,000 | $ 19,000 |
| FLORENCE-MUSCLE SHOALS, AL | 3 | $ 448,000 | $ 149,000 | $ 26,000 |
| GREEN BAY, WI | 3 | $ 523,000 | $ 174,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 3 | $ 696,000 | $ 232,000 | $ 61,000 |
| JACKSONVILLE, NC | 3 | $ 507,000 | $ 169,000 | $ 35,000 |
| JANESVILLE-BELOIT, WI | 3 | $ 451,000 | $ 150,000 | $ 58,000 |
| JEFFERSON CITY, MO | 3 | $ 503,000 | $ 167,000 | $ 140,000 |
| KANKAKEE, IL | 3 | $ 468,000 | $ 156,000 | $ 0 |
| KOKOMO, IN | 3 | $ 489,000 | $ 163,000 | $ 9,000 |
| LANSING-EAST LANSING, MI | 3 | $ 556,000 | $ 185,000 | $ 0 |
| LINCOLN, NE | 3 | $ 595,000 | $ 198,000 | $ 0 |
| LYNCHBURG, VA | 3 | $ 643,000 | $ 214,000 | $ 198,000 |
| MADISON, WI | 3 | $ 719,000 | $ 239,000 | $ 72,000 |
| MEDFORD, OR | 3 | $ 651,000 | $ 217,000 | $ 91,000 |
| MERCED, CA | 3 | $ 538,000 | $ 179,000 | $ 0 |
| REDDING, CA | 3 | $ 487,000 | $ 162,000 | $ 0 |
| ROCKY MOUNT, NC | 3 | $ 524,000 | $ 174,000 | $ 0 |
| SALEM, OR | 3 | $ 478,000 | $ 159,000 | $ 32,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 492,000 | $ 164,000 | $ 0 |
| STAUNTON-WAYNESBORO, VA | 3 | $ 689,000 | $ 229,000 | $ 49,000 |
| SYRACUSE, NY | 3 | $ 572,000 | $ 190,000 | $ 100,000 |
| TUCSON, AZ | 3 | $ 958,000 | $ 319,000 | $ 0 |
| TYLER, TX | 3 | $ 532,000 | $ 177,000 | $ 80,000 |
| VICTORIA, TX | 3 | $ 591,000 | $ 197,000 | $ 34,000 |
| ALBANY, OR | 2 | $ 302,000 | $ 151,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 2 | $ 379,000 | $ 189,000 | $ 44,000 |
| BECKLEY, WV | 2 | $ 286,000 | $ 143,000 | $ 0 |
| BELLINGHAM, WA | 2 | $ 592,000 | $ 296,000 | $ 0 |
| BILLINGS, MT | 2 | $ 323,000 | $ 161,000 | $ 15,000 |
| BOWLING GREEN, KY | 2 | $ 438,000 | $ 219,000 | $ 53,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 279,000 | $ 139,000 | $ 0 |
| CASPER, WY | 2 | $ 404,000 | $ 202,000 | $ 41,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 337,000 | $ 168,000 | $ 0 |
| CUMBERLAND, MD-WV | 2 | $ 334,000 | $ 167,000 | $ 0 |
| DUBUQUE, IA | 2 | $ 312,000 | $ 156,000 | $ 0 |
| EAU CLAIRE, WI | 2 | $ 325,000 | $ 162,000 | $ 0 |
| ELIZABETHTOWN-FORT KNOX, KY | 2 | $ 273,000 | $ 136,000 | $ 0 |
| ELKHART-GOSHEN, IN | 2 | $ 392,000 | $ 196,000 | $ 25,000 |
| FARMINGTON, NM | 2 | $ 397,000 | $ 198,000 | $ 0 |
| GLENS FALLS, NY | 2 | $ 237,000 | $ 118,000 | $ 34,000 |
| GRAND FORKS, ND-MN | 2 | $ 559,000 | $ 279,500 | $ 99,500 |
| GRAND JUNCTION, CO | 2 | $ 358,000 | $ 179,000 | $ 0 |
| GRANTS PASS, OR | 2 | $ 334,000 | $ 167,000 | $ 40,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 2 | $ 312,000 | $ 156,000 | $ 0 |
| HAMMOND, LA | 2 | $ 314,000 | $ 157,000 | $ 18,000 |
| HANFORD-CORCORAN, CA | 2 | $ 294,000 | $ 147,000 | $ 19,000 |
| JOHNSON CITY, TN | 2 | $ 381,000 | $ 190,000 | $ 44,000 |
| KILLEEN-TEMPLE, TX | 2 | $ 522,000 | $ 261,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 2 | $ 315,000 | $ 157,000 | $ 0 |
| LAS CRUCES, NM | 2 | $ 580,000 | $ 290,000 | $ 97,000 |
| LAWTON, OK | 2 | $ 278,000 | $ 139,000 | $ 0 |
| LUBBOCK, TX | 2 | $ 511,000 | $ 255,000 | $ 81,000 |
| MISSOULA, MT | 2 | $ 718,000 | $ 359,000 | $ 139,000 |
| MONROE, MI | 2 | $ 269,000 | $ 134,000 | $ 49,000 |
| MORRISTOWN, TN | 2 | $ 368,000 | $ 184,000 | $ 82,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 476,000 | $ 238,000 | $ 112,000 |
| NAPA, CA | 2 | $ 919,000 | $ 459,000 | $ 108,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 512,000 | $ 256,000 | $ 144,000 |
| PANAMA CITY, FL | 2 | $ 600,000 | $ 300,000 | $ 219,000 |
| PARKERSBURG-VIENNA, WV | 2 | $ 296,000 | $ 148,000 | $ 0 |
| SAGINAW, MI | 2 | $ 233,000 | $ 116,000 | $ 46,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 612,000 | $ 306,000 | $ 97,000 |
| SANTA MARIA-SANTA BARBARA, CA | 2 | $ 613,000 | $ 306,000 | $ 75,000 |
| SANTA ROSA, CA | 2 | $ 477,000 | $ 238,000 | $ 60,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 2 | $ 310,000 | $ 155,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 544,000 | $ 272,000 | $ 89,000 |
| ST. GEORGE, UT | 2 | $ 402,000 | $ 201,000 | $ 17,000 |
| THE VILLAGES, FL | 2 | $ 363,000 | $ 181,000 | $ 0 |
| TOPEKA, KS | 2 | $ 258,000 | $ 129,000 | $ 0 |
| TUSCALOOSA, AL | 2 | $ 560,000 | $ 280,000 | $ 129,000 |
| UTICA-ROME, NY | 2 | $ 356,000 | $ 178,000 | $ 100,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 344,000 | $ 172,000 | $ 0 |
| WHEELING, WV-OH | 2 | $ 358,000 | $ 179,000 | $ 30,000 |
| YAKIMA, WA | 2 | $ 395,000 | $ 197,000 | $ 0 |
| YUMA, AZ | 2 | $ 421,000 | $ 210,000 | $ 53,000 |
| ABILENE, TX | 1 | $ 154,000 | $ 154,000 | $ 0 |
| ANN ARBOR, MI | 1 | $ 255,000 | $ 255,000 | $ 0 |
| APPLETON, WI | 1 | $ 335,000 | $ 335,000 | $ 0 |
| BINGHAMTON, NY | 1 | $ 173,000 | $ 173,000 | $ 129,000 |
| BLOOMINGTON, IN | 1 | $ 192,000 | $ 192,000 | $ 0 |
| CARBONDALE-MARION, IL | 1 | $ 187,000 | $ 187,000 | $ 53,000 |
| CARSON CITY, NV | 1 | $ 118,000 | $ 118,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 224,000 | $ 224,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 1 | $ 152,000 | $ 152,000 | $ 0 |
| CHICO, CA | 1 | $ 299,000 | $ 299,000 | $ 0 |
| COLUMBUS, IN | 1 | $ 132,000 | $ 132,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 109,000 | $ 109,000 | $ 60,000 |
| DECATUR, AL | 1 | $ 222,000 | $ 222,000 | $ 0 |
| DULUTH, MN-WI | 1 | $ 247,000 | $ 247,000 | $ 0 |
| EAST STROUDSBURG, PA | 1 | $ 132,000 | $ 132,000 | $ 0 |
| EL CENTRO, CA | 1 | $ 193,000 | $ 193,000 | $ 0 |
| FARGO, ND-MN | 1 | $ 112,000 | $ 112,000 | $ 0 |
| FLAGSTAFF, AZ | 1 | $ 203,000 | $ 203,000 | $ 0 |
| FLINT, MI | 1 | $ 136,000 | $ 136,000 | $ 0 |
| GETTYSBURG, PA | 1 | $ 190,000 | $ 190,000 | $ 0 |
| GREAT FALLS, MT | 1 | $ 139,000 | $ 139,000 | $ 44,000 |
| GREENVILLE, NC | 1 | $ 131,000 | $ 131,000 | $ 0 |
| HARRISONBURG, VA | 1 | $ 561,000 | $ 561,000 | $ 160,000 |
| JACKSON, MI | 1 | $ 127,000 | $ 127,000 | $ 0 |
| JACKSON, TN | 1 | $ 150,000 | $ 150,000 | $ 0 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 320,000 | $ 320,000 | $ 147,000 |
| KINGSTON, NY | 1 | $ 294,000 | $ 294,000 | $ 164,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 153,000 | $ 153,000 | $ 0 |
| LAREDO, TX | 1 | $ 199,000 | $ 199,000 | $ 0 |
| LAWRENCE, KS | 1 | $ 131,000 | $ 131,000 | $ 0 |
| LEBANON, PA | 1 | $ 180,000 | $ 180,000 | $ 0 |
| LEWISTON, ID-WA | 1 | $ 351,000 | $ 351,000 | $ 0 |
| LEWISTON-AUBURN, ME | 1 | $ 87,000 | $ 87,000 | $ 75,000 |
| LIMA, OH | 1 | $ 154,000 | $ 154,000 | $ 0 |
| LONGVIEW, TX | 1 | $ 170,000 | $ 170,000 | $ 120,000 |
| MADERA, CA | 1 | $ 251,000 | $ 251,000 | $ 0 |
| MANHATTAN, KS | 1 | $ 167,000 | $ 167,000 | $ 0 |
| MANSFIELD, OH | 1 | $ 160,000 | $ 160,000 | $ 47,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 147,000 | $ 147,000 | $ 0 |
| MIDLAND, MI | 1 | $ 135,000 | $ 135,000 | $ 0 |
| MIDLAND, TX | 1 | $ 144,000 | $ 144,000 | $ 0 |
| MOBILE, AL | 1 | $ 180,000 | $ 180,000 | $ 68,000 |
| MORGANTOWN, WV | 1 | $ 147,000 | $ 147,000 | $ 0 |
| PEORIA, IL | 1 | $ 166,000 | $ 166,000 | $ 0 |
| RACINE, WI | 1 | $ 175,000 | $ 175,000 | $ 0 |
| ROCHESTER, NY | 1 | $ 115,000 | $ 115,000 | $ 0 |
| SANTA FE, NM | 1 | $ 455,000 | $ 455,000 | $ 55,000 |
| SEBRING, FL | 1 | $ 150,000 | $ 150,000 | $ 283,000 |
| SHEBOYGAN, WI | 1 | $ 143,000 | $ 143,000 | $ 0 |
| SHERMAN-DENISON, TX | 1 | $ 252,000 | $ 252,000 | $ 113,000 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 151,000 | $ 151,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 1 | $ 164,000 | $ 164,000 | $ 0 |
| SIOUX FALLS, SD | 1 | $ 123,000 | $ 123,000 | $ 0 |
| SPRINGFIELD, OH | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| ST. CLOUD, MN | 1 | $ 143,000 | $ 143,000 | $ 0 |
| ST. JOSEPH, MO-KS | 1 | $ 113,000 | $ 113,000 | $ 83,000 |
| TERRE HAUTE, IN | 1 | $ 150,000 | $ 150,000 | $ 7,000 |
| WAUSAU, WI | 1 | $ 140,000 | $ 140,000 | $ 0 |
| WENATCHEE, WA | 1 | $ 200,000 | $ 200,000 | $ 165,000 |
| YUBA CITY, CA | 1 | $ 289,000 | $ 289,000 | $ 0 |
Mortgage Loan Application Detail Totals for Cbc National Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,415 | $1,303,084,000 | $240,000 | $1,730,000 | $69,000 | $1,920,000 |
| Home Purchase | 4,181 | $1,024,554,000 | $245,000 | $2,250,000 | $115,000 | $2,098,000 |
| Home Improvement | 146 | $36,349,000 | $248,000 | $700,000 | $114,000 | $1,080,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,209 | $1,748,163,000 | $242,000 | $1,900,000 | $95,000 | $2,098,000 |
| Black or African American | 721 | $154,247,000 | $213,000 | $980,000 | $53,000 | $460,000 |
| Not Provided | 716 | $169,002,000 | $236,000 | $690,000 | $60,000 | $1,920,000 |
| Asian | 530 | $166,755,000 | $314,000 | $2,250,000 | $120,000 | $1,250,000 |
| Hispanic | 517 | $113,871,000 | $220,000 | $736,000 | $73,000 | $1,355,000 |
| American Indian or Alaskan Native | 29 | $6,733,000 | $232,000 | $417,000 | $96,000 | $306,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $4,676,000 | $275,000 | $522,000 | $94,000 | $361,000 |
| Not applicable | 3 | $540,000 | $180,000 | $409,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,706 | $1,509,781,000 | $264,000 | $2,250,000 | $130,000 | $2,098,000 |
| FHA-insured (Federal Housing Administration) | 2,914 | $586,156,000 | $201,000 | $736,000 | $30,000 | $1,355,000 |
| VA-guaranteed (Veterans Administration) | 1,118 | $267,468,000 | $239,000 | $844,000 | $35,000 | $487,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $582,000 | $145,000 | $173,000 | $49,000 | $62,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,363 | $1,804,680,000 | $245,000 | $2,250,000 | $98,000 | $2,098,000 |
| Application Withdrawn By Applicant | 1,160 | $266,079,000 | $229,000 | $1,795,000 | $41,000 | $1,920,000 |
| Application Denied By Financial Institution | 628 | $147,592,000 | $235,000 | $1,900,000 | $76,000 | $805,000 |
| Application Approved But Not Accepted | 589 | $144,966,000 | $246,000 | $844,000 | $91,000 | $866,000 |
| File Closed For Incompleteness | 1 | $360,000 | $360,000 | $360,000 | $0 | $0 |
| Loan Purchased By The Institution | 1 | $310,000 | $310,000 | $310,000 | $144,000 | $144,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 215 | $41,502,000 | $193,000 | $700,000 | $34,000 | $789,000 |
| Collateral | 182 | $46,326,000 | $254,000 | $1,900,000 | $123,000 | $805,000 |
| Debt-To-Income Ratio | 147 | $38,901,000 | $264,000 | $1,730,000 | $73,000 | $238,000 |
| Other | 28 | $6,476,000 | $231,000 | $605,000 | $71,000 | $312,000 |
| Employment History | 19 | $4,271,000 | $224,000 | $417,000 | $83,000 | $300,000 |
| Unverifiable Information | 17 | $3,669,000 | $215,000 | $400,000 | $75,000 | $158,000 |
| Credit Application Incomplete | 17 | $5,670,000 | $333,000 | $695,000 | $122,000 | $305,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $777,000 | $259,000 | $417,000 | $63,000 | $140,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cbc National Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cbc National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.