Cbc National Bank Mortgage Lending & HMDA Data, 2015
In 2015, Cbc National Bank of Fernandina Beach, FL reported 9,742 mortgage applications totaling $2.4 billion, up 62% from 2014. The average application was for $242,659, and applicants reported an average income of $89,416. 76% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (3,258), Washington-Arlington-Alexandria, DC-VA-MD-WV (312) and Tampa-St. Petersburg-Clearwater, FL (300) (applications in parentheses).
| Mortgage Company & Address | Cbc National Bank 1891 South 14th Street Fernandina Beach, FL 32034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 9,742 |
| Total Mortgage Loan Application Amount | $2,363,987,000 |
| Average Mortgage Loan Application Amount | $242,659 |
| Highest Mortgage Loan Application Amount | $2,250,000 |
| Average Applicant Income | $89,416 |
| Highest Applicant Income | $2,098,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cbc National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Roswell, GA | 3,258 | $ 851,869,000 | $ 261,469 | $ 116,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 312 | $ 108,984,000 | $ 349,307 | $ 99,532 |
| Tampa-St. Petersburg-Clearwater, FL | 300 | $ 71,627,000 | $ 238,756 | $ 111,000 |
| North Port-Sarasota-Bradenton, FL | 193 | $ 52,331,000 | $ 271,145 | $ 155,000 |
| Charlotte-Concord-Gastonia, NC-SC | 172 | $ 36,626,000 | $ 212,941 | $ 75,744 |
| Houston-The Woodlands-Sugar Land, TX | 169 | $ 41,196,000 | $ 243,763 | $ 110,000 |
| Jacksonville, FL | 166 | $ 43,013,000 | $ 259,114 | $ 141,000 |
| New York-Jersey City-White Plains, NY-NJ | 153 | $ 48,306,000 | $ 315,725 | $ 87,895 |
| Savannah, GA | 115 | $ 23,467,000 | $ 204,060 | $ 94,000 |
| Baltimore-Columbia-Towson, MD | 109 | $ 30,074,000 | $ 275,908 | $ 59,000 |
| Chicago-Naperville-Arlington Heights, IL | 109 | $ 23,795,000 | $ 218,302 | $ 71,000 |
| Cleveland-Elyria, OH | 104 | $ 15,810,000 | $ 152,019 | $ 47,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 104 | $ 22,966,000 | $ 220,826 | $ 127,000 |
| Hartford-West Hartford-East Hartford, CT | 85 | $ 18,245,000 | $ 214,647 | $ 76,000 |
| Macon, GA | 85 | $ 15,212,000 | $ 178,964 | $ 90,000 |
| Denver-Aurora-Lakewood, CO | 82 | $ 18,874,000 | $ 230,170 | $ 33,000 |
| Phoenix-Mesa-Scottsdale, AZ | 72 | $ 14,691,000 | $ 204,041 | $ 35,000 |
| Dallas-Plano-Irving, TX | 71 | $ 14,881,000 | $ 209,591 | $ 72,000 |
| Orlando-Kissimmee-Sanford, FL | 66 | $ 14,914,000 | $ 225,969 | $ 78,000 |
| Silver Spring-Frederick-Rockville, MD | 65 | $ 22,096,000 | $ 339,938 | $ 113,000 |
| Cambridge-Newton-Framingham, MA | 60 | $ 17,990,000 | $ 299,833 | $ 118,000 |
| Riverside-San Bernardino-Ontario, CA | 60 | $ 15,483,000 | $ 258,050 | $ 49,000 |
| Gainesville, GA | 59 | $ 14,553,000 | $ 246,661 | $ 104,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 57 | $ 13,577,000 | $ 238,192 | $ 67,000 |
| Brunswick, GA | 56 | $ 11,837,000 | $ 211,375 | $ 107,000 |
| Los Angeles-Long Beach-Glendale, CA | 56 | $ 18,281,000 | $ 326,446 | $ 54,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 55 | $ 15,285,000 | $ 277,909 | $ 105,000 |
| Richmond, VA | 55 | $ 14,282,000 | $ 259,672 | $ 101,000 |
| Boston, MA | 52 | $ 17,971,000 | $ 345,596 | $ 91,000 |
| Austin-Round Rock, TX | 50 | $ 10,950,000 | $ 219,000 | $ 113,000 |
| Raleigh, NC | 48 | $ 10,831,000 | $ 225,645 | $ 95,000 |
| Augusta-Richmond County, GA-SC | 45 | $ 8,804,000 | $ 195,644 | $ 73,733 |
| Columbus, OH | 44 | $ 7,788,000 | $ 177,000 | $ 43,000 |
| Las Vegas-Henderson-Paradise, NV | 44 | $ 8,994,000 | $ 204,409 | $ 22,000 |
| Seattle-Bellevue-Everett, WA | 43 | $ 12,566,000 | $ 292,232 | $ 87,000 |
| Worcester, MA-CT | 43 | $ 11,968,000 | $ 278,325 | $ 109,883 |
| Evansville, IN-KY | 42 | $ 5,116,000 | $ 121,809 | $ 36,119 |
| Fort Worth-Arlington, TX | 42 | $ 7,075,000 | $ 168,452 | $ 84,000 |
| Nassau County-Suffolk County, NY | 39 | $ 13,486,000 | $ 345,794 | $ 131,000 |
| San Antonio-New Braunfels, TX | 39 | $ 8,315,000 | $ 213,205 | $ 28,000 |
| Winston-Salem, NC | 38 | $ 9,494,000 | $ 249,842 | $ 119,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 37 | $ 9,325,000 | $ 252,027 | $ 131,000 |
| Altoona, PA | 35 | $ 4,348,000 | $ 124,228 | $ 53,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 35 | $ 8,487,000 | $ 242,485 | $ 47,828 |
| Sacramento--Roseville--Arden-Arcade, CA | 35 | $ 9,281,000 | $ 265,171 | $ 59,000 |
| Warren-Troy-Farmington Hills, MI | 35 | $ 6,421,000 | $ 183,457 | $ 32,000 |
| Kansas City, MO-KS | 34 | $ 5,166,000 | $ 151,941 | $ 28,647 |
| Montgomery County-Bucks County-Chester County, PA | 34 | $ 9,411,000 | $ 276,794 | $ 77,000 |
| Wilmington, DE-MD-NJ | 34 | $ 7,397,000 | $ 217,558 | $ 29,705 |
| Indianapolis-Carmel-Anderson, IN | 33 | $ 5,372,000 | $ 162,787 | $ 24,000 |
| Oakland-Hayward-Berkeley, CA | 33 | $ 11,883,000 | $ 360,090 | $ 52,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 33 | $ 8,053,000 | $ 244,030 | $ 32,969 |
| Miami-Miami Beach-Kendall, FL | 32 | $ 8,556,000 | $ 267,375 | $ 137,000 |
| Newark, NJ-PA | 32 | $ 9,440,000 | $ 295,000 | $ 83,843 |
| Cincinnati, OH-KY-IN | 31 | $ 5,282,000 | $ 170,387 | $ 18,903 |
| Providence-Warwick, RI-MA | 30 | $ 7,643,000 | $ 254,766 | $ 51,400 |
| Camden, NJ | 29 | $ 6,089,000 | $ 209,965 | $ 63,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 29 | $ 5,516,000 | $ 190,206 | $ 11,586 |
| Pittsburgh, PA | 28 | $ 5,814,000 | $ 207,642 | $ 117,000 |
| Memphis, TN-MS-AR | 27 | $ 4,787,000 | $ 177,296 | $ 45,444 |
| Akron, OH | 25 | $ 4,761,000 | $ 190,440 | $ 84,000 |
| New Haven-Milford, CT | 24 | $ 5,757,000 | $ 239,875 | $ 81,000 |
| Canton-Massillon, OH | 23 | $ 2,952,000 | $ 128,347 | $ 54,000 |
| Charleston-North Charleston, SC | 23 | $ 6,028,000 | $ 262,086 | $ 65,000 |
| San Diego-Carlsbad, CA | 23 | $ 8,715,000 | $ 378,913 | $ 69,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 22 | $ 4,491,000 | $ 204,136 | $ 136,000 |
| St. Louis, MO-IL | 22 | $ 4,498,000 | $ 204,454 | $ 25,090 |
| Baton Rouge, LA | 21 | $ 4,177,000 | $ 198,904 | $ 29,000 |
| Birmingham-Hoover, AL | 21 | $ 4,714,000 | $ 224,476 | $ 85,000 |
| Columbia, SC | 21 | $ 4,108,000 | $ 195,619 | $ 49,000 |
| Crestview-Fort Walton Beach-Destin, FL | 21 | $ 5,913,000 | $ 281,571 | $ 120,000 |
| Greenville-Anderson-Mauldin, SC | 21 | $ 4,233,000 | $ 201,571 | $ 80,000 |
| Colorado Springs, CO | 20 | $ 4,133,000 | $ 206,650 | $ 11,000 |
| Lakeland-Winter Haven, FL | 20 | $ 3,306,000 | $ 165,300 | $ 57,000 |
| El Paso, TX | 19 | $ 3,741,000 | $ 196,894 | $ 76,000 |
| New Orleans-Metairie, LA | 19 | $ 3,845,000 | $ 202,368 | $ 20,000 |
| Harrisburg-Carlisle, PA | 18 | $ 2,780,000 | $ 154,444 | $ 62,000 |
| Rockingham County-Strafford County, NH | 18 | $ 3,815,000 | $ 211,944 | $ 75,000 |
| San Francisco-Redwood City-South San Francisco, CA | 18 | $ 8,579,000 | $ 476,611 | $ 157,000 |
| Athens-Clarke County, GA | 17 | $ 3,691,000 | $ 217,117 | $ 103,000 |
| Grand Rapids-Wyoming, MI | 17 | $ 3,366,000 | $ 198,000 | $ 38,000 |
| Detroit-Dearborn-Livonia, MI | 16 | $ 2,454,000 | $ 153,375 | $ 16,000 |
| Louisville/Jefferson County, KY-IN | 16 | $ 2,303,000 | $ 143,937 | $ 6,000 |
| Oklahoma City, OK | 16 | $ 3,327,000 | $ 207,937 | $ 28,000 |
| Reno, NV | 16 | $ 3,428,000 | $ 214,250 | $ 32,000 |
| Salt Lake City, UT | 16 | $ 3,334,000 | $ 208,375 | $ 13,000 |
| Naples-Immokalee-Marco Island, FL | 15 | $ 4,762,000 | $ 317,466 | $ 94,000 |
| Vallejo-Fairfield, CA | 15 | $ 4,147,000 | $ 276,466 | $ 93,000 |
| Boise City, ID | 14 | $ 2,573,000 | $ 183,785 | $ 45,000 |
| Bridgeport-Stamford-Norwalk, CT | 14 | $ 3,643,000 | $ 260,214 | $ 59,000 |
| Little Rock-North Little Rock-Conway, AR | 14 | $ 2,428,000 | $ 173,428 | $ 13,000 |
| Manchester-Nashua, NH | 14 | $ 3,842,000 | $ 274,428 | $ 107,000 |
| Palm Bay-Melbourne-Titusville, FL | 14 | $ 3,006,000 | $ 214,714 | $ 74,000 |
| Salisbury, MD-DE | 14 | $ 3,413,000 | $ 243,785 | $ 59,142 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 13 | $ 2,552,000 | $ 196,307 | $ 78,000 |
| Cape Coral-Fort Myers, FL | 13 | $ 3,115,000 | $ 239,615 | $ 78,000 |
| Chattanooga, TN-GA | 13 | $ 4,617,000 | $ 355,153 | $ 136,307 |
| Lake County-Kenosha County, IL-WI | 13 | $ 2,531,000 | $ 194,692 | $ 47,692 |
| Stockton-Lodi, CA | 13 | $ 3,503,000 | $ 269,461 | $ 51,000 |
| Asheville, NC | 12 | $ 2,447,000 | $ 203,916 | $ 53,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 12 | $ 4,766,000 | $ 397,166 | $ 70,000 |
| Pensacola-Ferry Pass-Brent, FL | 12 | $ 2,492,000 | $ 207,666 | $ 46,000 |
| Portland-South Portland, ME | 12 | $ 2,848,000 | $ 237,333 | $ 40,000 |
| Warner Robins, GA | 12 | $ 1,858,000 | $ 154,833 | $ 93,000 |
| Winchester, VA-WV | 12 | $ 2,857,000 | $ 238,083 | $ 63,333 |
| Dutchess County-Putnam County, NY | 11 | $ 3,296,000 | $ 299,636 | $ 107,000 |
| Ogden-Clearfield, UT | 11 | $ 2,380,000 | $ 216,363 | $ 0 |
| Shreveport-Bossier City, LA | 11 | $ 2,271,000 | $ 206,454 | $ 47,000 |
| Tulsa, OK | 11 | $ 2,237,000 | $ 203,363 | $ 46,000 |
| Urban Honolulu, HI | 11 | $ 5,453,000 | $ 495,727 | $ 76,000 |
| Anchorage, AK | 10 | $ 2,735,000 | $ 273,500 | $ 53,000 |
| Charlottesville, VA | 10 | $ 2,869,000 | $ 286,900 | $ 117,000 |
| Knoxville, TN | 10 | $ 1,950,000 | $ 195,000 | $ 12,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 10 | $ 1,673,000 | $ 167,300 | $ 39,200 |
| Omaha-Council Bluffs, NE-IA | 10 | $ 1,983,000 | $ 198,300 | $ 41,400 |
| Philadelphia, PA | 10 | $ 1,498,000 | $ 149,800 | $ 52,000 |
| Provo-Orem, UT | 10 | $ 1,993,000 | $ 199,300 | $ 36,000 |
| Springfield, MA | 10 | $ 2,331,000 | $ 233,100 | $ 71,000 |
| Tacoma-Lakewood, WA | 10 | $ 1,966,000 | $ 196,600 | $ 15,000 |
| Albuquerque, NM | 9 | $ 1,605,000 | $ 178,333 | $ 25,000 |
| California-Lexington Park, MD | 9 | $ 2,883,000 | $ 320,333 | $ 32,000 |
| Durham-Chapel Hill, NC | 9 | $ 1,832,000 | $ 203,555 | $ 46,000 |
| Elgin, IL | 9 | $ 2,156,000 | $ 239,555 | $ 63,000 |
| Gary, IN | 9 | $ 1,371,000 | $ 152,333 | $ 26,000 |
| Montgomery, AL | 9 | $ 1,956,000 | $ 217,333 | $ 53,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 9 | $ 3,756,000 | $ 417,333 | $ 73,000 |
| Spokane-Spokane Valley, WA | 9 | $ 2,005,000 | $ 222,777 | $ 11,000 |
| Springfield, MO | 9 | $ 1,769,000 | $ 196,555 | $ 5,000 |
| Clarksville, TN-KY | 8 | $ 1,815,000 | $ 226,875 | $ 37,625 |
| Fayetteville, NC | 8 | $ 1,476,000 | $ 184,500 | $ 17,000 |
| Fresno, CA | 8 | $ 1,966,000 | $ 245,750 | $ 34,000 |
| Greeley, CO | 8 | $ 1,566,000 | $ 195,750 | $ 21,000 |
| Greensboro-High Point, NC | 8 | $ 1,562,000 | $ 195,250 | $ 51,000 |
| Hagerstown-Martinsburg, MD-WV | 8 | $ 1,719,000 | $ 214,875 | $ 36,750 |
| Huntsville, AL | 8 | $ 1,737,000 | $ 217,125 | $ 29,000 |
| Kingsport-Bristol-Bristol, TN-VA | 8 | $ 1,566,000 | $ 195,750 | $ 37,000 |
| Ocala, FL | 8 | $ 1,413,000 | $ 176,625 | $ 95,000 |
| Punta Gorda, FL | 8 | $ 1,300,000 | $ 162,500 | $ 50,000 |
| Wilmington, NC | 8 | $ 2,077,000 | $ 259,625 | $ 116,000 |
| Bremerton-Silverdale, WA | 7 | $ 1,769,000 | $ 252,714 | $ 32,000 |
| Daphne-Fairhope-Foley, AL | 7 | $ 1,217,000 | $ 173,857 | $ 58,000 |
| Des Moines-West Des Moines, IA | 7 | $ 1,067,000 | $ 152,428 | $ 25,000 |
| Erie, PA | 7 | $ 1,124,000 | $ 160,571 | $ 39,000 |
| Fort Collins, CO | 7 | $ 1,368,000 | $ 195,428 | $ 23,000 |
| Hickory-Lenoir-Morganton, NC | 7 | $ 1,696,000 | $ 242,285 | $ 54,000 |
| Jackson, MS | 7 | $ 1,174,000 | $ 167,714 | $ 6,000 |
| Lafayette, LA | 7 | $ 1,277,000 | $ 182,428 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 7 | $ 1,482,000 | $ 211,714 | $ 11,000 |
| Prescott, AZ | 7 | $ 1,251,000 | $ 178,714 | $ 18,000 |
| Tallahassee, FL | 7 | $ 989,000 | $ 141,285 | $ 74,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 6 | $ 1,242,000 | $ 207,000 | $ 48,333 |
| Amarillo, TX | 6 | $ 881,000 | $ 146,833 | $ 29,000 |
| Bakersfield, CA | 6 | $ 1,241,000 | $ 206,833 | $ 7,000 |
| Barnstable Town, MA | 6 | $ 1,428,000 | $ 238,000 | $ 87,000 |
| Bloomington, IL | 6 | $ 1,411,000 | $ 235,166 | $ 44,000 |
| Dover, DE | 6 | $ 1,273,000 | $ 212,166 | $ 18,000 |
| Hinesville, GA | 6 | $ 1,072,000 | $ 178,666 | $ 52,000 |
| Lexington-Fayette, KY | 6 | $ 985,000 | $ 164,166 | $ 27,000 |
| Modesto, CA | 6 | $ 1,515,000 | $ 252,500 | $ 21,000 |
| New Bern, NC | 6 | $ 1,299,000 | $ 216,500 | $ 21,000 |
| Reading, PA | 6 | $ 1,267,000 | $ 211,166 | $ 50,000 |
| State College, PA | 6 | $ 1,464,000 | $ 244,000 | $ 52,000 |
| Trenton, NJ | 6 | $ 1,323,000 | $ 220,500 | $ 118,000 |
| York-Hanover, PA | 6 | $ 1,262,000 | $ 210,333 | $ 33,000 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 1,984,000 | $ 330,666 | $ 8,000 |
| Anaheim-Santa Ana-Irvine, CA | 5 | $ 1,912,000 | $ 382,400 | $ 76,000 |
| Cedar Rapids, IA | 5 | $ 738,000 | $ 147,600 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 656,000 | $ 131,200 | $ 30,400 |
| Florence, SC | 5 | $ 1,100,000 | $ 220,000 | $ 74,000 |
| Fort Wayne, IN | 5 | $ 936,000 | $ 187,200 | $ 30,000 |
| Gainesville, FL | 5 | $ 917,000 | $ 183,400 | $ 99,000 |
| Houma-Thibodaux, LA | 5 | $ 767,000 | $ 153,400 | $ 16,000 |
| Huntington-Ashland, WV-KY-OH | 5 | $ 1,033,000 | $ 206,600 | $ 39,400 |
| Lancaster, PA | 5 | $ 861,000 | $ 172,200 | $ 30,000 |
| Norwich-New London, CT | 5 | $ 1,327,000 | $ 265,400 | $ 18,000 |
| Odessa, TX | 5 | $ 967,000 | $ 193,400 | $ 0 |
| Port St. Lucie, FL | 5 | $ 1,420,000 | $ 284,000 | $ 70,000 |
| Roanoke, VA | 5 | $ 706,000 | $ 141,200 | $ 38,000 |
| Rome, GA | 5 | $ 858,000 | $ 171,600 | $ 149,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 5 | $ 1,157,000 | $ 231,400 | $ 84,000 |
| Spartanburg, SC | 5 | $ 1,215,000 | $ 243,000 | $ 75,000 |
| Toledo, OH | 5 | $ 1,006,000 | $ 201,200 | $ 0 |
| Albany, GA | 4 | $ 608,000 | $ 152,000 | $ 46,000 |
| Alexandria, LA | 4 | $ 883,000 | $ 220,750 | $ 108,000 |
| Auburn-Opelika, AL | 4 | $ 745,000 | $ 186,250 | $ 67,000 |
| Battle Creek, MI | 4 | $ 657,000 | $ 164,250 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 805,000 | $ 201,250 | $ 19,000 |
| Boulder, CO | 4 | $ 1,176,000 | $ 294,000 | $ 48,000 |
| Burlington, NC | 4 | $ 655,000 | $ 163,750 | $ 46,000 |
| Burlington-South Burlington, VT | 4 | $ 1,082,000 | $ 270,500 | $ 111,000 |
| Cleveland, TN | 4 | $ 831,000 | $ 207,750 | $ 48,000 |
| Coeur D'Alene, ID | 4 | $ 823,000 | $ 205,750 | $ 23,000 |
| Columbus, GA-AL | 4 | $ 939,000 | $ 234,750 | $ 72,000 |
| Corpus Christi, TX | 4 | $ 956,000 | $ 239,000 | $ 36,000 |
| Dayton, OH | 4 | $ 486,000 | $ 121,500 | $ 39,000 |
| Fort Smith, AR-OK | 4 | $ 586,000 | $ 146,500 | $ 51,000 |
| Johnstown, PA | 4 | $ 467,000 | $ 116,750 | $ 54,000 |
| Jonesboro, AR | 4 | $ 550,000 | $ 137,500 | $ 30,000 |
| Kalamazoo-Portage, MI | 4 | $ 689,000 | $ 172,250 | $ 11,000 |
| Kennewick-Richland, WA | 4 | $ 668,000 | $ 167,000 | $ 0 |
| Lake Charles, LA | 4 | $ 675,000 | $ 168,750 | $ 0 |
| Monroe, LA | 4 | $ 681,000 | $ 170,250 | $ 0 |
| Olympia-Tumwater, WA | 4 | $ 983,000 | $ 245,750 | $ 51,000 |
| Rockford, IL | 4 | $ 513,000 | $ 128,250 | $ 20,000 |
| Salinas, CA | 4 | $ 1,042,000 | $ 260,500 | $ 57,000 |
| Sumter, SC | 4 | $ 609,000 | $ 152,250 | $ 44,000 |
| Valdosta, GA | 4 | $ 700,000 | $ 175,000 | $ 24,000 |
| Vineland-Bridgeton, NJ | 4 | $ 669,000 | $ 167,250 | $ 46,000 |
| Visalia-Porterville, CA | 4 | $ 910,000 | $ 227,500 | $ 30,000 |
| Wichita, KS | 4 | $ 760,000 | $ 190,000 | $ 0 |
| Albany-Schenectady-Troy, NY | 3 | $ 541,000 | $ 180,333 | $ 45,000 |
| Bangor, ME | 3 | $ 452,000 | $ 150,666 | $ 22,000 |
| Bend-Redmond, OR | 3 | $ 795,000 | $ 265,000 | $ 42,000 |
| Charleston, WV | 3 | $ 471,000 | $ 157,000 | $ 9,000 |
| Cheyenne, WY | 3 | $ 605,000 | $ 201,666 | $ 14,000 |
| Columbia, MO | 3 | $ 527,000 | $ 175,666 | $ 0 |
| Dalton, GA | 3 | $ 557,000 | $ 185,666 | $ 61,000 |
| Dothan, AL | 3 | $ 507,000 | $ 169,000 | $ 0 |
| Eugene, OR | 3 | $ 512,000 | $ 170,666 | $ 19,000 |
| Florence-Muscle Shoals, AL | 3 | $ 448,000 | $ 149,333 | $ 26,000 |
| Green Bay, WI | 3 | $ 523,000 | $ 174,333 | $ 0 |
| Homosassa Springs, FL | 3 | $ 696,000 | $ 232,000 | $ 61,000 |
| Jacksonville, NC | 3 | $ 507,000 | $ 169,000 | $ 35,000 |
| Janesville-Beloit, WI | 3 | $ 451,000 | $ 150,333 | $ 58,000 |
| Jefferson City, MO | 3 | $ 503,000 | $ 167,666 | $ 140,000 |
| Kankakee, IL | 3 | $ 468,000 | $ 156,000 | $ 0 |
| Kokomo, IN | 3 | $ 489,000 | $ 163,000 | $ 9,000 |
| Lansing-East Lansing, MI | 3 | $ 556,000 | $ 185,333 | $ 0 |
| Lincoln, NE | 3 | $ 595,000 | $ 198,333 | $ 0 |
| Lynchburg, VA | 3 | $ 643,000 | $ 214,333 | $ 198,000 |
| Madison, WI | 3 | $ 719,000 | $ 239,666 | $ 72,000 |
| Medford, OR | 3 | $ 651,000 | $ 217,000 | $ 91,000 |
| Merced, CA | 3 | $ 538,000 | $ 179,333 | $ 0 |
| Redding, CA | 3 | $ 487,000 | $ 162,333 | $ 0 |
| Rocky Mount, NC | 3 | $ 524,000 | $ 174,666 | $ 0 |
| Salem, OR | 3 | $ 478,000 | $ 159,333 | $ 32,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 492,000 | $ 164,000 | $ 0 |
| Staunton-Waynesboro, VA | 3 | $ 689,000 | $ 229,666 | $ 49,000 |
| Syracuse, NY | 3 | $ 572,000 | $ 190,666 | $ 100,000 |
| Tucson, AZ | 3 | $ 958,000 | $ 319,333 | $ 0 |
| Tyler, TX | 3 | $ 532,000 | $ 177,333 | $ 80,000 |
| Victoria, TX | 3 | $ 591,000 | $ 197,000 | $ 34,000 |
| Albany, OR | 2 | $ 302,000 | $ 151,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 379,000 | $ 189,500 | $ 44,000 |
| Beckley, WV | 2 | $ 286,000 | $ 143,000 | $ 0 |
| Bellingham, WA | 2 | $ 592,000 | $ 296,000 | $ 0 |
| Billings, MT | 2 | $ 323,000 | $ 161,500 | $ 15,000 |
| Bowling Green, KY | 2 | $ 438,000 | $ 219,000 | $ 53,000 |
| Brownsville-Harlingen, TX | 2 | $ 279,000 | $ 139,500 | $ 0 |
| Casper, WY | 2 | $ 404,000 | $ 202,000 | $ 41,000 |
| College Station-Bryan, TX | 2 | $ 337,000 | $ 168,500 | $ 0 |
| Cumberland, MD-WV | 2 | $ 334,000 | $ 167,000 | $ 0 |
| Dubuque, IA | 2 | $ 312,000 | $ 156,000 | $ 0 |
| Eau Claire, WI | 2 | $ 325,000 | $ 162,500 | $ 0 |
| Elizabethtown-Fort Knox, KY | 2 | $ 273,000 | $ 136,500 | $ 0 |
| Elkhart-Goshen, IN | 2 | $ 392,000 | $ 196,000 | $ 25,000 |
| Farmington, NM | 2 | $ 397,000 | $ 198,500 | $ 0 |
| Glens Falls, NY | 2 | $ 237,000 | $ 118,500 | $ 34,000 |
| Grand Forks, ND-MN | 2 | $ 559,000 | $ 279,500 | $ 99,500 |
| Grand Junction, CO | 2 | $ 358,000 | $ 179,000 | $ 0 |
| Grants Pass, OR | 2 | $ 334,000 | $ 167,000 | $ 40,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 312,000 | $ 156,000 | $ 0 |
| Hammond, LA | 2 | $ 314,000 | $ 157,000 | $ 18,000 |
| Hanford-Corcoran, CA | 2 | $ 294,000 | $ 147,000 | $ 19,000 |
| Johnson City, TN | 2 | $ 381,000 | $ 190,500 | $ 44,000 |
| Killeen-Temple, TX | 2 | $ 522,000 | $ 261,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 2 | $ 315,000 | $ 157,500 | $ 0 |
| Las Cruces, NM | 2 | $ 580,000 | $ 290,000 | $ 97,000 |
| Lawton, OK | 2 | $ 278,000 | $ 139,000 | $ 0 |
| Lubbock, TX | 2 | $ 511,000 | $ 255,500 | $ 81,000 |
| Missoula, MT | 2 | $ 718,000 | $ 359,000 | $ 139,000 |
| Monroe, MI | 2 | $ 269,000 | $ 134,500 | $ 49,000 |
| Morristown, TN | 2 | $ 368,000 | $ 184,000 | $ 82,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 476,000 | $ 238,000 | $ 112,000 |
| Napa, CA | 2 | $ 919,000 | $ 459,500 | $ 108,000 |
| Niles-Benton Harbor, MI | 2 | $ 512,000 | $ 256,000 | $ 144,000 |
| Panama City, FL | 2 | $ 600,000 | $ 300,000 | $ 219,000 |
| Parkersburg-Vienna, WV | 2 | $ 296,000 | $ 148,000 | $ 0 |
| Saginaw, MI | 2 | $ 233,000 | $ 116,500 | $ 46,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 612,000 | $ 306,000 | $ 97,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 613,000 | $ 306,500 | $ 75,000 |
| Santa Rosa, CA | 2 | $ 477,000 | $ 238,500 | $ 60,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Sebastian-Vero Beach, FL | 2 | $ 544,000 | $ 272,000 | $ 89,000 |
| St. George, UT | 2 | $ 402,000 | $ 201,000 | $ 17,000 |
| The Villages, FL | 2 | $ 363,000 | $ 181,500 | $ 0 |
| Topeka, KS | 2 | $ 258,000 | $ 129,000 | $ 0 |
| Tuscaloosa, AL | 2 | $ 560,000 | $ 280,000 | $ 129,000 |
| Utica-Rome, NY | 2 | $ 356,000 | $ 178,000 | $ 100,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 344,000 | $ 172,000 | $ 0 |
| Wheeling, WV-OH | 2 | $ 358,000 | $ 179,000 | $ 30,000 |
| Yakima, WA | 2 | $ 395,000 | $ 197,500 | $ 0 |
| Yuma, AZ | 2 | $ 421,000 | $ 210,500 | $ 53,000 |
| Abilene, TX | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Ann Arbor, MI | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Appleton, WI | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Binghamton, NY | 1 | $ 173,000 | $ 173,000 | $ 129,000 |
| Bloomington, IN | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Carbondale-Marion, IL | 1 | $ 187,000 | $ 187,000 | $ 53,000 |
| Carson City, NV | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Chambersburg-Waynesboro, PA | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Chico, CA | 1 | $ 299,000 | $ 299,000 | $ 0 |
| Columbus, IN | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 109,000 | $ 109,000 | $ 60,000 |
| Decatur, AL | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Duluth, MN-WI | 1 | $ 247,000 | $ 247,000 | $ 0 |
| East Stroudsburg, PA | 1 | $ 132,000 | $ 132,000 | $ 0 |
| El Centro, CA | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Fargo, ND-MN | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Flagstaff, AZ | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Flint, MI | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Gettysburg, PA | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Great Falls, MT | 1 | $ 139,000 | $ 139,000 | $ 44,000 |
| Greenville, NC | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 561,000 | $ 561,000 | $ 160,000 |
| Jackson, MI | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Jackson, TN | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 320,000 | $ 320,000 | $ 147,000 |
| Kingston, NY | 1 | $ 294,000 | $ 294,000 | $ 164,000 |
| Lafayette-West Lafayette, IN | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Laredo, TX | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Lawrence, KS | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Lebanon, PA | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 351,000 | $ 351,000 | $ 0 |
| Lewiston-Auburn, ME | 1 | $ 87,000 | $ 87,000 | $ 75,000 |
| Lima, OH | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Longview, TX | 1 | $ 170,000 | $ 170,000 | $ 120,000 |
| Madera, CA | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Manhattan, KS | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Mansfield, OH | 1 | $ 160,000 | $ 160,000 | $ 47,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Midland, MI | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Midland, TX | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Mobile, AL | 1 | $ 180,000 | $ 180,000 | $ 68,000 |
| Morgantown, WV | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Peoria, IL | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Racine, WI | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Rochester, NY | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Santa Fe, NM | 1 | $ 455,000 | $ 455,000 | $ 55,000 |
| Sebring, FL | 1 | $ 150,000 | $ 150,000 | $ 283,000 |
| Sheboygan, WI | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 252,000 | $ 252,000 | $ 113,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Sioux Falls, SD | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Springfield, OH | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| St. Cloud, MN | 1 | $ 143,000 | $ 143,000 | $ 0 |
| St. Joseph, MO-KS | 1 | $ 113,000 | $ 113,000 | $ 83,000 |
| Terre Haute, IN | 1 | $ 150,000 | $ 150,000 | $ 7,000 |
| Wausau, WI | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Wenatchee, WA | 1 | $ 200,000 | $ 200,000 | $ 165,000 |
| Yuba City, CA | 1 | $ 289,000 | $ 289,000 | $ 0 |
Mortgage Loan Application Detail Totals for Cbc National Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,415 | $1,303,084,000 | $240,000 | $1,730,000 | $69,000 | $1,920,000 |
| Home Purchase | 4,181 | $1,024,554,000 | $245,000 | $2,250,000 | $115,000 | $2,098,000 |
| Home Improvement | 146 | $36,349,000 | $248,000 | $700,000 | $114,000 | $1,080,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,209 | $1,748,163,000 | $242,000 | $1,900,000 | $95,000 | $2,098,000 |
| Black or African American | 721 | $154,247,000 | $213,000 | $980,000 | $53,000 | $460,000 |
| Not Provided | 716 | $169,002,000 | $236,000 | $690,000 | $60,000 | $1,920,000 |
| Asian | 530 | $166,755,000 | $314,000 | $2,250,000 | $120,000 | $1,250,000 |
| Hispanic | 517 | $113,871,000 | $220,000 | $736,000 | $73,000 | $1,355,000 |
| American Indian or Alaskan Native | 29 | $6,733,000 | $232,000 | $417,000 | $96,000 | $306,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $4,676,000 | $275,000 | $522,000 | $94,000 | $361,000 |
| Not applicable | 3 | $540,000 | $180,000 | $409,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,706 | $1,509,781,000 | $264,000 | $2,250,000 | $130,000 | $2,098,000 |
| FHA-insured (Federal Housing Administration) | 2,914 | $586,156,000 | $201,000 | $736,000 | $30,000 | $1,355,000 |
| VA-guaranteed (Veterans Administration) | 1,118 | $267,468,000 | $239,000 | $844,000 | $35,000 | $487,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $582,000 | $145,000 | $173,000 | $49,000 | $62,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,363 | $1,804,680,000 | $245,000 | $2,250,000 | $98,000 | $2,098,000 |
| Application Withdrawn By Applicant | 1,160 | $266,079,000 | $229,000 | $1,795,000 | $41,000 | $1,920,000 |
| Application Denied By Financial Institution | 628 | $147,592,000 | $235,000 | $1,900,000 | $76,000 | $805,000 |
| Application Approved But Not Accepted | 589 | $144,966,000 | $246,000 | $844,000 | $91,000 | $866,000 |
| File Closed For Incompleteness | 1 | $360,000 | $360,000 | $360,000 | $0 | $0 |
| Loan Purchased By The Institution | 1 | $310,000 | $310,000 | $310,000 | $144,000 | $144,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 215 | $41,502,000 | $193,000 | $700,000 | $34,000 | $789,000 |
| Collateral | 182 | $46,326,000 | $254,000 | $1,900,000 | $123,000 | $805,000 |
| Debt-To-Income Ratio | 147 | $38,901,000 | $264,000 | $1,730,000 | $73,000 | $238,000 |
| Other | 28 | $6,476,000 | $231,000 | $605,000 | $71,000 | $312,000 |
| Employment History | 19 | $4,271,000 | $224,000 | $417,000 | $83,000 | $300,000 |
| Unverifiable Information | 17 | $3,669,000 | $215,000 | $400,000 | $75,000 | $158,000 |
| Credit Application Incomplete | 17 | $5,670,000 | $333,000 | $695,000 | $122,000 | $305,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $777,000 | $259,000 | $417,000 | $63,000 | $140,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cbc National Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cbc National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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