Centier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Centier Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Centier Bank
600 E 84Th Avenue
Whiting, IN 46410
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,081
Total Mortgage Loan Application Amount $1,160,795,000
Average Mortgage Loan Application Amount $149,600
Highest Mortgage Loan Application Amount $66,505,000
Average Applicant Income $104,200
Highest Applicant Income $6,500,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Centier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down Centier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centier Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Centier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centier Bank's mortgage activity for 2022.

Mortgage Loan Application Totals for Centier Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lake County Indiana 1,533 $ 193,295,000 $ 126,000 $ 101,000
Porter County Indiana 892 $ 133,470,000 $ 149,000 $ 106,000
LaPorte County Indiana 309 $ 46,995,000 $ 152,000 $ 88,000
Tippecanoe County Indiana 247 $ 73,815,000 $ 298,000 $ 117,000
Marion County Indiana 203 $ 57,865,000 $ 285,000 $ 113,000
Hamilton County Indiana 170 $ 100,040,000 $ 588,000 $ 233,000
St. Joseph County Indiana 149 $ 21,415,000 $ 143,000 $ 86,000
Elkhart County Indiana 114 $ 9,320,000 $ 81,000 $ 91,000
Boone County Indiana 88 $ 100,760,000 $ 1,145,000 $ 227,000
Oakland County Michigan 56 $ 3,580,000 $ 63,000 $ 76,000
Hendricks County Indiana 55 $ 15,205,000 $ 276,000 $ 139,000
White County Indiana 54 $ 8,280,000 $ 153,000 $ 92,000
Allen County Indiana 53 $ 24,335,000 $ 459,000 $ 102,000
Kent County Michigan 50 $ 3,670,000 $ 73,000 $ 69,000
Ottawa County Michigan 49 $ 2,825,000 $ 57,000 $ 57,000
Jasper County Indiana 40 $ 4,070,000 $ 101,000 $ 102,000
Marshall County Indiana 40 $ 6,100,000 $ 152,000 $ 111,000
Wayne County Michigan 39 $ 2,215,000 $ 56,000 $ 63,000
Cook County Illinois 38 $ 28,440,000 $ 748,000 $ 115,000
Macomb County Michigan 38 $ 2,270,000 $ 59,000 $ 70,000
Starke County Indiana 37 $ 3,505,000 $ 94,000 $ 79,000
Livingston County Michigan 36 $ 3,300,000 $ 91,000 $ 83,000
Washtenaw County Michigan 34 $ 2,580,000 $ 75,000 $ 84,000
Johnson County Indiana 31 $ 4,555,000 $ 146,000 $ 109,000
Genesee County Michigan 29 $ 1,215,000 $ 41,000 $ 59,000
Travis County Texas 29 $ 3,145,000 $ 108,000 $ 115,000
Clinton County Indiana 21 $ 3,895,000 $ 185,000 $ 78,000
Carroll County Indiana 20 $ 3,920,000 $ 196,000 $ 93,000
Madison County Indiana 20 $ 5,600,000 $ 280,000 $ 117,000
St. Clair County Michigan 19 $ 1,255,000 $ 66,000 $ 65,000
Berrien County Michigan 18 $ 2,860,000 $ 158,000 $ 151,000
Grand Traverse County Michigan 18 $ 1,320,000 $ 73,000 $ 76,000
Anoka County Minnesota 18 $ 1,270,000 $ 70,000 $ 59,000
Hancock County Indiana 15 $ 4,065,000 $ 271,000 $ 190,000
Weld County Colorado 14 $ 1,470,000 $ 105,000 $ 110,000
Newton County Indiana 14 $ 980,000 $ 70,000 $ 80,000
Maricopa County Arizona 13 $ 1,255,000 $ 96,000 $ 79,000
Monroe County Michigan 13 $ 715,000 $ 55,000 $ 66,000
Wright County Minnesota 13 $ 905,000 $ 69,000 $ 49,000
Muskegon County Michigan 12 $ 770,000 $ 64,000 $ 60,000
Lancaster County Pennsylvania 12 $ 1,120,000 $ 93,000 $ 70,000
Grand County Colorado 11 $ 2,105,000 $ 191,000 $ 169,000
Ada County Idaho 11 $ 1,185,000 $ 107,000 $ 78,000
Allegan County Michigan 11 $ 655,000 $ 59,000 $ 78,000
Cass County Michigan 11 $ 1,385,000 $ 125,000 $ 104,000
Kootenai County Idaho 10 $ 1,270,000 $ 127,000 $ 59,000
Pulaski County Indiana 10 $ 1,050,000 $ 105,000 $ 60,000
Jackson County Michigan 10 $ 490,000 $ 49,000 $ 56,000
Kalamazoo County Michigan 10 $ 610,000 $ 61,000 $ 69,000
Lucas County Ohio 10 $ 570,000 $ 57,000 $ 81,000
Eau Claire County Wisconsin 10 $ 540,000 $ 54,000 $ 57,000
Fountain County Indiana 9 $ 935,000 $ 103,000 $ 60,000
Montgomery County Indiana 9 $ 1,415,000 $ 157,000 $ 93,000
Ocean County New Jersey 9 $ 1,115,000 $ 123,000 $ 100,000
Clermont County Ohio 9 $ 485,000 $ 53,000 $ 51,000
Hays County Texas 9 $ 1,345,000 $ 149,000 $ 89,000
Adams County Colorado 8 $ 690,000 $ 86,000 $ 94,000
Kosciusko County Indiana 8 $ 1,200,000 $ 150,000 $ 175,000
Johnson County Kansas 8 $ 720,000 $ 90,000 $ 70,000
Clinton County Michigan 8 $ 470,000 $ 58,000 $ 75,000
Washington County Minnesota 8 $ 540,000 $ 67,000 $ 71,000
Burlington County New Jersey 8 $ 1,020,000 $ 127,000 $ 101,000
Saratoga County New York 8 $ 830,000 $ 103,000 $ 51,000
Bexar County Texas 8 $ 780,000 $ 97,000 $ 101,000
Blount County Alabama 7 $ 925,000 $ 132,000 $ 0
Tuscaloosa County Alabama 7 $ 745,000 $ 106,000 $ 0
Walker County Alabama 7 $ 1,045,000 $ 149,000 $ 0
Kankakee County Illinois 7 $ 375,000 $ 53,000 $ 90,000
Howard County Indiana 7 $ 865,000 $ 123,000 $ 167,000
Monroe County Indiana 7 $ 20,855,000 $ 2,979,000 $ 145,000
Barry County Michigan 7 $ 415,000 $ 59,000 $ 79,000
Dakota County Minnesota 7 $ 535,000 $ 76,000 $ 59,000
Montgomery County Ohio 7 $ 395,000 $ 56,000 $ 73,000
Oklahoma County Oklahoma 7 $ 275,000 $ 39,000 $ 53,000
Harris County Texas 7 $ 26,905,000 $ 3,843,000 $ 40,000
Williamson County Texas 7 $ 1,015,000 $ 145,000 $ 87,000
Baldwin County Alabama 6 $ 780,000 $ 130,000 $ 0
St. Clair County Alabama 6 $ 990,000 $ 165,000 $ 0
Cobb County Georgia 6 $ 330,000 $ 55,000 $ 66,000
Canyon County Idaho 6 $ 480,000 $ 80,000 $ 41,000
Will County Illinois 6 $ 270,000 $ 45,000 $ 89,000
Morgan County Indiana 6 $ 1,090,000 $ 181,000 $ 105,000
Polk County Iowa 6 $ 300,000 $ 50,000 $ 71,000
Anne Arundel County Maryland 6 $ 590,000 $ 98,000 $ 90,000
Lenawee County Michigan 6 $ 240,000 $ 40,000 $ 73,000
St. Louis County Minnesota 6 $ 400,000 $ 66,000 $ 60,000
Jackson County Missouri 6 $ 440,000 $ 73,000 $ 59,000
Atlantic County New Jersey 6 $ 810,000 $ 135,000 $ 95,000
Cape May County New Jersey 6 $ 500,000 $ 83,000 $ 99,000
Gloucester County New Jersey 6 $ 480,000 $ 80,000 $ 66,000
Kerr County Texas 6 $ 900,000 $ 150,000 $ 0
Calhoun County Alabama 5 $ 615,000 $ 123,000 $ 0
Chilton County Alabama 5 $ 575,000 $ 115,000 $ 0
Los Angeles County California 5 $ 765,000 $ 153,000 $ 0
El Paso County Colorado 5 $ 435,000 $ 87,000 $ 50,000
Mesa County Colorado 5 $ 455,000 $ 91,000 $ 75,000
Sedgwick County Kansas 5 $ 225,000 $ 45,000 $ 41,000
Ionia County Michigan 5 $ 275,000 $ 55,000 $ 61,000
Ramsey County Minnesota 5 $ 385,000 $ 77,000 $ 86,000
Cumberland County New Jersey 5 $ 295,000 $ 59,000 $ 61,000
Erie County New York 5 $ 315,000 $ 63,000 $ 69,000
Berks County Pennsylvania 5 $ 415,000 $ 83,000 $ 59,000
Lebanon County Pennsylvania 5 $ 465,000 $ 93,000 $ 76,000
Tarrant County Texas 5 $ 22,345,000 $ 4,469,000 $ 0
Augusta County Virginia 5 $ 545,000 $ 109,000 $ 77,000
Etowah County Alabama 4 $ 540,000 $ 135,000 $ 0
Marion County Alabama 4 $ 380,000 $ 95,000 $ 0
Larimer County Colorado 4 $ 330,000 $ 82,000 $ 80,000
Gwinnett County Georgia 4 $ 300,000 $ 75,000 $ 87,000
Hall County Georgia 4 $ 270,000 $ 67,000 $ 113,000
Macon County Illinois 4 $ 140,000 $ 35,000 $ 61,000
St. Clair County Illinois 4 $ 110,000 $ 27,000 $ 58,000
Delaware County Indiana 4 $ 3,540,000 $ 885,000 $ 50,000
Putnam County Indiana 4 $ 1,860,000 $ 465,000 $ 201,000
Shelby County Indiana 4 $ 580,000 $ 145,000 $ 59,000
Vigo County Indiana 4 $ 380,000 $ 95,000 $ 147,000
Warren County Indiana 4 $ 270,000 $ 67,000 $ 87,000
Hennepin County Minnesota 4 $ 310,000 $ 77,000 $ 70,000
Marshall County Mississippi 4 $ 360,000 $ 90,000 $ 0
Monroe County Mississippi 4 $ 460,000 $ 115,000 $ 0
Union County Mississippi 4 $ 620,000 $ 155,000 $ 0
Middlesex County New Jersey 4 $ 450,000 $ 112,000 $ 92,000
Monmouth County New Jersey 4 $ 370,000 $ 92,000 $ 62,000
Cabarrus County North Carolina 4 $ 210,000 $ 52,000 $ 61,000
Lincoln County South Dakota 4 $ 200,000 $ 50,000 $ 37,000
Minnehaha County South Dakota 4 $ 210,000 $ 52,000 $ 47,000
Comal County Texas 4 $ 300,000 $ 75,000 $ 69,000
Kaufman County Texas 4 $ 640,000 $ 160,000 $ 0
Montgomery County Texas 4 $ 450,000 $ 112,000 $ 0
Wilson County Texas 4 $ 750,000 $ 187,000 $ 0
Clay County Alabama 3 $ 455,000 $ 151,000 $ 0
Colbert County Alabama 3 $ 275,000 $ 91,000 $ 0
Jefferson County Alabama 3 $ 325,000 $ 108,000 $ 0
Marengo County Alabama 3 $ 445,000 $ 148,000 $ 0
Morgan County Alabama 3 $ 375,000 $ 125,000 $ 0
Shelby County Alabama 3 $ 365,000 $ 121,000 $ 0
Pima County Arizona 3 $ 14,785,000 $ 4,928,000 $ 52,000
Union County Arkansas 3 $ 315,000 $ 105,000 $ 0
Orange County California 3 $ 565,000 $ 188,000 $ 0
San Bernardino County California 3 $ 295,000 $ 98,000 $ 0
San Diego County California 3 $ 575,000 $ 191,000 $ 0
New London County Connecticut 3 $ 285,000 $ 95,000 $ 55,000
Tolland County Connecticut 3 $ 225,000 $ 75,000 $ 58,000
Kent County Delaware 3 $ 285,000 $ 95,000 $ 64,000
Collier County Florida 3 $ 4,495,000 $ 1,498,000 $ 649,000
Polk County Florida 3 $ 675,000 $ 225,000 $ 199,000
Fayette County Georgia 3 $ 155,000 $ 51,000 $ 96,000
McLean County Illinois 3 $ 75,000 $ 25,000 $ 45,000
Rock Island County Illinois 3 $ 115,000 $ 38,000 $ 71,000
Cass County Indiana 3 $ 315,000 $ 105,000 $ 180,000
Henry County Indiana 3 $ 245,000 $ 81,000 $ 121,000
Miami County Indiana 3 $ 18,195,000 $ 6,065,000 $ 30,000
Jones County Iowa 3 $ 65,000 $ 21,000 $ 42,000
Plymouth County Iowa 3 $ 245,000 $ 81,000 $ 67,000
Wyandotte County Kansas 3 $ 165,000 $ 55,000 $ 89,000
Union County Louisiana 3 $ 325,000 $ 108,000 $ 0
Howard County Maryland 3 $ 225,000 $ 75,000 $ 75,000
Washington County Maryland 3 $ 145,000 $ 48,000 $ 56,000
Eaton County Michigan 3 $ 105,000 $ 35,000 $ 72,000
Mason County Michigan 3 $ 135,000 $ 45,000 $ 58,000
Van Buren County Michigan 3 $ 125,000 $ 41,000 $ 130,000
Chisago County Minnesota 3 $ 175,000 $ 58,000 $ 62,000
Hancock County Mississippi 3 $ 475,000 $ 158,000 $ 0
Jasper County Mississippi 3 $ 505,000 $ 168,000 $ 0
Jones County Mississippi 3 $ 375,000 $ 125,000 $ 0
Prentiss County Mississippi 3 $ 255,000 $ 85,000 $ 0
Cape Girardeau County Missouri 3 $ 155,000 $ 51,000 $ 38,000
Greene County Missouri 3 $ 255,000 $ 85,000 $ 46,000
Jefferson County Missouri 3 $ 165,000 $ 55,000 $ 70,000
Niagara County New York 3 $ 305,000 $ 101,000 $ 54,000
Orange County New York 3 $ 185,000 $ 61,000 $ 59,000
Mecklenburg County North Carolina 3 $ 175,000 $ 58,000 $ 74,000
Licking County Ohio 3 $ 255,000 $ 85,000 $ 57,000
Wood County Ohio 3 $ 295,000 $ 98,000 $ 78,000
Cleveland County Oklahoma 3 $ 155,000 $ 51,000 $ 58,000
Creek County Oklahoma 3 $ 455,000 $ 151,000 $ 0
Muskogee County Oklahoma 3 $ 285,000 $ 95,000 $ 60,000
Dauphin County Pennsylvania 3 $ 195,000 $ 65,000 $ 66,000
Erie County Pennsylvania 3 $ 185,000 $ 61,000 $ 67,000
Lehigh County Pennsylvania 3 $ 155,000 $ 51,000 $ 75,000
Montgomery County Pennsylvania 3 $ 235,000 $ 78,000 $ 54,000
Northumberland County Pennsylvania 3 $ 275,000 $ 91,000 $ 38,000
Horry County South Carolina 3 $ 495,000 $ 165,000 $ 119,000
Oconee County South Carolina 3 $ 345,000 $ 115,000 $ 0
Brazoria County Texas 3 $ 345,000 $ 115,000 $ 12,000
Erath County Texas 3 $ 535,000 $ 178,000 $ 0
Guadalupe County Texas 3 $ 455,000 $ 151,000 $ 0
Hidalgo County Texas 3 $ 95,000 $ 31,000 $ 79,000
Johnson County Texas 3 $ 505,000 $ 168,000 $ 0
Nueces County Texas 3 $ 245,000 $ 81,000 $ 72,000
Orange County Texas 3 $ 395,000 $ 131,000 $ 0
Parker County Texas 3 $ 295,000 $ 98,000 $ 0
Polk County Texas 3 $ 355,000 $ 118,000 $ 0
Victoria County Texas 3 $ 605,000 $ 201,000 $ 0
Prince George County Virginia 3 $ 175,000 $ 58,000 $ 59,000
Fond du Lac County Wisconsin 3 $ 95,000 $ 31,000 $ 41,000
Sheboygan County Wisconsin 3 $ 105,000 $ 35,000 $ 41,000
Bibb County Alabama 2 $ 320,000 $ 160,000 $ 0
Bullock County Alabama 2 $ 250,000 $ 125,000 $ 0
Fayette County Alabama 2 $ 220,000 $ 110,000 $ 0
Hale County Alabama 2 $ 200,000 $ 100,000 $ 0
Houston County Alabama 2 $ 210,000 $ 105,000 $ 0
Jackson County Alabama 2 $ 350,000 $ 175,000 $ 0
Lamar County Alabama 2 $ 200,000 $ 100,000 $ 0
Lauderdale County Alabama 2 $ 170,000 $ 85,000 $ 0
Lawrence County Alabama 2 $ 250,000 $ 125,000 $ 0
Marshall County Alabama 2 $ 140,000 $ 70,000 $ 0
Pickens County Alabama 2 $ 250,000 $ 125,000 $ 0
Talladega County Alabama 2 $ 290,000 $ 145,000 $ 0
Winston County Alabama 2 $ 220,000 $ 110,000 $ 0
Garland County Arkansas 2 $ 230,000 $ 115,000 $ 0
Lonoke County Arkansas 2 $ 110,000 $ 55,000 $ 0
White County Arkansas 2 $ 260,000 $ 130,000 $ 0
Santa Clara County California 2 $ 240,000 $ 120,000 $ 0
Santa Cruz County California 2 $ 510,000 $ 255,000 $ 0
Arapahoe County Colorado 2 $ 210,000 $ 105,000 $ 58,000
Chaffee County Colorado 2 $ 300,000 $ 150,000 $ 99,000
Garfield County Colorado 2 $ 300,000 $ 150,000 $ 90,000
La Plata County Colorado 2 $ 160,000 $ 80,000 $ 54,000
Montrose County Colorado 2 $ 130,000 $ 65,000 $ 35,000
Fairfield County Connecticut 2 $ 190,000 $ 95,000 $ 49,000
Hartford County Connecticut 2 $ 140,000 $ 70,000 $ 38,000
New Castle County Delaware 2 $ 90,000 $ 45,000 $ 79,000
Lee County Florida 2 $ 760,000 $ 380,000 $ 166,000
Sarasota County Florida 2 $ 2,290,000 $ 1,145,000 $ 390,000
Cherokee County Georgia 2 $ 90,000 $ 45,000 $ 63,000
Effingham County Georgia 2 $ 450,000 $ 225,000 $ 0
Floyd County Georgia 2 $ 320,000 $ 160,000 $ 0
Polk County Georgia 2 $ 250,000 $ 125,000 $ 0
Worth County Georgia 2 $ 320,000 $ 160,000 $ 0
DuPage County Illinois 2 $ 480,000 $ 240,000 $ 70,000
Lake County Illinois 2 $ 600,000 $ 300,000 $ 383,000
LaSalle County Illinois 2 $ 120,000 $ 60,000 $ 45,000
Adams County Indiana 2 $ 120,000 $ 60,000 $ 70,000
DeKalb County Indiana 2 $ 90,000 $ 45,000 $ 54,000
Fulton County Indiana 2 $ 260,000 $ 130,000 $ 47,000
Huntington County Indiana 2 $ 190,000 $ 95,000 $ 61,000
Jackson County Indiana 2 $ 560,000 $ 280,000 $ 130,000
Jennings County Indiana 2 $ 270,000 $ 135,000 $ 88,000
Lawrence County Indiana 2 $ 350,000 $ 175,000 $ 56,000
Noble County Indiana 2 $ 220,000 $ 110,000 $ 93,000
Whitley County Indiana 2 $ 100,000 $ 50,000 $ 35,000
Dallas County Iowa 2 $ 260,000 $ 130,000 $ 76,000
Dubuque County Iowa 2 $ 80,000 $ 40,000 $ 61,000
Linn County Iowa 2 $ 110,000 $ 55,000 $ 88,000
Riley County Kansas 2 $ 40,000 $ 20,000 $ 31,000
Grayson County Kentucky 2 $ 70,000 $ 35,000 $ 31,000
Madison County Kentucky 2 $ 140,000 $ 70,000 $ 32,000
Martin County Kentucky 2 $ 210,000 $ 105,000 $ 64,000
Calcasieu County Louisiana 2 $ 210,000 $ 105,000 $ 0
Lafayette County Louisiana 2 $ 170,000 $ 85,000 $ 0
Livingston County Louisiana 2 $ 260,000 $ 130,000 $ 0
Ouachita County Louisiana 2 $ 3,180,000 $ 1,590,000 $ 0
Rapides County Louisiana 2 $ 250,000 $ 125,000 $ 0
Penobscot County Maine 2 $ 270,000 $ 135,000 $ 116,000
Charlevoix County Michigan 2 $ 210,000 $ 105,000 $ 54,000
Ingham County Michigan 2 $ 70,000 $ 35,000 $ 44,000
Sanilac County Michigan 2 $ 100,000 $ 50,000 $ 61,000
Shiawassee County Michigan 2 $ 60,000 $ 30,000 $ 46,000
Beltrami County Minnesota 2 $ 240,000 $ 120,000 $ 131,000
Goodhue County Minnesota 2 $ 200,000 $ 100,000 $ 62,000
Houston County Minnesota 2 $ 110,000 $ 55,000 $ 48,000
Olmsted County Minnesota 2 $ 150,000 $ 75,000 $ 57,000
Scott County Minnesota 2 $ 60,000 $ 30,000 $ 32,000
Steele County Minnesota 2 $ 150,000 $ 75,000 $ 66,000
Winona County Minnesota 2 $ 200,000 $ 100,000 $ 38,000
Hinds County Mississippi 2 $ 300,000 $ 150,000 $ 0
Jackson County Mississippi 2 $ 260,000 $ 130,000 $ 0
Lowndes County Mississippi 2 $ 300,000 $ 150,000 $ 0
Marion County Mississippi 2 $ 310,000 $ 155,000 $ 0
Perry County Mississippi 2 $ 320,000 $ 160,000 $ 0
Simpson County Mississippi 2 $ 250,000 $ 125,000 $ 0
Smith County Mississippi 2 $ 180,000 $ 90,000 $ 0
Tishomingo County Mississippi 2 $ 240,000 $ 120,000 $ 0
Webster County Mississippi 2 $ 280,000 $ 140,000 $ 0
Dallas County Missouri 2 $ 190,000 $ 95,000 $ 139,000
St. Louis County Missouri 2 $ 110,000 $ 55,000 $ 96,000
Yellowstone County Montana 2 $ 210,000 $ 105,000 $ 53,000
Camden County New Jersey 2 $ 120,000 $ 60,000 $ 67,000
Salem County New Jersey 2 $ 90,000 $ 45,000 $ 40,000
Santa Fe County New Mexico 2 $ 250,000 $ 125,000 $ 0
Albany County New York 2 $ 270,000 $ 135,000 $ 120,000
Cayuga County New York 2 $ 110,000 $ 55,000 $ 49,000
Oneida County New York 2 $ 110,000 $ 55,000 $ 43,000
Onondaga County New York 2 $ 60,000 $ 30,000 $ 62,000
Sullivan County New York 2 $ 120,000 $ 60,000 $ 100,000
Tioga County New York 2 $ 110,000 $ 55,000 $ 45,000
Robeson County North Carolina 2 $ 290,000 $ 145,000 $ 0
Butler County Ohio 2 $ 100,000 $ 50,000 $ 83,000
Clinton County Ohio 2 $ 150,000 $ 75,000 $ 50,000
Lorain County Ohio 2 $ 50,000 $ 25,000 $ 40,000
Madison County Ohio 2 $ 100,000 $ 50,000 $ 53,000
Canadian County Oklahoma 2 $ 90,000 $ 45,000 $ 39,000
Grady County Oklahoma 2 $ 190,000 $ 95,000 $ 0
Marshall County Oklahoma 2 $ 340,000 $ 170,000 $ 0
Lane County Oregon 2 $ 290,000 $ 145,000 $ 100,000
Adams County Pennsylvania 2 $ 130,000 $ 65,000 $ 36,000
Allegheny County Pennsylvania 2 $ 90,000 $ 45,000 $ 70,000
Bucks County Pennsylvania 2 $ 160,000 $ 80,000 $ 74,000
Franklin County Pennsylvania 2 $ 80,000 $ 40,000 $ 56,000
Westmoreland County Pennsylvania 2 $ 200,000 $ 100,000 $ 63,000
York County Pennsylvania 2 $ 200,000 $ 100,000 $ 75,000
Aiken County South Carolina 2 $ 240,000 $ 120,000 $ 50,000
Beaufort County South Carolina 2 $ 370,000 $ 185,000 $ 0
Berkeley County South Carolina 2 $ 350,000 $ 175,000 $ 0
Clarendon County South Carolina 2 $ 260,000 $ 130,000 $ 0
Lexington County South Carolina 2 $ 170,000 $ 85,000 $ 0
Pennington County South Dakota 2 $ 180,000 $ 90,000 $ 60,000
Montgomery County Tennessee 2 $ 120,000 $ 60,000 $ 90,000
Bastrop County Texas 2 $ 2,390,000 $ 1,195,000 $ 0
Brown County Texas 2 $ 420,000 $ 210,000 $ 0
Burleson County Texas 2 $ 290,000 $ 145,000 $ 0
Denton County Texas 2 $ 140,000 $ 70,000 $ 84,000
Dickens County Texas 2 $ 320,000 $ 160,000 $ 0
Fannin County Texas 2 $ 180,000 $ 90,000 $ 0
Hardin County Texas 2 $ 230,000 $ 115,000 $ 0
Hill County Texas 2 $ 260,000 $ 130,000 $ 0
Liberty County Texas 2 $ 380,000 $ 190,000 $ 0
Llano County Texas 2 $ 230,000 $ 115,000 $ 0
Matagorda County Texas 2 $ 400,000 $ 200,000 $ 0
Medina County Texas 2 $ 200,000 $ 100,000 $ 0
Milam County Texas 2 $ 430,000 $ 215,000 $ 0
San Augustine County Texas 2 $ 230,000 $ 115,000 $ 0
Walker County Texas 2 $ 340,000 $ 170,000 $ 0
Boone County West Virginia 2 $ 260,000 $ 130,000 $ 98,000
Cabell County West Virginia 2 $ 290,000 $ 145,000 $ 92,000
Lincoln County West Virginia 2 $ 170,000 $ 85,000 $ 51,000
Dodge County Wisconsin 2 $ 80,000 $ 40,000 $ 40,000
Door County Wisconsin 2 $ 150,000 $ 75,000 $ 48,000
Marathon County Wisconsin 2 $ 80,000 $ 40,000 $ 61,000
Milwaukee County Wisconsin 2 $ 50,000 $ 25,000 $ 42,000
Pierce County Wisconsin 2 $ 120,000 $ 60,000 $ 53,000
Racine County Wisconsin 2 $ 90,000 $ 45,000 $ 35,000
Autauga County Alabama 1 $ 155,000 $ 155,000 $ 0
Butler County Alabama 1 $ 95,000 $ 95,000 $ 0
Cherokee County Alabama 1 $ 155,000 $ 155,000 $ 0
Choctaw County Alabama 1 $ 95,000 $ 95,000 $ 0
Clarke County Alabama 1 $ 55,000 $ 55,000 $ 0
Cleburne County Alabama 1 $ 135,000 $ 135,000 $ 0
Coffee County Alabama 1 $ 135,000 $ 135,000 $ 0
Coosa County Alabama 1 $ 115,000 $ 115,000 $ 0
Cullman County Alabama 1 $ 45,000 $ 45,000 $ 0
Dale County Alabama 1 $ 145,000 $ 145,000 $ 0
Elmore County Alabama 1 $ 145,000 $ 145,000 $ 0
Franklin County Alabama 1 $ 195,000 $ 195,000 $ 0
Lowndes County Alabama 1 $ 115,000 $ 115,000 $ 0
Madison County Alabama 1 $ 135,000 $ 135,000 $ 0
Ashley County Arkansas 1 $ 125,000 $ 125,000 $ 0
Carroll County Arkansas 1 $ 105,000 $ 105,000 $ 0
Clark County Arkansas 1 $ 145,000 $ 145,000 $ 0
Faulkner County Arkansas 1 $ 195,000 $ 195,000 $ 0
Fulton County Arkansas 1 $ 115,000 $ 115,000 $ 0
Jefferson County Arkansas 1 $ 195,000 $ 195,000 $ 0
Mississippi County Arkansas 1 $ 115,000 $ 115,000 $ 0
Ouachita County Arkansas 1 $ 195,000 $ 195,000 $ 0
Perry County Arkansas 1 $ 95,000 $ 95,000 $ 0
Phillips County Arkansas 1 $ 145,000 $ 145,000 $ 0
Saline County Arkansas 1 $ 145,000 $ 145,000 $ 0
Alameda County California 1 $ 305,000 $ 305,000 $ 0
Amador County California 1 $ 135,000 $ 135,000 $ 0
Contra Costa County California 1 $ 175,000 $ 175,000 $ 0
Boulder County Colorado 1 $ 155,000 $ 155,000 $ 71,000
Broomfield County Colorado 1 $ 95,000 $ 95,000 $ 87,000
Delta County Colorado 1 $ 25,000 $ 25,000 $ 26,000
Gunnison County Colorado 1 $ 105,000 $ 105,000 $ 62,000
Huerfano County Colorado 1 $ 115,000 $ 115,000 $ 36,000
Lincoln County Colorado 1 $ 75,000 $ 75,000 $ 25,000
Pueblo County Colorado 1 $ 125,000 $ 125,000 $ 73,000
Summit County Colorado 1 $ 85,000 $ 85,000 $ 95,000
New Haven County Connecticut 1 $ 85,000 $ 85,000 $ 41,000
Windham County Connecticut 1 $ 95,000 $ 95,000 $ 72,000
Alachua County Florida 1 $ 275,000 $ 275,000 $ 0
Broward County Florida 1 $ 105,000 $ 105,000 $ 0
Calhoun County Florida 1 $ 95,000 $ 95,000 $ 0
Citrus County Florida 1 $ 85,000 $ 85,000 $ 0
Flagler County Florida 1 $ 55,000 $ 55,000 $ 0
Hillsborough County Florida 1 $ 105,000 $ 105,000 $ 0
Marion County Florida 1 $ 235,000 $ 235,000 $ 65,000
Orange County Florida 1 $ 65,000 $ 65,000 $ 0
Volusia County Florida 1 $ 65,000 $ 65,000 $ 0
Bartow County Georgia 1 $ 145,000 $ 145,000 $ 0
Bulloch County Georgia 1 $ 145,000 $ 145,000 $ 0
Calhoun County Georgia 1 $ 85,000 $ 85,000 $ 0
Columbia County Georgia 1 $ 175,000 $ 175,000 $ 133,000
Dodge County Georgia 1 $ 165,000 $ 165,000 $ 0
Evans County Georgia 1 $ 135,000 $ 135,000 $ 0
Haralson County Georgia 1 $ 175,000 $ 175,000 $ 0
Heard County Georgia 1 $ 105,000 $ 105,000 $ 0
Irwin County Georgia 1 $ 75,000 $ 75,000 $ 0
Lamar County Georgia 1 $ 95,000 $ 95,000 $ 0
Laurens County Georgia 1 $ 95,000 $ 95,000 $ 0
Lincoln County Georgia 1 $ 5,000 $ 5,000 $ 0
Mitchell County Georgia 1 $ 105,000 $ 105,000 $ 0
Pickens County Georgia 1 $ 105,000 $ 105,000 $ 0
Tattnall County Georgia 1 $ 95,000 $ 95,000 $ 0
Telfair County Georgia 1 $ 105,000 $ 105,000 $ 0
Thomas County Georgia 1 $ 125,000 $ 125,000 $ 0
Tift County Georgia 1 $ 205,000 $ 205,000 $ 0
Treutlen County Georgia 1 $ 125,000 $ 125,000 $ 0
Union County Georgia 1 $ 105,000 $ 105,000 $ 0
Elmore County Idaho 1 $ 55,000 $ 55,000 $ 89,000
Franklin County Idaho 1 $ 95,000 $ 95,000 $ 46,000
Jefferson County Idaho 1 $ 45,000 $ 45,000 $ 39,000
Madison County Idaho 1 $ 55,000 $ 55,000 $ 36,000
Washington County Idaho 1 $ 85,000 $ 85,000 $ 62,000
Adams County Illinois 1 $ 15,000 $ 15,000 $ 86,000
Alexander County Illinois 1 $ 195,000 $ 195,000 $ 322,000
Boone County Illinois 1 $ 35,000 $ 35,000 $ 65,000
Champaign County Illinois 1 $ 75,000 $ 75,000 $ 62,000
DeKalb County Illinois 1 $ 35,000 $ 35,000 $ 41,000
Fayette County Illinois 1 $ 155,000 $ 155,000 $ 0
Franklin County Illinois 1 $ 225,000 $ 225,000 $ 89,000
Grundy County Illinois 1 $ 15,000 $ 15,000 $ 30,000
Iroquois County Illinois 1 $ 75,000 $ 75,000 $ 31,000
Jersey County Illinois 1 $ 65,000 $ 65,000 $ 37,000
Jo Daviess County Illinois 1 $ 325,000 $ 325,000 $ 1,177,000
Kane County Illinois 1 $ 25,000 $ 25,000 $ 57,000
Sangamon County Illinois 1 $ 15,000 $ 15,000 $ 199,000
Winnebago County Illinois 1 $ 65,000 $ 65,000 $ 174,000
Benton County Indiana 1 $ 75,000 $ 75,000 $ 165,000
Daviess County Indiana 1 $ 105,000 $ 105,000 $ 78,000
Dubois County Indiana 1 $ 95,000 $ 95,000 $ 70,000
Gibson County Indiana 1 $ 125,000 $ 125,000 $ 71,000
Greene County Indiana 1 $ 95,000 $ 95,000 $ 48,000
Harrison County Indiana 1 $ 95,000 $ 95,000 $ 96,000
Jefferson County Indiana 1 $ 25,000 $ 25,000 $ 36,000
LaGrange County Indiana 1 $ 1,235,000 $ 1,235,000 $ 0
Rush County Indiana 1 $ 735,000 $ 735,000 $ 0
Steuben County Indiana 1 $ 205,000 $ 205,000 $ 95,000
Tipton County Indiana 1 $ 655,000 $ 655,000 $ 116,000
Wabash County Indiana 1 $ 25,000 $ 25,000 $ 45,000
Warrick County Indiana 1 $ 85,000 $ 85,000 $ 88,000
Wayne County Indiana 1 $ 265,000 $ 265,000 $ 88,000
Black Hawk County Iowa 1 $ 15,000 $ 15,000 $ 61,000
Bremer County Iowa 1 $ 55,000 $ 55,000 $ 89,000
Des Moines County Iowa 1 $ 95,000 $ 95,000 $ 34,000
Johnson County Iowa 1 $ 45,000 $ 45,000 $ 33,000
Madison County Iowa 1 $ 35,000 $ 35,000 $ 97,000
Scott County Iowa 1 $ 35,000 $ 35,000 $ 73,000
Story County Iowa 1 $ 15,000 $ 15,000 $ 94,000
Wapello County Iowa 1 $ 65,000 $ 65,000 $ 46,000
Butler County Kansas 1 $ 55,000 $ 55,000 $ 24,000
Doniphan County Kansas 1 $ 215,000 $ 215,000 $ 129,000
Douglas County Kansas 1 $ 45,000 $ 45,000 $ 88,000
Finney County Kansas 1 $ 145,000 $ 145,000 $ 89,000
Linn County Kansas 1 $ 75,000 $ 75,000 $ 65,000
Montgomery County Kansas 1 $ 225,000 $ 225,000 $ 125,000
Bell County Kentucky 1 $ 205,000 $ 205,000 $ 60,000
Boyd County Kentucky 1 $ 155,000 $ 155,000 $ 101,000
Bullitt County Kentucky 1 $ 25,000 $ 25,000 $ 29,000
Casey County Kentucky 1 $ 145,000 $ 145,000 $ 87,000
Crittenden County Kentucky 1 $ 55,000 $ 55,000 $ 16,000
Elliott County Kentucky 1 $ 195,000 $ 195,000 $ 61,000
Floyd County Kentucky 1 $ 145,000 $ 145,000 $ 104,000
Franklin County Kentucky 1 $ 65,000 $ 65,000 $ 96,000
Graves County Kentucky 1 $ 105,000 $ 105,000 $ 66,000
Harlan County Kentucky 1 $ 155,000 $ 155,000 $ 118,000
Hopkins County Kentucky 1 $ 125,000 $ 125,000 $ 46,000
Jackson County Kentucky 1 $ 65,000 $ 65,000 $ 35,000
Knox County Kentucky 1 $ 105,000 $ 105,000 $ 41,000
Laurel County Kentucky 1 $ 145,000 $ 145,000 $ 54,000
Lawrence County Kentucky 1 $ 75,000 $ 75,000 $ 35,000
Lewis County Kentucky 1 $ 45,000 $ 45,000 $ 95,000
Logan County Kentucky 1 $ 215,000 $ 215,000 $ 146,000
Marshall County Kentucky 1 $ 115,000 $ 115,000 $ 93,000
Mercer County Kentucky 1 $ 65,000 $ 65,000 $ 108,000
Ohio County Kentucky 1 $ 85,000 $ 85,000 $ 0
Perry County Kentucky 1 $ 115,000 $ 115,000 $ 67,000
Rowan County Kentucky 1 $ 95,000 $ 95,000 $ 71,000
Webster County Kentucky 1 $ 145,000 $ 145,000 $ 0
Whitley County Kentucky 1 $ 195,000 $ 195,000 $ 122,000
Wolfe County Kentucky 1 $ 25,000 $ 25,000 $ 54,000
Acadia County Louisiana 1 $ 125,000 $ 125,000 $ 0
Bossier County Louisiana 1 $ 7,845,000 $ 7,845,000 $ 0
Concordia County Louisiana 1 $ 125,000 $ 125,000 $ 0
Evangeline County Louisiana 1 $ 75,000 $ 75,000 $ 0
Lafourche County Louisiana 1 $ 195,000 $ 195,000 $ 0
Richland County Louisiana 1 $ 85,000 $ 85,000 $ 0
Sabine County Louisiana 1 $ 195,000 $ 195,000 $ 0
West Carroll County Louisiana 1 $ 95,000 $ 95,000 $ 0
Winn County Louisiana 1 $ 125,000 $ 125,000 $ 0
Cumberland County Maine 1 $ 95,000 $ 95,000 $ 92,000
York County Maine 1 $ 115,000 $ 115,000 $ 86,000
Cecil County Maryland 1 $ 225,000 $ 225,000 $ 152,000
Charles County Maryland 1 $ 55,000 $ 55,000 $ 130,000
Harford County Maryland 1 $ 95,000 $ 95,000 $ 138,000
Prince George's County Maryland 1 $ 115,000 $ 115,000 $ 84,000
St. Mary's County Maryland 1 $ 35,000 $ 35,000 $ 58,000
Berkshire County Massachusetts 1 $ 115,000 $ 115,000 $ 87,000
Hampden County Massachusetts 1 $ 335,000 $ 335,000 $ 95,000
Plymouth County Massachusetts 1 $ 265,000 $ 265,000 $ 158,000
Antrim County Michigan 1 $ 65,000 $ 65,000 $ 62,000
Bay County Michigan 1 $ 65,000 $ 65,000 $ 42,000
Calhoun County Michigan 1 $ 65,000 $ 65,000 $ 78,000
Hillsdale County Michigan 1 $ 45,000 $ 45,000 $ 48,000
Midland County Michigan 1 $ 225,000 $ 225,000 $ 106,000
St. Joseph County Michigan 1 $ 25,000 $ 25,000 $ 81,000
Tuscola County Michigan 1 $ 45,000 $ 45,000 $ 48,000
Carlton County Minnesota 1 $ 115,000 $ 115,000 $ 55,000
Carver County Minnesota 1 $ 75,000 $ 75,000 $ 44,000
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Mortgage Loan Application Detail Totals for Centier Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,156 $882,630,000 $279,000 $66,505,000 $91,000 $2,600,000
Home Improvement 1,553 $112,285,000 $72,000 $2,555,000 $116,000 $3,602,000
Refinancing 653 $78,925,000 $120,000 $2,605,000 $115,000 $6,500,000
Other Purpose 455 $31,795,000 $69,000 $1,105,000 $98,000 $980,000
Cash-out Refinancing 264 $55,160,000 $208,000 $1,305,000 $101,000 $1,088,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,696 $509,910,000 $137,000 $2,555,000 $101,000 $3,602,000
Not Provided 940 $88,370,000 $94,000 $1,005,000 $110,000 $1,534,000
Not applicable 594 $466,600,000 $785,000 $66,505,000 $0 $0
Hispanic 471 $43,685,000 $92,000 $745,000 $84,000 $658,000
Black or African American 304 $33,230,000 $109,000 $905,000 $77,000 $359,000
Asian 56 $16,860,000 $301,000 $2,905,000 $274,000 $6,500,000
American Indian or Alaskan Native 14 $1,050,000 $75,000 $125,000 $79,000 $147,000
Native Hawaiian or Other Pacific Islander 4 $940,000 $235,000 $775,000 $93,000 $165,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,936 $1,133,820,000 $191,000 $66,505,000 $103,000 $6,500,000
FHA-insured (Federal Housing Administration) 133 $24,455,000 $183,000 $405,000 $67,000 $200,000
VA-guaranteed (Veterans Administration) 7 $1,795,000 $256,000 $325,000 $86,000 $140,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $725,000 $145,000 $235,000 $60,000 $81,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,331 $783,355,000 $235,000 $66,505,000 $113,000 $3,602,000
Application Approved But Not Accepted 1,036 $127,120,000 $122,000 $26,565,000 $75,000 $755,000
Application Denied By Financial Institution 828 $77,300,000 $93,000 $1,355,000 $77,000 $421,000
Loan Purchased By The Institution 486 $67,130,000 $138,000 $2,265,000 $0 $0
Application Withdrawn By Applicant 312 $85,340,000 $273,000 $10,545,000 $120,000 $1,534,000
File Closed For Incompleteness 88 $20,550,000 $233,000 $865,000 $180,000 $6,500,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,253 $1,083,495,000 $206,000 $66,505,000 $106,000 $6,500,000
Credit History 437 $28,565,000 $65,000 $495,000 $83,000 $312,000
Debt-To-Income Ratio 266 $31,190,000 $117,000 $1,355,000 $57,000 $315,000
Collateral 71 $8,675,000 $122,000 $1,125,000 $102,000 $421,000
Other 20 $3,660,000 $183,000 $435,000 $94,000 $196,000
Employment History 17 $1,975,000 $116,000 $285,000 $56,000 $166,000
Unverifiable Information 10 $2,060,000 $206,000 $645,000 $137,000 $264,000
Insufficient Cash (Downpayment, Closing Cost) 5 $965,000 $193,000 $225,000 $71,000 $80,000
Credit Application Incomplete 2 $210,000 $105,000 $125,000 $140,000 $180,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Centier Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Centier Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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