Central Bank Of Jefferson Cty
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Central Bank Of Jefferson Cty 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Central Bank Of Jefferson Cty 4630 Taylorsville Rd Louisville, KY 40220 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,828 |
| Total Mortgage Loan Application Amount | $380,196,000 |
| Average Mortgage Loan Application Amount | $138,666 |
| Highest Mortgage Loan Application Amount | $1,610,000 |
| Average Applicant Income | $80,333 |
| Highest Applicant Income | $1,536,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Central Bank Of Jefferson Cty. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Central Bank Of Jefferson Cty's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Central Bank Of Jefferson Cty's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Central Bank Of Jefferson Cty serves its applicants.
Each category highlights the total number of mortgage applications processed by Central Bank Of Jefferson Cty, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Central Bank Of Jefferson Cty's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 416 | $ 67,800,000 | $ 162,000 | $ 95,000 |
| Marion County Indiana | 223 | $ 24,781,000 | $ 111,000 | $ 45,000 |
| St. Louis County Missouri | 96 | $ 15,081,000 | $ 157,000 | $ 61,000 |
| Vigo County Indiana | 85 | $ 6,824,000 | $ 80,000 | $ 39,000 |
| Laurel County Kentucky | 75 | $ 7,979,000 | $ 106,000 | $ 44,000 |
| Fayette County Kentucky | 61 | $ 11,040,000 | $ 180,000 | $ 82,000 |
| Monroe County Indiana | 60 | $ 8,185,000 | $ 136,000 | $ 54,000 |
| Whitley County Kentucky | 43 | $ 4,094,000 | $ 95,000 | $ 44,000 |
| Howard County Indiana | 42 | $ 4,093,000 | $ 97,000 | $ 44,000 |
| St. Charles County Missouri | 41 | $ 8,159,000 | $ 199,000 | $ 69,000 |
| Oldham County Kentucky | 38 | $ 9,298,000 | $ 244,000 | $ 125,000 |
| Hamilton County Indiana | 35 | $ 7,858,000 | $ 224,000 | $ 75,000 |
| Vanderburgh County Indiana | 33 | $ 4,096,000 | $ 124,000 | $ 59,000 |
| Knox County Kentucky | 33 | $ 3,428,000 | $ 103,000 | $ 47,000 |
| Bullitt County Kentucky | 32 | $ 4,141,000 | $ 129,000 | $ 64,000 |
| Tippecanoe County Indiana | 31 | $ 3,230,000 | $ 104,000 | $ 41,000 |
| Madison County Indiana | 29 | $ 2,625,000 | $ 90,000 | $ 64,000 |
| Lake County Indiana | 28 | $ 2,980,000 | $ 106,000 | $ 48,000 |
| St. Louis City County Missouri | 28 | $ 3,314,000 | $ 118,000 | $ 48,000 |
| Bartholomew County Indiana | 27 | $ 2,896,000 | $ 107,000 | $ 39,000 |
| Lawrence County Indiana | 27 | $ 2,877,000 | $ 106,000 | $ 45,000 |
| Owen County Indiana | 27 | $ 2,876,000 | $ 106,000 | $ 56,000 |
| Bell County Kentucky | 26 | $ 2,162,000 | $ 83,000 | $ 38,000 |
| Clark County Indiana | 25 | $ 3,784,000 | $ 151,000 | $ 65,000 |
| Perry County Kentucky | 25 | $ 2,619,000 | $ 104,000 | $ 58,000 |
| Delaware County Indiana | 24 | $ 2,099,000 | $ 87,000 | $ 37,000 |
| Pulaski County Kentucky | 24 | $ 2,572,000 | $ 107,000 | $ 55,000 |
| Morgan County Indiana | 23 | $ 4,712,000 | $ 204,000 | $ 81,000 |
| Clay County Indiana | 22 | $ 1,581,000 | $ 71,000 | $ 35,000 |
| Jefferson County Missouri | 22 | $ 3,609,000 | $ 164,000 | $ 50,000 |
| Knox County Tennessee | 20 | $ 2,965,000 | $ 148,000 | $ 52,000 |
| Allen County Indiana | 19 | $ 2,088,000 | $ 109,000 | $ 41,000 |
| Knox County Indiana | 19 | $ 1,376,000 | $ 72,000 | $ 42,000 |
| Hamilton County Ohio | 19 | $ 3,050,000 | $ 160,000 | $ 49,000 |
| Hendricks County Indiana | 18 | $ 2,596,000 | $ 144,000 | $ 59,000 |
| St. Joseph County Indiana | 17 | $ 2,064,000 | $ 121,000 | $ 61,000 |
| Clark County Kentucky | 17 | $ 2,713,000 | $ 159,000 | $ 61,000 |
| Hardin County Kentucky | 17 | $ 2,231,000 | $ 131,000 | $ 71,000 |
| Greene County Indiana | 16 | $ 1,672,000 | $ 104,000 | $ 46,000 |
| Porter County Indiana | 16 | $ 2,316,000 | $ 144,000 | $ 63,000 |
| Scott County Indiana | 16 | $ 1,648,000 | $ 103,000 | $ 27,000 |
| Boone County Kentucky | 16 | $ 2,430,000 | $ 151,000 | $ 60,000 |
| Hancock County Indiana | 15 | $ 2,108,000 | $ 140,000 | $ 59,000 |
| Sullivan County Indiana | 15 | $ 1,246,000 | $ 83,000 | $ 44,000 |
| Madison County Kentucky | 15 | $ 2,478,000 | $ 165,000 | $ 55,000 |
| Clinton County Indiana | 14 | $ 1,068,000 | $ 76,000 | $ 32,000 |
| Johnson County Indiana | 14 | $ 1,960,000 | $ 140,000 | $ 52,000 |
| Jessamine County Kentucky | 14 | $ 4,094,000 | $ 292,000 | $ 184,000 |
| Scott County Kentucky | 14 | $ 3,051,000 | $ 217,000 | $ 71,000 |
| Elkhart County Indiana | 13 | $ 1,268,000 | $ 97,000 | $ 43,000 |
| Floyd County Indiana | 13 | $ 2,141,000 | $ 164,000 | $ 55,000 |
| Miami County Indiana | 13 | $ 1,109,000 | $ 85,000 | $ 51,000 |
| Greene County Missouri | 13 | $ 1,617,000 | $ 124,000 | $ 54,000 |
| Montgomery County Ohio | 13 | $ 2,218,000 | $ 170,000 | $ 65,000 |
| Boone County Indiana | 12 | $ 3,557,000 | $ 296,000 | $ 69,000 |
| Brown County Indiana | 12 | $ 2,683,000 | $ 223,000 | $ 75,000 |
| Russell County Kentucky | 12 | $ 1,275,000 | $ 106,000 | $ 40,000 |
| Henry County Indiana | 11 | $ 960,000 | $ 87,000 | $ 40,000 |
| LaPorte County Indiana | 11 | $ 1,180,000 | $ 107,000 | $ 59,000 |
| Orange County Indiana | 11 | $ 712,000 | $ 64,000 | $ 45,000 |
| Tipton County Indiana | 11 | $ 1,221,000 | $ 111,000 | $ 44,000 |
| White County Indiana | 11 | $ 1,376,000 | $ 125,000 | $ 35,000 |
| Claiborne County Tennessee | 11 | $ 1,415,000 | $ 128,000 | $ 52,000 |
| Cass County Indiana | 10 | $ 995,000 | $ 99,000 | $ 32,000 |
| Jackson County Indiana | 10 | $ 1,253,000 | $ 125,000 | $ 55,000 |
| Putnam County Indiana | 10 | $ 1,367,000 | $ 136,000 | $ 60,000 |
| Letcher County Kentucky | 10 | $ 873,000 | $ 87,000 | $ 52,000 |
| Wayne County Indiana | 9 | $ 821,000 | $ 91,000 | $ 34,000 |
| Anderson County Kentucky | 9 | $ 1,599,000 | $ 177,000 | $ 65,000 |
| Shelby County Kentucky | 9 | $ 1,755,000 | $ 195,000 | $ 64,000 |
| Grant County Indiana | 8 | $ 744,000 | $ 93,000 | $ 50,000 |
| Jennings County Indiana | 8 | $ 801,000 | $ 100,000 | $ 47,000 |
| Clay County Kentucky | 8 | $ 555,000 | $ 69,000 | $ 35,000 |
| Lincoln County Kentucky | 8 | $ 880,000 | $ 110,000 | $ 48,000 |
| McCreary County Kentucky | 8 | $ 562,000 | $ 70,000 | $ 27,000 |
| Nelson County Kentucky | 8 | $ 1,143,000 | $ 142,000 | $ 65,000 |
| Cuyahoga County Ohio | 8 | $ 1,437,000 | $ 179,000 | $ 75,000 |
| Blackford County Indiana | 7 | $ 528,000 | $ 75,000 | $ 38,000 |
| Decatur County Indiana | 7 | $ 735,000 | $ 105,000 | $ 62,000 |
| Fountain County Indiana | 7 | $ 477,000 | $ 68,000 | $ 30,000 |
| Henry County Kentucky | 7 | $ 1,112,000 | $ 158,000 | $ 57,000 |
| Pike County Kentucky | 7 | $ 587,000 | $ 83,000 | $ 45,000 |
| Rockcastle County Kentucky | 7 | $ 640,000 | $ 91,000 | $ 40,000 |
| Spencer County Kentucky | 7 | $ 1,098,000 | $ 156,000 | $ 125,000 |
| Warren County Kentucky | 7 | $ 1,230,000 | $ 175,000 | $ 98,000 |
| Daviess County Indiana | 6 | $ 593,000 | $ 98,000 | $ 38,000 |
| Gibson County Indiana | 6 | $ 601,000 | $ 100,000 | $ 59,000 |
| Shelby County Indiana | 6 | $ 673,000 | $ 112,000 | $ 46,000 |
| Vermillion County Indiana | 6 | $ 471,000 | $ 78,000 | $ 37,000 |
| Washington County Indiana | 6 | $ 488,000 | $ 81,000 | $ 37,000 |
| Bath County Kentucky | 6 | $ 1,167,000 | $ 194,000 | $ 91,000 |
| Henderson County Kentucky | 6 | $ 752,000 | $ 125,000 | $ 58,000 |
| Knott County Kentucky | 6 | $ 543,000 | $ 90,000 | $ 47,000 |
| Mercer County Kentucky | 6 | $ 918,000 | $ 153,000 | $ 62,000 |
| Cass County Missouri | 6 | $ 993,000 | $ 165,000 | $ 62,000 |
| Posey County Indiana | 5 | $ 602,000 | $ 120,000 | $ 51,000 |
| Warrick County Indiana | 5 | $ 736,000 | $ 147,000 | $ 72,000 |
| Daviess County Kentucky | 5 | $ 837,000 | $ 167,000 | $ 70,000 |
| Greenup County Kentucky | 5 | $ 503,000 | $ 100,000 | $ 49,000 |
| Harlan County Kentucky | 5 | $ 477,000 | $ 95,000 | $ 41,000 |
| Hopkins County Kentucky | 5 | $ 510,000 | $ 102,000 | $ 59,000 |
| Montgomery County Kentucky | 5 | $ 528,000 | $ 105,000 | $ 50,000 |
| Woodford County Kentucky | 5 | $ 1,079,000 | $ 215,000 | $ 81,000 |
| Christian County Missouri | 5 | $ 786,000 | $ 157,000 | $ 53,000 |
| Franklin County Missouri | 5 | $ 802,000 | $ 160,000 | $ 39,000 |
| Lincoln County Missouri | 5 | $ 853,000 | $ 170,000 | $ 67,000 |
| Butler County Ohio | 5 | $ 1,183,000 | $ 236,000 | $ 105,000 |
| Blount County Tennessee | 5 | $ 512,000 | $ 102,000 | $ 39,000 |
| Campbell County Tennessee | 5 | $ 498,000 | $ 99,000 | $ 41,000 |
| Carroll County Indiana | 4 | $ 490,000 | $ 122,000 | $ 46,000 |
| Fayette County Indiana | 4 | $ 339,000 | $ 84,000 | $ 28,000 |
| Harrison County Indiana | 4 | $ 793,000 | $ 198,000 | $ 68,000 |
| Jefferson County Indiana | 4 | $ 437,000 | $ 109,000 | $ 64,000 |
| Kosciusko County Indiana | 4 | $ 514,000 | $ 128,000 | $ 46,000 |
| Parke County Indiana | 4 | $ 332,000 | $ 83,000 | $ 38,000 |
| Perry County Indiana | 4 | $ 299,000 | $ 74,000 | $ 42,000 |
| Pulaski County Indiana | 4 | $ 315,000 | $ 78,000 | $ 27,000 |
| Randolph County Indiana | 4 | $ 395,000 | $ 98,000 | $ 42,000 |
| Boyle County Kentucky | 4 | $ 613,000 | $ 153,000 | $ 115,000 |
| Breckinridge County Kentucky | 4 | $ 540,000 | $ 135,000 | $ 68,000 |
| Kenton County Kentucky | 4 | $ 428,000 | $ 107,000 | $ 32,000 |
| Leslie County Kentucky | 4 | $ 301,000 | $ 75,000 | $ 46,000 |
| McCracken County Kentucky | 4 | $ 514,000 | $ 128,000 | $ 62,000 |
| Meade County Kentucky | 4 | $ 475,000 | $ 118,000 | $ 45,000 |
| Camden County Missouri | 4 | $ 1,103,000 | $ 275,000 | $ 139,000 |
| Warren County Missouri | 4 | $ 677,000 | $ 169,000 | $ 80,000 |
| Miami County Ohio | 4 | $ 671,000 | $ 167,000 | $ 78,000 |
| Portage County Ohio | 4 | $ 491,000 | $ 122,000 | $ 49,000 |
| Summit County Ohio | 4 | $ 464,000 | $ 116,000 | $ 35,000 |
| Anderson County Tennessee | 4 | $ 413,000 | $ 103,000 | $ 36,000 |
| Dearborn County Indiana | 3 | $ 438,000 | $ 146,000 | $ 39,000 |
| Franklin County Indiana | 3 | $ 455,000 | $ 151,000 | $ 58,000 |
| Fulton County Indiana | 3 | $ 160,000 | $ 53,000 | $ 22,000 |
| Huntington County Indiana | 3 | $ 224,000 | $ 74,000 | $ 47,000 |
| Jay County Indiana | 3 | $ 428,000 | $ 142,000 | $ 35,000 |
| Montgomery County Indiana | 3 | $ 366,000 | $ 122,000 | $ 46,000 |
| Rush County Indiana | 3 | $ 261,000 | $ 87,000 | $ 32,000 |
| Starke County Indiana | 3 | $ 341,000 | $ 113,000 | $ 65,000 |
| Steuben County Indiana | 3 | $ 438,000 | $ 146,000 | $ 37,000 |
| Wells County Indiana | 3 | $ 374,000 | $ 124,000 | $ 63,000 |
| Whitley County Indiana | 3 | $ 309,000 | $ 103,000 | $ 30,000 |
| Adair County Kentucky | 3 | $ 293,000 | $ 97,000 | $ 40,000 |
| Allen County Kentucky | 3 | $ 286,000 | $ 95,000 | $ 36,000 |
| Bourbon County Kentucky | 3 | $ 340,000 | $ 113,000 | $ 44,000 |
| Boyd County Kentucky | 3 | $ 343,000 | $ 114,000 | $ 68,000 |
| Campbell County Kentucky | 3 | $ 559,000 | $ 186,000 | $ 44,000 |
| Franklin County Kentucky | 3 | $ 372,000 | $ 124,000 | $ 51,000 |
| Jackson County Kentucky | 3 | $ 155,000 | $ 51,000 | $ 48,000 |
| Marshall County Kentucky | 3 | $ 709,000 | $ 236,000 | $ 110,000 |
| Mason County Kentucky | 3 | $ 419,000 | $ 139,000 | $ 51,000 |
| Rowan County Kentucky | 3 | $ 376,000 | $ 125,000 | $ 53,000 |
| Wayne County Kentucky | 3 | $ 555,000 | $ 185,000 | $ 101,000 |
| Boone County Missouri | 3 | $ 364,000 | $ 121,000 | $ 43,000 |
| Jackson County Missouri | 3 | $ 465,000 | $ 155,000 | $ 52,000 |
| Ste. Genevieve County Missouri | 3 | $ 550,000 | $ 183,000 | $ 72,000 |
| Greene County Ohio | 3 | $ 831,000 | $ 277,000 | $ 113,000 |
| Williams County Ohio | 3 | $ 357,000 | $ 119,000 | $ 64,000 |
| Charleston County South Carolina | 3 | $ 608,000 | $ 202,000 | $ 42,000 |
| Horry County South Carolina | 3 | $ 392,000 | $ 130,000 | $ 42,000 |
| McMinn County Tennessee | 3 | $ 278,000 | $ 92,000 | $ 50,000 |
| Rutherford County Tennessee | 3 | $ 269,000 | $ 89,000 | $ 51,000 |
| Shelby County Tennessee | 3 | $ 713,000 | $ 237,000 | $ 86,000 |
| Jasper County Indiana | 2 | $ 229,000 | $ 114,000 | $ 38,000 |
| LaGrange County Indiana | 2 | $ 363,000 | $ 181,000 | $ 83,000 |
| Marshall County Indiana | 2 | $ 252,000 | $ 126,000 | $ 46,000 |
| Noble County Indiana | 2 | $ 179,000 | $ 89,000 | $ 35,000 |
| Pike County Indiana | 2 | $ 186,000 | $ 93,000 | $ 64,000 |
| Switzerland County Indiana | 2 | $ 137,000 | $ 68,000 | $ 29,000 |
| Breathitt County Kentucky | 2 | $ 120,000 | $ 60,000 | $ 45,000 |
| Carroll County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 52,000 |
| Carter County Kentucky | 2 | $ 249,000 | $ 124,000 | $ 45,000 |
| Casey County Kentucky | 2 | $ 138,000 | $ 69,000 | $ 27,000 |
| Christian County Kentucky | 2 | $ 478,000 | $ 239,000 | $ 73,000 |
| Floyd County Kentucky | 2 | $ 174,000 | $ 87,000 | $ 29,000 |
| Garrard County Kentucky | 2 | $ 287,000 | $ 143,000 | $ 56,000 |
| Green County Kentucky | 2 | $ 216,000 | $ 108,000 | $ 69,000 |
| Hancock County Kentucky | 2 | $ 198,000 | $ 99,000 | $ 32,000 |
| Johnson County Kentucky | 2 | $ 323,000 | $ 161,000 | $ 57,000 |
| Logan County Kentucky | 2 | $ 119,000 | $ 59,000 | $ 39,000 |
| Marion County Kentucky | 2 | $ 121,000 | $ 60,000 | $ 20,000 |
| Powell County Kentucky | 2 | $ 348,000 | $ 174,000 | $ 88,000 |
| Taylor County Kentucky | 2 | $ 233,000 | $ 116,000 | $ 35,000 |
| Trigg County Kentucky | 2 | $ 397,000 | $ 198,000 | $ 115,000 |
| Trimble County Kentucky | 2 | $ 240,000 | $ 120,000 | $ 37,000 |
| Washington County Kentucky | 2 | $ 288,000 | $ 144,000 | $ 77,000 |
| Wolfe County Kentucky | 2 | $ 177,000 | $ 88,000 | $ 64,000 |
| Buchanan County Missouri | 2 | $ 374,000 | $ 187,000 | $ 61,000 |
| Clay County Missouri | 2 | $ 228,000 | $ 114,000 | $ 49,000 |
| Montgomery County Missouri | 2 | $ 182,000 | $ 91,000 | $ 52,000 |
| Newton County Missouri | 2 | $ 165,000 | $ 82,000 | $ 26,000 |
| St. Francois County Missouri | 2 | $ 350,000 | $ 175,000 | $ 32,000 |
| Stone County Missouri | 2 | $ 248,000 | $ 124,000 | $ 78,000 |
| Lorain County Ohio | 2 | $ 214,000 | $ 107,000 | $ 64,000 |
| Mahoning County Ohio | 2 | $ 127,000 | $ 63,000 | $ 38,000 |
| Medina County Ohio | 2 | $ 615,000 | $ 307,000 | $ 66,000 |
| Preble County Ohio | 2 | $ 273,000 | $ 136,000 | $ 68,000 |
| Stark County Ohio | 2 | $ 246,000 | $ 123,000 | $ 72,000 |
| Wayne County Ohio | 2 | $ 239,000 | $ 119,000 | $ 44,000 |
| Berkeley County South Carolina | 2 | $ 194,000 | $ 97,000 | $ 45,000 |
| Hamblen County Tennessee | 2 | $ 289,000 | $ 144,000 | $ 42,000 |
| Loudon County Tennessee | 2 | $ 279,000 | $ 139,000 | $ 45,000 |
| Montgomery County Tennessee | 2 | $ 324,000 | $ 162,000 | $ 69,000 |
| Sullivan County Tennessee | 2 | $ 427,000 | $ 213,000 | $ 49,000 |
| Lee County Virginia | 2 | $ 152,000 | $ 76,000 | $ 40,000 |
| Newport News County Virginia | 2 | $ 193,000 | $ 96,000 | $ 32,000 |
| Palm Beach County Florida | 1 | $ 565,000 | $ 565,000 | $ 385,000 |
| St. Johns County Florida | 1 | $ 324,000 | $ 324,000 | $ 122,000 |
| Cook County Illinois | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Benton County Indiana | 1 | $ 126,000 | $ 126,000 | $ 46,000 |
| Crawford County Indiana | 1 | $ 101,000 | $ 101,000 | $ 34,000 |
| Dubois County Indiana | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Ohio County Indiana | 1 | $ 161,000 | $ 161,000 | $ 55,000 |
| Spencer County Indiana | 1 | $ 93,000 | $ 93,000 | $ 46,000 |
| Barren County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Bracken County Kentucky | 1 | $ 69,000 | $ 69,000 | $ 25,000 |
| Caldwell County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 59,000 |
| Calloway County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| Clinton County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 90,000 |
| Crittenden County Kentucky | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| Estill County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Gallatin County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 96,000 |
| Grant County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 42,000 |
| Graves County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 15,000 |
| Grayson County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Lawrence County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 31,000 |
| Lee County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 21,000 |
| Lewis County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 150,000 |
| Lyon County Kentucky | 1 | $ 158,000 | $ 158,000 | $ 42,000 |
| Menifee County Kentucky | 1 | $ 203,000 | $ 203,000 | $ 92,000 |
| Nicholas County Kentucky | 1 | $ 122,000 | $ 122,000 | $ 54,000 |
| Ohio County Kentucky | 1 | $ 66,000 | $ 66,000 | $ 60,000 |
| Pendleton County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 53,000 |
| Todd County Kentucky | 1 | $ 214,000 | $ 214,000 | $ 102,000 |
| Union County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 44,000 |
| Jefferson County Louisiana | 1 | $ 208,000 | $ 208,000 | $ 150,000 |
| Butler County Missouri | 1 | $ 98,000 | $ 98,000 | $ 75,000 |
| Cape Girardeau County Missouri | 1 | $ 162,000 | $ 162,000 | $ 41,000 |
| Cole County Missouri | 1 | $ 243,000 | $ 243,000 | $ 63,000 |
| Dunklin County Missouri | 1 | $ 507,000 | $ 507,000 | $ 215,000 |
| Grundy County Missouri | 1 | $ 63,000 | $ 63,000 | $ 23,000 |
| Hickory County Missouri | 1 | $ 40,000 | $ 40,000 | $ 15,000 |
| Jasper County Missouri | 1 | $ 82,000 | $ 82,000 | $ 41,000 |
| Mississippi County Missouri | 1 | $ 48,000 | $ 48,000 | $ 22,000 |
| Morgan County Missouri | 1 | $ 78,000 | $ 78,000 | $ 42,000 |
| Platte County Missouri | 1 | $ 180,000 | $ 180,000 | $ 86,000 |
| Randolph County Missouri | 1 | $ 220,000 | $ 220,000 | $ 63,000 |
| Ray County Missouri | 1 | $ 132,000 | $ 132,000 | $ 61,000 |
| Saline County Missouri | 1 | $ 54,000 | $ 54,000 | $ 24,000 |
| Scotland County Missouri | 1 | $ 209,000 | $ 209,000 | $ 60,000 |
| Taney County Missouri | 1 | $ 60,000 | $ 60,000 | $ 20,000 |
| Vernon County Missouri | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Washington County Missouri | 1 | $ 82,000 | $ 82,000 | $ 29,000 |
| Ashland County Ohio | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| Champaign County Ohio | 1 | $ 84,000 | $ 84,000 | $ 34,000 |
| Clark County Ohio | 1 | $ 66,000 | $ 66,000 | $ 31,000 |
| Columbiana County Ohio | 1 | $ 66,000 | $ 66,000 | $ 61,000 |
| Darke County Ohio | 1 | $ 164,000 | $ 164,000 | $ 109,000 |
| Franklin County Ohio | 1 | $ 198,000 | $ 198,000 | $ 85,000 |
| Fulton County Ohio | 1 | $ 142,000 | $ 142,000 | $ 34,000 |
| Huron County Ohio | 1 | $ 90,000 | $ 90,000 | $ 21,000 |
| Madison County Ohio | 1 | $ 74,000 | $ 74,000 | $ 29,000 |
| Richland County Ohio | 1 | $ 177,000 | $ 177,000 | $ 64,000 |
| Sandusky County Ohio | 1 | $ 87,000 | $ 87,000 | $ 86,000 |
| Scioto County Ohio | 1 | $ 64,000 | $ 64,000 | $ 33,000 |
| Shelby County Ohio | 1 | $ 90,000 | $ 90,000 | $ 35,000 |
| Tuscarawas County Ohio | 1 | $ 99,000 | $ 99,000 | $ 34,000 |
| Warren County Ohio | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Richland County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Williamsburg County South Carolina | 1 | $ 101,000 | $ 101,000 | $ 59,000 |
| Bradley County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 114,000 |
| Cheatham County Tennessee | 1 | $ 495,000 | $ 495,000 | $ 108,000 |
| Davidson County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 232,000 |
| Fentress County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Hamilton County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 21,000 |
| Hardin County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 72,000 |
| Lincoln County Tennessee | 1 | $ 256,000 | $ 256,000 | $ 120,000 |
| Morgan County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| Roane County Tennessee | 1 | $ 49,000 | $ 49,000 | $ 42,000 |
| Robertson County Tennessee | 1 | $ 182,000 | $ 182,000 | $ 77,000 |
Mortgage Loan Application Detail Totals for Central Bank Of Jefferson Cty in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,961 | $269,993,000 | $137,000 | $1,610,000 | $60,000 | $751,000 |
| Home Purchase | 864 | $109,747,000 | $127,000 | $1,440,000 | $63,000 | $1,536,000 |
| Home Improvement | 3 | $456,000 | $152,000 | $250,000 | $118,000 | $130,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,335 | $314,632,000 | $134,000 | $1,610,000 | $61,000 | $1,536,000 |
| Not Provided | 220 | $30,404,000 | $138,000 | $890,000 | $69,000 | $725,000 |
| Black or African American | 193 | $23,307,000 | $120,000 | $675,000 | $50,000 | $655,000 |
| Hispanic | 51 | $5,751,000 | $112,000 | $507,000 | $52,000 | $215,000 |
| Asian | 13 | $3,264,000 | $251,000 | $855,000 | $81,000 | $217,000 |
| Not applicable | 10 | $1,988,000 | $198,000 | $750,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 4 | $506,000 | $126,000 | $166,000 | $45,000 | $76,000 |
| American Indian or Alaskan Native | 2 | $344,000 | $172,000 | $302,000 | $89,000 | $107,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,818 | $378,808,000 | $134,000 | $1,610,000 | $61,000 | $1,536,000 |
| FHA-insured (Federal Housing Administration) | 7 | $837,000 | $119,000 | $181,000 | $104,000 | $213,000 |
| VA-guaranteed (Veterans Administration) | 3 | $551,000 | $183,000 | $212,000 | $67,000 | $85,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 1,181 | $158,606,000 | $134,000 | $958,000 | $59,000 | $480,000 |
| Loan Originated | 990 | $128,118,000 | $129,000 | $1,204,000 | $64,000 | $751,000 |
| Application Denied By Financial Institution | 626 | $86,589,000 | $138,000 | $1,610,000 | $54,000 | $581,000 |
| Application Withdrawn By Applicant | 20 | $4,511,000 | $225,000 | $1,440,000 | $183,000 | $1,536,000 |
| File Closed For Incompleteness | 11 | $2,372,000 | $215,000 | $405,000 | $111,000 | $375,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 398 | $50,776,000 | $127,000 | $1,610,000 | $54,000 | $581,000 |
| Debt-To-Income Ratio | 144 | $19,644,000 | $136,000 | $513,000 | $42,000 | $147,000 |
| Collateral | 43 | $9,341,000 | $217,000 | $1,500,000 | $85,000 | $437,000 |
| Other | 16 | $3,430,000 | $214,000 | $850,000 | $84,000 | $340,000 |
| Unverifiable Information | 8 | $1,268,000 | $158,000 | $342,000 | $53,000 | $96,000 |
| Employment History | 8 | $1,056,000 | $132,000 | $217,000 | $52,000 | $130,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $653,000 | $108,000 | $161,000 | $56,000 | $102,000 |
| Mortgage Insurance Denied | 3 | $421,000 | $140,000 | $180,000 | $60,000 | $86,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Central Bank Of Jefferson Cty's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Central Bank Of Jefferson Cty's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.