Certainty Home Loans, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Certainty Home Loans, Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Certainty Home Loans, Llc 6101 West Plano Parkway Wilmington, DE 75093 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 9,651 |
| Total Mortgage Loan Application Amount | $2,351,475,000 |
| Average Mortgage Loan Application Amount | $238,000 |
| Highest Mortgage Loan Application Amount | $1,795,000 |
| Average Applicant Income | $107,666 |
| Highest Applicant Income | $8,766,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Certainty Home Loans, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Certainty Home Loans, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Certainty Home Loans, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Certainty Home Loans, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Certainty Home Loans, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Certainty Home Loans, Llc's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| El Paso County Texas | 439 | $ 82,555,000 | $ 188,000 | $ 67,000 |
| Madison County Alabama | 392 | $ 91,390,000 | $ 233,000 | $ 122,000 |
| Cumberland County North Carolina | 355 | $ 53,325,000 | $ 150,000 | $ 64,000 |
| Harris County Texas | 330 | $ 84,240,000 | $ 255,000 | $ 128,000 |
| Mecklenburg County North Carolina | 321 | $ 91,485,000 | $ 285,000 | $ 113,000 |
| Chatham County Georgia | 293 | $ 71,145,000 | $ 242,000 | $ 116,000 |
| Okaloosa County Florida | 273 | $ 87,895,000 | $ 321,000 | $ 90,000 |
| Cobb County Georgia | 273 | $ 86,825,000 | $ 318,000 | $ 125,000 |
| Caldwell County North Carolina | 233 | $ 34,085,000 | $ 146,000 | $ 58,000 |
| Fulton County Georgia | 224 | $ 69,840,000 | $ 311,000 | $ 129,000 |
| Oklahoma County Oklahoma | 206 | $ 47,910,000 | $ 232,000 | $ 111,000 |
| Guilford County North Carolina | 181 | $ 41,915,000 | $ 231,000 | $ 96,000 |
| Grayson County Texas | 170 | $ 37,000,000 | $ 217,000 | $ 92,000 |
| York County South Carolina | 168 | $ 44,300,000 | $ 263,000 | $ 106,000 |
| Marshall County Alabama | 164 | $ 34,980,000 | $ 213,000 | $ 82,000 |
| Tarrant County Texas | 156 | $ 37,620,000 | $ 241,000 | $ 121,000 |
| Davidson County North Carolina | 144 | $ 31,770,000 | $ 220,000 | $ 75,000 |
| Bexar County Texas | 142 | $ 32,200,000 | $ 226,000 | $ 97,000 |
| Forsyth County North Carolina | 133 | $ 26,415,000 | $ 198,000 | $ 74,000 |
| Gwinnett County Georgia | 128 | $ 36,270,000 | $ 283,000 | $ 108,000 |
| Montgomery County Alabama | 126 | $ 22,700,000 | $ 180,000 | $ 77,000 |
| Paulding County Georgia | 125 | $ 34,245,000 | $ 273,000 | $ 93,000 |
| Galveston County Texas | 119 | $ 34,505,000 | $ 289,000 | $ 145,000 |
| Union County North Carolina | 104 | $ 29,910,000 | $ 287,000 | $ 117,000 |
| Denton County Texas | 104 | $ 34,940,000 | $ 335,000 | $ 223,000 |
| Travis County Texas | 102 | $ 34,890,000 | $ 342,000 | $ 166,000 |
| DeKalb County Georgia | 101 | $ 30,425,000 | $ 301,000 | $ 116,000 |
| Jackson County Alabama | 98 | $ 20,080,000 | $ 204,000 | $ 76,000 |
| Berkeley County South Carolina | 94 | $ 30,810,000 | $ 327,000 | $ 109,000 |
| Fort Bend County Texas | 84 | $ 22,370,000 | $ 266,000 | $ 143,000 |
| Richland County South Carolina | 82 | $ 14,570,000 | $ 177,000 | $ 64,000 |
| Bryan County Georgia | 79 | $ 20,815,000 | $ 263,000 | $ 88,000 |
| Hoke County North Carolina | 74 | $ 14,570,000 | $ 196,000 | $ 69,000 |
| Smith County Texas | 72 | $ 16,220,000 | $ 225,000 | $ 123,000 |
| Santa Rosa County Florida | 66 | $ 20,220,000 | $ 306,000 | $ 90,000 |
| Collin County Texas | 66 | $ 18,890,000 | $ 286,000 | $ 160,000 |
| Cherokee County Georgia | 64 | $ 20,430,000 | $ 319,000 | $ 108,000 |
| Effingham County Georgia | 64 | $ 14,720,000 | $ 230,000 | $ 83,000 |
| Catawba County North Carolina | 64 | $ 11,920,000 | $ 186,000 | $ 71,000 |
| Cleveland County Oklahoma | 64 | $ 12,860,000 | $ 200,000 | $ 87,000 |
| Limestone County Alabama | 63 | $ 16,305,000 | $ 258,000 | $ 98,000 |
| Nueces County Texas | 58 | $ 12,350,000 | $ 212,000 | $ 91,000 |
| Lamar County Texas | 55 | $ 9,235,000 | $ 167,000 | $ 66,000 |
| Bartow County Georgia | 53 | $ 12,795,000 | $ 241,000 | $ 97,000 |
| Elmore County Alabama | 51 | $ 10,125,000 | $ 198,000 | $ 87,000 |
| Coweta County Georgia | 51 | $ 15,615,000 | $ 306,000 | $ 111,000 |
| Canadian County Oklahoma | 51 | $ 9,275,000 | $ 181,000 | $ 84,000 |
| Harris County Georgia | 50 | $ 16,920,000 | $ 338,000 | $ 90,000 |
| Cabarrus County North Carolina | 50 | $ 13,170,000 | $ 263,000 | $ 94,000 |
| Midland County Texas | 50 | $ 11,110,000 | $ 222,000 | $ 83,000 |
| Muscogee County Georgia | 47 | $ 9,725,000 | $ 206,000 | $ 71,000 |
| Forsyth County Georgia | 45 | $ 15,095,000 | $ 335,000 | $ 126,000 |
| Dorchester County South Carolina | 44 | $ 11,630,000 | $ 264,000 | $ 97,000 |
| Gaston County North Carolina | 43 | $ 7,955,000 | $ 185,000 | $ 76,000 |
| Gordon County Georgia | 42 | $ 9,010,000 | $ 214,000 | $ 76,000 |
| Charleston County South Carolina | 42 | $ 13,120,000 | $ 312,000 | $ 97,000 |
| DeKalb County Alabama | 41 | $ 6,545,000 | $ 159,000 | $ 59,000 |
| Liberty County Georgia | 41 | $ 7,695,000 | $ 187,000 | $ 67,000 |
| Lancaster County South Carolina | 41 | $ 12,365,000 | $ 301,000 | $ 91,000 |
| Burke County North Carolina | 40 | $ 6,370,000 | $ 159,000 | $ 63,000 |
| Randolph County North Carolina | 40 | $ 7,650,000 | $ 191,000 | $ 110,000 |
| Dallas County Texas | 40 | $ 10,900,000 | $ 272,000 | $ 135,000 |
| Wake County North Carolina | 38 | $ 11,580,000 | $ 304,000 | $ 194,000 |
| Ector County Texas | 38 | $ 7,330,000 | $ 192,000 | $ 78,000 |
| Hillsborough County Florida | 37 | $ 10,995,000 | $ 297,000 | $ 130,000 |
| Floyd County Georgia | 34 | $ 7,720,000 | $ 227,000 | $ 69,000 |
| Brazoria County Texas | 32 | $ 8,700,000 | $ 271,000 | $ 110,000 |
| Lee County Alabama | 31 | $ 7,295,000 | $ 235,000 | $ 78,000 |
| Arapahoe County Colorado | 31 | $ 8,275,000 | $ 266,000 | $ 85,000 |
| Walton County Florida | 31 | $ 9,135,000 | $ 294,000 | $ 91,000 |
| Harnett County North Carolina | 31 | $ 7,345,000 | $ 236,000 | $ 75,000 |
| Williamson County Texas | 31 | $ 9,595,000 | $ 309,000 | $ 185,000 |
| Dona Ana County New Mexico | 30 | $ 7,200,000 | $ 240,000 | $ 88,000 |
| Bay County Florida | 27 | $ 5,525,000 | $ 204,000 | $ 62,000 |
| Moore County North Carolina | 27 | $ 6,615,000 | $ 245,000 | $ 81,000 |
| Montgomery County Texas | 27 | $ 7,465,000 | $ 276,000 | $ 133,000 |
| Parker County Texas | 27 | $ 6,115,000 | $ 226,000 | $ 104,000 |
| Russell County Alabama | 26 | $ 6,070,000 | $ 233,000 | $ 69,000 |
| Douglas County Georgia | 26 | $ 6,960,000 | $ 267,000 | $ 77,000 |
| Long County Georgia | 26 | $ 5,600,000 | $ 215,000 | $ 55,000 |
| Logan County Oklahoma | 26 | $ 6,660,000 | $ 256,000 | $ 119,000 |
| Pasco County Florida | 25 | $ 7,275,000 | $ 291,000 | $ 110,000 |
| Hays County Texas | 25 | $ 6,945,000 | $ 277,000 | $ 120,000 |
| Houston County Georgia | 22 | $ 5,730,000 | $ 260,000 | $ 77,000 |
| Brunswick County North Carolina | 22 | $ 5,790,000 | $ 263,000 | $ 125,000 |
| Rowan County North Carolina | 22 | $ 4,150,000 | $ 188,000 | $ 79,000 |
| Lee County North Carolina | 21 | $ 3,375,000 | $ 160,000 | $ 56,000 |
| Lexington County South Carolina | 21 | $ 3,215,000 | $ 153,000 | $ 67,000 |
| Hood County Texas | 21 | $ 5,475,000 | $ 260,000 | $ 109,000 |
| Barrow County Georgia | 20 | $ 4,020,000 | $ 201,000 | $ 65,000 |
| Johnston County North Carolina | 20 | $ 5,110,000 | $ 255,000 | $ 76,000 |
| Autauga County Alabama | 19 | $ 4,065,000 | $ 213,000 | $ 103,000 |
| Clayton County Georgia | 19 | $ 3,785,000 | $ 199,000 | $ 77,000 |
| Duval County Florida | 18 | $ 4,270,000 | $ 237,000 | $ 66,000 |
| Hall County Georgia | 18 | $ 5,120,000 | $ 284,000 | $ 144,000 |
| Henry County Georgia | 18 | $ 4,850,000 | $ 269,000 | $ 200,000 |
| Carroll County Georgia | 17 | $ 4,275,000 | $ 251,000 | $ 121,000 |
| Grady County Oklahoma | 17 | $ 3,385,000 | $ 199,000 | $ 76,000 |
| Johnson County Texas | 17 | $ 4,315,000 | $ 253,000 | $ 118,000 |
| Morgan County Alabama | 16 | $ 2,580,000 | $ 161,000 | $ 70,000 |
| Columbia County Georgia | 16 | $ 4,150,000 | $ 259,000 | $ 80,000 |
| Walton County Georgia | 16 | $ 4,020,000 | $ 251,000 | $ 76,000 |
| McClain County Oklahoma | 16 | $ 3,540,000 | $ 221,000 | $ 94,000 |
| Escambia County Florida | 15 | $ 4,175,000 | $ 278,000 | $ 76,000 |
| Fayette County Georgia | 15 | $ 5,795,000 | $ 386,000 | $ 170,000 |
| Jackson County Georgia | 15 | $ 4,875,000 | $ 325,000 | $ 105,000 |
| Newton County Georgia | 15 | $ 2,435,000 | $ 162,000 | $ 58,000 |
| Miami-Dade County Florida | 14 | $ 4,650,000 | $ 332,000 | $ 107,000 |
| Alexander County North Carolina | 14 | $ 3,100,000 | $ 221,000 | $ 73,000 |
| Lincoln County North Carolina | 14 | $ 3,440,000 | $ 245,000 | $ 86,000 |
| Guadalupe County Texas | 14 | $ 4,070,000 | $ 290,000 | $ 95,000 |
| Iredell County North Carolina | 13 | $ 3,545,000 | $ 272,000 | $ 110,000 |
| Chambers County Texas | 13 | $ 3,595,000 | $ 276,000 | $ 131,000 |
| Comal County Texas | 13 | $ 5,605,000 | $ 431,000 | $ 149,000 |
| Rockdale County Georgia | 12 | $ 2,370,000 | $ 197,000 | $ 71,000 |
| Rockingham County North Carolina | 12 | $ 1,780,000 | $ 148,000 | $ 49,000 |
| Horry County South Carolina | 12 | $ 2,950,000 | $ 245,000 | $ 168,000 |
| Fannin County Texas | 12 | $ 2,090,000 | $ 174,000 | $ 90,000 |
| Etowah County Alabama | 11 | $ 2,525,000 | $ 229,000 | $ 79,000 |
| Hunt County Texas | 11 | $ 2,175,000 | $ 197,000 | $ 93,000 |
| San Patricio County Texas | 11 | $ 2,065,000 | $ 187,000 | $ 90,000 |
| Tom Green County Texas | 11 | $ 2,415,000 | $ 219,000 | $ 83,000 |
| Jefferson County Alabama | 10 | $ 1,400,000 | $ 140,000 | $ 66,000 |
| Polk County Georgia | 10 | $ 2,320,000 | $ 232,000 | $ 77,000 |
| Whitfield County Georgia | 10 | $ 1,690,000 | $ 169,000 | $ 50,000 |
| Alamance County North Carolina | 10 | $ 2,310,000 | $ 231,000 | $ 85,000 |
| Robeson County North Carolina | 10 | $ 1,130,000 | $ 113,000 | $ 53,000 |
| Aransas County Texas | 10 | $ 1,900,000 | $ 190,000 | $ 143,000 |
| Bandera County Texas | 10 | $ 2,400,000 | $ 240,000 | $ 83,000 |
| Mobile County Alabama | 9 | $ 1,335,000 | $ 148,000 | $ 105,000 |
| Denver County Colorado | 9 | $ 3,015,000 | $ 335,000 | $ 143,000 |
| Jefferson County Colorado | 9 | $ 3,715,000 | $ 412,000 | $ 146,000 |
| Bulloch County Georgia | 9 | $ 1,925,000 | $ 213,000 | $ 88,000 |
| Durham County North Carolina | 9 | $ 2,635,000 | $ 292,000 | $ 99,000 |
| Stanly County North Carolina | 9 | $ 1,785,000 | $ 198,000 | $ 98,000 |
| Beaufort County South Carolina | 9 | $ 2,315,000 | $ 257,000 | $ 112,000 |
| Chester County South Carolina | 9 | $ 1,555,000 | $ 172,000 | $ 63,000 |
| Greenville County South Carolina | 9 | $ 2,735,000 | $ 303,000 | $ 194,000 |
| Ellis County Texas | 9 | $ 2,995,000 | $ 332,000 | $ 168,000 |
| Douglas County Colorado | 8 | $ 2,850,000 | $ 356,000 | $ 125,000 |
| Murray County Georgia | 8 | $ 1,390,000 | $ 173,000 | $ 73,000 |
| Davie County North Carolina | 8 | $ 1,720,000 | $ 215,000 | $ 88,000 |
| Pottawatomie County Oklahoma | 8 | $ 1,630,000 | $ 203,000 | $ 66,000 |
| Chesterfield County Virginia | 8 | $ 1,970,000 | $ 246,000 | $ 96,000 |
| Cullman County Alabama | 7 | $ 1,655,000 | $ 236,000 | $ 85,000 |
| St. Clair County Alabama | 7 | $ 1,085,000 | $ 155,000 | $ 51,000 |
| Broward County Florida | 7 | $ 1,895,000 | $ 270,000 | $ 132,000 |
| Pickens County Georgia | 7 | $ 2,445,000 | $ 349,000 | $ 172,000 |
| Cleveland County North Carolina | 7 | $ 1,495,000 | $ 213,000 | $ 55,000 |
| Cooke County Texas | 7 | $ 1,085,000 | $ 155,000 | $ 58,000 |
| Kaufman County Texas | 7 | $ 1,495,000 | $ 213,000 | $ 94,000 |
| Liberty County Texas | 7 | $ 1,125,000 | $ 160,000 | $ 78,000 |
| Medina County Texas | 7 | $ 3,255,000 | $ 465,000 | $ 119,000 |
| Wilson County Texas | 7 | $ 2,545,000 | $ 363,000 | $ 80,000 |
| Blount County Alabama | 6 | $ 1,370,000 | $ 228,000 | $ 83,000 |
| Adams County Colorado | 6 | $ 1,850,000 | $ 308,000 | $ 73,000 |
| Lincoln County New Mexico | 6 | $ 1,450,000 | $ 241,000 | $ 109,000 |
| Buncombe County North Carolina | 6 | $ 1,660,000 | $ 276,000 | $ 82,000 |
| Craven County North Carolina | 6 | $ 1,730,000 | $ 288,000 | $ 117,000 |
| Stokes County North Carolina | 6 | $ 1,510,000 | $ 251,000 | $ 64,000 |
| Fairfield County South Carolina | 6 | $ 1,170,000 | $ 195,000 | $ 88,000 |
| Davidson County Tennessee | 6 | $ 1,450,000 | $ 241,000 | $ 77,000 |
| Lincoln County Tennessee | 6 | $ 1,170,000 | $ 195,000 | $ 69,000 |
| Bastrop County Texas | 6 | $ 1,580,000 | $ 263,000 | $ 124,000 |
| Cherokee County Texas | 6 | $ 1,330,000 | $ 221,000 | $ 89,000 |
| Henderson County Texas | 6 | $ 1,370,000 | $ 228,000 | $ 108,000 |
| Red River County Texas | 6 | $ 630,000 | $ 105,000 | $ 43,000 |
| Henrico County Virginia | 6 | $ 1,310,000 | $ 218,000 | $ 110,000 |
| Calhoun County Alabama | 5 | $ 935,000 | $ 187,000 | $ 66,000 |
| Crenshaw County Alabama | 5 | $ 515,000 | $ 103,000 | $ 43,000 |
| Lauderdale County Alabama | 5 | $ 1,165,000 | $ 233,000 | $ 126,000 |
| Shelby County Alabama | 5 | $ 2,715,000 | $ 543,000 | $ 171,000 |
| Pueblo County Colorado | 5 | $ 695,000 | $ 139,000 | $ 42,000 |
| Palm Beach County Florida | 5 | $ 2,175,000 | $ 435,000 | $ 161,000 |
| Sarasota County Florida | 5 | $ 2,005,000 | $ 401,000 | $ 160,000 |
| St. Johns County Florida | 5 | $ 1,965,000 | $ 393,000 | $ 121,000 |
| Bibb County Georgia | 5 | $ 1,195,000 | $ 239,000 | $ 58,000 |
| Monroe County Georgia | 5 | $ 1,635,000 | $ 327,000 | $ 126,000 |
| Oakland County Michigan | 5 | $ 2,335,000 | $ 467,000 | $ 229,000 |
| Sampson County North Carolina | 5 | $ 585,000 | $ 117,000 | $ 51,000 |
| Yadkin County North Carolina | 5 | $ 1,075,000 | $ 215,000 | $ 96,000 |
| Lincoln County Oklahoma | 5 | $ 765,000 | $ 153,000 | $ 77,000 |
| Kershaw County South Carolina | 5 | $ 1,045,000 | $ 209,000 | $ 59,000 |
| Sumter County South Carolina | 5 | $ 685,000 | $ 137,000 | $ 54,000 |
| Atascosa County Texas | 5 | $ 1,045,000 | $ 209,000 | $ 82,000 |
| Frio County Texas | 5 | $ 865,000 | $ 173,000 | $ 120,000 |
| Rockwall County Texas | 5 | $ 1,275,000 | $ 255,000 | $ 141,000 |
| Val Verde County Texas | 5 | $ 1,325,000 | $ 265,000 | $ 87,000 |
| Baldwin County Alabama | 4 | $ 1,290,000 | $ 322,000 | $ 87,000 |
| Dallas County Alabama | 4 | $ 360,000 | $ 90,000 | $ 46,000 |
| Lawrence County Alabama | 4 | $ 860,000 | $ 215,000 | $ 52,000 |
| Brevard County Florida | 4 | $ 1,620,000 | $ 405,000 | $ 108,000 |
| Pinellas County Florida | 4 | $ 910,000 | $ 227,000 | $ 59,000 |
| Volusia County Florida | 4 | $ 780,000 | $ 195,000 | $ 123,000 |
| Catoosa County Georgia | 4 | $ 1,060,000 | $ 265,000 | $ 67,000 |
| Spalding County Georgia | 4 | $ 530,000 | $ 132,000 | $ 34,000 |
| Cook County Illinois | 4 | $ 1,280,000 | $ 320,000 | $ 146,000 |
| Lake County Illinois | 4 | $ 1,330,000 | $ 332,000 | $ 116,000 |
| Orange County North Carolina | 4 | $ 690,000 | $ 172,000 | $ 83,000 |
| Wayne County North Carolina | 4 | $ 330,000 | $ 82,000 | $ 42,000 |
| Bryan County Oklahoma | 4 | $ 790,000 | $ 197,000 | $ 58,000 |
| Aiken County South Carolina | 4 | $ 1,380,000 | $ 345,000 | $ 99,000 |
| Jasper County South Carolina | 4 | $ 1,260,000 | $ 315,000 | $ 90,000 |
| Erath County Texas | 4 | $ 660,000 | $ 165,000 | $ 66,000 |
| Gregg County Texas | 4 | $ 760,000 | $ 190,000 | $ 54,000 |
| Jim Wells County Texas | 4 | $ 780,000 | $ 195,000 | $ 242,000 |
| Kleberg County Texas | 4 | $ 700,000 | $ 175,000 | $ 50,000 |
| Morris County Texas | 4 | $ 180,000 | $ 45,000 | $ 31,000 |
| Waller County Texas | 4 | $ 1,260,000 | $ 315,000 | $ 142,000 |
| Wise County Texas | 4 | $ 1,620,000 | $ 405,000 | $ 149,000 |
| Lancaster County Virginia | 4 | $ 940,000 | $ 235,000 | $ 86,000 |
| Flagler County Florida | 3 | $ 3,255,000 | $ 1,085,000 | $ 549,000 |
| Holmes County Florida | 3 | $ 545,000 | $ 181,000 | $ 40,000 |
| Monroe County Florida | 3 | $ 915,000 | $ 305,000 | $ 114,000 |
| Orange County Florida | 3 | $ 485,000 | $ 161,000 | $ 64,000 |
| Washington County Florida | 3 | $ 625,000 | $ 208,000 | $ 56,000 |
| Butts County Georgia | 3 | $ 745,000 | $ 248,000 | $ 70,000 |
| Chattooga County Georgia | 3 | $ 485,000 | $ 161,000 | $ 42,000 |
| Fannin County Georgia | 3 | $ 1,395,000 | $ 465,000 | $ 224,000 |
| Gilmer County Georgia | 3 | $ 505,000 | $ 168,000 | $ 49,000 |
| Glynn County Georgia | 3 | $ 725,000 | $ 241,000 | $ 225,000 |
| Haralson County Georgia | 3 | $ 385,000 | $ 128,000 | $ 54,000 |
| Stephens County Georgia | 3 | $ 1,525,000 | $ 508,000 | $ 417,000 |
| McDowell County North Carolina | 3 | $ 385,000 | $ 128,000 | $ 49,000 |
| New Hanover County North Carolina | 3 | $ 745,000 | $ 248,000 | $ 126,000 |
| Rutherford County North Carolina | 3 | $ 285,000 | $ 95,000 | $ 48,000 |
| Edgefield County South Carolina | 3 | $ 315,000 | $ 105,000 | $ 34,000 |
| Florence County South Carolina | 3 | $ 425,000 | $ 141,000 | $ 46,000 |
| Giles County Tennessee | 3 | $ 425,000 | $ 141,000 | $ 39,000 |
| Hamilton County Tennessee | 3 | $ 555,000 | $ 185,000 | $ 190,000 |
| Brazos County Texas | 3 | $ 565,000 | $ 188,000 | $ 138,000 |
| Gillespie County Texas | 3 | $ 1,145,000 | $ 381,000 | $ 161,000 |
| Kendall County Texas | 3 | $ 2,675,000 | $ 891,000 | $ 276,000 |
| Matagorda County Texas | 3 | $ 1,155,000 | $ 385,000 | $ 665,000 |
| Orange County Texas | 3 | $ 995,000 | $ 331,000 | $ 110,000 |
| Palo Pinto County Texas | 3 | $ 415,000 | $ 138,000 | $ 47,000 |
| Upshur County Texas | 3 | $ 895,000 | $ 298,000 | $ 112,000 |
| Richmond City County Virginia | 3 | $ 875,000 | $ 291,000 | $ 204,000 |
| Chilton County Alabama | 2 | $ 400,000 | $ 200,000 | $ 54,000 |
| Pickens County Alabama | 2 | $ 240,000 | $ 120,000 | $ 84,000 |
| Pike County Alabama | 2 | $ 270,000 | $ 135,000 | $ 68,000 |
| Tuscaloosa County Alabama | 2 | $ 350,000 | $ 175,000 | $ 75,000 |
| Walker County Alabama | 2 | $ 340,000 | $ 170,000 | $ 57,000 |
| Custer County Colorado | 2 | $ 370,000 | $ 185,000 | $ 55,000 |
| Montrose County Colorado | 2 | $ 510,000 | $ 255,000 | $ 77,000 |
| Weld County Colorado | 2 | $ 710,000 | $ 355,000 | $ 80,000 |
| Collier County Florida | 2 | $ 620,000 | $ 310,000 | $ 95,000 |
| Franklin County Florida | 2 | $ 1,070,000 | $ 535,000 | $ 219,000 |
| Gadsden County Florida | 2 | $ 240,000 | $ 120,000 | $ 25,000 |
| Indian River County Florida | 2 | $ 370,000 | $ 185,000 | $ 41,000 |
| Jefferson County Florida | 2 | $ 400,000 | $ 200,000 | $ 61,000 |
| Lee County Florida | 2 | $ 1,130,000 | $ 565,000 | $ 248,000 |
| Leon County Florida | 2 | $ 670,000 | $ 335,000 | $ 106,000 |
| Marion County Florida | 2 | $ 290,000 | $ 145,000 | $ 67,000 |
| St. Lucie County Florida | 2 | $ 590,000 | $ 295,000 | $ 71,000 |
| Baldwin County Georgia | 2 | $ 1,350,000 | $ 675,000 | $ 328,000 |
| Clarke County Georgia | 2 | $ 430,000 | $ 215,000 | $ 94,000 |
| Oconee County Georgia | 2 | $ 710,000 | $ 355,000 | $ 112,000 |
| Richmond County Georgia | 2 | $ 260,000 | $ 130,000 | $ 31,000 |
| Screven County Georgia | 2 | $ 150,000 | $ 75,000 | $ 44,000 |
| Toombs County Georgia | 2 | $ 870,000 | $ 435,000 | $ 140,000 |
| Upson County Georgia | 2 | $ 300,000 | $ 150,000 | $ 35,000 |
| White County Georgia | 2 | $ 570,000 | $ 285,000 | $ 130,000 |
| Wilkinson County Georgia | 2 | $ 160,000 | $ 80,000 | $ 17,000 |
| St. Tammany County Louisiana | 2 | $ 340,000 | $ 170,000 | $ 157,000 |
| Lenawee County Michigan | 2 | $ 450,000 | $ 225,000 | $ 49,000 |
| Anson County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 64,000 |
| Chatham County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 135,000 |
| Duplin County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 59,000 |
| Nash County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 87,000 |
| Onslow County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 82,000 |
| Pitt County North Carolina | 2 | $ 80,000 | $ 40,000 | $ 32,000 |
| Richmond County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 45,000 |
| Scotland County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 81,000 |
| Transylvania County North Carolina | 2 | $ 620,000 | $ 310,000 | $ 135,000 |
| Watauga County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 67,000 |
| Caddo County Oklahoma | 2 | $ 190,000 | $ 95,000 | $ 1,080,000 |
| Marshall County Oklahoma | 2 | $ 280,000 | $ 140,000 | $ 83,000 |
| Pushmataha County Oklahoma | 2 | $ 190,000 | $ 95,000 | $ 93,000 |
| Stephens County Oklahoma | 2 | $ 230,000 | $ 115,000 | $ 69,000 |
| Tulsa County Oklahoma | 2 | $ 370,000 | $ 185,000 | $ 99,000 |
| Georgetown County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 127,000 |
| Spartanburg County South Carolina | 2 | $ 560,000 | $ 280,000 | $ 197,000 |
| Montgomery County Tennessee | 2 | $ 750,000 | $ 375,000 | $ 64,000 |
| Rutherford County Tennessee | 2 | $ 780,000 | $ 390,000 | $ 72,000 |
| Wilson County Tennessee | 2 | $ 960,000 | $ 480,000 | $ 75,000 |
| Burnet County Texas | 2 | $ 640,000 | $ 320,000 | $ 105,000 |
| Cass County Texas | 2 | $ 350,000 | $ 175,000 | $ 58,000 |
| Colorado County Texas | 2 | $ 670,000 | $ 335,000 | $ 110,000 |
| Dawson County Texas | 2 | $ 140,000 | $ 70,000 | $ 62,000 |
| Franklin County Texas | 2 | $ 270,000 | $ 135,000 | $ 416,000 |
| Freestone County Texas | 2 | $ 360,000 | $ 180,000 | $ 128,000 |
| Hidalgo County Texas | 2 | $ 350,000 | $ 175,000 | $ 54,000 |
| Jasper County Texas | 2 | $ 160,000 | $ 80,000 | $ 64,000 |
| Newton County Texas | 2 | $ 230,000 | $ 115,000 | $ 43,000 |
| Panola County Texas | 2 | $ 250,000 | $ 125,000 | $ 51,000 |
| San Jacinto County Texas | 2 | $ 410,000 | $ 205,000 | $ 101,000 |
| Taylor County Texas | 2 | $ 410,000 | $ 205,000 | $ 147,000 |
| Walker County Texas | 2 | $ 750,000 | $ 375,000 | $ 216,000 |
| Wichita County Texas | 2 | $ 160,000 | $ 80,000 | $ 85,000 |
| Wood County Texas | 2 | $ 640,000 | $ 320,000 | $ 148,000 |
| Hanover County Virginia | 2 | $ 480,000 | $ 240,000 | $ 87,000 |
| Prince William County Virginia | 2 | $ 920,000 | $ 460,000 | $ 182,000 |
| Butler County Alabama | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Cherokee County Alabama | 1 | $ 235,000 | $ 235,000 | $ 91,000 |
| Conecuh County Alabama | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Dale County Alabama | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Escambia County Alabama | 1 | $ 425,000 | $ 425,000 | $ 145,000 |
| Franklin County Alabama | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Geneva County Alabama | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Macon County Alabama | 1 | $ 255,000 | $ 255,000 | $ 43,000 |
| Talladega County Alabama | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Winston County Alabama | 1 | $ 315,000 | $ 315,000 | $ 31,000 |
| Benton County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 119,000 |
| Garland County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Perry County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Washington County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Boulder County Colorado | 1 | $ 595,000 | $ 595,000 | $ 163,000 |
| El Paso County Colorado | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
| Elbert County Colorado | 1 | $ 365,000 | $ 365,000 | $ 97,000 |
| Grand County Colorado | 1 | $ 205,000 | $ 205,000 | $ 200,000 |
| Mesa County Colorado | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| Summit County Colorado | 1 | $ 175,000 | $ 175,000 | $ 212,000 |
| Alachua County Florida | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Charlotte County Florida | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Clay County Florida | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Hernando County Florida | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Jackson County Florida | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Lake County Florida | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Manatee County Florida | 1 | $ 165,000 | $ 165,000 | $ 256,000 |
| Polk County Florida | 1 | $ 255,000 | $ 255,000 | $ 81,000 |
| Putnam County Florida | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Taylor County Florida | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Banks County Georgia | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Bleckley County Georgia | 1 | $ 145,000 | $ 145,000 | $ 165,000 |
| Coffee County Georgia | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Dawson County Georgia | 1 | $ 715,000 | $ 715,000 | $ 295,000 |
| Dougherty County Georgia | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Habersham County Georgia | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
| Hart County Georgia | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Jasper County Georgia | 1 | $ 375,000 | $ 375,000 | $ 796,000 |
| Laurens County Georgia | 1 | $ 185,000 | $ 185,000 | $ 33,000 |
| Lumpkin County Georgia | 1 | $ 335,000 | $ 335,000 | $ 152,000 |
| Marion County Georgia | 1 | $ 315,000 | $ 315,000 | $ 59,000 |
| Meriwether County Georgia | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Morgan County Georgia | 1 | $ 325,000 | $ 325,000 | $ 82,000 |
| Pierce County Georgia | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
| Tattnall County Georgia | 1 | $ 155,000 | $ 155,000 | $ 24,000 |
| Tift County Georgia | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Towns County Georgia | 1 | $ 265,000 | $ 265,000 | $ 316,000 |
| Walker County Georgia | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Wayne County Georgia | 1 | $ 225,000 | $ 225,000 | $ 47,000 |
| St. Helena County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 137,000 |
| Charles County Maryland | 1 | $ 255,000 | $ 255,000 | $ 124,000 |
| Wayne County Michigan | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| Otero County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Santa Fe County New Mexico | 1 | $ 545,000 | $ 545,000 | $ 184,000 |
| Alleghany County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 237,000 |
| Avery County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Bladen County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Carteret County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Columbus County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Edgecombe County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| Franklin County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 38,000 |
| Graham County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Haywood County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 139,000 |
| Jackson County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 147,000 |
| Lenoir County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Mitchell County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 337,000 |
| Pasquotank County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 107,000 |
| Surry County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Warren County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| Wilkes County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 127,000 |
| Carter County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Creek County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Custer County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 46,000 |
| Delaware County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 285,000 |
| Garfield County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 119,000 |
| Garvin County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| Kay County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Kingfisher County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 160,000 |
| Latimer County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Love County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| McCurtain County Oklahoma | 1 | $ 545,000 | $ 545,000 | $ 207,000 |
| McIntosh County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 97,000 |
| Pawnee County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Payne County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 195,000 |
| Pittsburg County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 99,000 |
| Anderson County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Cherokee County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Chesterfield County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Colleton County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Hardin County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Houston County Tennessee | 1 | $ 565,000 | $ 565,000 | $ 112,000 |
| Knox County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Williamson County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 205,000 |
| Anderson County Texas | 1 | $ 545,000 | $ 545,000 | $ 86,000 |
| Angelina County Texas | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Archer County Texas | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Bell County Texas | 1 | $ 165,000 | $ 165,000 | $ 31,000 |
| Blanco County Texas | 1 | $ 475,000 | $ 475,000 | $ 125,000 |
| Bosque County Texas | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Burleson County Texas | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Camp County Texas | 1 | $ 335,000 | $ 335,000 | $ 98,000 |
| Coryell County Texas | 1 | $ 295,000 | $ 295,000 | $ 48,000 |
| Fayette County Texas | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Howard County Texas | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Irion County Texas | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Jackson County Texas | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Jefferson County Texas | 1 | $ 305,000 | $ 305,000 | $ 135,000 |
| Kerr County Texas | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Live Oak County Texas | 1 | $ 295,000 | $ 295,000 | $ 107,000 |
| Lubbock County Texas | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Martin County Texas | 1 | $ 315,000 | $ 315,000 | $ 217,000 |
| McLennan County Texas | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Milam County Texas | 1 | $ 85,000 | $ 85,000 | $ 343,000 |
| Montague County Texas | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Nacogdoches County Texas | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Navarro County Texas | 1 | $ 285,000 | $ 285,000 | $ 136,000 |
| Real County Texas | 1 | $ 395,000 | $ 395,000 | $ 80,000 |
| Refugio County Texas | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Stephens County Texas | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Trinity County Texas | 1 | $ 125,000 | $ 125,000 | $ 199,000 |
| Uvalde County Texas | 1 | $ 365,000 | $ 365,000 | $ 81,000 |
| Van Zandt County Texas | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Washington County Texas | 1 | $ 475,000 | $ 475,000 | $ 239,000 |
| Wharton County Texas | 1 | $ 295,000 | $ 295,000 | $ 73,000 |
| Chesapeake County Virginia | 1 | $ 195,000 | $ 195,000 | $ 236,000 |
| Fluvanna County Virginia | 1 | $ 175,000 | $ 175,000 | $ 123,000 |
| Gloucester County Virginia | 1 | $ 255,000 | $ 255,000 | $ 64,000 |
| New Kent County Virginia | 1 | $ 325,000 | $ 325,000 | $ 78,000 |
| Northumberland County Virginia | 1 | $ 425,000 | $ 425,000 | $ 198,000 |
| Spotsylvania County Virginia | 1 | $ 305,000 | $ 305,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Certainty Home Loans, Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,934 | $1,715,030,000 | $247,000 | $1,795,000 | $96,000 | $8,766,000 |
| Refinancing | 1,672 | $392,060,000 | $234,000 | $1,395,000 | $113,000 | $2,088,000 |
| Cash-out Refinancing | 1,045 | $244,385,000 | $233,000 | $955,000 | $114,000 | $1,832,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,724 | $1,429,040,000 | $249,000 | $1,795,000 | $107,000 | $8,766,000 |
| Not Provided | 1,511 | $370,945,000 | $245,000 | $1,125,000 | $98,000 | $4,350,000 |
| Black or African American | 1,142 | $257,270,000 | $225,000 | $785,000 | $85,000 | $5,494,000 |
| Hispanic | 953 | $206,625,000 | $216,000 | $1,165,000 | $79,000 | $942,000 |
| Asian | 201 | $55,625,000 | $276,000 | $675,000 | $124,000 | $875,000 |
| American Indian or Alaskan Native | 45 | $11,205,000 | $249,000 | $545,000 | $139,000 | $1,832,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,805,000 | $215,000 | $365,000 | $70,000 | $116,000 |
| Not applicable | 2 | $270,000 | $135,000 | $145,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,119 | $1,486,995,000 | $243,000 | $1,425,000 | $114,000 | $8,766,000 |
| FHA-insured (Federal Housing Administration) | 1,660 | $351,900,000 | $211,000 | $525,000 | $74,000 | $5,417,000 |
| VA-guaranteed (Veterans Administration) | 1,582 | $459,390,000 | $290,000 | $1,795,000 | $89,000 | $5,494,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 290 | $53,190,000 | $183,000 | $345,000 | $53,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,037 | $1,720,005,000 | $244,000 | $1,795,000 | $101,000 | $8,766,000 |
| Application Withdrawn By Applicant | 1,736 | $430,240,000 | $247,000 | $1,395,000 | $108,000 | $2,088,000 |
| Application Denied By Financial Institution | 827 | $189,425,000 | $229,000 | $1,405,000 | $89,000 | $1,011,000 |
| Application Approved But Not Accepted | 45 | $10,755,000 | $239,000 | $575,000 | $86,000 | $240,000 |
| File Closed For Incompleteness | 4 | $780,000 | $195,000 | $255,000 | $66,000 | $99,000 |
| Loan Purchased By The Institution | 2 | $270,000 | $135,000 | $145,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,824 | $2,162,050,000 | $245,000 | $1,795,000 | $102,000 | $8,766,000 |
| Unverifiable Information | 281 | $69,695,000 | $248,000 | $785,000 | $91,000 | $652,000 |
| Credit Application Incomplete | 150 | $35,730,000 | $238,000 | $755,000 | $105,000 | $416,000 |
| Collateral | 139 | $31,315,000 | $225,000 | $565,000 | $79,000 | $324,000 |
| Credit History | 104 | $19,950,000 | $191,000 | $825,000 | $90,000 | $768,000 |
| Debt-To-Income Ratio | 78 | $18,740,000 | $240,000 | $1,405,000 | $71,000 | $1,011,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 41 | $8,875,000 | $216,000 | $545,000 | $90,000 | $443,000 |
| Other | 24 | $3,660,000 | $152,000 | $355,000 | $89,000 | $600,000 |
| Employment History | 9 | $1,315,000 | $146,000 | $255,000 | $29,000 | $128,000 |
| Mortgage Insurance Denied | 1 | $145,000 | $145,000 | $145,000 | $39,000 | $39,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Certainty Home Loans, Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Certainty Home Loans, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.