Charles Schwab Bank, SSB Mortgage Lending & HMDA Data, 2017

In 2017, Charles Schwab Bank, SSB of Lone Tree, CO reported 4,718 mortgage applications totaling $2.9 billion, down 11% from 2016. The average application was for $620,493, and applicants reported an average income of $276,774. 75% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (262), Oakland-Hayward-Berkeley, CA (255) and San Francisco-Redwood City-South San Francisco, CA (229) (applications in parentheses).

Mortgage Company & Address Charles Schwab Bank, SSB

Lone Tree, CO 80124
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 4,718
Total Mortgage Loan Application Amount $2,927,487,000
Average Mortgage Loan Application Amount $620,493
Highest Mortgage Loan Application Amount $4,500,000
Average Applicant Income $276,774
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Charles Schwab Bank, SSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Charles Schwab Bank, SSB by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 262 $ 223,495,000 $ 853,034 $ 334,000
Santa Clara, California 225 $ 182,789,000 $ 812,395 $ 288,000
Orange, California 168 $ 139,631,000 $ 831,136 $ 303,000
Maricopa, Arizona 155 $ 86,237,000 $ 556,367 $ 234,000
San Diego, California 145 $ 120,358,000 $ 830,055 $ 298,000
Contra Costa, California 129 $ 77,319,000 $ 599,372 $ 204,000
Alameda, California 126 $ 78,660,000 $ 624,285 $ 212,000
San Francisco, California 118 $ 107,101,000 $ 907,635 $ 358,000
King, Washington 115 $ 77,052,000 $ 670,017 $ 238,000
San Mateo, California 111 $ 100,333,000 $ 903,900 $ 305,000
Marin, California 84 $ 70,628,000 $ 840,809 $ 315,000
Cook, Illinois 77 $ 39,608,000 $ 514,389 $ 247,000
Riverside, California 66 $ 30,330,000 $ 459,545 $ 203,000
Fairfield, Connecticut 61 $ 51,282,000 $ 840,688 $ 439,000
Palm Beach, Florida 47 $ 27,652,000 $ 588,340 $ 233,000
Clark, Nevada 47 $ 18,458,000 $ 392,723 $ 173,000
Sonoma, California 45 $ 31,136,000 $ 691,911 $ 523,000
Harris, Texas 45 $ 31,583,000 $ 701,844 $ 307,000
Washoe, Nevada 44 $ 25,122,000 $ 570,954 $ 276,000
Denver, Colorado 43 $ 26,928,000 $ 626,232 $ 249,000
Dallas, Texas 42 $ 28,943,000 $ 689,119 $ 388,000
Fulton, Georgia 41 $ 29,149,000 $ 710,951 $ 357,000
Travis, Texas 40 $ 23,190,000 $ 579,750 $ 291,000
Fairfax, Virginia 40 $ 27,098,000 $ 677,450 $ 380,000
Ventura, California 38 $ 23,923,000 $ 629,552 $ 200,000
Douglas, Colorado 38 $ 22,829,000 $ 600,763 $ 245,000
Collier, Florida 38 $ 24,931,000 $ 656,078 $ 378,000
New York, New York 36 $ 37,232,000 $ 1,034,222 $ 448,000
Santa Barbara, California 32 $ 30,899,000 $ 965,593 $ 346,000
Placer, California 31 $ 16,762,000 $ 540,709 $ 405,000
Multnomah, Oregon 31 $ 15,923,000 $ 513,645 $ 259,000
Monterey, California 30 $ 26,029,000 $ 867,633 $ 672,000
Montgomery, Maryland 30 $ 18,491,000 $ 616,366 $ 374,000
Broward, Florida 28 $ 16,051,000 $ 573,250 $ 300,000
Lee, Florida 28 $ 11,964,000 $ 427,285 $ 254,000
Miami-Dade, Florida 26 $ 18,413,000 $ 708,192 $ 376,000
Mecklenburg, North Carolina 25 $ 12,952,000 $ 518,080 $ 211,000
Westchester, New York 24 $ 12,644,000 $ 526,833 $ 229,000
Sacramento, California 23 $ 9,524,000 $ 414,086 $ 199,000
District of Columbia, District Of Columbia 22 $ 14,399,000 $ 654,500 $ 349,000
Middlesex, Massachusetts 22 $ 11,533,000 $ 524,227 $ 233,000
Hennepin, Minnesota 22 $ 8,239,000 $ 374,500 $ 168,000
Arapahoe, Colorado 21 $ 12,770,000 $ 608,095 $ 321,000
Collin, Texas 21 $ 9,854,000 $ 469,238 $ 270,000
Jefferson, Colorado 20 $ 10,112,000 $ 505,600 $ 287,000
DuPage, Illinois 20 $ 10,814,000 $ 540,700 $ 261,000
Napa, California 19 $ 13,308,000 $ 700,421 $ 231,000
DeKalb, Georgia 19 $ 7,479,000 $ 393,631 $ 158,000
Oakland, Michigan 19 $ 12,542,000 $ 660,105 $ 334,000
Santa Cruz, California 18 $ 11,018,000 $ 612,111 $ 193,000
Lake, Illinois 18 $ 9,663,000 $ 536,833 $ 238,000
Bergen, New Jersey 18 $ 11,830,000 $ 657,222 $ 351,000
Monmouth, New Jersey 18 $ 12,526,000 $ 695,888 $ 623,000
Wake, North Carolina 18 $ 6,848,000 $ 380,444 $ 157,000
Pima, Arizona 17 $ 7,223,000 $ 424,882 $ 153,000
San Luis Obispo, California 17 $ 10,523,000 $ 619,000 $ 199,000
Boulder, Colorado 17 $ 10,558,000 $ 621,058 $ 257,000
Charleston, South Carolina 17 $ 9,283,000 $ 546,058 $ 346,000
Williamson, Tennessee 17 $ 9,974,000 $ 586,705 $ 199,000
Ocean, New Jersey 16 $ 10,581,000 $ 661,312 $ 380,000
Nassau, New York 16 $ 10,720,000 $ 670,000 $ 955,000
Summit, Utah 16 $ 12,401,000 $ 775,062 $ 329,000
San Bernardino, California 15 $ 5,715,000 $ 381,000 $ 262,000
Hillsborough, Florida 15 $ 8,573,000 $ 571,533 $ 222,000
Sarasota, Florida 15 $ 9,140,000 $ 609,333 $ 325,000
Norfolk, Massachusetts 15 $ 12,209,000 $ 813,933 $ 428,000
Morris, New Jersey 15 $ 8,525,000 $ 568,333 $ 244,000
Blaine, Idaho 14 $ 9,504,000 $ 678,857 $ 352,000
Johnson, Kansas 14 $ 5,184,000 $ 370,285 $ 267,000
Santa Fe, New Mexico 14 $ 7,825,000 $ 558,928 $ 231,000
Clackamas, Oregon 14 $ 7,588,000 $ 542,000 $ 210,000
Nevada, California 13 $ 7,556,000 $ 581,230 $ 311,000
Essex, Massachusetts 13 $ 6,044,000 $ 464,923 $ 206,000
Mercer, New Jersey 13 $ 7,360,000 $ 566,153 $ 282,000
Tarrant, Texas 13 $ 6,769,000 $ 520,692 $ 186,000
St. Johns, Florida 12 $ 5,785,000 $ 482,083 $ 182,000
Cobb, Georgia 12 $ 4,629,000 $ 385,750 $ 207,000
Montgomery, Texas 12 $ 5,190,000 $ 432,500 $ 226,000
El Paso, Colorado 11 $ 3,759,000 $ 341,727 $ 125,000
Pinellas, Florida 11 $ 5,699,000 $ 518,090 $ 241,000
Ada, Idaho 11 $ 3,670,000 $ 333,636 $ 125,000
Somerset, New Jersey 11 $ 6,072,000 $ 552,000 $ 287,000
Allegheny, Pennsylvania 11 $ 3,582,000 $ 325,636 $ 158,000
Yavapai, Arizona 10 $ 4,810,000 $ 481,000 $ 200,000
Eagle, Colorado 10 $ 7,585,000 $ 758,500 $ 475,000
Summit, Colorado 10 $ 7,670,000 $ 767,000 $ 319,000
Manatee, Florida 10 $ 3,544,000 $ 354,400 $ 144,000
Honolulu, Hawaii 10 $ 6,034,000 $ 603,400 $ 232,000
Anne Arundel, Maryland 10 $ 4,832,000 $ 483,200 $ 195,000
Baltimore, Maryland 10 $ 4,470,000 $ 447,000 $ 266,000
Suffolk, Massachusetts 10 $ 9,321,000 $ 932,100 $ 464,000
Suffolk, New York 10 $ 8,553,000 $ 855,300 $ 671,000
Deschutes, Oregon 10 $ 4,878,000 $ 487,800 $ 172,000
Bucks, Pennsylvania 10 $ 2,987,000 $ 298,700 $ 178,000
Montgomery, Pennsylvania 10 $ 4,869,000 $ 486,900 $ 211,000
Williamson, Texas 10 $ 2,997,000 $ 299,700 $ 163,000
Loudoun, Virginia 10 $ 5,674,000 $ 567,400 $ 191,000
Kitsap, Washington 10 $ 6,851,000 $ 685,100 $ 257,000
El Dorado, California 9 $ 5,071,000 $ 563,444 $ 206,000
Sussex, Delaware 9 $ 4,699,000 $ 522,111 $ 254,000
Duval, Florida 9 $ 5,466,000 $ 607,333 $ 262,000
Martin, Florida 9 $ 6,265,000 $ 696,111 $ 268,000
Orange, Florida 9 $ 4,474,000 $ 497,111 $ 233,000
Essex, New Jersey 9 $ 5,093,000 $ 565,888 $ 366,000
Hunterdon, New Jersey 9 $ 4,536,000 $ 504,000 $ 275,000
Washington, Oregon 9 $ 3,494,000 $ 388,222 $ 164,000
Beaufort, South Carolina 9 $ 7,333,000 $ 814,777 $ 530,000
Greenville, South Carolina 9 $ 3,205,000 $ 356,111 $ 229,000
Davidson, Tennessee 9 $ 5,254,000 $ 583,777 $ 236,000
Denton, Texas 9 $ 3,581,000 $ 397,888 $ 176,000
Arlington, Virginia 9 $ 7,146,000 $ 794,000 $ 333,000
Jefferson, Alabama 8 $ 3,819,000 $ 477,375 $ 178,000
San Joaquin, California 8 $ 3,319,000 $ 414,875 $ 197,000
Monroe, Florida 8 $ 8,674,000 $ 1,084,250 $ 352,000
Gwinnett, Georgia 8 $ 2,557,000 $ 319,625 $ 121,000
Barnstable, Massachusetts 8 $ 4,458,000 $ 557,250 $ 257,000
Ramsey, Minnesota 8 $ 2,158,000 $ 269,750 $ 154,000
Cape May, New Jersey 8 $ 6,936,000 $ 867,000 $ 344,000
Buncombe, North Carolina 8 $ 3,032,000 $ 379,000 $ 123,000
New Hanover, North Carolina 8 $ 3,387,000 $ 423,375 $ 162,000
Cuyahoga, Ohio 8 $ 3,599,000 $ 449,875 $ 449,000
Philadelphia, Pennsylvania 8 $ 3,191,000 $ 398,875 $ 296,000
Pierce, Washington 8 $ 2,687,000 $ 335,875 $ 167,000
Snohomish, Washington 8 $ 5,262,000 $ 657,750 $ 180,000
Charlotte, Florida 7 $ 2,204,000 $ 314,857 $ 116,000
Seminole, Florida 7 $ 3,101,000 $ 443,000 $ 194,000
Forsyth, Georgia 7 $ 1,611,000 $ 230,142 $ 98,000
Hawaii, Hawaii 7 $ 5,322,000 $ 760,285 $ 533,000
Orleans, Louisiana 7 $ 3,008,000 $ 429,714 $ 260,000
Worcester, Massachusetts 7 $ 3,110,000 $ 444,285 $ 175,000
St. Louis, Missouri 7 $ 2,687,000 $ 383,857 $ 238,000
Union, New Jersey 7 $ 3,418,000 $ 488,285 $ 223,000
Kings, New York 7 $ 4,786,000 $ 683,714 $ 295,000
Franklin, Ohio 7 $ 2,808,000 $ 401,142 $ 266,000
Chester, Pennsylvania 7 $ 4,092,000 $ 584,571 $ 374,000
Coconino, Arizona 6 $ 2,580,000 $ 430,000 $ 158,000
Pinal, Arizona 6 $ 2,320,000 $ 386,666 $ 168,000
Yolo, California 6 $ 3,760,000 $ 626,666 $ 277,000
La Plata, Colorado 6 $ 2,797,000 $ 466,166 $ 437,000
Brevard, Florida 6 $ 3,157,000 $ 526,166 $ 231,000
Volusia, Florida 6 $ 1,538,000 $ 256,333 $ 224,000
Walton, Florida 6 $ 3,751,000 $ 625,166 $ 345,000
Washtenaw, Michigan 6 $ 2,742,000 $ 457,000 $ 274,000
Dakota, Minnesota 6 $ 1,308,000 $ 218,000 $ 140,000
Douglas, Nevada 6 $ 8,016,000 $ 1,336,000 $ 686,000
Guilford, North Carolina 6 $ 2,496,000 $ 416,000 $ 317,000
Union, North Carolina 6 $ 3,210,000 $ 535,000 $ 163,000
Delaware, Pennsylvania 6 $ 4,224,000 $ 704,000 $ 519,000
Alexandria, Virginia 6 $ 3,671,000 $ 611,833 $ 349,000
Island, Washington 6 $ 2,677,000 $ 446,166 $ 165,000
Spokane, Washington 6 $ 1,319,000 $ 219,833 $ 112,000
Adams, Colorado 5 $ 2,211,000 $ 442,200 $ 201,000
Broomfield, Colorado 5 $ 2,631,000 $ 526,200 $ 195,000
Weld, Colorado 5 $ 1,901,000 $ 380,200 $ 263,000
Indian River, Florida 5 $ 2,945,000 $ 589,000 $ 269,000
Osceola, Florida 5 $ 1,656,000 $ 331,200 $ 245,000
Kootenai, Idaho 5 $ 2,751,000 $ 550,200 $ 154,000
Will, Illinois 5 $ 1,202,000 $ 240,400 $ 167,000
Hamilton, Indiana 5 $ 1,973,000 $ 394,600 $ 161,000
Marion, Indiana 5 $ 1,345,000 $ 269,000 $ 164,000
Wayne, Michigan 5 $ 1,807,000 $ 361,400 $ 178,000
Hillsborough, New Hampshire 5 $ 1,913,000 $ 382,600 $ 225,000
Rockingham, New Hampshire 5 $ 2,720,000 $ 544,000 $ 226,000
Hudson, New Jersey 5 $ 3,598,000 $ 719,600 $ 208,000
Summit, Ohio 5 $ 1,234,000 $ 246,800 $ 243,000
Jackson, Oregon 5 $ 2,258,000 $ 451,600 $ 288,000
Lehigh, Pennsylvania 5 $ 1,815,000 $ 363,000 $ 465,000
Fort Bend, Texas 5 $ 2,408,000 $ 481,600 $ 196,000
Galveston, Texas 5 $ 3,205,000 $ 641,000 $ 408,000
Salt Lake, Utah 5 $ 2,758,000 $ 551,600 $ 194,000
Whatcom, Washington 5 $ 2,667,000 $ 533,400 $ 170,000
Milwaukee, Wisconsin 5 $ 2,623,000 $ 524,600 $ 257,000
Waukesha, Wisconsin 5 $ 1,916,000 $ 383,200 $ 196,000
Washington, Arkansas 4 $ 2,041,000 $ 510,250 $ 171,000
Stanislaus, California 4 $ 2,145,000 $ 536,250 $ 117,000
New Haven, Connecticut 4 $ 1,357,000 $ 339,250 $ 137,000
St. Lucie, Florida 4 $ 1,641,000 $ 410,250 $ 145,000
Chatham, Georgia 4 $ 2,686,000 $ 671,500 $ 186,000
Cherokee, Georgia 4 $ 1,845,000 $ 461,250 $ 213,000
Hall, Georgia 4 $ 2,528,000 $ 632,000 $ 255,000
Kauai, Hawaii 4 $ 2,460,000 $ 615,000 $ 240,000
Maui, Hawaii 4 $ 1,229,000 $ 307,250 $ 178,000
East Baton Rouge, Louisiana 4 $ 1,811,000 $ 452,750 $ 256,000
Howard, Maryland 4 $ 1,191,000 $ 297,750 $ 170,000
Bristol, Massachusetts 4 $ 1,543,000 $ 385,750 $ 308,000
Plymouth, Massachusetts 4 $ 3,125,000 $ 781,250 $ 330,000
Kent, Michigan 4 $ 1,379,000 $ 344,750 $ 265,000
St. Charles, Missouri 4 $ 1,049,000 $ 262,250 $ 124,000
Flathead, Montana 4 $ 1,446,000 $ 361,500 $ 214,000
Atlantic, New Jersey 4 $ 1,306,000 $ 326,500 $ 235,000
Bernalillo, New Mexico 4 $ 1,383,000 $ 345,750 $ 134,000
Brunswick, North Carolina 4 $ 1,360,000 $ 340,000 $ 139,000
Iredell, North Carolina 4 $ 1,912,000 $ 478,000 $ 497,000
Delaware, Ohio 4 $ 1,476,000 $ 369,000 $ 222,000
Hamilton, Ohio 4 $ 1,625,000 $ 406,250 $ 116,000
Lancaster, Pennsylvania 4 $ 850,000 $ 212,500 $ 230,000
Newport, Rhode Island 4 $ 2,626,000 $ 656,500 $ 430,000
Bexar, Texas 4 $ 2,011,000 $ 502,750 $ 245,000
Clark, Washington 4 $ 2,193,000 $ 548,250 $ 282,000
Skagit, Washington 4 $ 1,870,000 $ 467,500 $ 124,000
Walworth, Wisconsin 4 $ 1,031,000 $ 257,750 $ 186,000
Baldwin, Alabama 3 $ 569,000 $ 189,666 $ 101,000
Navajo, Arizona 3 $ 649,000 $ 216,333 $ 266,000
Amador, California 3 $ 1,120,000 $ 373,333 $ 148,000
Fresno, California 3 $ 947,000 $ 315,666 $ 147,000
San Benito, California 3 $ 1,290,000 $ 430,000 $ 74,000
Solano, California 3 $ 750,000 $ 250,000 $ 63,000
Grand, Colorado 3 $ 1,109,000 $ 369,666 $ 636,000
Larimer, Colorado 3 $ 927,000 $ 309,000 $ 173,000
San Miguel, Colorado 3 $ 2,350,000 $ 783,333 $ 565,000
Tolland, Connecticut 3 $ 1,269,000 $ 423,000 $ 139,000
New Castle, Delaware 3 $ 555,000 $ 185,000 $ 84,000
Citrus, Florida 3 $ 1,151,000 $ 383,666 $ 196,000
Marion, Florida 3 $ 604,000 $ 201,333 $ 164,000
Nassau, Florida 3 $ 1,904,000 $ 634,666 $ 187,000
Okaloosa, Florida 3 $ 735,000 $ 245,000 $ 96,000
Dawson, Georgia 3 $ 916,000 $ 305,333 $ 101,000
Greene, Georgia 3 $ 1,981,000 $ 660,333 $ 176,000
Bonner, Idaho 3 $ 1,624,000 $ 541,333 $ 269,000
Allen, Indiana 3 $ 663,000 $ 221,000 $ 141,000
Cumberland, Maine 3 $ 958,000 $ 319,333 $ 231,000
York, Maine 3 $ 1,396,000 $ 465,333 $ 333,000
Frederick, Maryland 3 $ 693,000 $ 231,000 $ 99,000
Talbot, Maryland 3 $ 1,758,000 $ 586,000 $ 124,000
Berrien, Michigan 3 $ 2,217,000 $ 739,000 $ 480,000
Grand Traverse, Michigan 3 $ 858,000 $ 286,000 $ 171,000
Macomb, Michigan 3 $ 810,000 $ 270,000 $ 157,000
Van Buren, Michigan 3 $ 1,335,000 $ 445,000 $ 227,000
Jackson, Missouri 3 $ 1,607,000 $ 535,666 $ 193,000
St. Louis City, Missouri 3 $ 617,000 $ 205,666 $ 134,000
Madison, Montana 3 $ 3,920,000 $ 1,306,666 $ 399,000
Saratoga, New York 3 $ 1,571,000 $ 523,666 $ 337,000
Carteret, North Carolina 3 $ 981,000 $ 327,000 $ 111,000
Durham, North Carolina 3 $ 962,000 $ 320,666 $ 141,000
Henderson, North Carolina 3 $ 464,000 $ 154,666 $ 105,000
Orange, North Carolina 3 $ 1,369,000 $ 456,333 $ 420,000
Oklahoma, Oklahoma 3 $ 443,000 $ 147,666 $ 182,000
Tulsa, Oklahoma 3 $ 1,121,000 $ 373,666 $ 173,000
Washington, Rhode Island 3 $ 2,146,000 $ 715,333 $ 566,000
Horry, South Carolina 3 $ 1,209,000 $ 403,000 $ 141,000
Oconee, South Carolina 3 $ 2,552,000 $ 850,666 $ 182,000
Richland, South Carolina 3 $ 1,133,000 $ 377,666 $ 148,000
York, South Carolina 3 $ 889,000 $ 296,333 $ 226,000
Shelby, Tennessee 3 $ 874,000 $ 291,333 $ 260,000
Nueces, Texas 3 $ 1,428,000 $ 476,000 $ 223,000
Bedford, Virginia 3 $ 2,044,000 $ 681,333 $ 200,000
Chesterfield, Virginia 3 $ 1,178,000 $ 392,666 $ 278,000
Hanover, Virginia 3 $ 1,026,000 $ 342,000 $ 159,000
James City, Virginia 3 $ 1,155,000 $ 385,000 $ 172,000
Richmond City, Virginia 3 $ 1,444,000 $ 481,333 $ 224,000
Dane, Wisconsin 3 $ 1,026,000 $ 342,000 $ 188,000
Ozaukee, Wisconsin 3 $ 1,645,000 $ 548,333 $ 282,000
Teton, Wyoming 3 $ 2,191,000 $ 730,333 $ 403,000
Montgomery, Alabama 2 $ 543,000 $ 271,500 $ 93,000
Tallapoosa, Alabama 2 $ 886,000 $ 443,000 $ 189,000
Cochise, Arizona 2 $ 290,000 $ 145,000 $ 46,000
Butte, California 2 $ 252,000 $ 126,000 $ 38,000
Lassen, California 2 $ 324,000 $ 162,000 $ 112,000
Madera, California 2 $ 825,000 $ 412,500 $ 189,000
Mendocino, California 2 $ 1,476,000 $ 738,000 $ 269,000
Shasta, California 2 $ 480,000 $ 240,000 $ 175,000
Tulare, California 2 $ 964,000 $ 482,000 $ 436,000
Clear Creek, Colorado 2 $ 952,000 $ 476,000 $ 170,000
Pitkin, Colorado 2 $ 1,004,000 $ 502,000 $ 244,000
Hartford, Connecticut 2 $ 1,490,000 $ 745,000 $ 302,000
New London, Connecticut 2 $ 758,000 $ 379,000 $ 150,000
Franklin, Florida 2 $ 1,240,000 $ 620,000 $ 769,000
Santa Rosa, Florida 2 $ 652,000 $ 326,000 $ 424,000
Sumter, Florida 2 $ 610,000 $ 305,000 $ 96,000
Coweta, Georgia 2 $ 637,000 $ 318,500 $ 61,000
Fayette, Georgia 2 $ 520,000 $ 260,000 $ 81,000
McHenry, Illinois 2 $ 1,032,000 $ 516,000 $ 323,000
Boone, Indiana 2 $ 1,627,000 $ 813,500 $ 340,000
Polk, Iowa 2 $ 770,000 $ 385,000 $ 248,000
Jefferson, Kentucky 2 $ 586,000 $ 293,000 $ 165,000
St. Tammany, Louisiana 2 $ 594,000 $ 297,000 $ 235,000
Kennebec, Maine 2 $ 814,000 $ 407,000 $ 141,000
Baltimore City, Maryland 2 $ 774,000 $ 387,000 $ 198,000
Worcester, Maryland 2 $ 344,000 $ 172,000 $ 101,000
Emmet, Michigan 2 $ 424,000 $ 212,000 $ 116,000
Ingham, Michigan 2 $ 742,000 $ 371,000 $ 145,000
Leelanau, Michigan 2 $ 831,000 $ 415,500 $ 207,000
Ottawa, Michigan 2 $ 1,086,000 $ 543,000 $ 182,000
Cass, Minnesota 2 $ 717,000 $ 358,500 $ 272,000
Crow Wing, Minnesota 2 $ 494,000 $ 247,000 $ 120,000
Washington, Minnesota 2 $ 1,004,000 $ 502,000 $ 178,000
Jackson, Mississippi 2 $ 321,000 $ 160,500 $ 80,000
Camden, Missouri 2 $ 933,000 $ 466,500 $ 464,000
Gallatin, Montana 2 $ 1,209,000 $ 604,500 $ 422,000
Missoula, Montana 2 $ 1,308,000 $ 654,000 $ 641,000
Douglas, Nebraska 2 $ 547,000 $ 273,500 $ 90,000
Sandoval, New Mexico 2 $ 413,000 $ 206,500 $ 80,000
Taos, New Mexico 2 $ 524,000 $ 262,000 $ 78,000
Queens, New York 2 $ 921,000 $ 460,500 $ 241,000
Warren, New York 2 $ 556,000 $ 278,000 $ 170,000
Caldwell, North Carolina 2 $ 527,000 $ 263,500 $ 80,000
Dare, North Carolina 2 $ 797,000 $ 398,500 $ 119,000
Lincoln, North Carolina 2 $ 495,000 $ 247,500 $ 99,000
Watauga, North Carolina 2 $ 657,000 $ 328,500 $ 249,000
Geauga, Ohio 2 $ 634,000 $ 317,000 $ 271,000
Medina, Ohio 2 $ 740,000 $ 370,000 $ 119,000
Ottawa, Ohio 2 $ 700,000 $ 350,000 $ 136,000
Warren, Ohio 2 $ 1,263,000 $ 631,500 $ 330,000
Clatsop, Oregon 2 $ 646,000 $ 323,000 $ 307,000
Douglas, Oregon 2 $ 650,000 $ 325,000 $ 252,000
Lane, Oregon 2 $ 512,000 $ 256,000 $ 127,000
Bristol, Rhode Island 2 $ 1,250,000 $ 625,000 $ 235,000
Providence, Rhode Island 2 $ 828,000 $ 414,000 $ 165,000
Aiken, South Carolina 2 $ 802,000 $ 401,000 $ 110,000
Berkeley, South Carolina 2 $ 900,000 $ 450,000 $ 92,000
Hamilton, Tennessee 2 $ 1,287,000 $ 643,500 $ 437,000
Loudon, Tennessee 2 $ 1,374,000 $ 687,000 $ 249,000
Wilson, Tennessee 2 $ 511,000 $ 255,500 $ 90,000
Burnet, Texas 2 $ 1,280,000 $ 640,000 $ 291,000
Hays, Texas 2 $ 697,000 $ 348,500 $ 115,000
Kendall, Texas 2 $ 832,000 $ 416,000 $ 167,000
McLennan, Texas 2 $ 562,000 $ 281,000 $ 345,000
Wasatch, Utah 2 $ 1,355,000 $ 677,500 $ 295,000
Washington, Utah 2 $ 640,000 $ 320,000 $ 185,000
Lamoille, Vermont 2 $ 833,000 $ 416,500 $ 217,000
Orange, Vermont 2 $ 266,000 $ 133,000 $ 81,000
Washington, Vermont 2 $ 422,000 $ 211,000 $ 229,000
Windsor, Vermont 2 $ 936,000 $ 468,000 $ 373,000
Albemarle, Virginia 2 $ 1,519,000 $ 759,500 $ 299,000
Goochland, Virginia 2 $ 2,226,000 $ 1,113,000 $ 390,000
Newport News, Virginia 2 $ 321,000 $ 160,500 $ 85,000
Norfolk, Virginia 2 $ 706,000 $ 353,000 $ 139,000
Grays Harbor, Washington 2 $ 465,000 $ 232,500 $ 89,000
Jefferson, Washington 2 $ 1,070,000 $ 535,000 $ 137,000
Kittitas, Washington 2 $ 548,000 $ 274,000 $ 231,000
Brown, Wisconsin 2 $ 553,000 $ 276,500 $ 198,000
Door, Wisconsin 2 $ 947,000 $ 473,500 $ 250,000
St. Croix, Wisconsin 2 $ 772,000 $ 386,000 $ 173,000
Elmore, Alabama 1 $ 165,000 $ 165,000 $ 46,000
Limestone, Alabama 1 $ 179,000 $ 179,000 $ 84,000
Madison, Alabama 1 $ 540,000 $ 540,000 $ 171,000
Shelby, Alabama 1 $ 250,000 $ 250,000 $ 180,000
Anchorage, Alaska 1 $ 107,000 $ 107,000 $ 39,000
Matanuska-Susitna, Alaska 1 $ 177,000 $ 177,000 $ 62,000
Gila, Arizona 1 $ 690,000 $ 690,000 $ 100,000
Faulkner, Arkansas 1 $ 620,000 $ 620,000 $ 293,000
Garland, Arkansas 1 $ 600,000 $ 600,000 $ 128,000
Pulaski, Arkansas 1 $ 134,000 $ 134,000 $ 152,000
Alpine, California 1 $ 225,000 $ 225,000 $ 185,000
Calaveras, California 1 $ 527,000 $ 527,000 $ 164,000
Lake, California 1 $ 176,000 $ 176,000 $ 41,000
Mono, California 1 $ 445,000 $ 445,000 $ 230,000
Plumas, California 1 $ 868,000 $ 868,000 $ 279,000
Siskiyou, California 1 $ 129,000 $ 129,000 $ 61,000
Sutter, California 1 $ 180,000 $ 180,000 $ 42,000
Tehama, California 1 $ 330,000 $ 330,000 $ 81,000
Archuleta, Colorado 1 $ 581,000 $ 581,000 $ 173,000
Chaffee, Colorado 1 $ 380,000 $ 380,000 $ 356,000
Garfield, Colorado 1 $ 327,000 $ 327,000 $ 189,000
Mesa, Colorado 1 $ 746,000 $ 746,000 $ 509,000
Routt, Colorado 1 $ 459,000 $ 459,000 $ 362,000
Litchfield, Connecticut 1 $ 298,000 $ 298,000 $ 50,000
Middlesex, Connecticut 1 $ 298,000 $ 298,000 $ 93,000
Alachua, Florida 1 $ 266,000 $ 266,000 $ 74,000
Hernando, Florida 1 $ 480,000 $ 480,000 $ 126,000
Leon, Florida 1 $ 183,000 $ 183,000 $ 127,000
Pasco, Florida 1 $ 150,000 $ 150,000 $ 49,000
Polk, Florida 1 $ 158,000 $ 158,000 $ 64,000
Suwannee, Florida 1 $ 160,000 $ 160,000 $ 57,000
Bibb, Georgia 1 $ 279,000 $ 279,000 $ 530,000
Bryan, Georgia 1 $ 275,000 $ 275,000 $ 52,000
Bulloch, Georgia 1 $ 147,000 $ 147,000 $ 99,000
Columbia, Georgia 1 $ 300,000 $ 300,000 $ 238,000
Gilmer, Georgia 1 $ 336,000 $ 336,000 $ 112,000
Glynn, Georgia 1 $ 250,000 $ 250,000 $ 87,000
Hart, Georgia 1 $ 288,000 $ 288,000 $ 68,000
Lumpkin, Georgia 1 $ 361,000 $ 361,000 $ 122,000
Muscogee, Georgia 1 $ 208,000 $ 208,000 $ 217,000
Oconee, Georgia 1 $ 285,000 $ 285,000 $ 135,000
Paulding, Georgia 1 $ 120,000 $ 120,000 $ 121,000
Putnam, Georgia 1 $ 761,000 $ 761,000 $ 175,000
Valley, Idaho 1 $ 274,000 $ 274,000 $ 1,564,000
Jo Daviess, Illinois 1 $ 318,000 $ 318,000 $ 58,000
Kane, Illinois 1 $ 192,000 $ 192,000 $ 137,000
St. Clair, Illinois 1 $ 200,000 $ 200,000 $ 78,000
Jefferson, Indiana 1 $ 204,000 $ 204,000 $ 74,000
Johnson, Indiana 1 $ 271,000 $ 271,000 $ 57,000
Lake, Indiana 1 $ 177,000 $ 177,000 $ 83,000
Morgan, Indiana 1 $ 126,000 $ 126,000 $ 110,000
Porter, Indiana 1 $ 333,000 $ 333,000 $ 112,000
St. Joseph, Indiana 1 $ 83,000 $ 83,000 $ 185,000
Dallas, Iowa 1 $ 200,000 $ 200,000 $ 163,000
Linn, Iowa 1 $ 258,000 $ 258,000 $ 161,000
Douglas, Kansas 1 $ 150,000 $ 150,000 $ 97,000
Fayette, Kentucky 1 $ 222,000 $ 222,000 $ 107,000
Jefferson, Louisiana 1 $ 210,000 $ 210,000 $ 55,000
Lafayette, Louisiana 1 $ 365,000 $ 365,000 $ 217,000
Lafourche, Louisiana 1 $ 225,000 $ 225,000 $ 51,000
Hancock, Maine 1 $ 424,000 $ 424,000 $ 327,000
Lincoln, Maine 1 $ 650,000 $ 650,000 $ 320,000
Garrett, Maryland 1 $ 1,000,000 $ 1,000,000 $ 432,000
Queen Anne's, Maryland 1 $ 578,000 $ 578,000 $ 322,000
Washington, Maryland 1 $ 96,000 $ 96,000 $ 84,000
Berkshire, Massachusetts 1 $ 705,000 $ 705,000 $ 413,000
Dukes, Massachusetts 1 $ 1,029,000 $ 1,029,000 $ 169,000
Hampden, Massachusetts 1 $ 139,000 $ 139,000 $ 96,000
Hampshire, Massachusetts 1 $ 418,000 $ 418,000 $ 183,000
Allegan, Michigan 1 $ 500,000 $ 500,000 $ 436,000
Antrim, Michigan 1 $ 249,000 $ 249,000 $ 109,000
Benzie, Michigan 1 $ 186,000 $ 186,000 $ 201,000
Genesee, Michigan 1 $ 93,000 $ 93,000 $ 18,000
Livingston, Michigan 1 $ 533,000 $ 533,000 $ 316,000
Mason, Michigan 1 $ 178,000 $ 178,000 $ 53,000
Oscoda, Michigan 1 $ 73,000 $ 73,000 $ 46,000
Anoka, Minnesota 1 $ 292,000 $ 292,000 $ 174,000
Carver, Minnesota 1 $ 283,000 $ 283,000 $ 178,000
Isanti, Minnesota 1 $ 170,000 $ 170,000 $ 61,000
Morrison, Minnesota 1 $ 376,000 $ 376,000 $ 111,000
Madison, Mississippi 1 $ 668,000 $ 668,000 $ 1,126,000
Warren, Mississippi 1 $ 124,000 $ 124,000 $ 155,000
Boone, Missouri 1 $ 148,000 $ 148,000 $ 41,000
Greene, Missouri 1 $ 106,000 $ 106,000 $ 28,000
Phelps, Missouri 1 $ 148,000 $ 148,000 $ 90,000
Fergus, Montana 1 $ 315,000 $ 315,000 $ 152,000
Lake, Montana 1 $ 337,000 $ 337,000 $ 94,000
Park, Montana 1 $ 480,000 $ 480,000 $ 358,000
Ravalli, Montana 1 $ 542,000 $ 542,000 $ 130,000
Lancaster, Nebraska 1 $ 165,000 $ 165,000 $ 71,000
Carson City, Nevada 1 $ 153,000 $ 153,000 $ 84,000
Burlington, New Jersey 1 $ 75,000 $ 75,000 $ 82,000
Camden, New Jersey 1 $ 286,000 $ 286,000 $ 152,000
Gloucester, New Jersey 1 $ 324,000 $ 324,000 $ 143,000
Middlesex, New Jersey 1 $ 76,000 $ 76,000 $ 86,000
Passaic, New Jersey 1 $ 80,000 $ 80,000 $ 30,000
Dona Ana, New Mexico 1 $ 200,000 $ 200,000 $ 84,000
Bronx, New York 1 $ 2,400,000 $ 2,400,000 $ 586,000
Chenango, New York 1 $ 148,000 $ 148,000 $ 122,000
Erie, New York 1 $ 429,000 $ 429,000 $ 219,000
Monroe, New York 1 $ 245,000 $ 245,000 $ 214,000
Onondaga, New York 1 $ 223,000 $ 223,000 $ 145,000
Orange, New York 1 $ 229,000 $ 229,000 $ 169,000
Putnam, New York 1 $ 256,000 $ 256,000 $ 120,000
Avery, North Carolina 1 $ 447,000 $ 447,000 $ 191,000
Catawba, North Carolina 1 $ 200,000 $ 200,000 $ 242,000
Chatham, North Carolina 1 $ 707,000 $ 707,000 $ 934,000
Currituck, North Carolina 1 $ 556,000 $ 556,000 $ 149,000
Forsyth, North Carolina 1 $ 135,000 $ 135,000 $ 125,000
Haywood, North Carolina 1 $ 200,000 $ 200,000 $ 60,000
Jackson, North Carolina 1 $ 300,000 $ 300,000 $ 138,000
Macon, North Carolina 1 $ 750,000 $ 750,000 $ 189,000
Pender, North Carolina 1 $ 350,000 $ 350,000 $ 109,000
Transylvania, North Carolina 1 $ 125,000 $ 125,000 $ 94,000
Clermont, Ohio 1 $ 675,000 $ 675,000 $ 243,000
Erie, Ohio 1 $ 220,000 $ 220,000 $ 578,000
Montgomery, Ohio 1 $ 202,000 $ 202,000 $ 313,000
Muskingum, Ohio 1 $ 130,000 $ 130,000 $ 65,000
Noble, Ohio 1 $ 330,000 $ 330,000 $ 236,000
McCurtain, Oklahoma 1 $ 340,000 $ 340,000 $ 176,000
Benton, Oregon 1 $ 425,000 $ 425,000 $ 205,000
Coos, Oregon 1 $ 119,000 $ 119,000 $ 97,000
Lincoln, Oregon 1 $ 190,000 $ 190,000 $ 106,000
Marion, Oregon 1 $ 152,000 $ 152,000 $ 99,000
Tillamook, Oregon 1 $ 320,000 $ 320,000 $ 311,000
Yamhill, Oregon 1 $ 203,000 $ 203,000 $ 89,000
Berks, Pennsylvania 1 $ 277,000 $ 277,000 $ 162,000
Butler, Pennsylvania 1 $ 591,000 $ 591,000 $ 129,000
Cumberland, Pennsylvania 1 $ 424,000 $ 424,000 $ 357,000
Dauphin, Pennsylvania 1 $ 89,000 $ 89,000 $ 78,000
Franklin, Pennsylvania 1 $ 208,000 $ 208,000 $ 39,000
Lackawanna, Pennsylvania 1 $ 472,000 $ 472,000 $ 116,000
Luzerne, Pennsylvania 1 $ 130,000 $ 130,000 $ 32,000
Monroe, Pennsylvania 1 $ 772,000 $ 772,000 $ 613,000
Northampton, Pennsylvania 1 $ 905,000 $ 905,000 $ 270,000
Pike, Pennsylvania 1 $ 158,000 $ 158,000 $ 33,000
Washington, Pennsylvania 1 $ 1,189,000 $ 1,189,000 $ 287,000
York, Pennsylvania 1 $ 200,000 $ 200,000 $ 56,000
Anderson, South Carolina 1 $ 316,000 $ 316,000 $ 110,000
Lancaster, South Carolina 1 $ 216,000 $ 216,000 $ 71,000
Laurens, South Carolina 1 $ 250,000 $ 250,000 $ 86,000
Pickens, South Carolina 1 $ 554,000 $ 554,000 $ 575,000
Cumberland, Tennessee 1 $ 297,000 $ 297,000 $ 72,000
Grainger, Tennessee 1 $ 182,000 $ 182,000 $ 53,000
Hamblen, Tennessee 1 $ 425,000 $ 425,000 $ 189,000
Knox, Tennessee 1 $ 185,000 $ 185,000 $ 37,000
Marion, Tennessee 1 $ 135,000 $ 135,000 $ 94,000
Monroe, Tennessee 1 $ 638,000 $ 638,000 $ 174,000
Rutherford, Tennessee 1 $ 172,000 $ 172,000 $ 171,000
Sumner, Tennessee 1 $ 550,000 $ 550,000 $ 216,000
Austin, Texas 1 $ 214,000 $ 214,000 $ 174,000
Comal, Texas 1 $ 600,000 $ 600,000 $ 342,000
Cooke, Texas 1 $ 395,000 $ 395,000 $ 246,000
Guadalupe, Texas 1 $ 398,000 $ 398,000 $ 372,000
Hale, Texas 1 $ 128,000 $ 128,000 $ 41,000
Hood, Texas 1 $ 200,000 $ 200,000 $ 120,000
Llano, Texas 1 $ 569,000 $ 569,000 $ 423,000
Parker, Texas 1 $ 1,181,000 $ 1,181,000 $ 396,000
Presidio, Texas 1 $ 175,000 $ 175,000 $ 317,000
San Jacinto, Texas 1 $ 497,000 $ 497,000 $ 137,000
Tyler, Texas 1 $ 453,000 $ 453,000 $ 139,000
Walker, Texas 1 $ 268,000 $ 268,000 $ 85,000
Grand, Utah 1 $ 175,000 $ 175,000 $ 27,000
Utah, Utah 1 $ 432,000 $ 432,000 $ 92,000
Bennington, Vermont 1 $ 848,000 $ 848,000 $ 319,000
Augusta, Virginia 1 $ 200,000 $ 200,000 $ 59,000
Chesapeake, Virginia 1 $ 150,000 $ 150,000 $ 36,000
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Mortgage Loan Application Detail Totals for Charles Schwab Bank, SSB in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,783 $1,812,157,000 $651,000 $4,500,000 $277,000 $8,805,000
Home Purchase 1,905 $1,097,745,000 $576,000 $4,000,000 $272,000 $8,596,000
Home Improvement 30 $17,585,000 $586,000 $2,925,000 $559,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,858 $1,728,278,000 $604,000 $4,500,000 $269,000 $8,805,000
Not Provided 1,444 $927,197,000 $642,000 $4,500,000 $296,000 $9,999,000
Asian 299 $211,434,000 $707,000 $4,000,000 $277,000 $2,557,000
Hispanic 92 $46,757,000 $508,000 $1,500,000 $220,000 $1,476,000
Black or African American 19 $11,036,000 $580,000 $1,224,000 $334,000 $2,536,000
Native Hawaiian or Other Pacific Islander 3 $1,452,000 $484,000 $706,000 $196,000 $285,000
American Indian or Alaskan Native 3 $1,333,000 $444,000 $582,000 $168,000 $218,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,718 $2,927,487,000 $620,000 $4,500,000 $277,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,518 $2,429,185,000 $690,000 $4,500,000 $304,000 $9,999,000
Loan Purchased By The Institution 847 $228,034,000 $269,000 $636,000 $155,000 $1,951,000
Application Denied By Financial Institution 351 $268,512,000 $764,000 $4,500,000 $298,000 $5,379,000
Application Approved But Not Accepted 2 $1,756,000 $878,000 $1,000,000 $728,000 $1,075,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 136 $109,650,000 $806,000 $3,745,000 $168,000 $1,304,000
Collateral 99 $78,604,000 $793,000 $4,500,000 $464,000 $5,379,000
Unverifiable Information 49 $33,907,000 $691,000 $3,622,000 $342,000 $2,536,000
Credit History 43 $31,326,000 $728,000 $2,474,000 $276,000 $740,000
Other 21 $12,960,000 $617,000 $1,990,000 $312,000 $800,000
Employment History 2 $765,000 $382,000 $400,000 $171,000 $217,000
Insufficient Cash (Downpayment, Closing Cost) 1 $1,300,000 $1,300,000 $1,300,000 $338,000 $338,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Charles Schwab Bank, SSB's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Charles Schwab Bank, SSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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